The 55 Guide - Charlotte, NC

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CHARLOTTE NORTH CAROLINA | VOL. 1

INSIDE THIS ISSUE: FEATURED ARTICLES

RETIREMENT • INVESTING • VACATION

RECOMMENDED SERVICE DIRECTORY

TRAVEL • LIVING • HEALTH • DINING

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CO NTE NT S FEATURES 4

Destination Vacations

8

Luxury Living

12

Senior Living

16

Travel In Style

18

Local Event Guide

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28 Saving For Retirement 32

Recommended Service Directory

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TRENDING LOCATIONS TO VISIT THIS YEAR

Destination

Vacations

If you are looking for an exciting and affordable travel destination, consider the following locations. 1. Hawaii is a tropical paradise loved by all. It offers a rich marine life, unmatched underwater experiences, gorgeous landscapes, volcanoes, and interesting history. Of the six largest islands, Maui has the state’s most beautiful beaches - some with white sand and others with red or black sand. Oahu has Hawaii’s largest city and capital, Honolulu, which is known for Waikiki Beach and Pearl Harbor’s World War II memorials. The weather is perfect and there are endless opportunities for adventure. 2. Barcelona is both a beautiful city as well as a renowned beach town. It boasts a lively nightlife, lots of activities, and restaurants galore. There are amazing museums and galleries; Including the Picasso and Salvador Dali Museums, La Sagrada Familia, and other buildings by renowned architect Antoni Gaudi. Las Ramblas, the main walking street ends with a monument to Christopher Columbus honoring his discovery of the new world. 3. The Bahamas, which is made up of a series of islands, has the clearest turquoise water on the planet, as well as white sandy beaches. (...continued on page 6)

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Underwater adventures abound - dive for Spanish galleons, seek out the caves, or go sailing or fishing. The Bahamas offers a plethora of Eco-tourism options, from bird watching to hiking. Nassau offers a few cultural sites like Ardastra Gardens and the Conservation center, in addition to being the capital city, but the Bahamas is great for island hopping as well. Or just pick one of the great resorts and relax at the beach. 4. Tel Aviv, known as the non-stop city, is a vibrant and exciting city on the Mediterranean Sea. It offers beautiful beaches, great cafes and restaurants, exciting night life and a 24 hour a day culture. History abounds and there are interesting museums including the Tel Aviv Museum and the Eretz Israel Museum which covers archeology, folklore, crafts and features an on-site excavation of 12th century-BC ruins. Tel 6

Aviv is also the technology and financial center of Israel.


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LUXURY

LIVING IDEAS

Upgrading your home is only limited by your imagination and budget. Is it a luxury bath, fabulous kitchen, incredible master suite or home theatre that you desire?

KITCHEN Your kitchen is probably the heart of your home. This is where memories are made and shared as families love to congregate in the kitchen. The possibilities are endless. White is the most popular color for cabinetry but combining cabinet colors is the latest trend in kitchen design. Blues and greens are also becoming popular. Quartz is the latest for countertops and islands. Commercial-grade appliances, extra sinks and dishwashers all add to the luxury kitchen. Also popular are pizza ovens, appliance garages, warming drawers and under- counter refrigerators for wine and other drinks. If you have space, consider a butler’s pantry which acts like a second kitchen - great for caterers or just an extra space for food prep without disturbing the main kitchen area.

BATH For a luxurious bath, create a spa-worthy retreat. Consider heated floors and towel racks, a steam shower and a large soaking tub. Create a separate water closet for the latest in remote controlled toilets that feature a night light, bidet and self cleaning feature. Turn a great piece of furniture into your double sink vanity for a sophisticated look. And why not have a sofa and television for added ambiance.

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MASTER SUITE Add a mini-kitchen which includes a small fridge and coffee bar along with a sitting area so that you can enjoy your wine or coffee first thing in the morning or at the end of the day. Fireplaces are another nice touch for a romantic setting. If your home is equipped with gas, they are an easy addition.

LUXURY

LIVING IDEAS

MOVIE ROOM If you have a spare room, create your own private theatre with a high-definition flat screen tv, surround sound and theatre seating. A popcorn machine and fridge for drinks are nice additions. 10


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RETIRE WITHOUT CHANGING YOUR LIFESTYLE

Today’s upscale senior communities offer “resort style living” which is hospitality-oriented and resembles a 4-star hotel or cruise ship rather than a hospital or retirement home. Amenities Some of the more luxurious communities at the deluxe level even feature lively bars with chandeliers and overstuffed pillows. More standard amenities include:

Activities: Education and Entertainment, Fashion shows, Lectures from retired professors and various social and cultural events which are all examples of regularly planned activities for residents at higher-end facilities. In urban settings, planned outings to the city for museums, art galleries or theater visits are frequent occurrences as well. Grounds-keeping: Luxury communities are beautifully designed on the outside as well, from gardens to ponds to putting greens and walkways. Many include well-appointed courtyards for residents to socialize, relax, or enjoy a meal. Concierge Service: Offering ‘Concierge Service’ is what makes a Senior Living community a Luxury one. Similar to a hotel concierge, a resident can use the Concierge to arrange hotel flights or tickets to events, a service that makes these luxury communities clearly more desirable to prospective residents and their families. 12

Modern Therapies: Assisted living communities offer personal care to their residents, and the best communities often offer top notch therapy on top of standard care. In addition to specialized pet and physical therapy, upscale communities often also provide top notch occupational therapy, and music therapy, and always from trained and certified professionals. Residences: The kitchen is the focal point of any home and it’s no different when looking at the residence at an Assisted Living community. A standard assisted living apartment has a kitchenette, traditionally including a mini-fridge, a microwave, and a small amount of cabinet and counter space. The luxury assisted living residences feature full kitchens and appliances plus top of the line finishes, like granite counter tops for instance. (... continued on page 14)


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Dining: An upscale senior living community will most likely retain a registered dietitian on staff and employ experienced chefs who serve gourmet meals. Choice and variety are crucial for the success of a kitchen at a luxurious community and most have more than two restaurants within the community, each with their own menus. Personal Fitness Trainers and Recreational Facilities: Recreation rooms are always available to use at the residents’ convenience, with computer labs, fitness rooms and cinemas. Fitness programs supervised by physical therapists and personal trainers are also kept on staff by any upscale community. High-end assisted living communities also provide full service spa treatments, beauty salons for the women and barbershops for the men. Additionally, no luxury assisted living community would be complete without a heated pool and spa, which are always popular with residents. Pet Friendly: Studies have shown that pet ownership has been shown to be beneficial to seniors, and more and 14

more luxury communities are open to allowing residents to have their pets on site. There can sometimes be limitations regarding the size and number of pets. They frequently provide pet care such as dog walking, nail clipping, grooming and litter-box changes as well as formal, certified pet therapy. Spacious Apartments: One can expect about 20% more square footage at a Luxury community (approx 600 sf versus 500 sf at a standard community). A Two bedroom apartment at an upscale community can be more than 1200 square feet. Clearly, senior living is not what it was years ago. And for the retiree with means, it can be a lively, active, and rewarding lifestyle full of growth and fun!



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Travel in Style – by Bonnie Roseman

If there’s anything I’ve learned in my 35 years as a stylist, it’s to “carry on,” and by that of course, I mean take a carry-on bag! In order to make travel easier for my busy clients, I’ve spent years developing techniques to make traveling simple and fun. A carry-on bag is key to making your journey more enjoyable; no more hauling multiple bags, or worrying about losing your luggage, which can ruin your trip before you even begin! In my most recent trip abroad, I traveled to the Scandinavian countries before flying to Greece for a little sun in the Cycladic Islands. After that, it was off to Italy and over the Alps. All the while, I had just one bag with me. 16


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To make the most of your luggage space, I suggest you wear your jeans and sneakers, and carry your leather jacket while you travel, to save space in your bag. Roll all items tightly! It saves space, and keeps everything from wrinkling. I usually prefer to stuff my undies and socks in my shoes. Select pieces with fabrics that can wash and hang to dry without needing to be pressed – it’s easier to keep things fresh and avoid using foreign cleaners that can be very expensive. Here are the basics for 6 weeks of traveling abroad across different climates. This short, gender-neutral list includes the basics for a great travel wardrobe. I recommend that your main wardrobe color for travel be black. It looks slimming on everyone, and doesn’t show dirt as easily. A few colorful tee tops can be added to give a little zip to your ensemble. All of these items will fit into your carry-on luggage and provide options for mixing and matching stylish looks while you see the world. You can then personalize your list by adding your toiletries, gloves, hat, or other essential accessories as needed.

TRAVEL WARDROBE Underwear 6 undergarments 6 pairs of socks Pajamas (your choice) Outerwear 2 tee shirts 2 button down shirts (one dressy, one casual) 2 pairs of pants (one jean, one black trouser) 1 pair of shorts 2 jackets (one leather, one raincoat) 1 cashmere sweater (pullover or cardigan) 1 bathing suit 1 basic black blazer (can be worn day or night) Accessories Scarves (colorful, lightweight) Belts (at least one black) Jewelry (a few pop pieces) 1 tie (traditional or bow tie) Shoes One heel or dress shoe One pair of flats (for day or night) One pair of sandals

Feel good, and look even better! Please contact me personally if you have any questions or would like to see my unique travel collection which can be dressed up or down. Bonnie@bonnieroseman.com | www.bonnieroseman.com | 917-209-0516 Bonnie Roseman Bio Fashion Designer. Style Consultant. Wardrobe Architect. The press has designated Bonnie Roseman as the ultimate fashion expert over the years. Featured on the NBC Today Show, People Magazine, and more, Roseman furthered her B-L-T brand by presenting her collection through the Home Shopping Network and Home Shopping Europe. Bonnie Roseman’s BLT has evolved into a full service boutique for women of all body types and lifestyles, featuring wrinkle-free fabrics and unique accessories that pack well and travel lightly wherever you go. Schedule with Bonnie and she’ll tell you all the secrets she’s been telling her clients for over 30 years. 17


LOCAL EVENTS GUIDE

CHARLOTTE AUGUST

AUG 30- SEPT 2 | Matthews Alive Festival Down in the suburbs, check out Labor Day mainstay Matthews Alive. Over 150,000 festivalgoers from throughout the region gather in Matthews’ historic downtown for a weekend of festival fun with rides, food vendors, and arts and crafts. Families, venture out Saturday morning to enjoy a massive parade with local marching bands, crafts, firetrucks and giveaways. For more info visit: http://bit.ly/chr-aug30

SEPTEMBER

SEPT 2 | Charlotte Kosher BBQ Championship It’s hard to believe, but there’s more to BBQ than pulled pork. Think heaping plates of smoked brisket and chicken alongside the traditional fixin’s of cole slaw, baked beans and mac and cheese (all kosher, of course). Be sure to save room for the pickle-eating and watermelon contests! For more information visit: http://bit.ly/chr-sept2 Sept 5-8 | Yiasou Greek Festival The Yiasou Greek Festival began in 1978 and since then has become one of Charlotte’s largest cultural events. It’s easy to attend the Yiasou Greek Festival and not get past the mouthwatering foods like the bak18

lava sundaes. The festival is more than a celebration of food, though; it’s a celebration of Greek culture. For more information please visit: http://bit.ly/chr-sept5 SEPT 7 | WORLDL!T Streetfood Festival The WORLDL!T Streetfood Festival brings the flavors of the world to Charlotte with a vibrant swirl of culture and fun. This festival will unite people to enjoy the increasingly popular streetfood culinary genre. Guests will enjoy authentic cuisines found in the streets of cities from various parts of the world to a soundtrack of live music and visuals from distant cityscapes. For more info visit: http://bit.ly/chr-sept7 Sept 20-22 | 55th Annual Festival in the Park Festival in the Park is Charlotte’s premier arts and crafts festival, attracting 200 artists from around the world. In addition to visual arts, enjoy live performances from the Children’s Theatre of Charlotte, the Carolina Raptor Center, the Carolina Clowns, the Charlotte Folk Society, and the Jazz Arts Initiative. Words to the wise: walk, carpool or use a rideshare service to avoid the dreaded parking lot. For more info visit: http://bit.ly/chr-sept20

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LOCAL EVENTS GUIDE

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OCTOBER

SEPT 14-OCT 27 The Great Pumpkin Fest Halloween festivals don’t have to be all ghosts and goblins, which is why Carowinds hosts their Great Pumpkin Festival before the park turns on the scare for SCarowinds in the evenings. The family-friendly event offers all the rides the little ones know and love in Camp Snoopy with the addition of a hay bale maze, costume contest, trick-ortreating with the Peanuts gang, and more! For more information please visit: http://bit.ly/chr-oct27 OCT 18-20 | Carolina Balloonfest Check riding a hot air balloon off your bucket list at the annual Carolina BalloonFest. The festival allows festivalgoers to get up close and personal with these wonders of flight through mass ascensions, an evening balloon glow, and pilot meet and greets. And, if you dare, an actual hot air balloon ride (be sure to book in advance)! For more info visit: http://bit.ly/chr-oct18 OCT 26 | Fall Harvest Festival Get into the fall spirit at Mint Hill’s first annual Fall Harvest Festival. Gather your family, friends or coworkers and participate in the scarecrow decorating contest. Take your photo in the pumpkin patch. 20

Race through the obstacle course. There’s also a children’s arts and crafts center where kids can paint rocks like those hidden throughout Mint Hill. For more information visit: http://bit.ly/chr-oct26

NOVEMBER

OCT 5 - NOV 24 SAT/SUN Carolina Renaissance Festival The Carolina Renaissance Festival isn’t just turkey legs, jousting knights and swordsman shows. It’s about stepping out of your comfort zone, using your imagination, and pretending to be someone and someplace else for the day. Breakout that puffy shirt costume, shop the artisan market, and travel back in time for the afternoon. For more info visit: http://bit.ly/chr-renfest NOV 16 | Queen City Fall Festival The 2019 Queen City Fall Festival is the biggest fall festival of the year. Homemade crafts and local vendors are the backbone of the community. Food trucks, entertainment, face painting, bounce house, free giveaways, and more. This is a family friendly free event! For more info visit: http://bit.ly/chr-nov16

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LOCAL EVENTS GUIDE

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DECEMBER

DEC 28 | Cirque de Noel The circus meets the symphony this holiday season at Cirque de Noel! Stunning aerial feats, mind-boggling contortions, and jaw-dropping juggling acts will take your breath away--and with these awe-inspiring acrobatics accompanied by musical holiday favorites, this event is sure to fill you and your family with the wonder of the season. For more info visit: http://bit.ly/chr-dec28 DEC 31 - JAN 1 | New Year’s Eve Celebration Ring in the New Year with your Charlotte Symphony! Experience an unforgettable evening of exquisite music, topped off with George Gershwin’s vibrant Rhapsody in Blue. A true American classic, Rhapsody in Blue captures the soul of the Roaring 20s with a cocktail of jazz, ragtime, and classical. For more info visit: http://bit.ly/chr-dec31

JANUARY

JAN 10-12 | Charlotte Symphony: Beethoven’s Emperor Majestic, striding, and tender, Beethoven’s “Emperor” Concerto is not only a crowning achievement among Beethoven’s compositions, but among all the piano concertos written before or since. For more info visit: http://bit.ly/chr-jan10 22

JAN 18-23 | Opera Carolina: La Bohème La Bohème offers a sympathetic, sentimental portrait of youthful optimism – even in the face of true tragedy. Puccini created timeless characters his audience could identify with. In the realm of love stories, nothing holds a candle to La Bohème. For more information visit: http://bit.ly/chr-jan18 JAN 25 | 7th Annual Pig and Oyster Roast A Columbia favorite, now in its seventh year! Join us for our Annual Oyster and Pig Roast at City Roots farm. We will be cooking whole pigs from Wil-Moore Farms, F2T Chefs will be mixing up some sides while Kristian Niemi is roasting clusters of Bulls Bay oysters for you to pick and shuck all day. For more info visit: http://bit.ly/chr-jan25

FEBRUARY

FEB 1 | Queen City Brewers Festival The 2020 Queen City Brewers Festival will take place at The Fillmore and Underground at the AvidXchange Music Factory. QCBF spotlights locally produced beer and the brewers who create them. Attendees and participants agree: The Fillmore is a one-of-a-kind venue (. . .continued on page 24)


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to celebrate the Rock Stars behind Charlotte craft beer and cider. For more info visit: http://bit.ly/chr-feb1 FEB 6-9 | Shen Yun SHEN YUN’S unique artistic vision expands theatrical experience into a multi-dimensional, inspiring journey through one of humanity’s greatest treasures—the five millennia of traditional Chinese culture. This epic production immerses you in stories reaching back to the most distant past. You’ll explore realms even beyond our visible world. Featuring one of the world’s oldest art forms— classical Chinese dance— along with patented scenographical effects and all-original orchestral works, Shen Yun opens a portal to a civilization of enchanting beauty and enlightening wisdom. For more info visit: http://bit.ly/chr-feb6

FEB 22 | 10TH Annual Pancakes for a Purpose The Pancakes for a Purpose event has been created to raise money for Pancreatic Cancer research. All proceeds will be donated to The Lustgarten Foundation where they work tirelessly on Pancreatic Cancer Research. Thanks to private funding, 100% of every dollar donated goes directly to pancreatic cancer research. For more information visit: http://bit.ly/chr-feb22

MARCH

MAR 14 | Charlotte St. Patrick’s Day Parade / Goes Green Festival The Charlotte St. Patricks Day Parade and Charlotte Goes Green Festival features a parade, Walsh-Kelley School of Irish Dance, Grandfather Mountain Highlanders, Federal Clan Kings, Connick School of Irish Dance, Carolina Ceili Band, Feder(. . .continued on page 26)


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al Clan Kings, Wilson from WCCB and much more. For more info visit: http://bit.ly/chr-mar14 MAR 13-22 | Charlotte Ballet: Sleeping Beauty One of the world’s most popular classical ballets, tailored to engage today’s audiences by acclaimed British choreographer Matthew Hart. Artistic Director Hope Muir returns to the stage as Narrator in this condensed version that stays true to its beloved, classical choreography. For more info visit: http:// bit.ly/chr-mar13

APRIL

APR 5 | Dining on the Dam Stroll the Lake Murray Dreher Shoals Dam and enjoy tasty dishes and drinks at the first Dining On The Dam on Sunday, April 5, 2020. For more information please visit: http://bit.ly/chr-apr5 APR 7-12 | RIverdance New 25th Anniversary Show RIVERDANCE, as you’ve never seen or heard it before! A powerful and stirring re-invention of this beloved favorite, celebrated the world-over for its Grammy Award-winning score and the excitement, energy and dynamism of its Irish and International Dance. For more info visit: http://bit.ly/chr-apr7 26

APR 22-25 | Charlotte Wine & Food Weekend This event brings together leading winemakers and chefs from around the world to celebrate and advance public knowledge of and appreciation for great wine and food while making significant contributions to charitable organizations that benefit children and their families in the Charlotte community. For more info visit: http://bit.ly/chr-apr22

MAY

MAY 17 | Drink Pink Rosé Festival Drink Pink is famous for creating a space that offers guests a wonderful experience– delightful wine complemented with delicious food exquisitely prepared by local chefs, lively entertainment from one of Columbia’s greatest jazz musicians, Mark Rapp Jazz band and cheese tasting from local creamery, Blue Ridge Creamery. For more info visit: http://bit.ly/chr-may17

JUNE

JUN 5-7 | Taste of Charlotte Join us for a 3 day festival featuring over 100 samples from area restaurants along, Live Music, Entertainment, Cooking Demos, Street Performances, and a large variety of partners interacting with festival goers, providing information, coupons and free stuff! For more info visit: http://bit.ly/chr-jun5


LOCAL EVENTS GUIDE

CHARLOTTE JUN 6 | Tiki Fiesta Tiki-Fiesta is Columbia’s first celebration of Mexican and island food, but that’s only half the fun! We will be adding delicious cocktail pairings and tastings of tequila, mezcal and rum. Come join the fun and fiesta like there’s no mañana!. For more info visit: http://bit.ly/chr-jun6

Bern 4th Celebration @ Lawson Creek Park, Belhaven 4th, Fantastic Fourth Lexington @ Davidson County Fairgrounds, Gastonia Fourth Fest, Mebane Family Music Fest, Knightdale 4th on 1st, Kings Mountain Revolutionary 4th, and Oak Hollow Park Uncle Sam Jam. Have a safe and wonderful 4th!

JUN 23 - JULY 5 | What The Constitution Means To Me The Play by Heidi Schreck arrives in Charlotte for a limited engagement. This boundary-breaking play breathes new life into our Constitution and imagines how it will shape the next generation of American women. For more information visit: http://bit.ly/chr-jun23

JULY 12, 26 | Asheboro Summer Concert Series Come enjoy a great evening of entertainment during the City of Asheboro Summer Concert Series. This year’s line-up of artists promises to be the best yet! The Concert is Free and will be held in Bicentennial Park, located in Downtown Asheboro. For more information visit: http://bit.ly/chr-july12

JULY

JULY 4th | NC 4th of July Join in one of the many different venues during the 4th of July. Here are a few notable choices: New


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10 Year Countdown

To Retirement

Money See Where You Stand - It’s time to assess how prepared, or unprepared, you are financially for retirement. • Take a quick test: Assuming your retirement

is about 10 years away, you want to have roughly seven times your current salary in savings, according to research from Fidelity. That puts you on the road to having about 10 times your final salary saved by retirement and maintaining your present standard of living. Retire before hitting 67 and you’ll need more saved; after, you’ll need less. .Do a deeper dive: Plug your current numbers (such as earnings, savings and future pensions) into an online calculator to estimate your retirement income. Experts say you’ll need 75 to 80 percent of preretirement income to live well — debatable but a good starting point. .Don’t despair: You have 10 years to act, by earning more, trimming expenses or delaying retirement. “Whatever you can do can only help,” says George Papadopoulos, a financial planner in Novi, Mich.

Save the easy way If you’re among the 82 percent of workers paid via direct deposit, save more by splitting your pay across accounts. Have your payroll department put part of each check into an online savings account, where it’s out of sight and out of mind. The direct-deposit users who split their deposits save up to $90 more per month than those who use another method to save, according to a recent study. (. . .continued on page 30)

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Grow your business

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Pad your nest egg If you already have healthy savings in a 401(k), 403(b) or IRA, open a Roth IRA (in 2019 you can contribute up to $7,000 if you’re 50 or older), or put money into a regular taxable account. •

Why do it? You’re laying the groundwork for lower taxes later. Say you need a new roof on your house in retirement. If you take money from a 401(k) or traditional IRA, it is taxable as ordinary income, and you may end up in a higher tax bracket, explains Carolyn McClanahan, founder of Life Planning Partners. But you can pull your contributions from a Roth IRA tax free (earnings, too, if you’re at least 59½ and have had the Roth at least five years). You can also invest via a basic taxable brokerage account; when you sell securities, you’ll pay only (usually lower) capital gains taxes on the profits.

Pay down the mortgage The problem with a mortgage in retirement is that you may have to sell investments to cover payments. And sometimes that will be when the markets are down - the worst possible time to sell, says Shelley Giordano, chair of the Funding Longevity Task Force at the American College of Financial Services. Her advice: 1. In place of your monthly payments, make half payments every two weeks. Those 26 payments per year are the equivalent of 13 monthly payments, resulting in a faster payoff and lower total interest costs. 2. Got a tax refund? A bonus? A side job? Apply that to your principal. 3. Avoid refinancing your mortgage, since a new loan with a later payoff date means more of your monthly payment goes to interest expense, not an increase in your home equity. 4. Don’t use a home equity loan or line of credit for purchases. The new tax law makes that less attractive, says Giordano. And this is the wrong time to be growing your mortgage debt. 30


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Put new retirement savings to work Not sure where to invest additional money? Aim for growth, somewhere between a trip to Vegas and stuffing cash into your mattress. The sweet spot •. Balanced mutual funds: Seek a mix of stocks and bonds;

a 50/50 or 60/40 ratio of stocks to bonds is reasonable. • Target-date mutual funds: These balanced funds automatically adjust investments to lower risk as you age.

Conservative but sound • High-grade corporate bond funds • Money market accounts • U.S. government bond funds • Certificates of deposit and online savings accounts (See bankrate.com for Federal Deposit Insurance Corp.–insured banks offering higher rates.)

• Series I inflation-protected savings bonds (sold at treasurydirect.gov)

Work Prepare Your Plan B - Ask yourself these questions, and be honest. 1. Do I work in a stable and growing industry? 2. Do I work for a stable and growing company? 3. Is my heart still in it? Have you answered no to any? It’s time to update your LinkedIn profile and see what else is out there.

• Why do it: Only about half of workers cruise their way to a planned, voluntary retirement; the rest of us exit prematurely, often as a result of job loss or burnout. You still have time to regroup. “With 10 years to go, there is still enough runway to make a mark,” says career and retirement expert Nancy Collamer.

• .How to do it: You know the routine. Tell people who can help you. Sign up for job alerts on the go-to site in your industry. Browse the postings that interest you, and note the skills that employers are seeking.

• .Want to stay put? Get busy anyway. “Whether you drive a bus or work in a store or in a professional occupation, maximize your opportunities by building your capital,” Collamer advises. “Give talks or write articles to boost your profile, or take advantage of short-term training programs.” One option: Go to linkedin. com/learning and get online access to thousands of business, creative and technology courses for $30 per month. Miller, Mark and Powell, Robert, AARP (2019, Feb 6). Countdown to Retirement: 10 Years [Web log post]. Retrieved from https://www.aarp.org/retirement/planning-for-retirement/info-2019/10-year-countdown.html

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RECOMMENDED SERVICE DIRECTORY AUDIOLOGY Palmetto Family Hearing Center... 19

KITCHEN & HOSPITALITY PRODUCTS Frieling Fresh Solutions....................24

BEAUTY SALON The Lash Lounge - Blakeney.......... 21

MEDICAL CLINIC New Hope Clinical Research........1, 9

DOG BOARDING Camp Bow Wow.................................... 25

MIRROR FRAMES Mirror Mate Frames.............................. 19

DOGGY DAY CARE Camp Bow Wow.................................... 25

NON-PROFIT ORGANIZATION American Red Cross......Back Inside Cover

ELECTRICAL SERVICES Simpson Electric.................................... 23

OPHTHALMOLOGY Retina Institute of the Carolinas.... 25

EYE CARE Retina Institute of the Carolinas.... 25

PEST CONTROL Segue Environmental..... Front Inside Cover

FUNCTIONAL MEDICINE Optimal Health Medicine................. 21

REAL ESTATE Essex Homes.............................................. 11 Lake Norman Realty...............................5

GENERAL CONTRACTOR Segue Environmental..... Front Inside Cover GOLF CARS Carolina Golf Cars................................... 15 HOTEL Holiday Inn Express & Suites Charlotte Ballantyne......... Back Cover INDOOR SHOOTING RANGE Point Blank Range..................................7 INSURANCE David Stroman - State Farm............. 3 Fogle Insurance Group...................... 27

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RESIDENTIAL DOOR REPLACEMENT Overhead Door..............Front Cover, 13 RESIDENTIAL DOOR SERVICE Overhead Door..............Front Cover, 13 STORAGE Morningstar Storage (South End)... 23 TRAINING & GROOMING Camp Bow Wow.................................... 25


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