Negotiation Financing For A Nissan Qashqai For Sale If you are looking to buy a Nissan Qashqai for sale, you have to decide the method that you will use to finance the purchase. When you are at the dealership, the salesman can offer you credit for the vehicle. This means you will own the car but pay for it in monthly installments for a period of 2 to 5 years. Before you sign the loan agreement forms, check to ensure that you are being offered a competitive deal. Dealers are always looking to get you to pay the most for a car. Thus, they will inflate their prices and have other hidden fees that will increase your costs. Do everything you can to get a competitive deal. The first thing to do is to contact a number of dealers and request for quotes for Nissan Qashqais. Compare the quotes to see which one will fit your budget. Look at the interest rate charged, fees and terms and conditions of the dealers. When you get a dealer with a reasonable quote, drive to the car shop to negotiate the deal. A good price does not mean a good deal. All the aspects of the transaction make up the deal. When a dealer accepts to reduce your rate, watch out that you do not end up overpaying in other areas. For instance, check that you are not signing up for addons like extended warranty. Find out whether you can afford the monthly payments set for the loan. A general rule of thumb is to ensure your payments are not more than 20 percent of your net income. This rule may however vary based on different factors. If you feel that you cannot keep up with the monthly payments, ask the dealer to extend the term of the loan. This will reduce the total amount you will be paying per month.