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Comprehensive Home Buying Services

You Can Buy A Home

M o rt g a g e A ssi st a n ce C o nt r act N e go t i at i o n s

DISCOVER YOUR DREAMS

N e w C o n st ru ct i on F or ecl o su r e s F i r st -T i m e B uy er Pr o gr am s C r e di t Co u n sel i ng

Alisa Bellamy, ABR, CRS, CDPE (704) 968-6845 Alisa@TheBellamyTeam.net

SAVE TIME. REDUCE STRESS. GET MORE HOUSE FOR YOUR MONEY. YOUR INVESTMENT STARTS TODAY BY CALLING ALISA BELLAMY. (704) 968-6845

www.THINKCHARLOTTEHOMES.com RE/MAX METRO 7300 Carmel Executive Park Drive Charlotte, NC 28226

MAKE A SMART INVESTMENT

I WANT YOU TO BUY A HOME!


THINKCHARLOTTEHOMES.COM

Addressing Your Real Estate Concerns Millions of people will buy a home in 2010! This is one of the best buying markets Charlotte has seen in years. Will You be among those who make a smart money investment? Are You: SINGLE

MARRIED

DIVORCED

EMPLOYED

ALISA BELLAMY (704) 968-6845

Credit History & Your Credit Scores •

Typical Scores Range between 580 - 800 ● Alternative Sources for Credit maybe Available to You (Duke, Piedmont, etc.) ● Go to AnnualCreditReport.com to View Your Credit Profile ● Call Alisa for a Free Analysis.

7 Steps to Securing Your Home 1. Learn about All Housing and Mortgage options available to You during your Initial Consultation with Alisa. Call Now to Schedule. 2. Your Needs & Wants Analysis - What are Your goals and expectations? What is important to You?

ANNUAL SALARY OF $25,000 - $125,000 TIRED OF WASTING MONEY IN RENT READY TO BUILD EQUITY

If you answered YES to any of the categories above, you could own your own home in 2010. Let’s Address Your Concerns Together.

Conventional Loans

25-34 $61,600 $156,000 21% 10% Desire To Own A Home

4. Negotiations and Contracts - My years of negotiating experience will get You the best deal and incentives available and prevent You from paying too much. What You don't know, could hurt You. 5. Your Home Inspections - Let’s remove all concerns about the quality and safety of Your new home. Again, what You don’t know, could hurt You.

Sources of Down Payment for Your Dream Home

Credit Unions Several Loans are Available depending on Your needs.

Largest Age Group Median Income Average Home Cost (%) Single Females (%) Single Males Leading Cause to Buy

3. Your Home Search & Tours - My Charlotte market knowledge will bring Your dream home to You.

Your Mortgage Solutions FHA - Federal Housing Administration

2009 Profile of First-Time Buyers

Personal Savings ● Local City & State Grants ● Financial Gift from a Relative ● 401K Contribution ● State Funding Agencies ● Tax Refunds

6. Your Final Mortgage Approval - Working closely with Your Lender will remove all barriers to purchasing Your home. 7. Your Closing - Signing of All Legal Documents. Congratulations…

You’re Home!


Use Your Tax Refund Wisely!