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Live Webinar  


How To Keep Your Wellness Program Compliant With GINA, ADA, And HIPAA  

Date & Time: Wednesday, August 22, 2012

10:00 AM PDT | 01:00 PM EDT

Duration: 60 Minutes

Instructor: John C. Garner

Location: Online

Price : $145.00



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(for one participant)

Instructor Profile:

Overview: John C. Garner Principal, Garner Consulting

The webinar will begin with a brief description of some of the different types of wellness programs. Next the webinar will describe in detail the types of wellness plans subject to the HIPAA and GINA regulations. The HIPAA regulations are the most detailed guidance available. HIPAA prohibits discrimination in health coverage based on

John Garner is the founding Principal of Garner Consulting, an employee benefit consulting firm in Pasadena. Under Garner’s leadership, this nationally recognized consultancy has built a broad base of services including benefits consulting, claim audits and compliance for insurance companies, employers, health care organizations and providers, and managed care companies. Garner Consulting recently merged its insurance brokerage division with two other brokerage firms to create Valence Benefits, where Garner also serves as a Principal.

a health factor. HIPAA prohibits using health status to determine eligibility, contributions, or benefits. HIPAA does not prevent a plan from establishing discounts or rebates, or modifying copayments or deductibles, in return for adherence to bona fide wellness programs. HIPAA nondiscrimination provisions generally prohibit plans from charging similarly situated individuals different premiums based on a health factor. The regulations also generally prohibit plans from requiring similarly situated individuals to satisfy different cost-sharing requirements. However, HIPAA does not prevent a plan from establishing premium discounts or rebates or modifying otherwise applicable copayments or deductibles as a reward for members who adhere to health promotion and disease management programs. A plan may not establish rules for eligibility that discriminate based on health-status-related factors. However, plans may implement wellness programs that provide incentives or rewards to employees who meet certain conditions and that do not provide the same rewards to employees who fail to meet those conditions. The Final Rules on Nondiscrimination and Wellness Programs in Health Coverage in the the Department Human Services regulations that

Group Market, which were jointly issued by the IRS, of Labor (DOL), and the Department of Health and (HHS) on December 13, 2006, promulgated permit such wellness programs only if they satisfy

conditions falling under five headings. PPACA basically reaffirmed these regulations.

Areas Covered in the Session:




Maximum Rewards Scope Qualification

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Alternatives Documentation GINA ADA Court Cases Conclusion

Click here to register for this webinar Who Will Benefit: l l l l l l

Vice Presidents of Human Resources Human Resource Managers Directors of Compensation and Benefits Benefit Managers Benefit Specialists Employee Benefits Consultants


Garner has expertise in the area of cost containment and is an acknowledged expert in the field of compliance-particularly the Health Insurance Portability and Accountability Act (HIPAA), the Consolidated Omnibus Budget Reconciliation Act (COBRA), and the Employee Retirement Income Security Act (ERISA). Prior to founding Garner Consulting in 1987, he was a Principal in the Los Angeles office of Towers Perrin, where he worked for over 10 years. His professional experience also includes managing a group claim office for Lincoln National Life and supervising a claim office for Prudential, where he also served as an underwriter. He has spoken to many industry organizations, including the International Society of Certified Employee Benefit Specialists, the International Foundation of Employee Benefit Plans and the Employers Health Care Coalition of Los Angeles. Garner is author of the Health Insurance Answer Book and co author of the three-volume Medical/Disability Claims Handbook, and has written numerous published articles. He is active in several professional organizations and has held many distinguished positions on their boards. ...more

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Group Insurance Brokers Employees of Wellness Programs

It would be really nice if you can circulate this mail to all your deserving colleagues who can immensely benefit from this program. For more information, please contact the event coordinator. We look forward to seeing you at the webinar. Best regards, Event-coordinator TrainHR

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How To Keep Your Wellness Program Compliant With GINA, ADA, AndHIPAA