The 55 Guide - Treasure Coast

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Destination Vacations


Investing For The Future


Luxury Living


Saving For Retirement


Local Event Guide



24 Senior Living 26 Travel In Style 28

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If you are looking for an exciting and affordable travel destination, consider the following locations. 1. Hawaii is a tropical paradise loved by all. It offers a rich marine life, unmatched underwater experiences, gorgeous landscapes, volcanoes, and interesting history. Of the six largest islands, Maui has the state’s most beautiful beaches - some with white sand and others with red or black sand. Oahu has Hawaii’s largest city and capital, Honolulu, which is known for Waikiki Beach and Pearl Harbor’s World War II memorials. The weather is perfect and there are endless opportunities for adventure. 2. Barcelona is both a beautiful city as well as a renowned beach town. It boasts a lively nightlife, lots of activities, and restaurants galore. There are amazing museums and galleries; Including the Picasso and Salvador Dali Museums, La Sagrada Familia, and other buildings by renowned architect Antoni Gaudi. Las Ramblas, the main walking street ends with a monument to Christopher Columbus honoring his discovery of the new world. 3. The Bahamas, which is made up of a series of islands, has the clearest turquoise water on the planet, as well as white sandy beaches.



Underwater adventures abound dive for Spanish galleons, seek out the caves, or go sailing or fishing. The Bahamas offers a plethora of Ecotourism options, from bird watching to hiking. Nassau offers a few cultural sites like Ardastra Gardens and the Conservation center, in addition to being the capital city, but the Bahamas is great for island hopping as well. Or just pick one of the great resorts and relax at the beach.

History abounds and there are interesting museums including the Tel Aviv Museum and the Eretz Israel Museum which covers archeology, folklore, crafts and features an onsite excavation of 12th century-BC ruins. Tel Aviv is also the technology and financial center of Israel.

4. Tel Aviv, known as the non-stop city, is a vibrant and exciting city on the Mediterranean Sea. It offers beautiful beaches, great cafes and restaurants, exciting night life and a 24 hour a day culture.



INVESTING FOR THE FUTURE Not many people stumble into financial security through sheer luck: a lottery win, big inheritance, or huge stock winnings. For most of us the only way to financial security is a long term plan of saving and investing. Consistency is key to reaching long term goals no matter your income. The sooner you start saving and investing, the longer your money has to compound and grow. Set goals for how much of your income you will invest monthly and stick to it. Keep investment money and cash reserves separate so you won’t dip into your investment account when the market is down. Keep expenses low and spend on what is really important to you whether it is experiences or material things. Try to avoid the big mistakes, like buying a home that is more than you really need or creating a heavy debt load. If your employer offers a matching 401(k) contribution, be sure to take advantage of that option and contribute at least enough to receive it. It is essentially 4

extra income that will grow and compound and is not taxed until you withdraw it. You can do it yourself but it probably makes more sense to work with a financial advisor who is more knowledgeable about financial markets. An advisor will help analyze short term vs long term needs, separate emotions from objectives as well as help with devising a portfolio and strategy suitable for your needs. Investing consistently over the long term is the best way to grow your wealth as there is no way to time the market.





Upgrading your home is only limited by your imagination and budget. Is it a luxury bath, fabulous kitchen, incredible master suite or home theatre that you desire?

KITCHEN Your kitchen is probably the heart of your home. This is where memories are made and shared as families love to congregate in the kitchen. The possibilities are endless. White is the most popular color for cabinetry but combining cabinet colors is the latest trend in kitchen design. Blues and greens are also becoming popular. Quartz is the latest for countertops and islands. Commercial-grade appliances, extra sinks and dishwashers all add to the luxury kitchen. Also popular are pizza ovens, appliance garages, warming drawers and under- counter refrigerators for wine and other drinks. If you have space, consider a butler’s pantry which acts like a second kitchen - great for caterers or just an extra space for food prep without disturbing the main kitchen area.

BATH For a luxurious bath, create a spa-worthy retreat. Consider heated floors and towel racks, a steam shower and a large soaking tub. Create a separate water closet for the latest in remote controlled toilets that feature a night light, bidet and self cleaning feature. Turn a great piece of furniture into your double sink vanity for a sophisticated look. And why not have a sofa and television for added ambiance. 6

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MASTER SUITE Add a mini-kitchen which includes a small fridge and coffee bar along with a sitting area so that you can enjoy your wine or coffee first thing in the morning or at the end of the day. Fireplaces are another nice touch for a romantic setting. If your home is equipped with gas, they are an easy addition.



MOVIE ROOM If you have a spare room, create your own private theatre with a high-definition flat screen tv, surround sound and theatre seating. A popcorn machine and fridge for drinks are nice additions. 8


10 Year Countdown

To Retirement

Money See Where You Stand - It’s time to assess how prepared, or unprepared, you are financially for retirement. • Take a quick test: Assuming your retirement is about 10 years away, you want to have roughly seven times your current salary in savings, according to research from Fidelity. That puts you on the road to having about 10 times your final salary saved by retirement and maintaining your present standard of living. Retire before hitting 67 and you’ll need more saved; after, you’ll need less. • D . o a deeper dive: Plug your current numbers (such as earnings, savings and future pensions) into an online calculator to estimate your retirement income. Experts say you’ll need 75 to 80 percent of preretirement income to live well — debatable but a good starting point. • D . on’t despair: You have 10 years to act, by earning more, trimming expenses or delaying retirement. “Whatever you can do can only help,” says George Papadopoulos, a financial planner in Novi, Mich.

Save the easy way If you’re among the 82 percent of workers paid via direct deposit, save more by splitting your pay across accounts. Have your payroll department put part of each check into an online savings account, where it’s out of sight and out of mind. The direct-deposit users who split their deposits save up to $90 more per month than those who use another method to save, according to a recent study.



Pad your nest egg If you already have significant savings in a 401(k), 403(b) or IRA, open a Roth IRA (in 2019 you can contribute up to $7,000 if you’re 50 or older), or put money into a regular taxable account. •

Why do it? You’re laying the groundwork for lower taxes later. Say you need a new roof on your house in retirement; If you take money from a 401(k) or traditional IRA, it is taxable as ordinary income, and you may end up in a higher tax bracket, explains Carolyn McClanahan, founder of Life Planning Partners. But you can pull your contributions from a Roth IRA tax free (earnings, too, if you’re at least 59½ and have had the Roth at least five years). You can also invest via a basic taxable brokerage account; when you sell securities, you’ll pay only (usually lower) capital gains taxes on the profits.

Pay down the mortgage The problem with a mortgage in retirement is that you may have to sell investments to cover payments. And sometimes that will be when the markets are down - the worst possible time to sell, says Shelley Giordano, chair of the Funding Longevity Task Force at the American College of Financial Services. Her advice: 1. In place of your monthly payments, make half payments every two weeks. Those 26 payments per year are the equivalent of 13 monthly payments, resulting in a faster payoff and lower total interest costs. 2. Got a tax refund? A bonus? A side job? Apply that to your principal. 3. Avoid refinancing your mortgage, since a new loan with a later payoff date means more of your monthly payment goes to interest expense, not an increase in your home equity. 4. Don’t use a home equity loan or line of credit for purchases. The new tax law makes that less attractive, says Giordano. And this is the wrong time to be growing your mortgage debt. (. . .continued on page 12)



Put new retirement savings to work Not sure where to invest additional money? Aim for growth, somewhere between a trip to Vegas and stuffing cash into your mattress. The sweet spot •. Balanced mutual funds: Seek a mix of stocks and bonds;

a 50/50 or 60/40 ratio of stocks to bonds is reasonable. • Target-date mutual funds: These balanced funds automatically adjust investments to lower risk as you age.

Conservative but sound • High-grade corporate bond funds • Money market accounts • U.S. government bond funds • Certificates of deposit and online savings accounts (See for Federal Deposit Insurance Corp.–insured banks offering higher rates.)

• Series I inflation-protected savings bonds (sold at

Work Prepare Your Plan B - Ask yourself these questions, and be honest. 1. Do I work in a stable and growing industry? 2. Do I work for a stable and growing company? 3. Is my heart still in it? Have you answered no to any? It’s time to update your LinkedIn profile and see what else is out there.

• Why do it: Only about half of workers cruise their way to a planned, voluntary retirement; the rest of us exit prematurely, often as a result of job loss or burnout. You still have time to regroup. “With 10 years to go, there is still enough runway to make a mark,” says career and retirement expert Nancy Collamer.

• .How to do it: You know the routine. Tell people who can help you. Sign up for job alerts on the go-to site in your industry. Browse the postings that interest you, and note the skills that employers are seeking.

• .Want to stay put? Get busy anyway. “Whether you drive a bus or work in a store or in a professional occupation, maximize your opportunities by building your capital,” Collamer advises. “Give talks or write articles to boost your profile, or take advantage of short-term training programs.” One option: Go to linkedin. com/learning and get online access to thousands of business, creative and technology courses for $30 per month.


Miller, Mark and Powell, Robert, AARP (2019, Feb 6). Countdown to Retirement: 10 Years [Web log post]. Retrieved from





SEPT 20-22 | Vero Pirate Fest Join us at our 5th Annual Family-friendly Celebration of Piracy, experience Tropical Flair with Delicious Caribbean Foods, Island Style Festivities and a Boatload of Pirates and Activities. The Festival is expanding this year with a focus on a more Caribbean theme by adding an extensive menu of Caribbean Foods, Tropical Drinks and Cocktails, Steel Drums, Calypso and Reggae to mix in with a variety of Island Rums and of course, the fun loving crews of pirates you have grown to know over the years. For more info visit:


OCT 5 | Mermaid & Pirate Festival Pirate, nautical and arts & crafts vendors, delicious foods, beverages and tasty libations. Living history pirate encampment, pirate ships & displays, interactive treasure hunt, costume contest, fun activities, live pirate bands and entertainment. Pirate weapons & blackpowder demonstrations, and photo opportunities with real pirates and mermaids. For more information visit: OCT 10 - NOV 24 | Elliot Museum Pirates, Privateers, and Buccaneers Hoist the Jolly Roger and sail down 16

to the Elliott Museum to learn all about PIRATES!! From the infamous Blackbeard to our own Don Pedro Gilbert who plundered the seas around Hutchinson Island and is the namesake for the sandbar that caused so many wrecks just off the House of Refuge. For more info visit: OCT 26 - NOV 3 30th Annual Senior Games Individuals ages 50 and up will have a chance to participate and compete in 13 different sporting events; Tennis, Table Tennis, Pickleball, Basketball, Swimming, Bowling, Cycling and Track & Field, each in five-year age increment brackets. The Senior Games reflects Martin County’s Parks and Recreation Department’s goal to provide quality recreational opportunities for all ages. This event promotes physical and social wellness and encourages the senior community to get active and stay fit for life. For more information visit:


NOV 1 | Cirque Mei Chinese circus is a feast for the eyes, with non-stop action and brightly colored costumes on performers who seem to defy the laws of physics with acrobatics, contortion tricks, juggling acts and balancing (. . .continued on page 18)



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feats. Cirque Mei comes directly from Hebei Province in the People’s Republic of China, bringing with it a company of 40 elite circus activists and acrobats performing many of the most popular Chinese circus routines, including Hoop Diving, Lion Dance, Collective Bicycle Skills, Flying Meteors, Foot Juggling with Umbrellas, Female Contortion and the Ladder Balancing Act. For more info visit:

Fest! In addition to all of these succulent Bacon dishes and tasty libations, this bacon-infused 2-day family friendly festival will also have Interactive Bacon Games, some great live entertainment, a Kid’s Fun Zone, and plenty of vendors and exhibits to shop & explore. For more info visit:


NOV 1-3 | Treasure Coast Seafood Festival The Treasure Coast Seafood Festival invites seafood lovers and fans of all things nautical and fun to a family friendly adventure at the beautiful riverfront Causeway Cove Marina. The festival is a seafood enthusiast’s dream come true featuring a wide variety of seafood and a conch chowder contest to decide the best conch chowder to be found.

DEC 6 | Paradise Found Dinner Looking for a fun opportunity to provide hope and healing to children and youth in foster care? This event will feature a delectable dinner, courtesy of The Braford Steakhouse, dancing, and live entertainment to help us raise needed funds for the kids in our care. Guests can expect a live auction, a signature raffle, a bid from the heart and plenty of good ole entertainment to keep ‘em dancing ‘til the cows come home. For more info visit:

NOV 16-17 | Bacon Festival Imagine a festival with just about everything you could ever want with delicious Bacon on it! From Thick-Cut Deep-Fried Bacon to Chocolate Covered Bacon Strips and Bacon Wrapped Scallops to Bacon Mac-n-Cheese and Bacon Wrapped Pickles. You will find it all at the Treasure Coast Bacon

DEC 26 | The Nutcracker The Nutcracker is the perennial favorite of generations of children and “children at heart”. The treasured holiday adventure follows a little girl’s journey through a fantasy world of fairies, princes, toy soldiers, and an army of mice. Thrill to the same authentic Russian choreography that is performed in Moscow by


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the famous Bolshoi Ballet. For more info visit:


JAN 11-12 | Jensen Beach Fine Art & Craft Show The Jensen Beach Fine Art & Craft Show has been held for more than a decade in Historic Downtown Jensen Beach, Florida, and is the area’s first fine art and craft show of the new year. Over the years, the outdoor show has maintained a popular authentic art show atmosphere that is warm and friendly. For more info visit: JAN 4-5 | Art Show in the Gardens The January 2020 Art Show in The Gardens will feature local, regional and renowned artists in the mediums of Original - 2D, 3D, Jewelry & Fine Crafts.. For more info visit: JAN 25 | The Temptations For more than fifty years, The Temptations have prospered, propelling popular music with a series of smash hits, and sold-out performances throughout the world. “The crowds are bigger, the sales are sizzling,” says one industry report. “The outpouring of affection for this super-group has never been greater”. For more information visit: 20


FEB 8 11th Annual Motor Car Exhibition Each year the McKee Motor Car Exhibition has a new theme, bringing a totally different array of cars for viewers to enjoy in the Garden. Last year featured 40 different years of one make, Corvette. The 2020 exhibition will be “The Best Cars from 40 Different Manufacturers.” For more info visit: FEB 22 | The Beach Boys You’ll have fun, fun, fun when The Beach Boys return to the Sunrise Theatre stage after their sold out shows last year! You can capsulize most pop music acts by reciting how many hits they’ve had and how many millions of albums they’ve sold. Happily for us all, The Beach Boys continue to create and perform with the same bold imagination and style that marked their explosive debut 50 years ago. For more info visit:


MAR 13 David Foster - Hitman Tour A chart-topping songwriter, producer, and maestro to the stars, David Foster has generated some of the biggest hits in popular music and collaborated with a veritable “Who’s Who” of superstars in a career spanning more than three decades. For


TREASURE COAST more info visit: MAR 29 | The StepCrew “StepCrew and its cast of 11 combine three styles of percussive dance, featuring the world’s top talents in Irish, Tap and Ottawa Valley Stepdancing. It is a pure celebration of dance, showcasing each traditional form while creating what Jean Butler of Riverdance called “a unique and seamless blend of all three.” The company takes the audience on a journey from a house party in the back kitchen of an old Irish cottage to a lamp-lit street in New York City to a French Canadian lumber camp in Quebec, using nothing more than their talented feet. For more info visit:


APR 4-5 Fort Pierce Oyster & Sea Fest This two-day festival celebrates the

Fort Pierce Waterfront and all of its bounty with delicious oysters, tasty seafood dishes, landlubber foods, live entertainment and a bevy of arts & craft and merchandise vendors. The Oyster Fest is Pet Friendly and Admission is Free. For more info visit: APR 25-26 | Vero Beach Air Show This year’s show features the return of the renowned Blue Angels United States Navy Flight Demonstration Squadron flying Boeing F/A-18 Hornets. Other top performers appearing in the 2020 show include Kirby Chambliss, Aeroshell Aerobatic Team, Michael Wiskus - Lucas Oil Airshows, Jim Peitz, Twin Tiger Airshows, Class of 45, Homewrecker Jet Truck, Wayne Boggs as Air Boss, Danny Clisham as the Announcer and Continental Airshow Productions will be running sound. For more info visit: (. . .continued on page 22)



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APR (TBD) | Hibiscus Festival The Hibiscus Festival is a yearly celebration for the City of Vero Beach, to increase awareness of the historic downtown sector, raise funds for Main Street Vero Beach that work toward the preservation and growth of the area and encourages community participation from residents, organizations and businesses. For more information please visit:


MAY 5 | 31st Annual May Pops May Pops, the most lavish and anticipated outdoor party of the year will take place May 5th at the Indian River County Fairgrounds. Now in its 30th year, thanks to Presenting Sponsors Helen Post and The Plansoen Foundation, this time-honored tradition is a spectacular conclusion to Vero Beach’s season of shows and events. For more info visit: MAY (TBD) | Taste of Vero Calling foodies of all ages! Stroll down Ocean Drive from Sexton Plaza to Humiston Park and experience a festival of flavor. More than 20 local restaurants have partnered up with Oceanside Business Association to present tastings off their menus. Live musicians will be set up throughout the route to give this 22

food event a festival flare. For more info visit:


JUN 11-14 | Vero Beach Wine + Film Festival The Vero Beach Wine + Film Festival (VBWFF) is a marriage of fine wines and films to provide a social, cultural event over a long weekend of private events in intimate settings. Featuring top boutique vintners from around the country and unique films from both Hollywood and Independents, the VBWFF is a unique, full-bodied experience to celebrate “a life worth living.” For more info visit: JUNE 20 | Waterlily Celebration McKee Botanical Garden will host its Annual Waterlily Celebration. The state’s largest collection of waterlilies adorn the waterways and ponds of McKee. See a spectacular display of lotus and waterlilies in full bloom! The day’s events include repotting demonstrations, a plant sale, and vintage home and garden accessories. Plant experts will be available throughout the day to answer questions and advise guests on how to characterize hardy species from tropical varieties. For more info visit:


TREASURE COAST JUNE (TBA) Sebastian Lionfish Fest Join us for our fifth annual event, featuring a Lionfish tournament, cook-off, educational experience, and live entertainment! Help us spread awareness and protect our coastal ecosystems against this harmful and invasive species!. For more information please visit:


JUL 4 | Independence Day Join in on the festivities with these favorite venues on Independence Day. Freedom Fest @ Port St Lucie Civic Center, Patriotic Boat Parade & BBQ @ Fort Pierce Yacht Club, 4th Celebration @ Jensen Beach Riverside Park, Stars Over St Lucie @ Veteran’s Memorial Park, Fourth at Gilberts @ Gilberts Coffee Bar, and Fireworks in the Park @ Riverview Park. Have a safe and fun holiday!

JUL 2,9,16,23,30 | Jammin’ Jensen Every Thursday evening from 6-9pm local artists display their works, jewelry is laid out, chainsaw sculptures are available, there are hats, clothing, household goodies, soaps, candles, and many more choices for you to select. While you peruse the offerings, bands are playing and the lines for the local restaurants are long. (Try CrawDaddy’s -New Orleans style or Mulligans).


AUG | Painting with a Twist Painting with a Twist is a great place to have fun with your friends or meet new friends. Discover your inner artist. Paint along with our artist to create your own work of art that you will take home at the end of the evening. And for the Twist, we have beer and wine available.


g n i v i L r o i n e S



Today’s upscale senior communities offer “resort style living” which is hospitality-oriented and resembles a 4-star hotel or cruise ship rather than a hospital or retirement home. Amenities Some of the more luxurious communities at the deluxe level even feature lively bars with chandeliers and overstuffed pillows. More standard amenities include:

Activities: Education and Entertainment, Fashion shows, Lectures from retired professors and various social and cultural events which are all examples of regularly planned activities for residents at higher-end facilities. In urban settings, planned outings to the city for museums, art galleries or theater visits are frequent occurrences as well. Grounds-keeping: Luxury communities are beautifully designed on the outside as well, from gardens to ponds to putting greens and walkways. Many include well-appointed courtyards for residents to socialize, relax, or enjoy a meal. Concierge Service: Offering ‘Concierge Service’ is what makes a Senior Living community a Luxury one. Similar to a hotel concierge, a resident can use the Concierge to arrange hotel flights or tickets to events, a service that makes these luxury communities clearly more desirable to prospective residents and their families. 24

Modern Therapies: Assisted living communities offer personal care to their residents, and the best communities often offer top notch therapy on top of standard care. In addition to specialized pet and physical therapy, upscale communities often also provide top notch occupational therapy, and music therapy, and always from trained and certified professionals. Residences: The kitchen is the focal point of any home and it’s no different when looking at the residence at an Assisted Living community. A standard assisted living apartment has a kitchenette, traditionally including a mini-fridge, a microwave, and a small amount of cabinet and counter space. The luxury assisted living residences feature full kitchens and appliances plus top of the line finishes, like granite counter tops for instance.


Dining: An upscale senior living community will most likely retain a registered dietitian on staff and employ experienced chefs who serve gourmet meals. Choice and variety are crucial for the success of a kitchen at a luxurious community and most have more than two restaurants within the community, each with their own menus. Personal Fitness Trainers and Recreational Facilities: Recreation rooms are always available to use at the residents’ convenience, with computer labs, fitness rooms and cinemas. Fitness programs supervised by physical therapists and personal trainers are also kept on staff by any upscale community. High-end assisted living communities also provide full service spa treatments, beauty salons for the women and barbershops for the men. Additionally, no luxury assisted living community would be complete without a heated pool and spa, which are always popular with residents.

allowing residents to have their pets on site. There can sometimes be limitations regarding the size and number of pets. They frequently provide pet care such as dog walking, nail clipping, grooming and litter-box changes as well as formal, certified pet therapy. Spacious Apartments: One can expect about 20% more square footage at a Luxury community (approx 600 sf versus 500 sf at a standard community). A Two bedroom apartment at an upscale community can be more than 1200 square feet. Clearly, senior living is not what it was years ago. And for the retiree with means, it can be a lively, active, and rewarding lifestyle full of growth and fun!

Pet Friendly: Studies have shown that pet ownership has been shown to be beneficial to seniors, and more and more luxury communities are open to 25


Travel in Style – by Bonnie Roseman

If there’s anything I’ve learned in my 35 years as a stylist, it’s to “carry on,” and by that of course, I mean take a carry-on bag! In order to make travel easier for my busy clients, I’ve spent years developing techniques to make traveling simple and fun. A carry-on bag is key to making your journey more enjoyable; no more hauling multiple bags, or worrying about losing your luggage, which can ruin your trip before you even begin! In my most recent trip abroad, I traveled to the Scandinavian countries before flying to Greece for a little sun in the Cycladic Islands. After that, it was off to Italy and over the Alps. All the while, I had just one bag with me. 26


To make the most of your luggage space, I suggest you wear your jeans and sneakers, and carry your leather jacket while you travel, to save space in your bag. Roll all items tightly! It saves space, and keeps everything from wrinkling. I usually prefer to stuff my undies and socks in my shoes. Select pieces with fabrics that can wash and hang to dry without needing to be pressed – it’s easier to keep things fresh and avoid using foreign cleaners that can be very expensive. Here are the basics for 6 weeks of traveling abroad across different climates. This short, gender-neutral list includes the basics for a great travel wardrobe. I recommend that your main wardrobe color for travel be black. It looks slimming on everyone, and doesn’t show dirt as easily. A few colorful tee tops can be added to give a little zip to your ensemble. All of these items will fit into your carry-on luggage and provide options for mixing and matching stylish looks while you see the world. You can then personalize your list by adding your toiletries, gloves, hat, or other essential accessories as needed.

TRAVEL WARDROBE Underwear 6 undergarments 6 pairs of socks Pajamas (your choice) Outerwear 2 tee shirts 2 button down shirts (one dressy, one casual) 2 pairs of pants (one jean, one black trouser) 1 pair of shorts 2 jackets (one leather, one raincoat) 1 cashmere sweater (pullover or cardigan) 1 bathing suit 1 basic black blazer (can be worn day or night) Accessories Scarves (colorful, lightweight) Belts (at least one black) Jewelry (a few pop pieces) 1 tie (traditional or bow tie) Shoes One heel or dress shoe One pair of flats (for day or night) One pair of sandals

Feel good, and look even better! Please contact me personally if you have any questions or would like to see my unique travel collection which can be dressed up or down. | | 917-209-0516 Bonnie Roseman Bio Fashion Designer. Style Consultant. Wardrobe Architect. The press has designated Bonnie Roseman as the ultimate fashion expert over the years. Featured on the NBC Today Show, People Magazine, and more, Roseman furthered her B-L-T brand by presenting her collection through the Home Shopping Network and Home Shopping Europe. Bonnie Roseman’s BLT has evolved into a full service boutique for women of all body types and lifestyles, featuring wrinkle-free fabrics and unique accessories that pack well and travel lightly wherever you go. Schedule with Bonnie and she’ll tell you all the secrets she’s been telling her clients for over 30 years. 27


AESTHETICS Holley Surgical Arts..................................................19

MORTGAGES Academy Mortgage Corporation......................23

ATTORNEYS Law Office of Gonano & Harrell...........................21

MUSEUM Vero Beach Museum of Art...................................19

CLOCK REPAIR Clocks by Hollis..........................................................19

NON PROFIT ORGANIZATION American Red Cross.................................Back Cover

CPA DiBartolomeo, McBee, Hartley & Barnes......... 9

PLANTATION SHUTTERS Architectural Plantation Shutters..........................1

CRUISES Its Vacation Time.......................................................13

PLASTIC SURGERY Holley Surgical Arts..................................................19 Water’s Edge Dermatology.....................................5

DENTAL Treasure Coast Dental.............................................17 DENTIST Sage Dental...................................................................7 DERMATOLOGY Water’s Edge Dermatology.....................................5 INSURANCE Owen Insurance Group... Front Cover, Back Inside

REAL ESTATE Arati Hammond - Keller Williams.................14-15 SENIOR LIVING Solaris Senior Living of Stuart............................... 9 TRAVEL Its Vacation Time.......................................................13


VEIN HEALTH Water’s Edge Dermatology.....................................5

MED SPA Water’s Edge Dermatology.....................................5

WINDOW TREATMENT Architectural Plantation Shutters..........................1


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