Per Project Insurance Agency is changing the way contractors think about general liability insurance. In the past contractors have been forced to carry annual policies that often restrict the type of work they can perform. Per Project Insurance Agency provides a new option. Contractors can get policies on a per job basis for as little as $223. This provides three key advantages for the contrac.
Commercial general liability insurance is a key part of a contractorâ€™s business profile. With construction defect litigation on the rise, contractors are more often becoming targets for lawsuits. Now more than ever, itâ€™s important for contractors to understand the coverage available in their general liability policy. The purpose of this article is to educate contractors about the fundamentals of commercial general liability insurance, what it covers and what it doesnâ€™t cover.
Standard vs. Manuscript The Insurance Services Office (ISO) provides standardized policies for insurance professionals. This allows agents and brokers to know the exact coverage that they are presenting to their clients without having to continuously read new policies.
While most insurance companies issue policies on ISO forms, many choose to write their own policies. We refer to any non-ISO policy as a manuscript policy. For the purpose of this article, we will be using the ISO CG 00 01 policy.
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