SENIORS YOUR RESOURCE GUIDE â€¢ SPRING 2018
WHAT IS THE SANDWICH GENERATION? THE IMPORTANCE OF END OF LIFE PRE-PLANNING LEGAL STRATEGIES TO PROTECT YOUR ASSETS WHEN IS THE RIGHT TIME TO MOVE HOW TO RECOGNIZE SCAMS A PUBLICATION OF
Eclectic shopping event returns to Bloomington
Saturday, May 12 • 10 a.m. to 3 p.m. Mark your calendars — The Stone Mill Market returns May 12th! Join us from 10 a.m. to 3 p.m. at The Warehouse at 1525 South Rogers Street in Bloomington for a fun day of shopping! Admission is $1 per adult 18 and over, and 100% bene its Community Kitchen. Parking is FREE.
Shop til you drop from an array of area crafters, collectors and creators ART, HANDMADE, CRAFTS, ANTIQUES & VINTAGE, TEXTILES & CLOTHING, JEWELRY, HOME DECOR, HEALTH & BEAUTY, SPECIALTY FOODS
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to our advertising partners for providing the valuable information in this issue of Seniors-Your Resource Guide Spring 2018
Healthy Balance Jim Santo Insurance
Senior Resource Guide Spring 2018 | 3
ASERACARE HOSPICE Serving Monroe, Owen, Brown & Morgan Counties 317-337-0439
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Seniors Resource Guide Services Grid
SICIL LIVING WELL HOME CARE 1490 W. Main St., Mitchell, IN 47446 812-849-6000 4 | Senior Resource Guide Spring 2018
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Table of Contents 6 8 9 10 11 12 14
Monroe Hospital Emergency Department
Make Your Life a Healthy Balance Support for the Sandwich Generation Caregiver It's Never Too Late to Make a Change
Let it Shine – The Benefits of Natural Sunlight The Power of Ikigai
Think You Don't Have High Blood Pressure? Think Again
Convenience Packaging: Saving Money & Quality of Life
The Importance of Naming Your Health Care Representative and Planning for End of Life Decisions
18 19 20
Alzheimer's Disease: Communication Tips
Did You Know? What Can Happen with Untreated Hearing Loss
Common Eye Problems in Adults & Risk Reduction Tips
24 25 26
28 29 31 32 33
The Plan Everyone Should Make—Have You? GENERAL MANAGER
Taking Care of the Caregiver
Are You or Your Family Facing Any of These 7 Avoidable Long Term Care Crises? When to Move? Choosing Assisted Living
Caregiving: An Age Old Story
Coping with End of Life Care Meaningful Moments® – Best Practice in Alzheimer's and Memory Loss Care
Protect Yourself from Fraud
The Power of Intimate Wellness and Aging Care
Senior Services Resource Guide
Jessica Strope SALES AND ADVERTISING
Laurie Ragle 812-331-4291 email@example.com Special thanks to the following agencies for information used in the Resource Guide— Area 8-CICOA Aging & In-Home Solutions, Area 10-Agency on Aging, Area 15-Hoosier Uplands.
Reminiscing on a Life Well Lived
The Top 7 Medicaid Planning Mistakes
© 2018 Schurz Communications, Inc. Published by Hoosier Times Bloomington, Indiana Schurz Communications, Inc. does not make any representations as to opinions and facts contained herein. This magazine or parts thereof may not be reproduced in whole or in part without express written consent of the publisher.
Senior Resource Guide Spring 2018 | 5
Sometimes it’s not all fun and games. Monroe Hospital’s Senior Care Services start with a senior-friendly emergency department that features a calm environment created to enhance safety and comfort.
oing to the Emergency Department can be a frightening and stressful experience, for both the patient and the patient’s family members. With short wait times and a clean, family friendly environment, we are dedicated to doing everything we can to make your trip as comfortable as possible, and provide you with a healthcare experience that exceeds your expectations. Monroe Hospital’s Emergency Department is located at the corner of SR 37 and Fullerton Pike. Our ED is staffed by Board Certified ED physicians, knowledgeable RN’s, Paramedics, and EMT’s 24 hours a day. 6 | Senior Resource Guide Spring 2018
It includes: • Increased privacy • Quiet area • Warm environment • Large, easy to read clocks • Skid proof footwear • Hand rails and grab bars • Pre-warmed blankets • Extra Seating for family • Bedside commodes
Monroe Hospital’s Emergency Department offers the following: • Ten exam rooms • Two trauma bays • Average Door-to-doctor times of less than 20 minutes • Expedited bedside registration • CT scans, X-rays, laboratory and respiratory services available 24/7
For more information, or to find out the current wait time in the ED, call (812) 825-0823.
Please call 911 or go directly to your nearest emergency department if you need serious medical attention including chest pain, severe bleeding or have stroke symptoms.
Going on Medicare soon?
Have Medicare questions? I have answers.
Plans are insured through UnitedHealthcare Insurance Company and its affiliated companies, a Medicare Contract. Enrollment in the plan depends on the plan’s contract renewal with Medicare Y0066_160726_123811 Accepted
Come to one of our Medicare 101 Seminars Thursdays at 5:30 P.M. 4/19, 5/17 or 5/31 Call Christy & Jim Santo at 812-287-7968 today to reserve your seat. 525 S Walker St., Ste. 107, Bloomington, IN 47404 HT-434414-1
Christy Santo Licensed Sales Representative 812-287-7968, TTY 711 UHCMedicareSolutions.com
Walk-ins Welcome, Neither Santo Family Insurance nor any of its agents are connected to Medicare. Senior Resource Guide Spring 2018 | 7
Make your life a
Healthy Balance! Courtesy of Healthy Balance/Photo by Betsy
Enjoy SilverSneakers at Healthy Balance! The SilverSneakers® Fitness Program is an innovative health, exercise and wellness program helping older adults live healthy, active lifestyles. Get fit, have fun, make friends! Unlock the door to greater independence and a healthier life with SilverSneakers.
Healthy Balance healthybalancewellness.com
812-279-6330 • 1201 5th Street Bedford
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roper nutrition and physical activity play critical rolls as we get older. More and more Americans are coming to the realization that they should do more to maintain and improve their health. The thought of joining a gym and figuring out how all the equipment works may seem overwhelming to many, but at Healthy Balance we make it easy! Our staff of trainers and group fitness instructors want to see ALL of our members succeed at being stronger, faster, more balanced (and probably a little lighter). Whatever your goals are we are here to help. Healthy Balance Health Club provides a variety of group exercise programming for mature adults in Lawrence County. Our SilverSneakers group programming is a chair-based class, meaning every participant has access to a chair. SilverSneakers Classic is a whole-body workout using, bands, dumbbells and a small ball. All of which are provided to members. SilverSneakers Yoga is a Yoga class done from the chair or, if you are so inclined, standing. When taking SilverSneakers Classes you will never be asked to get on the floor. If dance is more your style you might consider our U-Jam and Cardio Dance Party classes. U-Jam Fitness® is a dance fitness workout that combines easy to learn steps and high energy music for a workout that will get your heart rate up, your body moving, and make you work up a sweat in no time—all while having fun! The music is modern hip-hoppy and fun! While Cardio Dance Party uses songs and dance moves that are familiar with some new mixed in to get you moving and working up a sweat while having fun! Improving strength and balance is key maintaining independence. Tai Chi is perfect for strength and balance. Tai Chi combines slow, deliberate movements, meditation and breathing exercises that are proven to improve balance and strength and reduce stress.
Healthy Balance is not only a place to get into better shape but its also a place to shape friendships. We invite you to join us! And your supplemental insurance plan may cover the cost of the program! Don’t wait! 812.279.6330
Mon/Wed/Fri 9am SilverSneakers Classic Tuesday 10:30am SilverSneakers Yoga 5pm U-Jam Wednesday 1pm SilverSneakers Classic 4pm Cardio Dance Party Thursday 10:30am Tai Chi
THE SANDWICH GENERATION Caregiver Courtesy of Chandler Checklist You might say, what’s the Sandwich Generation? It’s a term used to describe those caring for their young children and aging family members simultaneously. Multigenerational caregiving has been around for a while, however in recent years has become more widely recognized and is only expected to grow.
FROM AN AGING PARENTS PERSPECTIVE: The day you see I’m getting old, I ask you to please be patient, but most of all, try to understand my point of view and what I’m going through. If, when we talk, I repeat the same thing a dozen times, don’t interrupt to say: “You already told me”... just listen, please. Try to remember the times when you were little and I would read the same story over and over, night after night, until you fell asleep. When my old, tired legs don’t move as quickly as they used to, give me your hand the same way that I offered mine to you when you learned to cross the street. When you say it’s time to move into a facility or in with you, please be patient and understanding when I say no. I love my home, and with your help I want to try and stay here.
Chandler Checklist can help make this a reality, as we do for a current client, Sheri. She is quoted as saying “In a nutshell, Lydia is a Godsend! My mom would be unable to live alone at home without her help.” Chandler Checklist offers an array of services that will make the life of a sandwich generation caregiver a bit easier. We offer personal assistant services, errand services, custom organization and life transition assistance to name a few. We are bonded and insured. We offer you peace of mind and save you time. If you are a caregiver or will be one soon, don’t face it alone. Reach out to others who have been through this for support and advice. Talk to professionals who can assist. Chandler Checklist understands how hard being a caregiver can be and we would be happy to discuss how we might assist with your needs.
We give you peace of mind & save you time! Your Personal Assistant Service
Contact us today to learn more
The above photo was taken in 2009 of my husband’s grandmother (great Mamaw) reading to our kids. She lived with us for just under two years. Most of my young adult life I observed the strong women in my life being caregivers; we are all a part of the sandwich generation in some way.
Call 812-336-3174 or visit
Custom Organization Gift Concierge Services Personal Assistant Services Life Transition Assistance
our website at chandlerchecklist.com
Check it off yours & we’ll add it to ours!
Special Event Planning
Senior Resource Guide Spring 2018 | 9
It's Never Too Late To
Make a Change
ydia Forsythe, 67, estimates that she’s been hitting the heavy weights for 14 months now. As she finishes up her last set of deadlifts and sets down the 95-pound barbell, she turns and smiles, saying “So much more fun than yoga!” Forsythe, a retired accountant from Addison, Michigan, liked to play tennis in her 30’s and 40’s. But she never even set foot in a gym, much less lifted a barbell, until she was in her mid-sixties.
‘Aging Athletes’ is Not an Oxymoron Despite her age and her late start, Lydia feels that her strength and stamina are continuously improving, to the point where she feels she’s in better shape now than any other period of her life. “I have found that aside from the obvious physical benefits, strength training has made me feel more confident, more balanced, and just better overall”. Like anyone who starts a new fitness routine and sticks with it, Lydia has discovered that being physically active changes your life
S I N A A M
2455 Tamarack Trail Bloomington, IN 47408
Join us for a tour at Meadowood Retirement Community and discover a full schedule of Lifestyle360 activities, chef-prepared meals offering ﬂavor and ﬂexibility, and exceptional senior living experiences. At Five Star, the possibilities are endless. CALL TO SEE HOW YOU CAN BLOSSOM THIS SPRING.
©2018 Five Star Senior Living
10 | Senior Resource Guide Spring 2018
www.MeadowoodRetirement.com INDEPENDENT LIVING • OUTPATIENT REHAB SKILLED NURSING • SHORT STAYS • REHAB TO HOME™
Courtesy of Meadowood Retirement Community
for the better in a lot of ways. Too bad, then, that only about one-third of 65-74 year-olds are physically active. What holds seniors back? The same things that hold younger generations back from working out and being active: inertia, scheduling issues, and fear. What most people don’t know is that aging doesn’t necessarily bring a diminished capacity for physical fitness. Did you know that more than half of marathon finishers are over the age of 40? Because of people like Lydia and older marathon runners, experts are now questioning conventional wisdom that says aging has to mean decreased athleticism. Does Strength Training Really Help With Fall Prevention? Back to Lydia. Her words about balance are truer than she even realizes. That’s because of a little known fact about strength training and balance: they go hand in hand with one another. If you’re wondering how hefting big weights around the gym can help you with your balance, you’re not alone. While it’s clear to see the connection between activities like Tai Chi and balance, it’s not exactly intuitive to put barbells and balance together in your mind. According to the National Institute on Aging, weight training does indeed improve balance. Especially lower-body strength exercises. Ask any fitness instructor or personal trainer: improving core muscle strength is a well-known pathway to better balance. Core training comes in many forms, but classic weight-lifting
moves like Lydia’s favorite, the deadlift, is a great builder of core muscles. Another classic move is squats. Like deadlifts, squats are compound exercises, meaning when you do them, you’re hitting several different muscles groups at once. Strength Training Principles Apply to All Ages Fitness enthusiasts have long known that improving the muscles around your trunk (aka your “core” muscles) does wonderful things for balance. Your core is at the heart of everything your body does during the day. No matter how strong your arms and legs might be, they won’t help you with balance. The key to better balance is in the core. Not sure you’re quite ready for Lydia’s level of weight lifting yet? Start out with yoga, Tai Chi, or even a Bosu ball, all of which address balance and stability by strengthening core muscles. Before long, you might be in the gym doing squats and deadlifts just like Lydia. As is true of any new form of exercise, talk with your doctor before getting started. Fitness Options at Five Star Senior Living However you design your personal fitness routine at Five Star Senior Living, we support your endeavors. Fitness is part of the Five Dimensions of Wellness, which form the foundation of our Lifestyle360 program.
Come for a visit or give Meadowood a call at 812-336-7060 to see what it’s all about!
Let it Shine! The Benefits of Natural Sunlight
Often times, senior citizens are cautioned about the dangers of excess exposure to the sun. However, with the proper application of awareness, exposure and risk mitigation, there are several benefits to natural sunlight that can have a positive effect on overall health.
Vitamin D Production: Natural light boosts your body’s vitamin D storage. Vitamin D is important for absorbing calcium and promoting bone growth as well as helping prevent certain types of cancers, heart disease, depression and weight gain. Many senior citizens have degenerative bone diseases such as osteoarthritis and osteoporosis, and low levels of vitamin D can exacerbate symptoms of these conditions, including pain, limited mobility, and morning stiffness. Vitamin D (natural sunlight) may be a better alternative as high doses of supplemental vitamin D can lead to dangerously elevated levels of serum calcium, which can negatively affect your loved one’s cardiovascular health. Natural Light Benefits Vision: There are many sources (computer screens, smart phones and florescent lighting) that cause eye strain which can lead to permanent eye damage. Natural light has proven to lower the risk of nearsightedness in children and young adults by helping the eye produce dopamine, which aids in healthy eye development. Mood Enhancement: Seasonal Affective Disorder is a type of depression. This affects many people during the winter season when they fail to receive enough sunlight. Scientists believe that the “happy” hormone
Courtesy of Mitchell Manor
called serotonin increases when nights are short and days are long. In fact, many psychiatrists recommend that people get out in the sunlight for at least 30 minutes a day to help prevent or treat depression. Pain Relief: Stress hormones can intensify the perception of pain and lead to tense muscles and inflammation. The warmth of the sun can help overcome musculoskeletal pain and increase joint mobility. The extra vitamin D production provided by natural sunlight may also ease the discomfort of chronic conditions. Additionally, exposure to sunlight can help decrease pain by reducing stress and boosting mood. Pallor Reduction: The elderly often develop pale skin or sallowness as a result of ill health, medications, lack of exercise, poor diet, and anemia. When a healthy glow is restored, they may not only look better, but feel better too. While getting enough sunlight is important in maintaining optimal health, too much exposure raises the risk of skin cancer, especially in senior citizens with fair complexions and light eyes. So always keep safety, moderation and risk mitigation in mind. Now put on some sunscreen, go outside and enjoy some sunshine.
FIVE-STAR T R E AT M E N T
Because of our commitment to exceptional care and short-term therapy, we received a five-star overall rating from Medicare and Medicaid Services. It’s proof that we love to serve our community!
Mitchell manor 812.583.1834 • MitchellManorIN.com 24 Teke Burton Drive • Mitchell, IN 47446 Senior Resource Guide Spring 2018 | 11
f o r e w o P e Th
he’s over one hundred years old—or you may meet a great, great, great, grandmother holding her great, great granddaughter’s newborn baby. In National Geographic’s global search for “blue zones” their researchers found that Okinawans live significantly longer, are vigorous in their advanced years, and experience significantly less aging-related disease than the rest of the world. Their longevity is a result of their f Ivy Tech o y s te r u healthy diets, close-knit social Co networks, and a simple, yet powerful, Japanese philosophy f you ever have the chance to visit the main island called “ikigai, ” a word that roughly translates of Okinawa, you might encounter a master martial artist who, at age one hundred and two, is training into English as the “reason for being.” For Okinawans, ikigai literally means a “reason for getting up in (and tossing around) students one-fourth his age and the morning.” twice his size. At the docks you may see a fisherman It is our goal at the Ivy Tech Center for Lifelong spryly emptying the day’s catch and not realize that Learning to be a part of Bloomington’s “reason for
Experience Lifelong Learning! Day Trips Join us as we visit museums, historical locales, and other places of regional interest. Class costs include transportation and entry fees so you can focus on enjoying the day. Recently, we visited the Eiteljorg Museum of American Indians and Western Art and in April we’ll visit the James Whitcomb Riley Museum Home in Indianapolis.
Indulge your inner artist at the Ivy Tech John Waldron Arts Center. Classes are offered in all experience levels in watercolor, acrylic and oil painting, mixed media, ceramics, glass, jewelry, and more.
Lecture Series at Bell Trace
Gain a wealth of knowledge through our history and lecture series at Bell Trace. Talks cover a wide variety of topics including art and humanities, sciences, theatre, education, and more. HT-423240-1
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Burton Kimble Farms Retreat Series Visit the Burton Kimble Farms Education Center in Orleans, Indiana! Classes in watercolor, gardening, cooking, and decorating are offered in the relaxed setting of the Old Farmhouse, so you can enjoy the gardens and patchwork barn while you discover new hobbies and meet new friends!
ivytech.edu/cll | (812) 330-4400
getting up in the morning.” We offer a wide variety of enrichment classes year round at the Ivy Tech Waldron downtown, at Ivy Tech’s campus on the west side, and at several business partnership locations. Our “History Tuesday” classes at Bell Trace are open to the public during the fall and spring. Ceramics, painting, and drawing classes at the Waldron are fun and social — many students return and have become close friends. Photography, cooking, and birding classes have been popular in recent years. Additionally, we offer kids summer camps with the hope that these kids will develop a love of arts, crafts, and activities that they will take through their life —these make great gifts from one generation of learners to the next! So, what’s your ikigai? Is it your garden, your family, or your church? Or perhaps it’s the arts and music or a favorite sports team. Maybe several come to mind. Whatever your ikigai might be, Bloomington is the sort of place where you can explore the activities that, as the Okinawans teach us, can add years to your life and vitality to your years.
NOW TAKING RESERVATIONS!
An Affordable Assisted Lifestyle Community for the Older Adult
• Private apartment with full, private bathroom • Kitchenette with sink, refrigerator and microwave • Ample closet space • Individually controlled heating and air conditioning • Carpet in living and sleeping areas • Linoleum in kitchen and ceramic tile in bathroom • Emergency call devices in bathroom and bedroom • Pre-wired for cable TV and telephone • Mini-blinds provided
3607 S. Heirloom Dr., Bloomington, IN 47401
Managed by Gardant Management Solutions
For complete class listings and to register see our print catalog or website, ivytech.edu/cll. You can also inquire about classes and register over the phone at 812-330-4400.
Living Well Home Care
“Awarded Business of the Year” by the Mitchell Chamber of Commerce
“Touching Lives One Home at a Time” Living Well Home Care services 41 counties in Indiana. We provide non medical home care in your home. This includes: Attendant care, Homemaker, and Respite Services. We have been providing home care services to our communities for over 15 years. We are contracted through the VA to provide services to our Veterans.
1490 W. Main St., Mitchell, IN 47446
Senior Resource Guide Spring 2018 | 13
Think you don’t have high blood pressure? Courtesy of Monroe County YMCA
ccording to the blood pressure guidelines from the American Heart Association, nearly half of all Americans (46 percent) have high blood pressure. High blood pressure is often referred to as “The Silent Killer” because there are typically no warning signs or symptoms. While high blood pressure and heart disease are serious conditions, the good news is that a healthy heart is an achievable goal through lifestyle changes such as lowering sodium intake, eating healthier, and increasing your physical activity. “There are many factors in keeping your heart healthy, and having a handle on your blood pressure and increasing your physical activity under supervision are effective tools in preventing heart disease,” said Margie Kobow, Healthy Hearts and Active Lives Director at the Monroe County YMCA. “Whether you have high blood pressure, are at risk for heart disease, or want to keep your heart healthy, the Y has resources that can help achieve better health.” The Monroe County Y encourages heart health through Cardiac Rehab, a program designed to help those with heart disease or risks to gradually and safely regain or build their level of fitness. Cardiac Rehab at the Southeast location serves up to 75 people each month who have seen great results.
The Y has programs to support you on your journey to health. Join us for personal training, group exercise classes, classes on healthy lifestyle and weight loss, and much more.
2125 S. Highland Avenue Bloomington, IN 47401
1375 N. Wellness Way Bloomington, IN 47404
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The program provides a supportive environment where participants work together in a small group to increase their physical activity and regularly monitor their blood pressure. A trained coach leads the program over a one-month period, and many participants continue the program throughout the entire year. Following a physician’s approval and an orientation meeting with a Healthy Heart and Active Lives staff member, the class is available for no additional cost to Y members and $75 per month for non-members.
ot be n t h g i “I m n’t s a w t i f here i and the for the Y Rehab Cardiac m.” progra Five years ago, Tim Hines underwent triple bypass surgery. After completing rehab, Tim’s doctor recommended he join the Y’s Cardiac Rehab program—a program Tim credits for keeping him on track for a healthy and active lifestyle. With personal attention, record keeping, and workouts with Y staff, Tim feels his experience in the program has helped his overall health. “I might not be here if it wasn’t for the Y and the Cardiac Rehab program,” Tim said. The Monroe County Y offers a community of diverse individuals who can support you in meeting your health and well-being goals.
Learn more by visiting MonroeCountyYMCA.org or stopping by the Southeast Y Branch.
Convenience Packaging: Saving Money & Quality of Life
aking the right medication at the right time can be difficult. It can also be critical to maintain a healthy and happy life depending on the medical condition. Remembering to take medication is difficult enough on its own, but complicating things can be a diminishing short-term memory. In the fall of 2015, Susan didn’t know what to do. Her mother, Sharon, had a memory that was beginning to fade. Sharon could no longer recall whether or not she had taken her medication each day. Some days Sharon got the proper dose of medication, some days Sharon got no doses of medication, and some days Sharon got 2 or more doses of medication. After some other health issues, Sharon was placed in a rehab facility for a short stay. Susan had a decision to make. Susan was unsure that Sharon could continue living on her own. Susan either had to find a way to manage Sharon’s medications or place Sharon in a full time nursing facility. Susan discovered that convenience packaging of Sharon’s medication might be an option to help manage her medications. Convenience packaging is prepared with each customer’s medications in a sealed, clear, plastic packet, which is arthritic-approved for easy opening. Each packet is custom-printed with the customer’s name; day and time of dose; medication names, strengths, and descriptions; and other details. The packets are supplied in a monthly supply rolled into a dispensing box, providing a quick and easy way to verify that the last dose was taken at the appropriate time. The convenience packaging would allow Susan to know Sharon took the proper doses each and every day. Sharon has lived on her own for over 2 and 1/2 years now. This is an extreme case, but convenience packaging has preserved Sharon’s quality of life and saved a lot of money that would have been spent on a nursing facility. From seniors living independently at home, to caregivers and their family members, to parents whose children must take medications at school, to busy travelers—convenience packaging helps people know when and how to take their medications, and ultimately, helps them live healthier lives.
Courtesy of Panacea Pharmacy
Panacea Pharmacy is a full-service pharmacy located inside Lucky’s Market on South Walnut St. In addition to convenience packaging, we offer compounding, a proactive pharmacy approach to prescription management, and a delivery service.
For more information, you visit wwww.panaceapharmacyrx.com or call us at 812-287-8884.
Just add water. Managing your medications has never been easier.
Your medications come organized by date and time, securely sealed in individual easy-open packages. So when it’s time to take your next dose you just tear the package off the roll and your pills are there. That’s all there is to it. Organized by date and time. Securely sealed Clearly labeled Preprinted reminders for things like liquids and inhalers Easy to open Ideal for travel and everyday We also offer compounded products, including hormone replacement.
Phone: 812.287.8884 Fax: 812.287.8921 2424 South Walnut Street Bloomington, IN 47401 WWW.PANACEAPHARMACYRX.COM LOCATED INSIDE LUCKY’S MARKET • ASK ABOUT FREE DELIVERY!
Senior Resource Guide Spring 2018 | 15
The IMPORTANCE of NAMING Your Health Care Representative and PLANNING for End of Life Decisions
Courtesy of E. Paige Freitag and Erin M. Martoglio, Freitag & Martoglio, LLC
s estate planning attorneys, we regularly discuss with clients why it is important to have legal documents in place to make clear (1) who you want to make health care decisions for you if you are not able, and (2) what medical treatment or interventions you may or may not want. We encourage you to meet with an attorney who can fully explain what legal documents are
OUR FOCUS IS YOU. Elder Law, Medicaid & Estate Planning, Probate & Trusts, and Business Transactions & Formation. 400 W. 7th Street, Suite 110 Bloomington, IN 47404 www.bloominglaw.com (812) 676-6030
Committed to bringing you high-quality legal services that consider the unique needs of you, your family and your business.
16 | Senior Resource Guide Spring 2018
available under Indiana law and what factors you might consider prior to signing the documents. This article briefly describes three documents that relate to health care decision-making and how these documents can give you more control over your health care. Indiana’s health care consent law allows adults to sign a document appointing a Health Care Representative. Your designated Health Care Representative has legal authority to make health care decisions for you only if you cannot make decisions yourself. If you do not sign a Health Care Representative form while you have legal capacity to do so, and if you later become incapacitated, Indiana law decides who will make your health care decisions. Until this year, Indiana’s health care consent law has identified “default” decision makers, but there has been no priority among those identified persons. For example, the law listed a spouse and adult children as “default” decision makers, but did not state clearly that the spouse would be the first decision maker. If the spouse and adult children did not agree, disputes arose, which necessarily resulted in delays in decisions being made and sometimes in disagreements landing families in court. No one wants this. Effective July 1, 2018, Indiana’s health care consent law is changing to add priority listing among the “default” decision makers. This may be an improvement to the law, but we continue to encourage our clients not to
leave this important decision up to the Indiana Legislature. Instead, consider and decide who you trust most to make health care decisions for you. You may also feel strongly that a certain person should not be permitted to make your health care decision. Take control and sign a valid Health Care Representative form for greater peace of mind. Another important document is the Living Will Declaration. This document allows you to express in writing whether you wish to receive life prolonging procedures if your doctor determines you are in an end of life situation. You may also designate whether you wish to receive artificially supplied nutrition and hydration. This declaration may be helpful to support decisions made by your Health Care Representative. Finally, Indiana now has Physician Orders for Scope of Treatment
Effective July 1, 2018, Indiana’s health care consent law is changing to add priority listing among the “default” decision makers.
(“POST”). POST is different from a Health Care Representative form or Living Will Declaration in a few ways. First, you obtain the POST form from your doctor, not your attorney. Second, only persons who are suffering from a potentially terminal illness or condition are qualified to sign a POST form. Your doctor also signs your POST form. The POST form lets you designate in clear medical terminology which actions or interventions you wish to receive or not. Your designated Health Care Representative can also complete and sign the POST form. Significantly, unlike a Living Will Declaration, all medical providers are required to honor what is written on the POST form in any setting. In sum, your health care decisions are simply too important to leave to chance. Take advantage of these planning tools for more control.
you be you.
We celebrate your individu uality y every y day y of the year. y Integrity reflected through Experience and Expertise Established in 1977 and based in Bloomington, IN, CarDon & Associates has nearly 40 years of experience in creating exceptional senior lifestyles. Bell Trace is the only locally and family-owned senior living community in Bloomington.
FA M I LY- F I R S T S E N I O R L I V I N G F R O M C A R D O N
INDEPENDENT LIVING • ASSISTED LIVING • REHABILITATION • LONG TERM CARE Senior Resource Guide Spring 2018 | 17
Courtesy of Comfort Keepers
he most debilitative and indicative symptom of Alzheimer’s disease is the gradual loss of words and understanding that are crucial to even the most basic communication that most of us take for granted. Alzheimer’s patients realize there is a problem, even though they may not have the capacity to understand what is happening. This can cause instances of confusion, fright and frustration for the person with Alzheimer’s disease as well as for loved ones and caregivers of those with Alzheimer’s. In an effort to help those dealing with seniors with Alzheimer’s, the Alzheimer’s Association suggests the following tips to achieve better communication in spite of the disease. First, it is important to learn to recognize the changes in communication and behavior in those with Alzheimer’s. Second, caregivers and family members need to learn how to assist in communication and to identify and adapt their own communication styles to those of the individual Alzheimer’s sufferer. It is important to not only be patient but also supportive when trying to communicate. Take the time to listen with no interruptions or criticisms. Offer encouragement and reassurance that he or she can take the time needed to try to form thoughts into proper words and try to resist correcting In-Home Care Services
In-Home Care Services ices Care — Beyond Compare!
• Alzheimer’s Care Comfort • Personal Care Keepers • Companion Care Voted #1 in Home Health by The Heraldd Times six years in • Housekeeping a row. (812) 822-0145 • ComfortKeepers.com 4101 E. Third St. • Bloomington
Call for a free in home consultation
misused words. Many times there is meaning behind those words and if you take the time you may discover the intended meaning. Focus on the emotion that may lie within the words. Nuances in voice tone as well as hand gestures and facial expressions can all be critical in fully understanding the person. At times you may become angry or frustrated, yourself, but understand that criticizing or arguing only serves to increase levels of discomfort and agitation for those with Alzheimer’s. Instead, practice patience and offer occasional suggestions for words they are trying to speak. When appropriate, retreat to a quiet place to communicate. Noise and crowds may intimidate the Alzheimer’s patient, resulting in increased frustration and anxiety as well as decreased verbalization. Sometimes, all the person needs is a bit of quiet to organize their thoughts and correctly verbalize them. If the person is in late stages of Alzheimer’s there are other measures you can take to improve communication efforts. Let the person know who you are to create a sense of familiarity. Use simple words and sentences and speak slowly in a lowered tone of voice. Be prepared to repeat your questions or information you are imparting, and also be prepared for those with Alzheimer’s to repeat themselves. Be respectful, calm and caring in your actions and tone of voice. Using signals or written words to communicate or as reminders can be extremely helpful. Above all, try to remain positive even in the face of this difficult condition. Alzheimer’s disease is extremely trying for the patient and the caregiver, family members and friends who are dealing with a loved one with Alzheimer’s disease. Remember, the challenges are neither your fault nor theirs. Patience, understanding and compassion on your part can mean the difference between failure and success in effective communication. There are local resources that can help you navigate the journey of Alzheimer’s-support groups, adult day programs and even in home care that can assist you. Recent research has shown that there is hope but we are far from answers. References: Alzheimer’s Association. Communication and Alzheimer’s.
18 | Senior Resource Guide Spring 2018
The Top 7 Medicaid Planning Mistakes Courtesy of Lance D. Like, Attorney at Law | www.LikeLawGroup.com
or many elderly people and their families a major concern is how to pay for the high costs of nursing home care. With the average cost of nursing home care around $80,000 a year, most people simply cannot pay this crushing amount out of their hard earned savings for very long. Thus, unless they have long-term care insurance, they must take steps to qualify for Medicaid benefits as soon as possible. With so much at stake, it is critical that a family with a loved one facing nursing home bills of $7,000 or more a month gets things right. In over 25 years as an estate planning and elder law attorney I have seen a number of mistakes people make in Medicaid planning. Hopefully, this article will help you avoid these same problems.
The first mistake is
thinking it is too late to plan. Even if the senior has moved into a nursing home already steps can still be taken to help protect and preserve their assets. If the person is married, planning can be done that may be able to protect most, if not all, of the couple’s assets for the spouse who can still live at home. For a single person, planning can be done that likely will protect at least half of the assets.
Giving away assets too early. It’s your money. Make sure you take care of yourself first. If you give away assets to your children thinking they will keep them safe for you, what happens if they die first? What happens to those assets if they go through a divorce?
Not getting expert help. Medicaid eligibility is a complicated area most people deal with only once in their lives. Tens of thousands of dollars may be at stake. It’s penny wise and pound foolish not to consult with an attorney experienced in elder law and Medicaid planning to provide guidance through the process. A well versed attorney can look at your situation and give you advice specific to your situation.
Fourth. Ignoring important safe harbors created by Congress. Certain transfers are allowed without jeopardizing Medicaid eligibility but most people, and most attorneys, don’t know about them. For example, if a Medicaid applicant’s child has lived in the parent’s home for at least two years and “Dad Couldn’t Remember How to Get Home.” has cared for that · 5.3 million Americans parent, the parent’s have Alzheimer’s disease home may be able · 16 million Americans may to be transferred to have Alzheimer’s by 2050 the caregiver child · There are nearly a halfmillion new cases a year without penalty. · Half of all nursing home residents have Alzheimer’s or a related condition · A person with Alzheimer’s may live 8 to 20 years after the onset of symptoms · Nursing home care can cost over $80,000 a year
Applying for Medicaid too early. This can result in a longer ineligibility period in some instances.
Sixth. Applying for Medicaid too late. This can mean the loss of many months of eligibility and cause you to pay thousands of dollars to the nursing home when you otherwise would not have had to do so.
Call us today for a no-obligation caring consultation to understand the legal steps you should take to protect your assets and your family and to request a FREE copy of our booklet titled “Important Facts About Medicaid Qualification.”
Failing to take advantage of protections for the spouse at home. The law provides certain protections for a stay at home spouse that may enable the couple to protect most, perhaps all, of their assets. For example, the home is a protected asset for the well spouse. There are other assets that are also protected for the stay at home spouse but steps must be taken to protect those.
Lance D. Like
Board Certified Indiana Trust & Estate Lawyer*
1211 N. College Ave. Bloomington, Indiana 47404
* by the Trust & Estate Specialty Board
812.323.8300 I www.LikelawGroup.com
Senior Resource Guide Spring 2018 | 19
The Power of Intimate Wellness and Aging Care
Courtesy of Dr. Brittain
Intimate wellness is a health concern for adults, regardless of age. There is a wealth of evidence to support the fact that intimacy improves your health. But, as we age, it can sometimes become harder to enjoy those benefits. Taking appropriate care of your body as you age and making intimate wellness a priority can have remarkable benefits for your mental and physical wellbeing. The benefits of intimacy Intimacy with your partner is not only beneficial for your relationship. Focusing on your intimate wellness can also have other health benefits, as well. Regular intimacy improves: • Immune system • Sleep quality • Stress levels • Heart health • Blood pressure levels • Incontinence issues • Mental wellness • Happiness • Intellectual ability
The benefits of hormone therapy and aging care Taking proper care of yourself is important at any age. Hormone therapy and aging care can help in a number of ways. Hormone therapy and aging care help improve: • Problems with weight gain • Issues with memory • Sexual desire • Aging appearance • Muscle loss • Physical endurance Luckily, there are many noninvasive treatments available to address these symptoms.
20 | Senior Resource Guide Spring 2018
Non-invasive treatments for intimate wellness, aging, and menopausal care The Vibrant Life practice specializes in the care of menopausal women. Dr. Brittain has been a practicing physician in women’s health for more than 40 years. We offer the SottoPelle subdermal hormone pellet therapy. This therapy is the best hormone replacement available in this country and has been in use in the United States since 1939. We also offer unique therapies that address problems women experience with intimacy, including dryness, lack of sensation, and cases of urinary incontinence.
Our practice offers the O-Shot for women to improve genital sensation, enhance sexual pleasure, and improve bladder control. A companion procedure called the P-Shot for men improves erectile function and increases genital length and girth. Both of these procedures involve the use of Platelet Rich Plasma (PRP). The procedure is simple and virtually painless: 1. We draw a blood sample from the patient, spin it down, and activate the plasma. 2. The genital area is completely anesthetized (made numb) by a strong painless topical cream. 3. The activated PRP is placed in the appropriate space, depending on gender and problem. Some of our newer therapies involve the latest in laser therapy which can be used for: • the removal of unwanted hair and age spots. • ablative laser for treating lichen sclerosis of the genital area, as well as treating vaginal dryness (this includes women who are not able to take estrogen therapy). • urinary incontinence. In addition to our lasers, we also offer sclerotherapy to help reduce the appearance of spider veins and varicose veins. We have a remarkable and helpful staff of nurses, medical assistants, receptionists and a phlebotomist who really take the time to connect with patients. Our staff works diligently to satisfy all of our patients at each and every encounter.
Intimate Wellness and Aging Care
Please contact us today! On the web: www.drbrittain.com Call our office: 812-331-9160
Leave a Legacy
Visit us: 642 S. Walker St, Bloomington IN 47403
Invest in the future of Lawrence County through your Community Foundation. Your tax-deductible gift (cash, securities, Charitable Remainder/Lead Trust, life estate, life insurance, IRA, etc…) can benefit Lawrence County causes, charities, churches and/or scholarships forever. (812) 279-2215 www.cfpartner.org/lccf.html 1324 ‘K’ Street, Suite 150 P.O. Box 1235 Bedford, IN 47421
Senior Resource Guide Spring 2018 | 21
WHAT CAN HAPPEN WITH UNTREATED HEARING LOSS COGNITIVE LOSS A recent study done by Johns Hopkins School of Medicine and the National Institute of Aging found that older adults with hearing loss are more likely to develop problems thinking and remembering than adults whose hearing is normal. It was found that older adults with impaired hearing developed a substantial weakening of their mental abilities 3.2 years sooner than those with normal hearing. The researchers had volunteers with hearing loss undergo repeated cognition tests over a six-year period. The findings showed that their abilities declined 30 to 40 percent faster than those without hearing loss. It was also found that the risk of dementia is closely related to the severity of hearing loss for those over 60.
LOSS OF BALANCE AND COORDINATION Falls are a major concern for the aging population. According to the National Institute for Aging, more than 1 in 3 people, ages 65 or older, fall each year. It doesn’t take very drastic changes in hearing to impact balance. The experts at Johns Hopkins found that hearing loss significantly increases the risk of falls for older people. The news could have far reaching implications when it comes to preventing falls and helping older generations to continue to live independent lives. Gait and balance are things that most people take for granted, but they are very cognitively demanding. Those with hearing loss are using more of their mental resources to hear speech and other sounds. This overtaxes the brain and leaves people with fewer mental resources to help with coordination.
INDICATIONS OF LOSS It is estimated that as many as 27 million Americans over 50 suffer from hearing loss, and only 15 percent get treatment. The results of the study show that hearing loss shouldn’t be thought of as an inconsequential part of aging, because it can cause serious long-term consequences. It is important for people to be proactive in addressing any hearing loss to circumvent these consequences. Hearing loss can appear suddenly or gradually. The most common indicators are the inability to understand conversations, having to turn up the volume on the television, or asking people to repeat themselves. There also may be a decline in the ability to hear high-pitched sounds (trouble hearing women’s voices) or difficulties on the phone. Other indicators are ringing in the ears or instances of dizziness or vertigo.
Schedule a Free Hearing Test
communityhearinghealth.com 22 | Senior Resource Guide Spring 2018
Courtesy of Community Hearing Health Center
LATEST DIGITAL TECHNOLOGY
420 W 2nd St. Bloomington, IN 47403 Phone: (812) 323-8400
GETTING HELP The most common treatment for hearing loss is the use of properly fitted hearing aids. The newest technology now mimics cochlear function. Wearing the latest digital hearing technology, has been proven to slow down loss, so that hearing and cognitive function will not get as bad as fast. Everyone should have their hearing checked each year by a professional, and it is especially important for someone with one of the indicators listed above. It's vital to identify hearing loss as quickly as possible, which is why a hearing test should be done annually, throughout life.
We Carry All Makes and Models • We accept all major insurance plans. • Interest free, pending approval. • In home or office visits.
Courtesy of Elder’s Journey Homecare
ike all of our primary nearly 1 million people have senses, we tend to take glaucoma but are unaware. our vision for granted. It • AGE-RELATED helps us navigate everyday life, MACULAR from the moment we wake up DEGENERATION to the time we go to sleep – and (AMD) yet, how often do we really stop Although it rarely results to think about the biological in blindness, AMD processes involved, or even the deteriorates one’s central possibility that our eyes might vision because of damage to fail us? For many adults, the part of the retina called the concern of failing eyesight is macula. With this central quite real. The American Opor “straight ahead” vision tometric Association recomaffected, activities such as mends that anyone 60+ receive driving or reading annual eye examinations. become challenging. Past the age of 60, a number of eye diseases can begin to de- • CATARACTS Defined as the clumping of velop, a majority of which have proteins within the lens of the potential to permanently the eye, a cataract causes damage one’s vision. What’s cloudy or opaque vision. more, the symptoms associated Those who have had vision with these diseases often do affected by cataracts must not manifest until later in the have surgery to remove the development cycle. So, while cloudy lens and replace it one’s vision may seem comwith a new one. pletely normal, there may be problems brewing. Here are the • DIABETIC four eye diseases seniors should RETINOPATHY be aware of: This is a complication of diabetes, wherein blood • GLAUCOMA vessels in the eyes burst Technically a group of and bleed, eventually eye diseases, glaucoma detaching the retina. Those is the result of pressure with diabetic retinopathy buildup inside the eye, experience shadows or dark which ultimately damages objects that float within the eye’s optic nerve. As their field of vision. While glaucoma progresses, one there is no cure, laser may experience his or her treatment is often effective peripheral vision to weaken. in preventing blindness Prior to that, however, there before the retina becomes are no initial symptoms. too damaged. In fact, it’s estimated that
RISK REDUCTION: WHAT YOU CAN DO
Like all of our organs, eyes are not immune to the process of aging. A gradual decrease in vision may be normal as we age, but it’s not uncommon for seniors to have excellent vision. Everyone can take the following steps to ensure their eyesight remains sharp late into life:
✔ Schedule a comprehensive eye exam annually (at a minimum), to check for: Visual acuity (measuring sight at varying distances) Pupil dilation (widening the pupil using drops, to determine signs of disease) Tonometry (measuring fluid pressure within the eyes) ✔ Protect eyes from ultraviolet light. If going outside when it’s sunny, be sure to wear a wide-brimmed hat and sunglasses. ✔ Don’t smoke, or take steps to quit. The chances of developing many of the aforementioned eye diseases increase dramatically if you smoke. ✔ Exercise regularly and follow a healthy diet (with physician’s approval), with foods high in antioxidants, omega 3 fatty acids, vitamins A and C, and magnesium. Pay close attention to sugar intake especially, as studies indicate sugar has a significant impact on eye disease formation. Always check with your physician before making any dietary changes. ✔ Notify your optometrist immediately if you notice any changes in vision.
Because every journey needs a guide. Our mission is simple... to provide quality and dependable care for clients and their families.
We also assist clients with: • Stroke • Heart Disease • Alzheimer’s/Dementia • Wound Care • Congestive Heart Failure • Diabetic Care • Medication Management HT-427171-1
Common Eye Problems in Adults & Risk Reduction Tips
Senior Resource Guide Spring 2018 | 23
The Plan Everyone Should Make—
Have You? Courtesy of Day & Deremiah-Frye Funeral Home
ou carefully nurture your 401(k). Your will is always current and you have diversified your investments. You’re not just sitting on your hands hoping you will be set for retirement; you’re taking steps to financially secure the future for yourself and your loved ones. But there’s one important financial planning matter you may be avoiding, and if you are, you’re not alone. Even though 70 percent of Americans say they want to minimize the emotional and financial burden their death may place on their loved ones, just 24 percent have actually done something about it—by arranging their own funerals in advance. Perpetuated stereotypes and a deep-seated cultural aversion to talking about death are often at the root of people’s failure to plan their final arrangements. No one wants to think about their death or the loss of a loved one any sooner than they must, but it is more important than ever to prepare in advance. To help you incorporate funeral planning into your overall strategy, it’s important to understand a few key points. There’s a difference between owning cemetery property and prearranging your funeral services. Owning cemetery property only addresses your final resting place. Your final arrangements include much more than that, such as what kind of celebration, service or memorialization you want. A service planned in advance can include all elements of your final arrangements, including songs or readings that are important to you or the incorporation of your favorite hobby into a personalized funeral or memorial service.
Committed to helping you with compassionate, professional and personal service.
Day & Deremiah-Frye Funeral Home
4150 East Third St., Bloomington, IN 47401 • 812.336.6331 • www.DayDeremiahFrye.com Serving families since 1913
24 | Senior Resource Guide Spring 2018
Decide on the service Deciding on the type of service you want is a first step towards feeling confident that your wishes will be fulfilled. Determine if your service should have personal or religious elements, if it should be intimate or large, or if there are any unique aspects you want incorporated. The most unforgettable memorials are the ones we plan ourselves. Take some time to decide what personal touches should be included in the service to make it a true reflection of your personality and passions. Another important item to discuss is final disposition. Do you prefer burial or cremation? Regardless of your preference, you should consider cemetery property and inquire about all options available for memorialization and disposition whether for traditional burial or interment of cremated remains. Make time for the pre-planning conversation Designate a time to have this vital discussion. Opening the conversation by telling a loved one you want to ensure things are done according to your wishes may be helpful. Or, your loved one may respond if you present the discussion as your desire to help them prepare to deal with the future. Sit down with your family and share with them your wishes for your final arrangements. They’ll appreciate that you’ve taken steps to alleviate them of the burden of making difficult decisions about your funeral at what will be an already difficult time. Whether your motivation is to ensure your wishes are carried out or to protect your loved ones from making painful decisions at a time of loss, creating a plan for your final arrangements is an important responsibility. Amid all the plans life asks us to make, this is one that deserves all our attention.
If you have questions, please call Day & Deremiah-Frye Funeral Home at 812-336-6331 or visit us at 4150 East Third Street. Or call or visit Deremiah-Frye Mortuary Greene & Harrell Chapel, located at 700 West Gourley Pike in Bloomington, IN, at 812-332-9376.
Taking Care of the caregiver
Courtesy of Home Instead
eing a caregiver can be a very rewarding experience. It’s amazing just how much joy and satisfaction you’ll find in building stronger bonds with the person you care for. But at times it can be stressful. It’s important that as the caregiver, you realize you can use some help, too. According to a recent study conducted by Home Instead Senior Care network, 31% of family caregivers admit they'd like more help. The stress gets worse if the caregiver has other important and pressing responsibilities such as a job, children to care for, a busy social life, or some distance to travel to care for their elderly relative. "Every day we encounter family caregivers who love and want the best for their aging family members, but don't know how to fit it all in," said Melissa Pabst, from Home Instead Senior Care in Bloomington. Most importantly a caregiver needs to remember to take care of themselves as well. It all starts with taking some tips to heart:
week, or up to 24 hours a day, each Home Instead Senior Care CAREGiver is screened, bonded and insured, and trained to work with seniors in a variety of settings. As a caregiver you need to know that it is alright to say “no” to additional responsibilities, and never feel guilty about taking time for yourself. Your health and well-being is of the utmost importance. After all, with just a little help, you’ll have the means to renew your caring spirit and be the dedicated family caregiver that makes all the difference in your loved one’s life.
At Home Instead Senior Care we’re passionate about improving the lives of people living with Alzheimer’s and Dementia. To learn more about our community programs and services call 812.961.2222 or visit HomeInsteadBloomington.com.
EXERCISE Do something you like to do such as walking, dancing or swimming for a minimum of 20 minutes at least three times per week. Consider learning a stress-management exercise such as yoga or tai-chi. TAKE A BREAK Arrange for any necessary fill-in family, friends, volunteers or professional caregivers. Take single days or even a week vacation. Just make sure you line up your support system so you are confident that your loved one is safe and happy. TAKE CARE OF YOUR HEALTH Just as you make sure your loved one gets to the doctor regularly, make sure you get your annual check-up. ASK FOR HELP To avoid burnout and stress, enlist the help of other family members and friends, or consider hiring a professional caregiver for assistance. Don’t feel bad or guilty for reaching out. Today, many caregivers find support by building a network of resources such as family, friends and professional caregiving services like Home Instead Senior Care – whose CAREGiversSM are equipped to step in and lend a helping hand whenever needed. Whether it’s just a few hours a
Senior Resource Guide Spring 2018 | 25
Are You or Your Family Facing Any of These 7 Avoidable Long Term Care Crises? Courtesy of Elder Law
As you get older, you will likely need some level of long term care at home or in a skilled care facility. Having a good comprehensive long-term care asset protection plan can address the following crises.
– Running out of money if you (or your spouse) become ill and require significant care The cost to provide care at home or in a Skilled Care facility is very expensive. When you need the care, you don’t have an option to not get it. You need to have a long-term care asset protection plan in place before the costs of care causes you or your spouse to run out of money.
Crisis #2 – Having no
control over who provides care for you if you need it When you or your spouse need care it is very important that you have control over who comes into your home or what skilled care facility you want to use. Without a long-term care asset protection plan you may have little choice on who provides the care you need.
Crisis #3 – Choosing
– Leaving an inheritance to your loved ones, only to have it taken by their creditors Sometimes your loved ones don’t make good choices in life. Creditors or substance abuse can mean the assets that you have saved up over the years are wasted on creditors or pose serious risk to loved ones with substance abuse issues. A long-term care asset protection plan makes sure your inheritance helps your loved ones.
– Your children misusing the property or money you leave to them You love your children. Sometimes they don’t make good financial decisions. You need a long-term care asset protection plan to make sure property or money are handled the right way.
the type of care you want and where you want to receive it No one wants to go to a nursing home. The good news is there are many local options for care and support in the home. Theses options can be very expensive. Does your long-term care asset protection plan address how to pay for these options without spending everything you have? 26 | Senior Resource Guide Spring 2018
– Providing support to a loved one with a disability both during your lifetime and after your passing I have faced this issue in my own family. The care of disabled loved ones is complex yet critically important. The issue can be even more important after you have passed away. Planning to preserve the benefits our disabled loved one needs while providing additional support when you can’t be there to make decisions should be a part of your longterm care asset protection plan.
Crisis #7 – Making sure
your wishes about care and your finances are carried out Without the proper planning, a court rather than you may decide who makes decisions about your care and finances. Your long-term care asset protection plan addresses this need before a court is needed. You get to decide who and when others can make care and financial decisions for you. If you are facing any of the crises above, we can help. A long-term care asset protection plan is not a one-sizefits-all set of documents. Each plan is designed based on your concerns, your desires, and your goals.
If you have questions or comments in the areas of elder law, estate planning, trust (including special needs trusts), probate, guardianships, or long term care asset protection, you’re invited to contact Jerry as follows:
HELPING YOU TO HEAR
THINGS IN LIFE
Jerry (J.L.) Siefers, Jr.
Your hearing level, lifestyle and activity level are all significant factors in determining the performance level of the hearing instrument you require. At SIHS we will test your hearing and describe the hearing loss in language you can understand. Depending on your lifestyle and degree of hearing loss, we can make recommendations for treatment and improved listening.
Counselor and Attorney at Law Jones, McGlasson & Arter, P.C. 205 South Walnut Street Suite 3 Bloomington, Indiana 47404 TEL: (812) 332-4431 • FAX: (812) 332-0554 ElderLawOnline.com
You’re invited to call me! I’ll gladly talk with you over the phone or in person for free. I’ll help you understand what decisions you face so you can properly plan for you and your loved ones while protecting your assets.
Audiology & Hearing Aid Services • Battery Sales • Diagnostic Audiologic Evaluations • Diagnostic Hearing Tests • Custom Earmolds and Earplugs • Musicians Earplugs and Monitors • Hearing Aid Dispensing and Fitting • Hearing Aid Repairs • Industrial Hearing Screenings • In Office Services • Otoacoustic Emissions Testing • Tinnitus Evaluation and Management • Tympanometry
“Are You Considering Financial Assistance, Including Medicaid, to Cover the Growing Costs of Caring for an Aging or Disabled Loved One? If So, Please Speak with Us for Free Before You Do!” There’s hope when facing the high costs of providing needed long-term care for your loved ones while protecting one’s life savings and home. Let us help provide peace of mind to you. Your trusted source for Medicaid asset protection, Medicaid crisis planning, estate planning, trusts (including special needs trusts), probate, guardianships, and other elder law matters.
205 South Walnut Street Suite 3 Bloomington, Indiana 47404
TEL: (812) 332-4431 • FAX: (812) 332-0554
Discover more information at ElderLawOnline.com and Btownlegal.com
Jerry Siefers & Chester Arter, Partners Jones, McGlasson & Arter, P.C.
Southern Indiana Hearing Solutions 2920 S McIntire Dr. Suite 310 New Location! Bloomington, IN 47403 Phone: 812.822.2666 | Fax: 812.822.3184
Senior Resource Guide Spring 2018 | 27
When to Move? CHOOSING ASSISTED LIVING
Courtesy of Heather Kinderthain BSW, CLL and Jill's House
have visited with thousands of people looking for senior care and the most common question I hear is, “when is the right time to make a move?”. Hopefully, planning ahead will help you and your loved ones be ready when the time does come. A common statement I hear as families start the process is, “this is the hardest thing I have ever done”. While there is never an easy time, the tips below may help in the decision making. First, consult with experts, people who have walked this journey and/or supported others. Become connected with groups at the Alzheimer’s Resource Service or in local facilities. Second, look realistically at your loved one’s needs. If they are still fairly independent then assisted living is an option. If they have multiple physical needs then a skilled care environment might be more appropriate. Despite the challenges your loved one may have with decision making, memory loss, and anxiety; they should be included as much as their condition will allow. An expert in dementia care can guide you through discussion prompts that reduce distress. If you are asking yourself the question “Is it time to make a move?”, then it probably is. Moving a person to assisted living while they are still functioning well will help them maintain and im-
prove their abilities. A good assisted living setting will allow and encourage their residents to be as independent as possible. Jill’s House for example prides itself in providing, the “just right” amount of assistance. The most common reasons that trigger a move are: 1. The sudden need for around the clock support • Primary caregiver passes away • Decline in abilities • Crisis (fall, delusions, delirium, etc.) • Cost considerations (in home care vs. senior care setting) 2. Primary caregiver experiences decline in health, burn out, or stress overload 3. Incontinence 4. Wandering 5. Isolation 6. Lack of necessary support When you visit places look around and ask yourself, “Would ______ fit in here”? Then when possible take them for a lunch or tour and observe their reactions.
Some questions to ask prospective communities: 1. Do you specialize in supporting people living with memory loss and if so, how? Where learning & wonder are ageless 2. What model of care do you Visit Bloomington’s only Assisted Living follow? (A social and Intergenerational Preschool model is best unless 812-287-7962 your loved one’s JillsHouseMemoryCare.com needs are more medical in nature)
28 | Senior Resource Guide Spring 2018
3. How long have your department managers been with you? (Some communities will have different names for these roles and some will have one person fulfilling multiple roles) • Executive Director • Director of Health Services • Director of Food Services • Director of Activities • Director of Social Services 4) What are your staffing ratios? 5) What type of training does your staff receive? 6) Who owns your building and who manages your building? When talking to people living with dementia about what they want and need the common responses we hear are, “I just want to live normally “and “I just want to be treated normally”. Find somewhere that fosters “normal living” and mimics the autonomy a person would get at home. People living with memory loss need help making connections, so it is not enough to find a great facility with great activities, you must find a loving home that knows your loved one well.
I have been working in long term care in the Bloomington area for over 20 years and would be happy to hear your story and share what I have learned with you. Please feel free to contact me at 812-278-1072 to schedule an appointment.
Courtesy of Elder Care Connections, Inc.
er name is Angie, and she enjoys life being a wife, mother and daughter to her family. Like many of her generation, she cares for her husband, grandchildren and elderly father. Her responsibilities often are greater than the number of hours in the day. Then life becomes more complicated: Her husband goes in for surgery. Her father, who has mobility issues, will require hip surgery. Angie is called on to care for her grandchildren some days. Angie’s role has become caregiver for everyone but herself. She finds strength through her church and her faith, but still the demands of caregiving for everyone takes a toll and she begins to have some health issues. Angie’s father schedules his surgery and then they are faced with a choice: go to a rehab facility or come home with therapy? To face this difficult decision, she relies on the experts to guide her and decides to take her father back home after his surgery. A home health agency will provide the nursing visits and in-home therapy. However, soon after they return home, Angie sees she needs more help caring for her father. It’s Elder Care Home Connections, LLC to whom Angie can turn. Elder Care Home Connections, LLC. is a Personal Service Agency that provides non-medical care to the elderly. Our services include: Personal Care Assistance, Companionship, Meal Preparation, Light Housekeeping, Medication Reminders, Transportation and Pet Care. Just the kind of help her father needs!
Elder Care Home Connections is here to help. Please call our office at 812-330-3771 and our staff will be here to assist you. Our office is located at 239 E Winslow Rd, Bloomington IN 47401. Look us up on the web at www.eldercarehomeconnections.com.
CAREGIVING an age old story
Angie will find that Elder Care Home Connections LLC., is able to work along with the home health agency to ensure the best possible care for her father. What sets Elder Care Home Connections, LLC. apart is our true interest in making sure we understand our clients’ needs and tailor a service plan to fit those needs. It isn’t about a diagnosis but the client. The client and their family give us direction for their in-home care. Creating and maintaining personal relationships with our clients is just as important to us as the professional services that we provide. Our dedicated team of staff and caregivers make us the dynamic team that we are.
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â€œGarden en n Villa is a won nd de er ce e.... wonderful place... From Fro om m the th moment m mom I walked in, there here was was w question as to where I was going ing to take ake ke no question my wife.â€? - Dr. Dick Leyda
1100 S. Curry Pike Bloomington, IN 47403 gardenvillahealth.com 812-339-1657 HT-417725-1
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2111 Norton Lane Bedford, IN 47421 gardenvillahealth.com 812-277-3730
Reminiscing on a life well lived
ne of the unique things we get to experience here at Garden Villa is the opportunity to hear stories from our residents and their families. As they step through our doors, we get a glimpse into the life they have lived thus far and the privilege to become a part of their journey moving forward. We strive to take the time to stop and listen to the wisdom and life experiences they have to share. As Dr. Dick Leyda stepped through our doors looking for care for Carole, his wife of 58 years, we knew we had been introduced to someone special. A few of our staff members had the chance to sit down with Dr. Leyda and Carole, who is a resident here at Garden Villa, and could immediately tell that his adoration and affection for his wife was truly remarkable. Dr. Leyda comes to visit Carole several times a week to share a meal, celebrate a holiday, or just spend quality time with her. “When I first saw Carole at school, I turned to the guys and said, ‘I’m going to marry that lady,’ and they said, ‘Yeah, right.’ A year and a half later, we were married.” When asked if he could share about why he chose Garden Villa as Carole’s new home, here is what Dr. Leyda had to say. “What I’m going to say today is from the heart. I had interviews with a couple other nursing homes, and I just wasn’t impressed with them. Carole had developed a
Courtesy of Garden Villa
stomach ulcer and quit walking at the same time. I called Garden Villa and spoke with the admissions director. She asked if I could come in that Sunday, and I said sure. As soon as I walked in the doors, I said, ‘This is where Carole’s going to go; I knew I was led this way. It wasn’t just happenstance.’” Since that Sunday, Carole has spent five years at our Bloomington facility. Reminiscing back five years ago, Dr. Leyda said, “One of the Garden Villa ads I saw at the time said that if you wanted to come to a place that’s loving, comforting, and friendly, then this is it. That’s exactly what it’s been, a loving place. Whenever Carole has had problems, they’ve taken great care of her.” Dr. Leyda specifically recalled some fun interactions with Garden Villa founder and long-time owner, Lee Marchant. “Lee Marchant, the owner, is such a sweet, loving man. We used to have a contest on who would be wearing the nicest sweater. He’d come in and say, ‘Oh, what a nice sweater you have on!’ And I’d reply, ‘Thank you! And what a nice sweater you have as well.’” “Garden Villa is a wonderful place and I have nothing but positive things to say about them. I’ve been very happy. From the moment I walked in, there was no question as to where I was going to take my wife.” – Dr. Dick Leyda. Senior Resource Guide Spring 2018 | 31
END OF LIFE
CARE Courtesy of AseraCare Hospice
We are here when you need us! 24/7 Hospice care
AseraCare offers exceptional quality of care for patients and families when facing a life limiting experience. Services: • • • •
Registered Nurses 24/7 • Personal Care Assistance Social Services and Planning and Service Bereavement Counseling • Pet and Music Therapy Spiritual Counseling • We Honor Veterans Program
TNER PA R
Phone: 1-888-868-1957 Fax: 1-800-892-1226
We believe that the end of a person’s life can be comfortable and peaceful. You and your family are not alone on this journey.
Equal opportunity provider of healthcare services
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All wars are different and provide unique experiences and sometimes complications to the VETERANS that served in them. Often veterans return from war significantly changed, and this complicates adjusting to life as a civilian. Regardless of the situation, all veterans deserve to receive compassionate, quality care at the end of life. Being Knowledgeable about wars and traumas can equip hospice professionals as they navigate how veterans view their end-of-life experience. AseraCare understands the distinct nuances and complexities of Veterans whether they served in World War II, Vietnam, the Gulf War, Afghanistan, Iraq or during peacekeeping times. At AseraCare Hospice, we recognize that providing end-of-life care for veterans requires a specialized level of skill. To help carry out this part of our mission, we work with the We Honor Veterans program offered by the National Hospice and Palliative Care Organization in collaboration with the Department of Veterans Affairs. Through this collaboration, AseraCare Hospice agencies offer specific services that cater to this cherished population. MOMENTS THAT MATTER AseraCare Hospice understands the challenges that patients and their families face when coping with serious, chronic or life-limiting illnesses. That’s why we: 1. Help manage physical symptoms and provide the doctor with clinical information needed to oversee each patient’s care 2. Help patients and their families understand the many emotions THEY will experience during this difficult time 3. Give ONE-on-ONE attention to patients, sharing the valuable gift of time 4. Support the patient’s spiritual end-of-life needs 5. Stay in touch with families for 13 months as they grieve the loss after a loved one’s death THE PROMISE OF DIGNITY At AseraCare HOSPICE, our team provides medical, emotional and spiritual support to individuals with terminal illnesses and their families. Hospice care may be delivered in the person’s home or in a hospital, nursing home, assisted living center or hospice facility. Physicians, nurses, medical social workers, pharmacists and other hospice staff use the latest practices and technologies to manage pain and symptoms, and to create the best quality of life during the last months of life. We manage your entire spectrum of needs in a respectful, professional way that takes significant pressure off your loved one and your family. Depending on services rendered, all or part of hospice care may be covered by Medicare, Medicaid (in some states) or private insurance. Call 1.317.337.0439 for more information.
Meaningful Moments ®
aring for a loved one with Alzheimer’s disease or a related memory loss is a difficult and challenging experience. The decision to place loved one in the care of others is perhaps the most difficult decision you will ever make. Often the mental demands of those struggling with Alzheimer’s disease can take over their emotional needs. At Autumn Hills Alzheimer’s Special Care Center we keep the emotional needs and feelings of your loved one at the very center of what we do. Our exclusive Meaningful Moments® program is specifically designed to help meet the needs of those Residents with memory loss. We begin by discovering the life story of each individual by finding out their preferences, likes, dislikes and cherished memories. By adding details and preferences from the residents’ life stories into their day, we can built comfort and a sense of meaning for each resident individually. The result is a familiar atmosphere for your loved one. Our Meaningful Moments® philosophy takes a holistic approach to caring for our Residents. We recognize that we care for the whole person-physically, socially, emotionally, and spiritually—while creating a partnership of caring that includes the Resident, family and staff. This philosophy recognizes the understanding that a person living with dementia can continue to experience life in a meaningful way. We offer a sense of home and focus on time-tested programs to engage every Resident based on their unique life story. Residents at Autumn Hills have access to a whole host of amenities and programming options to help keep them active and engaged in daily life—including excursions to restaurants and shopping, arts and craft classes, movie nights and many chances for family and holiday celebrations. As part of our Meaningful Moments® program, our active and engaged staff spends meaningful time with our Residents to best understand their individual needs—every day. This approach, as well as our many years of experience, gives us a sense of pride and motivates us to be a valued resource for you and your family.
Best practice in Alzheimer’s and Memory loss care Courtesy of Autumn Hills
If you are caring for a loved one with Alzheimer’s disease or a related memory loss, call us at 812.335.4655 and learn more about Autumn Hills. Our Meaningful Moments® program will add meaning, value and comfort to their life, and ease your mind knowing they are receiving exceptional care.
Creating Meaningful Moments for those affected by Alzheimer’s. Our exclusive Meaningful Moments® program is specifically designed to help meet the needs of those residents Living with dementia. The program focuses on honoring the individual life story and legacy of each resident. Our Philosophy of Care is a simple one: To care for each Resident with dignity and respect and join you in honoring them.
Call 812.335.4655 To learn more or to arrange a personalized tour.
A Tradition of Caring Together 3203 Moores Pike Rd., Bloomington, IN 47401 | 812.335.4655 | jeaseniorliving.com
Senior Resource Guide Spring 2018 | 33
PROTECT Yourself from
D U A R F
Courtesy of Area 10 Agency on Aging
edicare fraud and abuse bilks the federal government of more than 90 billion dollars every year. This can include billing for services that were not received, billing for medically unnecessary equipment or supplies, or offering â€œfree servicesâ€? in exchange for your Medicare or Social Security numbers. Some examples of Medicare Fraud prosecutions in 2017 include: A Michigan physician sentenced to 15 years for billing Medicare $26 million for nerve block injections he never provided. A Florida eye doctor sentenced to 10 years for billing Medicare for $10 million by intentionally misdiagnosing patients with wet macular degeneration and charging for a fake laser treatment. A New York business owner pleads guilty for billing Medicare $1million for durable medical equipment never provided. Identity theft using stolen Medicare numbers has also become more common. In fact, Medicare is in the process of removing Social Security numbers from 34 | Senior Resource Guide Spring 2018
Medicare cards and replacing them with new, unique numbers for each individual. The new cards will be mailed between April 2018 and April 2019. Scammers know this too, and may try to get your current Medicare number and other personal information by contacting you about your new Medicare card.
Sample of new Medicare cards being sent out to participants beginning April, 2018
Scammers claiming to be from Medicare may call: • Asking you to confirm your Medicare/ Social Security number or other personal information • Telling you that there’s a charge for your new card • Threatening to cancel your health benefits if you don’t comply
Your connection to
To help inform older adults about such scams, the Indiana Association of Area Agencies on Aging (IAAAA) operates the Senior Medicare Patrol (SMP). Indiana SMP works to eradicate Medicare fraud and abuse by using volunteers to educate their peers and report unscrupulous behavior.
A member of
Contact us at
Use the following tips to protect yourself:
• Guard your Medicare card like you would a credit card • Only rely on your medical providers to recommend special equipment or services • Never be afraid to hang up on someone trying to pressure or threaten you • Medicare does not call people and ask for their Medicare numbers
YOU CAN'T SEE WHAT'S •:.,_, -INSIDE.
• Never provide a salesperson with your doctor’s name or your Medicare number • Never accept “free” medical equipment or services in exchange for your M edicare number
• Don’t leave mail in your mailbox for more than one day
SIRA Imaging CenterCenter SIRA Imaging providesprovides state-of-the-art state-of-the-art medical imaging any medical imaging for any need. If youfor want need. If fast youresults want that accurate, results accurate, keep youfast in the picture, your doctor to send you toask SIRA. that ask keep you in the picture, your doctor to send you to SIRA.
• Shred your Medicare papers and other important documents before throwing them away • Remember, Medicare doesn’t sell anything • Always review your Medicare Summary Notice (MSN) or your Explanation of Benefits (EOB) if on a Medicare Advantage plan, which is an accounting of all services billed to your Medicare. Interested in becoming an SMP Volunteer or scheduling a presentation? Call the Indiana SMP (317) 205-9201. To report suspected Medicare fraud, call your local Area Agency on Aging 1-800-986-3505.
• • .1 I II
serving southern indiana patients since 1964 500 S. LANDMARK AVENUE • BLOOMINGTON HT-436428-1
812.333.7676 • www.siraonline.com
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The organizations, programs and services in this guide change continually during the year. The purpose of this directory is to provide a starting point in your search for information.
AREA AGENCIES ON AGING
Indiana Area Agencies on Aging offer advocacy, planning, services and funding that make a difference in the lives of older adultsâ€”from the frail older person who is able to remain at home if they receive the right services to those who are healthy and can benefit from activities and socialization provided by community-based programs. Contact the Area agency in your county for more information.
AREA 8-CICOA AGING & INHOME SOLUTIONS Morgan County 800-432-2422 cicoa.org AREA 10 AGENCY ON AGING Monroe & Owen Counties 800-844-1010 | 812-876-1079 area10agency.org
AREA 11-THRIVE ALLIANCE Brown County 812-372-6918 thrive-alliance.org AREA 13-GENERATIONS Greene County 800-742-9002 generationsnetwork.org AREA 15-HOOSIER UPLANDS Crawford, Lawrence, Orange & Washington Counties 812-849-4457 | 800-333-2451 hoosieruplands.org
These organizations or agencies offer group education, counseling or support group meetings for persons who have experienced the death of a loved one. Services are usually provided at no cost.
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Always refer to your local Area Agency on Aging for a complete listing of services for your area. CENTERSTONE
BEDFORD 1315 Hillcrest Rd. Bedford, IN 47421 812-279-3591 BLOOMINGTON 645 S. Rogers St. Bloomington, IN 47403 812-355-6310 MARTINSVILLE 1175 W. Southview Dr. Martinsville, IN 46151 765-343-6950 MOORESVILLE 11370 North SR 67 Mooresville, IN 46158 765-342-6616 NASHVILLE 91 West Mound St. Nashville, IN 47448 812-988-2258
SPENCER 35 Bob Babbs Dr. Spencer, IN 47460 812-585-3775
ABILITY SERVICES ADA-INDIANA 1905 N Range Rd. Bloomington, IN 47408 812-855-6508 INDIANA INSTITUTE ON DISABILITIES 1905 N. Range Rd. Bloomington, IN 47408 812-855-6508 SOUTHERN INDIANA CENTER FOR INDEPENDENT LIVING (SICIL) 1490 W. Main St. Mitchell, IN 47446 812-277-9626
Some libraries have programs that deliver reading and audio-visual materials to the homebound. Classes and personal enrichment programs may be available as well as volunteer opportunities.
BROWN COUNTY BROWN COUNTY PUBLIC LIBRARY 205 Locust Ln. Nashville, IN 47448 812-988-2850 LAWRENCE COUNTY BEDFORD PUBLIC LIBRARY 1323 K St. Bedford, IN 47421 812-275-4471 MITCHELL COMMUNITY PUBLIC LIBRARY 804 Main St. Mitchell, IN 47446 812-849-2412 MONROE COUNTY ELLETTSVILLE BRANCH 600 W. Temperance St. Ellettsville, IN 47429 812-876-1272 MONROE COUNTY PUBLIC LIBRARY 303 E. Kirkwood Ave. Bloomington, IN 47408 812-349-3050MORGAN COUNTY MORGAN COUNTY BROOKLYN BRANCH 6 East Mill St. Brooklyn, IN 46111 317-834-2003 EMINENCE BRANCH Eminence Lions Club 11604 Walters Rd. Eminence, IN 46125 765-528-2117 MAIN BRANCHMARTINSVILLE 110 S. Jefferson St. Martinsville, IN 46151 765-342-3451
MONROVIA BRANCH 145 S. Chestnut St. Monrovia, IN 46157 317-996-4307 MORGANTOWN BRANCH 79 W. Washington St. Morgantown, IN 46160 812-597-0889 WAVERLY BRANCH 9410 State Rd. 144 Waverly, IN 46151 317-422-9915 OWEN COUNTY OWEN COUNTY PUBLIC LIBRARY 10 S. Montgomery St. Spencer, IN 47460 812-829-3392
MEALS ON WHEELS LAWRENCE COUNTY HOOSIER UPLANDS/AREA 15 AGENCY ON AGING 521 W. Main St. Mitchell, IN 47446 812-849-4457 MONROE COUNTY AREA 10 AGENCY ON AGING 631 W. Edgewood Dr. Ellettsville, IN 47429 812-876-3383 BLOOMINGTON MEALS ON WHEELS 727 W. First St. Bloomington, IN 47403 812-355-8224 MORGAN COUNTY COORDINATED AGING SERVICES 1369 N. Blue Bluff Rd. Martinsville, IN 46151 765-342-3007 (Martinsville only) OWEN COUNTY AREA 10 AGENCY ON AGING 631 W. Edgewood Dr. Ellettsville, IN 47429 812-876-3383
Senior centers are a place for seniors to gather to socialize, share a meal and get involved in a wide variety of activities. Many centers offer card games, music, bingo, exercise, church services, day trips, etc. Be sure to call the site nearest you for details about programs and hours.
LAWRENCE COUNTY BEDFORD SENIOR CITIZENS CENTER 2205 Washington Ave. Bedford, IN 47421 812-279-5473 MITCHELL SENIOR CITIZENS CENTER 101 Tom Green Dr. Mitchell, IN 47446 812-849-2024 MONROE COUNTY AREA 10 AGENCY ON AGING 631 W. Edgewood Dr. Ellettsville, IN 47429 812-876-3383 UNIONVILLE SENIOR CITIZEN CENTER 7616 E. St. Rd. 45 Unionville, IN 47468 812-339-2008 BLOOMINGTON PARKS & RECREATION TWIN LAKES RECREATION CENTER 1700 W. Bloomfield Rd. Bloomington, IN 47403 812-349-3720 MORGAN COUNTY MARTINSVILLE AREA SENIOR CENTER 1369 N. Blue Bluff Rd. Martinsville, IN 46151 765-342-5525 MOORESVILLE SENIOR CENTER 4305 E. St. Rd. 144, PO Box 343 Mooresville, IN 46158 317-831-7510
TRANSPORTATION LAWRENCE COUNTY LAWRENCE COUNTY CANCER PATIENT SERVICES 219 Sycamore Drive Bedford, IN 47421 812-275-1441 MITCHELL CITY BUS 812-849-2151 OLDER AMERICAN SERVICES CORP 1901 S. Orleans Way Orleans, IN 812-865-3352 ORANGE COUNTY TRANSIT SERVICES 986 W. Hospital Rd. Paoli, IN 47454 812-723-4043 RURAL TRANSIT SERVICES LAWRENCE COUNTY 812-277-9615 | 812-876-1079 TASC-BEDFORD CITY BUS Call from 8am-4pm 812-275-1633 MONROE COUNTY IU HEALTH BLOOMINGTON HOSPITAL Assisted Medical Transport Station 630 S. Patterson Dr. Bloomington, IN 47403 812-353-9232 BLOOMINGTON TRANSIT 130 W. Grimes Ln. Bloomington, IN 47403 812-336-7433 AREA 10 AGENCY ON AGING RT Dispatch: Lawrence County 812-277-9615 RT Dispatch: Monroe County 812-876-1079 RT Dispatch: Owen County 812-829-6066
Senior Resource Guide Spring 2018 | 37
AMERICAN CANCER SOCIETY, SOUTHWEST INDIANA AREA SERVICE CENTER Road to Recovery Program 812-475-9486 VETERANS OF FOREIGN WARS POST #604 Call for transportation to Indianapolis VA Hospital 812-332-4684MORGAN Y AMERICAN RED CROSS OF MORGAN COUNTY 1789 E. Morgan St. Martinsville, IN 46151 765-342-2705
OWEN COUNTY VETERANS’ AFFAIRS OFFICE 157 W. Washington St. Armory Building Spencer, IN 47460 812-829-5027
LAWRENCE COUNTY VETERANS’ AFFAIRS OFFICE 916 15th St., Room 8 Bedford, IN 47421 812-275-6411 MONROE COUNTY VETERANS’ AFFAIRS OFFICE 214 W. 7th St., Room 100 Bloomington, IN 47404 812-349-2568 MORGAN COUNTY VETERANS’ SERVICE OFFICE 180 S. Main St., Ste. 006 Martinsville, IN 46151 765-349-5505
VOLUNTEER DEVELOPMENT Many organizations welcome older volunteers. Seniors who volunteer find purpose in their day to day and a sense of accomplishment. Volunteering promotes better health both mentally and physically. Check out these opportunities in your area.
COORDINATED AGING SERVICES FOR LAWRENCE COUNTY MORGAN COUNTY HOOSIER UPLANDS/AREA 15 MORGAN COUNTY-CONNECT Provide transportation for Seniors AGENCY ON AGING 521 W. Main St. in Morgan County only. Age Mitchell, IN 47446 60+ No charge. Provide public 812-849-4457 | 800-333-2451 transportation for anyone for a fee. Call for rates. 765-352-2182 MONROE COUNTY or 765-342-3007 AREA 10 AGENCY ON AGING VETERAN/MILITARY Caring Companions INFORMATION 812-876-3383 x554 The Veterans’ Affairs Regional Office provides a variety of services and benefits to honorably discharged veterans of the US military and their dependents.
AREA 10 AGENCY ON AGING/ RSVP 55+ 812-876-3383 x523 CITY OF BLOOMINGTON VOLUNTEER NETWORK 812-349-3483 MORGAN COUNTY CICOA AGING & IN-HOME SOLUTIONS VOLUNTEER SERVICES 317-803-6003
SilverSneakers offers physical activity, health education, and social events for Medicare-eligible and Group Retiree members. Inquire at the front desk to check your eligibility or to sign up.
SilverSneakers Circuit SilverSneakers Classic SilverSneakers Yoga
Twin Lakes Recreation Center
1700 W. Bloomfield Rd. • 812-349-3720 bloomington.in.gov/TLRC
HOOSIER UPLANDS AREA XV AGENCY ON AGING SERVICES OFFERED Home health aide, homemaker, attendant care, respite, adult day care, home delivered meals, transportation, skilled nursing care, durable medical equipment, assistive technology, home modifications and personal emergency response systems, and Family Caregiver which provides respite to clients over the age of 60 with a full time caregiver and Medicaid Waiver.
• Case Management • Legal Services • Video Library • Golden Age Newsletter • Angel Foundation
OWEN COUNTY AREA 10 AGENCY ON AGING Caring Companions 812-876-3383 x554 AREA 10 AGENCY ON AGING/RSVP 55+ 812-876-3383 x523
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Silver&Fit is designed specifically to help older adults achieve better health through regular exercise and health education, providing eligible members with no-cost or low cost fitness plans. If your health plan offers Silver&Fit and you would like more information, visit or call the TLRC. www.SilverandFit.com
• Options Counseling • Health and Wellness • Medicare • Resource Guides
521 West Main Street, Mitchell, IN 47446 812-849-4457 toll free 1-800-333-2451
HOME REPAIR AND MAINTENANCE
The national abbreviated dialing code for FREE access to health and human services information and referral is 2-1-1. The 2-1-1 number, easy to remember and universally recognizable, connects individuals and families in need with communitybased organizations and government agencies. Free and confidential help is available for many needs, including housing, employment, legal aid and counseling.
The USDA Rural Development Office has a Very LowIncome Housing Repair program that provides loans and grants to homeowners age 62 and over to repair, improve or modernize their dwellings or to remove health and safety hazards (including accessibility). For more details visit rurdev.usda.gov.
Service and therapy animals are skilled to work with people with physical or developmental disabilities. Their mission is to improve quality of life all while developing caring relationships. If a service animal is not needed but the family member is able to care for a pet, they can provide needed companionship and comfort. Indiana Canine Assistant Network (ICAN) trains skilled service dogs for people in Indiana with needs. They can be reached at 317-250-6450, or icandog.org.
PARK PASS FOR SENIORS
Individuals who are age 65 and older or individuals younger than age 65 who receive Social Security Disability benefits may purchase the Golden Hoosier Passport at a 50-percent discount. Show the passport for admission to any state park. For more information visit in.gov/dnr or call the Indiana Department of Natural Resources State Park and Reservoir Division at 317-232-4200. Senior Resource Guide Spring 2018
Senior Care Services EMERGENCY CARE
After all, we think you have earned a little extra consideration
Monroe Hospital is committed to going above and beyond to meet our patients’ needs. Our Emergency Department has made some changes to make our seniors more comfortable while they receive treatment.
Blankets that have been warmed
Larger, easy to read clocks
Large-print magazines to read while waiting
Skid proof, slip resistant footwear
Extra seating for family members
Assistive devices for hearing and vision
4011 S. Monroe Medical Park Blvd. Bloomington, IN 47403 812-825-1111 www.monroehospital.com
Member of Prime Healthcare
Great Care ...Close to Home HT-416748-1
Senior Resource Guide Spring 2018