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Pinfold Furness’ Free Magazine




07967 884 719

Issue 15 April 13




ADJECTIVE belonging to a place or small area

01229 463146

Bryan Redhead & Co. Ltd


As professional accountants we offer tax and accounting services that you would expect which run alongside many others. Please take time to review our services. If you require more information or would like to arrange a free consultation please contact us. We look forward to working with you. Accountancy and book keeping Taxation • Payroll • Company secretarial Fee protection insurance • Business Start ups and advice VAT • Limited Company Formations Market Street, Broughton-in-Furness, Cumbria LA20 6HP

T: 01229 716778 F: 01229 716931 Email:

Distribution now 7000 per month The Pinfold has some exciting news this month. We are increasing our distribution to 7000 to reach more homes in Ulverston, Penny Bridge and Backbarrow. I should like to thank everyone who has supported The Pinfold and help create this opportunity. I shall continue to expand and hope to increase distribution even further in the near future. This months issue is jam packed full of local businesses with a wide range of offers to suit everyone, and next months issue is filling up fast already - which is great! So, if you would like to be a part of the May issue, please do not hesitate to contact me - I am always available. I would like to thank Lorraine Oates, Powder & Paint Photography for the editors photograph.


07850308132 @ ThePinfoldLocal on Twitter

Contents.. Furness Bach Choir


What’s going on in April?

6 8 9

The Happy Hen Company

Arts and Crafts Market at the

Wellington Pub

10 12

Osteopathy with Caroline Rowland Have you received a letter from

HMRC that tells you about Real

Time and haven’t a clue what it is??

16 18 20 22

Carbs and Sugars make you Fat! Financial Protection for Travel

Little black dress challenge: 40 dress

Suzanne Edgley’s Hot desk



The Furness Bach Choir Furness Bach Choir is one of the leading choirs in the South Lakes and Furness area.A chamber choir, it specializes in the performance of early music repertoire from Monteverdi to, naturally, Bach, but also ranges further through time, with performances of Mozart, Vaughan Williams, and some contemporary work, including pieces especially written for the choir. Our next concert, for example, features a setting by the choir’s Musical Director, Anthony Milledge, of A Shepherd’s Vespers, a poem by choir member and farmer, Ross Baxter, alongside Rachmaninov’s All Night Vigil. This is a programme we first performed last November, which proved popular enough to warrant an encore! This time we are taking it to St Oswald’s Church in Grasmere (April 27th)

By contrast our most recent concert, in Dalton, featured work from the Italian Baroque, including Monteverdi’s Beatus Vir and Handel’s Dixit Dominus (Yes, Handel, but he was in Italy at the time!) Clearly under Anthony Milledge’s expert guidance the choir has developed considerable versatility. Alongside this he has been keen to develop a balanced and appropriate choral sound for the repertoire. In order to match this, the choir now uses soloists drawn from its own ranks, and this has revealed some impressively talented voices. You can find out more about what the choir is up to on our website


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What’s on during April?

Wednesday 10 April - St Mary’s Hospice Grand Variety Show Victoria Hall Theatre, Main Street, Grange-over-Sands, LA11 6DP. Tickets £9 each. Available from Victoria Hall Box Office 10am to 5pm Monday to Friday To reserve tickets call 015395 34026 / 32375 Saturday 13th April Tommy Smith Youth Jazz Orchestra 2013. TSYJO will be joined on stage by up-and-coming sax player Jess Gillam who has been described by Snake Davis as "one of the best young sax players in the UK". Tickets: £15 and £13 Coronation Hall, 01229 587140

Saturday 27th April Outdoor Trade Show 10.00-5.00pm, Meet the Backpackers 2-3.30pm The Outdoor Trade Show gives the opportunity to browse and purchase from suppliers Alpkit, Backpackinglight, Expedition Foods, Cicerone Press nd the Backpacker's 'Club Shop'. Ford Park, Ulverston. Also - Great opportunity to meet members Sean Putnam and Tim Jayes of the Backpackers Club. Of interest to anyone wanting to know more, how to pitch a tent, kit choice,how to pack lightweight, how to cook outdoors and much more... Admission: £1 Ford Park, Ulverston

Saturday 27th April - Monday 6th May. Ulverston WalkFest 2013. Ten days of walks, talks and entertainment. 35 walks of historical and special interest, 1 mile to 9 miles, easy to hard. Walk Programmes available to download from the website or Ulverston Tourist Information Centre, Coronation Hall. 01229 467721 Tuesday 30th April, Illustrated talk by local travel writer Paddy Dillon. Keen long-distance


64 Monument Way Ulverston LA12 9SY



hiker, hill walker and world-wide traveller Paddy Dillon presents an illustrated talk about his latest guide book, ‘Cumbria Way’ which is now available from Sutton's Books in Ulverston and signed copies available on the night. The Williams Room, Coach House, Ford Park, Ulverston. £4 at the door 7.30pm


Wed, 10 April, Gen II's Furness Skills Centre, Lightburn Trading Estate. UBA is holding one of its regular business networking events with two guest presenters- Janett Walker, Progression Solicitors 'What to expect in employment law – 2013', Julian Healey & Ian Wright of Winning Pitch 'GrowthAccelerator – the faster way to growing your business' to Fri, 12 April, Pink Link Ladies 9:30am – 11:30am Meetings are held on the second Friday of each month at Abbey House in Barrow-in-Furness and are ran by Tracy Irwin. Contact to join

Fri, 12 April, Millom Network Centre in Salthouse Road, 8am – 9am ENTREPRENEURS hungry for new ideas are invited to the next meeting of Millom and District Business Breakfast club.For more information go to the meeting on Friday or phone Paul Stewart on 01229 719650.

Tues, 23 April - Leadership Masterclass (Free of charge), Coronation Hall, 10am to 12pmThe Centre for Leadership Performance in conjunction with UBA invite you to a Leadership Masterclass with Guest Speaker - John Peters, former RAF pilot, best-selling author and performance coach. For further information or to book a place, please contact the team on 01900 609160 or email:

BNI Barrow in Furness. We meet weekly on Fridays 6.45am at: The Custom House, 1 Abbey Road Barrow-in-Furness LA14 5UF Call Chapter Director Scott Gomersall on 01229 838567 to let us know you will be visiting.

BNI Lakeside. We meet weekly on Wednesdays 12.00pm at: Newby Bridge Hotel, Newby Bridge, LA12 8NA Contact Helen Penny on to let us know you will be visiting.




Beth has been away training towards her City & Guilds Level 3 Dog Grooming Diploma and is now back and ready to take on all breeds and clips. We offer a comprehensive service which includes Bathing, Grooming , Clipping, Nail Clipping and general well being checks.

We also offer a half-day pamper session: this includes a walk and a play in the paddock followed by a bath, a groom or a clip and then a blow dry to finish. Now that spring is just around the corner, time to think about getting your dog's winter coat clipped off and or having a trim or bath ready for the warmer day's. Appointments Only Monday To Friday 9am to 9pm

Contact Happy Houndz on 015395 30084 for further information or go to our website. Waterfall Cottage, Backbarrow, Ulverston, Cumbria. LA12 8PX Tel: 015395 30084 Mobile: 07847970906


Here at The Happy Hen Company, we are a small family run company and supply the best quality breeds of hens, geese, ducks and various poultry products – so whether you are experienced enthusiasts, professional breeders or new to keeping chickens we can provide everything you need.

We have custom-made hen houses, feeders, drinkers and health products and are suppliers of POL Pullets L/F from 17 weeks. We breed, incubate, hatch, grow, worm & vaccinate our birds to ensure the highest quality and can deliver our own birds and goods at very reasonable prices. You are really welcome to visit us, between 8am and 6pm every day - please call us first.

We also build our own hand crafted hen housing and can design to your personal requirements - just call Joe for details. We sell free range eggs - contact Fleur, our egg lady, on 07901944496 for pick up or delivery.

Whatever you need the Happy Hen Company can help – starter packs are available which include everything you need when first keeping chickens:- a poultry house, 4 pullets & bags of feed, grit & bedding, feeder & drinker.

We also make various hand-crafted Poultry arks, houses and runs – a large selection of Hens, Bantams, Geese, Ducks and Turkey pullets available now Please contact us for more details on your requirements.

The Happy Hen Company

All visitors please book in advance by telephone.

Tel: 015395 31686 Mob: 07981940020 or 07972612059 Email: Waterfall Cottage, Backbarrow, Ulverston, LA12 8PX



he town of Dalton has been allowed to hold a weekly market for almost 800 years since the town was awarded a Royal Charter in 1239.

In an attempt to revive the tradition, build the community spirit of this historic town, and bring more business into the town, The Wellington Hotel on Market Street is the latest venue for a “Dalton Market”.

A number of customers of The Wellington had mentioned the fact that there have previously been markets in the town and the current landlord decided to utilise the space at the front of the hotel to try and rebuild this tradition.

Richie says that the aims of the venture are quite specific. “First and foremost we want simply to reintroduce the tradition of a market to the town, and thus bring more visitors to the town. We want to offer the local population, and those visitors, goods and services that are not currently available in

Dalton and we also want to provide a very cheap vehicle for small, local, home based businesses to get a head start.”

The grand plan is to hold a market EVERY TUESDAY and EVERY SUNDAY but the most important thing is to actually get it kick started and that’s why we have decided to go with the first and third Sundays each month and then to build from there. Currently there is interest from about 25 businesses but only a firm commitment from 8, so if you are a small arts and crafts business, living in the local area, then you are welcome to contact Richie on 01229 462406.

Osteopathy with Caroline Rowland

The longer evenings will be here soon, so if you're itching to get gardening, running, or walking on the beach, you'll want to feel flexible, full of vitality and free from pain.

Osteopaths work to restore the musculoskeletal system of the body and the interrelationship of the body’s structures to a state of balance, providing pain relief and optimum health and vitality.

Osteopathy uses many diagnostic procedures used in conventional medical diagnosis. Its main strength however lies in the unique way the patient is assessed and treated through considering the mechanical, functional, postural and lifestyle aspects of the patient.

Caroline provides professional, caring, safe, effective osteopathic treatment for all ages and lifestyles – from newborn babies to the elderly, construction workers to office staff, pregnant mums to athletes, and everyone else in between. If you, or anyone in your family, or an employee, has a condition which is affecting


their daily activities or work – including any unresolved injuries, or unexplained muscle aches and pains, osteopathic therapy could provide relief. Osteopathy is an established primary healthcare system of diagnosis and hands on therapy for a wide range of conditions

• Back and Neck pain including lower back pain • Sciatica, 'trapped nerves' and pins and needles • Muscle aches, strains and pulls • Arthritis and arthritic pain • Hip, knee and joint pain • Sinus and jaw problems • Frozen shoulder, tennis and golfers elbow • Sports injury and rehabilitation • Prenatal pain, postnatal rehabilitation • Newborn feeding and sleeping problems

Caroline's clinics are in Ulverston and Kendal, so please call her on 07788 150500 to book an appointment or to find out if Osteopathy would be suitable for your condition.

82 Duke St, Askam-In-Furness, LA16 7AD

OPEN Monday through to Sunday 5 - 11pm

Sample the excellence

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Have you received a letter from HMRC that tells you about Real Time and haven’t a clue what it is?? each company until they submit their P35 at year end, this way HMRC will be able to pursue late payments of PAYE Liabilities more effectively, this will also reduce Universal Credit fraud as HMRC will know how much each employee has earned constantly and how many hours a week they are working.

The plus side to employers is that there will be no need for P35’s P14s. The new system will also simplify starting and leaver processes.

I am self employed do I need to do anything?

If you are a sole trader then No, this only applies to those using the Pay as You Earn scheme, (however if you are a director of a company it does apply to you)

More than 2000 employees were submitted I currently do manual wages, how can I with NI number of AB123456 in 2010, RTI will submit under RTI? stop this, are you ready? If you have 9 or less employees HMRC have Real Time is the biggest thing to happen to brought out a “Basic Payroll Tool” that you can payroll since 1947 and will affect every submit through so that you do not need to employer in the country – from the huge buy a payroll software. multi-billions pound revenue companies to I currently use the HMRC portal to do the local shop with one shop assistant. my payroll, will I still be able to use this? At present HMRC collect payroll data on an annual basis when the employer submits the No this services is being removed from the P35 between 5th April and 19th May. This website, you need to use the above scheme is to be scrapped and every employer mentioned ”Basic Payroll Tool” or find a is going to have to submit to HMRC, payroll company. electronically, however frequently their payroll TI Payroll & Accounting have over 20 years’ run is. experience in payroll legislation and are front The main reason for this is at present HMRC runners in the new Real Time Legislations do not know how much PAYE is owed from coming into force.


Benefits of outsourcing your payroll to TI Payroll and accounting: • Experience of providing the kind of services you need. • Support to help you with any queries you may have about this most complex area of operation. • Reliable technology to make the job as efficient as possible. • The flexibility to meet your needs over time, as requirements change and business grows. • Clear, easily understandable pricing, unlike many other providers, which means you get the best value for money. Payroll administration: • Weekly or monthly calculation of PAYE • Computerised payslips • All inland revenue forms (ie P45’s and P46’s) All Pay related benefits dealt with including: • Holiday Pay • Sick Pay • Maternity and Paternity Pay • Pension • Tax & Working Tax Credits • Disability • Student Loan • CSA Assessments All this with: • Monthly Fees for easy budgeting • No set up charges • No year end costs • Unlimited starters and leavers • More competitive than in house payroll costs For further information please do not hesitate to call 01229 498487 or email


NAAZ FUllY lICeNSeD TANDOOrI reSTAUrANT 15/17 QUeen street Ulverston CUmBriA

01229 588947 Ulverston’s finest curry house

opening times:

Monday to Sunday Lunch 12 - 2pm Evening 5.30 - 11.30pm

Home Delivery £1.50 (6 mile radius)



• Self contained first floor town centre offices now available

• Newly refurbished offices from under £50 per week inclusive

• Minimum 12 month commitment

• First month rent free for limited time

• Free use of meeting room for tenants

• • • • •


Workstation rental in shared office Access to meeting room for client meetings Use of in-house wi-fi Complimentary tea & coffee 1 hour free business mentoring


£150 per month all inclusive for 3 months minimum 01229 480485 or 07554 117925



Carbs and sugars make you FAT! Weight Loss Challenge What Are Carbohydrates?

Carbohydrates are one of three macronutrients, with fats and protein being the other two.They are made from a combination of carbon, hydrogen and oxygen hence the name ‘carbo’ (meaning carbon) ‘hydrate’ (meaning water which is made from hydrogen and oxygen). Carbohydrates are your body’s primary energy source. Carbohydrates that are consumed but not immediately used are stored in the liver and muscles as glycogen and the rest is stored as FAT around the body.

sugar levels become low your pancreas stops releasing insulin and starts releasing glucagon. Glucagon is a hormone that helps your liver convert stored glycogen back in to glucose and release it in to the bloodstream. If your glycogen stores become depleted your body can then convert protein and fat in to glucose through a process called gluconeogenesis. However, this is a much more complicated and inefficient process. On top of this fat’s primary function is to help protect the cells and vital organs whilst protein’s primary function is to help repair and build them. If your body uses these macronutrients for energy then they cannot perform their intended functions properly. For these reasons carbohydrates are your body’s preferred energy source.





Carbohydrates are your body’s primary choice when it comes to getting energy. When you eat carbohydrates they are broken down in your digestive tract and then released into the blood as glucose which causes blood glucose levels to rise. The rate and speed at which they rise depends upon the type of carbohydrate ingested. Eating simple sugars causes glucose levels to increase rapidly whilst eating complex sugars causes sugar to be released in to the blood in a more controlled way and keeps glucose levels stable. When your blood sugar levels rise your pancreas releases insulin, a hormone that helps your cells take glucose from the blood and either use it for energy, store it as glycogen or store it as fat.As your body’s cells take glucose from the blood and your blood


So far I have explained the different types of carbohydrate and also how your body uses carbohydrates in class.With the exception of fibre, oligosaccharides and resistant starch all carbohydrates end up being broken down in to sugar (glucose) which then provides your body’s cells with energy. So if they all end up as sugar why should you worry about which type of carbohydrate you consume? Well although all carbohydrates eventually become sugars some are digested a lot more quickly than others. Carbohydrates that are easy to digest are released in to the blood rapidly and cause a quick surge So which carbohydrates should I include in my daily meals if I want to lose some stored fat to reduce my weight and be healthy?

Vegetables, lots of them we often refer to 7-9 veg and fruits each day, lets break that down. 2 fruits as they tend to be higher in sugars and therefore calories and cause the body to release large amounts of insulin so not too many. 5 veggies that “grow” above the ground, ie cauliflower, broccoli, leaks, cabbage, spring greens,

salad veggies, onions, lettuce, peppers, celery, tomatoes, cucumber, the list is endless 2 portions of ground vegetables such as carrots, swedes, turnip, parsnips, we eat less of these because they are starchy and more likely to restrict weight loss if you eat too many of them. Beans and pulses 1 or 2 portions and remember to keep active to use the energy they are creating.


Carbohydrates are an important element in the diet, and many of the foods that are rich in carbohydrates are also rich in fibre and phytonutrients. Good carbs are simply fruits, vegetables and some whole grains. Carbohydrate needs should be met first by consuming five to nine servings per day of diverse and colourful fruits and vegetables, which provide a wealth of beneficial substances. If more carbohydrates are needed, they can be supplied by whole grains and legumes (e.g., beans). A low-carbohydrate diet restricts carbohydrate grams to such a low level that individuals consuming these diets cannot benefit from the many health benefits of fruits and vegetables and as you know we encourage you to eat lots of vegetables, salads and some fruit. I have just received my 10 year pin from Herbalife and a wonderful letter thanking me for helping my community for 10 years, I have been looking back at the results that some of my clients have had and the diversity of my clients

Tony one of first customers lost 12 stones and changed his life, a mother of 5 lost 4 1/2 stones in the 1st ever weight loss challenge in the UK and celebrated with a makover and photo shoot, what a great day we had. I've had athletes, boxers, body builders, NHS consultants, nurses, worked with the formula woman racing team. Had Herbalife babies from 2 clients who fell pregnant after losing weight to go onto IVF programs and so many more wonderful people that I have had the pleasure to work with.

Many of these people have gone on to be VIP clients and have continued to use Herbalife in their everyday lives for many years at a discount, some have gone on to be distributors and wellness coaches helping their communities. To celebrate my 10 years I am going to be hosting a number of events for my community and clients old and new. Feel good food nights, Healthy active lifestyle days Healthy breakfast mornings, Fit clubs VIP events. The first of these is an introduction to Herbalife in Windermere Thursday 4th April 7.30pm Wellness coach training day Saturday13th April 9.30am - 4.30pm New Weight loss challenges in South Lakes starting after Easter You are welcome to join me, watch out for details of these events. 015395 60313 Facebook Linda Stott


Sharon Matthews

for all your travel needs

01524 761480

As we are officially on our way to summer it’s now a peak time for customers to be thinking about booking their summer holiday. Financial Protection can be very complicated so I thought it would be useful to give you some advice on what is protected when booking your holiday. In a recent survey* conducted by Travel Counsellors it was revealed that financial protection is important for 85% of holidaymakers when booking their holidays but a massive 80% are confused about whether their money is safe. People are putting their hard earned money at risk as they are not fully aware if their holiday is protected or not. As a result,Travel Counsellors has devised an online tool to help consumers understand the now highly confusing situation.You can view this tool via this link and click on Am I Protected? The tool will enable consumers to see exactly what is protected when they book their holiday, whether it is flights only on a low budget carrier or a fully packaged holiday. Travel Counsellors has been so concerned by the current travel industry’s financial protection system it set up its own financial trust six years ago so that anything anyone books through the firm is financially protected. I am very proud to be part of a company that takes its customers’ financial peace of mind so seriously. It’s reassuring that I can tell my customers that their money is 100% financially guaranteed. Until next month, Have a very Happy Easter Best wishes,


*Consumer survey of 2000 people commissioned by Travel Counsellors.



L it t le B la ck D re ss C ha lle nge : 40 da ys… .1 dre ss! !

‘little black dress: noun, informal, a woman’s

short or medium-length black dress suitable for almost any social engagement.’ Previously for the Pinfold I put my favourite Little Black Dress by Earth Kind Originals to the Week in the Life of Test. A black dress is the closet superhero that knows no boundaries and is not lost on any occasion and this particular dress is as comfortable as it is useful so wearing it for 7 days was a piece of cake.This year, I decided to challenge both myself and my EKO dress to 40 days of wear for the period of Lent. Regardless of religious leaning, observing the 6 week period running up to Easter with a personal challenge is great for the soul. Your effort of abstinence or commitment to your challenge will force you to focus and allow you to reflect and oftentimes as I found out, will lead to unexpected creativity. EKO’s Little Black Dress is available at Two by Two Ulverston for £65….. it can go the distance. Go online to to view the full 40 day challenge! 52 Market Street Ulverston LA12 7LS 01229 480703


In contract? Paying too much? Break free! Locked in a contract for your phone, internet or energy services? Want a better deal but can’t escape? The Utility Warehouse Discount Club offers guaranteed savings on your household services compared to your current suppliers… AND they will pay up to £200 towards any early termination fees you are charged by your current suppliers when you switch to the Utility Warehouse!

Don’t like early termination fees? Join the Club!

Charges, terms and conditions apply. Available only to customers with ‘Gold Status’ (ie. customers who apply for four or more main services, and pay by Direct Debit). For full details of the Utility Warehouse Price Promise and the Early Termination Fees offer, see the Utility Warehouse website. A50

Smart people pay less The Utility Warehouse Discount Club: • Guaranteed savings or get back 'Double the Difference' • award-winning customer service • easy to switch • help with early termination fees - up to £200 • no minimum-term contract on most products • a personal contact to help you switch

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Charges, terms and conditions apply. Some benefits available only to customers with 'Gold Status' (ie. customers who apply for four or more main services, and pay by Direct Debit). For full details of the Double the Difference Price Promise and the early termination fee offer see the Utility Warehouse website. A47



Working from home may be cost effective but it can also leave you feeling rather isolated. As a Virtual PA I know this only too well, so we decided to introduce a couple of ‘not so virtual’ services! We’ve transformed one of our offices at Standsure House, Dalton into a Business Hub which is home to 3 Hot Desks and is the perfect Co Working space for sole traders and mobile professionals. Too often when working from home there are constant distractions and if you’re on the road a lot you can find yourself working from coffee shops and hotels with inadequate WiFi connections. But we understand the need for a quiet, discrete and professional environment when you are working, and that’s why we have launched our Hot Desk packages. With free tea and coffee, free parking and access to printing and a range of virtual services, meeting and training rooms, it is cost effective by the hour, half day or full day making it the perfect place to work or meet with clients. If you are keen to create the right image for your business you can do so with a professional business address. Standsure House can be your postal address for all your business correspondence and is the ideal way when working from home to protect your home and family from unsolicited callers and post. How many times have you waited in for a delivery when you could be out seeing clients? Our full postal service enables you to have your mail forwarded to you, or you can collect it from us when it’s convenient for you. You can hire a Hot Desk for an hour for just £4.00 which includes free coffee and parking, but we have a great offer for you. Call 07762 184156 to book a desk and bring your voucher along with you and try it for FREE.

For details of prices and packages call Suzanne on 07762 184156


@ThePinfoldLocal on twitter

Tony Brown Aggregates Ltd Demolition, Recycling, Soil & Stone Suppliers Products 20mm Crusher Run 40mm Crusher Run MOT Type 1 10mm Pipe Bedding 20mm Pipe Bedding 40mm Drainage Stone Sand & Mixed Aggregate Paving Sand Screened Top Soil Walling Stone

Services Micro Mini Diggers Dumpers / 13 tonne Excavators Underground Moleing All Excavation Work Footings, Driveways & Services Removal of Spoil with Grab Tipping Facilities Grab and Tipper Hire

All our products are recycled and tested to BS Standards. Delivery in full loads • Competitive prices

Contact Tony Brown 01229 588 301 or 07803 966110 Diamond Yard Pennington Lane Lindal in Furness


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