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Senior Day at the Zoo

Social Security After Bad Ideas

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August 30th

Sports

Packers Golden Girl

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COMPLIMENTARY

POMMER:

This is a generous tax break page 3A

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EDITORIALS

EDITORIALS

ELLENBECKER: STATE CAPITOL Don’t keep COMMENT By Matt Pommer unneeded papers page 5A

Jerry, Marie, daughter Lisa and son Tony at last year’s Tent Event. See page 19B for details on the August 25 event.

Once upon a time, the popular question of the day may have been, “After they’ve seen Paree, how do you keep them down on the farm?” This question was asked circa the late 19th century. But now in modMONEY SENSE ern day Southeastern Wisconsin, the question often is, “Why not join the many happy and knowledgeable By Karen Ellenbecker people who& are dining at the ever-popular Palmer’s Steakhouse, nestled alongside the picturesque Bark Julie Ellenbecker -Lipsky River in downtown Hartland? More than taste buds are satisfied there. What is the secret to Jerry and Marie Arenas’ success? There is none. This answer is obvious: Serve great food. Do so in satisfying quantities and the diners will come. We won’t even mention the good drinks served from their bar. In fact, they do so on such a regular basis that Jerry and Marie know most

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Maintain your home MOVING IN THE page 7ARIGHT DIRECTION By Bruce Nemovitz

Find Your Future in Assistance in Living

Jerry and Marie Arenas work toward a cure

August 2013 Vol 26 No. 8

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MONEY Low income health careMan and middle class tax cuts Answer Two of the biggest items in the $20,628 for two persons, and $31,322 Health Care By Aunt Emma

AGING ISSUES

By Tom Frazier

By Karen Ellenbecker recently passed state budget, both in & ofJulie terms moneyEllenbecker and people affected, -Lipsky were the decisions to reject increased

Under the federal Affordable Care Act (Obamacare) low income persons were to receive health care by expanding eligibility for Medicaid to 133% of the Federal Poverty Level (FPL). This equals $15,282 for one person,

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federal dollars to expand health care for low income people (Medicaid), and to provide tax cuts for “middle class” individuals.

for a family of four. But, when the Supreme Court ruled on the constitutionality of the Affordable Care Act (ACA), it said that states could not be forced to expand Medicaid. Governor Walker and majority Republicans in

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2A • 50plus • August 2013

Learn about the most common surgery for older adults If you live long enough, you will probably develop one. In fact, six out of 10 people over age 60, and almost everyone over age 80 has one. Despite this prevalence, most people don’t know the facts about cataracts until they come “eye-toeye” with one. Don’t let poor vision cloud your future. Educate yourself about cataract signs and treatment.

n What exactly is a cataract?

A cataract is the clouding of the natural lens located inside the eye behind the pupil,” states Dr. Brett Rhode, Head of Ophthalmology at Aurora Sinai Medical Center. “This lens works like a camera lens—focusing light onto the retina at the back of the eye to form the images you see. As you age, changes can cause clouding of the lens. This is called a ‘cataract.’ As the clouding advances, or cataract ‘ripens,’ it can blur and glare vision to the point of inhibiting day-today functioning.” Depending on the type of cataract, the clouding may take years or just months to progress.

n How do you treat a cataract?

“There are no drugs, drops, glasses or exercises that will prevent or cure cataracts,” says Dr. Daniel Ferguson, a partner at Eye Care Specialists, one of the state’s leading ophthalmology practices. “The only effective treatment is to make

you determine which type of IOL is best for your eye, health, lifestyle and budget.

n When should you have surgery?

Clear vision

Impaired vision

Blurry vision due to cataracts increases the risk of falls, injuries & car accidents. an opening in the eye, surgically remove the cloudy lens (cataract), and replace it with an intraocular lens implant (IOL) to once again focus light rays onto the retina,” adds Ferguson, who, along with his partners, is trained to use high-frequency ultrasound to gently break up and suction out cataracts through a tiny incision.

n Intraocular Lens Implants (IOLs)

IOLs not only provide sharper vision, but often improve sight to levels not seen in years. Standard IOLs are mono-focal, acting like miniature internal contact lenses set for a single strength or prescription power—usually to provide clear vision in the distance for driving, watching TV, and other tasks. Most patients with these lenses still need reading glasses or bifocals. “Premium” IOLs provide multiple focusing zones for a full range of vision near and far or correct astigmatism with little or no need for glasses. Your surgeon will help

Pharmacist enjoys benefits of cataract surgery As a pharmacist for Wisconsin Health Fund, Curtis Tenwinkel, works with doctors and patients every day. But it’s not every day that he is the patient. Last year on a routine visit to his optometrist, Tenwinkel, of New Berlin, was diagnosed with a cataract and told to “keep an eye on it.” Tenwinkel’s cataract, however, progressed quickly. “Throughout the next year, I felt like something was in my eye blurring my vision. My wife and I went on vacation to Atlanta Pharmacist Curtis Tenwinkel poses and Savannah, and I had her do all the driving with his neighbor Sandy Scholz —my left eye got that worse fast.” At his next who works at Eye Care Specialists. eye appointment, Tenwinkel was referred to ophthalmologist Dr. Daniel Ferguson, of Eye Care Specialists, for cataract surgery. “Dr. Ferguson was very friendly and outgoing. I had no apprehension about having cataract surgery with him,” says Tenwinkel. “The staff at the surgery center was great too; they made me feel comfortable.” Tenwinkel, who plans to retire at the end of this year after 41 years in pharmacy, now enjoys 20/20 vision in both eyes. “All I need is a pair of reading glasses,” Tenwinkel is happy to report. In retirement, he looks forward to plenty of golfing, reading, and spending time with his four grandchildren—three of whom live in Brooklyn, New York. “I’m also going to catch up on my sleep!” he jokes. To anyone who may need cataract surgery in their future Tenwinkel offers, “This surgery was remarkable! It was a wonderful experience. It’s really one of the greatest things that has happened to me.”

Dr. Mark Freedman, an ophthalmologist with thousands of cases under his surgical cap advises, “It’s not necessary to wait to remove a cataract until it’s so ripe that almost all vision is blocked. In fact, if you wait too long, it can grow so dense that the operation becomes riskier and more difficult. I tell patients that if the cataract is preventing you from doing tasks, new glasses won’t improve clarity, and no other conditions exist which would negate the benefits of removal (like severe macular degeneration), then it’s time for surgery.”

n Why do people hesitate?

An eye surgeon with credentials from Harvard and Johns Hopkins, Daniel Paskowitz, MD, PhD, notes, “Some people delay surgery because they think it’s unaffordable. They don’t realize it’s covered by Medicare, Medicaid and most insurances.” He adds, “Others think they are too old or that poor vision is a fact of life that comes with age. We want everyone to know that vision loss from cataracts is usually reversible, and with today’s advanced techniques and equipment, cataract removal is one of the safest outpatient operations—even for the very elderly.

n What happens before surgery?

“Once a patient decides to proceed, we put our expertise to use in planning for the best possible outcome,” explains Dr. Michael Raciti who sees patients at West Allis, Milwaukee and Mayfair locations “We enter information regarding the length of the eye and curvature of the cornea into a special computer that calculates the power of IOL which would best restore vision to pre-cataract levels. We then customize the type of implant and surgical technique to fit the patient’s needs—taking into consideration overall health, any diabetic or retinal problems, lifestyle, and other factors. We never lose sight of the fact that even though we’ve performed tens of thousands of cataract procedures, each patient is unique.”

n What happens after surgery?

After surgery, patients go home and resume almost all activities within hours, and vision noticeably improves within days. “Most people are so pleased with seeing things brighter and clearer, that they can’t wait to have their other eye done,” notes Rhode.

n FREE Booklets & Information

Call 414-321-7035 for free booklets on AMD, cataracts, glaucoma, diabetes or dry eye disease. Or call one of the offices below to schedule a comprehensive evaluation.

See the best you can see . . . See an Eye Care Specialist Trusted by more than 121,000 doctors & patients since 1985 for: ■ Cataract, Glaucoma, Diabetes & Macular Degeneration Care ■ Diagnostic Laser Scans “TOP DOCTORS” ■ Corneal Transplants Milwaukee & M Magazines ■ Lid and Retinal Cases Mark Freedman, MD Brett Rhode, MD ■ Dry Eyes/Infections Daniel Ferguson, MD ■ Customized LASIK Daniel Paskowitz, MD, PhD ■ Pediatric Care & Surgery Michael Raciti, MD David Scheidt, OD ■ Comprehensive Eye Exams

www.eyecarespecialists.net

T

EYE CARE SPECIALISTS

West Allis Wauwatosa Milwaukee 10150 W. National Ave. 2323 N. Mayfair Rd. 735 W. Wisconsin Ave. 414-321-7520 414-258-4550 414-298-0099


August 2013 • 50plus

• 3A

Controversial tax break is called ‘very generous’ The new state income-tax deduction for parents of private school children is the most generous in the nation, according to Governing Magazine, a respected national publication covering state and local government. The deduction also might be the most controversial in the nation because it has no income ceilings on the parents, unlike the current tax deduction in Wisconsin law for college and post-secondary education. The new deduction was included in the budget law signed June 30 by Gov. Scott Walker. Under the new law, a parent may reduce his or her taxable income by $10,000 for each child in a private high school and $4,000 for each child in a private elementary school. The high school provision is about 50 percent higher than the deduction already allowed for college tuition. Tax deductions reduce the amount of income upon which a tax rate is applied. If the effective rate were six percent, the $10,000 deduction would mean a parent would save $600 in state tax.

Frazier continued from page 1 the Legislature decided not to expand Medicaid, but rather to reduce eligibility which also resulted in the loss of millions of federal dollars to help with the expansion. The governor’s plan is to reduce eligibility to 100% of the FPL ($11,490 for one person, $15,510 for two persons and $23,550 for four people). In several cases, Wisconsin eligibility already exceeded 133% of FPL. In doing this, the state decided to reject higher federal matching rates of 100% for the first three years, and then a gradual phase down to 90% by 2020 and beyond. In effect, Wisconsin will serve fewer people while paying more in state tax dollars to do so. One alternative option suggested by the Legislative Fiscal Bureau (a non-partisan legislative agency) would have reduced eligibility for parents and caretaker relatives from 200% to 133% of the FPL, and to implement expansion to 133% for childless adults

STATE CAPITOL COMMENT By Matt Pommer

State School Superintendent Tony Evers is livid about the move which the non-partisan Legislative Fiscal Bureau estimates will reduce tax revenues by $30 million annually while public schools are struggling financially. MOVING IN THE Evers said it has beenDIRECTION called “welRIGHT fare for the rich” By in Bruce otherNemovitz states and he notes the provisions were added to the budget bill with a “middle of the night” motion by the Legislature’s Joint Finance Committee. That budget committee, like the full Legislature, is controlled by Republicans. The college tuition tax deduction AGING had been capped at $6,543 in 2012 and ISSUES is limited to single taxpayers with less By Tom Frazier than $60,000 in annual income and couples with combined incomes of less than $100,000. under age 65. This would have enabled Wisconsin to take advantage of the higher federal matching rates for PLANTING TOMORROW’S childless adults. This would have reDREAMS TODAY sulted in including 37,500 more peoBy Brad Olson ple in 2013-14, and 84,700 people in 2014-15 while reducing the cost to the state by $119 million. Under this option, the state would receive $489 million additional federal matching funds in 2013-2015, and $708 million more in 2015-2017, according to the Fiscal Bureau. Instead of this option, the SPORTS Joint Committee on By Finance adopted Jack Pearson the governor’s proposal, and increased state funding by over $83 million to correct the governor’s cost estimates, and to provide additional funding to hospitals to offset projected increases in uncompensated care. Tax Cuts Over two million tax payers will get a total tax decrease of $321 million in 2014. This has been highly touted as a middle class tax cut, but the actual distribution of the cuts suggests some-

“I find it questionable that, in this economic environment, the Legislature” moved to “commit additional limited tax dollars to further subsidize private elementary and secondary education for those who can already afford it, while leaving caps on the deduction that supports higher education and worker training,” said Evers. Democrats love to say that Republicans are the party of the rich. If Republicans fail to add income limits, MONEY SENSE Democrats will gain aBysignificant camKaren Ellenbecker & Julie Ellenbecker paign issue in 2014. But scaling back a -Lipsky tax break is difficult for any politician to do. Evers asked for a veto of the tax-deduction provision, but Walker rejected the idea. Additionally, APRON the Emma governor and Evers have clashed over STRINGS expansion of the voucher program By Aunt Emma for low and middle-income students. The governor and Republicans contend it will help children. The budget bill expands the program statewide, but limits it to 500 more pupils this fall and 1,000 the following school year. Walker did use his veto power to close a loophole, keeping the two-year expansion limits.

Prior to signing the budget bill last week, Walker told reporters that “some day in the future” he will seek approval of expanding the statewide reach of the voucher program. Evers calls the statewide expansion of the voucher program seemingly aimed at aiding private and religious schools “unproven and financially reckless.” “Introduced in the middle of the night with no public hearings, no public testimony, and no public fiscal analysis, this provision sets up a second publicly-funded school system guaranteed by law,” says Evers, estimating the cost will grow to more than $1 billion. In addition, he adds there are no provisions in the law for additional accountability for voucher schools. Maybe there was no public input, but powerful forces were at work. Three former speakers of the Assembly, all of them Republicans, were lobbying in behalf of the private school operation. Wisconsin’s Catholic bishops also had weighed in, urging the expansion of the voucher program.

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thing different. For example, persons with adjusted gross incomes of over $100,000 (19% of all filers) receive 55% of the total tax cut while only 14.4% of total tax cuts go to persons with incomes of less than $50,000 (50% of all filers). The average tax cut ranges from $281 for persons with incomes of $100,000 to $150,000 to $1,518 for those with incomes over $300,000. The average cut for those with incomes under $50,000 ranges from $87 for people with incomes between $40,000 to $50,000, and $4 for those with incomes under $5,000. For the sake of argument, let’s say that tax payers with incomes of $50,000 to $100,000 represent a betBy Enis Wright ter definition of “middle class”. This group represents 31% of those receiving a tax cut, and they receive 31% of the total decrease. So, it would seem more accurate to describe this as an “upper middle class and higher income” tax cut.

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I believe the 2013-2015 state budget represents lost opportunities and a lack of stewardship of Wisconsin’s people and resources. We had opportunities in this budget to dramatically reduce the number of people without health insurance, and to put the state on solid financial footing by having a budget surplus instead of yet another deficit in the next biennial budget. Governor Walker wanted to “reform” entitlement programs (i.e. Medicaid) by making low income people more independent and responsible for their own health care by making them buy private insurance through the federal health exchange (while simultaneously saying that he didn’t think the federal money would really be available to the state). In my opinion, independence and responsibility will not be furthered by having more of our citizens without access to good health care, and a budget which is still out of balance.

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4A • 50plus • August 2013

STATE CAPITOL COMMENT

TRAVEL By Matt Pommer

MONEY SENSE

By KarenSTATE Ellenbecker STATECAPITOL CAPITOL & Julie Ellenbecker COMMENT -Lipsky COMMENT

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ByByMatt MattPommer Pommer

MOVING IN THE RIGHT DIRECTION

The fourth is past

health care into an even greater, more booming industry. Today, health care, TRAVEL ByBy Karen Ellenbecker TRAVEL MONEY SENS Karen Ellenbecker && Julie Ellenbecker Julie Ellenbecker in general, accounts for the spending -Lipsky By Aunt Emma The Fourth of July, celebrated We look to the great importance of Answer Man By Karen Ellenbec -Lipsky of over 15 percent of the nation’s &gross Julie Ellenbeck annually in honor of our founding fa- freedom of speech, the rights of the -Lipsky MOVING ININTHE domestic product. The health care law Dear SAM: MOVING THE thers, is well-past now. We then proud- people to decide this or that law as it RIGHT RIGHTDIRECTION DIRECTION that is about to go into effect is broad; favors the majority. After all, inByByaBruce de-Nemovitz ly saluted this nation’s flag as it passed AGING Bruce Nemovitz I am confused, and suspect I am APRON such person, with the APRON in parade. But did we really take time ISSUES mocracy, majority rules. We need real not the only Emma MOVING IN reTHE almost unbelievably so. Emma STRINGS By Tom Frazier I am fearful mistakes will be made, ally hot topic of health care as October STRINGS RIGHT DIRECTION ByBy Aunt Emma NEY SENSEto think about the thousands who have vigilance to be certain the laws passed Aunt Emma Answer Man Answer Man but we do hope they will be corrected is about to be upon us and we then will By Bruce Nemovitz en Ellenbecker fought and worked so diligently to are fair. Determination and courage ie Ellenbecker before disastrous circumstances occur. maintain the freedoms we enjoy? What obviously are needed today to say that be closer to Obama’s health care plan. -Lipsky I am still inEmma the dark as to the deabout those who lost their lives along we believe in God, that we must be a Can you give any information as to tails of Obamacare. I do know you, as AGING what I must do or when to make cerAGING the way? moral society, but certainly one not ISSUES of ISSUES By Aunt Emma a senior, will be covered. But exactly tain I am covered? ByByTom one faith. We love our country. We love the PLANTING TomFrazier Frazier what you will have to do, when the Please advise me if you can. freedoms it has given to us. We em-TOMORROW’S We take pride in having defended TODAY time comes, I can’t say. I know there Thank you, PRON brace what is good. We are disappoint-DREAMS By Brad ourOlson freedoms. May we never lose sight will be mistakes, pitfalls and some Gloria Ordinaire RINGSed by the secular culture that seems to of them and from where they come. mountains of paperwork to climb. unt Emma be embraced by too many Americans. Perhaps by the time this column is Dear Gloria: AGING PLANTING printed (having been written in July) what we PLANTING I really do believe that ISSUES TOMORROW’S TOMORROW’S DREAMS TODAY more of the rules and regulations will have come to call Obamacare will not TODAY By Tom Frazier President Obama has said that he While we don’t knock the ideaByDREAMS that ByBrad BradOlson Olson is determined to change the use of elec- SPORTS emissions have to be slowed, we won- be as bad as so many people now proj- have been revealed. This certainly will not impact our By Jack Pearson trical energy in the United States from der if slowing them on the backs of the ect it to be. After all, we are told that bottom lines as retirees. If there is a power that is produced by the burning coal miners inthe West WRIGHT Virginia and Wy- the reason for it is to allow everyone of coal and/or oil. Pres. Obama wants oming is the right call? Whileof it is not in the United States to be covered with negative impact, it may fall on small SIDE clean energy. Hurrah! And about 98 intended, the president will waging health insurance, something that many businesses, but not until 2014. But By Enisbe Wright people do not have today. As a people at this point, who knows what? All I percent of Americans agree. We can war on coal mining states, the railroad SPORTS SPORTS who enjoy so much, it seems right to know now is that it will occur. assume the other two percentile are carriers of such and others alongByByJack the JackPearson Pearson May each of us find this to his/her us thatJim we should reach out to the less with McLoone engaged somehow in the production line - from mine to productivity. the WRIGHT the WRIGHT PLANTING satisfaction. fortunate and bring to them the opporof oil or coal. Reining in greenhouse We suspect that talk isn’t necesTOMORROW’S SIDE of Senior Answer Man life.DREAMS The SIDE of Affordgas emissions would be wonderful if sarily cheap, but we do believe it will tunities for a better TODAY ByByEnis Wright Enis Wright the price placed on its accomplish- be many years – if ever – that coal able Care Act (Obamacare) By will Bradmake Olson ment were not so costly. and oil will be eliminated from our We’ve recently cried at the pump productivity picture. As Pres. Obama with TOL withJim JimMcLoone McLoone NT as we saw the price of gasoline spiral. says, “We must put an end to the botWe’d like to write more about unsettled solutions mer We may have trouble wiping the tears tomless dumping of carbon pollution hometown heroes, but at the present to such as the Bradfrom our checks as we write them from power plants.” We don’t see intime it seems the heroes aren’t really ley Center, the aging while paying for clean energy. We fear dustry dying in the United States due front and center. We’re hearing and arena and the former Delta Center. MONEYcheered SENSE clean energy plans by nuclear to a fight against carbon emissions, but TRAVEL By Karen Ellenbecker reading about way too much negativ- The bluebirds of happiness seem to be & Juliegenerators Ellenbecker and wind power may line we do see greater unemployment and, -Lipsky ism. Most of we seniors continue to replaced by poop dropping gulls and their pockets while emptying our own. just what we don’t need, higher costs shrug off our minor problems as we pigeons. SPORTS We’re especially concerned with the for each of us. HE advance in time. We delight at much, k k k k ON By Jack Pearson potential cost of clean energy for our May you wish to consider all opitz but we are troubled by the bickering, manufacturers,APRON some of whom already tions. No, a windmill in the backyard Emma the current downtown problems and killing time continued on page 22A are straining STRINGS in the face of foreign won’t do it. But there will be 99 weeks By Aunt Emma ht Answer Man trade. of possible unemployment checks, Writer/Proofreader food stamps and ObamaCare. Jill Slattery By Enis Wright Advertising Director Saran Piehl Hartland, WI 53029 Advertising er It is not a scam, but I always look at still making a profit in the sale. Does 262-367-5303 Margo Lehmann the “Buy one, get one free” promotions this mean that when the product is sold Art Director/ Publishers skeptically. The retailers offering such “as is” they’re making more than 100 Production Manager Tom and Maureen Slattery deals are, to my thinking, really cream- percent profit? Think about it. I stock Nicole Hesse Editor ing the public when they aren’t offering up when I see this promotion and won’t graphic designer Jim McLoone such deals. You know, for certain, that go near the places when there are not Peggy Duffy ’S www.mymilwaukeelife.com they aren’t really giving their product such promotions. We’ve heard that AY Office Manager n away. If they can advertise “Buy one, “There’s a sucker born every minute.” find us on facebook at Paula Koeppen 50 Plus News Magazine get one free,” we can guess that they’re Who will disagree? By Bruce Nemovitz

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EDITORIALS • 5A Decluttering and organizing your financial records STATE CAPITOL August 2013 • 50plus

Our column this monthCOMMENT is written by EIG Matt Pommer Lifetime Planning FinancialByAdvisor Diane Byrne. If you haven’t met your New Year’s resolution to “get organized,” a rainy summer day is a good time to work on your financial records. Recently, I helped a client sort through numerous bins of files after the owner’s death. It was so overwhelming that it made me want to go home and MOVING IN THE clean out my files—and my closets, RIGHT DIRECTION drawers and garage! By Bruce Nemovitz As with most daunting tasks, it is easier to divide a big project into smaller projects. I get started by designating three areas: one for permanent records, one for items to be shredded, and one for trash. I try to stick with the “touch each paper only once” rule. AGING My permanent records are stored ISSUES in a safe-deposit box. I keep a copy of By Tom Fraziera list my estate planning documents; of my important documents and their locations; and a safe deposit box key in our home office. Your permanent records might include: Originals of estate planning documents, life insurance policies, birth certificates, marriage licenses, Social PLANTING Security cards, TOMORROW’S DREAMS TODAY By Brad Olson

MONEY SENSE By Karen Ellenbecker & Julie Ellenbecker -Lipsky

military discharge papers, current vehicle titles, current deeds to properties, loan-discharge notices, Savings Bonds, a household inventory video, APRON education Emmarecords, divorce decrees, adoption papers, and STRINGS passports. Auntmy Emma Here’s what goesByin shredding pile—keep one year’s worth of these documents and shred the rest: Canceled checks, credit card & bank account statements, ATM and deposit slips, credit card receipts, paycheck stubs, utility and other monthly bills, medical bills (unless needed for itemized deductions), 401(k) and IRA statements, and any paperwork with personal information. Other items to keep in your home files might include: tax returns and supporting documents (keep for seven years), warranties (keep until war-

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http://www.ftc.gov/idtheft Upsize your Life by Downsizing and Tips for Seniors Trying to Downsize articles at: blog.laureategroup. com (search “downsize”) Ellenbecker Investment Group, located in Pewaukee, provides comprehensive financial planning services. EIG has an A+ rating with the BBB and has twice been awarded the Wisconsin BBB Torch Award for Business Ethics and Integrity. We offer complimentary financial consultations. Go to ellenbecker.com to learn more, or call 262.691.3200. Securities and advisory services offered through SII Investments, Inc.  Member FINRA/SIPC & Registered Investment Advisor. Ellenbecker Investment Group, Inc. & SII Investments are separate companies. Diversification and asset allocation do not guarantee positive results; loss of principal may still occur. Watch Karen Ellenbecker on The Morning Blend on TODAY’S TMJ4, the 2nd and 4th Tuesdays of each month at 9 a.m. Her coming appearances are August 13 and 27.

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we listen

when your intuition speaks,

ranties expire), access information for your online accounts (keep current information), health insurance policies, and year-end detailed statements for 401(k)s, IRAs and brokerage accounts. If you have stock certificates and/ or savings bonds, another day’s project would be to get the bonds converted to electronic versions and the certificates converted to book-entry shares. Perhaps you’ll need a few rainy days to get organized. When you are done with the files, you can move on to the closets, drawers and garage! Would you like to hear more about this topic? Go to MoneySenseRadio. com to listen to Diane Byrne’s interview with Adele Lund of Laureate.  You can also access it on your smart phone by texting MSAPP to 69302 (Standard text messaging and data rates apply.) Other helpful resources: Location of Important Documents spreadsheet from EIG. Email info@ ellenbecker.com or call 262.691.3200 to get a copy. Avoid Identity Theft brochure at

call for a complimentary consultation!

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Now a regular guest contributor The Morning Blend on TODAY’S TMJ4 . Watch Karen the second and fourth Tuesday every month. The Morning Blend

ellenbecker.com N35 W23877 Highfield Court, Suite 200 | Pewaukee WI 53072 | 262.691.3200 | MoneySenseRadio.com Securities and advisory services offered through SII Investments, Inc. Member FINRA/SIPC & Registered Investment Advisor. Ellenbecker Investment Group, Inc. and SII Investments are separate companies.

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6A • 50plus • August 2013

Waukesha County Family Caregiver Conference is Friday, September 6 The Aging and Disability Resource Center of Waukesha County (ADRC) will hold its annual Family Caregiver Conference Friday, September 6, from 8:30 am until 3:15 pm at Waukesha County Technical College Richard T. Anderson Education Center. The seminar is funded by the Older Americans Act Title IIIE program. This year’s theme is “Empowering Caregivers Through The Seasons Of Change” The conference will provide information and support to family caregivers and other adults who assume the role of assisting their spouses, aging parents, friends and neighbors. Experts from 18 community-based organizations will provide resources, information and discussion about services to those who provide care to older adults. Also offered to caregivers is a choice of three from the six 60-minute sessions facilitated by local experts: Financial Management: Having Critical Conversations; The Priority Self: Loving Yourself to Love Others; Care Management: Compassionate Team-

work; Recipe for Healing-Tear Soup; Ins and Outs Of VA Benefits; Seasons of Song: Utilizing Music in Caregiving. Keynote Speaker will be Lynda Markut, Education & Family Support Coordinator, for the Southeastern Wisconsin Chapter of the Alzheimer’s Association, her presentation is entitled: How Caregivers Cope – It Wasn’t Supposed To Be This Way. Statistics show that 1 out of 4 adults is involved in a caregiving role. Everyone will eventually be involved in a caregiving role during their life span. The ADRC would like to provide opportunities for families to get information before a crisis arises. For further details, please visit http://www.waukeshacounty.gov/defaultwc.aspx?id=38842 Or call the Aging and Disability Resource Center of Waukesha County at 262-548-7848.


STATE CAPITOL COMMENT

August 2013 • 50plus

By Matt Pommer

• 7A

Maintaining your home? If not now‌When? This year has presented new issues and challenges for sellers. There has been a trend towards deferred maintenance in so many of the homes of older adults. The great recession had many tentacles affecting finances, causing uncertainty and leaving homeowners in unhealthy situations by staying in the home too long. The fear of not being able to sell your home has left a scar in the home’s structural and cosmetic condition. I have talked with so many seniors and their children who have expressed concern and sadness as the home of the older adult is falling apart! This has manifested in procrastination in making important and needed decisions about moving to secure housing which would better meet the needs of a parent who has put off their decision to move. If this resonates with you as a child of an older adult or if you are the senior who is living in a home that is increasingly in need of repair, this article is for you! My goal is to start a conversation that has been put off for various reasons and it may be time to

MOVING IN THE RIGHT DIRECTION By Bruce Nemovitz

confront the situation at hand. A home is almost like a living entity. With age it begins to wear down. If a homeowner puts off fixing a basement, installing a new roof, updating the electric, then you will find yourself in a situation where you mayAGING not be able ISSUES to afford the upgrades needed. Once a By Tom Frazier home has been neglected, it can begin to cause anxiety for the homeowner, as well as present a financial burden that becomes increasingly insidious. The result is a homeowner becoming depressed and uncertain as to how to deal with this issue of deferred home maintenance. PLANTING TOMORROW’S I would suggest starting that conDREAMS TODAY versation with your loved onesOlson today! By Brad With the drought of 2012 and the incredible amount of rain in 2013, base-

ments have become a MONEY seriousSENSE issue in many of the homes By I inspect when Karen Ellenbecker & Julie Ellenbecker preparing a home for sale. There -Lipskyhave been seepage issues and cracked walls in the majority of the homes I have marketed this year. The basement is the most expensive repair in most cases and that is why soAPRON many choose to just letEmma it go and hope for the best. STRINGS The bad news is that a basement nevBy Aunt Emma er repairs itself. The problem does not go away. The same is true for a roof that is losing its integrity and the shingles are curling or blistering. Without replacement, the problem only gets worse with the wood beneath the shingles needing replacement. Issues of mold can come into play and that is the most serious problem you can have when trying to sell your home. So please have a down-to-earth, realistic conversation with your trusted advisors today. If you are in a home that is deteriorating, and you don’t feel you have the financial resources to maintain your home, face this issue head on. It may mean that it is time to make that move to housing that better

meets your needs, and requires little or no maintenance. If you are staying in a home that requires upgrades, it would be wise to have an inspection by a certified home inspector that could point out any defects that need immediate attention. Then get estimates from contractors referred by the home’s inspector. Do not go to the internet or yellow pages and just choose a contractor without a referral from someone you trust. I have seen so many homeowners hire contractors who are not certified or licensed. This can cause serious financial issues as well as a job that needs to be redone. So please, make sure any work done to your home is handled by quality, affordable contractors. If you are thinking of putting your home on the market in the near future or right now, have a Senior Real Estate Specialist (SRES) real estate agent view your home and make suggestions as to how to prepare your home for market. They will also be able to refer honorable, trusted contractors to

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8A • 50plus • August 2013

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Understanding Medicare premiums By Ron Pollack, Executive Director, Families USA July 2013 At the end of May, the Medicare trustees reported that Medicare costs are expected to grow more slowly than was previously expected. One of the positive effects of this trend is that Medicare premiums are also expected to increase more slowly. What does that mean for you and your family? Here’s a look at the different types of Medicare premiums. : What do people mean by “Medicare premiums”?

Q A

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: When people talk about Medicare premiums, they’re often thinking of the Part B premium (Part B primarily covers doctor visits and other outpatient services). For most beneficiaries, this premium is automatically deducted from their Social Security benefit each month. In 2013, most people with Medicare pay a Part B premium of $104.90 a month.

Q

: What other Medicare premiums exist besides Part B?

A: Most people with Medicare do not pay a premium for Medicare Part A (which covers hospital and other inpatient care) because they or their spouse paid enough in Medicare taxes during their working years to qualify for premium-free Part A. If you have a Part D prescription drug plan, you do pay premiums. In 2013, the national average for a Part D monthly premium is $40.18, but Part D premiums vary widely from plan to plan and region to region. If you have a Medicare Advantage plan, your plan usually charges an additional premium. Finally, you may have a private Medicare supplemental policy, either from a former employer or private company. The premiums for these policies vary significantly. : How are Medicare premiums determined?

Q

A

: By law, the Part B premium must cover 25 percent of Medicare’s Part B costs. When Medicare costs grow more slowly, so do premiums. Part D premiums are similarly tied to the costs of prescription drugs. Medicare Advantage premiums are determined by a more complicated process, but they also reflect trends in costs. Because Part D and Medicare Advantage plans are run by private companies, premiums can vary a lot. But even so, when health care costs rise more slowly, premiums usually do too. : Does everyone pay the same premium?

Q

A: If your income is more than $85,000 (for just you, or $170,000 for you and your spouse), you pay an additional Part B premium. How much more depends on your income: People with the highest incomes pay the most. Also, since 2011, the same high-income beneficiaries have paid higher Part D premiums. Part A premiums and Medicare Advantage premiums are not affected by these rules. : If I have a limited income, can I get help paying my premiums?

Q A

: For people with limited incomes and resources, the Part D Extra Help program covers all or most of their Part D premium, as well as other pharmacy costs. You can find out if you qualify and apply online atwww.socialsecurity.gov/prescriptionhelp or by calling 1-800-MEDICARE. Each state also has Medicare Savings Programs that cover Part B premiums for people with limited incomes. In some cases, these programs also cover other Medicare costs. To learn more, call 1-800-MEDICARE and ask for a referral to your local state health insurance assistance program (SHIP), or go to this website www. familiesusa.org/resources/program-locator and click on your state. : What will happen to Medicare premiums in the future?

Q

premiums continued on page 23A


August 2013 • 50plus

These Social Security “Fixes” are broken ideas

By Tom Margenau Anytime I write a column about proposals for Social Security reform, as I did a couple weeks ago, I know my email inbox will be filled with readers’ ideas for “fixing” Social Security. They usually involve each reader’s particular pet peeve when it comes to the Social Security program. Here are some examples. : I will tell you how you can fix Social Security tomorrow: stop paying benefits to divorced women. With the divorce rate so high in this country, these women must be bleeding the system dry. No wonder Social Security has problems. And besides, most of these women don’t deserve those benefits in the first place. They never paid into the program. They are simply mooching money from their ex-husband’s account and from the taxpayers who support the system today. : Let me guess: You went through an acrimonious divorce and now you’ve got an ex-wife collecting divorced spouse’s benefits on your Social Security ac-

Q A

count. Am I right? You said, “These women don’t deserve benefits.” I’d like you to tell that to a woman who was married for 30 years to some guy — cooked his meals and washed his underwear, raised his kids and put up with his meandering ways — only to find herself dumped at the age of 55 and replaced with a much younger woman. You really don’t think she deserves any of her husband’s Social Security? Now I will admit that there are a few women out there who were not angels themselves and who might be getting Social Security benefits from some guy to whom they were married for only a little over 10 years (the minimum amount of time necessary to qualify for divorced spouse’s benefits). But I’d be willing to bet there are far more women in the first category than in the second. And how would you really differentiate between the two? Do you think the government should set up some kind of morality board to decide which divorced women deserve benefits and which women

don’t? Sorry pal, but your idea doesn’t have any merit. : I say we stop paying benefits to children. If a guy has kids, he should be forced to take care of them. He shouldn’t expect the Social Security system to do it. : The vast majority of kids who get Social Security dependent’s benefits are getting those monthly payments on the account of a parent who has died. I’m going to assume you don’t have any problem with that. My hunch is your gripe is with those kids who get dependent child’s benefits on the account of a parent who is receiving Social Security disability benefits or, in much rarer situations, the minor children of retirees. (Yes, there are a few retirees out there who have children under the age of 18 at home.) All I can tell you is that the payment of these benefits has been a fundamental tenet of Social Security almost since the first days of the program. Social Security was set up to

Q A

partially replace the income a person loses when he or she retires or becomes disabled. Obviously, part of a worker’s income prior to retirement or disability was used to support his or her dependent spouse and minor children. So part of his or her Social Security benefits are also used to do the same. People are always looking for easy ways to “fix” Social Security. The ideas presented here are examples of that. Believe me, if there was an easy fix to Social Security, Congress would have done it a long time ago. The reason reform is so difficult is because, inevitably, the solutions will mean that current or future retiree’s benefits will have to be cut; or current or future worker’s taxes will have to be raised. If you have a Social Security question, Tom Margenau has the answer. Contact him at thomas.margenau@ comcast.net.

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payment, factors such as credit rating, income and assets are not considered. Recently a widow was left penniless and with a big mortgage on her home when her husband died. Her Social Security check was not enough to cover the monthly debt and she had to take babysitting jobs and odd jobs to make ends meet. She also lived on food stamps and the charity of others to help her out. When she decided to look into the possibility of obtaining a Reverse Mortgage, she was behind on her taxes and had not been able to renew her insurance. Her credit was ruined by the medical bills from her husband’s sudden death. The reverse

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Questioning can avoid unnecessary procedures By: Dr. David Lipschitz USA Today recently published a lead article titled “Under the knife for nothing.” The article noted that every year thousands of Americans undergo unnecessary surgery “that maims and even kills.” Quoting a series of large studies in which experts evaluated whether certain procedures were medically necessary, the article reported that 20 percent of cardiac pacemakers were unnecessary, as were significant numbers of colonoscopies (43 percent), cardiac angioplasties (12 percent), back surgeries (17 percent), Caesarian sections (36.5 percent), total hip replacements (26 percent), hysterectomies (17 percent) and total knee replacements (36 percent). Many would argue that an opinion by one expert that a procedure is unnecessary is arbitrary and questionable, but there is more solid information about unnecessary surgeries. Compelling information comes from comparisons of surgical procedures in the United States and Canada, Australia, Britain and Europe. While longterm survival and outcomes after a heart attack are identical or better elsewhere, the numbers of angioplasties and open-heart surgeries are substantially higher in the United States. The same applies to every other surgical procedure performed for chronic conditions, such as back pain, osteoarthritis or gynecological problems. If anything, unnecessary surgeries are increasing. A good example is the growth in advanced technology prostatectomies for low-risk prostate cancer. This increase can be attributed almost exclusively to the availability of robotic surgery, using the Da Vinci machine. It is now widely accepted that these cancers should be treated more conservatively. Today, robotic technology is used more frequently to treat other surgical problems. While adding to the cost, there is little evidence that outcomes are any better using robotic surgery compared with other standard microsurgical procedures.

USA Today placed most of the blame on physicians who performed unnecessary surgery because they were “immoral, indifferent or incompetent.” In my view, the truth is far more complicated. The vast majority of physicians is honorable and sincerely believes that their approach to care is appropriate. They have received extensive training in high-technology care, have seen tangible benefits in individual patients and honestly question as incorrect and flawed any information to the contrary. While their motives may be honorable, financial implications always cloud and influence the decision-making process. Medicine is a business; profit is the motive, and the greater the use of high-technology procedures (whether necessary or not), the greater the reward. Hospitals (whether for-profit or not) are driven by revenue, tout their sophisticated equipment, advertising it “as the first of its kind in the state.” They all have “the best, most highly trained experts,” offer one-of-a-kind care and earmark resources not where most needed but where profit is the highest. Made worse is the fact that government and commercial insurance pay more for procedures, and the more you do, the greater the pay. And if a mistake is made and more procedures are needed, more payments and more rewards. Fortunately, winds of change are in the air. Plans are being examined to tie payments to quality care and cost-effectiveness rather than the number of procedures performed. And greater control by primary care physicians in avoiding unnecessary tests, procedures and specialist referrals may have a positive impact. Most importantly, you the patient must be more skeptical and educated. For any Nona cute test or surgery, always understand and expect answers to the following questions. “Explain the diagnosis to me in deprocedures continued on page 11A


August 2013 • 50plus

• 11A

Be thankful for every day and everything Be thankful for the gift of life And live it day by day So guide your life with a “guiding light” And then you will see your way. Be thankful for the things you do To walk and sing and play Be thankful for the things you have That “God bestowed” your way. procedures continued from page 10A

tail?” “Will the operation prolong my life or improve the quality of my life?” “What are the chances that the surgery will succeed?” “What are the side effects?” “Are there any less dangerous or less invasive alternatives that have a similar chance of success?” Ask for information in writing so that you and your family can evaluate and be actively involved in the decision-making process.

Be thankful for the U.S.A. That lets us live so free For no other country in this world “Compares to us, you see”. Be thankful for your parents, Your wife and family. For it’s the “love of living” And that is what life is meant to be.

Also understand who is doing the surgery and where. Ask, “Will you be doing the surgery yourself or will an assistant or surgical resident do it?” “How many procedures have you done?” “How often do you have a complication?” And finally, remember that these days, the Internet is a mound of information. Dr. David Lipschitz is the author of the book “Breaking the Rules of Aging.”

The poem is just one of many composed by Melvin Clark, a 90-year-old resident of Mequon. Clark still stays active writing with his sharp wit and works out physically as often as he can. He worked mostly with batteries and tires during his service career. He began writing poetry as a serious hobby after retirement. A noted published author, he has been labeled “The Poet Laureate of the North Shore.”

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12A • 50plus • August 2013

Leadership: Democracy’s essential ingredient

By Lee H. Hamilton  For those of us who think and write about democracy, few things are more appealing than a book about how to make it work better. My shelves are groaning with them.  They contain a lot of good and helpful ideas. There are proposals on

how to improve elections and plans for strengthening legislative bodies, judicial systems, and the rule of law. There’s a whole body of literature on how to make government and civil institutions stronger and more effective. There are ideas for buttressing the press and the public’s access to in-

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formation, and schemes for improving the civic organizations, think tanks, watchdog groups and policy-focused nonprofits that make our democracy so vibrant.  But over time, I’ve concluded that as complicated as democracy’s workings might be, one thing matters above all else: effective leadership. It might not guarantee results, but without it, nothing much happens.  I saw this throughout my career in Congress, but it was most obvious in the counties and communities that made up my district. What struck me over and over was the difference that good leadership — both within and outside government — could make.  For instance, we now have fairly elaborate programs for the education of special-needs children. In my own state of Indiana, and in many others, we now have fairly elaborate programs for the education of children with special-needs. In my own state of Indiana, and in many others, this was not true a relatively short while ago. But over the years, parents, teachers, school leaders and others recognized the need, stepped forward, and pressed for change at every level from the school board to Congress.  Similarly, managing water resources has been an enormous challenge — dealing with floods when there’s too much and drought when there’s too little is a pressing matter in both rural and urban areas. But over the years, I’ve watched countless local leaders do the hard and sometimes tedious work of developing watershed programs. Our water supply today is far better managed than it used to be.  Everything from getting a gate put in at a dangerous rail crossing to strengthening local health-care facilities to building an effective local law-enforcement system — with capable police chiefs, dedicated judges and energetic prosecutors — demands that people step forward and lead. Strong leadership matters: to quality of life, to how well communities respond to challenges, and to how vital our communities are.  Being an active citizen matters, too, but as citizens we know that we depend heavily on good leaders to make our communities work. We rely

on people to do more than roll up their sleeves, an active citizen matters, too, but as citizens we know that we depend heavily on good leaders to make our communities work. We rely on people to roll up their shirtsleeves at every level of our democracy, and we demand a great deal of them. We want them to set goals and motivate us. We expect them to plan, organize and manage effectively. We hope that they can take the disparate strands of our communities in hand and make sure they’re all pointed in the same direction. We look for a sort of tough-minded optimism, a conviction that “I can make a difference and so can you,” so that we’ll be inspired and energized by it.  That’s why communities pay so much attention to leadership development — to identifying and training young leaders who can make a difference to the places they live. Strong, capable, determined leadership provides the energy that improves the quality of life in a community and breathes life into our representative democracy.  One of the eternally refreshing gifts of our representative democracy is that it encourages people to solve problems in their community — to remember, as the saying goes, that democracy is not a spectator sport. Maybe they love where they live and want to make it better; maybe they have a child with special needs who is not being served well by the schools; perhaps they know in their hearts that they can do a better job than the people who are in charge right now. Whichever it is, people step forward — often out of nowhere — to take matters in hand. That’s what moves us forward as a society.  “I believe in democracy because it releases the energies of every human being,” Woodrow Wilson said. It is the great paradox of representative democracy: we are free to remain passive, but we can’t make progress unless skillful, can-do people recognize that with freedom comes the responsibility to lead.   Lee Hamilton is Director of the Center on Congress at Indiana University. He was a member of the U.S. House of Representatives for 34 years.


August 2013 • 50plus

Arenas continued from page 1A

of their customers by their first names. Where do they come from? Gourmet diners know a great place when they have once been there. You don’t even have to step inside Palmer’s to realize this is a truism; all you must do is navigate downtown Hartland where Palmer’s is located. Do it any time from about 4 p.m. daily to their closing time. Twenty to 30 cars signify twice that many diners in the attractive restaurant. You’ll be surprised. The service is unbelievably good, too. How has such a successful business been developed? Jerry and Marie obviously know that there is no substitute for great food served in appetizing ways. Jerry, the top chef, has been following this dictum for about 30 years. What’s that, about 150,000 steaks ago? We won’t even add in the chops, ribs and seafood Jerry also so delicately prepares. There may be tricks to this trade as there are to any, but Jerry, as a seasoned restaurant owner, knows that you never bring back regular customers by serving inferior dinners or charging exorbitant prices. While this writer could extol the wonders of Palmer’s for many more paragraphs, a reason for this feature is to promote the annual Palmer’s Steakhouse Tent Event on Sunday, Aug. 25, from 1 to 7 p.m. The event, held under a big tent so there’s no worry of rain or sunstroke, features an all-youcan-eat buffet served until 6 p.m. This includes beer and soda for a price of $30 (advance sale) or $35 the day of the event. So this is such a big deal. So what? The so what is that Jerry and Marie Arenas spare nothing to annually make this a colossal fund raiser for the Cystic Fibrosis Foundation. They do this in honor of and in appreciation for the foundation’s help for their son, Tony, 27, who has cystic fibrosis and

still is hoping for a cure after having been so afflicted since infancy. Tony was diagnosed with cystic fibrosis as a baby. Cystic fibrosis is a deficiency in the body of pancreatic enzymes, with respiratory system symptoms apparent in those who are so afflicted. Enzymes are living cells that catalyze various biochemical reactions within the body. In fighting the disease all of his life, Tony, a seemingly energetic young man, has a treatment regimen of wearing a vest

While cystic fibrosis, as you might expect, sometimes does slow Tony down, he forges ahead. He’s a magna cum laude graduate of Marquette University. He achieved these scholastic honors even though there were days he couldn’t go to classes and others when he went despite the weariness of the disease. In fact, a Cystic Fibrosis spokesperson said of him, “He has touched many lives; he’s determined; he doesn’t give up. The smiling, personable young man is determined and

Tony, with mom, dad and sister, Lisa. that shakes loose mucus in his lungs. This he does for four hours daily. He’s determined not to feel sorry for himself – he says others are much worse off - as he swallows about 14,000 pills in the course of a year, undergoes periodic hospitalizations and numerous doctors’ visits. None of these things are new to his lifestyle. Jerry, Marie and Tony’s now-married sister, Lisa, have been there for him every step of the way. Friends say of the Arenas family, “Faith and dedication to Tony’s cause have brought the family closer than ever. Tony has a difficulty he must endure, but it at times only temporarily stops him from working in the restaurant and doing other activities, such as successfully coaching his Catholic parish’s eighth grade basketball team to championships.”

“The most important ingredient in an organization determined to conquer a disease is the passion and commitment of its volunteer leaders,” said C. Richard Mattingly, executive vice president and chief operating officer of the Cystic Fibrosis Foundation. “Jerry and Marie Arenas represent such leadership for our organization. They care deeply about making a difference in the life of their son and for all people with cystic fibrosis--and for this-we are deeply grateful.”

very thankful for his parents’ deep concern for his welfare.” Sister Lisa adds, “We’re so lucky. We could not have more dedicated parents. They’re the best!” Getting back to the tent event, which takes part in front of Palmer’s and west along Hartland’s E. Capitol Drive, Jerry and Marie also treat attendees to Pyles of Rhythm live band music all afternoon. Helping the tent dinner party fund raising, which reaches close to $100,000 now yearly compared to when they began in their then south side Packing House Restaurant by turning over a check for $1,500 almost 30 years ago, are numerous silent auction items available throughout the day and a live auction from about 5 to 7 p.m. featuring Jim Paschke, voice of the Milwaukee Bucks. There will be other games and raffles throughout the day. Before we close, we must tell you that Jerry Arenas’ dedication to the Cystic Fibrosis Foundation goes way beyond sponsoring this tent event with his wife, Marie. He served 16 years as local chapter chairperson and co-chaired the recent Milwaukee Bucks��� CF fund raising golf outing,

• 13A

Jerry and Marie are an amazing couple and we feel so fortunate to have their leadership and support in our quest to find a cure for  cystic fibrosis. Over the past 27 years they have hosted the annual Tent Event benefiting the Cystic Fibrosis Foundation  and have raised over $1.5 million.    I cannot tell you how often a donor, sponsor or volunteer has told me that they are supporting the CF Foundation because of the Arenas family.  They have inspired so many individuals to get involved in finding a cure for CF and have helped to educate the community about cystic fibrosis and our mission,” said Danelle O’Neill, Executive Director, Cystic Fibrosis Foundation - Wisconsin Chapter which raised – hang onto your hats – almost $1 million to help fund cystic fibrosis research. If at this point, you’ve never had a great meal at Palmer’s, you may be among a minority. However, if that be the case and you’d like to attend the Cystic Fibrosis Foundation fund raiser or just to make a donation if you can’t attend, call 262-369-3939. Jerry and Marie say “Thanks” and are quick to add, “God bless you.” They give back in every way they can through care, love, service and helping Tony find strength for each day. When Tony’s diagnosis was made, Jerry’s father, sitting with him in the hospital, while they both were in tears, “Dad turned to me and said, ’Son, be strong. There’s a reason this has happened to you. You are going to make a difference.’’’ Yes, they have made a difference. You can help, too, with attendance at the Palmer’s Tent Cystic Fibrosis Foundation event in Hartland on Sunday, Aug 25 from 1 to 7 p.m.


14A • 50plus • August 2013

Dental Q & A

Q

. I am contemplating getting all my teeth crowned to look younger. I have noticed that the actors on TV have very bright white teeth. Is this a new trend? I think it looks a little unnatural. How do I pick a color that will look natural?

Remember that there can be a significant cost to having crowns or veneers.  Esthetically, a minimum of eight crowns on the top and bottom of your mouth is necessary for the best result. The preparation of crowns includes grinding tooth structure away from the natural tooth and once that structure is gone, you never can . I agree, it does look unnat- get it back.  Crowns are necessary for ural to have overly white or full coverage if adequate tooth structranslucent teeth.  When I see ture is missing and there is loss of the Hollywood types with the white function because of decay or fracture.  picket fence smile, I cringe at the Remember to look at all treatthought because one’s smile is their ment options, including orthodontics, dentist’s calling card.  Everybody professional tooth whitening or even wants a straight, white smile, but what home whitening products before you is too white?  The color you select, if go down the road of crowning all your you go the route of crowns or veneers, teeth. is determined by you and your dentist.  Answer provided by James J. Blong, Bear in mind that skin tone and fa- D.D.S., Regional Clinic Director of cial shape are in the equation in order Dental Associates. to get the best result for your smile.  Your dentist has a variety of shade . Many people in their guides to choose from in determining 50’s and beyond may your correct color. Be careful not to have had painful dentistgo too white.  ry at some point. What   new treatments are offered today

A

Q

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that cut down or even eliminate pain? . Today, dentistry has evolved with the use of many ways to provide soothing, comforting and painless dentistry. We use iPods and headphones to provide relaxing music, heated neck wraps and massaging dental chairs to soothe and comfort our patients. Before giving local injections, we use a variety of things to eliminate discomfort: topical anesthetic, Dental Vibe, nitrous oxide and multistep anesthetic. The topical anesthetic, a specially formulated prescription topical containing three different anesthetics, is applied for five minutes to give you more profound numbness before the injection. The Dental Vibe is a new technology that delivers a soothing vibration that effectively blocks the discomfort of an injection by distracting or fooling the brain. The brain can only focus on one sensation at a time. The Dental Vibe has been receiving rave reviews from our patients. Nitrous oxide is a relaxation gas that we have found to be helpful in keeping you more relaxed during the appointment. It is 100 % reversible by administering oxygen at the end of the appointment. The multi-step local anesthetic uses two different formulas. After each administration, we wait five to ten minutes to give you the most profound numbness for total comfort throughout the procedure. Patients do not need to put off having needed dental work because of fear. Put this all together and you create a patient experience that is comfortable and relaxing! The best part is here, at Pewaukee Dental, we provide all of this complimentary! Answer provided by Lynn M. Moore, RDH, B.S.B.A., Pewaukee Dental.

A

Q

: I have been told I need to get an implant on one of my front teeth. I wonder if a bridge would work just as well. What do you think? : A fixed bridge (also known as fixed partial denture) has been the “gold standard” for replacement of missing teeth for many years. However, it requires use of the adjacent teeth as anchors. In this process, the anchor teeth are drilled down (the majority of the protective layer known as enamel is removed) in order to fabricate the bridge. In another words, it is a 3-tooth solution to one tooth problem. On the other hand, a dental implant only replaces the root of the missing tooth, which then subsequently will have a crown placed on it. Therefore, it is a one tooth solution to one tooth problem. At this time it is the industry standard for replacement of missing teeth. Of course, a dental bridge is also available as the next (yet in my opinion, a less desirable) option. As an implant surgeon, who has placed nearly 6,000 dental implants, I will not have a bridge in my mouth. Answer provided by Dr. A. Eslami from Dental Implant & Periodontal Solutions.

A

August 2013 • 50plus

and drinks we consume on a daily basis, medications, grinding, clenching or just every day wear and tear. However, the enamel that covers the teeth also gets thinner with age. This allows the dentin, which naturally yellows over time, to show through. All these changes may make you feel self-conscious, and give many a reason to hide their smile. Many old or existing crowns were made with a metal substructure over the porcelain. Often times, the metal will show at the gum line and can give the teeth a gray appearance.  The metal can even stain the gum tissue, leaving a perma-

nent gray/black “tattoo” on the gums. Crowns can now be made out of porcelain without any metal.  This creates an attractive, natural and youthful looking smile, without any metal showing.  With the right technology and skill level, a beautiful smile can be created in one visit with NO downtime! Answer provided by Teri Jannke, Practice Administrator of Modern Touch Dental, Dr. Kory Wegner & Associates

Q

. Over the years I have had teeth filled and crowned. Now my crowns seem to have yellowed and they don’t match. What do you suggest to make my mouth look younger?

A

. As we age, our smiles change. What was once bright and healthy may now appear yellow, dingy, cracked or chipped. This could simply be from the foods

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16A • 50plus • August 2013 Nemovitz continued from page 7A

Back to School

Q&A

Q

:  Are there new formats in learning and getting degrees or retraining today?

A

:  We are a weekend college, which means you would attend two weekends per month for 16-24 months to complete your degree.  We offer experiential credit for training on the job, certifications you may have, and up to 72 transfer credits from other colleges to complete our programs.  Our Master’s program in Organizational Management and Leadership offers an online program beginning this January term, 2014.

Q

:  Does it still take several years to get a degree or are there accelerated classes?

A

:  We offer accelerated courses that with human service experience, our program can be completed in as little as 16-24 months.

Answer provided by Rosalinda Ortega of Springfield College.

Adult education degrees for transforming careers and communities

fix and upgrade your home and let you know which repairs and upgrades will give you the biggest bang for your buck when selling. The bottom line is to take an honest look at your situation or your parent’s circumstances. If you or a loved one are living in a home that is in need of structural and cosmetic repair, have that conversation and discuss what your plan will be to insure proper maintenance and repair. It may take an equity loan, or dipping into savings to invest in a home that has given you many years of happiness. It is time to pay attention to that home and make sure it is put into a condition that will stand the test of time. If you cannot make necessary repairs, then consider alternatives and face this issue head on before the situation worsens.

With real estate on the rebound, any repairs you make will pay off great dividends in the future when it is time to sell. Have that conversation today and do not put it off until tomorrow. Meeting this issue head on will lessen your anxiety as well as save you money in the future. By preparing your home today, you can enjoy the peace of mind that your home is in proper condition so that someday, when it is time to sell, you can reap the benefits from the work done today! Bruce Nemovitz is a Senior Real Estate Specialist, as well as Certified Senior Advisor who has sold residential homes in the four county Milwaukee-Metro areas for 35 years. Please feel free to call Bruce or Jeanne with any real estate questions you may have at 262-242-6177.

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18A • 50plus • August 2013

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Q

By: Doug Mayberry : As retirees with only Medicare health care protection, we are getting panicky about what will happen when the new federal health mandates becomes effective. As the new programs are initiated, we hope our current fears regarding costs, availability and being able to obtain care will prove to be better than we now believe. Will there be too many patients and too few doctors? Will existing doctors retire? Will there be fewer students who study medicine? Do you have any heads-up positives for us to consider? : Until the details are activated, we are subject to wait and see. However, one medical option that is rapidly growing in acceptance is named “Direct Care” or “Concierge Medical Care”. It may be worthwhile for your consideration and backup. It is a doctor fee-based service that you pay monthly or yearly. The price is based on where you live, doctor availability and what health needs you want. Many doctors are choosing this path because they don’t know how the rules will work out, what the patient work load will require to make a profit, how payments will work out and how many employees they will need. The fear of overall stiffening federal rules and regulations are also issues. Choosing a participating concierge doctor is similar to how you choose your existing one. Your goal is to find a matching doctor who is

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knowledgeable and qualified to take care of you. Each doctor or group offers a variety of services, such as an annual physical, 24-hour access by email or phone, same-day appointments, guidance, health prevention and quicker access to emergency facilities. If you choose a new one-on-one medical relationship, base it on trust, friendship, past experience and the doctor’s qualifications. It may even be possible to sign up for a trial period to learn if you have made that match! : Because of the rash of natural and man-made disasters in the last three years, I am worried about being better prepared to take care of my two dogs and cat. They are the loves of my life. I am widowed and feel like I should be better prepared to respond to how to take care of them if and when we experience a natural disaster. What is your recommendation? : Preparedness for both personal and pet emergencies is an important part of our responsibility when disaster strikes. Assemble a pet emergency kit, which includes a carrier, a muzzle if needed, an affixed ID collar (with a microchip, if possible), tie down stakes for your dogs, and include a week supply of water and food. This should include an unbreakable water bowl, a manually operated can opener with a plastic lid, vet records, bandages and medicines, disposable waste bags and liners, recent ID photos, an emergency radio and a neighborhood buddy system in the event you are not home. Locate kennels, and create a phone list of helpful pet organizations. Become your pets’ Boy Scout: BE PREPARED! Doug Mayberry makes the most of life in a Southern California retirement community. Contact him at deardoug@msn.com.

Q A


300 gain advice at event Over 300 aging veterans of United States’ war and/or their spouses were made aware of their potential benefits on June 24 at the “Connecting Aging Veterans to Their Benefits” in the first annual such event at the War Memorial Center in Milwaukee. This event, designed mainly for Milwaukee County veterans, attracted some from other counties, who had questions regarding VA assistance of one kind or another. Presentations were made at 9 and 11 a.m., as this informative session was sponsored by the Milwaukee Department on Aging and the Milwaukee

County Veterans’ Service Office. Headlining the list of speakers were Stephanie Sue Stein, director of the Milwaukee Dept. on Aging, Milwaukee County Executive Chris Abele, Helen Bolgrien, who explained VA Health Care, and Nick Henning speaking about VA pensions. These were joined by others in the various information booths explaining topics such as federal pensions, federal compensation and burial benefits, health care, funeral honors, assisted living and nursing homes, DD Form 214’s, wills and powers of attorney.

August 2013 • 50plus

USO golf outing

Key participants in the Fourth Annual USO of Wisconsin Salute to the Troops Golf Outing were, left to right, USO Wisconsin President Donald Grundy, Medal of Honor Recipient and honored guest Gary Wetzel, and USO Wisconsin Vice President and Golf Outing founder Joe Campagna Jr.

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20A • 50plus • August 2013

PLANTING TOMORROW’S DREAMS TODAY By Brad Olson

HERMAN WHITE WRITES

A 58-year delay to meet the Packers Golden Girl Back in the mid-1950s, in an age before computers and cell phones, I became a Green Bay Packer fan. This was years before Vince Lombardi arrived and transformed the Pack from a woebegone bunch of losers into one of the greatest and most successful sports teams in the world. After that, they all became Packer fans. People today have largely forgotten how it was “Pre-Vince.” From 1948 on through ten more years, the Pack did not have a single winning season. In ’58, it had sunk to an all-time low, 1-10-1. There were actually more supporters for the old Marquette University football team than there were for the Packers. It doesn’t seem conceivable now, but for the LA Rams – Packers game played in Milwaukee in 1949, there were only 5,099 in attendance. Starting in the ‘30s, the Packers played a number of games in Borchert Field, then at State Fair Park, for one year in old Marquette Stadium, then from ‘53 through ‘94 at County Stadium. So I became a Packers fan not because of the team or any preference for football, and don’t laugh, but because of the Packers’ beautiful and talented young cheerleader, Mary Jane Van Duyse. She’d been with the team since her debut in 1949, and later became known all over America as “The Golden Girl.” I wasn’t alone in my admiration; most Packers male fans were equally smitten. Although cheerleaders had been around for some time in college football, to the best of my knowledge it was the Packers that were the first NFL team to feature them. It was the success of the Green Bay cheerleading squad and especially Mary Jane that later inspired the creation of the famed Dallas Cowboys Cheerleaders, who became TV darlings. Fans today think it was the Dallas bunch that started the popularity of cheerleading in the pros. Not so. It was Mary Jane and the group that worked with her: The Green Bay Golden Girls. It was at one of the early games in ‘55, scheduled for County Stadium. I had nothing in particular to do that day, so I purchased a ticket. I remember the price, $4, and that I grumbled that it was a lot to have to pay to see a

ARTS

SPORTS By Jack Pearson

the WRIGHT SIDE of

ENTERTAINMEN

calendar

60

ballgame. So I went in and climbed way up By Enis Wright to my seat. I took out my field glasses and looked down at the action. That’s when I first saw Mary Jane. Her looks alone were enough to capture my attention, but her baton twirling and dance routines were the best I’d ever seen. I was young and single and full of it then, and I thought to myself that it would be interesting to meet her. I had to figure out some way of doing so. Packers Golden Girl Mary Jane Sorgel (Van Duyse) and one of her favorite cheerleading Except it never happened. The assistants, Sandy Borkovetz, who now lives in Brookfield. Guess their ages. opportunity never arose. In a couple calls, the three of us agreed to meet. the instructor teach the new students.” of years’ I met my wife to be, and So we met on a Monday after- Then a few years later, one of her older sometime after that I heard that Mary noon. I knew Mary Jane’s age from brothers, Bob Van Duyse, won a baton Jane had concluded her career with background information I had dug at a carnival and gave it to her. She bethe Packers, had married and moved up, just past 80. And I assumed Sandy gan practicing with it, and then startto Florida. (Somewhere in there, too, would be about 20 years or so younger. ed taking lessons. She became pretty I had heard about a romantic relation- When I walked in the place was quite good; actually more than pretty good. ship with Packers legendary founder crowded and I wondered how I’d be After her high school cheerleading Curly Lambeau, which I’ll touch on able to pick them out. Then a couple of days, she entered and won that Nalater.) I forgot all about her, although I smiling colorfully dressed ladies over tional Baton Twirling Championship. did become a loyal Packer backer. in a corner table waved at me, shout- She also began teaching classes. At Nearly 60 years passed. That’s a ing, “Here we are.” Sandy and Mary one point she had almost 200 students. long, long time, when you think about Jane, looked far younger than I had Mary Jane’s father, Francis, owned a it, more than some lifetimes. And then, anticipated. tavern called Van’s that had a large out of the blue, it happened. We did When Mary Jane and I shook ballroom to practice her twirling and meet, and talk. hands and began conversing, I thought cheerleader routines. One day a visitor It started with a phone call from a to myself that it was something I had to the place, Wilner Burke, the longBrookfield lady, Sandy Borkovetz, to tried to arrange more than 58 years ago, time director of the Green Bay Packthe 50 Plus offices in Hartland. Office but better late than never. The three of ers’ band, saw her twirling and was Manager Paula Koeppen took the call. us went outside and I took their pic- very impressed. He invited her to perSandy asked if a story about Mary Jane ture in front of an evergreen tree (green form at an upcoming Packer game, the Sorgel (Van Duyse before she was for Packer colors). It’s reproduced on last home game of the 1949 season. married), who was the former Green these pages. You can see what I mean That game, against the New York Bay Packers Golden Girl, would be about how young they look. Giants, was also the last home game in of interest for 50 Plus? She also notThen we talked about Mary Jane’s Green Bay that was coached by Curly ed that a few of Mary Jane’s assistant career, and the old days with the Pack- Lambeau, the man who had created the Golden Girls cheerleaders lived in this ers. team back in 1919. area, and often got together with Mary Most people begin their careers af“It was such a thrill to be out there Jane, who lives in Sturgeon Bay, and ter college, or at least after high school. on the field in front of all those thouall were older than 50. Paula said she Mary Jane’s started far before that; sands of people,” Mary Jane recalled. thought it might, and that she would when she was only four years old, as a “I was so nervous and dropped my pass the suggestion on to the paper’s matter of fact. “My mother (Gertrude) baton twice. I was mortified; I’d nevresident sports writer, who just hap- started me in dance lessons,” Mary er dropped twice before. I thought for pens to be me. Jane said, “and I really took to it. So sure that Mr. Burke would never ask I phoned Sandy, who put me in much that within a couple of years I me back.” touch with Mary Jane, and over a few was doing dance recitals and helping

KILLING TIME with Jim McLoone


August 2013 • 50plus

But he did. Two years later, after Mary Jane had graduated from high school, he asked her to join the band as one of its majorettes, on a full time basis. She was on her way. Sometime later, the head majorette had her second child and retired, and Mary Jane was named to succeed her, even though she was still not old enough to vote. From then on, from ‘51 through the ‘72 season, 22 years, Mary Jane never missed a game, nor did she ever miss a practice session. She and the rest of the majorette squad appeared at all Packers’ home games in Green Bay and Milwaukee and the one away game in Chicago. “The girls were never paid anything,” Mary Jane recalled. “Except for the games in Milwaukee and Chicago where they gave us an envelope with $3 in to cover food or drink.” Can you beat that? The girls had to buy their own pom poms, batons and uniforms, too. Can you imagine a pro club like the Packers not paying their players, for example, and requiring them to buy their own uniforms, pads and even the footballs? “We didn’t care,” Sandy added. “We loved the job, loved being out there in front of thousands of people, all cheering for us. How else could we have done it, had the Packers not made it possible?” Beginning in the late 1950s, pro football was becoming the country’s favorite sport. More and more games were appearing on television. By the early ‘60s, after Lombardi had taken over as head coach and general manager, the Packers had become America’s darlings. Fans all over, not just here in Wisconsin, were watching and getting to know names such as Starr, Hornung, Taylor, Nitschke and all the rest. And they were seeing Mary Jane and the Packers’ band and corps of cheerleaders as well. Lombardi immediately saw that because of its poor play on the field, that the Packers had lost much of their fan support. Average attendance was less than 30,000, which meant that about half the stadium was empty on game days. He knew that if the Pack was going to succeed on the field, they had to succeed at the box office as well. He also knew that it would probably take years for him to turn the team into a winner. He couldn’t wait that long to increase his fan base; he

had to do something at once. The first time he saw Mary Jane at practice, he knew she could be an enormous help. As with most issues, he talked it over with his wife, Marie. She suggested that one of the things to be done was to create colorful, eye appealing uniforms for the cheerleaders. She had them made all in gold. Soon after that, at a game against the Bears in Chicago, a newspaper writer, seeing Mary Jane out on the field at halftime, called her a Golden Girl in his column. The name stuck, and that’s how Mary Jane has been known, to this day. Meanwhile, besides becoming the sweetheart of Packers’ fans everywhere, the popularity of the entire cheerleader group was largely due to

than 22 years that Mary Jane was the head majorette. Among other accolades, the Green Bay Packers’ Golden Girl and the Golden Girls are the only females honored in the Packer Hall of Fame. Most of those girls were high school students from the Green Bay area, and most still reside in that area. Some have moved to sun belt states, and a few live around here. Besides Sandy, two others are Dana Berns of Mequon and Carla Coffey of New Berlin. Mary Jane’s family all loved sports. Her older brother, Fritz, became a sports writer. It was through his work that he met Packers’ founder Curly Lambeau. Sharing the same Bel-

Mary Jane (far right) with one of her Golden Girls cheerleader squads. Over the years, close to 200 young ladies served on the squad. her. As noted earlier, Mary Jane never missed a game or a practice, which set a terrific example for all the girls. As the head majorette, she was not only the one who instructed all the new girls over more than two decades, she became, in a sense, a big sister to them. “Mary Jane was more than just a mentor,” Sandy recalled. “All of us girls looked up to her and loved her. She did so much more than just teach us routines. She gave us self confidence; she taught us how to fix our hair; even how to smile. To this day, she tries to keep in touch with as many of us as she can.” That’s quite a job in itself. Every year the Packers’ cheerleaders squad numbered about 20. Most of the girls stayed on for a few years, some more. But in any case, the estimate is that there were close to 150 over the more

gian ancestry and love of sports, Fritz and Curly became good friends. So a few years after Curly and the Packers parted ways, and Mary Jane had become the Pack’s Golden Girl, he introduced the two. “I knew there was a big age difference between us,” Mary Jane said, “I was about 24 and he was nearing 60, but right from the beginning there was a spark, something there. He was so handsome, so intelligent and so full of fun. I don’t know how it happened, but we fell in love.” They talked of marriage, but because of Mary Jane’s religious beliefs, it was always out of the question. Mary Jane was Catholic, and that religion does not allow marriage in the church if one or both of the parties involved had been married and divorced. Curly had been married and divorced three times. The romance

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ended tragically in 1962. Curly was at the Van Duyse home, helping to cut the lawn, when he suffered a fatal heart attack. “I was inside and came running out, sobbing. He was in my father’s arms, and he was dead.” Six months after Curly died, Mary Jane met Bill Sorgel, and a few years later they married and moved to Florida. Sorgel liked to sing and play the guitar, and the two of them put an act together that they used at parties and other social gatherings, with him playing and singing, and Mary Jane dancing and twirling her baton. One time her dog, Muffy, horned in on the act, and Mary Jane put him up on the top of her head. To everyone’s amazement, Muffy stayed there, all through Mary Jane’s dancing. One of their friends sent a letter off to the David Letterman “Stupid Pet Tricks” show, and a star was born. Both Mary Jane and her little pooch appeared on the show several times. Over the course of her career as the Packers’ Golden Girl, Mary Jane also appeared in countless parades and civic functions; won scores of awards and commendations, appeared on many television shows and even movies. She appeared on stage or on the air with such luminaries as Stan Kenton, Sammy Kaye, Chubby Checker and Woody Allen. She became the world’s most famous majorette and cheerleader. Today, Mary Jane lives alone in her lovely home in Sturgeon Bay, a home filled with photos, awards and other mementos of her exceptional life and career. Actually, she’s not completely alone. “I have my two little Yorkies, and they are the loves of my life,” she said. “What are their names,” I asked. “Muffy,” she replied. “Muffy? Wasn’t that the name of the dog you had years ago who was on the David Letterman show with you?” She nodded and said, “yup.” I scratched my head. “Well, then, which one of the two you have now is called Muffy,” I asked? “Both of them,” she said with a happy smile. “Both? How can they both be called Muffy,” I said. “Well, they look exactly alike,” she said, “and no one can tell which is which, so why not call them both Muffy?” Well, I thought, if we get together again in another 58 years, maybe I’ll have figured out an answer to that one.


22A • 50plus • August 2013 killing time continued from page 4A

While speaking of pigeons, we always have wondered why tattlers or informers are known as stool pigeons. Anyone have any answers? k k k k We reside in a condo, a great place for older folks who don’t relish the outside activities such as lawn and shrub care, painting, snow shoveling, etc. But quite often, condominiums are located in not the most desirable locales. We’re near railroad tracks that have 10 to 12 (our guess) trains going along the nearby tracks every 24 hours. Not all of the residents appreciate the trains. Well, actually, few of us appreciate the trains, but do tolerate their nearby routes. But sitting in wait or watching the passage of 100 or more freight loaded rail cars makes us appreciate the wealth that has built our nation via the railroads. The things we particularly notice from days of old are the lack of steam-driven locomotives and those red cabooses at the rear of the trains. The caboose was where the trainmen and brakemen rode between stops where rail cars were disengaged or picked up along the route. Having

HERITAGE LAKE

a dad and grandfather who worked on the no longer Chicago and Northwestern, I had the treat as a kid of riding a few times in the caboose. But my love for trains seems to diminish every time I wait for a passing train pulled by two or three diesel engines. k k k k I have a sister-in-law who reminds me of the Iron Lady, except this one is the Steel Lady. She had steel rimmed glasses, a steel hip, a steel knee and could steal your heart away with her smile. Actually, she did steal her husband’s and those of her eight children. k k k k We should have known he was single. A man in our golf league shows up in attire that is fashionably questionable at best. Do you believe black socks, plaid shorts and a red and yellow striped shirt would ever have George Zimmer (late of The Men’s Wearhouse) say, “They’re going to like the way you look,”? k k k k Why is it that our English language was brought over from England, but that certain words don’t mean the same. A flat in New York could be an apartment. In Britain, it’s a tire that’s

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flat on the bottom. A rubber in England is an eraser. It projects different ideas in the U.S. The word that intrigues us is Fortnight. It means two weeks, but why? k k k k The ladies prefer the U.S. Air Force and the Navy as enlistees. In the Air Force, the women total 18.9 percent of the troops; in the Navy, 17.2. We suspect you can easily ascertain why only 7.2 percent of the Marines are women. k k k k I recently said something about a peck of potatoes and the younger person just looked at me. We old-timers would know that a peck is the equivalent of eight quarts or 16 pounds. Going further – or backwards if you prefer - a ton is 2,000 pounds, a pound 16 oz., an ounce eight drams, a gallon four quarts, a quart two pints, a pint four gills, a bushel four pecks, a mile 5,280 yards, a rod 167.5 feet, a yard three feet, a foot 12 inches, an inch 0.0283 ft., a square mile 640 acres, a square foot 144 sq. inches. This wasn’t meant as a test of your intelligence, but just of what you recall and which younger people have no idea of today. Some kids today might wonder how many digitals are in a cubic foot? How about those Cardinal numbers (one, two, three, etc) as opposed to Ordinal numbers, first, second, third, etc.? k k k k It comes as no surprise that close to 90 percent of retirees wish to remain in their own longtime homes until the Grim Reaper begins to beckon. k k k k Is it the Geritol or what? We’re told that there will be over 71 million people over age 65 by 2030. The question is will we be among them? k k k k

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Are we sort of like raisins with wrinkled skin, stable as a fruit, genuinely tasteful, quite a bit twisted due to drying and boxing, but still quite amazing for the price. Most of our twisting seems to come via arthritis. k k k k There are about 100 cheese factories left in Wisconsin and almost 20 other retail stores that feature varieties and various styles of cheese products. But we don’t know of an authentic cheesehead. The cows don’t produce Styrofoam. k k k k How lucky can we be to live in Southeastern Wisconsin with a multitude of public parks, beaches and waters to boat or fish along with biking and hiking along the numerous nature paths. There are so many reasons to be thankful for each of our four seasons. k k k k I’d almost swear that a certain successful banker keeps getting taller each time I see him. It has to be the $1,000 bills he keeps stuffing into his shoes. k k k k August 4th is designated as Friendship Day. Whoopie! I do hope you’re friendly more than one day this month. That must be another Hallmark idea that has somewhat fizzled. k k k k I recently had a physical examination. The doctor said he found no abnormalities. I guess he doesn’t know we have 20 grandchildren. The lab technician wanted to bottle my blood. It was about 90 proof. k k k k Archbishop Listiecki recently said a Mass at St. Charles in Hartland. He mentioned that he had spent 23 years in the military. We think the current diocesan “sex abuse” problems are about the fiercest battle he’s ever faced.

Located Conveniently in South Milwaukee • 2500 10th Ave.

THE REGENCY

200 Southtowne Dr. • South Milwaukee • Call 414-764-5335 Quiet spacious apartments, elevator, underground parking, community room, library and exercise room. Friendly atmosphere. Larger units available. • Heat & Water Included 2 Bedroom, 2 Bath • Air Conditioned • Fitness Center 930 Sq. Ft. • Resident Library • Laundry on each floor starting at $880 / month • Quality Appliances • On Bus Line

ALL Units Include: Heat, Water, Sewer, Trash, Heated Underground Parking and so much more!

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August 2013 • 50plus

premiums continued from page 8A

A

: Medicare premiums depend greatly on what happens to health care costs, specifically Medicare costs, in the future. No one knows for sure if the recent slowdown in Medicare costs will continue. The early indications from the Medicare trustees’ report are that the trend

should continue for now, and that the 2014 Part B premium will be unchanged from 2013. For anyone with Medicare living on a fixed income – and that’s most people - this is encouraging news.

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Use It or Lose It

There is no denying that the economic recession has forced many older Americans to delay their planned retirement. But a newly released study indicates there may be a significant silver-lining to the change in retirement plans. The Alzheimer’s Association released new research supporting the “use it or lose it� theory in regards to brainpower. A French study of nearly a half million people indicated that people who delay retirement have a decreased risk of developing Alzheimer’s disease or other forms of dementia. In fact, the study indicates that for each additional year of work, the risk of getting dementia is reduced by 3.2 percent.

• 23A

In the United States, about 5 million people have Alzheimer’s – 1 in 9 people aged 65 and over. The cause and cure of this debilitating disease are unknown, but the news out of France is uplifting. The French study is by far the largest ever conducted on this topic, and researchers say they are not surprised by the results. Individuals in the workforce tend to be more physically active, intellectually stimulated and socially connected than retired individuals. All of these things are known to help prevent metal decline. So while there is still no known cure or treatment to slow the progression of the disease, there are definite ways of helping to reduce your chances of developing Alzheimer’s. So keep on punchin’ that time clock!

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August 2013 | Section B

Assistance in Living

Directory

What’s Inside . . . . . . . .

Arts & Entertainment Calendar . . . . . . . . . . . . 16B August Poem . . . . . . . . . . . . . . . . . . . . . . . . . 17B Aunt Emma . . . . . . . . . . . . . . . . . . . . . . . . . . 18B We Saw You At . . . . . . . . . . . . . . . . . . . . . . . 20B


2B • 50plus • August 2013

Assistance in Living Directory

Assisted Living at St. Camillus

Cedar Bay Assisted Living

10101 W. Wisconsin Ave., Wauwatosa, WI 53226 414.259.6310

Assisted Living at St. Camillus is a network of service programs designed to meet different levels of need in a safe, wellness-oriented and serene setting. These services are provided at three levels to meet a spectrum of needs experienced by seniors at various stages. Assisted Living at St. Camillus is integrated with a continuum of care that includes independent living, skilled nursing, rehabilitation therapy and hospice. Our Assisted Living and Memory Care Programs are designed to carefully monitor and provide services around the clock. The 24-hour a day availability of nursing staff to regularly assess any changing health needs provides greater assurance to residents and family. Our caring staff blends residents’ independence and daily support, our activity staff offers varied opportunities for meaningful social, physical and spiritual activities. Living arrangements include studio and one-bedroom apartments. Assisted Living at St. Camillus offers an on-site medical clinic, massage therapy, podiatrist and pharmacy. Available support services include: transportation, banking, beauty salon, country store, library and chapel. Assisted Living at St. Camillus is a faith-based not-for-profit organization sponsored by the Catholic Order of St. Camillus and serving the Milwaukee area for more than 75 years.

5595 County Road Z, West Bend, 262.306.4299 cedarcommunity.org 101 Cedar Lane, Elkhart Lake, 920.876.4050 cedarlanding.org

A division of Cedar Community, the nation’s 86th largest not-for-profit continuum of care provider, Cedar Bay Assisted Living provides an ideal home for those who need some assistance with activities of daily living. A unique service plan is created for each resident to ensure every person receives the services he or she needs while still being able to maintain his or her current lifestyle and personal privacy. Cedar Bay Assisted Living in both West Bend and Elkhart Lake offer on-site awake nursing staff 24 hours per day, seven days per week; three delicious restaurant-style meals; medication assistance; weekly housekeeping; a vibrant program of social and recreational activities; emergency call system; reception services including transportation; and much more! Respite and rehab stays also available. Natural settings, a bias toward the healing aspects of autonomy and activity, and a not-for-profit mission all help make Cedar Bay a decision the whole family can feel good about.

Fostering

INDEPENDENCE and Improving

QUALITY of LIFE

On the Mukwonago Campus Memory Care Home 841 County Rd NN E (262) 363-6830

Mukwonago

Assisted Living Apartments 845 County Rd NN E (262) 363-6830 LH LR LCMK LCNB LCWK.indd 1

OPENING AUGUST 2013 On the New Berlin Campus Memory Care Home 13705 W Fieldpointe Dr (262) 796-3660

New Berlin

www.LindenGrove.org

Dogs, cats, and green plants are cared for daily by LindenGrove residents as we follow the Eden Alternative philosophy. Visit us and see how Eden brings joy and meaning to the residents at our assisted living apartments and memory care homes. On the Waukesha Campus Memory Care Home 2330 Michigan Ave (262) 524-6400

Waukesha

Assisted Living Apartments 427 N University Dr (262) 524-1180 7/16/2013 3:20:57 PM


August 2013 • 50plus

• 3B

Assistance in Living Directory

Clement Manor Retirement Community Assisted Living 9339 W. Howard Ave., Greenfield 414.546.7000 www.clementmanor.com

The Courtyards at Luther Manor

4545 North 92nd Street, Wauwatosa, WI 414.464.3880 • www.luthermanor.org Contact Client Relations at 414.464.3880 or live@luthermanor.org

The Courtyards at Luther Manor takes a flexible, individualized approach Enjoy a continuum of health and well-being where personal growth and to Assisted Living. From the privacy of personal resident single rooms and intellectual stimulation are available regardless of physical limitation. two-room suites, to the enjoyment of socializing and sharing experiences Our spacious apartments feature all the necessary amenities and are just with other seniors, The Courtyards offers a distinct blend of support, life a few steps away from the on-site chapel, bank and gift shop. Breakfast enrichment and senior care services. Personalized care plans allow resand dinner are served daily and lunch is available casually in the cafe- idents to tailor services best suited to their needs and abilities. 24-hour, teria or restaurant-style in the dining room. Weekly housekeeping and trained nurses are available to assist residents with daily living activities linen service are available so you can spend more time at the Center for such as bathing, dressing and medication supervision, while encouraging Enrichment enjoying watercolor classes, Bible study, field trips, yoga or maximum mobility in a safe, caring environment. In addition to comfortswimming in our warm water pool. Sponsored by School Sisters of St. able lounge areas for reading and visiting, we also have family rooms with kitchenettes and outdoor patios that are perfect for entertaining. Our large Francis. Life Enrichment Center hosts everything from lively card games and uplifting Bible studies to exercise classes, musical participation groups and arts and crafts projects. The Luther Manor community also offers onsite conveniences such as a clinic, pharmacy, beauty salons/barber shops, convenience stores and an ice cream parlor. Pastoral care, worship services and a variety of social and entertainment opportunities are available, as well. In addition to assisted living, Luther Manor provides retirement housing and long-term care options, as well as rehabilitation services, adult day services and hospice care.

Imagine

a brand new life at

In July 2004, Judy did not think twice about Independent Living at Harbour Village for her new home. Shortly thereafter, Betty, Judy’s mom, moved in to enjoy the good life in Assisted Living. You will rarely find Judy in her apartment, because she’s always on the go, enjoying the things she has always loved–theatre, museums and so much more. Judy loves life because she feels energized, safe and cared for by her new family and friends.

CALL 888-438-3035 TODAY TO LEARN MORE AND SCHEDULE A FREE LUNCH AND TOUR.

Celebrating 25 Years

of Quality Service and Care to Milwaukee Area Seniors Harbour Village

Independent Living Assisted Living | Memory Care 5700 Mockingbird Lane Greendale, WI 53129

www.seniorlifestyle.com


4B • 50plus • August 2013

Assistance in Living Directory

Creative Living Environments, LLC (Five Homes throughout Milwaukee & Waukesha) 4926 W. Washington Blvd., Milwaukee Contact Person: Laurie Hintz (414) 258-9955 www.cclswi.com

ment while accessing the services of our Assisted Living Program. Rents start at $910 with an optional and flexible meal plan available at a modest additional cost. Our community offers an expansive array of recreational and lifestyle opportunities. Our resident social calendar includes a variety of activities, special events, tours and trips. For your convenience, we offer a daily dining program, enclosed parking, a full service bank, country store and a beauty salon/barber shop, all within the facility. In addition to our on-site Wheaton Franciscan Medical office, scheduled transportation is available, shopping, special events, tours and trips. Health staff consists of RN, LPN’s and Certified Nurses Aides. At Forest Ridge, we make a very special lifestyle possible. You will find the affordable retirement you want with the services you may need to assist you through the years.

CLE is your premier neighborhood assisted living homes for seniors. With 43 beds within five homes. Private and semi-private bedrooms in community homes throughout Milwaukee and Waukesha which spouses may share. Monthly rent for private $3150 – 3200, shared $2950 – 3050 per month with meals included. Our recreation and programs include art, discussion groups, spiritual and cultural offerings, holiday/seasonal festivities and parties, bingo, card and board games. Registered nurse visits weekly. CLE pioneered home setting offering socialization, home Harbour Village cooking, physical and emotional well-being that enhance self-worth and 5700 Mockingbird Lane, Greendale, WI 52129 independence; working together with residents and families in a fulfill(414) 421-9600 ing life. At CLE we provide community living in residential homes in Call Jenni or Nancy for a tour today! gracious neighborhoods. Uniquely skilled staff assist those with emoHarbour Village is a continuum of care community offering retirement tional and mental health issues. living, assisted living and memory care on its 7.5 acre campus. Our 1 or 2 bedroom Concord apartments offer spacious independent living with Forest Ridge, A Wimmer Community the option of adding care in the future. Harbour assisted living provides additional care for residents who need extra support throughout the day Senior Residence and night. Harbour House memory care features plenty of natural light 11077 W. Forest Home Ave – Hales Corners, WI 53130 and is designed specifically for our residents with cognitive challenges. Patti Frost – Administrator Our goal is to support all of our residents in achieving a healthy and Mary Zurowski – Resident Services Coordinator purposeful lifestyle. We focus on resident-centered programming that 414-425-1148 Forest Ridge, a Wimmer Senior Community Residence, is your afford- includes intellectual, social, spiritual, physical and vocational options. able hometown senior community. We feature 208 residences with 1 bed- Come in for a visit soon and see for yourself what makes Harbour Village room, 2 bedrooms with 2 bath, and 1 bedroom with den apartments, a home. many with patio or balcony. If you join our community as an independent resident and your needs change, you may stay in your same apart-


August 2013 • 50plus

• 5B

Heritage Court

N48 W14250 Hampton Ave., Menomonee Falls Contact Person: Ben Peterson (262) 432-0222

A 34 unit, secure Memory Care residence. When you enter the doors of Heritage Court you will find a warm and compassionate community with a very home-like atmosphere. We have caring, dedicated caregivers on staff 24 hours a day to provide our residents with love, respect and dignity. With an enclosed outdoor garden, residents can enjoy the outdoors in a safe and secure area. We provide three home cooked meals a day and snacks and have an array of activities for everyone to enjoy. All private suites with private bath. Activities: outings, movies, cards, daily events and more. Affiliations: Lexington Heritage, Heritage at Deer Creek and Heritage West Allis.

Heritage at Deer Creek 3585 S. 147th St., New Berlin Contact Person: Ben Peterson (262) 432-0222

Assisted Living and Memory Care residence. Within Heritage at Deer Creek you will find a warm and compassionate community where daily assistance is provided with love and utmost respect for personal integrity of our residents. Our compassionate staff is trained to serve with an open heart and friendly smile. Living arrangements: Assisted Living – 43 apts., studios, 3 sizes/1 bedrooms, 2 bedrooms/2 baths, walk-in showers, individually controlled heat and air, kitchenette. Pets welcome. All utilities except telephone included. Memory Care – 33 private suites with bathrooms, most with walk-in showers. Monthly rent: Assisted Living – start at $2,955; Memory Care – start at $3,800. In house physician, podiatrist, coordination of therapies and lab services. Activities: lunch outings, movies, cards, bingo, happy hour and more. Affiliations: Lexington Heritage, Heritage Court and Heritage West Allis.

Heritage West Allis

7901 W. National Avenue, West Allis, WI 53214 Contact Person: Chris Kohn (414) 302-9700

Heritage West Allis offers an elegant, Assisted Living and Memory Care community where daily assistance is provided with love and the utmost respect for personal integrity of our residents. Choose from studio, one and two bedroom apartments with no entrance or endowment fee. Within each apartment is a kitchenette, private bath with walk-in-shower, spacious closets and a reassuring personalized emergency call pendant. Amenities include: community pub, beauty shop, fitness center, community room and library. Professional care giving staff is available 24 hours a day to assist you with anything from bathing to medication administration. Heritage Memory Care Neighborhood specializes in care for residents with Alzheimer’s or other related Dementias. Our two 20-suite communities offer residents an uncomplicated design with home-like private accommodations. 40 residents will reside in private suites with bath and walk-in showers. A beautiful secure interior courtyard will provide safe access to the outdoors. Our activity program is designed to stimulate and engage the residents remaining cognitive strengths. Affiliates: Heritage at Deer Creek, Lexington Heritage, Heritage Court.

Retirement Community

• Spacious Independent Apartments • Assisted Living • Memory Care

Enjoy Lake Resort Living Only Minutes From Milwaukee

Stop and see why Jackson Crossings is your best choice for senior living in the area

N168 W22022 Main Street Jackson, WI 53037 On Hwy 60 just East of Hwy 45

(262) 993-2838

www.jacksoncrossings.com

Life in the Moment

Specialized memory care at Oak Park® Place provides a supportive environment with all you expect in a place to call home. The comforting routine is specially designed to engage residents with Alzheimer’s and other dementia related conditions, focusing on life in the moment. Embrace life’s moments with specialized memory care at Oak Park® Place. Call (414) 292-0400 or email wauwatosasales@oakparkplace.com to schedule a tour today. Directions: From Watertown Plank Rd or North Ave, take 116th St to West Walnut Rd past the Wauwatosa police station to the first driveway on the right. Oak Park® Place is on the right with our entrance in the rear of the building to the left.

Wa uWato s a 1621 Rivers Bend Wauwatosa, WI 53226 (414) 292-0400 www.oakparkplace.com


6B • 50plus • August2013

The Courtyards

at Luther Manor

Extra help when you need it most. The Courtyards at Luther Manor takes an individualized DQGĂ H[LEOHDSSURDFKWR$VVLVWHG/LYLQJ)URPWKHSULYDF\ RISHUVRQDODSDUWPHQWVWRWKHHQMR\PHQWRIVRFLDOL]LQJDQG VKDULQJH[SHULHQFHVZLWKRWKHUVHQLRUVThe Courtyards RIIHUVDGLVWLQFWEOHQGRIVXSSRUWOLIH HQULFKPHQWDQGKHDOWKFDUHVHUYLFHV For more information or to schedule a private tour, please contact Maureen Robinson at (414) 464-3880, ext. 747 or mrobinson@luthermanor.org.

4545 N. 92nd St. • Wauwatosa, WI 53225 (414) 464-3880 • www.luthermanor.org

Assistance in Living

Directory

Jackson Crossings Retirement Community N168 W22022 Main Street, Jackson, WI 53037 (262) 993-2838 Contact Person: Amy Lloyd

Living on the Lake is important to many Wisconsin residents. At Jackson Crossings, people enjoy the birds, gardens and fishing on a small “Northwoods� lake among friends and family. Our spacious 1 bedroom, two bedroom and studio apartments include lakeside patios or balconies, utilities, cable TV, housekeeping, towel and linen service, concierge service and much more. Depending on the services provided, monthly fees range from $2,390 to over $5,000 per month and include a meal plan, fitness and wellness programs as well as many recreational activities such as bus tours, theater outings, live music and entertainment, art programs, wine tastings, barbecues, theme parties, Bingo, card parties, family picnics, transportation to shopping and more. The best things about Retirement Living at Jackson Crossings are the excellent services and outstanding staff who make you the priority. If you should need rehabilitation or other help, you can receive the best care and never have to leave. Independent Apartments, Assisted Living and Memory Care are available. Our staff includes RN’s, CNA’s, a social worker, therapists and a certified Alzheimer’s educator. No entry fee or endowment is required and pets are welcome.

Lexington Heritage Assisted Living and Memory Care Communities

Walk through the doors of one of our Senior Living Communities and you will immediately sense the home-like and friendly atmosphere. Compassionate staff has been specially selected and carefully trained to serve with an open heart and friendly smile. Our Memory Care Neighborhoods offer specialized care for the unique needs of residents with Alzheimer’s or related dementias. For tours and information, please contact us at (262) 432-0222.

5020 S. 107th St., Greenfield Contact Person: Chris Kohn (414) 302-9700

A 20 unit Assisted Living residence. When you enter the doors of Lexington Heritage you will find a small and comfortable facility with a very home like atmosphere. Throughout the days many enjoy sitting in our sunroom viewing the beauty of our private patio. We have caring, dedicated caregivers on staff 24 hours a day to provide our residents with love, respect and dignity. We provide three home-cooked meals a day and have an array of activities for everyone to enjoy. Studio, large and small/ bedrooms with private bathrooms. 2 bedroom/2 baths. All units have microwave and refrigerator. There is no enrollment/endowment fee. Activities: musical entertainment, trivia, crossword puzzles, church services, Pokeno, crafts and van for transportation. Affiliations: Heritage at Deer Creek Assisted Living and Memory Care, Heritage Court Memory Care, Heritage Eau Claire and Heritage West Allis.


August 2013 • 50plus

• 7B

Assistance in Living Directory Linden Court – Mukwonago

facility providing consistent care in a safe and secure environment for residents with early to mid stages of Alzheimer’s or dementia. Special advantages here give residents a homelike feeling with furnished private bedrooms, living room, and meals served family-style with secure garden and patio to allow for independence outdoors.

Affiliated with Linden Grove, ProHealth Care and is non profit. The capacity of the facility is 24 with single rooms and half-baths. The one plan meal program is included in rent which is mandatory. Enrollment/endowment fee is one month rent/security deposit which is refundable. The base rate for monthly rent is $4850/month. Our recreational programs are specially structured C.A.R.E. (creative Alzheimer’s & Related Disorders Enrichment) program 7 days per week. Advantages of assisted living to an older adult include a secure environment with socialization and structured routine. Special advantages of Linden Court are stable and committed staff specifically trained in dementia care. Facility specifically designed with homelike atmosphere and safe, inviting outside garden.

Linden Court – Waukesha

845 County Rd NN,E, Mukwonago, WI 53141 Contact Person: Holly Wise, RN 262-363-6830 www.lindengrove.org

Linden Court – New Berlin 13705 Fieldpointe Dr., New Berlin, WI 53151 Contact Person: Michael Zimmerman 262-796-3660 www.LindenGrove.org

Affiliated with ProHealth Care, Inc.; Froedtert Health Community Memorial and Linden Grove is non-profit. .We offer single rooms with halfbath and have a capacity of 24. Enrollment/endowment fee is one month rent/security deposit that is refundable. Monthly rent base rate is $4,850 which includes a mandatory one plan meal plan. Our recreation programs are purposeful daily activities which help optimize physical and brain function. Advantages of assisted living to an older adult at Linden Court which is a newly built, small-house concept CBRF memory care

2330 Michigan Ave., Waukesha Contact Person: Matt Lawrenz RN 262-524-6400 ext. 300 www.LindenGrove.org

Affiliated with Linden Grove and ProHealth Care is non-profit. Capacity at Linden Court is 24 with single rooms only with half-bath. Meal plan is mandatory (one plan) included in rent starting at $4,850. Enrollment/ endowment fee is one month’s rent/security deposit which is refundable. Recreation programs are 7 days a week, 5 activities a day, frequent outings on a secure bus, large fenced in garden and patio available to the residents at any time. Advantages of assisted living to an older adult include social life, less house work, on-site medical care, safety, balanced nutrition, meeting new friends and helping to restore family roles for some. The healthcare staff has specialized training in dementia care. Linden Grove uses the Eden Alternative which is a person-directed care philosophy which is dedicated to creating care environments that promote quality of life for the Elders and those who support them as care partners.


8B • 50plus • August 2013

Assistance in Living

Directory

Linden Heights

Here’s what our residents have to say about life at Regency! “I’m so glad I met Ruth— she’s my BFF!” - Nancy

427 N. University Drive, Waukesha Contact Person: Nancy Madden 262-524-1180 www.lindengrove.org

Affiliated with ProHealth Care, Linden Grove is 64/60 units, one bedroom, large/small studio and is non-profit. Enrollment/endowment fee is one month’s rent/security deposit which is refundable. Monthly rent is $2675 - $3540 which includes the one plan mandatory meal plan. We offer activities throughout the day with scheduled outings in the community, exercise program and resident council. The advantages of assisted living to an older adult include personal supportive care services, meals, leisure activities, 24/7 CNA coverage and registered nurse available 24/7. At Linden Heights we have social interaction, health monitoring, resident centered decision making, the Eden Alternative Philosophy (Pets, multi-generational volunteers, etc.).

Linden Ridge

841 County Rd. NN,E, Mukwonago, WI 53149 Contact Person: Karen Lach, RN 262-363-6830 www.lindengrove.org

“There’s so much to do at Regency. You can keep up with old hobbies or you can try something new with all your friends and neighbors.” - Lyn

“Now I have the time to work out every day at Regency. That’s how I stay a few steps ahead of Father Time!” - Joe

 REGENCY BROOKFIELD

777 N. Brookfield Rd.

REGENCY MUSKEGO

3.5 mi. S of I-43 on Racine Ave.

REGENCY NEW BERLIN

13750 W. National Ave.

262-780-0321 262-789-1699 262-679-0888 RegencySeniorCommunities.com

Affiliated with Linden Grove and ProHealth Care and is non profit. Facility has 57 apartments that include private apartments with full bath and kitchenette: 19 – 1 bedroom units, 38 efficiency units. Monthly rent starts at $2870 - $3510, enrollment/endowment fee is one month rent/security deposit which is refundable that includes mandatory meal plan, 3 meals/ day. Recreation programs include on and off site scheduled activities. In house exercise program, entertainment, crafts, card clubs, men’s club, red hat society, weekly shopping trips and lunch or dinner outings. Advantages of assisted living to an older adult provide the security of having assistance available 24/7 in the privacy of your own apartment along with nutritious meals and socialization. Linden Ridge offers a very stable and committed staff from our community who truly care for our residents.

Oak Park Place Wauwatosa 1621 Rivers Bend, Wauwatosa Contact Person: Trisha Senart Director of Housing (414) 292-0400

Oak Park Place has a capacity of 67 studio and 1-bedrooms which spouses may share and we are for profit. Monthly rent varies based on care needed with a mandatory meal plan. Recreation and programs are customized to resident interests. Medical personnel on staff includes a full time RN plus consulting physician. Oak Park Place provides an upscale, comfortable environment with independence when you want it, assistance when you need it. Our facility at Oak Park Place Wauwatosa offers a comfortable, upscale environment with all the features you expect in your home and caring staff to provide support when needed.


August 2013 • 50plus

• 9B

Assistance in Living Directory

ProHealth Care Regency Senior Communities Brookfield

health care needs, which enables many residents to avoid future moves to other facilities. Assisted Living rents range from $3,140 to $4,605 depending on the level of care and apartment size. Rent includes 3-meals 777 N. Brookfield Rd. Brookfield a day, basic utilities, housekeeping, bed-linen change, and personal care services. We also provide recreation and activities including free musiContact: Terry Sommers cal entertainment, exercise classes, crafts, book and card clubs, bingo, day Director of Community Services outings and Church services. Free transportation is provided for group 262-780-0321 events. All apartments are equipped with an emergency call system, and www.RegencySeniorCommunities.com Regency’s Assisted Living offers seniors the privacy and independence we have on-site nurses available 8 hours a day, seven days a week, and they want with the individualized support services they may need. We on-call 24/7. Certified nursing assistants are on-site 24/7 for personal care provide two levels of care to residents as their needs change, reducing the services and emergencies. need for a future move. As part of the ProHealth Care family, we also offer free transportation to ProHealth Care medical appointments. We have 94 studio and one-bedroom apartments ranging from $2,515 - $4,880 a month. Our rent includes a meal plan, nursing services, and many social and recreational opportunities such as cards, excursions, banking, exercise programs and worship services. Our staff includes an RN, LPNs and CNAs.

ProHealth Care Regency Senior Communities – Muskego

W181 S8540 Lodge Blvd., Muskego Contact Person: Judy Sorce, Director of Community Services 262.679.0888 www.RegencySeniorCommunities.com

Regency-Muskego’s Assisted Living programs provide several levels of care to meet the changing needs of our residents. Our 96 one bedroom apartments offer residents the privacy, independence, and comfort they want with the excellent care, compassion and respect they need, all for one affordable monthly fee of $3,285 - $4,755 per month. Besides offering three chef prepared meals daily, our residents enjoy hundreds of different types of activities including trips, socials, fitness, educational, recreational and spiritual programming. Around the clock care is provided by our staff of Registered Nurses and Certified Nursing Assistants. Our Attended Care Program is a better alternative to a nursing home, allowing people with higher physical or memory needs the privacy of their own apartments and excellent care at an affordable price. Free transportation to ProHealth Care clinics and hospitals is also available.

ProHealth Care Regency Senior Communities – New Berlin

13750 W. National Avenue, New Berlin Contact Person: Arleen Houssaye, Director of Community Services 262-789-1699 www.RegencySeniorCommunities.com

At the Regency New Berlin Assisted Living, we have 88 one bedroom and studio apartments. We also offer assisted living services in our independent one and two bedroom catered care apartments. As part of the ProHealth Care Family, we provide various levels of care for your changing

Hometown Senior Living at a Great Value in Hales Corners! From just $910 per month! Assisted Living starting at $2,460 per month.

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10B • 50plus • August 2013

Assistance in Living Directory

Shorehaven Tower

1305 W. Wisconsin Ave., Oconomowoc, WI 53066 Contact: Lorna Gartzke, Shorehaven and Shorehaven Tower administrator (262) 567-8341 www.shorehavenliving.org

Shorehaven Tower’s is non-profit with 75 apartments, studio, one and two bedrooms with no enrollment fee. Monthly rent starts at $2197 to $4354 for 325 - 975 square feet. Two meals a day are included in the fee. Activities, trips, weekly housekeeping, weekly linens change, wellness clinic/health monitoring, satellite tv/wi-fi, transportation arrangements, all utilities, free use of washers and dryers, emergency response system, computer use and flu shot clinic on site. We have trained staff on duty 24/7 with two full-time nurses on staff. Spouses may share apartments. Assisted living provides friendship, menu choices, mental stimulation, access to services and freedom within a safe living environment. Shorehaven Tower residents enjoy their choice of services, menus, activities and amenities on a convenient, price-friendly a la carte basis. Access to the public Cafe LaBelle and Center for Life Enrichment. Continuum of care, lake access, pontoon rides on beautiful Lac La Belle, banking and beauty and barber shop on site. Also, lab, podiatry, dental and eye services available on site. Established reputation, Christ-centered care. Shorehaven is the trusted, faith-based resource of choice for older adults. Trusted for Generations. “Reflecting Christ’s love, we provide homes and resources for seniors.”

St. Anne’s Salvatorian Campus 3800 N. 92nd St., Milwaukee Contact Person: Jill Hogan 414-463-7570 x401

St. Anne’s Salvatorian Campus is affiliated with the Sisters of the Divine Savior and is a non-profit facility. St. Anne’s capacity includes 39 assisted living and 48 enhanced assisted living apartments. Assisted living apartments are studios, one bedroom and two bedrooms; enhanced assisted living apartments are spacious studios; and all apartments include private bathrooms and kitchenettes. Spouses may share apartments. There is a non-refundable enrollment/endowment fee for assisted living, and the fees for enhanced assisted living are refundable in six months. Monthly rent starts at $3,540 - $5,490 for assisted living; $4,500 - $5,500 for enhanced assisted living; and all include a meal plan. Our recreation/programs include exercise and yoga classes, scripture studies, bus outings, social clubs, art and music, book club, table games, cooking and baking, and pet visitors. Medical personnel on staff include an RN director, LPNs and CNAs. Residents have the comfort of their own private apartment and support and services they need, while continuing to be as independent and active as possible. St. Anne’s also offers memory care, rehabilitation services, beautiful park with walking paths and pond, worship services and much more.


August 2013 • 50plus

• 11B

Assistance in Living

Directory

St. Clare Terrace 3553 S. 41 St., Milwaukee (414) 649-0730

The finest assisted living apartment homes for seniors who may need help with life’s day-to-day needs. Spacious apartments feature all the necessary amenities including walk-in showers. Enjoy three meals prepared daily, a beauty shop, scheduled activities and the professional care of an on-site nurse who can help you with your medical and health questions. Another benefit is the beauty and spiritual comfort of our on-site chapel. St. Clare Terrace helps families combine their personal independence with professional care. Sponsored by the Franciscan Sisters of St. Clare and managed by Clement Manor, Inc.

St. John’s Manor

812 Marquette Ave., South Milwaukee (414) 762-2511

St. John’s Manor offers personal attention with full-time nursing assistants, full-time activity staff and a charming home-like atmosphere. Living arrangements include private rooms and activities such as bingo, van rides, entertainment, community programs, a patio and a transportation van. There is a refundable enrollment fee.

St. Mary’s Manor

1314 Missouri Ave., South Milwaukee (414) 762-8026

St. Mary’s Manor offers personal attention in a charming home-like atmosphere and provides many levels of care. The facility has private rooms, full-time nurses and a full-time activity staff. Most popular activities include bingo, van rides, entertainment programs, community programs and the outdoor deck. There is a refundable enrollment fee.

VMP - MANOR PARK

3023 South 84th Street, West Allis www.vmpcares.com Contact: Sue (414) 607-4104

VMP Manor Park offers rooms that are singles, kitchenettes, and apartments which spouses may share. Monthly rent depends on size of rooms/ apartments selected and there is no endowment or enrollment fee. Three meals daily are included within monthly rent. Our recreation and programs include exercise, music therapy and they promote interaction. Helping Hands is a group comprised of residents who perform social service acts for school children, cancer groups, humane society, military, etc. On staff we have a manager, nurses, CNAs, recreational staff, therapists, food service, social workers, pastoral staff. Residents receive medication administration and health monitoring, meals, housekeeping and laundry. Sliding scale insulin injections are possible. We offer an on-site medical clinic, rehabilitation, lab and X-ray services including mammogram. Chapel, store, and beauty shop are on-site. Another advantage is access to on-site skilled nursing, hospice and a ventilator unit.

tAssisted Living tSkilled Nursing tRehabilitation t Memory Care tRespite Care

3800 N. 92nd Street Milwaukee, WI 53222 414-463-7570 www.stannessc.org SPONSORED BY THE SISTERS OF THE DIVINE SAVIOR

PROFESSIONAL CARE WITH A PERSONAL TOUCH An affordable alternative serving the special needs of the elderly community. Our elderly living facilities provide a comfortable and charming homelike atmosphere.

Our Amenities Include: • 24-Hour Service Staff • 3 Meals Daily • Housekeeping Services • Assistance with Medications

• Daily Activity Programming • Peace of Mind of Resident & Family • Private Accomodations • Linen/Laundry Service

ST. JOHN'S MANOR

812 Marquette Avenue South Milwaukee 414-762-2511

• Nursing Services • Personal Care Assistance • Special Events, Tours, Trips • R.N. Owner Operated

ST. MARY'S MANOR

1313 Missouri Avenue South Milwaukee 414-762-8026


12B • 50plus • August 2013

Why Lifelong learning is so important

Lifelong learning may be described as the continuous building of skills and knowledge throughout the life of an individual. It occurs through experiences and encounters in the course of a lifetime. These experiences may include a formal education or a self-motivated pursuit of knowledge for either personal or professional reasons. Recent studies on dementia and Alzheimer’s disease have found that the longer an individual engages with others, be it at work, school or in some form of volunteering, can keep the mind healthy. Lifelong learning allows us to continue to use our minds, one of our most important “muscles” we often forget to exercise as we age! Henry Ford once said, “Anyone who stops learning is old, whether at twenty or eighty. Anyone who keeps learning stays young. The greatest thing in life is to keep your mind young.” So why is lifelong learning so important? Lifelong learning can be socially invigorating while also improving memory and cognitive abilities. Activities such as volunteering can be a learning experience while making the life of the volunteer meaningful and, at the same time, offering benefits to society.

As part of the Rush Memory and Aging Project conducted in Chicago, a study of more than 1,200 elders, participants underwent cognitive testing for up to five years. The study revealed that cognitively active elders, whose average age was 80, were 2.6 times less likely to develop dementia and Alzheimer’s disease than those who were cognitively inactive. A study in the online edition of Neurology also showed that frequent cognitive activity during old age was associated with a decreased risk of mild cognitive impairment, a transitional stage between normal aging and dementia, as well as a slowed decline in cognitive function. Stimulating the brain by visiting a museum or attending a concert, for example, can increase the number of brain cells and connections between brain cells. Physical exercise improves blood flow to the brain, encouraging development of new brain cells. So this fall, enroll in a class, volunteer or maybe get another degree. It is good for your mind and soul. The old adage, “use it or lose it,” really does apply here.

Assistance in Living VMP - TRINITY

Directory

7300 West Dean Road, Milwaukee www.vmpcares.com Contact: Peggy (414) 371-7316

VMP Trinity is owned and operated by VMP, a leader in senior healthcare for over 85 years. VMP Trinity offers a full array of services to meet the challenging needs of seniors. Residents enjoy the one and two bedroom apartments in the assisted living care area which provides support for those who need some help with daily activity tasks. All residents receive three meals daily, housekeeping, laundry services, medication administration and social activities. Additional supportive, personal care or nursing services are available as needed. There is no enrollment or endowment fee. Residents also benefit from an on-site medical clinic and rehabilitation center. As an added convenience, the clinic can provide lab and x-ray services on-site, including mammograms. Another advantage of VMP Trinity is access to more advanced care, including skilled nursing, hospice and a ventilator unit.

National Medicare Education Week is coming to Milwaukee! National Medicare Education Week (Sept. 15-22) is an official week dedicated to helping baby boomers, Medicare beneficiaries, their families and caregivers learn more about Medicare. UnitedHealthcare established National Medicare Education Week to rally millions of people to spend time learning about Medicare and

how to find coverage that best fits their health needs and budget. National Medicare Education Week is coming to Milwaukee this fall. Look for more information about events UnitedHealthcare is planning, with support from Interfaith Older Adults Programs, in the September issue of 50 Plus magazine, or online at NMEW.com.

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August 2013 • 50plus

• 13B

Assistance in Living

Directory Cedar BAy

Cedar Bay at Elkhart Lake

cedar bay at west bend

Assisted Living at St. Camillus

FOREST RIDGE SENIOR RESIDences

CLEMENT MANOR

Heritage Court

Heritage West Allis

Creative Living Environments, LLC.

Harbour Village


14B • 50plus • August 2013

Assistance in Living Directory

HERITAGE AT DEER CREEK

Luther Manor

Oak Park Place

Jackson Crossings Retirement Community

Lexington Heritage

Linden Court-Mukwonago

Linden Court-Waukesha

Linden Heights

Linden Ridge

ProHealth Care Regency Senior Communities – Brookfield

ProHealth Care Regency Senior Communities-Muskego

New Berlin Court


August2013 • 50plus

Assistance in Living Directory

VMP-Manor Park ProHealth Care Regency Senior Communities-New Berlin

St. Anne’s Salvatorian Campus

St. Clare Terrace

ST. MARY’S MANOR ST. JOHN’S MANOR

VMP-TRINITY

Shorehaven

• 15B


Y

HERMAN WHITE WRITES 16B • 50plus • August2013

ARTS August 1 – 11 Wisconsin State Fair

ENTERTAINMENT

calendar

public, and the most recognized family-oriented event. There will be a “Kids Zone,” exhibits, sponsor displays, military recruiting areas, simulator rides, real jet cockpits and other special attractions at the Air Show, 9 – 4 p.m. Reserved tickets available at a cost at www.milwaukeeairshow.com or call 414-482-2069.

60

the WRIGHT 640 S. 84th St., West Allis Visit the SIDE website wistatefair.com for all of

informationBy Enis including Wright discounts on tickets, attractions, food, daily schedule and more.

KILLING TIME with Jim McLoone

2013 13

August 3 – 4 Milwaukee Air and Water Show

Lakefront, Milwaukee The Air & Water Show is now Milwaukee’s largest free event for the general

August 6 Jerry Schneider Polka Band Cedar Landing at Elkhart Lake

Quality,  Comfort  &  Convenience Live  the  Highlands  Life  Today!

101 Cedar Lane, Elkhart Lake Guests and residents are encouraged to bring their own lawn chairs to watch the band from 6 – 8 p.m. Clubhouse restrooms will be open to concert attendees. Visit cedarlanding.org or call 920-876-4050.

August 10 – 11 Heritage Weekend

Lisbon Community Park N78 W26970 Bartlett Parkway Lisbon Take a journey through history by visiting re-enactors from a variety of time periods. Open from 10 a.m. – 5 p.m. with free admission.

August 10 – 11 Morning Glory Art Fair

The grounds of the Marcus Center for the Performing Arts & Red Arrow Park, 929 N. Water St. Visit over 140 fine craft artists along with free admission. Open from 10 a.m. – 5 p.m. Visit www.wdcc.org for details.

August 17 HAWS Pet Fair

Amenities Beyond Compare

Only at the Highlands Communities Spacious one & two bedroom apartments • Fireside Community Room • Fitness Center • Library • Hair Salon • Guest Suite • Theater • Computer/Business Center • Media Room • Shuffleboard • Horse Shoes • Walking Paths • Heated Underground Parking • Social Activities, Recreational Events and more! *Some amenities only available at select locations. Please inquire within.

Brookfield: 262-798-9898 New Berlin: 262-821-5106 Franklin: 414-425-6611 Menomonee Falls: 262-251-9000 & 262-251-9999 BRAND NEW IN MEQUON OPENING AUGUST 2013 262-243-8888

HighlandsCommunities.com

Lily Road and Fond du Lac Avenue Menomonee Falls Pet products and services, vendors, demos, micro chipping and pet I.D. tags, food, prizes, live music, and adoptable pets from HAWS and many area rescue groups!  Fun for every family member and pets are welcome. Free admission and open from 9 – 4 p.m.

August 23 – 25 Port Washington Maritime Heritage Festival

Port Washington Lakefront This event features ships, artisans, educational activities, a children’s area, great entertainment, re-enactors, and much more. Opportunities to sail and tour the ships are offered. Best of all, the lakeside festival grounds provide an up-close and personal view of the ships. Open Friday and Saturday, 10 a.m. – 9 p.m., and Sunday 10 a.m. – 6 p.m.

August 23-25 Germanfest 2013

Downtown West Bend Free admissions and parking with nonstop entertainment, authentic German food, American and International fare, games and much more from 10 a.m. – 7:30 p.m. Visit westbendgermanfest. com for more information.

August 25 Under the Big Tent

Palmer’s Steakhouse 122 East Capitol Drive, Hartland Palmer’s Steakhouse Tent Event to benefit Cystic Fibrosis. Tickets $30 in advance/$35 at the door. Starts with all you care to eat buffet, 1 – 6 p.m., music, silent auctions (5 – 7 p.m.) and more. Visit www.palmerssteakhouse.com or call 262-369-3939.

August 30 Senior Celebration at the Zoo

August 17 Donna Lexa Memorial Art Fair

Glacial Drumlin State Bike Trail, near Main St., Wales Fine arts and crafts, food, children’s activities, used book sale, and much more. Free admission, 9 a.m. – 4 p.m. Visit www.donnalexamemorialartfair. org or call 262-938-3408.

Guests 55+ are admitted free with an ID and can join in free health and wellness activities and entertainment. Milwaukee County Zoo parking fee: $12 (Zoo Pass Plus members receive free parking). Get your free tote bag (while supplies last) and then check out more than 30 exhibitors in the Peck Welcome Center. For details, call (414) 256-5466.

August 17 – 18 Oconomowoc Festival of the Arts

Jackson Crossings Events for August

Fowler Park, Oconomowoc Now in its 42nd year, this juried art festival is held from 10 a.m. – 5 p.m. rain or shine. Enjoy activities, entertainment, concessions and much more. Visit oconomowocarts.org for more details.

N168 W22026 Main St. Lakeshore Building, Jackson All events are open to the public and free of charge. August 4, 6 p.m., music by Steven James; August 23, 2 p.m., music by the Elderberries; August 26, 3:30 p.m., music by Sandy Lee & Bryan O’Dee. For details, call 262-677-8864.


August2013 • 50plus

August Poem Time waits for no one. August already is here. Gosh, an early winter the farmers do fear. Rains earlier did come, filling many a bucket. The poor girl, she’s always accused, Nantucket. Summer sports are still top shelf and in vogue. Here and there spoiled by an umpiring rogue. This August again is the time for morning dew. It’s as though nighttime rain clouds over us flew. State Fair visiting and cream puff time is near. Not like Summerfest, Dad had too much beer. Looking backward should help us move forward But we must face east or closely toward. Where the sun rises from night each morning. Into each day our hearts we should be pouring. With half-hearted effort, we might continue snoring. Corn stalks now stand taller than most men. When dried and shelled, corn’s food for a hen. Corn, a vegetable, is a summertime treat. We know no one who doesn’t like it to eat. Baseball soon gives way to fall sports. There’s soccer, football and all sorts. Soon, school preparedness in on the calendar. But don’t allow this thought to August mar. There’s much fun time left in these 31 days. Just don’t get lost in any farmer’s corn maze. We hope to write to you again in September.  Getting older, we sure hope to remember.

• 17B

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18B • 50plus • August 2013

Howdy, Ho! Aunt Emma writes again Henry and I attended a rodeo on Sunday and, if nothing else, the whooping, hollering and cheering did bring me to a greater appreciation of animals and what some of them are put through for our enjoyment. Is it any wonder that the bronco bucks or that the bulls snort a bit? I thought to myself that I’d just like to take the rope

and lasso that supposed cowboy who was chasing that young steer around until he got it roped. This may be entertainment for some, but to me, it was much like watching cruel and inhumane treatment. My hubby just walked in and said I’d better leave well enough alone on this subject. He did a bit more than just

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suggest that I write no more about it. He said that if I really thought there was chaos in Egypt these last few weeks that some of these rodeo promoters might do more than just take the bull by the horns. As Henry says, they may be looking for one to gore. I then told Henry, and rather smartly I do believe, that I don’t recollect them talking about heifers, just bulls so my being of the female species, I don’t really have to worry. You may be wondering why I’m not putting my apron on. It already is in place around my pretty and little – well, I do believe pretty - torso. In fact, today’s apron is covered with all sorts of goodie remnants. They’re kind of like being in Limbo. There’s a stain of this here and that there, but none large enough to be able to determine from whence they arrived. But I’ll let you in on a secret. I don’t need a million dollar insurance policy to know that my Henry will appreciate his dinner tonight. He craves it every once a month or so ever since he was in the military service and those boys, as he refers to them, in the kitchen served up that S.O.S. Henry told me early on in our marriage when I served chipped and salted beef over baking powder biscuits that it was a reminder of mess hall times. He even told me what that S.O.S. stands for in real unadulterated English, but I am not about to write it here, or even say it, for that matter. Getting back to this chipped beef, I put it in a simple flour-based creamy gravy, with peas and green beans and then serve it over (and don’t you dare let Henry in on this) Pillsbury Dough Boy biscuits. Since Henry didn’t ever serve in a war zone while in service, he, and I just love to hear it, says that he could just about kill for a second helping. I’m sure that the cranberry sauce I serve on the side helps Henry’s flavor buds along. Getting past my dinner fixings, we girls had quite a discussion at coffee this a.m. You might say that it was complex, provocative and certainly foreign in flavor. To really dig into it, you might even want chop sticks. It seems a Chinese company is buying the Lloyds of London Tower. At first blush, a couple of us were con-

fused. We thought this was the Tower of London; you know, the place where King Henry Eight chopped off those heads. I am certainly glad I wasn’t there. That would have been more gruesome than even bull fighting. Well, to make a long story extremely short, we were informed by history buff Annie that the Lloyd’s Tower in London houses insurance companies along other types of allied businesses. This Chinese buyer is into insurance, and must be in it in a big way to pay $387 million for it. My question was if that figure is in American dollars, Chinese currency or British pounds? Annie also told us that the Lloyd’s building is noted as a strange sight in London as the elevators go up and down on the outside of the building and that women hold their skirts in close going both ways. Giselle, not to be outdone by Annie’s flair for brilliance, told us that the building was owned prior to the Chinese by a German company. When we heard this, we could have been knocked over by a deutschmark. Ha! I’ll bet you believed I would have written feather. Well, anyway, we bantered this about over several doughnuts. We came to the conclusion that “Food Man Chew” never could compare with the brilliance of these modern day Chinese. Are they planning to take over Great Britain if the Royalty needs extra money after the princess’ baby is born? I guess this isn’t the first Chinese investment in London. Considering sweet and sour, I guess it is quite sweet for all participants. Henry said, when I told him about our conversations, that the Chinese aren’t buying buildings in the United States. They’re making money here the easy way; just lending us the dollars we need to keep our government afloat. Henry asks, “How soon will it be before we place a lien on the Statue of Liberty?” I’d like to tell Henry that I don’t expect that to happen until hell freezes over. Go eat some of the delicious, vegetables and fruits that are ripening now. Those people in Great Britain perhaps will soon be taking a new liking to beef and peapods.


August 2013 • 50plus Steeple View Deluxe Apartment Homes For Seniors 55 & Better 12455 W. Janesville Road New Berlin, WI 414.525.5500  www.steepleview.org Office hours: Monday – Friday: 8:00 am - Noon

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Secure, Carefree Independent Living for Active Seniors in a Supportive Christian Atmosphere Spacious 1, 2 and 2 bedroom plus den apartments homes  Heated Parking/Car Wash  In-Unit Washer/Dryer

• 19B

• Small town living for retirees & still close to Milwaukee • In house financing available • Great golfing, restaurants, parks and nature preserves • We can have you in a new home in no time.

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August 16th & 17th (10 am – 3:00 pm) Please call 414.525.5500 or email info@steepleview.org to reserve your tour time

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Germantown was voted by Money Magazine as one of the top 100 places to live in 2009 and 2007 and Family Circle Magazine voted it one of the best 10 towns for families in 2011. We can have you in a new home in no time. We have wooded lots and hiking trails and on site management. This is a land lease community so you only pay personal property taxes and site rent. MODELS OPEN!

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PROFESSIONAL SERVICE • Church and Chapel Funeral Services provides dignified funeral services in your church, cemetery chapel, our funeral home chapels, or the chapel of your choosing with savings of more than $2,000 are common. • For example, we provide the service in your church, or beautiful cemetery chapels are available when final disposition is made there.

SUNDAY AUGUST 25, 2013 1:00PM TO 7:00PM AT PALMER’S STEAKHOUSE

UNDER THE BIG TENT

122 EAST CAPITOL DRIVE • HARTLAND, WI Tickets: INCLUDES: $30.00 Advance ALL YOU CARE TO EAT $35.00 At The Door BUFFET - 1-6pm MILLER BEER & SODA LIVE MUSIC FROM 1pm - 5pm Pyles of Rhythm SILENT AUCTIONS LIVE AUCTION FROM 5-7pm Enjoy Games & Raffles MC Jim Paschke throughout the day! Voice of the Milwaukee Bucks for more information or to order tickets 262-369-3939 or stop in at Palmer’s Steakhouse www.palmerssteakhouse.com

• We make personal service arrangements in the comfort and privacy of your home, church, our arrangement office, or any of our funeral home locations.

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Ritter-Larsen Chapel 1875 N. Calhoun Rd.

Waukesha/Pewaukee

Rudolph, Larsen Bros. Chapel Bluemound Rd. at Hwy. J 4 Blocks South of I-94

• We display monuments, caskets, vaults, and urns making Church and Chapel your one stop planning center. • Pre-planning Centers are open Monday through Saturday or by appointment. Stop by and browse at your leisure and receive free no-obligation information. Should you wish, we can meet in the comfort and privacy of your own home. • Dignified Services with less expensive fees compared to other fine funeral homes. • All cremation service options are available utilizing on-site crematory. PRE-PLANNING CENTERS • 92nd & Bluemound • Bluemound Rd @ Hwy J With Church and Chapel Funeral Service... Savings of $2,000 are common

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Ryczek Chapel 1910 W. Becher St.

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West Allis

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-Gordon Hinkley

www.churchandchapel.com Gordon Hinkley is the spokesperson for Church & Chapel and is not a funeral director.


20B • 50plus • August2013

We Saw You At

– Fiesta Waukesha

By Margaret Pearson Mother Nature and her billowing rain clouds tried to put a damper on this festive occasion, but the sun won out and everyone had a gala time. Again conducted in Frame Park in downtown Waukesha, this happy (and free!) event featured Latin American music, dancing, entertainment and cuisine. A few of the people there were:

The Mariachi Real Azteca band, of Milwaukee.

Kris and Roy Mulligan of New Berlin.

Greg and Mary Aretakis of Brookfield and little Olivia.

Todd Nelson and Julie Wood, of Oconomowoc.

Brian Mahan and Rebecca De La Pav, and youngsters Wyatt Padgett and Zack Mahan.

Michael Osmon and his son Jonas, of Waukesha.


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