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Mutual Funds Retirement Counselling Tax Investment Planning Life & Disability Insurance* *Insurance products provided by HollisWealth are provided through HollisWealth Insurance Agency Ltd.

October/November issue

Local business news, features & information

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New facility to support innovative and diverse mental health services by Heather Grummett

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Construction continues on the new head office for the Canadian Mental Health Association Waterloo Wellington Dufferin (CMHA WWD). Located on the site of the former Salvation Army Citadel at 80 Waterloo Ave, the new space will combine the offices from the current Delhi Street location and a secondary administrative space into one, becoming a connection point for various services and programs. The approved facility was a long time coming after the initial funding was deemed insufficient to renovate the existing building. At approximately $10.2 million, the Ministry of Health & Long-Term Care and the Waterloo-Wellington Local Health Integration Network are funding the new 22,787 square foot space. The new facility will house crisis support programs, adult and senior’s support services, eating disorder support programs, early psychosis intervention programs and human service and justice support. Often the largest barrier for those in need, is to know where to turn– launched in early 2014, Here 24/7 is a call line that acts as a single front door to the addictions, mental health and crisis services provided across Waterloo, Wellington, and Dufferin. Those in need now have one point of contact–by reaching out to Here 24/7 via phone or email, staff guide and help callers to navigate the system. Short-term needs are explored, as

Pictured left to right, TD Bank's Michelle Foran and Marisa Shody, Customer Service Managers of the TD Eramosa Branch, present TD's $2000 donation to Focus on Nature President Bob Fanning, Board Member Geoff Martin and Executive Director Simon Bell. See page 10. (Photo supplied)

well as long-term service options. The person’s needs are matched with the various services and program options that are offered through a network of partners within the community. By calling the line or dropping in to the new location, staff can handle the intake, assessment, referral, crisis, waitlist and appointment booking work for these important programs. The addictions and mental health agency partners include: • Cambridge Memorial Hospital • Canadian Mental Health Association Waterloo Wellington Dufferin • Dunara Homes for Recovery Inc • Grand River Hospital • Homewood Health Centre • House of Friendship • Portage • Ray of Hope • St. Mary’s General Hospital • Stonehenge Therapeutic Community • Waterloo Regional Homes for Mental Health Inc. “This facility will allow us to deepen our commitment to providing innovative and diverse mental health services,” said Fred Wagner, Executive Director of CMHA WWD. “It will be

a modern and welcoming building for the wide variety of people who seek out mental health resources in Guelph.” "It's about locating people in a space that is set up so that we can maximize how we're serving people, the type of atmosphere in which we're able to provide those services," Wagner added. "It makes a big difference, because it starts to cultivate hope. People feel valued. It creates an atmosphere that is conducive to treatment." Mental illness indirectly affects all Canadians at some time through a family member, friend or colleague, and 20% of Canadians will personally experience a mental illness in their lifetime, affecting people of all ages, educational and income levels, and cultures. Information from the Canadian Mental Health Association estimates that 10 to 20% of Canadian youth are affected by a mental illness or disorder–The single most disabling group of disorders worldwide–with the total number of 12 to19 year olds in Canada at risk for developing depression at 3.2 million. Once depression is recognized, help can make a difference for 80%

of people who are affected, allowing them to get back to their regular activities. However, in Canada, only one out of five children who need mental health services receives them. CMHA WWD is the largest CMHA chapter in Canada with service locations in Cambridge, Waterloo, Kitchener, Guelph, Fergus, Orangeville, and Mount Forest. Satellite services are also provided in Arthur, Shelburne, Erin and Palmerston. With nearly 350 employees, the programs support all ages, from children, youth, and adults to seniors, helping individuals and families to lead lives filled with meaning and promise. Since launching in April, Here 24/7 has had 36,832 total contacts with members of the community through phone, walk-in, fax and email. As of September, 2377 admissions are awaiting service with 1570 in need of mental health services, and 805 awaiting substance abuse services. The new head office will open in the spring of 2015. For information on the services available, please call Here 24/7 at 1-844-HERE-247 (237-3247) or visit www.here247.ca.

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Developing students as skilled workers by Martin Bell, Vice Principal, Our Lady of Lourdes CHS, WCDSB A looming shortage of skilled workers is predicted by both Federal and Provincial governments. Our Lady of Lourdes Catholic High School offer courses that provide students an opportunity to develop skills while exploring or preparing for career pathways in precision machining, robotics, and transportation. Programs offered include Ontario Ministry of Education approved Specialist High Skills Major (SHSM) programs in Manufacturing and Transportation. The SHSM programs allow students to take multiple courses in specialized fields that are

bolstered by two required cooperative education placements. Additionally, SHSM students are required to complete certifications valued by specific industry sectors, in such things as; First-Aid and CPR, WHMIS, fork and scissor lift safety. Extracurricular activities continue to support skilled workers at Our Lady of Lourdes. Annually, the school builds and races in electric car challenges. Students design and fabricate 12 and 24-volt vehicles and compete against other Ontario high schools. Our Lady of Lourdes has also become one of the leading

schools in Ontario in the international “First Robotics” competitions where students build, program, and operate complex robots designed to perform a different task for each competition. These competitions serve to develop skills and prepare students for college, university, apprenticeship programs, or workplace pathways in such diverse areas as design, programming, engineering, precision machining, auto service technician, and other related areas requiring skilled workers. To encourage young women to enter the skilled trades in manufacturing, Linamar Corporation has entered into a unique agreement with the Wellington Catholic District School Board. For the past four years, Linamar

A few tips for better sleep Are you getting enough sleep? Do you wake up feeling tired? Do you lay in bed unable to sleep for several hours? Do you wake up often throughout the night? Do you run out of energy in the middle of the day? Some signs of sleepiness include: lack of concentration, irritability, slowed reaction time, short-term memory loss, difficulty focusing, difficulty making decisions, low or no energy, tired, puffy, red eyes, not remembering how you arrived someplace while driving, and missing what is happening around you. Ideally we should get eight hours of sleep per night. Even though you may feel like you can manage with five to seven hours or less, over time your body can become chronically sleep deprived and health problems could develop. There are several things to try that could improve your quality of sleep. Avoid strenuous exercise late at night. Listen to soft, relaxing music, with the volume low. Clear away clutter. Keep your room cool. Invest in a quality mattress. Keep a journal or read a book. Try yoga or

(supplied photo)

has been recruiting young women in their graduating year who have an interest in careers such as tool and die makers and millwrights, with enticements of paid apprenticeships and money for the required tools. While Ontario may face a shortage of skilled workers, Our Lady of Lourdes Catholic High School in partnership with local business, is doing its part to provide students with skill development that will prepare them for exciting and in-demand post-secondary opportunities!

by Anna Bartolomucci

meditation. Keep busy enough during the day so you are tired at bedtime. Keep the room dark and quiet. Try to stay on a consistent cycle of regular bedtime and regular wake up time. Shift workers may have a more difficult time keeping to a consistent sleep cycle so keeping to a set sleep pattern, even on days off, may help. Keeping your room as dark as possible during the day, turning off phones, and using white noise or a fan to mask noises, may also help. Before bedtime, consider reducing caffeine and alcohol consumption, over-stimulating or disturbing television programs, stressful chores or conversations, and napping on the couch! Sleep well... Anna Bartolomucci RN/OHN Workplace Wellness/Influenza Program Coordinator at WellServe Health Care Management, a division of Wellpoint Health Ltd. 519-837-3896 ext. 17

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Message from the publisher

Franchises and Commercial Leases: considerations

It’s time. I am moving my office home. I’ve come full circle. I started on my own in 1995, learning the computer on the fly whilst working out of the finished attic in my home. I brought in a business partner and we rented an office across the street from Upsdell’s on Woolwich St. Soon there were five of us working out of a rather small office. So, in 2000 my partner moved to Barrie, I moved the company downtown to the Park Mall, and I’ve been here ever since. Today, with the same number of staff and the ability to work remotely, all of us are very seldom in the office at once. Often I’m either here working alone or out of the office as well, seeing clients. So I’ve renovated my home office. My staff all live close by and they can easily create their own work spaces. If need be we can text, Facebook, skype/facetime or heaven forbid see

by Kyle Hampson

Celebrating 160 years

one another in person (it’s funny all this electronic gadgetry and social media is supposed to bring us together, but it actually isolates us). One thing I’ll miss is being downtown, it’s close to home, but I’ll miss the people I see daily, my favourite eateries and the ‘buzz’ I have felt from being in the ‘core’. This is not a step backward–let’s call it a lateral move. In fact we have some things happening that will really ‘dial’ up the company as we continue to grow relative to the convergence of print and digital media. It’s an exciting time for ventureguelph.ca. We remain the only truly local specialty publication company offering a number of digital components to augment our print initiatives. We continue to serve our clients by giving them the best opportunities to grow and succeed. It’s been a great ride so far. It’s time to open another ‘window’ and turn another ‘page’ and have some more fun. Mike Baker Publisher ventureguelph.ca

2014–The opinions and stories that appear in the columns of Business Venture are for information purposes only. Statements and opinions within the pages of Business Venture are those of the writers and do not necessarily represent those of the publisher, advertisers or Venture Guelph Publications Ltd.

762 Woolwich St., Guelph 519-822-1271 www.woodlawnmemorialpark.ca

519-824-1595 Mike Baker, Publisher venture@golden.net www.ventureguelph.ca This issue: 16 pages without inserts. View it on-line at: ventureguelph.ca Printed by McLaren Press Graphics Ltd.

Site selection and lease negotiations are among the most critical tasks facing a new franchisee. The franchisor often selects the site, requiring the franchisee to accept the choice while bearing the risk of doing so. Where the franchisee selects the franchise site, they must often negotiate (or accept) a complex lease or sublease. Some of the key issues that any franchisee should consider when dealing with franchise leases include: Site Selection: You should always conduct your own franchise site due diligence. Review traffic flows (pedestrian and automotive), inspect the site, consider demographics and neighbouring stores, parking capacity and restrictive covenants. Landlord: Will you lease your franchise location directly from the landlord or sublease the premises through the franchisor? In the latter case, the franchisor may be in a better position to obtain more favourable rent, lower common area maintenance charges (“CAM”), and exclusivity in the complex for your franchise business. If you lease directly, the franchisor will usually require you to give them the option to assume your lease if you default under your franchise agreement.

We are on the move! As of November 1 our new mailing address is: Venture Guelph Publications Ltd. 31A-328 Speedvale Ave., East, Suite 150 Guelph ON N1E 0J4

Rent: Is rent under the initial and renewal terms at market rates? What is the CAM and is there a cap on annual CAM and CAM increases? Is there a fixturing period? Permitted Use: Confirm whether the sale of certain products or services is prohibited by the lease. Try to tie the length of the lease to that of the franchise business agreement. Renewal: What are the conditions of lease renewal, particularly in terms of rent increases or renovation requirements? Is the option to renew the franchisee’s or the landlord’s? Repair and Maintenance: Ensure that you are not liable for any structural repairs or maintenance expenses not related to the interior of your leased premises. Assignment: Ensure that consent to an assignment of the lease cannot be unreasonably withheld. Relocation: The landlord should only have the right to relocate or terminate the lease upon the occurrence of certain, narrow conditions. If there is a right to relocate, make sure that the relocated premises are to be substantially the same as the original premises. This is a brief list of franchise issues to consider, but a franchisee should always consult qualified legal counsel prior to entering into any franchise or lease agreement. Kyle Hampson is a lawyer in the Corporate Commercial Group at Miller Thomson LLP. Corporate/commercial work, commercial and residential real estate, and wills and estates. 519-780-4635 or khampson@millerthomson.com

Add a hand made touch to your Christmas celebrations. Fantastic corporate gift ideas.

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THANK YOU FOR VOTING!

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The

Business of Downtown

World Polio Day 2014 marked in Guelph Flag-raising was held at Guelph's City Hall - Market Square for World Polio Day on Friday, October 25,2014. Paul Taylor of Rotary Club of Guelph emceed, and Mayor Karen Farbridge and District Governor Patsy Marshall spoke. In attendance were about a dozen people supporting the “end Polio Now” campaign. With the world “This Close”–99%–to eliminating polio from the planet, the effort is receiving an additional US$ 44.7 million boost from Rotary to support immunization activities, surveillance, and research spearheaded by the Global Polio Eradication Initiative, which aims to end the disabling viral disease worldwide by 2018. Polio is set to become the second human disease ever to be eliminated from the world (smallpox is the first). As of 2013, there were only 416 confirmed polio cases in the world, down from about 350,000 a year when the initiative launched in 1988.

World Diabetes Day World Diabetes Day (WDD) is celebrated every year on November 14. It engages millions of people worldwide in diabetes advocacy and awareness. World Diabetes Day was created in 1991 by the International Diabetes Federation and the World Health Organization in response to growing concerns about the escalating health threat that diabetes now poses. The Guelph World Diabetes Day 2014 campaign led by Diabetes Care Guelph, the Guelph Family Health Team and community partners will focus on healthy living and diabetes. In Guelph, with almost 8,000 living with diabetes and another 12,000 at risk, we believe that most cases of type 2 diabetes can be prevented and the serious complications of

diabetes can be avoided through healthy lifestyles and living environments that encourage and facilitate healthy behaviour. Diabetes Care Guelph is a Ministry funded diabetes education program with free access to all Guelph residents. For more information or to book an appointment call 519-840-1964 ext. 360

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Great Spaces At the Guelph Golf and Curling Club, our professional function spaces demonstrate our commitment to delivering extraordinary meetings and events. Our Waverly Room and Heritage Room offer flexible room configuration and set up, as well as integrated and fully supported audio visual systems complete with Wi-Fi and conference call ability all at no extra charge. Culinary Excellence From a simple continental breakfast to a formal dinner, our hospitality and banquet staff take immense pride in providing you and your attendees with a creative and exceptional dining experience. Our team will work with you to tailor a menu solution that will impress, while adhering to your budget. At the Guelph Golf and Conference Centre we truly believe that our people represent our competitive advantage. And we believe that you deserve a Great partner during the intricate process of crafting a meeting or event. From planning to closing remarks, you’ll feel confident knowing that you are supported by an entire team of meeting professionals fully vested in your success.

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downtownguelph.com Parking in Downtown Guelph by Marty Williams, Executive Director, Downtown Guelph Business Association Downtown Guelph has a parking problem. Actually, two problems: we don’t have enough spaces in the lots, nor enough spots on the streets to satisfy every use. The two may sound the same, but they are different. There is a waiting list to buy permits for the lots. But if the City sells those permits there will be almost no spaces for hourly paid parking. The answer is to build parking structures, but they cost a significant amount of money, and the payback on them in terms of economic activity, assessment values and tax revenue–is fairly hard to calculate or attribute with certainty. So the cost is all focused on one thing, the structure, but the revenue (more employment, shopping and dining, which leads to higher assessments producing more tax revenue, and more parking revenues throughout the system) is dispersed. And that is what makes it easy to draw the wrong conclusion–“we can’t afford it”–which is what we have been doing in this city for decades. With street parking, since we removed the meters and began two hour once-a-day free parking, businesses report that they have happier customers–and more of them too. It’s not a perfect system, but it’s better than what we had before. The problem is that how it works, hinges on what you need parking for. If you’re going to get a key cut, buy a pair of shoes, or have lunch, you are likely pleased to have two hours for free. If you are spending a long afternoon at the Spa, going out for dinner and a movie, two hours free isn’t nearly enough. People are quick to tell me what’s good about street parking (it’s free), what’s bad (not free forever), and what’s ugly (I got a ticket and I was shopping local). It is a subject–like sports and the weather–that everybody has an opinion about. Since there is no definitive answer that allows for every kind of use, everybody’s opinion

Event November 7 • Random Act of Kindness Day What do you have planned for Random Act of Kindness Day? Envision how wonderful it would be to give a friend, family member, or even a complete stranger a random act of kindness. It's free, it's easy and it's an amazing community builder. Pick up your Pay it Forward RAK cards at the Guelph Community Foundation office or visit the RAK Community Initiatives page at www.guelphcf.ca for a list of participating organizations.

R BOY’S LUNCHEON Advocis TM - Golden Triangle Chapter and POO Royal LePage RCR thank the many people and businesses who supported the 29th Annual Poor Boys’ Luncheon and helped raise almost $8,000. for Community Living Big thanks to: ADVOCIS TM Golden Triangle Chapter Royal LePage RCR Italian Canadian Club Great West Life Canada Life

TGCC.ca October/November 2014 page 6

is–to one degree or the other–right. Let us consider three positions I hear a lot. First: “there is no such thing as free parking anywhere.” I agree. Nothing is free; it’s just a matter of how you pay for it. If you shop at a mall, your parking is included in the price of the goods you buy. You can’t see it, but it’s there. If you park on a street the cost is in the taxes you pay. Second: “we should ban cars and force people to use alternative methods to get downtown.” I disagree. People who believe that making it difficult to park will significantly drop the share of trips we make in cars are dead wrong. We will never achieve what densely populated environments have, where transit, walking, and biking are reasonable and rational choices. In Guelph, as in all cities our size in Ontario, we mostly drive to where we are going, including Downtown. So we need to make sure that parking is sufficient and mostly hassle free (if not absolutely and utterly free). Third: “tickets discourage customers.” This is true but no system works without enforcement. Nobody likes getting dinged for an infraction. I have also been ticketed–and sometimes felt like I deserved it, but most times felt I was singled out for punishment. But then I remember that there are parking regulations so many people can make use of the parking. If it was free all day, many people, including the thousands who work here, would take up all the spaces. We, as a city, have too much at stake to let that happen. It would kill business. And that’s not good for anybody. We have been debating parking in Downtown Guelph since forever. It’s a multifaceted issue that is not going away any time soon. We may never get it perfect, but we can make it better. For our common prosperity, we’ve got to get it right.

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Guelph Chamber of Commerce has plan to tackle youth unemployment in region The Guelph Chamber of Commerce is partnering with Ryerson University and the Ontario Chamber of Commerce to help turn the tide on youth unemployment and address the skills gap. The Chamber is announcing Magnet, a leading-edge networking platform that will help employers in Guelph connect with recent graduates and qualified candidates. The Magnet network has one goal: to ensure that individuals within its network are matched to promising job opportunities and that organizations connect to qualified candidates. With Magnet, businesses can create profiles and search for qualified talent within Guelph and beyond. This effective, accurate, and efficient way works to match these candidates’ qualifications and interests with employers’ skills requirements. “The Workforce Development Committee of the Guelph Chamber of Commerce has been involved with this project for the past year and is very pleased to see the launch of this important initiative,” says Lloyd Longfield,

President & CAO of the Guelph Chamber of Commerce. “Many of our members have been telling us that they are having difficulties finding qualified candidates and our hope is that the Magnet Network will help to address this.” Magnet is built upon revolutionary networking technology developed through Ryerson University’s Digital Media Zone. “Young people with talent and skill are the promise of our future,” says Sheldon Levy, President and Vice Chancellor of Ryerson University. “Lloyd and his team at the Guelph Chamber of Commerce deserve to be commended for their involvement in this breakthrough network that enables the right people to connect with the right jobs.” The Magnet network currently includes 18 universities and colleges across Ontario, representing over 500,000 students and graduates, the network of chambers of commerce and boards of trade throughout Ontario, representing 60,000 employers and two million jobs, and

The age of plenty for young entrepreneurs by James Doran People often ask me what the most important trends in business are these days. It’s debatable, of course. Scan your favourite business news source and you’ll see daily headlines that cover the broad spectrum issues and events facing businesses of all sizes. I just read about another looming financial crisis–one where Canada may not fare so well this time–that sounds important. Then there are the stories about companies merging or breaking apart–moves that can shake up industries and send investors scrambling. Sometimes we hear about breakthroughs that promise to deliver amazing new technology, or just that hundreds of people are lining up a week in advance for the newest model of smart phone. And sadly, there’s probably more bad news than good news. We hear a lot of news about the high youth unemployment rate, which is as high as 25% in some Canadian cities. The job world is not like it used to be, and degrees don’t equal employment. So what are young people to do? One option is for them to create their own job. As I see it, the most important current trend in business is youth entrepreneurship. Right now is the best time for a young person to think about starting their own company. But who is considered ‘young’? The age window is wide, but youth are typically defined as people between the ages of 15 and 30, but some organizations consider youth anyone under 39. They can be recent grads, or people leaving the workforce to start their own business. Opportunities abound. The Federal and Provincial governments are committed to helping young entrepreneurs get off the ground. They've been channelling funds into new programs aimed at youth, many of which are offered as part of the Ontario Network of Entrepreneurs (ONE), through MaRS, OCE, local Small Business Enterprise Centers, or Regional Innovation Centres like Innovation Guelph. Many of the programs offered through the ONE are grants, interest-free loans, and debentures. Some banks are even opening up prizes or loan opportunities for youth. If you're a young person consid-

ering entrepreneurship, the strongest programs to check out are Summer Company (ages 15 to 29 can apply to run a company during the summer season); Ontario Global Edge (ages 19 to 29 can apply to lead international business ventures); and Futurpreneurs (ages 18 to 39 can apply for loans up to $45K to start a company). Startups can also apply to programs offered periodically by OCE, MaRS, or Innovation Guelph as part of the Ontario Youth Job Strategy or other funds directed at young entrepreneurs. Beyond loans and grants there is investment money. Hundreds of angel investors are looking for promising new companies. Locally, we have groups like the Golden Triangle Network in Waterloo, Angel One in Burlington, and the Niagara Angels, all of which have monthly meetings where they entertain pitches from up-and-comers. At the national level, the National Angel Capital Organization (NACO) represents more than 2000 members across Canada. We're pleased to report that one of Innovation Guelph’s board members, Randall Howard, just received NACO’s Canadian Angel of the Year Award for his contributions to creating a vibrant angel investor ecosystem in the Waterloo region, and has personally invested and mentored 20 new companies. One more ingredient is required in the recipe for a successful young entrepreneur. I call it tenacity. Essentially, it’s the confidence and ambition to try something new–set a lofty goal–and to be willing to fail a couple times on your way to success. In entrepreneurial circles, the saying "Fail early and fail often" is a popular. In other words: you’ve got to get wet to learn how to swim. Fortunately, youth-focused government programs and the mentorship services of the innovation centres are there to mitigate the risks. So, to the young people out there thinking about starting a business, we encourage that leap off the diving board--the water is warm. Visit InnovationGuelph.ca for more details. James Doran, CEO, Innovation Guelph October/November 2014 page 8

over 30 labour- and opportunity-based organizations. “Ontario’s employers are telling us that they’re finding it difficult to connect with workers that have the skills they need. Magnet is not only going to address this barrier by connecting businesses with the right candidates, but also by creating youth employment opportunities across the province–it’s a win-win scenario,” says Allan O’Dette, President and CEO of the Ontario Chamber of Commerce. The Magnet network officially launches in early October, with the goal to first load in people looking for employment and then have employers load in the information of skills they are looking for. The program is known as "jobs looking for people" for this reason. Ultimately Guelph will get access to detailed labour market information, with most frequent skills employers are looking for to help college and university programming. There is no cost to jobseekers. To learn more, visit magnet.today.

Chamber President resigns to explore new projects After seven years as the President of the Guelph Chamber of Commerce, Lloyd Longfield will be resigning as of November 7. During his time as President he has been involved in many initiatives including successful physician recruitment, rebuilding of Immigrant Services Guelph Wellington, initiating Innovation Guelph, moving the Guelph Chamber office downtown to create a shared workspace, contributing to Prosperity 2020, serving as Chair of the Chamber Executives of Ontario, and sitting on the Board of Directors of the Ontario Chamber of Commerce. Lloyd will now be taking on new projects as a Mentor In Residence for Innovation Guelph. “I am excited to start working on several new opportunities that all lead to helping manufacturing. Some include matching skills needed with skills that are available, developing export opportunities, process improvement, as well as connecting with Colleges and Universities,” said Longfield. “Many of these opportunities will exist between the Chamber and Innovation Guelph. I will still remain involved in many of the same projects, just with a narrower focus.” During Longfield’s leadership, the Chamber membership has grown from 780 to close to 900 businesses and community benefit organizations. “I have loved working with the Chamber team and am grateful for having the chance to have done so. It has been a great learning experience,” adds Longfield. “The staff and volunteers do amazing things behind the scenes. I’m looking forward to now volunteering with the Chamber.”

Welcome Wagon recently recognized Dr. Brisson, Leis and Associates for a 20 year sponsorship of Welcome Wagon. Present at the presentation were from left to right Anja Gangur (Welcome Wagon) and Dr. Judy Brisson and Dr. Lynne Leis. (supplied photo)

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2014 POINSETTIA FUNDRAISER for ARC INDUSTRIES & COMMUNITY LIVING GUELPH WELLINGTON It’s that time of the year – time to start thinking about the Holiday Season! The ARC Maude Squad is holding their 9th Poinsettia Sale. We need your help to make it a success!

THE POINSETTIAS ARE BEAUTIFUL, VERY FULL AND HEALTHY THREE COLOURS! FOUR SIZES! GREAT PRICES! Orders are due Monday, November 17, 2014. Special arrangements may be made for your business! Pot Size Price per plant

4”

Red

White

Pink

Total # of plants

s nni e T . of ift eason G the day S e v Gi oli H this

Total

$ 6.00

6” (1 plant) $ 9.00 8” (2 plants) $17.00 10”

Welcome to Cutten Tennis!

$25.00 For Your Business, Fax orders/mail payments to: Community Living Guelph Wellington Attn: Poinsettia Fundraiser Admin.Office, 8 Royal Rd. Guelph, ON N1H 1G3 Fax: 519-821-6174 Order Information: 519-822-3192 Jane Heipel

Purchaser to pick up order on Saturday, November 22, 2014 ARC Industries 8 Royal Rd. Guelph 10:00am – 12:00 noon (Back Entrance)

October/November 2014 page 9

Information is available now for our Gold and Silver membership packages.

Contact Us

dcoverdale@cuttenfields.com Memberships include unlimited use of courts and advance booking privileges. or Tennis office direct: Also full use of clubhouse and dining room. 519-824-2650 extension 236 Call and ask about our TRIAL MEMBERSHIPS!

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www.cuttenfields.com


Guelph Community Preserving your family wealth by John Moran Foundation As an individual or entrepreneur you have ance proceeds are made available very worked long and hard to accumulate assets, shortly after death. announces fall investments and possessions. However, the Another method of avoiding excessive tax accumulation of wealth brings its own set bills upon death is the utilization of charigrant recipients of problems, among them are larger table life insurance. A life policy can be The Guelph Community Foundation recently announced $115,050 in grants to 28 organizations throughout Guelph and Wellington County. The grants, which were awarded as part of The Foundation’s 2014 Fall Granting Program and the 2014 Musagetes Grant Program, will benefit a wide spectrum of community organizations in the fields of arts and culture, youth, education and social services. “We received a large response to our call for applications and had to make some very challenging decisions about how to allocate the available funds,” said The Foundation’s Chair and Grants Committee Chair, Susan Brown. These grant programs are in addition to spring scholarship and summer camp grants, and various donor advised and flow through grants. “Today’s Fall Community Grants and Musagetes Grants will bring the Foundation’s total number of dollars disbursed for this year to more than $280,000,” commented Brown. The Guelph Community Foundation is a charitable public foundation that pools the charitable gifts of many donors into permanent, incomeearning endowments. Total funds under administration are $11.3 million with over $8 million in permanent endowed assets. Since inception, over $2.7 million has been distributed to over 800 charitable initiatives. For more information visit www.guelphcf.ca. To read the list of recipients read the full press release under our Business Venture page at www.ventureguelph.ca.

Join us in the next issues of Business Venture & Activities and Events Guide.

December 10, 2014 ventureguelph.ca

income tax bills and the uncertainty of the treatment of wealth transfers upon death. We often don’t like to talk about death but the reality is that plans to preserve your legacy has to happen while you are capable of doing so. Taxes are payable on death as the CRA dictates that a deemed disposition of assets has occurred. Accordingly, a tax liability may arise because of this fact. The use of life insurance to provide funds on death is an excellent plan to avoid having to liquidate family assets to pay this debt, as insur-

can purchase an annuity lasting the entire length of the life policy with payouts that cover the annual premium amounts. The key to preserving wealth involves taken out that names an individual’s favourite charity as beneficiary. This results extensive analysis that includes determining in the deceased individual receiving a large your desired future, committing to a plan charitable receipt, which can be used to that builds a solid wealth base and has feadefray taxes, and also avoids using estate tures that will protect the assets from loss (and family) funds to provide for the charity. or erosion. Life insurance will provide these An excellent way of transferring wealth attributes. Bottom line, don’t wait until it is from one generation to another is, again, too late to put effective plans into effect. using life insurance. Life insurance can Consult with your advisor to determine transfer wealth from one generation to the what is best for you next on a tax advantaged basis. To make sure the children aren’t stuck with paying John M. Moran BA., EPC., ICIA. - Lyon Financial Services Inc. premiums after one dies the policy owner Contact him at jmoran@lyonfinancial.ca or 519-766-0001.

Gore Mutual Foundation celebrates 175th anniversary with donation Gift will allow kids at YMCA-YWCA Camp Nagiwa to set sail towards their potential The YMCA-YWCA of Guelph is excited to announce that they have received a $10,000 donation from the Gore Mutual Foundation. This donation is made in celebration of Gore Mutual Insurance Company’s 175th anniversary. The gift will allow YMCA-YWCA of Guelph Camp Nagiwa to add to their fleet of boats. “The significance of this donation goes well beyond boats,” says Luc Cousineau, Director of overnight Camp Nagiwa, at the YMCA-YWCA of Guelph. “This generous gift from Gore Mutual Foundation will allow YMCA-YWCA Camp Nagiwa to build our waterfront program, an integral part of the camp experience. The hundreds of children who attend this camp annually will benefit from enhanced boating programs.” “As we honour Gore Mutual’s 175th anniversary, our Foundation continues a long history of supporting communities across Canada,” says Heidi Sevcik, President and CEO of Gore Mutual Insurance Company. “Partnering with YMCA Canada and their camps is a natural fit, as they share our passion for building leaders of tomorrow and fostering an appreciation for our great Canadian wilderness.” Camping is core to the YMCA offering and provides children, teens and young adults with life development experiences. Camp provides children the opportunity to engage with each other and the natural environment in ways that build confidence, social skills and independence while having fun. Central to the camp experience, boating provides water safety development and skills, encourages teamwork and

the discovery of nature. “We are honoured to be working with the YMCA to provide a much needed supply of boats,” says Charlie Cipolla, Chair of the Gore Mutual Foundation and Chair of the Gore Mutual Board of Directors. “We recognize the important skill development that goes along with boating and water safety and are pleased to be able to support that for young campers.” This donation to the YMCA-YWCA of Guelph is part of Gore Mutual Foundation’s larger donation to 17 YMCA overnight camps in British Columbia and Ontario. The total $175,000 donation will go towards the purchase or repair of 175 boats. Gore Mutual Foundation’s 175-year ‘commitment to community’ is well aligned with the YMCA’s dedication to building healthy communities for over 160 years. The Gore Mutual Foundation’s mission is to support the communities where Gore Mutual operates. The foundation provides funds to social services, education, health, cultural and environmental activities that are in the best interest of these communities. For more information, please visit www.goremutual.ca. The YMCA-YWCA of Guelph is a community benefit organization, open to everyone. Starting with a focus on healthy child, youth and young adult development, we excel in delivering lifelong opportunities for health and personal growth. For more information, please visit www.guelphy.org

Those who cry the loudest are not always the ones who are hurt the most The province is out of money. The debt load is huge. Credit-rating agencies are watching keenly. Consider that even the slightest bump in the province’s costs of servicing its debt is going to add hundreds of millions to the already more than $10billion in annual interest payments In The Science of Getting Rich written well over 100 years ago by Wallace Wattles he says, "We have at the present time few really great figures in the political life of our country; our politicians are a petty lot. Our present statesmen deal only with sordid and petty issues–questions of dollars and cents, of expediency and party success, of material prosperity without regard to ethical right." The more things change, the more they stay the same. In the Rational Optimist by Matt Ridley he contends, "Empires, indeed governments generally, tend to be good things at first and bad things the longer they last. First they improve society's ability to flourish... But then ... governments gradually employ more and more ambitious elites who capture a greater and greater share of the society's income by interfering

more and more in people's lives as they give themselves more and more rules to enforce, until they kill the goose that lays the golden eggs... Because it is a monopoly, government brings inefficiency and stagnation to most things it runs; government agencies pursue the inflation of their budgets rather than the service of their customers; pressure groups form and unholy alliance with agencies to extract more money from taxpayers for all their members." Countries are a lot like some companies. As an emerging economy they are nimble and sharp. They grow into a behemoth able to dominate and shape the present but they get so stuck in their habits that it gets harder and harder to change their way of doing things. There are a lot of serious governments out there but the only government that does not seem to be serious is our own. Watching governments in Canada over the last few decades has come to feel more and more like watching a sitcom. Unemployment up? Tax corporations and increase government. Poverty? Tax corporations and increase government. They hear the cries of the vocal and instinctively October/November 2014 page 10

search for a government program to respond, but in fact it is the government that is causing the problems. In the Canadian workforce at the end of 2011, the public service represented by unionized employees accounted for 20.5%; self-employed were 15.4% and private corporations 64%. Although Union leaders leave us to believe that corporations are the problem, corporations and business account for 79.5% of the total workforce yet 20.5% of the workforce seems to have the power and money to be able to affect election outcomes. What most ignore is that corporations pay the salaries and benefits of their employees, so go ahead, attack corporations to fund past greed and waste and see what happens. The 'haves' are the ones who are crying the loudest to maintain status quo. Unfortunately the problems created over the past couple decades will not go quietly. The changes coming are inevitable and are simply dictated by the stark number of our future workforce and the distribution of the population about age groups and regions. I am not an expert, but look at

VENTURE GUELPH PUBLICATIONS LTD. Business Venture ventureguelph.ca

by Kevin Cahill

where the experts have gotten us! Kevin Cahill, B.Sc., CFP, CHS, CLU, EPC, is President of Canadian Legacy Builder, 519-836-7989. Media release

TD Bank Group donates $2,000 to Focus on Nature This is the third year that TD Bank Group has chosen to support Focus on Nature through their Corporate Donation & Community Sponsorship Program, by donating $2,000 to support the local school programs. “We are honoured to have TD Bank Group as a corporate sponsor,” said Simon Bell, Focus on Nature’s Executive Director. “TD’s continued commitment ensures that we can offer children in our community an opportunity to explore and connect with their local environment through the art of nature photography.” “I personally just love the Focus on Nature program!” said Peggy Curry, Branch Manager of TD Bank, Eramosa Branch, “And the TD Bank Group is very happy that we can fund this request.” For more information visit www.focusonnature.ca.


Business and Personal Finance The dollar hits a five year low–anxiety hits a five-year high by Carinta Mannarelli For the past 12 to 18 months economists have been prophesying the coming of an 80-cent dollar. October fuelled renewed focus on this prediction with the Canadian dollar falling to a five year low. The impact of a high USD on our local economy is quite significant. In 2013 Canada reported a negative trade balance, exporting a total of $479 billion and importing a total of $486 billion in goods. These numbers are close enough that regardless of the direction of the swing, a significant change in the value of the Canadian dollar will negatively impact approximately half of the business community while creating a positive impact for the other half. With the USA as our largest trading partner for both imports and exports, the imbalance of trade is more significant when we look to information about where our goods are coming from and going to. More than 75% of our exports are trades that are valued in USD, while only 64% of our imports are trades valued in USD–so a swing in the

2009 – 2014 CAD/USD Five Year High Five Year Low **oct2014** Five Year Average

CAD/USD value means that there are more businesses who desire a high CAD (meaning that their USD invoices are cheaper) than there are businesses that hope for a low CAD (meaning that their USD income has a higher value). Regardless which side of the market you find yourself on, there are tools available that can take the volatility and the gamble out of the currency market. How many times have you thought to yourself “if I had a million dollars, I would clear the shelf of this product–this deal is unbeatable”. When it comes to currency, there are ways to clear the shelf without having to pay for all of it today. A popular tool used by Global Currency Services (www.global-currency.com) is a forward contract. The gist of this tool is that business owners are able to save today’s rate for trades up to a year away. Instead of having to pay for all of the goods on the shelf today, the business makes a marginal payment (collateral) and this secures their rate for up to 12 months away. Determining when to, and how much to

If the news were to report rates 1.0593 88.34 97.35

reserve is a tricky and important exercise. With the CAD/USD at a five-year low, this is a perfect time for businesses who collect income in USD to secure the current rate for trades in the future. Understanding the value of the USD/CAD is also important when digesting the movements in the market. The current 88-cent dollar is often misunderstood to mean that it will cost 88 cents for an American dollar. Instead, the 88cent dollar means that $1 CAD will buy 88 cents USD. To further confuse the matter, the news will report the CAD value in terms of an 88-cent dollar, but banks and currency exchange companies will report the inverse. An 88-cent dollar in the news is equivalent to a $1.1360 dollar at the bank. Understanding the direction of your quote will ensure that you’re not taken to the cleaners on the exchange rate. Carinta Mannarelli, Global Currency Services, 519-763-7330.

Amount it will cost for one USD

0.9440 1.1319 1.0272

Ontario AGRICentre 100 Stone Road West, Suite 301, Guelph Telephone: 519.822.4680 Fax: 519.822.1583 Toll-Free: 1.866.658.0092 www.millerthomson.com

Join us in the next issue of Business Venture. Visit our website for more of our specialty publications, Calendar of Community Events and more.

ventureguelph.ca

USD versus CAD 2009 Ͳ 2014 1.15 1.1

Tables and figures supplied by Global Currency Services.

Guelph Arts Council seeks to fund youth arts initiatives

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Attention Businesses: Now Trading Gold and Silver Best Rates Guaranteed We have: • The best rates on all trades ( guaranteed to beat all bank rates) • The ability to save today’s rate for a future date (up to a year away) • The most inexpensive wire service available ($15 per transfer)

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Guelph Arts Council (GAC) is pleased to be accepting applications for the sixth year of the Youth Opportunities Award. This award is made possible through the Youth Opportunities Fund, held by Guelph Arts Council, at Guelph Community Foundation. Each year, GAC offers the opportunity for local youth and citizens to apply for funds to support their youth led or youth specific initiatives. As always, the goal of this award is to assist local artists, not-for-profit groups, and youth to initiate, enhance, and expand opportunities involving the arts. Projects should be innovative, original, and creative. Projects can include exhibitions, concerts, publications, classes, mentorship, and any other opportunity to engage youth in the transformative power of the arts. Preference will be given to applicants with a proven record of ability to effectively initiate, expand or enhance opportunities for youth in the arts. The previous Youth Opportunities Award was presented to the Children’s Contemporary Art Collective of Guelph. The collective was created by local visual artists Carolyn Meili and Melissa Mazar whose goals in its creation were to eventually establish a not-for-profit gallery specifically for children. The project for which the Collective requested support was a self-portrait study of Grade 3 students to be displayed at the 11th Annual Art on the Street. They described the portrait show as an excellent way “to encourage children to develop an interest in the arts by providing a public outlet through which they can express themselves.” Applicants must complete the required application form available online at guelpharts.ca or at our office at 147 Wyndham Street Suite 404. The deadline for applications is November 14, 2014. For more information contact the Guelph Arts Council at 519-836-3280 or executivedirector@guelpharts.ca

Funeral Home and Chapel Ltd.

“Wellington County's Oldest Family Owned Funeral Home”

Pre-arranging one's own funeral is now widely practiced across Canada. Gilbert MacIntyre & Son have been helping individuals and families with funeral prearrangements for almost 80 years. If you would like to make an appointment to discuss prearrangements, please contact us. Or, if you like, you can prearrange your funeral online. You will be asked the same basic questions you would in a one-on-one prearrangement meeting; but within the "comfort" of your own lifestyle. Our experience in dealing with prearranging funerals has lead to the development of the GILBERT MACINTYRE & SON TRUST PLAN for those who wish to pre-pay their funeral expenses.

Info@gilbertmacintyreandson.com

www.gilbertmacintyreandson.com October/November 2014 page 11

Representing three generations of funeral service - Established in 1933

75 Years–2008

The GILBERT MACINTYRE & SON TRUST PLAN retains all the advantages of the pre-arranged funeral, but goes further with respect to the financial advantages. · The GILBERT MACINTYRE & SON TRUST PLAN is hedge against inflation. The cost of the funeral will never increase, no matter how long it is before the funeral services are required. · Pre-payment reduces the financial demands on the survivors. Costs will be paid out of income now, rather than from much needed funds of the estate. · Like a paid-up life insurance policy, this plan is of immediate and far-reaching benefit to survivors.

FAMILY MEMORIAL AREA & MEMORIAL TRAIL ROCKWOOD CONSERVATION AREA VENTURE GUELPH PUBLICATIONS LTD. Business Venture ventureguelph.ca

· Interest on funds held in a GILBERT MACINTYRE & SON TRUST PLAN is tax free. · The GGILBERT MACINTYRE & SON TRUST PLAN may be purchased on a convenient time payment plan. Usually the prearrangment service is entirely paid for by the time it is needed, thereby relieving the family of expense at the time of the funeral. · Money is held in trust and fully refundable any time.

The GILBERT MACINTYRE & SON TRUST PLAN is designed to comply with all regulations under the Funeral Services Act of Ontario and is fully insured.

Preplanning


Here’s my take…an opinion column by Terry Diggle Investments are something we take very seriously. When we're younger we contribute to our RRSPs and TFSAs, not only to save some tax but also to ensure we can live a good life in retirement. And when we do retire, we continue to invest so that we will not outlive our savings. Then why is it that governments at all levels often try to take away our choice to invest in what we want to invest in, and instead make investments on our behalf? For example: The Ontario government decided that so-called 'Green Energy' (aka wind turbines and solar panels) required huge investments–on the taxpayers' behalf–in multinational companies that manufacture this equipment. Did said government ever ask its taxpayers if they wanted to invest in these companies? No they did not. Shouldn't we have the choice to invest in wind turbines and solar panels–or not? Were we, as investors, ever provided with quarterly or annual reports, outlining

the status of our investments? I never got one. Were quarterly dividends declared? Laughable. If the production of these wind turbines and solar panels was such a good idea, why was an 'investment' of our money even required. Surely if there was a market in Ontario, manufacturers would have been building such products for years–financed by private sector investment. In fact, in Europe, many of these wind turbines are being turned off and decommissioned, bringing a new problem–the task of disposing of these mammoth machines and their lubricating fluids in an environmentally friendly manner. Just prior to the Ontario election, it was discovered that the province was about to make an 'investment' of several hundreds of millions of dollars in a partially rented office building in Toronto to house provincial office workers. In spite of the fact there isn't an office space shortage for them. A

sound 'investment' of our money? Another example, this time at the municipal level: In Guelph there is a tendency to 'influence', through grants and other incentives, private sector companies to build in or adjacent to downtown. I would contend that most of the development and construction companies have the vision and business acumen to see opportunities and to build upon them (pun intended). Why should we, the taxpayer, be made to 'invest' in companies that are already making profits as the result of sound management practises? Once again, our choice has been taken away. Taxpayers are being forced to invest in a company or companies whether we like it or not, all in the name of 'downtown development'. At the federal level there are similar taxpayer funded 'incentives', not the least of which was the General Motors bailout. The New GM has had serious quality control issues and its 'real' shareholders are seeing

the result. We should not trust our governments to make private sector investments on our behalf. That's why we do our own due diligence and rely on the advice of investment professionals. If these government 'investments' were based on sound market-based planning, the majority of them wouldn't be necessary in the first place. Unfortunately, many of these imprudent decisions are based on some form of 'social engineering', encouraging development against market forces and human behaviour. Let the market decide. Let efficient companies thrive and develop new and exciting products and services that are welcomed by the marketplace. They will have no problem finding financing for products that make sense to purchasers. And let the taxpayer decide how to 'invest' his/her hard-earned money. Governments must stop investing it for us.

Quick thinking makes Taste of Guelph 2014 the best ever Some attendees said it was the best Taste ever. Heavy rain in the morning put parts of the site under an inch of water but organizers responded quickly, putting over 90 bales of hay out to soak up the worst of it. Messages were sent by email to warn ticket holders to forego their best sandals. Guests responded, making fashion statements with their rubber boots while some ditched their shoes altogether and strolled the tents in their bare feet. When the food came out, so did the sun and the event went forward under bright skies and warm temperatures. “I love Taste but this year’s event is the one I’ll always remember,” said Paul Demarco, cofounder of Intrigue Media, which joined the event this year as a platinum sponsor shouldering the work of designing all of the event’s print material and managing its social media presence. “There was a great feeling of fun and informality.”

This year’s Taste raised more than $60,000 for St. Joseph’s Health Centre Foundation Guelph and The Foundation of Guelph General Hospital. Guests enjoyed tasty samplings from the area’s finest restaurateurs, caterers, vintners and brewers, along with some great music from Mo’ Kauffey, House of Good Cheer, The Guelph Symphony and Moses and his Accordion as well as a live auction. “Taste of Guelph is a great way to support excellent health care in the Guelph community,” says Mary DuQuesnay, President and CEO of St. Joseph's Health Centre. St. Joseph’s will use the funds to buy a stateof-the-art medication dispensing system that will help increase safety for patients. In addition, the new system will save St. Joseph’s thousands of dollars and reduce waste. It will also reduce the time necessary to dispense medicines so that nurses can spend more time at

Taste of Guelph guests enjoyed an afternoon under the tents at St. Joseph’s Health Centre. Pictured left to right are Andrea Burgie, Kevin Buckley, Leah Lorenzo-Faulkner, James Burgie, Emma Rogers. (Photo courtesy of Dean Palmer) October/November 2014 page 12

the bedside. "We're very happy," says Suzanne Bone, President and CEO, The Foundation of Guelph General Hospital. "We've had fantastic support from our sponsors and participants.” Guelph General Hospital is investing in a new interventional radiology suite to minimize risks and improve health outcomes for patients. Interventional radiologists guide tiny

instruments, such as catheters, through blood vessels or through the skin to treat diseases without surgery. Over the years, this gourmet garden party has raised more than $800,000, which has been shared between the two Foundations to enhance the care provided to the residents of Guelph and Wellington County.

Project Neutral–combating climate change one neighbourhood at a time In Canada, more than half of the greenhouse gases that contribute to climate change are produced by the homes, buildings and forms of transportation used in urban environments. In an effort to reduce greenhouse gases and combat climate change, Project Neutral has come to Guelph with the mission to help individual households understand and reduce their impact on the environment by using simple online tools including an interactive Household Carbon Footprint survey specifically tailored for the Guelph community. Project Neutral’s Household Carbon Footprint survey enables residents to accurately benchmark their energy and water consumption and track conservation efforts. The survey examines waste, food, water, energy and transportation. The result is a comprehensive picture of a household’s carbon emissions--a greenhouse gas baseline--which can be used to compare their household’s baseline against their neighbours’ results. The tool then provides a customized list of actions the household can take to reduce their consumption and save money on their electricity, natural gas and gasoline bills. Project Neutral was first introduced in Toronto in 2011. To date, more than 500 Toronto households have participated in the program and have reported an average household carbon footprint reduction of 20 per cent and noticeable savings on their energy bills. Project Neutral will be rolled out in the Guelph community by eMERGE Guelph, a local not-for-profit organization dedicated

VENTURE GUELPH PUBLICATIONS LTD. Business Venture ventureguelph.ca

to neighbourhood engagement and residential sustainability. Although the program will be widely available to all residents in the City of Guelph, four communities will be targeted with flyers about the program: the West Willow Village, the Junction, Hanlon Creek and downtown Guelph. “Many of us are concerned about climate change. We feel we should be doing something to reduce our carbon footprint but most of us don’t know what that means or how to measure carbon, let alone reduce it. Project Neutral provides households the basic information and tools they need to understand where they are and how they compare to similar households in their neighbourhood,” said Karen Nasmith, Director and Co-founder of Project Neutral. Guelph Hydro Electric Systems Inc. is supporting the program under its “Green Button” initiative by providing a simple and secure method of downloading annual electricity and water consumption data customized for use by Project Neutral. Green Button is a North America–wide initiative that is part of an ongoing effort to provide customers with better access to their energy usage information. Participants interested in signing up for the program should visit www.projectneutral.org. Those who sign up for Project Neutral before November 30 will be eligible for over $2,000 in prizes. Read the full press release under our Business Venture page at www.ventureguelph.ca.


Festival of Trees will fund new state-ofthe-art medication system for St. Joseph’s hospital St. Joseph’s Festival of Trees will set the stage for its 22nd year of incredible trees, holiday spirit and family fun when it kicks off this year’s celebration on November 18 at the River Run Centre. Beginning with just eight trees in 1992, Festival of Trees now receives over 15,000 visitors annually who come to see the more than 50 beautifully decorated trees on display from November 18 to December 23. Local businesses, volunteers and community groups will transform the River Run Centre into a Christmas wonderland. Visitors are welcome to wander the forest of decorated Christmas trees during the River Run Centre’s box office hours and from 6:30pm to 10:00pm on show nights until December 23. Admission is free. A treeviewing schedule is available at www.sjhcg.ca/festival-of-trees. “Money raised through Festival of Trees helps keep spirits bright for the men and

women who come to St. Joseph’s for healing, help or home,” says Mary DuQuesnay, President and CEO of St. Joseph’s Health Centre Foundation. “We’re very grateful for community support we’ve received from our sponsors, participants and volunteers. We invite everyone to come to the River Run to share the magic of the season and support local healthcare.” St. Joseph's Health Centre Foundation will use the proceeds from this year’s Festival to fund a state-of-the-art medication dispensing system that will help increase safety for patients. The new system will save St. Joseph’s thousands of dollars, reduce waste and will also reduce the time necessary to dispense medicines so that nurses can spend more time at the bedside. For more information, tree-viewing times and sponsorship opportunities please visit www.sjhcg.ca/festival-of-trees or call St. Joseph’s Health Centre Foundation at 519-767-3424.

(supplied photo.)

Nominate a distinctive woman and inspire future leaders in Guelph The YMCA-YWCA of Guelph launches the 20th Anniversary Women of Distinction™ Nomination Package, for the 2015 Fundraising Event. Announced at the 2nd Annual Women of Distinction™ Breakfast Social, along with Alumnae, the Guelph Y is asking members of the community to nominate a deserving woman of distinction in our community. The nomination package is available online at www.guelphy.org or in person at the

10th Anniversary for the Christmas JOY Home Tour The Christmas JOY Home Tour is a selfguided tour of carefully selected homes that have been professionally decorated for the holiday season. This year marks the 10th anniversary of the tour, in support of HOPE House, with ten beautiful properties featured in Guelph, Elora and Fergus. Thursday, November 13 • Pre-tour event with wine reception at HOPE House. Tickets are $50.00 and quantities are limited. Friday, November 14 • Candlelight tour from 4:30 to 9:30pm. Tickets are $30.00 in advance, $35.00 at the door Saturday, November 15 • Daytime tour from 10:00am to 5:00pm. Tickets are $30.00 in advance, $35.00 at the door Inspiring photos, recipes, and décor tips have been gathered in a 10th anniversary coffee table book that is perfect for a personal keepsake or Christmas gift giving. The book can be pre-ordered online for $15 until November 9. It will also be available for $20 at select homes on the tour! For more information and tickets visit www.christmasjoy.ca

YMCA-YWCA of Guelph, located at 130 Woodland Glen Dr. in Guelph, during regular business hours. Nominations are due by January 31st, 2015. The YMCA-YWCA of Guelph annual Women of Distinction™ Fundraising Event is celebrating its 20th anniversary in 2015. Each year the event recognizes and celebrates the achievements of outstanding women in our community, for their distinctive achievements among all industry sectors. This year, the event aims to inspire future women of distinction and leaders in our community, by sharing the stories of our alumnae. The YMCA-YWCA of Guelph 20th Annual Women of Distinction™ Event

Fundraising Gala will be held on Thursday, May 7th, 2015 at the River Run Centre in Guelph. We invite you to join us to help celebrate the outstanding nominees, and support local community Programs provided by the YMCA-YWCA of Guelph. Proceeds from the Women of Distinction™ Fundraising Gala go towards the Guelph Y Teenage Parents program (TAPPs), which offers pregnant and parenting teens a safe, non-judgmental environment where they can gain access to information, resources, and tools to build their parenting skills and reach their full potential. The YMCA-YWCA of Guelph is a community benefit organization, open to everyone. Starting with a focus on healthy child,

Friday November 7 • The Ultimate Habitat House Party

Tickets are on sale now for the second annual Ultimate Habitat House Party in support of Habitat for Humanity® Wellington Dufferin Guelph. This chic, progressive, four-course dinner party includes live music, a photo lounge and gives guests the chance to race against Matthew Scanell, 2014 NASCAR Canada Rookies of the Year. Presented by Miller Thomson LLP and hosted by the Delta Guelph Hotel & Conference Centre, the event will include celebrity guests, live and silent auctions, and a raffle for a hot tub valued at $8500 courtesy of World of Hot Tubs. Plus a celebrity live auction package seats a winning bidder next to a celebrity during the dinner course. For tickets and information visit www.habitatwdg.ca/events/

We will remember them Remembering the fallen has special significance this year as we commemorate the hundredth anniversary of the First World War. In tribute to all of the fallen, from the First World War to Afghanistan, the front lawn at the Wellington County Museum and Archives will display 471 memorial markers this November. November 10, 6:00pm Please join us to light a Tribute Candle and place it by one of the memorial markers on the front lawn of the Museum. Death and the County Soldier, 1914-1918 September 20, 2014 - March 29, 2015. Exhibit explores the devastating cost of the Great War. The cost was enormous: one in eight soldiers lost their lives and a generation of survivors never healed from their wounds and experiences. This major exhibit pays tribute to the men, women and families who suffered loss on an unimaginable scale in battle and on the home front.

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Rotary Corner

Rotary Club of Guelph-Trillium News Why join a Rotary Club?

CHRISTMAS MEMORIAL SERVICE This Christmas Season is a time for families to draw together for celebration and warm memories. At Gilbert MacIntyre & Son Funeral Home, we realize that for those who have lost a loved one, this season will be mixed with many emotions that challenge even the strongest of families. With this in mind we are offering a non-denominational Christmas Memorial Service to remember those who died and will be remembered this Christmas Season.

The service will be held at: Gilbert MacIntyre & Son Funeral Home Hart Chapel–1099 Gordon St., Guelph Sunday, November 30, 2014 at 2:30 p.m.

Rotary brings together people from all walks of life, who want to use their expertise to make a difference in their community and the world. At Rotary, we connect for good and form lifelong friendships in the process. Together we empower youth, improve health, promote peace and advance our communities in all corners of the globe. With 1.2M members in 34,000 clubs worldwide, our global community impact has never been greater and continues to grow. People join Rotary for many reasons, including community involvement, personal development, professional networking and camaraderie. Perhaps the most important benefit is the satisfaction gained from making a real difference in your community and in the world. Members of our Rotary club connect at weekly meetings and learn from business experts, political and civic leaders, and entrepreneurs, who help us stay informed on topics that are relevant to our community. Our club is committed to making a difference locally and internationally. We provide financial support to about 20 local organizations annually, give a community college sponsorship to each of the city’s 7 high schools, support several students to attend RYLA and Camp Enterprise, hold monthly Bingos in Seniors Homes and assist the disabled and elderly on our day of giving. Internationally, we provide scholarships to 2 orphaned girls in India each year; we also provide funding to the Nyondo School in Uganda for various projects. Together, we are committed to make great things happen. We have a structure that focuses on action and positive results. Learn how you can make a difference. For More information about how to join, our projects and our upcoming events, visit www.trilliumrotary.org. Join Leaders - Exchange Ideas - Take Action.

Visit our Website: www.trilliumrotary.org Rotary Club of Guelph Trillium Facebook and Ribfest Facebook Pages To get to know us better and see what our club is currently doing international and locally. And let us know you have been there by liking us on Facebook.

Please accept this as our invitation to you or anyone you feel may benefit from this prayerful support during the Christmas Season. Sincerely,

Michael MacIntyre President

To confirm your attendance, please contact: Gilbert MacIntyre & Son Funeral Home 252 Dublin St N., Guelph 519 822-4731

1099 Gordon St., Guelph 519 821-5077

117 Guelph St., Rockwood 519 856-1100

www.gilbertmacintyreandson.com

Is your company looking for a venue for a team building event, a sales meeting or just a reason to party? Want to try something totally different but without breaking the budget this quarter?

JARZIE’S Indoor Simulated Golf is inviting you to play in our Business Indoor Golf Competition over the 2014-2015 winter. Simply choose a date between now and April 1, 2015 for 16-20 players and reserve your spot. Cost is $35 pp tax included. JARZIE’S will run a scramble tournament complete with prizes at our licensed bar and restaurant. But here’s the twist. The winning team from each tournament will be invited back in April 2015 to compete (at no extra cost) in the Indoor Golf Tournament of Champions. Winners not only have bragging rights within the business community but free indoor memberships for the 2015-2016 season.

Call to reserve your timeslot today. JARZIE’S Indoor Simulated Golf, 175 Dawson Road, Guelph ON (519) 341-4512 info@jarzies.com www.jarzies.com October/November 2014 page 14

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Oct novbizvtr 2014  

Business Venture October/November 2014

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