The 55 Guide - Northeast FL

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NORTHEAST FLORIDA VOL. 1

INSIDE THIS ISSUE: FEATURED ARTICLES

RETIREMENT • INVESTING • VACATION

RECOMMENDED SERVICE DIRECTORY

TRAVEL • LIVING • HEALTH • DINING

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CO NTE NT S FEATURES 4

Destination Vacations

6

Luxury Living

10

Investing For The Future

12

Saving For Retirement

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Local Event Guide

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24 Senior Living 26 Travel In Style 28

Recommended Service Directory

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TRENDING LOCATIONS TO VISIT THIS YEAR

Destination

Vacations

If you are looking for an exciting and affordable travel destination, consider the following locations.

1. Hawaii is a tropical paradise loved by all. It offers a rich marine life, unmatched underwater experiences, gorgeous landscapes, volcanoes, and interesting history. Of the six largest islands, Maui has the state’s most beautiful beaches - some with white sand and others with red or black sand. Oahu has Hawaii’s largest city and capital, Honolulu, which is known for Waikiki Beach and Pearl Harbor’s World War II memorials. The weather is perfect and there are endless opportunities for adventure. 2. Barcelona is both a beautiful city as well as a renowned beach town. It boasts a lively nightlife, lots of activities, and restaurants galore. There are amazing museums and galleries; Including the Picasso and Salvador Dali Museums, La Sagrada Familia, and other buildings by renowned architect Antoni Gaudi. Las Ramblas, the main walking street ends with a monument to Christopher Columbus honoring his discovery of the new world. 3. The Bahamas, which is made up of a series of islands, has the clearest turquoise water on the planet, as well as white sandy beaches. 4


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Underwater adventures abound - dive for Spanish galleons, seek out the caves, or go sailing or fishing. The Bahamas offers a plethora of Eco-tourism options, from bird watching to hiking. Nassau offers a few cultural sites like Ardastra Gardens and the Conservation center, in addition to being the capital city, but the Bahamas is great for island hopping as well. Or just pick one of the great resorts and relax at the beach.

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4. Tel Aviv, known as the nonstop city, is a vibrant and exciting city on the Mediterranean Sea. It offers beautiful beaches, great cafes and restaurants, exciting night life and a 24 hour a day culture. History abounds and there are interesting museums including the Tel Aviv Museum and the Eretz Israel Museum which covers archeology, folklore, crafts and features an on-site excavation of 12th centuryBC ruins. Tel Aviv is also the technology and financial center of Israel.

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LUXURY

LIVING IDEAS

Upgrading your home is only limited by your imagination and budget. Is it a luxury bath, fabulous kitchen, incredible master suite or home theatre that you desire?

KITCHEN Your kitchen is probably the heart of your home. This is where memories are made and shared as families love to congregate in the kitchen. The possibilities are endless. White is the most popular color for cabinetry but combining cabinet colors is the latest trend in kitchen design. Blues and greens are also becoming popular. Quartz is the latest for countertops and islands. Commercial-grade appliances, extra sinks and dishwashers all add to the luxury kitchen. Also popular are pizza ovens, appliance garages, warming drawers and under- counter refrigerators for wine and other drinks. If you have space, consider a butler’s pantry which acts like a second kitchen - great for caterers or just an extra space for food prep without disturbing the main kitchen area.

BATH For a luxurious bath, create a spa-worthy retreat. Consider heated floors and towel racks, a steam shower and a large soaking tub. Create a separate water closet for the latest in remote controlled toilets that feature a night light, bidet and self cleaning feature. Turn a great piece of furniture into your double sink vanity for a sophisticated look. And why not have a sofa and television for added ambiance. 6

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MASTER SUITE Add a mini-kitchen which includes a small fridge and coffee bar along with a sitting area so that you can enjoy your wine or coffee first thing in the morning or at the end of the day. Fireplaces are another nice touch for a romantic setting. If your home is equipped with gas, they are an easy addition.

LUXURY

LIVING IDEAS

MOVIE ROOM If you have a spare room, create your own private theatre with a high-definition flat screen tv, surround sound and theatre seating. A popcorn machine and fridge for drinks are nice additions. 8


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INVESTING FOR THE FUTURE Not many people stumble into financial security through sheer luck: a lottery win, big inheritance, or huge stock winnings. For most of us the only way to financial security is a long term plan of saving and investing. Consistency is key to reaching long term goals no matter your income. The sooner you start saving and investing, the longer your money has to compound and grow. Set goals for how much of your income you will invest monthly and stick to it. Keep investment money and cash reserves separate so you won’t dip into your investment account when the market is down. Keep expenses low and spend on what is really important to you whether it is experiences or material things. Try to avoid the big mistakes, like buying a home that is more than you really need or creating a heavy debt load. If your employer offers a matching 401(k) contribution, be sure to take advantage of that option and contribute at least enough to receive it. It is essentially 10

extra income that will grow and compound and is not taxed until you withdraw it. You can do it yourself but it probably makes more sense to work with a financial advisor who is more knowledgeable about financial markets. An advisor will help analyze short term vs long term needs, separate emotions from objectives as well as help with devising a portfolio and strategy suitable for your needs. Investing consistently over the long term is the best way to grow your wealth as there is no way to time the market.



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10 Year Countdown

To Retirement

Money See Where You Stand - It’s time to assess how prepared, or unprepared, you are financially for retirement. • Take a quick test: Assuming your retirement is about 10 years away, you want to have roughly seven times your current salary in savings, according to research from Fidelity. That puts you on the road to having about 10 times your final salary saved by retirement and maintaining your present standard of living. Retire before hitting 67 and you’ll need more saved; after, you’ll need less. • D . o a deeper dive: Plug your current numbers (such as earnings, savings and future pensions) into an online calculator to estimate your retirement income. Experts say you’ll need 75 to 80 percent of preretirement income to live well — debatable but a good starting point. • D . on’t despair: You have 10 years to act, by earning more, trimming expenses or delaying retirement. “Whatever you can do can only help,” says George Papadopoulos, a financial planner in Novi, Mich.

Save the easy way If you’re among the 82 percent of workers paid via direct deposit, save more by splitting your pay across accounts. Have your payroll department put part of each check into an online savings account, where it’s out of sight and out of mind. The direct-deposit users who split their deposits save up to $90 more per month than those who use another method to save, according to a recent study.

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Pad your nest egg If you already have significant savings in a 401(k), 403(b) or IRA, open a Roth IRA (in 2019 you can contribute up to $7,000 if you’re 50 or older), or put money into a regular taxable account. •

Why do it? You’re laying the groundwork for lower taxes later. Say you need a new roof on your house in retirement; If you take money from a 401(k) or traditional IRA, it is taxable as ordinary income, and you may end up in a higher tax bracket, explains Carolyn McClanahan, founder of Life Planning Partners. But you can pull your contributions from a Roth IRA tax free (earnings, too, if you’re at least 59½ and have had the Roth at least five years). You can also invest via a basic taxable brokerage account; when you sell securities, you’ll pay only (usually lower) capital gains taxes on the profits.

Pay down the mortgage The problem with a mortgage in retirement is that you may have to sell investments to cover payments. And sometimes that will be when the markets are down - the worst possible time to sell, says Shelley Giordano, chair of the Funding Longevity Task Force at the American College of Financial Services. Her advice: 1. In place of your monthly payments, make half payments every two weeks. Those 26 payments per year are the equivalent of 13 monthly payments, resulting in a faster payoff and lower total interest costs. 2. Got a tax refund? A bonus? A side job? Apply that to your principal. 3. Avoid refinancing your mortgage, since a new loan with a later payoff date means more of your monthly payment goes to interest expense, not an increase in your home equity. 4. Don’t use a home equity loan or line of credit for purchases. The new tax law makes that less attractive, says Giordano. And this is the wrong time to be growing your mortgage debt. 14


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Put new retirement savings to work Not sure where to invest additional money? Aim for growth, somewhere between a trip to Vegas and stuffing cash into your mattress. The sweet spot •. Balanced mutual funds: Seek a mix of stocks and bonds;

a 50/50 or 60/40 ratio of stocks to bonds is reasonable. • Target-date mutual funds: These balanced funds automatically adjust investments to lower risk as you age.

Conservative but sound • High-grade corporate bond funds • Money market accounts • U.S. government bond funds • Certificates of deposit and online savings accounts (See bankrate.com for Federal Deposit Insurance Corp.–insured banks offering higher rates.)

• Series I inflation-protected savings bonds (sold at treasurydirect.gov)

Work Prepare Your Plan B - Ask yourself these questions, and be honest. 1. Do I work in a stable and growing industry? 2. Do I work for a stable and growing company? 3. Is my heart still in it? Have you answered no to any? It’s time to update your LinkedIn profile and see what else is out there.

• Why do it: Only about half of workers cruise their way to a planned, voluntary retirement; the rest of us exit prematurely, often as a result of job loss or burnout. You still have time to regroup. “With 10 years to go, there is still enough runway to make a mark,” says career and retirement expert Nancy Collamer.

• .How to do it: You know the routine. Tell people who can help you. Sign up for job alerts on the go-to site in your industry. Browse the postings that interest you, and note the skills that employers are seeking.

• .Want to stay put? Get busy anyway. “Whether you drive a bus or work in a store or in a professional occupation, maximize your opportunities by building your capital,” Collamer advises. “Give talks or write articles to boost your profile, or take advantage of short-term training programs.” One option: Go to linkedin. com/learning and get online access to thousands of business, creative and technology courses for $30 per month. Miller, Mark and Powell, Robert, AARP (2019, Feb 6). Countdown to Retirement: 10 Years [Web log post]. Retrieved from https://www.aarp.org/retirement/planning-for-retirement/info-2019/10-year-countdown.html

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LOCAL EVENTS GUIDE

NORTHEAST FLORIDA SEPTEMBER

SEPT 22 | Bold City Beer and Music Festival The festival will take place Labor Day Weekend on Sunday, September 1st in Riverside at the Northbank Riverwalk Artist Square. The Artist Square, home to the Riverside Arts Market, is located under the Fuller Warren Bridge right on the St. Johns River. Headliners include The Fritz and Zach Deputy plus performances by Taller Trees, Ben Strok & The Full Electric, Bonnie Blue, Trail Diver + more on two stages. Unlike traditional beer festivals, sampling will be open to the public and available all day! The festival will offer over 40 different kinds of local and regional craft beers as well as 15+ food trucks, vendors, and makers.. http://bit.ly/nefl-sept22

OCTOBER

OCT 26-27 | Sea & Sky Air Show Join the City of Jacksonville, Naval Station Mayport and City of Jacksonville Beach, City of Neptune Beach and City of Atlantic Beach as the skies and waterways of the First Coast are transformed into the backdrop for the most exciting air acts and military demonstrations. This FREE event will feature a dynamic over-the-ocean sky show highlighted by the world-famous United States Navy Blue Angels 16

along with other military and civilian flight teams, live entertainment, a street festival featuring static displays of aircraft and military vehicles, simulators, recruitment booths, Mini-Boss kids zone and more. http://bit.ly/nefl-oct26-27 OCT 11-13, 17-20, 25-27, 30-31 Spooktacular @ Jacksonville Zoo Get into the Halloween spirit at Northeast Florida’s most visited attraction. This is a not-so-scary Halloween celebration for the whole family. Visit us on Oct 18 or 25 to enjoy a enjoy a picnic style dinner on Shaba Terrace to kick off your Spooktacular evening! The Feast will include Hamburgers, Mummy Dogs, Chicken Tenders, Mac and Cheese, Baked Beans, Coleslaw, and Spooktacular Cake. But that’s not all! Get crafty with your kids, dance with the DJ, and get a photo with one of your favorite Zoo mascots. http://bit.ly/nefl-oct11 OCT 25-26 Brahms Piano Concerto No. 2 Brahms’ colossal Second Piano Concerto interlaces tremendous virtuosity with the haunting lyricism that is one of his great calling cards. Surprisingly, it also features one of the most beautiful cello solos ever written. Music from Janáček’s lighthearted opera, Cunning Little Vixen, opens the evening and is (. . .continued on page 18)


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LOCAL EVENTS GUIDE

NORTHEAST FLORIDA (. . .continued from 16) followed by Lutosławski’s beautiful and profound Symphony No. 4. This program touches every emotion imaginable. For more info visit: http://bit.ly/nefl-oct25

NOVEMBER

NOV 7-10 | Cirque Du Soleil Axel Cirque du Soleil is back on ice with AXEL, a new electrifying experience fusing world-class ice skating with breathtaking acrobatics. Follow AXEL and his dynamic group of friends whose passion for live music and graphic arts come to life in an exhilarating adventure that reminds us that our dreams are within reach. http://bit.ly/nefl-nov7 NOV 9 | Porchfest UF Health in historic Springfield presents the sixth annual Jacksonville PorchFest. There will be music on porches all across the neighborhood, more than 40 food and art vendors and over 20 bands. This event is free to the public. For more info visit: http://bit.ly/nefl-nov9 NOV 11 | Veteran’s Day Parade Join the City of Jacksonville as we honor true American heroes, our veterans and active-duty military. Featuring over 4K participants including grand marshals, senior military officials, local high school marching bands, decorative floats 18

and more.http://bit.ly/nefl-nov11 NOV 30 | Light Boat Parade A Jacksonville holiday tradition is making its return to Thanksgiving weekend. The City of Jacksonville is excited to announce the Jacksonville Light Boat Parade will be held on Saturday, Nov. 30, 2019 on the St. Johns River. http://bit.ly/nefl-nov30

DECEMBER

DEC 31 | New Years Eve Fireworks Say goodbye to 2019 and ring in the New Year with a spectacular fireworks display over the St. Johns River. Make your way down to the waterfront with friends or family before midnight to snag a great seat for the festivities. Fireworks will begin exactly at midnight. http://bit.ly/nefl-dec31 DEC 12 | Trans Siberian Orchestra A product of the vision and imagination of TSO’s late founder/composer/lyricist Paul O’Neill, “Christmas Eve and Other Stories” began the unique format O’Neill called “Rock Theater” and forged a deep connection with their fans that it turned into the wildly-successful tour, cementing the group’s status as a must-see, multi-generational, holiday tradition and kick-started the trend of Yuletide season tours. http://bit.ly/nefl-dec12 (. . .continued on page 20)


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LOCAL EVENTS GUIDE

NORTHEAST FLORIDA (. . .continued from 18)

JANUARY

live entertainment by the Odyssey Greek Band and our very own Ta Adelphia Dance Group. If you are coming for the Greek food and dessert you will not be disappointed. If you want to shop we will have vendors displaying everything from souvenirs from Greece, to handmade crafts and much more. http://bit.ly/nefl-feb-greek

JAN 25 | Beethoven’s Creatures of Prometheus The uniquely light and brilliantly colored music Beethoven wrote for his only ballet sets the stage for a collaboration with The Florida Ballet. With the full Jacksonville Symphony on stage, The Florida Ballet dancers bring to life the tale of Prometheus, credited in Greek mythology with bestowing upon humans the gift of fire, stolen from the gods. The Creatures of Prometheus is Beethoven at his most rare – a playful spirit and delicate orchestral colorations in a seldom-heard work. For more info visit: http://bit.ly/nefl-jan25

FEB 22 World of Nations Celebration The World of Nations Celebration is an International and multicultural festival of arts, cuisine, and music. The celebration is a cultural destination that provides festivalgoers with wonderful sights, sounds, and tastes from a diverse array of nations, all within their reach. Each year, the celebration hosts dozens of booths featuring arts and crafts as well as authentic food from various world nations. Attendees are encouraged to showcase their own heritage and culture by dressing up in folk attire while learning more about the diversity found on our planet. http://bit.ly/nefl-feb22

JAN 24-26 | Jacksonville Boat Show Tons of Boats on Display, Plus Fun Activities for the Kids! The Jacksonville Marine Association invites you to join us at the Jacksonville Boat Show! There will be a large variety of boats on display, from skiing, fishing, cruisers, personal water-crafts and more! http://bit.ly/nefl-jan24

FEBRUARY

FEB (TBA) | Jax Greek Fest The 2019 Greek Festival is fun for the entire family. We will have Greek food and entertainment for all ages. If you want to relax and enjoy the sites and sounds of Greece with traditional Greek music, we will have 20

FEB 22-23 | Shen Yun Shen Yun invites you to travel back to the magical world of ancient China. Experience a lost culture through the incredible art of classical Chinese dance, and see legends come to life. Shen Yun makes this


LOCAL EVENTS GUIDE

NORTHEAST FLORIDA possible by pushing the boundaries of the performing arts, with a unique blend of stunning costuming, high-tech backdrops, and an orchestra like no other. For more info visit: http://bit.ly/nefl-feb23

MARCH

MAR 5-8 | Home & Patio Show The Jacksonville Home + Patio Show is a vibrant marketplace where you can shop for home-related products and services, experience stunning displays to help inspire your next home project, connect with industry experts, and enjoy informative presentations from renowned local and international home professionals. http://bit.ly/nefl-mar5 MAR 20-22 | St Augustine Lions Seafood Festival The 39th annual St. Augustine Lions Seafood Festival will be on March 20-22, 2020! Mark your calendar so you’ll be sure to be there! This pop-

ular event features great Seafood, Music, Arts & Crafts Village, Kidz Zone, Spanish Landing, and Pirate Village. Boatloads of seafood will be served, with everything from lobster tail and conch fritters, to southern fried shrimp, octopus, wild Salmon, jambalaya and blue crab burritos. http://bit.ly/nefl-mar20

APRIL

APR 18 | Florida BBQ Challenge The Florida BBQ Challenge is a live cooking competition and BBQ festival featuring live entertainment, vendors and a kids play area. This family friendly event is fun for all ages while raising funds for the Child Cancer Fund, a nonprofit established by a group of Jacksonville parents whose children were receiving treatment for cancer. Contestants will compete in three categories: beef brisket, pork ribs and chicken. http://bit.ly/nefl-apr18 (. . .continued on page 22)


LOCAL EVENTS GUIDE

NORTHEAST FLORIDA (. . .continued from 21) APR 11-12 | Mandarin Art Festival Bringing together more than 100 local and national artist exhibitors for this annual Easter weekend tradition, which also features food vendors, children’s activities, live musical entertainment, a Children’s Art Show, a Green Market featuring locally-produced consumables, and more. Established in 1968, the Mandarin Art Festival is the longest running event of its kind in Northeast Florida. http://bit.ly/nefl-apr11

MAY

MAY 21-24 | Jacksonville Jazz Festival A vibrant setting with multiple entertainment stages and other components, an incredible free jazz performances on multiple stages in the heart of downtown Jacksonville. http://bit.ly/nefl-may21 MAY 15-16 | Beethoven Emperor Concerto Our celebration of Beethoven’s 250th birthday continues with his “Emperor” Piano Concerto. Classical FM calls it, “…the most accomplished of all piano concertos with a striking opening movement and glorious finale but it’s the beauty and serenity of the adagio which makes this Beethoven’s best.” Witness 2017 Van Cliburn Competition medal-winner Daniel Hsu’s com22

manding facility in this masterpiece. http://bit.ly/nefl-may15

JUNE

JUN 22 | Great Atlantic Festival The Great Atlantic Festival is an entirely free seafood festival that provides guests with a beachfront setting and entertainment for the whole family. While the main event of the festival is absolutely the seafood, festivalgoers can enjoy a full day of live music, rides and a variety of family-friendly games. For more info visit: http://bit.ly/nefl-jun22 JUN 16 | Jax Beach Classic Car Cruise Whether you want to show off your classic car or you want to admire your neighbor’s car, bring your family out and enjoy the Jax Beach Classic Car Cruise. Thanks to the support of the City of Jacksonville Beach, we are now able to use Sea Walk Pavilion and Latham Plaza (across from the Pavilion, between 1st and 2nd St on the corner of 2nd Ave N) to showcase pre-registered cars. http://bit.ly/nefl-jun16

JULY

JUL 4 | Jacksonville Fourth of July Celebrations Enjoy live music, food vendors and a spectacular free firework displays. Whether you are looking for river-


LOCAL EVENTS GUIDE

NORTHEAST FLORIDA front fireworks show in the heart of Downtown Jacksonville or in Jacksonville Beach at the Stars and Stripes at the Sea Walk Pavillion July 4th Celebration Jacksonville is where you’ll want to be this summer. Have a fun and safe holiday! JUL 13-18 | Greater Jacksonville Kingfish Tournament The Greater Jacksonville Kingfish Tournament, held each year in July at Jim King Park & Boat Ramp on the ICW, is one of the largest kingfish tournament in the Southeast. In addition to the General Tournament, this spectacular event also includes a Junior Angler Offshore Tournament, a Food Festival, live entertainment, and much more. For Info call 904-251-3011 - or visit: http:// bit.ly/nefl-jul13

AUGUST

AUG (TBA) | N. Florida Shark Festival See a shark fin trawling the surf, and your heartbeat immediately kicks it up a notch and the score for Jaws starts playing in your mind. Kids will enjoy the shark-themed crafts and Stingray Bay and penguin animal experiences. The festivities also include a night Groove at the Zoo with live music and dancing. http://bit.ly/nefl-aug-shark AUG (7) | First Friday Garden Walk On the first Friday of each month, Washington Oaks Gardens State Park hosts a Garden Walk beginning at 10 a.m. The 45-minute walk is led by a park ranger and will educate guests on the history and variety of the beautiful formal gardens nestled within the maritime hammock of the park. For more info visit: http://bit.ly/nefl-aug7

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g n i v i L r o i n e S

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RETIRE WITHOUT CHANGING YOUR LIFESTYLE

Today’s upscale senior communities offer “resort style living” which is hospitality-oriented and resembles a 4-star hotel or cruise ship rather than a hospital or retirement home. Amenities Some of the more luxurious communities at the deluxe level even feature lively bars with chandeliers and overstuffed pillows. More standard amenities include:

Activities: Education and Entertainment, Fashion shows, Lectures from retired professors and various social and cultural events which are all examples of regularly planned activities for residents at higher-end facilities. In urban settings, planned outings to the city for museums, art galleries or theater visits are frequent occurrences as well. Grounds-keeping: Luxury communities are beautifully designed on the outside as well, from gardens to ponds to putting greens and walkways. Many include well-appointed courtyards for residents to socialize, relax, or enjoy a meal. Concierge Service: Offering ‘Concierge Service’ is what makes a Senior Living community a Luxury one. Similar to a hotel concierge, a resident can use the Concierge to arrange hotel flights or tickets to events, a service that makes these luxury communities clearly more desirable to prospective residents and their families. 24

Modern Therapies: Assisted living communities offer personal care to their residents, and the best communities often offer top notch therapy on top of standard care. In addition to specialized pet and physical therapy, upscale communities often also provide top notch occupational therapy, and music therapy, and always from trained and certified professionals. Residences: The kitchen is the focal point of any home and it’s no different when looking at the residence at an Assisted Living community. A standard assisted living apartment has a kitchenette, traditionally including a mini-fridge, a microwave, and a small amount of cabinet and counter space. The luxury assisted living residences feature full kitchens and appliances plus top of the line finishes, like granite counter tops for instance.


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Dining: An upscale senior living community will most likely retain a registered dietitian on staff and employ experienced chefs who serve gourmet meals. Choice and variety are crucial for the success of a kitchen at a luxurious community and most have more than two restaurants within the community, each with their own menus. Personal Fitness Trainers and Recreational Facilities: Recreation rooms are always available to use at the residents’ convenience, with computer labs, fitness rooms and cinemas. Fitness programs supervised by physical therapists and personal trainers are also kept on staff by any upscale community. High-end assisted living communities also provide full service spa treatments, beauty salons for the women and barbershops for the men. Additionally, no luxury assisted living community would be complete without a heated pool and spa, which are always popular with residents.

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allowing residents to have their pets on site. There can sometimes be limitations regarding the size and number of pets. They frequently provide pet care such as dog walking, nail clipping, grooming and litter-box changes as well as formal, certified pet therapy. Spacious Apartments: One can expect about 20% more square footage at a Luxury community (approx 600 sf versus 500 sf at a standard community). A Two bedroom apartment at an upscale community can be more than 1200 square feet. Clearly, senior living is not what it was years ago. And for the retiree with means, it can be a lively, active, and rewarding lifestyle full of growth and fun!

Pet Friendly: Studies have shown that pet ownership has been shown to be beneficial to seniors, and more and more luxury communities are open to 25


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Travel in Style – by Bonnie Roseman

If there’s anything I’ve learned in my 35 years as a stylist, it’s to “carry on,” and by that of course, I mean take a carry-on bag! In order to make travel easier for my busy clients, I’ve spent years developing techniques to make traveling simple and fun. A carry-on bag is key to making your journey more enjoyable; no more hauling multiple bags, or worrying about losing your luggage, which can ruin your trip before you even begin! In my most recent trip abroad, I traveled to the Scandinavian countries before flying to Greece for a little sun in the Cycladic Islands. After that, it was off to Italy and over the Alps. All the while, I had just one bag with me. 26


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To make the most of your luggage space, I suggest you wear your jeans and sneakers, and carry your leather jacket while you travel, to save space in your bag. Roll all items tightly! It saves space, and keeps everything from wrinkling. I usually prefer to stuff my undies and socks in my shoes. Select pieces with fabrics that can wash and hang to dry without needing to be pressed – it’s easier to keep things fresh and avoid using foreign cleaners that can be very expensive. Here are the basics for 6 weeks of traveling abroad across different climates. This short, gender-neutral list includes the basics for a great travel wardrobe. I recommend that your main wardrobe color for travel be black. It looks slimming on everyone, and doesn’t show dirt as easily. A few colorful tee tops can be added to give a little zip to your ensemble. All of these items will fit into your carry-on luggage and provide options for mixing and matching stylish looks while you see the world. You can then personalize your list by adding your toiletries, gloves, hat, or other essential accessories as needed.

TRAVEL WARDROBE Underwear 6 undergarments 6 pairs of socks Pajamas (your choice) Outerwear 2 tee shirts 2 button down shirts (one dressy, one casual) 2 pairs of pants (one jean, one black trouser) 1 pair of shorts 2 jackets (one leather, one raincoat) 1 cashmere sweater (pullover or cardigan) 1 bathing suit 1 basic black blazer (can be worn day or night) Accessories Scarves (colorful, lightweight) Belts (at least one black) Jewelry (a few pop pieces) 1 tie (traditional or bow tie) Shoes One heel or dress shoe One pair of flats (for day or night) One pair of sandals

Feel good, and look even better! Please contact me personally if you have any questions or would like to see my unique travel collection which can be dressed up or down. Bonnie@bonnieroseman.com | www.bonnieroseman.com | 917-209-0516 Bonnie Roseman Bio Fashion Designer. Style Consultant. Wardrobe Architect. The press has designated Bonnie Roseman as the ultimate fashion expert over the years. Featured on the NBC Today Show, People Magazine, and more, Roseman furthered her B-L-T brand by presenting her collection through the Home Shopping Network and Home Shopping Europe. Bonnie Roseman’s BLT has evolved into a full service boutique for women of all body types and lifestyles, featuring wrinkle-free fabrics and unique accessories that pack well and travel lightly wherever you go. Schedule with Bonnie and she’ll tell you all the secrets she’s been telling her clients for over 30 years. 27


RECOMMENDED SERVICE DIRECTORY

AUTO DEALERSHIP Fields Auto Group.....................................Back Cover

MOVING SERVICES Atlantic Self Storage - Ash Properties............... 9

CANCER SUPPORT In the Pink Boutique.................................................17

NON PROFIT BOUTIQUE In the Pink Boutique.................................................17

CASINO Bestbet Jacksonville................................................17

NON PROFIT ORGANIZATION American Red Cross.....................Back Inside Cover

CHURCH Chets Creek Church..................................................21

ORTHOPEDICS Southeast Orthopedic Specialists.........................1

CLINICAL RESEARCH St Johns Center for Clinical Research................11

POWERSPORTS DEALERSHIP Jaguar Power Sports.................................................7

CPA Hollis, Pleiman & Company PA...........................23

REAL ESTATE Toni Randall - Watson Realty Corp....................13 Tony Bargas - Watson Realty Corp.....................3

ENTERTAINMENT Bestbet Jacksonville................................................17 MEDICAL CENTER Baptist Health................................Front Inside Cover MEDICAL MARIJUANA Medical Marijuana Treatment Clinics of Florida........................................................13

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STORAGE Atlantic Self Storage - Ash Properties............... 9 TRAVEL Palm Travel Group.....................................................17


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