Blueprint M&D Planning 1420 Cypress Creek Rd. Ste 200-191 Cedar Park, TX 78613 Tel (512) 335-6601 x 1 curtis@blueprintmtg.com Fax (866) 378-6983 www.blueprintmtg.com Prepared For:
TOTAL COST ANALYSIS Prepared by Curtis McNeill October 25, 2008
Jane Doe Divorce
Value Equity (%)
Program 1 1st Mtg 2nd Mtg $300,000 50.000 %
$300,000 30.000 %
Program 3 1st Mtg 2nd Mtg $300,000 20.000 %
Loan Amount Loan Type Interest Rate Term Closing Points APR
$150,000 Fixed 6.000 % 360 $0 0.000 % 6.000 %
$210,000 Fixed 6.000 % 360 $0 0.000 % 6.000 %
$240,000 Fixed 6.000 % 360 $0 0.000 % 6.000 %
$0 Fixed 0.000 % 360 $0 0.000 % 0.000 %
$899 $0 $899
$1,259 $0
$0 $0
$1,259
$1,439 $0 $1,439
$0
$0 $50 $625 $0
$0 $70 $625 $0
$0 $80 $625 $0
$0 $0 $0 $0
$1,574 N/A $1,574
$1,954
N/A
$1,954
$2,144 N/A $2,144
$0 0.000 % $0
$0 0.000 % $0
$0 0.000 % $0
$0 0.000 % $0
Principal & Int. Mtg. Ins.
Total P&I
Program 2 1st Mtg 2nd Mtg
Program 4 1st Mtg 2nd Mtg $0 100.000 %
Index Margin LifeCap Scenario First Adj Cap First Adj Mos Adj Cap Adj Month HOA Haz Ins. Prop Taxes Other
Pymt. Adjust. Adj Cap % Adj Cap (Mos) Recast Prd/Stop Max Balance
PITI Term Reduction
Total PITI Mo. Asset Accu. Asset Accum. Int. Rate Asset Accum. Open
N/A
$0 $0
NOTICE AND DISCLAIMER : The results above are based on (i) information provided by you, (ii) estimates of interest rates, your ability to save, your tax bracket, closing costs and other amounts, (iii) currently available loan programs and (iv) information and assumptions discussed with your advisor; all of which might change over time. If the information or assumptions are not correct or change, then the results above will change. Your advisor will provide additional information about costs, fees and other information required by state and federal law.