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e g a s s e m s ’ n a e d Dear Ostrow Ostrow School of Dentistry students, students, I know you’ve all been extremely extremely busy with with your your studies, studies, clinical clinical work, work, and and more, and seeing your educational progress makes me me very very proud. proud. Your Your ambition, hard work, work, and talent continually continually inspire inspire the the faculty faculty and and II to to develop unique educational experiences for for you you that that are are second second to to none. none. We have introduced new, new, exciting curricular curricular offerings offerings that that cannot cannot be be found found anywhere else. Dr. Pascal Magne Magne now now leads the first-year first-year DDS DDS morphology morphology and occlusion course, and his innovative innovative “2D-3D-4D” “2D-3D-4D” approach approach isis making making significant significant waves in the the professional professional community community as as an an important important educational educational advancement. advancement. Another offering time isis prepreAnother new academic off ering being implemented for the fifirst rst time clinical implant surgery training for our second-year students. We We also plan plan on adding CAD-CAM CAD-CAM training to the the pre-clinical pre-clinical curriculum curriculum soon. soon. In regard to our third- and fourth-year fourth-year students, we we will will begin begin renovations renovations for newnew CAD-CAM center in the nearnear future. Providing you,you, our our students, a brand for a brand CAD-CAM center in the future. Providing with immersive experiences in cutting-edge, critical components such as this students, with immersive experiences in cutting-edge, critical components highest priorities, during clinicalyour training is one of thisisschool’s such asyour this during clinical training one of this school’s highestand we hope to have suchto exciting announcements the year continues. priorities, andmore we hope have more such excitingasannouncements as the year continues. As the faculty and staff work to implement these exciting new developments, you all faculty continue to staff maintain academic these and clinical including As the and work high to implement excitingstandards, new developments, Parthigh I passing rate this Youstandards, also continue to another very hightoNDBE you all continue maintain academic and year. clinical including make impressive NDBE Part IIrate passing ratesYou andalso licensure exams. another very highstrides NDBEonPart I passing this year. continue to to be youron dean andPart to witness yourrates continued successexams. here at I am honored make impressive strides NDBE II passing and licensure the School Dentistry. Please know your that my door is success always open for I amOstrow honored to beof your dean and to witness continued here at your questions, comments, or concerns. the Ostrow School of Dentistry. Please know that my door is always open for your questions, comments, or concerns.

Fight On! Fight On!

Avishai Sadan, DMD Avishai Sadan, DMD Dean Donald and Marian James Montgomery G. Dean G. Donaldofand Marian James Montgomery Professor Dentistry Professor of Dentistry Ostrow School of Dentistry of USC Ostrow School of Dentistry of USC

letter from the editors 3

Editor in Chief


Letter from the Editors

Table of Contents

features 17

Managing a $500,000 Loan Portfolio


Diastema. What’s the Verdict?

organized dentistry 5

ASDA Annual Session • Atlanta, Georgia


CDA Leadership Education Conference • Santa Clara, CA


ADEA Annual Session • Seattle, Washington

dental hygiene 21

Dental Hygiene: Annual Pinning Ceremony

aspid 11

ASPID Spotlight: Behind the Loupes

dental humanitarian trips 9

Dental Care for Children • Ensenada, Mexico


Dental Humanitarian Outreach Program • Nairobi, Kenya

spotlight 13

Shaan Baig - YouTube sensation


Dr. Hoy - The Staples Center’s Underground Team Player


Spotlight On: Brenda Castillo

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USC 925

From the

Editor in Chief Dear Trojan Dental Family, Welcome to the USC 925 Magazine, the voice of the student body at the Ostrow School of Dentistry of USC! A heartfelt sense of gratitude goes out to all the contributors who have made this publication possible. The magazine relies on student submissions to keep the student body informed of the latest news and achievements at the Ostrow School of Dentistry. It represents the student body - your voice, aspirations, and interactions with the surrounding community. I would also like to give a warm welcome to the new DDS Class of 2017, ASPID Class of 2016, and DH Class of 2015, as they embark on their exciting journey at USC. It is truly a remarkable time to be a member of the Trojan Dental Family. Each time we pause to reflect on our personal journey, our time at the Ostrow School of Dentistry seems to pass by so quickly. As President Thomas Jefferson once said, “If you want something you never had, you must be willing to do something you have never done.” Do something that perhaps you may have never done – share your ideas and join us in making the most out of our time at USC. Lastly, the ASB Council is here for you. Please do not hesitate to contact us at or visit us during our office hours if you have any questions, comments, or concerns. Have a wonderful semester and all the best to the Class of 2014 on the National Board Dental Examination!

Warm regards,

Page 3 | Letters

Deborah Loh Editor-in-Chief

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Letter from your



t the end of the day, I’m sure most of us wonder, “Where has my social life gone?” Between classes, rotations, patients, clubs, and volunteer events, the happiest moment of your day is probably sitting down to eat your lunch in the break room (or better yet, finding that it’s empty and you have the TV all to yourself). It’s that crazy time of year when interviewees are walking down the halls while seniors are running around trying to finish everything they need to graduate. What then, to realize, this IS our social life! And what more can we ask for? For starters, every day begins with a warm, smiley greeting from beautiful Brenda (pg. 16). Then, the day is spent surrounded by friends, in class, in lab, and on the clinic floor. As if that’s not enough, we see them too during club meetings, volunteer activities, and fraternity events. We connect with each other through the experiences that we share. 925 is about that connection, those experiences, our school, and our lives. There are many dental topics out there, so let’s debate. We want your opinion. There are many volunteering and social events at our school, so show it. We want your pictures. Our student body is made up of diverse individuals with many experiences, so tell it. We want to hear your stories. There are lots of things we don’t know about our school, so write about it. We want to read and remember your journey throughout your years here at Ostrow School of Dentistry.

Editor in Chief Deborah Loh

Design Editor Stephanie Ting

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Letters | Page 4

Associate Editors Andis Almasi Jack Nguyen Kristine Hong Samantha De Leon





ASDA Annual Session

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USC ASDA representatives Tracy Welc ‘14, Ed Davis ‘15, and Stephanie Ting ‘16 on the red carpet of the Gold Crown Awards at the 43rd ASDA Annual Session in Atlanta, Georgia.

By Stephanie Ting, ‘16


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rom March 6-9, 2013, I had the privilege of representing the Ostrow School of Dentistry of USC at the 43rd ASDA Annual Session in Atlanta, Georgia. Other attendees from USC included Tracy Welc ’14, Ed Davis ’15, and Sam Saab ’15. Otherwise known as “best week ever” amongst the ASDA community, Annual Session was a week jam-packed with events. There were House of Delegates meetings, district caucuses, vendor fairs, networking events, workshops, award ceremonies, and executive board elections.

highest human potential?” An important component of Annual Session is the election of the new 2013-2014 ASDA Executive Board. After many rounds of speeches and stringent interviews, we decided on the elected. Congratulations to president Jiwon Lee (Columbia ’14), vice-presidents Tyler Rumple (Washington ’14) and Martin Smallidge (Pittsburgh ’14), and speaker of the house Gabriel Holdwich (Detroit Mercy ’14)! In addition, we also elected our new District 11 Trustee – Kris Mendoza (UCLA ’15). These elected representatives will be working tirelessly during the upcoming year to serve as a voice for dental students on a national level.

The week started on an inspirational note with a moving speech from keynote speaker Kyle Maynard. Kyle is a congenital quadruple amputee – meaning he was born without arms or legs below his elbows and knees. Despite his apparent disabilities, he made a name for himself as an award-winning mixed martial arts athlete. In addition, he became the first quadruple amputee to reach the top of Mt. Kilimanjaro without assistance. “No excuses,” he stated as he recounted his 19,340 feet crawl up to the summit. Everyone has a disability. Some are more apparent than others. Kyle Maynard challenged us with a powerful question – “what is one excuse you have that is keeping you from reaching your

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Annual Session gave me a glimpse of democracy in action. During the House of Delegates meetings, we debated for hours on end about important policies pertaining to ASDA. In these sessions, we voted on and set association policies. Important policies that were adopted during Annual Session include:

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With over 400 dental students from 62 dental schools across the nation in attendance, Annual Session provided an amazing opportunity to expand our network. I met a variety of diverse dental students from all over the country. I also got to spend quality time with many of the dental students from District 11. (In case you didn’t know, ASDA is divided into 11 districts. District 11 comprises dental students from all the dental schools in California – USC, UCLA, Loma Linda, Western, Pacific, and UCSF!). The highlight of the week was definitely the President’s Gala, which was held on our last night in Atlanta. The gala honored our ASDA immediate-past president, Colleen Greene (Harvard ’13), for her work on behalf of ASDA throughout the past year.

ASDA representative Stephanie Ting ‘16 with dental students from University of the Pacific Dugnoni School of Dentistry.


Establishment of three new ASDA chapters: AT-Still University (Missouri), University of New England, and University of Utah. Amendment to ASDA’s L1 Licensure Pathway policy, which supports the creation of a universal non-patient based licensure examination. A $5 increase in ASDA annual membership dues to be implemented in 2015. Policy encouraging all US CODA-accredited dental schools to provide instruction on effective dental assistant utilization.



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However, my week in Atlanta wasn’t simply all work and no play. Thinking back on Annual Session, I remember the all-you-can-eat district dinners, watching an Atlanta Hawks basketball game, walking through “Underground Atlanta”, stumbling upon a grillz shop, and dancing the night away at the President’s Gala during our last night in Atlanta. My first ASDA Annual Session was definitely a hodgepodge of unique and memorable experiences!

Sam Saab ‘15 hanging out at the President’s Gala, a dinner event to honor the ASDA immediate-past president Colleen Greene (Harvard ‘13) for her work on behalf of ASDA throught the past year.

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ASDA | Page 6

The American Student Dental Association (ASDA) is a national student-run organization that protects and advances the rights, interests and welfare of dental students. It introduces students to lifelong involvement in organized dentistry and provides services, information, education, representation and advocacy.


Leadership Education Conference




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a Cl t n

By Alexandra Chamberlain, ‘16


he California Dental Association hosted its annual Leadership Education Conference in Santa Clara, CA on March 22-23, 2013. Attendees included leadership from local components throughout the state and student representatives from each of the six California dental schools.

USC invited four additional student guests to attend, each of whom demonstrated an ardent interest in honing his or her leadership skills in a school-wide application process. It was a jam-packed weekend, featuring breakout sessions on dynamic topics ranging from business etiquette to time-management to emotional intelligence. Keynote speakers included executive coach Libby Gill and graffiti artist Erik Wahl.These visionary speakers and thought-provoking sessions imparted each of our students with inspirational and motivational takeaway messages. For example, first year student Cam-Van Huynh embraced management consultant Ron Black’s “as soon as possible” strategy, which encourages taking immediate action so that you maintain the possibility of choice later on. Nora Ghodousi, another student guest, was moved by Wahl’s assertion that “as the landscape continues to change, a clear vision is the key to successfully navigating tomorrow’s unchartered waters.” Students also welcomed the opportunities to network with students from other institutions and dental professionals. Class of 2016 President Omar Kholaki believes these valuable conversations provided a unique perspective on how leadership involvement at the local and state levels keeps you engaged in our great profession. You can expect the attendees to share these new leadership perspectives and concepts in your student organizations! Be sure to look out for details about the next leadership conference, which will be a regional training in the Inland Empire on February 28, 2014.

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Students representing the Ostrow School of Dentistry of USC at the CDA Leadership Education Conference in Santa Clara, CA.

The California Dental Association (CDA) is a community of dentists committed to enhancing the professional lives of our members—25,000 of the best and brightest dentistry has to offer. Together, we champion better oral health care for all Californians.

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ADEA Annual Session

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By Michelle Zin, ‘15


uring March 16-19, 2013, USC ADEA representatives traveled to the city of Seattle, Washington for the 2013 ADEA Annual Session and Exhibition. At the ADEA Council of Students, Residents and Fellows (CoSRF) meeting, current issues of dental education, as well as the future of dental education, were discussed. With a growing U.S. population, the demand for dentists have increased. The trend shows that the need for dentists has grown and a career in the dental profession has become more popular. There has also been an increased number of applicants applying to dental school every year. To meet this demand, there will be more dental schools opening in the near future. Three new schools will have their first inaugural class in the Fall of 2013. They are the University of Utah in Salt Lake City, Utah, the Univeristy of New England in Portland, Maine, and ATSU Missouri School of Dentistry in Kirksville, Missouri.

USC ADEA representatives Austin Baruffi ‘13, Michelle Zin ‘15, Robert Hanna ‘16, and Chapin Densmore ‘14 at the ADEA Annual Session in Seattle, Washington.

Other topics discussed included information on ADEA PASS and Match application process and discussions on student’s perspectives of diversity in dental schools. Students also shared common problems in dental education such as the growing student debt and faculty calibration on the clinic floor. ADEA has also launched website as a resource for dental students on information on graduate programs and advice on careers after dental school. Elections for the new CoSRF 2013-2014 Administrative Board also took place. USC, again, was very well represented as Chapin Densmore (2014) was elected Secretary and Michelle Zin (2015) as the Regional Representative for the Pacific Region of ADEA. Ships ahoy! Sailing the high seas with Austin Baruffi ‘13, Robert Hanna ‘16, Daniela Tirado DH ‘14, Michelle Zin ‘15, and Chapin Densmore ‘14.

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ADEA | Page 8

The American Dental Education Association (ADEA) is the voice of dental education. Its members include all U.S. and Canadian dental schools and many allied and advanced dental education programs,corporations, faculty, and students. The mission of ADEA is to lead individuals and institutions of the dental education community to address contemporary issues influencing education, research, and the delivery of oral health care for the health of the public. ADEA’s activities encompass a wide range of research, advocacy, faculty development, meetings, and communications like the esteemed Journal of Dental Education, as well as the dental school admissions services AADSAS, PASS, DHCAS, and CAAPID.

n e r d l i h C r o f e r a C l a t n e D D

e Empow

ation through volunteerism. her their educ t r u f o t d n unities a eir comm h t t c a p ly im positive o t s t n e d ring stu By Katie Tan, ‘16


ollowing a long, exhausting week of midterms we crossed the border into Mexico just after midnight on a Friday. Though I was excited to finally get some sleep once we reached the hotel in Ensenada, I was even more excited to know that the next day I would volunteer in my first Dental Care For Children (DCFC) clinic. DCFC is an organization that has provided free dental services for underprivileged children around the world for over 20 years. Saturday morning came faster than expected but I awoke to beautiful sunshine and was eager to start the day. Once our group of students met with the other volunteers, we caravanned to Kid’s Kingdom Orphanage in Maneadero. Upon our arrival, the orphanage director, Tomás Shockey, warmly welcomed us and introduced the staff and translators. Next, DCFC founder, Dr. Charles Tozzer, and DCFC directors, Drs. Austin Wall and David Levitt conducted a short briefing of the day’s work and gave a quick run through of what to expect. There were many volunteers including 8 dentists, a dental hygienist, and 20 USC students. Students were then paired up to work together under the supervision of the volunteer dentists. Finally we claimed one of the 12 dental chairs set up in the auditorium and began our work. During the day I saw and worked with patients who had various treatments including prophylaxis, sealants, amalgam fillings, composite restorations, and extractions. Other work performed that day included root canals and crowns. Furthermore, the team of volunteers was also performing cleanings with laser technology and placing implants. Partials and dentures were delivered to patients seen that weekend on a follow up visit to the orphanage two weeks later. What I found to be unique about DCFC relative to other dental organizations I have volunteered with is the range and complexity of care that can be provided at their temporary clinics. It’s impressive to think how much can be done in a clinic that only takes one hour to set up.

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I greatly enjoyed participating with this incredible organization. Over the course of two days, 93 patients were treated with a value of over $53,000 worth of care provided. During this short trip, I was able to network with other students, dentists, and volunteers, and experience a new culture in addition to gaining valuable hands-on dental experience. However, the most memorable portion of the trip was the sendoff at the end of the day. Many of the children who had received care returned to wish us well on our travels back home and to express their gratitude. It was heartwarming to see how genuinely thankful they were for the dental care and for our time spent with them. A thirteen year old girl shared that she had been living at the orphanage almost her entire life. She was thankful that she has had annual dental care from DCFC for as long as she could remember. It is amazing that the vision and action of DCFC has not only consistently provided care at several sites, but has continued to grow in terms of sites and frequency of visits as well as patients treated and services provided. Not only does DCFC provide thousands of dollars of free dental care for children in the US, Mexico, and Haiti, but of equal, and maybe even overlooked importance, they are also cultivating a new generation of dentists to carry on the work of providing care in underserved communities. By allowing students like myself to volunteer in these clinics, they are inspiring and motivating us to be more proactive in serving those who are often ignored. I hope that DCFC continues to flourish and that I, as well as the rest of the USC dental student body, will be part of that progress.

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Faculty and students representing the Ostrow School of Dentistry volunteering at the Dental Care for Children clinic.

Niosha Edalat ‘15 and Mutjaba Khan ‘16 providing dental care for the children in Ensenada, Mexico.

Shabnam Marini ‘14 and Monica Abdelshahid ‘15 with a satisfied customer!

Dental Care for Children (DCFC) is a 501(c)3 non-profit organization whose mission is to provide free dental care to children and adults locally and abroad, who do not have access to or can not afford adequate healthcare. DCFC has been in existence since 1991 and has been in strong connection with the Ostrow School of Dentistry at USC since 2002; offering students an opportunity to build clinical experience, under the supervision and guidance of licensed doctors and professors, while contributing to the community at large. Since its inception, DCFC has established mobile dental clinics servicing underdeveloped populations in Southern California and Mexico, in addition their clinics in Southern Haiti. DCFC’s volunteer dental clinics have long been a source of education, “real-life” experience, and philanthropic fulfillment. As a result of popularity among USC students, local and international clinics are primarily student dominated, offering volunteer opportunities for students at all grade levels. Scholarship opportunities for all international clinics are available for students who show exemplary dental efforts and dedication.

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DCFC | Page 10

DCFC also offers free dental seminars, led by licensed dental professionals, to supplement students’ matriculating coursework. All seminars focus on “real-life” situations and provide patient-case examples and analysis on subjects such as practice management, practice appraisal and purchase, implants and many others.

Behind the


Angela Daniela Bernedo Pantigozo, international pedodontist with an emphasis on making an impression. By Jack Nguyen, ‘16


ormer math whiz and now a member of the Ostrow School of Dentistry of USC, Daniela, grew up in Arequipa, a town in South American nestled in the mountains with a volcano as its backdrop. Arequipa is 4651 miles from the Ostrow School of Dentistry of USC. Daniela’s destination is now Los Angeles and her journey of a lifetime starts right here. She has openly embraced Los Angeles culture and now calls Ostrow School of Dentistry of USC her new home. heard how good the program was but I never expected it to be this great, epic adventure I am currently starring in. I moved to Los Angeles three day before the ASPID program started. During the first week of orientation, I met 33 new classmates who later became my family in Los Angeles”.

1. The girl from Arequipa

Arequipa is a city in the south of Peru neighboring Chile. Daniela gives me a glimpse about her hometown Arequipa; it is a big city with a metropolitan feel that also has “campiñas” (countrysides) and “Picanterias” (typical restaurants). Daniela’s young adult life as self described was “small and at the same time really big happy family.” Her immediate family constitutes her parents, Oreitta and Angela, and her sister Milagros. When I asked Daniela about her sister, she gushed and replied that Milagros is her role model and immensely looks up to her for guidance and support. Daniela also raves about a little angel named Pyra, her niece that is her joy in life. Daniela attributes her big family to the “Latino” stereotype of growing up with grandparents, uncles, aunts, and cousins of cousins twice removed, with neighbors becoming family. She has fond memories of weekends where a congregation of families flocked together to celebrate joyous occasions.

4. What is the secret to happiness?

“Facundo Cabral´s song, which I always thought describes me a little, in Spanish is: No soy de aqui, ni soy de alla. No tengo edad, ni porvenir; y ser feliz es mi color de identidad”. According to Google translator I’m not from here, nor am I from there. I have neither age, nor future and being happy is my color of identity.

5. How do you make it through 14-hour days on the set of the Ostrow School of Dentistry of USC?

“Getting to know those 33 students, all stemming from different backgrounds than mine, was and still is one of the best things that has happened in my life. Some of my friends have very distinct cultures from mine,while others’ are not so different. Some of them have been living here for quite a long time and others just moved to Los Angeles right before the program started. We are a diverse bunch of international dentists grouped together, not by choice initially, but now we are an inseparable family. It is amazing how a group of people with diverse differences can have a mutual objective (to become a DDS): we work together, gain invaluable experiences, and forge new friendships, sharing hugs, life, and laughter. I learned to understand and respect every one´s beliefs, ways of thinking, and customs, and that is something I deem priceless. I could not have gotten into a better program!”

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2. Catholic school directly to the “Red Light District”? “Well, first thing you have to know is that I went to primary school, high school, and college in a Catholic school for only girls. Upon graduation, I wanted a new adventure and so ventured for an exchange program to the Netherlands, which is well know for its “Coffee shops” and “Red Light District”, for a span of a year. While in the Netherlands I learned a new language, immersed in the culture and, most importantly, I learned how to live in the moment and to express myself freely. This was in stark contrast to my yesteryears of attending an all girl’s Catholic school. This wonderful experience has shaped who I am today.”

3. All roads lead to Rome... ok USC

“When I was applying for the Advance Standing Program for International Dentist (ASPID) program I

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Ostrow School of Dentistry of USC ASPID Class of 2014 with Dr. Kesselbrenner.

ASPID Class of 2014. Fight On! Making of an Oral Health Professional,” the oath affirming their commitment to the highest clinical, professional, and ethical standards. FALL 2013

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Student Spotlight | Page 12


Student Spotlight

ShaAn Baig

By Kristine Hong, ‘16

A dental student by day and YouTube comedian by night. He’s best known for his hit video “Sh** Indian Girls Say”, which has garnered over 1 million views. Check out his YouTube channel notoriousBAIG.

How did it happen?

Where do your characters come from?

I had been making youtube videos for about a year before the “Sh** Girls Say” meme started taking off. That original video was hilarious and so were most of the other incarnations. After a while, I remember talking about making a “Sh** Indian Girls Say” video with my brother, but we both thought the trend had sort of died out. My mom actually convinced us to make it, saying that no one had done it yet. We mostly just got lucky that no one had, and the meme wasn’t completely over. After that went viral, people discovered the other videos I had made prior to “Sh** Indian Girls Say”, and so I thought it would be a good idea to keep making videos consistently.

Some of them are loosely based on people I know. Specifically Nandini, the Indian girl I play, is an amplified version of a few different girls I know. Other characters are essentially cartoonish extensions of my personality. I have a character named Devonte, who’s this fast-talking, R&B singing, entrepreneurial moron. He is way too confident for what his actual abilities are. A friend of mine once told me that Devonte is basically just me late at night. I had to agree. Daphne on the other hand, is probably my id. I think if my parents never left India and I lived in a shack by myself without any human contact, I would have become Daphne.

What was the first video you recorded?

When did you realize you were becoming a “YouTube star”?

The first video I did was called “Dear Natalie Portman”. I didn’t really plan for it to be a video. It grew out of me just goofing around with one of my friends. We were on Natalie Portman’s facebook fan page, like normal people, and at the top of it was a very long comment from this Turkish man. It was this incredibly passionate love letter that he wrote to Natalie in broken English. I started reading it in this really creepy voice, pretending to be him, and my friend started cracking up. He then recorded it on his phone and it became my first video.

I don’t know about “YouTube star”, that sounds so arrogant and pretentious. I prefer the term “YouTube superstar”.

What is your funniest video?

I think I’d have to say “Sh** Indian Girls Say 2”. We were more comfortable with the format the second time around, and it’s overall a bit weirder. There’s some strange moments in there, that aren’t really something an Indian girl or anyone else would say, but were just funny to us. For example, I really like when my brother Jaami says he thought he was pregnant after listening to Drake for the first time.

How long does it take to edit?

Editing is probably the worst part of the process. It can honestly make the whole thing not fun. It will take at least a few days when I do it alone. Thankfully, I have an editor now to do that part for me.

I don’t know if anyone would agree with me, but I also like “Voicemail Confessional”. It’s the second video I ever did. It’s a prank voicemail I left on a random person’s phone. I was just speaking in this bizarre accent that has no discernible origin. It was improvised and so much fun to do. Just the idea of this complete stranger listening to the absurd message I left him makes me laugh.

Page 13 | Student Spotlight

How do you come up with ideas for your videos?

Sometimes they’ll be based on something that actually happened. Some strange situation will stick in my head and I’ll think “There was something funny about that. Let’s exaggerate what happened and make a video.” Other times, my videos will feature one of my characters. I try to put them in situations that will sort of highlight why they’re funny. The goal is to put them in a new situation every time so it feels fresh and is more fun to write and perform. For example, I have a character named Daphne Choudhry who’s this very awkward and absurd Indian man. The first video with him showed him giving a tour of his house. The next one showed him giving advice on how to get your crush to love you. I think I want to put him on a blind date or something next.

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Student Spotlight | Page 14


Dr. Jeffrey Hoy

The Staples Center’s Underground Team Player By Samantha De Leon, ‘16


Page 15 | Spotlight

hear the buzzing excitement as I walk up towards the group of dental students gathered around the Wayne Gretzsky Statue outside the Staples Center. Everyone was waiting to get into the private conference room prior to the Kings Game versus the Calgary Flames to listen to Dr. Hoy give a lecture about sports dentistry. Following the lecture, the students were led to the game where three rows were reserved just for the group. Within the first period, Dustin Brown and Jarret Stoll scored a point each, with an additional point from Brown. Goalie Jonathan Quick made twenty three saves in the game, and despite a rough third period, the Kings won 3-1! Dr. Hoy, a USC alumni (1981) and a practicing dentist in Torrance, is also the head dentist for all affiliated teams at the Staples Center, (including the Lakers, the Clippers, and the Kings) and their families. He has been working in sports dentistry since 1982 and became the head dentist at Staples Center in 1995. Of all the team sports, he says that hockey involves the most injuries, just because of the nature of the game. Likewise, hockey is his favorite to watch, and he was very excited to have the Kings finally win the Stanley Cup last year! He even got his own Championship ring, which he gladly passed around among some of the students. About a hundred nights a year, he is at Staples Center, where he is required to be present for every game to care for both the home and away team players. Because players may need to be treated wherever they are playing, they must consent to have their records available to all sports dentists in the U.S. Dr. Hoy carries a digital device around his neck with a changing code every 30 seconds. To ensure

the players’ privacy rights, both the code on the drive and the dentist’s log in information must be entered before any records are obtained. Pretty top-secret-agent stuff! For those who think that being a dentist for the sports team is a glamorous job… well, it’s not exactly. At the start of the season, every player has their dental exam, usually on the road in a hotel room. Dr. Hoy showed images of basketball players sitting on hotel chairs for their exam and some were sitting on toilet bowls having their alginate impressions taken! During a game, dental work from an injury is done in the coach’s room at the basement of the Staples center. Most players don’t even want to step off the ice and Dr. Hoy has had to give anesthesia and suture on the bench! He carries all his tools around in a small black toolbox. The players just want to get back in the game. Gone are the days when missing teeth portray a strong, warrior-like image, and more players are wearing mouth guards. However, some still refuse to use one because they say it gets in the way of their performance (like Kobe!). Surprisingly, mouth guards still aren’t mandated by the state of California in professional sports, hence the many gruesome common sports injuries (mostly within the esthetic zone). Usually, a temporary solution is made until the career is over. After seeing some injuries, it’s safe to say that these players are nothing but tough!

David Joe ‘16, Tiffany Jones ‘16, Jessica Leong ‘16, Rachel Schlossberg ‘16, and Colby McKinney ‘16 watch the Los Angeles Kings hockey game at the Staples Center. The event was sponsored by G.V. Black Society and Lucy Hobbs Society.

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Spotlight On:

Brenda Castillo

By Samantha De Leon ‘16 & Kristine Hong ‘16


FALL 2013

better to know, because you feel more useful.” And she loves her work. “I think you have to be happy with your job to be happy with the rest of your life.” It’s safe to say that she sincerely cares for every patient that walks in the door. She’s seen it all. She speaks of the importance of taking the time to understand the patients. “You got to make everyone feel like they’re important and you’ve got to listen. Patients just want someone to listen. You’ve got to be thankful for them. The patients love it. They’re grateful. What goes around comes around. You’re a patient too. Whatever you do comes back to you. You just have to love people the way they are.” But what is so fabulous about Brenda is all that she has done to make the students’ lives easier. “I see what you guys go through and I try to take the time to help out every student. I send out messages if I see that a student needs a certain patient with the right requirements. I also assist for WREBs!” If anything, she listens to anyone who is having a bad day. She frequently tells students to stop by, if only to let go. Her advice? “Take a walk. Relax. Breathe. If you have to cry, cry.” She welcomes any student who just needs to vent or to talk. “I want people to feel that support. That shoulder. And they appreciate it, I know they do. It feels good to hear students say that all they needed was to stop by to feel better.” And after talking with her, you really do feel better! Despite a long nine hour day at school, I was surprised to walk away from that interview feeling refreshed! I think it goes without saying that students at USC, and any other person that has the luxury of meeting Brenda, has been touched in some way by her kind, caring, and patient nature, and Ostrow School of Dentistry couldn’t be any luckier.

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Spotlight | Page 16

veryone knows Brenda as the pleasant receptionist who first greets you in the morning as soon as you walk into the building. She’s kind of hard to miss. We interviewed her to see what makes her so upbeat and positive. The interview began with her walking into the doors of the Ostrow building, joking about the difficulties of finding parking around campus. That’s right, joking. She had just dropped off her two sons and graced us with an interview before her night shift on the second floor dispensary. The interview progressed into something more like a casual conversation with a close friend, thanks to her charisma, charm, and open nature. Born and raised in Guatemala until she was 10, she dedicates her upbringing to her aunts. With regards to cultural differences, she credits her friendly character to her country. There, people on the street say “Good day” to everyone they meet. Walking home would require you to practically greet your way to your front door. It creates a welcoming atmosphere, which Brenda undoubtedly carries around her wherever she goes. She loves kids and has two boys of her own, whom she cherishes. She believes that with children, you have to keep the light on them. “Whatever they believe, you’ve got to push them… except when they want to be a policeman or a firefighter, because those are dangerous jobs,” she jokes. At school, Brenda is more than just the face of the reception room in the first floor lobby. She considers herself a floater, and has worked for radiology, dental hygiene, emergency audits, special patients, and on occasion walks over to help out at the health center. She is responsible for answering the 12 phone lines, paging students and Dr. Stat, giving directions to and checking in patients, translating for group practice administrators, and dealing with upset people. She loves to learn how to do everything, saying that “it’s

Managing a


Educational Loan Portfolio

By Sergio Estavillo, Director of Financial Aid


ccepting the reality of a $500,000 educational debt may be the 1st challenge, but sorting through and selecting the most advantageous repayment option can be exhausting. Should you choose the standard 10-year repayment? Is the extended 25-year repayment more reasonable? What about consolidating your federal loans to a 30-year repayment? And, what about the repayment options based on a percentage of income - Income Based Repayment (IBR) and Pay As You Earn (PAYE). This article will focus on IBR and PAYE as these repayment options have garnered recent attention. To better frame this discussion, understanding your financial obligations with more traditional repayment options should be addressed. The table below estimates the monthly payment given the repayment periods of 10, 25, and 30 years, various loan amounts, and assuming an interest rate of 7.4%. Repayment Period Loan Amount 10 Years 25 Years 30 Years $400,000 $4,727.22 $2,930.00 $2,769.52 $450,000 $5,318.12 $3,296.24 $3,115.71 $500,000 $5,909.03 $3,662.49 $3,461.90

Table 1:  Estimated  Monthly  Payment  

These monthly repayment amounts may be impractical as they consume a significant portion of available income. To illustrate why the repayment amounts may be financially impractical, let’s assume a recent DDS graduate living in California with the following income:

Adjusted Gross Income (AGI) Federal Income Tax State Income Tax Social Security Tax Medicare Tax Total Taxes Available Income After Taxes Effective Tax Rate

Scenario A $80,000 $13,599 $4,582 $4,960 $1,160 $24,301 $55,699

Scenario B $100,000 $18,738 $6,442 $6,200 $1,450 $32,830 $67,170



Table 2:  Available  Income  After  Taxes1  

Page 17 | Student Loans

Available income after taxes on a monthly basis is $4,641.58 in Scenario A ($55,699/12 months) or $5,597.50 in Scenario B ($67,170/12 months). Neither available monthly income may be sufficient to result in a comfortable lifestyle given a $500,000 educational loan balance producing a monthly payment of $3,461.90 with a 30 year repayment period. This may lead to other repayment considerations: Income Based Repayment (IBR) or Pay As You Earn (PAYE). Income Based Repayment (IBR) & Pay As You Earn (PAYE) IBR and PAYE are repayment options based on a percentage of Adjusted Gross Income (AGI) intended to result in a more manageable monthly student loan payment. As a general rule of thumb, annual payments under IBR are approximately 12% of AGI and with PAYE they are approximately 8.5% of AGI. You then divide by 12 to arrive at your monthly payments. Assuming an AGI of $100,000, payments with IBR are approximately $1,000/month (($100,000 x 12%)/12 months) or with PAYE payments are approximately $708/month (($100,000 x 8.5%)/12 months). IBR and PAYE amounts are significantly lower than 30-year repayment amount of $3,461.90/month with a $500,000 principal balance. IBR & PAYE rightfully deserve diligent evaluation and consideration.

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The following table summarizes qualification criteria and general program terms:



Income Based  Repayment  

Pay As  You  Earn  

Who Qualifies?  

Who Qualifies?   1. You  cannot  have  an  outstanding  balance   • IBR  monthly  payments  must  be  less  than   on  Direct  or  FFEL  loan  as  of  October  1,   the  10-­‐year  standard  monthly  payment,   otherwise  known  as  Partial  Financial   2007,  or   2. You  must  not  have  an  outstanding  balance   Hardship  (PFH)   on  a  Direct  or  FFEL  loan  when  you  received   a  new  federal  loan  on  or  after  October  1,   2007,  and     3. PAYE  monthly  payments  must  be  less  than   the  10-­‐year  standard  monthly  payment,   otherwise  known  as  Partial  Financial   Hardship  (PFH).   Eligible  Loans:    Direct  and  FFEL  Loans   Eligible  Loans:    Direct  Loans  Only   Repayment  Amount:   Repayment  Amount:   • Annual  payment  is  Adjusted  Gross  Income   • Annual  payment  is  Adjusted  Gross  Income   less  a  modest  living  allowance  multiplied   less  a  modest  living  allowance  multiplied   by  15%   by  10%   Repayment  Period:  Up  to  25  years   Repayment  Period:  Up  to  20  years   Loan  Forgiveness:   Loan  Forgiveness:   • If  there  is  balance  after  the  25  year   • If  there  is  balance  after  the  20  year   repayment  period,  the  balance  is  forgiven.     repayment  period,  the  balance  is  forgiven.     But,  the  balance  forgiven  is  considered   But,  the  balance  forgiven  is  considered   taxable  income.   taxable  income   You  must  apply  annually  by  submitting  tax   You  must  apply  annually  by  submitting  tax   documentation.   documentation.   If  you  opt-­‐out,  do  not  re-­‐apply,  or  no  longer   demonstrate  a  Partial  Financial  Hardship,  all  unpaid   interest  (negative  amortization)  will  be  capitalized  to   the  principal.  

If you  opt-­‐out,  do  not  re-­‐apply,  or  no  longer   demonstrate  a  Partial  Financial  Hardship,  unpaid   interest  (negative  amortization)  capitalization  is  limited   to  no  more  than  10%  of  the  original  principal  balance.  

The significant differences between IBR and PAYE are the criteria as to who can participate, the repayment period and percentage, and perhaps most significantly, the treatment of negative amortization. Negative amortization occurs when your loan payments are less than the interest charged. This event is highly possible given the loan amounts and initial income we are discussing. As mention in the table above, negative amortization can be capitalized (add to the loan principal) if you either opt-out, do not annually re-apply, or you no longer demonstrate a partial financial hardship. The treatment under IBR repayment is more severe than PAYE, as PAYE limits the capitalization of negative amortization to no more than 10% of the original principal balance. For example, let’s assume a year 1 AGI $80,000 with annual increases of $10,000 for 5 years resulting in a year 5 AGI $120,000. This would result in IBR negative amortization of approximately $122,566. With PAYE, negative amortization is limited to no more the 10% of the original principal balance. Borrowers under IBR must be aware of this treatment and develop strategies to avoid the triggering events.

For more information concerning federal student loan repayment options, please visit

FALL 2013

USC 925

Student Loans | Page 18

In today’s economic environment of more modest income expectations and higher educational debt levels, accomplishing financial goals such as purchasing a home and/or dental practice becomes more achievable with Income Based Repayment and Pay As You Earn. IBR & PAYE have attractive repayment terms, but due diligence is required in evaluating all the federal student loan repayment options.


Page 19 | DHOP


pon landing in Nairobi, Kenya for the Dental Humanitarian Outreach Program’s most recent international trip we met Dr. Hyodo, our in-country contact. Dr. Hyodo told us about an Africa phrase that would quickly became the theme of our trip. THIS IS AFRICA (TIA), as expressed by Dr. Hyodo, is a phrase, which came to mean Hakuna Matata directly translating to no worries. We were quickly forced to embrace this mantra as we faced many obstacles. The first being a portion of our luggage did not arrive with us at four o’clock in the morning. We waited at the airport terminal for hours empty handed, but still in good spirits awaiting the first day of clinic. After encountering the first hiccup, many of us began to understand the phrase THIS IS AFRICA. Even without the mobile units needed to fully treat patients, we still ran a successful first day of clinic by providing extractions, cleanings, and fluoride treatments to the people of the Mathare slum. After a smooth first day, we began the second day with overwhelming positivity now that our luggage had arrived. Fifty students and five dentists were feverishly providing treatment to the patients, including extirpations, caries clean-outs, composite and amalgam fillings, and extractions. Our continuous hard work was unmatched by the power supply of the generator causing a temporary blackout of a small part of Nairobi. THIS IS AFRICA. Within no time, we had purchased a new generator and clinic was fully functional again. The third day of clinic was very productive and went as planned. The fourth day was close to perfect until the phrase THIS IS AFRICA reared it’s ugly head again. During the last patient procedure, as many were cleaning up, we recognized smoke coming from the transformer. Without any hesitation the problem was resolved by simply unplugging the transformer and the final procedure was completed without a hitch and that concluded our four days in clinic.



i b o •

Representing USC Endo in Kenya!

Dr. Beale making a worldwide impact in pediatric dentistry.

FALL 2013

USC 925

After the four days of clinic, we enjoyed a three-day Safari highlighted by the beautiful Kenyan sunsets, breathtaking landscapes, and stunning wildlife. Returning from this once-ina-lifetime-opportunity, one of the safari buses broke down. And simultaneously everyone on the bus said THIS IS AFRICA. Like all the other obstacles from our trip, we found the silver lining. While waiting for the bus to get fixed, we joyfully taught people of the Maasai tribe the theme song from Fresh Prince of Bel Air. The experiences of this trip were unparalleled with any other. We were able to provide dental care to those who truly needed it. All in all we were able to treat over 200 people under the tutelage of great faculty. It is safe to say that a little piece of us all was left in Africa. Even though many complications came our way we were also able to turn every negative into a positive. There wasn’t any hurdle that we were not able to overcome. This perseverance was a testament to the team-first-attitude shown by all on the trip. It was amazing to see just what could be accomplished when a group of individuals came together for a common goal. THIS IS AFRICA. The Dental Humanitarian Outreach Program (DHOP) would like to invite you to all future events. Keep an eye out for emails regarding any meetings and our upcoming trip.

(From clockwise): Danny Shaer ‘15, Amanda Silverman ‘14, Preston Browne ‘15, and Jose Soto ‘15 bonding with a patient in Nairobi, Kenya.


Dental Humanitarian Outreach Program

FALL 2013

Catherine Reyes ‘16 and Michelle Brown ‘16 representing the first year dental students in Nairobi, Kenya.

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DHOP | Page 20

Setting up the Dental Humanitarian Outreach Program clinic.

By Morgan Bisbas ‘15 & Preston Browne, ‘15

Dental Hygiene

Annual Pinning Ceremony

By Kendall Nascimento, DH ‘14


he Dental Hygiene Annual Pinning Ceremony this year took place on March 22, 2013 at USC’s Davidson Center. This special occasion marked the 2014 Dental Hygiene students’ anticipated transition into their final senior year and highlighted the past year’s academic milestones. Additionally, the Dental Hygiene class of 2013 reflected on their two-year journey at The Ostrow School of Dentistry and shared their hopes for the future following graduation.

Page 21 | DH

With this tradition stemming back to the USC Dental Hygiene program’s establishment more than 80 years ago, the pinning ceremony is a crucial part of the hygiene student’s journey in oral health care education. It symbolizes achievement and honor, and pays gratitude to the faculty for their support and guidance over the years. This special occasion shares the success of students with their family, friends, classmates and faculty members. To symbolize their transition into the profession of dental hygiene, each student received a pin from their big brother or big sister. This distinctive pin represents a student’s pledge to oral health care advancement and acts a sign of service to their community.

FALL 2013

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tarting in 2009, there has been a shift in the fashion industry from the “pout” to the “gap”. If you haven’t noticed, some of the top international models of today display a significant gap in between central incisors, “one of the most coveted looks at New York Fashion week” – Wall Street Journal. This quirky trait is very sought after by agencies today. Jessica Hart, for example, was part of the 2012 Victoria Secret Fashion Show, and was also featured in Banana Republic’s Spring 2013 ads, suggesting the gap is not only sexy, but also chic. Other famous models and celebrities are Lindsey Wixson, Lara Stone, Anna Paquin (True Blood), Elisabeth Moss (Mad Men), Madonna, and Georgie May Jagger (Mick Jagger’s daughter). Dorothy Tam, junior creative director for Vogue magazine, notes that the trend is more popular internationally. The US will occasionally feature famous models such as Lara Stone, whereas countries such as Australia, Netherlands, and the UK will put her


Diastema. What’s the verdict? By Samantha De Leon, ‘16

FALL 2013

USC 925

Diastema | Page 22

maybe the fashion magazine is right in that respect. The poll below shows that none of the dental students at Ostrow School of Dentistry love the trend! In fact, a majority (>50%) said to go with braces all the way. Either way, we can all agree that there are some considerations when it comes to people walking into dental offices to PUT IN an artificial gap! Agencies today are asking models to do just that to make their face more memorable. An artificial gap can lead to crookedness due to shifting teeth. Caries can be an issue if the gap is small enough that it’s difficult to clean (on average the ideal gap is about 1mm wide according to Dr. Stanley). Lastly, patients should be reminded that enamel doesn’t grow back when it is filed down, and this procedure can lead to teeth sensitivity. As long as it doesn’t interfere with their oral health, I am all for dents du bonheur or, lucky teeth, as the French would call them.

on Vogue’s covers. “This is becoming a trend because society is moving towards embracing your own flaws and the idea of perfect beauty is becoming boring. We sometimes choose to cover up the gap so it’s one of those “flaws” that can easily be disguised.” According to both Tam and Dr. Kyle Stanley, USC alumni and faculty, as well as former model, one of the major things the fashion industry looks at when scouting is whether you are going to remember a face when you are flipping through the magazine. The gap tooth gives an identity rather than the cookie cutter “beauty” that we are accustomed to. A backlash against unattainable beauty standards and the obsession with perfection, it is a flashback tribute to the 1950’s when Bridgette Bardot sported a gap herself. Off course, while embracing the gap trend, the fashion industry ends up denouncing none other than the dental profession. In Lara Stone’s interview, she says that dentists are always trying to “fix her problem” when it is a part of who she is. Ironically, many dentists have no problem leaving the gap, valuing the perfection in the imperfections. However, in the US, dentists are trained towards creating the Hollywood smile, so

What is the Century Club? The Century Club is USC’s oldest alumni support group. It was founded in 1955 when a group of alumni and friends of dentistry came together to raise funds for the Ostrow School of Dentistry of USC.

Who can become a member? All DDS, Dental Hygiene, ASPID, and Advanced Specialty alumni automatically receive free membership in the Century Club for the first two years after graduation. Following that time, we invite you to become dues-paying members and continue to enjoy Century Club benefits and activities.

What has the Century Club done for me? Donations from the Century Club have helped construct the Norris Dental Science Center, provide students with scholarships, renovate the Rex Ingraham Clinic, purchase new clinical equipment, and much more.

For more information, contact: Office of Development and Alumni Relations Norris Dental Science Center, DEN 202 (213) 740-0428

USC 925 Fall 2013  
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