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TABLE OF CONTENTS 2 BE A SUPERSTAR IN BUSINESS

Creativity and business savvy can lead to an amazing career!

6 HOW TO REACH YOUR GOALS

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Learn to set goals and make your dreams a reality.

8 YOU CAN BE FULLY PREPARED FOR TODAY, TOMORROW AND THE REST OF YOUR LIFE Valuable tips for life success by a very successful investment manager!

10 KEY JOB SKILLS FOR THE 21ST CENTURY Key job skills you need and how to get them.

12 5 MISTAKES TO AVOID WHEN PLANNING FOR COLLEGE Solid tips to help you make good choices in your college plan.

13 LEARN MORE = EARN MORE See the “real numbers” in the value of higher education.

14 START COLLEGE RIGHT

A must read for a great start in college.

16 LET YOUR CAREER GOALS TAKE FLIGHT What career is right for you? See the 6 career paths and 16 career clusters.

17 HOT JOBS WITH BRIGHT FUTURES

Take our Personality Quiz! Then explore HOT careers by personality types, career paths and education needed.

26 HIT YOUR STRIDE AT A TWO-YEAR COLLEGE

Your success is closer than you think- Check your options at two-year colleges!

30 4 CREATIVE WAYS TO PAY FOR COLLEGE

Think “outside the box” and you can pay for college!

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any of the highest paying jobs with the strongest growth projections are available to those with a degree in one of the many business fields. Perhaps this is why some of the hottest stars on television are business men and women who have turned their education and experience into mega-fortunes. Let’s pick up the remote control and visit a couple top business professionals and their programs.

It’s Your World! For nearly two decades Your World with Neil Cavuto has brought a lively mix of breaking news combined with a daily review of the stock market, business stories, and political analysis. Hosted by the Fox News channel’s business news vice president, each show includes a panel of experts – men and women who are entrepreneurs, investors, authors, researchers, and corporate executives. What qualifies them to address the day’s major business issues? It’s their success, their experience, and, most important, their extensive educational background. Actually, whether you want to start your own business or prefer a high paying career in an established company, a degree in a business related field will give you a solid foundation for your future. Perhaps the most common and practical degree is accounting. In general, accountants are trained to ensure a business is running profitably and efficiently, that financial records are accurate and up-to-date, and all taxes are paid in a timely manner. The average annual salary for accountants is approximately $63,000 with some earning over $110,000. There are, of course, many other equally valid options for a business career. The following careers will give you an idea of the numerous possibilities: 1. PROMOTIONS MANAGERS develop

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27th Edition, October 2015, © 2015 by Venture Publications, Inc., All Rights Reserved. Reproduction in whole or in part without written permission of the publisher is prohibited. Movin’ On is protected through trademark registration in the United States. Published annually for sponsoring school districts, career centers, two-year colleges and state and Federal grant programs. EDITOR: Matthew Price • DESIGN: Anderson Design Group CONTRIBUTING WRITERS: Mark Rowh, Matthew Price, Andrea Frankenfeld, Dennis Trittin, Toni Fitzpenn, Dawn Verner PHONE: 615-662-0236 FAX: 615-662-0230 EMAIL: toni@venturepubs.com

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marketing programs that combine advertising with consumer incentives like rebates, coupons, and contests. Their average annual salary is approximately $88,000.

2. SALES MANAGERS design and supervise a company’s sales strategy by creating sales campaigns, monitoring customer


3. HUMAN RESOURCES MANAGERS serve in a variety of functions depending on the size of the company they work for including employee recruitment, compensation and benefits management, and employee training and development. Their average annual salary is approximately $99,000.

4. CHIEF INFORMATION OFFICERS are responsible for an organization’s technological performance with duties that range from hiring and managing computer specialists, making decisions about equipment and software needs, and helping the management team understand how to maximize the use of technology. Their average annual salary is approximately $168,000.

As part of your business degree, you should also consider taking elective courses in the social sciences, which will help you deal effectively with others; computer science, because the business world today operates on the latest information technology; and the language arts, which you will need to write a business plan, letters to your customers, or a press release. Like anything else the more you learn today, the better your chances are of succeeding tomorrow.

The Next Starring Role. . . Yours! If you’ve ever watched the Food Network you may have seen a frequent program contributor whose name fits her personality – Sunny. Yes, Sunny Anderson is the popular, and always cheerful, co-host of The Kitchen, host of Cooking for Real, and frequent guest on various other Food Network and morning talk show programs. In addition this United States Air Force veteran (she rose to the rank of Senior Airman) has hosted radio programs; founded Sunny’s Delicious Dishes, a catering company; and was the Food & Lifestyle Editor for Hip Hop Weekly magazine. So, what does Sunny’s career tell you? Well, if you have an artistic flair to match your business acumen and don’t mind the high excitement of working in a hot, pressure-packed, and noisy environment then you might consider becoming an executive chef. Top chefs receive formal training at independent cooking schools or culinary art programs at two and four-year colleges. They also must

DO YOU HAVE WHAT IT TAKES TO BECOME AN

ENTREPRENEUR?

Entrepreneurs generally have the same traits and personalities. From Oprah Winfrey to Donald Trump to Martha Stewart to thousands of less famous business owners, entrepreneurs share a passion for creativity, are ambitious and energetic, and are willing to take a risk. Susan Ward, a partner at Cypress Technologies, an IT consulting business, identifies five resources you must have if you are going to succeed as an entrepreneur. FULLY COMMITTED: You won’t succeed if C 1.youBEaren’t willing to work long hours for very little money while you establish your business and your reputation.

BE A “TYPE D”: You must have Desire, Drive, C 2.Discipline, and Determination in equal measure to establish a permanent business. You must have each trait to reinforce the others.

BE KNOWLEDGEABLE: A good idea and the C 3.proper attitude are not enough. You must have an educational foundation in various business disciplines to have any real chance at success.

FUNDED: To start a business you C 4.willBEneedWELLmoney to cover your start-up costs,

operating expenses, and salaries until you have sustaining income.

ACCOUNTABLE TO A SUPPORT SYSTEM: C 5.MostBEsuccessful entrepreneurs are married.

This is because you need someone (or a group of “someone’s”) to give you emotional support and provide trustworthy advice.

Movin’ On

needs, and helping the sales staff meet their goals. Their average annual salary is approximately $105,000.

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SINCE 2009—MILLIONS OF VIEWERS TUNE IN EACH WEEK TO WATCH SHARK TANK

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he show features a panel of very wealthy investors who evaluate sales pitches from entrepreneurs about their business ideas. If one or more of the investors like an idea then they compete with each other to stake their own money in building the business in exchange for a portion of the company’s ownership. Shark Tank is anchored by Kevin O’Leary, a Canadian billionaire who made a fortune in the global educational software industry. Other “Sharks” include Daymond John, the creator and owner of the hip hop apparel company FUBU; Barbara Corcoran, the founder of a real estate business she sold in 2001 for $66 million; and Mark Cuban, the billionaire owner of the Dallas Mavericks who sold his company, broadcast.com, for $7.5 billion in Yahoo! stock in 1999. So why is a television program about men, women, and children (yes, Shark Tank has included some very young entrepreneurs) pursuing their dream of striking it rich so popular? It’s because the show captures the essence of the American Dream: Owning a business and being your own boss. Actually entrepreneurship is a dream that is becoming reality for an increasing number of business-minded people. According to a recent report by the National Venture Capital Association, investors funded 3,995 deals in 2013 worth $29.4 billion, up 7 percent in dollars and 4 percent in deals from a year earlier. The reasons for this are many. For instance, many information, networking, and business tools are now readily and freely available on the Internet. Also the ability to find investors through equity crowd funding sites and angel groups has made the difficult challenge of raising money much easier. It’s an exciting age for those who want to pursue their own ideas for financial freedom. So, if opportunities like this feed your imagination, take as many business and accounting classes as you can, save your money, and research the ideas you’re passionate about online. You might just become the next great American success story! Shark Tank Photo and Logo courtsey of ABC Network

have business training since they are in charge of purchasing and operations, making sure that budgets are maintained, and scheduling and managing personnel. Executive chefs earn up to $74,000 annually depending on where they work. Of course the Food Network is not the only channel to showcase the growing craze in discovering life’s finer pleasures. The Travel Channel and a wide variety of leisure related shows

on virtually every cable and network channel prove Americans love to relax and enjoy life. This means careers in hospitality are abundant and represent one of the fastest growing segments of the economy – another great field to use business savvy! If, for instance, you have management skills and enjoy subjects like math and computer science then consider a career in hotel management. Managers oversee the entire operation

TWO-YEAR COLLEGES AND BUSINESSES Working Together for the Future

Roane State Community College (RSCC) in eastern Tennessee offers a two-year associate of applied science in financial services. This program prepares students for careers with companies such as credit unions, banks, and insurance agencies. “Area financial companies project a need for more than 100 employees a year with training in finance,” said Dr. Diane Ward, RSCC vice president for student learning. “Many companies must train new employees themselves, which is costly for the companies. We can prepare students to work in finance-related jobs, offering opportunities for students and saving companies on their training costs.”

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Courses include marketing, accounting, management, sales and service, introduction to investments and consumer lending. Contact your local twoyear college to see what business and financial programs they offer!


of a lodging facility and are responsible for expenditures and room rates, housekeeping, all dining functions, and guest services operations. Most hotel managers hold at least an associate degree however many have earned a bachelor or graduate degree in hospitality management. While salaries vary widely, the typical hotel manager earns $46,000 per year with some making over $89,000. At the top of the hospitality career pyramid are the city, county, and state directors of tourism. Tasked with making sure the region they serve becomes or remains a popular destination for families, conventions, conferences, and groups, the director of tourism generally works for a region’s tourism commission

and under the director of economic development. Generally a bachelor or master degree in public or business administration, communications or marketing, or recreation or tourism is required to gain one of these coveted positions. Because salaries vary widely based on the type and size of community or region a director of tourism serves, it’s difficult to give a national average. However, earnings of $59,000 and above are common. So, as you can see every day on your local cable and network channels, launching a business career in one of the many traditional business, entrepreneurial, or hospitality fields can help you achieve the “Superstar” feeling that only comes from lasting success.

SPOTLIGHT ON MEETING PROFESSIONALS

— the Event Planner

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lmost $100 billion is spent each year planning meetings, conferences, trade shows, and special events sponsored by corporations, government agencies, non-profits, and other organizations. Typically a meeting professional coordinates the needs of their client or the company they work for with the convention center or hotel where they will be holding their event. Some schools are responding to this growing industry by offering a Certified Meeting Manager (CMM) certificate. Movin’ On spoke with Chelsea Hutchinson, former Senior Catering Sales Manager for the Ritz-Carlton, Buckhead in Atlanta, Georgia.

1. Chelsea, what first drew you to a career as a meeting professional?

2. There was probably no such thing as a typical day for you. What were some of the more unique projects you’ve undertaken?

One of the things I enjoy most about this field is there is no such thing as a typical day. While bidding on an event in honor of a President from another country, I planned a special site visit for the Consulate. The

guests were greeted with music from their country playing in the ballroom, and throughout the meeting our Chef, Rooms Executive, and other staff from their home country stopped by to greet them. After the site inspection, the guests joined me for high tea, where we served elegant pastries in patriotic colors garnished with a handmade flag made of crystal sugar. My clients were sent home with goody bags keeping with the patriotic theme, and were so blown away they decided to host their event with us.

3. Give us an idea of the educational requirements that are generally required to gain an entry level job as a meeting professional with a hotel, resort, company or college?

Bachelor’s degree in Hospitality or Hotel Management is ideal, in addition to hands on experience through internships or previous work experience. Candidates with a degree in the field are always looked at more closely than those who do not have that degree. Photos provided by Ritz-Carlton, Buckhead, Atlanta, GA

Movin’ On

My desire to be a wedding planner first drew me to event management…. This seemed like the perfect field to utilize my creativity, attention to detail, and organizational skills. After a few years of selling and servicing social events in both a university and hotel setting, I began to diversify taking on corporate meeting and events. When I joined The Ritz-Carlton, I had the opportunity to focus solely on selling corporate catering events, and I had a Meeting Specialist who planned the details of the events. While I no longer helped brides envision flowers and towering cakes, I found ways to use my creativity through proposals and site visits and focused on building relationships with new and existing clients.

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What would you like to be doing five years from now? Or ten or twenty years in the

future? “To determine whether you’re accomplishing something, you need to have goals to serve as measuring sticks,” says Scott Swanay, a New York businessman and Harvard graduate who runs a fantasy baseball enterprise. “Going through your life without goals is like a plane taking off from an airport without a flight plan.” For the most part, goals vary with the stage of life you’re in. For a six-year-old, it may be learning to ride a bicycle. For older adults, a major goal might be buying a home. Or getting out of debt. Or starting a family. For students looking ahead to college, many goals are academic in nature. Pass a big exam. Get a B in chemistry. Graduate with honors. Or they may involve making a sports team or cheering squad, or grabbing first-chair in band. Just how do you reach your goals? Here are some essential steps.

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1. Write things down. Believe it or not, it really helps to put goals into writing. The effort needed to articulate goals will help you refine your thinking. And in the process of documenting goals, you’ll develop information that can be used as reminders. The format doesn’t really matter.

Whether you jot goals down in a notebook, store them in a computer file or slap sticky notes on your bedroom wall, written goals can provide a tangible source of motivation. 2. Be specific. Instead of setting a goal such as “get a scholarship,” try something like “complete at least five scholarship applications” or “obtain enough scholarship funds to cover the full cost of attending community college.” The more specific your terms, the better. “One way to set a goal is to think about something you want to achieve – a position, a trip you’d like to take, a degree you want to earn – and then set a tentative date to reach it,” says Deb Bailey, a New Jersey-based career transition coach. “From that date, work back to where you are right now. “ She notes that the key point is to think about what you


would have to do to fill the gap between where you are and your goal. And ideally, you’ll identify and develop a series of steps to carry out. “Set benchmarks,” Bailey advises. “That way you can measure your progress along the way.”

Set Career & Life Goals

In thinking about where you want to go in life, don’t overlook the importance of taking small steps to get to those BIG goals. “Small goals help you reach larger goals,” says Elaina Loveland, author of Creative Colleges and Creative Careers. “By creating a step-by-step plan of small goals to reach your larger goal, you get a sense of accomplishment along the way and you are always on the right path.”

3. Build Credentials. To land a great job or reach another important goal, you may need proof that you’re qualified. In many cases this is a piece of paper, or the electronic equivalent, showing that you have completed training, passed an exam or are otherwise prepared to take on responsibilities. So a first step might be enrolling in college and completing a degree or certificate program, and then using that credential to pursue a job in your chosen career area. 4. Seek advice. Keep in mind that for something as important as setting goals, you need not operate completely on your own. Taking the time to consult others can prove helpful both in making decisions about setting goals, and in taking the best steps to reach them. “Pick people you know and admire, then talk to them about how they go about setting and accomplishing their goals,” Swanay says. “For career choice, pick some careers that sound interesting to you, then find someone who’s already in that career and talk to them or write to them.” “Those you select may turn into your personal network. Building a personal network can provide a great boost to reaching goals”, says Nancy Keene, of Stanton Chase International, an executive search firm. “You never know what might result,” she says. The best advice: “Figure out what you love or you’re already good at,” says Rodger Roeser, president of Eisen Marketing Group in Cincinnati, Ohio and founder of a scholarship foundation. “Then find a way to do that for a living.” Quote

“For a career goal, first find out what training is required for that career and then work backward,” Loveland says. “You need X degree and X experience — so how do you get that degree? Research schools that offer the degree, then narrow it down, then apply. Reverse the order and suddenly, you have a step-by-step process to reach your goal! “

4 Basic Steps to Help YOU Start!

1. Take some time to know who you are.

What are you passionate about? What are your core values? What is important to you? What gives you the greatest feeling of satisfaction and reward?

2. Take advantage of any assessment tests and tools that are available through your school’s career

center. Or explore testing sites online.

3. Know your strengths - it’s what you have to

offer in the marketplace of hiring or community service.

4. Join school clubs in areas that interest you.

Seek internships and part-time jobs in various fields. You will quickly determine whether you love that area or hate it. By Nancy Keene, Founder, The Perfect Fit, Texas Women Ventures

“Anyone who stops learning is old, whether at twenty or eighty. Anyone who keeps learning stays young.”- Henry Ford Lifestyle Do “everything in moderation.” Get plenty of sleep, eat well, exercise AND study! It’s tempting to stay out late with friends but you will pay the price later.

• Do What You Are: Discover the Perfect Career for You Through the Secrets of Personality Type by Paul D. Tieger, Barbara Barron and Kelly Tieger. (Little, Brown and Company) • What Color Is Your Parachute for Teens: Discover Yourself, Design Your Future, and Plan for Your Dream Job by Carol Christen and Richard N. Bolles ( Ten Speed Press)

Movin’ On

Check Out These Great Books!

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Check these out!

Step 1: Conduct a comprehensive

self assessment that summarizes

your interests and passions, realistically evaluates your skills and aptitudes, notes your lifestyle and workplace preferences, and objectively considers your ability to obtain the qualifications for your dream job.

Step 2: Assemble a list of potential careers that is expansive at first and includes everything that interests you. Then, begin honing your options after you do some online and one-on-one research on the practical realities of your job candidates.

Step 3: Investigate the demand

outlook to make sure the job you’re positioning for will be viable and show growth potential once you graduate.

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n the past few years author Dennis Trittin has copublished two books with titles that explain everything about their content: What I Wish I Knew at 18 – Life Lessons for the Road Ahead and Parenting for the Launch: Raising Teens to Succeed in the Real World. “So who is Dennis Trittin?” you may be asking. Well, first of all Dennis is smart. Very smart. He holds a B.B.A. degree from the University of Wisconsin and an M.B.A. from the University of Washington. And, Dennis is successful – very, very successful. During his 27-year investment career he helped grow his firm’s assets from $1 billion to $220 billion and evaluated thousands of leaders around the world. But maybe the biggest reason you should check out his tips for a successful life is that he gave rittin T s i n up his big salary and prestigious job Den to help teens and adults alike reach their full potential. Since Movin’ On is a magazine for those about to enter college, let’s look at some of his advice you can apply right now. Here are Dennis’ steps for choosing a college, major and an eventual career path. 8

Great Study Tips by Dennis

1. Get to know your professors and learn their expectations. 2. Develop a realistic study schedule. 3. Take very detailed notes and sit in the front row. 4. Complete all assigned readings four days before the test date.

5. Highlight key passages while you read. 6. When studying for exams, use different colored highlighters as you reread and narrow down the most important and challenging material. This “rainbow highlighter method” is described in What I Wish I Knew at 18.

7. Analyze your performance on an ongoing basis and make adjustments to your methods as needed.

8. Ask your professors for help whenever necessary. Don’t be shy!


Step 4: Seek out internships or work study opportunities to gain a real world taste of the career you’ve chosen. Never choose a career or major without first speaking with people in those jobs. Their perspectives are invaluable. And then there’s the insight Dennis offers on the topic of finances. “Become a disciplined saver”, he advises, “because the one who saves and invests on a regular basis lives within his/her means in order to save for the future.” Likewise, Dennis stresses that everyone should be a savvy consumer by controlling our impulses and spending as conservatively as possible. Life-skills and decision making tools are important components to leading a successful life. By following these and other tips from outstanding career, college, and life counselors like Dennis, you can launch into the college and career of your choice with complete confidence in a bright future.

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omeday — and it will come sooner than you think — you are going to apply for a job you really want. Not a minimum wage, after school type job but a long-term dream career. So what’s the first source of information an interviewer will use to learn about you? That’s right, your résumé. And once your foot is in the door, what’s the next thing they’ll judge you by? Yes, your interview. That’s why a compelling résumé and great interview skills will put you at the top of the list for your first job. Here are some essential strategies to help you soar in your career.

On your résumé . . .

1. Use your words carefully and wisely The key to a good résumé is to compile your information in a fast, readable style by providing maximum information in the least amount of words. Use persuasive language to highlight your most significant achievements.

2. Keep sentences short and clear Brief, clear sentences work best in getting your point across.

3. Make your cover letter stand out Paragraphs that are easy-to-scan can make or break your application. Be creative and place your most important points up front where they can be seen first. To learn more about Dennis Trittin and purchase his books, visit www. dennistrittin.com. Also check Dennis on Facebook and Twitter.

In your interview . . .

1. Express the diversity of your experience

It’s hard to recover from a low freshman GPA. So, be at EVERY class first semester. Lifestyle “Education is the key to unlock the golden door of freedom.”George Washington Carver

2. Show and tell Telling about your experience is great — but be sure to use examples, too.

3. Highlight your résumé, don’t repeat it. Don’t simply repeat information from your résumé. Rather, highlight important facts or give examples to shed new light on the breadth and scope of your most powerful qualities.

Movin’ On

Did You Know?

Different types of experiences reveal the significant breadth of your background and make you a more appealing job candidate.

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TO GET A GREAT JOB!

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ow many times have you heard the world is a rapidly changing place? This may be a cliché, but it’s true. Success requires not just the right educational background, but the development of some key job skills. Perhaps most important is the ability to communicate effectively. “Communication is the number one skill sought after by employers,” says Carole Martin, author of Interview Fitness Training. “Show an interest in others and they will respond to you.” Aliza Sherman, author of PowerTools for Women in Business, affirms saying, “Oral communication skills — How you speak and articulate your thoughts is often the first (and possibly the last) impression you get. FF! PAYS O B O J Practice speaking with professionals TEMP and adults whom you admire to brush up on proper grammar and to minimize slang.” Communication is more than just speaking and writing, though. “Think about the ability to work in teams with people from very different backgrounds to produce work by problem solving and creating,” says Dr. Adam Weinberg, president of Denison University in Granville, NTO SAN JACI OOD ENT AT N FAST-F A STUD HIS OW NS 2 , JEFF, TO OPEN Y HE OW IN 2006 DA ED TO NT N! (TX) WA IN ONE. TO E US NG EG KI HO COLL OWN R WOR NT TE W AF DO SS S IN BUSINE H SHOP SANDWIC

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Ohio. “You need the skills to thrive in a rapidly changing, diverse, team-oriented work environment. Take classes that help you learn how to articulate a view, to hear a competing view and to reconcile competing views.” Sherman adds this includes the written word as much as the spoken. “So much of any job entails writing reports, memos, outlines for meetings and other documents that require clarity and accuracy. Don’t slack in the English classes. You’ll miss out on some of your most valuable lessons.” To develop such skills, many experts recommend gaining employment experience through part-time or summer jobs. And it’s always best to start sooner rather than later. When you work in a field you will add to your educational experience. This will give you a head start as you prepare for and develop new skills.

4 Ways

Temporary Jobs Benefit

Your Future

When you’re still in school, it might seem some career planning can be deferred until the future. But working in a summer job or other temporary position may be something to consider now. Here are 4 benefits of your temp job. 1. GAIN EXPERIENCE – Of course, earning extra money is seldom a bad idea. But perhaps more important than income is the experience gained when you take on a temporary or part-time job. ”Working in a temporary job prepares teens for the realities of


the job market,” says Susan Ascher, president and CEO of the Ascher Group, a New Jersey recruiting firm. “A temporary job, be it in an office, factory, or even camp setting, teaches you skills you might not learn in a classroom.”

2. DEVELOPING CAPABILITIES – Along with developing your capabilities, temporary jobs also help you build a track record that can be helpful in the future. “Carefully chosen temporary jobs can be wonderful evidence to future employers,” says Nella Barkley, president of Crystal Barkley, a career counseling firm with programs in several cities. “These experiences show how you have developed your skills and followed through on developing your interests.”

3. DEVELOPING SOFT SKILLS - Perhaps most importantly, the experience of holding a job helps develop what might be called “soft skills.” According to Barkley, soft skills are personality traits that may actually be the most important element of career success. “Employers want to know if you can get along with others,” she says. “They also want evidence you have a can-do attitude, are enthusiastic, can speak well, and are well organized. Temp jobs give you the chance to practice these skills and to test the environment in which you feel good using them.” Dr. Donna Vinton, director of academic assessment at the University of Northern Iowa, says traits such as initiative, adaptability, leadership, a strong work ethic and honesty are highly valued. “These qualities make a difference in any job,” she says, “no matter how simple it may seem from the outside.”

4. DEVELOPING REFERENCES “Take the job very seriously,” says Phil Blair, president and CEO of Manpower Staffing Services of San Diego. “A temp assignment is not a pretend job. It’s an opportunity to begin developing your reference lists early in your working career.” Given the importance of developing soft skills and gaining work experience, you may want to seek a summer job or part-time position. If you decide to pursue this type of employment, be sure to make the most of the experience. At the same time, be sure not to overdo things. Don’t work too many hours or let work take priority over other parts of your life. “While jobs are important, leave some time for family, friends, and activities that help you develop in other areas,” Vinton says. “Participation in sports, clubs, theater, music, and leadership roles also develop useful skills and self-confidence for future school and career.” Did You Know? “Education is not preparation for life; education is life itself.”John Dewey Lifestyle The person you are when you end college may be worlds apart from who you were when you started. Change is an inevitable part of the college experience.

Make it a practice to be on time, whether for class or on the job. Always complete assignments. Work Hard at writing papers, planning speeches or compiling reports. Be a problem solver. Make it clear to professors, employers and others that they can always depend on you. If you focus on skills employers need, your chances for success will be greatly enhanced.

Movin’ On

Remember, as you sharpen your skills through classroom and work experience, to...

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TRANSFER O V E R L O O K IN G S . Many students R E Q U IR E M E N Tcolleges intend to

ar who enroll in two-ye that’s your plan, If . ol sfer to a four-year scho ired by the transfer an tr tio op hat is requ and degree view all the program event costly mistakes, check out exactly w u might take courses that won’t pr tions can school. Otherwise, yo t fit into a given program. For basic review of such op courses. ong accepted, or that won’ wrong English course. be de of s such as taking the wr pe ty nt u might take the rstand the differe “Make sure you unde Roman, academic and transfer example, yo roll and assume that all of your course win “Do not en grees offered,” says Ed Bronx Community College in the bachelor’s degree,”  rd wa to r fe ns r tra fo ll r to wi work with resources coordina gree that is congruent de a t lec se Deitrick says. nd “A . ide is a rk , pursue New Yo to at wh ow kn d or online transfer gu t the t te no in do pr u a if yo e If Se s. an pl your career office should it closely. Or check ou r. reer/transfer services available, and follow nd to transfe visit to the campus ca y.” school where you inte a rit of io g pr lo r ta te ca es m se ad st  re fir by be a sor each semester vi options ad ic ic em em ad ad ac t ac ou an ab t e ul or ns Also co You can also learn m track. py from the admissions co a t es qu Re e sure you’re on the right g. ak lo m ta to ca s ’ r fo e ttl ing a school se ’t eck it out online. Don up on or recruiting office, or ch e word “catalog” in your request. ING UP. Never giveif you have IV G th e  us to ge. Even t,” Robrochures; be sure plans to attend colle contractual agreemen th a is g ted here, lo ta ca ge lle m co e “The ties of bo me of th istakes lis  to ili so sib e on ad m sp re s ne tli ou it ited too long man says, noting that ge. “You satisfy the contract, ill adjust. If you’ve wa year colleges st n ca u yo lle co e th d at most twothe student an .” apply, keep in mind th rough the first week of ee gr de ge lle co a rn ea u yo ll allow you to enroll th don’t have the money, wi ng ni an pl d oo G . u G es each semester. If yo ral ss cla O V E R -P L A N N IN g in ak m t or Fede stress ou apply for scholarships rt-time is important. But don’t ke you years into the ta pa at nd detailed plans now th wo-year college path. student aid. Or atte mind u choose the t while working. Keep in future, especially if yo ar college is different than and access “Planning for a two-ye schools,” says Brandy Barbera, – opportunity Ameris of are hallmarks of planning for other type on Community College in So pt am th ca’s two-year colleges. a graduate of Nor nia. never give up on your Bethlehem, Pennsylva s, it ar ye o tw ly on r fo ng educational goals! “Since, you are planni e you are lik el fe t n’ do u Yo r. sie ea makes decisions a little

2

5

3

12

N S! N S AN D QU ESTIO


F

or most, college is the adventure of a lifetime . . . but it’s the lifetime earnings you will gain from your education that will bring the greatest satisfaction.

According to data revealed by a recent survey through the U.S. Census Bureau, over a 40 year period (or the length of the average work life) those with an associate degree average $1.8 million in earnings, with a bachelor’s degree average $2.4 million, with a master’s degree average $2.8 million, with a doctoral degree average $3.5 million, and with a professional degree average a whopping $4.1 million. Now you know why education is called the “best investment” a person can make to build a healthy financial future!

e Here are som factt isntshpairt e you: migh

In addition to earnings potential, an education helps ensure employment throughout your working career, as this chart from the Bureau of Labor Statistics (BLS) reveals.

Earnings and Unemployment for Workers by Education Level

* According to The College Board, the typical

bachelor’s degree recipient can expect to earn about 66% more during a 40-year working life than the typical high school graduate earns over the same period.

$2000

* According to the BLS, the 20 highest paying

* Forbes recently released its top careers

COMPANY CEO: Professional Degree

$700 $600 $500

for 2015. All 10 of the top jobs listed fall in a health care or STEM field, being science, technology, engineering and math based, with incomes starting at $70,000 a year and up.

$792

SOME COLLEGE, no degree

$741

HIGH SCHOOL GRADUATE

LESS THAN a high school graduate $668 Unemployment Rate = 9%

$488

Movin’ On

$1,101

Unemployment Rate = 6.0%

$800

PHOTOGRAPHER: Bachelor’s

$1,326

Unemployment Rate = 4.5%

$900

$1,591

Unemployment Rate = 3.5%

$1000

jobs in the U.S. – with salaries ranging from an average of $119 thousand to $187 thousand – require a bachelor’s degree or higher.

Unemployment Rate = 2.8%

Unemployment Rate = 1.9%

$1500

Unemployment Rate = 2.1%

$1,639

Unemployment Rate = 6.0%

Median Weekly Earnings in 2014 ($)

13

Unemployment Rate in 2014 (%)


going to college

is a major part of the American dream. But enrolling is just the first part of the story. To be successful, you’ll want to get off to a good start. If nothing else, college offers a chance for a brand new academic career. No matter how well you did in high school, once you set foot in your first college class, high school is history. While this fresh opportunity can be invigorating, it also carries a ton of responsibility. To make sure you succeed over the long haul, follow these basic steps from the start.

1

It might sound simple, but the most important step for starting well is simply to do the assigned work, right from the beginning. “The day you attend your first classes, attack your assignments immediately,” says Don Dunbar, an educational consultant and author of What You Don’t Know Can Keep You Out of College. “You might be meeting new friends who want to go out the first few nights before the pressure builds, but don’t do it. Stay home those first few nights and save your socializing for the weekends.” Normally this will include a great deal of reading along with other work professors expect you to complete outside of class. If you keep pace from the start, you won’t find yourself getting overwhelmed.

2

14

After the first few days of school, you’ll find one of the biggest adjustments to life as a college student is the level of independence. You have a lot more control of your own schedule, but this can be a challenge as well as a plus. “In high school your teachers probably remind you about your homework, exam dates and paper due dates,” says Kelly Tanabe, founder of Supercollege.com and author of several related books. “In college, you’ll receive a list of these deadlines at the start of the semester, but you may not hear about them again until the day they are due.”

Keep this list at hand (typically contained in an outline known as a syllabus) for each course, and refer to it frequently. At the same time, keep in mind instructors focus only on their own courses and don’t really consider what other faculty demand of their students. Since each course will have its own list of assignments, you’ll need to develop a master schedule. Tanabe recommends creating a schedule for when you’ll study, how much you’ll read or work on a project per day or week, and when you’ll do everything else. “By doing this, you won’t show up to class one day and be surprised with a mid-term,” he adds.

3 As you prepare for exams and complete assignments, it’s important to be effective. In addition to putting in the basic time required, learn to absorb information as completely and efficiently as possible. Even if you’re an excellent student, there is always room to improve while adapting to the fast pace of collegiate studies.


Different techniques work best for different people, but some strategies are basic. Polish your note-taking skills. Learn how to extract the key points from textbooks and other written materials. Get organized so you spend your time completing work rather than looking for lost notes or re-doing misplaced work. To learn more about proven ways to improve study skills, seek out-of-class help from counselors or academic advisors. Take a class or seminar on study skills. Consult sites such as HowToStudy.com, which provides links to a variety of helpful resources. In short, spend some time studying about how to study. Also make it a point to focus on academic work to the exclusion of other activities. While this may be the age of multi-tasking, carve out time where you are not distracted by phone conversations, TV, or the Internet. “Don’t study in front of an open computer or you’ll end up stalking people on Facebook instead of studying,” says Suzette Tyler, author of Been There, Should’ve Done That: 995 Tips for Making the Most of College.

4

Educational research has shown that for most students, a key to success in college is getting connected with fellow students, professors, and other people in the college community. During the first few weeks this can be chal-

lenging, but be patient. There are any number of ways to getting involved. Consider joining or forming study groups, or taking part in intramural sports, student government or small groups with special interests ranging from music to web design. It also pays to establish good relationships with professors. One plus with two-year colleges is in most cases, classes are small enough instructors get to know students as individuals. But this also means to be as successful as possible, you’ll need to show professors you’re serious about doing well. Also keep in mind every college has a support network of professionals available to help you. If you experience problems or just need some advice, be sure to take advantage of the many services available. As the need arises, take the initiative to talk with counselors, tutors, academic advisors, administrators or support staff. The more engaged you become with others who care about your success, the more likely you are to succeed.

As a college student, you’ll have plenty of choices when it comes to the classes you take. To make the best selections, take these steps.

Consult The College Catalog to see what courses are required for the program in which you’re interested.

Look Over Class Schedules carefully to determine your choices for any one term.

Meet Your Academic Advisor to make sure you understand all requirements. If you will be transferring to a fouryear school, confirm your courses will transfer into your desired Bachelor degree program.

For Classes In English & Math see if placement tests are required. If so, take them early so the results will be available before class sections start to fill up.

If Possible, Stretch Yourself by taking a few classes in subjects that might not be your first choice, even if they’re not required or suggested as part of your electives. You’ll be glad you did.

Did You Know? Nearly 47% of undergraduates attend community colleges.

“Food Fuel. Bleary-eyed students up late studying for exams skip meals in favor of energy drinks and pots of coffee, need to focus on fueling with lean meats, vegetables, fresh fruit, and milk or light yogurt.”

Movin’ On

Lifestyle

15


Let your

CAREER GOALS

Flight!

take

AT’S DISCOVER A CAREER TH

RIGHT FOR YOU.

FOLLOW THESE 3 PRACTICAL STEPS TO CHOOSE THE CAREER PATHWAY FOR YOUR UNIQUE PERSONALITY, EXPERIENCE AND SKILLS. 1. KNOW YOURSELF ASK YOURSELF – What are your strengths? How do you like to spend your time? What special skills do you have? What type of future lifestyle do you want? Concentrate on your strengths. Be sure to check your perceptions

– ask those closest to you some of these same questions about you and compare the answers. To help you, look at the center of page 17–Movin’ On has a short personality style self-assessment. Check it out!

2. MATCH YOUR STRENGTHS TO CAREER OPTIONS FOCUS on the career options that correspond to your set of natural aptitudes and skills. To help you sort through possible career options, look over the 6 career pathways and 16 corresponding career clusters you see in the right column on this page. Select one or several that spark your interest and imagination. 3. EXPLORE AND RESEARCH YOUR CAREER OPTIONS

RESEARCH the various careers in the pathway or career cluster you selected. If you are interested in engineering, talk to engineers—ask them what they like about their job and what they do not like. Do job shadowing and discover what a day in the life of a “lawyer” is really like. With your top choices, check the employment predictions and salary range with the U.S. Bureau of Labor. The BOL website has loads of information—even where workers with specific skills will be able to find employment. Because the best paying jobs will require education beyond high school, starting on page 17 Movin’ On has organized the hot careers by the education you will need, the personality types and the career paths.

Look these over and see what feels like you! AND REMEMBER–EDUCATION is the launching pad for 16

your dreams and a solid investment in your future!

6

Career Pathways + 16 Career Clusters

Arts and Communication Arts, A/V Technology & Communications

Business, Management and Technology

Business, Management & Administration Finance Information Technology Marketing, Sales & Service

Health Services Health Science

Human Services

Education & Training Government & Public Administration Hospitality & Tourism Human Services Law, Public Safety, Corrections & Security

Industrial and Engineering Technology

Architecture & Construction Manufacturing Science, Technology, Engineering & Mathematics Transportation, Distribution & Logistics

Natural Resources/Agriculture

Agriculture, Food & Natural Resources

WEB SITES TO HELP YOU CHOOSE A MAJOR/CAREER: Career Overview: www.careeroverview.com America’s Career InfoNet: www.acinet.org Bureau of Labor Statistics: www.stats.bls.gov Occupational Outlook Handbook: www.bls.gov/oco Education Planner: www.educationplanner.com


See what

GULF COAST has to offer!

• Excellent Academic • Low Tuition and Fees Instruction • Online, Hybrid, Short-term • Career & Technical Training and Weekend Courses • Exciting Student Life • And More!


Getting Started at Gulf Coast We all like to have choices in life. That’s what you get when you come to MGCCC: choices. Whether you want to train for a job now or prepare to transfer to complete a Bachelor’s degree, you can do it here! You can take classes during the day, at night, on the weekend, on campus, or at home. You can register in person, or you can sign up for classes and pay online. So come see why MGCCC is all about you—why we fit your lifestyle—and why we should be your choice.

COMPLETE CHECKLIST Complete checklist here or choose online at mgccc.edu/future-students/ ADMISSIONS Requirements FF Submit online admission application FF Submit official transcript from high school or colleges attended, or GED FF Submit ACT score report to campus, or schedule assessment test FF Attend orientation, if required FF Complete other specific requirements by student type (i.e. transfer, incoming freshman) HOUSING Requirements (Perkinston students only) FF Submit housing application and $50 non-refundable application fee online at mgccc.edu/housing/ FINANCIAL AID Requirements FF FAFSA application (fafsa.ed.gov) for federal grants (including Pell) FF Apply for PIN number first. FAFSA Campus Code: 002417 FF State of Mississippi grants application (MTAG, MESG, etc.) at mississippi. edu/financialaid/ FF MGCCC scholarship applications at mgccc.edu/future-students/ FF Other external scholarship applications


Financial Aid and Scholarhips One of the most attractive features at Gulf Coast is the low cost. But if you need help paying for college, we offer scholarships, grants (which do not have to be repaid), loans and work opportunities. Priority deadline for Alumni/Foundation and Honor scholarships is April 1. Some funds are available throughout the year; however, it is best to apply before June 1 to qualify for all aid you are eligible to receive. Keep reading to find out more about your options. FEDERAL GRANTS Federal entitlement awards are available to students pursuing a first undergraduate degree or certificate who demonstrate exceptional financial need. PELL GRANT • Federal grant awarded to first-time undergraduate students with financial need. FEDERAL SUPPLEMENTAL EDUCATIONAL OPPORTUNITY GRANTS • Gift-award program is available to a limited number of undergraduates demonstrating substantial need. WILLIAM D. FORD FEDERAL DIRECT LOAN PROGRAM • Long-term fixed-interest loans available through U. S. Department of Education. FEDERAL PLUS LOAN Non-need based loan program in which a parent may borrow up to the cost of attendance for each undergraduate student each year. FEDERAL WORK-STUDY Part-time, on-campus employment is available to eligible students.

STATE GRANTS MISSISSIPPI RESIDENT TUITION ASSISTANCE GRANT (MTAG) Grant offers for students who are residents of Mississippi and do not qualify for a full Pell Grant. MISSISSIPPI EMINENT SCHOLARS GRANT (MESG) Grant offers for students who are residents of Mississippi with a high-school grade point average of 3.5 and an ACT score of 29 or above. MGCCC SCHOLARSHIP OPPORTUNITIES The college is committed to assisting students with financial resources based on academic and participatory performance. A maximum of two Institutional Scholarships may be applied to a student‘s account each semester. In the case of multiple Institutional Scholarships, a student should choose the two scholarships which benefit him/her the most. ACADEMIC SCHOLARSHIPS - Presidential, Dean’s and

Incentive Scholarships are available. Level of award based upon ACT score. High school seniors with an ACT score of 21 or above who submit their scores and Application for Admission by April 1 will receive an invitation to attend Scholars Orientation.

HONORS SCHOLARSHIPS CAREER/TECHNICAL SCHOLARSHIPS GED SCHOLARSHIPS PERFORMANCE and SERVICE-BASED SCHOLARSHIPS ATHLETIC SCHOLARSHIPS FOUNDATION AND ALUMNI SCHOLARSHIPS

Housing Living on campus is the sure way to be close to everything the Perkinston Campus has to offer. You’re a quick walk away from classrooms, the learning lab, meeting places, the cafeteria, or grill. At Perkinston, residence life lives up to your expectations. You’ll find comfort, style and safety in our residence halls. All of our residence halls are equipped with card access, flat-panel TV in the lobby area, laundry facilities, in-room internet access, and cable television. You will find comfortable living accommodations and residence hall staff members to assist you throughout your stay. Find out more at mgccc.edu/housing/

Eligibility requirements regarding financial aid and scholarship awards may be obtained from MGCCC Financial Aid offices. Compliance and final awards will be determined by MGCCC. *Institutional Scholarships require a minimum of 15 hours of enrollment.

FAFSA application (fafsa.ed.gov) for federal grants (including Pell). • Apply for PIN number first. FAFSA School Code-002417 • State of Mississippi grants application (MTAG, MESG, etc.) at mississippi.edu/financialaid. • MGCCC scholarship applications at mgccc.edu/ future-students/. For tuition and fee information, visit mgccc.edu and click on Tuition and Fees.


PROGRAMS Technical Programs Accounting Technology (JD, JC, PC) Accounting Technology (Gaming Concentration) (JD, JC, PC) Associate Degree Nursing (JD, JC, PC,GCC) Baking and Pastry Arts Technology (JD) Business Management Technology (JD, JC, PC) Business Management Technology (Gaming Concentration) (JD, JC, PC) Computer Programming Technology (JD) Computer Networking Technology (JD) Computer Networking Surveillance Technology (Gaming Concentration) (JD) Construction Management Technology (JD) Criminal Justice Technology (JD) Culinary Arts Technology (JD) Database Administration Technology (JD) Drafting & Design Technology (JC) Early Childhood Education Technology (JD, JC, PC) Electronics Technology (JC) EMS/Paramedic (JD) Funeral Service Technology (PC) Graphic Design Technology (PC) Hospitality and Restaurant Management (JD) Hospitality and Restaurant Management (Gaming Concentration)(JD) Human Services (JC) Instrumentation & Controls Technology (JC) Interpreter Training Technology (JD) IT Specialist Technology (PC) Marketing Management Technology (JC, JD) Marketing Management Technology (Gaming Concentration) (JC, JD) Medical Assisting Technology (GCC) Medical Laboratory Technology (JC) Medical Office Technology, Billing and Coding Option (JD) Medical Office Technology, Transcription Option (JD) Network Security Technology (JD) Office Systems Technology (JC, JD, PC) Office Systems Technology (Gaming Concentration) (JC, JD, PC) Paralegal Technology (JD) Paralegal Technology (Gaming Concentration) (JD) Process Operations Technology (JC) Radiologic Technology (JC) Travel and Tourism Management Technology (JD) Web Development Technology (PC)

From state-of-the-art technical and career training to rigourous academic preparation, MGCCC has a program to suit each student’s interests and needs. And our highly qualified and caring instructors will make sure you get the training and education you deserve. Career Programs Apprentice Electric Lineman (GCC) (16 Weeks) Auto Collision Repair Technology (JD) Automotive Technology (JD) Banquet and Catering Service Technology (JD) Commercial/Residential Maintenance (PC) Cosmetology (GCC) Electrical Technology (JC, JD) Heating, Air Conditioning and Refrigeration Technology (JD) Marine Electrical Technology (JC) Marine Pipefitting Technology (JC) Mechanical Maintenance Technology (JC) Medical Assisting Technology (GCC) Pipefitting (JC) Practical Nursing (JC, JD, PC, GCC) Precision Machining Technology (JC) Surgical Technology (JD) Welding (JC, PC, GCC) University Parallel Programs: The University Parallel Programs are designed to meet the needs of students who expect to transfer to a four-year college or university after graduating from Mississippi Gulf Coast Community College. Students enrolling in University Parallel Programs should consult the college catalog and any applicable articulation agreements for the four-year college or university they plan to attend for assistance in planning the courses to be taken at Mississippi Gulf Coast Community College. University Parallel Programs lead to the MGCCC Associate of Arts or Associate of Science degree.

You’re invited to schedule a campus tour! Please call: Jackson County Campus 228.497.7680 Jefferson Davis Campus 228.897.3945 Perkinston Campus - 601.928.6258 George County Center - 601.716.6434

Let us help you with your next step! Contact the Recruiting Office for more information at

recruiting@mgccc.edu or call 601.928.6384 Mississippi Gulf Coast Community College is an Equal Opportunity Employer and welcomes students and employees without regard to race, color, religion, national origin, sex, age or qualified disability. For further information, contact the Equal Opportunity Officer at a Mississippi Gulf Coast Community College Center, Campus, or the Central Office. Compliance is coordinated by the Vice President for Administration and Finance, Perkinston Campus, P. O. Box 609, Perkinston, Mississippi 39573, telephone number 601-928-5211.


It’s not a secret we’re living in rather challenging times, economically speaking.

T

here are few better ways to be ready for the future than to gain a solid education and to select a career path you will both enjoy and has a bright future. That’s why it’s important for you to start making informed decisions about how you want to spend 40+ hours a week for the next few decades. If you haven’t already, decide now to make the all-important decision to earn a certificate or degree. You won’t regret the time you invest! While it’s almost certain you won’t find yourself stranded a couple hundred thousand miles from earth someday, you will almost certainly encounter any number of unexpected hurdles and challenges along life’s

twisting and winding road. One of the best ways to be prepared for the future is to have a solid educational foundation. After all, 98 percent of the highest paying jobs require a college degree or higher. Before we look at some of the many opportunities that await you, it’s important to do a basic self-profile to help you uncover the possible career paths that fit your abilities and personality. Many psychologists and career counselors state there are essentially six types of people: Realistic, Investigative, Artistic, Social, Enterprising, and Conventional.

Quick Personality Quiz. How do you know which one you are? Look at the following descrip-

tions and see which type (or types—most people fall into more than one group) fits you best. REALISTIC SOCIAL

• Likes to do things to help people including teaching, nursing, or social work • Generally avoids working with machines, tools, or animals • Considers him or herself to be helpful, friendly, and trustworthy

INVESTIGATIVE

ENTERPRISING

ARTISTIC

CONVENTIONAL

• Likes to study and solve math or science problems • Generally avoids leading, selling, or persuading people to do things • Considers him or herself to be precise, scientific, and intellectual • Likes to do creative activities including art, drama, music, or creative writing • Generally avoids highly ordered or repetitive activities • Considers him or herself to be expressive, original, and independent

• Likes to lead and persuade people and to sell things and ideas • Avoids activities requiring careful observation and scientific thinking • Considers him or herself to be energetic, ambitious, and sociable

• Likes to work in a set and orderly way • Generally avoids ambiguous and unstructured activities • Considers him or herself to be orderly and good at following a set plan

After taking the Personality Quiz, you probably have a fairly accurate idea of the categories that best fit your personality. Check out page 16 and look at the 6 career paths and 16 career clusters that represent the key categories for nearly every job in the United States. On the next few pages you’ll discover a variety of jobs by personality styles, career paths, and educational levels. Some you may be drawn to immediately, others might inspire you to explore related choices. The good news is you have great resources at your disposal – including the Internet, your parents, your guidance counselor, your teachers, and the library – to study and evaluate how you’d like to spend the rest of your life. So, turn the page and start your journey to a future of opportunities! Arts and Communication Business, Management, and Technology Health Services

Human Services Industrial and Engineering Technology Natural Resources and Agriculture

6 career

pathways

degree options

CERTIFICATE

BACHELOR

ASSOCIATE

GRADUATE

less than 2 years at least 2 years

at least 4 years at least 5 years

Movin’ On

• Likes working with tools or machines • Generally avoids social activities like teaching or preaching • Considers him or herself to be practical and down-to-earth

17


Not a degree but a credential showing successful completion of a basic, core curriculum in many technical-vocational and other career fields. Usually a certificate is obtainable in less than two years.

ELECTRICIAN

realistic

Career Pathway: Industrial and Engineering & Technology

Electricians install and maintain electrical and communications systems in homes and businesses. They also use testing devices to inspect electrical components like transformers and circuit breakers to determine the cause of any problems. All electricians must follow state and local building regulations based on the National Electric Code for any work they do. To learn more visit www.ieci.org

$

Salary Range for Electricians:

The median annual wage of electricians was about $49,000 in 2012.

possible

REALISTIC careers

Sound Engineering Technician Computer User Support Specialist Surgical Technologist Manicurists and Pedicurists Solar Photovoltaic Installers

GEOGRAPHIC INFORMATION SYSTEMS TECHNICIAN

investigative

Career Pathway: Natural Resources & Agriculture

Geographic information system (GIS) technicians are mapping specialists who use advanced computer programs to assemble, analyze, and display data in a digital format. GIS maps typically incorporate information from a variety of sources and are used by both public and private organizations including engineering firms, realty offices, business marketing companies, and environmental study groups. To learn more visit www.gisci.org

$

possible

Salary Range for Geographic Information Systems Technicians:

The median annual wage of geographic information systems technicians was about $39,000 in 2012.

artistic

SKIN CARE SPECIALIST

Career Pathway: Human Services

Skin care specialists provide facials, peels, and other treatments to improve the health and appearance of the skin. A growing number of specialists sell skin care products such as cleansers and creams. They also advise clients on how to apply makeup and take care of their skin. While most work in salons or spas, some are employed by medical facilities. To learn more visit www.ascpskincare. com

$

Salary Range for Skin Care

Specialists: The median hourly wage of

skin care specialists was $13.77 in 2012. 18

possible

INVESTIGATIVE careers

Audio & Video Equipment Technician Financial Clerk Emergency Medical Technician Court Reporter Heating/ Air Conditioning & Refrigeration Mechanic

ARTISTIC careers

Hairdresser/Cosmetologist Marketing Assistant Dental Assistant Auto Body and Glass Specialist Animal Trainer


LICENSED VOCATIONAL NURSE

social

Career Pathway: Health Services

Licensed vocational nurses (or LVNs) provide basic medical care including regularly monitoring patients’ health, like checking their blood pressure; meeting patients’ comfort needs, helping them bathe or get dressed; performing certain nursing duties, like changing bandages and inserting catheters; and assisting in the maintenance of patients’ records. They work under the direction of registered nurses and doctors. To learn more visit www.nflpn.org

$

Salary Range for Licensed

possible

Vocational Nurses: The median

careers

Art Teacher Assistant Insurance Claims Processor Medical Records & Health Information Plumber/Pipefitter Waste Water Treatment Operator

annual wage of licensed vocational nurses was about $41,000 in 2012.

enterprising

SOCIAL

EVENT PLANNER ASSISTANT

Career Pathway: Arts & Communications

Event planner assistants help event planners coordinate the location, transportation, meals, services, and other details for professional meetings and events. They help make sure a client’s purpose, goals, and budget for an event are met. They also help gather bids possible ENTERPRISING careers from service providers to make sure the event planner can deliver on their Sales Representative client’s needs and specifications. Phlebotomist To learn more visit www.mpiweb.org

$

Salary Range for Event Planner Assistants: The median annual wage of event

planner assistants was about $38,000 in 2015.

conventional

Massage Therapist Heavy & Tractor-Trailer Truck Driver Water Transport Operator

MEDICAL SECRETARY Career Pathway: Business, Management & Technology

Medical secretaries transcribe dictation and prepare reports for physicians or medical scientists. They also compile medical histories of patients or help arrange for them to be hospitalized. Most also process insurance payments. To fulfill their various duties they must be familiar with medical terminology, medical records, and hospital or laboratory procedures. To learn more visit www.theaeap.com

$

Salary Range for Medical Secretaries: The median annual wage of medical secretaries was about $31,000 in 2012.

CONVENTIONAL careers

Webmaster Assistant Medical Assistant Barber Industrial Machinery Mechanic Wind Turbine Technician

Movin’ On

possible

19


The standard degree awarded by two-year colleges and technical institutes (and by many four-year colleges) for completion of a program totaling 62 or more hours of required and elective courses. The associate degree prepares graduates either for entrance into the work force or for transfer into a four-year bachelor’s degree program.

ENVIRONMENTAL ENGINEERING TECHNICIAN

realistic

Career Pathway: Natural Resources and Agriculture

Environmental engineering technicians assist environmental engineers by setting up, testing, and operating equipment used to prevent or clean up environmental pollution. They also conduct pollution surveys by collecting and analyzing samples of air and ground water. For some, their work includes inspecting facilities for compliance with government regulations related to hazardous substances like asbestos and lead. To learn more visit www.tsaweb.org

$

possible

Salary Range for Environ-

mental Engineering Technicians:

The median annual wage of environmental engineer technicians was about $43,000 in 2012.

REALISTIC careers

Broadcast Technician Accounting Specialist Diagnostic Medical Sonographer Facility Maintenance Manager Electrical Drafter

COMPUTER NETWORK SUPPORT SPECIALIST

investigative

Career Pathway: Business, Management & Technology

Computer network support specialists, also called technical support specialists, work in their organization’s IT department where they analyze, troubleshoot, and evaluate computer network problems. Typically they offer assistance via phone, email, or through in-office visits. They often work under network and computer systems administrators, who handle more complex tasks. To learn more visit www.tsia.com

$

possible

INVESTIGATIVE careers

Webmaster Cardiovascular Technician Paralegal Medical Equipment Repairer Environmental Science and Protection Technician

Salary Range for Computer Network Support Specialists: The median annual wage of

computer network support specialists was about $59,000 in 2012.

PRESCHOOL TEACHER

artistic

Career Pathway: Human Services

Preschool teachers provide basic education and care for children, usually ages three to five, who have not yet started kindergarten. They typically engage in fundamental yet entertaining exercises for such foundational subjects as reading, writing, science, and math. Ultimately their job is to prepare children, both educationally and socially, for kindergarten and elementary school. To learn more visit www.naeyc.org

$

Salary Range for Preschool

Teachers: The median annual wage of preschool teachers was about $27,000 in 2012.

20

20

possible

ARTISTIC careers

Web Developer Internet Advertising Specialist Occupational Therapist Assistant Cabinetmaker Garden Center Manager


DENTAL HYGIENIST

social

Career Pathway: Health Services

Dental hygienists work closely with dentists to help patients care for their teeth. Using a variety of basic and high tech tools, hygienists remove soft and hard deposits from teeth and then check for gum disease and tooth decay. They also educate patients about oral health and the necessity of daily and long-term dental care and maintenance. To learn more visit www.adha.org

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possible

Salary Range for Dental

Hygienists: The median annual

wage of dental hygienists was about $70,000 in 2012.

SOCIAL

careers

Interior Design Assistant Human Resource Assistant Library Technician Occupational Health & Safety Technician Golf Course Grounds Manager

enterprising

SOCIAL MEDIA SPECIALIST

Career Pathway: Arts & Communication

Social media specialists research and develop social media strategies for both organizations and individual clients. Their work typically focuses on creating daily content that makes meaningful connections and encourages people to take specific actions. They also optimize web pages for each platform to make sure maximum online visibility is achieved. Most collaborate their efforts with other departments like sales and marketing and customer relations. possible

To learn more visit www.sms.sagepub.com Salary Range for Social Media Specialists: The median annual wage of social media

specialists was $41,000 in 2015.

conventional

Account Collector Physical Therapist Assistant Private Detective Chemical Technician Petroleum Technician

NUCLEAR TECHNICIAN

Career Pathway: Industrial and Engineering Technology

Nuclear technicians typically work at nuclear power plants or they assist physicists, engineers, and other professionals in nuclear research. Their work includes monitoring the performance of equipment used in nuclear experiments, measuring the levels and types of radiation produced by power generation, collecting environmental samples to test for radioactive contamination, and instructing others on radiation safety procedures. To learn more visit www.nei.org

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Salary Range for Nuclear

Technicians: The median annual

wage of nuclear technicians was about $69,000 in 2012.

possible

CONVENTIONAL careers

Press Secretary Assistant Office Manager Medical Laboratory Technician Funeral Service Manager Veterinary Technologist

Movin’ On

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ENTERPRISING careers

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A four-year degree is earned by completing 128 or more semester hours of required and elective courses. The bachelor’s degree prepares graduates for entrance into the work force or for progression toward a higher degree.

CARTOGRAPHER AND PHOTOGRAMMETRIST

realistic

Career Pathway: Natural Resources & Agriculture

Cartographers and photogrammetrists work together to gather, measure, and analyze geographic information to develop maps and charts for various political, cultural, educational, or business-related purposes. Photogrammetrists plan aerial and satellite surveys to ensure complete coverage of an area. Cartographers then create visual representations of geographic data using information from these and multiple other sources. To learn more visit www.cartogis.org

$ Salary Range for Cartographer and Photogrammetrists: The median annual

wage of cartographers and photogrammetrists was about $57,000 in 2012.

possible

REALISTIC careers

Internet Marketing Manager Information Security Analyst Medical & Clinical Laboratory Technologist City Management Analyst Civil Engineer

BIOMEDICAL ENGINEER

investigative

Career Pathway: Health Services

Biomedical engineers analyze and design solutions to problems in biology and medicine with the goal of improving the quality and effectiveness of patient care. Some develop artificial body parts to possible INVESTIGATIVE careers replace injured limbs while others build rehabilitative exercise equipment. Many Technical Writer install, adjust, repair, or provide technical support for biomedical equipment.

To learn more visit www.bmes.org

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Salary Range for Biomedical Engineers: The median annual wage of biomedical

engineers was about $86,000 in 2012.

artistic

Computer Systems Analyst Training & Development Specialist Systems Software Developer Environmental Engineer

INTERPRETER AND TRANSLATOR

Career Pathway: Arts & Communication

Interpreters (for the spoken word) and translators (for the written word) make crosscultural communication possible. To be successful they must understand and be sensitive to a region’s heritage and history. Other types of translators include those who specialize in American Sign Language (ASL) for the hearing disabled, for non-English speaking people in a courtroom setting, and for adapting a product or service to be used in other parts of the world. To learn more visit www.discoverinterpreting.com

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possible

Salary Range for Interpreters

and Translators: The median annual

wage of interpreters and translators was about $45,000 in 2012. 22

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ARTISTIC careers

Meeting, Convention & Event Planner Athletic Trainer Special Education Preschool Teacher Architect Landscape Architect


social

DIETITIAN AND NUTRITIONIST

Career Pathway: Human Services

Dietitians and nutritionists advise people on what to eat in order to lead a healthy lifestyle or to achieve a health-related goal. By keeping up with the latest nutritional science research they are able to provide customized information for specific individuals or groups. Many promote better nutrition by speaking in public settings about good eating habits or ways to prevent specific diseases. To learn more visit www.eatright.org possible

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SOCIAL

careers

Public Relations Manager Personal Financial Advisor Registered Nurse Construction Manager Geographer

Salary Range for Dietitians and

Nutritionists: The median annual wage

of dietitians and nutritionists was about $55,000 in 2012.

MARKET RESEARCH ANALYST

enterprising

Career Pathway: Business, Management & Technology

Market research analysts collect and study statistical data on the past sales of a product or service to determine its future marketability. This process begins with devising a method for gathering all necessary data – including setting up and conducting surveys, analyzing pricing models, and studying previous methods of marketing and distribution. Once this information has been gathered, it is evaluated and recommendations are made for the future. To learn more visit www.marketingresearch.org

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Salary Range for Market Research Analysts:

The median annual wage of market research analysts was about $60,000 in 2012.

possible

conventional

ENTERPRISING careers

Fundraiser Health Educator Social & Community Service Manager Applications Software Developer Petroleum Engineer

LOGISTICIAN

Career Pathway: Industrial and Engineering Technology

Logisticians typically work for a large corporation to ensure it is functioning efficiently and cost effectively. This is especially true with organizations that sell manufactured products. Here logisticians oversee the life of a product from the moment it’s acquired to its storage, distribution, and receipt by customers. They also reorder when quantities of a product are low. possible CONVENTIONAL careers

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Salary Range for Logisticians: The median annual wage of logisticians was about

$72,000 in 2012.

Interior Designer Cost Estimator Medical & Health Service Manager Substance Abuse Social Worker Geoscientist

Movin’ On

To learn more visit www.sole.org

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A master’s degree is usually earned by an additional two years (36 or more semester hours) of study beyond a bachelor’s degree. A postgraduate degree above the master’s typically requires an additional two years (60 or more semester hours) of study. Some professional degrees include the M.D. (doctor of medicine), D.D. (doctor of divinity), D.D.S. (doctor of dentistry), and J.D. (doctor of jurisprudence).

realistic

ORTHOTIST AND PROSTHETIST

Career Pathway: Industrial and Engineering Technology

Orthotists and prosthetists help patients suffering from the loss of an arm or leg or from a disabling condition in their limbs or spine by preparing orthopedic braces and prostheses. Their efforts include assessing the patient’s condition and designing and producing a mechanical solution. Orthotists work with medical supportive devices, such as braces and inserts, while prosthetists specialize in prostheses, such as artificial limbs. To learn more visit www.opcareers.org possible

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Music Professor Economist Anesthesiologist Rehabilitation Counselor Astronomer

Salary Range for Orthotists and

Prosthetists: The median annual wage of orthotists and prosthetists was about $62,000 in 2012.

investigative

REALISTIC careers

STATISTICIAN

Career Pathway: Business, Management & Technology

Statisticians analyze and interpret data from public polling, surveys, and experiments. After determining the questions or issues to be addressed, their methodology includes deciding what data sets are needed to answer specific questions or problems, designing the methods needed to find or collect data, and analyzing and interpreting the data gathered. It’s also their responsibility to determine the type and size of the sample to be surveyed or polled. To learn more visit www.amstat.org

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Salary Range for Statisti-

cians: The median annual wage of

statisticians was about $75,000 in 2012.

artistic

possible

INVESTIGATIVE careers

Audiologist Surgeon Industrial Organizational Psychologist Biophysicist Veterinarian

ARCHIVIST

Career Pathway: Arts & Communication

Archivists appraise, edit, and preserve historically valuable documents, manuscripts, electronic records, photographs, maps, motion pictures, and sound recordings. Most also plan and coordinate educational and public outreach programs, including workshops, lectures, and classes. Some specialize in a specific area so they can more accurately understand which records from that time period should become part of the archives. To learn more visit www2.archivists.org

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Salary Range for Archivists: The median annual wage of archivists was about $44,000 in

2012.

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possible

ARTISTIC careers

Executive Marketing Director Dermatology Nurse Practitioner Art Professor Architecture Professor Resort/Theme Park Designer


social

PHYSICIAN ASSISTANT

Career Pathway: Health Services

Physician assistants (or PAs) work under the direction of physicians to provide therapeutic, diagnostic, and preventative healthcare services and treatments to patients. They actually perform many of the same functions as a medical doctor –they order tests and x-rays, treat minor injuries, examine patients, and (in most states) prescribe medicines. Often they are the primary caregivers in medically underserved rural or urban areas. To learn more visit www.aapa.org

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Salary Range for Physi-

cian Assistants: The median annual wage of physician assistants was about $90,000 in 2012.

possible

SOCIAL

careers

Anthropology & Archeology Professor School District Superintendent Marriage & Family Therapist Biochemist Environmental Science Professor

enterprising

MENTAL HEALTH COUNSELOR

Career Pathway: Human Services

Mental health counselors diagnose and treat those who need help managing and overcoming mental and emotional disorders as well as interpersonal problems with their family, coworkers, and other relationships. The services they provide include different types of therapy, crisis intervention, social rehabilitation, and skills training. Most mental health counselors are employed by treatment centers, hospitals, or local possible ENTERPRISING careers government agencies. Curator To learn more visit www.amhca.org

Salary Range for Mental Health Counselors: The median annual wage of mental

health counselors was about $40,000 in 2012.

conventional

ENVIRONMENTAL SCIENTIST

Career Pathway: Natural Resources & Agriculture

Environmental scientists analyze air, water, and soil to identify and eliminate hazards that can negatively impact the health of people and animals and the long-term condition of the environment. Their research is also used to protect and preserve natural resources through advanced designs for waste disposal sites, monitoring water supplies, designing and implementing recycling programs, and making impact assessments of major construction projects. To learn more visit www.agiweb.org

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Salary Range for

Environmental Scientists: The median annual

wage of environmental scientists was about $63,000 in 2012.

possible

CONVENTIONAL careers

Speech-Language Pathologist Operations Research Analyst Optometrist Genetic Counselors Computer & Information Research Scientist

Source: US Bureau of Labor 2008-2018 Occupational Outlook Handbook

Movin’ On

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Market Survey Researcher Physical Therapist Mathematician Urban & Regional Planner

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Take a Great Stride Forward Into Your

Future!

A great stride forward in medical research . . . in business negotiations . . . in creating better jobs . . . in developing alternative energy sources. Yes, we’re all looking for encouraging, high quality solutions to the issues we confront daily. And when higher education is one of the big decisions you’re weighing, then we suggest you stride over to your nearest two-year college and sit down with a counselor to learn about your many options. In fact, two-year colleges offer incredible opportunities. You can get an excellent education and take a great first step toward further education or a challenging career. If you go the two-year route, you’ll be far from alone. In recent years, more and more students have chosen to start their college careers at two-year institutions. According to the American Association of Community Colleges (AACC), over 45 percent of all college students in the U.S. now begin their postsecondary studies at a two-year college. “A two-year college offers great opportunities,” says Amalia Mejia, a graduate of Monroe Community College in Rochester, New York .

TERRIFIC

Teaching

Two-year colleges come in all sizes. Some are larger than most universities. Others serve just a few hundred students. But whatever the size, a common strength is outstanding faculty. Certainly, professors in two-year colleges are highly qualified. Eighty percent hold a master’s degree or doctorate, according to AACC, and others boast special licenses or technical training. On top of that, community college instructors tend to love teaching. While many professors in four-year schools focus on research or other professional activities, those in two-year colleges typically specialize in classroom teaching. “The teaching in community colleges is excellent,” says Dr. Debi Yohn, a counseling psychologist and president of CollegeWorks101.com in Los Angeles. “And many of the professors actually work in the field they teach versus doing research.” Yohn, who attended Florida’s Miami-Dade College before earning her bachelor and graduate degrees, says two-year colleges provide a great educational option. “I have never regretted taking the community college route,” she says. “It just makes good sense.”

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Savings PLUS Flexibility

Along with top-notch teaching, a major advantage for many students is the cost factor. On average, tuition at a two-year college is one-third to one-half that of a four-year public college, and a fraction of the cost at a private school. Not only does this present fewer problems in financing your college education in the first place, but it may foster more flexibility. “It’s certainly cheaper to go to a community college,” says Ben Murphy, a graduate of Harrisburg Area Community College in Pennsylvania who also earned a bachelor degree at the University of North Carolina at Charlotte. “And if you are someone who isn’t quite sure what you want to do in life, you do not take quite as big of a hit if you were to change your major,” continues Ben. The chance to experiment with academics was a plus for Michelle Tompkins, a publicity strategist with Focus in Crisis Communications and a graduate of American River College in Sacramento, California. “I took a little bit of every kind of class at the community college,” she says. “I relished anthropology, loved art history, found astronomy interesting and statistics painful. For a fraction of what I would have spent elsewhere, I was able to get rid of classes that I had to complete, and I could learn which kind of classes I actually wanted to take.”

Considering

ACCREDITATION For an important mark of quality, check the accreditation of any two-year college in which you’re interested. Colleges that are accredited by regional accrediting associations (such as the North Central Association of Colleges and Schools and the Southern Association of Colleges and Schools) meet the same standards of quality as four-year institutions. In addition, specific programs such as nursing or engineering technology may also be accredited by organizations specializing in their fields. To find out about the accreditation of any school, check out its catalog or website. You can also consult the agency that oversees higher education in your state.

Careers without

a Bachelor Degree? A

lmost everyone agrees on the importance of a college education. But every great career doesn’t require a bachelor or graduate degree. Virtually all two-year colleges offer programs designed to lead directly to employment instead of transfer to a four-year college. And many of these jobs are well-paying, demanding positions with solid career potential. The U.S. Department of Labor has identified 20 fastest growing occupations between 2012 and 2022, and more than half require an associate degree or less. Those commonly taught in two-year colleges include:

Diagnostic Medical Sonographers Occupational Therapy Assistants Physical Therapist Assistants Physical Therapist Aides Occupational Therapy Aides Nurse Dental Hygienist Medical Lab Technician

• • • • • • •

Respiratory Therapist Radiation Therapist Magnetic Imaging Technician Engineering Technologist Environmental Technician Computer Support Specialist Paralegal

Add to these hot fields — game technology, computer aided-design, forensics technology, legal assisting, fashion design and scores of others, and the opportunities are truly impressive. For a career that doesn’t require a bachelor degree, a two-year college may be just what you’re looking for.

Movin’ On

• • • • • • • •

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CHALLENGING

Activities

Although dorm life is not part of the campus scene at most two-year colleges, you’ll find plenty of challenging activities. Some schools field intercollegiate sports teams, while most offer club sports or intramural teams in a variety of sports. Other activities include student government, cultural pursuits such as drama or other performing arts, and a variety of clubs and student groups focusing on specific academic areas or social interests. For highly motivated students, organizations such as Phi Theta Kappa, the national honor society for students in two-year colleges, provide recognition and the chance to interact with others interested in pursuing excellence. Some community colleges also offer study-abroad opportunities, honors programs, volunteer activities, or internships with local employers.

ENDLESS

Options

While flexibility can be a plus, students who already have a specific career in mind can also get a quick start at a two-year school. For some this will eventually involve transferring to a four-year school, for others it means completing a one-year or two-year program and then entering the workforce (see sidebars). Perhaps the most attractive feature of two-year colleges is the multitude of options. Want to attend part-time and work at the same time? Get your general studies courses out of the way? Learn complex technical skills? Gain hands-on experience with high-tech equipment? Whatever your goals, a twoyear college can open the doors to success.

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“The first two years of college provide a window to your future,” Mejia says. “It is up to you to take advantage of the resources that are offered.”

Did You Know? Staying organized is essential to completing your assignments and using your time wisely. Lifestyle Mistakes are a part of college life. Take it as a part of a learning experience and use it to grow and make better decisions in the future. Study Take full class loads, keep up with graduation requirements, and make good grades to avoid wasting money by extending your college stay. Quote “Faith is taking the first step even when you don’t see the whole staircase” Martin Luther King Jr.

For MORE Information For more info on attending a community college, check out these books: The Community College Experience: PLUS Edition, by Amy Baldwin (Prentice Hall) How To Flunk Out Of A Community College: 101 Surefire Strategies That Guarantee Failure, 3rd Edition, by Cari B. Cannon (Kendall/Hunt Publishing) They Teach That In College!?: A Resource Guide To More Than 100 Interesting College Majors, by Andere Morkes ( College & Career Press LLC)


R E F S N A YOUR TR

T E K C TI lege in Brookline, Massachusetts. “They do wonderful work and hand-off well-prepared, hard-working, and ambitious students to four-year colleges. We are always thrilled to receive them.” There are two basic ways to approach the transfer process: Complete an associate degree in its entirety before transferring, essentially chalking up the first half of a bachelor degree. Build up some credits without actually completing a degree at the two-year college, whether that means putting in two years or just a couple of semesters.

How would you like to save a ton of money on the way to earning a bachelor degree? By attending a community college and then transferring to a four-year school, you can eliminate much of the cost of the first or second year of college. Then when you eventually earn your bachelor degree, it is no different than the degrees earned by students who started out at four-year schools even though the total expense is much less. Along with financial advantages, such a plan offers a number of pluses. Many students enjoy the chance to live at home a while longer, and perhaps keep a part-time job or stay close to friends or loved ones. Others plan on beefing up their academic records to enhance the chances of being accepted by a given four-year school. Two-year colleges work with four-year colleges to facilitate a smooth transition for students who choose the transfer option. “Community colleges are great friends to us,” says Salvadore Liberto, vice president of enrollment management at Newbury Col-

Movin’ On

earn your bachelor’s degree for le$$!!!!

If you plan to take the transfer route, the key to success is choosing the right courses. Keep in mind not all courses offered by two-year colleges are designed to fit into a bachelor degree program, and four-year schools will not accept them as transfer credits. So be sure to work with an advisor before selecting courses. Also consult transfer guides if available. Many colleges have specific agreements in place for transfer of credits, making it easy to follow the right path in course selection. To the degree possible, it’s also a good idea to plan ahead. “Craft a plan,” says Carol DelPropost, associate director of admissions at Baldwin Wallace University. “If you’re attending a two-year college with the intention of transferring to a four-year program, it’s a good idea to investigate early on which four-year schools might be a good fit and offer your preferred program. Then plan accordingly, selecting courses that will be transferable and will meet the four-year school’s requirements.” As part of your plan, be sure to determine in advance just what is required to apply to another school, including application deadlines. Also check out opportunities for scholarships or other financial aid. Many four-year schools reserve some scholarship funds specifically for transfer students.

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H

ow are you going to pay for

college? That is the really BIG question! Even though two-year colleges are much less expensive than four-year schools, the cost of tuition, fees, books and other expenses can add up. So it’s in your best interest to play it smart with college costs. “Many students do not take the time to examine all their options when it comes to financial assistance,” says Kelly Herold, an administrator at the University of Akron’s Summit College, which focuses on two-year programs. “Be sure to investigate all of your opportunities.” Your best bet is to apply for student aid programs offered by the Federal government, state-based aid programs, and scholarships based on academics, need or other factors. But don’t overlook other ways to pay for college. Here are several creative strategies to cover at least some of your college expenses.

If your school offers Advanced Placement (AP) or dual enrollment programs, you can pick up college e s e credits while still in high th & out p i k school and save money c Che larsh o in the process. With an Sch s n AP course, you must io cat ut Going i l b achieve a minimum Pu it h o eW olleg eview C r k score on an exam fo n R ndb o o ceto yin g d i • Pa ke - Prin l Aid Ha A taken after you’ve e nt B r o ina n c ia Stud

id A l a ci n a n Fi

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i ze dvik eF • Th k and Ve Maxim kStac You Can Boo w r s hip o a l H o • Sch ote T. Fo ltimate ip ar sh U e h chol e S •T b a a f n G. Ta ssions o nf e is • Co ner - Ell W in

finished the course. When that happens, most colleges will accept the scores as replacements for their corresponding courses, meaning you’ll have fewer courses to pay for in college. With dual enrollment, you earn high school and college-level credits at the same time, with a similar end result. Some school districts will even cover the costs for you. With either approach, you can reduce the academic loads you must take— and pay for—as a college student. To find out more, check with a teacher or counselor.

In some cases, you can earn college credits by taking an exam instead of completing courses. The most well-known program, other than the Advanced Placement described above, is CLEP (College-Level Examination Program), sponsored by the College Board. Nearly 3,000 colleges grant credit or advanced standing for CLEP exams. Under this approach, you take an exam on the material that would be otherwise covered in a specific course such as a

Visit these Financial Aid Web Sites: www.finaid.org | www.fastweb.com | www.collegexpress.com | Studentaid.ed.gov


“out of the ordinary” • Federal Pell Grants Available to undergraduate students only. Grants do not have to be repaid. • Federal Direct Loans Must be repaid and are available to both undergraduate and graduate students. If you qualify (based on need) for a subsidized Direct Loan, the government will pay the interest on your loan while you are in school, during grace periods, and during any deferment periods. You are responsible for paying all the accrued interest on an unsubsidized Direct Loan. • Federal Direct Plus Loans Unsubsidized loans available to parents. If you are independent or your parents cannot get a PLUS loan, you are eligible to borrow additional Direct Loan funds.

• Campus-Based Programs Administered by participating schools. • Federal Supplemental Educational Opportunity Grants Available for undergraduates only; awards range from $100-$4,000. • Federal Work Study Provides jobs to undergraduate and graduate students to earn money to pay education expenses. • Perkins Loans Available to undergraduate and graduate students, these are low-interest (5 percent) loans that must be repaid. • ROTC/Military Many of these are merit-based and require some type of commitment to the award’s respective military branch.

foreign language or basic math course. But instead of paying for a full course, which could cost hundreds of dollars or more, your cost is only $80 per exam. If you pass the exam, any college that accepts CLEP results will let you substitute them for completion of selected courses. You can’t expect to earn an entire degree this way, but you can reduce the total number of courses for which you must pay normal tuition. For more details, check out the CLEP site at clep.collegeboard.org/exam. Some colleges also allow students to test out of selected courses through their own internally administered exams. This practice varies from one college to another, but is worth checking out once you know you’ll be attending a given college. Consult the college catalog or web site or for more details.

Once you begin you college studies, a basic cost-saving strategy is to avoid wasting time and resources by stretching out your educational experience beyond what is necessary. This can happen if you drop classes too readily and fail to complete enough credits each term, or if you change majors several times. These actions can extend the time it takes to complete a degree, costing you lots more money. To help avoid this make a course plan for each semester using the college catalogue and checking with an advisor. Also, consider taking online classes which can save you trips to campus and provide flexibility to a work schedule. Keep in mind — these courses demand discipline and strong writing skills!

Fafsa.ed.gov (FAFSA online)

The first step is to contact your school’s financial aid office, but don’t stop there. Here’s some ideas to get you started. • Ask your parents if they belong to a union, club organization or are in a profession that sponsors scholarships or grants (.i.e. police officer or military) • Contact your local chamber of commerce to see if hometown ”natives” have access to private scholarships. • If you are interested in a particular

field of study like jewelrymaking, harness racing, teaching, nursing or law enforcement, try to find scholarships specifically for those studies. • If you were homeschooled, check with homeschool organizations to see what additional kinds of college funding are available. • Many companies offer scholarships for employees – even part-time workers, like Chick-fil-A.

smile! a few more ideas These may take a little more focus, but the picture can be REWARDING! • High school counselor’s office • Scholarship directories - check on the web. • School organizations such as bands, newspapers, academic clubs, athletic organizations, and service organizations

• Churches or religious organizations •Community organizations • Local governments • Local businesses • Local newspapers

If you work while in school, you may be eligible for educational benefits. Many employers will pay for their employees to take college courses, or will reimburse tuition and fee payments. While this option isn’t right for everyone, many students find that working and doing well in college aren’t mutually exclusive propositions. In fact, this avenue can not only prove beneficial from a cost viewpoint, but also allow you to develop real-world skills and accrue valuable employment experience. Even without educational benefits, employers provide another time-tested method of helping students pay for college: wages earned from part-time or summer employment. The great majority of students in two-year colleges work while attending school, so don’t rule out this possibility if it will help provide additional needed funds. Whatever your financial needs, be sure to check out the various options available to help you pay for college. Think creatively. If you need advice, consult officials at a nearby two-year college. After all, they are in the business of helping students pursue their educational dreams. Career Show your student ID for savings and coupon deals at businesses, such as local shops, restaurants and online stores.

Movin’ On

traditional college funding

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Mississippi Gulf Coast Community College P.O. Box 609 Perkinston, MS 39573

Nonprofit Org. U.S. Postage PAID Perkinston,MS  39573 Permit No. 1

Start with Gulf Coast… Finish with Confidence! See what Mississippi Gulf Coast Community College has to offer: • Excellent Academic Instruction! • Career & Technical Training! • Exciting Student Life! • Low Tuition and Fees! •W  eb, Hybrid, Short-term and Weekend Courses! • And More!

CONTACT US TODAY!

Visit www.mgccc.edu or call toll-free 1-866-735-1122.

Movin' On 2016 - MGCCC  

Movin’ On presents to 10th to 12th grade students traditional and cutting-edge careers along with college information and “life skill” artic...

Movin' On 2016 - MGCCC  

Movin’ On presents to 10th to 12th grade students traditional and cutting-edge careers along with college information and “life skill” artic...