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Palmers Green

Southgate

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March / April 2016 Edition Issue 29

Palmers Green High School • By Love, Serve One Another

Talkies Community Cinema • Here the Suburban Film Festival 2016

Broomfield Park • The history of the conservatory

home of , the original bourne Road Number 1 Os ol ho n High Sc Palmers Gree

Hoppers Road 1918

s Green High Road, Palmer 104 Hoppers

School today


welcome I am pleased to report that we have had a busy start to 2016, the local property market has sprung back into action with more properties now available to buy. It is still a seller’s market as the choice of properties remains limited and the demand for quality family homes remains high. We have also seen a slight increase in people wanting to purchase a second property or a Buy to Let before the new increased 3% stamp duty tax comes into force on the 1st April. In February we had an office outing to Starfish Loves Coffee on Aldermans Hill to celebrate Martin McKelvey’s 15 years of dedicated service. Take a look on our facebook page to see Martin’s reaction when I surprised him with a trip to Centre Parcs for his family. I would like to take this opportunity to personally thank Martin for all his hard work over the last 15 years. Landlords please take some time to read our property related articles on page 4 including Right To Rent, the compulsory checks on the immigration status of new tenants that came into force on 1st February. If you have a property to let out please call a member of our experienced team, we offer let only and managed packages and all our staff are trained on the most up to date legislation and requirements. Once again Anthony Webb are proud to sponsor the Talkies Community Cinema Here Suburban Film Festival this April, take a look at pages 16 and 17 for their programme of events and do come along to an event.

Tony Ourris Director / Editor at Large tonyourris@anthonywebb.co.uk

Martin McKelvey Office Manager martin@anthonywebb.co.uk

Lee Sargent Senior Sales and Lettings Negotiator lee@anthonywebb.co.uk

Theo Kyriacou Sales and Lettings Negotiator theo@anthonywebb.co.uk

Maria Stafford Property Management lettings@anthonywebb.co.uk

Emily Berry Property Management lettings@anthonywebb.co.uk

Panayiota Kyriakides Administrator

Anthony Georgiou Administrator Assistant

Tony

Tony Ourris Director Anthony Webb Estate Agents

Contents Anthony Webb, looking great on the High Street by Tony Ourris ..................................3 Landlords 3% Stamp Duty Tax by Tony Ourris .....4 Right to Rent by Maria Stafford ..........................4 Palmers Green High School.................................5 Past Times Palmers Green High School ............6-7 Councillor’s Corner by Bambos Charalambous ...8 Parliamentary Comment by David Burrowes MP .......................................8 Spicing things up in Palmers Green by Ellie Sales ...............................9 Love Your DoorStep by Emma Rigby .................10 Tips to help you make the most of your Spring Clean by Meena Jacques .......................10 Antigua, blissfully laid back by Scott's Travel ....11 Anthony Webb Properties For Sale ............12 New rule on Tax on Share Dividends by Alex Chrysostomou ......................................13 Broomfield Park Conservatory by Tony Elliot .....14 Carey Hall Pre School........................................15 Here Suburban Film Festival ........................16-17 Anthony Webb Properties For Sale ............18 Take five by Jan Thompson ...............................19

Capel Manor Easter Egg Hunt...........................19 Poetry in Palmers Green by Myra Schneider .....20 Learn Italian .....................................................20 Remaining independent at home Home Care Preferred ........................................21 Barbers Trivia by Kiri at Fabulous Hair Company................................22 Are your physical symptoms getting you down? by Nicola Forward .............................................22 How to prepare for your move by Safe Removals..............................................23 In the Garden with Paul Night ..........................24 Creative Exchange News ..................................25 Palmers Green Tales by Jenny Bourke ...............25 Coversure Insurance by Jack Chris ....................26 Anthony Webb Properties To Let ................27 Charity – Enfield Community Transport by Philip Hammond ..........................................28 Your Legal Questions Answered by Fariz Uvais....................................................29 Your Local Family Law Specialists, Chapman Pieri.............................................30-32

If you are interested in advertising a local service or business please get in touch or if you have a local story or article that you would like featured in our magazine please contact ellie@palmersgreenlife.co.uk Ellie Sales Magazine Editor

Anthony Webb supporting local schools, charities and local action groups to enrich our community

348 Green Lanes, Palmers Green, N13 5TJ


Anthony Webb, looking great on the High Street! by Tony Ourris

You may have noticed that we have recently installed some lovely new window displays at our office on the corner of Green Lanes and Hazelwood Lane. This now offers our clients the opportunity to display their property, in all its glory, within our A2 illuminated displays which look especially effective at night. We have also remodelled the internal office space and now have a welcoming reception area and meeting table. Please feel free to pop in for a coffee or chat and take a look around.

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If you are thinking about selling or letting your property my team will be happy to help you, just give us a call on 020 8882 7888

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TUNNING REFURBISHED PERIOD HOUSE. A spacious four bedroom Edwardian property, which is offered CHAIN FREE, has been renovated to a high standard while retaining a wealth of original features. The ground floor consists of a spacious hallway with original tessellated tiled floor and stained glass windows, an 18ft living room with wood burning stove, a dining room with feature fireplace and stained glass French doors to garden, modern fitted kitchen, cloakroom and cellar. The first floor has a beautiful original stained glass window bringing light into the landing, two generous double bedrooms, two good size single bedrooms, a modern bathroom and a 50ft rear garden. The property is located within easy walking distance of Palmers Green's shops, restaurants, bus routes and mainline station (Moorgate).

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Fox Lane Palmers Green, N13

ÂŁ925,000 Freehold |3


Landlords are set to be hit with an EXTRA 3% stamp duty by Tony Ourris Buy-to-let landlords are set to be hit with new costs from April when a controversial extra 3 per cent stamp duty charge is introduced. The change, which aims to free up housing for buyers, will add thousands to buy-to-let property transactions. The buy-to-let sector has long-been a controversial part of the property market, with critics blaming landlords for pushing up property prices and keeping firsttime buyers locked out. Chancellor George Osborne has since turned his attention to landlords in recent budgets and spending reviews. First he announced reductions in mortgage interest relief from 2017, but before that landlords are set to be hit with an extra 3 per cent charge on each stamp duty rate band, which vary by property value. An additional 3 per cent may not sound like much but let’s take a look in black and white

BUY TO LET STAMP DUTY CHANGES Existing residential SDLT fees £0 £0 £2,500 £15,000 £27,500 £43,750

Purchase Price £50,000 £125,000 £250,000 £500,000 £750,000 £1,000,000 For example, anyone buying a second property valued at £200,000 would end up paying five times more than a private purchaser and it is not just landlords that will be hit but anyone owning a second home. This could be parents buying a property for their children, a UK holiday home or a couple purchasing a home together where one is already a homeowner. The government will treat married couples and civil partners living together as one unit. This means any homes owned by either partner will be included when the stamp duty bill comes due on the purchase of another property. An individual buying a property may be liable for the higher rates if his or her spouse or civil partner has an existing residential property.

If someone is purchasing their first or only property in England, Wales or Northern Ireland, and they already own a property abroad, they may have to pay the higher stamp duty rate. This would also apply to a foreign homeowner buying in Britain, a Briton with a holiday home, or someone who owns a Scottish property. So what is exempt? There are some types of property that won't fall under the stamp duty charges. These include: • Anyone owning a caravan, mobile home or houseboat currently doesn’t have to pay stamp duty. • Property worth less than £40,000

Proposed additional 3% stamp duty charge £1,500 £3,750 £10,000 £30,000 £50,000 £73,750 • Charities and registered social landlords will continue to be excluded from the stamp duty changes. • Multiple purchases, the government is proposing to exempt companies already owning 15 properties from the extra stamp duty. These owners may be corporates, funds or significant investors boosting the nation's housing stock. If you are a local landlord and require any assistance or advice please do not hesitate to contact a member of our team. We can help with all aspects of letting and managing your property.

Right to Rent, Landlords responsibility by Maria Stafford As the Property Manager for Anthony Webb Estate Agents I have to now carry out further checks for prospective tenants. From 1st February 2016, landlords and agents have to carry out the Right to Rent check. The new law hopes to prevent illegal residents from remaining in the UK. If a tenant does not have the right to rent in the UK and a tenancy agreement has been offered to them without carrying out the Right to Rent check, then a civil penalty of up to £3,000 can be demanded from landlords and agents. Due to these new regulations, our management team have been fully trained by the National Landlords Association so that we can correctly carry out these checks on all new tenants. During our training we were taught what documents need to be recorded, how these documents should be recorded by our agency and how to check for forged documents. The process for the Right to Rent consists of; ✔ Checking all adult tenants who will be living in the property. ✔ Asking all prospective tenants for their original documents that prove they have the right to live in the UK. ✔ Checking all original documents with the tenant present. This is vital to ensure that the documents are valid. As an agency we are expected to report any occupant or prospective tenant who no longer has the Right to Rent or provides us with forged documents to the Home Office. After our training at the NLA, Anthony Webb Estate Agents have revised the regulations so that the checks can be carried out accordingly. Our process consists of; • Any prospective tenant providing us with their

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documents preferably before any referencing has started. • The documents are checked in person, copied clearly and signed and dated by ourselves and the tenant. • The signed documents are then kept on file throughout the tenancy. An additional service that we have acquired is the Right to Rent check via our reference company. Once the tenants have been accepted for the property and the reference is being carried out, our company provides a further service for analysing the documents. Scanned copies of the signed documents are uploaded under the tenant’s reference and their document information is manually inputted into their system. This service confirms whether the documents provided are valid and if they have been tampered with or forged. Also, the reference company sets a reminder under the tenant’s reference when their documents are due to expire. Two months before the expiration is due, our reference company will inform us for any further checks needed. The Right to Rent check is a positive regulation in the eyes of landlords and agents. The new law guarantees to help landlords and agencies to protect their

properties and to ensure that their property is safeguarded. Although new legislation can sometimes sound daunting to private Landlords using an established and trusted Estate Agent to let out your property can relieve the stress and ensure that your tenancy runs as smoothly as possible. Please do not hesitate to contact me if you have any questions relating to Right to Rent or if you have a property that you are considering letting out, we would be happy to give you a free property valuation and talk you through the process.

348 Green Lanes, Palmers Green, N13 5TJ


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Palmers Green High School By Love, Serve One Another

On 8th May 1905 a tiny new school was opened in Palmers Green at 1 Osbourne Road, its founder a passionate 29 year old from Tottenham who had decided from the age of just three that it would be her vocation to be a teacher. Alice Nellie Hum was a woman with a gift.

According to Frances Spalding: …[she] enjoyed huge respect. She was a small, redcheeked woman invariably dressed in brown: velvet in winter, silk and cotton in the summer. She was bright, cheerful, energetic and a silent martyr to ill health. Though small in stature and nicknamed ‘Cow’s Eyes’ by her pupils, she exerted complete authority and was capable of making the largest girl feel very small. We might not know so much about Miss Hum of course had she not had two famous pupils – in fact, arguably the most famous people that Palmers Green ever produced – the writer Stevie Smith, who began attending the school in 1911 when she was 9, and her contemporary the actress Flora Robson, who was 13 when she began there in 1915. Miss Hum taught both of them English Literature from the front room at 1 Osbourne Road. Robson described the lessons, where the girls sat on the floor, as follows:

came…she said that not absolutely every German was ‘a fiend incarnate’ as was the general opinion in our suburb’. The school had six pupils on its opening day, but expanded so quickly that it had spilled over into the house on the same corner but fronting Green Lanes in 1907, and then into a third building. These three premises, designed as dwelling houses, were adapted to suit the needs of Miss Hum’s school, and were radically altered by the installation of shop fronts at ground floor level.

By 1912 when Miss Hum went into partnership with her cousin Elsie Roberts and friend Esther Tempest, its reputation had apparently grown to the point where families were moving to Palmers Green to be near the school. By 1918 the school had grown to 250 pupils and had moved to Avondale Hall, in Hoppers Road. Sadly, Palmers Green’s legendary teacher did not have a long life. Hum had become a Quaker in 1916, her faith inspiring the school’s motto By love, serve one another. She died aged just 53, and is buried at the Quaker Meeting House in Winchmore Hill. Her legacy continues: Palmers Green High School in Hoppers Road. Written by Suzanne Beard Palmers Green Jewel in the North

(Quotes are taken from Frances Spalding's Stevie Smith: A biography) Miss Hum and an early class in the garden of 1 Osbourne Road

Miss Hum had a great gift for imparting her love of literature, it was not just a lesson. My hands shook with joy when I picked up the Golden Treasury of Verse, my Tennyson, and the works of William Shakespeare…it was not just a swallowing of facts and figures; like a pebble dropped into still waters, the circles widened till we began to love what we studied, and went on with our studies after we left school. Miss Hum was also a woman of principle:when war broke out, she read anti-war poems to her pupils to counteract the jingoistic atmosphere that was prevailing in the area. She was a ‘very wise and original lady’ said Stevie Smith ‘because when the war

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348 Green Lanes, Palmers Green, N13 5TJ

Hoppers Road 1918


The schools history, looking back Following the purchase of Avondale Hall in 1918 plans were a foot to extend the school. At the time the playground was fronted by an old cottage and garden: the garden was added to the playground in due course. The cottage provides additional teaching space, but in 1937 it had to be demolished. Miss Levesley and Miss Elvidge, joint Headmistresses since 1929, planned to build a new wing on the cottage site. But the Second World War intervened.

Avondale Hall, as it was

Palmers Green High School today

During the early stages of the war the top floor of the school was closed, and lessons were held in the hall, the adjoining classrooms, or in large underground shelters in the playground. By 1946 the School was so full that it was necessary to rent St. John’s small hall every morning for one class. In 1958 the house next door, 104 Hoppers Road, was purchased and converted into an Annexe, providing two classrooms, a cloakroom, staff room and office.

Development of the school continues to this day, most recently with the addition of the Elizabeth Smith School Hall complex (named after a former pupil and governor of the school until she died in 2007). The hall is used for public examinations, Dance and Drama, extracurricular activities, visiting speakers and workshops and also houses a new medical room. Modern state of the art Science Labs and a fully equipped Design and Technology Workshop (with CAD/CAM and a 3D printer) offer the pupils a fantastic learning environment.

By modern standards the buildings were still inadequate so much so that new sites were considered, but the central position of the school, serving Southgate, Cockfosters, Palmers Green, Winchmore Hill and Enfield, was too important an asset to be readily discarded. It was in 1960, that the council consulted an architect Mr Kenneth White, and the outcome of his inspiration and labour can be seen today. But still at its centre stands Avondale Hall. No longer the all-purpose venue for so many good causes, it seems content to have found its niche as the heart of Palmers Green High School.

Alice Nursery located in Bush Hill Park

Senior School. Relationships between pupils and teachers are excellent; class sizes are small. This has contributed to consistently high exam results at 77.2% per cent A* to A in 2015 which helped secure them first place in The Sunday Times Parent Power national league table for small schools for the last six years!

Fully equipped Design and Technology workshop

Palmers Green High School today Now in its 110th year Palmers Green High School recently invited past and present pupils to join in their Alumnae celebrations which included lunch in the remodelled Avondale Hall. In 1995 the remodelled Avondale hall came into use as a new school hall. The innovative design, by Mr Brian Smith (architect and subsequently school governor), involved lowering the floor of the original hall to enable the creation of a new mezzanine level above, giving additional classroom and catering facilities.

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So, despite its age, the school has a modern feel. The building is intimate and compact yet the rooms, hallway and stairwells are airy and bright. There are well thought out rotas for use of the hall and library resource centre to accommodate the needs of both the junior and senior pupils. There is an adjoining prep department, and the linked Alice Nursery is located about 10 minutes away in Wellington Road. The Alice Nursery, built in 2008 provides fantastic purpose-built facilities with a lovely outdoor play area for girls aged 3-4 years. Pupils in the Prep and Junior school have specialist teachers in several subjects (Art, D&T, French, Drama and Music) and move into the

‘By Love, Serve One Another’, still guides the ethos of the school. Notable past pupils include the actress, Dame Flora Robson, poet, Stevie Smith. Other alumnae include Marion Tait OBE, CBE, Prima Ballerina and Assistant Director of the Birmingham Royal Ballet. More recently, pupils have enjoyed talks at Senior Speech Day from past pupils, Lucy Collins MEng, MSc, AMRINA, Naval Architect for the Ministry of Defence and Narin Suleyman, BSc, MBBS, RCS, Core Surgical Trainee at The Lister Hospital.

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Councillorʼs Corner by Cllr. Bambos Charalambous Protecting The Public Cllr.bambos.charalambous@enfield.gov.uk Tel: 020 8379 2653 There are many films and stories about superheroes whereby extraordinary individuals selflessly set about protecting the public from serious and potentially catastrophic threats. It’s also not uncommon for these superheroes to have special powers such as incredible strength, the ability to fly, to transform themselves into another body form, to swing through the air from building to building, to make people tell the truth via a magic lasso and other such abilities. One of the roles of your local Council is to protect the public and one of the many remarkable teams from Enfield that performs this task is the Council’s trading standards team. They may not wear capes or masks or colourful outfits or have great superpowers but the job they do is no less important. The trading standards team has a very wide remit in protecting the public and some of the things they do include; catching rogue traders, seizing counterfeit goods, making sure goods are properly labelled, ensuring that you are getting the right measure of goods you are purchasing,

prosecuting licensees who sell alcohol and cigarettes to under 18s and also looking at the cleanliness and hygiene of establishments that serve food. Enfield’s trading standards team has had a number of notable victories recently. In November they successfully prosecuted a man who was selling skin lightening cosmetics which contained mercury and other dangerous agents banned throughout in the European Union and the USA. These chemicals could potentially have caused disfigurement and damage internally. In February a well known health club was fined £11,652.40 at Enfield Magistrates Court because, following an inspection to its kitchen and bar area, mice droppings were found in the food storage and preparation areas and under shelves. In addition there was poor quality of cleaning in both the kitchen and food preparation resulting in the immediate closing down of the kitchen (one of the few super powers trading standards staff have).

Earlier this year trading standards brought to justice two fraudsters who were part of an international crime ring distributing and selling counterfeit clothes, watches and jewellery including famous brand names such as Dolce & Gabbana, Calvin Klein, Chanel and Rolex. Both men were convicted and received prison sentences of over 4 years at Wood Green Crown Court. The three examples given above are typical of the diversity of work that the trading standards team have to deal with. They are always on look out for people who are seeking to make a fast buck by exploiting the public or by cutting corners. The only thing standing between these con-men and slapdash merchants and potential harm to us and our friends and families is the ability of the trading standards team to catch and prosecute them. The Enfield trading standards team truly do a remarkable job and in the absence of Marvel or DC comics creating a superhero in their honour, I think we should all note their successes with thanks.

Parliamentary Comment by David Burrowes MP Why I will Vote Leave david@davidburrowes.com

www.davidburrowes.com

Constituency: 020 8360 0234

Westminster: 020 7219 5414

At the last General Election I made promises to constituents which I am now keeping. First I pledged that a Conservative Government would hold a referendum on our country's membership of the EU. Parliament has now confirmed that the referendum will be held in June 23rd. Second I promised that unless our borders could be controlled I would vote to leave the EU. However the Prime Minister's deal is dressed up, it does not restore control of EU migration. Many constituents have made it clear to me that they do not have a problem with immigration. We should welcome the skills we need and provide refuge to those that need sanctuary. However they do have a problem with the lack of control over EU migration which impacts on public services like housing, schools and our local health service. I want our country to take back control and have a new relationship with Europe based on trade and co-operation. So I am campaigning with those from all parties and none to Vote Leave. My position should not be a surprise because I have been a Euro-sceptic throughout my political life. Although I prefer to call myself an EU-sceptic. I embrace many aspects of the European ideal – the prevention of war amongst our nations, advancing peaceful solutions in our broken and troubled world, and even finding the all elusive solution to the migrant catastrophe at our

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borders and within. But today's EU is not fit to promote these noble ideals. The euro has created economic misery for Europe’s poorest people. European Union regulation has entrenched mass unemployment. The harsh reality is that the EU is ill equipped to deal with the diverse challenges of economic growth, recession, terrorism and migration. The plight of hundreds of thousands of refugees struggling across Southern Europe can testify to a EU which is not fit for purpose. Far from providing security in an uncertain world, the EU’s policies have become a source of instability and insecurity. The former head of Interpol says the EU’s internal borders policy is “like hanging a sign welcoming terrorists to Europe”. The EU is an institution rooted in the past and is proving incapable of reforming to meet the big technological, demographic and economic challenges of our time. It was developed in the 1950s and 1960s and is now hopelessly out of date. The EU tries to standardise and regulate rather than encourage diversity and innovation. It has been described as an analogue union in a digital age. Since Britain signed up to the free trade agreement in 1973, with the help of Maastricht and Lisbon treaties, our membership has snowballed into Britain’s policy on areas as diverse as health, welfare, energy, fisheries, and justice. The costs of our membership has also spiralled

amounting to £50 million per day. EU has become less accountable, more interfering, more damaging to our national well-being, and more eroding of our national sovereignty. My EU-scepticism is defined not just by what I am against but what I am for. I am for a freer, fairer and better country outside the EU. Great Britain is a global nation – our economy is more dynamic than the Eurozone, we have the most attractive capital city on the globe, the greatest “soft power” and global influence of any state and a leadership role in NATO and the UN. Our nation needs to be a more open free trading nation not just to Europe but the world. Great Britain could play a greater role in the world today unfettered from the burden of our membership of the EU. We can shape an optimistic, forward-looking and genuinely internationalist alternative to the path the EU is going down. I believe independence would instil a new confidence. We would be in charge of our own destiny again, leading instead of following, thriving rather than surviving. I believe this referendum is a once-in-a-lifetime opportunity for us to choose a brighter, better, and fairer future for our families and our country. For these reasons I will be voting to leave the European Union for an Independent Britain on 23rd June.

348 Green Lanes, Palmers Green, N13 5TJ


Spicing things up in Palmers Green by Ellie Sales Bengal Bertie’s, 392 Green Lanes, London, Palmers Green N13 5PD 020 8882 9537 www.bengalbertiesn13.com Undoubtedly one of the nation’s most popular cuisine, Indian food is an exciting culinary journey of colour, rich flavours and aromas. I recently had the opportunity to experience this first hand at Bengal Bertie’s on Green Lanes with three members of my family. Inspired by the cuisine of his home country Bangladesh, owner Abul Khair brings together his heritage with his passion for fresh ingredients to create unique dishes ranging from classics such as Tandoori dishes, Curries and Balti’s to traditional rustic dishes including Pangas fish, renowned for its healing powers. The restaurant is spacious, comfortable and tastefully decorated, with booths running down both sides, you can enjoy an intimate meal with friends or family. The staff are attentive, Abul recommending some of his favourite dishes something I always savour when eating at a restaurant I have not visited before. The customary poppadoms with accompanying relish, salad and dips were quickly devoured while we waited for our starter of mix kebab, onion bhaji and samosas. For our main we shared the Hundey Rezalla, (Chicken tikka cooked in hot & slightly tangy sauce made with fresh green chilli, capsicum & tomatoes) Mouchurian Chicken which, despite its one chilli rating, was perfectly spiced if a little hot for me. The Lamb Shank slow cooked in a gram masala was tender and fell off the bone. Satkari

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Masth the Pangas fish was marinated in a special family recipe consisting of naga chilli and lemon, delicate flakes of filleted white fish, something I would not normally order but really enjoyed. There is a great selection for vegetarians too, we ordered the sizzling Paneer Shaslick, a spongy cottage cheese barbecued in tandoor with fresh tomatoes, capsicum and onions served on a hot plate, the aroma was amazing. Abul also recommended the Jeera rice, not on the menu, delicately flavoured with cumin seeds that went well with all the dishes. Washed down with a large Cobra beer it was fair to say that we were suitably full by the end of our meal. At affordable prices, guests can enjoy both Indian and Bangladehi cuisine prepared by the head chef with some 30 years’ experience. If you have not tried this local restaurant yet I highly recommend a visit to experience some great authentic cooking locally. Bengal Bertie’s is open every evening from 5:30pm and from 3:00pm to 10:30pm on Sundays, families and young children are welcome here, Abul being a father of 4 young boys himself. They have also built up a great local reputation for take aways and offer a loyalty scheme on their website plus 15% off your take away bill if you collect. The restaurant seats up to 60 diners and can also cater for parties upon request.

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Love Your DoorStep by Emma Rigby Recognising great local companies and the revitalised Enfield Market www.loveyourdoorstep.co.uk

Visit us on facebook know more, do contact us.

Last year both the Pope and President Obama spoke separately about the dangers of Climate Change, where Obama said that there is no greater threat to future generations than Climate Change; it will be the biggest risk more than terrorism. That got me thinking about what kind of ‘carbon footprint’ I am leaving behind in the community, which is why the Love Your DoorStep (LYDS) car has gone electric for three months, courtesy of Stephen James, our locally owned BMW & MINI dealership. I am driving a new BMW i3 hybrid car, which I love. It’s so easy to drive, use and charge. I highly recommend it and if you are interested to explore this car option, get in-touch with Stephen James, they are so welcoming. The team give sound advice and are true enthusiasts. Do visit them and enjoy the full experience. In the meantime, if you see me zipping around give me a toot! Talking of ‘tooting’, I want to blow the trumpet for the incredibly talented craftswoman Rachel Baker, owner of ‘Racheys makey things’, a LYDS’s business. Rachel’s products are too clever and lovely not to be seen, so we at LYDS got in-touch with one of our contact’s on the Ant & Dec, ITV Show and sent one

of Rachel’s products. Needless to say both Ant & Dec loved Rachel’s craft. Twitter went mad and it was such a buzz. We are so proud of this local business! Part of the LYDS’s DNA is to support all our businesses and we are always looking at innovative ways to do this and have created an exciting partnership with Apple, who are now supporting all our businesses with the latest technology up-dates. Apple will be providing help from its business product geniuses from its Brent Cross and Covent Garden stores, before the stores open. We just had a special session at Brent Cross, with the next one in March. If you are interested to

Something else that we are doing, is creating professional videos for our businesses to make sure that our businesses stay ahead of the curve! Statistics show that video is attracting more than 1 billion unique viewers every month and has increased the consumers understanding of products by 74 percent. LYDS is working with Enfield’s Ad Man, Neil Simpson, owner of Sounds and Pictures who knows just how to capture these businesses. As a result, these videos are very popular and in huge demand; it is such an easy way to engage an audience and let them know your story. Finally, in my last column, I mentioned the wonderful and revitalised Enfield Market…well, it’s only just gone and won the Best Community Market Award from the Great British Market Awards! This is a wonderful achievement, where the market was regenerated to include a dedicated food area and space for live entertainment; turning it from a loss to profit! Where profits go towards educational and community grants.

So keep staying local and proud!

Tips to help you make the most of your Spring clean by Meena Jacques Meena lives in Palmers Green and is currently setting up her de-cluttering and cleaning business. She loves reorganising houses and de-cluttering, so if you are in need of some assistance help is at hand. Spring Cleaning is a tradition so make the most out of the time you set aside to clean. Clean your home, polish silver, wash windows and curtains, wipe down the light bulbs in your lamps and wipe down the walls. Everything will gleam and glisten. The effect will be cathartic and make you feel like you have accomplished something. Remember it’s supposed to be a peaceful, de-stressing and loving activity in the home. Spring is here and the daffodils are out, flowers are blooming so I have put together some tips to help you make the most of your spring clean • Declutter your home and get rid of unwanted junk cluttering up the under stairs cupboard • Organise your closet and charity shop any unwanted items or accessories, you could even colour code your clothes, they will look more appealing and your daily routine will be easier • Give your walls a good clean, simply water and a sponge should do the trick. For more stubborn

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stains try adding some washing up liquid. • Clean your book shelfs and sort books by size and subject. Line books, some vertically, some horizontally, in a rhythmic pattern. This will relieve the monotony of rows. • Give your fridge a good clean and to help remove any unwanted odours leave a small bowl of bicarbonate of Soda at the bottom. Bicarbonate of Soda is an excellent deodoriser and it can be used in the refrigerator, on carpets, upholstery, vinyl, bins and drains. • Clean floors and carpets and get into all those corners to remove any unwanted cobwebs left over from winter. Maintaining a clutter free zone ensures that when those unexpected guests pop around for a cup of tea your home will be looking its best. Family members can all help out too and I recommend a chore sheet, children should be

responsible for their own rooms. Cleaning can be therapeutic, fun, and even help you keep fit so put the music on and get the family involved! Don’t forget to spend some time in your garden too, de-weed and clear all the debris that has been piling up over the winter. Give the BBQ a good clean in preparation for the first BBQ of the season and plant some lovely spring flowers to make it nice and welcoming. Pick a good day and time to start your Spring Clean and ensure you have all the necessary materials and equipment. Good luck. Once completed you can sit back with a nice drink, cool spring breeze and a home that smells lovely and clean, bliss. If you need help feel free to contact me on minajust@hotmail.com

348 Green Lanes, Palmers Green, N13 5TJ


Antigua, blissfully laid back by Anne Johnstone Assistant Manager at Scott’s Travel 3 Broadway, Southgate, N14 6PJ Tel: 020 8882 0141 www.scottstravel.co.uk One of the most unique islands in the Caribbean Sea, Antigua is known for its outgoing personality as much as it is for its beautiful sandy beaches. With a reputation for glamour established by the many superyachts that descend annually for the renowned sailing regatta, Antigua is an island that has a little of everything. Lively at times but with plenty of peaceful spots to soak up some solitude, this is perhaps one of those gold dust destinations that truly caters to all. I was fortunate enough to visit Antigua and the British Virgin Islands last November, on a trip with Elegant Resorts, allowing me the opportunity to experience the real side of this magnificent holiday destination were you will find all-inclusive hotels dotted across the breath taking landscape. Departing from Gatwick it’s a 9 hour direct flight to Antigua, flying upper class with Virgin I was able to relax in style for the journey ahead. On arrival I caught a 50 minute connecting flight to the Island of Tortola. The plane was a small 8 seater plane and I was fortunate to be able to sit up front with the pilot, a lifelong dream and an amazing experience. After a 45 minute boat trip we arrived at Peter Island, for a two night stay at the idyllic private island escape of Peter Island Resort and Spa. There is a diverse collection of luxury accommodation ranging from rooms, to suites or even your own private villa. Peter Island is a treasured secret among sophisticated travellers, yachtsman and those seeking real tranquillity and luxury. After a relaxing two night stay we headed onto the island Virgin Gorda via a short boat trip. We were to spend one night in the secluded Valley Trunk, a Balinese style accommodation, a perfect home-away-from-home for large families or groups. Family owned for over 30 years this nineteen acre property with ten bedrooms is set

on a scene of sweeping private white beaches, gently lapping crystal waters, and vibrant lush tropical scenery. Guests are welcome to walk around the beautifully designed gardens, this truly is an Island escape. The accommodation has an authentic retro feel that lends well with its surrounding, costing around £7,000 per night it’s not cheap but offers something truly unique in today's busy world.

Our group then returned to Antigua to spend two nights at Blue Waters Hotel. Their cove suites are uniquely designed to offer an optimum level of privacy while other facilities include exclusive access to four fresh water pools. We took a trip to Shirley Heights Lookout, perched on a hill top with stunning views of the coastline, good music, steel drums and a great selection of food and drink. A beautiful spot to watch the sun go down. We concluded our trip with a two night stay at Jumby Bay Hotel, a private 300 acre island just two miles off the coast of Antigua boasting a stunning ocean front infinity pool. Our 6 bedroom private villa, the Sand Piper, had its own pool and

chef and we were treated to a truly superior level of service, at over £10,000 per night this may be one for the rich and famous! Whether you’re looking for an action-packed family holiday, a romantic retreat or even the perfect setting for your wedding or honeymoon, this beautiful and unique island is sure to inspire you. The best time to visit is the winter season, between mid-December and mid-April. Other months for example late August and September can be hurricane season as the climate can become very muggy with periods of rain.

Jumby Bay, Sand Piper

I have put together an offer to tempt you to visit Peter Island this November. Peter Island Resort & Spa, The British Virgin Islands 7 nights from £2,975 p.p. Stay 7 nights in an Ocean View Room on a room only basis at Peter Island. Includes economy international and inter-island flights, car & boat transfers & UK lounge passes. Based on a November 2016 departure. Price is valid until November 2016 subject to availability.

Peter Island

Valley Trunk

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n extended 1930's built, five bedroom, family home located in Winchmore Hill Green. The accommodation comprises of an entrance hallway with original parquet wood floor, a generous living room with feature fireplace, a dining room with original parquet floor and French doors to garden, modern kitchen, a further study/snug room and ground floor cloakroom. On the first floor there are three double bedrooms and two bath/shower rooms. The converted loft boasts two further bedrooms and a modern bathroom. Off street parking and 80ft rear garden.

three bedroom semi-detached 1920's built house with many original features. The property is located in a quiet residential turning off Hazelwood Lane within easy walking distance of Hazelwood Recreation Grounds, and Hazelwood Primary school. Benefits include an original tessellated tiled hallway with stained glass windows, a living room with feature fireplace and wood floor, a dining room with French doors to garden opening to kitchen, spacious bathroom, two double bedrooms with original fireplaces and cupboards, a good size single bedroom, loft space, front and rear gardens.

£975,000 Freehold

£620,000 Freehold F SA OR LE

Lynbridge Gardens Palmers Green, N13

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well-presented three double bedroom Edwardian period property located in the heart of Palmers Green. The house benefits from a living room with feature fireplace and wood floor, a dining room with feature fireplace and French doors to garden, a fitted kitchen/diner, original tessellated tiled hallway, spacious master bedroom, bathroom, hard-standing to front and 60ft approx rear garden.

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HAIN FREE LUXURY APARTMENT. A spacious two double bedroom, two bath/shower room, first floor flat, located in a secure gated modern development. This well presented property is fantastically located for Green Lanes shops, restaurants and mainline station into Moorgate. Benefits include a generous 21ft x 16ft living/dining room with wood floor, modern fitted kitchen, master bedroom with en-suite shower room, a second double bedroom, modern bathroom, video entry phone, gated secure parking space and storage cupboard in communal gardens.

Hazelwood Lane Palmers Green, N13

Hazeltree Lodge Palmers Green, N13

£675,000 Freehold

£469,995 Leasehold

348 Green Lanes, Palmers Green, N13 5TJ


New rule on Tax on Share Dividends by Alex Chrysostomou Alexander Associates 24A Aldermans Hill, Palmers Green, London N13 4PN Tel: 020 8882 6611 Fax: 020 8882 6621 Email: alex@alexassociates.co.uk Website: www.alexandersandco.com Alex loves business and gives regular presentations to those wanting to learn about the accountancy and tax part of running their own business. He helps break down the barriers that people face in running their own business and how to maximise their earnings. The biggest enjoyment that Alex gets from his role as an accountant is to work with people from all walks of life and most importantly helping them with their money.

Question: I run my own company and pay myself with a salary and dividend. I always thought that this was the best way of doing it to help lower my tax bill. However, I understand that there are new rules on tax on dividends. How will this impact me?

Answer: One of the reasons that owner managed businesses follow the limited company format, is the tax advantages found by extracting your earnings in the salary/dividend format. This has provided huge tax savings for many years. However, from April 2016, the tax rules on dividends will change and have a material impact on the amount of tax you will pay. Many of our clients pay themselves the personal allowance (£10,600 for the current 2015-16 tax year) and then pay dividends up to the basic rate bank (approximately an additional £28,500). This currently attracts no income tax (although dividends are extracted from profits, which are already taxed at 20%). If you are to follow this structure for the 2016-17 tax year, i.e. pay yourself the personal allowance (£11,000 for 2016-17) and then an additional £28,500 dividends – you will face income tax of

£1,575.00. From 2016-17, the first £5,000 dividend income in each tax year will be tax-free. Sums above that will be taxed at 7.5% for basic rate taxpayers, 32.5% for higher-rate taxpayers and 38.1% for additional-rate tax payers. It appears that we are worse off under the new regime, however, whilst this may be true for many taxpayers, there are others, such as higher-rate taxpayers with £5,000 or less in dividend income, who will gain – currently they pay 25% on the whole sum (or £1,250), while under the new regime there will be no tax to pay, thanks to the £5,000 allowance. The change in rules will require us to be more creative when trying to extract earnings out of your company in the most tax efficient way. Making full use of other allowances, things like childcare vouchers/interest income/transferring marriage allowance etc. will need to be utilised to help keep your tax bill down.

If you have an accounting question for Alex please e-mail him directly he will be happy to assist you, alternatively Alexander Associates offer an initial free consultation please contact them to find out more. Disclaimer: The information provided in this article should not be construed as legal advice and the information is offered for information purposes only. You should always seek advice from an appropriately qualified accountant on any specific accountancy enquiry.

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Broomfield Park Conservatory by Tony Elliot a founding member of The Friends of Broomfield Park Over the past few years, the Conservatory has once again become a “must see” feature of any visit to Broomfield Park. Let me start by telling you a little about its history.

Conservatory in 1945

Conservatory today

Although the style of its construction makes it look even older, the Conservatory was commissioned by Southgate Borough Council in 1933, some thirty years after the park opened to the public. The Council accepted the tender of Messrs W Richardson of Darlington to build it for the sum of £912. They were heating engineers and also specialised in glass structures; Darlington is of course hundreds of miles from Palmers Green, but this was in the middle of the world-wide Great (economic) Depression, so they were doubtless very glad of the work! The Conservatory opened to the public in October 1934, with a display of chrysanthemums.

toilets at Palmers Green Triangle, to give a splendid new frontage. This was funded by the Enfield Residents’ Priority Fund and the generosity of The Enfield Society, and was achieved using local businesses – especially Triangle Metal Works.

It remained a major feature of the park for nearly seventy years, and lots of our current visitors reminisce happily about having visited it many years ago! Sadly, following thefts and other vandalism, the Conservatory became unsafe and was closed in August 2003. Enfield Council commissioned a major refurbishment during 2009-10, and then the Conservatory re-opened under the stewardship of a group of volunteers from the Friends of Broomfield Park. The most recent improvement was to replace the temporary chain-link fence in front of the Conservatory, by rescuing and adapting the railings which formerly surrounded the public

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The Conservatory contains both a fully planted central area, including a waterfall and pond and various climatic zones, and also various regularly changing collections of plants on staging around the perimeters. Among our more permanent collections are many varieties of orchids, succulents, cacti, carnivorous plants, begonias and bromeliads, all regularly tended by our volunteer group. Our “signature plant” is the strelitzia or “bird of paradise plant”; and somehow, along with our yuccas, they managed to survive the years of total neglect from 2003 to 2010 ! One of the highlights of the past year has been the fruit produced by our Monstera Deliciosa (better known as the Swiss Cheese plant); fruiting is an extremely rare event – and the fruit was delicious! But there’s always something new to see, and of course different plants flower at different times of the year. The Conservatory is open to the public every Wednesday and Sunday afternoon, from 2.30 to 4.30 during summer months, and from 2.00 to

4.00 during winter months, always with at least two stewards from our group of volunteers. During some of these openings, we offer special attractions, such as plant swaps, sales of chilli and tomato plants, a “lavender day” and live music. We also host visits from local schools. An exciting new venture this year is our own “artist in residence”; Cathy Taylor is displaying a changing selection of plant-inspired ceramic sculptures until the end of June, and will also be holding workshops on three Sunday afternoons. You can always find full details of all these events on the Friends of Broomfield Park website – www.friendsofbroomfieldpark.org. Entry to the Conservatory is free of charge, but we welcome donations, which enable us to progress our continuous programme of updating and improving the displays. We also welcome new volunteers, either for stewarding during the Conservatory’s opening hours or for helping at our “work-ins”, normally held every few weeks on Saturday mornings - and with coffee and cakes always provided ! If you have the odd hour to spare and would like to spend it in a lovely environment and congenial company, please contact us at broomfieldparkconservatory@hotmail.co.uk.

But in any event, come and visit us soon….

348 Green Lanes, Palmers Green, N13 5TJ


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TALKIES COMMUNITY CINEMA HERE SUBURBAN FILM FESTIVAL 2016 HERE SUBURBAN FILM FESTIVAL is about the interests, people and places in the suburbs of London. HERE is not in the West End, Southbank or Shoreditch. HERE in the suburbs we aren't the swanky super-rich, the celebrity glitterati or bearded hipsters. HERE is where the cinema creatives of London produce their best output. HERE is where life is a rich diversity of race, religion and culture. HERE is where most of London lives. 6 APRIL - 7.30 A BOY FROM SUBURBIA – BOWIE NIGHT THE FOX, N13 4JD Born in the suburbs of South London, David Bowie went on to influence generations of musicians. The first night of the festival premieres a documentary by local filmmaker Artemis Szekir-Rigas following tribute band Absolute Bowie. Includes live music and quiz.

8 APRIL - 7.30 BOUNDS GREEN BOWLS CLUB N11 2DD

MEN IN SHORTS

Short film format is where the skills of filmmaking can be most creative. The evening celebrates the work of local talent, including writer Paul Mari, director Ian Barnes and actor Jeremy Swift.

14 APRIL - 7.45 DUGDALE CENTRE, ENFIELD, EN2 6DS

LONDON ROAD

With Q&A by actress Anita Dobson. Hailed as a remarkable, ground-breaking work during two sell-out runs at the National Theatre, London Road documents the events that shook the suburban streets of Ipswich, where, in 2006, the bodies of five women were discovered.

16 APRIL - EVENTS FROM 6.30 CHICKENSHED, SOUTHGATE N14 4PE

AMY

Local director Asif Kapadia brings his multi- award documentary film to HERE film festival. In this charity-raising screening for Chickenshed Theatre, Amy follows the life of the once-in-a-generation talent, Southgate girl Amy Winehouse.

20 APRIL 7.30 THE WORLD OF ASTLEY BAKER DAVIES THE FOX, N13 4JD Our local animation celebrity Phil Davies will guide you through a retrospective of the work of his BAFTA-winning and Oscar®-nominated company Astley Baker Davies. You may be aware of Peppa Pig, but the wide body of their work is notable for its lightness of touch, humour, social satire, observation and an incredible ability to cut across social divides.

Tickets and further information www.talkies.org.uk 16 |

Anthony Webb the proud sponsors of t


PREMIERE OF TALKIES’ SHORT FILM COMMISSIONS 27 APRIL 7.30 THE FOX, N13 4JD The festival finale - four new films from talented young film makers, commissioned by Talkies, have their premiere screening at this very special event. The films include tales of abduction by aliens, a private detective comedy, a bizarre private clinic and an animated memory about Bounds Green.

MEET THE FILM MAKERS In January and February you might see our commissioned filmmakers around the area shooting their films. They are all amazing people and we look forward to seeing their work at the premiere on 27 April.

Nick Flügge

Stella Macdonald

Gary Roberts

Adam Butcher

In "Cul-De-Sac" an Enfield-based private investigator has a routine stake-out ruined by his sister, intent on fixing his life.

"For Our Cockroaches" A UFO abductee lands back on earth – in a suburbia which is far more alien to him than any other planet.

"The Problemless Anonymous" is a short film about Ivan and his pursuit for imperfection in order to live a normal life.

"A Date With An Enfield" is a very personal animated short, exploring nostalgia and place in the digital age.

Visit our website for tickets and further information

www.talkies.org.uk HERE SUBURBAN FILM FESTIVAL

2016

the Here Suburban Film Festival 2016

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beautifully presented Victorian terrace boasting a wealth of period features offering contemporary open plan living space. The ground floor consists of two receptions with high ceilings, varnished wood floors and beautiful fire places, a bathroom and a large double bedroom. The first floor boasts a bright and spacious 25ft living/kitchen area with varnished wood floors and two more period fireplaces, a bathroom and a good size double bedroom. The loft has been converted to create another double bedroom with en-suite shower room. 90ft approx rear garden.

HAIN FREE. A stunning Edwardian four bedroom corner property located in the heart of Palmers Green. The property offers a generous 2000 sq ft of living accommodation and consists of a spacious hallway with an original black and white tessellated tiled floor, a stained glass window and feature fireplace, a beautiful lounge, a dining/play room, modern kitchen, utility room and w.c, a fabulous 21ft X 15ft conservatory, master bedroom with dressing area and shower room, three further bedrooms, a modern family bathroom, off street parking and enclosed rear patio garden.

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Hazelwood Lane Palmers Green, N13

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Stonard Road Palmers Green, N13

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n extended three bedroom 1930's built house located close to Palmers Green's shops, restaurants, bus routes and mainline station. This well presented property benefits from a spacious hallway, 30ft through lounge opening to an extended dining area and modern kitchen. On the first floor there are two double bedrooms, one single bedroom, modern family bathroom and separate shower room. further benefits include double glazing, gas central heating, double garage/carport to rear, front and South facing rear gardens.

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HAIN FREE. This well presented ground floor apartment offers a bright spacious living room with high ceilings and original sash windows, a kitchen, a bathroom, a master bedroom with en-suite shower room and a second bedroom. Further benefits include gas central heating, communal gardens and a large residents parking area. The property is within easy reach of Grange Park and Winchmore Hill mainline stations, Oakwood tube station, Winchmore Hill's shopping amenities and Eversley Primary School.

Hedge Lane Palmers Green, N13

Pringle House Winchmore Hill, N21

£550,000 Freehold

£420,000 Leasehold

348 Green Lanes, Palmers Green, N13 5TJ


Take five by Jan Thompson Contact Jan on 07568 321207 or email jan.thompson@sjpp.co.uk www.jananthompsonwealthmanagment.co.uk Jan Thompson Partner of St James’s Place Wealth Management, is based locally in Winchmore Hill and is inviting local residents to discover the simple yet highly effective steps you can take to preserve and protect your wealth. Preserving and protecting your wealth surgeries are being held locally by appointment on 16th and 17th March 2016 from 10-5pm. All surgeries last approx 40mins and are held in the strictest confidence and without obligation.

With the tempo of pension reform likely to increase, there will be new traps to avoid, but five retirement planning fundamentals remain. It’s almost a year since the biggest shake-up in UK pensions in a generation greatly increased flexibility over when – and how – benefits can be taken. Yet at a time when the new freedoms are still bedding in, further radical change could be just around the corner. Reforms to pension tax relief could be enacted as soon as March, and the new tax year will see increased restrictions on wealthier investors wanting to save into a pension. Against this constantly shifting backdrop, financial

advice will be the key to making informed choices. The following five ideas could be a good place to start for those who want to better understand the opportunities and traps in 2016. 1. Take advantage of tax relief whilst doubt remains over its future 2. Use your available ‘annual allowance’ if you can 3. Be mindful of the ‘lifetime allowance’, even if you’re a younger saver 4. Be smart when taking income

5. Stay on track for the retirement you want

The levels and bases of taxation, and reliefs from taxation, can change at any time and are generally dependent on individual circumstances. The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

To receive a complimentary guide covering wealth management, retirement planning or Inheritance Tax planning, produced by St. James’s Place Wealth Management, contact Jan Thompson of St. James’s Place Wealth Management on 07568 321207 or email jan.thompson@sjpp.co.uk

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Poetry in Palmers Green by Myra Schneider A group of local poets has been appointed Poets in Residence at the newly refurbished Palmers Green Library. Poetry in Palmers Green was set up around eight years ago by Joanna Cameron, Katherine Gallagher and Myra Schneider, following the closure of the Palmers Green Bookshop, where Joanna Cameron was manager and organised poetry readings and other literary events. As is evident from their logo, the group takes pride in the fact that for almost her entire life Stevie Smith lived locally, in Avondale Road. Poetry in Palmers Green organises two major poetry reading events a year, both held in the Parish Centre behind St John the Evangelist Parish Church on the corner of Green Lanes and Bourne Hill. The group also runs a one-day workshop for poets, the

next event being held on 9th April at Palmers Green Library, There will be two workshops, both with limited capacity, so you're advised to book asap. • THE POSSIBILITIES OF COLOUR: 10.30am 1pm • Myra Schneider • Using poems, art cards, memories and our own reactions we will examine how colour can be used with effect in poetry. There will be time to start a poem. • MASKS: 2pm - 4.30pm • Katherine Gallagher

• Poetry is largely about transformation. Using masks we will experiment with a range of voices and look at ‘example’ poems which take us into this different territory, leading to new work. COST for each workshop £22 (£18 conc.) The Possibilities of Colour Myra Schneider myraRschneider@gmail.com 020 8886 1329 www.esch.dircon.uk Masks Katherine Gallagher mail@katherine-gallagher.com 020 8881 1418 www.katherine-gallagher.com

The next of the twice-yearly readings will be held on Saturday 16th April at St John the Evangelist Paris Church from 6.45 for 7.15 star. The programme will include London poets Mario Petrucci, Danielle Hope, Timothy Ades (poet/translator) and Mo Gallaccio with a debut pamphlet together with Gill McEvoy from Cheshire, who has just won the Michael Marks award for a new pamphlet. MEET OUR POETS

Martin Crucefix

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Sonia Jarema

Myra Schneider

Michael Loveday

Christine Vial

Katherine Gallagher

John Mackay

Kaye Lee

Cheryl Moskowitz

348 Green Lanes, Palmers Green, N13 5TJ

Maggie Butt


Remaining independent at home Home Care Preferred, a local care business, established in 2011 by Ken Waterhouse, who has more than 25 years experience in the retirement sector, is proving to be much more than just a care agency for the local community. Ken explains: “When I set up Home Care Preferred I realised there was a real need for an organisation that was more than just a standard care agency. I therefore set up a business which combines care services at home plus a retail operation that sells and hires independent living equipment. The two go hand in hand and customers really like the fact that they can receive a complete solution from us. We can even provide wet-rooms, stair-lifts and home adaptations for people with disability requirements” Independent living equipment ranges from small items, such as pill dispensers, through to rise-recline chairs, hospital style beds and wheelchairs. There are thousands of products available.

“We are always on the lookout for new products that make life easier for people” commented Solly Gul, the retail manager at Home Care Preferred. “One very popular product is a small rubber grip cap that makes opening jars and bottles so much easier. Often a customer will come to the shop to buy a pair of shoes from our range of “Comfort Shoes” and end up buying a range of other useful products.”

Figen Karadogan, care manager at the company, explained “Last week I went to assess a client who thought she may have to go into a care home but with a package of support from carers and some really useful equipment it is now feasible for her to remain safely in her own flat. The client is absolutely delighted and it is very rewarding to provide people with real alternatives to residential care.”

There has been significant progress made in the UK to enable people to remain safely at home. Equipment such as telecare monitoring services provide vulnerable people living at home much greater security.

Home Care Preferred has recently celebrated 4 successful years in business and are growing month on month. The company has won numerous awards and receives compliments about their service practically every week.

Anyone requiring more information can contact Home Care Preferred; Tel: 020 8364 3670 or www.homecarepreferred.com 49 Station Road, Winchmore Hill, London N21 3NB

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Barbers Trivia by Kiri from Fabulous Hair Company Fabulous Hair Company 382 Green Lanes, N13 5PD Tel:020 8886 7070 Hello and welcome back. Over the year we have covered many subjects regarding hair styles and hair health. If you missed any of my previous articles, they can be found on our website www.fabuloushaircompany.com or email me @ kc@fabuloushaircompany.com and I will email you a copy. This month I thought I try something different. We know men’s barbering is making such a big impact on the high street so I decided to talk a little about the history of barbering. The word barber comes from the latin word barba which means beard. In the Middle Ages, barbers also treated wounds and performed surgery. Barbersurgeons were medical practitioners in medieval Europe who, unlike many doctors of the time, performed surgery, often on the war wounded. Barber-surgeons would normally learn their trade as an apprentice to a more experienced colleague. Many would have no formal learning, and were often illiterate. The red and white pole which is still used to identify a barber’s shop was originally intended to reflect the blood and napkins used to clean up during

bloodletting. This treatment was one of the main tasks of the barber-surgeon, as well as extracting teeth, performing enemas, selling medicines, performing surgery and, of course, cutting hair. In England barbers and surgeons originally had separate guilds, but these were merged by Henry VIII in 1540 as the United Barber-Surgeons Company. However, the two professions were beginning to separate. Surgery was establishing itself as a profession, helped by men such as the French surgeon Ambroise Paré, whose work raised the professional status of surgery. Increasingly, barbers were forbidden to carry out any surgical procedures except for teeth-pulling and bloodletting. In 1745, the two professions were separated by King George II, who established the London College of Surgeons. By this time surgeons were university educated. As

you can see barbering is stooped in history and cutting hair was one of many other skills they performed.

Now I don't know about you, but I like my surgeons to be fully trained, and, preferably, not be the same person charged with making my hair look good. But forget med school, it seems all you needed to perform surgical procedures in the middle ages right through to early modern Europe was a pair of sharp scissors.

If you have any questions that need answering quickly, please email me at kc@fabuloushaircompany.com and I will get back to you soon as I can. If you have enjoyed my article, let us know by liking us on Facebook and we will enter you into our monthly competition for a chance of winning one of many Paul Mitchell travel size styling products. Just go to our website at www.fabuloushaircompany.com click the Facebook icon to like.

Are your physical symptoms getting you down? by Nicola Forward your local Amatsu practitioner If you are living with a range of seemingly unrelated symptoms or you have been feeling generally unwell, it may be your digestion. Do you have headaches, stiff neck or shoulders, lower back pain, knee problems or do you simply feel tired and sluggish?

encouraging structural realignment which gives your internal organs the freedom to do their job more effectively.

Maybe you know that your digestion isn’t great you find it difficult to know what to eat and although you are avoiding particular foods you still have discomfort. Is your digestion getting in the way of you enjoying your life, ruining your plans for the day and leaving you feeling anxious and depressed?

Irene travelled to me from SW19 and writes “Thank you Nicola, so very much for applying your skill and knowledge to restore such a key function for my digestive health. I am very pleased and amazed at the difference Amatsu has made to my life.”

You may even have tried medication which helps for a while but everything goes wrong again, with no particular explanation. If like many of my clients you can’t seem to find a direct cause for your symptoms and you just can’t seem to get to the bottom of what is going on then Amatsu may be able to help you. With its origins in Japan, Amatsu is a highly effective and unique hands-on therapy that is powerful yet respectful of the body. You remain fully dressed throughout our session and for the most part you will be lying on my treatment couch. There are no cracks or crunches and I work with your body, gently

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As an Amatsu Practitioner my training gives me a good working knowledge of anatomy and physiology and together with our “whole body” perspective of what is bothering you, we can often make that all important link which leads to the resolution of your health issues.

Interested in a fresh look at your wellbeing? You may feel you have tried everything…… so why not try Amatsu now? You can call me for an informal chat about Amatsu and you. Mobile: 07720 81 01 01 Email: nicolaforward@aol.com www.amatsutherapyintl.com And you could benefit from my 3 for 2 treatment offer during the month of March by quoting this article.

Make March the month to sort out your digestive health AND your wellbeing!

Alison in N21 commented after Amatsu “Nicola uncovered the fact that my persistent knee pain was connected with my constant constipation.” With a short series of regular sessions Alison’s symptoms soon settled. Five years on she has not had to have her planned knee surgery and together with the dietary and lifestyle changes we discussed she is now managing her own symptoms and rarely needs medication.

348 Green Lanes, Palmers Green, N13 5TJ


How to prepare for your move by Safe Removals of Southgate www.saferemovals.co.uk 020 8888 3917 Every move can be a huge stress for you as well as for your family. To help smooth the process we have put together a few tips to help you get ready for your big day.

It is a good idea to pack a special box for the first night at your new home. You can be too tired to unpack straight away.

Start your packing at least a month before moving. You will be surprised how many things can be hidden in your wardrobes and storages. Now you will have to move all of them however it is a perfect time to get rid of things you don’t need any more. Begin your packing with things you don’t need on a daily basis such as seasonal clothes, family memories, paintings or house decorations. Closer to the date you can start packing things you use more often. Of course your kitchen, bathroom and things you use on a daily basis will have to wait till the last day. Do not move rubbish Moving is the best time to get rid of things you don’t need any more. Get two large boxes – one for things you want to throw away, the other one for things you can give away to charity or to people you know. If you can’t decide about a certain thing, try to

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remember when was the last time you used it. If you can’t even remember that it’s definitely a thing you don’t need at your new home. Anything unneeded, old or damaged shouldn’t go to your new place. Don’t forget that they say moving into a new place is like starting new life and you don’t need to start it surrounded by rubbish reminding you about the past.

boxes. The second type is very useful to move clothes from your wardrobe – not only is it quick but you will not need to iron them after the move so again you save time. Usually removal companies give you two options – you can buy them so there is no rush with unpacking as the boxes stay with you. However a lot of companies would rent them for a while and then take them back.

Get proper boxes It’s very important to get proper boxes – they can’t be too small and they can’t be too large as well. If you chose too small, you will end up with millions of boxes and your move will take ages. However too large boxes will be too heavy to carry and you will get quickly tired. Don’t forget that there is a difference between moving one box and fifty boxes. Professional removal companies like Safe Removals can supply you with proper boxes and hanging

Don’t forget to mark When packing boxes it's a very good idea to mark them or even put a list of things which are inside. It will be easier to sort them out when you arrive at your new place and will save you a lot of time. You also should think about a “first-night box” – the most important things like tooth brush, tooth paste, towels as well as your coffee and favourite mug.

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In the Garden with Paul Knight Attract wildlife to your garden Contact Paul on 07957 942728 info@outside-designs.co.uk or visit his website www.outside-designs.co.uk Bring your garden to life by choosing the right plants. Sit back and watch the butterflies, birds and various insects. Here are a few plants to try. Hawthorn: A native hedge is a good place to start when creating a wildlife-friendly garden. Hawthorn many species of birds that that use the hedges as nesting sites and feast upon the fruits in autumn. They thrive in most soil conditions and regular pruning will increase density. They can be combined with blackthorn, hazel and holly as a boundary hedge.

Sedum: The nectar-rich flowerheads of stonecrop are a real plus for bees and butterflies in late summer. Their low flowering habit makes perfect for the front of borders. Creeping species are commonly used on green roofs. Sedums do best in neutral to slightly alkaline soil in a sunny position. Combine with late flowering plants such as grasses or Michealmas daisies.

Honeysuckle: Climbing honeysuckles have beautiful flowers and their evening fragrance attracts moths which in turn feeds birds and bats. They can be combined with climbing roses for a wonderful visual effector grown through a tree.

Buddleias: Buddleias are butterfly magnets. Choose the species carefully as some will selfseed freely. Other species will self seed less and still produce the nectar pollinators love. They thrive in most soils and prefer full sun but will grow in partial shade. Deadheading will promote more flowering. Hard pruned in late winter, buddleias make a good backdrop at the back of a mixed border.

Please contact Outside Designs for all of your garden needs. Design, landscaping, maintenance, plants and planting. And visit www.outside-designs.shop.co.uk for our range of garden furniture.

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348 Green Lanes, Palmers Green, N13 5TJ


Creative Exchange News Spring into action! Our annual party at Baskervilles was a great success with lots of fruitful discussions, ideabouncing and experience sharing. We have a great line up of events planned for this year, including book-binding and making a glass bauble so if you’re looking for inspiration and are keen to meet like-minded people, contact us: admin@creativeexchange.uk.com Here’s the latest news from some of our members… ANGELA DIERKS’s work was recently highly commended as a finalist in the Artist of the Year 2015 competition run by Artgallery.com. She is currently working on abstract landscapes inspired by gentle landscapes in the UK, the Arctic circle and warm and fiery tones of the Mediterranean countryside – dramatic sky and sea-scapes. Her work is currently on show at Yainnis Kitchen, 111 High Road, East Finchley, N2 8AG until the end of March. www.angeladierkspaintings.com BELGIN BOZSAHIN has just completed a new body of ceramic work. Her unique sculptural wall art is created by intuitively embedding hand made scale-like pieces into a flat base. Colours are achieved by kneading coloured oxides into the porcelain, effectively staining the clay as opposed to glazing it once the work is fired (the more traditional approach). www.belginbozsahin.com CHERYL POWLING ran her own successful open studio before Christmas last year, enchanting visitors with her stained glass pieces. A total enthusiast she is keen to share her skills to ensure this fine traditional craft lives on. Cheryl runs small classes from her home studio in Southgate. Beginners and those with some experience are warmly welcomed to learn the craft and make a unique piece. www.cherylpowlingglass.co.uk

Palmers Green Tales by Jenny Bourke www.palmersgreentales.com https://www.facebook.com/groups/331208790354294/ or just go to Facebook and look for Palmers Green Tales and ask to join the group Our twitter address is @PGTales Susan Mehmet and I have made a really interesting film this month about a local stained glass artist called Annahita Hessami. Anna moved to Palmers Green when she was young and attended Hazelwood and Ashmole School. You will see in the film how she was influenced by the wealth of stained glass in Palmers Green and how she works in the domestic, fine art and municipal settings. Annahita invited us into her studio and demonstrates, on film, how pieces of stained glass are designed and made. We see how multi faceted the process is, it includes designing for a particular purpose, choosing appropriate materials and then making and hanging the finished piece.

A beautiful front door

You can find her work here www.cutglassstudio.co.uk Anna working on a piece of stained glass

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A collaboration project with graffiti artist, Pure Evil

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It is estimated that over 6 million British properties are underinsured by Jack Chris at Coversure Insurance Services Palmers Green You can contact us on 0800 1300605, email palmersgreen@coversure.co.uk or visit us at www.coversure.london A number of landlords are failing to update their property insurance cover levels, with some taking the view that so long as they have a policy they will be protected. In that way, they leave themselves liable to cover part of their property rebuild costs from their own pocket. Landlords are being advised to make sure the reinstatement value of their property is right upto-date or risk losing out should it end up being destroyed. This can be highlighted by the catastrophic fire which ripped through the student apartment block on Colston Street last year, causing millions

in damage. That fire serves as a stark reminder to all landlords on the importance to make sure their insurance premiums truly reflect not only the cost of the building’s market value, but the full reinstatement cost should it need to be demolished and rebuilt. Construction costs have been rising over the last year or so and are expected to continue to rise. The uplift in costs may not have been taken into account when setting reinstatement values. An extreme example is a recent fire which broke out in a block of flats, after a tenant decided to clean car parts with petrol in the kitchen, which is set to leave one landlord out of pocket to the tune of £100,000 after he discovered that he had underinsured the property for many years.

The fire had taken hold of the roof top of a student building in Colston Street. Credit: Alex Cousins

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According to Britain’s Department for Communities and Local Government Fire

Statistics, cooking appliances are the source of ignition in more than half of accidental fires in dwellings. Simultaneously, more than a third of fire deaths in non-domestic buildings were caused by smokers’ materials or cigarette lighters. In the current financial climate, it is more crucial to look at the levels of cover rather than the bottom line premium. Landlords that have taken out policies some time ago are being urged to ensure that their cover is still valid and in line with current market conditions. Coversure Insurance Services Palmers Green is part of a nationwide insurance group with approximately 100 branches across the UK. At the same time, we are a local, friendly customerfocused business offering tailored Commercial Insurance solutions to our clients. We specialise in Landlord Property Insurance.

348 Green Lanes, Palmers Green, N13 5TJ


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£1,400 per calendar month | 27


Enfield Community Transport by Philip Hammond Enfield Community Transport is a charity based in Enfield and has been helping the residents of Enfield with their transport since 1986. We cover the whole of the borough from Edmonton and Bounds Green in the south to Southgate and Cockfosters in the north and all points in-between. Enfield Community Transport has been providing accessible transport to those in the borough who cannot access the usual forms of transport for thirty years. We started with one minibus working out of the old Highlands Hospital we then moved to Edmonton Green and our fleet of vehicles expanded to seven minibuses. Our next move was to Melling Drive in the north of the borough where the fleet grew to 14 vehicles. ECT then moved again and now operates out of the council’s new site in the east of the borough at Morson Road. We work closely with the London Borough of Enfield and other groups, health care providers and organisations to provide a transport service aimed at improving access to health, education, sport, social and economic opportunities to all sectors of the community. ECT is about freedom and fairness of opportunity. It provides an essential, responsive service for a wide range of people – often the most vulnerable in society.

ECT operates 11 minibuses and three multi-purpose vehicles, twelve of them are wheelchair accessible, the other two are standard fourteen seater minibuses. These vehicles are available to all members of the community on a self drive basis. We also have a small pool of volunteer drivers that may be able to help. ECT has always been proud of its volunteer drivers that have given countless hours to ECT and the community. We are always looking for people who could help us by offering some of their valuable time to help out. You don’t need a special license to drive our minibuses, you need to be over 21 years of age and have held a U K driving license for at least two years. You will be required to undertake a driving assessment with us. ECT need volunteers to help with taking people to their groups, clubs etc. or maybe a day trip to the coast or place of interest, possibly to take someone for an appointment or visit a relative who’s in hospital and is unable get there

by public transport. ECT also organises days out for the local community. We have helped Ruth Winston House and Enfield Vision to go on outings, Ruth Winston’s clients went on a successful trip to the Dickens festival in Rochester just before Christmas and Enfield Vision had days out to the coast and to Canterbury which they enjoyed.

If you could use our services or you are interested in volunteering please get in touch. Call 020 8363 2255 or e-mail ect@enfieldcommunitytransport.co.uk

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348 Green Lanes, Palmers Green, N13 5TJ


Your Legal Questions Answered by Fariz Uvais Fariz Uvais is a consultant in the law firm Harper & Odell. Write in and ask your legal questions. Fariz will try and answer your questions in Palmers Green LIFE each month. Send your questions to Harper & Odell, 61-63 St John Street, London EC1M 4AN or by email to farizu@yahoo.com.

My mother owns the property that my wife and I are living in, and now she has decided to give us a 50% share in the property and retain the remaining 50%, but with the intention of leaving that share to my sister in her Will. The house is still on mortgage. How should we start the process? First, your mother should contact the mortgage provider to enquire whether they would consent to the ownership of the property being divided. Unless the mortgage provider agrees, nothing can be done (short of re-mortgaging the property with a more amenable provider, or paying off the mortgage in full). Even if the mortgage provider agrees, it would most probably be subject to several conditions being fulfilled.

Thereafter, you will need the assistance of a conveyancer to change the title to one of “tenants in common�, with your mother and you sharing 50%-50% of the title to the property. This is achieved by filing the relevant papers with the Land Registry. Once the Land Registry records have been duly updated, your mother should have a new Will prepared (or an amendment made to her existing Will) to leave her 50% share of the property to your sister. You should also be aware that there may be inheritance tax and capital gains tax issues which should be considered and appropriate advice taken before proceeding with this plan.

Disclaimer: The information provided in this article should not be construed as legal advice and the information is offered for information purposes only. You should always seek advice from an appropriately qualified solicitor on any specific legal enquiry.

Harper & Odell Solicitors Property and Litigation Solicitors Established 1948

Specialist affordable property advice is only a phone call away. We act for clients across London on all types of property matters. Our focus at all times is to keep the client updated by communicating regularly via email and by telephone and we aim to achieve the best possible results at a reasonable cost.

Tel: 020 7490 0500 Fax: 020 7490 8040 61-63 St John Street, London EC1M 4AN law@harperandodell.co.uk

www.harperandodell.co.uk

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Introducing our team It's hard to believe that Spring will soon be upon us, with Easter just a few weeks away. We don't know about you but we are really looking forward to the lighter days. In this edition we very much welcome our new solicitor Marion Foley, having practised as a family lawyer for approaching 20 years, Marion brings a wealth of knowledge and experience to our team.

Karen Chapman

Pensions, Divorce and Off-Setting – The Case for Pension Experts

The court opted for offsetting based on a misconception that splitting the pensions would take the husband well over the Lifetime Allowance with severe tax consequences. A pension expert could have highlighted that as both pensions had already been tested against the Lifetime Allowance by HMRC the husband would have received an uplift in his allowance equal to the pension credit, had the court opted for pension sharing.

Pensions, after the family home, are often the largest asset in the matrimonial pot when going through divorce proceedings and dealing with them on divorce can be a minefield, even for us lawyers!

Even if the court had simply split the CEV without any adjustment for the differing type of pension then the husband would have had an extra £1,046m in pension, rather than the £425k the court awarded him as a cash sum to offset.

They are complex assets, which are illiquid and although treated as a capital resource, often represent a stream of income in the future. How do you put a value on that?

On divorce, the main options for levelling up pension disparity is pension splitting, where a percentage of the pension is credited to the other spouse or offsetting i.e. one party’s pension is traded off against other assets. The cash equivalent value (CEV) is a notional value pension schemes ascribe to a pension valuing the different benefits under the scheme. The CEV is not always an accurate reflection of the true value of a pension It is often crucial to instruct a pension actuary to give guidance on pension sharing and with the appropriate calculation for offsetting to ensure that a fair and balanced sum is arrived at. A recent case highlighted the dangers of not doing so and how it can lead to an unfair result. The case of WS v WS [2015] EWHC 3941 (Fam) involved offsetting. The husband had a defined contribution plan valued at nearly £971,000. The wife had a defined benefit pension valued at over £3 million. Both parties had reached retirement age and had taken their tax-free lump sums.

The court’s approach was based on optimistic investment returns and an assumption as to inflation and based on the average period the husband was expected to live. The wife retained a pension asset with a guaranteed income for life, underpinned by cautious low risk assets, with the sponsoring employer paying all costs and funding investment shortfall. For the husband if he spends his money in such a way that it runs out based on his life expectancy, then there is a 50% chance he will live to regret it. This case reinforces the need to for impartial pension expertise on divorce to ensure that any pension disparity is dealt with fairly. At Chapman Pieri Solicitors, we can advise you about all orders available to the Court upon divorce including pension orders and have access to a range of pension actuaries who can be instructed to provide advice on pension options upon divorce.

Moving With The Times But Stuck In The Past?

declaration that the ban is “incompatible” with the rights afforded under the Human Rights Act but they were unsuccessful in their application. The couple have been given permission to appeal the decision.

In 2014, same sex couples in England were given the right to marry. Prior to this, in order to have their relationships recognised in the eyes of the law, the only route available to same sex couples was to enter into a civil partnership. The change in the law was long overdue and represented a massive step in the right direction in relation to equal rights in a society where diverse relationships are more common than ever.

Marriage is not for everyone. Many view the idea of marriage as old fashioned and marriage is often seen as a religious union between two people which is not ideal for couples who do not practice religion. Others are morally opposed to getting married. To many, civil partnerships are viewed as more equal in that couples are not labelled as ‘husband and wife’ but rather as ‘civil partners’ and there does not seem to be the presumption that the male’s surname will be adopted by both parties.

Martha Koumbas

Whilst the legal consequences are very similar whether a couple is married or in a civil partnership, having the right to legally label a same sex relationship as a marriage demonstrates that such relationships are just as valid and accepted as heterosexual relationships. But what about heterosexual couples who wish to have their relationship recognised within a modern institution such as a civil partnership? The Civil Partnership Act 2004 states that “two people are not eligible to register as civil partners of each other if they are not of the same sex”. What this means is that same sex couples now have the option to marry or enter into a civil partnership but that heterosexual couples have no such option. A heterosexual couple has recently challenged the ban on the basis that it is discriminatory to heterosexual couples. Rebecca Stanfield and Charles Keidan, who want their relationship to be legally recognised by entering into a civil partnership, filed a judicial review in the High Court on the grounds that the ban discriminates against heterosexual couples who are in long term cohabiting relationships. They asked the Judge to grant a

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Instead of using the CEVs to calculate the offset, the Court looked at the income generated from the pensions. After deciding the income that the husband should receive to address the disparity, the Court used a calculation based on life expectancy and investment returns and awarded £425,000 to the husband to offset his claim on the wife’s pension. The decision was taken by the court without reference to a pension expert.

Allowing heterosexual couples to enter into a civil partnership would mean equality for all couples which is surely what the government were aiming for when they made the institution of marriage available to same sex couples in 2014. Many heterosexual couples find themselves in a position where they want to have their relationship legally recognised but they are opposed to the idea of marriage. What this means is that heterosexual couples who do not want to take the marriage route are afforded very little financial protection. So what is the alternative if you don’t want to get married? It is possible to enter into a Cohabitation Agreement or a Trust Deed which regulates property rights and other financial and associated arrangements on relationship breakdown. If you would like some advice in relation to entering into such an agreement, please feel free to give us a call here at Chapman Pieri Solicitors on 0208 882 9850. We offer a fixed fee, no obligation initial consultation for £75 plus VAT.

348 Green Lanes, Palmers Green, N13 5TJ


The Family Law Specialists

Christina Pieri

Relocating Children to another part of the Country or another part of the World

F appealed the decision. He wanted C to stay living in London where F was based. F had considerable involvement in C’s life. She stayed with F two nights a week and every other weekend. The case went to the Court of Appeal but F’s appeal was refused. In dismissing the appeal, the Court gave some useful guidance on the principles to be applied in relocation cases inside the UK and internationally.

I have had several cases recently involving parents who want to move with their children from their home to another part of the country or to another part of the world. So I thought I would dedicate this article to the relocation of children by parents and the impact of the law.

The Court reconfirmed established case law that there should be no distinction between cases involving relocation of a child within the jurisdiction of England and Wales and outside. There is no rule that the relocation of a child within this country should only be denied in all but the most exceptional cases.

In a recent landmark case the Court had to revisit the law surrounding the relocation of children:-

In 2014, the Mother (“M”) applied for permission to move with her child (“C”), a girl, from London to Cumbria. The Father (“F”) opposed the application. M’s application was successful at first instance. The Judge found that remaining in London was “much less conducive to C’s well-being than is the move to Cumbria”. M’s application was found to be genuine and not motivated by a desire to exclude F from C’s life. The application was considered to be well researched and realistic. Interestingly, the Family Court Advisor was concerned that the move “may be emotionally damaging for C “as she would not be able to continue the same type of relationship with F if she moved away. Remarkably, the Judge disagreed with the recommendation of the Court Advisor. There were two significant components of the Judge’s decision: (a) C's expressed view that she was keen to move; and (b) The Judge’s view that M would "find it very difficult to be happy and content and therefore a satisfactory mother if she was not allowed to relocate as she wishes". In addition to permitting the move, the Judge made an Order setting out the arrangements for C to spend time with each parent. C was ordered to live with F on alternate weekends and if F was able to travel to Cumbria during the week, C could stay with F overnight for up to two nights a week. Holidays were to be divided equally.

The Dangers of the DIY Divorce With legal aid disappearing coupled with the economic downturn, we have seen an increase in the use of online divorce services and packages. However, they can leave divorcing couples exposed to future financial claims if the divorce process is improperly completed. A divorce package that costs the equivalent of a nice suit or dress is undoubtedly very attractive. However, the cheaper the package, the more you are expected to do yourself and mistakes can lead to delay which is not Marion Foley good if wedding number two has already been arranged. If you miss applying for the decree absolute which is the form to dissolve the marriage, you could end up with an old as well as a new other half and facing a bigamy charge which a Pembrokeshire father of four discovered when he was reported to have paid £600 for an online divorce but was ordered to pay out £800 in fines and costs when he failed to apply for the decree absolute before marrying bride number two. A divorce package in itself will not end your financial claims. If this is not completed alongside the divorce, your ex-partner could make a financial claim later on at a time when you are much better off. There is a market for cheap online divorce packages for those who do not have much to share in terms of assets, pensions and income. The danger lies in those marriages where there has been an increase in wealth in the years between falling in and out of love. Many online packages do not cater for the complexities involved in splitting up assets such as pensions, investment and property portfolios. Assets may have to be valued or their liquidity assessed which is the job of financial expert. On line services generally expect

As with all cases under the Children Act 1989, consideration of the welfare of a child or children must be the Courts paramount consideration. Relocation to another part of the country or another part of the world may also result in interference with a person’s Human Rights - more specifically Article 8 which defines the right to a private and family life. The Court found however that consideration of each parent's Article 8 rights "should be an essential part of the balancing exercise itself and should not be undertaken separately so as to disrupt a joined up decision making”. Very broadly speaking, the proper approach to relocation applications should be as follows:1. The approach in law to internal and external relocation cases are the same. There is no difference in the basic approach between external relocation and internal relocation cases. Pivotal to any case is the welfare of the child or children. 2. The wishes, feelings and interest of each parent and the impact on them of any decision made by the Court must be considered in the context of what is in the best interest of the child or children. 3. The Court will balance all the relevant factors. These may vary hugely from case to case. The objective is to determine which outcome best meets the wishes and welfare of the child or children. If you are thinking about relocating or you wish to prevent your children from being relocated, or have any other child related issued, please call me directly on 0208 882 9850. Alternatively call to book a fixed fee initial consultation for £75 plus VAT.

couples to have reached an agreement. The purpose of the service is to give the settlement legal effect in an Order for approval by a Judge within the divorce process. On line services will not investigate the financial circumstances of a couple and advise on what is a fair settlement. Couples are expected to know before committing to an agreement what they own and have in income. That's all well and good for those couples who leave the marriage on good terms but few do. For most couples, their trust in and consideration for each other has long gone. Assets and income could be hidden from a husband and wife. Unless you know where to look, the financial transgression may stay hidden and you could be financially worse off. The divorce lawyer’s job is to look for hidden assets and income. We won't be as cheap as an online service but getting legal advice could make a big financial difference in the long run. The use of an online service could financially disadvantage an emotionally weaker spouse who is bullied or pressurised into using the quickie divorce route without taking proper advice. Alternatively, you could be feeling terrible about ending the marriage and giving away too much to relieve the guilt. A solicitor puts distance between you and a dominant ex-partner. We can take the pressure off you by negotiating directly with a spouse. Emotionally it may not be the right time to be making financial decisions on your own. Using a solicitor does not have to run into thousands of pounds. Someone experienced will be looking to settle your financial affairs as quickly as possible whilst ensuring you achieve the best outcome possible. At Chapman and Pieri we aim to maximise your settlement without wasting precious time and money. For a standard divorce that does not involve negotiating a financial settlement we charge just £500 plus vat and court fees. You will have direct access to an experienced solicitor who will take the pressure off you trying to navigate the divorce process yourself or with limited access to an online service.

At Chapman Pieri Solicitors, we offer a no obligation, Fixed Fee Initial Consultation for £75 plus VAT and ask you to allow at least one hour for the meeting. We will ensure that the advice you receive is both practical and realistic. There is no beating around the bush when you come to see us. Even if you decide to do things yourself, taking some initial advice before embarking on the process is best. Should you require any further information, please give us a call here at Chapman Pieri Solicitors on 020 8882 9850 to set up an Initial Consultation or alternatively you can email us at: info@cpfamilylaw.co.uk. Please have a look at our website where you will find a lot of helpful information: www.cpfamilylaw.co.uk.

Address: Southgate Office Village, Block D, 286 Chase Road, Southgate, London, N14 6HF.

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Palmers Green & Southgate LIFE March/April 2016  

Free community magazine produced by Anthony Webb Estate Agents in Palmers Green. www.anthonywebb.co.uk

Palmers Green & Southgate LIFE March/April 2016  

Free community magazine produced by Anthony Webb Estate Agents in Palmers Green. www.anthonywebb.co.uk

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