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Laderman, Elizabeth and Caroline K. Reid. 2008. “Lending in Low and Moderate‐ Income Neighborhoods in California: The Performance of CRA Lending during the Subprime Meltdown.” Community Development Working Paper Series, Federal Reserve Bank of San Francisco, CA. Laufner, Steven. 2013. “Equity Extraction and Mortgage Default.” Finance and Economics Discussion Series Divisions of Research & Statistical and Monetary Affairs Federal Reserve Board, Washington, D.C. Rugh, Jacob S. and Douglas S. Massey. 2010. “Racial Segregation and the American Foreclosure Crisis.” American Sociological Review 75(5): 629‐651. Schwartz, Alex F. 2010. Housing Policy in the United States, Second Edition. New York, NY: Routledge. Taylor, Paul, Rakesh Kochhar, Richard Fry, Gabriel Velasco, and Seth Motel. 2011. Twenty‐to‐One: Wealth Gaps Rise to Record Highs between Whites, Blacks and Hispanics. Washington, DC: Pew Research Center. Retrieved on May 24, 2013 from http://www.pewsocialtrends.org/2011/07/26/wealth‐gaps‐rise‐to‐record‐highs‐between‐ whites‐blacks‐hispanics/. U.S. Census. 2011. “Table H‐5. Race and Hispanic Origin of Householder‐Households by Median and Mean Income: 1967 to 2011.” Washington, D.C.: U.S. Bureau of the Census. Retrieved on July 7, 2013 from http://www.census.gov/hhes/www/income/data/historical/household/.

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