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Letter from the Publishers
e’re delighted to introduce Linda Bell, from Sydney, Australia, a fellow “Boomerpreneur” who writes articles, website content, e-books and newsletters and can be reached at http://thewritingservice.com.au. She has agreed to be a contributing writer and together, we have this to share: We are the Baby Boomers! There are lots of us, (based on U.S. Census data), 1,295,605,386 billion of us which is about 20% of the entire planet’s population. If you run a business and you’re not thinking about how to market to our age group (46-64) - then you’re missing out on a HUGE market that will continue to grow for many years to come.
So, let us tell you about Baby Boomers and how to successfully market to us! 1. We like good quality information, we’ve been around a while - we’ve been through the ups and downs of life - seen it, done it. We’re not easily conned, so tell us the truth and give us lots of details. 2. Lots of us use lots of technology. We are the fastest growing group of technology users. No longer can we be stereotyped as slow learners. Baby Boomers have embraced technology and lots of us love it! 3. We like clear information in plain English. We’re not impressed with jargon or hype - we’ll simply go elsewhere and find information that doesn’t waste our time. 4. We are very smart, savvy and we learn quickly. Please don’t assume that Baby Boomers are out of touch. We have always seen ourselves as the trail blazers and trend setters. 5. There are certain areas that interest most of us: health, wealth, staying young, travel, relationships, quality of life and intellectual stimulation. 6. We like to enjoy life and embrace ageing. We’re open to new experiences and activities. Just package your product and make it user friendly for our age group and we’ll usually give it a go! 7. So don’t assume your product is not for us - think instead ‘How would a Baby Boomer use my product?’ ‘What would make my service appeal to Baby Boomers?’ 8. We want to try new experiences and learn new skills especially now that our children have grown up and we have more time. 9. We get irritated if marketers just use images of young people to promote products that Baby Boomers may want and need. Try using images of fifty-plus people as well as the young if your product or service is suitable for us. 10. Think Baby Boomers - think positive, creative, active, social, give-it-a-try type people. With average life expectancy getting longer and longer, we Baby Boomers see ourselves as here for a long time yet and there are unlimited things we’ll want to do, buy, see, eat, learn and try. Boomers mean Business….
Mary Ann and Marsha
in this issue boomer technology 5 Hi Tech Caregiving 6 We’ve Come a Long Way Baby 7 Social Networking Safety Tips 8 Audophiles Rejoice 9 Improving Dental Care
Through Advanced Technology
10 Keeping in Touch-2010 Style pay it forward 12 A Brush with Kindness road Trip 14-15 Asheville Studio Stroll,
Cut your Own Christmas Trees, Latta Plantation
boomer essay 17 How Old Are You?
boomer pets 19 Technology Booms for Pets
stayin’ alive 20 Influence of Herbs on Health 24 Regaining Quality of Life
legal matters 21 What a Power of Attorney Is, What Its Not and How to Use It boomers and jobs
22 Move Your
small business profile 25 Layers of Flavor
money money 26 Words of
is your business redhot? Volume 2 | NOVEMBER 2010 Publishers Mary Ann Dore firstname.lastname@example.org
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The Baby Boomer NEWS NOVEMBER 2010
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hether you live an hour away or across the country from your aging loved ones, new technology is providing ways to help maintain quality of life, independence and connections for our elderly. From Electronic Information Systems (EIS) that link medical professionals, caregivers and clients via real time on-line technology to intelligent personal digital assistants and “smart homes” to help do everything from making a cup of coffee to turning off a stove that was left turned on. GPS technology is now being used to develop footwear with a builtin GPS device that could help keep track of seniors with Alzheimer’s disease. Since getting dressed is one of the last memories Alzheimer patients retain, placing the device in their familiar footwear can provide caregivers with technology that zeroes in within 30 feet of
the location of a wandering person. By adding a “geo fence”, when the programmed boundary is crossed a warning can be sent to a cell phone, home or office computer via Google Map alerts. In April of this year, the FDA gave clearance to Proteus Biomedical Inc. to market the Raisin Personal Monitor, a wireless personal, wearable health-status recording device. Worn like a bandage, the monitor attaches to the patient’s skin and records data relating to heart and respiration rates, physical activity and body position. This information is transmitted via Bluetooth technology to a mobile phone or other computing device which can be read via mHealth software application. GrandCare Systems in Westbend, WI, uses a combination of remote environmental sensing, passive physiological sensing, artificial intelligence and networking technologies to provide caregivers the ability to remotely and passively monitor a client or loved one without compromising dignity or privacy. And its touch-panel controls are designed to be used by those with little experience using a computer, or with memory issues. Care-giving robots – yes! The future of care-giving may very well be provided by robots! But not robots like Rosie of the Jetson’s that we remember from the TV shows we watched while growing up. U-Bot 5 developed by researchers at the University of Massachusetts sports a touch-sensitive LCD screen, an integrated web cam, microphone, and internet connection that make it possible for family members to interact with the patient from a distant location. Doctors can conduct virtual house calls by using the U-Bot 5’s ability to wield a stethoscope to check vitals. It can also be used to pick up small
By Mary Ann Dore
objects or detect when a person has fallen and can dial 911 should an emergency arise. In Japan, 22.5% of the population is older than 65, compared with about 9% in the USA. To provide for its aging population, the Japanese government is funding research and the development of robots incorporating artificial intelligence with very realistic human faces that have the capabilities of reflecting a range of emotions when interacting with humans. Carebots by Gecko Systems, in trial testing, are an introduction of personal robots to assist the elderly to remain in their homes. With capabilities such as recognizing deviations in elderly Mom or Dad’s daily routine and sending a message to a remote caregiver, and verbal interactions between the Carebot and the elderly person, these robots
can help people remain independent during the onset of old age. In South Carolina, a daughter and her elderly mother are participating in the Carebot trials. In a recent press release issued by Gecko Systems, the daughter said “I took my Dell netbook with me. Through the Sprint DataCard in the netbook, using Skype, I remotely connected to the video camera on Mom’s personal robot. I was able to see her the entire time I was away from home! I had the netbook opened in the grocery cart and had a great view of my mother.” And although our parents and others of their generation may not be ready to embrace all of this new technology, its continued advances may be the answer to allowing us Boomers to remain in our homes safely and well-connected as we age gracefully.
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Your way around Windows 7 or Microsoft Office? What to do with all those photos in your camera?
Group & Individual
Training YOU choose what you want to learn!
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704.990.tech www.tech-eez.com NOVEMBER 2010 thebbnews.com
We’ve Come a Long Way Baby! It was our fathers who brought technology from the W.W. II battlefronts in to our homes in the suburbs. They took radar and transformed it into television. They conjured up America’s love affair with the automobile. They brought us plastic and self-service and turnpikes and the suburbs. Do you remember the telephone party line that we shared with our neighbors? Two rings was a call for Mr. Russell who lived up the road. Three rings and we knew someone was calling our house. Everyone had phone numbers that began with a prefix word. What was yours? Ours was Lennox. A special privilege was awarded to us kids when we were about 8 years old…..a coming-ofage ritual of sorts. We were allowed to answer the phone. What a treat! Now, we were important, too. Do you remember rotary dials? Or the first By Marsha Opritza phone to have push buttons in the handset - the “Princess” phones? They were the rage for our home’s “second We even had our own time slots. From 3:00 to 6:00 p.m. on phone” – the resident teenager’s bedroom. They were offered each school day…and every Saturday morning. The line-up of in other colors besides black and they were so streamlined they shows was great! We had neat cartoons - Bugs, Mighty Mouse, could fit on our nightstand. It was really cool when we got an Tom & Jerry and grand shows – the Three Stooges, Our Gang, Sky extra-long cord. Then we could pace around our bedroom and King, and Fury. And we had fun shows, like Howdy Doody Time change 45 rpm records on our record players as we talked to our and the Mickey Mouse Club - complete with our very own “ears”. friends on the phone. We’ve come a long way, baby. And, of course, we had our own TV commercials. Cracker Jacks – How about TVs? Do you remember your family’s first one? “with a prize in every box”. Or the talking camel, telling us “I want Or for you younger Boomers, do you remember the first time a Clark Bar”. you saw a TV? In the early 1950s, those first models had round There were the commercials for cereals…like Rice Krispies screens and could get reception from only one or two local with Snap, Crackle and Pop. Or drinks like Tang and Ovaltine. Or stations with those crazy “rabbit ears”. By the mid-fifties, large neat toys like Mr. Potato Head and Slinky. Some commercials aerial antennas dotted the tops of houses up and down the streets. They were great because we could get a third and maybe had catchy jingles….that we learned to sing. Remember Bucky Beaver with Ipana toothpaste? “Brush-a Brush-a Brush-a… Get even a fourth channel. All through the 60s, we had our choice of Jack Paar or two “late night” movies. All three started at 11:30 pm the new Ipana… with the brand new flavor…. It’s dandy for your Teeth…” – after the local news. That was the technology of our fathers. We Boomer kids loved TV. We were the first generation to be We’ve come a long way, baby….since those days. raised on it! And TV loved us back! With the advent of television We Boomers, we were all about change. We were came the birth of the TV commercial. Products could be shown revolutionary in many respects. We brought digital technology and their benefits explained and virtues extolled to a huge to the whole world. Our TVs of today hang on a wall and are the number of people sitting in their living rooms. TV-Land was thickness of a picture frame. We launched satellites into outer born. space to document our solar system and beyond and to beam We Boomer kids had TV shows that were made – just for us. Continued on next page
The Baby Boomer NEWS NOVEMBER 2010
boomer technology Social Networking
By Tina Marie Hilton
safetyfor Baby Boomers tips
privacy settings and use them. (This goes for he percentage of U.S. adults ages 50 and other social networks too) older using Facebook and other online Know who your friends are. When you ‘friend’ communities nearly doubled from 22% someone on Facebook you give them the ability to send you in April 2009 to 42% in May of this year, according to the Pew private messages and post things on your wall. Be selective Research Center (source: InformationWeek.com) about whom you become ‘friends’ with. The statistics say that Baby Boomers are flocking to social Be careful with applications. Make sure they are trustworthy. media networks like Facebook in droves. The article in And just because it offers you something for your Farmville game InformationWeek quoted above gives lots of research numbers doesn’t mean it’s from Farmville. An unscrupulous developer can that our generation is the fastest growing demographic gain access to your data and your friends’ data. embracing social networking. Be careful what you share through posts, polls and those But in that same article it also points out that although little question and answer games. Sure they’re fun, but always our age group is growing in numbers, we aren’t nearly as review what you’ve written and ask yourself if it would make you good at protecting our personal information as our younger uncomfortable if certain people saw it (like your boss, your kids, counterparts. Why? Maybe it’s because those younger your parents or your pastor.) generations grew up with the Internet, chats, instant messaging, Review your Facebook page and think about what a less than listservs and forums and have watched scams develop and honest person might be able to do with the information you’ve learned not only how to smell scam, but to prevent themselves shared. And of course never share your address, phone numbers from becoming a victim. and other highly personal information openly anywhere. I’m Regardless, it’s a fact that baby boomers are more apt to share amazed at the number of times I’ve seen someone give their information that they shouldn’t. And one of the reasons is a feeling of safety within what is perceived by many to be a ‘closed’ home address to a friend on an open Facebook Group wall. Do a periodic search for your name on Google, Yahoo, or Bing community setting. If Farmville sends an offer for free pigs for the search engine to see what’s out there. pigpen, it has to be ok to click on…right? Not necessarily. I love the fact that baby boomers are embracing social I love the fact that our generation is embracing technology, networking, but as they used to say on Hill Street Blues, and it saddens me when one of my friends swears off the “Let’s be careful out there.” internet when they get a nasty virus on their computer or have their Facebook account hacked. The truth is, it’s not really so hard to Some great links on online safety: keep yourself and your personal info • www.staysafeonline.org/content/protect-yourself safe on social networks if you just • www.aarp.org/technology/privacy-security/info-06-2010/Get_Digitally_Smarter.html remember a few things. • www.lavasoft.com/mylavasoft/securitycenter/online-safety-tips Get familiar with Facebook’s
We’ve Come a Long Way Continued communications and television signals back to earth. We developed GPS technology and Google Earth, so that no one ever got lost! We created and refined the World Wide Web! It has become such a huge part of our lives that we can barely remember a time when we were without it. Anything you want to know, or buy, or see, or comment upon- the Internet is there to silently and accurately speed you to your destination on the information highway. Computers that occupied entire office floors – we reduced to black boxes that
could fit neatly next to our feet in our desk’s kneehole. We’ve been perfecting them ever since, making them smaller and more portable. A notebook PC today can be so thin and lightweight, we carry it like a book and yet, it’s capable of picking up the Internet right out of thin air. It can connect us to any physical location on the planet so that we can see and speak to the person on the other end…and all in “real time”. We put cell phones in everyone’s hand – and ear buds in their ears. We digitized everything – coffee makers, sound
systems, exercise equipment, kitchen appliances, cars, books and music that we read and play on digital devices! We Boomers made our mark on the world and on our planet forever. Our legacy! Digital technology, microwave technology, solar technology, plastic packaging, air travel, interstates and the Web. The list goes on and on.
Yes-We’ve Come a Long Way Baby! NOVEMBER 2010 thebbnews.com
oing through the closet in the spring, I ran across a large box of memories. I didn’t find pictures or letters or clothes, I found albums: The Doors, Led Zeppelin, The Village People, Devo, Pink Floyd, The Bee Gees, Rush – the list goes on. My first thought: Cool! My almost immediate second thought: Where’s the turntable? Well, after about an hour of searching, I found my old turntable in the garage, dusted it off and set it up. I placed a classic Rush platter on the turntable, flipped the switch, heard the click through the speakers and nothing. It didn’t move. I started troubleshooting and found that the drive belt was broken. Where am I going to get one of those? Just an aside from one who
tried: a big rubber band does not work! After searching online, I found a replacement belt for under $10.00 – almost $20.00 with shipping. Almost three weeks later, the belt arrived and I listened to hours of vinyl. I traveled back in time, had a scotch and relaxed to my old tunes. A friend of mine, Jim, asked about transferring his old albums to digital files on his computer. He wanted to take all of his old vinyl and put the music on his new iPod. I was able to introduce him to several software applications and he found the DAK system to meet his needs. You remember DAK don’t you? Their catalogs were the best – outside of the Sears catalog at Christmas, of course. The new DAK system allows you to transfer all of your music to your PC, removing scratches and hiss – even selecting and skipping tracks. You can get more information at DAK.com on the web. I have tons of relics from over the years; the evolution of my music listening has ranged from albums and 8-track tapes, cassettes to CDs; I now have an iPod with hundreds of hours of music on it. I have purchased music on iTunes, I have uploaded my CDs, I have listened to online radio stations, and I found Pandora.com’s Music Genome Project and enjoyed it for free until a few months ago when it became
The Baby Boomer NEWS NOVEMBER 2010
by Tim Grier, CET Computer Magician
a “fee based” site. Still, all in all there are a lot of options out there. The internet and websites like Napster and Limewire really cut into the music industry’s profits, propagating the Digital Millennium Copyright Act and the ensuing lawsuits and court actions. Today, fee-based systems like Rhapsody and Apple’s iTunes allow subscribers to download music tracks for a small fee, protecting themselves from lawsuits by the powerful music recording industry. Recorded music has evolved over the last half a century, right along with the technologies that support it. So, what’s the next evolution in recorded music? How about the ability to listen to your entire music library from anywhere? All of your iTunes music, all of your CDs, even all of your digitized albums accessed through the internet from anywhere in the world. Sound Cloud is a new project that currently allows artists, recording labels and other music professionals the ability to send, receive and store music that is easily accessible from any device that connects to the internet. The word is that, once the legalities are worked out, the public may have some access. Taking this one step further, why can’t we each have a personal authenticated device like an iPod that connects to the 4G cellular network accessing your personal storage location on the internet allowing you to listen to your own personalized “radio” station from anywhere on the globe? Other “radio” stations could be accessed on a fee-based rate where new artists could broadcast their own music, build their own fan base, and promote their own concerts without relying on the powerful recording industry. It’s in the works. And my tunes’ll never get scratched and I won’t have to find a drive belt for my old turntable.
The Boomer’s Guide to Aging Parents By Carolyn Rosenblatt, RN, Attorney
I couldn’t “recommend this
book more highly!
Dr. Tessa ten Tusscher
Purchase online at
by Dr. John Fish
Improving Dental Care
through Advanced Technology
hen most people think of a dental visit, they focus on the physical experience of examination, cleaning and treatment. While first-hand observation and examination remain a vital part of your dental care, many problems originate below the surface where they can’t be seen or examined through visual inspection alone. Today, advanced dental technology offers you tremendous advantages unavailable to previous generations, such as reduction of discomfort, treatment time, and even prevention of problems from occurring in the first place even before dental disease is expressed. Most of us are familiar with having x-rays taken as part of a standard dental examination. But today’s diagnostic imaging technology offers far more information than standard twodimensional Panorex jaw-to-jaw x-rays or” bite-wings” images can provide. For example, an i-Cat Dental CT scanner like the one we have in my practice uses a computerized imaging system that provides 3D images of the jaws, nerves and sinuses”. “Because these images offer far more information than standard x-rays, more dental practices are relying on these CT scans to view the jaws, then diagnose, identify and plan the most effective course of treatment. Dental implant placement is another procedure where you can enjoy tremendous benefits from the use of this advanced technology. Through the use of 3D imaging software, it is now possible to “virtually” place dental implants, which basically amounts to a CAD/CAM simulation of the actual procedure. This approach improves the safety and accuracy of implant placement and can eliminate most all of the discomfort and swelling involved. Those familiar bite-wing x-rays have been improved as well. Now, digital radiography can create enhanced “x-ray” images in seconds. These are sharp and easy to enlarge to show details of specific areas. These images are also quite useful as visual aids that help show the extent of decay or bone loss and explain why you need certain dental procedures. Digital radiography is also preferable because it requires far less radiation than conventional x-rays. State-of-the art networking technology also makes treatment more efficient by enabling dental images to be retrieved from any room or workstation in the office. Large images and pertinent information can be displayed on monitors in treatment rooms, making it easy for you and our staff to discuss treatment options. This level of magnification and enhanced communication also helps identify and diagnose small problems before they can become major dental issues.
None of these technological advances, though, can take the place of one-on-one personalized care combined with clinical expertise. It is our goal to combine this high level of technology with a commitment to exceptional care. That is how we are able to consistently exceed our patients’ expectations and deliver the kind of care they deserve. Two of my Baby Boomer patients, Jim and Marion Howell, sum up our goal: “Your office and staff are exceptional. We are both very well satisfied with the work we received. It was worth every cost of time and money. We are both thrilled to talk, smile and eat without being in pain or self-conscious. There is no doubt that we would do the process over again and only wish we would have done it sooner.” For more than 25 years Dr. John Fish, DDS has offered Implant, Cosmetic and Sedation Dentistry Services and built a practice of providing exception care for confident smiles. Dr Fish can be reach at info@johnfishdds. com, 607 US 70 Highway Hildebran, NC 28637. 866.315.0303 or 828.397.5514. www.johnfishdds.com
NOVEMBER 2010 thebbnews.com
GARDEN SHED & MORE Available Thanksgiving Weekend
• Poinsettias and Burlap • Ball Christmas trees Grown • NCFrasier Firs
20%off & Shrubs 842 River Highway, Mooresville
Boomers mean business!
Spending on technology is one area where Boomers are ahead of their younger counterparts. The 46 to 64 year-old group now spends more money on technology than any other demographic, according to Forrester Research’s annual benchmark tech study. That includes monthly telecom fees, gadget and device spending, and overall online purchases. They averaged around $650 spent over a three-month period in online shopping vs. Gen X ($581) and Gen Y ($429).
veryone is connected. Teenagers, young adults, and baby boomers alike rely on their many technological devices to get them through any normal day. Most are packing their Blackberry, laptop, and iPod wherever they go. The 2009 Census reports that about 3,555,694 people moved between regions between 2008 and 2009. Families are separated by more miles than ever these days. Many baby boomers have children away at school obtaining postgraduate degrees
h c u o T n I Keeping
e l y t S 0 201
and the current economy also means this generation is separated from loved ones who’ve relocated to find work. Not to mention the number of us retiring to different locations. Luckily there are plenty of ways to stay connected with friends and loved ones that make the miles seem shorter. Facebook, “the social networking site” currently has approximately 500 million users, meaning you can find and stay in touch with just about anyone you wish, even those in other countries! Create a profile, search for anyone and everyone and read their daily statuses, view their pictures and send them messages. You can also post your own statuses so your friends and family know what’s going on in your own life. Smartphones allow you to access the web and download “applications” allowing you to stay connected to such things as Facebook, e-mail, and pretty much anything you can imagine! If an unlimited plan is too pricey for you, almost any
From myboomercommunity.com service provider allows you free calls and messaging between members of a family plan and often even with anyone else who subscribes to the same provider. Skype is an innovative way to connect with your loved ones by making calls over the internet. All you need is an internet connection and the latest downloaded version of the Skype program. Calls between Skype users are free! Not only that, but with a properly working webcam,
you and your family members can make video calls, also for free! . This is a great way to see those grandchildren grow even when you’re miles away. The rate at which newer, better, faster technology is developing, it seems every day it gets easier to stay in touch! So many options available now are free and easy to use so there’s absolutely no excuse not to be connected with the people that matter most to you!
You’re Invited to a seminar Hormonal Health for Men and Women Tuesday, November 16th 7:00-8:30 PM
Must register to attend. Please call 704-947-3220
NEIL’S COMPOUNDING PHARMACY Professional Compounding • Walt Neil RPh www.neilscompoundingpharmacy.com 9801 Kincey Ave Suite 155, The Park • Huntersville
NOVEMBER 2010 thebbnews.com
A Brush with
Kindness staff writer
pay it forward
s one of the older, long-time residents of Cornelius, Mattie Caldwell, 92, is still an active community leader in her Smithville neighborhood. During a Smithville community meeting, she heard of the new Rehabitat programs available through Our Towns’ Habitat and it seemed like an answer to her prayers. Miss Caldwell’s roof was in bad shape with water leaking into her living areas and she was unable to use the handicap ramp and her porch because of severe wood rot. After reviewing Ms. Caldwell’s needs, Our Town’s Habitat was excited to inform Ms. Caldwell that she had been selected as the first participant in the Rehabitat’s A Repair project. Graham Todd is the Rehabitat Program Manager, and visited Ms. Caldwell to ensure that the Rehabitat project covered all of the health and safety issues as well as improved efficiencies in her home. On July 13th, he lead an initial team of 10 hardworking volunteers as they descended on Ms Caldwell’s home to begin the repairs. Working for 11 days, the total crew of 35 volunteers (20 were Baby Boomers) were taught how to do the work through on-site training under the direction of a professional construction team, and built friendships while getting great physical workouts! The project caught the attention of people driving by Ms. Caldwell’s home on Catawba
affordable housing, and with local Avenue in Cornelius . Many stopped businesses, service groups, churches and volunteered on the spot to help and individuals in Davidson, Cornelius, with the project. Huntersville and Mooresville. Terry is While the team was there, they also also a member of the Lake Norman discovered that Ms. Caldwell’s yard was covered with poison ivy. So, some of the volunteers worked at clearing it to allow her A Repair: corrects interior and/or exterior problems grand kids and great that affect the homeowner’s health and safety. grandchildren to play A Brush with Kindness: serves local safely in her yard when homeowners who struggle to maintain the exterior they come for her of their homes. weekly Sunday dinners. Weatherization: to make existing houses more All of Our Towns’ energy efficient and affordable. Habitat for Humanity projects require that Community Development Council family members participate in the consisting of 40 non-profits who meet project through sweat equity. Ms. once a month to exchange ideas and Caldwell’s sons and daughters (all work together in the Lake Norman Baby Boomers) worked with the crew communities to improve local residents’ on all aspects of the project, and then lives. rebuilt the shed in her backyard as Terry, a Baby Boomer, says that he’s well. Although Ms. Caldwell could a perfect example of what he calls not physically participate in the work, “Success to Significance”. After leaving she was busy serving lemonade, tea his career in corporate America he and homemade baked treats to the was looking for something that would volunteers. allow him to make a difference in his Terry Laney, Executive Director, community. He started as a volunteer is proud that Our Towns’ Habitat for in the Our Towns’ Habitat for Humanity Humanity, one of 1625 affiliates in the store and quickly found his new calling. U.S., was named the 2008 National He’d like to see more baby boomers join Habitat Affiliate of the Year for the their volunteer teams and said “it can United States. With their office in be just a few hours of their time, but it Cornelius, Our Towns’ Habitat partners makes a huge difference in the lives of with families in need of decent,
The Baby Boomer NEWS NOVEMBER 2010
the families we serve”. He also shared that “in 2009 unrestricted funds dried up for non-profits, but there is such a great need out there with not enough non-profits are serving these needs”. Terry identified Our Towns’ Habitat needs as: • Advocates - to help identify people in need – families living in overcrowded conditions, homeless or in substandard housing. • Volunteer Engagement – Construction committees, board members, fund raising, monetary donations and time. • Partnerships - Corporate sponsors, in-kind donations, business leaders with creative ways to serve families more efficiently. Our Towns’ Habitat is one of only 50 affiliates nationwide who are involved in the Neighborhood Revitalization Initiative and will be used to show what best practices are to the other 1650 national affiliates. As Terry said, “we’re a model of how to do more with less in these tough economic times”. Habitat’s Neighborhood Revitalization Initiative will help turn neighborhoods around. Together, Habitat for Humanity, neighborhood residents and local partners can change the face of neighborhoods and the lives of the families who live there-forever.
Visit www.ourtownshabitat.org or call 704-896-8957 for information on how you can make a difference in the Lake Norman community, or visit www.habitat.org for other local affiliates.
Boomers Have the last word
Visiting a cemetery and looking at the etched names and dates on the grave stones, often makes you wonder about the person buried there. Who were they? How did they want to be remembered? Baby boomers won’t be taking any chances with the new microchip-enabled headstones by Objecs LLC which has aptly named it - RosettaStone™. A palmsized stone tablet or a coin-sized stick-on polymer tag (called a Data Tag) adheres directly to the headstone. The buyer places text and photo on the Data Tag which is then uploaded to an online data archive site. Objecs LLC states that the information on the RosettaStone™ granite tablet will still be accessible 3,000 years from now. So, this new technology ensures virtual life after death, allowing our generation to share their stories with far-into-the-future relatives who can simply swipe the markers with their internet enabled cell phones to hear the details of our lives. Each tablet can be engraved with up 6 custom symbols chosen from a wide selection that can express one’s profession, religious affiliation, a favorite sport or hobby and even a favorite animal. Sharing our personal story in our own words opens a whole new way to communicate from beyond. NOVEMBER 2010 thebbnews.com
Asheville Studio Stroll
Asheville’s River Arts District Artists open their studios to the public for two days of festivities known as the STUDIO STROLL. Visit 130 working artist studios and galleries in Asheville’s River Arts District. Painters, potters, sculptors, weavers, photographers, jewelers, woodworkers, great food & more . . . all in revitalized old factories and warehouses along the French Broad River, just minutes from downtown. Ride free on the Asheville Historic Trolley between Studio Buildings
www.riverartsdistrict.com • Open from 10:00 a.m. to 6:00 p.m. on Saturday & Sunday.
Nov. 20 –Dec. 15
get in the
ake a scenic ride to the mountains to select and cut the perfect fresh Christmas tree at one of North Carolina’s Christmas Tree Farms. Many have hot cider, hayrides, reindeer and other attractions that make this the perfect day trip for just the two of you or for the whole family. After driving to one of several locations near Boone and Banner Elk, you can easily include an afternoon of lunch and Christmas shopping before heading home to set up your fragrant tree. www.PickYourOwnChristmasTree.org
Serving the Lake Norman area - from Charlotte to Statesville, Mt Mourne to Pumpkin Center
Professional computer repair and training services for home and business clients On-site or off-site hardware and software repair solutions Virus and spyware removal PC and network installation and upgrades
The Baby Boomer NEWS NOVEMBER 2010
Historic Latta Plantation A Living History Farm
s both rural life and historic structures continue to rapidly disappear from Mecklenburg County, historic Latta Plantation fills a critical need to preserve the story of Catawba River plantation life. Nestled within Latta Plantation Nature Preserve, Latta is the last surviving Catawba River Plantation open to the public. The circa 1800 home of James Latta is surrounded by 13 outbuildings, and tells the story of life for planters and enslaved African
Latta home, revealing the original paint scheme. The findings included faux mahogany finishes, marbling, figural paintings, and more. After funds were raised, the Artisan Group worked meticulously to recreate the original paint scheme in the home. The project was completed this past August and can be seen daily by site visitors. The fully furnished Federal period home now truly offers a realistic glimpse into history. In addition to paint restoration efforts, Latta has been raising funds to restore one of the oldest log homes in the county. Built around 1760, the Ezekiel Alexander house originally stood off North Tryon Street in Charlotte, near the headwaters of Sugaw
Americans in the 19th century North Carolina backcountry. Now a living history farm, Latta provides a unique window into the past for visitors who can also see a period kitchen garden, short-staple cotton crops, historic breeds of rare and endangered livestock, and a honeybee exhibit. Lattaâ€™s many special programs and events breathe life into Mecklenburgâ€™s rich cultural past. Daily admission includes a fifteen minute introductory video of the site, a guided tour of the Latta home, and a self-guided tour of the grounds. In the Heritage Center, visitors can view exhibits and shop in the Merchant Wagon gift shop. Latta holds over 35 special events and workshops each year. Since April 2008, Latta has been raising funds for two very special site restoration projects, as part of its Capital Campaign to Preserve a Piece of Mecklenburgâ€™s Past. In 2006 Hager Smith Design, PA conducted a detailed paint analysis in the circa 1800
and Mallard Creeks. A structural evaluation completed in 2008 determined that the cabin would not be salvageable without emergency restoration work. Latta immediately began to raise funds through donations from members of the community and fundraising events. Half of the restoration has been completed and the cabin is now stable. However, more funds are needed to complete the project and open this historic house to the public. Sponsorships are available for this project and more information can be obtained by contacting the site. Fall is a beautiful time on the plantation and all are invited to see the ongoing preservation work taking place at the site. Visit Latta soon for a daily guided tour, or one of the many special events taking place this November and December, including the Charlotte Gold Rush, World War II Living History, A Plantation Christmas, and A Candlelight Christmas.
Visit www.lattaplantation.org or call 704-875-2312 for more event details. NOVEMBER 2010 thebbnews.com
The Baby Boomer NEWS NOVEMBER 2010
By Linda S. Amstutz
How Old are You? Your Brain Age You might not be able to tell it by looking at me, but I have the Brain Age of a 25 year old. I can prove it, too. Well, actually, Nintendo can prove it. You see, they’ve designed a game that’s better than Frogger, better than Tetris, even better -- believe it or not -- than Bejeweled Blitz. Brain Age is its name and making you younger is its game. Turn on the game, add together a bunch of numbers, recall a bunch of random words, speed read a bunch of classic excerpts out loud, count a bunch of little people running in and out of a little house, and feel your brain grow a bunch younger. And since I’ll buy anything from any infomercial, and I had already viewed several full-page ads in both my science and psychology magazines (it must surely be a serious game to advertise in such serious publications), I had to own Brain Age. And since I cannot play Brain Age on my Playstation, I had to buy a Nintendo DS system. All in all, making my brain grow younger cost me about $150. Cheaper than anything I can get from a plastic surgeon. Cheaper than that age-defying cream I ordered from Cindy Crawford. Even cheaper than most things I can buy from the cosmetics counter at Macy’s And, boy, oh boy, in the words of Paris Hilton, this game’s hot. Better than any ole Gameboy, let me tell you. Two screens. It’s like watching a double-feature in the palm of your hand. I can write on the screen with a stylus, and Nintendo knows what I have written! I can talk to it and Nintendo knows what I have said! And, if I score high enough and pay attention, Dr Ryuta Kawashima tells me secrets. This game system understands me better than my husband does. Now, according to Nintendo, the perfect Brain Age is 20, which I find a little unbelievable because I remember being 20 and I remember doing some pretty dumb things. Anyway, I took the Brain Age Check. The first time, I had a little trouble with the Stroop Test. Words like blue, yellow, orange, red and black flash on the screen, but the words are typed in different colors than the words. I was instructed to yell out the color the word was written in. Like if the screen said Yellow, but the letters were in blue, I was supposed to yell out “Blue.” Only for some reason, Nintendo
84 7555 25 4 5 20
doesn’t understand me when I say “Blue”, even though I tried to speak at least as clearly as Diane Sawyer. So, anyway, every time I yell “Blue”, Nintendo thinks I’ve erred. (And anyone who knows me can testify how much I hate being told I am wrong…especially if I am not.) So after that, every time a word flashed up in blue, I panicked, which cost me precious moments (oh yes, speed is of the essence here. Old people evidently think slowly while twenty-year olds are quick like bunnies!) It was a mess. A blue mess. I’m ashamed to tell you, my first test scored me at a Brain Age of 84!! I put the game away for a week . . . crawled into bed . . . with a heating pad . . . and iron supplements. Then I decided to try again. First, I did some Daily Training exercises. Intensive training. Adding and subtracting numbers. Identifying colors. Counting syllables in common quotes. All at the speed of lightning. Slow lightning, in my case. Not wanting to be left behind, my husband started training, too. We created our own profiles and compared our scores and grumblings, but neither of us shared any secrets from Dr Kawashima. It was like we were both having a little something on the side with the good doctor. And then I tested. And then my husband tested. And now I can proudly announce that I have achieved a Brain Age of 25. While apparently I am married to a man with a Brain Age of 55. Call it a May/December marriage. And now that I have, with all certainty, uncovered my true Brain Age, I can contentedly sit back and wait for those good gaming folks at Nintendo to invent a game that measures my Emotional Age.
How do you think I’ll do? You can read more humor from Ms Amstutz at www.anotherlinda.com and you can contact her at email@example.com
Clock Repair 828-382-0509 Wm.G. Isenhour
My 35th Year NOVEMBER 2010 thebbnews.com
Technology Booms for Pets
Jane Barber, DVM, ms, dact
Because you want the best care available for your pet
What is Laparoscopy? Endoscopy is a minimally invasive technique for performing procedures through either natural openings in the body (eg. mouth or nose) or through one or more tiny (1 cm) holes rather than through large incisions. In human medicine, endoscopic procedures are the norm not the exception. Why be cut from “stem to stern” when a procedure can be performed through a tiny opening. There are many types of endoscopic procedures; they are named for the body part that is being scoped: rhinoscopy (nose), pharyngoscopy (throat), gastroscopy (stomach), bronchoscopy (airways), colonoscopy (colon) to name but a few. In veterinary medicine, endoscopy was predominately used as a diagnostic tool. As the benefits were proven, its applications were expanded to include such things as the removal of foreign bodies, arthroscopic surgery and most recently laparoscopy and laparoscopic surgery. “Laparoscopic spays Laparoscopy is the type of endoscopy used for viewing the internal caused less surgical stress structures of the abdominal cavity.
“Doesn’t she deserve a less painful spay?” It involves the use of a laparoscope (camera) inserted through a small 1 cm opening into the abdomen. This allows the veterinarian to use a minimally invasive technology to view abdominal organs magnified on a monitor. Applications are as numerous in veterinary medicine as they are in human medicine. The most common application of laparoscopy is for biopsy abdominal organs (liver, spleen, etc.). Recently, laparoscopic techniques for performing an ovariectomy/ovariohysterectomy (spay) or cryptorchidectomey (retained testicle neuter) have been developed. Veterinary endoscopy and laparoscopy in particular, require specialized training, equipment and surgical expertise.
What is the difference between laparoscopic and traditional spay? In a laparoscopic procedure, 1 to 3 small holes are made through skin and abdomen which allow for the insertion of a fiberoptic camera. These holes depend on the size of your pet but are often 3-10mm (roughly 1/8-1/2 inch). The reproductive structures
The Baby Boomer NEWS NOVEMBER
and up to 65% less postoperative pain than a traditional surgical spay.” Journal of the American Veterinary Medical Association, 2005.
are identified and controlled cuts in the tissues are made. In a traditional spay, a 2-6 inch incision is made in the skin and muscle just below the belly button. The ovarian ligament is torn from its fan-shaped attachment on the abdominal wall. This tearing causes significant pain and may result in hemorrhage and bruising of the abdominal wall.
Why choose a laparoscopic spay? The entire surgery is performed through a 1 to 3 tiny incisions rather than a larger abdominal opening. Small incision size minimizes tissue trauma and pain. The ovarian ligament is carefully cut and cauterized, rather than torn. This further minimizes tissue trauma and PAIN. Internal structures are magnified 60 times; better visualization allows for greater surgical precision. This equals fewer mistakes and minimal complications. No sutures are used inside the abdomen of the patient. This eliminates the potential complication of adhesion formation in the abdomen as a results of suture reactions. No increase in surgical time compared to traditional procedures. Your pet is back to normal much more quickly.
What are the disadvantages? Laparoscopic surgeries cost a little more due to the additional training required by the surgeon and the significant investment in equipment including the scopes, video monitors, ports, specially designed laparoscopic instruments and vessel sealing devices.
The bottom line
“Where every family member is special”
The use of laparoscopy in small animal spay/neuter procedures is quickly becoming the preferred surgical option among pet owners. Once available only for people, animals are now benefiting from the many advantages of these techniques. The bottom line is that a laparoscopic spay offers a safer and less painful surgical experience for your pet.
Just a Few Examples of Surgical procedures that can be performed laparoscopically: • Ovariohysterectomy(spay). • Ovariectomy (only ovaries removed) • Cryptorchidectomy (removal of a retained abdominal testicle) • Cystotomy (bladder stone removal) • Foreign body removal • Organ biopsy (liver, spleen, pancreas, etc.)
for more information on
laparoscopic surgery for your pet!
Jane Barber DVM, MS, DACT
1675 Molly’s Backbone Road • Sherrills Ford www.VeterinarySpecialtiesAtTheLake.com NOVEMBER 2010 thebbnews.com
By Thomas Schell, D.V.M, DABVP
Influence of Herbs on Health
whether there truly is a difference. It has been argued that synthetic ast month, we vitamins are poorly absorbed and thus require a larger ingested discussed the impact amount. Whole food supplements provide nutrients naturally and are of various vitamins absorbed better and therefore require a lower ingested amount to and minerals as well as reach the same level accomplished by the synthetics. some recent research. Vitamins Herbs are extracts of plants and are commonly found as and minerals are separate components of whole food supplements but can be utilized alone as entities and can be taken part of disease treatment and prevention. Many herbs are considered individually in the diet or nutritive in value; providing a source of protein, amino acids, vitamins, together as a multi-vitamin minerals and antioxidants as well as providing other medicinal values. supplement. One issue that Many herbs such as Turmeric, Green Tea and Ashwaghanda have is getting a lot of attention been shown to provide some nutritional value, and more importantly recently, especially with the to control inflammation in the body. These herbs have been shown to rise in desire for “pure” or be similar to prescription medications and pain relievers, but without “organic” products, is whether synthetic vitamin supplements are less Hippocrates once stated . . . valuable than whole food supplements. For purposes of definition, approximately 98% of the vitamin supplements on the open market today are what are considered “synthetic”, meaning the negative side effects. that the ingredients are man-made or created in a laboratory. “Whole There are other herbs that have tremendous nutritional value food” supplements have become more popular over the past several such as Spirulina and Alfalfa. Spirulina is actually blue-green algae, years which provide vitamins and minerals naturally by utilizing herbs a living organism, and is considered a natural remedy. Both provide or plant extracts as part of the product itself. Considering that the significant levels of protein, vitamins, minerals and antioxidants food we consume provides proteins, carbohydrates, antioxidants and and in many cultures, they are used as remedies to combat disease, vitamins and minerals… does it not make sense that this is the form nourish the body and help to restore health. we should consume as a supplement? Hippocrates once stated, “let your food be your medicine and let Whole food supplements provide a broad range of nutritional your medicine be your food”. Never underestimate the value of good value and also provide “co-factors” which are additional enzymes/ nutrition. substances that are naturally found within the food source and may actually enhance nutrient absorption in the intestinal tract. It is common for “whole food” supplements to provide a much lower level of various vitamins, such as B-vitamins, as compared to synthetic Tom Schell, D.V.M is affiliated with Timbercreek Veterinary Hospital, supplements. PC and Nouvelle Veterinary Research, both located in Jonesville, NC. The difference may be quite significant, but the question is www.timbercreekvet.com
“let your food be your medicine and let your medicine be your food”.
Is running a thing of the past?
may be the answer! An all natural veterinarian formulated antioxidant based herbal supplement used in clinical practice for over 3 years with tremendous success!
For more information call 336.428.7857 or visit 20
The Baby Boomer NEWS NOVEMBER 2010
Learn more in a handy little booklet,
By Carolyn L. Rosenblatt, R. N., Attorney at Law
You’re The Power of Attorney for Finances
ere’s something people get confused about a lot. Are you in this situation? Lots of us aren’t exactly sure what the power of attorney is for, when we’re supposed to use it, and what we’re supposed to do with a parent who’s sort of OK, and sort of losing it.
Here at AgingParents.com, we help people figure out the legal angle on things about their caregiving. We’ve got an aging parent, too. We get it. We’re a nurse-lawyer, psychologist team. My husband, Dr. Mikol Davis and I look at these problems every day. We focus on aging parents in that “grey zone”, where they may have early dementia, but they’re not exactly safe in handling finances anymore. They, however think they’re just fine and they’re not about to give up their independence. If this sounds like your aging parent, here’s what everyone needs to know: The document called a “DPOA” or durable power of attorney gives the appointed person the right to handle money and personal
affairs for an aging parent. The agent, that’s usually an adult child and could be you, will have the right to take over the handling of money either as soon as the document is signed, or if your parent becomes incapacitated. It depends on how it’s written. Sometimes a doctor or two of them must certify that the aging parent is no longer competent to handle finances. The problem with the DPOA document that doesn’t go into effect immediately when it’s signed is that when your parent with dementia begins to lose financial competency, he or she may not recognize it. Your parent might think she has no problems. She insists that you stay out of her business. Worse, he can turn on you and get all paranoid and thinks you’re trying to steal, or put him away or worse. How are you supposed to get this kind of parent to a doctor who is going to verify that he or she is no longer competent to handle money? If you are stuck with this kind of doctor’sverification-needed DPOA, it’s tricky getting the medical certification you need to keep your parent from getting ripped off, taken advantage of or flat out swindled. Clever thieves know exactly how to target our aging parents who are afflicted with some “mild cognitive impairment”, as it’s called. ©2010, AgingParents.com
“How to Handle Money for Aging Loved Ones” available at AgingParents.com. If you have more confidence and understand how the law affects your taking over the checkbook, you can protect your aging parent from financial abuse.
5 tips you need to know to deal with the DPOA.
1. Get one. While your parent is still competent to understand what the document means, get a durable power of attorney signed and notarized. Waiting until “later” can be very risky.
2. Appoint the right person to act on your aging parent’s behalf when the time comes. Do not, I beg you, let your parent put every sibling’s name on the same document. Parents do this sometimes to “be fair”. It can lead to trouble later, trust me. Your nutty sibling with the drug problem would be a very dangerous agent for the DPOA.
3. Persuade your parent that it is best to have the DPOA effective right away when signed. You must assure your parent that you won’t use it unless it’s absolutely necessary. Get the right wording on the DPOA so you don’t have to spend time and money for a doctor or two to declare your parent incompetent when it may be difficult to get the parent to the Doctor. 4. Know when it’s time to use it. If your parent is age 80 or older, be on the lookout for signs of decline in competency. By the time your parent is 85, about half will develop Alzheimer’s Disease. 5. Make an agreement with your parent about when you should take over. One or two years past the time the dementia is diagnosed may be all you can count on as a relatively safe time for your parent to remember to pay bills and make financial decisions. Suggesting that the adult child take over the finances by a certain birthday of the aging parent may make the transition easier.
Author, Carolyn Rosenblatt, RN, BSN, Attorney, has over 40 years of experience in her combined professions. Together with her husband, psychologist Dr. Mikol Davis, she is a founder of AgingParents.com, a resource for families who need help with their aging loved ones. They are located in San Rafael, CA. Together, they serve as consultants and mediators for baby boomers and elders all over the country, where expert advice is needed. Ms. Rosenblatt is a regular contributor to Forbes.com and the author of many articles on the legal aspects of caregiving and healthcare issues of aging. The 9 part Boomer’s Guide to Aging Parents is based on real life experiences with many of those they serve. NOVEMBER 2010 thebbnews.com
By manpower, Inc
You’re in a job you like, and working hard to make it a success. Why is now the best time to think about moving your career forward? Time is on your side. You can give your career aspirations some thoughtful attention and planning without the pressure of job dissatisfaction or a job loss. It’s time to assess where you are, where you want to be, and how you are going to get there.
Evaluate your current situation Start by updating your resume with any new employment experiences, skills and accomplishments. Then, evaluate your career interests and skills, and think about your satisfaction with your current situation. Use this personal career inventory as your starting point. Are there skills you would like to learn? Do you want to build your list of accomplishments? Think about steps you can take in your current position to fill in any gaps.
Create your career vision What direction do you want to take with your career right now? Next year? In five years? As you contemplate your direction, consider:
The Baby Boomer NEWS NOVEMBER 2010
What motivates you • Trends in your industry – what areas are growing and what knowledge/skills will be needed • Transferability of your skills and experience to other industries. • Trends in the world of work that may affect your future opportunities Also consider the types of positions and organizations that make a right fit for you. For guidance, use resources like The Right Job, Right Now by H.R. professional Susan Strayer, or interactive career direction tools like MyCareerDriver at www.MyPath.com. Resources like these can help you develop your vision for your career.
Develop your plan Now, define short- and long-term goals that will help you achieve your career vision. Short-term goals take one to three years to achieve. They are often a stop along the way to long-term goals, which generally are reachable in three to five years. A goal can be a promotion, a position at a different company, a salary level, or any other specific objective. Once you’ve defined your goals, write down the steps you need to achieve them.
You can make a simple checklist, create a schedule or write a 20page detailed document. You can always revise your plan as time goes on.
Make it happen Leverage the resources around you as you work toward your goals with the following tactics:
your skills don’t match up with workplace demands, find a way to update your skills. Read. Every time you read a magazine, trade journal, newspaper, Web site or blog, you learn something that may help your career. Bookmark sites like www.MyPath.com, which help you take charge of your career. Utilize services like Google Alerts, which automatically sends you e-mails about any type of info you’re tracking. For example, you might want to receive Alerts for anything related to your current employer or a potential employer.
Find a mentor. At any career stage, a mentor can provide guidance and honest feedback to help you navigate your career path. Choose someone that you respect and trust who also has a solid reputation in your industry and contacts within the industry and community. Consider a former co-worker or Guided by Manpower manager, a local business leader, or a university instructor. Keep your mentor updated on your career and any tough challenges or decisions you face.
Network, network, network. Simply defined, networking is making connections and building relationships with people who can help you advance your career. Networking is the best way to find a new job. It’s also critical for career progress. Keep learning. To get ahead, you need to be informed. Integrate learning opportunities into your career plan: Know what’s hot in workplace and skills trends. Check job boards and job postings on a regular basis to look for patterns in the skills and characteristics most important to employers. If
Explore new careers. If you’re in a job you don’t like, isn’t paying well, or isn’t in sync with your career goals, consider taking a temporary job or project work to develop new skills, make new contacts or try something you really want to do.
Learn two new skills per year. They could be skills your manager recommends, in-demand skills, or skills to develop a personal interest. Once you’ve written your plan, use it to maintain your focus on the steps that will bring you closer to your career aspirations. Review your progress at least twice a year, and make needed revisions. And always remember, you have the power to make things happen – at any point in your career.
SOURCE: Manpower Inc., a world leader in employment services for more than 60 years. Learn more at us.manpower.com.
NOVEMBER 2010 thebbnews.com
By Mary Ann Dore
Quality of Life
pain relief.” Some of the commonly performed of the spine leading to low back and neck procedures for pain relief are epidural pain. Through a comprehensive injections, nerve blocks, facet blocks, SI joint multidisciplinary approach • Low back pain injections, hip & knee joint injections etc. including minimally invasive (due to disc problems, narrowing of the While many of his patients with hip, knee spine procedures, physical spinal canal and arthritis of spine) and shoulder pain are treated conservatively therapy, TENS units, • Neck pain psychological consultation there are patients who will need to have hip or (due to disc problems, narrowing of the knee replacement because of severe arthritis. and pain medications he spinal canal and arthritis of spine) Dr. Govil works closely with other orthopedic can help in managing • Failed back surgery syndrome surgeons in Piedmont Bone & Joint and these conditions. Dr. (persisting back and neck pain after surgery) patients needing surgery are referred to Govil sees his role for his • Strain and sprains patients as in between the orthopedics. But physical therapy and pain • Sacroiliac joint pain primary care physician and management after surgery is an important • Shoulder, Knee, Hip pain part of the healing process. Combining Dr. surgeon. “ (arthritis, bursitis, Govil’s fellowship training in Interventional “My job is to keep them rotator cuff tear, etc.) pain management and the physical therapy away from surgery, unless and hen I met facility down the hall at Piedmont Healthcare’s until surgery is absolutely warranted. with Dr. Harsh bone and joint facility in Statesville provides Today there are a lot more options at our Govil of Piedmont a comprehensive means of caring for these disposal to determine what is causing the Bone and Joint in Statesville, pain and how to treat it.” “Today there are a lot patients allowing them to quickly return to he had just finished an appointment with a more things at our disposal to figure out what is the quality of life they enjoyed. baby boomer woman who had fractured her Another patient recently saw Dr. Govil for causing the pain and how to treat it”. neck while playing on a trampoline with her pain in her back radiating down her legs. Her Physiatrists treat patients of all ages for grandchildren in California. primary care physician had been treating her conditions ranging from the developmental After her surgery in California she was for about 2 years with anti-inflammatory and disabilities of childhood to the acute injuries able to return home and was referred to Dr. sleep medications and nothing helped her of adulthood and finally to the chronic Govil, Interventional Spine Specialist and Pain condition. After being referred to Dr. Govil, he diseases associated with aging. Physiatric Management Physician. Patient was able to determined that using an Epidural injection scope of practice also includes the treatment see him on the same day she was referred would help to significantly reduce her level of of musculoskeletal disorders and chronic pain and he coordinated her care with Dr. Alex pain. Two weeks after her visit she informed syndromes. Seldomridge, Orthopedic Spine Surgeon. Dr. him that “my pain is 80-90% better, I’m a Over 80% of the patients Dr. Govil sees Govil said that being in the same office as new person!” As Dr. Govil said “Imagine what are experiencing chronic back and neck pain Dr. Seldomridge (they sit side by side) allows quality of life she could have had over the past caused by arthritis, failed back surgeries, or them to have open communication and to 2 years by seeing a specialist like me.” disc problems that limit their quality of life. collaborate on treatments. They are able to As Dr. Govil says “Here at Piedmont, we can By helping them manage their pain Dr. Govil work closely to provide immediate solutions take care of all spine related problems”. feels that he is helping them regain a better for care for many of their patients. And with quality of life. “There are 10-15 different the ability to perform pain injections in their With offices in Statesville and Mooresville, kinds of procedures that we can do for pain own procedure area rather than requiring Piedmont Bone & Joint is the largest and relief; my role is to keep them comfortable hospitalization, “we have the flexibility to do most comprehensive orthopedic group in Iredell by managing chronic pain. A lot of patients what’s needed to help the patient the same County and the surrounding areas. For more just want to return to their daily routines like day” said Dr. Govil. “That not only can provide information call 704-873-3250 or visit www. playing with their grandchildren”, he said. “I immediate relief but can also reduce the costs PiedmontHealthCare.com will try to combine and find the appropriate to our patients.” medications and Dr. Govil is a Board Certified Interventional therapies to keep their Spine Specialist and Pain Management My job is to keep them away from surgery, pain medication dose Physician (Physiatrist), a non-surgical spine unless and until surgery is absolutely warranted. to a minimum while specialist who has advanced training in Today there are a lot more options at our providing significant diagnosing and treating various conditions
disposal to determine what is causing the pain and how to treat it
The Baby Boomer NEWS NOVEMBER 2010
small business profile
Layers of Flavor
ust down the road from Davidson College on Main Street in Cornelius, is a wonderful old house that has a new lease of life. On Friday and Saturday evenings, you’ll hear the dulcet tones of Quincy - “The Blues Man” as he plays for the diners seated under the glow of candles hanging on the charming veranda of this 104-year old Victorian house that is now home to The Creole House Restaurant. The leisurely atmosphere extends to intimately cozy dining areas and the welcoming bar inside. Owner, Chef Darin Nicolas, grew up with a love of food nourished by his Grandmother and her sisters, and his mother and father – “all great cooks”. “Since I loved to eat what they prepared, it was natural for me to learn how to cook with them”. At age 15, his love of cooking took him into the restaurant arena, as an apprentice to an Italian chef. “He taught me how important it is to layer flavors into the foods we prepared.” Darin prides himself on making everything “from scratch”, using locally-grown, fresh ingredients. Picking fresh herbs from his garden behind the restaurant and baking the French bread and desserts served daily are just the start of his commitment to delight the palate of his diners. With a menu full of the flavors that authentic Creole food
staff writer is known for, Darin marries Cajun seasonings with crawfish, Andouille sausage, and a variety of seafood and meats in presentations guaranteed to tantalize your taste buds. With appetizers like Gumbo or Blackened Oysters leading the way to an exciting variety of main courses including Seafood and Sausage Stuffed Zucchini, Shrimp and Grits and a heavenly Etoufee made with lots of heavy cream, local diners are sure to find the New Orleans cuisine for which they’ve been searching. The perfect end to a meal at The Creole House Restaurant is the Bananas Foster Beignets or Peach Bread Pudding. And be sure to mark your calendars for February 1st as The Creole House kicks off Mardi Gras with Fat Tuesday. Darin’s planning 45 days of Boils, King Cakes, Beignets and other Creole favorites with a side of Zydeco, Jazz and Blues bands to usher in this traditional New Orleansstyle celebration.
The Creole House on Main Pet friendly with an attentive staff, the Creole House is a great place to break away from chain restaurant fare. With outdoor heaters burning, you’ll be able to enjoy long leisurely meals for several more months outside on the patio or veranda. The Creole House is located at 201517 N. Main Street in Cornelius. Open 7 days a week from 11 am to 11 pm (Friday and Saturday until 1 am). Reservations recommended. 704- 896-1049
NOVEMBER 2010 thebbnews.com
By Jeffrey R. Karp, CLU, ChFC, CASL™
amount of interest, for a specified length of time, and to repay the loan on the maturity date.
any of us remember getting our first color TV, listening to music on a SONY Walkman and watching movies at home on our VCR. Mobile communication began with pagers and bag phones, small suitcases with poor reception. What about your first computer? While you may remember your first color TV, do you remember your first computer? I learned to write computer programs in Basic and Fortran languages, written on punch cards. Now there are Smartphones, not much bigger than one punch card, tablets and of course, the Internet. Some Baby Boomers have embraced this newest technology, but many are slow adapters. One reason for the hesitancy is the seemingly foreign language attached to the industry. While WI-FI is a common term to describe a wireless network that lets computers communicate with each other and the internet without “in the wall” cabling, few know that FI stands for “fidelity”. Most know that Blog is a personal journal that is posted on the Web, but few know that the word blog comes from Web Log. What about Skype? Do you know how to Tweet? Who are Lurkers (sounds sinister)? Can a lack of comfort using the systems and terminology keep someone from using technology? Likewise, when it comes to financial planning and investing, can a lack of comfort using the systems and terminology keep someone from taking charge of their financial future?
Inflation - the increase in the prices of goods in a country. It also represents the fall in the purchasing power of a currency.
Equally important but less known terms include: Standard Deviation - a statistical measure of the variability of a distribution. It calculates the variation of historical returns on an equity or a portfolio as a measure of the investment’s riskiness. The higher the standard deviation of an investment’s returns, the greater the relative riskiness because of uncertainty in the
Words of Wisdom
Some of the familiar terms in the financial vocabulary are: Equities - an instrument that signifies an ownership position in a corporation. Bonds - a certificate or a debt instrument upon which the issuing company or governmental body promise to pay the bondholder, a specified
amount of return. Beta - a quantitative measure of the volatility of a given stock, bond or portfolio, relative to a specified benchmark, usually the S&P 500. Yield to Call - the yield of the bond or note that holds the security until the call date. This yield remains valid if, and only if, the security is called prior to maturity. The speed at which technology has advanced and will continue to advance is stunning and sometimes paralyzing. The advance of financial products has been no less overwhelming. Ignorance will not be bliss, in the future, if you fall too far behind the curve. Empower yourself through education and counsel, to put technology and financial services to work in your life. It can be as simple as typing “financial terms” or “investing vocabulary” in an internet search and you will have a wealth of information at your fingertips. Please contact Jeff Karp at Karp Financial Strategies to assist in defining financial terms and managing your assets with your life purpose in mind at 704-658-1929 or visit www. karpfinancial.com. Jeffrey R. Karp is President and Founder of Karp Financial Strategies. Karp Financial Strategies specializes in helping clients manage wealth for today, financial security for tomorrow, enjoyment for a lifetime. Visit us at www. karpfinancial.com or 704-658-1929. Securities and advisory services offered through LPL Financial, a Registered Investment Advisor, member FINRA/SIPC.
The Baby Boomer NEWS NOVEMBER 2010
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NOVEMBER 2010 thebbnews.com
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Boomers and technology