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What is Health Insurance?


Health insurance is a very common and popular type of insurance in the society. It gives a security to people by reducing huge expenditures at the time of unexpected medical emergency. With the increasing medical costs, recessions, unexpected illness, spreading of new diseases all over, the possession of health insurance policy makes it easy for people to fight strongly in their difficult time.


What are the Types of health Insurance?


Inpatient Health Insurance Coverage Is the basic level of cover and provides benefits for the insured if they are admitted to hospital. It generally also pays for preoperative and advanced diagnostic testing such as MRI and CAT scans.


Outpatient Health Insurance Coverage It provides all the cover of a Inpatient plan along with benefits for doctor and specialist visits, prescription drugs, and diagnostic testing. Outpatient coverage can also pay for conditions that require long-term treatment as long as the condition was diagnosed after the policy was purchased.


Maternity Health Insurance Coverage Maternity includes all the benefits of Inpatient and Outpatient plus many other valuable benefits. Cover for maternity complications such as emergency C-sections. Routine maternity treatment Cover for the treatment of a newborn.


Alternative Therapy Health Insurance Alternative therapy treatments form part of outpatient health insurance plans, and are popular in Hong Kong ● ● ● ● ●

Traditional Chinese Medicine Acupuncture Osteopathy Chiropractic Treatment Homeopathy


Chronic Condition Health Insurance Coverage It’s important that individuals and families consider the high costs associated with chronic illnesses, especially over the long term. It’s important to establish this type coverage before a diagnosis in order for benefits to be available. Preexisting chronic illnesses are typically excluded from cover.


https://www.trustedunion.com/ liam@trustedunion.com

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What is Health Insurance  

Hong Kong residents have many different reasons to consider an international health plan. There are a large selection of insurers offering...

What is Health Insurance  

Hong Kong residents have many different reasons to consider an international health plan. There are a large selection of insurers offering...

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