HOME April 23, 2011
& Real Estate Weekly
Beauty Water features add interest
HUD drops harsh rule on reverse mortgages Garden-in-a-box perfect for Colorado landscapes
Times-Call / Home & Real Estate Weekly
April 23, 2011
Above courtesy Napp Landscape Services, right Rocky Mountain Waterscape
Water features add serene beauty to your yard By Kendra Walker
We often attempt to imitate the natural beauty of the environment we love on a smaller scale in our own backyards. Many of our ideal images of mountain nature include water: a babbling brook, a peaceful stream or lake, a rushing waterfall. “People want to include those natural features they see in Colorado and enjoy
them in their everyday life,” says Jason Wagner of Napp Landscape Services in Longmont. “They affect your five senses.” Adding water features to your yard’s landscape allows this connection with nature to occur right outside your door. You can build a water feature to complement already existing components in your yard, or build a feature that allows you to add elements in the future. Ideally, water features should be placed facing your home so you can visually enjoy them both inside and outside. There are generally two different types of water features you can build in your yard – a pond or pondless waterfall. Materials for the foundation can range from natural rock, stone, block material or stucco. Both ponds and pondless waterfalls can range in appearance, from a natural habitat look to
Above courtesy Rocky Mountain Waterscape, right Napp Landscape Services
Kristi Ritter Summer Stair On the Cover
modern and architectural. Ponds are a feature that will likely include more vegetation, and will attract more natural wildlife into your yard. “The typical koi pond allows people to have a natural ecosystem with fish in it,” says Mark Russo of Rocky Mountain Waterscape in Erie. “They’re the bread and butter of water features.” A pond with koi fish or goldfish will usually need to be at least 3 feet deep, Wagner recommends. Whether you include fish or not, ponds accumulate algae and the buildup will need to be cleaned on a regular basis. Pondless waterfall features are another option for your yard, they give the visual effect of falling water that disappears into a basin. “They add a sense of mystery,” Russo says. Pondless waterfalls typically use less water than a pond and don’t require as much attention. These features can also easily fit into smaller yard spaces where making additions is limited. Wagner also suggests incorporating fire elements with the pondless waterfalls for an additional touch. “You have the fire element at night with the calming sound of the water,” he says. As with many backyard elements, water features
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Water features add serene beauty and interest to any yard. See story above. (Courtesy Rocky Mountain Waterscapes)
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will need ongoing maintenance and attention. “The upkeep with any water feature is similar to a spa or pool,” Wagner says. As with a pool, water features contain a skimmer that will keep large debris from getting stuck in the pump. With the concern of summer drought and water restrictions in Colorado, it’s important to monitor how much water will be used in water feature. In water conservation and sustainability, water features fall in the middle for water efficiency, says Wagner. “You may use one-third of the water that a lawn uses for watering.” Water features can be run year-round and are not negatively affected by Colorado’s snowy winters. “You may see a little ice forming, but if it’s built correctly, the water will still be running,” Russo says, adding that many people choose to shut off their pondless waterfalls during the cold months. Most parts for water features are commonly found at home and garden stores or nurseries. Consider hiring a landscaper to help execute your vision for your water feature. No matter which water feature suits you, including water into your home’s landscape provides a calming and restful experience. “Water features create a backyard oasis for people,” Russo says. “It’s something they can come home to and enjoy while winding down from the day.”
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April 23, 2011
HUD drops harsh rule on reverse mortgages The Department of Housing and Urban Last week, HUD, perhaps realizing that the increased attention garnered by reports Development (HUD) has thrown out a rule of widespread foreclosures on seniors was it put in effect in 2008 for reverse mortbad public relations, proactively rescinded gages that was causing grief for some the 2008 letter, heading off foreclosure prohomeowners and heirs. ceedings against the plaintiffs. The rule reversal came about Constantine-Davis asserts in response to litigation by the that the AARP will do its part to AARP Foundation, which sued help HUD spread the word. HUD on behalf of three surviv“These foreclosures should be ing spouses of deceased reverse stopped,” she says. “HUD ismortgage borrowers, who were sued a letter to the servicers, put in danger of foreclosure beand the onus is on them to cause of the rule. communicate with the homeReverse mortgages are loans owners. We’re still working available to seniors aged 62 or Ilyce Glink with HUD to ensure the word older who have equity in their Tribune Media Services gets out. There’s no question homes. The loan typically that people who are being foremakes cash or a line of credit closed on now, and about to be evicted, available to the homeowner based on the will be helped by this.” equity in the property and homeowner’s The reversal of the 2008 rule only adage. Seniors have been warming to reverse dresses part of the original lawsuit, but the mortgages because their obligation to repay AARP Foundation’s legal team has reason the loan is deferred until they die, sell the for optimism. The other half of the equahome or move out. Prior to the 2008 rule tion is a Home Equity Conversion Mortchange, the general practice stipulated that gage (HECM) program statute that specisurviving spouses, who may have been refies that if the borrower (or estate) does moved from the title in order for the elder not pay the balance when due, the mortpartner to qualify for the reverse mortgage, gagee’s remedy is limited to foreclosure. could purchase the home for 95 percent of However, in light of last week’s capitulathe property’s true market value. tion, Constantine-Davis believes momenAt the close of 2008 – which Jean Contum is on the people’s side. “I don’t know stantine-Davis, a senior attorney with the what steps HUD is going to take from AARP Foundation, characterizes as here,” she says. “They have filed a motion “uniquely bad timing because the real esto dismiss the case. HUD may issue a new tate market had plummeted and was conrule altogether. We would then have to tinuing to plummet” – HUD issued a letter look at that rule to see if it offers enough that changed the game. In it, policy was protection for people. This could be good amended to require that an heir pay the full news for heirs.” mortgage balance to remain in the home, HUD has indicated that prior rule even if it exceeded the property’s value As changes were intended to make certain Constantine-Davis notes, “It put most of that all sales of properties were legitimate, the (reverse) mortgages underwater immemarket-driven sales and based on each diately.” property’s real value. In March, the AARP Foundation filed a Ilyce R. Glink’s latest book is “Buy, Close, Move In!” formal challenge to the rule. Of the many If you have questions, you can call her radio show reasons behind the suit, Constantine-Davis at 800-972-8255 any Sunday, from 11 a.m. to 1 highlights the lack of due process behind p.m. EST. Contact Ilyce through her website at www.thinkglink.com. HUD’s sudden reversal in policy.
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A summer-blooming oriental lily hybrid.
Plant now for summer bulbs By Sean Conway
Tribune Media Services
Many gardeners remember to plant spring-blooming bulbs such as daffodils, tulips and crocus in the fall but often forget to plant summer-blooming bulbs, corms and tubers when spring arrives. Summer bloomers such as fragrant oriental lilies, colorful gladiolas or lateseason dahlias are some of the most reliable plants for the garden. Mail-order suppliers provide the best selections, and early spring is the time to start thinking about placing orders. Summer blooming bulbs can be added to a mixed border as a way to extend the blooming season once the flush of spring perennials passes, or they can be planted in groups away from other plants. As is the case with their spring blooming brethren, there are many different types of summer blooming bulbs. Some begin their floral display early in the season, others in midsummer, and still others such as dahlias, which are tubers, will continue blooming right up until they are knocked down by frost. Lilies, the queen of bulbs, are by far the most popular of the summer bulbs and for good reason. They are available in a variety of sizes, shapes and colors. Some have outfacing flowers, some pendant and others upward-facing. Oriental lilies are the type most of us are familiar with thanks to their large flowers, intoxicating fragrance and sturdy stems.
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The variety Casa Blanca, with its pure white flowers and green stamens, is a hardy bulb that when planted in full sun and well-drained soil will return year after year, improving with age. Well-established Casa Blanca lilies can produce flower stalks reaching upwards of 6 feet with multiple blooms that open throughout the course of two or more weeks. I grow them in a bed by themselves, but they also can be planted in a mixed border. Blooming in August when other plants in the garden are gasping from the summer heat, their sweet perfume seems to hang in the air, especially during those warm summer evenings when we all spend more time outside. Asiatic lilies, while not fragrant, can provide your garden with a vibrancy that few flowers can match. Bright star-shaped blooms in shades of orange, peach, yellow, red, white and pink begin blooming in early summer, and help the garden transition from the cool pastel colors of spring into the warm colors of summer. Other summer bulbs may be less well known than lilies, but no less deserving of space in the summer garden. Consider planting the beautiful star-shaped Camassia, which comes in a variety of shades ranging from creamy white to light blue to a deep violet. After you have finished browsing, don’t forget to peruse a bulb catalog or two. When the days of summer arrive your garden will be awash in color.
Times-Call / Home & Real Estate Weekly
April 23, 2011
CANDICE TELLS ALL
Design that Flows
By using complementary colors and materials, Lisa and Randy's kitchen and family room now speak a common language. (SHNS/Courtesy HGTV)
complete with two tan faux-hide chairs that relate to the golden color of the kitchen tiles and two graphical ottomans. On the window, I installed simple blinds and flanked them with panels of natural-colored drapes accented with gray banding. I gave the third wall a dash of the unexpected. On half of the wall, I installed a large-scale floral mural that relates to the kitchenâ€™s flowery chairs. On the other half, I hung a huge custom-made wooden door with exposed hardware, which injects a bit of rustic character into the space. One way to create flow is to ensure that your space has effective traffic patterns from one zone to the next. Lisa and Randyâ€™s old sofa was bulky and obstructed the flow. In its place, I put a contemporary sectional with a low back that divides the space without stopping the flow. Upholstered in a dark charcoal fabric with a slight heather look, the
sectional speaks to the charcoal that runs through the kitchenâ€™s backsplash. For me, finishing a design means concentrating on the details. And in this project, details were a big part of establishing the flow. So, I brought in side tables, throw pillows, artwork and accessories in colors and styles that helped pull the rooms together. Itâ€™s one thing to create a beautiful space on its own, but in design, no room is an island. By using colors, materials and even a bit of the unexpected, I created visual flow between Lisa and Randyâ€™s kitchen and family room. The rooms now speak a common language â€“ and will be happily chitchatting for years to come. Interior decorator Candice Olson is host of HGTVâ€™s â€™â€™Candice Tells All.â€™â€™ For more ideas, information and show times, visit http://www.hgtv.com/candice-tells-all/show/index.html.
At some point, weâ€™ve all been told to â€™â€™go with the flow.â€™â€™ When it comes to great design, itâ€™s definitely sage advice. This hit home for me during a recent redesign for my clients, Lisa and Randy. The couple recently renovated their kitchen into a sleek, contemporary gem, full of clean lines and beautiful finishes. But they had an adjacent family room that was a total disconnect. With its parquet flooring and clunky furniture â€“ not to mention a giant giraffe statue â€“ the family room looked like it belonged to another house. The couple wanted harmony between the two rooms, but didnâ€™t know where to start. So, putting into play the principle of design flow, I set out to make the uninspiring family room visually relate to the gorgeous kitchen. The key to this type of design is getting the two rooms to speak the same language, and this is done with material, form, shape and color. To make this happen, I got rid of everything in the family room and started from scratch. I selected a color palette of the grays, charcoals, tans and browns used in the kitchen, and decided on the best ways to extend those shades into the family room. I painted the family room a light gray and installed new walnut hardwood flooring that picks up on the color of the kitchen island. The family room consisted of three walls that I made use of in different ways. On the back wall, I created a dark gray accent wall and installed a modern gas fireplace. I then flanked the fireplace with large white cabinets that include mirrors and wooden display shelves. I fashioned a sitting area along the second wall,
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April 23, 2011
Times-Call / Home & Real Estate Weekly
Garden-in-a-box perfect for Colorado landscapes xeriscape gardens are an easy, convenient A prepackaged garden reminds me of the way to jump into having a garden filled famous Forrest Gump line “you never with plants tough enough for know what you’re going to the wild, dry west. get.” The lush photographs and cheerful ads all but promise In keeping with the CRC’s your yard will become paradise water division’s mission to help if only you’d order Colorado residents conserve wathe deluxe combinations, ter, the gardens are custom personally picked for you and made by talented designers who 100,000 other special shoplive locally. Hand-picked for our pers. region’s dry conditions, the designs are filled with bold color The trouble is, those kits and eye-pleasing textures. They might be nice in gentler areas Carol O’Meara require less than half the water like Ohio, but Colorado condiColorado State of bluegrass lawns and, accordtions smacks those plants with University Extension ing to Colorado WaterWise, can heat, drought, heavy soil and increase property values by up enough wind to blow Dorothy to 15 percent. back to Kansas. “It’s important to recognize that Only the toughest survive and too often, xeriscaping does not mean covering your you’re left with gaps in the design that get landscape with rocks and cactus, or that filled in by bindweed, dandelions or you can’t have any bluegrass,” says Jeff purslane. You never see this in the advertisWoodward, CRC’s Water Division Director, ing. in a press release. “The key is to come up Fortunately for us, the Center for Rewith a landscape design that will suit your Source Conservation, in partnership with needs while still conserving water. Gardenthe cities of Boulder, Loveland, Longmont, In-A–Box does just that.” Westminster and Golden, offer a water Interested shoppers can choose from smart solution: their annual sale of three designs: the Sunset Garden, Cool Garden-In-A-Box kits, professionally deConnections and Garden of Gold. From designed to provide eye popping beauty on a signer Julie Hauser of Indigo Landscape thin water diet. These plant-by-numbers
Design, the Sunset Garden ($125) is perfect for sunny spots, featuring tough plants that glow with color. Silver Powis Castle Artemesia is beautifully set off by brilliant orange blossoms of Orange Globe Mallow (Sphaeralcea munroana), orange sunrose (Helianthemum orange) and cheerful, fluted yellow blossoms of mouse-ear coreopsis (Coreopsis auriculata ‘Zamphir’), plus cool blue spires of six hills giant catmint (Nepeta x. faassenii ‘Six Hills Giant’). Underscoring this garden is a groundcover combination that will bring on a show in the fall with Himalayan border jewel (Persicaria affinis) and plumbago (Ceratostigma plumbaginoides). If pinwheels of orange and gold are what you desire, check out the Garden of Gold collection ($80). Designed by Curtis Manning of the Arcadia Design Group, this garden pops with color in summer, then continues the show in fall with seed heads of Echinacea, yarrow and blue gramma grass. Yellows and golds of coreopsis, Comanche campfire primrose (Oenothera macrocarpa, blanket flower (Gaillardia aristata) and California poppy (Artemesia stelleriana) are gorgeously paired with the deep purple Herrenhausen oregano, baby blue showy fleabane (Erigeron speciosus) and purple native verbena (Verbena bipin-
natifida). Soothing tones of blues, silver and purple are showcased in the Cool Connections garden ($125), designed by Julie Palmer of the City of Boulder’s Parks and Recreation. Hummingbirds and butterflies will be frequent visitors to your yard with this combination of Mojave sage (Salvia pachyphylla), Double Bubblemint Hyssop (Agastache cana), Firewitch Dianthus (Dianthus gratianopolitanus) and Sun daisy Lavender Mist (Osteospermum spp.). The Garden-In-A-Box includes plants and easy-to-follow planting and care instructions. To make your move to xeriscape complete, the CRC offers drip irrigation kits with individual plant emitters and water control clocks to turn irrigation on and off automatically. Gardens can be ordered online at ConservationCenter.org or by calling 303-9993820 ext. 217. Days for pickup vary by location; visit the website for details. Carol O’Meara is a horticulture entomologist with the Colorado State University Extension office at the Boulder County Fairgrounds in Longmont. Contact her by calling 303-678-6238 or emailing firstname.lastname@example.org. For more gardening tips, check out her blog at gardeningafterfive .wordpress.com.
Decorating tips help you add warmth to your home Article Resource Association
No matter where it is or how it’s decorated, a home should always provide a sense of warmth and welcome for family and friends. Adding homey touches throughout your home can help guests feel comfortable and relaxed. The design experts at Through the Country Door, a lifestyle and home decor store, offer advice on how to create a feeling of warmth and welcome in your home throughout the year.
Dining Rooms and Kitchens Guests often gather where the food is being served, which means your kitchen and dining room are sure to see plenty of action. If the kitchen is the heart of the home, the dining room is not far behind it in terms of creating a welcoming environment. Both rooms can benefit from an infusion of seasonal colors. Vibrant red, forest green and rich gold can help create a warm feeling. Even if your day-to-day color scheme is cooler, it’s easy to add these festive colors for special occasions.
RESIDENTIAL • COMMERCIAL INTERIOR • EXTERIOR Serving Colorado Since 1991 Professional Painters References Provided Living Room The living room is another area where guests will stay to chat, watch a movie together or play games. Adding homespun warmth to this room can be as easy as providing guests with comfy seating, cozy throws to wrap up in and plush pillows for floor seating. Don’t forget to give guests somewhere to park their beverages and play board games. A coffee table can be an essential entertaining piece, as well as a great way to continue your decorating theme of comfort and class. For example, the Leeds Coffee Table from Through the Country Door evokes the appearance of a 19th-century baggage cart with its metal undercarriage, handles and stationary wheels and a well-worn, “aged” finish that makes it look like a piece right out of past.
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Guest Bathrooms Expecting overnight guests? Unless your home has a guest bedroom with an attached bath, your guests will need a place to stow their toiletries during their stay – and a shared bathroom can run out of storage space quickly. A freestanding towel cabinet, such as the Ridgeway cabinet, provides storage space for towels and other items, so you can keep vanities and counter spaces free for guest use. Or, if your space is really limited, the Ridgeway Space Saver adds elegance to practical over-the-commode storage.
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April 23, 2011
Condo loans challenge buyer and association down payment of 3.5 percent. FHA approval depends on the financial health of the condo, so the condo association needs Borrowers run into two problems when to prove that (it has) adequate insurance, a getting a mortgage on a condominium: high costs and strict standards that make it budget with reserves, no pending lawsuits and no anticipated special assessments.” hard to qualify for a loan. Wilburn says condo buyers should These issues beset condo buyers who check whether a building is approved for want to get mortgages, as well as people FHA loans. If not, they can ask the lender who already own condos and want to refito see if it meets Fannie nance. Mae and Freddie Mac “Condos are like the caCondo loans face guidelines. Buyers can ask nary in the coal mine, a two obstacles. First condominium managers if leading indicator of the the borrower has they have recently comhealth of the real estate pleted a homeowners’ asto qualify, then the market,” says John Mcsociation certification or Clellan, a branch manager condo association questionnaire, which prowith Supreme Lending in has to qualify. The vides information on conAustin, Texas. “Recently, do fee delinquencies, inborrower has little lenders’ biggest losses surance and other factors came from condos, so they or no control over that affect loan eligibility. are viewed as risky.” the latter. “Even if the condo Some lenders reject conmeets the Fannie Mae do loans altogether. guidelines, buyers may Condo loans face two obstacles. First the borrower has to qualify, then the condo find that they must make a down payment of 20 percent or more because mortgage association has to qualify. The borrower insurance companies are less willing to has little or no control over the latter. provide mortgage insurance on condo “Condo financing is very situational beloans, since they are considered riskier,” cause it depends not only on the borrower, Wilburn says. “In fact, most mortgage inbut also on the project itself,” says Matt surance companies won’t insure a Florida Ostrander, CEO of Parkside Lending LLC condo. It may be easier in other markets.” in San Francisco. “The guidelines have McClellan says a local lender will know tightened because lenders want to see a fiwhich local complexes have FHA or Fannancially healthy condo development. nie Mae approvals. “Have a list of places They want to see a higher concentration of you like and check the status of their apowner-occupants and they want to see that proval” with the lender, he says. delinquency rates on condo fees are low.” Condos not approved for FHA or Fannie Lenders follow condo-mortgage guideMae financing are known as “nonwarlines from the Federal Housing Adminisrantable” and offer few options for buyers tration, Fannie Mae and Freddie Mac. or refinancers. Among Fannie Mae’s requirements: “Buyers can either pay cash or they can • More than half of the condo units look for a local bank that is willing to lend, must be owner-occupied. but they should be prepared with a hefty • No owner may own more than 10 perdown payment of 50 percent or more, have cent of the units. excellent credit and still be prepared to pay • No more than 15 percent of owners a higher interest rate,” McClellan says. can be delinquent on condo dues. “They should expect to pay as much as 7.5 • All amenities must be completed if the percent when rates are 4.5 percent for othdevelopment is more than 12 months old. er loans.” • Buyers who make a down payment of Homeowners interested in refinancing less than 25 percent will pay an additional first will need to face the potential problem 0.75 percent of the loan amount at the of a lack of equity, since condo values have closing or a higher interest rate of about dropped in many areas. 0.25 percent. “Condo owners can ask their manageThe FHA has much friendlier down payment company if their complex is FHA- or ment requirements, but strict guidelines Fannie Mae-approved, and if not, they may for condo associations. want to contact a local lender to see if they “It’s a misconception on the part of the start the process for obtaining an appublic that you can’t buy a condo without proval,” McClellan says. “It’s in the best a big down payment,” says Ed Wilburn, a interest of all the owners to do what they mortgage banker with FEMBi Mortgage in can to meet FHA guidelines, since that apMiami. “The rules are stricter now, but if proval can increase the value of all the you find a building that has already earned homes in the development.” an FHA approval, you can get in with a By Michele Lerner bankrate.com
April 23, 2011
Explore energy-efficient window coverings The ultimate goal of homeowners may be to install new energy-efficient windows on their homes. However, the reality is that new windows can be a costly endeavor, one that’s not necessarily affordable for homeowners who continue to tighten their purse strings in a struggling economy. There are alternatives to installing new windows, including exploring options in energy-saving window coverings and draperies that can help prevent the exchange of air from inside and outside the home. Because they can be considerably less expensive than replacement windows, energy-saving window coverings are a viable option for those looking to eliminate drafts or prevent summer’s heat from entering the home via windows that aren’t up to snuff. There are several different styles from which to choose that make good alternatives for homeowners. Homeowners can convert traditional drapes into energy-saving options by making them fit more snugly. By securing the sides and the bottoms of the drapery to the walls with double-sided tape or Velcro, the curtains will contain the air that flows from the drafty window. Options also abound for homeowners who prefer blinds or drapes that are energy-efficient. Honeycomb blinds are a new alternative to mini blinds or verticals. They are made from accordion pleated fabric that forms a honeycomb pattern when the blinds are lowered. The double-layer blinds insulate the windows and can prevent heat or cool air loss. Some accordion blinds are even rated for their efficiency. Black-out drapes can do more than darken a room for those who want to sleep longer in the morning. These drapes can keep hot sunlight out during the summer months, which can lead to a cooler home and less money spent on air conditioning. The same drapes can block drafts in cooler months because of the thickness of this type of curtain. There are also energy-saving window films that can be applied to insulate windows and/or reflect sunlight. An added barrier between the glass of the window and the interior of the home may be all that’s needed to make temperatures more comfortable. – Metro Services
Times-Call / Home & Real Estate Weekly
You can upgrade your room with a few simple changes. (SHNS/Courtesy Nell Hill’s)
Simple tricks to amp up a room By Mary Carol Garrity
Scripps Howard News Service
Upgrading the look of a room doesn’t mean you have to completely redecorate. In fact, it’s surprisingly easy when you use these six simple tricks. Rearrange Your Furniture Sometimes all your room needs is a little reimagining. Start by rethinking the current arrangement of your furniture. Some of my friends move their furniture around all the time because it gives the room a fresh look over and again, and they don’t have to spend a penny. In contrast, once I have my furniture where I like it, I almost never rearrange it. I have a theory that there is one best arrangement for every room, and once you’ve achieved it, let it be. Freshen the Paint A coat of fresh paint is the least expensive and most dramatic way to redecorate a room. Pop open a can and go to town. Dare to experiment, because what’s the worst thing that can happen? You hate it. Easy enough. Just open a different can of paint and cover up the offending color with something new. When repainting, don’t forget your ceilings. Gone are the days when our ceilings had to be painted white. Now, your ceiling is another spot where you can express yourself with color. When we were repainting Nell Hill’s Briarcliff this winter, I painted the front gallery our bright, clean Farm House White. Then, I warmed up the ceiling a bit by painting it our soft taupe color, Winter Wheat. Amp Up Your Art I often see people pick out beautiful furnishings for a room, then style the
space impeccably, yet still feel like something’s missing. Almost always, all their space needs is great art. Take a critical look at the wall space in your room. Is your existing art dwarfed by big, open walls? Are pieces faded and outdated? Do you have blank walls with nothing on them? If so, my advice is to start here, with art. Instead of spending your decorating dollars on accessories, start investing in art. Get a mix of large and small pieces, an array of mediums and subject matters. A note to parents of young children: If you are at the stage where your little ones are exploring their surroundings and tabletop accessories just aren’t practical, it’s your season to invest in art. Brighten up your walls, and no one will notice those empty side tables. Update Your Lamps Tired-out lamps completely date the look of a room. If your lamps are from an era gone by, let them go and get some new. Or, update them with new lampshades. Sometimes just changing out the shade can work magic. One thing we notice when we work with customers at Nell Hill’s is that people often don’t get lamps that are beefy enough for their room. Too often, we see skinny buffet lamps used on end tables. It’s not that these lamps aren’t lovely, it’s just that they don’t match the scale of the other pieces in the room. Instead, pick out a hefty lamp that has a sizable base so it can hold its own in a room filled with large pieces, like sofas and bookcases. Invest in a Chest If your room currently feels busy and cluttered, you may need to bring in one larger piece of furniture, like a tall book-
case or hutch, to ground the space. You’ll be amazed by how adding a big chest against a wall gives the room oomph. Believe it or not, the same principle applies to smaller rooms. Sometimes we think we need to furnish smaller spaces with small furnishings. The result can be a visually cluttered room. Instead, pick fewer but larger-scaled pieces for the space. That’s what I’ve done in my small guest bedroom. At first, I struggled with the layout, filling it full of little pieces I thought were essentials. It didn’t work. So I cleared the room and brought in a large antique armoire, a double bed and a desk that doubled as a nightstand. Success at last. Rethink Area Rugs Area rugs do a lot to lend character to a room. And, because they can be expensive, it’s important to make sure you pick the right ones so you can keep them forever. One detail to pay attention to is the size of the rug. A common mistake people make is to pick a rug that is too small for the space, and it ends up looking like a postage stamp. The challenge is, big rugs can cost big bucks. So we’ve found a way to get around this at Nell Hill’s. We’re big fans of layering rugs. We place a larger, less expensive neutral rug on the bottom, like a sisal, the top it with a smaller, higher-quality rug, turned at an angle so it appears to be larger than it is. In my living room, I have a huge sisal rug that spans the room. Then, to define conversation areas, I’ve layered nicer, smaller Kalaty rugs on top. If you’re in the market for a new rug, consider one that features a fun geometric pattern. These peppy rugs are all the rage right now in the design world.
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100 21st Ave., Longmont, CO 80501 • 303-774-0300
Bank National Association, Amount: $282,816, Property: 1418 Red Mountain Dr, Longmont, Filed: 04/07/11 • Borrower: Larry Rand, Lender: BAC Home Loans Servicing LP, Amount: $119,161, Property: 1632 Feltham Pl, Longmont, Filed: 04/11/11
Nationstar Mortgage LLC, Amount: $167,634, Property: 5753 Canyon Cir, Frederick, Filed: 04/08/11 • Borrower: Laurie Seville, Lender: PNC Bank National Association, Amount: $207,059, Property: 5440 Bobcat Ct, Frederick, Filed: 04/11/11 • Borrower: Bryan Dirkes, Lender: US
In each apartment
A/C, D/W, cable ready, balcony or deck, carport, outdoor pool, close to shopping & bus stop.
Starting at $825
Full SIze in each apartment
Move-In Specials, senior and other discounts. Fireplace, pool & spa, 24-hour fitness, garages. Close to shopping.
$100 $200 $300
Short Term Available
Gas fireplaces, 24 hr. fitness center, heated pool & hot tub, A/C, business center, gourmet kitchens, detached garages. *On selected apartments.
1, 2, 3
1, 2, 3
Short Term Available
65 lbs limit Pets Neg.
& rental available
Convenient location, pet friendly, garages available, 24-hour maintenance
In historic Longmont, large trees, quiet neighborhood on-site parking & storage. Close to RTD. Heat included.
Island kitchens, garden tubs, gas fireplaces, double balconies, two tone paint, gated community. Close to schools & newest community in Longmont.
Full size in each condo
W/D provided in each Condo
All utilities & cable paid, sec. bldg., elevator, W/D in every unit, transportation, social events. HUGE amenities package, quiet 55+ community. Call for incentives! Parking garage & storage units
Secure building, quiet neighborhood, meal program, transportation, utilities paid, appliances & cable TV included, 62 yrs & older; vouchers accepted.
# of Baths Lease Required
# of Bedrooms
• Borrower: Marty Rowe, Lender: Wells Fargo Bank NA, Amount: $168,622, Property: 101 Balcom St, Erie, Filed: 04/08/11 • Borrower: Samuel & Carol Hepp, Lender: Firstbank, Amount: $143,917,
Property: 226 Florence Ave, Firestone, Filed: 04/07/11 • Borrower: Thomas & Kathryn Mallot, Lender: JPMorgan Chase Bank National Association, Amount: $394,191, Property: 6674 Saddleback Ave, Firestone, Filed: 04/07/11 • Borrower: Juan Reyes Lopez, Lender:
Real Estate Transactions are supplied by Prospects Unlimited Inc., www.prospectsunlimited.com, 303-979-9536.
April 23, 2011
Times-Call / Home & Real Estate Weekly
Reach over 44,000 Readers Each Week With Your Advertising Message. Call Your Classified Advertising Executive Today 303-776-7440
April 23, 2011
Times-Call / Home & Real Estate Weekly
To place an ad, call 303-776-7440 or go to www.TimesCall.com/classiﬁeds and place your ad any time of the day or night. Fax: 303-772-8339…email: classiﬁeds@times-call.com
Responsible older male needs small farmhouse/apt to rent w/space for 2 mini. donkeys. 303-746-7028
Apartments/ Furnished 4010 NO lease, dep or credit chk Wkly/4-wk • 303-776-2185 • ALSO RV SITES AVAIL!
Apartments/ Unfurnished 4030 ✭✭✭✭✭✭✭✭✭✭✭✭✭ 1, 2 & 3 BDRM Apartment Homes The Shores Apartments, Hwy 66 & Airport Rd (303)774-8000 ✭✭✭✭✭✭✭✭✭✭✭ •1 & 2 BDRM ✭ $550-$695 FREE Heat 1060 17th Ave, Habla Espanol 720-327-8918 1 & 2 BDRM Apt Homes Fox Ridge Apts Premier Gated Community. Pets OK! For Info & Specials Call (303)774-9944 1 BDRM, lg, sunny, quiet bldg. $600/mo, heat inc. No Pets. Don 303-881-1960 2 Bdrm, 1 ba, lge, complete remodel- W/D, A/C, deck, N/P/S. 2041 Meadow Dr. $840 303-443-4308 2 BDRM apt for rent $200 w/ full time employment. Apply Cinnamon Park ALF 1335 Cinnamon St
2 BDRM APTS
Starting at $675/month Call PMP, 303-776-RENT
APTS YOUR CHOICE! www.alertrealty.net
EASTGLEN APTS 630 Lashley, Longmont
1, 2 & 3 BEDROOMS: laundry. ✭Wtr, trash, sewer pd
ROOMS & Apartments Weekly/Monthly, from $100/week. Utililties included. (303)931-7108
0 App Fee-$100 off 1st 2 mos Lg 3 bdrm, 2 ba, gar, water paid. No dogs. 303-682-2525 2 BDRM, 1 BA, LARGE liv rm & kitch. W/D hkup, att gar, NW, no pets, ideal for sr couple, $725 (303)678-7314 2 BDRM W/D, DW, A/C, & garage. NE Longmont No pets. $675/mo & deposit 720-938-1559; 303-666-5546
Duplex/Condo 2-3 Bedroom
VALUE PLACE FIRESTONE New Extended Stay Hotel ● $699.99 1st MONTH SPECIAL! ✓ Perfect for visiting friends & family! I-25 & Hwy 119, Longmont exit 240. 303-485-0040 Bring ad to qualify. *Expires 4/30/2011 *New Guests Only*
Check out the pet columns in classifieds for that special companion you’re looking for.
EQUAL HOUSING OPPORTUNITY
All real estate advertised in this paper is subject to the federal and state Fair Housing Act which makes it illegal to advertise “any preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status or national origin, or an intention to make any such preference, limitation, or discrimination.” The newspaper will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.
LARGE 2 bdrm, fin bsmt, 2 car gar, no pets, no smokers, $1150/mo + utils. App fee $25. 303-776-8303
Apartments/ Unfurnished 4030
INDOOR GARAGE & Commercial Storage 20x40x16 w/ 14x14 doors start at $300. 20x50x16 w/ 30 amp elect, man door & pwr door opener start at $450. Garage Storage LLC, 4070 Camelot Cir, located I25 Business Park. I-25 & Hwy-66. 970-535- 6074 www.Longmont-storage.com
3 Bedroom Homes • 10436 Durango Pl • 639 Independence Call PMP, 303-776-RENT 5 BDRM, 3 ba, 2 car, 4290 sf, 1505 Red Mtn Dr, fncd bkyd. $1695, 720-891-6936
LE DEAUVILLE APARTMENTS 1, 2 AND 3 BEDROOMS
Great Location Large Units Park Like Setting Ample Parking A/C & Pool
255 WEAVER PARK CLASS “A” second floor office space for lease or sale. Common area, conference room, elevator, mountain views. 1 yr Free Rent!
● ● ● ● ● ●
Fitness room Club House Playground Swimming pool Pet Friendly Some homes with Garages
On site prkg, Good traffic 1 BDRM $450/mo util inc. exposure. 303-523-3369 Share quiet house w/3, new carpet W/D 303-719-2197. OFFICE SPACE For Rent Holistic Wellness Center. $400 ROOM for Rent (720)280-9047 includes utils, in Firestone area, N/P/S. (303)772-9040 PROFESSIONAL Offices N. Longmont. 150 to 825 SF. Single & 3 office suite. All ground level, 2 entr, great prkg. 303-956-1141
MALE looking for same to share house. Large room. Don 720-203-6969
Don Rulle, CCIM
Rooms Apartments/ Apartments/ For Rent Unfurnished 4030 Unfurnished 4030
SEMI-FURN Rooms/Apts Wkly/mnthly from $100/wk Utils/micro/fridge inc (303)931-7108
723 Kimbark St 2 bdrm, 1 ba, fenced yard, pets nego. $1000/mo Bill 303-776-0684
3 to 4 bedrooms and 2 baths
1 YEAR LEASE. 2 bdrm, 1 car att heated gar, fncd yd, hosp area. $900 + dep. Avail 5/1 303-776-9374. msg
CLEAN, secure, 10x20´ dry storage close to HWY 287 $100. Forrest (303)444-9555
3 BDRM, 2 BA in Berthoud 2 car gar, fncd bkyd, A/C, avail 5/1, $1300. 303-589-0211
Brand New Homes to Rent Starting at $849/Month!
• 1419 Red Mountain • 314 So Ridge Place Call PMP, 303-776-RENT
Garages/Storage Spaces 4070
2 BDRM, 1 bath, fncd yard, gar, all amenities, near Sunset golf course. $975. Pet nego. 303-828-4936.
Office Space 4100 Roommates 4120 500 to 2500 SF, can divide. Wanted
UNATTACHED ROOM for rent, $350/mo. + dep. Call (303)651-6291
• FREE Washer/Dryer & Carport • Wood-burning fireplace • Large balconies/patios • Approved pets accepted • MTM leases available • Within walking distance of shopping, restaurants & RTD • On line leasing available • One bdr, 1 bath starting at $749
Retail Space 4135 773 SQ FT- busy shopping center, 1116 Francis St, $825. Alert RE (303)776-5156
2400 17th Avenue, Longmont, Colorado 80503
Sun Homes At Eagle Crest 888-246-5232 www.4eaglecrest.com
Wanted To Rent
● 23 TELLURIDE PL 5 bdrm, 2 ba, frpl, 2 car, large fncd yd. $1500. Pets nego. Avail June 1st. Pennant Inv. (303)447-8988
● 917 SUNSET FOR LEASE on HWY 66, 2nd floor, 2 Bdrm, 1 bath, 10,000 sq ft w/ building, includes heat, wtr & trash. 26´ x 60´. $900 970-402-3381 New carpet. $675 No pets. RMG Realty, 303-772-4466 WAREHOUSE/SHOP I-25 North, Exit 245, 50’ x 60’, 16’ ceiling, 2 OH doors, 3-phase elect. Rent nego. 303-546-6881
Apartments/ Commercial/ Houses Unfurnished 4030 Industrial 4040
428 Newman Circle, Longmont, $162,500
This charming ranch style home features a formal living/dining area and large family room off of kitchen. The laundry room is conveniently located off of kitchen. Newer paint, carpet, countertops, light ﬁxtures & vinyl in 2006. The kitchen has a newer range/ oven, sink, hood & disposal. Mature landscaping with fenced yard & sprinkler system. Covered patio & screenedin for your enjoyment. 2 car attached heated garage. MLS# 624598 www.428newman.thegroupinc.com
Dacono- 3 bdrm, 2 full ba, new crpt, 950SF, 1/3 ac, fncd, W/D. $775 303-909-2404
Office Space 4100 2400 SF. professional office suites, 8 offices, waiting room, reception area, storage, all ground floor, plenty of parking. (303)956-1141 $250/month, 110-5000 sq. ft. 2432 Main, Four Seasons Realty. 303-875-1345.
Mobile 970.310.8804 Ofﬁce 970.223.0700 email@example.com
Times-Call / Home & Real Estate Weekly
Lots & Tracts 5100 1/2 AC bldg sites. Views, RV friendly. $65K. Finan avail. BGSW 303-435-4264
2 ACRE Building Site in Rainbow Lake Estates, Berthoud. HUGE price reduction! $89,000 Steve Conder, 303-514-3706 2 ACRE LOTS WEST OF BERTHOUD. Great Views! $149,900. Fred @ Four Seasons RE, (720)494-2133.
Frederick 5079 Firestone/Dacono Mobile/ 5130 Dacono- 3 bdrm, 2 full ba, Manufactured new kitchen, new carpet, 950SF, 1/3 ac, fncd yard, Homes/Spaces W/D. $85K (303)909-2404
A picture is worth a thousand words
Try a color classified picture ad today! Call for details.
AUCTION! 4/30/11 @ 10am 46ac Ranch w/water rights, Residences, 2 Parcels + machinery! 3192 Woodland Rd. LongmontProperty Auction.com WW-Auctions (970)221-4300 WWsells.com
✭ ✭Garage Town✭ ✭
1200 sq. ft of space to use as light business, storage of RVs, boats, cars, detail vehicles, 2 over head drs & people door, HOT & COLD wtr, elect, phone, int, etc. Call for details, $99,500
Heidi & Helena buy houses! $ SAVE YOUR CREDIT $ 303-725-8388 / 303-459-2711 Southmoor Park, 2500+ Sq. ft., 3 bed, 2 ba., ranch, recently updated, MLS#650283, 1502 Mayfield Lane, $209,900 303-652-8183.
1193 Twin Peaks Circle Longmont
Brick Ranch Home 5 Bedrooms and 3 Baths. Great NW location $384,000 303-589-4509
2 bdrm, new carpet/ gas furnace/hot water heater 55+ park $12K 720-340-6112 2 HOMES in Adult Park, under $15K, 303-682-9141. Roseaffordableliving.com
Brand New Home!! $69,900
Beautiful 3 bed 2 bath lot rent special! ● ● ● ●
Swimming pool Clubhouse Playground New fitness room Financing available Pet Friendly
Sun Homes at Eagle Crest 1-888-649-5616 4eaglecrest.com
* Expires 4/30/11
Buy it ... Sell it ... Find it ...
Classifieds classified ads get results very, very fast!
April 23, 2011
Four simple rules
for perfect exterior painting
If you want professional-looking results when painting exterior wood, approach the project as if you were a professional painting contractor. That means following four simple rules that come second nature to experienced painters, says Debbie Zimmer, spokesperson for the Paint Quality Institute. For the uninitiated, here are the four rules that great painters swear by. Prepare the Surface Properly According to Zimmer, this is where a lot of inexperienced painters go wrong. “It’s important to fight the urge to start painting as soon as possible,” Zimmer says. “Even the best paints can fail if they’re applied to a poorly prepared surface.” Before beginning to paint, clean the surface thoroughly. This can be done with rented power-washing equipment or by scrubbing with a long-handled brush using plain soap and water. Afterward, remove any remaining loose, flaking, or peeling paint by scraping or wire-brushing. Next, sand down rough edges on the old paint, as well as areas where the paint is glossy. Finally, brush off the dust and particles left from the sanding and scraping. Then sand and prime any areas where the wood is bare. Buy Top Quality Paint “To get the best-looking and longestlasting paint job, it’s important to use the highest grade of paint,” advises Zimmer. “On wood and many other exterior surfaces, top quality 100 percent acrylic latex paint is the best choice.” Because these paints contain more solids than run-of-the-mill paints, they form a
thicker, more durable paint film. What’s more, they hide better, so they’ll often conceal the old paint color in fewer coats, saving a lot of extra work ... and saving money, too. “Top quality 100 percent acrylic latex paints also have better adhesion, so they get a better grip on a properly prepared surface,” Zimmer says. “And they remain flexible, so they can expand and contract with changing temperatures. These attributes help top quality paints resist peeling and flaking, which adds to the life expectancy of the paint job.” Top quality 100 percent acrylic latex paints typically last 10 years or more, compared to three or four years for lower quality coatings, according to Zimmer. So, they are a much better value in terms of cost per year of service – no small consideration in these trying economic times. Use Quality Brushes and Equipment For the best results when applying top quality paint, use quality brushes and accessories, says Zimmer. “Better quality equipment makes the work easier and helps apply the paint in a thicker, more uniform coat for a better-looking paint job.” She advises homeowners to choose brushes that are well-balanced and springy, with multiple lengths of split bristles
packed tightly in a – to 1-inch thickness on a standard 4-inch brush. When working with latex paints, it’s important to use brushes with synthetic bristles – ideally, polyester. According to Zimmer, polyester bristles will hold their shape and maintain the proper stiffness regardless of the amount of water they encounter. Paint In the Right Weather Conditions After you have your quality paint and tools in hand, choose the right type of day to apply the paint. Doing so will enable the paint to form a tough, durable, protective film. Zimmer says it’s best to do exterior painting in mild weather, ideally when temperatures are above 50 degrees F, and when the wind isn’t strong. On very hot days, try to avoid painting in direct sunshine, since surfaces sitting in direct sun can be 10 to 20 degrees hotter than the air temperature. One way to cope with this and still keep the job moving is to paint on the shady side of the house. The four rules for perfect painting involve a lot of common sense and take a little self-discipline. But you’ll be rewarded with a beautiful, professional-looking paint job that will last for years. For more advice on paints and painting, visit the Web site of the Paint Quality Institute at www.paintquality.com.
April 23, 2011 Real Estate Transactions are supplied by Prospects Unlimited Inc., www.prospectsunlimited.com, 303-979-9536.
Longmont • Tim & Sara Betsch from Bank New York Mellon Trust, 1416 Whitehall Dr Unit 14h, Longmont, $152,000, condo • Rodney & Judith Vincent from William Brennan, 2201 Frontier St, Longmont, $235,500, home • Prudential Inc from Christian Buckley, 1442 Spencer St, Longmont, $200,000, home • Jean Meneu from Brian Childress, 4215 San Marco Dr, Longmont, $340,000, home • Jason Held from Benjamin Craft, 640 Gooseberry Dr Unit 507, Longmont, $171,000, condo • Clint Richards from Andrew Dalby, 313 Sumner St, Longmont, $207,000, home • Patrick & Kelly Dowlin from Deutsche Bank National Trust C, 1946 Chadwyck Ct, Longmont, $425,000, home • James & Natalie Knapp from Stephen Dratch, 5680 Boulder Hills Dr, Longmont, $400,000, home • Eric Wagner from Fannie Mae, 1718 Lashley St, Longmont, $147,000, home • Rachel Benson from Federal Home Loan Mortgage Cor, 1694 Judson Dr, Longmont, $198,000, home • Peter Dobelis from Thorsten Hauber, 930 Button Rock Dr Unit 102, Longmont, $155,000, condo • Ana Zavala from Hsbc Mortgage Services Inc, 706 Cameron Ln, Longmont, $149,900, home • Brian Drake from Ruth Littlefield, 903 Snowberry St, Longmont, $227,000, home • Sharon Gwin from Leanne Manchester, 1012 Sonoma Cir Unit F, Longmont, $188,500, condo • Matthew & Guillermina Massey from Shelly Martinez, 1652 Amherst Dr, Longmont,
$189,000, home • George Pittman from Colin Moore, 1903 Sundance Dr, Longmont, $470,000, home • Craig & Barbara Maccambridge from Daniel Najera, 1057 Townley Cir, Longmont, $115,000, home • Douglas Drumwright from Brooke Ollech, 2030 Amethyst Dr, Longmont, $577,000, home • John Siegel from Stephen Ray, 1758 Sumac St, Longmont, $198,500, home • Daniel Harthan from Aaron Rodriguez, 2184 Hackberry Cir, Longmont, $172,000, home • B D Borgmann from Shadow Creek Homes Llc, 1369 Armstrong Dr, Longmont, $328,000, home • Nelson & Mireya Abrego from Martha Sheperek, 617 Elliott St, Longmont, $169,900, home • David & Linda Benner from Mary Smith, 1433 Sherri Mar St, Longmont, $218,000, home • John & Juliene Vaughan from Karen Ward, 1916 Ute Creek Dr, Longmont, $240,000, home • Jeffrey & Diana Wilson from Wells Fargo Bank, 2030 Sunlight Dr, Longmont, $174,000, home • Berg LLC from 1400 Nelson LLC, 1400 Nelson Rd, Longmont, $500,000, home • Ashok & Aparna Pukale from Talal Aljader, 4622 Bella Vista Dr, Longmont, $335,000, home • Jennifer Condon from Anderson Family Trust, 1848 Stratford Ln, Longmont, $183,300, home • Robert & Tana Ewers from James Ball, 1002 Lee Way, Longmont, $175,000, home • Matthew Awsumb from Ann Whitehill, 7360 Mount Meeker Rd, Longmont, $319,500, home • Shirley Dodge from Sean Bell, 2980 Bellmeade Way, Longmont, $345,000, home • Sumana & Prachanda Shrestha from Boulder Creek Kingsbridge LLC, 1679 Venice Ln, Longmont, $201,900, home • Chris & Linda Cain from
Donald H Hernor Family Trust, 1805 County Road 26, Longmont, $300,000, home Berthoud • Isaiah & Rainia Anderson from Aspen Leaf Construction LLC, 1410 Mount Meeker Ave, Berthoud, $179,000, home • Joanna Kelly from Loretta Ann Holland Trust, 1214 Elm Dr, Berthoud, $150,000, home • Karen Heidelmeyer from David Shumpert, 6120 W County Road 4, Berthoud, $315,000, home • Gregory & Glenna Alexander from James White, 115 E Indiana Ave, Berthoud, $400,000, home • Brian & Isabelle Laak from Robert Bertolini, 706 7th St, Berthoud, $200,000, home • Louis & Carol Wasserman from Norma Boda, 836 Welch Ave, Berthoud, $139,500, home • Ruth Andersen from FRB Properties LLC, 205 Se 2nd St, Berthoud, $54,000, home • Resident & Courtney from Davin Helden, 1223 Aspen Dr, Berthoud, $184,000, home • Ryan Northington from Charles Finch, 920 E County Road 8, Berthoud, $300,000, home Dacono • Kelsey Stockton from Richmond American Homes Colo Inc, 3141 Meadowbrook Pl, Dacono, $236,900, home • Addie Combs from Mark Schwarz, 108 Glen Heather St, Dacono, $100,000, home • Bonnie Reed from James Vonderwahl, 1147 MacLean St, Dacono, $35,000, home Erie • Benjamin & Jillian Craft from Thomas Humble, 455 Hunter Ct, Erie, $235,000, home • Jasmin & Sadeta Mahic from Xu Wang, 412 Woodson Dr, Erie, $229,000, home • Boon Yeap from Gisele Luci, 1939 Windemere Ln, Erie, $222,000, home
Times-Call / Home & Real Estate Weekly
• Sally Lopez from Taylor Morrison Colo Inc, 1134 Zodo Ave, Erie, $356,000, home • Kevin Blankenburg from Taylor Morrison Colo Inc, 501 Powers St, Erie, $344,000, home • Robert Kalinowski from Taylor Morrison Colo Inc, 1138 Lasnik St, Erie, $355,000, home • Terry & Karen Miller from Taylor Morrison Colo Inc, 1149 Koss St, Erie, $313,500, home • Richard & Barbara Grant from Taylor Morrison Colo Inc, 1133 Zodo Ave, Erie, $310,700, home • Gena & Matthew Carpenter from Taylor Morrison Home Funding, 1137 Koss St, Erie, $272,000, home • Squirrel LLC from Highview Devl LLC, 5628 Highview Dr, Erie, $700,000, home • Thomas Humble from Eric Johanson, 1870 Alpine Dr, Erie, $415,000, home Firestone • Brian Madsen from Michael Packo, 5862 Mt Shadows Blvd, Firestone, $278,000, home • Brian & Crystal Aragon from Richmond American Homes Colo Inc, 4737 Sandy Ridge Ave, Firestone, $259,800, home • Actarus LLC from Rali 2006, 6140 Ulysses Ave, Firestone, $145,000, home • Wendell & Judy Ito from JJ Construction Northern Colo LLC, 5392 Remington Ave, Firestone, $216,500, home Fort Lupton • Affordable Inc from Deutsche Bank Natl Trust Co, 7303 Woodruff St, Fort Lupton, $44,100, home • Carlos Vidal from Fed Natl Mtg Association, 1638 Conestoga Trl, Fort Lupton, $147,000, home • Amando & Sadie Escarcega from Fed Natl Mtg Association, 609 Reynolds St, Fort Lupton, $51,000, home • Susan Lyons from Zachary Curtis, 908 Trapper Dr, Fort Lup-
ton, $79,900, home • Sure LLC from Fannie Mae, 1610 Conestoga Trl, Fort Lupton, $107,600, home Frederick • Todd & Eriko Musselman from Hunter Homes Corp, 8803 Welsh Ln, Frederick, $320,000, home • James Mint from Wells Fargo Bank, 5132 Mt Buchanan Ave, Frederick, $222,000, home • Francis & Penny Bean from Jason Dunnahoe, 7489 Hickory Cir, Frederick, $194,000, home • Marie Gonzales from Nancy Jones, 5326 Bobcat St, Frederick, $190,000, home • Bret Burke from Melody Homes Inc, 8156 Morning Harvest Dr, Frederick, $258,000, home • Fresco LLC from HSH Properties LLC, 7100 Miller Pl Bldg Unit 9-C, Fredreick, $75,000, condo Niwot • Paul & Marjorie Lipton from James Knapp, 8016 Dry Creek Cir, Niwot, $299,000, home • Alison Kuusisto from Meredith Russell, 9084 Niwot Rd, Niwot, $415,000, home Foreclosures – notice of election and demand • Borrower: Sopheap & Luon Somkhit, Lender: Chase Home Finance LLC, Amount: $90,934, Property: 1101 Sunrise Cir, Dacono, Filed: 04/11/11 • Borrower: Jorge & Lilian Misola, Lender: Citimortgage Inc, Amount: $114,101, Property: 314 7th St, Dacono, Filed: 04/11/11 • Borrower: Henry & Melinda Harris, Lender: The Bank Of New York Mellon, Amount: $323,091, Property: 1212 C W Bixler Blvd, Erie, Filed: 04/13/11 • Borrower: Alfred & Susan Gonzales, Lender: Wells Fargo Financial Colorado Inc, Amount: $292549,390, Property: 1982 Clark Ct, Erie, Filed: 04/13/11
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April 23, 2011