Home & Family | real estate
1.6 Million in Production PAIGE VIDRINE pvidrine@inglesafari.com Licensed & Insured Realtor Cell 337.660.4567
JOSHUA FLOYD jfloyd@inglesafari.com Licensed & Insured Realtor Cell: 337.263.5954
Office 337.478.1601 765 Bayou Pines East | Lake Charles, La 70601
the value of having title insurance The value of title insurance may not be immediately apparent to most first-time property owners. Even seasoned owners who have never encountered any contest to their ownership may find themselves asking why they’d want to pay for protection on property they officially own. Didn’t the title company research the history of the property thoroughly enough? Aren’t they protected by official city records? Sadly, as Ben Cormier of Landmark Title in Lake Charles explains, records are often spotty. “Sometimes people under 24 are left out [of the succession], but because they are forced heirs, they’re entitled to the property. Sometimes people who sign don’t have legal capacity. Sometimes it’s a matter of fraud: someone’s sold you something they literally don’t own. Sometimes it’s just because some things been misfiled in courthouse,” Cormier says. While these kinds of mistakes may seem rare, Cormier assures that they’re common and devastating enough that the one-time premium you pay to own it is negligible compared to the amount of protection and peace-of-mind it offers. “Title insurance is the only thing that guarantees you full protection in terms of actually owning your home completely and
Attorney Owned
Second Mortgages
Closing Services
Title Insurance
Deed Transfers
Title Searches
Lot Purchases
Best Prices & Service in town
Refinances
Phone: (337)477-8782 Email: info@landmarktitlelc.com
46 www.thriveswla.com
615 Clarence Street, Lake Charles, LA 70601 **AVAILABLE FOR AFTER HOURS CLOSINGS**
Thrive Magazine for Better Living
Fax: (337)477-8710 website: landmarktitleserviceslc.com
April 2016