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Risk and insurance solutions that protect your business in changing times Oval Financial Institutions Insight. Service. Performance.

Specialist risk and insurance solutions for financial institutions The financial crisis that unfolded in 2007 is still transforming what it means to operate in the financial sector. But beyond the constant static of scrutiny where all have an opinion, you still have funds to manage, trades to make, markets to analyse, opportunities to develop – plus risks to offset. That’s why it makes good sense to work with a specialist insurance broking partner, able to navigate a changing landscape and deliver tailored protection that’s fit for your future. The phrase ‘testing times’ doesn’t really do the situation justice. Subdued investor confidence, a stuttering economic outlook at home and continued currency crises abroad have combined with intense regulatory, political and media scrutiny, to make operating a financial business arguably as problematic as it has ever been in living memory. Uncertainty is further compounded by the market aftershocks of consolidation and contraction. Whether you’re a stockbroker, fund or asset manager, venture capitalist, private equity or foreign exchange specialist, you’ll know that few people – and fewer organisations – have remained untouched by financial distress. Across a new financial landscape where transparency and responsibility are must-have credentials, the right insurance protection is the key to mitigating the risks you face and the security of your bottom line. Underwriters are taking a tougher stance at renewal time and are scrutinising your business more closely than ever, and that means a good insurance broker who fights your corner is more important than ever before. That’s why it pays to work with a specialist insurance broking partner with the innovative service know-how, the mature underwriter relationships and the access to all leading underwriters to support what you do and how you do it. While risk is a critical part of your business: risk is our business. Oval Insurance Broking (Oval) is one of the UK’s leading insurance brokers. Our nationwide team of financial insurance specialists provide a high standard of advice, supported by attentive and effective service that ensures the solutions we recommend for you do exactly what they are supposed to – right when you need it most. Our service commitment drives insight and innovation to ensure your insurance covers are simple, competitive, efficient and cost effective. It also provides you with on-demand expertise from experts in insurance for your sector, who take the time to understand your business and your processes – and who, by working with leading financial insurers, are able to translate that knowledge into tailored solutions that protect the foundations of your business. This proven practical and intellectual expertise has made us the insurance broking partner of choice for financial businesses across the country.

Welcome to Oval Financial Institutions: insurance solutions built for performance A top UK commercial insurance broker, our financial insurance solutions span the full spectrum of business and finance-specific applications. We’ll help you identify liabilities, cut costs, quantify risk and mitigate losses across the following areas: • Professional Indemnity: protecting you against claims for performance or failure to perform • Directors and Officers Liability: protecting management teams against claims by shareholders, employers, competitors, government and more • Crime: covering your organisation for dishonesty, fraud and other criminal losses • C  yber-Crime: covering your real-time digital transactions for malicious, fraudulent and criminal interference • Cyber and Data Liability: protecting you from misuse of confidential or privileged data • Unauthorised Trading Liability: protecting you against breaches of fiduciary duty • Bankers Blanket Bond: protecting you against a wide range of criminal acts carried out by employees • Public Offering of Securities insurance: protecting you from liability for misstatements, omissions or poor performance when raising additional capital • Warranty and Indemnity cover: covering you for the liabilities of mergers and acquisitions, plus company sale and purchase agreements • Employment Practices Liability: protecting your business and assets from a wide range of employee claims • Keyman cover: protecting your business and profits against losing an essential individual to prolonged illness, or death • General insurance: such as employers and public liability, office and company fleet • Home and personal insurances: for high net worth individuals within your team

Intelligent insurance solutions designed around your business You’ll find all the financial insurance solutions and services you need to help protect your business against the expected and the unexpected alike. A team of specialists who speak your language and blend the advisory, administration, technical and listening skills essential to delivering effective protection. • A safe pair of hands: a partner you can trust, backed by experience, commitment, national reach and a proven trade credit track record, able to meet the exacting risk needs of your business • Market momentum: a combination of size, attention to detail and demonstrable understanding of your industry means insurers trust us and are keen to work with us. We negotiate hard on your behalf, with a core focus on delivering performance solutions that you can rely on at the moment of truth • Entrepreneurial attitude: working with some of the UK’s leading specialist insurers, we proactively develop bespoke covers and policies that address the emerging risks you face – for instance data security and cyber threats • Partnership approach: a total commitment to understanding your business sits behind our longstanding client relationships

• Fast, expert problem solving: we’re proud of our reputation and we are committed to providing a quick response that makes the most of our cumulative risk and insurance expertise • Competitively priced quotes, services and deals: our lean business model keeps our structure flat and overheads down, helping us deliver value for money • Expert claims handling: we don’t outsource claims handling – that’s why you’ll always receive a prompt, no-hassle service from our expert, in-house and UK-based claims handlers So, if you’d like to make your financial insurance policies work harder and more effectively for your business then come and talk to Oval. When it comes to increasing certainty for your business, we’re all you need to know.

Insight. Service. Performance. At Oval, we invest in our people. We have drawn together experienced, high calibre professionals who blend the advisory, administration, technical and listening skills essential to delivering the exceptional levels of insight, service, continuity, agility and pitch-perfect performance you demand. Importantly, we keep workloads manageable so our people have the time and scope to stay close to your needs, develop the relationships and deliver the high service standards and innovation you expect.

About The Oval group The Oval group is a leading UK risk, insurance broking, healthcare and financial services advisory group. With offices across the UK, Oval Insurance Broking (Oval) is the specialist insurance and risk management partner of choice for thousands of organisations and individuals across a range of disciplines and industry sectors. From general insurance to sector-specific requirements, Oval’s strength lies in designing bespoke, dynamic and keenly competitive risk solutions that fit your needs exactly. Our skilled specialists take the time to understand those needs, simplifying risk to deliver a consistently innovative, high standard and high performance service, that adds value, capability, agility and a competitive edge to your business. For more information, visit us at

Would you like to talk? If you have any questions or would like to explore how you can make your insurance work harder for your organisation, we’re here to help. Call, David Wood, Head of Financial Lines on: 01173 006 169 Or drop him an email at:

Oval Insurance Broking Limited Registered Office: 9 South Parade, Wakefield, WF1 1LR Registered in England No: 01195184 Authorised and regulated by the Financial Services Authority.

Insight. Service. Performance.

Financial Institutions Insurance  

Specialist risk and insurance solutions for financial institutions