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Take Charge Of Your Finances Starting Right Now by Valentino Crawford | on August 28, 2012 Financial stress can drive people to despair. Don’t let your finances depress you. No matter what your finances look like, things will look better if you take steps to improve your financial habits and get your bank account into better shape. Continue reading for some ways that you can salvage your personal finances. To be amazingly successful at personal finance, make sure you get an education. Reports show that those with Bachelors degrees make almost double of those that have no college education. A great education with a high paying career and growth opportunities is the best way to increase your earning power. Almost everyone at some point in time makes a mistake with their finances. Many banks offer a one time fee waiver for individuals who bounce a check the first time, so if this happens to you it is worth making the request. This is usually a one-time courtesy that banks extend to good customers. TIP! Avoid getting into further debt to save your finances. Not all debt can be avoided.

Your vehicle is a large and important purchase that you will have to make. Shop around for the best car prices, then pit each dealer again the other. The Internet can also be helpful if you’re

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best car prices, then pit each dealer again the other. The Internet can also be helpful if you’re having trouble finding a good deal. It’s always best to plan for the unexpected, sometimes unexpected expenses occur and have to be prepared for. You should find out now what fees and penalties you will face for late or missed payments, so you can prepare for the worst. Know what types of options you have before you signing a lease for a year. On the day prior to payday, give yourself an “allowance” for the weekend. Then, when your paycheck comes on Friday, you will not spend any of it. That way, you’ll still have your entire check in the bank, and you are unlikely to do anything rash with it. TIP! W hile debt may eventually expire w hen it isn’t collected, it is advisable to get advice on repayment of old debts. Talk to a professional about the timeline for your debt to expire.

Get rid of any debt on credit cards as soon as possible. Even a minor amount of debt means that you’re paying creditors to carry over your debt each month. Don’t give the banks any more money than you have to. If you have the ability to pay your credit card balance each month, then do it. To gain financial stability, you need to have a savings account that you contribute to on a regular basis. This way you might not have to apply for a loan when you need money, and also you will be able to face most unforeseen events. Even if you can’t afford to put too much money in there every month, save as much as you can. Thrift stores are not just for the poor. There are some serious discounts on things like furniture, books, and clothing at any area thrift store. Children enjoy these types of shops as well, because there is always a wide variety of interesting items. If you are shopping, try to get to the store as early as possible for the best deals and selection. TIP! If you’re a parent, and if you’d like to send your children to college, you should open a college fund as soon as they’re born. College costs rise each year and if you w ait too long to start saving, you w ill not be able to meet your goal.

Now that you were shown some positive steps to improve your financial situation, you can start living your life again. You ought to have a new perspective on how you can improve your financial prospects. Now that you’re feeling more hopeful, pass this article on to somebody else who may need it P.S.-If you love the personal finance niche and would love to make an extra $1000/day blogging about your company, find out how our team is helping thousands of people make money about their passions! Discover why this game-changer is the most bad-ass make money online program in the industry! This entry was posted in Money « Previous Post

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About The Author: Valentino Crawford Prior to Empow er Netw ork Dream Team, I w as a frustrated netw ork/internet marketer. I w as told to make a list of friends and family to invite to home parties, hotel meetings, and do 3-w ay calls w ith. I got sick and tired of being stood up by prospects at business presentations. I got sick and tired of spending thousands of dollars on gas, door fees, auto-ships, and ‘marketing material’. I got sick and tired of playing the ‘3 foot’ rule…passing out business cards to people, only to find them on the ground or in the trash the moment I turned my back. W hen I decided to learn how to leverage the pow er of the internet, things got easier…but it w as still a grind. I spent thousands of dollars on information products. There w as something missing, and I thought that the next ‘shiny object’ w as going to be the answ er to my problems...I w as far from being right! The learning curve w as steep, and those w ho w ere successful at internet marketing w orked 12-18 hours a day 7 days a w eek putting together sales funnels from scratch. I did not have that kind of time…nor the funds to pay someone to put sales funnels together for me. Building a business w hile w orking a 9-5 w as extremely challenging for me…but I never gave up! Now Enter the Empow er Netw ork Dream Team… As a result of plugging into the Empow er Netw ork Dream Team, I am now the ‘hunted’ instead of the ‘hunter’. I generate leads on a consistent basis and I make more money doing less w ork. I am part of the most supportive, visionary and familyoriented team in the industry…forging relationships that I am sure w ill last a lifetime! If you are looking to make a change in your life and love to be part of an extremely supportive community of badass entrepreneurs w ho know how to build a business w hile having a life, then I HIGHLY recommend that

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live the life of FREEDOM that you deserve! "The Ultimate Goal is Self-Mastery." Once you begin to take accountability for your ow n actions, you w ill no longer make excuses for yourself...nor tolerate anyone else's. "Perception is reality. Reality is life. The w orld is an Illusion. How deep DOES the rabbit hole go?

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potential. Let's W ORK together to unlock that pow er that lies w ithin each and everyone of us. Valentino Craw ford enjoys entrepreneurship, personal development, online marketing, reading,

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traveling, helping folks that w ant to help themselves.

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