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The Village Breeze EDITOR Sheila J. Bethell MOBILE 0753 441 3055 SALES 01283 814214 EMAIL info@thevillagebreeze.co.uk VISIT www.thevillagebreeze.co.uk

Contents 3

HELLO and Welcome from your Editor ditor

4

LIFE BEGINS Rose-tinted Nostalgia

8

COOK Coconut Seafood Curry

9

BAKE Flag Pie

12

MURRAY CLARKE Watch This Space

14

GARDENING Creative Containers

18

ing HOME INTERIORS Brilliant Bathroom Lighting

19

LOCALLY Small Business Sunday Winners

20

MOTORING Electric Vehicle Myths Busted

24

FINANCE The Cost of Retirement

28

COFFEE BREAK Check out our latest sponsor!

29

HENRY HEDGEHOG Puzzle Page for Kids

30

WHAT’S ON In and around your area

DISTRIBUTED TO... Appleby Magna, Coton in the Elms, Donisthorpe, Linton, Measham, Moira, Netherseal, Oakthorpe, Overseal and Snarestone. DEADLINE FOR NEXT ISSUE... 5th June, 2018 SOLE DISTRIBUTION... Over 8,000 copies monthly.

Our cover image... With thanks to The Eco Edit website for our beautiful Springtime scene.

Welcome JUNE 2018 / ISSUE 81

H

ello again and welcome…

I can’t quite believe we are already half way throug through the year! As I write this column I’m gazing out of my window at g glorious sunshine, the evenings have now drawn out and are a delight. Which brings me to a request to you the reader, T Village Breeze distribution The te team is now looking for new rec recruits? Do you have some 6 ge See pa spare time? Are you a team player? Do you need extra cash? D you like to walk? Are you reliable? Do Are you a people’s person? If the answer to any A of the above is yes, then we would love to hear from you. If you would like to know more, then do give our team leader Riz a call on 07852 453664. Riz will be only too happy to give you further details. Distributors are wanted for Appleby Magna, Blackfordby, Coton in the Elms, Donisthorpe, Linton, Measham, Moira, Netherseal, Oakthorpe, Overseal and Snarestone - on a self-employed basis - a breath of fresh air may be good for you just now. The weather is lovely; and a little stroll around a village will bring the colour back to your cheeks. And the thought I will leave you with this month:“Life isn't about waiting for the storm to pass... its learning to dance in the rain.” Until next time…

Sheila

JUNE 2018 | 03


LIFE BEGINS

Rose-tinted “When I was young ...”; “In my time …”; “The good old days …”

Be honest. How often do you use expressions like this to talk about the past? Of course, there’s no harm in a little nostalgia; thinking back to the experiences we’ve enjoyed in our lives helps us hold on to our identities in this fastchanging world. But some would argue that constantly reflecting on the past makes it harder for us to appreciate the present or look forward to the future.

HOW WE MAKE MEMORIES Nostalgia is a wistful longing for the past. Hearing a song, visiting a place linked to your youth or seeing an object that connects you with happier times can result in a flood of positive emotions, but it’s often the memories made in childhood and as young adults that affect us most.

A study by the University of Leeds has revealed that our early memories are closely connected with the way we develop a sense of self. As children, and later as young adults, our strongest imprints develop around new experiences – that’s why, years later, we can recall exactly where we were, and who was with us, when we first tried something new.

SELF-DECEPTION OR ROSY RETROSPECTION? The French novelist and critic Marcel Proust wrote: “Remembrance of things past is not necessarily the remembrance of things as they were.” In order to fully enjoy our nostalgic memories, psychiatrists have found

Nostalgia

that our minds tend to blank out any details that might spoil the picture. This behaviour – known as ‘rosy retrospection’ – allows people to remember events in a positive light, even though they may have been less than happy at the time. In one study of this phenomenon, researchers found that a group of Disneyland visitors who complained about their experience on the day of their trip recalled it as a great experience when they were quizzed several weeks later.

While there’s clearly an element of self-deception at play when it comes to reliving past memories, research suggests that nostalgic thoughts can actually be good for you. A study carried out in America in 2013 concluded that reflecting on happier times provides comfort and improves our mental health, particularly when we are upset or unhappy. Researchers also discovered that far from being backward-looking introverts, people who enjoy thinking about the past believe they are more open to new experiences than many others.

KEEPING IT REAL Of course, not everyone dons rosetinted glasses when they reflect on the past. Joan Fraser – contributing to a forum discussion on the Silver Surfers website (www.silversurfers. com) writes: “Thinking back to freezing bedrooms, one bath a week, and times when we couldn't travel so widely, and women faced such a number of ridiculous restrictions, makes me appreciate the home comforts and freedoms I have”. But even Joan admits that she indulges in a little nostalgia from time to time: “I often also yearn for the people and places I loved so much; but this seems OK and natural, and doesn’t detract from me looking ahead and hoping for good (better) times ahead.” Perhaps the argument about whether it’s better to hark back or look forward is best summed up by 19th century Danish Philosopher Søren Kierkegaard, who wrote: “Life can only be understood backwards; but it must be lived forwards.”

Kate McLelland is a freelance copywriter, creative writer, scriptwriter and fundraiser 04 | THE VILLAGE BREEZE

KATE McLELLAND


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06 | THE VILLAGE BREEZE


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COOK

SERVES 4 • READY IN 50 MINS

Seafood Curry Coconut

Full of flavour, this speedy curry is great for a summer supper. Replace the asparagus tips with green beans or sugar snap peas, if liked. Serve with boiled noodles or steamed Thai jasmine rice.

YOU WILL NEED...

• • • • • • • • • • • • • • •

1tbsp vegetable oil 8 shallots, peeled and halved 2-3 tbsp Thai green curry paste (see Tip) 225g new potatoes, scrubbed and halved 1 large carrot, peeled and thinly sliced 400ml can reduced fat coconut milk 150ml vegetable stock 2tbsp light soy sauce 450g cod fillet, skinned and cut into chunks 175g fine asparagus tips Juice from 1 lime 200g cooked tiger prawns, thawed if frozen 2tbsp freshly chopped coriander Salt and freshly ground black pepper Chopped red chilli and fresh coriander leaves

HERE’S WHAT TO DO...

1 Heat the oil in a large deep frying pan over a medium heat and fry the shallots for 5 minutes until golden. Stir in the Thai green curry paste and cook for 1 minute. 2 Add the potatoes, carrot, coconut milk, stock and soy sauce. Simmer for 10 to 15 minutes until the vegetables are almost tender. 3 Add the chunks of cod and asparagus tips to the pan. Cover and simmer gently for a further 6 to 8 minutes until the fish is just cooked and beginning to flake. 4 Gently stir in the lime juice, tiger prawns and chopped coriander. Simmer for 5 minutes until the prawns are piping hot, then season to taste with salt and freshly ground black pepper. Serve in warmed bowls garnished with chopped chilli and coriander leaves. 08 | THE VILLAGE BREEZE


F lag

BAKE

SERVES 6 • READY IN 2 HOURS

Pie

This delicious sweet flan is great for an American-themed BBQ or summer party.

Pastry Case...

• 175g plain flour • 100g unsalted butter, chilled and diced • 2 tbsp caster sugar • 1 tsp orange zest • 1 medium egg yolk

Filling & Topping...

• • • • •

1 tsp vanilla extract 2 tbsp caster sugar 150ml double cream 150g blueberries 2 small bananas, peeled thinly sliced and tossed in little lemon juice • 12 strawberries, halved

• 200g mascarpone cheese

HERE’S WHAT TO DO...

1 To make the pastry, sift the flour into a large bowl and add the diced butter. Using your fingertips, rub the butter into the flour until the mixture resembles fine breadcrumbs. Stir in the sugar and orange zest. 2 Make a well in the centre and add the egg yolk and 1 tbsp cold water. Mix with a round-bladed knife to a rough dough, adding a few more drops of water if needed. Knead very lightly until just smooth, shape into a flat disc and wrap in cling film. Chill for 30 minutes. 3 Roll out the pastry on a lightly floured surface and use to line a 20cm loose-based fluted flan tin. Prick the pastry base all over with a fork. Chill for a further 20 minutes. Preheat the oven to 2000C/1800C fan/gas mark 6 and place a baking sheet in the oven to heat up. 4 Divide the mixture between the four dishes. Place on a baking sheet and bake in the prehea 4 Line the pastry case with baking paper then fill with ceramic baking beans and bake ‘blind’ on the hot baking sheet for 15 minutes. Remove the paper lining and beans and bake for a further 10 to 12 minutes until the pastry is crisp and golden. Leave to cool completely. 5 To make the filling, beat the mascarpone, vanilla extract and sugar in a large bowl until smooth. Gradually beat in the double cream. Spread the filling in the cold pastry case. 6 Arrange the blueberries, banana slices and strawberries on top of the filling to represent the American stars and stripes flag with a blueberry border. Serve immediately or chill in the fridge until required (only decorate with the fruit 1-2 hours before serving). JUNE 2018 | 09


10 | THE VILLAGE BREEZE


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SHORT STORY

I

Watch This Space

stare vacantly at the blank piece of white paper lying on my desk. The A4 sheet stares stubbornly back, goading me. Shakespeare, my puppy dog, lies snoozing at my feet. No help at all. “Oh dear – has your brain seized up?” the paper seems to say. Gillian pokes her head around the study door. ‘How’s it going, my love?’ she asks. ‘It’s not,’ I reply, despondently. ‘My mind’s a complete blank.’ ‘I’ve made you a nice cuppa, Julian,’ she says. ‘Help get your creative juices going,’ She places the steaming mug of tea on the desk beside me. ‘What have you done so far?’ I show her. At the top of the page, perfectly centred in the middle, I’ve neatly written just two words: “Page One”. ‘Absolutely brilliant!’ my wife replies, sarcastically. ‘That’ll wow them!’ ‘Think it’s got legs?’ I say, forcing a laugh. ‘What?’ ‘Oh never mind. At this rate, it’s going nowhere.’ ‘I’ll leave you to it, Julian. You’re the novelist.’ So saying, she exits the room. Don’t look at me like that, you nasty piece of paper. You think I’ve lost my touch, don’t you? But I’ll show you! I gaze out of the window. Looks like rain in the air. The leaves on the willow tree are blowing … Stop it! Don’t allow yourself to be distracted. Keep your mind on the job. I pick up my pen. I always write with a proper Parker fountain pen (a twenty-first birthday present from my late father) before typing the final draft on my computer. Now, where was I? I write the word: “Good”. There, I’ve started! But no, I’ve come to a grinding halt again. I grab the mug of tea and take a sip. My favourite Aston Villa mug. Now there’s a football team in trouble – haven’t been doing quite so well since they changed the goalie, have they? And that new mid-fielder? What’s he all about? ‘You’re useless,’ shouts the sheet of A4 paper. ‘Absolutely no ideas at all in that empty head of yours.’ ‘Shut up!’ I scream out loud. ‘Just give me time.’

‘Everything okay, Julian?’ my wife calls out from the kitchen. I ignore her, and thump my fist on the desk in exasperation. Shakespeare starts barking. The vibration causes the sheet of paper to jump into the air and flutter down onto the floor. Angrily, I stamp on it – the paper that is, not the dog! But then I regain my composure and return it to the desk top.

I look up at the ceiling. That crack is definitely getting worse. Must get it repaired. I know a man who could… Oh, this is hopeless! I pick up my fountain pen once more. Focus, man. Focus! I take a welcome breather to finish my tea. ‘Yeah, the Villa used to be a bloody good team.’ At this point, Gillian enters the room and looks down at the sheet of paper - now entirely covered by the dirty imprint of a size eleven shoe. ‘Still not finished?’ she says. ‘What’s the problem? No one would guess you’re a top-selling writer with several million book sales to his credit. Tomorrow’s a very important day for you – don’t forget that!’ ‘Every writer suffers from writer’s block from time to time,’ I moan, picking up the pen again. Then suddenly, as if inspired by my wife’s presence, the ink begins to flow. ‘Good afternoon ladies and gentlemen.’ A pause. ‘It is with a great sense of pride that I stand before you this afternoon to accept this prestigious award.’ Pause. ‘It is not every day that an author, like myself receives the Man Booker Prize for Fiction. I would like to begin by thanking my publisher, my wife, my golden retriever puppy, my …

Murray Clarke is one of our local contributors. Email: murrayclarke@btinternet.com 12 | THE VILLAGE BREEZE

MURRAY CLARKE


JUNE 2018 | 13


GARDENING

Containers Creative

C

OLOURFUL containers are a welcome sight in any garden, and pots, planters and troughs can transform a dull back yard or a gloomy terrace or patio. Plus, wacky and more unusual planters can easily be created with a little imagination and ingenuity. Plastic flower pots can be transformed by wrapping them in hessian. Available in a range of colours from classic pale brown to reds, greens and blues, it’s weather-tolerant and tough but looks great.

Plastic pots are more exciting with a bit of planting around the sides, so cut holes just over an inch in diameter at regular intervals around the sides to create a planter perfect for small bedding plants. Fill with compost to the base of the lowermost holes, add plants through the holes, add more compost to the next layer of holes and continue upwards, finishing off with plenty of colour on the top. Acrylic paints are ideal to colour a boring or discoloured container. Use a single colour to match existing garden features, or the colour of your front door or window frames, or design a pattern of wild, fantastic colours for a planted-up art gallery.

Mosaic tiles from your local craft or hobby store can be used to cover a container, or if time is short to just make a mosaic rim. Use rich colours to make a Moroccan style pot. Protect it when winter comes by placing it in a frost-free spot, unless you use the grouting adhesive used for swimming pools to make it more weather resistant.

Old tyres filled with compost make ideal planters, and can be stacked to make deeper versions. Trailing flowers – such as trailing geraniums – cascading over the edges give a really striking effect.

An aged wheelbarrow is great for a larger display or permanent planting. If there are no holes in the pan of the barrow, place a layer of gravel or stones in the base so that the compost does not become waterlogged.

An old wellington boot makes a stylish planter. Fill the foot and ankle area with gravel or grit for drainage, add compost and plant up the top. Acrylic 14 | THE VILLAGE BREEZE


PIPPA GREENWOOD

paints can jazz up a boring pair of wellies, but make sure the paint is dry before you start planting.

Old gardening, walking or work boots have planting potential too, and because they have heavier soles and are lower to the ground they are useful in a lesssheltered place. Plant up with bright bedding, or for a long-term display use a few house-leeks or sempervivums – their fleshy rosettes of leaves in shades of green and purple look great!

An old kitchen or bathroom sink can be put to good use; either remove the plug to provide drainage or fix it firmly in place with sealant to make a miniature water garden.

I’ve even seen a loo cistern packed full of trailing plants including blue and white lobelia and trailing silvery foliage plants. The mass of blue, white and silver made a great waterfall of colour from an otherwise boring water closet. Visit Pippa’s website www.pippagreenwood.com and you’ll find some great gardening items: Nemaslug, green controls for leatherjackets, chafer grubs, ants and greenfly, plus garden plant supports, raised bed kits, Easy-Tunnels, gardening tools, Grower Frames, signed books and more. You can even book Pippa for a gardening talk! JUNE 2018 | 15


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KATHERINE SORRELL

HOME INTERIORS

U

Brilliant Bathroom Lighting

Se a range of light fittings for a flexible scheme, for brisk morning ablutions to leisurely evening baths.

In the morning, you’ll need bright, efficient light in the bathroom but for a soak in the tub you’ll want soft, relaxing lighting. A lighting scheme for a bathroom requires careful consideration and should be planned at the same time as the plumbing, considering the availability and direction of natural light, who uses the bathroom, what for and when, and the overall style you require. It should be flexible and combine directional task lights with adjustable general background light – and using fittings suitable for wet and steamy conditions.

For washing, shaving and putting on make-up, it’s useful to install bright, ‘working’ lights above the bath, shower and

basin areas, with additional lighting for any remaining dark areas. Use mirrors to reflect light around the room and make it seem brighter. Allpurpose downlights set into the ceiling are neat, and small, directional lights on tracks are useful, too, and come in a range of inexpensive styles.

Mirrors and mirrored cabinets with integral lighting are a great two-in-one solution; alternatively light a conventional mirror with theatre-style bulbs all around or wall lamps on either side. When placing lights make sure the lights is even, and avoid a single, very bright light from above.

Supplement ceiling lights with LeD strips behind baffles or panels. Other ideas include: storage units incorporating lighting; uplighters in flooring; a remote control LeD colourchanging lamp; basin taps with a

BATHROOM LIGHTING REGULATIONS

water-activated LeD light; illuminated rainfall shower heads; and low-level lighting that comes on automatically when someone enters the room – great for night-time toilet visits. For real luxury, install two bathroom lighting circuits – one for everyday lights, and the other for ambient dimmable lights. Finally, candlelight is ideally suited to relaxing in the bathroom.

Bathroom lighting regulations are strict. The lights you choose must have a suitable IP (ingress protection) rating, which relates to how close to water the fitting will be. Typically, the room is divided into three zones. Zone 0 is inside the bath or shower, so fittings must be immersion-proof, rated at least IP67 and low voltage. Zone 1 is the area above the bath or shower, to a height of 2.25m from the floor, and a minimum rating of IP45 is required (though most shower lights are rated at IP65). Zone 2 is outside the bath and shower, reaching 60cm on either side and 2.25m from the floor; any area within 60cm of a tap is also considered within zone 2. Here, a rating of at least IP44 is required. Outside these areas there are no specific IP requirements, though experts recommend fittings with a minimum rating of IP20. You should always consult a qualified electrician. 18 | THE VILLAGE BREEZE


An Ashby De La Zouch based firm m has etail received a business boost from Retail st Entrepreneur  Theo Paphitis. Last week, Fabco tweeted Theo about theirr business during ‘Small Business Sunday’ and was one of six weekly winners to gain a retweet by Theo to his 500,000 Twitter followers.  The weekly initiative, set up by Theo in 2010, now has over 2200 #SBS winners and supports small businesses in the UK.. Business and retail entrepreneur and selfelfeeted confessed Shopkeeper, Theo re-tweeted Fabco’s message to his almost 500,000 followers f llowers fo and as a result, @Flooringandbed has as 100’s more followers and extra orders for their home interior, furnishing products, and they only won this recognition 2 days ago! They are also profiled on the #SBS website www.theopaphitissbs.com - that is  exclusive to all Small Business Sunday winners. Tony & Ed of Fabco said, “We’ve only been in business 3 1/2 years and have received fabulous support from the local people of Ashby and the surrounding villages, and It’s great to have support from

TTheo Th eo bbecause it’s been tough trying to raise our profile and Theo has recognised our hard our p work and helped spread the word about what wo we do to his following.” w

SSmall business champion and Ryman Stationery, Robert Dyas and Boux Avenue Chairman, Theo Paphitis, said: “We are thrilled to welcome new #SBS m members every week and highlight just how im important it is to support our small bus businesses here in the UK. My vision is that every everyone who has ever won an #SBS re-tweet f om me fr m becomes part of a friendly club; likefrom ind minded individuals who can share successes and learnings g The gs T e website Th web learnings. will also give a valuable profile to the winners chosen and I wish The Flooring And Bed Company - Fabco every success.” Anyone looking for a re-tweet from Theo should tweet him about their business on Sunday between 5pm and 7.30pm and include the hashtag #SBS. Six lucky businesses are re-tweeted every Monday at 8pm and then invited to enter their profile on the new website, attend the annual #SBS networking event and take advantage of the networking opportunities.

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C

Electric Vehicle

ONFUSION surrounds the running and operation of an electric car. Here, we try to clear that up.

You can’t boil the kettle while charging an electric car A National Grid report warned that home networks might struggle to cope with high-capacity car charging.

However, eV owners with a lowcapacity home network wouldn’t have a high-capacity charger, so there’s little chance of the network being overloaded.

EVs are more expensive than petrol and diesel cars Generally, the base price of an eV will be slightly more expensive, but manufacturers compensate by offering a generous specification so that with the government’s £4,500 zero-emission vehicle grant taken into account, they’re a pretty good deal, plus have low running costs.

What’s more, as eV technology becomes more prevalent, costs will reduce – the new Nissan Leaf starts at £1,500 less than the old one.

They’re more likely to catch fire in a crash Concerns about crash safety are

20 | THE VILLAGE BREEZE

Myths Busted

IAIN BETSON

MOTORING

largely driven by a couple of highprofile Tesla Model S fires in 2013.

The eV maker upgraded its underbody battery pack protection in 2014 but also noted that the odds of fires in its cars were “five times lower than those of an average gasoline car”.

You can’t drive them in car washes or when it’s raining Water and electricity don’t mix, so manufacturers carefully seal all of the electrified components to make sure there aren’t any problems using car washes, or driving or charging in the rain. You can’t go very far Most electric vehicles now have a range in excess of 150 miles, with 200 miles becoming the norm – and the average journey is less than nine miles.

There’s nowhere to charge them Long trips require a bit more planning, but charge point locator Zap Map indicates there are almost 15,000 connectors at more than 5,000 locations in the UK, with more added all the time.

Plus, rapid chargers can provide 80 per cent of charge in about 30 minutes.

The batteries don’t last very long Batteries do have a finite life but most

manufacturers offer battery leasing for a monthly fee and will replace it for free when needed. Others offer replacement warranties, with five- to eight-year cover the norm.

EVs are less environmentally friendly across their life cycle The energy required to build an electric car can make it less environmentally friendly to produce than a traditionally fuelled car. However, a Norwegian study quoted by the BBC estimates an eV is about 10 per cent better over its life cycle, and that will continue to improve.

Battery disposal poses a huge environmental issue It does, but the eV boom has encouraged lateral thinking to improve recycling rates, with companies taking used eV batteries for use elsewhere, such as home energy storage.

They’re boring to drive Modern electric cars can be genuinely fun to drive, particularly thanks to the high-torque motors, which make acceleration brisk.

Tesla takes this to extremes with its Model S, which reaches 60mph in less than three seconds – comparable to the new McLaren Senna supercar, with its petrol-powered twin-turbo V8.


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FINANCE

T

The Cost of

Retirement

HeRe’S a general consensus in the press that, to live comfortably in retirement, you need a pension of at least £20,000 a year. Where you live obviously makes a difference to the costs, but in general, people’s idea of what constitutes a ‘comfortable’ retirement also differs. So, if like many people you’re unsure how much you’ll need in retirement, how can you find out? The first step is to look at your essential expenditure such as mortgage or rent payments, food and heating, and only then think about the ‘nice to have’ aspects of daily life that do make it more comfortable.

Focus on your expenditure initially Rather than obtaining pension statements and forecasts first, it’s a good idea to calculate how much you’ll need for the essentials in retirement, taking into account what your circumstances might be in the future rather than now. If you pay your bills by direct debit, have a look at your bank statements for regular household outgoings such as mortgage, utilities, council tax and house insurance. Then you can factor in the cost of emergency repairs such as boiler or car breakdowns. The total is the sum you’ll need to cover using a guaranteed income. After this, consider the items that aren’t essential, but that you wouldn’t necessarily want to live without – a TV package, for example, or high speed broadband. Lastly, factor in the activities that would be nice to enjoy, such as eating out regularly or going to the theatre.

Pension forecasts and statements Once you’ve calculated your expenditure, you can obtain a state pension forecast from the gov.uk website. Work and personal pension statements should be available by phone or in writing from your pension provider(s), and there are also a number of online ‘pension calculators’ that give you an idea of how much you might receive. Don’t forget any benefits that you could be eligible for in retirement – pension credit, for example. If you have savings or investments, you can also include these in your income projections. What expenses will you save in retirement? • If you’re currently supporting your family or making mortgage repayments, these expenses may not be relevant once you retire. Not having to commute to work is also a significant cost saving for some. • Many people choose to downsize their property in retirement – if this is on the cards for you, it would release a lump sum of cash to pay off any debts you have remaining, invest for an income, or to pay future house maintenance costs, for example. • Downsizing might also naturally free up money on a monthly basis, thanks to the reduced heating bills and maintenance issues of a smaller property.

So now you’ve got all the figures you need, how do you access your pension pot when the time comes?

Pension freedoms The pension reforms that were introduced in April 2015 give you much greater choice in the way you access your pension pot. Prior to this, an annuity had to be purchased which provided a guaranteed income for life. Although this option remains available and is commonly used, it’s no longer the only one. With professional pension advice, you can maximise your pension savings whilst also ensuring you avoid the significant pension pitfalls that now exist.

Pension mistakes that could jeopardise your retirement Do you have enough ‘qualifying years’ for the full state pension? You currently need 35 qualifying years of National Insurance contributions to receive a full state pension. You can check for any gaps in your National Insurance record by requesting the state pension forecast mentioned earlier, available via the gov.uk website.

Could you outlive your pension savings? It’s possible that you could outlive your pension savings if you take out too much money too early. It’s crucial to seek professional help on the most tax-efficient ways to access your pension, so you don’t risk reducing its value unnecessarily. An additional issue is that you don’t know how long you’ll live for, whether you’ll experience health problems in the future, or if other external circumstances could drain your savings over time, so it pays to be cautious with all your estimates and assumptions.

Beware pension scams One of the downsides of the new pension freedoms is that con artists have been able to swindle people out of their hard-earned pensions. Scams such as those offering tax-free transfers to dubious investment schemes, or suggested legal ‘loopholes’ that allow you to avoid paying tax, have been widespread in recent years.

Bad money management Life expectancy is increasing all the time, and although you could gain access to your entire pension, without managing the money efficiently, you could also lose the whole lot.

So essentially, there are three factors when it comes to thinking about money in retirement:

• How much money you’ll need to live on each month. • How you’re going to achieve this level of income. • How you’ll manage your money.

With the help of pension professionals, and the facts and figures at your fingertips, hopefully you’ll make the most of your long-awaited retired life.

Alison Runham is a freelance copywriter for more see www.alison.runham.co.uk 24 | THE VILLAGE BREEZE

ALISON RUNHAM


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on WHAT’S

FAMILY FUN DAY & FOOD FESTIVAL 2nd June Sideley Park, Kegworth. ONe KeGWORTH brings you the 3rd Annual Family Fun Day & Food Festival. Food stalls plus Ready Steady Cook, Animal attractions and entertainment for all ages. Vintage Tractors and fairground rides. More info at hello@ONeKeGWORTH.co.uk

ASHBY DE LA ZOUCH FAKE FESTIVAL 2nd June Fake Festivals present the Ashby De La Zouch Fake Festival featuring tributes plus local support bands. All held inside the Fake Festivals marquee with a licensed bar and fenced food and entertainment garden area. For further information visit http://www.fakefestivals.co.uk

CROQUET OPEN DAY 5th June, 4pm-7pm Ashby Croquet Club, Moira Miners’ Welfare sports ground, Bath Lane, Moira DE12 6BP. A chance for visitors to try croquet free of charge, with an introduction to the basics of the sport from members of Ashby Croquet Club and a friendly game or two. Please wear trainers or flat-soled shoes. Children are welcome if accompanied by an adult.

HICKS LODGE WALK FOR CARERS 6th & 7th June Hicks Lodge Lake, Willesley Woodside. If you spend time looking after someone and could do with a breath of fresh air and company, why not join us for a gentle walk and friendly chat around Hicks Lodge Lake, Willesley Woodside. Dogs Welcome. Cuppa and cake afterwards at the Cafe. Car parking is charged on site at £1 for an hour or £3 all day. Register your interest or meet

at the cafe on the day. Mel from ageuk and Rachel from NWLDC will meet you there. Please call 01530 83300 / 07738820967

FAMILY FUN FETE 9th June, 11.30am-4pm Newlands House, Main Street, Netherseal, Swadlincote, Derbyshire, DE12 8DA. Battle of Britain Memorial Flight, Live Music, Craft Stalls, Fun Dog Show, Brids of Prey, Punch & Judy, Refreshments. See page 26 for al the details. CASTLE DONINGTON FARMERS MARKET 9th June, 9am-12.30pm The Community Hub (was the Tudor), Bondgate, Castle Donington, DE74 2NR. Second Saturday of each month.

THORNTON OPEN GARDENS 17th June The Village of Thornton is delighted to invite you to its Open Gardens 2018. You may know us for our reservoir, but why not visit our village? As well as visiting the various gardens, there will be cream teas on sale at the Community Centre and drinks at our historic Church of St Peter. Admission is by programme (£3 per adult – accompanied children free) and the programmes will be available on the day from the Community Centre (where there is parking), the Church or any of the participating gardens. Proceeds for this event are for the maintenance, restoration and improvement of our beautiful, historic village church.

PRIZE BINGO NIGHT 23rd June, 7.30pm Netherseal Sport Club, Netherseal. Meat and Cash Prizes, 2 x Snowball and lots of Raffle Prizes to be won. Cob’s available from the bar.

RUNFEARLESS - OBSTACLE & MUD RUN 23rd June Ancient Donington Park Estate. Brand new Obstacle, Mud & Water Run! RunFearless is set within the stunning Ancient Donington Park estate. Take on the estate's untouched marshland, and put your mental and physical strength to the test on the Fearless Obstacles! When the mud has washed off, it’s time for the Apres-Mud afterparty hosted at RunnerFearless’s village pub - The Muddy Arms. With DJs playing into the evening, and Skully’s Ale flowing, it’s set to be one hell of a party. Why not book a pitch at Base Camp where you can enjoy top notch camping facilities, and have breakfast at the Base Camp Grill in the morning! For further information and to book a place see the website:  https://runfearless.co.uk/

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The Village Breeze - June 2018  
The Village Breeze - June 2018  
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