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gözetim otoritesi olarak görev yapabilmekte, ödeme sistemlerinin yönetimi ve

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J|]HWLPLQLQ QDVÕO ROPDVÕ JHUHNWL÷L WDUWÕúPDOÕ ELU NRQXGXU )U\  V ¶GD

ödeme sistemlerinin gözetimi ile ilgili olarak merkez bankDODUÕQÕQ UROQQ

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\DรบDQPร•รบEXGXUXPPHUNH]EDQNDODUร•QDELUPRQRSROFยJยoVDรทODPร•รบWร•U

gGHPH VLVWHPOHUL LNWLVDGL YH ILQDQVDO DOW\DSร•Qร•Q HQ |QHPOL

ELOHรบHQOHULQGHQGLU 6LVWHPOHULQ HWNLQ LรบOH\LรบLQLQ WRSODP LNWLVDGL SHUIRUPDQVD

NDWNร•Vร• Eย\ยNWยU gGHPH VLVWHPLQLQ Eย\ยN NDWร•Oร•PFร•ODUร•QGDQ ELULQLQ

\ยNยPOยOยNOHULQL \HULQH JHWLUHPHPHVLQLQ GLรทHU NDWร•Oร•PFร•ODU Doร•Vร•QGDQ FLGGL

VRUXQODUD \RO DoWร•รทร• VLVWHPLN ULVNL D]DOWPDN PHUNH] EDQNDODUร•Qร•Q |GHPH sistemleri konusunda en รถnemli gรถrevi olarak kabul edilmektedir (Fry, 1998,

V 

Oritani (1991, s.560)โ€™de รถdeme sistemlerinin tamamen รถzel mal

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EDQNDODUร• GHVWHรทLQGH ย\H EDQNDODUFD NDEXO HGLOHQ NXUDO YH Gย]HQOHPHOHU

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|GHPH VLVWHPOHULQLQ SDUD SROLWLNDVร• X\JXODPDVร•QGDNL |QHPL GLNNDWH

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2000

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1993

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80.000

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60.000

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