SENIORS YOUR RESOURCE GUIDE • FALL/WINTER 2018
»CARING FOR THE CAREGIVER »IRREVOCABLE TRUSTS? »THE ROAD TO QUALITY SLEEP »BENEFITS OF TREATING HEARING LOSS »DOWNSIZE YOUR ESTATE...WITH HELP A PUBLICATION OF
BELL TRACE HEALTH & LIVING 725 Bell Trace Circle, Bloomington, IN 47408 812-323-2858 BELL TRACE SENIOR LIVING COMMUNITY 800 N. Bell Trace Circle, Bloomington, IN 47408 812-332-2355
ELDER’S JOURNEY 4211 E. 3rd St., Bloomington, IN 47401 812-334-2389
HOME INSTEAD SENIOR CARE 1355 W. Bloomfield Rd., Suite 2, Bloomington, IN 47403 812-961-2222
✔ ✔ ✔
JILL’S HOUSE, LLC 751 E. Tamarack, Bloomington, IN 47408 812-278-1072
MEADOWOOD HEALTH PAVILION 2455 Tamarack Trail, Bloomington, IN 47408 812-336-7060 MEADOWOOD RETIREMENT COMMUNITY 2455 Tamarack Trail, Bloomington, IN 47408 812-336-7060
✔ ✔ ✔ ✔
✔ ✔ ✔ ✔ ✔ ✔
✔ ✔ ✔
MITCHELL MANOR/LIFE CARE CENTER OF AMERICA 24 Teke Burton Dr., Mitchell, IN 47446 812-849-2221 SICIL LIVING WELL HOME CARE 1490 W. Main St., Mitchell, IN 47446 812-849-6000
✔ ✔ ✔
HOOSIER UPLANDS 500 Main St., Mitchell, IN 47446 812-849-4447
SECURE ALZHEIMER’S UNIT
✔ ✔ ✔ ✔
ELDER CARE HOME CONNECTIONS, LLC 239 E. Winslow, Bloomington, IN 47401 812-330-377
PRIVATE ROOM/ APARTMENT
COMFORT KEEPERS 4101 E. Third St. Bloomington, IN 47401 812-822-0145
AT HOME CARE
Seniors Resource Guide Services Grid
✔ ✔ ✔
✔ ✔ ✔ ✔ ✔ ✔
Table of Contents Rediscovering Friendship and Fitness at the Y through Aquafit
When the Caregiver Needs Care Too
To Gift or Not To Gift
5 6 7 8
Do You Need a Hearing Exam?
Final Arrangements: Four Tips for Pre-planning a Funeral
9 10 12 14
Caregiving: The Unsung Heroes Irrevocable Trusts: Not Just for the Rich
The Road to Quality Sleep Medicare Open Enrollment Information
Preschool Children and Seniors Make Great Friends
SENIORS YOUR RESOURCE GUIDE • FALL/WINTER 2018
The Benefits of Treating Hearing Loss
Chad Giddens DESIGN LAYOUT
Change is Inevitable: But You Don't Have to Face it Alone
What is a Memory Care Unit?
Keep On Rolling: New Car Features Approved by AAA
ADVERTISING SALES MANAGER
How Senior Living Communities Keep Adults Healthier
Real Life Benefits of exercise at Healthy Balance Health Club
Senior Services Resource Guide
SALES AND ADVERTISING
Chad Giddens 812-331-4292 firstname.lastname@example.org Special thanks to the following agencies for information used in the Resource Guide— Area 8-CICOA Aging & In-Home Solutions, Area 10-Agency on Aging, Area 15-Hoosier Uplands. © 2018 Schurz Communications, Inc. Published by Hoosier Times Bloomington, Indiana Schurz Communications, Inc. does not make any representations as to opinions and facts contained herein. This magazine or parts thereof may not be reproduced in whole or in part without express written consent of the publisher.
Senior Resource Guide Fall/Winter | 3
Come on in—the water's fine! Rediscovering Friendship and Fitness at the Y through Aquafit
Courtesy of Monroe County YMCA
or many aging adults, finding the right form of exercise can be a challenge. With increasing joint pain, as well as weaning flexibility and agility, exercise can feel limiting. At the Monroe County YMCA, we believe water exercise is the solution for older adults who desire an active lifestyle. Water exercise is much gentler on joints, which allows for a wider range of motion than exercise on land. Muscles lengthen and relax in the water allowing aging adults to experience a significant increase in mobility. Our Y members love water exercise so much that a number of them have been coming to our Y in Bloomington for the Deep Water Aqua Fit class for years—several of them have been attending the class for more than 20 years. Members of this Aqua Fit group believe their experiences in the class and with one another have been life altering in the best way possible. Donna Fromm, a member of our Y since it opened its doors in 1981, reflected on the water’s impact on her life.
THIS IS THE Y YOU ARE WHY The Y has programs to support you on your journey to health. Discover what we have for you! HT-563245-1
4 | Senior Resource Guide Fall/Winter 2018
She shared that “to be able to move… unencumbered, and not feel the stress on your joints, it’s very freeing. It’s emotionally lifting in many ways.” She also expressed “it is exhilarating to be in the class and run again. It’s exhilarating to do things we aren’t able to do otherwise.” Amazingly, the benefits of the Aqua Fit class go far beyond physical improvements for this group. Judy Schroeder, a member of 14 years, shared that “the group is a very welcoming community.” She reflected on joining the class and initially feeling like “the newbie,” but that feeling quickly disappeared. The group explained the Aqua Fit class is much more than exercise for them; it is what motivates them to get out of the house and be more social. They joked about how their instructors are usually after them for talking during class, but they want to be brought up-to-speed with what’s going on in everyone’s lives. Judy exuded gratitude, explaining they “have a good, supportive community, and we worry about one another when we don’t see each other.” Their community is so strong that many of the members even go out for lunch after every Aqua Fit class. Several Aqua Fit participants expressed how thankful they are for the Y. The Monroe County Y is not only a place where they have experienced dramatic health improvements—it is a place that has fostered new friendships, provided emotional comfort, and continues to cultivate an incredible community.
Visit www.monroecountyymca.org or call (812) 332-5555 to learn how a water aerobics class can benefit your personal health.
NEEDS CARE, TOO.
Care tips for caregivers from Home Instead Senior Care.
eing a caregiver is one of the most selfless things we can do for the people we love. And while caregiving brings great joy and satisfaction as you spend time caring for your loved one, there are also times of stress, confusion and exhaustion. Here are some of the most common questions we get from the caregivers we support — and some answers to help guide you as you seek to provide the best care. Q: I’m happy I’m able to care for my loved one, but sometimes, I feel so tired and discouraged, even angry. Why do I feel this way? A: "Every day we encounter family caregivers who want the best for their family members, but struggle with these emotions," said Melissa Pabst, from Home Instead Senior Care. While being a caregiver can be a very rewarding experience, it may also bring some uncomfortable feelings such as resentment, bitterness, frustration and guilt. These are all natural responses to the stress and exhaustion that being a caregiver can bring. Be kind to yourself — it’s perfectly normal to have these feelings. But it’s also important to understand what these feelings are trying to tell us — that it may be time for a break. Q: What are some ways to cope when I’m feeling overwhelmed? A: If we allow ourselves to become worn down and discouraged, we are no good to the people who need us. To be the best possible caregiver, we have to remember to take care of ourselves first! Here are some tips that may help: EXERCISE Exercise is one of the best ways to reduce stress and stay healthy. So take some time to do something you find enjoyable, such as walking, dancing or swimming for a minimum of 20 minutes at least three times per week. You’ll be amazed what a simple fitness routine can do to help you feel refreshed. TAKE A BREAK Sometimes, a time-out is the best and only medicine for exhaustion. Arrange for family, friends, volunteers or professional caregivers to fill in for you while you take some time to recharge your batteries, whether for a single day or a weeklong vacation. ACCEPT HELP To avoid burnout (and those unwanted feelings we explored earlier), enlist the help of other family members and friends, or consider hiring a professional caregiver for assistance. Don’t feel bad or guilty for reaching out. There are many people who want to help you. Q: How do I begin building a support network? A: There are many support options available to caregivers today, including family, friends and professional caregiving services
like Home Instead Senior Care. Home Instead has a network of CAREGiversSM who are equipped to step in and offer help and support to caregivers whenever needed. Whether it’s just a few hours a week, or up to 24 hours a day, every Home Instead Senior Care CAREGiver is screened, bonded and insured, and trained to work with seniors in a variety of settings.
At Home Instead Senior Care, we’re passionate about supporting caregivers to help maintain quality of life for both the caregiver and those under their care. To learn more about our individualized in-home senior care services and community programs, call 812.961.2222 or visit www.HomeInsteadBloomington.com.
Senior Resource Guide Fall/Winter | 5
To Gift or Not to Gift?
A Question Shared by Many Seniors Courtesy of E. Paige Freitag and Erin M. Martoglio, Freitag & Martoglio, LLC
lients commonly ask whether they should gift assets to their children or others during their lifetime. This concern is particularly pressing for older clients, who may be contemplating the risks of failing health. The answer depends on the client’s unique circumstances, and clients should consider several factors, such as: • Risk to Assets – Outright gifting of assets, or even adding a child as joint owner of an asset, can unintentionally risk the availability of that asset. If the child named as joint owner of an asset dies, divorces, or has unpaid creditors, the parent’s asset could be placed at risk. Keep in mind that once assets are gifted, the parent making the gift often loses control of the asset, and unexpected life events can add to the risk that the asset will not be available for the parent’s use in the future.
OUR FOCUS IS YOU. Elder Law, Medicaid & Estate Planning, Probate & Trusts, and Business Transactions & Formation. 400 W. 7th Street, Suite 110 Bloomington, IN 47404 www.bloominglaw.com (812) 676-6030
Committed to bringing you high-quality legal services that consider the unique needs of you, your family and your business.
6 | Senior Resource Guide Fall/Winter 2018
• Tax Basis Issues – “Basis” is an income tax term that refers to the cost of an asset. Basis plays a role in determining capital gain or loss. For example, if Sally buys a house in 1990 for $25,000, her basis in the house is $25,000. If Sally sells it for $150,000, she may have capital gains tax liability. Basis is important to gifting decisions because a gift recipient obtains a tax basis different from that received by a beneficiary of a will or trust. A lifetime gift recipient receives the gift giver’s tax basis. However, a beneficiary of a will or trust who inherits receives what is called “adjusted basis” – the value of the property at the time of the owner’s death. Therefore, Sally could leave her house to her child via her will, giving her child the greater, adjusted basis (and reducing the child’s potential exposure to capital gains tax) versus gifting it to her child and only passing on her own basis of $25,000. The basis concept affects assets other than real estate, too, including stock. • 5-Year Look Back Period for Medicaid – Often clients are concerned with “protecting” assets should they require long term care and need to apply for Medicaid to assist with care costs. The Medicaid rules are complicated and change frequently. Gifting assets, unless done as part of a comprehensive plan under the guidance of an elder law attorney, can have negative consequences to the person who makes the gift. Currently, if a person seeks Medicaid to pay for long term care costs, he or she is required to report any gifts or transfers made within the five years preceding the application. For example, if Bill files a Medicaid application on June 2, 2019, he is required to report all transfers of assets he has made since June 2, 2014. While exceptions exist, the general rule is that if assets are gifted, there will be some period of months during which Medicaid will not pay for Bill’s care. This is commonly referred to as the “transfer of assets penalty period.” Because none of us knows when we may experience a significant health event that may lead to long term care needs, outright gifting without considering the potential Medicaid consequences can be risky. In sum, deciding whether to make a gift of assets during life is not a decision to be taken lightly. Gifting can have unintended consequences for both the person making the gift and the gift recipient. It is always best to discuss the pros and cons of any gifting plan with your estate planning attorney.
earing loss not only has impact on your ability to listen and socialize, it is also linked to diabetes, dementia, kidney disease, vision loss, heart disease and risk of falls. Hearing loss occurs almost twice as often in adults who have diabetes than in those who don’t. High blood sugar levels may damage the inner ear’s small blood vessels and nerves, reducing the ability to hear well.
nging Do you have ri in the ears? ouble Do you have tr ded rooms? w hearing in cro seem to Do others not r mumble? o speak clearly mplain Does anyone cotoo loud? that your TV is n exposed Have you bee to loud noises?
toxins related to kidney failure, structural similarities between kidney and inner ear tissues, and shared risk factors such as high blood pressure or diabetes. 67% of emergency room visits for adults ages 6585+ are for falls, and falls are the leading cause of injury related deaths for adults ages 65+. Poor hearing increases the risk for falls and injuries which can reduce mobility, ability to perform daily activities and life expectancy. In fact a study from John Hopkins Medicine showed that older adults with a hearing deficit were 32% more likely to be admitted to the hospital than people without hearing loss.
In 2015, an estimated 5.3 million Americans of all ages had Alzheimer’s and every 67 seconds someone develops the disease. For those older than 60 years, the risk of dementia is closely related to the severity of hearing loss. The research indicates that hearing loss causes social isolation, and that shared brain function pathways lead to hearing loss, related to sensory overload. Courtesy of Community Hearing Health Center
If you answered YES to any of these questions—call to schedule your FREE Hearing Exam TODAY.
It is estimated that for the 26 million Americans adults with Chronic Kidney Disease, 54% have some hearing loss. Research indicates possible causes are inner ear nerve damage caused by
Schedule a Free Hearing Test
Hearing loss is not just about hearing! It will cause health issues in many other aspects of your life. There is no reason to delay! Community Hearing Health Center’s hearing evaluations are ALWAYS free. Give us a call today to protect your hearing and your overall health.
LATEST DIGITAL TECHNOLOGY
$ 420 W 2nd St. Bloomington, IN 47403 Phone: (812) 323-8400
AVAILABLE IN RECHARGEABLE
We Carry All
• We accept all major insurance plans. Makes and • Interest free, pending approval. Models • In home or office visits.
Senior Resource Guide Fall/Winter | 7
Final Arrangements: Four Tips for Pre-planning a Funeral
Courtesy of Day & Deremiah-Frye Funeral Home
ven the idea of funeral planning can seem overwhelming. It’s a topic than many people actively avoid. But pre-planning final arrangements helps relieve your family of both emotional and financial burdens. “It’s an act of love to plan ahead of time,” says, Scott J. Agnew, General Manager with Day & Deremiah-Frye Funeral Home. “When you consider that losing a family member is already an emotionally challenging experience without the added responsibility of funeral planning, you realize why it’s so important to pre-plan end-of-life arrangements.” Pre-planning is easy when you take it step by step. Consider these expert tips from the Dignity Memorial network, the largest network of funeral, cremation and cemetery service providers in North America.
START WITH A CONVERSATION.
“Set aside an hour or so on a weekend to talk with your partner, spouse or grown children about your intent to plan your funeral,” says Scott J. Agnew, General Manager. “Approach the topic it by explaining that your goal is to make things easier for the people you love. Engage them by asking how they’d like to remember you.”
Committed to helping you with compassionate, professional and personal service.
Day & Deremiah-Frye Funeral Home
4150 East Third St., Bloomington, IN 47401 • 812.336.6331 • www.DayDeremiahFrye.com Serving families since 1913
8 | Senior Resource Guide Fall/Winter 2018
DECIDE WHAT FITS YOUR PERSONAL PREFERENCE AND FAMILY OR RELIGIOUS TRADITIONS.
Your funeral or memorial service can be a one-of-a-kind celebration that reflects your unique life and values. Some people like more formal occasions; others want to keep it casual. Some people follow set religious customs; others prefer a no-holds-barred celebration. “There are no right or wrong ways to plan a funeral or memorial,” Scott J. Agnew says.
EXPLORE YOUR OPTIONS.
Traditional funeral with a cemetery burial or cremation with a scattering? Memorial and reception at a funeral home or lively gathering at your favorite club or beach? Aboveground mausoleum burial or in-ground green burial? There are many, many choices when it comes to end-of-life arrangements. “Do your research, ask lots of questions and keep a thoughtful conversation going about what’s right for you and your family,” Scott J. Agnew says.
MEET WITH A FUNERAL PLANNING PROFESSIONAL.
When you’re ready, reach out to a licensed funeral professional near you. A planning consultation shouldn’t cost you anything, and it will help you get clarity on decisions that seem confusing or difficult. A funeral planning professional can also help you explore pricing, finance options and government benefit eligibility.
To learn more about pre-planning a funeral or cremation contact one of the funeral directors at Day & Deremiah-Frye Funeral Home (812)-366-6331 or at www.DayDeremiahFrye.com
The increasing need for these unsung heroes.
Written by Libby Dawson, Director Elder Care Connections, Inc.
emand for caregivers is on the rise. The number of Americans age 85 and older is expected to double in the next 20 years and 5 million people are living with dementia today. The staggering reality is by 2026 the United States is anticipating a need for 1 million caregivers to help care for this population. Often families no longer live close to their aging parents, work full time jobs or are having health issues themselves. These factors frequently lead them to opt for an in-home caregiver. Elder Care Home Connections, LLC (ECHC) is a licensed Personal Service Agency which provides these trained caregivers who enable seniors to safely remain in their own homes. In light of the caregiver shortage, ECHC turned to our ‘tried & true’ caregivers to see what drew them to their profession and to see how we can attract other quality caregivers to our company. All of them cited a love for helping others as well as the satisfaction of the relationship that grows with the right caregiver/client pairing. Many caregivers listed they appreciate the open communication and having one Client Care Coordinator assigned to each client. Clients that come to us for in home help also cite this as a blessing that ensures continuity. In addition, caregivers liked the training we provide, ongoing staff support, incentives and flexibility offered at ECHC. We strive to offer our clients the very best caregivers to assist them and therefore recruit only those that possess the patience, compassion, attentiveness, dependability and trustworthiness needed for this career. Elder Care Home Connections is able to provide clients with these quality caregivers to assist them with personal • Patience care, homemaking, meals, medication • Compassion reminders, pet care, transportation for • Attentiveness shopping or errands, • Dependability companionship and respite care. Our • Trustworthiness
clients can also expect a trained Care Coordinator to work with them in creating a personalized plan that fits their time and schedule needs and help navigate any changes as they occur. At Elder Care Home Connections, we recognize that our role in combatting the caregiver shortage is to promote the great need and resulting reward that comes along with choosing this trusted role. We will continually look for the means to attract, retain and train these unsung heroes to better serve this community. We pledge to continue to provide quality care to this treasured generation as we have for over 20 years.
Elder Care Home Connections, LLC 239 E Winslow Rd Bloomington, IN 47401 eldercarehomeconnections.com • (812)330-3771
Professional Senior Home Care Personal Care • Homemaking Companion Services Memory Care • Respite Care
QUALITY CAREGIVER TRAITS
Providing quality care for every stage of life
Senior Resource Guide Fall/Winter | 9
IRREVOCABLE TRUSTS: Not Just for the Rich!
Article provided by Jerry L. Siefers, Jr., Attorney at Law, Jones, McGlasson & Arter, P.C.
ith the average cost of nursing home care exceeding $7,500 per month, families in Indiana are concerned about how they will pay for that care. No one wants to be placed in a nursing facility, but the effects of dementia and Alzheimer’s disease can leave a family with no choice but to admit an aging spouse or parent to a nursing home for months or even years of care. The average Hoosier family does not have the resources to pay for the monthly cost of nursing home care. A typical Hoosier couple’s monthly income does not even cover half
Jones, Mcglasson & Arter, P.C. “Are You Considering Financial Assistance, Including Medicaid, to Cover the Growing Costs of Caring for an Aging or Disabled Loved One? If So, Please Speak with Us for Free Before You Do!” There’s hope when facing the high costs of providing needed long-term care for your loved ones while protecting one’s life savings and home. Let us help provide peace of mind to you. Your trusted source for Medicaid asset protection, Medicaid crisis planning, estate planning, trusts (including special needs trusts), probate, guardianships, and other elder law matters.
205 South Walnut Street Suite 3 Bloomington, Indiana 47404
TEL: (812) 332-4431 • FAX: (812) 332-0554
Discover more information at ElderLawOnline.com and Btownlegal.com 10 | Senior Resource Guide Fall/Winter 2018
Jerry Siefers & Chester Arter, Partners Jones, McGlasson & Arter, P.C.
of the $7,500 monthly charge. Imagine if you had to use your income and retirement savings to pay privately for your spouse’s care; most of that savings would be consumed very quickly. How much income would be available for you, still living at home, to pay for household living expenses, such as groceries and utilities? Families in Indiana have been using Asset Protection Trusts for over twenty years to protect their home and savings from being consumed by the cost of nursing home care. My first Asset Protection Trust was for my grandparents in the early Nineties. A family Asset Protection Trust is a legal arrangement between family members (typically parents and children) to manage the savings or home in a trust until the trust-maker’s death. However, these trusts are unique and the more experienced elder law attorneys can properly prepare them for their clients. The Asset Protection Trusts discussed below are family trusts specifically designed to shelter real estate or savings from availability when applying for Medicaid. They are irrevocable trusts, because the trust can’t be changed after being set up. Don’t confuse this unique trust with the common revocable, “living trusts.” Here are some characteristics of the typical Asset Protection Trust: • Irrevocable Trusts Can Protect Your Home and Real Estate Homes and real estate, including farms, are very common assets to transfer to an Asset Protection Trust. If the home or other real estate is not protected by an Asset Protection Trust, then there is a real risk that the sale proceeds from the home or real estate will be used to pay for the cost of care in a nursing home. The persons living in the home continue to be responsible for the taxes, insurance and utilities. Further, the home can be downsized inside the trust if needed. • Irrevocable Trusts Can Protect Your Other Assets Any investments that are transferred to the trust do not leave the financial institution where the money or investments are located. There is simply a change of name on the
account. Instead of “Mr. and Mrs. Smith”, the account will read, “The Smith Family Irrevocable Trust.” Also, any income earned on the trust investments is taxed to the parents – the trust-makers, not the children. • Irrevocable Trusts Can Protect Your Assets From Your Children One of the great benefits of using an irrevocable trust is that the children do not own what is transferred to the trust. Therefore, the risks associated with gifting assets directly to children, such as divorce, substance abuse, and creditor problems, are not present when assets are transferred to the trust. The children only acquire ownership of the trust assets when the trust-makers are deceased. • Irrevocable Trusts Can Protect Your Assets from Indiana Medicaid Estate Recovery If an individual ever receives Medicaid, the government has the right to place a claim in the estate of the deceased person who received those Medicaid benefits. This process is called Medicaid Estate Recovery. Currently, anything that is owned by an Asset Protection Trust at the death of the applicant is not subject to the Medicaid Estate Recovery Program. • Irrevocable Trusts Can Protect Your Assets From the Dangers of Blended Families Blended families with children from prior marriages of either spouse are very common. It is important to make sure the assets go to each spouse’s children as expected when the second spouse does pass away. An Asset Protection Trust can make sure this occurs. An Asset Protection Trust will protect the assets for the deceased parent’s children if the surviving spouse remarries or decides not to give assets to those children. • Irrevocable Trusts Can Use Life Insurance Policies to Pay for Nursing Home Care and Protect Your Assets The use of life insurance policies in Asset Protection Trusts can provide you with options to help pay for nursing home care. Some insurance polices can pay out the death benefit for nursing home care when it is needed. You can private pay for nursing home care or protect the death benefit proceeds for your family. An Asset Protection Trust can provide this flexibility. Keep in mind that the transfers to the Asset Protection Trust must be done well in advance of needing Medicaid. Currently, that time period is five (5) years. Once the five (5) years has passed, the assets in the Trust are no longer considered available to an applicant for Medicaid. With fewer assets available to the applicant, it is easier to qualify for benefits and more of the family savings can be protected from nursing home costs. Contact an experienced elder law attorney to find out more information about Asset Protection Trusts.
Integrity reflected through experience and expertise.
Two NEW insurance-based fitness options available Jan. 1! If you qualify, your Twin Lakes Recreation Center membership is FREE! To learn more, call 812-349-3720 or visit bloomington.in.gov/TLRC. 1700 W. Bloomfield Rd.
Achieve better health through regular exercise.
www.ActiveandFit.com Regular exercise and health education for older adults.
For special needs members who also qualify for Medicare/Medicaid.
www.fitnesscoach.com Live your best life!
myrenewactive.com Designed exclusively for older adults. HT-573362-1
www.silversneakers.com Senior Resource Guide Fall/Winter | 11
The Road to
he older we get, the harder it becomes to get a good night’s sleep. Beginning in our late 20s, there’s a steep decline in the amount of deep sleep we get each night – and by the time we reach 50, that amount is reduced by more than half. For older adults (65 years of age and older), getting adequate sleep can be an even greater challenge. Even if they reach the recommended 7-9 hours each night (a metric that, despite popular belief, remains constant throughout all stages of adulthood), it may not exactly be quality sleep. 12 | Senior Resource Guide Fall/Winter 2018
Courtesy of Comfort Keepers and Elder's Journey
The average person will spend nearly 230,000 hours asleep throughout their life, which equates to about 26 years. Consequently, seniors may fall asleep earlier than usual, wake up in the middle of the night, or suffer from insomnia – all of which can negatively impact quality of life. In addition to making them tired and irritable, lack of sleep can lead to issues with memory and an increased risk of falling. But what makes sleep deprivation so prevalent in the senior population?
FACTORS THAT IMPACT SLEEP QUALITY
WAYS TO IMPROVE SLEEP
We know that sleep plays a significant role in the regeneration of cells, but there is much about the process that remains a mystery. What is known, however, is that sleep occurs in stages and patterns – what sleep experts refer to as “sleep architecture” – which includes light sleep, deep sleep, and REM sleep. The natural process of aging shifts this architecture so that there is more time in light sleep and less in deep, which is what causes older adults to wake up frequently throughout the night. This is also why they may find themselves napping more during the day. Adding to this, as we age our body tends to manufacture less of the hormones needed to regulate sleep, such as melatonin.
Although there are a number of factors that can influence a senior’s sleep quality, it’s important to remember that poor sleep is not a normal part of aging. Seniors who experience the symptoms of sleep apnea or severe insomnia should consult a physician or sleep specialist. However, seniors can also take steps on their own to regulate their sleepwake cycle and get better rest at night. • Set a strict schedule and go to bed at the same time every day (including weekends) • Avoid napping throughout the day, if possible • Follow a daily exercise regimen, with approval from a physician
This light sleep is only made worse by the increased incidence of medical conditions such as diabetes, asthma, and arthritis – just to name a few. The pain associated with these conditions can easily disrupt sleep, as can the medications needed to help manage them. Seniors may also develop sleep disorders, chief among them being Obstructive Sleep Apnea (OSA). This occurs when there’s an obstruction in the upper airway that momentarily stops the breathing process and lowers the level of oxygen in the blood. This then causes the brain to wake the body, pulling out of the sleep state. Those with OSA experience this multiple times throughout the night.
In-Home Care Services
Voted #1 in Home Health by The Herald Times seven years in a row.
• Spend time outside each day (at least 10-15 minutes) to receive some natural sunlight • Avoid caffeine and smoking 8 hours before • Avoid eating large meals or snacks before bed • Limit alcoholic beverages throughout the day, but avoid completely in the hours before bed • Make the bedroom a place exclusively for sleep, and ensure that the conditions are ideal for promoting quality sleep
Care—Beyond Compare! • Companion Care • Alzheimer’s Care
• Light Housekeeping • Personal Care
Certified Home Health Aide Geriatric Case Management
Because every journey needs a guide. Our mission is simple…to provide quality, dependable care for our clients and their families. WE ALSO ASSIST CLIENTS WITH: • Stroke • Heart Disease • Alzheimer’s/Dementia • Wound Care • Congestive Heart Failure • Diabetic Care • Medication Management
Call for a free in home consultation
(812) 822-0145 • ComfortKeepers.com 4101 E. Third St. • Bloomington
BLOOMINGTON 4211 E. 3rd Street Bloomington, IN (812) 334-2389
COLUMBUS 3136 N. National Road Columbus, IN 812-375-0225
eldersjourney.com Senior Resource Guide Fall/Winter | 13
OCTOBER 15 – DECEMBER 7 Courtesy of Hoosier Uplands
WHEN’S THE MEDICARE OPEN ENROLLMENT PERIOD?
Every year, Medicare’s open enrollment period is October 15 - December 7.
HOOSIER UPLANDS AREA XV AGENCY ON AGING SERVICES OFFERED Home health aide, homemaker, attendant care, respite, adult day care, home delivered meals, transportation, skilled nursing care, durable medical equipment, assistive technology, home modifications and personal emergency response systems, and Family Caregiver which provides respite to clients over the age of 60 with a full time caregiver and Medicaid Waiver.
• Case Management • Legal Services • Video Library • Golden Age Newsletter • Angel Foundation
• Options Counseling • Health and Wellness • Medicare • Resource Guides
521 West Main Street, Mitchell, IN 47446 812-849-4457 toll free 1-800-333-2451
14 | Senior Resource Guide Fall/Winter 2018
WHAT’S THE MEDICARE OPEN ENROLLMENT PERIOD?
Medicare health and drug plans can make changes each year— things like cost, coverage, and what providers and pharmacies are in their networks. October 15 to December 7 is when all people with Medicare can change their Medicare health plans and prescription drug coverage for the following year to better meet their needs.
HOW DO PEOPLE KNOW IF THEY NEED TO CHANGE PLANS?
People in a Medicare health or prescription drug plan should always review the materials their plans send them, like the “Evidence of Coverage” (EOC) and “Annual Notice of Change” (ANOC). If their plans are changing, they should make sure their plans will still meet their needs for the following year. If they’re satisfied that their current plans will meet their needs for next year and it’s still being offered, they don’t need to do anything.
WHEN CAN PEOPLE GET INFORMATION ABOUT NEXT YEAR’S MEDICARE PLANS?
Information for next year’s plans became available in October.
WHERE CAN PEOPLE FIND MEDICARE PLAN INFORMATION OR COMPARE PLANS?
1-800-MEDICARE or Medicare.gov. or Hoosier Uplands has SHIP (State Health Insurance Program) counselors who can help you compare plans.
WHERE CAN CMS PARTNERS FIND INFORMATION TO HELP PEOPLE WITH MEDICARE WITH OPEN ENROLLMENT?
We have outreach and media materials for English-speaking, Spanish-speaking, and other audiences that can help you to help others with Medicare open enrollment.
Call Hoosier Uplands at 1-800-333-2451 or 812-849-4457 and ask to speak to one of our SHIP counselors.
The Jill’s House Way Preschool children and seniors make great friends!
Courtesy of Jill's House
ver wonder what would happen if you combined an Assisted Living Community with a Preschool? Well, wonder no more. It is happening just north of the IU stadium off of Dunn Street. There you will find smiles, laughter, and joy. Jan and Nicole Bays created The Jill’s House Way after years of research and work with elders. Jan is a Physical Therapist and Nicole is a licensed Health Care Administrator with her roots in recreation and education. They developed this new way of caring based on Culture Change concepts and values supported by such leaders as Pioneer Network, The Eden Alternative and Dementia Action Alliance. They also listened to the true experts, People Living with Dementia and their care partners. The Jill’s House Way recognizes that People Living with Dementia want to continue living and embraces person-centered practices as the standard of care. People Living with Dementia are not their disease. They are people, people with desires to live, contribute, and grow. They want to continue living their normal lifestyle. That involves doing meaningful activities with purpose and experiencing both the familiar and the new……And they need Care Partners who can support them in a positive way with an understanding of their strengths and limitations. Therefore, life at Jill’s House is always changing and evolving: with each new resident, with each new child, with each new care partner, and as we all change day to day. Jill’s House is a place where staff, residents, and students are learning and growing together. Jill’s House Care Partners care for the same residents each day. They share personal care, household activities, meals, and leisure time. Each resident is well-known to their Care Partners which helps them meet and anticipate each resident needs. At each step the emphasis is on “doing with” rather than “doing for”. Residents are considered important contributing members of the community. Companionship and the simple pleasures of life are part of every day. Daily routines provide comfort and security in knowing what to expect. Care is tailored to individual needs and focuses on individual abilities.
With this spirit of creativity and innovation in the fall of 2017 Jill’s House embraced the wonder, joy, and excitement of bringing children and elders together. Each school day the children come upstairs and enjoy activities with Jill’s House residents. Every afternoon the Jill’s House intergenerational preschool teachers bring the babies upstairs. Whether it’s watching the children play on the playground, helping them learn math and science, or engaging with them in an art project there is something for everybody. Bringing the generations together fosters growth and meaning. It helps the children grow and develop empathy and patience and it helps elders have a feeling of purpose and joy!
Where learning & wonder are ageless
(812)287-7962 • jillshousememorycare.com Senior Resource Guide Fall/Winter | 15
The Benefits of Treating
HEARING LOSS N
early one in ten Americans report some degree of hearing loss that negatively impacts their day-to-day routine. Individuals who seek treatment for their hearing loss see improvements in all aspects of their lives. They are known to have better overall health and emotional well-being than those who donâ€™t. IMPROVED MENTAL HEALTH: Multiple studies have shown a strong link between untreated hearing loss and depression, the result of social withdrawal and isolation. Difficulty communicating can cause people to feel embarrassed or frustrated, and they may view themselves as a burden to their loved ones. Those who treat their hearing loss have a decrease in feelings of depression, anger, and anxiety, and see an increase in their participation in social activities. IMPROVED COGNITIVE HEALTH: Research shows that hearing loss leads to cognitive decline, increasing the risk of dementia and Alzheimerâ€™s disease in the senior community. Many people with poor hearing rely on acquired knowledge to fill in the blanks. This places a burden on their 16 | Senior Resource Guide Fall/Winter 2018
Courtesy of Midwest Ear Institute
cognitive system. Individuals who take action to treat their hearing loss see a significant increase in their overall cognitive functioning. AM I AT RISK FOR HEARING LOSS? In addition to aging and noise exposure, multiple medical problems can contribute to hearing loss. If you suffer from kidney disease, cardiovascular disease, hypertension, diabetes, or sleep apneayou may be at an increased risk for hearing loss. Adults who are overweight or smoke are also more likely to experience hearing loss in their lifetime.
Are you ready to take the next step towards treating your hearing loss and improving your quality of life? To schedule an appointment with our providers at Midwest Ear Institute, call us today at (317) 842-4901. Our clinically-certified audiologist will help you learn more about hearing health and all of your available treatment options.
Nursing and Rehabilitation Center AMERICAN SENIOR COMMUNITIES
COMPLETE CARE FOR EARS, HEARING & BALANCE midwestear.com • medicalhearingaids.com
JAMIE P.WEBER, NP-C Jamie is a nurse practitioner focused in the field of otology and neurotology. She treats patients for a number of ear-related conditions, including hearing loss, imbalance, chronic ear, and pediatric disorders.
1510 Clinic Drive Bedford, IN 47421 812-279-4494 www.ACSeniorCare.com HT-574228-1
Medical Products DIANE G. GARDNER, MS, CCC-A Diane is a certified audiologist who specializes in the testing and treating of balance disorders and the dispensing of hearing instruments. She has extensive training in optimizing communication abilities for patients with hearing loss.
3 Respiratory Therapists On Staff We accept Medicare, Medicaid, Anthem and all IU Health Insurance policies.
See us for all of your respiratory needs Ventilators • CPAP/BIPAP • Oxygen Therapy Nebulizers Wide Variety of CPAP Masks in Stock
(317) 842-4901 OR (800) 818-3277
All Scooters Internet Pricing
APPOINTMENTS AVAILABLE IN MOORESVILLE ON WEDNESDAYS
Try Before You Buy and Get FREE Loaners on Warranty Repairs of Your Cash Purchases
Insurance Assistance Often Available Ask for Details HT-573521-1
522 West 2nd Street Bloomington, IN 47403 812-339-1555
Senior Resource Guide Fall/Winter | 17
How Senior Living Communities Keep Adults
Courtesy of Meadowood Retirement Community
taying actively engaged in the world around you during retirement is an important part of aging well. From reducing your risk of disease to lowering the odds you’ll experience depression, where you choose to spend your retirement years is important. Research shows that isolation is a health risk for older adults. It is linked to higher rates of chronic health conditions, like diabetes and high blood pressure, and even to early mortality. Seniors are also at risk for leading a more sedentary lifestyle. It’s a health risk that researchers say can be as dangerous for you as smoking! That’s where senior living communities come in. Senior living communities provide older adults with more than just a safe environment with fewer household chores to worry about. They also help prevent isolation and loneliness, while nurturing the body, mind, and spirit.
Fall in love with 2455 N. Tamarack Trail Bloomington, IN 47408
Here are a few of the many ways retirement communities improve seniors’ health and well-being. Time for a Move: The Benefits of Senior Living Communities • Opportunity to meet new people and make new friends • Develop a support system of peers who are experiencing similar aging-related changes and challenges • Participate in daily life enrichment opportunities that range from art classes to card games, book clubs and writing groups • Chef-inspired meals that support healthy nutrition and meet seniors’ unique needs • A thoughtfully designed environment that promotes a feeling of security • Caregivers available around the clock • Emergency call systems in apartments and garden homes • Opportunity to join in on community outings to local destinations ranging from performing arts and sporting events to museums and movie theaters • Wellness activities to meet a variety of interests from exercise classes and chair yoga to walking clubs and stretching • Informal gatherings and social opportunities throughout the day • Transportation services for local outings, shopping trips, and medical appointments • Peace of mind that comes from knowing more care and services are available should the need arise • Hassle-free living (no snow removal or lawn care anymore!) means more time for hobbies and travel • Volunteer opportunities on-campus and in the local area
www.MeadowoodRetirement.com INDEPENDENT LIVING • OUTPATIENT REHAB SKILLED NURSING • SHORT STAYS REHAB TO HOME ©2018 Five Star Senior Living
18 | Senior Resource Guide Fall/Winter 2018
Watch and Learn More about Senior Living We know the decision to make a move during retirement can be difficult to do. Sometimes older adults want to learn more about senior living without committing to visiting a community in person just yet. We understand. In fact, it’s the reason Five Star Senior Living created a series of video stories. They will help you learn more about Five Star. You can watch as many as you choose at www.fivestarseniorliving.com/video-stories to hear the personal stories of residents, their families, and our dedicated caregivers. You can also download our Independent Living Guide at www.meadowoodretirement.com.
Then, when you are ready, call Meadowood at 812-336-7060 to schedule time for a tour. Our door is always open to new friends!
CHANGE IS INEVITABLE...
but you don’t have to face it alone!
he transitions of a life well lived can be exciting and stressful. New plans for retirement in a more manageable location give way to a list of questions. How do we establish what to keep, sell, donate, or dispose of? How do we establish the value or the salability of things? Often the emotions evoked by things accumulated override the ability to make sound decisions. Sometimes the burden of those decisions is left to survivors to manage during the grieving process. Doing it alone can be overwhelming! How convenient would it be to have a team of professionals to help simplify the process of organizing, selling, donating and disposing of items that fill a home? Whether your need is to move to smaller home, or to dispose of a home after losing a loved one, you’ll need to consider who does the heavy lifting, hauling, delivering donations, managing the final clean up, and hauling trash. Selling the property is another part of the process; who helps you decide what prep is needed to list your house? How do you choose the right Realtor to manage showings and the sale? What about hiring movers, packing and setting up a new home – it’s just too much to think about. Estate & Downsizing Specialists, LLC is the final evolution of over 20 years of experience in an industry changed forever by technology, the economy and the demographics of America. Along the way we became Certified Appraisers, On-Line Sales Specialists, Senior Specialists, and counselors. We consistently saw a need for a company that specialized in the transitional process, not just the selling of personal property. We work seamlessly with family members, legal professionals, trusts, and guardians to provide the experience and market knowledge to help with the entire process. From the estate appraisal through property cleanup, and final sale of real estate, Estate & Downsizing Specialists, LLC can help you navigate the emotional rollercoaster that comes from organizing a lifetime of tangible memories. Seniors will also appreciate help with transitioning into assisted living services. From the load out to the hanging of art and family pictures, we take care of every detail to create a comfortable new environment. Our staff will show you and your loved one the kind of kid glove treatment you deserve.
Courtesy of Estate & Downsizing Specialists, LLC
Contact Estate & Downsizing Specialists, LLC for your free consultation at 812-822-2808 or EDSIndiana@gmail.com. SOLD
We Specialize in Selling Estate & Downsizing Properties! Visit EDSIndiana.com to find out how we can help you!
Email EDSIndiana@gmail.com or call 812-822-2508.
Brian Sample Auctioneer/Broker/Personal Property Appraiser AU License 19900084.
We sell: • Homes • Farms • Lots & Land
• Log Cabins • Commercial Properties
Our Interior & Exterior Services include:
• Property Clean-Ups • Home Clean-Outs • Hauling & Debris Removal • Repair, Painting & Prep Services to List • Auctions – Estate Tag Sales Inventory & Appraisal
CES CAGA Auctioneer
AU 19900084 Broker RB 14052263 812-822-2508
Senior Resource Guide Fall/Winter | 19
What is a Memory Care Unit? Written by Kathi Hignite Owens, Executive Director Mitchell Manor
lzheimer’s Disease is one of the most expensive diseases in America and the sixth leading cause of death in the United States and fifth leading cause of death for those
The colors used can also have an impact on residents’ quality of life. Colors should be bold and colored coded. For example, all of the bedroom doors should be one color while the bathroom
aged 65 and older according to the Alzheimer’s Association.
doors may be a different color.
Alzheimer’s Disease is just one form of dementia characterized
Staffing is also an important factor in deciding on memory
by a group of symptoms that negatively affect a person’s quality
care housing. The lower the ratio of residents to staffers, the bet-
of life. Diagnosis is often made when a person is demonstrating symptoms such as memory loss, paranoia, difficulty in learning
ter. It is also important that staff has special training about how
and retaining new information and inability to plan. A memory
to work with people who have dementia.
care unit is a part of a nursing or adult care home that specializes
The Memory Care Unit at Mitchell Manor opened in October to accommodate those resident’s in need of Alzheimer’s or
in providing care for persons who are afflicted with is disease. Noise levels are important to dementia patients. The quieter
Dementia Care. In recognition of the opening Mitchell Manor
the environment, the better, as dementia patients can become
is offering a free 104 page book from the National Institute on
distressed by exposure to and continuous loud noises. It is im-
Aging entitled “Caring for a Person with Alzheimer’s Disease.”
portant for a unit to be equipped with secure exit doors for the
For additional information or to schedule a tour
protection of the residents who may wander or be at risk due to
contact Natasha Hopper at 812 849 2221.
lack of safety awareness.
Take Me To Monroe
24 Teke Burton Drive Mitchell, IN 47446 MitchellManorIN.com
Call 812.849.2221 to schedule a tour. 20 | Senior Resource Guide Spring 2018
4011 S. Monroe Medical Park Blvd Bloomington, IN 47403 812-825-1111 // Member of Prime healthcare Learn more at www.monroehospital.com
EMERGENCY CARE CLOSE TO HOME
Skilled nursing and short-term therapy to improve your quality of life.
Real Life Benefits of Exercise at Healthy Balance Health Club
Courtesy of Healthy Balance
he real life benefits of an exercise program are undeniable and will keep you motivated if you pay attention to your body’s response to working out! Consistent progressive exercise is key to improving your quality of life. And it can be fun and easy once you have the tools to succeed. Healthy Balance Health Club is dedicated to helping you succeed! These 4 areas of exercise deliver REAL LIFE BENEFITS.
Improving strength and balance is key maintaining independence. Tai Chi is perfect for strength and balance. Tai Chi combines slow, deliberate movements, meditation and breathing exercises that are proven to improve balance and strength and reduce stress.
Healthy Balance is not only a place to get into better shape but it’s also a place to shape friendships. We invite you to join us! And your supplemental insurance plan may cover your costs! Don’t Wait! 812.279.6330
ENDURANCE ACTIVITIES HELP YOU: • Keep up with your grandchildren during a trip to the park. • Dance to your favorite songs at the next family wedding. • Rake the yard and bag up the leaves. STRENGTH TRAINING WILL MAKE IT EASIER TO: • Lift your carry-on bag into the overhead bin of the airplane. • Carry groceries in from the car. • Pick up bags of mulch. BALANCE EXERCISES HELP YOU: • Turn around quickly when you’re on a walk and hear a bicycle bell behind you. • Walk along a cobblestone path without losing your balance. • Stand on tiptoe to reach something on a top shelf.
MWF 9am Silver Sneakers Classic | MW 10 am HB Curcuit Tuesday and Thursday 8:15 am Cycle Circuit Tuesday 10:30 am Senior Yoga | Thursday 10:30 Tai Chi
FLEXIBILITY EXERCISES MAKE IT EASIER TO: • Bend down to tie your shoes. • Look over your shoulder as you’re backing out of the driveway. • Stretch to clean hard to reach areas of the house.
Enjoy SilverSneakers at Healthy Balance! The SilverSneakers® Fitness Program is an innovative health, exercise and wellness program helping older adults live healthy, active lifestyles. Get fit, have fun, make friends! Unlock the door to greater independence and a healthier life with SilverSneakers.
The thought of joining a gym and figuring out how all the equipment works may seem overwhelming to many, but at Healthy Balance we make it easy! Our staff of trainers and group fitness instructors want to see ALL of our members succeed at being stronger, faster, more balanced. Whatever your goals are we are here to help. Healthy Balance Health Club provides a variety of group exercise programming for mature adults in Lawrence County, that develop all 4 areas of exercise. Our SilverSneakers group programming is a chair-based class, meaning every participant has access to a chair. SilverSneakers Classic is a whole-body workout using, bands, dumbbells and a small ball. All of which are provided to members. SilverSneakers Yoga is a Yoga class done from the chair or, if you are so inclined, standing. When taking SilverSneakers Classes you will never be asked to get on the floor. If dance is more your style you might consider our U-Jam. U-Jam Fitness® is a dance fitness workout that combines easy to learn steps and high energy music for a workout that will get your heart rate up, your body moving, and make you work up a sweat in no time -- all while having fun! The music is modern hip-hoppy and fun.
812-279-6330 • 1201 5th Street Bedford healthybalancewellness.com
Senior Resource Guide Fall/Winter | 21
Keep ON Rolling New Car features approved by AAA
he ability to drive a car equals independence, but as we age health issues can make driving more difficult and less enjoyable. New technology can help keep you in the driver’s seat longer. “Certain vehicle features and inexpensive devices can help improve the safety of older drivers and extend their time behind the wheel,” said Jake Nelson, AAA director of traffic safety advocacy and research. “As health and mobility conditions vary from person to person, it’s important older drivers take time to carefully select vehicle features and vehicle settings best suited to help prolong their comfort, safety and mobility.” Advanced driver assistance technologies like lane departure warning systems or automatic emergency braking offer great promise in terms of added safety and extended mobility, but motorists generally do not always understand what these technologies are designed to do or what their limitations are, Nelson said. Research from the AAA Foundation for Traffic Safety examined 16 advanced vehicle technologies and determined that six provide the highest value for older adults by potentially reducing crashes and improving the ease and comfort of driving, said Tamra Johnson, spokesperson AAA. These are:
By Melissa Erickson, More Content Now
COLLISION 1 FORWARD WARNING/MITIGATION
These systems can help prevent crashes by warning drivers of a potential collision or by automatically applying the brakes. For older drivers, this technology can improve reaction times and reduce crashes by up to 20 percent.
CRASH 2 AUTOMATIC NOTIFICATION
In the event of a crash, these systems automatically alert emergency services.
ASSIST WITH 3 PARK REARVIEW DISPLAY
Backup cameras and obstacledetection warning systems can help prevent crashes when pulling out of a parking space.
ASSIST WITH 4 PARKING CROSS-TRAFFIC WARNING 3 Radar sensor technology notifies drivers of crossing vehicles when backing out of a parking space, and on some vehicles the systems automatically can apply the brakes to prevent a collision.
5 SEMI-AUTONOMOUS PARKING ASSISTANCE
When a driver moves into position and pushes a button, the car can take over steering while moving into a parallel parking space.
6 NAVIGATION ASSISTANCE Turn-by-turn GPS navigation systems can provide older drivers with increased feelings of safety, confidence, attentiveness and relaxation.
22 | Senior Resource Guide Fall/Winter 2018
“Sometimes simple vehicle features such as larger buttons/knobs with contrasting text can be helpful for drivers with diminished night vision, or easy-to-make vehicle adjustments such as properly adjusted seats can aid drivers in reaching pedals and achieving good visibility of the road, which can do wonders for aging drivers.” JAKE NELSON, AAA
“Sometimes simple vehicle features such as larger buttons/knobs with contrasting text can be helpful for drivers with diminished night vision, or easy-to-make vehicle adjustments such as properly adjusted seats can aid drivers in reaching pedals and achieving good visibility of the road, which can do wonders for aging drivers,” Nelson said. AAA OFFERS TWO FREE RESOURCES: • CarFit is a community-based program that allows trained professionals to conduct a quick, yet comprehensive 12-point check of a senior’s personal vehicle and make recommendations for need-
ed adjustments or adaptations. An online tutorial also is available at car-fit.org. • The Smart Features tool helps senior drivers identify inexpensive devices and vehicle features that optimize their comfort and safety, such as extendable sun visors to prevent glare, larger audio and climate controls with contrasting text that are easier to see, and auto-dimming rearview mirrors and glare-reducing side mirrors that minimize the brightness of oncoming headlights. Download the brochure at bit.ly/2Ru7qve
For more information go to seniordriving.aaa.com.
Senior Resource Guide Fall/Winter | 23
The organizations, programs and services in this guide change continually during the year. The purpose of this directory is to provide a starting point in your search for information.
AREA AGENCIES ON AGING
Indiana Area Agencies on Aging offer advocacy, planning, services and funding that make a difference in the lives of older adultsâ€”from the frail older person who is able to remain at home if they receive the right services to those who are healthy and can benefit from activities and socialization provided by community-based programs. Contact the Area agency in your county for more information.
AREA 8-CICOA AGING & INHOME SOLUTIONS Morgan County 800-432-2422 cicoa.org AREA 10 AGENCY ON AGING Monroe & Owen Counties 800-844-1010 | 812-876-1079 area10agency.org
AREA 11-THRIVE ALLIANCE Brown County 812-372-6918 thrive-alliance.org AREA 13-GENERATIONS Greene County 800-742-9002 generationsnetwork.org AREA 15-HOOSIER UPLANDS Crawford, Lawrence, Orange & Washington Counties 812-849-4457 | 800-333-2451 hoosieruplands.org
These organizations or agencies offer group education, counseling or support group meetings for persons who have experienced the death of a loved one. Services are usually provided at no cost.
24 | Senior Resource Guide Fall/Winter 2018
Always refer to your local Area Agency on Aging for a complete listing of services for your area. CENTERSTONE
BEDFORD 1315 Hillcrest Rd. Bedford, IN 47421 812-279-3591 BLOOMINGTON 645 S. Rogers St. Bloomington, IN 47403 812-355-6310 MARTINSVILLE 1175 W. Southview Dr. Martinsville, IN 46151 765-343-6950 MOORESVILLE 11370 North SR 67 Mooresville, IN 46158 765-342-6616 NASHVILLE 91 West Mound St. Nashville, IN 47448 812-988-2258
SPENCER 35 Bob Babbs Dr. Spencer, IN 47460 812-585-3775
ABILITY SERVICES ADA-INDIANA 1905 N Range Rd. Bloomington, IN 47408 812-855-6508 INDIANA INSTITUTE ON DISABILITIES 1905 N. Range Rd. Bloomington, IN 47408 812-855-6508 SOUTHERN INDIANA CENTER FOR INDEPENDENT LIVING (SICIL) 1490 W. Main St. Mitchell, IN 47446 812-277-9626
Some libraries have programs that deliver reading and audio-visual materials to the homebound. Classes and personal enrichment programs may be available as well as volunteer opportunities.
BROWN COUNTY BROWN COUNTY PUBLIC LIBRARY 205 Locust Ln. Nashville, IN 47448 812-988-2850 LAWRENCE COUNTY BEDFORD PUBLIC LIBRARY 1323 K St. Bedford, IN 47421 812-275-4471 MITCHELL COMMUNITY PUBLIC LIBRARY 804 Main St. Mitchell, IN 47446 812-849-2412 MONROE COUNTY ELLETTSVILLE BRANCH 600 W. Temperance St. Ellettsville, IN 47429 812-876-1272 MONROE COUNTY PUBLIC LIBRARY 303 E. Kirkwood Ave. Bloomington, IN 47408 812-349-3050MORGAN COUNTY MORGAN COUNTY BROOKLYN BRANCH 6 East Mill St. Brooklyn, IN 46111 317-834-2003 EMINENCE BRANCH Eminence Lions Club 11604 Walters Rd. Eminence, IN 46125 765-528-2117 MAIN BRANCHMARTINSVILLE 110 S. Jefferson St. Martinsville, IN 46151 765-342-3451
MONROVIA BRANCH 145 S. Chestnut St. Monrovia, IN 46157 317-996-4307 MORGANTOWN BRANCH 79 W. Washington St. Morgantown, IN 46160 812-597-0889 WAVERLY BRANCH 9410 State Rd. 144 Waverly, IN 46151 317-422-9915 OWEN COUNTY OWEN COUNTY PUBLIC LIBRARY 10 S. Montgomery St. Spencer, IN 47460 812-829-3392
MEALS ON WHEELS LAWRENCE COUNTY HOOSIER UPLANDS/AREA 15 AGENCY ON AGING 521 W. Main St. Mitchell, IN 47446 812-849-4457 MONROE COUNTY AREA 10 AGENCY ON AGING 631 W. Edgewood Dr. Ellettsville, IN 47429 812-876-3383 BLOOMINGTON MEALS ON WHEELS 727 W. First St. Bloomington, IN 47403 812-355-8224 MORGAN COUNTY COORDINATED AGING SERVICES 1369 N. Blue Bluff Rd. Martinsville, IN 46151 765-342-3007 (Martinsville only) OWEN COUNTY AREA 10 AGENCY ON AGING 631 W. Edgewood Dr. Ellettsville, IN 47429 812-876-3383
Senior centers are a place for seniors to gather to socialize, share a meal and get involved in a wide variety of activities. Many centers offer card games, music, bingo, exercise, church services, day trips, etc. Be sure to call the site nearest you for details about programs and hours.
LAWRENCE COUNTY BEDFORD SENIOR CITIZENS CENTER 2205 Washington Ave. Bedford, IN 47421 812-279-5473 MITCHELL SENIOR CITIZENS CENTER 101 Tom Green Dr. Mitchell, IN 47446 812-849-2024 MONROE COUNTY AREA 10 AGENCY ON AGING 631 W. Edgewood Dr. Ellettsville, IN 47429 812-876-3383 UNIONVILLE SENIOR CITIZEN CENTER 7616 E. St. Rd. 45 Unionville, IN 47468 812-339-2008 BLOOMINGTON PARKS & RECREATION TWIN LAKES RECREATION CENTER 1700 W. Bloomfield Rd. Bloomington, IN 47403 812-349-3720 MORGAN COUNTY MARTINSVILLE AREA SENIOR CENTER 1369 N. Blue Bluff Rd. Martinsville, IN 46151 765-342-5525 MOORESVILLE SENIOR CENTER 4305 E. St. Rd. 144, PO Box 343 Mooresville, IN 46158 317-831-7510
TRANSPORTATION LAWRENCE COUNTY LAWRENCE COUNTY CANCER PATIENT SERVICES 219 Sycamore Drive Bedford, IN 47421 812-275-1441 MITCHELL CITY BUS 812-849-2151 OLDER AMERICAN SERVICES CORP 1901 S. Orleans Way Orleans, IN 812-865-3352 ORANGE COUNTY TRANSIT SERVICES 986 W. Hospital Rd. Paoli, IN 47454 812-723-4043 RURAL TRANSIT SERVICES LAWRENCE COUNTY 812-277-9615 | 812-876-1079 TASC-BEDFORD CITY BUS Call from 8am-4pm 812-275-1633 MONROE COUNTY IU HEALTH BLOOMINGTON HOSPITAL Assisted Medical Transport Station 630 S. Patterson Dr. Bloomington, IN 47403 812-353-9232 BLOOMINGTON TRANSIT 130 W. Grimes Ln. Bloomington, IN 47403 812-336-7433 AREA 10 AGENCY ON AGING RT Dispatch: Lawrence County 812-277-9615 RT Dispatch: Monroe County 812-876-1079 RT Dispatch: Owen County 812-829-6066
Senior Resource Guide Fall/Winter | 25
AMERICAN CANCER SOCIETY, SOUTHWEST INDIANA AREA SERVICE CENTER Road to Recovery Program 812-475-9486 VETERANS OF FOREIGN WARS POST #604 Call for transportation to Indianapolis VA Hospital 812-332-4684MORGAN Y AMERICAN RED CROSS OF MORGAN COUNTY 1789 E. Morgan St. Martinsville, IN 46151 765-342-2705
OWEN COUNTY VETERANS’ AFFAIRS OFFICE 157 W. Washington St. Armory Building Spencer, IN 47460 812-829-5027
VOLUNTEER DEVELOPMENT Many organizations welcome older volunteers. Seniors who volunteer find purpose in their day to day and a sense of accomplishment. Volunteering promotes better health both mentally and physically. Check out these opportunities in your area.
COORDINATED AGING SERVICES FOR LAWRENCE COUNTY MORGAN COUNTY HOOSIER UPLANDS/AREA 15 MORGAN COUNTY-CONNECT Provide transportation for Seniors AGENCY ON AGING 521 W. Main St. in Morgan County only. Age Mitchell, IN 47446 60+ No charge. Provide public 812-849-4457 | 800-333-2451 transportation for anyone for a fee. Call for rates. 765-352-2182 MONROE COUNTY or 765-342-3007 AREA 10 AGENCY ON AGING VETERAN/MILITARY Caring Companions INFORMATION 812-876-3383 x554 The Veterans’ Affairs Regional Office provides a variety of services and benefits to honorably discharged veterans of the US military and their dependents.
LAWRENCE COUNTY VETERANS’ AFFAIRS OFFICE 916 15th St., Room 8 Bedford, IN 47421 812-275-6411
MORGAN COUNTY VETERANS’ SERVICE OFFICE 180 S. Main St., Ste. 006 Martinsville, IN 46151 765-349-5505
CITY OF BLOOMINGTON VOLUNTEER NETWORK 812-349-3483
MORGAN COUNTY CICOA AGING & IN-HOME SOLUTIONS VOLUNTEER SERVICES 317-803-6003 OWEN COUNTY AREA 10 AGENCY ON AGING Caring Companions 812-876-3383 x554 AREA 10 AGENCY ON AGING/RSVP 55+ 812-876-3383 x523
26 | Senior Resource Guide Fall/Winter 2018
SIRA Imaging CenterCenter SIRA Imaging providesprovides state-of-the-art state-of-the-art medical imaging any medical imaging for any need. If youfor want need. If fast youresults want that accurate, results accurate, keep youfast in the picture, your doctor to send you toask SIRA. that ask keep you in the picture, your doctor to send you to SIRA.
• • .1 I II
serving southern indiana patients since 1964 500 S. LANDMARK AVENUE • BLOOMINGTON
812.333.7676 • www.siraonline.com
MONROE COUNTY VETERANS’ AFFAIRS OFFICE 214 W. 7th St., Room 100 Bloomington, IN 47404 812-349-2568
AREA 10 AGENCY ON AGING/ RSVP 55+ 812-876-3383 x523
YOU CAN'T SEE WHAT'S •:.,_, -INSIDE.
HOME REPAIR AND MAINTENANCE
The national abbreviated dialing code for FREE access to health and human services information and referral is 2-1-1. The 2-1-1 number, easy to remember and universally recognizable, connects individuals and families in need with communitybased organizations and government agencies. Free and confidential help is available for many needs, including housing, employment, legal aid and counseling.
The USDA Rural Development Office has a Very LowIncome Housing Repair program that provides loans and grants to homeowners age 62 and over to repair, improve or modernize their dwellings or to remove health and safety hazards (including accessibility). For more details visit rurdev.usda.gov.
Service and therapy animals are skilled to work with people with physical or developmental disabilities. Their mission is to improve quality of life all while developing caring relationships. If a service animal is not needed but the family member is able to care for a pet, they can provide needed companionship and comfort. Indiana Canine Assistant Network (ICAN) trains skilled service dogs for people in Indiana with needs. They can be reached at 317-250-6450, or icandog.org.
PARK PASS FOR SENIORS
Individuals who are age 65 and older or individuals younger than age 65 who receive Social Security Disability benefits may purchase the Golden Hoosier Passport at a 50-percent discount. Show the passport for admission to any state park. For more information visit in.gov/dnr or call the Indiana Department of Natural Resources State Park and Reservoir Division at 317-232-4200.
Your news, unfolded. The Herald-Times eEdition is now even better. Read your daily newsâ€”with easier navigation, more viewing options, improved search, and offline reading modeâ€”on your computer, smartphone, or tablet. The eEdition is included for all readers with complimentary or paid access to HeraldTimesOnline.com. To activate your digital access, visit hto.ink/accesshto To receive home delivery of The Herald-Times, call 812-336-4200