The 55 Guide - Westchester

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Destination Vacations


Investing For The Future


Luxury Living


Saving For Retirement


Senior Living


Local Event Guide



26 Travel In Style 28

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If you are looking for an exciting and affordable travel destination, consider the following locations. 1. Hawaii is a tropical paradise loved by all. It offers a rich marine life, unmatched underwater experiences, gorgeous landscapes, volcanoes, and interesting history. Of the six largest islands, Maui has the state’s most beautiful beaches - some with white sand and others with red or black sand. Oahu has Hawaii’s largest city and capital, Honolulu, which is known for Waikiki Beach and Pearl Harbor’s World War II memorials. The weather is perfect and there are endless opportunities for adventure. 2. Barcelona is both a beautiful city as well as a renowned beach town. It boasts a lively nightlife, lots of activities, and restaurants galore. There are amazing museums and galleries; Including the Picasso and Salvador Dali Museums, La Sagrada Familia, and other buildings by renowned architect Antoni Gaudi. Las Ramblas, the main walking street ends with a monument to Christopher Columbus honoring his discovery of the new world. 3. The Bahamas, which is made up of a series of islands, has the clearest turquoise water on the planet, as well as white sandy beaches.



Underwater adventures abound dive for Spanish galleons, seek out the caves, or go sailing or fishing. The Bahamas offers a plethora of Ecotourism options, from bird watching to hiking. Nassau offers a few cultural sites like Ardastra Gardens and the Conservation center, in addition to being the capital city, but the Bahamas is great for island hopping as well. Or just pick one of the great resorts and relax at the beach.

History abounds and there are interesting museums including the Tel Aviv Museum and the Eretz Israel Museum which covers archeology, folklore, crafts and features an onsite excavation of 12th century-BC ruins. Tel Aviv is also the technology and financial center of Israel.

4. Tel Aviv, known as the non-stop city, is a vibrant and exciting city on the Mediterranean Sea. It offers beautiful beaches, great cafes and restaurants, exciting night life and a 24 hour a day culture.



INVESTING FOR THE FUTURE Not many people stumble into financial security through sheer luck: a lottery win, big inheritance, or huge stock winnings. For most of us the only way to financial security is a long term plan of saving and investing. Consistency is key to reaching long term goals no matter your income. The sooner you start saving and investing, the longer your money has to compound and grow. Set goals for how much of your income you will invest monthly and stick to it. Keep investment money and cash reserves separate so you won’t dip into your investment account when the market is down. Keep expenses low and spend on what is really important to you whether it is experiences or material things. Try to avoid the big mistakes, like buying a home that is more than you really need or creating a heavy debt load. If your employer offers a matching 401(k) contribution, be sure to take advantage of that option and contribute at least enough to receive it. It is essentially 4

extra income that will grow and compound and is not taxed until you withdraw it. You can do it yourself but it probably makes more sense to work with a financial advisor who is more knowledgeable about financial markets. An advisor will help analyze short term vs long term needs, separate emotions from objectives as well as help with devising a portfolio and strategy suitable for your needs. Investing consistently over the long term is the best way to grow your wealth as there is no way to time the market.




Upgrading your home is only limited by your imagination and budget. Is it a luxury bath, fabulous kitchen, incredible master suite or home theatre that you desire?

KITCHEN Your kitchen is probably the heart of your home. This is where memories are made and shared as families love to congregate in the kitchen. The possibilities are endless. White is the most popular color for cabinetry but combining cabinet colors is the latest trend in kitchen design. Blues and greens are also becoming popular. Quartz is the latest for countertops and islands. Commercial-grade appliances, extra sinks and dishwashers all add to the luxury kitchen. Also popular are pizza ovens, appliance garages, warming drawers and under- counter refrigerators for wine and other drinks. If you have space, consider a butler’s pantry which acts like a second kitchen - great for caterers or just an extra space for food prep without disturbing the main kitchen area.

BATH For a luxurious bath, create a spa-worthy retreat. Consider heated floors and towel racks, a steam shower and a large soaking tub. Create a separate water closet for the latest in remote controlled toilets that feature a night light, bidet and self cleaning feature. Turn a great piece of furniture into your double sink vanity for a sophisticated look. And why not have a sofa and television for added ambiance.

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MASTER SUITE Add a mini-kitchen which includes a small fridge and coffee bar along with a sitting area so that you can enjoy your wine or coffee first thing in the morning or at the end of the day. Fireplaces are another nice touch for a romantic setting. If your home is equipped with gas, they are an easy addition.



MOVIE ROOM If you have a spare room, create your own private theatre with a high-definition flat screen tv, surround sound and theatre seating. A popcorn machine and fridge for drinks are nice additions. 8


10 Year Countdown

To Retirement

Money See Where You Stand - It’s time to assess how prepared, or unprepared, you are financially for retirement. • Take a quick test: Assuming your retirement is about 10 years away, you want to have roughly seven times your current salary in savings, according to research from Fidelity. That puts you on the road to having about 10 times your final salary saved by retirement and maintaining your present standard of living. Retire before hitting 67 and you’ll need more saved; after, you’ll need less. • D . o a deeper dive: Plug your current numbers (such as earnings, savings and future pensions) into an online calculator to estimate your retirement income. Experts say you’ll need 75 to 80 percent of preretirement income to live well — debatable but a good starting point. • D . on’t despair: You have 10 years to act, by earning more, trimming expenses or delaying retirement. “Whatever you can do can only help,” says George Papadopoulos, a financial planner in Novi, Mich.

Save the easy way If you’re among the 82 percent of workers paid via direct deposit, save more by splitting your pay across accounts. Have your payroll department put part of each check into an online savings account, where it’s out of sight and out of mind. The direct-deposit users who split their deposits save up to $90 more per month than those who use another method to save, according to a recent study.



Pad your nest egg If you already have healthy savings in a 401(k), 403(b) or IRA, open a Roth IRA (in 2019 you can contribute up to $7,000 if you’re 50 or older), or put money into a regular taxable account. •

Why do it? You’re laying the groundwork for lower taxes later. Say you need a new roof on your house in retirement. If you take money from a 401(k) or traditional IRA, it is taxable as ordinary income, and you may end up in a higher tax bracket, explains Carolyn McClanahan, founder of Life Planning Partners. But you can pull your contributions from a Roth IRA tax free (earnings, too, if you’re at least 59½ and have had the Roth at least five years). You can also invest via a basic taxable brokerage account; when you sell securities, you’ll pay only (usually lower) capital gains taxes on the profits.

Pay down the mortgage The problem with a mortgage in retirement is that you may have to sell investments to cover payments. And sometimes that will be when the markets are down - the worst possible time to sell, says Shelley Giordano, chair of the Funding Longevity Task Force at the American College of Financial Services. Her advice: 1. In place of your monthly payments, make half payments every two weeks. Those 26 payments per year are the equivalent of 13 monthly payments, resulting in a faster payoff and lower total interest costs. 2. Got a tax refund? A bonus? A side job? Apply that to your principal. 3. Avoid refinancing your mortgage, since a new loan with a later payoff date means more of your monthly payment goes to interest expense, not an increase in your home equity. 4. Don’t use a home equity loan or line of credit for purchases. The new tax law makes that less attractive, says Giordano. And this is the wrong time to be growing your mortgage debt. (. . .continued on page 12)



Put new retirement savings to work Not sure where to invest additional money? Aim for growth, somewhere between a trip to Vegas and stuffing cash into your mattress. The sweet spot •. Balanced mutual funds: Seek a mix of stocks and bonds;

a 50/50 or 60/40 ratio of stocks to bonds is reasonable. • Target-date mutual funds: These balanced funds automatically adjust investments to lower risk as you age.

Conservative but sound • High-grade corporate bond funds • Money market accounts • U.S. government bond funds • Certificates of deposit and online savings accounts (See for Federal Deposit Insurance Corp.–insured banks offering higher rates.)

• Series I inflation-protected savings bonds (sold at

Work Prepare Your Plan B - Ask yourself these questions, and be honest. 1. Do I work in a stable and growing industry? 2. Do I work for a stable and growing company? 3. Is my heart still in it? Have you answered no to any? It’s time to update your LinkedIn profile and see what else is out there.

• Why do it: Only about half of workers cruise their way to a planned, voluntary retirement; the rest of us exit prematurely, often as a result of job loss or burnout. You still have time to regroup. “With 10 years to go, there is still enough runway to make a mark,” says career and retirement expert Nancy Collamer.

• .How to do it: You know the routine. Tell people who can help you. Sign up for job alerts on the go-to site in your industry. Browse the postings that interest you, and note the skills that employers are seeking.

• .Want to stay put? Get busy anyway. “Whether you drive a bus or work in a store or in a professional occupation, maximize your opportunities by building your capital,” Collamer advises. “Give talks or write articles to boost your profile, or take advantage of short-term training programs.” One option: Go to linkedin. com/learning and get online access to thousands of business, creative and technology courses for $30 per month.


Miller, Mark and Powell, Robert, AARP (2019, Feb 6). Countdown to Retirement: 10 Years [Web log post]. Retrieved from


g n i v i L r o i n e S



Today’s upscale senior communities offer “resort style living” which is hospitality-oriented and resembles a 4-star hotel or cruise ship rather than a hospital or retirement home. Amenities Some of the more luxurious communities at the deluxe level even feature lively bars with chandeliers and overstuffed pillows. More standard amenities include:

Activities: Education and Entertainment, Fashion shows, Lectures from retired professors and various social and cultural events which are all examples of regularly planned activities for residents at higher-end facilities. In urban settings, planned outings to the city for museums, art galleries or theater visits are frequent occurrences as well. Grounds-keeping: Luxury communities are beautifully designed on the outside as well, from gardens to ponds to putting greens and walkways. Many include well-appointed courtyards for residents to socialize, relax, or enjoy a meal. Concierge Service: Offering ‘Concierge Service’ is what makes a Senior Living community a Luxury one. Similar to a hotel concierge, a resident can use the Concierge to arrange hotel flights or tickets to events, a service that makes these luxury communities clearly more desirable to prospective residents and their families. 14

Modern Therapies: Assisted living communities offer personal care to their residents, and the best communities often offer top notch therapy on top of standard care. In addition to specialized pet and physical therapy, upscale communities often also provide top notch occupational therapy, and music therapy, and always from trained and certified professionals. Residences: The kitchen is the focal point of any home and it’s no different when looking at the residence at an Assisted Living community. A standard assisted living apartment has a kitchenette, traditionally including a mini-fridge, a microwave, and a small amount of cabinet and counter space. The luxury assisted living residences feature full kitchens and appliances plus top of the line finishes, like granite counter tops for instance.


Dining: An upscale senior living community will most likely retain a registered dietitian on staff and employ experienced chefs who serve gourmet meals. Choice and variety are crucial for the success of a kitchen at a luxurious community and most have more than two restaurants within the community, each with their own menus. Personal Fitness Trainers and Recreational Facilities: Recreation rooms are always available to use at the residents’ convenience, with computer labs, fitness rooms and cinemas. Fitness programs supervised by physical therapists and personal trainers are also kept on staff by any upscale community. High-end assisted living communities also provide full service spa treatments, beauty salons for the women and barbershops for the men. Additionally, no luxury assisted living community would be complete without a heated pool and spa, which are always popular with residents.

allowing residents to have their pets on site. There can sometimes be limitations regarding the size and number of pets. They frequently provide pet care such as dog walking, nail clipping, grooming and litter-box changes as well as formal, certified pet therapy. Spacious Apartments: One can expect about 20% more square footage at a Luxury community (approx 600 sf versus 500 sf at a standard community). A Two bedroom apartment at an upscale community can be more than 1200 square feet. Clearly, senior living is not what it was years ago. And for the retiree with means, it can be a lively, active, and rewarding lifestyle full of growth and fun!

Pet Friendly: Studies have shown that pet ownership has been shown to be beneficial to seniors, and more and more luxury communities are open to 15



AUG EVERY SUN/WED Afternoon Tea Spend a lovely afternoon enjoying Caramoor’s scrumptious Afternoon Tea served in the beautiful setting of the open air Summer Dining Room overlooking the stunning Spanish Courtyard and its bubbly fountain and gardens. Enjoy delightful tea sandwiches, delicious desserts and a variety of fragrant teas. For more info visit: AUG DAILY | Glenview Historic Home Tour Glenview reflects the lifestyle of its former residents, the Trevor family, and features fine woodworking, furnishings, decorative objects, paintings, and sculptures. Today’s visitors can see the tiles, woodwork, and ceiling decorations just as they appeared in 1877—the start of the Gilded Age in America. For more information please visit us at: AUG 25 | Summer Brunch & Shop Seafood edition Summer + Seafood + Shopping = a perfect Sunday at NYC’s biggest curated weekly market. Sample amazing seafood with friends while exploring the Bazaar’s 150+ vendors! For more info visit: 16


SEPT 7 | A Taste of Bay Plaza Join us for an Unlimited Tasting of the Bronx’s Best Restaurants and Beverages followed by a Fashion Runway Showcase. For more info visit: SEPT 14 | Katonah Museum of Art Block Party Summer is served at the KMA Block Party. Mark your calendars for a series of cool evenings complete with drinks, gourmet food trucks and great music celebrating what makes the KMA the place to be. Enjoy Mark Morganelli & The Jazz All-Stars, tickets include complimentary soft drinks, craft beer, wine and specialty cocktails. For more info visit: SEPT 15 | White Plains Jazz & Food Festival Enjoy a full day of live jazz outdoors on Mamaroneck Avenue at Main Street in White Plains, NY! The 8th annual JazzFest White Plains features an impressive lineup of internationally renowned musicians spanning a weeklong celebration of jazz, culture and community from September 11-15, 2019. For more info visit:

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SEPT 20 | KMA Senior Socials Join neighbors and friends for an afternoon of art and conversation. Enjoy a tour of The Edge Effect and discuss your favorite works over coffee and treats. Free to members, non-members free with Museum admission. Part of Creative Community Friday. For more info visit: SEPT 21-22 | 58th Annual Armonk Outdoor Art Show The 58th Annual Armonk Outdoor Art Show features 185 juried artists from 26 states, Canada, and Israel, including 34 new artists. A broad range of art in every medium and price point will be on display, including painting, printmaking, drawing, pastels, mixed mediums, sculpture, photography & digital art, wearable art, and fine crafts. For more info visit: SEPT 22 | Miles for Meals 5K Walk & Run Join Feed­ing Westch­ester for our 3rd An­nual Miles for Meals 5K Walk & Run for Hunger Re­lief at Pace Uni­ ver­sity! In the true spirit of fun, we in­vite par­tic­i­pants of all skill lev­els to “pace” them­selves as they run, jog, walk or sprint the 5 kilo­me­ter course– as long as you have FUN while help­ing to feed Westch­ester! For more information please visit: 18


OCT 3 - 31 | The Great Jack O’Lantern Blaze The tri-state area’s biggest, most electrifying fall event. Meander through an 18th-century landscape and discover a breathtaking display of more than 7,000 illuminated jack o’ lanterns—all designed and handcarved on site by our team of artisans! Complete with synchronized lighting and an original soundtrack, this innovative spectacle is notto-be-missed! For more info visit: OCT 4-6, 11-13, 18-20, 25-27 The Sleepy Hollow Experience An outdoor immersive theatrical performance at Washington Irving’s Sunnyside. Meet Ichabod Crane and Katrina Van Tassel, along with a certain headless Hessian, in the very place where the author imagined them. Follow the characters from scene to scene with live music and a little bit of mayhem. Sip seasonal drinks and enjoy tasty treats at the Van Tassel’s harvest party. In a thrilling finale, see if you find out what really happens to Ichabod on the Sleepy Hollow Bridge.. For more info visit: OCT 5-14 | Aquila Theatre 1984 George Orwell’s cautionary novel is brought to the stage by Aquila’s sig(. . .continued on page 20)



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nature bold, ensemble-driven, physical style. “Big Brother” is always watching as technology becomes a propaganda weapon, used to monitor thoughts and actions. Can we understand the present moment by looking back? Will the individual prevail? For more info visit: http:// OCT 19 | National Dance Company Of Siberia In a breathtaking kaleidoscope of thrilling folk dance choreography, athleticism, stunning costumes, and energetic music this production sets a new artistic gold bearing standard. This ensemble transcends regional folk dance, elevating a rich heritage from the provincial to a world class level of artistry which is unparalleled, and was an “unexpected revelation.” (France Soir) Virtuosity abounds in this perfect family treat! For more information visit:


NOV 1 | An Evening of Music and Comedy Mysterious, eccentric, good-hearted, and downright talented are all words that have been used to describe actor and musician Creed Bratton over the years. While Creed may be best known for his onscreen antics, he is also an estab20

lished musician with a career in music that spans nearly five decades, and he isn’t slowing down anytime soon. For more info visit: http://bit. ly/wst-nov1 NOV 2 | Daisy Jopling Band “Who’s Who” “Who’s Who” is a rock show consisting of original violin arrangements of great songs by The Who, juxtaposed with hits from the Daisy Jopling Band. Classical/rock violinist Daisy Jopling has toured the world, collaborated with super stars such as Bobby McFerrin, Hans Zimmer and Tony-Award winning director Tom Morris, and recorded 9 albums, 2 with BMG RCA Victor. For more info visit: NOV 23 | National Players - Diary of Anne Frank This multi-cast ensemble brings the true story of an incredibly insightful young girl to the stage, in hopes of inspiring the next generation. Anne finds solace writing in her diary, capturing the daily lives of the secret annex’s inhabitants—from the horrors of war to the excitement of first love—with wit, determination, and idealism. For more info visit:

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DEC 1, 8 | Sunday Morning Cinema The Fall 2019 session of the new Sunday Morning Cinema is the first of three sessions throughout the 2019-20 season. Each session will screen six pre-release, critically-acclaimed independent films from around the world. Members are invited to arrive early and share in a complimentary coffee and pastry before each screening. For more info visit: DEC 6 | Sing Your Heart Out! 55+ workshop Music aficionado Robert Puleo continues to lead the “Sing Your Heart Out” Workshops that help participants gain confidence in singing, learn to select appropriate music for their voice, and have fun! Free. Most sessions will take place in the Ossie Davis Theater. The workshop culminates in a concert performance on Sunday, December 15 at 3:00 pm. For more information please visit: DEC 8 | Marionette Theatre: The Nutcracker From Austria with love, these marionettes have delighted children since 1913 worldwide. This original production features live actors with their marionette “friends,” bringing the famous holiday tale of The Nut22

cracker to sparkling life while set to Tchaikovsky’s beloved music. The creative skill of this adaptation and the manipulation of their characters will dazzle the child in each of us. A family treat for all to unwrap! For more information please visit: DEC 14 | ModernMedieval Join us for a holiday program of music from the British Isles, featuring beloved English medieval and Renaissance carols. The Rosen House, splendidly decorated for the holidays, will be open for self-guided tours between the two performances. For more information visit:


JAN 1-12 | A Century of Lunar Photography A Century of Lunar Photography and Beyond, on view in the Oliver J. Troster Gallery surrounding the HRM Planetarium, brings together a selection of lunar photographs from NASA, the Hastings Historical Society, the Lick Observatory Archive, and private collections. For more info visit: JAN 2 | Country Dancers of Westchester Country Dancers of Westchester is a tax-exempt, volunteer organization


WESTCHESTER, NY devoted to promoting the beauty & fellowship of English country dancing. The dances range from elegant to boisterous, with a special emphasis on the choreography of the group’s co-founder. English country dance basics are easily learned & we welcome beginners at all Thursday dances. For more information visit: JAN 25 | CMS of Lincoln: French Enchantment Experience the grace, wit, and charm of French music. The program begins and ends with early works by Saint-Saëns and Fauré that recreate the elegant atmosphere of 19-century Parisian salons. In between, the Ravel sonata, written soon after World War I, uses just two string instruments to produce a composition of unique, austere beauty. For more information visit:


FEB 2 | Camerata Chamber Players Super Music Bowl Tackle a classical music playbook of famous touchdowns by VIP celebrity composers. LET SMART ARTS INTO YOUR HEART…as you connect with dance, theatre, music, and more. For more information visit:

FEB 14 | Paul Taylor Dance Co. Join 64 years of unrivaled creativity, and witness a cultural icon and one of American history’s most celebrated artists, hailed as part of the pantheon that created American modern dance. For more info visit: FEB 15 | World Famous Harlem Gospel Choir American Gospel’s true spirit is embodied in this infectiously enthusiastic roller coaster ride of singing and dancing. The choir’s rich harmonies are “unfettered and joyous.” Their songs of hope and inspiration will touch your soul and lift your spirit! “It’s more than a show, it’s a feeling. For more information visit: FEB 15 | Albany Wine & Chocolate Festival Join us, as we celebrate great wine and sweets from down the street and around New York! Wineries and wine enthusiasts from across the region will gather for an unlimited sampling of dozens of fabulous wines of all styles and tastes. For more information please visit:


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A feast for the eyes and ears, Bartók’s ingenious creation stands alone in the chamber music literature, an astonishing synthesis of percussion and keyboard. For more info visit: MAR 15 | Ballet Hispanico Ballet Hispánico, America’s leading Latino dance organization, has been bringing communities together to celebrate and explore Latino cultures through innovative productions, transformative dance training, and community engagement for nearly 50 years. For more info visit: MAR 20 | David Davis & The Warrior River Boys Recognized as modern leaders in traditional bluegrass, David Davis & the Warrior River Boys have thrown genre boundaries aside to delve deep into the roots of acoustic music in a stunning tribute to the legendary Charlie Poole. For more info visit: MAR 21 | Rochester Wine & Chocolate Festival Wineries and wine enthusiasts from across the region will gather on March 21, 2020, for an unlimited sampling of dozens of fabulous wines of all styles and tastes. Enjoy a fabulous selection of tasty nibbles 24

and treats, chocolates, cheeses and sweets. For more information visit:


APR 13 | Full Bloom Exhibition The artist group 14 Sculptors, Inc. has been based in New York since 1973. The title Full Bloom implies blossoms as the exhibit features flower sculptures made with a variety of materials ranging from acrylics to steel and aluminum to wood.. For more information visit: APR 18 | Pacifica String Quartet Recognized for its virtuosity, exuberant performance style, and sometimes daring repertory choices, the Pacifica Quartet has gained international stature as one of the finest chamber ensembles performing today. For more information visit: APR 18 | Magic of Motown Motown’s back by popular demand with its era of unforgettable platinum recordings. This dynamic tribute spans more than a decade of classics where every song is culture-defining in pop music history. For more information please visit:



MAY 2 | Han, Setzer, Finckel Wu Han and David Finckel are the music directors of the Chamber Music Society of Lincoln Center. Philip Setzer is Finckel’s former colleague in the Emerson String Quartet. For more info visit: MAY 9 | Nai-Ni Chen - Song of the Phoenix Experience the majestic thunder of the martial arts, the mysterious whisper of poetry or the flowing lines of calligraphy through the global language of dance. Original and unique choreography seamlessly blends ancient rituals and modern ideas.. For more info visit: MAY 22-25 | BIG Salsa Festival Come to the heart of New York and experience the Mecca of salsa! Brace yorselves for amazing performances, the best Salsa and Bachata DJs from around the world, and get ready to dance the night away. For more info visit:


JUN 8-14 | Wine & Food Festival With seven events over seven days, celebrate gourmet food, exceptional wines, beer, spirits, mouth-watering

burgers, and award-winning chefs. For more information please visit: JUN (TBA) | Women’s Int’l Film & Arts Festival This festival is produced by women for women to set the stage and give well-deserved recognition in a man’s world. Not only are great films being showcased, but this festival provides a platform for women to network with other industry professionals.Visit:


JULY (TBA) | Pleasantville Music Festival Thousands of friends, families and lovers of live, world-class rock. Food and drink, a beer & wine garden for the adults, fun activities to keep the kids happy, and zero-waste to keep the Earth happy. Please visit us at: JULY 4 | Independance Day Celebrations Come and expect refreshments, live entertainment, and a lot of fireworks at this annual celebration that takes place in areas all throughout Westchester County - including Engel Waterfront Park, Kensico Dam Plaza, and Rye Playland.



Travel in Style – by Bonnie Roseman

If there’s anything I’ve learned in my 35 years as a stylist, it’s to “carry on,” and by that of course, I mean take a carry-on bag! In order to make travel easier for my busy clients, I’ve spent years developing techniques to make traveling simple and fun. A carry-on bag is key to making your journey more enjoyable; no more hauling multiple bags, or worrying about losing your luggage, which can ruin your trip before you even begin! In my most recent trip abroad, I traveled to the Scandinavian countries before flying to Greece for a little sun in the Cycladic Islands. After that, it was off to Italy and over the Alps. All the while, I had just one bag with me. 26


To make the most of your luggage space, I suggest you wear your jeans and sneakers, and carry your leather jacket while you travel, to save space in your bag. Roll all items tightly! It saves space, and keeps everything from wrinkling. I usually prefer to stuff my undies and socks in my shoes. Select pieces with fabrics that can wash and hang to dry without needing to be pressed – it’s easier to keep things fresh and avoid using foreign cleaners that can be very expensive. Here are the basics for 6 weeks of traveling abroad across different climates. This short, gender-neutral list includes the basics for a great travel wardrobe. I recommend that your main wardrobe color for travel be black. It looks slimming on everyone, and doesn’t show dirt as easily. A few colorful tee tops can be added to give a little zip to your ensemble. All of these items will fit into your carry-on luggage and provide options for mixing and matching stylish looks while you see the world. You can then personalize your list by adding your toiletries, gloves, hat, or other essential accessories as needed.

TRAVEL WARDROBE Underwear 6 undergarments 6 pairs of socks Pajamas (your choice) Outerwear 2 tee shirts 2 button down shirts (one dressy, one casual) 2 pairs of pants (one jean, one black trouser) 1 pair of shorts 2 jackets (one leather, one raincoat) 1 cashmere sweater (pullover or cardigan) 1 bathing suit 1 basic black blazer (can be worn day or night) Accessories Scarves (colorful, lightweight) Belts (at least one black) Jewelry (a few pop pieces) 1 tie (traditional or bow tie) Shoes One heel or dress shoe One pair of flats (for day or night) One pair of sandals

Feel good, and look even better! Please contact me personally if you have any questions or would like to see my unique travel collection which can be dressed up or down. | | 917-209-0516 Bonnie Roseman Bio Fashion Designer. Style Consultant. Wardrobe Architect. The press has designated Bonnie Roseman as the ultimate fashion expert over the years. Featured on the NBC Today Show, People Magazine, and more, Roseman furthered her B-L-T brand by presenting her collection through the Home Shopping Network and Home Shopping Europe. Bonnie Roseman’s BLT has evolved into a full service boutique for women of all body types and lifestyles, featuring wrinkle-free fabrics and unique accessories that pack well and travel lightly wherever you go. Schedule with Bonnie and she’ll tell you all the secrets she’s been telling her clients for over 30 years. 27


APPRAISALS Hudson Valley Numismatics.................... 19 Mt. Kisco Gold & Silver................................9 CIRCULATION THERAPY Bemer Group...................................................1 COINS / JEWELRY Hudson Valley Numismatics.................... 19 Mt. Kisco Gold & Silver................................9 COSMETIC DENTISTRY Scarsdale Dental Spa & Wellness........... 13 ELDER / ADULT FAMILY MEDIATION Talking Alternatives.................................... 19 EMERGENCY DENTISTRY Scarsdale Dental Spa & Wellness........... 13 ESTATE APPRAISALS Hudson Valley Numismatics.................... 19 FINANCIAL ADVISOR Jonathan Glaser - Edward Jones........... 17 FITNESS Club Pilates.....................................................5 GOLD & SILVER Mt. Kisco Gold & Silver................................9 HOME ORGANIZER The Gentle Organizer................................ 17


HOME STAGING The Gentle Organizer................................ 17 INSURANCE D.C. Ranieri Insurance Agency................ 21 NEUTRACEUTICALS Robbins Pharmacy.......................................7 NON PROFIT ORGANIZATION American Red Cross..... Back Outside Cover NUMISMATICS Mt. Kisco Gold & Silver................................9 PHARMACY Robbins Pharmacy.......................................7 PILATES Club Pilates.....................................................5 REAL ESTATE Barbara Bodnar - Coldwell Banker....Back Inside Cover

REGENERATIVE SLEEP Bemer Group...................................................1 VASCULAR THERAPY Bemer Group...................................................1 Robbins Pharmacy.......................................7

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