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POLK COUNTY FLORIDA | VOL. 1

INSIDE THIS ISSUE: FEATURED ARTICLES

RETIREMENT • INVESTING • VACATION

RECOMMENDED SERVICE DIRECTORY

TRAVEL • LIVING • HEALTH • DINING

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CO NTE NT S FEATURES 2

Destination Vacations

4

Luxury Living

8

Senior Living

10

Investing For The Future

12

Local Event Guide

4

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22 Saving For Retirement 26 Travel In Style 28

Recommended Service Directory

• Promote your brand • Earn new clients • Grow your business www.The55Guide.com


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POLK COUNT Y | FLORIDA | VOL . 1

TRENDING LOCATIONS TO VISIT THIS YEAR

Destination

Vacations

If you are looking for an exciting and affordable travel destination, consider the following locations. 1. Hawaii is a tropical paradise loved by all. It offers a rich marine life, unmatched underwater experiences, gorgeous landscapes, volcanoes, and interesting history. Of the six largest islands, Maui has the state’s most beautiful beaches - some with white sand and others with red or black sand. Oahu has Hawaii’s largest city and capital, Honolulu, which is known for Waikiki Beach and Pearl Harbor’s World War II memorials. The weather is perfect and there are endless opportunities for adventure. 2. Barcelona is both a beautiful city as well as a renowned beach town. It boasts a lively nightlife, lots of activities, and restaurants galore. There are amazing museums and galleries; Including the Picasso and Salvador Dali Museums, La Sagrada Familia, and other buildings by renowned architect Antoni Gaudi. Las Ramblas, the main walking street ends with a monument to Christopher Columbus honoring his discovery of the new world. 3. The Bahamas, which is made up of a series of islands, has the clearest turquoise water on the planet, as well as white sandy beaches.

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Underwater

adventures

abound

-

dive for Spanish galleons, seek out

restaurants, exciting night life and a 24 hour a day culture.

the caves, or go sailing or fishing. The Bahamas offers a plethora of Eco-

History

tourism options, from bird watching to

interesting museums including the

hiking.

Tel Aviv Museum and the Eretz Israel

abounds

and

there

are

Museum which covers archeology, Nassau offers a few cultural sites

folklore, crafts and features an on-

like

the

site excavation of 12th century-BC

Conservation center, in addition to

Ardastra

Gardens

and

ruins. Tel Aviv is also the technology

being the capital city, but the Bahamas

and financial center of Israel.

is great for island hopping as well. Or just pick one of the great resorts and relax at the beach. 4. Tel Aviv, known as the non-stop city, is a vibrant and exciting city on the Mediterranean Sea. It offers beautiful beaches, great cafes and 3


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LUXURY

LIVING IDEAS

Upgrading your home is only limited by your imagination and budget. Is it a luxury bath, fabulous kitchen, incredible master suite or home theatre that you desire?

KITCHEN Your kitchen is probably the heart of your home. This is where memories are made and shared as families love to congregate in the kitchen. The possibilities are endless. White is the most popular color for cabinetry but combining cabinet colors is the latest trend in kitchen design. Blues and greens are also becoming popular. Quartz is the latest for countertops and islands. Commercial-grade appliances, extra sinks and dishwashers all add to the luxury kitchen. Also popular are pizza ovens, appliance garages, warming drawers and under- counter refrigerators for wine and other drinks. If you have space, consider a butler’s pantry which acts like a second kitchen - great for caterers or just an extra space for food prep without disturbing the main kitchen area.

BATH For a luxurious bath, create a spa-worthy retreat. Consider heated floors and towel racks, a steam shower and a large soaking tub. Create a separate water closet for the latest in remote controlled toilets that feature a night light, bidet and self cleaning feature. Turn a great piece of furniture into your double sink vanity for a sophisticated look. And why not have a sofa and television for added ambiance. 4

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MASTER SUITE Add a mini-kitchen which includes a small fridge and coffee bar along with a sitting area so that you can enjoy your wine or coffee first thing in the morning or at the end of the day. Fireplaces are another nice touch for a romantic setting. If your home is equipped with gas, they are an easy addition.

LUXURY

LIVING IDEAS

MOVIE ROOM If you have a spare room, create your own private theatre with a high-definition flat screen tv, surround sound and theatre seating. A popcorn machine and fridge for drinks are nice additions. 6


g n i v i L r o i n e S

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RETIRE WITHOUT CHANGING YOUR LIFESTYLE

Today’s upscale senior communities offer “resort style living” which is hospitality-oriented and resembles a 4-star hotel or cruise ship rather than a hospital or retirement home. Amenities Some of the more luxurious communities at the deluxe level even feature lively bars with chandeliers and overstuffed pillows. More standard amenities include:

Activities: Education and Entertainment, Fashion shows, Lectures from retired professors and various social and cultural events which are all examples of regularly planned activities for residents at higher-end facilities. In urban settings, planned outings to the city for museums, art galleries or theater visits are frequent occurrences as well. Grounds-keeping: Luxury communities are beautifully designed on the outside as well, from gardens to ponds to putting greens and walkways. Many include well-appointed courtyards for residents to socialize, relax, or enjoy a meal. Concierge Service: Offering ‘Concierge Service’ is what makes a Senior Living community a Luxury one. Similar to a hotel concierge, a resident can use the Concierge to arrange hotel flights or tickets to events, a service that makes these luxury communities clearly more desirable to prospective residents and their families. 8

Modern Therapies: Assisted living communities offer personal care to their residents, and the best communities often offer top notch therapy on top of standard care. In addition to specialized pet and physical therapy, upscale communities often also provide top notch occupational therapy, and music therapy, and always from trained and certified professionals. Residences: The kitchen is the focal point of any home and it’s no different when looking at the residence at an Assisted Living community. A standard assisted living apartment has a kitchenette, traditionally including a mini-fridge, a microwave, and a small amount of cabinet and counter space. The luxury assisted living residences feature full kitchens and appliances plus top of the line finishes, like granite counter tops for instance.


POLK COUNT Y | FLORIDA | VOL . 1

Dining: An upscale senior living community will most likely retain a registered dietitian on staff and employ experienced chefs who serve gourmet meals. Choice and variety are crucial for the success of a kitchen at a luxurious community and most have more than two restaurants within the community, each with their own menus. Personal Fitness Trainers and Recreational Facilities: Recreation rooms are always available to use at the residents’ convenience, with computer labs, fitness rooms and cinemas. Fitness programs supervised by physical therapists and personal trainers are also kept on staff by any upscale community. High-end assisted living communities also provide full service spa treatments, beauty salons for the women and barbershops for the men. Additionally, no luxury assisted living community would be complete without a heated pool and spa, which are always popular with residents.

allowing residents to have their pets on site. There can sometimes be limitations regarding the size and number of pets. They frequently provide pet care such as dog walking, nail clipping, grooming and litter-box changes as well as formal, certified pet therapy. Spacious Apartments: One can expect about 20% more square footage at a Luxury community (approx 600 sf versus 500 sf at a standard community). A Two bedroom apartment at an upscale community can be more than 1200 square feet. Clearly, senior living is not what it was years ago. And for the retiree with means, it can be a lively, active, and rewarding lifestyle full of growth and fun!

Pet Friendly: Studies have shown that pet ownership has been shown to be beneficial to seniors, and more and more luxury communities are open to 9


POLK COUNT Y | FLORIDA | VOL . 1

INVESTING FOR THE FUTURE Not many people stumble into financial security through sheer luck: a lottery win, big inheritance, or huge stock winnings. For most of us the only way to financial security is a long term plan of saving and investing. Consistency is key to reaching long term goals no matter your income. The sooner you start saving and investing, the longer your money has to compound and grow. Set goals for how much of your income you will invest monthly and stick to it. Keep investment money and cash reserves separate so you won’t dip into your investment account when the market is down. Keep expenses low and spend on what is really important to you whether it is experiences or material things. Try to avoid the big mistakes, like buying a home that is more than you really need or creating a heavy debt load. If your employer offers a matching 401(k) contribution, be sure to take advantage of that option and contribute at least enough to receive it. It is essentially 10

extra income that will grow and compound and is not taxed until you withdraw it. You can do it yourself but it probably makes more sense to work with a financial advisor who is more knowledgeable about financial markets. An advisor will help analyze short term vs long term needs, separate emotions from objectives as well as help with devising a portfolio and strategy suitable for your needs. Investing consistently over the long term is the best way to grow your wealth as there is no way to time the market.


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LOCAL EVENTS GUIDE

POLK COUNTY NOVEMBER

OCT 26-JAN 26 | Spirits Ritual Ceremonial African and Oceanic Art Over the course of four decades, Dr. Alan and Linda Rich have displayed a passion for helping others, traveling the world and bringing medical care to those in need. While working in clinics in Papua New Guinea and throughout Africa, the Riches also immersed themselves in the diverse artistic cultures of the countries they visited. In this Polk Museum original exhibition, these artifacts, most of which speak to the close spiritual communion between humans and animals, will be displayed publicly for the first time. http://bit.ly/polk-oct26 NOV 21 Wine Chocolate and Cheese Main Street Winter Haven hosts our annual Wine, Chocolate and Cheese event in Downtown Winter Haven! đ&#x;?ˇ đ&#x;?Ťđ&#x;§€ Main Street Winter Haven invites you to enjoy our annual Wine, Chocolate & Cheese event Thursday, November 21, 2019. Over 35 downtown businesses will host a wine & chocolate or a wine & cheese pairing. Your Tasting Passport allows you to choose which 25 curated pairings you would like to try. For more info visit: http://bit.ly/polk-nov21

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DECEMBER

DEC 5 | Lakeland Christmas Parade The Junior League of Greater Lakeland and the City of Lakeland are proud to host the 39th annual Lakeland Christmas Parade. The theme of this year’s parade is “The Joy of Giving.� This theme was inspired by the continuous generosity and love displayed within our community as touted by the nickname, “the Giving City.� The parade will take place in downtown Lakeland on Thursday, December 5th, 2019. A fireworks display over Lake Mirror at 7 pm will start the festivities! For more info visit: http://bit.ly/polk-dec5 DEC 7 | Carols In The Park Main Street Winter Haven is thrilled to announce our 31st Annual Carols in the Park presented by Citizens Bank and Trust! For thirty-one years, artisans, specialty food vendors, and local choral groups have gathered in Downtown Winter Haven’s Central Park to kick off the holiday season. For more information visit: http://bit.ly/polk-dec7 DEC 20 | Dulcimers in the Park Bring your chairs or blankets and enjoy an evening with this unique Hammered Dulcimer band as well as demonstrations from the Wildwood Dulcimers, mountain dulcimer trio. You will be entertained (. . .continued on page 16)


This is how you say it’s going to be okay. Every 8 minutes the American Red Cross responds to a disaster and makes this promise. You can help us keep it.

Donate today at redcross.org

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LOCAL EVENTS GUIDE

POLK COUNTY

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with music styles of Waltzes, Patriotic tunes, Irish Reels & Jigs, Hymns, and American standards. Enjoy this free concert every month on the Third Friday night in Winter Haven. For more information please visit: http://bit.ly/polk-dec20

JANUARY

JAN 18 | La Boheme The opera that inspired the Broadway hit “Rent!” Giacomo Puccini’s timeless story of love and loss, La Boheme presents young, near-destitute artists in 1830’s Paris. Marcello, Rodolfo, Colline, Schaunard and of course the lovely Mimi, transport the audience into their Latin Quarter garret where they share the joys of love, the loneliness of life and the tragedy of death. For more info visit: http://bit.ly/polk-jan18 JAN 24 | Gala of the Royal Horses Following in the family footsteps of seven generations, Rene Gasser has recreated a show for this tour, only previously seen at the famous riding schools in Vienna and Spain. The Royal Horses of Europe are some of the most celebrated in history, favored for centuries by royalty, equestrian riders and this performance celebrates the tradition, athleticism and grace of these revered creatures. For more info visit: http://bit.ly/polk-jan24 16

JAN 18 | MLK Jr. Parade The parade will consist of: vehicles, floats, horses, walkers, and marching bands. The starting line-up being at Ave D/3rd Street (Winter Haven City Hall area) to First St, down MLK, Jr Blvd and ending at the Lake Maude Sports Complex located at Ave O and 7th St. We’re anticipating 100+ plus units to participate in the Winter Haven Annual Dr. MLK Jr.’s Parade this year. We’are anticipating 5,000+ plus spectators throughout the parade route. For more info visit: http://bit.ly/polk-jan18-mlk

FEBRUARY

FEB 15 | Heritage Day Festival We are excited to host this grand event at the beautiful, spacious, renovated Lake Maude Park. The festival will feature a fashion show, singing, dancing, and scores of vendors promoting food and other items. We expect attendance and participation from citizens throughout the State of Florida! The theme for this year’s event is: ​One Vision, One Charge, One Community. http://bit.ly/polk-feb15 FEB 11 | Shen Yun Through the universal language of music and dance SHEN YUN weaves a wondrous tapestry of heavenly realms, ancient legends and modern heroic tales that invites (. . .continued on page 18)


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LOCAL EVENTS GUIDE

POLK COUNTY

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you to experience 5000 years of Chinese culture with two incredible performances at the RP Funding Center on February 11th (7:30 PM) and February 12th (2 PM). SHEN YUN invites you to travel back to the magical world of ancient China. Experience a lost culture through the incredible art of classical Chinese dance, and see legends come to life. http://bit.ly/polk-feb11 JAN 17 - FEB 21 | Janet Siegel Rogers - The Mystery of Color In her encaustic paintings, Janet Siegel Rogers translates the aura of time and place into layers of oil paint suspended in beeswax. Through her subtle use of pulsating shifts between different color hues, Rogers explores the nuances of color, creating the illusion of movement as light shines through her works. Ethereal and contemplative, Rogers’ animated environments evoke her family’s experiences along the shimmering shores of Hong Kong, the Philippines, Singapore, and more recently, South Florida. For more info visit: http://bit.ly/polk-jan17

MARCH

FEB 29 - MAR 16 Polk County Senior Games Two-week series of Olympic-style competition for men and women 50 and over as of December 31 of the 18

competition year. Most events are grouped by gender in five-year age increments. Gold, silver, and bronze medals are presented in each event and age division. Polk County residency is not required. For more info visit: http://polkseniorgames.org MAR 1, 6-8 | Matilda the Musical Lakeland Community Theatre presents Matilda: The Musical. Inspired by the twisted genius of Roald Dahl, the Tony Award-winning Roald Dahl’s Matilda: The Musical is about the power of imagination and the inspiring story of a girl who dreams of a better life. Winner of 47 international awards and continues to thrill sold-out audiences of all ages around the world. For more info visit: http://bit.ly/polk-mar1 MAR 7-8 | Bloomin’ Art Festival Art will be Bloomin’ in Bartow March 7-8, as Bartow’s Bloomin’ Arts Festival returns for its annual spring arts celebration in Bartow’s historic Downtown. From antique cars to paintings and restored violins, arts of all kinds will be celebrated, appreciated, purchased and even raffled at this two-day festiva. For more info visit: http://bit.ly/polk-mar7

APRIL

MAR 31 - APR 5 | Sun ‘n Fun - Aerospace Expo The Fly-In is SUN ‘n FUN’s largest


LOCAL EVENTS GUIDE

POLK COUNTY fundraiser for the Aerospace Center for Excellence (ACE), a 25-acre, 11 building campus dedicated to aerospace and STEM education. Proceeds from the event support numerous community activities in addition to ACE. For more info visit: http://bit.ly/polk-mar31 APR 17 | Imperial Symphony Orchestra - The Mark of Zorro Zorro, the masked hero with a flashing sword, first appeared on screen in the 1920 silent film The Mark of Zorro with Douglas Fairbanks. At the time, music was provided by a theatre organ or small ensemble in the pit, and very little was written down! In 1985, Rick Benjamin discovered more than 20,000 antique theatre and dance orchestra scores which inspired him to organize the Paragon Ragtime Orchestra to recreate “America’s Original Music.” http://bit.ly/polk-apr17

MAY

MAY 7 | Béla Fleck & Abigail Washburn in Concert “The king and queen of the banjo” (Paste Magazine), have a musical partnership like no other. Fleck is a Grammy Award winner who has taken the instrument across multiple genres, and Washburn a singer-songwriter and clawhammer banjo player who re-radicalized it by combining it with Far East culture and sounds. http://bit.ly/polk-may7 MAY 27 | Moonlight Market Shop, eat, sip local when you attend Moonlight Market at Grove Roots. On the 4th Wednesday of each month, vendors from all over Central Florida set up shop inside the brewery. Follow Grove Roots Brewing Co. on Facebook to see a list of vendors and participating food trucks. http://bit.ly/polk-may27 (. . .continued on page 20)


LOCAL EVENTS GUIDE

POLK COUNTY

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JUNE

JUN 11 | Food Truck Rally Tampa Bay Food Truck Rally is bringing food trucks to Munn Park on the second Thursday of every month. Come on out to Downtown Lakeland and enjoy a variety of Florida food trucks and their delicious cuisine. For more information visit: http://bit.ly/polk-jun11 JUN 27 | Lake Wales Car Show Stroll and admire the cool antique, custom and classic cars of yesteryear while enjoying music, enchanting shops, and the unique restaurants of charming downtown Lake Wales. For more info visit: http://bit.ly/polk-jun27

JULY

JUL 2-4 Red, White, and Boom Legoland Celebrate America’s Independence over three days as the skies above Lake Eloise fill with one of the biggest fireworks shows of the year! Before the sun goes down, help create a giant U.S. flag out of thousands of LEGO bricks. Wear special viewing glasses while watching a gazillion bricks explode from the sky above the beautiful Lake Eloise during our biggest fireworks spectacular of the year! For more info visit: http://bit.ly/polk-jul2 20

JUL 10 | Mamma Mia Over 60 million people worldwide have fallen in love with the characters, the story and the music that make Mamma Mia! the ultimate feel-good show! It tells the story of a young woman’s search for her birth father. http://bit.ly/polk-jul10

AUGUST

AUG 1-SEP 13 | Toulouse-Lautrec and the Belle Époque Henri de Toulouse-Lautrec (18641901) is one of the most familiar names of the Post-Impressionist era, and his depictions of life in fin-de-siècle Paris remain among the most popular and recognizable today. His posters representing the world of bohemian Parisian nightlife in the final decade of the 19th century, the so-called Belle Époque. http://bit.ly/polk-aug1 AUG 22-23 Fine Art at the Magnolia Fine Art at the Magnolia is the rising Invitational Fine Art Show held annually in August in Lakeland, Florida. Showcasing 19 accomplished Fine Artists from across the state in a stunningly beautiful 2-day Fine Art Show held inside the lovely Historic Magnolia Building in downtown Lakeland’s garden & theater district. For more info visit: http://bit.ly/polk-aug22


LOCAL EVENTS GUIDE

POLK COUNTY SEPTEMBER

OCTOBER

SEP (TBA) Colt Creek Astronomy Night Colt Creek is a wonderful place to see the wonders of nature. Hike the trails and see the birds and small animals and smell the flowers. But there’s more to nature than this. What else is there to be seen? The stars and nebulae of our own Milky Way galaxy and galaxies far, far away. www.friendsofcoltcreek.org

OCT (TBA) | Wings ‘n Things - Girls in Aviation This annual event is a “must-do” for families of all ages. Experience the wonders of aerospace through a full day of free hands-on activities that range from a scavenger hunt to solar observations to constructing and launching rockets! Kids may also enjoy taking part in their first aviation flight as well. https://www.flysnf.org/wnt/

SEP (TBA) | Repticon Firexpo Experience the latest excitement of the The Florida International Reptile Expo (FIRE) at the RP Funding Center. FIRE always sells out early to vendors and has pushed the limits of each facility where it has ran. Join us again for what will promise to be another historic event filled with top-quality reptiles and amphibians, presentations, and more! For more info visit: http://bit.ly/polk-sep-rept

OCT (TBA) | Bartow Chalk Walk Polk County’s only professional Chalk Art event, here in our Capital City, in Ft. Blount Park. Enjoy 30 artists this year from near and far, rolling out our chalk painting sidewalks as the canvas for artistic expressions that will come alive with color, energy, vibrancy and a unique art form that continues in popularity. www.facebook.com/ChalkWalkBartow


POLK COUNT Y | FLORIDA | VOL . 1

10 Year Countdown

To Retirement

Money See Where You Stand - It’s time to assess how prepared, or unprepared, you are financially for retirement. • Take a quick test: Assuming your retirement is about 10 years away, you want to have roughly seven times your current salary in savings, according to research from Fidelity. That puts you on the road to having about 10 times your final salary saved by retirement and maintaining your present standard of living. Retire before hitting 67 and you’ll need more saved; after, you’ll need less. • D . o a deeper dive: Plug your current numbers (such as earnings, savings and future pensions) into an online calculator to estimate your retirement income. Experts say you’ll need 75 to 80 percent of preretirement income to live well — debatable but a good starting point. • D . on’t despair: You have 10 years to act, by earning more, trimming expenses or delaying retirement. “Whatever you can do can only help,” says George Papadopoulos, a financial planner in Novi, Mich.

Save the easy way If you’re among the 82 percent of workers paid via direct deposit, save more by splitting your pay across accounts. Have your payroll department put part of each check into an online savings account, where it’s out of sight and out of mind. The direct-deposit users who split their deposits save up to $90 more per month than those who use another method to save, according to a recent study.

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POLK COUNT Y | FLORIDA | VOL . 1

Pad your nest egg If you already have significant savings in a 401(k), 403(b) or IRA, open a Roth IRA (in 2019 you can contribute up to $7,000 if you’re 50 or older), or put money into a regular taxable account. •

Why do it? You’re laying the groundwork for lower taxes later. Say you need a new roof on your house in retirement; If you take money from a 401(k) or traditional IRA, it is taxable as ordinary income, and you may end up in a higher tax bracket, explains Carolyn McClanahan, founder of Life Planning Partners. But you can pull your contributions from a Roth IRA tax free (earnings, too, if you’re at least 59½ and have had the Roth at least five years). You can also invest via a basic taxable brokerage account; when you sell securities, you’ll pay only (usually lower) capital gains taxes on the profits.

Pay down the mortgage The problem with a mortgage in retirement is that you may have to sell investments to cover payments. And sometimes that will be when the markets are down - the worst possible time to sell, says Shelley Giordano, chair of the Funding Longevity Task Force at the American College of Financial Services. Her advice: 1. In place of your monthly payments, make half payments every two weeks. Those 26 payments per year are the equivalent of 13 monthly payments, resulting in a faster payoff and lower total interest costs. 2. Got a tax refund? A bonus? A side job? Apply that to your principal. 3. Avoid refinancing your mortgage, since a new loan with a later payoff date means more of your monthly payment goes to interest expense, not an increase in your home equity. 4. Don’t use a home equity loan or line of credit for purchases. The new tax law makes that less attractive, says Giordano. And this is the wrong time to be growing your mortgage debt. 24

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POLK COUNT Y | FLORIDA | VOL . 1

Put new retirement savings to work Not sure where to invest additional money? Aim for growth, somewhere between a trip to Vegas and stuffing cash into your mattress. The sweet spot •. Balanced mutual funds: Seek a mix of stocks and bonds;

a 50/50 or 60/40 ratio of stocks to bonds is reasonable. • Target-date mutual funds: These balanced funds automatically adjust investments to lower risk as you age.

Conservative but sound • High-grade corporate bond funds • Money market accounts • U.S. government bond funds • Certificates of deposit and online savings accounts (See bankrate.com for Federal Deposit Insurance Corp.–insured banks offering higher rates.)

• Series I inflation-protected savings bonds (sold at treasurydirect.gov)

Work Prepare Your Plan B - Ask yourself these questions, and be honest. 1. Do I work in a stable and growing industry? 2. Do I work for a stable and growing company? 3. Is my heart still in it? Have you answered no to any? It’s time to update your LinkedIn profile and see what else is out there.

• Why do it: Only about half of workers cruise their way to a planned, voluntary retirement; the rest of us exit prematurely, often as a result of job loss or burnout. You still have time to regroup. “With 10 years to go, there is still enough runway to make a mark,” says career and retirement expert Nancy Collamer.

• .How to do it: You know the routine. Tell people who can help you. Sign up for job alerts on the go-to site in your industry. Browse the postings that interest you, and note the skills that employers are seeking.

• .Want to stay put? Get busy anyway. “Whether you drive a bus or work in a store or in a professional occupation, maximize your opportunities by building your capital,” Collamer advises. “Give talks or write articles to boost your profile, or take advantage of short-term training programs.” One option: Go to linkedin. com/learning and get online access to thousands of business, creative and technology courses for $30 per month. Miller, Mark and Powell, Robert, AARP (2019, Feb 6). Countdown to Retirement: 10 Years [Web log post]. Retrieved from https://www.aarp.org/retirement/planning-for-retirement/info-2019/10-year-countdown.html

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Travel in Style – by Bonnie Roseman

If there’s anything I’ve learned in my 35 years as a stylist, it’s to “carry on,” and by that of course, I mean take a carry-on bag! In order to make travel easier for my busy clients, I’ve spent years developing techniques to make traveling simple and fun. A carry-on bag is key to making your journey more enjoyable; no more hauling multiple bags, or worrying about losing your luggage, which can ruin your trip before you even begin! In my most recent trip abroad, I traveled to the Scandinavian countries before flying to Greece for a little sun in the Cycladic Islands. After that, it was off to Italy and over the Alps. All the while, I had just one bag with me. 26


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To make the most of your luggage space, I suggest you wear your jeans and sneakers, and carry your leather jacket while you travel, to save space in your bag. Roll all items tightly! It saves space, and keeps everything from wrinkling. I usually prefer to stuff my undies and socks in my shoes. Select pieces with fabrics that can wash and hang to dry without needing to be pressed – it’s easier to keep things fresh and avoid using foreign cleaners that can be very expensive. Here are the basics for 6 weeks of traveling abroad across different climates. This short, gender-neutral list includes the basics for a great travel wardrobe. I recommend that your main wardrobe color for travel be black. It looks slimming on everyone, and doesn’t show dirt as easily. A few colorful tee tops can be added to give a little zip to your ensemble. All of these items will fit into your carry-on luggage and provide options for mixing and matching stylish looks while you see the world. You can then personalize your list by adding your toiletries, gloves, hat, or other essential accessories as needed.

TRAVEL WARDROBE Underwear 6 undergarments 6 pairs of socks Pajamas (your choice) Outerwear 2 tee shirts 2 button down shirts (one dressy, one casual) 2 pairs of pants (one jean, one black trouser) 1 pair of shorts 2 jackets (one leather, one raincoat) 1 cashmere sweater (pullover or cardigan) 1 bathing suit 1 basic black blazer (can be worn day or night) Accessories Scarves (colorful, lightweight) Belts (at least one black) Jewelry (a few pop pieces) 1 tie (traditional or bow tie) Shoes One heel or dress shoe One pair of flats (for day or night) One pair of sandals

Feel good, and look even better! Please contact me personally if you have any questions or would like to see my unique travel collection which can be dressed up or down. Bonnie@bonnieroseman.com | www.bonnieroseman.com | 917-209-0516 Bonnie Roseman Bio Fashion Designer. Style Consultant. Wardrobe Architect. The press has designated Bonnie Roseman as the ultimate fashion expert over the years. Featured on the NBC Today Show, People Magazine, and more, Roseman furthered her B-L-T brand by presenting her collection through the Home Shopping Network and Home Shopping Europe. Bonnie Roseman’s BLT has evolved into a full service boutique for women of all body types and lifestyles, featuring wrinkle-free fabrics and unique accessories that pack well and travel lightly wherever you go. Schedule with Bonnie and she’ll tell you all the secrets she’s been telling her clients for over 30 years. 27


RECOMMENDED SERVICE DIRECTORY

CHAMBER OF COMMERCE Lakeland Chamber of Commerce........................................................................................................7 ELDER LAW Stone Law Group....................................................................................................................................... 17 ESTATE PLANNNING Stone Law Group....................................................................................................................................... 17 FINANCIAL ADVISOR Adam Mayfield - Edward Jones..........................................................................................Back Cover Retirement Solutions................................................................................................................................ 11 FLOWERS Gibsonia Flowers....................................................................................................................................... 21 GIFTS Gibsonia Flowers....................................................................................................................................... 21 INSURANCE Peggy Bonner - AAA Insurance............................................................................................................5 NON PROFIT ORGANIZATION American Red Cross................................................................................................................................. 13 Lakeland Habitat for Humanity........................................................................................................... 17 PAINTING John Locke Painting, Inc...........................................................................................................................1 PEST CONTROL Truly Nolen............................................................................................................................................. 14-15 PROBATE Stone Law Group....................................................................................................................................... 17 RETIREMENT SOLUTIONS Retirement Solutions................................................................................................................................ 11 SERVICE PROVIDER SEARCH ENGINE Lakeland Chamber of Commerce........................................................................................................7 WINDOW INSTALLATION Window World of Polk County............................................................................................................19

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