Volume 2 | Issue 7 August 2010
digTHIS! Kidsriding in cars
Meet Donna Robbins Streetside Classic Cars
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The Baby Boomer NEWS AUGUST 2010
Baby, You Can Drive My Car!
in this issue big wheels 1 Motorcycle Safety:
e’ve had a long-running love affair with our” wheels”, from our first trikes and Big Wheels™ to our bicycles to our high school hot rods to our cherished muscle cars. Older boomers remember racing down the sidewalk on our first bike with training wheels attached, while younger boomers remember the excitement of riding their first Barbie or CHiP’s Big Wheel ™. Who doesn’t remember that sound the playing card that we’d clothespin-clipped to the spokes of our bicycle wheel made? Or jumping on our bananaseat bikes with the high-curved handle bars and pedaling like mad as we raced each other. We all remember that first stop on the road to adulthood - when we passed our drivers test and proudly held the precious symbol that heralded our “rite of passage” - our driver’s license. Oh! the thrill of hitting the road for the very first time. Alone. The complete joy of driving the family sedan (or station wagon) to go where we wanted to go without asking and then waiting for Mom or Dad to take us.! Ahh! Fabulous Freedom! Summertime meant that we could head to the nearest Drive-In movie, to catch the newest double features ranging from The Pink Panther to A Fistful of Dollars, or Planet of the Apes and 2001 Space Odyssey. Scary movies provided the perfect excuse to snuggle up close on the bench seat. We all remember our first “real” wheels - whether it was a motorcycle, a second-hand hot rod or a muscle car - the pride of ownership was readily apparent in the weekly ritual of washing and waxing and polishing. Slapping the 8 –track into the stereo, or tuning in to Wolfman Jack on our AM Radios, we headed out of the driveway, rockin’ and rollin’. We were cool. Sooooo Cool! As you jump into your car today – tune in to your favorite oldies station and listen for the songs that confirmed our love affair with our cars. Go ahead and turn up the tunes and sing along with “Baby, You Can Drive My Car” as you head down I-77 knowing you “Can’t Drive 55”! We hope that this issue brings back some really great memories!
Mary Ann and Marsha
Look Twice . . . Save a Life Dig This! Excavating Fun!
the way we were 4 Kids in Cars 6 Remember Drive-Ins? Generations 7 Tips on Locating
“GOLD RUSH” Ancestors The Hidden Victim of Alzheimer’s Disease
pay it forward 8 The Bin
“Filling Homes with Hope”
stayin’ Alive 10 Is it Really a Mole? 12 Ways to Keep your Boomer
Memory Keen 16 Male Menopause: Is It Real?
boomer essay 11 If My Body Were a Car boomerpreneuer 14 Guys Drool, Girls Rule:
Meet Donna Robbins of Streetside Classic Cars
boomer pets 18 Chronic Inflammation in Boomers and Their Aging Pets boomer reinvention 20 I Re-Invented Myself as a Boomer Body Builder day trippin 22 Take a Walk on the Wild Side: Love Valley, NC money, money
Inspecting your Financial Vehicle It’s Time for a Tune-up
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Copyright 2010 by The Baby Boomer News, LLC. All rights reserved. Reproduction in The article - “The Pet Obesity Epidemic – When Gain whole or in part without written permission from the publisher is strictly prohibited. The Causes Pain” was authored by Dr. Dr. Keith Tillman of Village Copyright 2010 by Baby Boomer News, LLC. All rights reserved. Reproduction opinions expressed by The the columnists and contributors to The Baby Boomer News are in whole or inthose part without written permission from the publisher is advertising strictly prohibited. not necessarily of the editor or publisher. Fraudulent or objectionable Animal Hospital. by the columnists andagencies contributors Baby isThe not opinions knowingly expressed accepted. Advertisers and advertising assumetofullThe liability for Boomer News are of notadvertising necessarily of claims the editor or there publisher. or objectionable The article - “Love is Blind” was authored by Fran Iwanicki all content andthose for any arising from. Fraudulent Editorial contributors advertising is not knowingly accepted. advertising agencies assume responsibility for any claims againstAdvertisers the publisherand based on published work. assume of Lake Norman Dog Training. All submitted to The Baby Boomer News sole property The from. Baby Editorial fullitems liability for all content of advertising andbecome for anythe claims arising of there Boomer News, assume LLC. contributors responsibility for any claims against the publisher based on
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Please support our local small businesses and Boomerpreneurs!
By Jason Taylor
Look Twice…Save a Life We have all seen the bumper stickers – many of us probably sport them on our own four wheeled vehicles: Look Twice Save A Life - Motorcycles are Everywhere. But for over 5200 fellow bikers in 2008, someone didn’t look twice or proper precautions weren’t taken and a life was lost. While deaths due to motor vehicle accidents as a whole are declining, those involving motorcycles are increasing at an alarming rate and have been for 11 years. Admittedly, controversy surrounds many of these deaths and perhaps the most important piece of motorcycle safety equipment – the helmet. Twenty states and the District of Columbia have motorcycle helmet laws that require all riders to wear a helmet. Twenty-seven states have a motorcycle helmet law that only require some riders to wear a helmet. Three states (Illinois, Iowa, and New Hampshire) do not have a
motorcycle helmet law. Regardless of where you stand on this issue, if you or a loved one is involved in an accident while operating your motorcycle, it is imperative that immediately following medical care you enlist the help of an attorney with the knowledge and experience of motorcycle injury cases. They will know what factual evidence is most important and where to find it quickly. As a biker and injury lawyer, I have made a special commitment to the victims of motorcycle collisions.
LOOK TWICE -SAVE A LIFE MOTORCYCLES ARE EVERYWHERE
Be Safe and Look Twice! Contact Jason Taylor at 800-351-3008. Offices in Charlotte, Hickory and Gastonia serving all of North Carolina. Learn more at www.jasonetaylor.com.
AUGUST 2010 thebbnews.com
By Riley Polumbus
Get a load of this! After renting a bulldozer and excavator to build his home in Colorado, New Zealand entrepreneur Ed Mumm thought others might dig the idea of operating a 20-ton vehicle. He was right. Ever since he unearthed the idea in December 2007, “Dig This” has been attracting hundreds of experienceseeking vacationers to its 10-acre “sandbox” in Steamboat Springs, Colorado. This September, they open a new location in Las Vegas, just 15- minutes from “the Strip”. This is not a ride however, it’s the real thing. “Today’s traveler is seeking memories, they want a once-in-a-lifetime experience,” Mumm said. “This was a niche that hadn’t been filled yet.”
Mumm spent months researching this new brand of theme park by talking to people both inside and outside the construction industry. After all the fun he had, it was no surprise to him to find others who said they would pay for the
happens in Vegas will not stay in Vegas as “Dig This” is looking into more locations across the country and abroad. “I want people to feel what it’s like to experience a big piece of machinery. It’s a rush”, Mumm said. The day begins with a safety talk followed by a visual orientation where participants learn what they will be doing with their toys in the sandbox. Afterward, the newly oriented diggers climb aboard their 20-ton machine and experience the thrill of a lifetime. Equipped with radios, participants climb into the cab of their assigned vehicle. They learn how to maneuver while receiving guidance from Dig This’ instructors. Once they get a hang of the machine, usually a 20-minute learning
“Today’s traveler is seeking memories, they want a once-in-a-lifetime experience,” Mumm said. “This was a niche that hadn’t been filled yet.”
experience. A heavy load of media attention, including a segment with Bill Geist on CBS Sunday Morning, helped get “Dig This” off the ground. The demand was enough for Mumm to add an even bigger sandbox at the Las Vegas location. This is one time when what
The Baby Boomer NEWS AUGUST 2010
curve, they set out to complete several digging activities. In 2010, Mumm and company launched “Mega Days.” Akin to a traveling carnival, “Dig This” hit the road offering the chance for people to operate bigger machines in half-hour sessions. Their first stop was Denver, Colorado where they completely sold out over the Father’s Day weekend. Don’t let the Father’s Day tie-in fool you, “Dig This” is not just for men. “A lot of guys are booking this for their wives,” Mumm said. “Couples can have some really good fun, it’s friendly competition.” So far, Dig This’ clientele has been split right down the middle, and both the men and the women really dig it. According to Mumm, women often pick it up faster than men because they are better listeners. “Women are fun to have out there. They’re always screaming and laughing,” he said. “Dig This” also offers an alternative to the typical girls’ getaway. The “Excavate and Exfoliate” package combines a day at the spa with a half-day in the dirt. Mumm said they plan to partner with an exclusive resort spa in Las Vegas once operations begin. He also believes the two are a perfect combination. “Dig This is an awesome stress reliever,” Mumm said. “When they finish
and look at what they’ve done, it’s a huge release and they have a really big smile.” Mumm said he has hosted people who received the experience as a wedding, anniversary or birthday gift. “Dig This” is a creative choice for someone who has everything. “Dig This” has also accommodated several corporate groups with customdesigned team building experiences. This spring, “Dig This” introduced the opportunity to work with Olympic athletes including 2010 Vancouver Olympic Silver Medalists and World Champions Johnny Spillane and Todd Lodwick, as well as 2010 Vancouver Olympic Nordic Combined Head Coach Dave Jarrett, “The Olympian Big Dig is designed to reinforce the correlation between athletic achievement and success in business,” said Mumm. “We’re excited to provide the opportunity to involve some of our nation’s best winter Olympians in the process.” All of the customers at ”Dig This” have raved about their time at the controls. it’s quite a ride. Or as Mumm describes it, “They come in not knowing what to expect, they leave totally ecstatic.” Christina “Riley” Polumbus is a freelance writer based in Steamboat Springs, Colorado. She can be reached at email@example.com.
“Dig This” offers half-day, full-day, and First Tracks adventures . . . First Tracks is a two-hour condensed program to get your feet dirty Full-day adventures offer four to six hours of operating the equipment. Half-day adventures allows for two hours at the controls. For more info Dig This . . . www.digthis.info
AUGUST 2010 thebbnews.com
remembering the way we were By Raymond L. Atkins
Kids in Cars
ust the other day at a stop light, I came to a halt next to a mini-van with four kids in it. One of them was on a cell phone, another was playing a video game, the third was listening to an IPod, and the final child was
watching her own personal DVD player. There was so much electronic activity going on over there, it was like I had pulled up next to NASA’s mobile command center. I kept waiting for a flatbed truck loaded with a big missile to arrive. Let’s face it. When it comes to traveling, modern children have it made. They have no idea of the tortures that their parents and grandparents had to endure as childhood travelers back in the olden days when conditions were not as posh. For one thing, cars were much larger then, but parents made up for that extra space by having eight or ten kids ride along on every trip. These youngsters could either be homegrown progeny, or they could be handy loaners from the neighbors. Child volume was the goal, not child ownership. Seat belts had not come into common usage, except when your mother leaned over the seat and belted you, so most adults subscribed to the tight pack method
The Baby Boomer NEWS AUGUST 2010
for transporting small fry, which involved cramming as many youngsters as possible into the back seat of a fourdoor sedan. That way, if there was a wreck, the kids were wedged in so tightly that they couldn’t get hurt. At least one dog and sometimes several were used to stabilize the cargo, and nooks and crannies were tamped with egg salad sandwiches wrapped in waxed paper, a material that homemakers once used to transport food that they did not want to keep fresh. The load was topped off by a big Tupperware container of Kool-Aid that Mom had once again forgotten to sweeten. The baby—and since this was the Baby Boom, there was always a baby—got scotched up onto the back dash for extra safety. You just had to remember to turn him from time-to-time, so he wouldn’t get too brown on one side. I mentioned egg salad because in my family, that was the road food of choice. In your car, it may have been canned tuna or olive loaf. But whatever it was, federal law dictated that it had to be heavy on the mayo, so that it would be sure to turn brown after five hours or so in the back of a sedan with no air conditioning. Road food was always brought from home because every dad on the face of the North American continent was excessively frugal, due no doubt to the fact that he was trying to feed multiple children on a $48.00 weekly salary. Also, he had to make time and couldn’t be hampered by details such as stopping to eat or go to the bathroom. The reason he had to make time was so he could get there, wherever there was, because the sooner he got there, the sooner he could come home. Sometimes, new parents or bad planners would run out of road food, an offense which would necessitate a visit to that most wondrous of highway oases, the truck stop. The conventional wisdom was that since the truckers were the professionals of the open road, they always knew the best places to eat. You can’t prove that theory by me, but I will say that everything on the menu tasted better than sour Kool-Aid and warm egg salad. Incidentally, modern youngsters are for the most part unacquainted with cars that are not air conditioned. They weren’t that bad, actually, except for the occasional insect, rock, or small bird that got sucked into one of the four open windows as the family was tooling down a two-lane highway at sixty miles per hour. Car interiors were much
cleaner back then, as well, since anything weighing less than ten pounds that was not mounted on or tied to the car would eventually be swept out of those same windows. And of course, I am referring to travel that occurred back before cigarettes were known to be bad for you, long prior to the discovery of the harmful effects of second-hand smoke. So most times the interior of the family car resembled the skies over Chicago during the great fire of 1871. With the exception of making time, which is a genetic requirement for all men who have fathered children, almost nothing about modern travel resembles the picture I have just painted. These days, there are several expressions that might apply to ten kids with full bladders riding unharnessed in hot cars while holding their breath and munching warm egg salad. These include reckless endangerment, child neglect, and marginal parental interface. But back in the “good old days”, we just thought we were going for a ride.
Cruisin Classics Our love affair with cars carried over into our music!
Little Deuce Coup – Beach Boys
Freeway of Love
– Aretha Franklin
American Pie You can Drive my Car
Mustang Sally -Wilson Picket
AUGUST 2010 thebbnews.com
By Marsha Opritza
peaking with my teenaged neighbor who had just finished mowing my yard, I was surprised to hear that he was on his way to the Drive-In with a bunch of friends! I smiled as my mind conjured up my memories as a kid going to the Drive-In, many moons ago. Actually, I didn’t know that there were any Drive-Ins left and still operating. As I reminisced, I remembered the lines of cars slowly wending their way through the Drive-In ticket booth where Dad handed over two bucks for the whole carload. It didn’t matter how many people were in the car. The admission price was the same…sometimes we’d bring other kids from our neighborhood. I remembered the fun of driving over the “humps” to find the perfect location, only to hear Dad yell “GEEZ” when the speaker didn’t work and he’d have to jockey the carload into another spot. With the nose of the car pointing up at the screen, all of us kids had a great view from the back seat. Once in awhile, I’d go with our neighbors who had a huge station wagon. That was especially fun, as they’d back in and open the rear door. The adults would sit outside the car on folding chairs and all of us kids could watch the movie as we laid four-abreast propped up on our elbows on piles of blankets and pillows. Remember? Sometimes, we’d get there early. Once the car was parked, we would all explode out of the car and race to the playground located in the grassy area directly below the big screen. They had wonderful “sling” swings there and we’d race to see who could pump their swing the highest. Mom would always tell me to “keep an eye on your younger sister”. She was 5 and I was 10. She’d always have to “go”. So, I’d take her into the rest room that was located in the same low building as the Concession Stand. Mom had given me a couple of nickels to get Hershey bars for us all to share. The Concession Stand was always packed with people and very warm in there. It smelled
The Baby Boomer NEWS AUGUST 2010
of hot dogs and buttery popcorn. Remember? As dusk settled in, we’d hear the loudspeakers announce in unison that “the show will start in 10 minutes”. As the eldest, it was my job to herd us all back to the car, so that everyone was settled in and ready for the cartoons that always kicked off the evening’s entertainment. Dad would position the speaker over the driver’s side window and adjust the volume, while mom helped us arrange pillows in the backseat. We’d watch the countdown on the giant screen as quiet settled over everyone like a warm blanket. Then, “Presto”, the huge screen would light up with a brilliant Bugs Bunny chomping a carrot and asking Elmer Fudd, “What’s Up, Doc?”. Bugs was followed by Tom and Jerry, or Popeye, or Heckle & Jeckle who would have even Mom and Dad laughing out loud at their antics. It was fun to hear all the laughing coming from the other cars. Somebody honked their horn a few times. We all giggled. As the first feature film “Around the World in 90 Days” began, we’d unwrap the Hershey bars I’d brought back from the Concession Stand and would dole out the little squares to everyone. We’d had to eat them first – before they melted. Soon, Mom would pull out the two-handled shopping bag she’d brought. It was filled with “drive-in” munchies ---- little waxed-paper clad PB&J sandwiches, apples, peanuts and, of course, lots of popcorn. Later, she’d hand out paper cups of cherry Kool-Aid to each of us. Remember? Wow…those summer nights of the good ol’ days…filled to overflowing with fun and lots of laughing and tickling. From “my seat” (next to the window behind the passenger seat) in our family sedan, I could look out the rolled-down window up at the starry night sky and know that “all was right with my world” that night. Remember?
by Ann Chandonnet
Tips on Locating “GOLD RUSH” Ancestors
t was not unusual for Great-Grandpa to milk the Holsteins one morning and, with no prior notice, leave the home place in New Hampshire, Missouri or North Carolina to follow visions of gleaming riches. Thousands of men--some of whom, like Jack London, borrowed money from their sisters, and then had to take along the inexperienced city-slicker brother-in-law--took off for California in 1849 or for the Klondike or Alaska in 1898 or the decade following. Many were never heard of again. Some changed their names. Some were shot in the back by members of Soapy Smith’s gang on the trail to Dawson City. Some were embarrassed to return home without Mason jars full of nuggets. Some fell through ice and drowned, were eaten by bears or couldn’t start a fire when they needed one. A few women headed for the gold fields, too, but they were usually better at writing home once a year and at returning home, eventually. If Great Grandpa and/or Great Grandma disappeared a 150 years ago, how can you find out more about their fate?
Here are some tips:
Travel to libraries and historical societies in Skagway, Sitka, Eagle, Nome, Fairbanks or Juneau or to the National Archives in Anchorage and spend some time doing research. The Skagway Museum & Archive keeps records of people who crossed over the Chilkoot Pass during the stampede years, and also houses passenger lists from steamship lines traveling north from jumping off ports like Seattle.
• • Examine old diaries, maps, receipts or letters for clues. • Study brittle photo albums. • Interview the oldest family members you can locate. • If your ancestor went West or North with an informal
Read books like Tappan Adney’s The Klondike Stampede (1900) and Pierre Berton’s The Klondike Fever (1958).
group of friends or business acquaintances, see what their descendants know.
• Visit cemeteries. Inscriptions can be both informative
and poignant. Tucked away in the forest, the Gold Rush Cemetery in Skagway contains graves from 1898 to 1904. Unfortunately Soapy’s voracious gang is said to have emptied the pockets of the Argonauts who perished in the famous snow slide on the Chilkoot, so those victims were not all successfully identified.
Consult the local clergyman in Ketchikan, Placerville, Colusa or Sacramento. Baptismal and marriage records can tell tales.
• Don’t forget property deeds and registrations of gold
• If your ancestor lived long enough to collect Social
Security in Seward or Salt Lake City, use his or her full name to trace on government sites.
The Alaska State Library (Juneau) has created an “Alaska Genealogy Resource Guide,” copies of which can be found at its web site, www.library.state.ak.us.
There are many generic ancestor/genealogy/immigrant sites on the Internet, but most of them don’t allow you to zero in on particular events in history. However, the Yukon & Alaska Genealogy Centre in Whitehorse (Yukon Territory) has a more specific site, www.yukonalaska.com/ pathfinder/gen/ which allows access to documents such as an index of the proprietors of Alaska and Yukon hotels and saloons.
• Google around and read authentic stories about the
California rush online, without leaving the comfort of your own home.
Enjoy the journey! AUGUST 2010 thebbnews.com
pay it forward
By Mary Ann Dore
The Bin – “Filling Homes with Hope”
ou are 51 and have health problems. Your husband is 55 and has a good job, and is proud that he has been able to provide for his family so that you never had to work during your 35 years of marriage. You both help out your daughter, a single mom raising 2 great grandkids, by providing financial assistance and care for your grandchildren. Then life throws you a curve, your daughter is diagnosed with cancer and passes away at the age of 27. You and your husband welcome your grandchildren into your home and take on parenting them. The economy goes south and your husband loses his job. The stress of the loss of your daughter and losing his job becomes too much for him and he leaves your family. Then you lose your home to foreclosure. This is the story of one of The Bin’s clients. As she said in a video interview, “It could happen to anybody. Anyone is just one week away from bankruptcy and losing their jobs and losing everything.“ Seeking assistance for her grandchildren, this client visited the Ada Jenkins Center and The Solomon House and was provided with counseling for her and her grandchildren, as well as assistance in finding an apartment, food and basic necessities. When she told the counselor that she and the children had only one old wicker chair in their living room, she was then referred to The Bin. Founded in a garage in 2004 by three professional organizers, The Bin is north Charlotte area’s only free charitable
furniture bank helping people rebuild their lives by providing the items that make a house, a home. Choosing from a wide array - sofas to kitchen utensils - clients who are referred to The Bin can “shop with dignity and chose the items that they want as long as the items are available and the donated goods are there”, says Alisa Grasso, Director, Marketing & Communications for The Bin. “Our clients may have the money to keep a roof over their heads, but can’t afford the furniture and day to day items.” Often these families have at least one person in the household sleeping on the floor! The Bin is located at 119 N. Old Statesville Rd (Hwy 115), Huntersville, in a house provided by the First Baptist Church. It depends on its partner agencies (The Ada Jenkins Center and The Solomon House) to screen and refer clients. When household items or furniture are needed, the agencies fill out a voucher listing the client’s specific needs. This voucher entitles the client to one visit to The Bin to select the furniture and/or appliances they need, as well as smaller household items that have been donated to The Bin. Unlike other agencies who accept your household items, the Bin does not resell the items, but re-purposes those items at no cost to their clients. Imagine the joy of a family who now can sit together on a sofa in their living room or put the kids to bed on a mattress rather than on the floor. Or imagine the impact your donation will have on a family who has lost
“It could happen to anybody. Anyone is just one week away from bankruptcy and losing their jobs and losing everything.”
Darlene’s Catering & Special Events
• Wedding Receptions • Rehearsal Dinners • Open Houses • Class Reunions • Corporate Functions • Cocktail Parties • Luncheons
828.328.3175 on-site facility available May-October Over 25 years experience
The Baby Boomer NEWS AUGUST 2010
Menus to fit your budget
Kevin Cole Photography
“The Bin” volunteers Peter Mogendorf and kathy pfeffer everything in a house fire and has to start over with basics like dishes and eating utensils and linens. When you are downsizing, remodeling or just cleaning out the kitchen cabinets, think about the needs of the families who are coming to The Bin to fill their homes with hope. In addition to household items, The Bin needs your time and expertise to “plug in” and help through a variety of activities: • Entrepreneurs and business leaders
• Board members • Volunteers on site (Tuesdays and Saturdays 9am-1pm)
• Volunteers with trucks with a hitch to pull the trailer picking up donations
Committing to some time to assist clients or load furniture would be a great way to share the importance of paying it forward with your family or friends. Consider donating your time and talents individually or as a small group of two to four people to assist in The Bin’s mission of serving our community. You can view The Bin’s YouTube video by visiting our website’s (www.thebbnews.com) Pay It Forward Page and clicking on The Bin’s logo. Household items Needed: • Chairs • Sofas • Tables • Beds/cribs
• Space to store furniture (an old furniture store or warehouse)
• Web designer to revamp their old site
• Community Outreach – distributing flyers, reaching out to area businesses, organizations, churches, realtors, etc. • Event Planning for future fundraising to help with operational expenses
• PR. Administrative and Marketing
• Grant Writing
• Monetary donations to cover operating expenses
• Sell rubber wristbands to raise funds for operational expenses
• Washers/Dryers • Pots and Pans • Dishes and silverware • Towels/Blankets/Sheets (For a complete list of needed items visit: www.the-bin.org)
You can make a difference! The Bin is a 100% volunteer supported organization. Contact The Bin by email at firstname.lastname@example.org or call 704-948-5612. AUGUST 2010 thebbnews.com
By Dr. Naomi Simon
Is It Really a Mole?
and about 50,000 cases of melanoma diagnosed every year in the US. Melanoma causes 80% of the deaths from skin cancer, and one person dies every hour from melanoma. Basal cell carcinomas can look like a pearly pink bump or shiny red patch. They can act like a sore that never heals, becomes painful or bleeds. They can also develop a sore in the center like a crater. They tend to develop on the head, neck, and other areas that get a lot of sun exposure. They usually don’t metastasize or spread, but they can grow deep down and destroy underlying tissue and even bone. They have a high cure rate, but if you’ve had one, you have a 40% chance of getting another one in the next 5 years. They are treated with a minor surgical procedure or surgical excision. Squamous cell carcinomas can also behave like a red sore that never heals, is painful, or bleeding, but these tend to be more rough and scaly patches. They can arise from precancerous lesions called actinic keratosis, which are gritty or sandpaper-like red spots. Studies have shown that people who wear sunscreen on a daily basis, not just “when they go out in the sun,” have fewer actinic keratosis and squamous cell carcinomas. Squamous cell carcinoma is also treated by a minor surgical procedure or surgical excision. Finally, there is melanoma: the most rare but most deadly form of skin cancer. It usually looks like a brown, black, or multicolored spot (blue/brown/black/white/red) that is evolving over time, and becoming asymmetrical with irregular borders and variegated colors. You can remember the ABCDE’s of melanoma to help you identify a lesion that should be checked by your doctor: A-asymmetrical, B-borders irregular, C-color (more than one color within the same lesion), D-diameter greater than 6mm (or the size of a pencil eraser), and E-evolving over time. People with a family history of melanoma, more than 50 moles on their body, or biopsy-proven atypical moles should have a
ts summer’s end in North Carolina, and many of us are enjoying the final lazy days of beach visits, poolside lounging, hanging out with family…. and sun damage? Dr. Naomi Simon For many Baby Boomers, summer memories include slathering themselves up with baby oil to “perfect” that summertime tan. Unfortunately, 30 years later, they are seeing the results of all those tans: skin cancer and prematurely aged skin. The good news is that all skin cancers are visible, and when caught early, are highly treatable. So let me educate you on who is at risk for skin cancer, what it looks like, and what you can do to prevent it or catch it early. Who is at risk for skin cancer? One in five Americans will develop skin cancer in their lifetime, and some experts say as many as 30-40% of all light-skinned Americans will develop at least one skin cancer by age 65. Dermatologists classify skin into six different subtypes. Type I skin is the redhead with freckles who only burns, never tans. Then there is Type II, who always burns but is able to minimally tan. Finally, Type III are those who can tan but get the initial burn at the beginning of the summer. People with these three skin types are most likely to develop skin cancer and also show signs of early sun-damage: brown spots, wrinkles, and broken blood vessels. Those with darker skin should not have a false sense of security, as they need to protect themselves from excessive sun exposure and do periodic skin checks, too. The three main types of skin cancer are basal cell carcinoma (BCC), squamous cell carcinoma (SCC), and melanoma. There are about 1 million new cases of BCC, 300,000 cases of SCC,
Photos provided by American Academy of Dermatology
The Baby Boomer NEWS AUGUST 2010
full-body skin examination at least once a year. Melanoma is curable if found and treated early. Melanoma is treated with surgery and sometimes chemotherapy. So when you go out to play, play it safe. This involves a multi-step sun-protection plan: cover up with sun-protective clothing (hats and sun-protective fabrics), seek the shade (find that table with the umbrella), and apply sunscreen. Look for a sunscreen with an SPF of at least 30, and one that says “broad-spectrum” or UVA/UVB protection. Specific ingredients to look for to make sure you are getting enough UVA protection are Zinc, Titanium, and Avobenzone. If you get wet, reapply the sunscreen, even if it is “water-resistant.” And don’t forget to cover places like your lips and ears. Throughout the year, check all of your skin with a full-length mirror for any changing or abnormal looking spots, and bring them to the attention of your doctor. You play a vital role in protecting yourself from skin cancer and detecting it early. Regardless of the time of year – enjoy the sun safely!
Dr. Simon is board certified by the American Board of Dermatology and a fellow of the American Academy of Dermatology and the American Society of Dermatologic Surgeons. Her office is at Mooresville Dermatology Center 444 Williamson Road, Suite B, Mooresville. 704.235.1827
boomer Essay If my body were a car If my body were a car, this is the time I would be thinking about trading it in for a newer model. I’ve got bumps and dents and scratches in my finish and my paint job is getting a little dull, but that’s not the worst of it. My fenders are too wide to be considered stylish. They were once as sleek as a little Miata; now they look more like my mother’s old Buick. My seat cushions have split open at the seams. My seats are sagging. Seat belts? I gave up all belts when Ben & Jerry’s opened a shop in my neighborhood. Air bags? Forget it. The only bags I have these days are under my eyes. Not counting the saddle bags, of course. I have sooooo many miles on my odometer. Sure, I’ve been many places and seen many things, but when’s the last time an appraiser factored life experiences against depreciation? My headlights are out of focus and it’s especially hard to see things up close. My traction is not as graceful as it once was. I slip and slide and skid and bump into things even in the best of weather. My whitewalls are stained with varicose veins. It takes me hours to reach my maximum speed. I’m burning fuel at an inefficient rate. But here’s the worst of it -- almost every time I sneeze, cough, or sputter -- I leak oil. I’m so ready for a trade in! © 2003 Linda S Amstutz Ms. Amstutz granted special permission for The BABY BOOMER News to reprint her popular essay. You can contact Ms. Amstutz at anotherlinda@ earthlink.net and read more of her humor at www.anotherlinda.com
AUGUST 2010 thebbnews.com
By Tiffany R. Wightman, PA-C
Ways to Keep your Boomer Memory Keen As we age, we seem to have more and more trouble accessing those “memory banks”. Those “Boomer moments” often seem to happen more frequently. Many factors can affect memory, including dementia, trauma, medications, sleep, and changes in mood. Those annoying things that may go wrong during each day – disrupting your routines and interrupting your much-needed sleep – all can have a collective effect on your brain, especially on its ability to remember and learn. or physical activity done at work is ample exercise. Barring other health limitations, you should get a minimum of 30 minutes of aerobic exercise three times per week. This means you should be breaking a sweat and getting your heart rate up.
Challenge Your Mind – Those who do best with their memory are those who use it the most. My motto for using the mind is, “if you don’t use it, you’ll lose it.” Likewise, the more you use it, the more you have potential to sharpen it and maintain it. Crossword puzzles, Sudoku, reading and socializing are all activites that are protective of memory.
The following are some recommendations on ways to protect your memory function: Eat Wisely – Diabetes and uncontrolled hypertension can lead to vascular dementia; a decline in cognitive function caused by problems with the blood vessels that feed the brain. One book that offers simple, sensible advice for eating wisely is Food Rules by Michael Pollan. Overall, eating fresh, unprocessed foods with whole grains is best. Fish such as salmon, with at least 750-1000 mg DHA daily, have also been shown to protect the memory.
Get Physical Exercise – Studies show that exercise has a protective effect on the memory. A common misperception is that daily chores
The Baby Boomer NEWS AUGUST 2010
Sleep Well – Sleep is essential to making and storing new memories as well as overall cognitive function. Most sleep disorders such as insomnia and obstructive sleep apnea can be treated. If you have difficulty sleeping, snore, or are sleepy during the day, discuss these symptoms with your healthcare provider. Stop Smoking/Limit Alcohol – Smoking can also lead to vascular forms of dementia. Excessive alcohol consumption has a direct effect on brain cells and may inhibit the ability to retain and store new information. Managing Stress/Treating Depression Depression increases dementia risk later in life and should be treated aggressively. Stress and mood problems can cause difficulty with memory and also attention deficits. A persistent overreaction to stress can overload the brain,
did you KNOW . . . “Ways to keep your boomer memory keen” continued and over time, its cumulative effect may have detrimental effects on brain cells. However, an appropriate stress response can be a healthy and necessary part of life. Stress management is the key.
Check your Medications – Many medications can impair memory, so discuss your medication list with your healthcare provider. Make your memory impairments known to your provider so that he or she can be on the lookout for medications that may cause worsening of the problem.
– The first drive-in theater opened on June 6, 1933 in Camden New Jersey – The drive-ins popularity was at its peak in the late 1950’s and early 1960’s – The first Big Wheel™ was introduced by Marx Toys at the 1969 New York Toy Fair. – The average age of a Harley owner is 46 – The first Harley Davidson motorcycle was sold in 1903.
Your brain, like your heart, lungs, and your digestive tract, needs to be taken care of. Treat it well, and your memory will be sharp for years to come.
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AUGUST 2010 thebbnews.com
Guys Drool Girls Rule By Mary Ann Dore
pening the door of Streetside Classic Cars, I entered what has to be the best place for Baby Boomers to take a step back in time, to a time when everyone between the ages of 16 and 30 wanted to get behind the wheel of a muscle car. The high-gloss finishes reflecting the lights had all of us stopped dead in the our tracks, our eyes open wide and jaws hanging agape as our heads swiveled from left to right as we gazed upon the rows of classic cars. Like kids in a candy store, we were all having a difficult time deciding whether to head towards the cherry red 1965 Ford Mustang convertible - the original pony car, or the turquoise 1936 Plymouth street rod or feeling the gravitational pull of the gleaming 1969 Dodge Charger . Decisions, decisions! Now you might be surprised when you meet the president of Streetside Classic Cars, Donna Robbins, who spent the early part of her career in corporate American marketing with Frito Lay and Annheiser Busch. In the mid 1990’s, she and her partner started a financial consulting business helping their clients find investors. In 1999, a client asked them for help in locating a buyer for his classic car business. Although neither partner were into classic cars, after taking a look at the business model they decided to take the plunge.
After 5 very successful years operating Gateway Classic Cars in St. Louis, they began looking to expand their operation. Because of NASCAR and the large number of people interested in classic cars in the South – “Charlotte was the right choice” said Donna, “to open our second location of Streetside Classic Cars in 2005”. Donna, 51, a single grandmother of 4, split her time between St. Louis and Charlotte until September 2008 when she became the president of Streetside Classic Cars and moved to the Lake Norman area. Brian Riley, recently joined Bob Mueller, Sales Manager and the team of friendly and knowledgeable classic car experts, to head up the financial side of the business. Now Donna can head off to Atlanta to spend the next year opening a new Streetside Classic Car location in September 2011. Donna
“Charlotte was the right choice to open our second location in 2005”
The Baby Boomer NEWS AUGUST 2010
plans to open a couple of more locations over the next 5 years and then to retire. The Lake Norman area will become her permanent residence when she retires “because it’s the perfect place to live. The Charlotte region has a big city atmosphere with a little town attitude that I love”. While classic cars appeal to Baby Boomers because of the memories they evoke, they also are great investments. Providing a service that allows car sellers to place their classic cars on consignment with Streetside brings the sellers top dollars and the ability to reach buyers throughout the world. One-third of their sales last year were to overseas customers, with the heaviest concentration of their international buyers from Germany and Australia. Repeat customers include a Saudi Arabian prince who recently took possession of his 4th classic car. But, their largest group of customers flocking to the cars is still the Baby Boomers. As Donna says “when they were raising their kids, they sold their Mustang for a more practical car. But, now the kids are grown and they want their cars back”. Some of the Baby Boomer’s kids have even come in to purchase a dream car as a gift for their Mom or Dad. Just picture the joy on Mom’s face when she’s handed the keys to that Panther Pink 1973 Dodge Challenger with a 340ci V8 topped with a 6-pack carb! Bob Mueller says that some of the reasons Boomers flock to the cars in our area is that the southern region of the U.S. has a more sentimental attachment to classic cars and our climate allows the owners to enjoy driving their cars for a longer period of good weather during the year. Donna sums up her experience as a Boomerpreneur: “I love it! You get to set your own time and it’s more fulfilling when you control it. You can instantly implement your ideas. Being your own boss is ten times more fulfilling than being in corporate America.”
As the largest classic car consignment dealer in the U.S., Streetside regularly participates in the Mooresville and Kannapolis Cruise-Ins. Get ready to drool over the 150 classic cars currently on consignment on their website www.streetsideclassics.com or give Bob a call at 704-598-2130 to discuss getting behind the wheel of that 1969 Pontiac GTO!
Kevin Cole Photography
AUGUST 2010 thebbnews.com
By Dr. Gary Hinrichs
Male Menopause: Is It Real? WHAT TO DO?
ale menopause is a lot more fun than female menopause. With female menopause you gain weight and get hot flashes. Male menopause - you get to date young girls and drive motorcycles.” No, this is not an announcement by Larry King Live… It was a Bryn Mawr College Biology class observation. Seriously, this is a subject that has been met with 360 degrees of speculation and research, yet until recently it wasn’t established if male menopause is real or a myth. It is real. The decline of testosterone in an aging male, referred to as androgen, appears to be the central issue in this health debate. This decline is often associated with diabetes, depression, fatigue, decreased libido and other diseases which have been labeled by many as male menopause. For men, this decline is a slow process when compared to changes that occur in women. The subtlety is observed while men are in the 40-50 age range and often accelerates when men reach their 70’s. According to Dr. Robert Carlton MD, “As we age, hormonal levels should be checked along with a physical exam to determine what the causation is of the “menopausal” type symptoms”. Dr. Carlton said, “it is important for both men and women to consider HRT [hormone replacement therapy] when a reputable doctor recommends this intervention”.
The Baby Boomer NEWS AUGUST 2010
In a J.A.M.A. article, “The Male Climacteric,” two internists, Carl Heller and Gordon Myers, showed that some aging men develop symptoms attributable to hypogonadism. The symptoms include depression, impaired memory, easy fatigability, and loss of sexual vigor. Their comparison of symptoms with those of female menopause and conducting of a controlled trial showing the effectiveness of testosterone treatment. Their observation was in 1944 and went unnoticed for several reasons including the notion that suggested that men were told that ‘this is just a mid-life crisis’. Meanwhile others with erectile dysfunction were told that ‘it’s all in their mind’. It was only after HRT (Hormone Replacement Therapy) with estrogens that produced symptomatic improvement and “aging reversal” in post-menopausal women that men began to recognize the similarities. While an infusion of testosterone may reduce some of the menopausal symptoms, replacing testosterone was, for some time, considered directly related to increased probability of contracting prostate cancer. That is no longer a major concern. Meanwhile, some menopause related symptoms, such as depression, may be mitigated through the use of antidepressant medication. Other “male menopause” symptoms can also be effectively managed through appropriate medication. Also, as Dr. Oz often recommends, changes in your lifestyle by exercise and diet, is the key to good health. As with high blood pressure, referred to as the “silent killer”, there may not be a clear understanding of the relationship between a symptom and a biological, emotional or physical shortage or excess. Reduced sexual desire may not be related to a physical problem. Nor is it evident that the same problem is associated with a “chemical” deficiency. Having less energy may be a symptom of a sedentary lifestyle and nothing to do with what you are eating. Are you having troubles remembering? Could be lack of “brain food” or it may be a sign you don’t care to remember unimportant things. Finally, sleep deprivation. Is it because you’re getting older, or perhaps you physically are over-doing-it in the garden, or you keep reading scary books at bed time? Too much alcohol, riding roller coasters, or doing what can cause ailments that appear to be menopausal, could be the root cause of one being cast as having male menopause. If you have been “observed” as going through some of these issues, see your doctor. Be candid with your thoughts and what others have expressed. Also be careful in using herbal
and health supplements. A recent Dr. Oz show discussed how “health food” supplements are not regulated and have sometimes been found to have a lower potency than described on the label, and /or often contain unhealthy elements that are not labeled.
Take the following I minute test to see if you have any of the features of TDS1: 1 Do you have a decrease in libido (sex drive)? 2 Do you have a lack of energy? 3 Do you have a decrease in strength and endurance? 4 Have you lost height? 5 Have you noticed a decreased `enjoyment of life’? 6 Are you sad and/or grumpy? 7 Are your erections less strong? 8 Have you noticed a recent deterioration in your ability to play sports? 9 Are you falling asleep after dinner? 10 Has there been a recent deterioration in your work performance?
• No to all questions - you are not likely to need
• Yes to question 1 or 7, or at least three of the other questions - you may have low testosterone and should speak to your doctor or nurse about checking your testosterone levels. 1
Testosterone Deficiency Syndrome - Taken from a Bayer Pharma Educational pamphlet - Morley J et al. Validation of a Screening Questionnaire for Androgen Deficiency in Aging Males. J Metabolism. 2000; 49(9):1239-1242
BOTTOM LINE Men should consider the following “prescriptions” to improve their health and minimize the probability of male menopause: • Change lifestyle, find new ways to relieve stress • Eat a low-fat, high-fiber diet • Exercise • Rest when tired • Drink lots of water • Reduce or eliminate consumption of alcohol and caffeine drinks • Find a support group or confident to discuss what your are experiencing • Get your testosterone level tested
Dr. Hinrichs is a semi-retired Organizational Psychologist living in Denver, NC. He researched the information contained in this article. He is not a physician. Since everyone is different the information provided should not be accepted without a physician’s tacit agreement. He can be reached at: email@example.com AUGUST 2010 thebbnews.com
By Dr. Tom Schell, DVM
Chronic Inflammation in Boomers and their Aging Pets Ever wake up in the morning feeling a little run down, a little stiff? Maybe a sore knee, maybe a sore back? The pain seems to go away with more movement and more time as the day goes by ever so slowly. These signs are very typical of arthritis, an inflammatory process that goes on in our joints for a variety of reasons, number one reason being age. The condition seems to improve with the passing of the day because we improve the circulation to the inflamed area with movement and we also tend to release endorphins from the brain that help stifle the pain. No matter how good we may feel by noon, the condition is still there and will be back later as our movement decreases. Arthritis is a very common condition in humans and occurs in our pets as well, including horses. The condition is essentially a breakdown of the cartilage within the joint as a result of inflammation that is ongoing throughout the body. Inflammation is the process whereby various proteins or cytokines are released into the bloodstream, which then trigger more events such as the feeling of pain, swelling of tissue, erosion of joint cartilage and the recruitment of inflammatory cells. This condition not only plagues humans but also is a common medical condition affecting our pets.
Is running a thing of the past?
The concept of chronic inflammation is a big topic in recent human research literature and crosses over into the veterinary field as well. The long and the short of the story is that our bodies, as well as those of our pets, are bombarded daily with “bad” things for lack of a better word. Those “bad” things can be pollutants in the air we breathe, smoking, poor dietary choices with high quantities of processed food, decreased exercise and being overweight. All of these factors put stress on our bodies and potentially lead to cellular changes, which can lead to cell life shortening or even alteration of cellular function. These factors also lead to what is termed oxidative stress in the body, which means a high level of free radicals that are not neutralized by antioxidants. Free radicals are oxygen derivatives that have essentially gone rogue and can alter cellular DNA, fats and proteins, causing significant damage. For humans, the potential remedy or counterforce to this problem is obviously to avoid such pollutants, but also we can increase the supply of “good” into our body to help negate and repair the damage. Diets low in saturated fats, low in processed foods and high in quality vegetables and fruits as well as certain nuts help to supply our body with essential vitamins, minerals and antioxidants. The antioxidants, such as vitamin C and vitamin E, amongst a host of others, help to neutralize free radicals and aid in cellular repair. Overall, the concept of chronic inflammation is cyclical, meaning that once
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The Baby Boomer NEWS AUGUST 2010
the ball gets rolling, it essentially feeds itself. The process can start as arthritis and may lead to other conditions such as asthma, diabetes, gout and even cancer. All of these conditions are tied together and signal an underlying inflammatory process. The most common therapy chosen to ease the condition is the use of anti-inflammatory medications called non-steroidal antiinflammatories or NSAIDs. There are many types of these medications used in veterinary medicine, but common human counterparts are ibuprofen and aspirin. These medications are generally effective in reducing pain but really do nothing to help the condition or prevent further damage and actually may contribute to health problems. NSAIDs may help to reduce some inflammatory proteins but do not alter the process of oxidative stress within the body. Research shows that both inflammatory proteins and oxidative stress must be controlled to show clinical benefit. Natural medicine is an option that is ignored by many, especially when it comes to your pets. Nature provides us with many herbs and plant extracts that not only can reduce pain, but can actually go a step beyond and reduce further damage to the joint, possibly even aiding overall health. Timbercreek Veterinary Hospital, PC, located in Jonesville, North Carolina, has been utilizing a product called Cur-OST® which was developed by Nouvelle Veterinary, Inc. Cur-OST® is an all natural anti-inflammatory herbal blend consisting of Curcumin, green tea extract and a host of antioxidants in a proprietary blend that has been shown to reduce various inflammatory proteins in the joints of arthritic horses and dogs. The product has been shown to be very useful in veterinary patients with arthritis and other inflammatory conditions. In many cases, the animals respond to the use of Cur-OST® alone with an obvious improvement in pain levels and overall comfort. In other cases, the dosage of prescription pain medications was able to be lowered or decreased in frequency, which is much safer for overall health. Cur-OST®
has been shown in clinical trials at Timbercreek Veterinary Hospital, to not only reduce inflammatory proteins but also to improve antioxidant levels in the blood of patients and reduce free radicals that may be associated with disease development. Cur-OST® has been used successfully in veterinary patients at Timbercreek Veterinary Hospital since 2006 in over 250 patients with no noted side effects. Cur-OST® is now available through Nouvelle Veterinary, Inc for use in dogs and horses afflicted with arthritis and other inflammatory conditions.
Visit Nouvelle’s website at www.cur-ost.com for more information. AUGUST 2010 thebbnews.com
staff Writer Patrick Collard Photography
I Re-Invented Myself as a Boomer Body Builder
Sandra’s Winning pose at the 2010 NC State Bodybuilding Championships in April where she finished 2nd place in the Women’s Open Middleweight Division
Sandra Holman – 48, Boomer Bodybuilder
ith a very busy and hectic lifestyle caring for her husband and three children, as well as her job as Administrative Director at Frye Care OutPatient Imaging Center in Hickory, Sandra found that there seemed to be no time for taking care of herself. “We ate out a lot and I always had a diet Mountain Dew in my hand”. In 2003, Sandra at age 42 weighed 210 pounds and realized that with a daughter 4 years old, she couldn’t use ‘baby fat’ as an excuse any more. She also realized that “I needed to get control of my life and that only I could do that”. So she began walking in her neighborhood 2 miles a day, 5 days a week. After a few months she
transitioned to running the same route and then worked up to running 4 miles each day. A year later, she had brought her
“Even as I get older I’ll modify what I do, but will keep doing something – no matter what!”
weight down to 167 pounds and “I felt better about myself and felt that I could now get out in public to exercise”. So, she joined the YMCA. In 2005, while working out at the Y, she was approached by a gentleman who had been a competitive body builder for 30
The Baby Boomer NEWS AUGUST 2010
years. “He had noticed that I seemed to be serious about what I was doing, but recognized that my technique was lacking”. He offered to start working with her by providing a training and nutrition program. Following several months of intense training, her trainer suggested that she consider competitive body building as he felt that she had the genetics, drive and determination to excel. Sandra competed in her first event in 2007 in Greensboro finishing in 2nd place and has since gone on to win several other events. Once she competed in her first event she was hooked! “I love the sense of accomplishment that I’ve taken myself to a place many people can’t go. I love the training time at the gym and I love being on stage” says Sandra. “When I was a little girl, people in restaurants would put money in the jukebox so I would dance. I loved the attention. Since my profession doesn’t lend itself to performing – this fits the bill!”
Today Sandra’s days are packed. 7 days a week she arrives at the gym at 5 a.m. and runs through a cardio, abs and calves workout. After work at 5:30 p.m., she spends 2 hours working on large body parts – chest, back, legs, arms and shoulders mixed with interval training. She has recently started ZUMBA a high intensity cardio workout and finds that it really helps to define and tone her muscles. She and her daughter, Lauren, now 10 years old, compete in Cheer Energy All Stars in Hickory. Sandra is one of the 28 co-ed members of the Parent Team. “We perform high skilled stunts and tumbling moves and are judged on skills, precision and accuracy”
Sandra’s advice to other Baby Boomers: “Begin with baby steps. It doesn’t have to be hard. It’s about lifestyle changes.” “Our bodies are smart! - They will adapt to what we’re giving them to do. If you’re not giving your body something to do, it will slow down and DO nothing.”
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AUGUST 2010 thebbnews.com
article and photography By Lou Mintzer
Ride on the
Wild Side How far do you have to go back in time to see real cowboys? Where can you hitch your favorite nag to a real hitching post and walk down the wooden sidewalk to the general store?
How far do you need to go to find the Cowboy Capital of North Carolina? Not as far as you think. When’s the last time you saw an old timey rodeo, complete with cowboys, bucking broncos, angry steers and rodeo clowns without commercials? When’s the last time you bellied up to the bar in an old saloon and ordered a cold beer (or a wine cooler?) And have you ever ridden off into the rising or setting sun on a horse named Trigger, Fury or Flicka? Wellll…you just haven’t lived, have you? It’s time to go to Love Valley, just a few miles northwest of Statesville. The town is located in the foothills of the Little Brushy Mountains. Love Valley is a very unique town built in Iredell County over 50 years ago by Andy Barker, a Charlotte contractor and his family. Small old west towns from cowboy movies served as the model for Barker’s vision. Dirt streets, uneven wooden sidewalks, unpainted buildings and lots of hitchin’ posts are the rule. No cars or trucks are allowed in town. Horseback, wagons and carts are the transportation. The Presbyterian Church was the very first building and the second project was the arena. There are over 100 residents now up from 31 in the year 2000. Back in the 60s and 70s, Love Valley was a site for rock concerts and got quite a reputation for the one in 1970. The Allman Brothers were the headliners and over 100,000 people showed up, many more than ever expected. We found Love Valley about 20 years ago and always enjoy taking our Yankee friends, relatives and new neighbors to see the most unusual town in North Carolina. We usually try to be in town during major holiday weekends to eat at the saloon and go to the rodeo. The main season is Easter to Halloween! You’ve never seen a costume party like one of these. There is always something
The Baby Boomer NEWS AUGUST 2010
happening in Love Valley. Concerts, Chili Cook-offs, charity rides and events. Horseback weddings are not unusual. In fact a couple from Cherokee, N.C. was tying the knot on Saturday night. If you get hungry you can get some grub at three places on Main Street; the Silver Spur Saloon, Jack’s Place and the General Store and Cafe. The saloon and Jack’s Place serve your favorite alcoholic beverages. If you would like to stay for a day or two you might rent a room at Miss Kitty’s, a cabin in Blacksmith Cove or a camp site at the Love Valley Campground, the Diamond “S” Campground. Bring your horses or rent a couple by the hour from the Rental Barn. Miss Kitty’s B and B has a swimming pool, a Jacuzzi and your horse can have its own stall right next door. You can even bunk with your horse if you don’t want to sleep alone. Other assorted shops are located on Main Street. Pick up a Love Valley T-shirt, a new saddle, spurs for your cowboy boots or new shoes for your horse. The miles of riding trails are on private property and are leased and maintained by the Horseman Association. Pack it in and pack it out, don’t leave any signs except hoof prints. We love the rodeos. There are professional and Junior SRA events. Each event is a piece of Americana. American flags are everywhere. Sing the National Anthem, salute the flag and say a little prayer, feel proud to be an American and enjoy part of our history. It’s fun to watch the little kids wearing their cowboy hats, boots and big belt buckles as they ride bucking sheep. The teenagers are impressive as they ride broncos and rope steers. Over the years, presidents, Indian chiefs, actors, governors, generals and musicians have visited Love Valley. It’s time for you to take the kids, grandkids and grandma to visit Love Valley! The “people watching” is really great! Make sure you take your camera. By the way if you wear your golf shirt, Bermuda shorts and your loafers w/o socks you will be over dressed and everyone will know you are a tourist and who knows what you may step in.
for more information and a schedule of events
By Jeffrey R. Karp CLU, ChFC, CASL™
Inspecting your Financial Vehicle – It’s Time for a Tune-Up
ach year, the month of August represents the most popular month for vacations. This year, with airline travel down and automobile oriented travel up, it seems appropriate for this month’s theme to be Boomer Rides. Whether the big event of owning your first car came in the 50’s, 60’s or 70’s, the memories are still crystal clear. You can probably still remember what the car was, what music played on the radio and who you rode with. In 1950, there were about 40 million cars on the road and that number would almost double by the end of the decade. The type of car you drove represented success to this generation. Bigger, taller, more powerful and dripping with chrome meant better. Tailfins resembled deep sea monsters. The Chrysler Windsor, Cadillac Eldorado, Chevy Bel Air and Pontiac Bonneville were a few of the classics of the time. The 60’s were a time when gas was cheap and the gas station attendant always greeted you with a smile, a rag to clean your windows and a quick check of your oil. The decade began with a consumer desire for more choice. Smaller became a theme, so subcompacts, compacts and mid size cars rolled off of the line. The public also wanted more power so the big cars saw big horsepower increases. As
this power craze settled in for the rest of the 60’s, smaller cars also got the big engines. In 1964 muscle cars were born, with the introduction of the Pontiac GTO. Other muscle cars on the road included Buick LaSabre, Dodge Charger, Ford Mustang and Thunderbird, Olds Cutlass 88, Plymouth Fury, Pontiac Firebird, Chevy Camero and El Camino, just to name a few. The 70’s brought the introduction of 4 wheel drive and airbags. History shows that the 1970’s proved to be a decade of tumultuous change for the automobile industry. Caught first in the economic turmoil of high interest rates, high inflation, and price control and then in the energy crises of 1973-1974 and 1979, the automobile industry bore the brunt of the changes brought upon the U.S. economy. In a speech entitled “The Challenge of Automobile Design in the 1970’s”, C. M. MacKichan, executive in charge of Advanced Automotive Engineering International Design and Forward Planning for General Motors in the early 1970’s stated, “The industry is being challenged from all sides in terms of ecological and political - social concerns. If exhaust emissions are not the subject, then passenger safety, traffic congestion or consumer satisfaction is.” The decade began with the average car cost at $3572 and gas was $.36/gallon and ended at $5800 and $.85/gallon. Favorite rides of the day carried over some from the 60’s but added vehicles like the Chrysler Town & Country station wagon, Ford Pinto, Triumph TR7 and Chevy Chevelle. Some of the cars that we so identify with no longer exist and some continue to have the quality and appeal that they had so many years ago. As a matter of fact, as I write this article, JD Powers 2010 Initial Quality Study just gave
the Ford Mustang its highest quality award for its category. The same analogy could apply to the investments you select for your portfolio. There are “timeless” investments that will weather the financial storms that have come before and will come again. In converse, there are “timely” investments that may appropriate for the current period but for the long haul. My first article of the year focused on the need to develop a personal financial plan built around your short, medium and long term goals. Once developed, the plan was to be used as a guide for the implementation of your investment/insurance strategy. The measure of success for your portfolio has to be tied to its ability to answer ‘yes’ to the question-Will this move me closer to my goals? Why do I bring this up again so soon? Because in just 6 short months, the world looks a lot different than it did in January. If a wrong turn has been made you can catch it early, if you are still on track then you can relieve stress. For those without the plan in the first place, how do you know what to do?
The top 5 steps you should include in your mid-year financial checkup:
1 2 3
Actually do it! Just like you take your car in for a tune-up so that it continues to run in optimum fashion, so too should you tune up your financial plan. Make it a commitment by putting it on your calendar.
Review your short and long term goals. While they probably have not changed, this is the basis of everything else in the plan. This is also a critical determinate for your PRR (personal rate of return) target. Review economic and world events. Understand what has occurred over the past 6 months to add perspective and then make best guesses for the next six months. Headwinds and tailwinds are important to your portfolio allocation design.
does not demand 100% perfection. Make decisions based on a logical thought process not emotion.
Stop watching the financial talking heads on a daily basis. The media tends to over-play events which can affect your judgment. In my firm, our goal for our clients is based on our focus on helping create “enjoyment for a lifetime.” Consider that while money is very important and needs to be managed, day to day happiness should not be determined by numbers on a statement. When we were young, we would jump in the car (my first was the Olds Cutlass Supreme, followed by the Chevy Vega Hatchback-aluminum block) with no worries, no destination and a ‘live for today’ attitude. Life is different now -- we have worries, we have clearly defined our destination of choice (called retirement lifestyle) and have lost the carefree, livefor-today attitude. What we still do have, in many cases, is an undefined roadmap. Even with the sun shining, the top down and the music playing your favorite tunes, the road can have obstacles to drive around. Be sure you have your financial GPS to help navigate.
The measure of success for your portfolio has to be tied to its ability to answer ‘yes’ to the question – Will this move me closer to my goals? If you are interested in learning more about performing a financial tuneup on your portfolio, please contact Jeff Karp - President and Founder of Karp Financial Strategies. specializing in helping clients manage wealth for today, financial security for tomorrow, enjoyment for a lifetime. Visit us at www.karpfinancial.com or 704-658-1929. Securities and advisory services offered through LPL Financial, a Registered Investment Advisor, member FINRA/SIPC.
Dissect your portfolio performance and holdings (it may help to have a professional assist in the technical analysis, if you do not have one already). Nobody gets it right all the time and a successful portfolio
This information in the material is for general information only and is not intended to provide specific advice or recommendations for any individual. To determine what may be appropriate for you, please consult a qualified advisor. Investing involves risk including loss of principal. To determine what may be appropriate for you regarding taxes and charitable deductions, please consult a qualified tax professional. AUGUST 2010 thebbnews.com
By Alzheimer’s Association Western Carolina Chapter
The Hidden Victim of Alzheimer’s Disease: the Family Caregiver
n 2009, an estimated 10.9 million family members and friends provided unpaid care for a person with Alzheimer’s or another dementia, according to the Alzheimer’s Association’s 2010 Facts and Figures report released last March. Many family caregivers often experience depression or high levels of stress. As Alzheimer’s progresses, the emotional and physical strain on unpaid caregivers is demanding, and sometimes merciless. “The caregiver of someone with Alzheimer’s is often called the hidden, or second victim of the disease,” according to the Alzheimer’s Association. “The physical results of caregiving stress can be fatigue, stomach Every 70 seconds, someone problems, develops Alzheimer’s headaches and 5.3 million people difficulty sleeping. have Alzheimer’s The emotional stress of care 7th leading cause of death giving can cause 10.9 million unpaid caregivers depression, tension, anger, guilt, loss of selfesteem and feelings of being overwhelmed…Many caregivers do not recognize the association between the stress of caregiving and their physical and emotional symptoms.” About 60 percent of family and other unpaid caregivers of people with Alzheimer’s and other dementias are women. Alzheimer’s disease, the most common form of dementia, is a devastating condition that results in the loss of memory and other cognitive abilities, and in the ability to care for oneself. Its cause is unknown, and to date, there is no cure. More alarmingly, Alzheimer’s is rapidly growing.
The Baby Boomer NEWS AUGUST 2010
More than 5 million Americans age 65 and older live with Alzheimer’s, and that number will increase quickly as the baby boomers age. Alzheimer’s will grow in individuals aged 65 and older by 31 percent from the year 2000 to the year 2010 in North Carolina, according to the Alzheimer’s Association’s Facts and Figures report. As Alzheimer’s disease increases, the demand for qualified healthcare professionals also rises. Because of high costs, many family members and friends turn to family caregiving. These individuals bear the emotional impact of watching those they care about succumb to this devastating disease. Many must also provide physical and financial assistance for that person. In 2009, about 11 million Americans provided 12.5 billion hours of unpaid care for people with Alzheimer’s and other dementias. According to Coping: A Step-by-Step Guide to the Caregiver’s Experience, before beginning a care-management plan, family members should realistically assess their personal resources in both emotional and financial terms and investigate avenues offered by the community. The physical health of the primary caregiver, the caregiver’s living situation, the availability of others to assist the caregiver and the availability of transportation are all factors to seriously consider when debating whether to hire professional help. The Western Carolina Chapter of the Alzheimer’s Association offers a 24-hour Helpline, care consultations, caregiver support groups and educational programs to support family caregivers. For more information or support, contact the Alzheimer’s Association, Western Carolina Chapter, at www.alz.org/northcarolina, or the Association’s 24/7 Helpline at 1.800.272.3900.
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AUGUST 2010 thebbnews.com
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