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T ennes s eeHous i ngDevel opmentAgency

Pr ogr am Summar y


Tennessee Housing Devlopment Agency

Program Summary 2013

Contents: Introduction

2

Acknowledgements

2

How to Use This Program Summary

2

Economic Impact Report

3

THDA Program Descriptions

4-7

Tennessee Program Totals

8-9

Tennessee Summary Graphs

10-14

Figure 1. Percentage of Households/Units Served and Dollars Expended/Allocated by THDA Program, 2013

10

Figure 2. Percentage of Households/Units and Dollars Expended/Allocated by THDA Rental Program, 2013

11

Figure 3. Percentage of Households/Units and Dollars Expended/Allocated by THDA Homeownership Program, 2013

11

Figure 4. Percentage of THDA Totals by Homeownership and Rental Programs, 2013

12

Figure 5. Top 10 Counties for Total Dollars in THDA Homeownership Loans, 2013

13

Figure 6. Top 10 Counties for Total Number of THDA Homeownership Loans, 2013

13

Figure 7. Total THDA Homeownership Loans, 2004-2013

14

U.S. Congressional District Program Totals County Program Totals (in alphabetical order)

Methodology

16-24 26-120 122-127

1


Introduction Introduction

By Ralph M. Perrey THDA Executive Director In 2013, the Tennessee Housing Development Agency (THDA) celebrated our 40th anniversary. THDA was created by Governor Winfield Dunn and the 88th General Assembly on May 14, 1973 as a self-supporting state agency with the mission to develop affordable housing. We are proud of the work we have done over the years to help provide opportunities for homeownership, home rehabilitation, homebuyer education, foreclosure prevention, development of affordable rental housing, rehabilitation of existing affordable rental housing, rental assistance, and grants and loans for housing programs. As THDA’s executive director, I am excited to present this summary of the work that THDA, in conjunction with our partners across Tennessee, achieved in 2013. These pages document how federal dollars were leveraged with THDA and local funding, administrative expertise, compassion and hard work to bring security, safety and affordability to households of very low, low and moderate incomes. Together we are working to encourage the development of affordable housing options so that every Tennessean has a safe, sound and affordable place to live.

Acknowledgements This Program Summary was reported by Shara D. Taylor, THDA Research and Planning Division. The layout was designed by Charmaine McNeilly, THDA Public Affairs Division. Special thanks go to Dr. Hulya Arik, THDA Program Divisions, THDA Information Technology Division, as well as others in the Research and Planning Division for their assistance in gathering the information needed to complete this report.

How to Use This Program Summary This Program Summary provides a comprehensive account of THDA’s activities during calendar year 2013. The first section includes the Economic Impact Report, which highlights the ripple effects of THDA programs on local and state economies. This section also gives descriptions of each program. Additionally, statewide data and graphs can be found in this section. The second section shows totals by congressional district, which counts all data for counties in a given district. In the third section are program totals for all 95 Tennessee counties. Lastly, the Methodology section explains how every number is calculated for each program.

For more information about THDA programs please visit www.thda.org. 2


Economic Impact Report

Beyond the housing opportunities created by our program, THDA’s activities also have a significant effect on Tennessee’s state and local economies. THDA developed a comprehensive framework to estimate the economic impact of the THDA activities in providing safe, sound, affordable housing options to households of low- and moderate-income. To this end, we reviewed THDA programs, both loans and grants, to determine the scope and the monetary flows of each program’s activities. Because of the economic multipliers, or the “ripple” effect, our affordable housing programs impact all industries in the economy, going far beyond the specific unit or the neighborhood in which THDA program money is spent1.

Economic Impact of THDA-Related Activities in 2013 Total economic impact described below is the sum of direct THDA spending, indirect business to business transactions in Tennessee’s economy and additional employee spending. Business Revenue • The total contribution of THDA-related activities to Tennessee’s economy was estimated at $835 million in 2013. • Of this total, $411 million was directly injected into the economy by THDA-related activities. • Every $100 of THDA-related activities generated an additional $103 in the business revenues. Personal Income • THDA-related activities generated $287 million in wages and salaries in 2013. • Every $100 of personal income produced an additional $105 of wages and salaries in the local economy. Employment / Job Creation • THDA-related activities created 6,360 jobs in 2013. • Every 100 jobs created by THDA-related activities, primarily in the construction sector, generated 106 additional jobs throughout the local economy. State and Local Taxes • The THDA-related activities accounted for $32 million in state and local taxes in 2013.

1

We used the IMPLAN input-output model to calculate these “ripple” effects.

3


THDA Program Descriptions Community Investment Tax Credit (CITC) Financial institutions may obtain a credit against the franchise – excise tax liability when qualified loans, investments, grants, or contributions are extended to eligible non-profit organizations, development districts, public housing authorities, or THDA for activities that create or preserve affordable housing, help low-income Tennesseans obtain affordable housing, or activities that help build the capacity of eligible non-profit organizations who provide housing opportunities for low income Tennesseans. Households served are those who are at or below 80% of the area median income as determined by the U.S. Department of Housing and Urban Development (HUD) for the Section 8 Programs.

Emergency Solutions Grant Program (ESG) THDA administers the federally-funded Emergency Solutions Grant (ESG) Program on behalf of the State of Tennessee to help improve the quality of emergency shelters for the homeless; to help meet the costs of operating and maintaining emergency shelters; to provide essential services so that homeless individuals have access to the assistance they need to improve their situation; to provide street outreach services to the homeless; and to provide emergency intervention assistance and rapid re-housing services to prevent homelessness and to obtain permanent housing. ESG funds are awarded on a competitive basis to cities and nonprofit organizations outside the CDBG entitlement communities that receive their own ESG funding directly from HUD.

Foreclosure Prevention Program Since 2008, THDA has been awarded more than $5 million in National Foreclosure Mitigation Counseling (NFMC) grant program funds. THDA has used those funds to train counselors working in nonprofit agency offices across the state to provide free and confidential counseling services for Tennesseans facing default and foreclosure. THDA has partnered with NeighborWorks® America to provide certification training for our nonprofit partners. THDA’s certified foreclosure prevention counselors possess a strong knowledge in the area of mortgage default and/or foreclosure intervention counseling, specifically relating to current industry practices of loss mitigation to include loan repayment, forbearance, modification, refinance, loan assumption, short sale, deed-in-lieu, community referrals and other remedies available to the homeowner to avoid foreclosure. THDA maintains a list of certified counselors who can help consumers on its website, www.thda.org.

HOME Program THDA administers the federally-funded HOME Program on behalf of the State of Tennessee to promote the production, preservation and rehabilitation of housing for individuals and families of low income. THDA’s HOME funds are awarded annually through a competitive application process to cities, counties, and nonprofit organizations, including Community Housing Development Organizations (CHDOs) outside the local participating jurisdictions that receive their own HOME allocation directly from HUD.

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Homebuyer Education Program Since the home purchase process can be costly and complex, THDA requires homebuyer education for all Great Choice Plus mortgage program applicants and encourages it for everyone considering homeownership. The purpose of homebuyer education is not only to assist people with purchasing homes, but also to help them become successful homeowners. THDA provides approved local nonprofit organizations and UT Extension agents with materials to teach first-time homebuyer education classes and hosts certification training for homebuyer education providers. THDA also maintains a calendar of approved classes on its website and a county-specific list of certified homebuyer educators who can help consumers as they consider purchasing a home.

Homeownership Loan Programs Since its inception in 1973, THDA has helped more than 109,000 households become homeowners through its Single Family Homeownership Loan Programs. THDA offers affordable, 30-year fixed rate mortgages for income eligible, first-time buyers through local lenders: Great Choice, Great Choice Plus, and the Homeownership for the Brave. Great Choice offers a competitive interest rate on a 30-year fixed rate mortgage. If a borrower needs downpayment and/or closing costs assistance they can receive the Great Choice Plus second mortgage to accompany the Great Choice first mortgage. Great Choice Plus offers up to Four percent of the sales price at a zero percent interest rate for 10 years. Homeownership for the Brave offers a .5 percent discount to the Great Choice interest rate for those eligible veterans, active duty military and national guardsmen. New Start loans, delivered only through nonprofit housing providers for households of very low income, are designed to promote the construction of new houses and carry a zero percent interest rate.

Housing Trust Fund The Housing Trust Fund (HTF) was created in 2006 to serve the needs of Tennesseans in three categories: very low-income, very low-income and elderly, or very low-income with special needs. Very low-income is defined as those earning 50 percent or less of the area median income. The HTF’s model for funding includes THDA funds, private sector investment and matching funds from local grantees. The HTF funds six programs: Housing Modifications and Ramps, Rural Housing Repair, Emergency Repair for the Elderly, Manufactured Housing Replacement and Rehabilitation Pilot Program, Rebuild and Recover, and the Competitive Grant Program. The Housing Modifications and Ramps Program is administered by United Cerebral Palsy of Middle Tennessee which works through a network of non-profit agencies state-wide to build ramps and make other modifications to assist persons with disabilities with access to their homes. The Rural Housing Repair Program funds are allocated to USDA Rural Development to supplement its Section 504 Loan and Grant Program. The Emergency Repair Program for the Elderly is administered by the nine Development Districts across the State to provide grants to low-income homeowners who are 60 years old or older to correct, repair, or replace an essential system and/or a critical structural problem. The purpose of the program is to stabilize the elderly homeowner’s residence by making rapid, essential repairs to make the home livable.

5


THDA Program Descriptions

The Manufactured Housing Replacement Pilot Program provides funding to replace dilapidated and substandard mobile homes (pre-1976) and manufactured homes (post-1976) owned and occupied by households that are at or below 80 percent of area median income. The funds are reserved by eligible non-profit agencies upon the identification of an eligible homeowner and the required 50 percent matching funds. The Manufactured Housing Rehabilitation Pilot Program is administered by the Tennessee Manufactured Housing Foundation to supplement their existing repair program. Rebuild and Recover provides funds to repair homes in communities hit by a weather-related disaster who were not eligible to access Federal Emergency Management Agency (FEMA) or Tennessee Emergency Management Agency (TEMA) funding. The Competitive Grants Program awards funding in May and November of each year each year to cities, counties, development districts, public housing authorities, and other departments of State government for homeownership projects serving households at or below 60 percent of area median income and rental projects serving households at or below 50 percent of area median income.

Keep My Tennessee Home The Keep My Tennessee Home Program (Tennessee’s Hardest Hit Fund) provides forgivable loans to unemployed or substantially underemployed homeowners who, through no fault of their own, are financially unable to make their mortgage payments and are in danger of losing their homes to foreclosure or to homeowners who have experienced a divorce from or the death of a spouse. Tennessee is one of 18 states plus the District of Columbia that are receiving Hardest Hit Funds due to having an unemployment rate that was higher than the national average. Tennessee participated in a state-federal mortgage servicing settlement with the nation’s largest servicer. Thirty-five million dollars from the National Mortgage Settlement was allocated by Tennessee’s Attorney General Cooper to THDA. Twenty-five million dollars is being used to provide mortgage and mortgage related assistance to persons fighting foreclosure as a result of a long-term medical disability hardship. The balance was assigned to the provision of free foreclosure prevention counseling as a component of THDA’s Foreclosure Prevention Program.

Low-Income Housing Tax Credit (LIHTC) The Low-Income Housing Tax Credit is a credit against federal income tax liability for owners of and investors in affordable rental housing. The tax credit was designed to create and preserve safe and affordable rental housing for households of low income. The amount of tax credit is based on reasonable costs of development, as determined by THDA, and the number of qualified affordable units.

Multifamily Tax-Exempt Bond Authority The Multifamily Tax-Exempt Bond Authority program provides financing for new construction of affordable rental housing units, for conversion of existing properties through adaptive reuse, or for acquisition and rehabilitation of rental units. Municipalities receive an allocation of the state’s tax-exempt bond authority and sell bonds in support of housing development. 6


Neighborhood Stabilization Program (NSP) The Neighborhood Stabilization Program (NSP) was authorized as Title III of Division B of the Housing and Economic Recovery Act of 2008 (HERA) as amended by the American Recovery and Reinvestment Act of 2009 (ARRA). An additional allocation of funds was provided for NSP under Section 1497 of the Wall Street Reform and Consumer Protection Act of 2010 (Dodd-Frank Act). This additional allocation represented the third round of NSP funding and is referred to as NSP3. THDA administers the federally funded NSP1 and NSP3 on behalf of the State of Tennessee. The purpose of both NSP1 and NSP3 is to stabilize neighborhoods whose viability has been, and continues to be, damaged by the economic effects of properties that have been foreclosed upon and abandoned. All of the funds for NSP1 and NSP3 have been allocated and both programs are nearing completion.

Section 8 Tenant-Based Rental Assistance (Housing Choice Vouchers) The Housing Choice Voucher (HCV) program provides monthly rental assistance to Tennesseans who are elderly, disabled or of very low-income. This HUD-funded program enables eligible families or individuals to obtain decent, safe and sanitary housing by paying a portion of rental costs. Participants are able to find their own housing in the private market, including single-family homes, townhouses and apartments. The housing subsidy is paid to the landlord directly by THDA on behalf of the participating family. The family then pays the difference between the actual rent charged by the landlord and the amount subsidized by the program. THDA administers the HCV program in 72 Tennessee counties. The program is administered in the remaining counties by other public housing agencies (PHAs). A list of these public housing agencies may be found at www.hud.gov/offices/pih/pha/contacts/ states/tn.cfm. THDA and other PHAs receive federal funds from HUD to administer the voucher program.

Section 8 Project-Based Rental Assistance Section 8 Performance-Based Contract Administration (PBCA) division provides HUD-funded rental assistance payments to owners of developments across the State. THDA manages these Housing Assistance Payment Contracts at 388 properties which in turn offer safe, decent and affordable units for elderly, disabled or very low-income Tennesseans. Unlike the Housing Choice Voucher program in which the benefit follows the tenant, Section 8 PBCA assistance is tied to units at specific developments.

Weatherization Assistance Program Administration of Tennessee’s Weatherization Assistance Program (WAP) transferred to THDA in 2012. WAP is designed to assist households with income at or below 200 percent of the federal poverty standards reduce their fuel costs while contributing to national energy conservation through increased energy efficiency and consumer education. Examples of common weatherization measures that may be provided are weather stripping, caulking, and adding of insulation to attics, walls and floors. THDA works with a network of local community agencies to provide services in Tennessee’s 95 counties, based on availability of funding. The program is administered and funded at the federal level by the U.S. Department of Energy. 7


Tennessee Program Totals Homeownership and Maintenance

The Great Choice and New Start Homeownership Loan Programs (and the Great Start, Great Advantage, and Great Rate programs that were phased out in 2013) created 2,071 homeowners, with mortgages totaling $241 million. The Homebuyer Education Program provided area agencies $466,300 to counsel 1,877 families in their home purchase. The Keep My Tennessee Home program issued $51.4 million in forgivable loans to 2,727 households who were struggling to stay current with their mortgage due to a reduction or loss of employment, divorce, or death of a spouse. The Medical Hardship Program provided $5.5 million in forgivable loans to assist 362 eligible Tennessee homeowners suffering from a long-term medical disability hardship with mortgage payments. The Foreclosure Prevention Program provided $1 million to non-profits to assist 2,570 homeowners in preventing and mitigating the impact of foreclosure. Tennessee’s Housing Trust Fund supports several affordable housing programs. The Housing Modification and Ramps program provided $122,413 to make 165 homes accessible for persons with disabilities. In partnership with U.S. Department of Agriculture (USDA), the Rural Housing Repair Program provided an additional $764,442 to assist 137 elderly and disabled households. The Emergency Repair for the Elderly Program provided $1.2 million in home repair assistance for 231 eligible households. The Rebuild and Recover Program provided $1 million to communities that experienced disasters that did not qualify for assistance from the Federal Emergency Management Agency (FEMA) or the Tennessee Emergency Management Agency (TEMA) to help families repair their weather-damaged homes. Lenders received Community Investment Tax Credits on $5.6 million in below market loans or contributions made to eligible non-profit agencies to assist in creating or preserving 748 units of affordable housing.

Rental Development and Assistance

Low Income Housing Tax Credits in the amount of $158.1 million were allocated to create or rehabilitate 2,176 affordable rental units. Multi-Family Bond Authority used $20.2 million to create and renovate 512 rental apartments. Lenders received Community Investment Tax Credits on $35 million in below market loans or contributions made to eligible non-profit agencies to assist in creating or preserving 833 units of affordable rental housing. Section 8 Rental Assistance helped 41,293 households with $187.9 million for paying rent and utilities. Of this: • Tenant-based Housing Choice Voucher assistance of $32.7 million aided 6,831 households living in privately owned rental housing. • Project-based assistance of $155.2 million helped 34,462 families pay an affordable rent in properties under contract with HUD.

Homelessness Assistance and Prevention

The Emergency Solutions Grant Program awarded $2.7 million to non-profits serving Tennessee to support area emergency shelters, transitional housing facilities, rapid re-housing assistance, street outreach services, and Homeless Management Information Systems (HMIS).

Weatherization Assistance

With $1.7 million, the Weatherization Assistance Program helped an estimated 328 low-income families reduce their energy bills by making their homes more energy efficient.

Economic Recovery

Non-profits and local governments used $4.3 million in Neighborhood Stabilization Program funds to purchase foreclosed properties for new construction, renovation and demolition, turning them into 71 homes. Key: Federal Programs are in Blue. State Programs are in Orange.

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Program, Year Started ^Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated Disbursed Foreclosure Prevention, 2008 HOME, 1992

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

2,071 1,877 -2,727 -362 2,570 --

$241M $466,300 $95M $51.4M $10.8M $5.5M $1M --

109,638 12,241 -5,383 -415 13,896 10,571

$6,783.1M $2.8M $135.8M $81.7M $11.9M $5.8M $5.6M $299.6M

Tennessee’s Housing Trust Fund, 2007 Competitive Grants Emergency Repair Housing Modification and Ramps Manufactured Housing (Pilot) Rebuild and Recover Rural Housing Repair

533 -231 165 --137

$3.1M -$1.2M $122,413 -$1M $764,442

5,873 1,734 1,958 1,167 1 -1,013

$45.2M $27.7M $11M $845,277 $60,000 $1M $4.6M

Community Investment Tax Credits, 2005 Homeownership Rental Low Income Housing Tax Credits, 1987 Multi-Family Bond Authority, 1993

1,581 748 833 2,176 512

$40.6M $5.6M $35M $158.1M $20.2M

7,810 --49,948 20,356

$210.6M --$2,568.8M $710.8M

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

41,293 6,831 34,462

$187.9M $32.7M $155.2M

----

----

-71 328

$2.7M $4.3M $1.7M

--328

-$52.5M $1.7M

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

*The 2013 figures reflect Great Choice borrowers only. Great Choice Plus second mortgages are not included. ^Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program See Methodology on page 122 for calculation details.

Key: Italics denote State of Tennessee programs. All others are federal programs.

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Tennessee Summary Graphs Figure 1. Percentage of Households/Units Served and Dollars Expended/Allocated by THDA Program, 2013

Figure 1. Percentage of Households/Units Served and Dollars Expended/Allocated by THDA Program, 2013

Foreclosure Prevention

3.9%

5.1% 7.6% 4.1%

Low-Income Housing Tax Credits

Multi-Family Bond Authority** Neighborhood Stabilization Program

35.6%

1.0% 0.5%

Keep My Tennessee Home

Medical Hardship Program

23.3%

0.7% 0.8% 3.0% 0.1% 0.6%

S8 Project-Based Rental Assistance

22.9%

S8 Tenant-Based Rental Assistance Weatherization

Dollars Expended/Allocated

4.8%

0.1%

Homeownership Loan Program Housing Trust Fund

HHs/Units

2.9%

Community Investments Tax Credits*

4.8%

64.2%

12.7%

0.6% 0.3%

*Community Investments Tax Credits (CITC) dollars represent the amount of below market loans rather than the tax credit amount received. Therefore, CITC dollars are excluded from total dollars expended, while the total HHs/units include CITC. **Statewide, 512 units funded with LIHTC also received Multi-Family Bond Authority funding. To prevent double counting, those units are removed from the total. Homebuyer Education households/units are not included in the graph because they are counted as part of the Homeownership Loan Program. The number of households/units for the Emergency Solutions Grant cannot be determined at the completion of this report, so it is not included in this graph.

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Figure 2. Percentage of Households/Units and Dollars Expended/Allocated by THDA Rental Program, 2013 Figure 2. Percentage of Households/Units and Dollars Expended/Allocated by THDA Rental Program, 2013

Figure 2. Percentage of Households/Units and Dollars Expended/Allocated Dollars Expended/Allocated 1.9%Rental Program,HHs/Units by THDA 2013 Community Investments Tax Credits* HHs/Units

1.9% 4.9% Community Investments Tax Credits* Low-Income Housing Tax Credits Low-Income Housing Tax Authority** Credits Multi-Family Bond Multi-Family BondRental Authority** S8 Project-Based Assistance

43.2%

4.9% 5.5%

43.2%

5.5%

S8 Project-Based Rental Assistance S8 Tenant-Based Rental Assistance

77.8%

42.4% 8.9%

S8 Tenant-Based Rental Assistance

Dollars Expended/Allocated

8.9%

15.4%

42.4%

77.8%

15.4%

Figure 3. Percentage of Households/Units and Dollars Expended/Allocated by THDA Homeownership Program, 2013 Figure 3. Percentage of Households/Units and Dollars Expended/Allocated Figure 3. Percentage of Households/Units and Dollars by THDA Homeownership Program, 2013 Expended/Allocated by THDA Homeownership Program, 2013

Community Investments Tax Credits* Foreclosure Prevention Community Investments Tax Credits*

8.3% 0.3% 8.3%

HHs/Units 28.5%

HHs/Units

Homebuyer Education*** 0.2% 28.5% Foreclosure Prevention 0.3% 5.9% Housing Trust Fund 1.0% Homebuyer Education*** 0.2% 30.3% Keep My Tennessee Home 17.0% 5.9% Housing Trust Fund 1.0% 4.0% Medical Hardship Program 1.8% 30.3% Keep My Tennessee Home 17.0% 23.0% Single Family Loan Program 4.0% Medical Hardship Program 1.8%

Dollars Expended/Allocated

Dollars Expended/Allocated

79.7%

*Community Investments Tax Credits (CITC) dollars represent the amount of below market loans rather than the tax credit amount received. 23.0% SingleCITC Family Loan Program Therefore, dollars are excluded from dollars(CITC) expended, whilerepresent the total HHs/units include of CITC. *Community Investments Taxtotal Credits dollars the amount below market loans rather 79.7%

than the credit amount received. Therefore, CITC dollars arefunding. excluded from total **Statewide, 512tax units funded with LIHTC also received Multi-Family Bond Authority To prevent doubledollars counting,expended, those units are removed from the total. while the total HHs/units include CITC.

***Because individuals who receive education also receive THDA single mortgages, thosemarket individuals are removed *Community Investments Taxhomebuyer Credits (CITC) dollars represent thefamily amount of below loans ratherfrom the total number of families served. **Statewide, units received. funded with LIHTC also received Bond Authority funding. To prevent than the tax credit512 amount Therefore, CITC dollarsMulti-Family are excluded from total dollars expended, double counting, those units are removed from the total. while the total HHs/units include CITC.

***Because whowith receive homebuyer education also receive singlefunding. family mortgages, **Statewide, 512individuals units funded LIHTC also received Multi-Family BondTHDA Authority To prevent those individuals are removed from the total number of families served. double counting, those units are removed from the total.

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Tennessee Summary Graphs Figure 4. Percentage of THDA Totals by Homeownership and Rental

Figure 4. Percentage of THDA Totals by Homeownership and Rental Programs, 2013 Programs, 2013 Rental Programs Homeownership Programs

54.8% Total HHs/Units: 53,313

83.1%

Total Dollar Amounts: $668.7 million

45.2% 16.9% HHs/Units

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Dollar Amounts


Figure 5. Top 10 Counties for Total Dollars in THDA Homeownership Loans, 2013 (in millions)

$60.6

Figure 5. Top 10 Counties for Total Dollars in THDA Homeownership Loans, 2013 (in millions)

Figure 5.$41.7 Top 10 Counties for Total Dollars in THDA Homeownership Loans, 2013 (in millions)

$60.6

$30.8

$14.5

$41.7

$14.2

$13.6 $9.0

$7.7

$6.6

$5.1

Wilson

Maury

$6.6

$5.1

$30.8 Davidson

Rutherford

Shelby

Knox

Hamilton

Sumner

$14.5

$14.2

$13.6

Williamson Montgomery

$9.0

Davidson

$7.7

Figure 6. Top 10 Counties for Total Number of THDA Homeownership Loans, Rutherford Shelby Knox Hamilton 2013Sumner Williamson Montgomery Wilson

Maury

489

Figure 6. Top 10 Counties for Total Number of THDA Homeownership Loans, 2013 330 290

489

134

330

132

100

290

Davidson

Rutherford

Shelby

Hamilton 134

Knox 132

Sumner

70

56

Montgomery Williamson

51

46

Wilson

Bradley

100 Figure 6. Top 10 Counties for Total Number of THDA Homeownership Loans, 2013 70 56

Davidson

Rutherford

Shelby

Hamilton

Knox

Sumner

Montgomery Williamson

51

Wilson

46

Bradley 13


Tennessee Summary Graphs Figure 7. Total THDA Homeownership Loans,Loans, 2004-2013 Figure 7. Total THDA Homeownership 2004-2013 5,000

$600

Loans

Dollars

$500

4,000

Total Loans

3,500

$400

3,000 $300

2,500 2,000

$200

1,500 1,000

$100

500 0

$0 2004

2005

2006

2007

2008

2009

Year

14

2010

2011

2012

2013

Dollars (in millions)

4,500


Congressional Districts


U.S. Congressional District 1

Program, Year Started

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated Disbursed Foreclosure Prevention, 2008 HOME, 1992

84 67 -241 -28 189 --

$7.7M $16,750 $7M $3.6M $271,720 $326,942 $72,600 --

8,464 709 -442 -31 934 1,555

$424M $155,675 $9.8M $5.7M $781,321 $333,469 $323,550 $47M

Tennessee’s Housing Trust Fund, 2007 Competitive Grants Emergency Repair Housing Modification and Ramps Rebuild and Recover Rural Housing Repair

66 -42 12 -12

$591,980 -$218,508 $10,002 $300,000 $63,470

629 90 339 57 -143

$5.9M $3.4M $1.6M $45,240 $300,000 $613,480

Community Investment Tax Credits, 2005 Homeownership Rental Low Income Housing Tax Credits, 1987 Multi-Family Bond Authority, 1993

44 21 23 231 77

$4.4M $2.9M $1.5M $12.4M $2.7M

326 --4,853 985

$16.6M --$281.8M $32.9M

3,879 82 3,797

$14.6M $304,763 $14.3M

----

----

-2 16

$713,783 $145,958 $93,165

--16

-$4.4M $93,165

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

U.S. Congressional District 1 includes a portion or the entirety of the following counties: Carter, Cocke, Greene, Hamblen, Hancock, Hawkins, Jefferson, Johnson, Sevier, Sullivan, Unicoi, and Washington. *Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program See Methodology on page 122 for calculation details.

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Key: Italics denote State of Tennessee programs. All others are federal programs.


U.S. Congressional District 2

Program, Year Started

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated Disbursed Foreclosure Prevention, 2008 HOME, 1992

200 166 -270 -30 140 --

$22.1M $41,050 $8.4M $4.4M $781,264 $386,483 $43,350 --

14,268 1,322 -487 -33 669 950

$845.8M $311,675 $11.3M $6.4M $856,975 $412,298 $232,050 $26.6M

Tennessee’s Housing Trust Fund, 2007 Competitive Grants Emergency Repair Housing Modification and Ramps Manufactured Housing (Pilot) Rural Housing Repair

44 -22 10 -12

$204,967 -$126,193 $7,414 -$71,361

520 208 131 64 1 116

$5.5M $4.2M $571,484 $39,719 $60,000 $656,579

Community Investment Tax Credits, 2005 Homeownership Rental Low Income Housing Tax Credits, 1987 Multi-Family Bond Authority, 1993

64 28 36 56 --

$2.8M $2.2M $637,500 $6M --

591 --4,076 1,684

$21.6M --$247.6M $62.6M

5,321 431 4,890

$23.7M $1.9M $21.7M

----

----

-1 76

$162,786 $301,408 $405,861

--76

-$4.4M $405,861

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

U.S. Congressional District 2 includes a portion or the entirety of the following counties: Blount, Campbell, Claiborne, Grainger, Jefferson, Knox, and Loudon. *Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs. 17


U.S. Congressional District 3

Program, Year Started

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated Disbursed Foreclosure Prevention, 2008 HOME, 1992

223 178 -303 -33 544 --

$22.4M $44,300 $9.9M $5.4M $1.1M $632,766 $217,800 --

10,987 1,097 -589 -47 1,626 2,193

$622.3M $247,525 $13.8M $8.2M $1.4M $704,074 $664,800 $51.9M

Tennessee’s Housing Trust Fund, 2007 Competitive Grants Emergency Repair Housing Modification and Ramps Manufactured Housing (Pilot) Rural Housing Repair

97 -35 31 -31

$356,866 -$138,801 $26,397 -$191,668

1,025 148 356 345 1 175

$5M $2.4M $1.4M $272,099 $60,000 $788,568

Community Investment Tax Credits, 2005 Rental Low Income Housing Tax Credits, 1987 Multi-Family Bond Authority, 1993

374 374 185 113

$14.3M $14.3M $9M $3.8M

527 -4,693 1,027

$16.3M -$251.2M $38M

4,599 281 4,318

$17.9M $1.2M $16.7M

----

----

-9 124

$356,319 $145,044 $633,871

--124

-$3.9M $633,871

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

U.S. Congressional District 3 includes a portion or the entirety of the following counties: Anderson, Bradley, Campbell, Hamilton, McMinn, Monroe, Morgan, Polk, Roane, Scott, and Union. *Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

18


U.S. Congressional District 4

Program, Year Started

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated Disbursed Foreclosure Prevention, 2008 HOME, 1992

437 420 -312 -39 429 --

$53.4M $104,750 $10.6M $6M $1.3M $613,737 $172,500 --

14,868 2,421 -672 -45 1,967 1,800

$1,123.7M $561,275 $15.9M $10.2M $1.4M $628,667 $800,850 $45.8M

Tennessee’s Housing Trust Fund, 2007 Competitive Grants Emergency Repair Housing Modification and Ramps Rebuild and Recover Rural Housing Repair

89 -39 26 -24

$634,412 -$167,428 $19,179 $300,000 $147,806

969 117 379 306 -167

$4.5M $1.3M $1.9M $233,895 $300,000 $732,289

Community Investment Tax Credits, 2005 Rental Low Income Housing Tax Credits, 1987 Multi-Family Bond Authority, 1993

195 195 371 113

$10.2M $10.2M $20.5M $3.8M

701 -5,147 213

$30.7M -$303.3M $7M

4,298 1,168 3,130

$18.2M $5M $13.2M

----

----

-6 156

$527,324 $394,330 $768,442

--156

-$6.1M $768,442

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

U.S. Congressional District 4 includes a portion or the entirety of the following counties: Bedford, Bledsoe, Bradley, Franklin, Grundy, Lincoln, Marion, Marshall, Maury, Meigs, Moore, Rhea, Rutherford, Sequatchie, Van Buren, and Warren. *Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

19


U.S. Congressional District 5

Program, Year Started

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated Disbursed Foreclosure Prevention, 2008 HOME, 1992

511 491 -437 -62 521 --

$63M $121,700 $16.9M $9.2M $2M $1.1M $228,300 --

17,873 2,814 -942 -75 2,992 326

$1,271.6M $671,575 $24.5M $15.2M $2.4M $1.2M $1.3M $10.3M

Tennessee’s Housing Trust Fund, 2007 Competitive Grants Emergency Repair Housing Modification and Ramps Rural Housing Repair

47 -4 43 --

$56,250 -$27,518 $28,732 --

529 239 79 202 9

$6.2M $5.6M $456,049 $130,335 $28,007

Community Investment Tax Credits, 2005 Homeownership Rental Low Income Housing Tax Credits, 1987 Multi-Family Bond Authority, 1993

785 690 95 586 322

$4.1M $81,500 $4M $26.4M $13.8M

4,395 --9,065 6,165

$76.7M --$404.4M $250.2M

6,068 160 5,908

$30.9M $960,321 $29.9M

----

----

--87

$297,011 -$434,799

--87

-$3.2M $434,799

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

U.S. Congressional District 5 includes a portion or the entirety of the following counties: Cheatham, Davidson, and Dickson. *Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

20


U.S. Congressional District 6

Program, Year Started

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated Disbursed Foreclosure Prevention, 2008 HOME, 1992

212 185 -234 -29 165 --

$26.9M $45,800 $8.7M $4.6M $872,314 $500,978 $68,550 --

10,587 1,392 -494 -33 869 1,724

$754.9M $299,275 $12.5M $7.6M $1M $527,331 $361,500 $48.6M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

45 10 12 23

$194,356 $57,601 $7,826 $128,928

477 238 90 149

$2.5M $1.7M $55,231 $714,734

Community Investment Tax Credits, 2005 Homeownership Rental Low Income Housing Tax Credits, 1987 Multi-Family Bond Authority, 1993

74 2 72 270 --

$4.1M $200,000 $3.9M $31.3M --

551 --4,686 924

$19.9M --$220.2M $39.5M

3,533 1,769 1,764

$15.8M $8.5M $7.3M

----

----

--106

$574,270 -$524,787

--106

-$2.7M $524,787

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

U.S. Congressional District 6 includes a portion or the entirety of the following counties: Cannon, Cheatham, Clay, Coffee, Cumberland, DeKalb, Fentress, Jackson, Macon, Overton, Pickett, Putnam, Robertson, Smith, Sumner, Trousdale, Van Buren, White, and Wilson. *Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

21


U.S. Congressional District 7

Program, Year Started

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated Disbursed Foreclosure Prevention, 2008 HOME, 1992

187 170 -196 -27 221 --

$23.2M $42,400 $6.6M $3.8M $866,874 $396,764 $80,850 --

8,614 1,072 -378 -29 1,152 1,248

$496.6M $233,475 $9.4M $5.9M $901,436 $400,025 $469,950 $44.2M

Tennessee’s Housing Trust Fund, 2007 Competitive Grants Emergency Repair Housing Modification and Ramps Rebuild and Recover Rural Housing Repair

59 -37 10 -12

$666,887 -$175,329 $7,286 $425,000 $59,272

563 120 281 66 -96

$4.3M $1.9M $1.5M $60,980 $425,000 $348,579

Community Investment Tax Credits, 2005 Homeownership Rental Low Income Housing Tax Credits, 1987 Multi-Family Bond Authority, 1993

36 1 35 136 --

$435,542 $134,542 $300,000 $11.2M --

297 --3,519 112

$16M --$224.4M $4.2M

3,731 1,811 1,920

$16.9M $8.3M $8.7M

----

----

-4 77

$537,834 $333,638 $403,142

--77

-$4.9M $403,142

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

U.S. Congressional District 7 includes a portion or the entirety of the following counties: Benton, Chester, Decatur, Giles, Hardeman, Hardin, Henderson, Hickman, Houston, Humphreys, Lawrence, Lewis, Maury, McNairy, Montgomery, Perry, Stewart, Wayne, and Williamson. *Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs. 22


U.S. Congressional District 8

Program, Year Started

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated Disbursed Foreclosure Prevention, 2008 HOME, 1992

326 301 -848 -124 528 --

$34.1M $74,850 $30.3M $16.6M $3.4M $1.7M $186,600 --

29,479 2,124 -1,617 -134 4,322 1,536

$1,581.9M $470,073 $44.1M $26M $3.6M $1.7M $1.7M $49.2M

Tennessee’s Housing Trust Fund, 2007 Competitive Grants Emergency Repair Housing Modification and Ramps Rural Housing Repair

143 -77 31 35

$679,360 -$476,965 $24,299 $178,096

1,059 235 444 146 234

$8.1M $3.9M $3M $93,473 $1.1M

Community Investment Tax Credits, 2005 Homeownership Rental Low Income Housing Tax Credits, 1987 Multi-Family Bond Authority, 1993

9 6 3 486 --

$225,000 $125,000 $100,000 $45.8M --

388 --15,739 9,359

$12.8M --$728.4M $280.3M

11,889 1,768 10,121

$57.1M $9M $48.1M

----

----

-55 46

$533,084 $3.4M $275,858

--46

-$22.9M $275,858

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

U.S. Congressional District 8 includes a portion or the entirety of the following counties: Benton, Carroll, Crockett, Dyer, Fayette, Gibson, Haywood, Henry, Lake, Lauderdale, Madison, Obion, Shelby, Tipton, and Weakley. *Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

23


U.S. Congressional District 9

Program, Year Started

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated Disbursed Foreclosure Prevention, 2008 HOME, 1992

292 270 -705 -107 453 --

$30.9M $67,250 $26.1M $14M $3M $1.5M $154,950 --

19,892 1,780 -1,318 -116 3,956 200

$1,104.1M $398,723 $37.5M $21.9M $3.2M $1.5M $1.5M $2.6M

Tennessee’s Housing Trust Fund, 2007 Competitive Grants Emergency Repair Housing Modification and Ramps

62 -41 21

$205,367 -$187,706 $17,661

318 158 116 44

$3.4M $2.6M $740,636 $27,140

Community Investment Tax Credits, 2005 Homeownership Rental Low Income Housing Tax Credits, 1987 Multi-Family Bond Authority, 1993

9 6 3 301 --

$225,000 $125,000 $100,000 $27.3M --

254 --11,828 8,429

$10.4M --$520.9M $244.2M

7,424 386 7,038

$36.7M $2.4M $34.3M

----

----

-51 9

$14,286 $3.3M $81,847

--9

-$17.4M $81,847

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

U.S. Congressional District 9 includes a portion of the following county: Shelby. *Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

24


Counties


Anderson County

Program, Year Started

2013 Units 2013 Dollars

Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed Foreclosure Prevention, 2008 HOME, 1992

20 16 -23 2 --

$1.8M $4,000 $707,822 $351,816 $300 --

1,488 119 -36 12 515

$79.7M $27,525 $847,645 $459,618 $4,200 $8.5M

Tennessee’s Housing Trust Fund, 2007 Competitive Grants Emergency Repair Housing Modification and Ramps Rural Housing Repair

5 -5 ---

$28,625 -$28,625 ---

42 2 33 4 3

$257,250 $117,700 $120,934 $2,972 $15,645

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987 Multi-Family Bond Authority, 1993

-72 --

-$6.6M --

18 682 193

$6,876 $43.4M $6.2M

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

837 167 670

$3.5M $867,139 $2.6M

----

----

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

--16

$77,077 -$93,165

--16

-$94,631 $93,165

See Methodology on page 122 for calculation details.

Key: Italics denote State of Tennessee programs. All others are federal programs.

26

Cumulative Units Cumulative Dollars


Bedford County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

2 2 -6 -2 11 --

$191,467 $500 $215,028 $217,718 $64,058 $23,736 $4,350 --

559 45 -38 -2 67 92

$32.5M $7,875 $746,342 $641,493 $64,058 $23,736 $27,300 $3.1M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Rural Housing Repair

1 1 --

$5,855 $5,855 --

9 6 3

$43,655 $37,005 $6,650

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987

-64

-$6.7M

21 411

$969,816 $30M

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

197 52 145

$735,388 $178,391 $556,997

----

----

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

--32

$75,000 -$161,604

--32

-$706,349 $161,604

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

27


Benton County

Program, Year Started

2013 Units 2013 Dollars

Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed Foreclosure Prevention, 2008 HOME, 1992

1 1 -4 4 --

$56,000 $250 $70,121 $53,531 $2,400 --

128 2 -7 8 61

$5.2M $475 $97,192 $71,102 $3,300 $2.2M

Tennessee’s Housing Trust Fund, 2007 Competitive Grants Emergency Repair Housing Modification and Ramps Rural Housing Repair

3 -3 ---

$23,063 -$23,063 ---

22 2 14 2 4

$253,907 $137,500 $103,447 $1,900 $11,060

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987

---

---

6 150

$143,975 $11.4M

102 17 85

$336,668 $23,935 $312,733

----

----

--8

$89,286 -$55,732

--8

-$348,644 $55,732

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

Key: Italics denote State of Tennessee programs. All others are federal programs.

28

Cumulative Units Cumulative Dollars


Bledsoe County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

---9 -3 9 --

--$198,389 $87,291 $72,490 $36,635 $4,050 --

20 2 -12 -3 12 96

$1.3M $450 $248,139 $130,732 $72,490 $36,635 $5,400 $2.3M

Tennessee’s Housing Trust Fund, 2007 Competitive Grants Emergency Repair Housing Modification and Ramps Rural Housing Repair

------

------

95 55 9 21 10

$742,237 $643,050 $53,228 $16,171 $29,787

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987

---

---

48 24

$464,850 $296,640

Project-Based Section 8 Rental Assistance, 1978

147

$776,626

--

--

Emergency Solutions Grant Program, 1988 Weatherization Assistance Program, 1976

-39

$84,000 $190,884

-39

-$190,884

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

29


Blount County

Program, Year Started

2013 Units 2013 Dollars

Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed Foreclosure Prevention, 2008 HOME, 1992

45 40 -25 5 --

$5.1M $10,000 $794,231 $434,088 $750 --

2,861 257 -52 43 149

$162.9M $57,750 $1.1M $695,858 $15,150 $4.5M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

6 -5 1

$12,058 -$4,558 $7,500

37 5 28 4

$54,275 $16,989 $16,765 $20,520

Community Investment Tax Credits, 2005 Homeownership Low Income Housing Tax Credits, 1987

8 8 --

$1M $1M --

123 -348

$6.7M -$22.6M

414 98 316

$1.6M $377,517 $1.2M

----

----

--3

$14,286 -$15,645

--3

-$1.5M $15,645

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

Key: Italics denote State of Tennessee programs. All others are federal programs.

30

Cumulative Units Cumulative Dollars


Bradley County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

46 42 -32 -5 88 --

$4.7M $10,200 $952,915 $588,356 $184,827 $103,883 $34,500 --

2,398 307 -66 -6 181 197

$142.5M $68,075 $1.5M $897,676 $221,175 $109,217 $71,400 $5.8M

Tennessee’s Housing Trust Fund, 2007 Competitive Grants Emergency Repair Housing Modification and Ramps Rural Housing Repair

19 -8 9 2

$38,939 -$16,261 $7,732 $14,945

233 6 121 98 8

$654,284 $199,220 $345,716 $77,797 $31,551

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987 Multi-Family Bond Authority, 1993

-113 113

-$2.4M $3.8M

18 649 113

$620,000 $29.6M $3.8M

Project-Based Section 8 Rental Assistance, 1978

645

$2.2M

--

--

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

-1 11

$191,456 $42,427 $52,771

--11

-$633,725 $52,771

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

31


Campbell County

Program, Year Started

2013 Units 2013 Dollars

Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed Foreclosure Prevention, 2008 HOME, 1992

---5 2 --

--$136,879 $96,222 $750 --

225 14 -11 10 243

$10.5M $2,400 $228,449 $156,194 $4,050 $6.7M

Tennessee’s Housing Trust Fund, 2007 Competitive Grants Emergency Repair Housing Modification and Ramps Manufactured Housing (Pilot) Rural Housing Repair

11 -3 --8

$67,374 -$15,484 --$51,890

86 17 22 3 1 43

$1.5M $1.1M $103,221 $2,635 $60,000 $252,677

Low Income Housing Tax Credits, 1987

--

--

231

$10.7M

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

378 5 373

$1.2M $12,828 $1.2M

----

----

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

-1 16

$87,786 $23,497 $93,165

--16

-$430,565 $93,165

Key: Italics denote State of Tennessee programs. All others are federal programs.

32

Cumulative Units Cumulative Dollars


Cannon County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

---4 -1 3 --

--$116,355 $73,860 $29,762 $5,567 $1,050 --

104 13 -5 -1 16 55

$7.7M $1,825 $153,531 $73,860 $29,762 $5,567 $7,050 $1.4M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Rural Housing Repair

2 1 1

$9,509 $5,459 $4,050

6 2 4

$26,656 $6,361 $20,295

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987

---

---

80 43

$131,553 $619,690

Tenant-Based Section 8 Rental Assistance, 1978

8

$29,465

--

--

Weatherization Assistance Program, 1976

37

$177,377

37

$177,377

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

33


Carroll County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

---5 -1 1 --

--$118,282 $61,777 $14,811 $11,015 $450 --

214 4 -13 -1 5 81

$8.1M $900 $227,668 $152,537 $14,811 $11,015 $1,650 $2.9M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

7 3 2 2

$35,368 $21,701 $938 $12,729

55 37 8 10

$335,312 $282,805 $3,708 $48,799

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987 Multi-Family Bond Authority, 1993

-39 --

-$2M --

4 114 52

$64,795 $7.8M $3.1M

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

57 9 48

$301,261 $27,217 $274,044

----

----

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

--8

$124,286 -$55,732

--8

-$65,592 $55,732

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

34


Carter County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

4 2 -23 -2 9 --

$358,498 $500 $612,759 $309,052 $107,743 $46,588 $3,000 --

398 45 -38 -3 61 163

$21.2M $8,300 $837,812 $460,516 $107,743 $46,588 $16,500 $5.9M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

11 10 1 --

$26,963 $26,182 $782 --

67 49 6 12

$255,412 $196,109 $5,122 $54,182

Community Investment Tax Credits, 2005 Homeownership Low Income Housing Tax Credits, 1987 Multi-Family Bond Authority, 1993

6 6 ---

$1.2M $1.2M ---

29 -383 100

$1.5M -$23.9M $3.3M

Project-Based Section 8 Rental Assistance, 1978

388

$1.6M

--

--

Emergency Solutions Grant Program, 1988

--

$245,566

--

--

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

35


Cheatham County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

13 14 -15 -1 13 --

$1.3M $3,350 $567,810 $344,099 $38,632 $7,913 $5,550 --

727 60 -37 -2 79 68

$47.9M $12,750 $873,456 $584,170 $77,977 $20,615 $35,250 $2.8M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

2 2 ---

$8,083 $8,083 ---

14 11 1 2

$66,899 $63,089 $296 $3,515

Low Income Housing Tax Credits, 1987

--

--

97

$4.9M

Tenant-Based Section 8 Rental Assistance, 1978

48

$275,180

--

--

Emergency Solutions Grant Program, 1988 Weatherization Assistance Program, 1976

-37

$268,440 $185,806

-37

-$185,806

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

36


Chester County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed Amounts *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Amounts Foreclosure Prevention, 2008 HOME, 1992

1 1 -4 -1 ---

$147,283 $250 $87,803 $33,278 $19,627 $20,627 ---

158 4 -6 -1 4 45

$8.4M $950 $110,711 $55,795 $19,627 $20,627 $1,350 $2.1M

Tennessee’s Housing Trust Fund, 2007 Competitive Grants Emergency Repair Housing Modification and Ramps Rural Housing Repair

2 --1 1

$4,045 --$645 $3,400

19 10 1 2 6

$365,418 $335,000 $11,000 $969 $18,449

Low Income Housing Tax Credits, 1987

--

--

122

$7.8M

271 30 241

$1.4M $157,999 $1.2M

----

----

-8

$85,000 $55,732

-8

-$55,732

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based Emergency Solutions Grant Program, 1988 Weatherization Assistance Program, 1976

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

37


Claiborne County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

1 1 -19 -3 26 --

$163,386 $250 $483,494 $244,463 $6,573 $9,661 $9,450 --

147 9 -25 -3 63 71

$8.2M $1,975 $536,139 $280,916 $6,573 $9,661 $24,300 $2.6M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

10 4 5 1

$27,142 $20,586 $2,856 $3,700

75 22 8 45

$340,318 $74,731 $4,431 $261,156

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987

---

---

18 156

$51,220 $7.2M

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

45 5 40

$165,392 $14,318 $151,074

----

----

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

--16

$89,286 -$93,165

--16

-$331,782 $93,165

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

38


Clay County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

---3 -2 4 --

--$75,633 $40,724 $41,797 $12,416 $1,350 --

46 2 -6 -2 4 85

$2M $475 $104,786 $65,881 $41,797 $12,416 $1,350 $2.3M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

4 2 1 1

$27,456 $21,670 $786 $5,000

39 30 2 7

$295,724 $252,150 $1,667 $41,906

Low Income Housing Tax Credits, 1987

--

--

68

$1.6M

Tenant-Based Section 8 Rental Assistance, 1978

5

$15,556

--

--

Emergency Solutions Grant Program, 1988 Weatherization Assistance Program, 1976

-37

$45,000 $177,377

-37

-$177,377

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

39


Cocke County

Program, Year Started

2013 Units 2013 Dollars

Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed Foreclosure Prevention, 2008 HOME, 1992

4 3 -13 13 --

$355,697 $750 $340,322 $150,869 $5,100 --

145 11 -22 42 106

$8M $2,400 $512,790 $241,660 $17,250 $3.3M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

2 2 ---

$16,842 $16,842 ---

16 9 3 4

$72,599 $57,700 $1,974 $12,924

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987

---

---

2 323

$764 $12.1M

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

176 6 170

$620,196 $23,111 $597,085

----

----

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

--16

$14,286 -$93,165

--16

-$101,546 $93,165

Key: Italics denote State of Tennessee programs. All others are federal programs.

40

Cumulative Units Cumulative Dollars


Coffee County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

---4 -3 5 --

--$168,328 $85,401 $103,424 $53,476 $1,800 --

678 13 -11 -3 28 57

$31.3M $2,300 $269,522 $178,390 $103,424 $53,476 $10,350 $1.7M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

4 2 1 1

$18,016 $10,693 $442 $6,882

17 13 1 3

$105,275 $90,594 $442 $14,239

Community Investment Tax Credits, 2005 Rental Low Income Housing Tax Credits, 1987 Multi-Family Bond Authority, 1993

48 48 ---

$1.3M $1.3M ---

48 -242 213

$1.3M -$16.2M $5.2M

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

620 116 504

$2.4M $350,557 $2.1M

----

----

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

--32

$75,000 -$161,604

--32

-$91,431 $161,604

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

41


Crockett County

Program, Year Started

2013 Units 2013 Dollars

Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed Foreclosure Prevention, 2008 HOME, 1992

3 2 -5 1 --

$161,028 $500 $129,740 $94,624 $450 --

183 5 -10 6 104

$10.1M $1,200 $217,475 $120,552 $2,550 $4.3M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

4 1 -3

$23,558 $11,000 -$12,558

22 12 1 9

$125,557 $86,249 $911 $38,397

Low Income Housing Tax Credits, 1987

--

--

120

$7.5M

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

40 8 32

$107,777 $24,271 $83,506

----

----

Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

-28

-$138,279

-28

$114,240 $138,279

Key: Italics denote State of Tennessee programs. All others are federal programs.

42

Cumulative Units Cumulative Dollars


Cumberland County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

3 3 -9 -1 16 --

$355,869 $750 $334,075 $119,745 $39,187 $37,082 $3,900 --

318 36 -14 -1 21 229

$21.9M $8,100 $427,864 $186,939 $39,187 $37,082 $5,700 $5M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

-----

-----

34 23 3 8

$247,426 $207,774 $2,156 $37,497

Community Investment Tax Credits, 2005 Homeownership Rental Low Income Housing Tax Credits, 1987

26 2 24 112

$860,000 $200,000 $660,000 $13.4M

134 --325

$2.2M --$23.4M

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

83 6 77

$318,600 $16,008 $302,592

----

----

Weatherization Assistance Program, 1976

37

$177,377

37

$177,377

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

43


Davidson County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

490 472 -400 -59 500 --

$60.8M $117,100 $15.5M $8.4M $2M $1.1M $219,000 --

15,986 2,702 -858 -71 2,852 162

$1,144.2M $647,750 $22.4M $13.8M $2.3M $1.1M $1.2M $3.5M

Tennessee’s Housing Trust Fund, 2007 Competitive Grants Emergency Repair Housing Modification and Ramps

41 -1 40

$36,290 -$9,975 $26,315

466 227 48 191

$6M $5.6M $283,625 $122,852

Community Investment Tax Credits, 2005 Homeownership Rental Low Income Housing Tax Credits, 1987 Multi-Family Bond Authority, 1993

785 690 95 522 322

$4.1M $81,500 $4M $19.7M $13.8M

4,394 --8,416 5,977

$76.7M --$371.8M $240.2M

5,868 112 5,756

$29.9M $685,141 $29.2M

----

----

--50

$28,571 -$248,993

--50

-$3.2M $248,993

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs. 44


Decatur County

Program, Year Started

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed Foreclosure Prevention, 2008 HOME, 1992

2 1 -2 4 --

$149,541 $250 $75,230 $31,002 $1,800 --

26 3 -5 5 51

$1.1M $750 $112,757 $62,336 $2,100 $2.3M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

-----

-----

17 14 2 1

$141,884 $139,034 $1,542 $1,308

Community Investment Tax Credits, 2005

--

--

10

$234,798

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

65 1 64

$166,109 $8,232 $157,877

----

----

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

--8

$50,000 -$55,732

--8

-$95,010 $55,732

Key: Italics denote State of Tennessee programs. All others are federal programs.

45


DeKalb County

Program, Year Started

2013 Units 2013 Dollars

Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed Foreclosure Prevention, 2008 HOME, 1992

2 1 -2 3 --

$174,136 $250 $132,136 $55,553 $1,800 --

124 18 -10 15 71

$8.5M $3,775 $232,842 $137,343 $7,200 $2.2M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

1 --1

$3,250 --$3,250

16 8 1 7

$102,952 $67,521 $767 $34,664

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987

---

---

2 68

$202,750 $4M

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

108 22 86

$431,903 $64,705 $367,198

----

----

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

--37

$45,000 -$177,377

--37

-$389,728 $177,377

Key: Italics denote State of Tennessee programs. All others are federal programs.

46

Cumulative Units Cumulative Dollars


Dickson County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

8 5 -22 -2 8 --

$916,542 $1,250 $834,008 $500,805 $41,694 $42,694 $3,750 --

1,160 52 -47 -2 61 96

$79.5M $11,075 $1.2M $771,109 $41,694 $42,694 $26,400 $4M

Tennessee’s Housing Trust Fund, 2007 Competitive Grants Emergency Repair Housing Modification and Ramps Rural Housing Repair

4 -1 3 --

$11,877 -$9,460 $2,417 --

49 12 20 10 7

$171,015 $30,000 $109,335 $7,188 $24,492

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987 Multi-Family Bond Authority, 1993

-64 --

-$6.7M --

1 552 188

$3,000 $27.7M $10M

Project-Based Section 8 Rental Assistance, 1978

152

$686,709

--

--

Emergency Solutions Grant Program, 1988

--

$75,000

--

--

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

47


Dyer County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

1 --7 -1 2 --

$150,228 -$241,992 $181,049 $34,844 $5,020 $900 --

1,081 24 -18 -1 10 73

$51.9M $3,700 $382,661 $260,357 $34,844 $5,020 $3,300 $3M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

6 1 5 --

$8,268 $4,987 $3,281 --

90 27 52 11

$278,262 $194,670 $34,882 $48,710

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987

---

---

2 160

$37,545 $5.6M

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

472 122 350

$1.8M $433,925 $1.4M

----

----

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

--28

$133,600 -$138,279

--28

-$421,767 $138,279

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

48


Fayette County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

3 5 -17 -2 7 --

$365,261 $1,250 $652,278 $426,306 $65,640 $27,242 $2,550 --

217 43 -26 -2 59 96

$23.2M $8,450 $810,383 $507,851 $65,640 $27,242 $23,550 $3.2M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Rural Housing Repair

9 4 5

$60,880 $32,028 $28,852

58 29 29

$309,136 $143,438 $165,698

Low Income Housing Tax Credits, 1987

--

--

247

$6.2M

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

304 62 242

$1.4M $291,005 $1.1M

----

----

Emergency Solutions Grant Program, 1988 Weatherization Assistance Program, 1976

-28

$75,000 $138,279

-28

-$138,279

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

49


Fentress County

Program, Year Started

2013 Units 2013 Dollars

Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed Foreclosure Prevention, 2008 HOME, 1992

---8 1 --

--$271,279 $174,021 $750 --

81 3 -13 3 110

$3.5M $700 $367,100 $236,107 $1,500 $3M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

5 --5

$33,927 --$33,927

24 12 1 11

$138,691 $78,534 $546 $59,612

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987

---

---

41 209

$845,000 $5.1M

Tenant-Based Section 8 Rental Assistance, 1978

22

$61,976

--

--

Weatherization Assistance Program, 1976

37

$177,377

37

$177,377

Key: Italics denote State of Tennessee programs. All others are federal programs.

50

Cumulative Units Cumulative Dollars


Franklin County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Disbursed *Medical Hardship Program, 2012

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

1 --10 -3 14 --

$57,931 -$284,025 $120,375 $89,173 $43,177 $4,950 --

429 13 -14 -3 30 46

$19.9M $2,075 $309,344 $159,287 $89,173 $43,177 $11,850 $1.4M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Rural Housing Repair

7 6 1

$29,336 $26,986 $2,350

23 13 10

$92,214 $57,333 $34,881

Low Income Housing Tax Credits, 1987

--

--

100

$8.3M

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

205 11 194

$837,069 $34,874 $802,195

----

----

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

--32

$84,000 -$161,604

--32

-$122,004 $161,604

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

51


Gibson County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

5 3 -16 -1 6 --

$494,492 $750 $446,342 $222,917 $33,522 $9,637 $2,400 --

1,074 23 -33 -1 20 120

$48.7M $5,850 $657,432 $384,064 $33,522 $9,637 $7,650 $3.9M

Tennessee’s Housing Trust Fund, 2007 Competitive Grants Emergency Repair Housing Modification and Ramps Rural Housing Repair

17 -11 -6

$117,347 -$87,880 -$29,467

118 34 45 6 33

$797,503 $325,000 $324,843 $2,710 $144,950

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987

-48

-$7M

40 160

$452,343 $10.1M

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

310 79 231

$1.2M $280,413 $933,710

----

----

--8

$49,286 -$55,732

--8

-$859,510 $55,732

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

52


Giles County

Program, Year Started

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed Foreclosure Prevention, 2008 HOME, 1992

1 --5 10 --

$116,745 -$166,122 $101,426 $3,750 --

388 12 -11 47 96

$17.9M $1,650 $229,507 $153,884 $19,650 $2.4M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

2 1 1 --

$12,090 $11,100 $990 --

27 15 3 9

$110,381 $81,971 $2,002 $26,408

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987

---

---

20 164

$1M $6.4M

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

303 87 216

$1.3M $287,568 $1M

----

----

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

--32

$75,000 -$161,604

--32

-$230,327 $161,604

Key: Italics denote State of Tennessee programs. All others are federal programs.

53


Grainger County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

4 3 -11 -3 32 --

$409,322 $750 $346,105 $172,019 $75,054 $33,468 $12,450 --

152 11 -16 -4 72 101

$8M $2,975 $449,600 $214,757 $75,054 $33,468 $29,400 $3.4M

Tennessee’s Housing Trust Fund, 2007 Competitive Grants Emergency Repair Rural Housing Repair

5 -4 1

$28,010 -$21,563 $6,447

37 4 17 16

$386,555 $236,350 $67,850 $82,355

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987

---

---

1 100

$382 $7.7M

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

119 3 116

$360,988 $6,754 $354,234

----

----

Emergency Solutions Grant Program, 1988 Weatherization Assistance Program, 1976

-16

$14,286 $93,165

-16

-$93,165

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

54


Greene County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

6 6 -8 -2 15 --

$401,704 $1,500 $244,141 $170,920 $39,774 $21,668 $5,250 --

333 30 -27 -2 69 132

$15.7M $6,775 $481,894 $351,161 $39,774 $21,668 $19,500 $3.9M

Tennessee’s Housing Trust Fund, 2007 Competitive Grants Emergency Repair Rural Housing Repair

5 -2 3

$26,468 -$6,898 $19,570

55 5 19 31

$528,281 $290,625 $112,345 $125,311

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987

---

---

10 346

$1.7M $20.8M

Project-Based Section 8 Rental Assistance, 1978

353

$1.5M

--

--

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008

-1

$113,012 $118,120

---

-$1.1M

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

55


Grundy County

Program, Year Started

2013 Units 2013 Dollars

Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed Foreclosure Prevention, 2008 HOME, 1992

----7 --

---$18,752 $2,850 --

45 1 -6 33 183

$1.8M $250 $82,363 $61,417 $13,800 $4.1M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

6 2 -4

$25,453 $401 -$25,052

66 20 7 39

$325,707 $147,509 $5,598 $172,600

Low Income Housing Tax Credits, 1987

--

--

120

$5.2M

Project-Based Section 8 Rental Assistance, 1978

34

$111,689

--

--

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

--39

$124,000 -$190,884

--39

-$139,991 $190,884

Key: Italics denote State of Tennessee programs. All others are federal programs.

56

Cumulative Units Cumulative Dollars


Hamblen County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

20 14 -22 -2 43 --

$1.8M $3,500 $666,062 $409,278 $46,767 $15,090 $16,350 --

1,636 81 -48 -2 217 107

$82M $17,400 $1M $674,010 $46,767 $15,090 $80,700 $2.6M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

3 3 ---

$24,440 $24,440 ---

31 22 2 7

$150,279 $118,285 $1,560 $30,434

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987 Multi-Family Bond Authority, 1993

-77 77

-$900,240 $2.7M

21 542 302

$404,966 $19.4M $7.2M

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

264 21 243

$916,694 $78,025 $838,669

----

----

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

-1 16

$86,398 $27,838 $93,165

--16

-$1.2M $93,165

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

57


Hamilton County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

134 106 -189 -22 399 --

$14.2M $26,600 $6.4M $3.5M $745,610 $415,661 $163,500 --

5,366 500 -383 -34 1,258 277

$308.2M $117,700 $9.1M $5.4M $1M $480,161 $521,100 $5.2M

Tennessee’s Housing Trust Fund, 2007 Competitive Grants Emergency Repair Housing Modification and Ramps Rural Housing Repair

14 -5 8 1

$32,356 -$18,697 $7,215 $6,444

215 16 54 131 14

$830,424 $399,000 $297,567 $97,542 $36,314

Community Investment Tax Credits, 2005 Rental Low Income Housing Tax Credits, 1987 Multi-Family Bond Authority, 1993

374 374 ---

$14.3M $14.3M ---

394 -1,878 721

$14.4M -$113.3M $28.1M

Project-Based Section 8 Rental Assistance, 1978

1,552

$6.6M

--

--

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

-7 39

$205,742 $79,119 $190,884

--39

-$1.7M $190,884

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

58


Hancock County

Program, Year Started

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed Foreclosure Prevention, 2008 HOME, 1992

---2 4 --

--$27,611 $3,236 $1,350 --

20 1 -2 6 119

$1M $225 $27,611 $3,236 $1,950 $3.6M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Rural Housing Repair

1 1 --

$3,947 $3,947 --

34 15 19

$172,366 $90,084 $82,282

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987

---

---

16 89

$7,896 $1.4M

Project-Based Section 8 Rental Assistance, 1978

60

$260,909

--

--

Emergency Solutions Grant Program, 1988

--

$171,175

--

--

Key: Italics denote State of Tennessee programs. All others are federal programs.

59


Hardeman County

Program, Year Started

2013 Units 2013 Dollars

Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed Foreclosure Prevention, 2008 HOME, 1992

1 --2 6 --

$73,265 -$49,469 $32,174 $2,400 --

294 1 -6 14 48

$10.6M $225 $115,731 $79,624 $5,550 $2.4M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

2 --2

$11,050 --$11,050

30 15 3 12

$121,343 $73,306 $1,244 $46,793

Low Income Housing Tax Credits, 1987

--

--

120

$5.3M

113 59 54

$486,397 $245,334 $241,063

----

----

-8

-$55,732

-8

$131,335 $55,732

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

Key: Italics denote State of Tennessee programs. All others are federal programs.

60

Cumulative Units Cumulative Dollars


Hardin County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

1 --3 -2 ---

$50,076 -$95,159 $29,659 $74,915 $50,695 ---

356 7 -6 -2 2 63

$12.8M $1,575 $123,908 $51,876 $74,915 $50,695 $900 $2.6M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

2 -1 1

$6,975 -$568 $6,407

11 3 2 6

$46,026 $24,096 $973 $20,958

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987

---

---

4 205

$152,980 $12.4M

101 29 72

$417,612 $100,612 $317,000

----

----

--8

$50,000 -$55,732

--8

-$118,620 $55,732

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

61


Hawkins County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

1 2 -19 -2 15 --

$38,293 $500 $507,945 $219,085 $32,998 $25,943 $6,450 --

953 29 -26 -3 72 150

$43M $5,725 $593,840 $286,030 $59,022 $28,042 $26,100 $5.2M

Tennessee’s Housing Trust Fund, 2007 Competitive Grants Emergency Repair Housing Modification and Ramps Rural Housing Repair

20 -8 9 3

$71,278 -$52,244 $7,957 $11,077

92 2 41 23 26

$442,966 $100,000 $210,696 $17,928 $114,342

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987

---

---

2 62

$182,812 $962,050

Project-Based Section 8 Rental Assistance, 1978

271

$544,884

--

--

Emergency Solutions Grant Program, 1988

--

$171,175

--

--

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

62


Haywood County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

1 1 -2 -1 11 --

$109,479 $250 $93,008 $99,553 $9,710 $10,710 $4,500 --

232 11 -11 -1 27 131

$9.7M $2,600 $251,142 $193,501 $9,710 $10,710 $10,500 $4.6M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

6 --6

$34,219 --$34,219

41 14 1 26

$211,562 $110,100 $545 $100,917

Low Income Housing Tax Credits, 1987

--

--

441

$28.8M

180 125 55

$759,855 $568,020 $191,835

----

----

-8

-$55,732

-8

$229,383 $55,732

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

63


Henderson County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

4 4 -4 -3 1 --

$290,311 $1,000 $93,965 $47,731 $104,692 $51,609 $450 --

214 11 -7 -3 9 85

$10M $2,425 $125,780 $75,221 $104,692 $51,609 $4,050 $2.2M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

3 -1 2

$9,120 -$990 $8,130

27 9 8 10

$125,349 $85,651 $4,734 $34,964

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987

---

---

2 109

$37,590 $7.1M

161 26 135

$746,619 $90,887 $655,732

----

----

--8

$50,000 -$55,732

--8

-$198,059 $55,732

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

64


Henry County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

---5 -1 1 --

--$152,001 $98,494 $27,196 $19,056 $900 --

384 1 -11 -1 4 97

$13.2M $250 $271,515 $142,889 $27,196 $19,056 $1,800 $3M

Tennessee’s Housing Trust Fund, 2007 Competitive Grants Emergency Repair Housing Modification and Ramps Rural Housing Repair

3 --1 2

$8,228 --$597 $7,631

83 34 28 6 15

$798,741 $519,625 $204,824 $4,722 $69,570

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987 Multi-Family Bond Authority, 1993

-98 --

-$9.5M --

23 258 40

$525,508 $19.9M $660,000

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

321 17 304

$1.2M $53,222 $1.2M

----

----

--8

$89,286 -$55,732

--8

-$290,543 $55,732

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

65


Hickman County

Program, Year Started

2013 Units 2013 Dollars

Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed Foreclosure Prevention, 2008 HOME, 1992

3 2 -1 14 --

$269,931 $500 $11,008 $65,648 $4,500 --

300 23 -7 53 79

$17M $4,400 $110,714 $135,094 $21,600 $2.4M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

2 2 ---

$8,223 $8,223 ---

26 20 3 3

$98,347 $67,589 $10,846 $19,912

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987

---

---

32 81

$409,400 $2.7M

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

113 27 86

$572,548 $88,922 $483,626

----

----

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

--32

$75,000 -$161,604

--32

-$100,809 $161,604

Key: Italics denote State of Tennessee programs. All others are federal programs.

66

Cumulative Units Cumulative Dollars


Houston County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

-----2 1 --

---$39,013 $75,353 $29,530 $750 --

51 2 -4 -2 6 47

$2.8M $475 $82,013 $85,207 $75,353 $29,530 $2,700 $1.9M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

2 -2 --

$1,286 -$1,286 --

9 3 5 1

$25,940 $21,918 $3,247 $775

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987

---

---

3 42

$79,550 $579,450

Tenant-Based Section 8 Rental Assistance, 1978

6

$16,845

--

--

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008

---

$193,440 --

---

-$118,306

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

67


Humphreys County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

1 --2 -1 6 --

$65,982 -$69,525 $39,445 $33,401 $19,943 $1,650 --

139 6 -5 -1 17 38

$7.1M $1,125 $124,433 $64,148 $33,401 $19,943 $6,300 $1.6M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

-----

-----

14 9 2 3

$61,134 $47,453 $1,282 $12,400

Low Income Housing Tax Credits, 1987

--

--

48

$6M

144 19 125

$491,834 $64,061 $427,773

----

----

---

$75,000 --

---

-$127,732

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

68


Jackson County

Program, Year Started

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed Foreclosure Prevention, 2008 HOME, 1992

---1 ---

--$7,825 $15,618 ---

46 8 -3 3 60

$2.3M $1,475 $29,195 $30,195 $1,350 $2M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

5 1 1 3

$17,518 $2,640 $231 $14,647

28 16 3 9

$161,464 $115,660 $903 $44,901

Low Income Housing Tax Credits, 1987

--

--

56

$877,890

Tenant-Based Section 8 Rental Assistance, 1978

14

$39,929

--

--

Emergency Solutions Grant Program, 1988 Weatherization Assistance Program, 1976

-37

$45,000 $177,377

-37

-$177,377

Key: Italics denote State of Tennessee programs. All others are federal programs.

69


Jefferson County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

5 3 -25 -2 21 --

$537,568 $750 $701,996 $462,905 $13,561 $15,561 $8,550 --

608 47 -50 -2 100 78

$35.2M $10,550 $1.1M $703,879 $13,561 $15,561 $39,900 $2.4M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

6 5 -1

$41,276 $39,452 -$1,824

41 37 1 3

$179,071 $166,592 $413 $12,066

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987

---

---

20 92

$7,640 $3.9M

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

59 6 53

$222,802 $21,822 $200,980

----

----

Emergency Solutions Grant Program, 1988 Weatherization Assistance Program, 1976

-16

$14,286 $93,165

-16

-$93,165

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

70


Johnson County

Program, Year Started

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed Foreclosure Prevention, 2008 HOME, 1992

---6 3 --

--$129,821 $65,214 $1,500 --

19 16 -11 25 155

$1.6M $2,025 $198,232 $115,051 $6,300 $4.9M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Rural Housing Repair

3 2 1

$18,974 $11,664 $7,310

21 8 13

$109,706 $40,819 $68,887

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987

---

---

17 40

$307,887 $561,110

Project-Based Section 8 Rental Assistance, 1978

149

$651,360

--

--

Emergency Solutions Grant Program, 1988

--

$245,566

--

--

Key: Italics denote State of Tennessee programs. All others are federal programs.

71


Knox County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

132 109 -172 -22 50 --

$14.5M $26,800 $5.6M $2.8M $686,076 $327,792 $10,800 --

9,665 919 -309 -24 366 166

$584.2M $219,900 $7.4M $4.1M $761,787 $353,607 $114,450 $3.6M

Tennessee’s Housing Trust Fund, 2007 Competitive Grants Emergency Repair Housing Modification and Ramps Rural Housing Repair

6 -6 ---

$29,108 -$29,108 ---

233 187 22 22 2

$3M $2.9M $86,024 $13,970 $10,305

Community Investment Tax Credits, 2005 Homeownership Rental Low Income Housing Tax Credits, 1987 Multi-Family Bond Authority, 1993

56 20 36 ---

$1.8M $1.2M $637,500 ---

344 --2,863 1,684

$11.7M --$173.1M $62.6M

3,986 285 3,701

$18.6M $1.3M $17.3M

----

----

--58

$14,286 $277,911 $297,051

--58

-$1.7M $297,051

Disbursed Foreclosure Prevention, 2008 HOME, 1992

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs. 72


Lake County

Program, Year Started

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed Foreclosure Prevention, 2008 HOME, 1992

----1 --

----$450 --

58 1 -1 1 117

$2.1M $225 $3,712 $3,712 $450 $4.3M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

1 1 ---

$7,546 $7,546 ---

14 7 4 3

$62,582 $47,731 $3,193 $11,658

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987

---

---

13 184

$301,490 $2.5M

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

222 4 218

$1.1M $13,169 $1.1M

----

----

Emergency Solutions Grant Program, 1988 Weatherization Assistance Program, 1976

-28

$14,286 $138,279

-28

-$138,279

Key: Italics denote State of Tennessee programs. All others are federal programs.

73


Lauderdale County

Program, Year Started

2013 Units 2013 Dollars

Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed Foreclosure Prevention, 2008 HOME, 1992

3 3 -9 2 --

$211,104 $750 $179,477 $113,343 $900 --

322 19 -14 22 99

$15.2M $4,525 $265,163 $189,512 $6,600 $3.7M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Rural Housing Repair

4 2 2

$28,305 $19,963 $8,343

56 31 25

$302,953 $171,456 $131,497

Low Income Housing Tax Credits, 1987

--

--

366

$15.7M

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

285 110 175

$1.3M $440,616 $873,853

----

----

Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

-28

-$138,279

-28

$646,531 $138,279

Key: Italics denote State of Tennessee programs. All others are federal programs.

74

Cumulative Units Cumulative Dollars


Lawrence County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

1 1 -6 -2 6 --

$82,478 $250 $124,991 $75,156 $65,618 $29,638 $2,100 --

308 9 -11 -2 24 72

$13M $1,775 $193,926 $139,071 $65,618 $29,638 $8,550 $2.4M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

10 7 -3

$47,502 $34,065 -$13,437

34 17 3 14

$145,779 $88,993 $5,099 $51,687

Low Income Housing Tax Credits, 1987

56

$5.9M

349

$27.1M

Tenant-Based Section 8 Rental Assistance, 1978

51

$188,384

--

--

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

--32

$75,000 -$161,604

--32

-$305,279 $161,604

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

75


Lewis County

Program, Year Started

2013 Units 2013 Dollars

Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed Foreclosure Prevention, 2008 HOME, 1992

---3 2 --

--$113,564 $61,593 $1,050 --

27 2 -14 14 63

$1.3M $475 $296,524 $207,094 $6,000 $2.3M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

5 5 ---

$11,482 $11,482 ---

23 18 1 4

$81,700 $68,155 $374 $13,171

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987

-48

-$3.2M

6 96

$1.1M $3.9M

Project-Based Section 8 Rental Assistance, 1978

45

$138,353

--

--

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

--32

$75,000 -$161,604

--32

-$160,480 $161,604

Key: Italics denote State of Tennessee programs. All others are federal programs.

76

Cumulative Units Cumulative Dollars


Lincoln County

Program, Year Started

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed Foreclosure Prevention, 2008 HOME, 1992

---3 7 --

--$99,983 $47,715 $3,150 --

107 4 -10 19 94

$5.6M $675 $178,777 $105,212 $7,500 $2.9M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

-----

-----

35 21 5 9

$131,490 $99,266 $2,971 $29,253

Low Income Housing Tax Credits, 1987

--

--

168

$18.4M

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

145 85 60

$566,682 $230,876 $335,806

----

----

Emergency Solutions Grant Program, 1988 Weatherization Assistance Program, 1976

-32

$75,000 $161,604

-32

-$161,604

Key: Italics denote State of Tennessee programs. All others are federal programs.

77


Loudon County

Program, Year Started

2013 Units 2013 Dollars

Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed Foreclosure Prevention, 2008 HOME, 1992

13 10 -13 4 --

$1.4M $2,500 $339,780 $151,936 $600 --

610 65 -24 15 142

$36.8M $16,125 $472,481 $258,858 $4,800 $3.5M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

-----

-----

11 6 2 3

$75,083 $56,078 $1,504 $17,500

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987

-56

-$6M

85 286

$3.2M $22.5M

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

322 29 293

$1.4M $154,448 $1.3M

----

----

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

--58

$14,286 -$297,051

--58

-$425,569 $297,051

Key: Italics denote State of Tennessee programs. All others are federal programs.

78

Cumulative Units Cumulative Dollars


Macon County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

---6 -1 1 --

--$171,741 $94,840 $39,490 $23,800 $450 --

124 10 -14 -1 8 51

$6.3M $2,075 $260,157 $161,875 $39,490 $23,800 $2,700 $1.8M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

-----

-----

24 4 4 16

$84,218 $34,417 $2,264 $47,537

Low Income Housing Tax Credits, 1987

--

--

47

$561,980

Tenant-Based Section 8 Rental Assistance, 1978

9

$19,075

--

--

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

--37

$45,000 -$177,377

--37

-$194,270 $177,377

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

79


Madison County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

9 11 -21 -5 12 --

$877,408 $2,750 $563,119 $379,279 $105,223 $31,555 $5,400 --

3,689 122 -50 -5 89 101

$182.4M $26,275 $1M $706,014 $105,223 $31,555 $30,300 $2.1M

Tennessee’s Housing Trust Fund, 2007 Competitive Grants Emergency Repair Housing Modification and Ramps Rural Housing Repair

5 --1 4

$20,688 --$990 $19,698

32 7 2 11 12

$407,074 $324,375 $15,460 $6,419 $60,821

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987 Multi-Family Bond Authority, 1993

----

----

36 890 788

$694,868 $56.7M $31.5M

1,014 389 625

$4.9M $1.9M $3.1M

----

----

-4 8

$255,912 $93,148 $55,732

--8

-$1.4M $55,732

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

80


Marion County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

1 1 -5 -1 20 --

$116,549 $250 $189,216 $131,635 $39,548 $15,544 $7,950 --

301 15 -11 -1 48 176

$16.3M $2,575 $255,663 $191,806 $39,548 $15,544 $19,500 $3.3M

Tennessee’s Housing Trust Fund, 2007 Competitive Grants Emergency Repair Housing Modification and Ramps Rebuild and Recover Rural Housing Repair

6 --1 -5

$334,709 --$884 $300,000 $33,825

98 7 25 38 -28

$752,226 $111,000 $178,655 $29,554 $300,000 $133,017

Low Income Housing Tax Credits, 1987

--

--

77

$5.5M

Project-Based Section 8 Rental Assistance, 1978

57

$284,119

--

--

Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

-39

-$190,884

-39

$345,814 $190,884

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

81


Marshall County

Program, Year Started

2013 Units 2013 Dollars

Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed Foreclosure Prevention, 2008 HOME, 1992

2 2 -8 10 --

$157,101 $500 $210,060 $146,079 $2,250 --

307 38 -20 69 99

$19M $6,975 $360,155 $268,818 $26,700 $3M

Tennessee’s Housing Trust Fund, 2007 Competitive Grants Emergency Repair Housing Modification and Ramps Rural Housing Repair

6 -5 -1

$38,336 -$31,136 -$7,200

74 41 26 2 5

$419,657 $260,954 $128,294 $1,232 $29,178

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987

-90

-$5.1M

55 347

$272,080 $23M

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

407 169 238

$1.5M $592,124 $875,217

----

----

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

--32

$75,000 -$161,604

--32

-$210,515 $161,604

Key: Italics denote State of Tennessee programs. All others are federal programs.

82

Cumulative Units Cumulative Dollars


Maury County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

44 41 -30 -1 43 --

$5.1M $10,750 $1M $621,399 $39,719 $19,576 $15,000 --

1,425 280 -58 -1 330 77

$96.4M $61,475 $1.5M $1M $39,719 $19,576 $139,800 $2.9M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

15 14 1 --

$69,859 $68,869 $990 --

93 81 4 8

$482,352 $444,240 $2,654 $35,459

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987

-32

-$2.1M

10 579

$621,637 $29.2M

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

769 602 167

$3.2M $2.5M $647,945

----

----

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

-4 32

$75,000 $332,337 $161,604

--32

-$636,194 $161,604

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

83


McMinn County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

2 2 -18 -2 16 --

$266,651 $500 $567,366 $295,356 $39,752 $37,672 $5,250 --

256 30 -36 -2 51 192

$13.2M $5,975 $889,547 $517,690 $39,752 $37,672 $19,950 $4M

Tennessee’s Housing Trust Fund, 2007 Competitive Grants Emergency Repair Housing Modification and Ramps Rural Housing Repair

21 --9 12

$80,212 --$7,212 $73,000

169 16 27 67 59

$454,375 $17,189 $151,569 $52,755 $232,863

Low Income Housing Tax Credits, 1987

--

--

290

$16.5M

Project-Based Section 8 Rental Assistance, 1978

418

$1.7M

--

--

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

--39

$191,456 -$190,884

--39

-$413,488 $190,884

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

84


McNairy County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

-1 -12 -1 9 --

-$250 $237,432 $186,224 $1,104 $2,104 $3,450 --

192 10 -22 -1 17 76

$7.8M $2,400 $388,880 $282,154 $1,104 ,104 $6,450 $2.2M

Tennessee’s Housing Trust Fund, 2007 Competitive Grants Emergency Repair Housing Modification and Ramps Rebuild and Recover Rural Housing Repair

2 ----2

$186,773 ---$175,000 $11,773

10 3 1 1 -5

$256,768 $49,220 $11,000 $275 $175,000 $21,273

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987

---

---

3 64

$41,780 $7.2M

158 30 128

$868,010 $86,413 $781,597

----

----

--8

$85,000 -$55,732

--8

-$398,702 $55,732

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

85


Meigs County

Program, Year Started

2013 Units 2013 Dollars

Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed Foreclosure Prevention, 2008 HOME, 1992

2 2 -7 7 --

$149,736 $500 $207,563 $71,629 $2,700 --

40 7 -11 13 75

$2.5M $1,700 $253,320 $114,517 $4,500 $1.9M

Tennessee’s Housing Trust Fund, 2007 Housing Modification and Ramps Rural Housing Repair

3 3 --

$2,254 $2,254 --

41 38 3

$40,194 $31,445 $8,749

Low Income Housing Tax Credits, 1987

--

--

24

$242,860

Project-Based Section 8 Rental Assistance, 1978

29

$63,967

--

--

Emergency Solutions Grant Program, 1988 Weatherization Assistance Program, 1976

-39

$191,456 $190,884

-39

-$190,884

Key: Italics denote State of Tennessee programs. All others are federal programs.

86

Cumulative Units Cumulative Dollars


Monroe County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

5 4 -11 -2 19 --

$389,064 $1,000 $294,067 $144,380 $60,829 $39,731 $7,050 --

272 34 -16 -2 41 86

$14.4M $6,725 $358,578 $188,537 $60,829 $39,731 $16,050 $2.9M

Tennessee’s Housing Trust Fund, 2007 Competitive Grants Emergency Repair Housing Modification and Ramps Rural Housing Repair

3 -1 -2

$12,590 -$6,670 -$5,920

91 65 4 6 16

$224,099 $132,475 $11,806 $4,454 $75,364

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987

---

---

16 106

$6,112 $6.9M

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

145 12 133

$465,718 $28,370 $437,348

----

----

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

--16

$121,742 -$93,165

--16

-$304,209 $93,165

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

87


Montgomery County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

70 65 -58 -9 49 --

$7.7M $15,800 $2M $1M $283,765 $111,749 $12,600 --

3,671 470 -101 -11 180 93

$200M $98,625 $2.6M $1.5M $318,327 $115,010 $55,500 $2.7M

Tennessee’s Housing Trust Fund, 2007 Competitive Grants Emergency Repair Housing Modification and Ramps Rural Housing Repair

2 --1 1

$5,542 --$467 $5,075

83 55 9 15 4

$444,005 $356,031 $55,586 $17,138 $15,250

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987 Multi-Family Bond Authority, 1993

----

----

17 928 112

$717,993 $72.9M $4.2M

1,159 761 398

$6M $4.1M $1.8M

----

----

---

$268,440 $1,302

---

-$1.4M

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

88


Moore County

Program, Year Started

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Homeownership Loan Program, 1974 Foreclosure Prevention, 2008 HOME, 1992

----

----

20 1 18

$1.1M $450 $500,000

Tennessee’s Housing Trust Fund, 2007 Emergency Repair

1 1

$4,207 $4,207

1 1

$4,207 $4,207

Low Income Housing Tax Credits, 1987

--

--

57

$779,850

Tenant-Based Section 8 Rental Assistance, 1978

8

$20,956

--

--

Emergency Solutions Grant Program, 1988 Weatherization Assistance Program, 1976

-32

$75,000 $161,604

-32

-$161,604

Key: Italics denote State of Tennessee programs. All others are federal programs.

89


Morgan County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

5 1 -1 --1 --

$262,197 $250 $35,954 $15,925 -$5,904 $450 --

156 17 -1 -1 8 63

$7.8M $2,875 $35,954 $15,925 $18,281 $7,378 $3,150 $2.4M

Tennessee’s Housing Trust Fund, 2007 Competitive Grants Emergency Repair Housing Modification and Ramps Rural Housing Repair

4 -3 1 --

$17,175 -$16,185 $990 --

51 11 28 6 6

$333,560 $214,500 $82,864 $9,569 $26,627

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987

---

---

47 109

$638,237 $4.5M

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

55 6 49

$150,087 $18,327 $131,760

----

----

Emergency Solutions Grant Program, 1988 Weatherization Assistance Program, 1976

-16

$73,500 $93,165

-16

-$93,165

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

90


Obion County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

1 1 -11 -1 8 --

$65,241 $100 $283,794 $191,296 $20,127 $5,370 $3,600 --

504 12 -29 -1 15 78

$23.7M $1,925 $493,014 $341,317 $20,127 $5,370 $6,300 $2.7M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

3 --3

$13,208 --$13,208

33 12 6 15

$155,480 $85,006 $3,473 $67,001

Low Income Housing Tax Credits, 1987 Multi-Family Bond Authority, 1993

---

---

71 50

$956,950 $765,000

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

421 20 401

$1.9M $79,330 $1.8M

----

----

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

--28

$14,286 -$138,279

--28

-$848,055 $138,279

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

91


Overton County

Program, Year Started

2013 Units 2013 Dollars

Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed Foreclosure Prevention, 2008 HOME, 1992

4 1 -4 2 --

$382,725 $250 $127,127 $50,700 $750 --

210 9 -7 5 92

$12.3M $1,875 $172,042 $95,615 $2,250 $2.4M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

2 --2

$10,356 --$10,356

24 12 1 11

$159,638 $106,148 $716 $52,774

Low Income Housing Tax Credits, 1987

--

--

111

$4.3M

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

68 15 53

$139,221 $48,102 $91,119

----

----

Emergency Solutions Grant Program, 1988 Weatherization Assistance Program, 1976

-37

$45,000 $177,377

-37

-$177,377

Key: Italics denote State of Tennessee programs. All others are federal programs.

92

Cumulative Units Cumulative Dollars


Perry County

Program, Year Started

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed Foreclosure Prevention, 2008 HOME, 1992

----1 --

--$19,168 $4,792 $450 --

4 1 -1 4 59

$158,078 $100 $39,166 $24,790 $1,500 $1.8M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

3 2 1 --

$5,427 $4,440 $987 --

19 16 1 2

$89,923 $78,742 $987 $10,195

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

27 4 23

$111,701 $13,222 $98,479

----

----

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

--32

$75,000 -$161,604

--32

-$112,056 $161,604

Key: Italics denote State of Tennessee programs. All others are federal programs.

93


Pickett County

Program, Year Started

2013 Units 2013 Dollars

Homeownership Loan Program, 1974 Keep My Tennessee Home, 2011 Allocated Disbursed HOME, 1992

-----

-$24,058 $2,993 --

22 -2 87

$980,970 -$24,058 $2M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Rural Housing Repair

1 -1

$3,675 -$3,675

36 9 27

$220,798 $60,840 $159,958

Low Income Housing Tax Credits, 1987

--

--

56

$554,560

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

32 8 24

$92,455 $17,659 $74,796

----

----

Emergency Solutions Grant Program, 1988 Weatherization Assistance Program, 1976

-37

$45,000 $177,377

-37

-$177,377

Key: Italics denote State of Tennessee programs. All others are federal programs.

94

Cumulative Units Cumulative Dollars


Polk County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

1 ----1 7 --

$74,427 --$3,633 $37,294 $20,033 $3,000 --

108 19 -3 -1 24 148

$6.1M $3,975 $37,932 $37,932 $37,294 $20,033 $10,050 $3.5M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

3 -1 2

$15,695 -$695 $15,000

34 14 15 5

$137,760 $101,657 $12,170 $23,933

Low Income Housing Tax Credits, 1987

--

--

48

$652,220

Project-Based Section 8 Rental Assistance, 1978

26

$179,483

--

--

Emergency Solutions Grant Program, 1988 Weatherization Assistance Program, 1976

-39

$191,456 $190,884

-39

-$190,884

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

95


Putnam County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

15 6 -13 -2 13 --

$1.5M $1,350 $435,536 $230,432 $45,620 $16,298 $5,400 --

1,119 80 -26 -2 29 57

$66.7M $19,650 $609,739 $333,038 $45,620 $16,298 $11,700 $2.6M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

4 -1 3

$15,634 -$491 $15,143

67 39 12 16

$345,001 $273,355 $5,460 $66,186

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987

---

---

1 392

$101,375 $21.6M

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

492 301 191

$1.6M $941,283 $651,067

----

----

Emergency Solutions Grant Program, 1988 Weatherization Assistance Program, 1976

-37

$120,000 $177,377

-37

-$177,377

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

96


Rhea County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

4 4 -14 -3 21 --

$449,763 $1,000 $403,079 $264,294 $63,809 $51,229 $8,700 --

565 17 -23 -3 67 118

$37.2M $3,975 $588,203 $356,050 $63,809 $51,229 $26,250 $3.4M

Tennessee’s Housing Trust Fund, 2007 Housing Modification and Ramps Rural Housing Repair

8 6 2

$18,106 $4,300 $13,806

49 36 13

$91,014 $26,475 $64,539

Low Income Housing Tax Credits, 1987

72

$4.2M

187

$8.1M

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

--39

$191,456 -$190,884

--39

-$189,093 $190,884

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

97


Roane County

Program, Year Started

2013 Units 2013 Dollars

Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed Foreclosure Prevention, 2008 HOME, 1992

4 4 -13 1 --

$331,437 $1,000 $463,443 $260,067 $150 --

426 37 -19 14 233

$22.6M $8,950 $539,340 $321,420 $5,400 $5.1M

Tennessee’s Housing Trust Fund, 2007 Competitive Grants Emergency Repair Housing Modification and Ramps

2 -2 --

$10,221 -$10,221 --

16 3 12 1

$110,220 $50,000 $59,294 $926

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987

---

---

25 424

$570,000 $18.5M

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

387 42 345

$1.4M $132,766 $1.3M

----

----

Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

-58

-$297,051

-58

$310,066 $297,051

Key: Italics denote State of Tennessee programs. All others are federal programs.

98

Cumulative Units Cumulative Dollars


Robertson County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

22 21 -27 -4 18 --

$2.7M $5,250 $1M $630,409 $124,456 $43,195 $9,900 --

1,811 138 -59 -4 133 142

$132M $29,575 $1.5M $1M $124,456 $43,195 $60,150 $2.3M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

3 1 2 --

$4,625 $3,557 $1,069 --

27 9 14 4

$68,172 $45,826 $9,039 $13,307

Low Income Housing Tax Credits, 1987 Multi-Family Bond Authority, 1993

120 --

$14.8M --

679 120

$31.7M $4.9M

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

321 207 114

$1.8M $1.3M $487,165

----

----

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

--37

$115,660 -$185,806

--37

-$559,863 $185,806

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

99


Rutherford County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

330 324 -173 -18 164 --

$41.9M $80,550 $6.3M $3.4M $624,963 $255,404 $71,700 --

8,228 1,631 -367 -21 1,027 359

$724.3M $392,425 $9.1M $5.8M $629,703 $255,404 $420,150 $6M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

9 2 6 1

$18,546 $13,714 $3,019 $1,813

52 20 31 1

$152,157 $131,250 $19,094 $1,813

Community Investment Tax Credits, 2005 Rental Low Income Housing Tax Credits, 1987

195 195 --

$10.2M $10.2M --

549 -1,932

$27.7M -$120.6M

1,230 209 1,021

$6.3M $1.3M $5M

----

----

-1 37

$220,868 $19,566 $185,806

--37

-$1.7M $185,806

Disbursed Foreclosure Prevention, 2008 HOME, 1992

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

100


Scott County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

3 --6 -1 7 --

$194,622 -$181,891 $104,194 $23,814 $9,882 $2,550 --

67 4 -12 -1 11 107

$3.7M $450 $250,731 $168,317 $23,814 $9,882 $4,650 $4.5M

Tennessee’s Housing Trust Fund, 2007 Competitive Grants Emergency Repair Housing Modification and Ramps Rural Housing Repair

11 -7 3 1

$32,685 -$25,475 $2,554 $4,655

65 12 32 14 7

$365,007 $234,910 $95,874 $11,279 $22,944

Low Income Housing Tax Credits, 1987

--

--

94

$1.4M

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

131 23 108

$474,391 $48,530 $425,861

----

----

Emergency Solutions Grant Program, 1988 Weatherization Assistance Program, 1976

-16

$73,500 $93,165

-16

-$93,165

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

101


Sequatchie County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

5 2 -9 -2 15 --

$541,718 $500 $344,364 $126,299 $74,977 $48,838 $6,600 --

182 53 -14 -4 29 52

$11M $11,850 $367,797 $146,128 $101,683 $58,435 $11,400 $1.7M

Tennessee’s Housing Trust Fund, 2007 Competitive Grants Emergency Repair Housing Modification and Ramps Rural Housing Repair

4 ---4

$24,615 ---$24,615

52 8 11 22 11

$286,354 $133,750 $75,057 $18,569 $58,978

Low Income Housing Tax Credits, 1987

--

--

64

$3M

Project-Based Section 8 Rental Assistance, 1978

62

$284,929

--

--

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

--39

$124,000 -$190,884

--39

-$1M $190,884

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

102


Sevier County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

5 4 -20 -3 6 --

$540,721 $1,000 $642,982 $373,700 $111,148 $68,774 $1,950 --

569 52 -37 -3 33 98

$34M $9,925 $957,436 $629,946 $111,148 $68,774 $12,750 $4M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

1 --1

$5,962 --$5,962

8 2 1 5

$35,588 $14,456 $791 $20,342

Community Investment Tax Credits, 2005 Rental Low Income Housing Tax Credits, 1987

11 11 --

$280,000 $280,000 --

112 -496

$5M -$40.2M

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

160 49 111

$568,289 $181,805 $386,484

----

----

Emergency Solutions Grant Program, 1988 Weatherization Assistance Program, 1976

-16

$14,286 $93,165

-16

-$93,165

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Italics denote State of Tennessee programs. All others are federal programs.

103


Shelby County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

292 270 -705 -107 453 --

$30.9M $67,250 $26.1M $14M $3M $1.5M $154,950 --

19,892 1,780 -1,318 -116 3,956 200

$1,104.1M $398,723 $37.5M $21.9M $3.2M $1.5M $1.5M $2.6M

Tennessee’s Housing Trust Fund, 2007 Competitive Grants Emergency Repair Housing Modification and Ramps

62 -41 21

$205,367 -$187,706 $17,661

318 158 116 44

$3.4M $2.6M $740,636 $27,140

Community Investment Tax Credits, 2005 Homeownership Rental Low Income Housing Tax Credits, 1987 Multi-Family Bond Authority, 1993

9 6 3 301 --

$225,000 $125,000 $100,000 $27.3M --

254 --11,828 8,429

$10.4M --$520.9M $244.2M

7,424 386 7,038

$36.7M $2.4M $34.3M

----

----

-51 9

$14,286 $3.3M $81,847

--9

-$17.4M $81,847

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs. 104


Smith County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

---4 -2 ---

--$192,991 $156,482 $4,848 $5,848 ---

58 21 -17 -2 10 68

$4.5M $2,925 $438,237 $325,183 $4,848 $5,848 $3,900 $2.1M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

2 --2

$14,950 --$14,950

14 9 1 4

$90,837 $64,667 $467 $25,703

Low Income Housing Tax Credits, 1987

--

--

144

$5.8M

Tenant-Based Section 8 Rental Assistance, 1978

16

$44,082

--

--

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

--37

$45,000 -$177,377

--37

-$160,999 $177,377

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

105


Stewart County

Program, Year Started

2013 Units 2013 Dollars

Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed Foreclosure Prevention, 2008 HOME, 1992

1 1 -4 ---

$92,592 $250 $125,990 $84,360 ---

82 15 -8 6 33

$4.3M $2,600 $215,457 $143,523 $2,100 $1.4M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rebuild and Recover

1 -1 --

$250,364 -$364 $250,000

7 6 1 --

$283,809 $33,445 $364 $250,000

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987

---

---

1 26

$10,000 $358,320

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

33 8 25

$80,103 $22,764 $57,339

----

----

Emergency Solutions Grant Program, 1988

--

$193,440

--

--

Key: Italics denote State of Tennessee programs. All others are federal programs.

106

Cumulative Units Cumulative Dollars


Sullivan County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

19 16 -57 -7 34 --

$1.7M $4,000 $1.7M $817,928 $134,160 $29,946 $14,100 --

2,047 197 -88 -7 136 135

$91.3M $42,575 $2M $1.1M $134,160 $29,946 $44,850 $2.5M

Tennessee’s Housing Trust Fund, 2007 Competitive Grants Emergency Repair Housing Modification and Ramps Rural Housing Repair

5 -2 1 2

$26,546 -$14,960 $734 $10,852

102 20 55 15 12

$1.2M $934,000 $261,475 $12,423 $41,285

Community Investment Tax Credits, 2005 Homeownership Low Income Housing Tax Credits, 1987 Multi-Family Bond Authority, 1993

3 3 94 --

$350,000 $350,000 $6.6M --

18 -1,356 481

$1.7M -$92.1M $19.3M

Project-Based Section 8 Rental Assistance, 1978

962

$4.4M

--

--

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008

---

$430,183 --

---

-$850,379

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

107


Sumner County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

100 92 -62 -3 41 --

$13.6M $22,850 $2.3M $1.3M $94,045 $63,498 $18,150 --

3,275 601 -138 -5 249 190

$254.7M $129,575 $3.4M $2.2M $149,883 $71,135 $104,700 $4.8M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

6 1 4 1

$10,856 $5,500 $2,958 $2,398

42 13 28 1

$86,314 $66,421 $17,495 $2,398

Community Investment Tax Credits, 2005 Rental Low Income Housing Tax Credits, 1987 Multi-Family Bond Authority, 1993

--38 --

$2M $2M $3.2M --

115 -1,124 296

$6.7M -$48.2M $16.2M

1,033 549 484

$5.3M $3.2M $2.1M

----

----

--37

$260,830 -$185,806

--37

-$748,583 $185,806

Disbursed Foreclosure Prevention, 2008 HOME, 1992

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

108


Tipton County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

6 4 -30 -3 13 --

$655,689 $1,000 $994,203 $516,829 $116,162 $77,742 $4,500 --

1,252 75 -56 -3 88 109

$72.8M $13,300 $1.3M $780,339 $116,162 $77,742 $30,750 $4M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Rural Housing Repair

7 6 1

$53,423 $49,358 $4,065

77 50 27

$458,599 $314,201 $144,398

Low Income Housing Tax Credits, 1987

--

--

412

$14.1M

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

689 405 284

$3.8M $2.4M $1.4M

----

----

Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

-28

-$138,279

-28

$153,475 $138,279

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

109


Trousdale County

Program, Year Started

2013 Units 2013 Dollars

Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed Foreclosure Prevention, 2008 HOME, 1992

---1 3 --

--$39,354 $8,085 $1,800 --

55 10 -2 14 54

$3.7M $2,275 $50,904 $17,586 $6,900 $2.2M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps

----

----

6 5 1

$23,333 $22,491 $842

Low Income Housing Tax Credits, 1987

--

--

33

$504,170

Tenant-Based Section 8 Rental Assistance, 1978

41

$162,057

--

--

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

--37

$115,660 -$185,806

--37

-$104,000 $185,806

Key: Italics denote State of Tennessee programs. All others are federal programs.

110

Cumulative Units Cumulative Dollars


Unicoi County

Program, Year Started

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed Foreclosure Prevention, 2008 HOME, 1992

---6 4 --

--$198,595 $78,592 $1,800 --

134 8 -12 17 119

$6M $1,625 $288,315 $138,544 $5,700 $3.9M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

1 --1

$6,875 --$6,875

14 9 1 4

$62,659 $40,430 $990 $21,239

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987

---

---

7 64

$607,813 $4.1M

Project-Based Section 8 Rental Assistance, 1978

97

$289,058

--

--

Emergency Solutions Grant Program, 1988

--

$171,175

--

--

Key: Italics denote State of Tennessee programs. All others are federal programs.

111


Union County

Program, Year Started

2013 Units 2013 Dollars

Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed Foreclosure Prevention, 2008 HOME, 1992

3 3 -5 2 --

$185,613 $750 $108,034 $51,574 $300 --

225 16 -6 16 132

$13.7M $2,875 $102,319 $56,364 $4,800 $3.2M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Rural Housing Repair

4 1 3

$20,998 $1,184 $19,814

23 9 14

$98,537 $27,887 $70,650

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987

---

---

9 182

$3,438 $5.8M

Tenant-Based Section 8 Rental Assistance, 1978

26

$88,723

--

--

Weatherization Assistance Program, 1976

16

$93,165

16

$93,165

Key: Italics denote State of Tennessee programs. All others are federal programs.

112

Cumulative Units Cumulative Dollars


Van Buren County

Program, Year Started Homeownership Loan Program, 1974 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

--3 -1 3 --

-$89,813 $42,486 $39,694 $15,716 $1,350 --

16 -9 -1 12 37

$898,056 $170,150 $101,564 $39,694 $15,716 $5,100 $1.3M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Rural Housing Repair

1 -1

$7,500 -$7,500

13 5 8

$66,649 $25,557 $41,092

Low Income Housing Tax Credits, 1987

--

--

32

$2.9M

Project-Based Section 8 Rental Assistance, 1978

28

$138,090

--

--

Weatherization Assistance Program, 1976

37

$177,377

37

$177,377

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

113


Warren County

Program, Year Started

2013 Units 2013 Dollars

Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed Foreclosure Prevention, 2008 HOME, 1992

---3 10 --

--$117,189 $80,477 $2,400 --

226 8 -13 29 81

$11.3M $900 $271,499 $214,164 $9,750 $2M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

3 --3

$16,700 --$16,700

35 20 4 11

$228,816 $171,738 $2,336 $54,742

Low Income Housing Tax Credits, 1987 Multi-Family Bond Authority, 1993

---

---

376 100

$18.1M $3.2M

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

336 32 304

$1.2M $109,727 $1.1M

----

----

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

--37

$40,000 -$177,377

--37

-$418,056 $177,377

Key: Italics denote State of Tennessee programs. All others are federal programs.

114

Cumulative Units Cumulative Dollars


Washington County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

20 17 -40 -8 22 --

$2.1M $4,250 $1.2M $580,846 $241,295 $103,372 $7,200 --

1,602 192 -81 -9 156 193

$84.9M $48,150 $1.8M $1M $269,147 $107,801 $52,050 $4.8M

Tennessee’s Housing Trust Fund, 2007 Competitive Grants Emergency Repair Housing Modification and Ramps Rebuild and Recover Rural Housing Repair

8 -7 1 ---

$322,409 -$21,879 $530 $300,000 --

148 63 73 5 -7

$2.7M $2.1M $301,298 $4,040 $300,000 $30,186

Community Investment Tax Credits, 2005 Homeownership Rental Low Income Housing Tax Credits, 1987 Multi-Family Bond Authority, 1993

24 12 12 60 --

$2.5M $1.3M $1.2M $5M --

72 --1,060 102

$5.2M --$62.4M $3M

Project-Based Section 8 Rental Assistance, 1978

953

$3M

--

--

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008

---

$368,377 --

---

-$1.2M

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

115


Wayne County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

---1 -3 ---

--$21,870 $17,694 $93,357 $33,482 ---

37 1 -3 -3 2 64

$1.4M -$46,087 $25,911 $93,357 $33,482 $300 $2.3M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Rural Housing Repair

----

----

5 1 4

$9,274 $758 $8,516

Low Income Housing Tax Credits, 1987

--

--

136

$1.8M

Tenant-Based Section 8 Rental Assistance, 1978

17

$20,419

--

--

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

--32

$75,000 -$161,604

--32

-$450,357 $161,604

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

116


Weakley County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

1 --11 -1 6 --

$54,003 -$334,839 $187,399 -$5,197 $2,250 --

249 2 -20 -2 12 69

$11.5M $1,675 $471,464 $279,659 $16,944 $6,484 $3,750 $2.7M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

6 4 1 1

$39,892 $31,733 $832 $7,327

40 20 5 15

$216,060 $147,296 $3,869 $64,895

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987

---

---

10 338

$252,041 $20.1M

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

52 15 37

$187,516 $56,442 $131,074

----

----

Emergency Solutions Grant Program, 1988 Weatherization Assistance Program, 1976

-8

$89,286 $55,732

-8

-$55,732

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

117


White County

Program, Year Started

2013 Units 2013 Dollars

Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed Foreclosure Prevention, 2008 HOME, 1992

2 1 -6 9 --

$202,500 $250 $234,070 $108,132 $2,250 --

282 25 -14 29 52

$14.5M $5,150 $325,218 $179,656 $8,850 $1.8M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

2 -1 1

$8,029 -$879 $7,150

21 9 2 10

$126,781 $80,425 $1,393 $44,963

Low Income Housing Tax Credits, 1987 Multi-Family Bond Authority, 1993

---

---

48 50

$6M $800,000

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

91 27 64

$340,200 $74,578 $265,622

----

----

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

--37

$45,000 -$177,377

--37

-$308,055 $177,377

Key: Italics denote State of Tennessee programs. All others are federal programs.

118

Cumulative Units Cumulative Dollars


Williamson County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

56 52 -55 -2 65 --

$9M $12,850 $2.3M $1.2M $75,325 $27,812 $28,500 --

814 213 -96 -2 410 98

$79.7M $51,975 $2.9M $1.7M $75,325 $27,812 $182,250 $3.9M

Tennessee’s Housing Trust Fund, 2007 Competitive Grants Emergency Repair Housing Modification and Ramps

3 -3 --

$14,087 -$14,087 --

87 50 29 8

$1.2M $1M $103,965 $5,353

Community Investment Tax Credits, 2005 Homeownership Rental Low Income Housing Tax Credits, 1987

36 1 35 --

$435,542 $134,542 $300,000 --

183 --300

$11.5M --$22.2M

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

93 37 56

$439,366 $195,691 $243,675

----

----

Emergency Solutions Grant Program, 1988 Weatherization Assistance Program, 1976

-37

$135,108 $185,806

-37

-$185,806

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

119


Wilson County

Program, Year Started Homeownership Loan Program, 1974 Homebuyer Education Program, 2003 Keep My Tennessee Home, 2011 Allocated Disbursed *Medical Hardship Program, 2012 Allocated

2013 Units 2013 Dollars

Cumulative Units Cumulative Dollars

Disbursed Foreclosure Prevention, 2008 HOME, 1992

51 46 -62 -8 30 --

$6.6M $11,500 $2.4M $1M $271,720 $216,170 $12,300 --

1,491 345 -107 -9 211 159

$133.2M $74,775 $3M $1.6M $307,213 $222,185 $85,500 $4.9M

Tennessee’s Housing Trust Fund, 2007 Emergency Repair Housing Modification and Ramps Rural Housing Repair

1 -1 --

$972 -$972 --

25 9 15 1

$59,734 $44,768 $10,779 $4,187

Community Investment Tax Credits, 2005 Low Income Housing Tax Credits, 1987 Multi-Family Bond Authority, 1993

----

----

130 912 245

$8.4M $41.6M $12.4M

Section 8 Rental Assistance, 1978 Tenant-Based Project-Based

496 355 141

$2.6M $1.8M $762,261

----

----

Emergency Solutions Grant Program, 1988 Neighborhood Stabilization Program, 2008 Weatherization Assistance Program, 1976

--37

$40,660 -$185,806

--37

-$149,106 $185,806

*Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program

Key: Italics denote State of Tennessee programs. All others are federal programs.

120


Methodology


Methodology

Community Investment Tax Credit (CITC) Community Investment Tax Credit (CITC) dollars represent the amount of below market loans that are extended to organizations as a result of the tax credit, rather than the amount of the tax credit itself. CITC funds can be used for homeownership, rental, and homelessness prevention activities. The number of households served and their corresponding dollar amounts are given separately for each of these activities. Funds also may be applied toward security deposits, rent, and utilities. Cumulative dollar amounts and households served are not separated by activity because the relevant data were not collected from the beginning of the program.

Emergency Solutions Grant Program (ESG) In 2012, the Emergency Solutions Grant replaced what was formerly the Emergency Shelter Grant Program. ESG awards funds to nonprofits that serve multiple counties. There is not a straightforward way to determine a breakdown of dollars by county since providers serve all individuals in their home county, but also pull from a wider group of counties as a service area. Data presented in the county pages reflect the total dollars given to the non-profit that serves that county. These same dollars are reported for each county served by the same provider(s). Therefore, adding all of the counties together will produce a total that far exceeds the statewide total that is presented on the state summary page. The state total reflects the unduplicated amount of ESG funds provided to the non-profits.

Foreclosure Prevention Program Foreclosure Prevention counseling is provided by non-profits across the state. The county-level data are based on the address of the household served, rather than the address of the non-profit service provider. Because agencies may counsel the same person multiple times, beneficiaries are counted once in the cumulative total, even if they received counseling in different years.

HOME Program During the period covered by this report, funds for the 2013 HOME Program had not been awarded. Therefore, only cumulative amounts are provided. The dollar amounts include the administrative funds provided to grantees. The cumulative HOME dollars and units also include the American Dream Downpayment Initiative (ADDI) that the HOME Program funded from 2004 until 2009.

122


Homebuyer Education Program The Homebuyer Education Program pays certified counseling agencies the cost of homebuyer education for those whose mortgages are funded by THDA’s homeownership loan programs. For purposes of this summary report, payments are reflected in the counties where THDA customers purchased homes, rather than in the counties where the homebuyer education providers are located. A time lag between when someone receives homebuyer education and the date of funding the loan may exist due to the length of the home buying process. Additionally, some THDA loan products do not require homebuyer education. Therefore, the number of loans funded in a county may differ from the number of borrowers who received homebuyer education in the county. Although the Homebuyer Education Program began in 2003, the cumulative totals include only 2007 through 2013 data.

Homeownership Loan Programs The 2013 Homeownership Loan Program includes mortgages funded during the year through the Great Choice, Great Rate, Great Start, Great Advantage, and New Start mortgage programs. In October 2013, Great Choice and Great Choice Plus replaced the Great Rate, Great Start, and Great Advantage programs. The Great Choice loan offers a 30-year, fixed-rate mortgage to first-time homebuyers. Great Choice Plus is a second mortgage loan offering down payment and closing costs assistance at no interest, in conjunction with a Great Choice loan. The second mortgage is equal to four percent of the sales price of the home and is paid in full over the first 10 years of the mortgage or upon sale of the home. The number of Great Choice Plus recipients is not included in the total number of loans because they are counted under Great Choice. The dollar amounts for Great Choice Plus loans are not reflected in this year’s Program Summary. The Homeownership for the Brave interest rate discount of 0.25% is available on Great Choice loan products. It was also available on loan products that have been discontinued.

123


Methodology

Housing Trust Fund In 2013, the Housing Trust Fund (HTF) funded four programs: Housing Modifications and Ramps Program, Rural Housing Repair Program, Emergency Repair Program, and the Rebuild and Recover Program. The Competitive Grants Program and the Manufactured Home Program did not provide any funding during the calendar year. The dollar amounts for HTF programs include the administrative funds provided to grantees. The dollar amounts and households served for all of the HTF programs, with the exception of the Competitive Grants Program and the Rebuild and Recover Program, are based on expenditures that occurred during the year. For the Competitive Grants Program, cumulative units are based on the proposed number of households served. Cumulative dollar amounts reflect awards made during the calendar year. The Rebuild and Recover Program made its initial awards in 2013. The awards included a Disaster Grant that was made in Washington County, on which the Rebuild and Recover Program is modeled.

Keep My Tennessee Home Keep My Tennessee Home (Tennessee’s Hardest Hit Fund) provides forgivable loans to unemployed, substantially underemployed, recently divorced, and recently widowed homeowners to make their mortgage payments. The dollar amounts for this program include mortgage arrears, monthly mortgage payments, and Homeowner Association (HOA) fees. Two types of data are shown: allocated and disbursed. Allocated dollars reflect the amounts that will be paid while the beneficiaries receive assistance going forward. This includes payments for principal, interest, taxes, insurance, homeowner association dues, and other ownership-related costs. Disbursed dollar amounts show the payments that were made during the calendar year. The disbursed numbers also are counted in the allocated amounts. The disbursed unit numbers reflect the number of people who were assisted during the calendar year. Because the allocated number show future disbursements, the unit data is not calculated. Because allocations are made in a single year and disbursements occur across multiple years, it is possible that some counties will show dollar amounts without units and vice versa. It is possible that some borrowers were approved for loans at the end of the year and no payment was made during that year. Also, the borrowers may have been approved during the previous year, but THDA continued making payments on their behalf in 2013.

Low-Income Housing Tax Credits (LIHTC) Units that are counted in a given year are based on the year in which the tax credits are allocated, rather than the year in which the property construction or rehabilitation is completed. The dollars listed under the LIHTC program represent the total value of tax credits over 10 years. 124


Medical Hardship Program (Attorneys General National Mortgage Servicer Settlement, Keep My Tennessee Home Long-Term Medical Disability Hardship Program) The Medical Hardship Program provides forgivable loans to eligible Tennessee homeowners with a long-term medical disability hardship. The first funds were distributed in 2012. The dollar amounts for this program include mortgage arrears, monthly mortgage payments, and Homeowner Association (HOA) fees. It is possible that some loans included in this report closed late in December 2013, but a payment has yet to be made on behalf of the borrower. In these cases, there is not an associated dollar amount for the loan, or the associated dollar amounts are lower than actually provided. Two types of data are shown: allocated and disbursed. Allocated dollars reflect the amounts that will be paid while the beneficiaries receive assistance going forward. This includes payments for principal, interest, taxes, insurance, homeowner association dues, and other ownership-related costs. Disbursed dollar amounts show the payments that were made during the calendar year. The disbursed numbers also are counted in the allocated amounts. The disbursed unit numbers reflect the number of people who were assisted during the calendar year. Because the allocated number show future disbursements, the unit data is not calculated. Because allocations are made in a single year and disbursements occur across multiple years, it is possible that some counties will show dollar amounts without units and vice versa. It is possible that some borrowers were approved for loans at the end of the year and no payment was made during that year. Also, the borrowers may have been approved during the previous year, but THDA continued making payments on their behalf in 2013.

Multi-Family Tax-Exempt Bond Authority Multi-Family Bond Authority developments almost always receive LIHTC. Therefore, the units reported under this program are also counted in the LIHTC programs. In 2013, 512 units funded with LIHTC also received $20.2 million in Multi-Family Bond Authority funding.

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Methodology

Neighborhood Stabilization Program (NSP 1 and NSP 3) Introduced through the Housing and Economic Recovery Act (HERA) of 2008, NSP provides funds to purchase foreclosed properties for new construction, rehabilitation, acquisition, and demolition to stabilize neighborhoods. The dollar amount for each county is the sum of NSP funds provided for all those activities. In previous years, only the totals for new construction and rehabilitation were calculated. Starting in 2012, all activity conducted under NSP was counted, including acquisition and demolition. It is possible that some of the new construction or rehabilitation activities were not completed during the 2013 calendar year. Given the range of activities that fall under NSP, cumulative unit totals are not applicable. NSP 1 ended in March 2013. Although there may have been payment activity afterwards, this activity was comprised primarily of closeout billings. Expenses incurred after March 19, 2013 were not paid.

Section 8 Project-Based Rental Assistance (Contract Administration) The figures reported reflect the total number of families served in 2013, which may exceed the total number of vouchers due to tenant mobility. The U.S. Department of Housing and Urban Development (HUD) contracts with THDA to administer 399 Section 8 project-based contracts. This figure includes two Section 8 project-based properties that are part of the THDA portfolio. Because some families may have moved to project-based units in other counties during the year, county totals are not added to determine the state total. Instead, a separate state total is calculated by counting each family once. Because the structure of the program has changed since its inception, it is difficult to compute a meaningful cumulative total.

Section 8 Tenant-Based Rental Assistance (Housing Choice Vouchers) Section 8 Rental Assistance units and amounts totaled are those leased through THDA’s Housing Choice Voucher Program in 2013. The numbers do not reflect vouchers in urban counties and larger cities that administer their own Section 8 Housing Choice Voucher Program. Because some families may have moved and used vouchers in multiple counties during the year, county totals are not added to determine the state total. Instead, a separate state total is calculated by counting each family once. Because the structure of the program has changed since its inception, it is difficult to compute a meaningful cumulative total.

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Weatherization Assistance Program (WAP) In 2013, the Weatherization Assistance Program (WAP) was transferred from the Department of Human Services (DHS) to THDA. Although WAP was first funded in 1976, the cumulative totals reflected in this report start in 2013, which is when THDA began administering the program. We do not have data reflecting its previous totals. The total dollar amounts reflect the invoiced amounts from weatherization providers for 2013. To estimate the number of units assisted, the invoiced total, minus administrative costs, is divided by $4,500, which is the average cost to weatherize a unit. Data presented in the county pages reflect the total dollars given to the organizations serving that county. These same dollars are reported for each county served by the same provider(s). Therefore, adding all of the counties together will produce a total that far exceeds the statewide total that is presented on the state summary page. The state total reflects the unduplicated amount of WAP funds provided to the non-profits.

Congressional District Notes Congressional district boundaries for 2013 are based on the 113th session of the U.S. Congress. Calculations include an entire county’s data for all counties represented in the district, not just the portion of the county in the district. Some counties may be included in more than one congressional district, which means the state total cannot be determined by summing the district totals. The cumulative totals for the congressional districts represent the current configuration of the district. Therefore, they may differ from totals in previous years. With the exceptions of the Emergency Solutions Grant, the Weatherization Assistance Program, and the Section 8 programs, the figures for the congressional district rely on the methodologies outlined for the individual programs. The ESG and WAP numbers are determined by adding the dollar amount received by each agency in that congressional district. For both Section 8 programs, each beneficiary is counted once within a given district.

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Andr ew J acks onBui l di ngT hi r dF l oor ,502Deader i ckS t . ,Nas hvi l l e,T N372430900 800228T HDA -www. T HDA. or g


Program Summary 2013  

Tennessee Housing Development Agency's summary of work completed in CY 2013.

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