Volume 25, Issue 2
Including: Richmond City & Chesterfield, Amelia, Powhatan, Hanover, Henrico & Goochland Counties
Get more photos and details from your phone. Look for mobile text codes! TO ADVERTISE, CONTACT: Dave Osgood: 804-216-7776 Email: firstname.lastname@example.org
Request FREE MAGAZINES online, or call 800-841-3401
Listing Agent: Shonda Morrissette First Choice Realty, Inc. 804-822-1816 ShondaRealEstate@Gmail.com COVER HOME: NEW HOMES BY ROCK RIVER HOMES! AMELIA COUNTY CLOSE TO CHESTERFIELD *2 ACRE LOTS *LOW TAX RATE *STARTING AT $239,000 See Page 19.
1/11/17 8:08 PM
INTEGRITY Terry Barnard Travis Barnard Scott Barnard Katherine Barnard
Like Us On Facebook!
Real Estate (804) 561-4444
Our Family Helping Your Family
Real Estate (804) 561-4444 W
FOR SALE www.CallIntegrityRealEstate.com
Affordable, Quiet, Private, and Beautifully Wooded 8+ Acre Parcel with 2+ Acre POND! Great Location! Text R111539 to 52187
4 Bdrm/2.5 Bath! Only $334,950! Fireplace! Screen Porch & Deck! Attached Garage! Paved Drive! Text P769851 to 52187
Brick Rancher w/Full Basement Home Warranty/Carport/3 Acres No Restrictions! HORSES OK! Text P816919 to 85377
Farmhouse & Farm Buildings 45 ACRES of Forestland Approx 437’ ROAD FRONTAGE! Text P969659 to 85377
Stop Paying Someone Else’s Mortgage! 3 Bedrooms/2 Baths! Small Basement Area! Fenced Back Yard! Farm Shed! Animals OK! Text R113206 to 52187
Affordable Home on 3.69 Acres! All Appliances! Convenient Location! ** MOTIVATED SELLER! ** Text P582414 to 52187
ac re 3
$8 9, 9
Best Kept Secret in Amelia County! Private 15.6 ACRES in Great Location! 4-Bdrm Perk! Build Your Dream Home Here! Text P729966 to 52187
Vinyl-Sided Home with Garage/Workshop 1718 +/- Square Feet & Basement Nearly 12 Wooded Acres! Just Listed! Text P239017 to 85377
$1 69 ,9
Private Farmhouse, Barn, and Buildings! 4 Country Acres Surrounded by 130 Acres of Rolling Fields, Forest & Appomattox River! Text R114236 to 52187
mot se ivat ll er ed s!
BRICK Ranch w/Basement & Attached Garage Woods & Side Yard POND! Animals Welcome! 10-Bay Equip Shed w/Workshop! $295,500! Text R80540 to 52187
80-Acre LAKE Community CLOSE-IN! 3 Bdrms(2 Master Suites!)3.5 Baths! Basement! Attached Garage! $329,950! Text P739219 to 52187
LOCATION! LOCATION! LOCATION! Amelia (at Chesterfield Line!) 4-Bedroom Perk! WOW $54,995! Text R155912 to 52187
9036 Washington St., Amelia Court House, VA 23002 Licensed in the Commonwealth of Virginia.
1/11/17 6:28 PM
Please Say You Saw It In The Real Estate Book - Vol. 25, No. 2 - Page 3 DAVID L. WILLIAMS JR. REALTOR®
SARAH CLARKE REALTOR®
ANGEL L. VELEZ REALTOR®
Office (804) 717-5433(LIFE)
www.homeforliferealty.com Licensed in the Commonwealth of Virginia TEXT PROPERTY CODES TO 52187 FOR MORE PHOTOS & INFORMATION
US Army Retired, Hablo Español
1600 Pocahontas Trail, Quinton, VA 23141
Great investment opportunity for residential or business with apartments, newly renovated multi unit property in the up and coming historic Manchester District. $350,000 MLS:1700164 Text R78029 to 52187
3 Bedrooms, 1 Bath
2 Bedrooms, 2 Baths
Henrico County Outstanding 3 bedroom brick rancher in matured neighborhood - a must see! $110,000 MLS# 1634642 Text R79562 to 52187
Short Sale Chesterfield County - Retirement gated community 55+ beautiful home, 2 BR, 2 full baths, 1 car garage and patio. This property will WOW you! $249,500 MLS# 1635798 Text R79565 to 52187
Chesterfield County Outstanding short sale investment opportunity in a well established and desirable area! $149,900 MLS# 1632117 Text P216652 to 85377
Mobile: (804) 837-5626 (LOAN) Office: (804) 358-7929 Fax: (804) 358-2107
Professional Mortgage Corp. 1311 High Point Avenue Richmond, VA 23230
VA loans for our awesome military with $0 down! We are local & accountable to our community! Credit scores down to 580 on FHA, VA & USDA! Our rates will beat the banks and credit unions! Conventional loan with NO Mortgage Insurance! Expert in the industry with 27 years experience! “Locally Owned & Operated Since 1987”
Mortgage Loan Originator • License #233139 Licensed by the Virginia State Corporation Commission MC - 2180 NMLS: 296787 www.nmlsconsumeraccess.org
1/11/17 8:25 PM
Page 4 - Please Say You Saw It In The Real Estate Book - Vol. 25, No. 2 9141 Washington Street Amelia Courthouse, VA 23002
www.KellyCox.com TO M AP
Cox & Company
REAL ESTATE - INSURANCE
$69,000 - SO AFFORDABLE!! 2 Acres, Smokehouse Drive Oaks Springs Plantation MLS#1640448 Text R164375 to 52187
$29,950 - INVESTOR’S OPPORTUNITY!! 9+ ft. Ceilings, Pocket Doors Built Ins, Beautiful Staircase Rich Oak Floors, Det. Garage Triple, Corner Lot MLS:1639162 Text R145902 to 52187
$69,500 - RARE OFFERING Mostly Open 10+ Acres Perfect for Farm, Livestock, or Horses Elevated Bldg Site, Road Frontage! Possible Family Division Potential MLS:1612032 Text P557074 to 52187
LL VI RS TE JE
• Brokerage 88728.25.2.004.Cox.indd 1
$129,000 - WELCOME TO PRIDESVILLE ROAD!! 21+ AC, Close in & PRIVATE Pine Timber & Hardwood Trees Walking/Riding Trail, 3 Drainfield Sites MLS:1634826 Text R85820 to 52187
$22,500 - 15 AC ON RT 460 Wooded Parcel w/ Pine Timber Long Road Frontage Potential to Divide MLS:1629783 Text P522865 to 52187
GH CK IN BU
AC KS T
AN RL M BE CU $165,000 - LOBLOLLY PINE PLANTATION Priced for Investment & Recreation Rich w/ Wildlife for Small Game Hunting Camping, Riding ATV’s, etc..... MLS:1638922 Text R145901 to 52187
AM EL IA
LL VI $329,000 - EXCITING FLOORPLAN!! Designed with YOUR Finishes Wooded Home Site, Private but Convenient MLS:1529970 Text P309057 to 52187
$18,000 - AFFORDABLE LAND! 2 ac Wooded Parcel,Buildable Current Soil Work, No Restrictions Easy Access to Amelia and Farmville MLS:1624002 Text P210123 to 52187
JE TE RS
AM EL IA
$69,950 - SO AFFORDABLE!! Singlewide w/ BRICK Exterior Quiet Wooded Lot, Covered CONCRETE Porch Large WOOD DECK, HEAT PUMP, & Storage Shed Ideal Property for Downsizing, Rental or First Home MLS:1625851 Text P522863 to 52187
$249,950 - INVESTMENT OPPORTUNITY! 75+ Ac (60+ Loblolly Pine Plantation) 2 BDRM/1 BA Ranch Home,Possible Rental Income Division Potential, Additional Acreage Available!! MLS:1635575 Text R97356 to 52187
VALUABLE WATERFRONT TIMBERLAND 7 Parcels, 1411 Contiguous AC Over 2.8 mi of Appomatox River Frontage Abundant Wildlife, Excellent Hunting! MLS:1639777 Text R158732 to 52187
$42,500 - RARE LAND OPPORTUNITY! 19.6 ac Bldg Site w/ Road Frontage Conventional Perk Site, Creek Adjacent 19.6 ac Available MLS:1637944 Text R127605 to 52187
• Insurance 1/11/17 6:27 PM
Licensed in the State of VA.
Diana Morris Principal Owner/Broker
16410 Court Street, Amelia
AC 6+ RE S!
AC 58+ RE S!
LO VIL CA LAG TI E ON !
What a Great AFFORDABLE package DEAL! NOW is the time to get this ONE LEVEL home on 6+ ACRES complete with MANY EXTRAS!! GARAGE! INGROUND POOL! NO RESTRICTIONS!! Now you can hunt, relax and enjoy!! $139,950
Text R84321 to 52187
Text R72241 to 52187
Text R137942 to 52187
FU TI AU BE
$2 ONL 9, Y 00 0
Remarkable opportunity to own 4 parcels of prime land totaling 58+ ACRES!! Boasting around 1/2 mile of road frontage this land is perfect for Hunting, Farming, 4-Wheeling, Building a Homestead for several Families, etc
/B BR AS IC EM K EN T!
BEAUTIFUL CLASSIC Village Home NOW AVAILABLE! This is a RARE opportunity to purchase this WELL CONSTRUCTED BRICK home W/4000 sq.ft of living space!
AFFORDABLE BRICK HOME w/ Basement on scenic country acre! Great Location! $175,000
This totally renovated home is move-in ready. Kitchen has new appliances and GRANITE countertops. Master with en-suite bath. TWO additional Bedrooms have spacious closets. Hall Bath has newly tiled shower and floors. All new windows, roof, HVAC and water heater. On a permanent foundation. 2.61 ACRES.
Text R145903 to 52187
Text R137941 to 52187
Text R169558 to 52187
CI A M M ER CO
AC 13+ RE S!
ST NE OM W HO ME
AFFORDABLE Wooded 9.297 ACRES!!! NO RESTRICTIONS! Great for hunting, hiking, 4-wheeling, etc.!! 3 Creeks on property! Perked! Build your country dream home today!!
13+- AFFORDABLE ACRES NOW ON THE MARKET!! NOW is the time to acquire RURAL acreage for building that DREAM home and/or setting up that MINI FARM you have always wanted....there are NO RESTRICTIONS!! Bring your Horses, dogs, chickens and Tractors!
NEW CONSTRUCTION COMPLETE!! This 1908 sq. ft. Custom Cape Perfectly placed on a 3.4 Acre Wooded lot with NO RESTRICTIONS! Enjoy the country evenings on the Full Front Porch! Bring your Pets, 4-Wheelers and be ready to live your country dream!
What a great opportunity to own a Commercial/Industrial Building with a rentable 2 Bedroom Apartment on 1 acre in High Traffic Area close to Highways 360 and 460. 2760 sq.ft. of retail/storage/office space. Very flexible building and could be used for numerous businesses.
Text R68580 to 52187
Text P502670 to 52187
Text R163275 to 52187
www.commonwealthrealestateco.com 88728.25.2.005.Commonwealth.indd 1
1/11/17 6:27 PM
SEARCH FOR YOUR NEXT HOME ON THE GO! Whether you’re driving around, flipping through magazines or searching online, it’s now easier than ever to find your dream home.
Text the code listed on the sign rider or in the magazine to 52187. You’ll immediately receive a response that links to more photos and property details, all of which can be viewed from your mobile device.
The Real Estate Book makes it simple and convenient to interact with your favorite listings and connect with qualified real estate agents.
TRY IT TODAY! 16P1669_NPMG_TREB_TextCodesFlyer_Digest_V2.indd 1
12/7/16 10:36 AM
Bryan Turner • (804) 426-3600 $1,550,000
JAMES RIVER WATERFRONT Builders Personal Home of Uncompromising Quality! Nothing else like it near this price in the area! A must see! Call for your personal showing before it is gone!
DUMONT QUALITY, CRAFTSMAN STYLE, Midlothian Location, Third Acre Plus Lot Size and so much more! All that adds up to one exceptional quality brand new home that is nearly ready for you! Call quick to see this one!
ONE LEVEL LIVING AT IT’S BEST!!! Superior quality new construction move-in ready for you! This one is a MUST SEE!!!
THIS 3676SF, 2003 BUILT TRANSITIONAL HOME features 4 bedrooms, 2.5 baths, gas fireplace, 2 car attached garage on an approximately third of an acre lot and so much more! Recently taken back by the bank at $417,536! HUD Owned.
THIS 1994 BUILT, 1876SF LOW MAINTENANCE WYNDHAM HOME features 4 bedrooms, 2.5 baths, fireplace, 1 car garage and so much more! Automated value system notes this property could be worth up to $301,730! HUD Owned.
THIS 2516SF, 2009 BUILT TRANSITIONAL HOME features 4 bedrooms, 2.5 baths, gas fireplace, 2 car attached garage on an approximately third of an acre lot and so much more! Recently taken back by the bank at $312,383! HUD Owned.
THIS WATERFRONT, 2007 built, 1512SF low maintenance home features 3 bedrooms, 2 baths, fireplace and so much more is also on a 1 acre lot! What a great opportunity!!! HUD Owned.
THIS 2136SF, 2007 BUILT TRANSITIONAL HOME features 3 bedrooms, 2.5 baths, 2 car attached garage on an over third of an acre lot and so much more! Previously sold for $242,610! HUD Owned.
THIS 2096SF, 1988 BUILT TRANSITIONAL HOME features 4 bedrooms, 2.5 baths, 2 car detached garage on an acre lot and so much more! Recently taken back by that bank at $251,508! HUD Owned.
THIS 2137SF LOW MAINTENANCE HOME features 4 bedrooms, 2.5 baths, 1 car detached garage and so much more! Previously sold at $255,000! HUD Owned.
THIS 2049SF, 1995 BUILT CHESTER, TRANSITIONAL HOME features 4 bedrooms, 2.5 baths, gas fireplace, 2 car attached garage on .37 acre lot and so much more! Previously sold at $252,995! HUD Owned.
THIS 2436SF MECHANICSVILLE LOW MAINTENANCE, RANCH STYLE HOME features 3 bedrooms, 3 baths, fireplace, over half acre lot and so much more! Automated value system says this property is worth up to $244,575! HUD Owned.
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ATTENTION HOME BUYERS! Let My 26 Years Experience Help You Find The Perfect Home Any Price Range
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w w w. H o m e S o l d P r o s . c o m 88728.25.2.007.BryanTurner.indd 1
1/11/17 6:27 PM
Page 8 - Please Say You Saw It In The Real Estate Book - Vol. 25, No. 2 CHESTER Office
4830 West Hundred Road Chester, Virginia 23831
Real Estate Company
E-mail email@example.com “SEE US ON THE WEB AT www.IngramHomes.com”
Our Agents Make the Difference!
Richmond $114,950 4BR home boasts: living room w/fp, formal dining room, partial basement & huge, fenced-in backyard. Cathy Drumheller 586-0168 MLS:1624868 Text P156662 to 52187
Chester $144,950 3 BR, 1.5 BA home features: living room w/fp, eat-in kitchen, shed and privacy fenced-in backyard. David Gorrell 833-9746 MLS:1631182 Text P754617 to 52187
Chester $167,000 3 BR, 2 BA home features: hardwood flooring throughout, partial basement, garage and fenced backyard. Ronnie Joswick 712-3095 MLS:1629357 Text P1047587 to 52187
Chester $199,000 3BR, 2.5BA home features: great room w/fp, kitchen w/lots of storage, dining area & laundry area. Riley Ingram, Jr. 720-9494 MLS:1633436 Text R63523 to 52187
Chester $235,000 2.18 Acres! 4 BR, 2 BA home boasts: bonus & Florida rooms, attached 2-car garage & 30x22 barn. Riley Ingram, Sr. 458-9873 MLS:1635269 Text R99290 to 52187
Chester $334,950 4BR, 2.5BA home boasts: formal rooms, 1st floor Deluxe Master, garage & screened-in porch. Ronnie Joswick 712-3095 MLS:1631323 Text P1047589 to 52187
Financing Country Living Since 1916 The Experts in Rural Finance Homes • Land • Construction • Livestock Barns • Outbuildings • Equipment
1/11/17 6:27 PM
New Homes Starting in the $180’s 1+ ACRE WOODED LOTS
The Lee I is an approximately 2150 square foot two-story colonial with 4 bedrooms and 2 1/2 baths. Features large family room, dining room and kitchen. Optional garage available.
The Palmetto I is an approximately 2030 square foot rancher with 3 bedrooms and 2 baths. Features include a sunroom, breakfast area, large family room and an attached two car garage.
40+ lots remaining, there is still time to pick your perfect lot. Located only 15 minutes from Mechanicsville. Building ranchers, two stories, and transitionals on 1+ acre wooded lots.
The Cedar is an approximately 1575 square foot rancher with 3 bedrooms and 2 baths. Features a large family room, huge kitchen with bay window and master bedroom with large master bath. Master bedroom is very private - it is on one end of the house with the other 2 bedrooms on the other.
$3,000 Seller paid closing costs! For Information, Contact
Amy Henderson 804-651-3161
10173 Chamberlayne Road Mechanicsville, VA 23116
firstname.lastname@example.org 49 Beautiful lots in the heart of Mechanicsville, VA. Balducci Realty and Builders’ newest neighborhood features paved walking trail, pond, and playground. These custom built homes will be starting in the $300,000’s.
Senior Loan Officer NMLS# 222187 Direct: 804-200-5813 Cell: 804-218-1002 Email: ADavis@gmmllc.com
Visit me at www.gmmllc.com/Adavis
UNDER CONSTRUCTION! The Gardenbrook is a 2600 square foot craftsman open concept plan with 4 beds/ 2.5 baths. Standard features incl granite, hardwoods in entry and dining, 9’ ceilings on ﬁrst foor, tankless water heater, 30 yr dimensional roof.
George Mason Mortgage is Proud to Congratulate
VHDA 2016 TOP PRODUCING LOAN OFFICER* ALLISON DAVIS *July 1, 2015 - June 30, 2016
7231 Forest Avenue, Suite 301 Richmond, Virginia 23226
1/11/17 9:46 PM
8 Reasons Why Winter is the Best Time to Purchase your New Home By Talaia Whisenant Buying a home in the cooler months may sound unconventional, but it could easily be one of your smartest purchases of the year. You’ve probably heard that spring and summer are the best times to buy a new home. With more properties on the market, you’re more likely to find the home of your dreams, right? With warmer weather comes lots of competition. After all the price hikes, multiple offers and bidding wars, buyers often strike out! Here are the top 8 reasons to purchase your home during the winter season.
Sellers are Motivated
Winter is a great time to buy a new home because it has the best deals! Sure there’s less inventory on the market, but there are also less shoppers and homeowners are eager for a sale. A survey conducted by RealtyTrac analyzed the sale of 32 million homes over a 15 year period during colder months. They concluded that on average, buyers paid 2.6 percent below the actual market value at the time for their homes. This means a discount of nearly $7,800 on a home that would typically sell for $300,000! That’s enough to do some decorating, or even small renovation.
There are plenty of reasons a seller may need to put their property on the market during winter. Whether the seller is forced to relocate to a new city, changing jobs, or dealing with financial hardship, these circumstances give buyers the upper-hand. It’s also a great opportunity to negotiate prices, which can result in scoring a superb deal. This is great news for buyers, who normally end up saving thousands in the home buying process!
1/11/17 6:22 PM
There is Less Competition The home buying rush during the spring and summer months can be overwhelming, but by the time winter approaches, most buyers have bought and settled in their new homes. Choosing to purchase your home in the winter means less consumers competing for available homes on the market. Although inventory is plentiful in the spring, buying your home in the winter affords you the opportunity to make the right decisions without facing the exhaustive competition of other buyers. This ultimately drives the price up.
Availability of Vendors
Buyers have more negotiating power
Winter is a slow time for moving companies, so there will be plenty of available vendors to assist you upon purchasing your home. The lack of competition not only gives you the opportunity to get movers at a short notice, but you may also be able to use their services at a discounted price. Some moving companies may even give you a few hours of free service in order to beat out their rivals.
During this time of year, sellers may be motivated to sell fast. For example, he or she may be willing to lower the price along with offering perks and incentives to interested buyers. Deals like these are often scarce in the spring when multiple offers are on the table, and buyers are expected to submit their best bid. Purchasing your home in the winter gives buyers more negotiating power, and can definitely work in your favor.
RealtorsÂŽ have Flexible Schedules Spring is the busiest season for agents, and many work 12-15 hour days closing deals for their clients. During these hectic months, agents working with multiple families may not be able to meet with you on demand or answer your calls at the first ring. In the winter months, however, the home buying rush subsides and agents are generally more relaxed with less business. This means more time to assist you in the home buying process, which is especially important if you are a new buyer in need of guidance and education when purchasing your home! You will likely have the full attention of your agent when business is slow, and more confidence in your home buying decision.
A Lending Lull
Winter can be slow for those in the mortgage broker business. There are fewer real estate transactions during this period, and loan officers are more likely to give you a loan, sometimes with special incentives! This scenario means buyers can score better rates, better prices, and better terms when purchasing their homes.
When purchasing a new home, you may be eligible to receive. There are plenty of great incentives for closing on a home during winter time, especially when tax season rolls around. These tax deductions and credits for property taxes, closing costs, and interest rates offset your taxable earnings, potentially saving you thousands!
1/11/17 6:22 PM
Page 12 - Please Say You Saw It In The Real Estate Book - Vol. 25, No. 2
Your Home Sold In Under And At Your Price - Or Here’s How It Works
We will market your home to our database of qualified buyers for 90 days. If your home doesn’t sell, Dave will Buy It For No Less Than 95% of the Market Value.No Gimmicks! Visit: www.GuaranteeMySale.net or call 521-5007 Ext. 107 and start packing! *Call for Details
For Virtual Tours, Photos & More Info on #13932
INFO 24/7 SE M EN
NEW CRAFTSMAN STYLE Cottage w/ high end fixtures. Open floorplan, Chef’s Kitchen, Owners suite w/ luxury Bath. 3 BR 3.5 BA $599,950 Area 64 INFO 24/7
INFO 24/7 H RL
OPEN CONCEPT TRANSITIONAL w/ 1st Flr Master & Walk-out Basement on 1.5 Acres! Spiral stair, covered patio, 2-car garage. 4 BR 3.5 BA $399,950 Area 54
UPDATED HOME in Bettie Weaver District. Eat-In Kitchen, Master Suite w/ 2 Walk-In Closets. 23x12 Deck. 4 BR 2.5 BA $279,950 Area 64
R TE ES CH
UR SB LI SA
BRICK-FRONT TRANSITIONAL w/ hrdwd flrs. Cosby HS. Finished 3rd level w/bonus rm. 6 BR 2.5 BA 3475 Sq Ft $318,000 Area 54
PA ON PT HA
CRAFTSMAN STYLE in Maint. Free community! Exterior maint., lawn maint., snow & trash removal, all covered. 1st Flr Master suite. 3 BR 2.5 BA $319,950 Area 62
RA ST G’ IN RD HA
OPEN CONCEPT TRANSITIONAL on lage cul-de-sac. WALKOUT BASEMENT w/ stone FP, screened porch, eat-in Kitchen w/ granite. 5 BR 4.5 BA $589,950 Area 22 INFO 24/7
FORMER WAVERLY MODEL in FoxCreek! Chef’s kitchen, Sun room, low maint. trex deck. Home theater w/ surround sound. 5 BR 4.5 BA $599,950 Area 62
EN D ES T W
JUST REMODELED OFF RIVER RD, Kitchen w/ new granite, Family Rm w/ FP, luxury Bath w/ Rain Shower, Large deck for entertaining. 4 BR 2.5 BA $699,950 Area 22
ALL BRICK HOME w/ 4 car garage, 2 Acres. Spacious rooms, Eat-In Kitchen, and wrap around deck. 5 BR 3 BA $255,950 Area 52
1/11/17 6:21 PM
90 Days Guaranteed I’ll Buy It For Cash!
THE GUARANTEED SALE PROGRAM TRULY WORKS Team actually bought my home so I could purchase a new home! ~ Michele C.
MY HOME SOLD IN JUST 16 DAYS! After hearing about The Guaranteed Sale Program, I listed my home with Dave’s Team & Dave actually gave me a written offer to buy my home so I could by another home with my son. Before I could sign & return the paperwork, Dave SOLD my home in just 16 days during the worst Real Estate recession in history. This program really works! ~Marie C
INFO 24/7 CALL: (804) 377-0777
The Dave Worrie
Then Enter The Corresponding Code
our Listings, please visit daveworrieteam.com #11262
O IC HE NR
2 STORY HOME in Dunlop Farms. Eat-in kitchen, Master bedroom w/ private bath, and close to Ft. Lee. 4 BR 2.5 BA $235,950 Area 55
LARGE CULDESAC LOT. Partial basement with a 1.5 car garage and screened porch. 4 BR 2.5 BA $225,000 Area 60 INFO 24/7
CAPE W/ NEW ROOF, windows & doors, vinyl siding and full master suite addition. Eat-in kitchen & full front porch. 3 BR 2 BA 1776 Sq Ft $189,950 Area 32 INFO 24/7
TOWNHOME IN MOVE IN CONDITION! Vaulted ceiling, new carpeting, fireplace. Eat in Kitchen, Master suite. 3 BR 2 BA $170,990 Area 22
Please Say You Saw It In The Real Estate Book - Vol. 25, No. 2 - Page 13
TRI-LEVEL HOME, investor opportunity. Large rear deck, and fenced rear yard. 4 BR 2 BA 1792 Sq Ft $134,950 Area 52
EXCELLENT INVESTMENT OPPORTUNITY in Richmond’s West End. 7.327 Acres across from Short Pump Middle School. $1,595,000 Area 34
We help people find a place called...HOME. Like you, we’re passionate about what we do. And like you, we realize our ultimate goal is to connect home buyers, sellers and real estate professionals to help people find a place called...HOME.
1/11/17 6:21 PM
Page 14 - Please Say You Saw It In The Real Estate Book - Vol. 25, No. 2
Jim Remo 804-967-2776 Associate Broker
Jim.Remo@JoynerFineProperties.com Meadowville$335,000 Landing $383,400 Knollwood James River Access Atlee JUST LISTED! BeautifulACRE LOT! Dutch Cololy appointed & upgraded nial with hardwood w/ 4 bdrms & 3.5 baths flooring throughout most (incl. private master & of the home & has just guest ensuite). Features over 2900 sq. ft. Feahuge eat-in kit. w/ morntures 4 bedrooms and ing rm, butlers’ pantry, 22.5 baths, formal rooms, Very well kept 4 BR 3 bath home on over Hanover - 4 Bedrooms, 2 Full Baths, 1 10 acres alongside the New Found River in story family rm, private office, formal rms, & foyer w/ family room with wood stove and built-in bookcases, sun 2.5 acres! Enjoy one level living w/ a second Half Bath, 2374 sq ft. This home is nestled Hanover. The entire house has been freshly painted. FR has grand curved staircase. Spacious laundry rm, mud rm w/ room w/ access to deck, walk-up attic,Upstairs 2-car garage, floor suite that is perfect for a second master, on over 2.5 acres of land. Come see a gas fireplace and french doors. 4 large BRs with access garage. Hardwoods 1stdelightful flr & 2nd flr for paved driveway, on space. park-like in-law suitetoor3-car whatever you wish. Must see toonthis home yourself. MLS: all nice closet The Mastersetting. suite is hugeAtlee and boastsHigh a large hallway, extensive trim package throughout. 3rd floor School district. Close to great shopping, dining, entertainappreciate. $299,950. Text R142171 to 52187. 1635039, $335,000.Text R88247 to 52187 walk-in closet and bathroom. Text R171045 to 52187 unfinished attic can be finished. $659,950. ment, and major interstates. $384,950
UNDER ACT CONTR
The Fan - New Price! Rural Point - 2 Acres 2-Car Garage! New Price! Wonderful character Beautiful country home home with 3 bedrooms features modern ameniand 2 baths, tons of ties. 1st floor master charm and boasts many bedroom with huge original details. Master closet, formal rooms, a suite with balcony has modern eat-in kitchen Hanover - Well cared for one view ownerofGreat plus lot on Cul-deprivate location rear yard, off River Road, Wooded acre and family room. 2 more home. 4 Bedrooms, 2 Full Baths, 1 Half sac with a private back yard and inground pool. The house has been well fabulous renovated eat-in kitchen, multiple fireplaces, and throughout. hall bath on This 2nd and floor.a Oversized 1-car Bath, 2205 sq ft, MLS: 1626380, $295,000. cared for and boastsbedrooms large rooms Generac natural covered porch off eat-in kitchen, outdoor spaces, detached garage, patio,toand more. home is filled Text P728524 to 52187 for more photoslovely and gas generator. $995,000. Text R142169 52187 for This more photos and and more! REDUCED! $499,950 with charm inside and out! REDUCED! $265,000 information. information.
Lee Conner Realty and Associates, Inc. www.leeconnerrealty.com
309 E. Williamsburg Road Sandston, VA 23150 Office: (804) 737-6058 Dean Cobb realtor
Let 45 Years of Service Work for You.
Ranch with lots of room on 2.02 Acres, Wood floor, 2 fireplaces, patio, deck, 2 car garage, tool shed, privacy fence. Don’t miss this one. MLS:1637527 Text R119968 to 52187
To Be Built, 2 Car Garage, Pick colors. MLS:1639414 Text R149228 to 52187
WILL CONSIDER TRADES
Cute Brick Rancher,4 Bedrooms, 1 Bath, Refinished wood floors, porch, completely remodeled home. $109,950.00 Call Dean Cobb 804-737-6058 MLS:1529713
1.6 acre lot bordered by creek Very Private/Great for Basement Owner/Agent $39,999.00 Call Dean Cobb 804-737-6058 MLS:2920689 Text R166179 to 52187
To Be Built, 2 Car Garage, Pick colors. MLS:1639404 Text R149229 to 52187
VARINA LOTS 10 acres - $65,000.00 4 acres - $55,000.00 3 acres - $55,000.00 Call Dean Cobb 804-737-6058
1/11/17 6:21 PM
Please Say You Saw It In The Real Estate Book - Vol. 25, No. 2 - Page 15
Associate Broker, CRS, GRI, ABR, SFR
Licensed in the Commonwealth of VA.
www.DStanleyRealtor.com Text R142166 to 52187
Text R151011 to 52187
Hanover 4 Bedrooms, 2.5 Full Baths, 2602 sq ft, $299,500. Text R121372 to 52187
Hanover 2 Bedrooms, 2 Full Baths, 1571 sq ft, $267,500. Text R81293 to 52187
Henrico 2 Bedrooms, 1.5 Baths, 923 sq ft, $79,950.
Text R120180 to 52187
Hanover 4 Bedrooms, 3 Full Baths 2906 sq ft, $280,000.
Henrico 2 Bedrooms, 1.5 Baths, 923 sq ft, $79,950.
We thought there was no perfect house. We humbly stand corrected.
Build in one of our neighborhoods on any lot for sale or on your own land. • Open ﬂoor plan • ±2200 sf to over 3000 sf • Excellent ﬂow • Tremendous storage FURNISHED MODEL open daily including weekends. noon - 4:30 pm and anytime by appt.
Visit our SAVANNAH RANCH which received a PERFECT score as judged in the Parade of Homes Willow Creek in Chesterfield 15200 Willow Hill Lane
Hull Street west, left on Winterpock, left into Summerford (Springford Parkway), second right into Willow Creek.
24/7 INFO LINE 804-748-7575 • Finerhomesinc.net 88728.25.2.015.DStanley.FinerHomes.indd 1
1/11/17 6:21 PM
YOUR SOURCE OF INSPIRATION FOR ALL THINGS REAL ESTATE. Whether you’re seeking home improvement advice, DIY tips and tricks, or guidance on buying or selling a home, you’ve come to the right place. The Real Estate Book Blog Spot delivers content that’s both informative and intriguing.
READ. SHARE IDEAS. BE INSPIRED.
Visit Blog.RealEstateBook.com to check it out!
12/12/16 1:14 PM
Please Say You Saw It In The Real Estate Book - Vol. 25, No. 2 - Page 17
Where Experience & Customer Service Come Together Licensed in the Commonwealth of Virginia
TEXT R121379 TO 52187
THIS MOVE IN READY RANCH SITS on two private acres in Old Church area of Hanover County. Vinyl siding, deck, and huge storage shed. Three bedrooms with the master bedroom having an attached full bath. BONUS!! Unfinished attic/second floor already plumbed for bath with the tub already in the area. Ready for you today! Call Steve Dalton, 804-840-6926.
www.daltonrealty.net 8052 Elm Drive Suite G, 2nd Floor Mechanicsville, VA 23111
$199,000 3057 George Washington Memorial Hwy/ PO Box 98, Hayes, VA 23072 Licensed in the State of VA
Deborah Rhodes 804-387-0000 email@example.com www.victoryrhodesrealty.com
Text P570458 to 52187 WOW WHAT A SPACIOUS, WELL KEPT HOME. Great rm w/brick wd burning f/p but has gas logs. Hardwoods throughout most of home, full hall bath, Master has private bath w/shower. Utility room, Master is huge, large walk in closet, private bath w/shower, separate tub, new vanity/sink. Closet displays storage and stackable washer/dryer. Addition has a separate entrance which makes a GREAT IN-LAW SUITE. New windows, Two storage sheds-10X16 and 16X24.
CALL: (804) 377-0777 LKO
then enter the corresponding 5 digits
RE/MAX COMMONWEALTH Each office independently owned and operated.
ANNE THOMPSON, REALTOR® Multi-Million Sales 1983-2016
(804) 314-2880 firstname.lastname@example.org
N. CHESTERFIELD Being built - $189,900 3 bedroom, 2 bath split bedroom open plan. Vaulted ceilings, unfinished 3rd bath and rec room in basement, 29 x 26 garage. 1/2 acre lot on cul-desac Call Anne 314-2880
LAND - POWHATAN/CHESTERFIELD COUNTY LINE Beautiful wooded building lot w/over 1200’ of road frontage with about 9 acres in Powhatan and the back remainder of the lot in Chesterfield. Quiet cul-de-sac street – great for a family subdivide. Zoned agricultural. Build without paying proffers! $100,000 Call Anne 314-2880
Diamonds are Forever
JOANN CRISS BROKER
804-337-8990 Consult a Professional We still make HOUSE calls
NEAR WARWICK ROAD - Remodeled 4 BR, Hardwood/Carpet, Central Air/HP, Large Fenced yard. GARAGE! Many Extras. $89,950. Call Joann Criss 804-337-8990.
5.3 ACRE WOODED BUILDING LOT in Branchway Springs on Goodwin Lake. $250,000 Call Owner/Agent Joann Criss 804-337-8990.
LOOKING FOR A HUD OR FORECLOSURE PROPERTY?
CALL THE EXPERT! Bryan Turner, ERA Napier Realtors
Bryan also provides traditional services to buyers and sellers. Knowledgeable • Professional • Experienced
1/11/17 8:11 PM
WHEN IT’S TIME TO SELL, OUR ADVERTISERS DELIVER QUALITY RESULTS
Agents that advertise in The Real Estate Book® are qualified, knowledgeable about your local area, and determined to meet your needs, making them a perfect fit to sell your home. Our advertisers understand the need to stand out from the crowd everywhere - online, in print, and especially in their local market. We provide real estate agents with the tools necessary to be successful, and most importantly, sell your home.
So, if you’re getting ready to list, make sure The Real Estate Book® is your first stop.
12/20/16 10:49 AM
Please Say You Saw It In The Real Estate Book - Vol. 25, No. 2 - Page 19
NEW HOMES BY ROCK RIVER HOMES! AMELIA COUNTY CLOSE TO CHESTERFIELD
*2 Acre Lots *Low Tax Rate *Starting At $239,900 *Homes Available Now *Homes Can Be Custom Designed For You!
HOMES AVAILABLE FOR JANUARY MOVE IN SHOWN BELOW. ALL HAVE OPEN PLANS, GRANITE COUNTERS, LARGE ISLANDS, GORGEOUS CABINETS, WOOD FLOORS, LAUNDRY ROOMS WITH TILE, MASTER SUITES & WALK IN CLOSETS. COVER HOME
STONE FIREPLACE& BUILT INS! 4 BEDROOMS. 2 BATHROOMS. LARGE PORCH & DECK! $285,000
LOADED WITH CHARM! DRAMATIC CEILING. 3 BEDROOMS. 2 BATHROOMS. LARGE FRONT PORCH & DECK. $239,900
2 CAR ATTACHED GARAGE, 4 BEDROOMS, BONUS AREA, 3 BATHS, STONE FIREPLACE, STAMPED CONCRETE COVERED BACK PORCH & PATIO. $329,900
NEW ROCK RIVER HOMES IN TOWN FARMVILLE CONVENIENT TO 2 COLLEGES, HOSPITAL AND CHARMING TOWN! AWESOME VALUE! $204,900 *3 BEDROOMS *2 BATHS *1/2 ACRE *FULL UNFINISHED “ROUGHED IN” WALK OUT BASEMENT *GRANITE *WOOD FLOORS *MASTER SUITE *LARGE DECK AND PORCH
Shonda Morrissette Cell: 804 - 822 - 1816
1 Anderson Road • Richmond, Virginia 23228
1/11/17 6:20 PM
QUESTIONS YOU SHOULD ASK MORTGAGE LENDERS
By Talaia Whisenant
Buying your first home may seem like a scary process, but it’s also a fulfilling learning experience and a big step towards financial security. There’s no right way to begin the home buying process, but the lending process is a good start. Consulting with lenders first will help you narrow down your budget, understand your credit, purchasing power, and specify what homes you can afford before getting in over your head. A good lender will not only answer client questions, but will do so promptly and with clarity. Here are some key questions to ask:
WHAT IS THE INTEREST RATE? You should ask your mortgage lender for a quote on the interest rate. Compare interest rates among lenders and settle for the lowest rate that you qualify for. Keep in mind that the interest rate, the mortgage balance and the loan term determines your monthly payment. The lower your interest rate, the smaller your monthly payment.
HOW MANY ORIGINATION OR DISCOUNT POINTS CAN I PAY? A point is a fee paid to the lender at the closing in exchange for a reduced interest rate. For instance, one point is equal to 1% of the loan amount. Your lender may charge discount points, origination points, or both. How many points are included in the interest rate, and what are the benefits of buying more? Discount points are prepaid interest and are taxdeductible, while origination points are fees charged by the lender to cover the cost of originating the loan.
IS THERE A PREPAYMENT PENALTY ON THE LOAN? Planning to pay your house off sooner than your loan term? Some lenders charge for that. Once contracts are signed, lenders regulate the payoff terms of your loan. Paying a mortgage off early can unfortunately result in an expensive penalty. Prepayment penalties are often 80% of six months interest. Ask your lender if they have one, and plan in advance.
HOW CAN I LOCK IN THE INTEREST RATE? Scoring a great interest rate is half the battle; you’ll want to lock in the interest rate because rates fluctuate. If the rate rises, the homebuyer will not be impacted, but if the rate falls, you may not be able to take advantage of the new low rate. Ask for your lender’s loan processing time to ensure your rate is secure during a rate lock.
WHAT ARE THE CLOSING COSTS AND DOWN PAYMENT? Months or even years before a home purchase, prepare your finances for the down payment. This is important because the average down payment on a home can run you 20% of the value of the home. Closing costs are less expensive (but still pricey), and may include loan-origination fees, appraisal fees, attorney fees, and other additional fees. Get a written estimate from your lender within three days of applying for the loan.
WHAT MIGHT DELAY MY APPROVAL ON THE LOAN? Delays are often times unavoidable. Unsent papers, missing signatures, and any change in employment status, an increase or decrease in salary, or even change in marital status can cause delays. Regularly following up with your lender can help speed things up, and you’ll soon be on your way to homeownership!
1/11/17 6:19 PM
Please Say You Saw It In The Real Estate Book - Vol. 25, No. 2 - Page 21
Make Your Homebuying Dreams a Reality When it comes to big decisions like buying a home, choose a lender that is focused on you! Variety of loan programs In-house processing, underwriting & closing Don’t forget to ask about grant funds & first-time homebuyer programs!
Mark Atkinson, Loan Officer (804) 929-3924 email@example.com
www.cfmortgagecorp.com/Mark-Atkinson NMLS # 964035 This is not a commitment to lend.
1/11/17 6:19 PM
LUXURY SYNDICATION AT ITS FINEST
Luxury syndication with The Real Estate Book has global reach. Luxury listings are posted daily to these great luxury brands including: *
International editions of The Wall Street Journal, including Asia, Europe, India, China and Latin America. Mansion Global English, Spanish and Chinese.
# Listings $450,000 and above, * Listings $500,000 and above, ** Listings $750,000 and above, *** Listings $1,000,000 and above
12/20/16 3:02 PM
FIRST TIME BUYERS FIRST TIME BUYERS I have been working with First Time Homebuyers for over 21 years. I am experienced, patient and most importantly I look out for YOUR NEEDS and WANTS. NOW is the best time to start preparing to purchase your FIRST home or townhome.
CALL or TEXT me at
or send me an e-mail today at firstname.lastname@example.org
The spring buying season will soon be here so why not be prepared before the competing first time homebuyers get into the market.
Contact me today!!
A Trusted Name in Richmond Real Estate 804-218-3143 Email: email@example.com
Web: www.RickStockel.com 88728.25.2.023.RStockel.indd 1
1/11/17 6:19 PM
Ask Us How To Save Up To $10,000 In Closing Costs!
Contact one of the Agents advertising on this page or any of our Berkshire Hathaway PenFed Realty Agents and get the details on this unbelievable program, designed for BHHS PenFed Realty Clients ONLY!
Chesterfield Office Henrico Office (804) 915-4000 (804) 916-3300 www.penfedrealty.com
GARY DUKE REALTOR®
Knowledge & Experience YOU can TRUST! Serving the Richmond Area for Over 14 Years! Call: 804-512-2027 firstname.lastname@example.org
ABR, CRS, GRI, SFR, Assoc. Broker, Distinguished Achiever
HAPPY NEW YEAR 2017
TEXT R130762 TO 52187
NEAR CHICAHOMINY BLUFFS! Charming Colonial on corner lot w/beautiful landscaping. Two FP, Formal Living Rm and Dining Rm and 4-Season Florida Rm. Four large Bdrms w/ closets. Meticulously maintained throughout!
Are you looking for an Agent w/ Respect, Integrity & Experience? Call The Burkeen Team to Buy or Sell ! You will be happy you did. We Work to Please and are Pleased to Work!! Joyce or Jay Burkeen 804-405-5373
TEXT P272139 TO 52187
TEXT P639566 TO 52187
2-STORY HOME w/4BR’s & 2.5 baths on cul de sac lot. Convenient to highways & minutes to downtown. Hardwood, Crown Molding, Chair Rail! Entry hall w/staircase. Family rm w/ FP! Eat-in kitchen! Approx. 2200SF! Just $189,950. Gary Duke
TERESA MELTON ASSOCIATE BROKER
TEXT R166416 TO 52187
WEST END OFF PEMBERTON AND MAYLAND. Beauty, Functionality, AND Location!! First level living w/ 1st fl master suite -open fl plan w/lg great rm and dining area. Beautiful hdwd and bamboo floors. Upgraded kit, new central air, fenced rear yard. 4 Bdrms / 3 Baths/ 2,348 sq ft. MLS 1640610 $304,999. Teresa Melton 804-3347560 www.TMeltonRealEstate.com
2.5 ACRES ON MIDLOTHIAN w/6 additional acres for 8.5 acres zoned commercial! 2.5 miles w. of the Rt. 60/288 interchange & West Chester Commons Mall on Eastbound side of RT 60. County records documented 33,000 vehicles traveled daily in 2012. Perfect location for a variety of commercial businesses. Contact Kevin Puller at 804- 840-1118 or Sly Wright 804-363-7265. MLS/ID:1526863
TEXT P657564 TO 52187
MIDLOTHIAN –Beautiful Home w/Open Floor Plan. Over 4,000 Sq. Ft., Front and Rear Stair Case. Wood Floors on main level. Stunning Kitchen, 1st FL BR or Play Rm, Spacious Office or Living Rm w/French Doors. Huge Master w/2 walk-in Closets. Much More! MLS 1631381 $439,900 Call today.
BHHS Listings Now Broadcast Internationally! Our Listings Now Get More Exposure! Call 1-866-225-5778 For More Info! • In 11 Languages • On 70 International Websites • Over 5 Continents • In 37 Countries
TEXT P1026984 TO 52187
CUMBERLAND – Private land parcel. Beautiful high building site or great recreational use for hunting and camping. Great view of river. $70,000 Call Debra 804-539-1787
©2015 BHH Affiliates, LLC. An independently owned and operated franchisee of BHH Affiliates, LLC. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of HomeServices of America, Inc.®
1/11/17 6:18 PM