Preparing your home loan application and supporting documents SALARIED PERSON/S
SELF EMPLOYED PERSON/S
1. 2.
1. 2. 3.
3. 4. 5.
A copy of your ID. 3 Months latest payslips (if your salary includes any variable income i.e. commission/petrol reimbursement etc, we will require 6 months). 3 Months stamped bank statements – where your salary is deposited. Bullion Bond Brokers application form, and personal assets and liabilities (your Bullion Bond Brokers Consultant will provide you with this). Consent form from banks (your Bullion Bond Brokers Consultant will provide you with this).
PURCHASING THE PROPERTY IN A TRUST Copy of ID for all Trustees. A copy of the Trust Deed. A copy of the Letter of Authority and Resolution of the Trust. 4. Letter from your Accountant confirming the solvency of the Trust/and confirmation if the Trust is trading/not trading. 5. 3 Months bank statements on the Trust, should the Trust be trading. 6. Last 2 years signed financials on the Trust, should the Trust be trading. 7. Up to date Management Accounts on the Trust, should the Trust be trading. 8. Proof of income on all Trustees (either salaried/self employed criteria, as set out). 9. Bullion Bond Brokers application form, and personal assets and liabilities required from each Trustee (your Bullion Bond Brokers Consultant will provide you with this). 10. Consent form for banks required from each Trustee (your Bullion Bond Brokers Consultant will provide you with this).
A copy of your ID. Last 2 years signed business financial statements. Up to date Management Accounts – should your financials be older than 6 months. 4. A letter from your Accountant confirming your monthly income drawings. 5. 3 Months stamped business bank statements. 6. 3 Months stamped personal bank statements. 7. Your last 2 years ITA34’s. 8. A copy of your CK Document/Company document reflecting Members/Directors shareholding. 9. Bullion Bond Brokers application form, and personal assets and liabilities (your Bullion Bond Brokers Consultant will provide you with this). 10. Consent form for banks (your Bullion Bond Brokers Consultant will provide you with this).
1. 2. 3.
PURCHASING THE PROPERTY IN A COMPANY OR CLOSE CORPORATION 1. 2. 3. 4. 5. 6. 7. 8.
9.
A copy of all Members/Directors ID’s. Last 2 years signed business financials. Up to date Management Accounts – should your financials be older than 6 months. A letter from the Accountant confirming all Members/Directors income. 3 Months stamped business bank statements. 3 Months stamped personal bank statements. A copy of the company document/CK document reflecting Members/Directors shareholding. Bullion Bond Brokers application form, and personal assets and liabilities required from each Member/ Director (your Bullion Bond Brokers Consultant will provide you with this). Consent form for banks required from each Member/ Director (your Bullion Bond Brokers Consultant will provide you with this).
DAWIE WALKENSHAW - Finance Specialist | Cell: +27 (0)81 707 7437 Work: +27 (0)87 654 3426 | Email: dawie@thebulliongroup.co.za | www.thebulliongroup.co.za ISSUE 1 | 2018 | WH | 25