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THURSDAY, SEPTEMBER 12 - 18, 2013

Titans win opener

Keith Urban’s Hot FUSE!

Sports Page B6

Entertainment Page B1

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The Tennessee Tribune 1A

Local educators honored

Local Page B10

One Dollar

Voted the Number One Black Newspaper in Tennessee

Online at: TnTribune.com

www.TnTribune.com Rosetta Miller-Perry – Tennessee’s First Black Female Publisher

V. 23, N. 11, Three April 5 -121 -1,18, 2012 VolumeSections, 24 No. 38 • September 2013

Tribune Radio: wtntrib.com

Promise2Care Helps Sick With Prescription Drugs By Jason Luntz

As the debate about the rising cost of health care in the nation continues, Promise2Care Pharmacy helps patients receive their prescription drugs in an affordable way. The company’s goal is to deliver

Readus C. Smith III

cost-effective programs and services so its customers can live life with improved health, wellness, and independence. Through an effective mailorder system, Promise2Care makes receiving medication an easy process for both working adults and seniors. Chairman and CEO Readus C.

Smith III has made a commitment to providing education and support to those who are suffering with disease and sickness. “We provide literature and consulting for diabetics and will keep clients Promise2Care Continued on page 2A

CME Church Set to Celebrate Men’s Day Saturday  NASHVILLE, TN — Capers Memorial Christian Methodist Episcopal (CME) Church, the Oldest Black Church in the State of Tennessee, will celebrate its Annual Men’s Day Saturday, September 14, 2013, and Sunday, September 22, 2013. The church is located at 319 15th Avenue, North. The Men’s Day theme is “Under Construction.”  Saturday, September 14, the Men’s Day Luncheon will be held at Capers Memorial at 12:00 noon. Mr. Marcus Washington of NewsChannel5, will be the keynote speaker. The Reverend Ronnie L. Whitney, Sr., will serve as the master of ceremonies. For ticket information, please call the church at (615) 329-2082.   Sunday, September 22, Mr. Eric T. McKissack, CFA, Founder and CEO of Channing Capital

Management, LLC, of Chicago, IL, will bring the Men’s Day message at the 10:00 a.m. worship celebration.  The celebration continues Sunday at 3:00 p.m. when male choruses of Nashville and surrounding areas “Come Feel God” in song. The King of Gospel, Mr. Damon King, will lead this praise celebration. Participating male choruses will be Bakers Chapel CME Church (Goodlettsville), Clark Memorial United Methodist Church, Greater St. John Missionary Baptist Church, Lee Chapel AME Church, Wesley Chapel CME Church (Clarksville), and others.  Men’s Day Speakers Marcus Washington

Men’s Day

Eric T. McKissack

Continued on page 11A

Ministers Say Health Care is State’s Obligation By Ronald W. Weathersby

Recently about 70 ministers gathered for a rally on War Memorial Plaza in Nashville, where they said state leaders have a moral obligation to offer TennCare to the 175,000 poor Tennesseans who are not eligible for the program. The event was organized by Clergy for Justice Tennessee. According to a report published by Families USA 1.7 million Tennesseans or 32.4 percent of the population are uninsured. In the same study 35.7 percent of

African Americans and 63 percent of Latinos in the state are uninsured. However, during a two year period between 2009 and 2010 whites made up nearly two-thirds of the people in the state without health care. Some critics of the Affordable Care Act of Obamacare say the nation’s poor are being protected by programs designed for them. However, in Tennessee 50.1 percent of poor people are uninsured. The 1.7 million number is questioned by a more recent report by the University of Tennessee Center for Business and

Economic Research which says that in the five years from 2005-2010, the number of uninsured Tennesseans rose from 482,353 in 2005 to 604,222 in 2011. More alarming the study said that during that time period 3,483 Tennesseans died because they lacked health insurance. In spite of these numbers last spring Gov. Bill Haslam (R-TN) announced that he will opt out of Obamacare’s optional expansion of the Medicaid Health Care

Rev. Dr. Judy D. Cummings

Continued on page 14A

TSU Chemistry Student Menakaya Earns National Recognition By Ronald W. Weathersby

Olisa Menakaya is on a mission. The recent Tennessee State University graduate in Chemistry with minors in Bio-Chemistry

TAKE 10

on

Tuesdays

l-r, Ruth Woodall and Olisa Menakaya

and Business was named one of the Tennessee Scholars and received national recognition from the American Chemical Society as a scholarship recipient. Olisa or OK as he is known to his friends and students is currently working on his Masters Degree in Chemistry at TSU as he readies himself to become a high school Chemistry teacher in the Metro Public Schools. “I’m going to take on the challenge of teaching chemistry in the Metro public schools,” Menakaya declared in a tele-

phone interview. The ambitious 26 year old who has been admitted into the Meharry College School of Dentistry says he has decided to begin working on a Ph.D. in Chemistry at either TSU or Howard in the near future. “I want to be a professor and a researcher,” he said. Menakaya came to Nashville from his native Ft. Worth, Texas and attended Menakaya Continued on page 11A

Organizations Meet About Black College Fund By A.J. Dugger III

Promise2Care Pharmacy Chairman and CEO Readus C. Smith III is the guest this week on Take 10 on Tuesdays with The Tennessee Tribune. Smith talks with Tribune Social Media Director Jason Luntz about his company’s new building and its growth into one of the largest mail-order pharmacies in the country. Promise2Care has a commitment to making prescriptions affordable and easy to receive. The company has also created a system that makes communicating with doctors and patience an easier process. You can view the interview at www.tntribune.com

On Monday, September 9, there was a meeting at The Sheraton Music City Hotel between The United Method Council of Presidents and The Educational & Institutional Insurance Administra-

tors, Inc. (EIIA) The meeting was a unique opportunity for both parties to discuss numerous topics, including ways to spread knowledge about the Black College Fund and how student leaders at Historically Black College and Universities could get more involved in this

process. The EIIA is known for providing insurance to African Americans during the 1960s when it was not available to them. The UM Council of Presidents is a group of 11 Black College Fund Continued on page 11A

TSU Gets Financial ‘Boost’ From Appeal

half a million dollars to the institution in response to an Tennessee State Univer- emergency appeal to help tusity, hundreds of its stu- ition short students enroll in dents and the institution’s the university this month. new president, got a finanThe contributions, cash cial “boost” this week from and pledges raised in less alumni, friends and several than seven days, were in recorporate citizens of the sponse to a public “S.O.S.” Nashville area who collec- (Save Our Students) letter tively contributed more than sent last week by Tennessee By Reginald Stuart

State (TSU) President Dr. Glenda Glover. In her letter to potential donors, Glover said some 350 students would have to be cut from the university’s rolls this month, if the minimum payment of tuition and fees could not be met this week. TSU Continued on page 6A

Dr. Cynthia Bonds Hobson


2A The Tennessee Tribune

Promise2Care From page 1A updated with our upcoming events and health fairs,” explained Smith. “For the financially burdened, Promise2Care cooperates with special co-pay services to ensure that patients are getting their medication the lowest prices we can provide. “ Promise2Care has developed a system that includes the ability for physicians and patients to fax in or call-in prescriptions. Rather than have patients participate in an automatic refill program, the pharmacy now contacts patients 10 days before their supply of medicine runs out. This verification program saves customers and doctors both time and money, Smith said. Also with the ability to mail overnight, the pharmacy now offers the ship-

THURSDAY, SEPTEMBER 12 - 18, 2013

ment of emergency packs to patients anywhere in the United States. Aware of the rise in patients who are diagnosed with Diabetes, the pharmacy has a goal to make diabetic maintenance and care easier for both patients and doctors by offering a free Glucose Meter for members. Smith has also developed a new program that gives children with diabetes a free meter to be placed at their school to allow their glucose levels to be monitored throughout the day. The new meters also offer medical providers access to a new system call TeleHealth. This allows glucose levels to be monitored by connecting the meter to a computer. Through election communication physicians can see if their patients are complying with their medication treatment. As a victim of advanced Crohn’s disease, Smith understands the importance

l-r, Russell Rivers Jr., Readus C. Smith III and Perez Grimes

l-r, Readus C. Smith III, Terry Richardson, Readus “Cord” Smith IV and Ronald Cartmell

of support system and a medical community that cares. One of his most recent decisions was eliminating voicemail for his call center staff. “When you call to place an order, we want you speaking to a person every time,” Smith said. After a hospital stay, Smith changed the name of his company from Ready Healthcare Corporation to Promise2Care. “I asked God if he raised me up, I would take care of as many people as I could,” he continued. “The first day out of the hospital I said I wanted to change the name of the company to remember the vow that I made. “ As one of the fastet growing mailorder pharmacies in the nation, Promise2Care has expanded by building a new facility located in Nashville, TN. The building serves as a state-of-the-art distribution center for medication, a call center, corporate headquarters, and a brand new retail location for prescription

l-r, Pamela Emmons and daughter Karmen Emmons, Promise2Care employee

l-r, Hybebah Chevalier and Jana Uttz

l-r, Jay Hampton, Readus C. Smith III, Michelle Bilinski and Readus “Cord” Smith IV

pick-up. Smith is excited about the opportunities the growth of his business has allowed him to participate in helping the community. This includes health fairs, speaking to organizations about proper diabetic treatment, and exercise-based programs. “We do things like ‘Thinning is Winning’ where we give a flat screen television to the one who lost the most weight,” Smith Said. “We do exciting stuff to stay involved in the community.” To begin using Promise2Care, call 1-877-323-9067. After speaking to a specialist, a pharmacist contacts the patient’s doctor to verify all medications and dosages. Most forms of insurance are accepted. Patients can have medicines delivered to their home or place of business. You can see an interview with Readus Smith III on Take 10 on Tuesdays at www.tntribune.com

l-r, Tribune Publisher Rosetta Miller Perry, Readus C. Smith III and Cynthia Sessoms

l-r, Dr. A. Hill, Tribune Social Media Director Jason Luntz and Tribune Associate Publisher William L. Miller

Scoop up hugs, kisses and

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L ove To Sh op Here. Lo v e To Sa v e Here. For a list of current Buy One Get One Free deals, weekly specials and coupons, visit publix.com/save. To view deals on your smartphone, scan the code.


THURSDAY, SEPTEMBER 12 - 18, 2013

The Tennessee Tribune 3A

LOCAL

Rubicon Equities Closes on Newly-Named UBS Tower

The Former Regions Center in downtown Nashville is now the UBS Tower

NASHVILLE, TN — Nashville-based Rubicon Equities has closed on its acquisition of the former Regions Center at 315 Deaderick Street in downtown Nashville. The building will bear the name of its largest tenant to date, UBS Tower. The purchase was finalized on September 3, 2013, and UBS will commence work on its premises within several days. “With its numerous competitive advantages, 315 Deaderick is singularly positioned to capitalize on a dynamic market and deliver efficient blocks of space to new tenants,” said Gabriel Coltea, Managing Director of Rubicon Equities. “Given Nashville’s pro-business environment and the efforts of local and state government to attract formidable corporate talent, we believe that the downtown submarket will continue to strengthen and we are pleased to play a front-

line role in these initiatives.” In addition to a name change, Rubicon will begin implementing significant initiatives that will transform 315 Deaderick and return it to its former prominence in the Nashville skyline, including an expansive retail program leveraging the property’s surrounding plazas, large glass lobbies, roof terraces, proximity to green space, abundance of parking and ease of access. “UBS’ decision to locate in our city’s center speaks to the strength and vibrancy of our downtown and all it has to offer,” Mayor Karl Dean said. “We are particularly appreciative of the significant capital investment that is being made in the rejuvenation of a prominent building in Nashville’s skyline. The new UBS Tower will be easy for employees to get to and a great place to work.” UBS will occupy 98,000

square feet of space encompassing two full floors of the 29-story building. The move comes after UBS announced in August that it will expand services and invest in a new business center that will create 1,000 new jobs over the next five years. Move-in is scheduled to begin in Second Quarter of 2014. “UBS is pleased to have selected 315 Deaderick Street as the home for our new UBS Business  Solutions Center,” said Charles Nobs, UBS Managing Director for Corporate Real Estate and Administrative Services for the Americas. “We conducted an extensive search and chose this site as the best location in downtown Nashville. We very much appreciate the assistance of Nashville  Mayor Karl  Dean and Economic and Community Development  Commissioner Bill Hagerty in helping us to make a great choice for our expansion.”

“UBS is a great addition to downtown Nashville,” said Courtney Ross, Vice President of Economic Development for the Nashville Area Chamber of Commerce. “Bringing more than 1,000 bright, talented professionals into the downtown core only makes Nashville that much more attractive for other relocating and expanding companies.” In addition to providing the ideal home for UBS, 315 Deaderick is taking the lead in responding to the changing needs of a growing city. “UBS Tower’s success will be in direct response to our market’s lack of large blocks of available space to accommodate robust and continuing economic development efforts by the City and the Chamber of Commerce,” said Tom Frye, Managing Director for the Nashville office of CBRE. “315 Deaderick is an It-location for the It-City.”

Creating Change Conference to Focus on MTA/Neighborhoods NASHVILLE, TN — The Neighborhoods Resource Center (NRC) will host a conference focused on how neighborhoods can really participate in decisions about transportation from 9 am until 12:30 pm on Saturday, September 21, 2013. The conference is free and open to the public, but is limited to 60 participants. Pre-registration is required. The Creating Change Conference has three main goals. First, to learn about current services provided by the Metropolitan Transit Authority (MTA). Second, to briefly review the history of MTA and discover how decisions are made.

Third, to examine the role of participatory government and models for how MTA and neighborhoods could work together more effectively. According to NRC Event Coordinator Jackie Sims, “This is not a conference that will focus its energies on the current AMP/ BRT debate. This debate is important, and there have been many meetings on this topic. However, the debate is an indication of the need for neighborhoods to participate in decisions about transportation. We will be asking what participatory government could look like in our city and how we get there

from here.” The conference is presented by the Neighborhoods Resource Center, a local nonprofit organization working with neighbors and communities to facilitate community-driven change. The event will be held at the NRC Fire Hall, which is located at 1312 Third Avenue North, in Nashville’s Germantown. Anyone wishing to register for the conference should call Jackie Sims at (615) 782-8212 or register online at www.tnrc.net/ CreatingChangeConference. Space is limited to the first 60 people.

Catholic Charities Accepting Applications for Grants NASHVILLE, TN — Catholic Charities of Tennessee is now accepting applications from Middle Tennessee nonprofits for three grant programs offered by Catholic Campaign for Human Development (CCHD), an initiative of the U.S. Conference of Catholic Bishops. CCHD offers locallyfocused Economic Development and Community Development grant opportunities, with potential funding of $25,000 to $75,000 to be awarded in fall 2014. Economic development proposals should significantly include the voice of the poor and marginalized in developing new businesses offering good jobs and/or assets that will be owned and enjoyed by local communities. Community development proposals should demonstrate a commitment to the dignity of the human person. These programs are led by people living in poverty and work to address poverty’s root causes by nurturing solidarity between the poor and non-poor and facilitating the participation of people living in poverty in

decisions that perpetuate poverty in their lives. CCHD recently introduced a third grant opportunity, the Strategic National Grant Program. Its focus is regional or national situations or issues where broader, strategic, innovative, and focused action is needed. The pre-application and

application process for all three categories began September 1 and continues until November 1. Preapplications for a CCHD grant are prepared online at www.usccb.org/cchd/ grants. Past Nashville area CCHD grant recipients include the Tennessee Health Care Campaign, Tennessee Immigration and Refugee Rights Coalition, Home Safe, the Tennessee

Disability Coalition, and Worker’s Dignity Project. “The CCHD grant program offers a wonderful opportunity to regional nonprofit organizations,” said Fran Rajotte, Catholic Charities’ director of Advocacy and Social Concerns. “The grant program is one way that CCHD partners with local community programs to overcome poverty and injustice.” Catholic Charities’ executive director Bill Sinclair serves as CCHD director in the Diocese of Nashville. To qualify for the grants, a nonprofit organization must have its own 501(c) (3) status, a local office, a director, and an established Board of Trust, with at least 50% of the Board’s membership living on a low-income or in poverty. Neither the organization’s purpose and activities nor those of any partner organizations may conflict with the Catholic Church’s moral and social teachings and must respect the life and dignity of every person. For questions on qualification stipulations or the application process, contact Fran Rajotte (frajotte@cctenn.org).

More Than $1.4M Awarded to UTH-SC in Memmphis MEMPHIS, TN — Congressman Steve Cohen (TN-09) announced last week that the University of Tennessee Health Science Center (UTHSC) in Memphis has been awarded a total of $1,411,317 from the U.S. Department of Health and Human Services (HHS) for three different projects. “These funds will help continue the important work being done by the skilled researchers at the UT Health Science Center in Memphis,” said Congressman Cohen. The following grant awards are included un-

Rep. Steve Cohen

der today’s announcement: HHS’ National Institute of Diabetes and Digestive and Kidney Disease awarded $941,115 in grant funding to UTHSC

for the Action for Health in Diabetes Continuation (Look Ahead) project. HHS’ National Institute of Diabetes and Digestive and Kidney Diseases awarded $395,202 in grant funding to UTHSC for the Preclinical Diagnostic Imaging of Amyloid project. HHS’ National Institute of Neurological Disorders and Stroke awarded $75,000 in grant funding to UTHSC for the supersensitive dopamine D2 receptor inhibition of striatopallidal projection project.

For More News, More Often, Visit The Tennessee Tribune Online at www.TnTribune.com


4A The Tennessee Tribune

THURSDAY, SEPTEMBER 12 - 18, 2013

EDITORIAL

NATIONAL URBAN LEAGUE - TO BE EQUAL #37

BUSINESS EXCHANGE Surviving John Lewis

the lingering effects of historical marginalizaFifty years after the tion when considered March on Washingas a whole. The income ton, the sole surviving gap between White and speaker from that day is Black Americans is Democratic Rep. John $8,000 less than it was Lewis of Georgia. Lew40 years ago. Over the is is a living symbol of past 50 years, the un“the Black struggle.” employment rate for As the struggle continAfrican Americans ues, Lewis is at once a has remained twice prominent part of the that of Whites. The inpast, but now, possibly come gap between Afpart of Black peoples’ rican Americans and problems. Called “one William Reed Whites has closed a of the most courageous mere 7 percent. persons the civil rights movement proThere’s little evidence that Blacks duced,” Lewis, and his gaggles’ political accomplishments are subject to ques- correlate their voting patterns and economic status. It’s as if they never heard tion. There’s no progress without struggle, the political term “bring home the baso it’s proper to honor Lewis for his con.” There’s been little serious thought struggle. In his struggle, Lewis has ex- or discussion among African-American perienced more than 40 arrests, physical leadership as to “why the failures?” To attacks and serious injuries. While still whom do we attribute our overall lack of a young man, Lewis became chairman “change” over the years? At minimum, of the Student Nonviolent Coordinating longtime politicians and officeholders Committee. By 1963, he was dubbed such as Lewis, the Democratic Party one of the “Big Six” leaders of the civil and the roles they’ve played must be rights movement. At the age of 23, he scrutinized. Given the economic probserved as both an architect of and a key- lems that still beset the Black communote speaker during the historic 1963 nity, has our historic and overwhelming March on Washington. loyalty to the Democratic Party really In 1965, Lewis and Hosea Williams paid off? At whose door should Blacks led more than 600 peaceful protestors lay blame for their static conditions? across the Edmund Pettus Bridge in Who has been at the helm when African Selma, Ala., on March 7. They intended Americans got the worst as the econoto march from Selma to Montgomery to my declined and the least when it grew? demonstrate the need for voting rights, We are complicit in our own debut were attacked by Alabama state mise. We refuse to hold Lewis, Black troopers in a brutal confrontation that elected officials and executives that bebecame known as “Bloody Sunday.” came post-civil rights movement power John Robert Lewis is known by most brokers accountable. Somehow Black as an accomplished civil rights leader, voters can’t see that the blame for our but actually, Lewis has spent most of paltry economic status goes to Africanhis life as a politician. A former Atlanta American voters who regularly return Council member, Lewis has spent deBlack incumbents like Lewis to local cades in Congress. The powerful Demand national office. Black Democrats ocrat has served in Congress since 1987. hold 43 of the 50 least competitive seats He represents the Fifth District of Georgia, which includes most of Atlanta. in the Congress. Lewis holds the counThis district is nearly 56 percent African try’s “least competitive House district” American. He’s the dean of the Georgia and hasn’t faced a challenger in decades. congressional delegation and serves as Twenty-two members of the Congressional Black Caucus hold “safe” seats senior chief deputy whip. At 72, Lewis epitomizes African similar in profile to Lewis. Continuing to do what you’ve always Americans “marching in place.” Blacks done will continue to provide what it alare in a “static hold,” pertaining to or characterized by a fixed or stationary ways has. To experience a “change” in condition. In reality, Blacks’ economic our status, Blacks must make decisive condition shows no change since Lew- changes. William Reed is publisher of “Who’s is spoke on the National Mall in 1963. Economically, African Americans ben- Who in Black Corporate America” efited from the advances made dur- and available for projects via the Baiing the civil rights era but not without leyGroup.org By William Reed

Rosetta Miller-Perry, Founder/Publisher Tennessee’s First Black Female Publisher

LOP Perry, MD., President, (1990-2009) William Leo Miller II, Associate Publisher Sales e-mail: sales1501@aol.com Phone: 615-321-3268 To submit news and letters to editor email to: tribunenews2@aol.com The Tennessee Tribune E-Subscription option offered, a state-of-the-art page turner program that will allow subscribers to read each and every article for only $27.00 a year. SCAN QR CODE TO To subscribe simple visit VISIT OUR WEBSITE http://tntribune.com/etwitter.com/tn_tribune edition-3/ and follow the instructions.

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IN MEMORY OF L.O.P. Perry M.D. 1923-2009 Publisher 1990-2009 Tennessee’s First Black Gastroenterologist

DISCLAIMER: The articles and thoughts expressed throughout this newspaper are the sole opinions of the individual author or group that expresses them and do not necessarily reflect the views of the Tennessee Tribune. We welcome comments from our readers. To send material for the editorial page be sure to include a name, your area of residence and if available, an e-mail where you can be contacted accompanying the material submitted. Please note, we maintain the right to edit for brevity and clarity. THE TENNESSEE TRIBUNE.

Must Be a Proponent of Main Street

months of private sector job creation and a total of 7.5 million new jobs. The economy is moving “The Federal Reserve in the right direction. But Chairman is not only one the 13% unemployment of the most important rate for African Amerieconomic policymakers cans and the 9.3% rate for in America, he or she is Hispanics make it clear one of the most importhat even as the recovery tant policymakers in the inches forward, commuworld.” nities of color are still be- President Barack ing left behind. Obama With Ben Bernanke’s term as Federal Reserve Welcome to the seaChairman set to expire on son of big decisions Marc H. Morial January 31, 2014, Presiin Washington. In the dent Obama must choose coming days, President a successor who is committed to ending Obama will have to decide whether to or- these inequalities while being acceptable der a military strike against the Syrian reto Main Street, Wall Street, and Capitol gime for using chemical weapons against Hill – an almost irreconcilable team of its own people. Time is also running out rivals. The President’s choices include for Congress and the Administration to former Treasury Secretary and Obama agree on a budget to avoid an October 1 Economic Advisor, Larry Summers and government shutdown, and lawmakers are on the line to raise the debt ceiling to current Fed Vice Chairwoman, Janet Yelkeep the nation from defaulting on its fi- len. Opposition to Summers is intense, nancial obligations. In the midst of all of broad, and diverse. this, the President must decide whom to Everyone, from Nobel Prize winning pick for one of the most important jobs in economist Joseph Stiglitz to the National the world – Chairman of the Federal ReOrganization of Women to Maxine Waserve. “The Fed,” as it is commonly called, ters and a growing list of members of is the central bank of the United States, Congress, has urged the President to pick responsible for setting monetary policy Yellen over Summers. As a leading arand credit conditions in support of full chitect of Wall Street deregulation duremployment and stable prices. The Fed ing the 1990’s, Summer’s policies have also supervises and regulates banks to been viewed as helping to pave the way to ensure the safety and soundness of the the Great Recession. A recent New York nation’s banking and financial system Times editorial concludes that “Mr. Sumand to protect the credit rights of con- mers has also shown an indifference to sumers. Ben Bernanke has held this job the effects of economic decisions on orsince 2006, one year before the start of dinary people.” We urge the President to consider apthe Great Recession. While Bernanke is pointing someone who is more of a friend not without his critics, many believe his policies helped prevent another Great De- to Main Street than to Wall Street. This pression and put the nation on the road to includes, the highly-qualified Janet Yela steady, albeit much too sluggish, recov- len, who would be the first woman to ery. The August jobs report shows the lead the Federal Reserve. It should also economy created 169,000 jobs last month, include other women, African American with overall unemployment now down and minority economists who could bring to 7.3%. This translates into 42 straight both excellence and diversity to the Fed. Marc H. Morial President and CEO National Urban League

LETTERS TO EDITOR Dear Editor:

the 1960s, the class divisions that imploded within Black America, and the greening of the Black middle-class; and that this process has been slowly evolving since the death of Martin Luther King and other civil rights leaders in the 1960s. Obviously, none of the success of the torrent demonstrations, sit-ins, marches and civil rights legislation has had the remotest bearing on the black poor who has become even poorer, and desperate. Many has turned to crime, drugs, and gangs as their only way out; government has made prisons, one of the few booming American businesses, to house many of the Black poor, specifically young black males. Jealous said he is talking to a handful of schools within commuting distance of metropolitan Washington about teaching. He plans to continue work with civil rights colleagues toward raising money for a fund to promote black participation in politics; however, there is no mention of any plans to work with the Justice Department to enforce the civil rights laws, specifically Title VI of the Civil Rights Act of 1964. And EEO all over the USA is a mess. In the meantime our current NAACP chief is enjoying his so-called fame and status and toots his horn about how the organization “revenue has grown from $25.7 million in 2008 to $46 million in 2012.” But no progress report for the enforcement of the civil rights laws and no report on how much were allocated for civil rights law enforcement. NAACP was “out of touch” the latter part of the 20th-century and continue to be “out of touch in the 21st-century.

Jealous, the current National Association for the Advancement of Colored People (NAACP) leader who took over 5 years ago as youngest ever NAACP president, says he is resigning effective December 31. Jealous in his interviews with various mainstream media (CNN, USA TODAY, CBS etc.) says he wants to spend time with his wife and two young children; and that he has detailed plans to create an “EMILY’s list for people of color.” The name EMILY’s List is a backronym for “Early Money Is Like Yeast” (i.e., it raises dough). Please note: No interviews or press conferences have been held with the Black Press where he served as head of the National Newspaper Publishers Association (NNPA) Foundation. His reason for stepping down is questionable; however, I do believe that Jealous, like previously alleged selfservant NAACP chiefs, failed to implement the important purposes of what the organization was founded upon. Many of our so-called Black leaders focus-in on politics and big 6-figure jobs. Earl Ofari Hutchinson, the author of The Crisis in Black in a letter to another alleged self-servant NAACP, Kweisi Mfume, stated the following: “You and other NAACP officials are trapped in the middle by twisting ‘political’ trends and shifting fortunes upward for the Black middle class and downward of the Black poor.” Hutchins contends that the NAACP has spent the latter part of the 20thcentury and almost 13-years of the 21st-century in a monumental retreat from visible cutting edge social activism; that retreat can be directly traced Lavera Floyd, Publisher Emeritus to the collapse of legal segregation in of The Dayton Defender

For More News, More Often, Visit The Tennessee Tribune Online at www.TnTribune.com


THURSDAY, SEPTEMBER 12 - 18, 2013

The Tennessee Tribune 5A

OPINION America Has Yet to Learn to Exit Fundraising: Investment or After-Thought? Investing in the fundraising operations of a nonprofit is an investment in the organization’s future. It takes time to build a fundraising program that is capable of securing revenue from multiple sources. It takes vision, planning, leadership and resources – including money. And, it doesn’t necessarily “pay off” right away. A fundraising program takes time and attention to mature. Often three-to-five years. And during that time the investment in fundraising needs to be consistent. Once a fundraising program is well established it can support a nonprofit organization or institution in meeting its revenue goals. But, again, it takes time. And even once established, it cannot be put on “automatic pilot.” Fundraising needs consistent attention from the organization’s top leadership. That means the CEO and board members have to be willing to cultivate and solicit gifts all the time, not once in a while. The focus needs to be on building and sustaining a pool of prospective donors and funders. You need a pool who can collectively give three times the fundraising goal because not everyone who wants to give will be in a position to do so when asked. You have to know who these people are. You have to be in contact with them. You have to know what they want from a funding or giving relationship with your organization. Don’t wait until the organization needs money to build a fundraising program. That’s when it’s too late. Our recommendation: attract the people and expertise to build and sustain your programs and simultaneously attract the people and expertise needed to raise money for the program in future years. It

can take a minimum of 12 to 18 months to secure meaningful investments from foundations, corporations or individuals. Having a strong program that meets community needs doesn’t mean an organization will be able to raise money when funds are needed. Successful fundraising is the result of consistent planning and engagement. With the economy turning around and money beginning to flow again now is the time for nonprofits to build sustainable fundraising programs. Prepare for future challenges. Get your house in order. Be proactive, not reactive. Build a program that attracts unrestricted funding as well as the “easier” to obtain restricted funding. Yes, it takes time and creativity to find ways to secure unrestricted funding: but if you don’t make the investment you won’t have the unrestricted funds. Ensure your board and CEO are committed to fundraising. Seek out volunteers who are fearless fundraisers. Create a fundraising plan that seeks funds from multiple revenue sources – not only foundation or government grants. Attract, train and invest in committed and experienced staff. Review and refine your case for support. Articulate your uniqueness. Align your organization with community needs. Respond to the market. You can do it: it takes vision, planning, commitment and your time. Copyright 2013 – Mel and Pearl Shaw; Mel and Pearl Shaw are the authors of “Prerequisites for Fundraising Success.” They position nonprofits for fundraising success. Visit them at www.saadandshaw.com.

Former Abercrombie & Fitch Employee Scores Legal Win

A judge ruled that Abercrombie & Fitch violated federal law when the company fired a Muslim worker at one of its Hollister stores for refusing to take off her hijab. Judge Yavonne Gonzalez Rogers ruled in favor of Hani Khan’s request for a summary judgment against Abercrombie, which owns Hollister, last week, according to court papers. The Equal Employment Opportunity Commission sued Abercrombie on behalf of Khan in 2011, after she claimed the company fired her in 2010 for her decision to wear the religiously-mandated headscarf. A trial will begin at the end of September to determine what Abercrombie owes Khan as a result of its

illegal actions. “Abercrombie & Fitch does not discriminate based on religion and we grant religious accommodations when reasonable,” the statement reads. The judge also denied Abercrombie’s claim that allowing Khan to wear her hijab on the job would present “undue hardship” to the company’s brand and sales. Khan had been wearing her hijab for four months at work before a district manager visited the store and decided it was against the company’s controversial “Look Policy,” which some say goes too far in micromanaging an employee’s dress. “Abercrombie must provide more than generalized subjective beliefs or assumptions that deviations from

the Look Policy negatively affect the sales or the brand,” the judgment reads. “The evidence presented does not raise a triable issue that a hardship, much less an undue hardship, would have resulted from allowing Khan to wear her hijab.” Khan’s complaint is one of many accusing the retailer of discriminating against certain types of employees and customers. Abercrombie found itself in hot water earlier this year after a yearsold quote from CEO Mike Jeffries resurfaced, boasting about the company’s “exclusionary” look. In addition, France’s human rights watchdog is investigating Abercrombie over claims the company discriminates in hiring based on appearance.

bogged down at the cost of thousands of American lives, limbs, and minds. (For the record, I neither define myself as wholly Democrat nor wholly ReIt doesn’t take a rocket scientist to publican; or, for that matter, as neither understand that when you lead your holy Democrat nor holy Republican). I had commented to colleagues and allies into wars from which you have no exit strategy, they will develop a written that when the statue of Sadreluctance to follow. dam Hussein came down, we should That reluctance descended into have raised our arms and yelled “Vicaversion from America’s most faith- tory!” and left officially and helped the ful ally, Great Britain, when its ParliaU.N. put back Iraq’s and Afghanistan’s ment gave a resounding “no” to Prime infrastructure with the quickness of Minister David Cameron. One has to wonder if both the Pres- McDonald’s. This gesture would have ident and the Prime Minister were had their citizens on our side and deoperating on all cylinders. Shouldn’t veloped trust not only with them but there have been some behind-the- with our allies. doors canvassing between the U.S. and To reiterate, in this 13t h year of the Great Britain before Cameron made a 21st Century, this nation has firmly fool of himself before Parliament and established a reputation to go into a the world, and before the President drew lines in the sand before going to war-torn country and stay and stay Congress? Haven’t we been down this and stay; and occupy and occupy and occupy. It does NOT know when to road before, starting with Vietnam? In these past few days, the Ameri- leave! can public has made it clear that it Again, we have not looked like wants no war. But hey! The pub- winners since World War II. Furtherlic be damned. In the end, President more, this nation has welcomed back Obama will more than likely get what our soldiers with a kick in the ass and he wants with or without congressional approval, and we will be engaged a spit in the face. In this Iraqi and Afin yet another reactionary war, and ghanistan conflict, our soldiers have ironically with a man who was born returned home to nothing but joblesson September 11th and who is a physi- ness and disrespect. The enemy has cian, Bashar Assad. received more accommodations than We can hear President Vladimir our soldiers... I don’t want to even get Putin snickering as he aids and abets started on how we treat our veterans. Assad behind closed doors. Every medieval society knew enough I have long been an observer of Czar Putin whom I have never trusted to take care of its warriors. As we listened to President Obama’s because he has flaunted his enormous wealth with the same arrogance as G20 press conference (September 6, those who believe in Divine Rule. 2013), I heard the same dinosaur reaThough I did not agree on much sons this country has been plagued with presidential candidate Mitt Rom- with post World War II. What I didn’t ney, I did agree with him on Russia and hear (not really) is that if Bashar Assad believed as he did that the Cold War is not as warm as we thought. Czar Pu- used chemical weapons on his own tin even managed to use the G20 gath- people, what makes us think he won’t ering in St. Petersburg as a stage to use them on Americans? Having said further mock the United States. This that, America still needs to learn that hybrid of a capitalist-communist has nations we help will neither bow to us already made it his mission to make nor tolerate indefinite occupation. the Soviet Union Number One by any As one can see, no ally is readily means necessary. And who knows, following the United States down this instead of Sarah Palin saying that she can see Russia outside her house, she path of a Syrian engagement, and it might very well be uttering ‘I can see is this reluctance which shows that something has drastically changed beRussia inside my house’. As stated earlier, our nation has tween this nation and its allies. Now I continued to emerge from conflicts as am just as patriotic as the next Ameri“loser” or as that proverbial Paper Ti- can, but I strongly advocate that no ger since Vietnam. Why? Simple. Our ally should follow the United States foreign policy continues to be defined down this path to bog its nation, its and implemented on a Euro-Westerncolonial-centric model which went by people, its resources, its spirit into a the wayside in the 20th Century, espe- quagmire of no return. No ally should follow the United States down this cially in the 1960’s. During these few days, there has path until it changes its foreign policy been verbiage about America losing to reflect a world of diversity and to credibility. We continue to lose cred- have, if it decides to go to war, a quick ibility because we continue to oper- exit strategy. ate on a grossly failed 20t h Century To tell the truth, we also know foreign policy that does not take into account race, color, religion, and cul- that our country’s foreign policy (like ture as certified variables in forming those of any other nation) is not absoa realistic, workable 21st Century for- lutely based on good intentions but on eign policy model. Having an African oil and other natural resources and can American president makes nil differ- serve as a distraction to take citizens’ ence. minds off domestic crises. Great Britain experienced firstThis Syrian crisis is, too, a guise hand the sun setting on its empire for old rivals, the U.S.A. and Russia, when it-- as did France, Spain, and Portugal-- lost colonial reins of its to vie for first place to unbalance the African territories. Great Britain also scale. Again, Czar Putin is hee- heeing learned a hard lesson when it lost con- as he aids and abets Syria to serve as trol of India under Gandhi’s ethnic re- a perfect back upon which Russia can bellion. climb to reestablish itself. There is yet another simple reason We all know that old adage of good why the United States of America’s intentions paving the road to hell. And credibility has escalated: America you can rest assured that there will be does not know when to leave. I was invited to a White House luncheon in “boots on the ground” walking over the Roosevelt Room shortly before we more American skeletons on the way were about to embark into what would to hell. become known as Desert Storm to Ego. Yes, there is more than one free Kuwait. As I sat across the table thing we have to fear other than fear from President George H. W. Bush, itself and that’s *** This editorial is on I voiced my opinion that we would the Editorial, International, and Black in fact be stuck there as we were in Paper lanes on the Black Information Vietnam. The Desert Storm victory was short lived. President George W. Highway and The Mid-South Tribune www.blackinformationhighway. Bush’s going into Iraq was in reality at a continuation of Desert Storm which com became Vietnamesque in that we got Welcome, Travelers! By Arelya J. Mitchell, Publisher/Editorin-Chief, The Mid-South Tribune and the Black Information Highway www.blackinformationhighway.com


6A The Tennessee Tribune

THURSDAY, SEPTEMBER 12 - 18, 2013

LOCAL

Greater Nashville Teach for America Improves Education By A.J. Dugger III

NASHVILLE, TN — The Greater Nashville Region of Teach For America has been having a lot of success under the leadership of Executive Director Shani Jackson Dowell. “We can offer students all the opportunities that they deserve,” Dowell said in a recent interview. “Teach For America believes that every child should have access to an excellent education. In Nashville, we work in partnership with district, school, and community leaders to make sure every child has a great school to attend.” In 2009 when The Greater Nashville Region of Teach For America was founded, they had 61% of alumni in working in education. Today they have a corps size of 220, and 375 alumnis live in the region. Since their 2009 opening, over 30, 900 students have been reached. On their website, there is an application to register for the 2014 corps. During the current 2013-2014 school year, over 10,000 corps will teach 750,000 students in 48 regions throughout the United States. Anyone with a bachelor’s degree, 2.50 undergraduate GPA, and proof of U.S. citizenship can apply. Dowell attended Howard University in Washington, D.C. After graduating, she received an M.B.A. from Stanford University. She then worked at Bain and Company and later worked on education cases for The Bridgespan Group. Eventually she joined KIPP Charter Network, helping to launch schools in Nashville, New Orleans, LA, and Houston. During this time, Dowell became inspired by Teach For America. Even though she was working in a non-profit sector, she wanted to get involved. “I always had a passion for youth development,” she said. “Overtime, I got to see what was possible.” Dowell became a corps member in Houston and started teaching math.

l-r, Courtney McEwen, Ali Wilson, Shani Dowell, Jamie Badia, Ian Smith, Kyle Ali, Karen Babbs, Chris George, Ashley Kimball and Megan Ernst Photo by Ashley Hylbert

Later, she joined the recruitment team and moved to Nashville in 2008. “When we didn’t have an executive director of the Nashville region, I was fortunate enough to get that role,” she said. Dowell explained that one problem occuring in Nashville is that children are blamed when they aren’t ready for college or a career after graduating from high school. If the children are not blamed, then the blame is put on their families or the teachers in the schools. “We have to change this,” said Dowell. “For our city to ensure that every kid has access to a great school we must do two things: First, we have to believe it’s possible. Second, we have to recognize our urgent, individual responsibilities to make it a reality.”

Dowell and her staff have a vision: They want every child in the community to have a great school to attend. “We recruit people who have been proven leaders. We recruit them to teach in our community and then we develop their long-term leadership. We have our teachers go through a really intense five-week training process.” A regional hit, Teach For America has other locations throughout The United States including cities such as New York, Dallas, Chicago and others. The other Tennessee location is in Memphis. “We have locations in 48 different regions,” said Dowell. “We recruit at local colleges and universities and in over 800 colleges and universities from across the country.” Currently, Teach For America’s teachers educate 70 schools in the Nashville area. The number of students they teach almost totals 13,000. Teach For America regularly works with children from Kindergarten through the 12th grade. Tennessee Education Commissioner Kevin Huffman is a Teach For America alumni. Huffman, who was appointed to his position by Tennessee Governor Bill Haslam in April 2011, was a Teach For America corps member in Houston, Texas. In addition to Huffman, more than 200 Teach More America alums have went on to have great success, some of them becoming involved in education and school leadership. An excerpt from the website reads, “We believe that, 10 years from now, we’ll look back on this as the decade when the people of Nashville came together to change the life prospects for our children.” For more information, visit http://www.teachforamerica.org/where-we-work/greater-nashville.The Greater Nashville Teach For America office is located at 220 Athens Way Suite 300 Nashville, TN 37228. To reach them by phone, call (615) 242-6263.

TSU President Glover to Keynote NBCC’s Black Business Awards

NASHVILLE, TN — Tennessee State University’s new President, Dr. Glenda Baskin Glover, has been confirmed as the keynote speaker for the Black Business Awards to presented by Nashville Black Chamber of Commerce at its annual luncheon on Thursday, September 19, 2013 at the Loew’s Vanderbilt Hotel. “The theme for this year’s awards is Moving Forward: Advancing Diversity and Inclusion,” stated Carolyn McHaneyWaller, the Nashville Black Chamber’s President. “Dr. Glover is a natural fit to keynote our event as she represents the consummate professional in the black business community and has introduced a five-point vision for TSU which touches

on diversity and inclusion,” Waller continued. Dr. Glenda Baskin Glover began serving as President of Dr. Glenda Baskin Glover Tennessee State University on January 2, 2013.  She was formerly the Dean of the College of Business at Jackson State University in Jackson, Miss., where she led the College of Business throughout the accreditation process, and spearheaded the implementation of the nation’s only Ph.D. in Business at an HBCU. She is a certified

public accountant, an attorney, and is one of two African American women to hold the Ph.D.-CPA-JD combination in the nation. Dr. Glover’s educational development began as a student at Tennessee State University, where she majored in mathematics.  After graduating with a Bachelor of Science degree, she pursued the Master of Business Administration at Clark Atlanta University. She then completed her doctorate in business from George Washington University, and later completed her law degree from Georgetown University. Rhea Kinnard of Kinnard and Associates will serve as the event’s Mistress of Ceremonies where the Chamber will pres-

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Such a last minute cut would cost TSU close to a million dollars in anticipated revenue and harm its retention and graduation rate. Federal student headcount measures do not allow an institution to count students who graduate as “graduates” if, at any point, the student may drop out for any reason only to return and graduate. Most of the 350 students at risk this week were in good academic standing with the university. Many were juniors and seniors, Glover said. Still, the students did not have sufficient funds or financial backing to meet their minimum fees requirement to enter for the semester. The Tennessee Board of Regents (TBR), governing board for TSU and most other state institutions, requires students must have paid fees, enrolled in the deferred payment plan, or have an acceptable commitment from a third party (such as Pell grant from the U.S. Department of Education) by the 14th day of the semester or the student will be purged, according to TBR. By Monday TSU was confident enough funds had been contributed to secure 100 percent admission of the students at risk of being formally denied admission this fall. The

ent awards to Nashville entrepreneurial leaders and companies supporting minority efforts in the area’s business community. Individual and group reservations for the event are available at www.nashvilleblackchamber.org/2013events. The Nashville Black Chamber of Commerce was founded in 1998 by Rosetta Miller Perry, publisher of the Tennessee Tribune. The organization’s mission is to economically empower the Black community through the promotion, education, and advancement of its businesses and their partners, while focusing on the development of business opportunities, alliances, and legislative advocacy in the greater Nashville community.

silver lining of the last minute rescue was that none of the funds were loans. “No student had to go home,” Glover said, offering a gesture of gratitude for what she described as “overwhelming support from the community and local corporations. The alumni came to the rescue and several local corporations stepped up,” she said. The financial “boost,” as Glover called it, allowed TSU to claim a fall enrollment of 8,816 students, a .5 percent increase above last fall’s enrollment of 8,775 students. A final count of contributions may show the “S.O.S.” raised more than preliminary numbers suggest, Glover said. The early read of contributions aimed at meeting a September 6 deadline for final determination of admission, showed alumni and friends had given $209,000, corporate citizens had contributed $250, 000 and the TSU Foundation had contributed $75,000 from its scholarship fund. No loans,” President Glover said, explaining the student aid raised in this effort is scholarship and grant money for present needs. “We were asking for enough to keep the kids in school,” Glover said, noting her appeal was narrowly tailored to address an unexpected development of need. Glover, whose formal inauguration as TSU’s

eighth president is set for next month during TSU’s homecoming week festivities, said “quite a few” of TSU’s students confronted with denial of admission for financial reasons are members of families who have been denied federal Parent PLUS loans (PPL) by the federal government under its new, tighter lending standards first imposed last year. The Parent PLUS loan program, which carries an interest rate of as much as eight percent and has no cap on the amount that can be borrowed, had more lenient credit criteria until last year. That policy made the program widely popular, particularly after the economic crisis of the last decade cost millions of people jobs and significantly eroded the values of their homes and other assets that historically could be used as collateral for loans. Using PPL’s to the maximum would at least help keep children in college in hopes things would improve later. In Tennessee’s public and smaller private institution, PPL loans have been widely used. For reasons still unclear, the Department of Education in 2011, without prior public notice and review, changed the credit requirements for the PPL program. By the fall of 2012, nearly 30,000 students nationwide learned the loan applications of their parents had been TSU Continued on page 11A


THURSDAY, SEPTEMBER 12 - 18, 2013

The Tennessee Tribune 7A

Nashville’s Largest Law Firm Awards Scholarship NASHVILLE, TN — Waller, Nashville’s oldest and largest law firm, today announced that Maria Alejandra (Alé) Dalton is the third recipient of its Diversity Endowed Scholarship at the University of Tennessee (UT), Knoxville College of Law. The cornerstone of Waller’s effort to support the law school’s diversity recruiting program, the scholarship is drawn from a $100,000 endowment fund established in 2011 to honor students whose lives have been guided by the examples of Dr. Martin Luther King, Jr. “I cannot think of a more appropriate time to honor Dr. King’s legacy as we mark the 50th anniversary of the Civil Rights March on Washington and Dr. King’s historic ‘I Have a Dream’ speech,” said Waller chairman John Tishler. “Dr. King dedicated his life to the principles of equality and justice. By supporting exemplary students like Alé, we hope to empower future generations to build upon his legacy.” Originally from Colom-

bia, Dalton and her family immigrated to the United States when she was in elementary school. She attended Lipscomb University, graduating magna cum laude in 2012 with a major in Philosophy and a minor in Political Science. At Lipscomb, she was awarded the Angie Greene Scholarship, a full tuition scholarship awarded to the most outstanding student in the History, Politics and Philosophy Department. She was the Student Government Academic Chair and served as a peer advisor in the Academic Advising Office. Dalton began classes at UT College of Law earlier this month. Waller will formally recognize her on January 16, 2014 at the firm’s annual celebration of Dr. King’s life. The Diversity Endowed Scholarship program was created by Waller’s Diversity Committee, which is led by Tishler, himself a UT Law alumnus. A scholarship selection committee, which includes other community leaders like John Seigenthaler and Agenia Clark, CEO

LOCAL

Fifth Third Promotes Retail Employees

Maria Alejandra Dalton

of the Girl Scouts of Middle Tennessee, reviews all candidates and determines the scholarship recipient. The scholarship considers students’ ethnic and cultural backgrounds, career goals, social and economic disadvantages, age, race and gender. Dalton will receive $5,000 for the Fall semester, a scholarship that is renewable each semester for the three years she attends UT College of Law. Previous scholarship recipients include Meesha Kaw in 2011 and Natalie Green in 2012.

Mary Catherine Miller

Jason Youngman

NASHVILLE, TN — Fifth Third Bank today announced the promotion of two Retail managers within the local affiliate: Mary Catherine Miller has been promoted to Financial Center Manager for the Brentwood Banking Center, located in Maryland Farms. Mary Catherine previously served as assistant vice president and Financial Center Manager for the Public Square Banking Center

in historic downtown Franklin since starting with the bank in November 2007. Jason Youngman has been promoted to Assistant Vice President and Financial Center Manager for the Public Square Banking Center in Franklin. Jason previously served as Financial Center Manager for the Gallatin Banking Center and has been with Fifth Third Bank since 2010.

Leadership Franklin Presents Caroline J. Cross Award education, media, and quality of life. The Caroline J. Cross Award was established to honor Mrs. Cross and create an ongoing award that identifies a leader in our community who exemplifies the values and lessons of Leadership Franklin. Criteria for nomination include leadership that motivates and inspires other individuals along with traits of creativity, character, dedication, and community service. Past recipients of the award are: • County Mayor Rogers Ander-

l-r, Debbie Henry, Rick Warwick and Paula Harris

FRANKLIN, TN — Founded in 1996, Leadership Franklin began its eighteenth year on August 27, 2013, and announced Rick Warwick as this year’s recipient of the Caroline J. Cross Award. Warwick has spent the past 19 years gathering Williamson County history and serving as editor of the Williamson County Historical Society Journal. He moved to Franklin in 1970 and taught at Hillsboro School for 24 years. Following retirement from teaching, Warwick volunteered as the Heritage Foundation’s historian. He spends a great deal of his time researching archives and assisting residents with discovering the history of their property. Warwick is the author of several publications including “Historical Mark-

ers of Williamson County: A Pictorial Guide” and “Wish You Were Here: A Postcard Tour of Franklin and Williamson County”. He is one of our most knowledgeable citizens of Williamson County history and has served on the boards of the Tennessee Historical Society, Carnton, Carter House, the Heritage Foundation of Franklin and Williamson County, and the Williamson County African American Heritage Society. The award’s namesake and organization co-founder, Caroline J. Cross, started Leadership Franklin to gather current and emerging leaders to work together and with local leaders to develop initiatives that benefit Franklin and Williamson County across areas that include government, business, law enforcement,

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son (Leadership Franklin Alumnus) • Julian Bibb III (LFA) • Scott Roley (LFA) • Janet Keck • Alma McLemore (LFA) Leadership Franklin is a non-profit organization originally founded in 1996 to develop leadership and community engagement to further a vision for Franklin and Williamson County. For more information about the organization, visit www.leadershipfranklin.org


8A The Tennessee Tribune

THURSDAY, SEPTEMBER 12 - 18, 2013

EDUCATION

Meharry Receives 2013 CASE Educational Fundraising Award

award in 2013. Meharry Medical College was the only award recipient in the “Private Professional or Specialized Institution” category. In a statement, the Meharry Division of Institutional Advancement expressed its appreciation for the contributions provided by many alumni, friends, corporations, foundations, organizations, churches, trustees, faculty, staff, students and administrators. “We share this recognition with everyone who has provided financial support to Meharry as an expression l-r, Meharry Medical College’s of their dedication to the Robert S. Poole, Sr. VP of InCollege’s vital mission,” said stitutional Advancement and Poole. “We are truly grateLinda Witt, Senior Associate VP for Development Photo by ful for every dollar donated ROLAND’S Photography to this venerable institution and we look forward to the based on the judges’ analysis continued support of our of three years of fundraising fundraising efforts.” Poole data your institution sup- added that his team’s hard plied to the CAE for its an- work and commitment, nual Voluntary Support of along with that of many individuals across the campus, Education Survey (VSE).” Of 412 eligible colleges were crucial to the College’s and universities, 68 were fundraising progress and selected to receive a CASE the CASE award.

NASHVILLE, TN — Meharry Medical College was recently honored by the Council for Advancement and Support of Education (CASE) for its fundraising efforts. CASE is a professional association serving educational institutions and the advancement professionals who work on their behalf in alumni relations, communications, marketing, development (fundraising) and allied areas. The CASE Educational Fundraising Award is bestowed upon institutions for their overall fundraising performance or improvement. Institutions become eligible for consideration by submitting survey data to the Council for Aid to Education (CAE) for three consecutive years. Data are evaluated by a volunteer panel of CASE judges who do not know which institutions they are reviewing. The judges make their decisions based on the data submitted. A letter from CASE, addressed to Robert S. Poole, Meharry’s Senior Vice Presi-

dent, for Institutional Advancement, indicated that the College “was selected to receive an Overall Improvement in Fundraising Award

NASHVILLE, TN — Belmont University is proud to serve as a lead sponsor of the inaugural televised series of “Music City Roots: Live from The Loveless Cafe,” which will premiere on its hometown station, Nashville Public Television, on Fri., Sept. 13 at 7 p.m. Central. Soon thereafter, the 13-episode series, distributed by American Public Television, will debut in tens of millions of homes, having received commitments from markets covering over 60 percent of all U.S. households, including WNET in New York, WGBH in Boston, plus stations in Los Angeles, Austin and over 75 other markets. New markets will be added every month. This historic premiere answers the prayers of generations of Nashville artists, producers, business people and civic leaders for a national television showcase for the diverse artistry happening in Nashville, beyond the well-

publicized country music industry. Launched and run as a live radio show with a focus on artistry and community, Music City Roots celebrates the diversity and dynamism of the new Nashville and the national revival of folk and roots music. Belmont President Dr. Bob Fisher said, “When Board Trustee Eugenia Winwood suggested partnering with Music City Roots, her enthusiasm was inspiring. Belmont University has a long history in the music industry and as ‘Nashville’s University,’ we’re proud to show our support for the unique and unparalleled talent of Music City.” “Music City Roots is a community of bands, fans and brands, and we created the show to shine a light on musical diversity, quality and authenticity and to push that out through live radio, live streaming, syndicated radio and now nationwide television,” said Executive Produc-

Belmont University Sponsors Music City Roots on NPT

Dr. Bob Fisher

er Todd Mayo. “Our musical culture is our number one export as a city, and we are all very proud to be partnering with NPT to present Music City Roots to a nationwide audience.” Twelve of the season’s 13 episodes are condensed looks at shows from the Fall 2012 season of MCR. Performances include the blazing emerging talent of Nashville’s Delta Saints, who met as students on Belmont’s campus. The thirteenth show will survey some of the best performances on the show in 2013.

Nominations Sought for Watkins Awards NASHVILLE, TN — Nominations for the Levi Watkins Jr. Student Award and the Levi Watkins Jr. Faculty Award are now being accepted through Sept. 24.

with Vanderbilt University School of Medicine who have made outstanding contributions to the institution by fostering a more diverse learning environment. The Levi Watkins Jr. Faculty Award is presented annually to at least one member of the Vanderbilt School of Medicine faculty or administration who has made outstanding contributions to the institution by fostering opportunities for underrepresented minorities in VUSM’s educational and/or research programs. Please send letters of Dr. Levi Watkins Jr. nomination for either award to André L. ChurchThe Levi Watkins Jr. well, MD., associate dean Student Award is present- for diversity at VUSM, to ed annually to at least one arrive no later than Sept. graduate student and one 24. The awards will be premedical student associated sented during the annual

Levi Watkins Jr. Lecture scheduled for noon Tuesday, Oct. 15, in 208 Light Hall. Levi Watkins Jr. has made significant contributions toward increasing opportunities for underrepresented minorities in the sciences. A distinguished physician and researcher, in 1966 he became the first African American student to be admitted to Vanderbilt’s School of Medicine. He graduated in 1970 and continued his training at Johns Hopkins and Harvard universities. Watkins is currently a professor of cardiac surgery and dean of postdoctoral programs at the Johns Hopkins School of Medicine and a member of the Vanderbilt Board of Trust.

College of Engineering Names New Head NASHVILLE, TN. (TSU News Service) — The College of Engineering at Tennessee State University recently named Dr. Gouranga Banik as head of civil and architectural engineering. He assumed his current position August 15. Most recently, Banik served as President and CEO for Bencons LLC, a private engineering services company. His previous experience also includes serving as professor of construction management at Southern Polytechnic State University from 1998 until 2012. While at SPSU, Banik helped the department to increase student enrollment and graduation, research and scholarship. In the academic arena, he had significant experience of leading graduate programs, starting new academic programs, and faculty development and governance issues. He led the architectural engineering division as Division and Program Chair, and the Construction Engineering Division as Program Chair for the American Society for Engineering Education (ASEE), where he served as proceeding editor besides other leadership responsibilities. Banik served the continuing education committee of American Society of Civil Engineering (ASCE) as Chair, and on the editorial board of Leadership and Management in Engineering. In addition, he received the Teacher of the Year award for 2007 and Outstanding Faculty award by SPSU for his excellence in the classroom, and also received the National Teaching award by the Associated School of Construction (ASC). “Dr. Banik brings with him a wealth of leadership experience and the entrepreneurial skills necessary for building partnerships and developing strong educational programs,” said Dr. S. Keith Hargrove, Dean of the College of Engineering. “Additionally, he brings a broad and distinct interdisciplinary perspective to the Department. These attributes are essential to position the Department of Civil and Architectural Engineering for regional and national recognition as a leader in engineering and science education, research and technology innovation.”

Dr. Gouranga Banik

Banik’s research focuses on sustainability, infrastructure systems and engineering education. He has ideas on how to infuse the undergraduate curriculum with interdisciplinary and project-based learning; promoting innovative research in critical areas of the built environment and developing cooperative relationships with leaders in the region’s engineering and construction industry to help promote an adaptive, sustainabilityconscious industry framework. Being a certified project manager and professional engineer, Banik developed qualities and competencies to plan, manage, lead programs and projects to a successful end. “I am excited about the possibilities at the University,” Banik said. “We want to be known for addressing the grand challenges facing us, creating excellent educational infrastructure, experiences and programs for our students who will be recognized in the industry as leaders, problem solvers, innovators and entrepreneurs.” Banik earned a Ph.D. in Civil Engineering from Iowa State University, an M.S. in Project Management from University of Manchester-Institute of Science & Technology (United Kingdom), and a B.S. and M.S. in Civil Engineering from the Bangladesh University of Engineering & Technology. As a registered professional engineer, he is a member of the American Society of Civil Engineers, the Construction Institute, Transportation Research Board, and the American Society for Engineering Education.


THURSDAY, SEPTEMBER 12 - 18, 2013

The Tennessee Tribune 9A

NATIONAL NEWS

Are Chemical Weapons Reason Enough to Go to War? Convention (more on that below), it’s per- 10 minutes. It was developed in 1938 in fectly fine for countries to deploy tear gas Nazi Germany and was allegedly tested The Obama Administration has re- against domestic protesters so long as it’s on people in concentration camps. Sarin leased its assessment of the chemical not used as a weapon of war. But as Slate was the gas used a deadly 1995 attack on weapons attack in Syria. According to the points out, riot-control agents can still be the Tokyo subway by an extremist cult. How are survivors of the Syrian attack document (view it here [, the US govern- deadly in enclosed spaces. According to ment “assesses with high confidence” that Physicians for Human Rights , the main being treated? Tim Shenk, a spokesman the Syrian government carried out the at- chemical weapons doctors watch out for for Doctors Without Borders, which opertack, using a nerve agent. The document these days are VX, sarin, and tabun—all ates six hospitals and four health centers in the north of Syria, says that the main drug also says that the Syrian regime maintains nerve agents—and BZ and mustard gas. a stockpile of numerous chemical agents, What do these chemicals do to people? used to treat neurotoxic symptoms is atroincluding mustard, sarin, and VX. Chemical weapons wreak havoc on the pine. The group sent approximately 1,600 The Obama administration has moved body, but are not always lethal. Nerve and vials of the drug to field hospitals in Daa fifth destroyer containing cruise missiles choking agents hit hardest. When you in- mascus about six months ago. Those were into the Mediterranean Sea and seems hale a choking agent —such as chlorine used in the recent incident, and Doctors prepared to take limited punitive military gas, which was used extensively during Without Borders is now sending 15,000 additional vials to action against Syria for the presumed facilities in that use of chemical weapons by Bashar alarea. If atropine is Assad’s regime. The White House is exinjected within one pected to declassify evidence today that hour of exposure, it will show that Assad’s forces launched a can be highly effecpoisonous gas attack against civilians eartive —but in Syria, lier this month, killing more than 1,300. A there wasn’t enough year ago, President Obama set a “red line atropine to treat ev,” noting that the use of chemical weaperyone, and not all ons would be unacceptable in the Syrpatients made it to ian civil war that has raged for over two the hospital in time. years and killed over 100,000 people. Why are chemiBut with Britain refusing to lend support cal weapons considfor a retaliatory strike, some members of Congress are wondering whether the use Bodies are buried in Ghouta, Syria, after a chemical weapon attack ered worse than, say, bombing women of chemical weapons is an automatic rakilled as many as 1,300. Erbin News/NurPhoto/ZUMA and children? “Untionale for America to go to war. Here’s fortunately, there are a backgrounder on these nasty weapons, no international laws who has them, what they do to the body, and how the United States has in the past World War I—it forces fluid into your against war itself,” Daryl Kimball, exlungs, and that basically drowns you. ecutive director of the Arms Control Asresponded to their use. What is a chemical weapon? Experts Nerve agents can kill within minutes (in sociation, tells Mother Jones. “But there generally categorize chemical weapons the case of VX), and cause twitching and are rules about how wars can and cannot based on their biological effects. Accord- seizures prior to death. Symptoms of mus- be conducted…Holding the line against ing to the Organization for the Prohibition tard gas include skin blistering, burning further chemical weapons use is in the of Chemical Weapons, chemical weap- eyes, abdominal pain, nausea, vomiting, interests of the United States and internaons include nerve agents, choking agents, and swelling of the respiratory tract that tional security, because chemical weapons blister agents such as mustard gas, blood can seal the victim’s airway. They take 2 produce horrible, indiscriminate effects, agents, chemicals that cause psychotic to 24 hours to appear and are not usually especially against civilians, and because disorders, and riot-control agents, such as lethal if adequate health care is available. the erosion of the taboo against chemical Which chemical agent was used in weapons can lead to further, more signifitear gas. Also included are defoliants such as Agent Orange, which was used by the Syria? Sarin, allegedly. When absorbed cant use of these or other mass destruction through the skin, sarin attacks the ner- weapons in the future.” Chemical weapUnited States in Vietnam. Under the 1997 Chemical Weapons vous system and can kill a person in 5 to ons also evoke the horrors of World War I By Dana Liebelson/MotherJones

and the Holocaust. Are chemical weapons allowed under international law? Nope. In 1925, following the large-scale use of nerve gas, tear gas, and other deadly agents during World War I, countries signed a Geneva protocol prohibiting the use of gas as a method of warfare on the grounds that it has been “justly condemned by the general opinion of the civilized world.” Using chemical weapons is a war crime under the Statute of the International Criminal Court (ICC). Who still has chemical weapons? As of February 2013, Albania, India, Iraq, Libya, Russia, and the United States still have declared chemical weapons stockpiles. (This doesn’t count the five countries that have not signed nor ratified the Chemical Weapons Convention, or nations that may have secret stockpiles.) Since 1997, at least 80 percent of the world’s stockpiles have been destroyed—the United States and Russia have been dragging their feet, according to Cranfield University’s Johnson. Thirteen countries, including China, the United Kingdom, the United States, Iraq, and France also have declared existing chemical weapons production facilities— but of those 70 total declared facilities, 64 have been destroyed or converted for peaceful purposes. All have been inactivated. Which nations support US military intervention on the basis of a chemical weapons attack? British Prime Minister David Cameron pledged his support for a US strike against Syria, but he was rebuffed by parliament, including members of his own Conservative Party . The UN Security Council meeting on the topic ended in a stalemate, without authorization for military intervention. Russia passionately opposes intervention, as it blames Syrian rebels for the chemical attacks. France could turn out to be the crucial backer for Obama, as President Francois Hollande has expressed his support, and is not bound by his parliament’s vote.


10A The Tennessee Tribune

THURSDAY, SEPTEMBER 12 - 18, 2013

Lighthouse Youth Take Spotlight at Doctors Conference By Dr. Harriette Bias-Insignares Photos by Eric Insignares and Dr. Harriet Bias-Insignares

The “Fishbowl” was the place to be during the Youth Summit session of the 2013 Consortium of Doctors’ annual conference held at the Hilton Chicago Magnificent Mile July 25 – 28. Surrounded by adults who came prepared to listen for a change, the Lighthouse Youth Center Camp students came prepared to prove the Fox network’s Bill O’Reilly wrong about African-American families not promoting education, common courtesy, and respect for authority, and to disprove his claim that the blame for the high crime rate among black teenagers in urban America is the result of fatherless households and unwed mothers. In the words of Lighthouse Program Director Amber Kirk, “The media won’t cover these young people because they don’t fit the stereotypes that media outlets want to project. These students spend six hours a day in the summer studying math, science, literature, and even foreign languages. We teach them how to present themselves at different occasions, and we encourage excellence. Failure is not an option. We let them know that we care about them. Our program is not the only one working with African-American youth to improve grades and prepare these students for college and to be good citizens.” COD members were pleasantly surprised to find that these young people were willing to talk about their experiences, even those experiences that left them fearful and angry. One young man told of time when he was beat up by some gang members who took his sneakers and tossed them up over the high voltage electric wires to show the community that he was a member of their gang. He said they beat him up because he was wearing the wrong color socks. When COD members asked him what color the socks were, he said black with some yellow stripes. Despite such experiences, this young man was a successful student in the classroom and one of the essay winners in the Consortium of Doctors’ “:Hadiya Pendleton Essay Contest,” coordinated by Dr. Carolyn Baldwin Tucker, committee chairperson. One of the most memorable aspects of the luncheon was the presence of Hadiya’s parents, Cleopatra and Nathaniel Pendleton, who have established a foundation in her name to “partner with police, schools and after school programs to bring back the ‘it takes a village’ concept.” Writing on the topic of teen violence, the essay winners were Jenesis O. Williams – 2013 high school graduate, 18 years old; Allen Price – 10th grade, 15 years old; Akira Cavin – 11th grade, 17 years old; and Murphy Gay – rising 10th grader. Williams made the following points. “Violence and health were never interrelated until now.” He continued by identifying ways that leadership from parents is missing. “Parents are just letting the young people do whatever they want . . . . It is a possibility that our young people may be learning this violence from a parent or members in their household.” He also placed some of

COD inductees assemble at the DuSable Museum for a tour, Think Tank Sessions and Luncheon

The parents of Hadiya Pendleton, Cleopatra and Nathaniel Pendleton, thanked COD for naming the essay contest in memory of their daughter

Seated l-r, Dr. Barbara E.M. Cannon (Director 2008-2012); Dr. Lyra Gillette; Dr. Regina V. Clark (Secretary); Dr. Harriette Bias-Insignares (Co-Director 2008-2012); Dr. Frances McCullough; Dr. Jacqualyn F. Green (Co-Director); Atty. Carolyn Battle Thomas (Director); Dr. Fannie E. Hicklin (Historian); Dr. Barbara Reid (Treasurer); Dr. Carolyn Baldwin Tucker. Standing l-r, Dr. Carolyn Caudle; Dr. Sylvia Carey-Butler (Newsletter Editor); Atty. Marlena Johnson; Dr. Lundeana Thomas; Dr. Phyllis Qualls-Brooks; Dr. Maria Leite-Browning; Dr. Marguerite Tiggs Birt; Dr. Ethel Pitts Walker (Parliamentarian); Atty. Kelley Thornton and Dr. Jennifer Armstrong

Left, Father and grandfather, Mr. Anthony Green – husband of COD Co-Director Dr. Jacqualyn Green, shares some words of wisdom with fathers and sons.

Inductees receive their medallions to complete final phase to become members of COD

the responsibility for teen violence on teens themselves. “We [teenagers] really have to refrain from doing things that will cause us shame, harm or even death. In reality, teenagers need to learn how to say no and walk away from foolishness because our lives are being compromised,” Williams said. Allen Price identified different types of violence. “A report made by the Centers for Disease Control stated that 16% of all

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cases of violence were committed by teenagers. Cases of teen violence include bullying, rape, gun violence, and so much more. The effects of these different types of teen violence may lead to either suicidal deaths (mainly caused by bullying) or homicidal deaths (mainly caused by gun violence). Some youths have been bullied all their lives. Many victims of bullying don’t open up to others . . . . These teenagers later let all of their feelings explode . . . resulting in violence.” Akira Cavin and Murphy Gay tried to express the matter in “plain” English. Cavin said, “In all honesty, Chicago has one of the worst crime rates in this entire country, and there are three reasons why. Reason #1: Respect. Reason #2: Territory. Reason #3: Stupidity. These are the top three reasons why so many teenagers, especially boys, lose their lives every day.” Gay said, “The reason some children are on the streets joining gangs is because they don’t have anything else to do. Gang violence mainly occurs in poor neighborhoods, neighborhoods too poor to afford to fund extracurricular programs that make a deep impact on the children who attend.” One of COD’s aims is to enable young women to complete doctoral degrees. To achieve this goal, the organization mentors young women enrolled in graduate programs. This year’s Think Tank sessions and luncheon, held at the DuSable Museum and hosted by Dr. Carol Adams – President and CEO, put the spotlight on the research of four young women from the Chicago area, who received framed certificates from COD for their participation and achievement, and provided the platform for Position Papers to be presented by COD members Dr. Regina Vincent Clark and Dr. Jacqualyn F. Green as well as inductees Dr. Marguerite Tiggs Birt and Dr. Phyllis Qualls Brooks. The Bouquet of Doctors Banquet is the

highlight of each annual meeting where the new inductees are publicly presented. This year’s class included Carol L. Adams, Ph.D. - President and CEO of the DuSable Museum, Union Graduate School; Jennifer Armstrong, Ph.D. – University of Illinois; Marguerite Tiggs Birt, Ed.D. - Rutgers University; Marlena Johnson, J.D. – John Marshall Law School; Maria Leite-Browning, Ph.D. – Universidade Federal da Bahia Brazil; Phyllis Qualls-Brooks, Ed.D. – Vanderbilt University; Lundeana Thomas, Ph.D. – University of Michigan; and Kelley A. Thornton, J.D. – Howard University. In addition to these honorees, COD presented Trailblazer Awards to four outstanding scholars who have devoted their careers to finding ways to reduce violence in the African-American community: Dr. Iva E. Carruthers – social justice/policy advocate; Dr. D. Soyini Madison – Professor of Anthropology and African Studies at Northwestern University; Mr. Useni Perkins – social practitioner who has worked with black youth and families for over 50 years; and Dr. Terry Solomon – founding executive director of the Illinois AfricanAmerican Family Commission and advocate on issues regarding infant mortality, health, child abuse prevention, and kinship foster care. This year’s conference included a salute to two of its staunch supporters: Mr. Eliot Battle – father of COD Director Atty. Carolyn Thomas and Mr. Jorge Insignares – the husband of past Co-Director Dr. Harriette Bias-Insignares, both of whom passed away in the Spring, 2013. In the Resolution on the life of Mr. Battle, Co-Director Dr. Jacqualyn Green said, “The Consortium of Doctors, Ltd. laments the loss of our dear brother whose life was characterized by integrity, humility, faith and dignity.” In the resolution on the life of Mr. Insignares, COD Director Thomas said, “Jorge Insignares attended the COD annual conferences every summer . . . . His contributions to the organization are too many to list but included always being at his wife’s side to help at the authors’ table; serving as an escort for the new inductees at the Banquet; but most importantly he brought his gentle strength and positive energy to be supportive to his wife and the organization.”


THURSDAY, SEPTEMBER 12 - 18, 2013

Men’s Day From page 1A Mr. Marcus Washington joined NewsChannel5 in May 2008 as a reporter, but he is no stranger to Tennessee. He grew up in Memphis, Tennessee. Before  returning to his home state, Marcus worked at KOKI-TV (FOX) in Tulsa, Oklahoma, where he was honored for his reporting by the Oklahoma Professional Chapter of the Society of Professional Journalists. Marcus has also worked as a reporter in Charlottesville, Virginia, WCAV-TV (CBS) and as an associate producer  at Memphis, Tennessee’s WREG-TV (CBS). Marcus  is a member of The National Association of Black Journalists, former Vice-President of Tulsa Association of  Black  Journalists  and Kappa Alpha Psi Fraternity, Incorporated. Marcus is a proud graduate of the University of Memphis and a member of Schrader Lane Church of Christ Eric T. McKissack is Founder and CEO of Channing Capital Management, LLC, a Chicago-based investment manager specializing in equity investing for institutions. Channing was established in 2003. Formerly, McKissack was Vice Chairman, and Co-Chief Investment Officer of Ariel Capital Management, LLC (now

known as Ariel Investments). Prior to joining Ariel Capital Management in 1986, McKissack worked for five years as a research analyst for First Chicago and First Chicago Investment Advisors. McKissack is wellrecognized in the investment field and has been featured in articles of several publications including The Wall Street Journal, The New York Times, and Barron’s. He has made guest appearances on television programs and cable networks that include CNN, CNBC, Bloomberg, as well as “The Oprah Winfrey Show”. He has also spoken at a variety of universities and business conferences. McKissack received a BS in Management from Massachusetts Institute of Technology. In addition, he holds a MBA from the University of California at Berkeley and also a master’s degree from Columbia University in the City of New York. He has also earned the Chartered Financial Analyst designation. McKissack serves as a member of the Boards of Directors of Rehabilitation Institute of Chicago Foundation, Morgan Stanley CGCM funds, Northern Trust FlexShares, a family of ETF funds. He also serves on the Boards of Directors of McKissack & McKissack of Washington, and McKissack & McKissack

Black College Fund From page 1A University and College presidents from United Methodist Historically Black Colleges and Universities. “Historically Black Colleges are still in business because they know how to reach our students. They are more responsible and relevant than ever before,” said Cynthia Bond Hopson, assistant general secretary at The General Board of Higher Education and Ministry. Hopson grew up in Haywood County. She was an associate professor of journalism at The University of Memphis before she became the assistant general secretary at The General Board of Higher Education and Ministry. Hopson promotes and interprets the United Methodist Church’s historically Black Colleges and Universities. She does the same for various church and community issues. Hopson stays busy as she manages and supplies the Black College Fund to participating schools. She also arranges institutional on-site reviews for the University Senate and the Commission on Black Colleges. In addition, she writes and presents proposals for the Ethnic Concerns Committee and oversees the Black College Fund initiatives such as the Lina H. McCord Summer Intern Program. “The Black College Fund has been in existence since 1972. It’s a

wonderful means of supporting these schools. One of the things I’m proud of is that all of the funding that comes in,” said Hopson. “We have low administrative costs. The beauty of this funding is that we trust the leaders of these schools. We’ve got a capital project and this funding helps the schools to keep their facilities updated. It’s unrestricted.” The meeting was a perfect chance for both groups to discuss networking together and allowing the current student leaders to make a difference.“What we’re hoping to do is help our campus leaders like Student Government Association Presidents, CFOs, HR Directors, and the like,” said Hopson. “They were invited to be a part of this conversation. We want to raise awareness of its impact on the campus and help these people to think about the impact of total compensation for the campus. We want them to start thinking about what the law requires and look at where the benefit is going to be for the campus.” During five days, interns from the colleges that are affiliated with The United Methodist Church are trained in dress and presentation, diction and speech, the role denomination plays in higher education and the history of the Black College Fund. Afterward, they travel

The Tennessee Tribune 11A

Midwest. McKissack is a Trustee of The Art Institute of Chicago, and a member of the CFA Society of Chicago, and the Economic Club of Chicago. In addition, he attends First United Methodist Church of Chicago. Eric was born and reared in Nashville, Tennessee, the only child of Calvin A. McKissack (deceased) and Desiree T. McKissack.   His childhood also included church attendance at Capers Memorial CME Church with his family where he was baptized.    Eric attended Nashville public schools and graduated from Cameron High School in its last  year as a high school. He left Nashville at age 17 to attend MIT as a recipient of a four –year academic scholarship. He is part of the fifth generation of his family involved in the building trades in the United States dating back to the slavery era.   However, McKissack & McKissack, the oldest AfricanAmerican architectural firm in the United States, was founded by his grandfather and great uncle in the early 1900’s, thus he is the third generation of the firm. McKissack and his wife, Cheryl Mayberry McKissack, reside on the Near North Side of Chicago.  The public is invited to all events on Sunday.

to annual conferences to speak about the fund and discuss the importance of supporting it.. After one year, the interns are named the Lina McCord Ambassadors, named after the late Lina McCord, the executive director of The Black College Fund from 1979 until 1985. “The Lina McCord Ambassadors are leaders on their campus,” said Hopson. “When they leave the college, they continue to serve us. We train them as Goodwill Ambassadors. They are carefully chosen and endorsed by the college and tell the story of these funds. They travel the world. Earlier this year, we sent some of them to Zimbabwe.” Hopson is really proud of The Lina McCord Ambassadors, whom she considers an elite group. “We have the best and the brightest of students,” she said. Colleges that receive support from The Black College Fund include Bethune-Cookman University, Daytona Beach, Fla.; Bennett College for Women, Greensboro, N.C.; Claflin University, Orangeburg, S.C.; Clark Atlanta University, Atlanta; Dillard University, New Orleans; HustonTillotson University, Austin, Texas; Meharry Medical College, Nashville, Tenn.; Paine College, Augusta, Ga.; Philander Smith College, Little Rock, Ark.; Rust College, Holly Springs, Miss.; and Wiley College, Marshall, Texas. For more information, visit eiia.org or gbhem.org.

Menakaya From page 1A Antioch High School. His father is the Medical Director at Meharry and his mother is a physician and OK said that science is in his family heritage. In fact his great uncle is the Minister of Health in Nigeria After graduating from Antioch he was the focus of recruiting from several schools in Nashville including TSU and Vanderbilt. OK chose TSU for his undergraduate studies because he was “impressed by the professors and the program and just like what they presented to me.” At TSU he became president of the Chemistry Club and earned a national award for his leadership skills. The Tennessee Scholars program is an attempt to identify and assist Tennessee’s highly skilled students beginning as early as the eighth grade. It is part of the state’s effort to improve public education. The program’s mission is to increase the percentage of Tennessee high school graduates that are prepared for post-secondary education, the workforce, or the military. The program works with business people, policy makers, and educators, informed by research, to define the high school courses that will provide students with a strong academic foundation for the future. The program works with business people, policy makers, and educators,

TSU From page 6A denied, derailing college plans for many. Some dropped out of college. Others sought admission to community college. Some found more loans in hopes of staying where they were. Glover said Tennessee State, a tuition dependent institution like most Historically Black Collegs (HBCUs), felt the impact of the new PPL rules last year. The experience this fall is a continuation of the impact, said Glover, who has joined a roster of university presidents urging the U.S. Department of Education and President Obama to reverse the PPL rule or, at least, hold it in abeyance until the negative impact of such a rule change can be aired and considered. To date, the department nor the White House have changed their stance. “We’re facing the worst educational crisis since Brown vs. Board of Education,” Glover said, comparing today’s inability of fam-

informed by research, to define the high school courses that will provide students with a strong academic foundation for the future. According to its Website in its nine year existence individuals participating in the program the program performance on the ACT college entrance exam has increased significantly. Participants require less remedial education in college and over 29,000 students have graduated as Tennessee Scholars. Additionally, as Tennessee businesses recognize the need for a highly trained workforce, more than 600 volunteer business partners have been trained statewide. Besides working to complete his graduate degree OK is also a Teaching and Research Assistant in the Chemistry Department at TSU. He has also produced his own chemistry hip-hop educational CD entitled, “Life of a Black Chemist” in which he utilizes the music genre to teach young people about chemistry. The CD is available on iTunes and on his Website, www.okmenakaya.com. He is busy working on a companion book by the same name. Teaching science is very repetitive,” Olisa said. “I believe hip-hop is a great way of presenting the material in a fun and entertaining manner.” For more information about the Tennessee Scholars program click on: www.tennesseescholars.org.

ilies to afford college to the 1954 U. S Supreme Court decision finding legalized racial segregation in public schools denied Black children an equal education opportunity. “For financial reasons today, students are not able to go to school and parents aren’t able to help them,” said Glover. The government’s PPL loan program decision aggravates that situation, Glover said. Fisk University, another HBCU in Nashville and neighbor of Tennessee State, reported earlier this summer it expected a decline in enrollment this fall stemming from the negative impact of the PPL program changes on families of many of its students. While celebrating this week’s financial achievement, Glover acknowledged the cash short students may face similar circumstances again as they seek to navigate the costs of a college education. At TSU, for example, where nearly 80 percent of the students hold jobs of some kind to help pay for

family bills and college, in state tuition for a regular (15 hours) full load of classes each semester is $3,387. To address next semester, Glover said some of the funds awarded students from this week’s campaign will cover tuition assistance for the rest of the school year. Some students simply needed enough funds to enroll for the fall semester and will then graduate. TSU’s financial aid office, which earlier this month had listed some 3,000 students as at risk of being cut, or “purged,” from university rolls, is exploring a no-interest “micro-loan” program to help students beyond this school semester, Glover said. Meanwhile, she and other university presidents are hoping the federal Department of Education will deliver some PPL program “relief” by next spring. The agency has said it hopes to negotiate a settlement next year of its dispute with college officials over the PPL changes.

PPL Changes Have Impacted TN Institutions The federal governments Parent PLUS Loan (PPL) program is widely used across the state and nation by families in need of funds to help pay tuition and fees of their children for college. There is no cap on the amount of money that can be borrowed. The interest rate is in the rage of eight percent. The federal governments credit criteria for PPL loan applicants were tightened in 2012 without a public ascertainment of the impact of such a change on families who had come to depend on the program to help their children through college. As a result thousands of students across the nation have had their college plans derailed and universities that had planned based on PPL income and enrollment lost millions of dollars in anticipated revenue. Here are some highlights of how the PPL changes have impacted several Tennessee institutions: --Tennessee State University For the academic year (2011-2012) prior to implementation of the stricter credit requirements, $7.874 million was paid to TSU in PLUS loans. For the academic year (2012-13) of implementation of the new PLUS loan criteria, $4.868 million was paid to TSU, a decrease of approximately 40 percent. Most of the decline corresponds with the loan denial trend for parents who

applied for their children. The S.O.S. from Tennessee State this month reflected its efforts to deal with what is called a continued high rate of loan application denials. University of Memphis In the 20122013 academic year, the university had 663 loan applications approved and 622 denied. For the 2013-14 academic year, the university had 441 PPL applications approved and 1,003 denied. There was a $1.3 mllion drop in student revenue via the PPL program between the 2011-2012 and 2012-2013 academic years. Students who have a parent who is denied PPL assistance can receive unsubsidized direct loans, according to the university. It also works with students on a case-by-case basis to explore other financial aid options ranging from payment plans to alternative loans. Tennessee Tech University -- By 2012, its PPL loan volume had doubled since 2010. It last reported receiving $2.0 million in revenue via loans to parents of students through the PPL program. From 2011 to 2012, the university saw a slight increase in loan denials. It said a majority of applicants who appealed their denial were successful in their appeal. The university said it has parents apply for PPL assistance through its office hoping to assistance will help reduce applicant error rates.


12A The Tennessee Tribune NOTICE OF SUBSTITUTE TRUSTEE`S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated June 4, 2007, executed by RACHEL LYNCH, conveying certain real property therein described to SMITH SHOLAR ASSOCIATES, PLLC, as Trustee, as same appears of record in the Register’s Office of Davidson County, Tennessee recorded June 8, 2007, at Instrument Number 200706080068855; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to U.S. Bank National Association, As Trustee, On Behalf Of The Holders Of The CSMC Mortgage-Backed Pass-Through Certificates, Series 2007-7 who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Davidson County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 3, 2013 at 11:00 AM at the Front Entrance of the Historic Courthouse located at 1 Public Square , located in Nashville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Davidson County, Tennessee, to wit: LAND IN DAVIDSON COUNTY, TENNESSEE, BEING LOT NO. 23 ON THE PLAN OF MEADOWVIEW ACRES, AS SHOWN BY PLAT OF RECORD IN PLAT BOOK 2133, PAGE 50, IN THE REGISTER`S OFFICE FOR DAVIDSON COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE COMPLETE DSCRIPTION. BEING THE SAME PROPERTY CONVEYED TO RACHEL LYNCH, A SINGLE WOMAN, BY DEED OF RECORD IN AS INSTRUMENT # 200706080068854, REGISTER`S OFFICE FOR DAVIDSON COUNTY, TENNESSEE. Parcel ID: 09512006100 PROPERTY ADDRESS: The street address of the property is believed to be 2704 EMERY DR, NASHVILLE, TN 37214. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): ACME MANAGEMENT, LLC OTHER INTERESTED PARTIES: MIDLAND FUNDING LLC AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK RACHEL LYNCH The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www. rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #58525 2013-08-29 2013-09-05 2013-09-12 NOTICE OF SUBSTITUTE TRUSTEE`S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated February 22, 2008, executed by ANNITIA JACKSON, RONALD R. JACKSON, conveying certain real property therein described to DEBORAH B. NIETO, as Trustee, as same appears of record in the Register’s Office of Davidson County, Tennessee recorded February 29, 2008, at Instrument Number 20080229-0020158; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A. who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Davidson County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 10, 2013 at 10:00 AM at the Schermerhorn Symphony Center, One Symphony Place, Nashville, TN 37201, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Davidson County, Tennessee, to wit: LAND IN DAVIDSON COUNTY, TENNESSEE BEING LOT 133 ON THE FINAL PLAT OF PHASE 4, 5, 6, OF BROOKVIEW SUBDIVISION, OF RECORD IN INSTRUMENT NO. 20060303-0025044, REGISTER`S OFFICE FOR DAVIDSON COUNTY, TENNESSEE, TO WHICH PLAN REFERENCE IS HEREBY MADE FOR A COMPLETE AND ACCURATE DESCRIPTION THEREOF. BEING THE SAME PROPERTY CONVEYED TO RONALD R. JACKSON AND WIFE, ANNITA JACKSON, BY DEED FROM CENTEX HOMES, A NEVADA GENERAL PARTNERSHIP OF RECORD IN INSTRUMENT NO. 20080229-0020157, REGISTER`S OFFICE FOR DAVIDSON COUNTY, TENNESSEE. Parcel ID: 059040A09500CO PROPERTY ADDRESS: The street address of the property is believed to be 2934 VISTA LANE, NASHVILLE, TN 37207. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): ANNITIA JACKSON, RONALD R. JACKSON OTHER INTERESTED PARTIES: Brookview Homeowner`s Association, Inc., LVNV Funding, LLC as assignee of Sears, Secretary of Housing and Urban Development, State Farm Mutual Automobile Insurance Company The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or setback lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #58556 2013-08-29 2013-09-05 2013-09-12 NOTICE OF SUBSTITUTE TRUSTEE’S SALE TENNESSEE, MONTGOMERY COUNTY DEFAULT having been made in the terms, conditions and payments provided in certain Deed of Trust executed by Jonathan Presley and Deanna Presley to Transcontinental Title Co., Trustee dated September 27, 2006 in the amount of $95,100.00, and recorded in the Register’s Office of Montgomery County, Tennessee in Instrument No. 717224, Deed Book 1128, Page 1300-1321, (“Deed of Trust”); and, the beneficial interest of said Deed of Trust having been last transferred to Ocwen Loan Servicing, LLC by assignment; and, Ocwen Loan Servicing, LLC, as the current holder of said Deed of Trust (the “Holder”), has appointed as Substitute Trustee the undersigned, , any of whom may act, by instrument filed for record in the Register’s Office of Montgomery County, Tennessee with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; therefore, NOTICE is hereby given that the entire amount of said indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and the undersigned as Substitute Trustee, or a duly appointed attorney or agents by virtue of the power and authority vested by the Appointment of Substitute Trustee, will on Thursday, September 26, 2013 commencing at 12 pm at the front door of Montgomery County Courthouse, Two Millennium Plaza, Clarksville, TN; sell to the highest bidder for cash, immediately at the close of sale, the following property towit: A certain tract of land in Montgomery County, State of Tennessee, described as follows: Land situated in the 20th District of Montgomery County, Tennessee described as follows: Beginning at a tiedown that is situated South 11 degrees 13 minutes 55 seconds West 289.10 feet from the centerline intersection of McFall Road and Possum Hollow Road to an iron pin; thence South 07 degrees 47 minutes 21 seconds West 446.354 feet to an iron pin; thence North 82 degrees 12 minutes 47 seconds West 221.08 feet to an iron pin; thence North 07 degrees 28 minutes 44 seconds West 480.39 feet to an iron pin; thence South 73 degrees 33 minutes 38 seconds East 2263.25 feet to the point of beginning. Being the same property conveyed to Jonathan W. Presley by Deed from Robert D. Scoggin and wife, Deborah Scoggin recorded 06/01/2006 in Deed Book 1102 Page 2973, in the Registers Office of Montgomery County, Tennessee. Parcel Id No.: 139-5.01 Map & Parcel No.: 139-5.01 PROPERTY ADDRESS: 3750 Possum Hollow Road, Palmyra, Tennessee 37142 CURRENT OWNER(S): Deanna Lynn Presley SUBORDINATE LIENHOLDERS: CEMC Consumer Services Dept. OTHER INTERESTED PARTIES: N/A All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, however, the undersigned will sell and convey only as Substitute Trustee. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property; as well as any prior liens or encumbrances as well as priority created by a fixture filing; and/or any matter that an accurate survey of the premises might disclose. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the sale will be subject to the applicable governmental entities` right to redeem the property, as required by 26 U.S.C s 7425 and T.C.A. s 67-1-1433. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust. The notice requirements of T.C.A. s35-5-117 were satisfied prior to the first publication of the Notice of Substitute Trustee`s Sale. Substitute Trustee reserves the right to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. McCurdy & Candler TN, LLC

THURSDAY, SEPTEMBER 12 - 18, 2013

3525 Piedmont Road NE, Six Piedmont Center, Suite 700 Atlanta, GA 30305 (404) 373-1612 www.mccurdycandler. com File No. 13-03322 /VA Ad Run Dates: 8/29/2013, 9/5/2013, and 9/12/2013 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Ad #58569 2013-08-29 2013-09-05 2013-09-12 NOTICE OF SUBSTITUTE TRUSTEE’S SALE TENNESSEE, WILSON COUNTY DEFAULT having been made in the terms, conditions and payments provided in certain Deed of Trust executed by Roy D. Majors and Bobbie J. Majors to Michael Logan, Trustee dated March 26, 2001 in the amount of $95,663.00, and recorded in the Register’s Office of Wilson County, Tennessee in Instrument No. 200104100035585 (as recorded in Davidson County, Tennessee), Deed Book 848, Page 2350, (“Deed of Trust”); and, the beneficial interest of said Deed of Trust having been last transferred to JPMorgan Chase Bank, National Association by assignment; and, JPMorgan Chase Bank, National Association, as the current holder of said Deed of Trust (the “Holder”), has appointed as Substitute Trustee the undersigned, , any of whom may act, by instrument filed for record in the Register’s Office of Wilson County, Tennessee with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; therefore, NOTICE is hereby given that the entire amount of said indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and the undersigned as Substitute Trustee, or a duly appointed attorney or agents by virtue of the power and authority vested by the Appointment of Substitute Trustee, will on Thursday, October 17, 2013 commencing at 12:00 PM at the front steps of the Main Entrance of the Wilson County Courthouse, Lebanon, Tennessee; sell to the highest bidder for cash, immediately at the close of sale, the following property to-wit: Land in Davidson and Wilson County, Tennessee, being Lot No. 16 on the Plan of Oak Creek Subdivision, as of record in Plat Book 10, Page 31, Registers Office Wilson County, Tennessee, and Plat Book 5200, Page 96, Registers Office Davidson County, Tennessee, to which plan reference is made for a more complete description. Being the same property conveyed to Roy D. Majors by Deed from George C. Resh and wife, Betty V. Resh of record in Deed Book 451, Page 741, Registers Office Wilson County, Tennessee, and Book 10491, Page 634, Registers Office Davidson County, Tennessee. Parcel Id No.: 07601002800 Map & Parcel No.: 07601002800 PROPERTY ADDRESS: 813 Oak Leaf Drive, Old Hickory, Tennessee 37138 CURRENT OWNER(S): Roy D. Majors SUBORDINATE LIENHOLDERS: N/A OTHER INTERESTED PARTIES: SunTrust Bank All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, however, the undersigned will sell and convey only as Substitute Trustee. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property; as well as any prior liens or encumbrances as well as priority created by a fixture filing; and/or any matter that an accurate survey of the premises might disclose. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the sale will be subject to the applicable governmental entities` right to redeem the property, as required by 26 U.S.C s 7425 and T.C.A. s 67-1-1433. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust. The notice requirements of T.C.A. s35-5-117 were satisfied prior to the first publication of the Notice of Substitute Trustee`s Sale. Substitute Trustee reserves the right to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. McCurdy & Candler TN, LLC 3525 Piedmont Road NE, Six Piedmont Center, Suite 700 Atlanta, GA 30305 (404) 373-1612 www.mccurdycandler.com File No. 13-03425 / FHA Ad Run Dates: 8/28/2013, 9/4/2013, and 9/11/2013 (Wilson County) Ad Run Dates: 8/29/2013, 9/5/2013, and 9/12/2013 (Davidson County) THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Ad #58613 2013-08-29 2013-09-05 2013-09-12 NOTICE OF SUBSTITUTE TRUSTEE`S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated June 25, 2002, executed by ANGELA R. FOSTER A/K/A ANGELA FOSTER, CHARLES E. FOSTER, conveying certain real property therein described to ARNOLD M. WEISS, ATTORNEY, as Trustee, as same appears of record in the Register’s Office of Davidson County, Tennessee recorded June 28, 2002, at Instrument Number 20020628-0078050; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A. who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Davidson County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 10, 2013 at 10:00 AM at the Schermerhorn Symphony Center, One Symphony Place, Nashville, TN 37201, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Davidson County, Tennessee, to wit: BEING LOT NUMBER 28 ON THE PLAN OF PHASE ONE, KENDALL PARK OF RECORD IN INSTRUMENT NO. 200007280074429, REGISTER`S OFFICE FOR DAVIDSON COUNTY, TENNESSEE, TO WHICH REFERENCE IS HEREBY MADE FOR A MORE COMPLETE DESCRIPTION. BEING THE SAME PROPERTY CONVEYED TO THE GRANTOR(S) BY DEED OF RECORD IN INSTRUMENT NO. 20020628-0078049, SAID REGISTER`S OFFICE. Parcel ID: 149030B02800CO PROPERTY ADDRESS: The street address of the property is believed to be 2312 BROADVIEW DRIVE, NASHVILLE, TN 37217. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): ANGELA R. FOSTER A/K/A ANGELA FOSTER, CHARLES E. FOSTER OTHER INTERESTED PARTIES: KENDALL PARK HOMEOWNER`S ASSOCIATION The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #58702 201308-29 2013-09-05 2013-09-12 NOTICE OF SUBSTITUTE TRUSTEE’S SALE TENNESSEE, HAMILTON COUNTY DEFAULT having been made in the terms, conditions and payments provided in certain Deed of Trust executed by Jeanette Frances Boyd and John Boyd, II to Transcontinental Title, Trustee dated February 12, 2000 in the amount of $108,500.00, and recorded in the Register’s Office of Hamilton County, Tennessee in Instrument No. 2000021800161, Deed Book GI 5540, Page 27-33, (“Deed of Trust”); and, the beneficial interest of said Deed of Trust having been last transferred to Wells Fargo Bank, N.A. as Trustee for Bear Stearns Asset Backed Securities I Trust 2004-BO1 by assignment; and, Wells Fargo Bank, N.A. as Trustee for Bear Stearns Asset Backed Securities I Trust 2004-BO1, as the current holder of said Deed of Trust (the “Holder”), has appointed as Substitute Trustee the undersigned, , any of whom may act, by instrument filed for record in the Register’s Office of Hamilton County, Tennessee with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; therefore, NOTICE is hereby given that the entire amount of said indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and the undersigned as Substitute Trustee, or a duly appointed attorney or agents by virtue of the power and authority vested by the Appointment of Substitute Trustee, will on Thursday, October 24, 2013 commencing at 11:30am at the Walnut Street side of the Courthouse steps, Hamilton County Courthouse, Chattanooga, Tennessee; sell to the highest bidder for cash, immediately at the close of sale, the following property to-wit: Lot FiftyThree (53), Williamsburg Estates, Unit Two (2), as shown by plat recorded in Plat Book 26, Page 55, in the Registers Office of Hamilton County, Tennessee. Being the same property conveyed to Amsouth Bank, by Trustees Deed from Thomas S. Kale, Trustee dated December 20, 1999, and recorded January 7, 2000 in Book 5515, Page 578, Registers Office for Hamilton County, Tennessee. Parcel ID No.: 159C-A-01606-000 Map & Parcel No.: 159C-A01606-000 PROPERTY ADDRESS: 8642 Surry Circle, Chattanooga, Tennessee 37421 CURRENT OWNER(S): John Boyd, II SUBORDINATE LEINHOLDERS: Midland Credit Management, Inc., Robert Orr-Sysco Food Services LLC OTHER INTERESTED PARTIES: Internal Revenue Service This sale is also subject to the right of redemption by the INTERNAL REVENUE SERVICE, DEPARTMENT OF U.S. TREASURY, pursuant to 26 U.S.C. 7425(d)(1) by reason of the following tax lien(s) of record in:Book 9962 Page 875 Notice of the sale has been given to the Internal Revenue Service in accordance with 26 U.S.C. 7425(b). All right and equity of redemption, statu-

tory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, however, the undersigned will sell and convey only as Substitute Trustee. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property; as well as any prior liens or encumbrances as well as priority created by a fixture filing; and/or any matter that an accurate survey of the premises might disclose. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the sale will be subject to the applicable governmental entities` right to redeem the property, as required by 26 U.S.C § 7425 and T.C.A. § 67-1-1433. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust. The notice requirements of T.C.A. §35-5117 were satisfied prior to the first publication of the Notice of Substitute Trustee`s Sale. Substitute Trustee reserves the right to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. McCurdy & Candler TN, LLC 3525 Piedmont Road NE, Six Piedmont Center, Suite 700 Atlanta, GA 30305 (404) 373-1612 www.mccurdycandler.com File No. 0802827 /CONV Ad Run Dates: 08/29/2013, 09/05/2013, and 09/12/2013 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.Ad #58785 2013-08-29 2013-0905 2013-09-12 NOTICE OF SUBSTITUTE TRUSTEE`S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated April 30, 2009, executed by BARBARA A. POGUE, conveying certain real property therein described to CHARLES E. TONKIN, II, as Trustee, as same appears of record in the Register’s Office of Davidson County, Tennessee recorded May 11, 2009, at Instrument Number 200905110043268; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Nationstar Mortgage LLC who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Davidson County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 10, 2013 at 10:00 AM at the Schermerhorn Symphony Center, One Symphony Place, Nashville, TN 37201, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Davidson County, Tennessee, to wit: A CERTAIN TRACT OR PARCEL OF LAND IN DAVIDSON COUNTY, STATE OF TENNESSEE, DESCRIBED AS FOLLOWS, TO-WIT: BEING LOT NOS. 23, 25, AND 27, IN BLOCK X OF THE HADLEY BEND CITY SUBDIVISION OF HULME TRACT IN THE 4TH CIVIL DISTRICT OF DAVIDSON COUNTY, TENNESSEE AS OF RECORD IN BOOK 421, PAGE 120, REGISTER`S OFFICE FOR DAVIDSON COUNTY, TENNESSEE, TO WHICH REFERENCE IS HEREBY MADE FOR A MORE COMPLETE AND ACCURATE DESCRIPTION OF SAID LOTS. BEING THE SAME PROPERTY CONVEYED TO BARBARA A. POGUE FROM ROBERT W. SLATE, II, UNMARRIED BY WARRANTY DEED DATED JULY 31, 2003 AND RECORDED AUGUST 6, 2003 IN INSTRUMENT NUMBER 20030806-0111806. PARCEL: 063-080-039.00 ADDRESS: 4010 UNIVERSITY AVENUE, OLD HICKORY, TN 37138 Parcel ID: 063-08-0-039.00 PROPERTY ADDRESS: The street address of the property is believed to be 4010 UNIVERSITY AVE, OLD HICKORY, TN 37138. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): BARBARA A. POGUE OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 8130992 Fax: (404) 601-5846 Ad #58817 2013-08-29 201309-05 2013-09-12 NOTICE OF SUBSTITUTE TRUSTEE`S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated August 31, 2010, executed by MARIA HERNANDEZ, NULBIO NAVARRO, conveying certain real property therein described to FEARNLEY AND CALIFF-NASH, as Trustee, as same appears of record in the Register’s Office of Davidson County, Tennessee recorded September 2, 2010, at Instrument Number 20100902-0069937; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A. who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Davidson County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 10, 2013 at 10:00 AM at the Schermerhorn Symphony Center, One Symphony Place, Nashville, TN 37201, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Davidson County, Tennessee, to wit: LAND IN DAVIDSON COUNTY, TENNESSEE, BEING LOT NO. 460 ON THE PLAN OF OCTOBER WOODS, PHASE 4, SECTION 7 A, A PLANNED UNIT DEVELOPMENT, OF RECORD IN INSTRUMENT NO. 20000907- 0088379, REGISTER`S OFFICE FOR DAVIDSON COUNTY, TENNESSEE, TO WHICH PLAN REFERENCE IS HEREBY MADE FOR A COMPLETE AND ACCURATE DESCRIPTION OF SAID LOT. BEING THE SAME PROPERTY CONVEYED TO NULBIO NAVARRO, HEREIN BY CASH DEED DATED 31 ST DAY OF AUGUST, 2010, OF RECORD AT 201009020069936 IN SAID REGISTER`S OFFICE TENNESSEE. Parcel ID: 183-5A/266.00CO PROPERTY ADDRESS: The street address of the property is believed to be 5624 CRAFTWOOD CT, ANTIOCH, TN 37013. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): NULBIO NAVARRO OTHER INTERESTED PARTIES: MARIA HERNANDEZ The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/ property-listings.php Tel: (877) 813-0992 Fax: (404) 6015846 Ad #58848 2013-08-29 2013-09-05 2013-09-12 NOTICE OF SUBSTITUTE TRUSTEE`S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated September 2, 2009, executed by DANIEL N. CLOYD, KATRICE M. CLOYD, conveying certain real property therein described to ANDREW C RAMBO, as Trustee, as same appears of record in the Register’s Office of Davidson County, Tennessee recorded September 4, 2009, at Instrument Number 20090904-0083594; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Nationstar Mortgage LLC who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Davidson County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 10, 2013 at 10:00 AM at the Schermerhorn Symphony Center, One Symphony Place, Nashville, TN 37201, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following

described property situated in Davidson County, Tennessee, to wit: LAND IN DAVIDSON COUNTY, TENNESSEE, DESCRIBED AS FOLLOWS: BEING LOT NO. 112, BROOK-VIEW ESTATES, SECTION 2, OF RECORD IN PLAT BOOK 4460, PAGE 163, REGISTER`S OFFICE FOR DAVIDSON COUNTY, TENNESSEE. BEING THE SAME PROPERTY CONVEYED TO KATRICE M. CLOYD BY DEED FROM OF RECORD AT INSTRUMENT 200909040083593 REGISTER`S OFFICE FOR DAVIDSON, TENNESSEE. Parcel ID: 16210011200 PROPERTY ADDRESS: The street address of the property is believed to be 604 ROXANNE COURT, ANTIOCH, TN 37013. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): KATRICE M. CLOYD OTHER INTERESTED PARTIES: DANIEL N. CLOYD The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #59270 201309-05 2013-09-12 2013-09-19 NOTICE OF SUBSTITUTE TRUSTEE’S SALE TENNESSEE, DAVIDSON COUNTY DEFAULT having been made in the terms, conditions and payments provided in certain Deed of Trust executed by Edward W. Linder to Arnold M. Weiss, Trustee dated June 30, 2006 in the amount of $69,000.00, and recorded in the Register’s Office of Davidson County, Tennessee in Instrument No. 20060705-0079869, (“Deed of Trust”); and, the beneficial interest of said Deed of Trust having been last transferred to 21st Mortgage Corporation by assignment; and, 21st Mortgage Corporation, as the current holder of said Deed of Trust (the “Holder”), has appointed as Substitute Trustee the undersigned, , any of whom may act, by instrument filed for record in the Register’s Office of Davidson County, Tennessee with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; therefore, NOTICE is hereby given that the entire amount of said indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and the undersigned as Substitute Trustee, or a duly appointed attorney or agents by virtue of the power and authority vested by the Appointment of Substitute Trustee, will on Thursday, September 26, 2013 commencing at 12:00 PM at Bridgestone Arena; sell to the highest bidder for cash, immediately at the close of sale, the following property towit: A tract of land lying and situated in Davidson County, Tennessee, and being a part of Lot No. 11 on the Plan of E. L. Woods, as of record in Book 21, Page 30, Registers Office for Davidson County, Tennessee, to which plan reference is hereby made for a more complete and accurate legal description thereof. Beginning at a point in the Southeasterly margin of Third Avenue North at the corner of Lot Nos. 11 and 12; thence Southwestwardly along the lines between the two said lots, 115 feet to a point; thence Southwardly 71 feet to the Southwest corner of said Lot No. 11; thence Northeastwardly with the line between Lot Nos. 10 and 11, 166 feet to a point in the Southwesterly margin of Third Avenue, North; thence Northwestwardly with said margin of Third Avenue North, 50 feet to the point of beginning. Being the same property conveyed to Edward W. Linder, Married, by Quitclaim Deed from Janice Linder, Married, dated 5/4/06 and recorded 5/04/06 in Instrument No. 20060504-0052236, and being the same property previously conveyed to Janice Linder, a married person, by Quit Claim Deed from Cumberland Bend Trust, dated 03/19/04 and recorded 03/19/04 in Instrument No. 20040319-0031704, Registers Office for Davidson County, Tennessee. Subject to all matters on plat of record in Plat Book 21, Page 30, in the Registers Office for Davidson County, Tennessee. Parcel ID No.: 081-04-0217.00 Map & Parcel No.: 081-04-0-217.00 PROPERTY ADDRESS: 1923 3rd Avenue North, Nashville, Tennessee 37206 CURRENT OWNER(S): Mid-State Brokerage, Inc., Trustee for The Cumberland Bend Trust SUBORDINATE LEINHOLDERS: Mid State Brokerage, as Trustee for the Cumberland Bend Trust OTHER INTERESTED PARTIES: N/A All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, however, the undersigned will sell and convey only as Substitute Trustee. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property; as well as any prior liens or encumbrances as well as priority created by a fixture filing; and/or any matter that an accurate survey of the premises might disclose. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the sale will be subject to the applicable governmental entities` right to redeem the property, as required by 26 U.S.C § 7425 and T.C.A. § 67-1-1433. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust. The notice requirements of T.C.A. §35-5117 were satisfied prior to the first publication of the Notice of Substitute Trustee`s Sale. Substitute Trustee reserves the right to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. McCurdy & Candler TN, LLC 3525 Piedmont Road NE, Six Piedmont Center, Suite 700 Atlanta, GA 30305 (404) 373-1612 www.mccurdycandler.com File No. 0922265 /CONV Ad Run Dates: 09/05/2013, 09/12/2013, and 09/19/2013 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.Ad #59389 2013-09-05 2013-0912 2013-09-19 NOTICE OF SUBSTITUTE TRUSTEE`S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated February 28, 2006, executed by DEREK LYNN, A/K/A DEREK W. LYNN, conveying certain real property therein described to RAYMOND E. LACY, as Trustee, as same appears of record in the Register’s Office of Davidson County, Tennessee recorded March 15, 2006, at Instrument Number 20060315-0030001; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to U.S. Bank, National Association, as trustee, on behalf of the holders of the Terwin Mortgage Trust 2006-5 Asset-Backed Securities, Series 2006-5 who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Davidson County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 10, 2013 at 11:00 AM at the Front Entrance of the Historic Courthouse located at 1 Public Square , located in Nashville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Davidson County, Tennessee, to wit: THE LAND REFERRED TO IN THIS COMMITMENT IS DESCRIBED AS FOLLOWS: A CERTAIN CONDOMINIUM APARTMENT IN DAVIDSON COUNTY, TENNESSEE BEING UNIT NO. B LOT NO. 33, ON THE PLAN OF CEDARWOOD CONDOMINIUMS REVISED NO. 2 LOTS 15 THRU 44, SECTION SIX, CEDARWOOD ESTATES, OF RECORD IN PLAT BOOK 5200, PAGE 304, REGISTER`S OFFICE FOR SAID COUNTY, TO WHICH REFERENCE IS MADE FOR A MORE COMPLETE DESCRIPTION. BEING ALL OF THE SAME PROPERTY CONVEYED TO DEUTSCHE BANK NATIONAL TRUST COMPANY BY SUCCESSOR TRUSTEE`S DEED DATED AUGUST 11TH 2005 OF RECORD IN INSTRUMENT NO. 20050906-0106194, REGISTER`S OFFICE DAVIDSON COUNTY, TENNESSEE. DEUTSCHE BANK NATIONAL ASSOCIATION TOOK TITLE BY FORECLOSING A DEED OF TRUST EXECUTED BY CHRISTINA M. KNIGHT DATED 12/29/97 AND RECORDED 1/28/98 IN BOOK 10771, PAGE 763, REGISTERS OFFICE FOR DAVIDSON COUNTY , TENNESSEE. DETUSCHE BANK THEN CONVEYED THEIR INTEREST TO KEVIN GOUGHARY AND DEBRA GOUGHREY BY WARRANTY DEED OF RECORD AS INSTRUMENT NO. 200510190125784, REGISTER`S OFFICE FOR DAVIDSON COUNTY, TENNESSEE. Parcel ID: 162-9C-803.00CO PROPERTY ADDRESS: The street address of the property is believed to be 558 CEDAR DR, NASHVILLE, TN 37211. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): DEREK LYNN, A/K/A DEREK W. LYNN OTHER INTERESTED PARTIES: Mortgage Electronic Registration Systems, Inc., (“MERS”), as nominee for OAK STREET MORTGAGE OF TENNESSEE LLC The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead,

and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #59517 2013-0905 2013-09-12 2013-09-19 NOTICE OF SUBSTITUTE TRUSTEE`S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated April 25, 2007, executed by JOHN C. CRITTENDON A/K/A JOHN C. CRITTENDON, JR., THERASA L. CRITTENDON, conveying certain real property therein described to T. LARRY EDMONDSON`S OFFICE, as Trustee, as same appears of record in the Register’s Office of Davidson County, Tennessee recorded May 7, 2007, at Instrument Number 20070507-0054511; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Deutsche Bank National Trust Company, as Trustee, on behalf of Morgan Stanley ABS Capital I Inc. Trust 2007-HE7, Mortgage Pass-Through Certificates, Series 2007-HE7 who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Davidson County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 10, 2013 at 11:00 AM at the Front Entrance of the Historic Courthouse located at 1 Public Square , located in Nashville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Davidson County, Tennessee, to wit: ALL THAT PARCEL OF LAND IN THE CITY OF ANTIOCH, DAVIDSON COUNTY, STATE OF TENNESSEE, AS MORE FULLY DESCRIBED IN DEED BOOK 20011127, PAGE 0129410, ID# 16210018400, BEING KNOWN AND DESIGNATED AS LOT 189, PLAN OF BROOK VIEW ESTATES, SECTION 2, FILED IN PLAT BOOK 4460, PAGE 163. BY FEE SIMPLE DEED FROM TIMOTHY W. BURTON AND WIFE AND THERESA L. BOLTON AS SET FORTH IN BOOK 20011127 PAGE 0129410 DATED 11/21/2001 AND RECORDED 11/27/2001, DAVIDSON COUNTY RECORDS, STATE OF TENNESSEE. Parcel ID: 16210018400 PROPERTY ADDRESS: The street address of the property is believed to be 637 Roxanne Drive, Antioch, TN 37013. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): JOHN C. CRITTENDON A/K/A JOHN C. CRITTENDON, JR., THERASA L. CRITTENDON OTHER INTERESTED PARTIES: VANDERBILT UNIVERSITY EMPLOYEES CREDIT UNION The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #59533 201309-05 2013-09-12 2013-09-19 NOTICE OF SUBSTITUTE TRUSTEE`S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated March 14, 2007, executed by PHONG HA, ANH N. HUYNH, conveying certain real property therein described to Weiss and Weiss, as Trustee, as same appears of record in the Register’s Office of Davidson County, Tennessee recorded March 15, 2007, at Instrument Number 20070315-0031584; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to U.S. BANK, NATIONAL ASSOCIATION, SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A. AS SUCCESSOR TO LASALLE BANK, N.A. AS TRUSTEE FOR THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2007-2 who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Davidson County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 10, 2013 at 11:00 AM at the Front Entrance of the Historic Courthouse located at 1 Public Square , located in Nashville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Davidson County, Tennessee, to wit: LAND IN DAVIDSON COUNTY, TENNESSEE BEING LOTS NO 315, ON THE PLAN OF FINAL PLAT, SECTION FOUR OAK HIGHLANDS, A PLANNED UNIT DEVELOPMENT, OF RECORD IN, INSTRUMENT NO. 20040128-0010661, REGISTER`S OFFICE FOR DAVIDSON COUNTY, TENNESSEE, TO WHICH SAID PLAN REFERENCE IS HEREBY MADE FOR A MORE COMPLETE AND ACCURATE LEGAL DESCRIPTION THEREOF. PHONG HA, SPOUSE OF THE ABOVE NAMED ANH N. HUYNH, JOINS IN THIS CONVEYANCE FOR THE PURPOSE OF RELEASING ANY AND ALL RIGHTS HE MAY HAVE IN AND TO THE ABOVE DESCRIBED PROPERTY, ESPECIALLY HIS MARITAL RIGHTS, BEING THE SAME PROPERTY CONVEYED TO THE GRANTOR(S) HEREIN BY DEED O(EVEN DATE AND BEING FILED FOR RECORD IN INSTRUMENT NO. 20070315-0031583, REGISTER`S OFFICE FOR DAVIDSON COUNTY, TENNESSEE, RECORDED SIMULTANEOUSLY HEREWITH. Parcel ID: 173-040A-345-00 PROPERTY ADDRESS: The street address of the property is believed to be 5736 SONOMA TRCE, ANTIOCH, TN 37013. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): PHONG HA, ANH N. HUYNH OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #59595 201309-05 2013-09-12 2013-09-19 NOTICE OF SUBSTITUTE TRUSTEE’S SALE Default having been made in the terms, conditions, and payments provided for in that certain Deed of Trust from Jody L. Serrato and Rachel Serrato, (“Borrowers”) to Music City Title and Escrow, Trustee for the benefit of New Century Mortgage Corporation, dated May 9, 2005 and recorded on May 11, 2005 as Instrument No. 20050511-0053077, and further assigned to Deutsche Bank National Trust Company, as Indenture Trustee, for New Century Home Equity Loan Trust 2005-3, recorded on February 26, 2013 as Instrument No. 20130226-0019147, Register’s Office for Davidson County, Tennessee, securing the indebtedness therein described, which indebtedness is now due and unpaid, and has been declared in default by the lawful owner and holder thereof; and The undersigned, Trustee Management Company, Successor Trustee, having been appointed Successor Trustee in instrument dated February 14, 2013 of record as Instrument No. 20130226-0019148, said Register’s Office, to serve in the place and instead of Music City Title and Escrow, Trustee; NOW, THEREFORE, I, Trustee Management Company, Successor Trustee, pursuant to said Deed of Trust, having been requested by Deutsche Bank National Trust Company, as Indenture Trustee, for New Century Home Equity Loan Trust 2005-3, the owner and holder of said indebtedness so to do, and by virtue of the authority and power vested in me by said Deed of Trust will, on September 26, 2013 at 1:00PM, at the County Courthouse, in Davidson County, Tennessee, sell at public outcry to the highest bidder for cash (or credit upon the indebtedness secured if the lawful owner and holder thereof is the successful purchaser), free from the equity of redemption, the statutory right of redemption, homestead, dower, elective share, and all other exemptions of Borrower of every kind, all of which have been expressly waived by Borrower, the property described in the above referenced Deed of Trust, being the same property described in a Warranty Deed dated May 9, 2005, recorded on May 11, 2005 in Instru-

ment Number 20050511-0053076 in Davidson County, Tennessee: Parcel No.: 091-10-0-029.00 More commonly known as: 5832 LESLIE AVE, Nashville, TN 37209 The property is encumbered by No liens or claims of lien filed by the United States Internal Revenue Service in the Register’s Office of Davidson County, Tennessee, as Instrument Nos. None. This property is encumbered by No liens or claims of lien filed by the State of Tennessee, Tax Enforcement Division, in the Register’s Office of Davidson County, Tennessee, as Instrument Nos. None. Should the highest bidder fail to comply with the terms of the bid at the public sale, then the Successor Trustee shall have the option of accepting the second highest bid, or the next highest bid with which the buyer is able to comply. The right is reserved to adjourn the day of the sale to another day certain without further publication, upon announcement at the time set forth above. This sale is subject to liens, easements, encumbrances, property taxes, rights of redemption of taxing entities and other matters, which are prior in right to the lien of the aforesaid Deed of Trust. Trustee Management Company Successor Trustee 10975 El Monte, Suite 225 Overland Park, KS 66211 NOTICE This is an attempt to collect a debt by a debt collector and any information obtained will be used for that purpose. Pursuant to the Fair Debt Practices Collections Act no information concerning the collection of this debt may be given without the prior consent of the consumer given directly to the debt collector or the express permission of a court of competent jurisdiction. Ad #59600 2013-09-05 2013-09-12 2013-09-19 NOTICE OF SUBSTITUTE TRUSTEE`S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated October 31, 2006, executed by CRYSTAL ALLEN, MATTHEW ALLEN, conveying certain real property therein described to LANDCASTLE TITLE, as Trustee, as same appears of record in the Register’s Office of Davidson County, Tennessee recorded November 6, 2006, at Instrument Number 20061106-0137932; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Nationstar Mortgage LLC who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Davidson County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 17, 2013 at 11:00 AM at the Front Entrance of the Historic Courthouse located at 1 Public Square , located in Nashville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Davidson County, Tennessee, to wit: LAND IN DAVIDSON COUNTY, TENNESSEE, BEING LOT 117, PLAN OF OLD HICKORY HILLS, SECTION ONE, AS SHOWN ON PLAT OF RECORD IN INSTRUMENT NO. 20011023-0115382, IN THE REGISTER`S OFFICE, DAVIDSON COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID PROPERTY. BEING THE SAME PROPERTY CONVEYED TO JP MORGAN CHASE BANK, AS TRUSTEE BY SUBSTITUTE TRUSTEE`S DEED FROM PRIORITY TRUSTEE SERVICES OF TN, L.L.C, AS SUBSTITUTE TRUSTEE, RECORDED ON THE 28TH DAY OF FEBRUARY, 2006 IN INSTRUMENT NO. 20060228-0022632; WARRANTY DEED TO ROCKY FRADY, UNMARRIED, FROM GREENVALE CONSTRUCTION, L.L.C, A TENNESSEE LIMITED LIABILITY COMPANY, RECORDED ON THE 17TH DAY OF MARCH, N NSTRUMENT NO N THE REG STER S OFF CE OF DAV DSON COUNTY TENNESSEE BE NG THE SAME PROPERTY CONVEYED TO MATTHEW A EN BY SPEC A WARRANTY DEED AS RECORDED N N STRUMENT NO N THE REG STER S OFF CE OF DAV DSON COUNTY TENNESSEE P D A CO PROPERTY ADDRESS T LEGACY DR ANT OCH TN w CURRENT OWNER S MATTHEW A EN OTHER NTERESTED PART ES CRYSTA A EN T m w m m m w m m m T w m S T T m m T m w m m A m w m w w D T w S T T P w w w TH S AW F RM S ATTEMPT NG TO CO ECT A DEBT ANY NFORMAT ON OBTA NED W BE USED FOR THAT PURPOSE R TN P C S T S M S S M m TN www m T F A

NOT CE OF SUBST TUTE TRUSTEE S SA E TEN NESSEE DAV DSON COUNTY DEFAULT m m m D T E S A M W T F m R O D C T m N D T D T D B T C m Am T R A M A B P T C S QS m D B T C m Am T R A M A B P T C S QS D T H S T w mm m R O D C T w w T m D T NOT CE m D T H S T w A m S T w T O mm PM B A mm w w B N P G G C S B P R O D C T m w N B N m W D mm P w w w P w w w N w w N m E W m A D w m m S w w S w w N m W D w N m m S w w N B N m W D mm P w w w N w w S m W E m T C R w w E m w S w N m W D w N m D w B m E S m mM S m w m D N R m w m A m R O D C T P N M &P N PROPERTY ADDRESS W D N T CURRENT OWNER S E S SUB ORD NATE LE NHOLDERS T B N F M S F OTHER NTERESTED PAR T ES N A A m w m w w D T w w S T T w m w m m w m w m w m m m US D m T RS S T D m R S T D m W D m P m N m w m m USC TC A T w m US B C m w D T T m TC A w N S T S S T m w m m M C &C TN C P m R NE S P m C S A GA www m mF N CONV A R D TH S AW F RM S ACT NG AS A DEBT CO ECTOR AND S ATTEMPT NG TO CO ECT A DEBT ANY NFORMAT ON OBTA NED W BE USED FOR THAT PURPOSE A

NOT CE OF SUBST TUTE TRUSTEE S SA E TENNES SEE MONTGOMERY COUNTY DEFAULT m m m D T Tm C C P E w&T T M m R O M m C T m N D B P D T D T T B


THURSDAY, SEPTEMBER 12 - 18, 2013 of New York Mellon Trust Company, National Association as grantor trustee of the Protium Master Grantor Trust by assignment; and, The Bank of New York Mellon Trust Company, National Association as grantor trustee of the Protium Master Grantor Trust , as the current holder of said Deed of Trust (the “Holder”), has appointed as Substitute Trustee the undersigned, , any of whom may act, by instrument filed for record in the Register’s Office of Montgomery County, Tennessee with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; therefore, NOTICE is hereby given that the entire amount of said indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and the undersigned as Substitute Trustee, or a duly appointed attorney or agents by virtue of the power and authority vested by the Appointment of Substitute Trustee, will on Thursday, October 3, 2013 commencing at 12 pm at the front door of Montgomery County Courthouse, Two Millennium Plaza, Clarksville, TN; sell to the highest bidder for cash, immediately at the close of sale, the following property to-wit: SITUATED in Montgomery County, Tennessee, to wit: BEING Lot No. 28, Section A, Riverside Estates, as shown by plat of record in Plat Book 9, Page 55, Plat 52, and Plat Book 12, Plat 148, of the Registers Office of Montgomery County, Tennessee, to which plat reference is hereby made for a more complete and accurate description of said lot. BEING THE SAME property conveyed to LISA CABELL AND TIMOTHY CABELL, WIFE AND HUSBAND by Quit-Claim Deed dated March 16, 2007 and filed for record___, 2007 in Book 1161, Page 1110, in the Registers Office for Montgomery County, Tennessee. AND FURTHER BEING THE SAME property conveyed to LISA COOPER by Quit Claim Deed dated 4/22/03 and filed for record 4/22/03 in Book 892, Page 200, in the Registers Office for Montgomery County, Tennessee. AND FURTHER BEING THE SAME property conveyed to LISA COOPER AND HUSBAND, VENSON COOPER by Warranty Deed dated 1/10/01 and filed for record 1/11/01 in Book 0766, Page 1887, in the Registers Office for Montgomery County, Tennessee. THIS CONVEYANCE IS SUBJECT TO Plat Book 9, Page 55, Plat 52, Plat 148, Plat Book 12, Page 148, and Book 395, Page 218, and restrictive covenants of record and all restrictions, easements, setback lines, conditions, plat of record, and encumbrances of record in the Registers Office for the aforesaid County. Parcel Id No.: 065H C 011.00 Map & Parcel No.: 065H C 011.00 PROPERTY ADDRESS: 1318 Barbara Drive, Clarksville, Tennessee 37043 CURRENT OWNER(S): Lisa Cabell and Timothy Cabell SUBORDINATE LEINHOLDERS: N/A OTHER INTERESTED PARTIES: N/A All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, however, the undersigned will sell and convey only as Substitute Trustee. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property; as well as any prior liens or encumbrances as well as priority created by a fixture filing; and/or any matter that an accurate survey of the premises might disclose. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the sale will be subject to the applicable governmental entities` right to redeem the property, as required by 26 U.S.C § 7425 and T.C.A. § 67-1-1433. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust. The notice requirements of T.C.A. §35-5-117 were satisfied prior to the first publication of the Notice of Substitute Trustee`s Sale. Substitute Trustee reserves the right to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. McCurdy & Candler TN, LLC 3525 Piedmont Road NE, Six Piedmont Center, Suite 700 Atlanta, GA 30305 (404) 373-1612 www.mccurdycandler. com File No. 11-08605 /CONV Ad Run Dates: 9/12/2013, 9/19/2013, and 9/26/2013 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.Ad #59686 2013-09-12 2013-09-19 2013-09-26 NOTICE OF SUBSTITUTE TRUSTEE’S SALE TENNESSEE, DAVIDSON COUNTY DEFAULT having been made in the terms, conditions and payments provided in certain Deed of Trust executed by James Carr to Mary Frances Rudy, Trustee dated March 23, 2006 in the amount of $71,900.00, and recorded in the Register’s Office of Davidson County, Tennessee in Instrument No. 200604040037903, (“Deed of Trust”); and, the beneficial interest of said Deed of Trust having been last transferred to U.S. Bank National Association, as Trustee for Residential Asset Securities Corporation, Home Equity Mortgage Asset-Backed Pass-Through Certificates, Series 2006-KS5 by assignment; and, U.S. Bank National Association, as Trustee for Residential Asset Securities Corporation, Home Equity Mortgage Asset-Backed Pass-Through Certificates, Series 2006-KS5, as the current holder of said Deed of Trust (the “Holder”), has appointed as Substitute Trustee the undersigned, , any of whom may act, by instrument filed for record in the Register’s Office of Davidson County, Tennessee with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; therefore, NOTICE is hereby given that the entire amount of said indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and the undersigned as Substitute Trustee, or a duly appointed attorney or agents by virtue of the power and authority vested by the Appointment of Substitute Trustee, will on Thursday, October 3, 2013 commencing at 12:00 PM at Bridgestone Arena; sell to the highest bidder for cash, immediately at the close of sale, the following property to-wit: Land in Davidson County, Tennessee, being Lot No. 96 on the Map of Victory Heights Subdivision, as of record in Book 1130, Page 97, Registers Office for said County. Said Lot No. 96 fronts 60 feet on the North side of Oneida Avenue and runs back between lines, 167.4 feet on the West line and 166.7 feet on the East line to a dead line in the rear on which it measures 60 feet. Being the same property conveyed to Grantor(s) by Deed recorded simultaneously herewith in Book ____, Page _____, or Instrument # 20060404-037902, Registers Office for said County. Parcel Id No.: 071-12-0-196.00 Map & Parcel No.: 071-12-0-196.00 PROPERTY ADDRESS: 903 Oneida Avenue, Nashville, Tennessee 37207 CURRENT OWNER(S): James Carr SUBORDINATE LEINHOLDERS: CitiBank, N.A., Badcock Home Furniture OTHER INTERESTED PARTIES: N/A All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, however, the undersigned will sell and convey only as Substitute Trustee. The sale will be held subject to any unpaid taxes, assessments, rights-ofway, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property; as well as any prior liens or encumbrances as well as priority created by a fixture filing; and/or any matter that an accurate survey of the premises might disclose. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the sale will be subject to the applicable governmental entities` right to redeem the property, as required by 26 U.S.C § 7425 and T.C.A. § 67-1-1433. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust. The notice requirements of T.C.A. §35-5-117 were satisfied prior to the first publication of the Notice of Substitute Trustee`s Sale. Substitute Trustee reserves the right to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. McCurdy & Candler TN, LLC 3525 Piedmont Road NE, Six Piedmont Center, Suite 700 Atlanta, GA 30305 (404) 373-1612 www. mccurdycandler.com File No. 13-03727 /CONV Ad Run Dates: 09/12/2013, 09/19/2013, and 09/26/2013 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.Ad #59698 2013-09-12 2013-09-19 2013-09-26 NOTICE OF SUBSTITUTE TRUSTEE’S SALE TENNESSEE, DAVIDSON COUNTY DEFAULT having been made in the terms, conditions and payments provided in certain Deed of Trust executed by John R. Marable to Robert M. Wilson, Trustee dated April 21, 2006 in the amount of $123,300.00, and recorded in the Register’s Office of Davidson County, Tennessee in Instrument No. 20060515-0056649, (“Deed of Trust”); and, the beneficial interest of said Deed of Trust having been last transferred to Deutsche Bank National Trust Company as Trustee for MASTR Specialized Loan Trust 2007-01 Mortgage PassThrough Certificates by assignment; and, Deutsche Bank National Trust Company as Trustee for MASTR Specialized Loan Trust 2007-01 Mortgage Pass-Through Certificates, as the current holder of said Deed of Trust (the “Holder”), has appointed as Substitute Trustee the undersigned, , any of whom may act, by instrument filed for record in the Register’s Office of Davidson County, Tennessee with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; therefore, NOTICE is hereby given that the entire amount of said indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and the undersigned as Substitute Trustee, or a duly appointed attorney or agents by virtue of the power and authority vested by the Appointment of Substitute Trustee, will on Thursday, October 3, 2013 commencing at 12:00 PM at Bridgestone Arena; sell to the highest bidder for cash, immediately at the close of sale, the following property to-wit: Land in Davidson County, Tennessee, being Lot No. 54 on the Map of Haynee Heights, Section II, as of record in Book 2331, Page 58, Registers Office for Davidson County, Tennessee, and described as follows: Beginning at a point in the Southerly margin of Manilla Street, the common corner of Lot Nos. 54 and 55; thence with the line between the said two lots, Southerly 344.5 feet to a point; thence Easterly 130.4 feet to a point in the Westerly margin of an unnamed street; thence with the margin of the same, Northerly 320 feet to the beginning of a curve; thence around said curve in a Northwesterly direction 39.3 feet to a point in the Southerly margin of said Manilla Street; thence with the margin of the same, Westerly 105.4 feet to the beginning. Being the same property conveyed to James Edward Tears and wife, Hattie Adams Tears by Warranty Deed from Woodrow Jones and wife, Florence Jones dated 09/09/65 and filed for record 09/13/65 in Book 3934, Page 139, Registers Office for Davidson County, Tennessee. Furthermore, being the same property conveyed to John R. Marable, unmarried by Warranty Deed from James Edward Tears and wife, Hattie Adams Tears dated 04/21/06 and filed for record on 5/15/06, in Instrument #200605150056648, Registers Office for Davidson County, Tennessee. Parcel ID No.: 07004-0-090.00 Map & Parcel No.: 070-04-0-090.00 PROPERTY ADDRESS: 625 Nocturn Drive West, Nashville, Tennessee 37207 CURRENT OWNER(S): John R. Marable SUBORDINATE LEINHOLDERS: James Edward Tears and Hattie Adams Tears OTHER INTERESTED PARTIES: Internal Revenue Service This sale is also subject to the right of redemption by the INTERNAL REVENUE SERVICE, DEPARTMENT OF U.S. TREASURY, pursuant to 26 U.S.C. 7425(d)(1) by reason of the following tax lien(s)

of record in:Instrument No. 201305060045178 Notice of the sale has been given to the Internal Revenue Service in accordance with 26 U.S.C. 7425(b). All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, however, the undersigned will sell and convey only as Substitute Trustee. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property; as well as any prior liens or encumbrances as well as priority created by a fixture filing; and/or any matter that an accurate survey of the premises might disclose. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the sale will be subject to the applicable governmental entities` right to redeem the property, as required by 26 U.S.C § 7425 and T.C.A. § 67-1-1433. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust. The notice requirements of T.C.A. §35-5-117 were satisfied prior to the first publication of the Notice of Substitute Trustee`s Sale. Substitute Trustee reserves the right to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. McCurdy & Candler TN, LLC 3525 Piedmont Road NE, Six Piedmont Center, Suite 700 Atlanta, GA 30305 (404) 373-1612 www. mccurdycandler.com File No. 07-11285 /CONV Ad Run Dates: 9/12/2013, 9/19/2013, and 9/26/2013 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.Ad #59700 2013-09-12 2013-09-19 2013-09-26 NOTICE OF SUBSTITUTE TRUSTEE’S SALE TENNESSEE, DAVIDSON COUNTY DEFAULT having been made in the terms, conditions and payments provided in certain Deed of Trust executed by Sheila Clinton and Arnold Clinton to Plantation Title, LLC, Trustee dated December 28, 2007 in the amount of $139,900.00, and recorded in the Register’s Office of Davidson County, Tennessee in Instrument No. 20080107-0001377, (“Deed of Trust”); and, the beneficial interest of said Deed of Trust having been last transferred to JPMorgan Chase Bank, National Association by assignment; and, JPMorgan Chase Bank, National Association, as the current holder of said Deed of Trust (the “Holder”), has appointed as Substitute Trustee the undersigned, , any of whom may act, by instrument filed for record in the Register’s Office of Davidson County, Tennessee with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; therefore, NOTICE is hereby given that the entire amount of said indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and the undersigned as Substitute Trustee, or a duly appointed attorney or agents by virtue of the power and authority vested by the Appointment of Substitute Trustee, will on Thursday, October 17, 2013 commencing at 12:00 PM at Bridgestone Arena; sell to the highest bidder for cash, immediately at the close of sale, the following property to-wit: Being Lots Nos. 64 and 65 on the Plan of the Re-Subdivision of part of West Nashville Annex, as of record Book 332, Page 24, Registers Office for said County. Said Lots Nos. 64 and 65 front together 100 feet on the Easterly side of Annex Avenue and run back between parallel lines with the Northerly margin of a 25 foot unnamed street 167.50 feet to an alley. Being the same property conveyed to Steve D. Nickens and wife, Tina L. Nickens, by deed from H. C. Duke, dated 11/25/1987 and filed for record on 12/8/1987 in Book 7420, Page 816, said Registers Office. Parcel Id No.: 090 08 0 075.00 Map & Parcel No.: 090 08 0 075.00 PROPERTY ADDRESS: 618 Annex Avenue, Nashville, Tennessee 37209 CURRENT OWNER(S): Sheila F. Clinton and Arnold Clinton SUBORDINATE LEINHOLDERS: Consumers Insurance Aso Kalil Sofi and Kalil Sofi DBA Schwan Auto sales OTHER INTERESTED PARTIES: H.C.Duke and Tennessee Department of Revenue In addition, this sale shall be subject to the right of redemption by the TENNESSEE DEPARTMENT OF REVENUE, TAX ENFORCEMENT DIVISION, pursuant to T.C.A. 67-1-1433(c)(1) by reason of the following tax lien(s) of record in: Deed Bk 8944, Deed Pg 704; Instrument NOS. 20020529-0064636 and 20100514-0037171 Notice of the sale has been given to the State of Tennessee in accordance with T.C.A. 67-1-1433(b)(1). All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, however, the undersigned will sell and convey only as Substitute Trustee. The sale will be held subject to any unpaid taxes, assessments, rights-ofway, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property; as well as any prior liens or encumbrances as well as priority created by a fixture filing; and/or any matter that an accurate survey of the premises might disclose. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the sale will be subject to the applicable governmental entities` right to redeem the property, as required by 26 U.S.C § 7425 and T.C.A. § 67-1-1433. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust. The notice requirements of T.C.A. §35-5-117 were satisfied prior to the first publication of the Notice of Substitute Trustee`s Sale. Substitute Trustee reserves the right to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. McCurdy & Candler TN, LLC 3525 Piedmont Road NE, Six Piedmont Center, Suite 700 Atlanta, GA 30305 (404) 373-1612 www.mccurdycandler.com File No. 13-04005 /VA Ad Run Dates: 09/12/2013, 09/19/2013, and 09/26/2013 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.Ad #59708 2013-09-12 2013-09-19 2013-09-26 NOTICE OF SUBSTITUTE TRUSTEE’S SALE TENNESSEE, DAVIDSON COUNTY DEFAULT having been made in the terms, conditions and payments provided in certain Deed of Trust executed by Elaine Deatheridge and Louis Deatheridge to Arnold M.Weiss, Trustee dated June 29, 2006 in the amount of $475,000.00, and recorded in the Register’s Office of Davidson County, Tennessee in Instrument No. 20060717-0085678, (“Deed of Trust”); and, the beneficial interest of said Deed of Trust having been last transferred to U.S. Bank National Association, as Trustee for Residential Asset Securities Corporation, Home Equity Mortgage Asset-Backed Pass-Through Certificates, Series 2006-KS7 by assignment; and, U.S. Bank National Association, as Trustee for Residential Asset Securities Corporation, Home Equity Mortgage Asset-Backed Pass-Through Certificates, Series 2006-KS7, as the current holder of said Deed of Trust (the “Holder”), has appointed as Substitute Trustee the undersigned, , any of whom may act, by instrument filed for record in the Register’s Office of Davidson County, Tennessee with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; therefore, NOTICE is hereby given that the entire amount of said indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and the undersigned as Substitute Trustee, or a duly appointed attorney or agents by virtue of the power and authority vested by the Appointment of Substitute Trustee, will on Thursday, October 3, 2013 commencing at 12:00 PM at Bridgestone Arena; sell to the highest bidder for cash, immediately at the close of sale, the following property to-wit: Land in Davidson County, Tennessee, being Lot No. 10 on the Plan of Forrest Trails of record in Book 3700, Page 24 and 25, Registers Office for Davidson County, Tennessee. Beginning at a point in the Westerly margin of Cromwell Drive, at the common front corner of Lots 9 and 10; thence with the line between said lots Northwesterly, 412.7 feet to an iron pin in the Easterly margin of a 25-foot access easement; thence with the margin of said easement Southerly 343.4 feet to an iron pin in the Northerly margin of Old Hickory Blvd; thence with the margin of the same Easterly 340 feet to a concrete monument at the beginning of a curve to the left having a radius of 25 feet; thence around said curve 39.27 feet to a concrete monument in the Westerly margin of Cromwell Drive; thence with the margin of the same Northerly 202.41 feet to the point of beginning. Being the same property conveyed to Louis D. Deatheridge and wife, Elaine H. Deatheridge by deed from Joseph Formosa, Jr., a widow dated 8/16/82 and recorded 8/16/82 in Book 5925, Page 272, Registers Office for Davidson County, Tennessee. 1801 Cromwell Dr, Nashville, Tn 37215 Parcel Id No.: 158-10-6 Map & Parcel No.: 158-10-6 PROPERTY ADDRESS: 1801 Cromwell Drive, Nashville, Tennessee 37215 CURRENT OWNER(S): Louis Deatheridge and Elaine H. Deatheridge SUBORDINATE LIENHOLDERS: Midland Funding, LLC, CACV of Colorado, LLC OTHER INTERESTED PARTIES: N/A All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, however, the undersigned will sell and convey only as Substitute Trustee. The sale will be held subject to any unpaid taxes, assessments, rightsof-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property; as well as any prior liens or encumbrances as well as priority created by a fixture filing; and/or any matter that an accurate survey of the premises might disclose. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the sale will be subject to the applicable governmental entities` right to redeem the property, as required by 26 U.S.C s 7425 and T.C.A. s 67-1-1433. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust. The notice requirements of T.C.A. s35-5-117 were satisfied prior to the first publication of the Notice of Substitute Trustee`s Sale. Substitute Trustee reserves the right to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. McCurdy & Candler TN, LLC 3525 Piedmont Road NE, Six Piedmont Center, Suite 700 Atlanta, GA 30305 (404) 373-1612 www. mccurdycandler.com File No. 13-03371 /CONV Ad Run Dates: 09/12/2013, 09/19/2013, and 09/26/2013 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Ad #59709 2013-09-12 2013-09-19 2013-09-26 NOTICE OF SUBSTITUTE TRUSTEE’S SALE TENNESSEE, HAMILTON COUNTY DEFAULT having been made in the terms, conditions and payments provided in certain Deed of Trust executed by Lonnie Stephenson and Amy Stephenson to Arnold M. Weiss, Trustee dated March 11, 2008 in the amount of $143,709.00, and recorded in the Register’s Office of Hamilton County, Tennessee in Deed Book GI 8615, Page 967-976, (“Deed of Trust”); and, the beneficial interest of said Deed of Trust having been last transferred to JPMorgan Chase Bank, National Association

The Tennessee Tribune 13A by assignment; and, JPMorgan Chase Bank, National Association, as the current holder of said Deed of Trust (the “Holder”), has appointed as Substitute Trustee the undersigned, , any of whom may act, by instrument filed for record in the Register’s Office of Hamilton County, Tennessee with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; therefore, NOTICE is hereby given that the entire amount of said indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and the undersigned as Substitute Trustee, or a duly appointed attorney or agents by virtue of the power and authority vested by the Appointment of Substitute Trustee, will on Thursday, October 31, 2013 commencing at 10:00 am at the Sheraton Read House Hotel Chattanooga, 827 Broad Street, Chattanooga, TN 37402; sell to the highest bidder for cash, immediately at the close of sale, the following property to-wit: LOCATED IN THE THIRD CIVIL DISTRICT OF HAMILTON COUNTY, TENNESSEE: Lot Two Hundred Sixty-six (266), Lakesite Subdivision, as shown by plat of record in Plat Book 21, Page 34 in the Registers Office of Hamilton County, Tennessee. For prior title and last instrument of record affecting title to the above described real estate, see deed in Book 7521, Page 733 in said Registers Office. Parcel Id No.: 075ND013 Map & Parcel No.: 075ND013 PROPERTY ADDRESS: 2221 Collins Lane, Soddy Daisy, Tennessee 37379 CURRENT OWNER(S): Lonnie Stephenson SUBORDINATE LEINHOLDERS: Portfolio Recovery Association, LLC OTHER INTERESTED PARTIES: N/A All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, however, the undersigned will sell and convey only as Substitute Trustee. The sale will be held subject to any unpaid taxes, assessments, rights-ofway, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property; as well as any prior liens or encumbrances as well as priority created by a fixture filing; and/or any matter that an accurate survey of the premises might disclose. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the sale will be subject to the applicable governmental entities` right to redeem the property, as required by 26 U.S.C § 7425 and T.C.A. § 67-1-1433. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust. The notice requirements of T.C.A. §35-5-117 were satisfied prior to the first publication of the Notice of Substitute Trustee`s Sale. Substitute Trustee reserves the right to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. McCurdy & Candler TN, LLC 3525 Piedmont Road NE, Six Piedmont Center, Suite 700 Atlanta, GA 30305 (404) 373-1612 www. mccurdycandler.com File No. 13-03940 /FHA Ad Run Dates: 9/12/2013, 9/19/2013, and 9/26/2013 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.Ad #59715 2013-09-12 2013-09-19 2013-09-26 NOTICE OF SUBSTITUTE TRUSTEE’S SALE TENNESSEE, HAMILTON COUNTY DEFAULT having been made in the terms, conditions and payments provided in certain Deed of Trust executed by Michael D Thurmond and Norma E Thurmond to Heritage Title Services dated April 29, 2004 in the amount of $75,200.00, and recorded in the Register’s Office of Hamilton County, Tennessee in Instrument No. 2004060300011, Deed Book GI7152, Page 240, (“Deed of Trust”); and, the beneficial interest of said Deed of Trust having been last transferred to The Bank of New York Mellon Trust Company, National Association fka The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank, as Trustee for Residential Asset Mortgage Products, Inc., Mortgage Asset-Backed Pass-Through Certificates Series 2004-RS8 by assignment; and, The Bank of New York Mellon Trust Company, National Association fka The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank, as Trustee for Residential Asset Mortgage Products, Inc., Mortgage AssetBacked Pass-Through Certificates Series 2004-RS8, as the current holder of said Deed of Trust (the “Holder”), has appointed as Substitute Trustee the undersigned, , any of whom may act, by instrument filed for record in the Register’s Office of Hamilton County, Tennessee with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; therefore, NOTICE is hereby given that the entire amount of said indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and the undersigned as Substitute Trustee, or a duly appointed attorney or agents by virtue of the power and authority vested by the Appointment of Substitute Trustee, will on Thursday, October 3, 2013 commencing at 11:30am at the Walnut Street side of the Courthouse steps, Hamilton County Courthouse, Chattanooga, Tennessee; sell to the highest bidder for cash, immediately at the close of sale, the following property to-wit: In the second civil district of Hamilton County, Tennessee. Lot twenty-nine (29), Maxwells Subdivision of Lots 15 and 22, Fruitlands, as shown by plat of record in Plat Book 16, Page 49, in the Registers Office of Hamilton County, Tennessee. According to said plat, said lot fronts 67.3 feet, more or less, on the East Line of Maxwell Street, measured in a straight line, the inside curve being a radius of 35 feet, and extends back Eastwardly to the East line of said Lot on which it has footage of 66 feet, its North and South line being 160 feet in length. Being the same property conveyed to Michael D. Thurmond and Norma E. Thurmond, husband and wife, by Deed dated April 26, 2000, of record in Book 5589, Page 512 in the Registers Office for Hamilton County, Tennessee. Parcel Id No.: 169JJ019 Map & Parcel No.: 169JJ019 PROPERTY ADDRESS: 1616 Maxwell Drive, East Ridge, Tennessee 37412 CURRENT OWNER(S): Norma E. Thurmond SUBORDINATE LIENHOLDERS: The Bank of NY Mellon FKA The Bank of NY as successor to JPMorgan Chase Bank, N.A., FKA JPMorgan Chase Bank, as trustee for the Holders of the Home Equity Mortgage Trust, Home Equity Mortgage Pass-Through Certificates, Series 2004-3, David C. Gravitt OTHER INTERESTED PARTIES: N/A All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, however, the undersigned will sell and convey only as Substitute Trustee. The sale will be held subject to any unpaid taxes, assessments, rightsof-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property; as well as any prior liens or encumbrances as well as priority created by a fixture filing; and/or any matter that an accurate survey of the premises might disclose. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the sale will be subject to the applicable governmental entities` right to redeem the property, as required by 26 U.S.C s 7425 and T.C.A. s 67-1-1433. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust. The notice requirements of T.C.A. s35-5-117 were satisfied prior to the first publication of the Notice of Substitute Trustee`s Sale. Substitute Trustee reserves the right to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. McCurdy & Candler TN, LLC 3525 Piedmont Road NE, Six Piedmont Center, Suite 700 Atlanta, GA 30305 (404) 373-1612 www. mccurdycandler.com File No. 08-09758 /CONV Ad Run Dates: 09/12/2013, 09/19/2013, and 09/26/2013 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Ad #59739 2013-09-12 2013-09-19 2013-09-26 NOTICE OF SUBSTITUTE TRUSTEE’S SALE TENNESSEE, DAVIDSON COUNTY DEFAULT having been made in the terms, conditions and payments provided in certain Deed of Trust executed by Kelly Newhouse to Allen C. Dunstan, Trustee dated August 2, 2007 in the amount of $129,079.00, and recorded in the Register’s Office of Davidson County, Tennessee in Instrument No. 20070926-0114760, (“Deed of Trust”); and, the beneficial interest of said Deed of Trust having been last transferred to JPMorgan Chase Bank, National Association by assignment; and, JPMorgan Chase Bank, National Association, as the current holder of said Deed of Trust (the “Holder”), has appointed as Substitute Trustee the undersigned, , any of whom may act, by instrument filed for record in the Register’s Office of Davidson County, Tennessee with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; therefore, NOTICE is hereby given that the entire amount of said indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and the undersigned as Substitute Trustee, or a duly appointed attorney or agents by virtue of the power and authority vested by the Appointment of Substitute Trustee, will on Thursday, November 7, 2013 commencing at 10:00 AM, Auction. Com Room at Schermerhorn Symphony Center, One Symphony Place, Nashville, TN 37201; sell to the highest bidder for cash, immediately at the close of sale, the following property to-wit: Land in Davidson County, Tennessee, being Lot No. 99, on the Plan of Mill Park, Phase II, (formerly Hickory Hollow Townhomes), as shown on the plat of record in Instrument No. 20000706-0066999, Registers Office for Davidson County, Tennessee to which plat reference is shown for an exact location of said lot. Being the same property conveyed to Kelly Newhouse by Warranty Deed from Tina Haas of record in Instrument No. 20070926-0114759, Registers Office for Davidson County, Tennessee. Parcel Id No.: 163-5-B-99CO Map & Parcel No.: 163-5-B-99CO PROPERTY ADDRESS: 5170 Hickory Hollow Parkway #227, Antioch, Tennessee 37013 CURRENT OWNER(S): Kelly Newhouse SUBORDINATE LEINHOLDERS: Lakewood Capital LLC, Mill Park Homeowners Association, Inc. OTHER INTERESTED PARTIES: N/A All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, however, the undersigned will sell and convey only as Substitute Trustee. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property; as well as any prior liens or encumbrances as well as priority created by a fixture filing; and/or any matter that an accurate survey of the premises might disclose. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the sale will be subject to the applicable governmental entities` right to redeem the property, as required by 26 U.S.C § 7425 and T.C.A. § 67-1-1433. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust. The notice requirements of T.C.A. §35-5-117 were satisfied prior to the first publication of the Notice of Substitute Trustee`s Sale. Substitute Trustee reserves the right to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place

for the sale set forth above. McCurdy & Candler TN, LLC 3525 Piedmont Road NE, Six Piedmont Center, Suite 700 Atlanta, GA 30305 (404) 373-1612 www.mccurdycandler. com File No. 12-09640 /FHA Ad Run Dates: 09/12/2013, 09/19/2013, and 09/26/2013 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.Ad #59774 201309-12 2013-09-19 2013-09-26 NOTICE OF SUBSTITUTE TRUSTEE`S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated January 26, 2007, executed by EDWARD J. CARNATHAN, ELIZABETH B. CARNATHAN, conveying certain real property therein described to WEISS & WEISS ATTORNEYS, as Trustee, as same appears of record in the Register’s Office of Davidson County, Tennessee recorded January 29, 2007, at Instrument Number 20070129-0011603; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to U.S. Bank National Association, as trustee, on behalf of the holders of the CSMC Mortgage-Backed Pass-Through Certificates, Series 20073 who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Davidson County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 24, 2013 at 11:00 AM at the Front Entrance of the Historic Courthouse located at 1 Public Square , located in Nashville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Davidson County, Tennessee, to wit: LAND IN DAVIDSON COUNTY, TENNESSEE BEING UNIT NO. 22, BUILDING NO. 4, ON THE PLAN OF SECTION 2, PHASE 1A, EAGLE RIDGE AT THE RESERVE CONDOMINIUMS, A HORIZONTAL PROPERTY REGIME, CREATED UNDER TITLE 66, SECTION 27-101, ET SEQ., AS AMENDED IN TENNESSEE CODE ANNOTATED, AND AS ESTABLISHED BY A MASTER DEED AND BY-LAWS, OF RECORD IN INSTRUMENT NO. 20011011-0110875, AS SUPPLEMENTED AND AMENDED BY SUPPLEMENT AND AMENDMENT NO. 1, TO THE MASTER DEED, OF RECORD IN INSTRUMENT NO. 20020215-0020370, REGISTER`S OFFICE FOR DAVIDSON COUNTY, TENNESSEE, TOGETHER WITH THE UNDIVIDED PERCENTAGE INTEREST IN THE COMMON ELEMENTS APPURTENANT TO SAID UNIT AS SET FORTH IN SAID MASTER DEED. REFERENCE IS HEREBY MADE TO THE PLAT OF EAGLE RIDGE AT THE RESERVE CONDOMINIUMS AS SHOWN ON EXHIBIT “A” TO THE MASTER DEED, OF RECORD AS AFOREMENTIONED, SAID REGISTER`S OFFICE, FOR A MORE COMPLETE IDENTIFICATION AND DESCRIPTION OF SUCH UNIT. BEING THE SAME PROPERTY CONVEYED TO THE GRANTORS HEREIN BY DEED OF EVEN DATE AND BEING FILED FOR RECORD IN INSTRUMENT NO. 20070129-0011602 REGISTER`S OFFICE FOR DAVIDSON COUNTY, TENNESSEE, RECORDED SIMULTANEOUSLY HEREWITH. Parcel ID: 128120A02200CO PROPERTY ADDRESS: The street address of the property is believed to be 320 OLD HICKORY BLVD, UNIT 400, NASHVILLE, TN 37221. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): EDWARD J. CARNATHAN, ELIZABETH B. CARNATHAN OTHER INTERESTED PARTIES: Mortgage Electronic Registration System, Inc. as nominee for Credit Suisse Financial Corporation The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/propertylistings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #59793 2013-09-12 2013-09-19 2013-09-26

EMPLOYMENT DRIVERS: Regional, home daily. Stable Growing Company. Awesome Benefits. New pay package & Newer Trucks. Grocery Hauler. CDL-A 2 years exp. 855-314-8372 CITY OF FRANKLIN, TENNESSEE Invites applications for the position of: Water Management Assistant Director of Policy, Planning, and Administration The City of Franklin Water Department has a vacancy for an Assistant Director of Policy, Planning and Administration. Please see the full job announcement and submit an online application at www.franklintn.gov/jobs. DEADLINE TO APPLY: 10/1/2013 SALARY: DOE/Q EOE/Drug-free Workplace

CLASSIFIEDS REQUEST FOR QUALIFICATIONS THE METROPOLITAN NASHVILLE AIRPORT AUTHORITY (MNAA) is requesting Statements of Qualifications from engineering firms with extensive experience in architectural windows and glazing for the CIP 1414A, Replace Skylights Over Checkpoint project at the Nashville International Airport, Nashville, Tennessee. ELECTRONIC STATEMENTS OF QUALIFICATIONS should be submitted through www.aerobidz.aero by 3:00 p.m. (local time) October 1, 2013. Free registration with aerobidz is available by contacting Nena Bowling at aerobidzregistration@nashintl. com. A complete RFQ package may be downloaded from www.aerobidz.aero on September 3, 2013. The Small, Minority and Women-owned Business Enterprise (SMWBE) participation level established for the DESIGN portion of this project will be a minimum of EIGHT POINT EIGHTY SIX HUNDREDTHS PERCENT (8.86 %) MBE and/or WBE. See http://www.flynashville.com/businessdiversity-development/Pages/default.aspx for more information. Visit http://www.flynashville.com/businessopportunities/Pages/default.aspx for more information about this solicitation. REQUEST FOR QUALIFICATIONS THE METROPOLITAN NASHVILLE AIRPORT AUTHORITY (MNAA) is requesting Statements of Qualifications from engineering firms with extensive experience in rehabilitation of asphalt aircraft aprons for the CIP 1490A, APRON PAVEMENT REHABILITATION - PHASE I project at the John C. Tune Airport, Nashville, Tennessee. ELECTRONIC STATEMENTS OF QUALIFICATIONS should be submitted through www.aerobidz.aero by 5:00 p.m. (local time) September 12, 2013. Free registration with aerobidz is available by contacting Nena Bowling at aerobidzregistration@nashintl. com. A complete RFQ package may be downloaded from www.aerobidz.aero. The Small, Minority and Women-owned Business Enterprise (SMWBE) participation level established for the DESIGN portion of this project will be a minimum of TWO AND SIX HUNDREDTHS percent (2.06%) MBE and/ or WBE. See http://www.flynashville.com/ business-diversity-development/Pages/ default.aspx for more information. Visit http://www.flynashville.com/businessopportunities/Pages/default.aspx for more information about this solicitation. NOTICE TO CONTRACTORS OF CITY OF WHITE HOUSE, TN, CONSTRUCTION BIDS TO BE RECEIVED ON SEPTEMBER 17, 2013 Sealed Bids will be received by the City of White House, TN, at their offices in White House City Hall, Council Chambers, 105 College Street, White House, TN 37188, until 10:00 A.M., September 17, 2013 and opened publicly at White House City Hall, Council

Chambers, 105 College Street, White House, TN 37188 at that hour. The reading of the bids will begin at 10 A.M. SR-76 Sidewalk Project, Federal Project No. STP-M-76(55), State Project No. 74LPLM-F3-003, PIN 106974.00, City of White Project No. 13-1003E located in White House, Robertson County, TN. The project includes grading, drainage, and paving on S.R. 76, From Raymond Hirsch Parkway to U.S. Hwy 31W in White House. Project Length: 0.53 mile. Project to be completed on or before March 30, 2014. PROPOSAL CONTRACTS WILL BE ISSUED UNTIL THE TIME SET FOR OPENING BIDS A Prime Contractor must prequalify with the Department of Transportation in accordance with Section 54-5-117 of the “Tennessee Code Annotated” and Tennessee Department of Transportation Rule 1680-5-3 prequalification of contractors before biddable proposals will be furnished. The City of White House, TN hereby notifies all bidders that a 9.5% Disadvantaged Business Enterprise (DBE) goal has been set for this project and must be met or exceeded. All DBE firms must be TNUCP certified a listing of these firms can be found on TDOT’s Small Business Development website and pre-qualified by the TDOT Construction Division as stated in the Local Government Guidelines Manual. The City of White House, TN hereby notifies all bidders that it will affirmatively insure that in any contract entered into pursuant to this advertisement, disadvantaged business enterprises will be afforded full opportunity to submit bids in response to this invitation, and will not be discriminated against on the grounds of age, race, color, religion, national origin, sex or disability in consideration for an award. The City of White House, TN is an equal opportunity affirmative action employer, drugfree with policies of non-discrimination on the basis of race, sex, religion, color, national or ethnic origin, age, disability or military service. Telephone: 615-672-4350 ext. 2105 THE RIGHT TO REJECT ANY AND ALL BIDS IS RESERVED Bidding documents and information, and plans, may be obtained by contacting the Gerald O. Herman, City Administrator, City of White House, 105 College Street, White House, TN 37188, 615-672-4350 ext. 2105. Bidding documents and plans may be purchased at the office of Neel-Schaffer, 210 25th Ave. North, Suite 800, Nashville, TN 37203 by paying a non-refundable fee of $125 per set of said bid documents and plans set. PUBLIC NOTICE The Nashville Area Metropolitan Planning Organization (MPO) is responsible for long range transportation planning in Davidson, Rutherford, Sumner, Williamson, Wilson and portions of Maury and Robertson Counties. Before any transportation improvement projects can be undertaken, they must be included in the Transportation Improvement Program (TIP), a multi-year program of federal and state funded transportation improvements. The MPO’s Executive Board is seeking public comment on the proposals to add, remove, and modify projects in the Fiscal Years 2011-2015 TIP. Copies of the proposed amendment to the TIP are available for public review and comment at all public libraries in the 5-county area, as well as Spring Hill and Springfield and on the Nashville Area MPO website. Comments received on the amendments will be considered by the MPO Executive Board prior to final approval. Two Public Hearings will be held regarding the amendments to the FY2011-2015 TIP. The first will be on Wednesday, September 4, 2013 at 10:30 am. This meeting will be held in the Sonny West Conference Room, Howard Office Building, 700 Second Ave. S., Nashville. The final hearing will be held Wednesday, September 18, 2013 at 9:00 am at 400 Charlotte Ave. in the Music City Central meeting room, Nashville, TN. For more information on the amendments or meetings, call 862-7204 or visit our website at www.nashvillempo.org The Planning Department does not discriminate on the basis of race, color, national origin, gender, gender identity, sexual orientation, age, religion, creed or disability in admission to, access to, or operations of its programs, services, or activities. Discrimination against any person in recruitment, examination, appointment, training, promotion, retention, discipline or any other employment practices because of non-merit factors shall be prohibited. For ADA inquiries, contact Josie Bass, ADA Compliance Coordinator, at (615) 862-7150 or e-mail her at josie.bass@nashville.gov. For Title VI inquiries, contact Human Relations at (615) 880-3370. For all employment-related inquiries,contact Human Resources at (615) 862-6640. ADVERTISEMENT FOR BIDS FAIRMOUNT AREA SIDEWALKS – PHASE 2 CITY OF BRISTOL TENNESSEE BID NUMBER 1341 Sealed Bids for the construction of the Fairmount Area Sidewalks will be received by the City of Bristol Tennessee, at their offices in the Main Conference Room in the City Hall Annex, 104 Eighth Street, Bristol, Tennessee, until 2:00 p.m. Local Time, on Thursday, October 10, 2013 at which time and place they will be opened publicly and read aloud. The work is in one (1) contract and will be for the construction of sidewalks in the Fairmount Area as further described in the contract documents. Bid documents will be issued until the time set for the opening of bids. A Prime Contractor must prequalify with the Department of Transportation in accordance with Section 54-5-117 of the “Tennessee Code Annotated” and Tennessee Department of Transportation Rule 16805-3 “Prequalification of Contractors” before biddable documents will be furnished. The City of Bristol Tennessee hereby notifies all bidders that it will affirmatively insure that in any contract entered into pursuant to this advertisement, disadvantaged business enterprises will be afforded full opportunity to submit bids in response to this invitation, and will not be discriminated against on the grounds of age, race, color, religion, national origin, sex or disability in consideration for an award. The City of Bristol Tennessee is an equal opportunity affirmative action employer, drugfree with policies of non- discrimination on the basis of race, sex, religion, color, national or ethnic origin, age, disability or military service. The City reserves the right to reject any and all bids. The Contract Documents may be examined at the following locations: City of Bristol Tennessee, City Hall Annex, 104 Eighth Street, Bristol, TN City of Bristol Tennessee Web Page: bristoltn.org The Contract Documents may be obtained from the City of Bristol Tennessee, City Hall Annex, 104 Eighth Street, Bristol, Tennessee 37620 or from the City’s website, bristoltn.org. There is no fee associated with obtaining the contract documents. If the documents are obtained via the website please contact Mr. Timothy H. Beavers via email (tbeavers@ bristoltn.org) or phone (423-989-5566) so you can be placed on the bid document holder list. Questions regarding the bids should be directed to Mr. Timothy H. Beavers, City Engineer, City of Bristol Tennessee, POB 1189, Bristol, TN 37621-1189, Phone: (423) 989-5566 during normal working hours or by

email (tbeavers@bristoltn.org). NOTICE TO CONTRACTORS OF STATE HIGHWAY CONSTRUCTION BIDS TO BE RECEIVED OCTOBER 08, 2013 Sealed Bids will be received by the City of Springfield at the Office of the City Recorder in City Hall at 405 N. Main Street, Springfield, Tennessee 37172, until 10:00 A.M., 10/08/2013 and opened publicly at City Hall at that hour. The reading of the bids will begin at 2:00pm. Tennessee Roadscapes is an initiative from The Tennessee Department of Transportation (TDOT) that provides opportunities for a variety of environmental and beautification programs in Tennessee. The City of Springfield has applied for and been awarded grant money for improvements along a 1.6 mile stretch of Memorial Boulevard intending to enhance and beautify the streetscape. The project involves the following type of work along Memorial Blvd.: The installation of a variety of street tree plantings in the planting island adjacent to the street as described on the plan set. PROPOSAL CONTRACTS WILL BE ISSUED UNTIL THE TIME SET FOR OPENING BIDS A Prime Contractor must prequalify with the Department of Transportation in accordance with Section 54-5-117 of the “Tennessee Code Annotated” and Tennessee Department of Transportation Rule 1680-5-3 prequalification of contractors before biddable proposals will be furnished. The City of Springfield hereby notifies all bidders that a NO Disadvantaged Business Enterprise (DBE) goal has been set for this project. The City of Springfield hereby notifies all bidders that it will affirmatively insure that in any contract entered into pursuant to this advertisement, disadvantaged business enterprises will be afforded full opportunity to submit bids in response to this invitation, and will not be discriminated against on the grounds of age, race, color, religion, national origin, sex or disability in consideration for an award. The City of Springfield is an equal opportunity affirmative action employer, drug-free with policies of non-discrimination on the basis of race, sex, religion, color, national or ethnic origin, age, disability or military service. Telephone 615-384-2746 (Director of Public Works) THE RIGHT TO REJECT ANY AND ALL BIDS IS RESERVED Bidding documents and information, and plans, may be obtained by contacting the: Director of Public Works Lose & Associates Allan Ellis P.E. John Lavender 2809 Clinard Drive 1314 5th Ave. N, Suite# 200 Springfield, TN 37172 Nashville, TN 37208 615-3842746 615-242-0040 NOTICE OF SUBSTITUTE TRUSTEE’S SALE Default having been made in the terms, conditions and payment of the debts and obligations secured by a certain Deed of Trust dated 24 April 2006 executed by STACEY M. WOODS and DWIGHT GORDON, to Brent S. Knight, as trustee for Household Financial Center, Inc., of record in the Office of the Register of Davidson County, Tennessee, as Instrument No. 20060426-0047735; and Richard J. Myers having been appointed as Substitute Trustee in an instrument of record in the aforesaid Register’s office as Instrument 20130711-0072045; and the owner of the debt secured by said Deed of Trust, Household Financial Center, Inc., having required the undersigned to advertise and sell the property described therein conveyed, the entire indebtedness having been declared due and payable as provided in said Deed of Trust, the undersigned, RICHARD J. MYERS, will by virtue of the power and authority vested in him as Substitute Trustee, on THURSDAY, 3 OCTOBER 2013, commencing at 12:00 noon, outside the door of the Register of Deed’s Office located at 501 Broadway, Nashville, Tennessee 37203 at the Northwest entry of the Sommet Center, sell at public outcry to the highest and best bidder for cash, the following described property in Davidson County, Tennessee, to wit: A CERTAIN TRACT OF PARCEL OF LAND IN DAVIDSON COUNTY, STATE OF TENNESSEE, DESCRIBED AS FOLLOWS, TO-WIT: LAND IN DAVIDSON COUNTY, TENNESSEE, BEING LOTS NOS. 180 AND 181 ON THE PLAN OF OAKWOOD PARK, AS OF RECORD IN BOOK 421, PAGE 12, REGISTERS OFFICE FOR SAID COUNTY SAID LOTS NOS. 180 AND 181 FRONT TOGETHER 61 FEET ON THE EAST SIDE OF NORTH SIXTH STREET AND EXTEND BACK BETWEEN PARALLEL LINES 165 FEET TO AN ALLEY, BEING THE SAME PROPERTY CONVEYED FROM ANTHONY M. WOODS TO STACEY M. WOODS, MARRIED, BY DEED RECORDED DECEMBER 13, 2001, AS INSTRUMENT 200112130137960, IN THE REGISTER’S OFFICE OF DAVIDSON COUNTY, TENNESSEE. TAX MAP OR PARCEL ID NO.: 71-16-227.00 Property Address: 1223 North 6th St., Nashville, Tennessee 37207 Interested Parties: Idanelle Webb; Fan Distribution Co. At the time of this publication, 1) the § 35-5117 notice of the right to foreclose was timely forwarded and 2) a search of the public records reveals no lien filed by the United States or the State of Tennessee which affects the above described property. The sale of the property described in said Deed of Trust shall be subject to any and all instrument of record, prior liens, encumbrances, deeds of trust, easements, restrictions, building lines, unpaid taxes, assessments, penalties and interest, if any. All right and equity of redemption, homestead, dower and all other exceptions are expressly waived in said Deed of Trust, and the title is believed to be good, but the Substitute Trustee will convey and sell only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day or time certain without further publication, upon announcement at the time for the above. Richard J. Myers, Substitute Trustee Date: 6 September 2013 APPERSON CRUMP, PLC 6070 Poplar Avenue, Sixth Floor Memphis, TN 38119 (901) 756-6300 Publish: 12, 19, 26 September 2013 NOTICE OF SUBSTITUTE TRUSTEE’S SALE Default having been made in the terms, conditions and payment of the debts and obligations secured by a certain Deed of Trust dated 26 September 2006, executed by WILLIAM C. KNOX and MARY L. KNOX, to Brent S. Knight, as trustee for Beneficial Tennessee, Inc., of record in the Office of the Register of Rutherford County, Tennessee, in Book 669, Page 3455; and Richard J. Myers having been appointed as Substitute Trustee in an instrument of record in the aforesaid Register’s Office in Book 1240, Page 2779; and the owner of the debt secured by said Deed of Trust, Beneficial Tennessee, Inc., having required the undersigned to advertise and sell the property described therein conveyed, the entire indebtedness having been declared due and payable as provided in said Deed of Trust, the undersigned, RICHARD J. MYERS, will by virtue of the power and authority vested in him as Substitute Trustee, on THURSDAY, 3 October 2013, commencing at TWELVE O’CLOCK NOON, at the east door of the Rutherford County Courthouse, Public


14A The Tennessee Tribune Square, Murfreesboro, Tennessee, sell at public outcry to the highest and best bidder for cash, the following described property in Rutherford County, Tennessee, to wit: THE FOLLOWING LAND IN RUTHERFORD COUNTY , TENNESSEE : BEGINNING AT A SPIKE IN THE CENTER LINE OF THE CEDAR GROVE ROAD S 86 DEG. 30 MIN. E 146.1 FEET FROM THE SOUTHEAST CORNER OF THE GREEN PROPERTY AND FURTHER DESCRIBED AS BEING THE PROPERTY ONE MILE EAST OF THE EAST LINE OF THE MURFREESBORO TO MANCHESTER HIGHWAY AND BEING THE SOUTHWEST CORNER OF THE TRACT BEING DESCRIBED; THENCE N 3 DEG. 07 MIN. E 595.9 FEET TO A STEEL PIN IN A FENCE; THENCE ALONG SAID FENCE S86 DEG. 30 MIN. W. 146.1 FEET TO THE STEEL PIN.; THENCE S 3 DEG. 07 MIN, W 595.6 FEET TO A SPIKE IN THE CENTER LINE OF THE CEDAR GROVE ROAD; THENCE WITH THE CENTER LINE OF SAID ROAD N 86 DEG. 30 MIN, W 146.1 FEET TO THE POINT OF BEGINNING BEING A 2.0 ACRE TRACT MORE OR LESS CARVED OUT OF THE LYTLE THOMPSON PROPERTY AND BEING FURTHER DESCRIBED AS BEING BOUND ON THE SOUTH BY THE CENTER LINE OF THE CEDAR GROVE ROAD ON THE WEST BY TRACK NO. 1 OF THE LYTLE THOMPSON PROPERTY. BEING THE SAME PROPERTY CONVEYED FROM FEDERAL HOME LOAN MORTGAGE CORPORATION BY THEIR ATTORNEY-IN-FACT BURROW CLOSING MANAGEMENT CORPORATION TO WILLIAM C. KNOX (MARTIAL STATUS NOT STATED) AND MARY L. KNOX (MARTIAL STATUS NOT STATED) BY DEED RECORDED 7/23/03. IN BOOK 292, AT PAGE 167, IN THE REGISTER’S OFFICE OF RUTHERFORD COUNTY , TENNESSEE. Property Address: 4857 Cedar Grove Rd., Murfreesboro, TN 37127 Interested Parties: Orion Financial Group, Inc.; Econ Credit L.P. DBA Nationwide Acceptance At the time of this publication, a search of the public records reveals no lien filed by the United States or the State of Tennessee which affects the above described property. The sale of the property described in said Deed of Trust shall be subject to any and all instrument of record, prior liens, encumbrances, deeds of trust, easements, restrictions, building lines, unpaid taxes, assessments, penalties and interest, if any. All right and equity of redemption, homestead, dower and all other exceptions are expressly waived in said Deed of Trust, and the title is believed to be good, but the Substitute Trustee will convey and sell only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day or time certain without further publication, upon announcement at the time for the above. APPERSON CRUMP PLC 6070 Poplar Avenue, Sixth Floor Memphis, TN 38119 Publish: 12, 19, 26 September 2013 NOTICE TO CREDITORS 13P1191 ESTATE OF EMILY PUGH, DECEASED. Notice is hereby given that on the 29th day of August, 2013, Letters of Authority in respect to the estate of EMILY PUGH who died June 11, 2013 were issued to the undersigned by the Seventh Circuit (Probate) Court of Davidson County, Tennessee. All persons, resident and non-resident, having claims, matured, or unmatured, against the estate are required to file same with the clerk of the above name court on or before the earlier of the dates prescribed in (1) or (2), otherwise their claims will be forever barred: (1) (A) Four (4)months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of the Notice to Creditors at least sixty(60) days before the date that is four (4) months from the date of the first publication (or posting); or (B) Sixty (60) days from the date the creditor received an actual copy of the Notice to Creditors, if the creditor received the copy of the Notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1) (A); or Twelve (12) months from the decedent’s date of death this 3rd day of September, 2013. Judy Pugh Holland, 516 Stonegate Place,

Health care From page 1A program, which would extend health coverage to an estimated 140,000 uninsured Tennesseans and bring in $1.4 billion in federal funding in the first year. Haslam said he will seek to extend coverage to the expanded population by using federal funding to buy private insurance, thus pumping more money into the hands of one of the state’s largest industries. The governor is thereby holding thousands of Tennesseans’ health care as hostage since he declared that he won’t push for healthcare expansion until the federal government approves his plan. The Reverend Doctor Judy Cummings, pastor of New Covenant Christian Church in Nashville said Haslam should alter his approach to the situation. “I think the governor needs to rethink his position and look at the motivation behind his position,” Cummings, who served as a nurse for 25-years said. “He is not just a Republican or Democratic governor he is the governor for all the people of this state. I suggest that he examines this issue from a moral point

THURSDAY, SEPTEMBER 12 - 18, 2013 Brentwood, TN 37027, Robert Pugh, 4076 Sierra Drive, Tuscaloosa, AL 35406, Personal Representative. Jones, Richard Arthur, 401 Commerce St, Suite 710, PO Box 190627, Nashville, TN 37219. Richard R. Rooker, Probate Court Clerk, One Public Square, Room 303 Nashville, TN. 37201. Publish Dates: September 5, 2013 and September 12, 2013. NOTICE TO CREDITORS 13P1406 ESTATE OF LOIS B. BARBEE, DECEASED. Notice is hereby given that on the 30th day of August, 2013, Letters of Authority in respect to the estate of LOIS B. BARBEE who died June 3, 2013 were issued to the undersigned by the Seventh Circuit (Probate) Court of Davidson County, Tennessee. All persons, resident and non-resident, having claims, matured, or un-matured, against the estate are required to file same with the clerk of the above name court on or before the earlier of the dates prescribed in (1) or (2), otherwise their claims will be forever barred: (1) (A) Four (4)months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of the Notice to Creditors at least sixty(60) days before the date that is four (4) months from the date of the first publication (or posting); or (B) Sixty (60) days from the date the creditor received an actual copy of the Notice to Creditors, if the creditor received the copy of the Notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1) (A); or Twelve (12) months from the decedent’s date of death this 3rd day of September, 2013. Jo Ann C. Luecke, 2212 Tomahawk Trace, Murfreesboro, TN 37129, Doris Elizabeth Reynolds, 3312 Savannah Drive, Bowling Green, KY 42104, Personal Representative. Gritton, Jack E., 752 South Church St., Murfreesboro, TN 37130. Richard R. Rooker, Probate Court Clerk, One Public Square, Room 303 Nashville, TN. 37201. Publish Dates: September 5, 2013 and September 12, 2013. NOTICE TO CREDITORS 13P1188 ESTATE OF JOAN FRANCIS DYCK, DECEASED. Notice is hereby given that on the 29th day of August, 2013, Letters of Authority in respect to the estate of JOAN FRANCIS DYCK who died May 18, 2013 were issued to the undersigned by the Seventh Circuit (Probate) Court of Davidson County, Tennessee. All persons, resident and non-resident, having claims, matured, or unmatured, against the estate are required to file same with the clerk of the above name court on or before the earlier of the dates prescribed in (1) or (2), otherwise their claims will be forever barred: (1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of the Notice to Creditors at least sixty(60) days before the date that is four (4) months from the date of the first publication (or posting); or (B) Sixty (60) days from the date the creditor received an actual copy of the Notice to Creditors, if the creditor received the copy of the Notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1) (A); or Twelve (12) months from the decedent’s date of death this 3rd day of September, 2013 . Gary Soule, 1713 Nottingham Place, Nashville, TN 37221, Personal Representative. Duncan, Jad Andrew, 161 Belle Forest Circle, Suite 207, Nashville, TN 37221. Richard R. Rooker, Probate Court Clerk, One Public Square, Room 303 Nashville, TN. 37201. Publish Dates: September 5, 2013 and September 12, 2013. NOTICE TO CREDITORS 13P1352 ESTATE OF JAMES EDWARD DILLON SR., DECEASED. Notice is hereby given that on the 30th day of August, 2013, Letters of Authority in respect to the estate of JAMES EDWARD DILLON SR., who died May 11, 2013 were issued to the undersigned by the Seventh Circuit (Probate) Court of Davidson County, Tennessee. All persons, resident and non-resident, having claims, matured, or unmatured, against the estate are required to file same with the clerk of the above name court on or before the earlier of the dates

of view.” The governor and the Republicans who now control state government have answered the need to bridge the gap between those in need of medical insurance and the unavailability of affordable coverage by holding “health care lotteries” twice a year that allow certain residents to call in for a special application for TennCare. The phone lines are usually flooded, and many people are unable to get through. Ironically, many of those people would probably be eligible for health insurance under Obamacare’s Medicaid expansion, and would no longer have to desperately dial a state number in the hopes of winning an elusive lottery to access the care they need. Cummings, who says she dislikes the term “Obamacare” says this approach is unconstitutional and the state needs to assist those in need. “It’s my belief that somehow, someway we should make sure that people are cared for. As a society we should create a system where people can have access to quality and affordable health care. As a society we have a moral responsibility to make sure those people who are uninsured have access.”

prescribed in (1) or (2), otherwise their claims will be forever barred: (1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of the Notice to Creditors at least sixty(60) days before the date that is four (4) months from the date of the first publication (or posting); or (B) Sixty (60) days from the date the creditor received an actual copy of the Notice to Creditors, if the creditor received the copy of the Notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1) (A); or Twelve (12) months from the decedent’s date of death this 3rd day of September, 2013 . Jeffrey Elliot Dillon, 235 Green Glade, Memphis, TN 38120, Personal Representative. Tidwell, Nicholas M., 216 Centerview Dr., Suite 317, Brentwood, TN 37027. Richard R. Rooker, Probate Court Clerk, One Public Square, Room 303 Nashville, TN. 37201. Publish Dates: September 5, 2013 and September 12, 2013. NOTICE TO CREDITORS 13P1331 ESTATE OF DELORES JUANITA STEVENSON, DECEASED. Notice is hereby given that on the 30th day of August, 2013, Letters of Authority in respect to the estate of DELORES JUANITA STEVENSON, who died June 29, 2013 were issued to the undersigned by the Seventh Circuit (Probate) Court of Davidson County, Tennessee. All persons, resident and non-resident, having claims, matured, or un-matured, against the estate are required to file same with the clerk of the above name court on or before the earlier of the dates prescribed in (1) or (2), otherwise their claims will be forever barred: (1) (A) Four (4)months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of the Notice to Creditors at least sixty(60) days before the date that is four (4) months from the date of the first publication (or posting); or (B) Sixty (60) days from the date the creditor received an actual copy of the Notice to Creditors, if the creditor received the copy of the Notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1) (A); or Twelve (12) months from the decedent’s date of death this 3rd day of September, 2013 . Rickey O. Stevenson, 413 Freda Willa, Madison, TN 37115, Personal Representative. Glanton, Luvell Leigh, 915 Jefferson Street, 2nd Floor, Nashville, TN 37208. Richard R. Rooker, Probate Court Clerk, One Public Square, Room 303 Nashville, TN. 37201. Publish Dates: September 5, 2013 and September 12, 2013. NOTICE TO CREDITORS 13P1331 ESTATE OF DELORES JUANITA STEVENSON, DECEASED. Notice is hereby given that on the 30th day of August, 2013, Letters of Authority in respect to the estate of DELORES JUANITA STEVENSON who died June 29, 2013 were issued to the undersigned by the Seventh Circuit (Probate) Court of Davidson County, Tennessee. All persons, resident and non-resident, having claims, matured, or un-matured, against the estate are required to file same with the clerk of the above name court on or before the earlier of the dates prescribed in (1) or (2), otherwise their claims will be forever barred: (1) (A) Four (4)months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of the Notice to Creditors at least sixty(60) days before the date that is four (4) months from the date of the first publication (or posting); or (B) Sixty (60) days from the date the creditor received an actual copy of the Notice to Creditors, if the creditor received the copy of the Notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1) (A); or Twelve (12) months from the decedent’s date of death this 3rd day of September, 2013 . Rickey O. Stevenson, 413 Freda Willa, Madison, TN 37115, Personal Representative. Glanton, Luvell Leigh, 915 Jefferson Street, 2nd Floor, Nashville, TN 37208. Richard R. Rooker, Probate Court Clerk, One Public Square, Room 303 Nashville, TN. 37201. Publish Dates: September 5, 2013 and September

She went on to say that many of the arguments against the law including the misnomer that healthcare rates will increase are at best misleading. The law, she explained “actually reduces cost to individuals and the government.” Her assertions are validated by numerous studies that have shown that as the law is incrementally implemented health care premiums in California, Louisiana, Maryland, Montana, New York and Oregon are lower than expected. Cummings agreed with the Clergy who says access to affordable health care is a moral issue and should not be political. “Many people who oppose the law like to cite the Biblical verse in which Jesus says the poor will always be among us. He did not say this so that we can ignore them. From a religious perspective the poor’s basic needs should be provided for.” The Tennessee State University graduate went on to say that health care along with education, housing and employment opportunities were all “quality of life” indicators and, “Our state doesn’t support quality of life.”

12, 2013. NOTICE TO CREDITORS13P1352 ESTATE OF JAMES EDWARD DILLON, SR., DECEASED. Notice is hereby given that on the 29th day of August, 2013, Letters of Authority in respect to the estate of JAMES EDWARD DILLON, SR. who died May 11, 2013 were issued to the undersigned by the Seventh Circuit (Probate) Court of Davidson County, Tennessee. All persons, resident and non-resident, having claims, matured, or un-matured, against the estate are required to file same with the clerk of the above name court on or before the earlier of the dates prescribed in (1) or (2), otherwise their claims will be forever barred: (1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of the Notice to Creditors at least sixty(60) days before the date that is four (4) months from the date of the first publication (or posting); or (B) Sixty (60) days from the date the creditor received an actual copy of the Notice to Creditors, if the creditor received the copy of the Notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1) (A); or Twelve (12) months from the decedent’s date of death this 3rd day of September, 2013 . Gary Soule, 1713 Nottingham Place, Nashville, TN 37221, Personal Representative. Duncan, Jad Andrew, 161 Belle Forest Circle, Suite 207, Nashville, TN 37221. Richard R. Rooker, Probate Court Clerk, One Public Square, Room 303 Nashville, TN. 37201. Publish Dates: September 5, 2013 and September 12, 2013. NOTICE TO CREDITORS 13P1161 ESTATE OF DOROTHY L. WHITLOCK, DECEASED. Notice is hereby given that on the 21st day of August, 2013, Letters of Authority in respect to the estate of DOROTHY L. WHITLOCK who died November 27, 2012 were issued to the undersigned by the Seventh Circuit (Probate) Court of Davidson County, Tennessee. All persons, resident and non-resident, having claims, matured, or un-matured, against the estate are required to file same with the clerk of the above name court on or before the earlier of the dates prescribed in (1) or (2), otherwise their claims will be forever barred: (1) (A) Four (4)months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of the Notice to Creditors at least sixty(60) days before the date that is four (4) months from the date of the first publication (or posting); or (B) Sixty (60) days from the date the creditor received an actual copy of the Notice to Creditors, if the creditor received the copy of the Notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1) (A); or Twelve (12) months from the decedent’s date of death this 10th day of September, 2013. Cathy D. Whitlock, 4400 Belmont Park Terrace, Unit 105, Nashville, TN 37215, Personal Representative. Rouse, Celia Stewart, 212 North Castle Heights Ave., Lebanon, TN 37087. Richard R. Rooker, Probate Court Clerk, One Public Square, Room 303 Nashville, TN. 37201. Publish Dates: September 12, 2013 and September 19, 2013. NOTICE TO CREDITORS 13P1227 ESTATE OF MARGARET M. SIMS, DECEASED. Notice is hereby given that on the 4th day of September, 2013, Letters of Authority in respect to the estate of MARGARET M. SIMS who died February 8, 2013 were issued to the undersigned by the Seventh Circuit (Probate) Court of Davidson County, Tennessee. All persons, resident and non-resident, having claims, matured, or un-matured, against the estate are required to file same with the clerk of the above name court on or before the earlier of the dates prescribed in (1) or (2), otherwise their claims will be forever barred: (1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of the Notice to Creditors at least sixty(60) days before the date that is four (4) months from the date of the first publication (or posting); or (B) Sixty (60) days from the date the creditor received an actual copy of the Notice to

Creditors, if the creditor received the copy of the Notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1) (A); or Twelve (12) months from the decedent’s date of death this 10th day of September, 2013. Joy M. Sims, 611 Woodland St., Nashville, TN 37206, Personal Representative. Stewart, Lauraa, P.O. Box 68160, Nashville, TN 37206. Richard R. Rooker, Probate Court Clerk, One Public Square, Room 303 Nashville, TN. 37201. Publish Dates: September 12, 2013 and September 19, 2013. NOTICE TO CREDITORS 13P1144 ESTATE OF NELLIE DAUGHERTY SMITH, DECEASED. Notice is hereby given that on the 4th day of September, 2013, Letters of Authority in respect to the estate of NELLIE DAUGHERTY SMITH who died May 31, 2013 were issued to the undersigned by the Seventh Circuit (Probate) Court of Davidson County, Tennessee. All persons, resident and non-resident, having claims, matured, or un-matured, against the estate are required to file same with the clerk of the above name court on or before the earlier of the dates prescribed in (1) or (2), otherwise their claims will be forever barred: (1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of the Notice to Creditors at least sixty(60) days before the date that is four (4) months from the date of the first publication (or posting); or (B) Sixty (60) days from the date the creditor received an actual copy of the Notice to Creditors, if the creditor received the copy of the Notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1) (A); or Twelve (12) months from the decedent’s date of death this 10th day of September, 2013. Personal Representative. Ricky Lee Smith, 1328 Sweetwater Drive, Brentwood, TN 37027,. Richard R. Rooker, Probate Court Clerk, One Public Square, Room 303 Nashville, TN. 37201. Publish Dates: September 12, 2013 and September 19, 2013. NOTICE TO CREDITORS 13P984 ESTATE OF CLARENCE W. FRANK SR., DECEASED. Notice is hereby given that on the 6th day of September, 2013, Letters of Authority in respect to the estate of CLARENCE W. FRANK SR., who died November 8, 2012 were issued to the undersigned by the Seventh Circuit (Probate) Court of Davidson County, Tennessee. All persons, resident and non-resident, having claims, matured, or un-matured, against the estate are required to file same with the clerk of the above name court on or before the earlier of the dates prescribed in (1) or (2), otherwise their claims will be forever barred: (1) (A) Four (4)months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of the Notice to Creditors at least sixty(60) days before the date that is four (4) months from the date of the first publication (or posting); or (B) Sixty (60) days from the date the creditor received an actual copy of the Notice to Creditors, if the creditor received the copy of the Notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1) (A); or Twelve (12) months from the decedent’s date of death this 10th day of September, 2013. Lizzie M. Frank, 2337 Hockett Dr., Nashville, TN 37218, Personal Representative. Cain, Yvette Y, 4121 Clarksville Pike, Suite 12, Nashville, TN 37228. Richard R. Rooker, Probate Court Clerk, One Public Square, Room 303 Nashville, TN. 37201. Publish Dates: September 12, 2013 and September 19, 2013. NOTICE TO CREDITORS 13P1389 ESTATE OF BRENDA H. EIDSON, DECEASED. Notice is hereby given that on the 6th day of September, 2013, Letters of Authority in respect to the estate of BRENDA H. EIDSON, who died June 9, 2013, were issued to the undersigned by the Seventh Circuit (Probate) Court of Davidson County, Tennessee. All persons, resident and nonresident, having claims, matured, or unmatured, against the estate are required to file same with the clerk of the above name court on or before the earlier of the dates

prescribed in (1) or (2), otherwise their claims will be forever barred: (1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of the Notice to Creditors at least sixty(60) days before the date that is four (4) months from the date of the first publication (or posting); or (B) Sixty (60) days from the date the creditor received an actual copy of the Notice to Creditors, if the creditor received the copy of the Notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1) (A); or Twelve (12) months from the decedent’s date of death this 10th day of September, 2013. Carole E. Barnes, 585 Hidden Acres Drive, Madison, TN 37115, Personal Representative. Buchanan, Ronald Buford, 165 Indian Lake Blvd, Suite 101, Hendersonville, TN 37075. Richard R. Rooker, Probate Court Clerk, One Public Square, Room 303 Nashville, TN. 37201. Publish Dates: September 12, 2013 and September 19, 2013. NOTICE TO CREDITORS 13P1221 ESTATE OF ERNEST L. JOHNSON, DECEASED. Notice is hereby given that on the 5th day of September, 2013, Letters of Authority in respect to the estate of ERNEST L. JOHNSON, who died June 29, 2013, were issued to the undersigned by the Seventh Circuit (Probate) Court of Davidson County, Tennessee. All persons, resident and non-resident, having claims, matured, or un-matured, against the estate are required to file same with the clerk of the above name court on or before the earlier of the dates prescribed in (1) or (2), otherwise their claims will be forever barred: (1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of the Notice to Creditors at least sixty(60) days before the date that is four (4) months from the date of the first publication (or posting); or (B) Sixty (60) days from the date the creditor received an actual copy of the Notice to Creditors, if the creditor received the copy of the Notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1) (A); or Twelve (12) months from the decedent’s date of death this 10th day of September, 2013. Marrecco Dawan Johnson, 1028 Drummond Drive, Nashville, TN 37211, Personal Representative. Greene, Robert, 208 Third Avenue, North, Suite 500, Nashville, TN 37201. Richard R. Rooker, Probate Court Clerk, One Public Square, Room 303 Nashville, TN. 37201. Publish Dates: September 12, 2013 and September 19, 2013. NOTICE TO CREDITORS 13P1425 ESTATE OF LESTER ACTON, DECEASED. Notice is hereby given that on the 6th day of September, 2013, Letters of Authority in respect to the estate of LESTER ACTON, who died July 30, 2013, were issued to the undersigned by the Seventh Circuit (Probate) Court of Davidson County, Tennessee. All persons, resident and nonresident, having claims, matured, or unmatured, against the estate are required to file same with the clerk of the above name court on or before the earlier of the dates prescribed in (1) or (2), otherwise their claims will be forever barred: (1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of the Notice to Creditors at least sixty(60) days before the date that is four (4) months from the date of the first publication (or posting); or (B) Sixty (60) days from the date the creditor received an actual copy of the Notice to Creditors, if the creditor received the copy of the Notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1) (A); or Twelve (12) months from the decedent’s date of death this 10th day of September, 2013. Tommy Longaberger, 209 Gann Drive, Nashville, TN 37210, Personal Representative. Longaberger, Tommy, 1109 Glenwood Ave, Nashville, TN 37204. Richard R. Rooker, Probate Court Clerk, One Public Square, Room 303 Nashville, TN. 37201. Publish Dates: September 12, 2013 and September 19, 2013.


THURSDAY, SEPTEMBER 12 - 18, 2013

The Tennessee Tribune 15A

Modern Slavery is in All Countries, Hidden Away

Today, people are living in slavery in countries all around the world. Slavery is hidden away in factories, on farms, and behind closed doors, in homes and other places in the cities and towns of the world’s richest and poorest nations. But with the power of a worldwide movement, social networks, and technologies, we can expose these hidden crimes – so that ours is the last generation that needs to fight the trade in human lives. Slavery is illegal in almost every nation on earth but slavery still exists everywhere.

forced to live in slavery around the world today. Many people think slavery was abolished years ago. But there are more people living in slavery today than the total number of people taken from Africa to America in the vast trans-Atlantic slave trade between the 17th and 19th centuries. And even a single person is one person too many. Source: International Labor Organization The victims of slavery can be as young as five or six years old.

billion in profits every year – more than the entire output of Iceland, Nicaragua, Rwanda, and Mongolia combined. And it isn’t just a problem in distant, poor countries; nearly half the total, an estimated $15.5 billion, is made in wealthy industrialized countries. Source: International Labor Organization Slave labor contributes to the production of at least 122 goods from 58 countries worldwide.

The victims of slavery can be as young as five or six years old

Slave labor contributes to the production of at least 122 goods from 58 countries worldwide

Young children have their childhoods stolen from them. Teenagers who reach for a better life can find themselves tricked into accepting the offer of a job far away that turns into the nightmare of slavery. Slavery is our generation’s problem – and our generation must provide the solution. Source: International Organisation for Migration Modern slavery generates profit of over US $32 billion for slaveholders. Modern slavery is profitable, generating at least US$32

Official U.S. government research identifies many products – such as diamonds from Africa, bricks from Brazil, and shrimp from Southeast Asia – as products that are commonly produced with slave labor. Around the world, people are forced to work with the threat of violence for little or no pay producing dozens of things we use every day, like soccer balls, flowers, and chocolate. Source: U.S. Department of Labor - ILAB

Slavery is illegal in almost every nation on earth but slavery still exists everywhere

No matter where you are, it’s close to home. Modern slavery affects people in the world’s richest and the world’s poorest countries, within borders and across borders. Slavery can trap thousands in one place – like mines and factories – or happen at a small scale, where a single girl is trapped in a stranger’s home and forced to work without pay. Source: U.S. State Department It is estimated that at least 20.9 million people are

Allstate Puts Big Brothers Big Sisters ‘In Good Hands’

Brothers Big Sisters celebrates Allstate Bowl for Kids’ Sake Success

NASHVILLE, TN — Employees, associates, and friends from Allstate Insurance joined together in a big way raising more than $31,000 to support Big Brothers Big Sisters’ annual bowl-a-thon event, Bowl for Kids’ Sake, at Hillwood Strike & Spare. This marks the third year this group has formed inter-departmental teams, held various preliminary fund- raisers, and rallied together in their desire to help provide mentors to children in need. Of the fourteen different Bowl for Kids’ Sake events held on behalf of Big Brothers Big Sisters of Middle Tennessee, the teams from Allstate were the top fundraisers.

Cynthia Whitfield, Allstate Field Senior Vice President and Co-Chair of the 2013 Bowl for Kids’ Sake, commented, “We went all out! Allstate had 100 bowlers, 18 team captains and dozens of others who contributed their time, talents and creativity.” She continued, “We were very proud to lead the way as the highest overall contributor. But what’s most important is the knowledge that our efforts will help more deserving children receive invaluable mentoring - that’s what it’s all about.” To learn more about Big Brothers Big Sisters and get involved, visit www.mentorakid.org or call (615) 329-9191.


16A The Tennessee Tribune

THURSDAY, SEPTEMBER 12 - 18, 2013

Meharry Medical College, founded in 1876, is the nation’s largest private, independent historically black academic health center dedicated to educating minority and other health professionals. True to its heritage, it is a United Methodist Church affiliated institution. The College is particularly well known for its uniquely nurturing, highly effective educational programs; emerging preeminence in health disparities research; culturally sensitive, evidencebased health services and significant contribution to the diversity of the nation’s health professions workforce. Diverse Issues in Higher Education’s ranking of institutions annually lists Meharry as a leading national educator of African Americans with M.D. and D.D.S. degrees and Ph.D. degrees in the biomedical sciences.

1005 Dr. D.B. Todd Jr. Boulevard • Nashville, Tennessee 37208-3501 • 615-327-6000


THURSDAY, SEPTEMBER 12 - 18, 2013

The Tennessee Tribune 1B

WHAT’S Yahoo! Ram & Nashville Light the Happening ‘FUSE’ With Keith Urban SEPTEMBER 13

Nashville Jazz Workshop presents Matt White & Jeff Coffin, with Michael Feinberg, Dana Hawkins, and Joe Davidian Rising New York City jazz stars to join world class Nashville favorites for one night only, 8pm, it’s a special  Snap on 2&4, at  The Jazz Cave Nashville Jazz Workshop, 1319 Adams Street in Nashville. For more info call 615.242-5299 or visit www. nashvillejazz.org

SEPTEMBER 14-15

Director Brian De Palma’s latest film, PASSION, will be shown at The Belcourt Theater at 10:50 pm. PASSION tells the enthralling story of a deadly power struggle between two women in the dog-eat-dog world of international business. Giddily, we follow along as the rivalry between the manipulative boss of an advertising agency (Rachel McAdams) and her talented protégée (Noomi Repace) escalates from stealing credit to public humiliation to murder. For more information visit www.belcourt.org

SEPTEMBER 14

Movies at Main Downtown Library in the auditorium “12:01” Directed by Jack Sholder. at 2 p.m. For more information on both events contact Nashville Public Library (615) 862-5800

SEPT 15-OCT 15

Hispanic Heritage Month Nashville Public Library. September events include Courtyard Concerts at Main Downtown Library. Art Workshop with local artist Jairo Prado. Explore South American folk art traditions and create “Molas”, the traditional folk textiles of the Cuna Indians in Panama. contact Nashville Public Library (615) 862-5800

UPCOMING EVENTS 2014

February 14: Les Gemmes Literary Luncheon, Hutton Hotel, 10:30 am March 22 (Tentative) Coalition of 100 Black Women---Sister to Sister Conference August 23: Les Gemmes “Last Summer Fling”

**Send your upcoming calendar events to tribunenews1@aol.com

It was a “strang-thang” with Urban on banjo, along with the rest of his band

Keith Urban rocked a capacity crowd at recent album release party

By Kendall Sullivan Photos by Earl Flippen

NASHVILLE, TN — Fresh from his NFL kickoff performance during the NFL season opener between the Baltimore Ravens and the Denver Broncos, country music icon Keith Urban was in Nashville to celebrate the release of his seventh studio album which was released earlier this week. Keith Urban has been a staple in the country industry since the early 1990’s releasing hit after hit since His first American album, as a member of The Ranch (1997). In conjunction with Yahoo! Music and Ram Country Live!, the multi-platinum singer/songwriter gave a private album release party and concert to celebrate the release of his new album “Fuse.” Keith Urban fans of all ages were in attendance to see him perform some of his greatest songs of all time and he surely did not disappoint. “Fuse” is Keith Urban’s first album in nearly 3 years but it looked as if Keith Urban did not take a music break. Urban spoke on the reason behind the wait for a new album by saying, “I knew it would take time to build an album in a different way,” he says of the nearly two years he spent developing the new sound. “The stars aligned and it was the right time to experiment, have things not work and stil-

Singer Eric Church (right) and Keith jam it out on duet “Raise Em’Up”

lUbe able to try again. I was ready for that journey. I didn’t want to think in terms of any limitations on the songs—just honor the song and let them be what they want to be.” He brought a lot of excitement, passion, and energy to his performance. The crowd was in full participation all night. Keith Urban performed some of his greatest hits such as “Long Hot Summer” and “Black Bird.” He also gave a preview to the album by performing some of the new singles off the album, including the number one single that’s on the charts “Little Bit of Everything,” along with “Cop Car.” A special surprise brought the house down even further when special guest Eric Church joined Keith in a duet to perform “Raise ‘Em Up,” a duet from his upcoming album. When asked what was his mindset while creating this album? Keith Urban replied, “This album started with me wanting to work with people I hadn’t worked with before,” says the multi-platinum singer/songwriter. “I wanted to start in completely uncharted waters. I didn’t set out for there to be eight different producers—I thought I would find one or two guys and then we’d go make the whole al-

bum. But I loved how everybody brought out something different in me, and I wanted to see how much was in there to come out.” “Fuse is already receiving rave reviews Box Paxman of Country Weekly, recognizing it for its blend of country music and pop music. With a number of awards and coming off last year’s induction into the Grand Ole Opry, it’s safe to say Keith Urban is definitely still at the top of country music. “Fuse” is just another milestone in his already impressive 20+ year career. And according to Urban, he is completely satisfied with “Fuse”, he says , “I set out to make a different -sounding record,” he says, “And in the process found myself in completely unfamiliar, and at times uncomfortable, territory. But it all worked because at the core of everything that we did over the past few years were this group of songs—and I’m so grateful for them.” “Fuse” will be available in all media outlets starting this week. Be sure to get your copy of the new album! Also Keith Urban’s performance from last Friday night will be airing on Ram Country Live! On September 25, 2013. Check your local guide for time airings.

Former NFL Great Emmitt Smith Receives ‘Life Class’ By Janice Malone

DALLAS, TX — One of the main featured attractions at Bishop T.D. Jakes’ recent Mega Fest event in Dallas, TX last week, was two episode tapings, at the American Airlines Center, of her Emmy Award-winning program “Oprah’s Lifeclass.” The first episode aired last Sunday night on the OWN network. The second episode will air later this month. The theme of both classes was “Bringing Families Together.” Oprah invited Jakes back to her Life Class to talk about the millions of sons and daughters who are growing up without a father in their life, and to share the steps families can take to heal old wounds and restore their fractured relationships. Among the throng of VIP celebrities in attendance, included former Dallas Cowboy football star and Dancing With the Stars champion, Emmitt Smith, who has a teenage daughter, Rheagan, from a previous relationship. The beautiful young teen sat proudly next to her dad during the taping session, as hosts Oprah and Bishop Jakes chatted with her and her famous dad. Smith spoke openly and candidly about how much he’s fought to build a strong relationship between he and his daughter. “I was surrounded by these surrogate fathers throughout my life in sports who helped me to understand that if I wanted something bad enough, then I’ve got to be willing to lay down the price for it,” revealed Emmitt in front of the live crowd of over 17,000. He continued, “What I wanted for my daughter was a relation-

Emmitt Smith and wife Patricia when their kids were younger l-r, Jasmin, Emmitt, Patricia, Rheagan, Emmitt IV, and Skylar

ship with me and to let her know that I’m her dad. I also wanted her to know that I wanted her to be blessed with some of the things in life I had been blessed with…I was determined to be in her life.” His comments brought a thunderous applause of approval. “ And what did you get when you got your dad back?” Bishop Jakes asked Rheagan, who began to get a bit teary eyed before speaking from her heart. “I got knowledge on so many things. He

(my dad), taught me how to persevere. He helped me to know that I was given talent in sports and how to properly use it. He showed me that even though you may be given a talent, it’s what you do with it and how you use that talent. You can’t just have it and waste it,” shares Rheagan. Jakes said parents must forge ahead and create the foundation of a new relationship. “Invest even if you don’t know how,” Advised Bishop Jakes to fathers who themselves might have been raised without the presence of their father. The esteemed mega pastor went on to ask the young teen, “What does it do for your self esteem as a young lady to know that your dad climbed over so many obstacles to get back in your life and how does it validate you as a woman?” Rheagan stood up boldly declaring, “I’m so proud of my dad because it’s so important to have a father in your life. He has taught me things in my life that my mother couldn’t teach me.” Oprah added, “Isn’t it true Bishop Jakes that a young lady’s first impression about men is often based on her relationship with her father? “Absolutely!” says Jakes, and added: “Two things have happened here. Rheagan has validated her dad by acknowledging that she gets things from him as her father that are important in her life, and Emmitt has validated her by saying that she’s important in his life too. So both of you are better together than you are apart.” The Bishop further added that both the child and the father are experiencing the same fears and are seeking the reassurance that they won’t get hurt.


2B The Tennessee Tribune

THURSDAY, SEPTEMBER 12 - 18, 2013

ENTERTAINMENT

Al Sharpton Live at the Apollo: Advancing the Dream By Larry Buford

Reverend Al Sharpton and MSNBC presented “Advancing the Dream: Live from The Apollo” on Friday, September 6th at 8 p.m. ET. The live, star-studded, two-hour television event included interviews and discussions with a diverse group of successful individuals including Stevie Wonder, Magic Johnson, Condoleezza Rice, Tyler Perry, Lisa Price, Sallie Krawcheck, Cory Booker, Michael Dyson, and Ron Blaylock. Harlem’s historic Apollo Theater was the perfect setting. Reverend Sharpton and his guests looked back at the struggles of the past, celebrated current achievements and looked forward to the challenges ahead. ‘Advancing the Dream’ is an initiative led by Reverend Al Sharpton to highlight efforts in communities across America to expand fairness, equality and opportunity. The initiative was launched at the Essence Festival, continued in Washington, DC for the anniversary of the March on August 23, and concluded at the Apollo. Sponsored by the University of Phoenix, the guests ranged from political and business community leaders to performers and athletes

that delved into topics including education, worker’s rights, income inequality, the opportunity gap and other aspects of the modern day civil rights movement. Some Highlights: After becoming a basketball star, one day traveling to the south on the road with his father Magic Johnson was about to respond to a Jim Crow-ish incident, but his father stopped him. “Dad said, ‘he just don’t know no better…we have to understand [some people] are so used to doing things a certain way’…” He said he learned something from that. “I grew up poor, but I didn’t have poor dreams.”

Stevie Wonder: Advocating more black-owned media venues he said, “You can’t know the story if you don’t hear the story.” Regarding race he said, “I’ve never seen, so I’ve never understood what blind really meant…it seems to me people who are prejudiced based on one’s color or ethnicity, it seems like they have a sickness! Get over it! Get it together…my dreams could never be dashed by someone’s illness! I say this to all Americans of all ethnicities – don’t let the incredible potential of us being truly the greatest nation of the world be dashed by your sickness…don’t do it!” Sallie Krawcheck: ‘[Leaders should] embrace a true meritocracy where people get ahead because of their hard work not because of the color of their skin or their gender.” Cory Booker: “We need to have the courage to tell the truth…having the honest conversation. We are a country right now that is far more comfortable spending hundreds of billions of dollars for failure…prisons, hospitals…you name it… than investing that money in what actually works. We all do better when we all do better.”

Condoleezza Rice: Growing up in Birmingham (“Bombingham” as she says), she knew one of the girls killed in the Birmingham church bombing. She recalled her family leaving her grandparents’ home one night and when they heard an explosion that sounded like a bomb her father said he was going to the police, and her mother said “Why? they’re probably the ones who set it off.” Tyler Perry: “My greatest thing to overcome was my mind…I had to get my mind to catch up with the dream [against what everyone around me was saying]… thisis it…this is your life…this is all you will ever be…you will never be any higher than this…” It was a great inspiring presentation with the inimitable Stevie Wonder prompting a sing-a-long of an altered version of “We Shall Overcome” substituted with “We have overcome today.” Larry Buford is a Los Angeles-based freelance writer. Author of “Things Are Gettin’ Outta Hand”Contact e-mail: lbuford8101@hotmail.com(213) 220-8101

Poet, Author Maya Angelou Receives Literarian Award Poet and author, Dr. Maya Angelou is finally receiving literary accolades from the book world. Dr. Angelou will be this year’s recipient of the Literarian Award, an honorary National Book Award for contributions to the literary community, the National Book Foundation announced Thursday. Even though Dr. Angelou has been the recipient of Grammy Awards, a National Medal of Arts and the Presidential Medal of Freedom, she has never won top literary prizes such as the Pulitzer or PEN/Faulkner and has never even been a nominee for a National Book

Award. The Literarian Award will be the first major literary prize for Dr. Angelou. “Dr. Angelou’s body of work transcends the words on the page,” the book foundation’s executive director, Harold Augenbraum, said in a statement. “She has been on the front lines of history and the fight for social justice and decade after decade remains a symbol of the redemptive power of literature in the contemporary world.” Although Dr. Angelou is in frail health, she is expected to attend the ceremony in November. Congratulations to Dr. Maya Angelou!

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THURSDAY, SEPTEMBER 12 - 18, 2013

The Tennessee Tribune 3B

KAM’S KOLUMN

Show Me The Butler!

ENTERTAINMENT

RYCH’S CORNER

11th Annual Sunshine Beyond Summer Celebration

By Rych McCain www.twitter.com/rychmccain and Facebook

Kam Williams

By Kam Williams

Cuba Gooding, Jr. was born in the Bronx on January 2, 1968, but raised in Los Angeles from the age of 4 on. Best known for his Oscar-winning portrayal of the charmingly-arrogant Rod “Show Me the Money!” Tidwell in Cameron Crowe’s Jerry Maguire, he first found fame in 1991 when he received critical acclaim for his performance in John Singleton’s comingof-age classic Boyz n the Hood. Cuba followed-up that success with roles in As Good as It Gets, What Dreams May Come, and the Oscar-nominated A Few Good Men. Among his upcoming big screen projects are Don Jon and the sequel Machete Kills. On television, he played the title character in the award-winning Gifted Hands: The Ben Carson Story, as well as in Firelight, the highest rated Hallmark Hall of Fame movie ever. A decade ago, Cuba’s extraordinary achievements were recognized when he was awarded with a star on the Hollywood Walk of Fame. Here, he talks about his work opposite Forest Whitaker and Oprah Winfrey in Lee Daniels’ The Butler. KW: What interested you in The Butler? CG: Well, to give you a little history, Lee Daniels and I had been friends even before he was a producer, manager or casting director. When he offered me the role of the shadow boxer in Shadowboxer, I was invited into the editing room. We’ve done this thing throughout his career from Precious on, where he sends me screenplays that he’s considering. So, I feel like this is an invested relationship I have with him. He sent me this screenplay about five years ago, suggesting that I might be the butler. KW: Were you upset when you didn’t land the title role? CG: No, one thing led to another in casting choices, and now I couldn’t imagine this movie without Forest Whitaker playing the lead and Oprah playing his wife. I think they’re both deserving of Oscar nominations. Their relationship in the movie’s so powerful, and so is Forest’s with David Oyelowo’s character. KW: You did a great job, too. CG: Thanks. It just feels so good to be involved again with a movie that’s socially relevant. I recently met a 27 year-old white male who admitted that he didn’t know about the sit-ins until seeing this movie’s scene with the kids being refused service in a segregated

Cuba Gooding Jr. delivers an award winning portrayal in The Butler

diner. And it hit me how we can so easily forget, because I’m in my forties. There’s such a disconnect from the next generation in terms of all the brutality. That’s why it feels good to be a part of this film which revisits that time period and talks about what transpired. KW: How emotionally affected were you seeing the film for the first time? CG: I was a wreck. I sat and hugged Pam [producer Pam Williams] like someone had died in the family. And, to be honest with you, Kam, it wasn’t so much the history lesson, but simply that my eldest son who’s 18 was going off to college, and I couldn’t get back to L.A. to see him off when he left because I was stuck in New York. The father-son relationship just hit me, man, especially the scene where Cecil Gaines says goodbye to his son departing for college. What I experienced wasn’t a feeling of sadness, but rather a realization of this higher calling in life, and how we’re all a part of this chain. KW: Speaking of your being in New York, Harriet Pakula-Teweles asks: How did you enjoy being on Broadway? What play were you doing, A Trip to Bountiful? CG: Yes, sir, since February. I loved it. I actually started in theater, that’s where an agent found me in ’86, I was doing a Shakespeare festival. On the stage, if you don’t understand every word of what you’re saying, it is apparent in your countenance. So, I was always about living the character. Then I got stolen away by TV where I got my start as MacGyver’s sidekick for awhile which was easy to phone in. You know the guy, you know the peril, and you know how to save the day. So, I leapt at this opportunity to go back, and it reignited my creativity. Just to be across from Cicely Tyson on that stage every day, was great. My creative passion is back! What can I do? Wanting to do the Right Thing

Dear Wanting to do the Right Thing This is not easy but, it’s simple. Are you looking for love or do you want to present with Tonya English a façade of a loving environment to your child, friends and family? Believe it or not, your baby is aware that your home has no love. Children can sense when someDear SMC I recently ran into an old high school thing isn’t right and your relationship with classmate. Although we never dated in your husband isn’t right. Seek some proschool, we did have an attraction for one fessional help in your marriage and talk another. Needless to say, we still do. So to your husband until you are blue in the the problem is that I’m married and he face. Although love can be contained it isn’t. My husband and I don’t have a phys- cannot be controlled so, it isn’t a good idea ical relationship at all. We have a daughter to just go through the motions with your that we are both dedicated to raising. We husband or your classmate. That could represent well to our friends and everybody sult in a dangerous and painful situation. thinks we’re great. We are not. I really Life is filled with dilemmas and choices. like my classmate, but I know that this is You can live in your life or exist in it. Send your letters to letters@singleunfair to him and me. I have no intentions momchronicles. Tonya English is an enof leaving my husband before my daughter graduates in 5 years. I’m torn morally trepreneur, writer, motivational speaker and spiritually but we are so compatible and the founder of Single Mom Chroniand my attraction is something I’ve never cles. She resides in the Dallas metroplex felt. We haven’t consummated our rela- and is the single mom of two teenage tionship, but that’s his doing, not mine. girls.

Every year the select Hollywood elite know that the end of summer has officially arrived when they have received their invitations to Robi Reed’s Annual Sunshine Beyond Summer Celebration. Reed is an Emmy® Award-winning casting director and VP of Talent, Casting, Original Programming for The BET Networks. If that is not enough work in itself, Reed is also the Co-Founder of The Annual Merge Summit in Los Angeles that brings the religious community and Hollywood together for fellowship, education and networking. Reed’s end of summer event with its sub-title “The Day Party With A Purpose” to benefit The Reed For Hope Foundation, is in its eleventh year and is anticipated by the “Who’s Who” from a limited guest list of select, diverse group of over 500 influencers, ranging from Hollywood insiders and business executives to community leaders, close friends and associates. It’s a fundraiser unlike no other. The affair took place at the beautiful mansion estate of Oscar® winning actor/comic/singer Jamie Foxx. The Honorees Reception was hosted by actress Wendy Raquel Robinson (BET’s “The Game”) and later, actress/ model Eva Marcille, who unveiled her new baby bump (“America’s Next Top Model”), hosted the Day Party celebration. DJ Dorian Missick and DJ Jermaine kicked-off the festivities, rocking sounds for the reception, and hip-hop legend MC Lyte curated the music for the day party, sending guests to the dance floor to party the afternoon away. A sumptuous menu of delicious healthy food was prepared by celebrity chef Judson Todd Allen. Additionally, guests participated in a silent auction and were treated to com-

Emmy Award winning actress/casting director Robi Reed is a vision of loveliness at the Sunshine Beyond Summer Celebration Photo by RRSBSC

plimentary Pinkberry yogurt, Robeks smoothies, foot massages, Nike gift bags, and OraQuick in-home rapid HIV test kits, as well as the Love Healthy Lounge brought to you by OraQuick, who were a part of the purpose within the party. Distinguished guests participated in intimate conversations about romantic relationships and discussed topics of sexual behavior and testing together as an affirmation of powerful love. Reed recognized honorees at the event, presenting special awards to philanthropists Magic and Cookie Johnson, The Jamie Foxx Foundation, singer Keri Hilson, physician Dr. Rachael Ross (CBS’s “The Doctors”), entrepreneur Kimberly Steward (Kess Agency), and NFL player Ndamakong Suh (Detroit Lions). As Reed reflects over the last 11 years, she says, “I’m so thankful to all of the partners, sponsors, honorees, and guests that came out to support my annual Sunshine Beyond Summer Celebration and the Reed For Hope Foundation. This year’s event was phenomenal and I look forward to continued growth.”

TERRI’S REVIEW

For Discrimination: Race, Affirmative Action and the Law

has, remarkably, continued to survive.” That may be, arguably, because it’s sometimes “justified as a means” of reparation, diversity and integration, and “countering ongoing racial prejudice.” There are, of course, pros and cons to those arguments – the “single most powerful” one of the former being that racial affirmative action “seeks to rectify, at least partially, injuries that continue to put certain racial minorities at a competitive disadvantage with white peers.” Still, some who’ve Terri Schlichenmeyer benefited also complain that rectification leads to a “stigma” of having been hired By Terri Schlichenmeyer or admitted, not based on qualifications, but because of affirmative action itself. You were pretty sure the job was And what about “reverse discriminayours. You successfully interviewed, tion,” a scenario that affirmative action passed a background check, even met the opponents purport? Kennedy says that office’s other workers. Everything looked they and the “disappointed white candipositive – until you got a “we’re sorry, date” who feels he’s a “victim” should but” letter. Someone else understand that affirmagot hired, and there was tive action addresses “a a small part of you that major social problem: wondered if it happened the continuing trauma of that way, not because of racial division in Ameryour skills but because of ica.” your skin. Hiring on the “Racial affirmative basis of race or gender action needs to be better is supposedly illegal… targeted,” says Kennedy. but it happens. And in But not having it would the new book “For Disbe “a calamity.” Filled crimination” by Randall with law terms, legal Kennedy, we read why precedents, and words the author believes that that made my head affirmative action is an swim, “For Discriminaidea that needs to stay. tion” is very, very acaIt should come as no demic. Author Randall by Randall Kennedy, c.2013, surprise that discussions Pantheon ($25.95 / $28.95 Kennedy is a Profesof an early form of affirCanada) 295 pages sor of Law at Harvard, mative action came at the a graduate of Princeton, and a Rhodes end of the Civil War. It may also come Scholar. It shows, and that makes this as no surprise that Andrew Johnson opposed a Constitutional amendment on the book hard to read – not because of what basis that it gave “the Negro” advantages he says, but for how he says it. And yet, that had never been given to other groups. this is an important book. Kennedy, who In 1945, New York was the first state to admits to having benefitted from affirmapass a law banning racial discrimina- tive action, will force a lot of long-needed tion in the workplace. Some twenty years conversations with his opinions, converlater, the Civil Rights Act made it illegal, sations for which he includes abundant, nationwide. Still, several powerful people solid fodder. This book is about as far as you can then – some of them black – opposed any get from a casual read, and should be aplaw favoring specific races or genders. “Despite wide-ranging attacks against proached with an open mind, general leaffirmative action,” says Kennedy, “it gal knowledge, and a good dictionary.


4B The Tennessee Tribune

THURSDAY, SEPTEMBER 12 - 18, 2013

HEALTH

2013 Rutherford Heart Walk and Fun Run Saturday DATE: Saturday, September 14 LOCATION: Saint Thomas Rutherford Hospital (1700 Medical Center Parkway, Murfreesboro, in front of DePaul building) TIME: The Fun Run starts at 8:25 a.m. and the Heart Walk at 8:30. The Heart Walk will be led off by survivors, designated by special Red Caps. FESTIVITIES: From 9 to 11 after the Walk. Music, facepainting, bounce house, hula hoop fitness training, CPR demonstrations, nutrition activities, blood pressure screenings, survivor heart support group, and more. BENEFITING: The American Heart Association COST: Free. On-site donations are encouraged. Those who make a $10 donation at the event receive an official “torch” to carry in the Walk. EMCEES: WKRN News 2’s Bob Mueller, Samantha Fisher and John Dwyer MORE: Great event for the whole family. Dogs on a leash are welcome. Rain or shine event except in the case of lightning. DETAILS, ONLINE DONATIONS: www. rutherfordheartwalk.org UPDATES: On Facebook at AHAGreaterNashville and on Twitter at #RutherfordHeartWalk

The Rutherford Heart Walk is a major fundraiser for the American Heart Association in Rutherford County, which enables the association to do its lifesaving work. It is a celebration of healthy living and physical activity and lets communities come together to fight the number 1 and number 4 killers of Americans, heart disease and stroke. Heart disease kills more people than all forms of cancer combined. Tennessee has the 7th worst rate of death from cardiovascular disease in the U.S. About 14000 Tennesseans die of heart disease each year and 3200 of stroke, which equals 1 in every 2.5 Tennesseans. The American Heart Association is a nonprofit organization dedicated to building healthier lives free of cardiovascular diseases and stroke.

National cause sponsors are Subway Restaurants and Jenny Craig. The local cause sponsor is Saint Thomas Heart. Top sponsors are WKRN News 2, The Daily News Journal, Lamar Advertising and Vanderbilt Heart. Sponsors also include AmeriGroup, Backer EHP, Inc., DoubleTree Funds raised through Heart Walks go by Hilton, FNB, MidSouth Bank, to critical research, education, public Murfreesboro Medical Clinic, Ole health programs and its work with South Properties, Inc./TriStar Title, communities, schools, government, Pinnacle Financial Partners, and hospitals, companies, and families to WGNS FM 100.5, FM 101.9, AM 1450. create healthier lives.

Cost, Fear, Lack of Information May Limit CPR Usage DALLAS, TX — Cost, fear and a lack of information are barriers for minorities in urban communities to learn and perform CPR, according to new research in the American Heart Association journal Circulation:

Cardiovascular Quality and Outcomes. In a small study, researchers interviewed 42 residents in Columbus, Ohio. The majority of participants were age 30 or older, AfricanAmerican and female.

Participants attended six focus groups and were asked about their knowledge of and training in CPR. Almost half of the participants lived in economically struggling, high-crime neighborhoods, and two-thirds

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had an annual household income of less than $20,000. Researchers found that: Eighty-eight percent were familiar with CPR, but only 43 percent had taken a course within the previous three years. Money was the biggest barrier to learning CPR. Participants didn’t take a CPR course because of the costs of the class, childcare and transportation. Participants were afraid to perform CPR, particularly on children, and to perform mouth-to-mouth resuscitation on a stranger, unaware that Hands-Only™ CPR can be effective in saving a life. Participants lacked information about the importance of CPR and where to receive training. Information also wasn’t available in other languages. Participants feared performing CPR on a stranger would threaten their personal safety (particularly in neighborhoods where violence was an issue), lead to problems with the police or put them at risk of being sued. “Traditionally, CPR courses were promoted to babysitters, daycare workers and lifeguards, and the

Dr. Comilla Sasson

model was that we set up a training center and the community came to us,” said Comilla Sasson, M.D., lead researcher and emergency medicine expert and assistant professor at the University of Colorado School of Medicine. “Our research suggests a community-based approach is needed, such as partnering with local churches. Bringing our knowledge and expertise about CPR to their doorstep, instead of the other way around, could help address these issues and reduce healthcare disparities among minorities requiring immediate medical care.” Study participants’ suggestions included: make CPR classes free or provide allowances for childcare, gift cards for food or bus tokens for transportation;

combine CPR training with basic first aid training, offer certification or academic credit or promote CPR as a job skill to help residents advance their professional careers; and emphasize that CPR starts at home to save the lives of family members and loved ones. “There is also a real opportunity to adjust CPR training to focus on coming to the aid of family members, since four out of every five out-of-hospital cardiac arrests occur at home,” said Sasson, who is also part of the American Heart Association’s Emergency Cardiac Care program. In 2008, the American Heart Association released a science advisory on Hands-Only CPR, which involves using only chest compressions for cardiac arrest. However, many of the study participants were unaware of the advisory. Co-authors are Jason Haukoos, M.D.; Cindy Bond; Marilyn Rabe; Susan Colbert; Renee King, M.D., M.P.H.; Michael Sayre, M.D.; and Michele Heisler, M.D., M.P.H. Author disclosures and funding are on the manuscript.


THURSDAY, SEPTEMBER 12 - 18, 2013

The Tennessee Tribune 5B

Dr. Biesman Shares Expertise in September Allure Magazine “q u e s t i o n NASHVILLE, TN — Brian S. Biesand answer” man, MD, FACS, Director of the Nashville format, the Centre for Laser and Facial Surgery and a article disclinical assistant professor in ophthalmolcusses types ogy, otolaryngology, and dermatology at of lasers, Vanderbilt University Medical Center, treatments shares his expertise in the September issue for comof Allure magazine. In an article discussmon skin ising the revolution of laser skin treatments sues such as titled “Ray of Light,” Dr. Biesman provides brown spots, answers to common questions about treatDr. Brian S. Biesman rosacea, tattoo ments, as well as photographic examples removal and of a patient’s treatment and recovery from hair removal, typical methodology, and a procedure. Rather than being limited to the face- patient recovery. Dr. Biesman states, “You need a doclifts of thirty years ago, lasers have become effective at treating many skin issues. In tor who understands what she is looking

at, who prescribes the best treatment, and who knows how to administer that treatment.” Dr. Biesman has been honored with several national awards, and is a noted local, national and international speaker whose research is directed toward broadening the use of pharmaceutical agents, lasers and related technology-based devices in minimally invasive rejuvenation. He is a member of the American Society for Laser Medicine and Surgery (ASLMS) and serves on its Board of Directors. He served as President of ASLMS from 2008-2009. He is also a member of the American Society of Ophthalmic Plastic and Reconstructive Surgery, the

Tennessee Society for Laser Medicine and Surgery, the American Academy of Ophthalmology, and the American Medical Association. He is an Honorary Member of the American Society of Dermatologic Surgery. Dr. Biesman was named to Best Doctors in America in 2005-2006, 2007-2008, 2009-2010 and 2011-2012. He is affiliated with numerous Nashville area hospitals and was the recipient of the Patients’ Choice Award in 2009 and 2008. Visit www.drbiesman.com, www.facebook. com/drbiesman or Twitter @drbiesman for additional information.

emerging endpoints of interest in IBD. The difference between the Crohn’s results — in which the primary endpoint of remission at 6 weeks was missed — and the ulcerative colitis results — in which all primary and secondary endpoints were achieved — may be due to many reasons. Crohn’s disease is a substantially more heterogeneous disease than ulcerative colitis. Crohn’s patients entering clinical trials tend to have long disease duration and, unlike ulcerative colitis, there is often disease progression and fibrosis over time, which may result in lower responses to anti-inflammatory therapies. Crohn’s disease is a full thickness inflammation in many patients and therefore this treatment strategy may not be appropriate for some patients or for patients who have already developed penetrating, internal complications like fistulas. However, there are important messages in the Crohn’s study results: First, there is the ability to predict stable response and disease control based on an early time point — six weeks. This prognostic information is extremely useful since providing patients and doctors with a better understanding of how long they should wait before knowing if the therapy is working is quite important, and also because knowledge of subsequent

disease stability can reinforce adherence to therapy and ongoing treatment. Second, we are greatly interested in steroid-sparing properties of our IBD therapies, since we know the adverse effects of steroids. Third, among 80 percent of the time points assessed, the patient remained in remission. This is extremely important and helps us to understand the distinction between an aggregate cross-sectional endpoint and a summary of all time points throughout the study. Positive results for durable remission reflect patients who not only have responded to therapy, but have done so with little or no breakthrough in subsequent follow-up, and has direct implications for quality of life and other downstream outcomes. Q: How will Vedolizumab be implemented for potential IBD treatment? A: We would like to see the option of treating both Crohn’s disease and ulcerative colitis patients who are anti-TNF (tumor necrosis factor) therapy naïve and those who have failed anti-TNF therapies. This would help us use this gut-specific treatment prior to systemic therapies in appropriate patients.

New Drug May Hold the Key to Alleviating Diseases By Brett Spiegel, Everyday Health Staff Writer

An experimental drug is in the works for patients with inflammatory bowel disease (IBD) that could potentially be lifealtering for patients who do not respond to medication currently on the market. The drug, Vedolizumab, aims to treat symptoms of both Crohn’s disease and ulcerative colitis, both of which are extremely painful and debilitating plagues on the abdominal tract. Results have been quite positive, so we asked David T. Rubin, MD, Professor of Medicine and Co-Director of the Inflammatory Bowel Disease Center at The University of Chicago Medicine to weigh in on this budding wonder drug. Q: What are the larger implications of this potential IBD treatment? A: Vedolizumab is a highly anticipated novel therapy for patients with IBD. It is effective for induction and stable maintenance of remission in ulcerative colitis and for stable maintenance in Crohn’s disease. The combination of the two studies represents the largest number of patients in a clinical trial program for IBD. One of the most striking messages about these two placebo-controlled studies is that this gut-specific therapy had a

remarkable safety profile — similar to placebos across almost all parameters. This is a completely new mechanism of action in the ulcerative colitis space and offers the promise of improvement over the existing inhibitors in Crohn’s disease since it does not involve the brain. Q: How does the effect of Vedolizumab differ in regard to Crohn’s disease and ulcerative colitis? A: Vedolizumab was superior to placebo in response, steroid-free remission and durable remission in patients with moderate to severe Crohn’s disease. The study demonstrated some important signals of efficacy, but also reinforced some of the

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6B The Tennessee Tribune

THURSDAY, SEPTEMBER 12 - 18, 2013

NFL

Titans Upset Steelers in Opener

BY RON WYNN Record Number of Black QBs in NFL Other than a couple of Black websites, very few folks paid much attention Sunday as a record was being set. That’s because it’s one of those things some feel shouldn’t really be a big deal, and others hesitate to discuss because it inevitably generates heated debate and response. Still, anyone who’s followed the NFL for more than 20 years couldn’t help but notice that nine Black quarterbacks started for various teams in the Sunday and Monday night lineups. That’s easily the most ever opening a season at the helm for pro football teams. The nine ranged from rookies like E.J. Manuel (Buffalo) and Geno Smith (New York Jets) to veterans like Michael Vick (Philadelphia Eagles) and second-year sensations Robert Griffin III (Washington) and Russell Wilson (Seattle). Then there are those in their first full year as starters like the San Francisco 49ers Colin Kaepernick or who’ve been around a while like Josh Freeman (Tampa Bay), Terrelle Pryor (Oakland) and Cam Newton (Carolina). The great thing about this variety is they range in talent and expectations. Some are heralded stars, others fighting to establish themselves. A couple are mainly trying to stay in the league, while it would be no surprise if the teams led by Kapernick, Wilson or Griffin end up in the Super Bowl. What this feat has done is finally shatter the tired myth that claimed Black athletes couldn’t mentally cut it at what many consider the toughest position in sports, quarterback. Anyone remotely familiar with history knows there was a time when Blacks simply weren’t allowed to play the position in the NFL, no matter how well they played in college. There’s no need to recite or replay that ugly history. Those unaware of it need only consult such comprehensive volumes as Bill Rhoden’s “Third and a Mile: From Fritz Pollard to Michael Vick –an Oral History of the Trials, Tears and Triumphs of the Black Quarterback” or Samuel G. Freedman’s exceptional new “Breaking The line – The Season in Black College Football that Transformed the Sport and Changed the Course of Civil Rights” for the sordid details regarding the treatment of Blacks who tried to play quarterback in the NFL during earlier decades. Now that issue has been resolved, at least to the point where most in pro coaching and management acknowledge Blacks can and will continue to excel at the position. Instead the debate often gets more subtle, particularly when code words like “mobility” and “athletic” work their way into talent evaluations. Indeed, the greatest thing about QBs like Wilson is they aren’t quite that tall or that fast. Wilson has shown he can play in any style offense, as has Kaepernick, who shredded the Green Bay Packers for over 400 yards in the opener without displaying the brilliant speed that helped him run for almost 200 yards against them in last year’s playoffs. There will always be ignorant types who’ll never believe Black QBs (or coaches for that matter) can win Super Bowls. But as the NFL keeps growing and evolving, more opportunities open for gifted players at all positions.

By Ron Wynn

Despite a shaky start, the Tennessee Titans opened the 2013 season with a surprising victory Sunday, dealing the Pittsburgh Steelers a season-opening 16-9 defeat. It was the Steelers’ first home opening loss since 2002 and a prime example of the result expected from spending $100 million in the offseason and bringing in 20 new players. The Titans even overcame a mental mistake three seconds into the season by kick returner Darius Renaud. Renaud thought he was still in the end zone when he scooped up a kickoff. But his right foot was on the line. By going back into the end zone and taking a knee he gave the Steelers a safety and a 2-0 lead rather than a touchback. But the Titans instead stiffened on defense. Safety Michael Griffin recovered a Steelers’ fumble from the Titans’ six-yard line by Isaac Redman that could have put Pittsburgh ahead 9-0. From that point until there was only 1:23 left in the game, the Titans’ defense totally shut down the Steelers’ offense. Pittsburgh didn’t get a single first down rushing the entire afternoon, and gained only 32 yards on the ground. The Titans sacked Ben Roethlisberger five times, with defensive tackle Jurrell Casey and linebacker Zach Brown getting two sacks each. Roethlisberger completed 21 of 33 passes for 191 yards and finally got one late touchdown, but their longest completion was only 22 yards. The Titans weren’t dazzling on offense, but they were extremely effective. There was one first half drive where they ran the ball 11 of 12 times, dominating the line of scrimmage. Chris Johnson didn’t have a huge game, gaining 70 yards on 25 carries, but he picked up several key first downs. Jackie Battle’s 21 yards were mostly in tough shortyardage situations, and he scored the first touchdown on a three-yard run that gave the Titans a 7-2 halftime advantage. The Steelers’ lost their All-Pro center Maurkice Pouncey to a knee injury on

Titans running back Chris Johnson didn’t have his biggest day Sunday against the Pittsburgh Steelers

the opening series, and their offensive line never regained its edge, either in pass or run blocking. The Titans finished last in the entire NFL in 2012 in both points allowed and time of possession. Sunday, they controlled the ball over 34 minutes (34:01) and picked up 10 of their 17 first downs on the ground. QB Jake Locker wasn’t forced to do much in the air. He was 11 for 20, gaining just 125 yards. But the Steelers sacked him only once, and there were no fumbles or interceptions. Nate Washington had four catches for 46 yards to lead Titans’ receivers. The Titans’ defensive coaches were equally happy with the defensive secondary’s play, particularly corner Alterterraun Verner. He defended two passes and intercepted another, while he and fellow corner Jason McCourty played tight coverage on the Steelers’ receivers. Without a running game to loosen up the defense and the Titans’ line overpowering the Steelers’ up front, Roethlisberger never got the opportunity to go downfield often. The Steelers’ are coming off an 8-8 season, and expectations were high going into the game. But the Titans’ control was so thorough that the home crowd of almost 62,000 (61,585) began exiting the stadium midway through the third quarter. By the time the Steelers’ did get their one touchdown on a fourth down pass,

the place was nearly empty. The mandatory onside kick was recovered and the Titans ran out the clock. With defending AFC South champion Houston the second straight road game coming up next, this victory was critical to Tennessee’s hopes for avoiding another slow start. Last year’s 1-4 start pretty much doomed their season out of the gate. Now the worse case scenario sees them coming back home 1-1 with games against two far less formidable foes in the Chargers and Jets (even though New York did get a last second win Sunday). But for now, they’re thrilled to have started things off with a win, and they look ahead to the first of two divisional meetings with Houston in Texas on Sunday.

NEXT GAME:

September 15 at Houston @ Noon

WOMENS TENNIS

Serena Wins 17th Grand Slam Title

swept through the remaining posed and how much she can games 5-0. It was her eighth raise the level.” Serena Williams was straight win over Azarenka in “She’s maturing,” Wilpushed to a third set, but re- Grand Slam matches and 13th liams’ mother Oracene Price gained her form down the in 16 overall matches, though added. “She calmed down in stretch and defeated Victoria they have split the last four on the match, stopped being mad Azarenka 7-5, 6-7, 6-1 Sunday hardcourts. with the wind and got herself to win the U.S. Open a second “There’s one word,” Aza- together.” It was Williams’ straight time. It was her 17th renka told USA Today. “She’s a ninth title in 2013. Her record Grand Slam title and second champion and she knows how is 67-4. She won’t match her this season, ensuring that she to repeat that.” Azarenka also 2002 record of three majors, would end the season ranked lost to Williams at the Open but she has earned more titles number one in the world. It last year in a three-set final. this season than at any time in also extended her record for the longest span of winning Grand Slam titles (14 years). The U.S. Open was the very first major title Williams won as a 17-year-old in 1999. But after pretty much wiping the field with her previous singles’ opponents, Williams was extended to her longest match of the tournament (2 hours, 45 minutes) by Azarenka, who had beaten her twice this season and had only lost Serena Williams won her second major of the year and 17th Grand one previous match on a hard- Slam title overall Sunday. She defeated Victoria Azarenka 7-5, 6-7, 6-1 court surface. Azarenka came to capture her second straight U.S. Open championship in New York back from two break points down in the second set to even “Victoria, you played un- her career. She and Azarenka things, then won the tiebreaker 8-6 to make it one set apiece believable,” Williams said in have won six of the last eight as Williams was openly frus- response. “What a great match Grand Slam events, with Azatrated by the raging wind, a and what a great person. It’s renka having taken this year’s controversial foot fault call and an honor to play against you.” Australian Open title. Williams’ continues to “She’s definitely playing her missing some easy shots. Then, with the match tied best tennis right now,” Aza- defy history, becoming the 1-1 in the third set, Williams renka added. “It really shows first player in the Open era to regained her composure and how focused and how com- win four major titles past their By Ron Wynn

30th birthday. She’s one Grand Slam title behind Chris Evert and Martina Navratilova. She’s also now tied with Roger Federer for the most Grand Slam titles among active players with 17. The tough final somewhat evened things for Williams in what was otherwise a pretty easy run. She had dropped only 16 games prior to the Sunday match, and hadn’t lost a set to a competitor. But some of her fans were concerned a possible meltdown might be coming after the second set collapse, particularly when she was serving for the match at 5-3 and instead was broken by Azarenka. Then she had another shot at winning when it was 6-5 and once again lost her serve, aided by a couple of successful challenges from Azarenka on close shots near the line. That pattern continued through the tie-breaker, with Williams also having problems with the wind bothering her on first serves and a couple of lobs that blew out much further than anticipated. Still, she straightened all that out in the last stretches of the third set, and ultimately showed once again that she’s the best woman player in the game by a sizeable margin.


THURSDAY, SEPTEMBER 12 - 18, 2013

The Tennessee Tribune 7B

SPORTS Vanderbilt Commodores Gets First Win

COLLEGE FOOTBALL

By Ron Wynn

The Vanderbilt Commodores shook off memories from a tough opening loss Saturday night, easily dispatching Austin Peay 38-3 to even their home record at 1-1. But it was far from the type of dominant performance that is expected when an SEC team faces an FCS opponent at home. Indeed, Austin Peay managed to prevent Vanderbilt from scoring any touchdowns in three of the four quarters. That didn’t stop the Commodores’ superior manpower from asserting itself during a 35-point second quarter. It also didn’t compensate for a Commodore defense that prevented Austin Peay from even getting a first down until the first series of the third quarter. Only a 20-yard field goal at the 4:33 mark of the third quarter prevented Vanderbilt from getting a shutout. The Commodores’ substituted freely throughout the second half. Jordan Matthews had 111 receiving yards in the first half. QB Austyn Carta-Samuels threw for 223 yards and a touchdown while getting more two more rushing scores in the first 30 minutes. He watched the second half while Josh Grady and Patton Robinette divided the QB duties. The absence of middle linebacker Chase Garnham didn’t prevent Vanderbilt from overwhelming Austin Peay at the line of scrimmage. The 38-0 halftime score even included one scoring drive that

Vanderbilt’s All-SEC and All-American receiver Jordan Matthews had another 100-yard game before halftime of Saturday’s 38-3 blowout win over Austin Peay

took eight seconds. Jerron Seymour and Brian Kimbrow each had rushing touchdowns while gaining 41 yards apiece on eight and nine carries respectively. Eight Commodores carried the ball during the game. Besides Matthews, Jordan Cunningham made his first big splash offensively in the passing game. He had seven catches for 67 yards. Sophomore Jake Sealand took Garnham’s place as the defensive signal caller and was on the field for nine of Austin Peay’s 13 offensive possessions. Vandy also got a boost from walk-on

COLLEGE FOOTBALL

TSU Earns Big Victory By Ron Wynn

The Tennessee State Tigers’ offense began matching their formidable defense Saturday, as they rolled to a 27-7 road win over longtime foe Florida A&M in Tallahassee, Florida. The Tigers jumped ahead 14-0 in the first quarter and never trailed, while they limited FAMU to just one second quarter touchdowm and only 22 yards rushing on 24 carries. TSU’s redshirt freshman QB Ronald Butler had been unable to get the offense into the end zone against Bethune-Cookman, but that didn’t prove to be a problem against the Rattlers. One reason for that was a rushing game that gained 268 yards and was paced by Tyrone Broughton. Broughton had 124 yards on 17 carries. Telvin Hooks added 77 on 12 attempts. The Tigers also got touchdowns on defense and special teams. Safety David Van Dyke opened the scoring in the first quarter, racing 46 yards with an interception to give TSU a 7-0 lead. Martine Stephenson had a 95-yard kickoff return for a score in the second quarter, helping TSU to a 21-7 halftime lead. The Tigers’ defense held FAMU to 156 total yards, with QB Damien Fleming being harassed into a 12 of 27 evening. Fleming suffered one interception and FAMU had 134 yards through the air. TSU’s Butler was 14 of 21 for 134 yards and one interception. But the ground game was so efficient that

punter Taylor Hudson, who was shaky early in his opening game performance against Ole Miss. Hudson averaged 48.3 yards and had a 63-yarder. He had three kicks that pinned Austin Peay inside the 20. But head coach James Franklin didn’t have a lot complimentary to say about his team, cognizant that it will take a much better effort against their next opponent, the sixth-ranked South Carolina Gamecocks on the road. He also acknowledged that the Commodores will have to be more consistent on both sides of the ball, and not just pile up points in one or two

quarters. Tennessee had its second straight easy home win over an FCS school as well, though things didn’t start off that great against Western Kentucky in Knoxville Saturday. Tennessee even trailed 3-0 in the first quarter. Then the Volunteers produced five turnovers in a span of less than five minutes (4:24) and six total plays. The result was 31 straight points and the end of any competitive edge to what ended up a 52-20 blowout victory. “Really, it was a case of they’re a good football team,” Western Kentucky head coach Bobby Petrino told the Knoxville News-Sentinel. “But we beat ourselves a lot tonight.” Western Kentucky had seven overall turnovers, something that negated the slight advantage in total yardage enjoyed by Western Kentucky (393-382). Tennessee earned its second straight win while Western is 1-1. UT’s next game is on the road Saturday against Oregon, ranked either second or third in the nation depending on which poll you consult. Middle Tennessee State lost both the turnover battle and the game to North Carolina Saturday, losing 40-20. QB Logan Kilgore was 21 of 35 for 211 yards, but suffered three interceptions. North Carolina had 511 yards of total offense, with Bryn Renner going 23 of 34 for 339 yards. Middle’s next game is at home Saturday night against the University of Memphis.

HIGH SCHOOL FOOTBALL

Stars Nelson, Vaughn, Upton Top WTN Survey

(0-1 conference), followed by Statford (1-2-0, 0-1-0 conference) and Whites Da’Ronta Nelson, Keyshawn Vaughn Creek (0-3-0, 0-1 conference). and Isiah Upton were the stars for their The Players of the Week will be feavarious schools this week and are the tured on the WTNTribune Radio and WTNTribune High School Players of Tennessee Tribune websites this week the Week. This is the first of our weekly and throughout the high school football surveys that will chronicle the exploits season. You can download tunein.com of various high school stars throughout Middle Tennessee during football sea- for smartphones and tablets, then search for WTNTribune radio. Also www.wtnson. Nelson had 145 yards and a touch- trib.com. In other high school football news, down against Lipscomb Academy. UnFather Ryan kicked off its celebration fortunately, his heroics weren’t enough to prevent Maplewood from losing a 34- of 50 years of sports equality in Nash18 contest. It was their first loss ever to ville and Tennessee at its home opener Lipscomb, whose win made them unde- last Friday. A celebration honored the feated in 10-AA competition. men who started it all. They were WilKeyshawn Vaughn had a big night lie Brown (’65) and Jesse Porter (’64), for undefeated Pearl-Cohn Business Coach Bill Derrick (’48) and Msgr. Magnet School. He rushed for 142 yards James Hitchcock (’39), Father Ryan’s and four touchdowns for the Firebirds, principal. who are also 1-0 in 10-AA. The 49-14 Father Ryan was the first high school win over Stratford was the third straight for Pearl-Cohn, and their first confer- in the state to integrate after the 1954 ence victory. The Spartans are 1-2 over- Brown v Board of Education decision in all, 0-1 in 10-AA. Pearl-Cohn is averag- 1954. They continued their dedication to equality in 1963 when Brown and Poring 50.3 points per contest. Isiah Upton passed for three touch- ter became the first African-Americans downs in East Nashville Magnet in any sports to play for a predominately School’s 39-7 romp over Whites Creek. white school in the NIL, state or South. Lennox McAfee ran for 101 yards and a Willie Brown took the court as a starter touchdown. East Nashville moves to 3-0 Dec. 4, 1963, and soon became one of (1-0 10-AA) while Whites Creek lost its the most accomplished players in Tenthird straight and its 10-AA conference nessee history. opener. The 39 points is the lowest ofCoach Derrick and Ann Brown Befensive total for the Eagles thus far. atty, Willie Brown’s sister, were on hand East Nashville Magnet sits atop the Friday. They were honored before the WTNTribune Radio Metro Football Standings (10-AA) having allowed only game against Brentwood Academy and 14 points all season en route to their 3-0- the 7 p.m. kickoff. This is only the first 0 record and 1-0-0 conference mark. of several events being planned over the Lipscomb Academy is second, also with next few months to recognize Father a 3-0-0 and 1-0-0 mark. Pearl-Cohn Ryan’s role in helping break down racial Business is the third undefeated school barriers in sports in both the city and in the survey. Maplewood is fourth at 1-1 statewide. By Scott Wallace

Tennessee State University’s QB Ronald Butler had a much stronger game against FAMU Saturday night

the Tigers ended with almost 400 total yards (399). “We expect big plays out of those guys (in the secondary),” TSU coach Rod Reed told the Tallahasse Democrat. “They’re not lining up in one thing all the time and giving the quarterbacks a good read. We like to do some things to try and confuse quarterbacks. That’s one thing you want to do; get quarterbacks uncomfortable.” TSU controlled the clock, winning the time of possession battle easily (35:11-24:49). FAMU got only nine first downs and had no return yardage on either kickoffs or punts. The only troubling area defensively was another penaltyfilled game for TSU. They were flagged 13 times for 112 yards, something that will make it tough when they meet more formidable opposition. But TSU rolled despite a less than stellar game from tight end A.C. Leonard, usually the top target in the passing game. Leonard did have four catches, but only for 22 yards. With the ground game working so well, Butler threw only when necessary, especially during the second half. A textbook 13 play, 76-yard drive ended with Hooks

THIS WEEK IN COLLEGE FOOTBALL

TSU

Sept 14 Jackson St at Memphis

MTSU

Sept 14 Memphis

VANDERBILT Sept 14 at South Carolina

UT

Sept 14 at Oregon scoring on a 14-yard run. That put TSU ahead 27-7, as the extra point was blocked. “Coach Reed and his boys went out and played a great football game,” FAMU’s first-year coach Earl Holmes added. With almost all their starters from a year ago back, the Tigers’ defensive unit is not only among the OVC’s best, but one of the finest in the nation among FCS schools. The only issue had been whether they would get the necessary offensive production to help balance the scales, something that was lacking in the opener.

Coming Next Week Tennessee State University heads to Memphis for the annual Southern Heritage Classic, while Vanderbilt plays its first SEC road game against nationally ranked South Carolina. UT heads across the country for a showdown with powerful Oregon, and the Titans play their first AFC South road game against the defending division champion Houston Texans. MTSU hopes they can bounce back against the University of Memphis, and we’ll have our WTNTribune High School Player of the week and results from top high school games. All in next week’s Tribune.

On this day legendary track and field star Jesse Owens was born in Oakville, Alabama. The youngest of 10 children, Owens began getting national attention as a high school student when he equaled the world record of 9.4 seconds in the 100-yard dash and long-jumped 24 feet, 9 ½ inches at the 1933 National High School Championships in Chicago. Owens’ achieved athletic immortality at the 1936 Olympics in Berlin, personally demolishing the myth of Nazi invincibility before Hitler’s disapproving eyes. Sadly, winning four gold medals didn’t result in heroic treatment back in America. It would ultimately be Dwight Eisenhower decades later rather than FDR or Harry Truman who recognized Jesse Owens as an “Ambassador of Sports.” Gerald Ford awarded him the Presidential Medal of Freedom in 1976. Owens died in 1980.

ON THIS DAY


8B The Tennessee Tribune

THURSDAY, SEPTEMBER 12 - 18, 2013

RELIGION

The Power & Necessity of Foregiveness

became wrinkled. He said: “You know Curry, Bill never repaid the five dollars that owed me. It has been three years since he borrowed it.” I knew the extent to which Mark value money; therefore, I said: “Don’t worry about it. I’ll give you five dollars on behalf of Bill just to keep the peace.” He said:” No, Bill borrowed it and he’s going to return it. I don’t plan on speaking to him until he does.” By Reverend Jason Curry I couldn’t believe that the two Dean of Fisk Memorial Chapel of them were going to let five dollars ruin a friendship. However, as I remember talking to one a pastor and chaplain, I was able of my friends about a challenge to recall situations in which one that he was having with a mutual lie ruined a marriage, one misperfriend. The two of us were sitting ception ruined a employment opdown and I said: “Hey Mark, do portunity, one mistake ruined a you remember when you, Bill bond between family members, and I used to walk all over the one belief ruined self-esteem, and city until the sun went down.” He how one devil ruined a Christian’s laughed and said: “Yes, I remem- trust and dependence on God. ber.” I then said: “I don’t hear The idea and reality of forgiveyou talk about Bill anymore. Are ness, whether the idea concerns things between you two going ourselves or others, can be difok?” His voice, which was once ficult work. Sometimes we are filled with joy and laughter, sud- able to forgive people for somedenly became serious. His tone thing that they’ve done to us with became a bit angry, and his brow relative ease and comfort because

what they said or what they’ve done has not reached the heart and core of who we are as human beings. However, there are times when people have harmed us, and forgiveness becomes a difficult and challenging task. There are also times when we have forgotten about the mistakes we’ve made, and all that the Lord has done for us. As Christians, we have a responsibility to seek forgiveness from God, to forgive ourselves and to forgive others for what they’ve done to us. The gospel will live, the Christ we preach, the God we serve requires us to forgive. One day a disciple name Peter came to Jesus and said: “Lord, how often shall my brother sin against me, and I forgive him, until seven times? And, Jesus said unto him, I say not unto thee: but until seventy times seven (Matthew 18:21).” Let us continue strive to forgive others as we have been forgiven by God. Paul reminds us that true love keeps no record of wrong (I Corinthians 13:5).

Are You Thirsty? Everyday Joy by Regina Prude

Regina M. Prude

God can do anything, you know--far more than you could ever imagine or guess or request in your wildest dreams! Ephesians 3:20(a), The Message Bible Today, I was into self-denial. In the grocery, passed a sign for three bottles of sparkling water at a discount. Until then, I didn’t know I was thirsty. Seeing the display gave me a mental picture of a large, chilled

glass. A thin slice of lime floating in the water. But, I passed it by. Of course, as soon as I got home I regretted denying myself such a small indulgence. The experience reminded me of the Old Testament story of Acsah, who presents an important lesson on the power of asking God for what you want. Acsah was Caleb’s daughter. As a wedding gift, Caleb gave her the Negev—the hilly desert region of southern Israel. What’s next when a young girl inherits a desert? In Acsah’s case, she asked herself: what else would make my inheritance fruitful? She decided to ask her father for water springs. Acsah wanted more than a piece of dry desert. God can and will do more for all who believe for more! Acsah found her father and presented her request. “She said, ‘Give me a further blessing. You have been kind

enough to give me land in the Negev. Please give me springs as well.’ So Caleb gave her the upper and lower springs.” (Joshua 15:19) Isn’t that just like a loving father? You want springs? I’ll give you a double portion of springs! Acsah’s father gave her twice as much as she requested. How much  more does our heavenly  Father  give in abundance ...all when we ask. Are you waiting for your spring in the desert? God is not offended when we ask Him for more. Decide today that you want the more God has for you! If you’re thirsty, just ask. This is your season of more. Walk into your season. Regina M. Prude is an inspirational speaker and author. Send comments to regina@reginaprude.com. Read her blog posts at www.reginaprude.com; follow her on Twitter and Facebook.

Temple Church Wednesday Bible Study 11:30am & 6:30pm

Sunday Services Praise & Worship Service 7:30am & 10am Children’s Church 10am

Early Riser’

We have an awesome worship experience for you at 7:30am complete with choir and band

3810 Kings Lane • 615.876.4084 www.TempleChurch.org


THURSDAY, SEPTEMBER 12 - 18, 2013

The Tennessee Tribune 9B

RELIGION

How to Deal With Betrayal

AsktheElder

Hi Elder, I’m Maggie God we should eventuand recently I was betrayed ally gravitate to because by my best friend. I’m anwe want the piece of God gry, very upset and a part and the wisdom of God of me really wants revenge to guide us. I believe but my other friends keep you are in the place of at telling me to let it go and least seeking the wisdom forgive the person. How do of God to help you put I forgive someone for hurtthe key into the lock of ing me? pain, open the door and Hello Maggie, I’m praywalk on into your “Faith ing for you at this moment. and Beyond.” Let’s start The friends who have been here, Mathew 18:21-22, Elder “X” Lawson telling you to forgive are ab“Then came Peter to solutely correct. Betrayal can him, and said, Lord, how be painful but it can also be dangerous if oft shall my brother sin against me, and you stay in that mindset too long. Often I forgive him? till seven times? 22Jesus times when we are dealing with life’s is- saith unto him, I say not unto thee, Unsues the last thing we want to hear is a til seven times: but, Until seventy times word from God, but as we grow and ma- seven.” Forgiving helps to set you free ture in the things of God, it’s the Word of from spiritual bondage. Yes people may

Dr. Bobby Jones Set To Celebrate 75th Birthday Dr. Bobby Jones, the Am- bassador of Gospel, is set to celebrate his 75th Birthday on Sunday September 15 in Nashville! The event will be hosted by Grammy & Stellar Award winning Gospel artist Vicki Winans, of the legend- ary Winans Family and the guest of honor, Dr. Bobby Jones. Dr. Jones is recognized internationally as a legend and icon. And, he boasts the longest running Gospel franchise on television, with a longstanding brand that is synonymous with “great Gospel music”; Bobby Jones’ Gospel show on BET Networks. The Pre-Show will start at 4:30pm showcasing some Nashville’s elite, independent artists. The Birthday Cel- ebration will begin at 5:30pm with live entertainment and will include several tributes to Dr. Jones by celebrities, BET executives, friends and colleagues, followed

Dr. Bobby Jones

by a VIP Meet & Greet Reception im- mediately following. Confirmed notable Gos- pel and R&B artists appear- ing at this AllStar Celebration include Vickie Winans, Lalah Hathaway, Beverly Crawford, The Williams Brothers,

Jason & Paula Champion, Earnest Dr. Bobby Jones Pugh and The Nashville Super Choir, along with other notable celebrities and local politicians. Tickets can be purchased online at www. bjonesmusicmatinee. com

do things against us that cause us harm, tears, grief and even anger. But we ask the Holy Spirit to help us forgive and to help us to love people anyway even when we are unable to. Some forgiveness also takes more time than others but also keep in mind forgiveness is a process. We also have trouble with forgiveness because we want to avenge things ourselves. Often times think the persons who wronged us will get away with what they have done. Romans 12:19 say’s “Dearly beloved, avenge not yourselves, but rather give place unto wrath: for it is written, Vengeance is mine; I will repay, saith the Lord.” First we must pray that God has mercy on those whom have wronged us and forgive them, we also ask God to send his Holy Spirit to help them, if this doesn’t manifest then rest assured that God has the back of his

children. Luke 23:34, “Then said Jesus, Father, forgive them; for they know not what they do.” While Jesus is being crucified on the cross he asks God to forgive those who were responsible. That is one of the ultimate displays of forgiveness at work. Maggie, keep Jesus in your heart, forgiveness is a way of life and use the joy of the Lord’s victory as your strength. Questions and comments email it to Elderxlawson@yahoo.com Catch “Real Gospel” with The Xman Sunday’s 9am – 12n on Jazzy 88.1FM. This Sunday I’ll speak with Pam Crawford as she talks about the cd project, “Bishop Jerry L. Maynard” Present’s the Cathedral of Praise Choir. Listen live at WFSKFM.ORG. Twitter #XuamLawson


10B The Tennessee Tribune

THURSDAY, SEPTEMBER 12 - 18, 2013

Dr. Bobby Jones Honors Local Educators By Staff Writer

It’s back to school season and this time it’s about more than school supplies and lunch money for gospel artist Dr. Bobby Jones. As part of his new monthly awards performance held at Fontanel, he recognized those who are making great gains in the area of education in Nashville. This was the first time Jones honored educators as part of the nine month old special event. Making the list are Robert Churchwell, Jr, who has held various positions in Metro Schools including assistant principal at Jere Baxter Middle School, and Dr. James Bailey, principal of Whites Creek High School. “It was a pleasure and an honor to recognize two great men that are outstanding citizens in the Metropolitan Nashville community. Their contribution to the educational development of the youth and adults has certainly made for an adjustment in behavior which is reflected in the forward progress that has been reflective in the lifestyle of the citizens in the Metro community,” said Jones. Both men were nominated by members of the Gospel Music Consortium, a group founded by Jimmy Bender and Jones. Past honorees include Pastors Breonus Mitchell and Edwin Sanders, the Dirty Dozen civic group, the Red Hatter and the Modernettes Social Club. Churchwell comes from a family of educators and lovers of higher education. His father, Robert Churchwell is a part of Nashville history. He was the first Black reporter to work for a major local newspaper, the now defunct Nashville Banner. Robert followed in his mother’s footsteps of being a teacher. His sister Marisa Churchwell Smith is a teacher in Georia. His brothers, Andre, Kevin

Robert Churchwell (right) reviews his award certificate from Dr. Bobby Jones (left) during Jones’ Music Matinee at Fontanel program honoring education achievers

and Keith are medical doctors at Vanderbilt University Medical Center. Bailey said he’s honored to be in great company with Churchwell and says being in a position to be nominated didn’t come easy. “It’s an honor to receive this award. Last year, coming into Whites Creek, it was an uphill battle from the previous year. Test scores were low. Teacher morale was low. The building was declining. I had to come in with a plan. How was I going to address increasing the attendance rate, decrease discipline and get parental involvement and change the culture of Whites Creek to what it was when I was here when the community and students respected

it,” said Bailey. “The award is well-deserved and he is doing everything he can to serve the community and the students to ensure that they are learning,” said Dr. Michelle Wilcox, executive lead principal, Metro Nashville Public Schools. Bailey is making his mark with Metro by making great gains since beginning at Whites Creek just under two years ago in 2012. Since he started, he boosted the school’s attendance rate from 88 percent to 92 percent. Student achievement growth scores have jumped from one to three on a five point scale. While test and achievement scores are on the rise, discipline reports are on the decline. The 2011-2012 Academies Principal of the Year also lead Whites Creek to membership in the Cambridge International Examination educational program. Cambridge International Examinations, a Department at the University of Cambridge in England, is the world’s largest provider of international educational programs operating in 160 countries across 6 regions. Assistant Principal Iris Olige says Bailey has encouraged them and established an environment for growth and success. That’s the kind of leader she says is important for students to look up to and leadership for staff to work under. Bailey, also founder and senior pastor of Sweet Savour Community Church in Lebanon, TN, credits his hardearned success to God and his wife Shemika HambrickBailey. Tonya Osborne, spokesperson for the Music Matinee at Fontanel says Jones plans to continue the list of well-deserved honorees each month at the Whites Creek venue.

UPS Pilot, MTSU Alum Fanning Remembered

MURFREESBORO, TN — A Middle Tennessee State University alumna killed when a UPS cargo jet crashed in Birmingham, Alabama is being remembered through a new scholarship. Shanda Fanning had a deep passion to fly and the news of her death rocked the aviation community and MTSU community. Looking to keep her memory alive, Whitney Dix, a pilot and longtime friend of Fanning, is working to establish a scholarship at Fanning’s alma mater.

Fanning graduated from Shelbyville High School before earning her bachelor’s degree in aerospace administration at MTSU in 1999. Once established, The Shanda Carney Fanning Aviation Memorial Scholarship will be awarded annually to aviation students studying within MTSU’s nationally known aerospace program. According to Amy Hardin, the development director with MTSU College of Basic and Applied Sciences, a minimum of

$25,000 must be raised to endow the scholarship. “This scholarship is very important to me because Shanda was my best friend for 18 years and I want her name to live on at MTSU.” Dix continued, “We shared a love of aviation and our alma mater. MTSU and the Aerospace Department were a huge part of who we became as individuals and ultimately shaped our lives, our friendship, and our careers.” Dix is hoping to begin award-

ing the scholarship for the 2014-2015 academic year. Her long-term goal is to increase the award to the university’s Centennial Scholarship level, requiring a $100,000 endowment. Anyone interested in giving to The Shanda Carney Fanning Aviation Memorial Scholarship can do so online at www.mtsu. edu/fanningscholarship or by calling Amy Hardin at 615-8985003 or via email at amy.hardin@ mtsu.edu.

Shanda Fanning


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