Page 1

Team Black Bear’s

Real Estate Update Exceeding Your Highest Expectations in Service, Performance & Results!

P.O. Box 1651 Eagle, CO 81631 Joan Harned, Barbara Hogoboom, Laura Sellards, Angela Maxey & Liana Winans

December 2012

THE HABIT OF HAPPINESS

www.TeamBlackBear.com info@TeamBlackBear.com

How does real estate remotely relate to the “Habit of Happiness”?

I

(970) 337-7777

Information contained in this newsletter is not guaranteed to be accurate. Prices subject to change without notice.

Mortgage Rates Are At An ALL-Time Low…AGAIN!

Listing Showcase (cont’d)...

T

he time to refinance or purchase a home is NOW! If reducing your monthly mortgage payment or going from a 30-year to a 15-year loan makes sense, do it now! Or, if you found that dream home, don’t wait, get into it at today’s low rate. In October Freddie Mac reported rates on a 30-year loan dropped to 3.37%. That became the lowest long-term mortgage rate since the 1950’s. Since then we have seen rates bounce up a bit, so the big question is can or will they go lower? So my advice to family, friends and clients is “Don’t wait, refinance or purchase today.” To find out if you can qualify for a “NoDown Payment” USDA loan or a “Low Down Payment” FHA or Conventional loan call Brian Nuernberger. 970.393.0485

NMLS 274331

Corp office located at 11941 W 48th Ave, Wheat Ridge, CO 80033 Regulated by the CO Division of Real Estate.

VAIL 2 adjoining lots available, .27 & .28 acre single family building sites. South views, north of I-70. $224,000 and $250,000

!

LD

SO

DOTSERO 3 bed / 2 bath home near Eagle and Colorado Rivers. Great for the river enthusiast! $113,900

MCCOY 160 acres w/BLM on 3 sides, views. Great hunting. Water rights included. Rock Creek runs through property. $799,000

Happy Holidays

Architecturally Unique Mountain Zen home on large corner lot takes in the expansive views from every window. Open, flowing floor plan with multiple accesses to wrap around deck which brings the outside in! Huge main floor master and bath offers exceptional solace. Beautiful clear and wormy maple woodwork throughout, including built-ins. 10’ ceilings, stone fireplace, steam shower, heated bath floors, 3 car heated garage. Eagle Ranch offers many amenities for an active lifestyle! $780,000

(970) 337-7777 info@teamblackbear.com www.teamblackbear.com

n Charles Duhigg’s book, through the short sale process are Power of Habit…Why We already able to buy homes again at Do What We Do In Life low prices, and returning Veterans and Business, he says that all are able to use 100% VA loans on other things being equal, our housing that is now affordable. brains will try to make almost any routine into a habit. He According to Land Title Guarantee Company, so far this continues by saying There is a lot of year, real estate is +18% that some habits are “keystone habits” that good news, if we in dollar volume and “influence how we work, make it a habit +16% in number of transactions over 2011. eat, play, live, spend and to look for it. Finding the bright communicate.” side in our real estate market is a That being said, he goes on to choice that has become a habit for define how we go about changing Team Black Bear. We are here old habits and acquiring new ones to help our clients/friends work that will serve us well. If we chose through this market making the to focus on the fundamental best choices possible. emotion of happiness and then we attempt to apply this habit We thank each and every one of happiness to real estate, some of you for your friendship and people might think we have business and wish you a happy created a challenge, due to today’s Holiday Season and a 2013 market. Not so. There is a lot of filled with the joyous “habit of good news, if we make it a habit to happiness”! look for it. There have been untold *** opportunities taken advantage of What’s Inside by first-time homebuyers (some with 100% loans), investors are able to purchase rental properties TEAM BLACK BEAR’s to use for passive income for their retirement, young people are able Active Listings & to move up to a luxury home they could not afford in the past pricing Market Statistics bubble, many homeowners are refinancing at unheard of rates CALL TODAY for a FREE Market (below 4% fixed interest), some Analysis of your Property! clients who have had to go


Listing Showcase... Call Team Black Bear TODAY & learn more about the benefits of working with our TEAM! UND

ER

CON

TRA CT

Statistics (information) provided by permission of Land Title Guarantee Company

MCCOY Backs up to BLM, Antelope Crk runs next to and thru prop. 3 bed, 2 bath home w/ views of Castle Peak. $275,000

CO River Rd 2 bed, 2 bath home on 6+ acres w/ views of Colo. River. Bunk house, smoke house, barn and fruit trees. $339,000

GYPSUM 5 bed / 3 bath, 3,117 sq/ft, 1500+ sq/ft garage/shop, plus .97 of an acre and a 500+ sq/ ft deck in the back. $419,000

GYPSUM 119+/- acres along I-70 at Gypsum exit. Varied terrain, great views! $89,000 UND

ER

RADIUM 185+ acres (65 irrigated) + grazing permit on BLM bordering ranch. Unobstructed access to N.F. via BLM. $1,665,000

GYPSUM .88 of an acre, on 2nd tee at Gypsum Creek Golf Course. Views of golf, mountains and Gypsum Valley. $40,000

Silt 850 acres, 2 streams, water/ mineral rights, 500 acres irrigated, 2 homes, many out bldgs. Two miles to Nat’l Forest. $5,000,000 UND

ER

SWEETWATER 35 acres border­ ing Nat’l Forest on entire southern border. Water rights and hunting. Pond and waterfall. $485,000

EAGLE 4 bed, 3+ acre horse property. Adjacent to BLM, great views, 2+ car garage, barn, large detached office. $595,000 UND

ER

GYPSUM Lots 24/25 are adjacent to each other and great for homes with walk-out basements. Gypsum Creek Golf Course. $29,000 each

UND

ER

D!

EAGLE 3 bed / 2 bath, bamboo floors, w/b stove, large master, vaulted ceilings. Views of mountains & Eagle Ranch. $165,000

TRA CT

GYPSUM Custom w/ many highend features. Main floor master. Close to Elem and Middle Schools. Over-sized garage. $449,000

OL

S

CON

N

SWEETWATER 4 bed home, main-floor master, great views on 31+ acres. Water rights, irrigated pastures, pond. $699,000

G!

TIN

IS WL NE

G!

TIN

LIS EW

!

LD

SO

MCCOY 80 acres, water rights, ponds, large shop + 1 bdrm apt & 2nd shop, w/i cooler. 2 pastures, barn. $1,200,000

EAGLE 5 bed / 4 bath, 4,876 sq/ft, 10 ft ceilings, wood floors, 3 living areas, plus two bonus rooms and lots of storage. $572,600

EAGLE 5 bed / 3 bath, 3,077 sq/ ft. Wood floors; 2 sided fireplace into main level master. Lower level walkout. $315,000

MCCOY 2.5 acres, BLM on 3 sides, horses OK. Sunny, views, trees, Yarmony Creek. Updated 2 bed mobile home. $225,000

CON

TRA CT

GYPSUM 3 bed / 2 bath open floor­plan on corner lot backing up to open space. Very large kitchen and dining area. $197,400

! LD

SO

GYPSUM Over 1 acre of privacy. Lower level w/lock-off. Great views, oversized 2 car garage with addt’l parking pad. $419,000

EAGLE 3 bed / 2.5 bath, Log home nestled in the trees with fantastic views of Sawatch Range & NY Mtn. $369,900

TRA CT

EAGLE 5 bed / 6.5 baths with too many custom upgrades to mention. Great views, golf course community. $557,800

CON

TRA CT

CON

GYPSUM 3 bed / 3 bath town­ home close to river. End unit with wood floors plus 1 car garage. $185,000

UND

ER

CON

TRA CT

EAGLE Dplx on Trplx lot. Each with 1 bed + loft + 1 car garage. Opportunity to own both sides of a duplex + building site. $190,000

G!

TIN

IS WL NE

EAGLE Mtn Zen on corner lot. Open floor plan with multiple access to wrap around deck. Main floor mstr. Great views! $780,000


Listing Showcase... Call Team Black Bear TODAY & learn more about the benefits of working with our TEAM! UND

ER

CON

TRA CT

Statistics (information) provided by permission of Land Title Guarantee Company

MCCOY Backs up to BLM, Antelope Crk runs next to and thru prop. 3 bed, 2 bath home w/ views of Castle Peak. $275,000

CO River Rd 2 bed, 2 bath home on 6+ acres w/ views of Colo. River. Bunk house, smoke house, barn and fruit trees. $339,000

GYPSUM 5 bed / 3 bath, 3,117 sq/ft, 1500+ sq/ft garage/shop, plus .97 of an acre and a 500+ sq/ ft deck in the back. $419,000

GYPSUM 119+/- acres along I-70 at Gypsum exit. Varied terrain, great views! $89,000 UND

ER

RADIUM 185+ acres (65 irrigated) + grazing permit on BLM bordering ranch. Unobstructed access to N.F. via BLM. $1,665,000

GYPSUM .88 of an acre, on 2nd tee at Gypsum Creek Golf Course. Views of golf, mountains and Gypsum Valley. $40,000

Silt 850 acres, 2 streams, water/ mineral rights, 500 acres irrigated, 2 homes, many out bldgs. Two miles to Nat’l Forest. $5,000,000 UND

ER

SWEETWATER 35 acres border­ ing Nat’l Forest on entire southern border. Water rights and hunting. Pond and waterfall. $485,000

EAGLE 4 bed, 3+ acre horse property. Adjacent to BLM, great views, 2+ car garage, barn, large detached office. $595,000 UND

ER

GYPSUM Lots 24/25 are adjacent to each other and great for homes with walk-out basements. Gypsum Creek Golf Course. $29,000 each

UND

ER

D!

EAGLE 3 bed / 2 bath, bamboo floors, w/b stove, large master, vaulted ceilings. Views of mountains & Eagle Ranch. $165,000

TRA CT

GYPSUM Custom w/ many highend features. Main floor master. Close to Elem and Middle Schools. Over-sized garage. $449,000

OL

S

CON

N

SWEETWATER 4 bed home, main-floor master, great views on 31+ acres. Water rights, irrigated pastures, pond. $699,000

G!

TIN

IS WL NE

G!

TIN

LIS EW

!

LD

SO

MCCOY 80 acres, water rights, ponds, large shop + 1 bdrm apt & 2nd shop, w/i cooler. 2 pastures, barn. $1,200,000

EAGLE 5 bed / 4 bath, 4,876 sq/ft, 10 ft ceilings, wood floors, 3 living areas, plus two bonus rooms and lots of storage. $572,600

EAGLE 5 bed / 3 bath, 3,077 sq/ ft. Wood floors; 2 sided fireplace into main level master. Lower level walkout. $315,000

MCCOY 2.5 acres, BLM on 3 sides, horses OK. Sunny, views, trees, Yarmony Creek. Updated 2 bed mobile home. $225,000

CON

TRA CT

GYPSUM 3 bed / 2 bath open floor­plan on corner lot backing up to open space. Very large kitchen and dining area. $197,400

! LD

SO

GYPSUM Over 1 acre of privacy. Lower level w/lock-off. Great views, oversized 2 car garage with addt’l parking pad. $419,000

EAGLE 3 bed / 2.5 bath, Log home nestled in the trees with fantastic views of Sawatch Range & NY Mtn. $369,900

TRA CT

EAGLE 5 bed / 6.5 baths with too many custom upgrades to mention. Great views, golf course community. $557,800

CON

TRA CT

CON

GYPSUM 3 bed / 3 bath town­ home close to river. End unit with wood floors plus 1 car garage. $185,000

UND

ER

CON

TRA CT

EAGLE Dplx on Trplx lot. Each with 1 bed + loft + 1 car garage. Opportunity to own both sides of a duplex + building site. $190,000

G!

TIN

IS WL NE

EAGLE Mtn Zen on corner lot. Open floor plan with multiple access to wrap around deck. Main floor mstr. Great views! $780,000


Team Black Bear’s

Real Estate Update Exceeding Your Highest Expectations in Service, Performance & Results!

P.O. Box 1651 Eagle, CO 81631 Joan Harned, Barbara Hogoboom, Laura Sellards, Angela Maxey & Liana Winans

December 2012

THE HABIT OF HAPPINESS

www.TeamBlackBear.com info@TeamBlackBear.com

How does real estate remotely relate to the “Habit of Happiness”?

I

(970) 337-7777

Information contained in this newsletter is not guaranteed to be accurate. Prices subject to change without notice.

Mortgage Rates Are At An ALL-Time Low…AGAIN!

Listing Showcase (cont’d)...

T

he time to refinance or purchase a home is NOW! If reducing your monthly mortgage payment or going from a 30-year to a 15-year loan makes sense, do it now! Or, if you found that dream home, don’t wait, get into it at today’s low rate. In October Freddie Mac reported rates on a 30-year loan dropped to 3.37%. That became the lowest long-term mortgage rate since the 1950’s. Since then we have seen rates bounce up a bit, so the big question is can or will they go lower? So my advice to family, friends and clients is “Don’t wait, refinance or purchase today.” To find out if you can qualify for a “NoDown Payment” USDA loan or a “Low Down Payment” FHA or Conventional loan call Brian Nuernberger. 970.393.0485

NMLS 274331

Corp office located at 11941 W 48th Ave, Wheat Ridge, CO 80033 Regulated by the CO Division of Real Estate.

VAIL 2 adjoining lots available, .27 & .28 acre single family building sites. South views, north of I-70. $224,000 and $250,000

!

LD

SO

DOTSERO 3 bed / 2 bath home near Eagle and Colorado Rivers. Great for the river enthusiast! $113,900

MCCOY 160 acres w/BLM on 3 sides, views. Great hunting. Water rights included. Rock Creek runs through property. $799,000

Happy Holidays

Architecturally Unique Mountain Zen home on large corner lot takes in the expansive views from every window. Open, flowing floor plan with multiple accesses to wrap around deck which brings the outside in! Huge main floor master and bath offers exceptional solace. Beautiful clear and wormy maple woodwork throughout, including built-ins. 10’ ceilings, stone fireplace, steam shower, heated bath floors, 3 car heated garage. Eagle Ranch offers many amenities for an active lifestyle! $780,000

(970) 337-7777 info@teamblackbear.com www.teamblackbear.com

n Charles Duhigg’s book, through the short sale process are Power of Habit…Why We already able to buy homes again at Do What We Do In Life low prices, and returning Veterans and Business, he says that all are able to use 100% VA loans on other things being equal, our housing that is now affordable. brains will try to make almost any routine into a habit. He According to Land Title Guarantee Company, so far this continues by saying There is a lot of year, real estate is +18% that some habits are “keystone habits” that good news, if we in dollar volume and “influence how we work, make it a habit +16% in number of transactions over 2011. eat, play, live, spend and to look for it. Finding the bright communicate.” side in our real estate market is a That being said, he goes on to choice that has become a habit for define how we go about changing Team Black Bear. We are here old habits and acquiring new ones to help our clients/friends work that will serve us well. If we chose through this market making the to focus on the fundamental best choices possible. emotion of happiness and then we attempt to apply this habit We thank each and every one of happiness to real estate, some of you for your friendship and people might think we have business and wish you a happy created a challenge, due to today’s Holiday Season and a 2013 market. Not so. There is a lot of filled with the joyous “habit of good news, if we make it a habit to happiness”! look for it. There have been untold *** opportunities taken advantage of What’s Inside by first-time homebuyers (some with 100% loans), investors are able to purchase rental properties TEAM BLACK BEAR’s to use for passive income for their retirement, young people are able Active Listings & to move up to a luxury home they could not afford in the past pricing Market Statistics bubble, many homeowners are refinancing at unheard of rates CALL TODAY for a FREE Market (below 4% fixed interest), some Analysis of your Property! clients who have had to go

December 2012 Newsletter  

December 2012 Newsletter for Team Black Bear

Advertisement