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Weekly listings inside


Serving Tallahassee, Leon County and the surrounding area

Small but

stylish Though it totals only 4 acres and will have

only a handful of houses, Windsor Trace is already generating interest among buyers who’d like a residence in town. One of the models, illustrated here, is characteristic of the cottagestyle architecture planned. For more on this


neighborhood, see the story on PAGE 5.

US average rate on 30-year loan up to 4.39 percent By Marcy Gordon Associated Press

WASHINGTON — Average rates on U.S. fixed mortgages ticked up this week but are still low by historical standards, a trend that has helped the housing market recover. Mortgage buyer Freddie Mac said Thursday that the average on the

30-year loan rose to 4.39 percent from 4.31 percent last week. Rates are a full percentage point higher than in early May. The average on the 15year fixed loan increased to 3.43 percent from 3.39 percent last week. Rates spiked in June after the Federal Reserve indicated it could slow its bond purchases later this

year, which have kept long-term interest rates low. But on Wednesday the Fed hinted it might hold off because the economy remains sluggish. And it noted for the first time that mortgage rates, which have fueled home sales, “have risen somewhat” from record lows. Mortgage rates tend to

follow the yield on the 10year Treasury note, which has also jumped on speculation that the Fed could slow its stimulus. Despite the increases, mortgages are still a bargain for those who can qualify. And low rates are helping boost home sales in most markets and driving home prices up. Home prices jumped

12.2 percent in May compared with a year earlier, according to the latest Standard & Poor’s/CaseShiller 20-city index released Tuesday. That’s the biggest annual gain since March 2006. To calculate average mortgage rates, Freddie Mac surveys lenders each week. The average doesn’t include extra

fees, known as points, which most borrowers must pay to get the lowest rates. One point equals 1 percent of the loan amount. The average fee for a 30-year mortgage was 0.7 point this week, down from 0.8 point last week. The fee for a 15-year loan also declined to 0.7 point from 0.8 point.

US construction spending down 0.6 percent in June By Martin Crutsinger Associated Press

Shane Lambert, CIP 2013 TBA President

Weekly Report to Housing Consumers From the Tallahassee Builders Association

201 East Park Avenue, Tallahassee, FL 32301 | (850) 385-1414 |

The Real Truth About the Mortgage Interest Deduction As the United States Senate examines existing tax policies as part of its “blank slate” approach to tax reform, and as the House Ways and Means Committee continues its review of the tax code, it is appropriate to keep in mind the importance of the mortgage interest deduction (MID) as a middle-class tax provision that makes it possible for many families to achieve homeownership. It is also useful to review some of the claims against the MID to determine if those claims are valid. Economists at the National Association of Home Builders (NAHB) have analyzed data from the IRS and the Census Bureau, as well as estimates from other sources, to assess the validity of these claims.

If home values fall, then more families will find themselves under water, in default and in foreclosure. Eliminating the mortgage interest deduction would reduce the financial resources families can draw on for education, entrepreneurship and retirement. And if home values fall, then state and local tax revenues fall, making it harder to fund schools, infrastructure, public safety and other important government functions. Repealing the MID would have serious economic consequences.

Claim #1: The wealthy get most of the benefit from the mortgage interest deduction. Fact: The majority of the tax benefits from the MID go to middle-class households. Data from the Congressional Joint Committee on Taxation shows that 86 percent of households who benefit from the mortgage interest deduction have incomes of less than $200,000. It is also useful to keep in mind that the majority of home owning households are married couples, so the household income measure will often include two incomes. Claim #2: Repealing the mortgage interest deduction would not damage the economy or individual households. Fact: Almost all studies examining the elimination of the mortgage interest deduction find that it would reduce demand for housing by raising taxes on prospective home buyers. This reduction in housing demand would also lower home values for existing home owners who would experience a significant loss in wealth. A 1 percent decline in home prices would result in a loss of $185 billion to American households. Just a 6 percent decline would eliminate $1 trillion in household net worth. If repealing the deduction lowered prices by 10 percent or more, Americans would lose trillions of dollars in household net worth.

Seventy percent of home owners with a mortgage claim the mortgage interest deduction in a given year, and almost all home owners benefit from the deduction at some point during their homeownership lifecycle.

Claim #3: Only a small percentage of home owners claim the mortgage interest deduction. Fact: The mortgage interest deduction is broadly claimed. Seventy percent of home owners with a mortgage claim the MID in a given year, and almost all home owners benefit from the deduction at some point during their homeownership lifecycle. The argument that only an estimated “quarter of taxpayers” claim the deduction is misleading because it ignores the lifecycle element of homeownership. Of the two-thirds of households who are home owners, one-third own free-and-clear with no mortgage. And of those with a mortgage who claim the standard deduction in lieu of the MID, many


are in the final years of a mortgage and are paying small amounts of interest and greater amounts of principal. In the early years of their mortgage when much greater amounts went to interest, those home owners very likely claimed the mortgage interest deduction. Claim #4: Repealing the mortgage interest deduction would make the tax code more progressive. Fact: A progressive tax system is one in which taxpayers with lower incomes pay a smaller share of their earnings in taxes than higher income households. Repealing the mortgage interest deduction would result in larger tax hikes – as a share of household income – for the middle class. For example, for households with less than $200,000 in adjusted gross income (AGI), the typical mortgage interest deduction is worth 1.76 percent of that family’s AGI. For taxpayers reporting more than $200,000 in income, the benefit falls to 1.5 percent of AGI. Thus, in the event of repeal, middle-class home owners face a larger tax hike as a share of their income, making the tax system less progressive. Claim #5: The mortgage interest deduction incentivizes buyers to purchase a larger home. Fact: While the mortgage interest deduction is sometimes connected with larger homes, evidence shows that it is more often the case that the tax benefit reflects family size and underlying housing demand. Larger families require a larger home, which in turn means a greater amount of mortgage interest paid and a larger tax benefit. And NAHB analysis of IRS data confirms this. Taxpayers with two personal exemptions (a measure of family size) who claimed the MID had an average tax benefit of $1,500. Taxpayers with four personal exemptions had an average benefit of approximately $1,950. In fact, the benefit increased correspondingly from one dependent to five-plus personal exemptions, which is consistent with the notion that larger families require larger homes.


WASHINGTON — Spending on U.S. construction projects fell in June by the largest amount in five months as government building activity declined to the lowest level since 2006. Even housing activity slowed but that setback was likely to be temporary. Construction spending dropped 0.6 percent in June compared with May when spending had surged 1.3 percent, the Commerce Department reported Thursday. It was the biggest decline since a 2.3 percent drop in January. Housing construction was flat during the month with a gain in remodeling offsetting declines of 0.8 percent in single-family construction and a fall of 3.3 percent in multi-family projects. Residential construction has been a bright spot in a sluggish economy this year and that strength was expected to continue even though mortgage rates have risen from their lows. Total construction stood at a seasonally adjusted annual rate of $883.9 billion in June, 3.3 percent above the level of a year ago. Even with the June slowdown in residential

construction, activity in this area is 18.1 percent above the level of a year ago. Nonresidential construction dropped 0.9 percent in June, reflecting weakness in the construction of offices, hotels and shopping centers. It marked the first decline in this category after four months of gains. Government spending declined 1.5 percent to an annual rate of $261.1 billion, the lowest level since November 2006. State and local building was down 1.1 percent and federal construction projects fell 1.5 percent. All levels of government construction have been under pressure because of budget problems.

HOMEFINDER. COM WEEKLY » Editor: Dave Hodges, 599-2321, dhodges@ » E-mail story ideas to: realestateweekly@ » Advertising info: Robin Yeatman, 599-2262, ryeatman@

Consumer Mortgage Information Program





Farmers & Merchants Bank 10 - Year Fixed 15 - Year Fixed 30 - Year Fixed 30 - Year FHA

3.125% 3.50% 4.50% 4.00%

0 0 0 0


Mo. Pmt. Program

20% 20% 20% 3.5%

30 30 30 30

Florida State University Credit Union 4.375% 3.50% 3.375% 3.50%

0 0 0 0

3.410% $1,465.79 30 YR. Fixed 3.611% $1,072.33 20 YR. Fixed 4.565% $760.03 15 YR Fixed 5.555%* $728.66**



20% 20% 20% 20%

850-224-4960 40 40 40 40


Mo. Pmt. Program





800-468-3993 Hancock Bank

4.625% 0 4.50% 0 3.825% 0

20 20 20

30 30 30

4.743% $771.21 30 YR. Fixed 4.661% $948.98 15 YR. Fixed 3.825% $1,081.56 FHA 30 Yr. Fixed VA 30 Yr. Fixed RD 30 Yr. Fixed

Payments based on $150,000 loan amount. Rates subject to change. Call for current rates. Purchases and refinances of Primary Residences, Investment Properties, Home Equity Lines of Credit & Construction Perm Loans are available. Visit to apply or call 800-468-3993. Select option 1 for our mortgage hotline.


Mo. Pmt.

850-325-3152 4.50% 3.50% 4.125% 4.25% 4.25%

0 0 0 0 0

5% 5% 3.5% 0% 0%

30 30 30 30 60

4.939% $760.03 4.003% $1,072.33 5.198% $732.37 4.744% $737.91 4.913% $737.91

Please note: Rate quotes based on qualified borrowers having a credit score of 740 or better. Let your neighborhood professionals guide your mortgage transaction from beginning to end. We have numerous programs to meet your diverse financial needs.

• Updated Weekly •

4.535% $748.93 3.772% $1,072.32 3.772% $1,474.52 5.378% $673.57 Information for this chart is compiled by the Tallahassee Democrat and is valid as of the publication date of for first this issue and is subject to change without notice. Estimated monthly payment calculated using a mortgage 60-months amount of $150,000 and the list APR for loans starting the Sunday of publication. Contact lender directly for then adjusts additional programs and fees, terms and conditions of the loans. NOTE: LIP=Lock-in period, Down=% of

Rates Quoted Above Include a 1% Origination Fee. Rates are subject to credit scores, loan to value and purpose of the loan. Call for your personal quote today! FSUCU is an equal housing lender.

Get The Envision Home Loan Advantage! TD-0000235179


850-297-2015 Sunshine Savings Bank

***Hometown Banking since 1906*** It’s a great time to purchase or refinance with your local community bank, where our customers are like family. Please call Christie Heald at 850-297-2015 for a customized rate quote, or visit our Mortgage Department’s webpage at for more information and to see what additional programs are available! No hidden fees. No application fee. *MIP Included, **MIP Excluded You are in good hands with FMB; *Rates advertised are for home purchases only*

30 YR Fixed 15 YR Fixed 10 YR Fixed 5 YR Adjustable Rate


$500 OFF CLOSING COSTS Mention this AD at application. Some conditions apply.

down payment. APR= Annual Percentage Rate.



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Call Ashlea Hutchison To Get Started Today At 942.9234 NMLS #710733


Metals glimmer, glow for the fall By Kim Cook Associated Press

Obssedia dining table with its unique glass top, available in clear, smoked or bronzed glass ( AP

Frank A. McClean 2013 President

1029 Thomasville Rd., Tallahassee, FL 32303 • 850-224-7713 • Fax 850-561-3710 •

R.I.P. Dining Room? Residential floor plan designers will never be able to make a onesize-fits-all plan that works for everyone. There are always those who want something different than the norm, like the guy who wants Robert “Greg” Lane to build a home inside St.Cert.Res. REA#2252 a cave or the architect V.P., Timberlane Appraisal whose dream it is to have a two-bedroom cottage made from a Boeing 747 fuselage. We see shifts in home designs every ten years or so, as our culture reacts to technology and lifestyle changes. Remember the home office in a dedicated room? Thanks to wireless Internet, the home office can be your leather couch. Or, how about the TV-niche trend of the 90s? Who would’ve thought TVs would be mounted flat on a wall? And if you live in a home built before 1990, chances are you have a dedicated dining room, maybe even a combo living/dining room off of the foyer. For large estate homes, a living room and a dining room will probably

always be expected, mostly for entertaining purposes and for resale. But in smaller homes, where space is at a premium, buyers are more interested in having no wasted space. The room that typically gets used the least is the dining room, based on my experience as a real estate appraiser. Two recent homes I inspected made great use of the dining room: one had a pool table, the other was used for piano lessons. The floor plan of the millennium is trending towards large bars and islands with room for the whole family, a box of Cheerios, and a few laptops. Our kids are on their phones each morning, eating breakfast and watching television at the same time. If we want to have a family dinner, it had better be where the wireless signal is best and the TV can be seen. As more families begin to right-size their lives, I think the dining room will become an afterthought in the small to mid-size singlefamily home. It is sad to say bon voyage to ye olde dining room, but I’ve only used mine twelve times in twelve years—and I always wanted to take up billiards.


Active Listings

SUPPLY Sold Past Yr 08/12-07/13

Months Supply

DEMAND Yr/Yr Sold Prior Yr 08/11-07/12 Change

Total Det/TH/Condo






Detached Only TH/Condo Only

1,403 417

2,299 545

7.3 9.2

1,747 524

24% 4%

VALUE TREND Prior 12 Mo Prior 6 Mo Avg Sale $ Avg Sale $

$ 184,000

$ 181,900

$ $

$ $

207,000 89,500

204,000 88,500

%"! (,5, ,.2/! 3) , )+,77 129532- 2& 5"! (,5, ,/,37,.7! &29 5"! 720,7 +,98!5* 47!,)! ,)8 , '!,75296 &29 +29! 3-&29+,532- 29 0"!08 5"! +!(3, 73-8 ,5 ###*5.9-!5*29$* Data from CATRS, Inc. MLS (a subsidiary of TBR) compiled by Timberlane Appraisal for the exclusive use of CATRS and TBR. TD-0000236745


Never been a heavy metal fan? The new look of brass, copper, bronze and nickel in this fall’s decor might change your mind. The finishes are warm, without the kitschy clash of some previous gorounds. You’ll see these softer, richer-looking metals — joining gold and silver on the decor stage — as accents on accessories, as furniture embellishment and as a brushed finish on textiles. It’s a classic look that can work in both traditional and contemporary spaces. A simple bronze, steel or iron table is one of the season’s hot accent pieces. Nate Berkus has done a side table for Target in brass with an antiqued mirror top, and Pottery Barn’s got a collection of blackened iron ones with a polished industrial vibe. West Elm’s Element iron coffee table has an acid-washed, sandblasted trim. At the recent International Contemporary Furniture Fair in New York, bronze tables made by Nick Davis in his foundry studio in Bedfordshire, England, drew crowds. Their intriguing surfaces were embossed with skulls, rain scenes and other edgy elements. Made Goods’ ceramic angular or bulleted stools with crackled gold finishes can do double duty as swanky side tables. And the studio’s Delancy bistro side table has a hammered base available in antiqued black, silver or gold on which you can add a customized top. The Arron lamp, with a base made of metalized stones

coated with gold or silver, is an unusual and elegant accessory. Burnished silver, gold or copper bowls and vases are being offered by many retailers, some crafted in metal, some in stoneware or a sustainable wood, and washed with metallic paint. Crate & Barrel’s Loki and Ophelia silvery free-form bowls are light and luminous. The Eiffel Tower is rendered in brass-finished aluminum in a stylish table lamp at The site also has 1930sstyle Pharmacy lamps in bronze or rust finishes. At stores like West Elm and Target, you’ll see smart throw pillows with a light brush of metallic paint, some metallic thread or applied bits of metal. If you’re more attracted to the shinier side of metals, check out Tom Dixon’s reflective ball lighting. Crafted in mirrored silver, copper or bronze finishes, the fixtures have a spacey yet sophisticated look. Aerin Lauder, Estee’s granddaughter and founder of a high-end lifestyles brand, has designed a collection of luxe porcelain tabletop items including vases, bowls and nesting trays that are hand-dipped or painted with 18-karat gold. She’s got an elegant collection of cowry, nautilus and snail shells dipped in gold as well. New York studio Koket’s sexy furniture collection includes sensuous table bases formed out of gold-tinged metal swirls and nets. The brass-circled base with a cobra printed top that makes up the Burlesque console is a saucy mix of flash and dash.

Windsor Trace boasts small community

Offers buyers a ‘pocket neighborhood’ Tucked into a wooded setting on Thomasville Road near Hermitage Boulevard is the next new residential neighborhood. What Windsor Trace lacks in physical size it will make up for in convenience, charm and atmosphere, say the Tallahassee firms who are designing and marketing the project. “It’s neat. It’s a really neat little place. I am excited about. It’s taken me two years to get it to this point,” said developer Jason Naumann, broker and president of Naumann Group Real Estate Inc. The site, which totals 4 acres, is designed to have a total of 12 homes in what Naumann called a “pocket neighborhood,” a residential idea that is becoming popular in communities around the United States. Among the amenities is a common area defined by an outdoor fireplace and a brick-paved space where residents can spend time together and socialize. The homes will be built by Page Pittman, the Southern Living builder in Tallahassee. Though they will lookn akin to cottages, Naumann said the residences will be bigger than they appear. Construction is expected to start by October, with the first homes completed by next April. “In actual square footage, they will be close to 3,000 square feet, but that’s because they utilize some bonus rooms and studio space above the garage — a relatively small footprint, but a lot of amenities,” said Joe Wynn, residential designer and owner of local firm Wynn & Associates Residential Design. Three models are planned, with different options available for each. Wynn said the two-story

plans consist of master bedrooms downstairs and bedrooms upstairs, with a guest suite above the home’s garage. “We are noticing there are a lot of multi-generational living arrangements these days, and that’s a good thing,” Wynn said of households where children, parents and grandparents may all be under the same roof. “That’s a very strong trend that we are noticing.” The complete options list is still being prepared, but the homes will have large kitchens, granite countertops, luxury baths with walk-in showers, and

To see floor plans and other details, visit the website

Windsor Trace has a layout for 12 homes, creating the kind of “pocket neighborhood” that is becoming popular in many communities. DAVE HODGES/HOMEFINDER.COM WEEKLY

Capital City Apartment Association

Carly Grubbs

CCAA President

Serving the Industries Serving You CREDIT REPORTS AND “DISMISSALS”


By Dave Hodges Weekly editor

upgraded interior trim. Wynn also says there will be an emphasis on features that make the homes adaptable to their residents as they age. “We are definitely going to accommodate someone who plans to be there a long time.,” he added. Naumann expects Windsor Trace to appeal to buyers age 55 and older, and to anyone who’d like to live closer to Tallahassee’s urban areas, but have their own garage, a small yard, and a spot or two for gardening. “This offers it in a location that is unbelievable, really,” he said.

by Harry Anthony Heist, Attorney at Law In the “Public Records” section of your typical credit report, you will see things like evictions, foreclosures, suits for money and bankruptcy filings. Most application processing companies obtain and compile this data to allow the landlord to make a more informed decision on whether or not they will rent to the applicant. Often you will see that an eviction was filed on the applicant, and the disposition was “Voluntary Dismissal” or “Dismissed”. Does this mean that the tenant was not evicted or that everything was amicably resolved? Don’t be so sure. The “Dismissal” Not all tenants who have evictions filed against them are actually “evicted” by the Sheriff. A number of things can happen. The tenant may vacate the premises voluntarily shortly after the eviction is filed. The tenant may pay all the money owed, and the landlord requests that the eviction be stopped. The tenant may enter into a Stipulation with the landlord, under which payment arrangements are made, and the tenant successfully stays and pays pursuant to the settlement terms. In all these scenarios, the eviction filing will show up in the public record and will be in this public record for many years. Eventually, the eviction matter is “dismissed” and is recorded as such. There are two main ways an eviction is dismissed. It will either be by the landlord’s attorney filing a “Voluntary Dismissal”, or the court entering a “Dismissal for Failure to Prosecute”. In both cases, the public record will show the case as being dismissed, BUT it does not always mean that things were worked out or that the tenant paid the rent. Usually, it is quite the opposite and simply means the tenant vacated and the eviction was not processed further. The Voluntary Dismissal When a tenant vacates, the attorney may file a “Voluntary Dismissal”. This means that the case is no longer being prosecuted, as no further action is necessary on the file. The landlord got what they wanted, which is possession of the premises. In the situation where a Stipulation is entered into by the parties, the Stipulation may provide that the case will be voluntarily dismissed upon the tenant making the payments as planned. Unfortunately, the landlord, when looking at a “Voluntary Dismissal”, usually has no way of knowing why the case was dismissed. Without further information, the best assumption a landlord can make is that the eviction was filed and that the tenant vacated.

Many evictions are filed as Two-Count Complaints. Under the first count the landlord is asking for possession, and under the second count the landlord is suing for money damages. In order to get a judgment for money damages in Count Two, the tenant will have had to be served personally with the eviction action or will have filed an answer to the complaint. Often, neither of these two contingencies occur, and at the end of the eviction or some time after the eviction is over, the attorney will file the Voluntary Dismissal with the court to close the case out. There may even have been a Final Judgment for Eviction somewhere in the public records, but the final action showing up may be that “Voluntary Dismissal as to Count Two” The Dismissal for Failure to Prosecute If an eviction is filed, the tenant vacates and the attorney takes no further action, the Clerk of Court’s office will eventually send out a notice to the attorney and the tenant stating that the case will soon be dismissed by the court on its own, if the attorney for the landlord or the tenant does not pursue the case any further. This could be six months after the case has been filed, or even more than a year. The attorney will either then file a Voluntary Dismissal closing out the case or do nothing, and the Court will go ahead and dismiss the case. If a Two-Count complaint has been filed and no personal service has been effected on the tenant, the Court will know that the case is probably not going to proceed any further and will want the case dismissed. This dismissal by the court happens to tens of thousands of cases each year. The Court does not want to keep files unnecessarily open and will purge them from their active case system. When the landlord looks at the public record results, it will show as a “Dismissal”. What should the landlord do when the record shows “Dismissed”? There is a high probability that the applicant had an eviction filed against him or her by a prior landlord and just vacated. It is imperative that if any eviction filing shows up on the public record, the landlord looks into the matter deeply to find out exactly what happened during the eviction. Did the tenant pay and stay? Did the tenant vacate? Did the tenant get fully evicted? These are all questions that can be answered by looking at the Court file further and contacting the prior landlord. Most counties are now online on the internet, and a lot of information will be available to the landlord by simply going to the website of the Clerk of Court where the tenant had the eviction filing and examining the docket. TALLAHASSEE DEMOCRAT » SUNDAY, AUGUST 4, 2013 » 5

Your cottage retreat awaits

With a large screened porch and plenty of windows, this two-story home is ready to show off a spectacular view. WWW.EPLANS.COM

The open layout is designed for casual living, especially at the kitchen’s island and near the fireplace in the living room. See images of the interior online at HouseOfTheWeek.

Large screened porch, plenty of windows offer view of the great outdoors Courtesy of


icture yourself arriving at this gorgeous vacation home after a long week at work. Days are naturally lit by the sun, streaming in through the abundant windows throughout the home. With a full kitchen at your disposal, you can create a meal to be en-

joyed either leisurely at the island or in the open dining area. Curl up with a good book and a glass of wine and enjoy the glow of the fireplace in the family room, or retreat to the screened porch on balmy evenings. A first-floor bedroom with an adjacent full bath makes an excellent suite

for yourself or your guests, while two bedrooms upstairs share another bath. To build this home, you can order a complete set of construction documents by calling toll-free 1-866- 772-1013 or visiting Enter the design number to locate the plan and view more im-

ages and details. At HouseOfTheWeek, you can view previously featured plans, browse other specialty collections, or use the search filters to help you find exactly what you want from more than 28,000 home designs. Most plans can be customized to suit your lifestyle.


Despite the hype and sales pace, home market retains its appeal By Gary M. Singer Sun Sentinel – Fort Lauderdale

Question: My wife and I really want to buy a house. But all this talk about investors and fast sales makes us leery. Is the market too hot right now for regular buyers like us? – Chris Answer: No. The real

estate market has improved over the last year. We’re past the bottom and on the way up in most areas. This has been caused by many factors, including large investors on a buying spree. But there is plenty of opportunity for regular buyers to find a home. Despite widespread


claims that properties are selling within hours or days, this still is the exception rather than the rule. In Broward County, for instance, the typical home still sits on the market for 29 days before going under contract, down from 37 days a year ago, according to the Greater Fort Lauderdale Realtors.

That’s plenty of time for potential buyers, including you, to make an offer. It’s easy to get caught up in the hype and stay out of the market entirely or jump on a home that might not be a good fit. Neither of those is the right move, in my opinion. While you must be realistic about your buying power, you

still need to stick to your wish list and not settle for a house just to get one. You shouldn’t stay on the sidelines if you are ready to buy because interest rates and home prices will continue to climb. Remember that it is your personal economy that matters more than the general economy.

You may be out-bid on a few homes and the process may be more stressful than you’d like, but be persistent. If you’re ready to be a homeowner, it’s still a great time to buy.

Gary M. Singer is a Florida attorney. Send him questions at or follow him on Twitter @GarySingerLaw.

Financial considerations for homebuyers over 40 By Alex Veiga Associated Press

LOS ANGELES — It’s often the most daunting and emotionally taxing item on one’s financial to-do list: Buying a home. Most people wade into homeownership for the first time in their 20s and early 30s, when they still have the bulk of their working years ahead of them and a long runway to build equity — a key asset for eventually moving up to a bigger home. But what if you’ve reached midlife and still envision buying a home one day? Tackling that first home purchase after 40 can be easier in some ways than when you’re just staring out in your career, but it also brings its own set of financial factors.

“It’s important to consider the financial work you have left,” says Eleanor Blayney, consumer advocate for the Certified Financial Planner Board of Standards based in Washington D.C. “The financial hurdles you still have over the rest of your life and how homeownership and debt in particular are going to impact that.” A National Association of Realtors survey of people who bought a home between July 2011 and June 2012 showed that nearly 80 percent of first-time homebuyers were 32 years-old or younger. In the next age bracket, those age 33-47, 36 percent were first-time buyers; between the ages of 48 to 57, only 19 percent were first-time buyers. The rates of first-time homeownership general-

ly declined as buyers got older, according to the survey, which featured 8,500 respondents. Even so, the last decade’s economic downturn and housing crash has forced many to put off that first home purchase. Here are some things to consider if you’re older than 40 and considering homeownership:

Rules don’t change for older buyers Good news: Being closer to retirement age than someone in their 20s and 30s can’t legally be held against you by a lender when they consider you for a home loan, regardless of the loan period. “So if somebody was to walk in today, and they’re 114 years old, and they ask for a 30-year mortgage and qualify for it, we have

Free color guide available Special to Weekly


DaVinci Roofscapes and Sensational Color have introduced a new “Fresh Color Schemes for Your Home Exterior” downloadable online guide to help homeowners and building professionals select colors that enhance the exterior features of homes. Written by national color expert Kate Smith of Sensational Color, the ebook explores color options for seven different home styles including ranch, colonial, bungalow, Victorian, Spanish mission and New American. She offers several color combination options for each style’s exterior along with tips for helping homes comple-

ment their neighborhood settings. “Many homeowners are afraid to add color to their home exteriors because they don’t want to make a mistake,” says Smith, a color trend forecaster. “Especially when people look at the style of their homes, they can become confused by what colors will enhance their exteriors. This guide takes away those fears and puts the power of color in the hands of the homeowner.” The guide was a collaboration of Smith and several building product manufacturers, including DaVinci Roofscapes, Fypon, Simonton Windows and Therma-Tru. It can be downloaded at

request.php. Smith takes a “top down” approach to providing tips for adding eye-pleasing color palettes to the home exterior. She advises that homeowners start with the roof color, then work their way down the house to consider the siding, window frames, front entry door and trim. “Whether people are adding color to a new home or a cherished older home, there are so many wonderful color combinations that are striking on different styles of houses,” Smith says. “This online tool is available for both industry professionals and homeowners to gain confidence and ideas for adding color to a wide variety of home styles.”

grams allow homebuyers to make a down payment of as little as 3.5 percent of the purchase price, experts say you’ll need to save enough for at least a 20 percent down payment ito get the lowest interest rate and avoid having to pay private mortgage insurance, or PMI. And they can come with hefty fees and restrictions. Owning a home has its financial advantages, but it’s not for everyone. Buyers who are closing in on retirement need to consider it’s affects on their income. GANNETT FILES

to give it to them,” says Tom Jarboe, regional manager at lender Primary Residential Mortgage Inc. The decision on whether one qualifies for a loan hinges on the borrower’s income, assets, credit history and other factors. Banks generally look back two years to establish a borrower’s income history and look to evaluate the likelihood that the borrower will continue to make the same level of income for at least another three years. If you’re in your late 50s or early 60s and disclose that you’re planning to retire within three years, a lender will evaluate your projected earnings from Social Security, retirement accounts, dividends on investments and other sources.

Consider benefits of paying off loan Most banks operate under the assumption that even a 30-year fixed mortgage will be swapped out for another loan within eight years, if not sooner. That’s because many homebuyers often end up refinancing, or moving for work or due to family considerations. But paying off a home and owning it free and clear by the time one retires is a smart play, particularly as the cost of housing is a significant expense for a person relying on a fixed income. That can be tougher for

someone who puts off that first home purchase two decades into their prime working years, assuming they haven’t saved up money to make a hefty down payment — think at least 30 percent. But it’s doable. Blayney recommends that even older borrowers who take on a 30-year mortgage take steps to pay off the loan or lower the monthly payment significantly by the time they retire. That could mean making extra payments during the early years of the loan, or putting up more than the minimum down payment so the borrower is financing a smaller amount. A 15-year mortgage, which typically translates into lower interest, but higher monthly payments, is another route to a quicker loan payoff.

Look into first-time buyer assistance One of the biggest obstacles to homeownership is coming up with a down payment to qualify for a loan. Federal and state housing agencies offer assistance for first-time homebuyers, including in many cases former homeowners who haven’t owned a home for at least three years. You can find a list of some programs by state at Remember though, while some loan pro-

Ask yourself is this the time to buy? You may want to own a home, but are you financially ready to take on the financial commitment that comes with a home loan? Experts recommend borrowers consider the implications of buying a home in their later years, as well as taking on a large loan “This isn’t the situation where if you happen to time your purchase incorrectly when you’re 25 and you buy at the top of the market, you still have most of your life left to recover financially,” says Rick Sharga, executive vice president at home auction site

Consult with a financial planner Buying a home in midlife or beyond has direct implications on retirement. Homeownership can bring stability to one’s monthly housing costs, versus rental housing, as well as tax benefits, but it also carries with it a trove of costs, including property taxes, insurance and maintenance. A good way to evaluate all the ways buying a home, whether in cash or through financing, will affect one’s retirement finances is to enlist a financial planner to go over one’s retirement goals. “You have to sharpen your pencil, sit down and do all the math,” Blayney says. “There’s no one answer.”




3224 Addison Lane in Weems Plantation Pride of Ownership shows at this pristine 3BR/2BA home. Many updates & upgrades incl. hardwood floors, appliances, paint, beautiful landscaping & a very lovely, spacious private fenced in back yard that backs up to green space. Front porch with swing, great open & split BR floor plan. Having a new roof put on prior to closing. Near Publix shopping center on Mahan, great schools, & AMC, walking distance to Bass Pro Shops, Costco and Walmart! $169,900. Katie Tucker, 850-556-6033, Keller Williams Town & Country Realty HUNTING GET AWAY CLOSE TO LAKE TALQUIN

4217 Summertree Drive, Tallahassee, FL 32311 $289,900 for a 3 bedroom, 2.5 bath two story home in Southwood with a downstairs master, detached garage, upstairs bedroom joined by study room, two decks in the fenced backyard, hot tub on covered back porch, wide front porch views the park and pond across the street, built in 2006. 2176 sqf t. MLS 237328 Darlene A. Long, (850) 559-1856 Real Estate Masters & Assoc. 2.8% ASSUMABLE LOAN! OPEN SUN 2-5


ONLY $48,900


3283 Emerson Lane Very nice 3 bedroom, 2 bath home in Weems Plantation. High ceilings, large kitchen, open bath, tile and porch make this one a joy to live in. Comes with all appliances including a washer and dryer. This one is a must see! Great location and style. $169,999

4284 Blount Creek Rd, All block 3 bedroom, 2 bath home great for the fisherman who wants to be close to the lake. All this home needs is some TLC. Sq. footage is more due to additional office/den not included in tax roll, inside utilities, needs AC system. This home has been priced to sell. Call for more details. $48,900

631 Medallion Way $330,000 Horse Property in town. 2040sqft 3BR/2BA. Totally updated to reflect today's lifestyle. Open floor plan w/chef's kitchen, office, large screen porch overlooking pool. 3 beautiful landscaped acres it offers creature comforts 2 stall barn & cross fencing.

849 Merry Robin - 10 ACRES 10 acres Surrounded by Apalachicola National Forest (over 1300' of forest frontage!! Bring the Horses or just enjoy the wildlife & hunting. 840 sq ft warehouse that has windows galore can be used to "camp out", 12' ceilings, accessible floored attic, drive thru doors, well & electric in place. BUILD YOUR DREAM HOME HERE. $69,900

6143 Eastfield Trail Unbelievable 2.8% assumable loan. Showcase Condition PLUS Pool! Sparkling 4BR/3.5BA with 2 master bedroom suites. Hardwood floors, tray ceilings, fireplace, Corian countertops, covered patio and rocking chair front porch. New 50-YEAR roof, Only $268,900. Directions: Buck Lake Rd to 2nd entrance of Goose Creek Fields.

Leah Chapin, 850-212-7753 Ketcham Realty Group, 850-508-8208 Capital City Real Estate Group

CALL LEE BRIDGES at 850-566-6344 Community Realty

. Danielle Galvin, 850-933-3953 1st Choice Real Estate Services Inc.

Call David Rossetti, 850-591-6161 Rossetti Realty


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4132 Deer Lane Dr. Location! Location! Timber Woods subdivision off Timberlane Rd. Very close to shopping & schools. Sitting on .85 acres (built on two lots). 3BR/2.5BA, 2400 sq.ft. per a very recent appraisal., eat-in kitchen, separate dining room, Basement is not included in the sq. footage. Lots of storage in this house. There is a well for the irrigation system, 2 car garage, 1 car carport, storage shed and a detached two car garage/workshop on additional lot. $239,000

6031 Quail Ridge - Breathtaking home, tastefully remodeled! 4 bedrooms, 2. 5 baths, split plan w/large bedrooms. Formal living rm & dining rm + a spacious family rm with French doors to the screened-in patio. NEW kitchen with stainless appliances, granite countertops & gorgeous faux wood tile. NEW carpet in BRs, NEW fixtures, NEW paint, NEW granite & tile in shower & bath, NEW hardwood floor in master BR, NEW fireplace in living room. Ready to move in, home is a must-see! REDUCED to $ 359900 seller ready for offer. Kevin Davis, 850-545-7244 The Naumann Group Real Estate Inc WHAT A FIND!

84 MT. BEASOR ROAD - SOPCHOPPY Serenity of the River is 35 miles south! Bungalow Retreat for relaxation, fishing, kayaking & renewal. New, easy-care interior; 1 BR but could be 2 BR/1BA; cathedral ceiling in great rm; well w/water treatment; screen porch overlooking Sopchoppy River. ALL FOR $79,000. Dirs: Hwy 319, then into Sopchoppy via Rose St, right Railroad Ave., continue to left on paved Persimmon Rd. which dead-ends at Mt. Beasor Rd. Go right a short way to house on left. For Sale By Owner, Elinor Elfner, 850-524-1026 PARADE WINNER: FGBC Most Energy Efficient Off Live Oak Plantation Rd. Close-in, 3200 sq ft, 5BR, 3.5BA fully remodeled pool home, country brick fireplace opening to den & kitchen - boasting quality cabinetry, silestone counters & island w/bar. Oak flooring abounds. Covered patio fronts home, w/ screened porch, deck & gazebo surrounding newly re-marsited pool. Mature landscaping. From Live Oak Plantation Rd, south on Windsor Way. Schools: Gilchrist, Raa, Leon. $429,000. Call 850-385-0150

202-1 John Drive off East Park 1347 Rachel Lane All brick home has 4 BRs + a gorgeous library In Town updated & remodeled 1802 Sq ft home w/beautiful cabinetry & accent lighting. The floorplan features granite & marble. Truly a gem Only $200,000 offers a private master bedroom, separate guest suite, chef's kitchen, oversized 3 car garage & covered back porch. Features incl. 12 ft ceilings, custom fireplace & mantle, surround sound inside & out incl. the front & back porches, extensive crown molding & trim work, Marshall Gibbs, Listing Agent beautiful wood & tile floors, circular driveway, a lush Contact, Betty Perez, Realtor Associate backyard w/fountain & landscape lighting. $645,000. 850-508-8208 Beth McGrotha 508-9390 Capital City Real Estate Group Keller Williams Town & Country Realty OPEN SUNDAY 2-5

2420 Tippecanoe Ridge - The new Tecumseh is Blue Star's 2013 Parade of Homes winning entry in energy efficiency under 1,900 sq.ft. This 3BR/2BA, 1612 sq.ft. features a breakfast nook & deluxe master bath with whirlpool tub. Pre-wired for surround sound & sec sys & multiple TV mounts. Large fenced back yard. Open Saturdays and Sundays 12-5pm in Tallahassee's newest NW community, Tippecanoe Hills Subdivision. Kathy Lee, Realtor ® (850) 508-6003 Neil P. Ryder, Broker, (850) 508-6988 Neil Ryder Realty, Inc., Première Open House 2-4

280 Crooked Creek Lane 4 BR, 3 full BA, 2,033 sq.ft plan on a huge corner lot, inviting front porch, side-entry garage. It is great for the growing family or for someone who has lived in a larger home wanting something smaller but with additional space. It is an open floor plan with vaulted ceilings and open living, dining & kitchen areas. Short drive to Monticello, East. $289,900. Neil P. Ryder, GRI, CRS, Broker, 508-6988 Kathy Lee, REALTOR®, 508-6003 Neil Ryder Realty, Inc., GORGEOUS DETAILS! MUST SEE!

301 6th Avenue East, Havana CHARMING OLDER HOME COMPLETELY UP-DATED! 3 Bedrooms and 3 Baths plus Office. Large up-dated kitchen. Garage with Extra Large Workshop and Much More!! MLS # 228716. MOTIVATED SELLER!! $155,OOO

19104 Talquin Dr. Tallahassee, FL Lake Talquin custom built lakefront home on 1 acre lot. 4BR/2.5BA, Dining room, family room with corner fireplace, kitchen & breakfast room open to sunroom offering an incredible lake view. Covered porch with hot tub offers great outdoor living space. Boat house with lift and a 19' Hurricane Deck Boat. 2 car side entry garage and parking pad for RV. New Roof, HVAC, Fresh interior paint. Shows like new. $449,000. Suzanne McGhee 850.556.2299 Mattox Realty, Inc FLORIDA/GEORGIA LINE

2027 Greenwood Dr. MIDTOWN - $199,900 Large all brick home with 3 or 4 bedrooms. Large living room, family room downstairs, separate dining room, kitchen with back splash, and stainless appliances. Large patio, huge backyard with large majestic oak, camellias, fruit trees and more. Roof replaced in 2007 and HVAC replaced in 2006. Dir: Thomasville Rd to Bradford, past Meridian Rd, R on Greenwood Dr. Open house held by Christina Greene 850-728-7408 Amanda Drake570-0821, Drake Real Estate, Inc. View Virtual tour at NEW LISTING!

2533 Lakefair Dr. in Oakfair Farms 4BR, 3.5 baths + bonus room, 3784 sq.ft., 2 acres. Tastefully decorated Georgian on the lake! Move-in ready! Master on the main! Formal LR, DR, FR, Eat-in new Country French Kitchen with stainless appliances & 1" thick granite counters! 2 sets of French doors to massive deck, gazebo, hot tub and 20x40 Grecian "L" pool & fountain! Perfect for entertaining! Dir: Mahan east to R on Chaires, second left Oakfair Farms, L. Only $530k! Too Many Extras! Ellen Hicks, 294-3007 Keller Williams Town & Country Realty NEW HOMES! OPEN SUNDAY 2-5

2892 Briar Court Lovely 4 bedroom / 2 bath home in Briar Chase*Volume ceilings, fireplace and tile floors give this home a clean and open feel* Kitchen opens into Dining/Living Room that is filled with light and French Doors take you onto side patio*Master Bedroom is down and 3 bedrooms up*Garage and Indoor Laundry*Great Schools and Convenient Location on the edge of Capital Circle between Mahan and Centerville Road*Priced to Sell at $174,500. Sarah A. Eden,Broker 850-933-9600 Sarah Eden & Company, Inc. Open Daily 11- 6 PM HOT SUMMER SPECIALS!

3040 Ironwood Drive Near Killearn Country Club, a well maintained 3 bedroom, 3 full bath townhome. Very open floor plan with large living room, dining room and kitchen combination and 1 bedroom on the first floor. A large deck overlooks a private and nicely landscaped backyard. $175,000. Dir: Shamrock North to Edenderry, left on River Chase to Ironwood.

1220 Schwall Rd. 4BR/3BA home on 10+ acres with 30x40 pool. 3080 sq. ft. under roof, heated & cooled. New roof & pool liner. 2 fireplaces, mother-in-law suite. Lg. fountain in front. Circular drive, sprinkler system, sec. sys w/extra sirens. Huge custom porch & deck & lg. brick patio. Extra lg. dog house w/water. 5 ac invisible fence. Huge chicken coop w/water. Fruit trees, hardwoods & planted pines. FL/GA line off Hwy 27 just 15 min. from Tallahassee and 5 minutes from Historic Havana. Very private. Appraised at $295,000. Call for more info & directions to website for photos. By Owner 850-296-6708 or 850 296 6709

1978 Mallory Square Located in MOST convenient Centre Pointe Village is this custom built 3 bedroom, 3 bath Victorian cottage just oozing French country charm. Warm wood floors in the downstairs living areas welcome you to relax by the fireplace. Separate dining room, gracious foyer, and a rare architectural touch- the turret affords a game room down and a sitting room in the master. AND it also has a completely separate garage apt. Only $267,750. It won't last long! Judith S. Riera, Booth Riera Realty, LLC. 459-1094

2212 GREYSTONE WAY - HARTSFIELD HOMES NEW NE Gated Community with Half Acre Home Sites starting at $74,900! Home & Land starts $374,900! See our 2805 SF Home Plan featuring Open Floor Plan with 4 Bedrooms, 3 Baths, Office, Dining Room, Covered Lanai, Detailed Wood Trim, Built-In Entertainment Center, Mosaic Tiles, Granite Countertops, & More! Many Plans to Choose From! Winner of the 2013 Parade Of Homes Best Of Show! 850-545-3908 or 850-228-6333 Hartsfield Construction, Inc. See More at

2634 Opequon Bend - New Sales Model New 4BR 2BA Birch Model in Bull Run. New homes, great prices, top rated schools, convenience to shopping and more make living enjoyable in your new home. Turn your dreams into reality! Visit our Sales/Design center today at 2634 Opequon Bend or web site: Only 6 homes left. Choose from a Variety of Floorplans to Fit your Lifestyle. Seller paying up to $7500 in buyers closing cost with one free upgrade. Call Porter Chandler, Broker/Co-owner 545-8491 Tallahassee Homes Realty, LLC

2940 Parrish Dr. Offered for only $219,000. Super family home in Foxcroft with 2 master bedrooms. Could be in-law or teen suite. 3 Full baths, hardwood and tile floors, fireplace, huge rear party deck, split plan and a cook's eat-in kitchen with tons of cabinets. A very special home with almost 2000 sq.ft. A new roof comes with this price too! Come see me!

Susan McAlister, Armor Realty, 850-556-5447 EXQUISITE HOME! STUNNING DETAILS!





8823 JOMAUREEN WAY Absolutely Stunning 3,058 square foot, 4 Bedroom, 3 Bath, true In-Law suite with separate kitchen on 3 Acres. Home has gated entrance with fireplace, dining room, large finished utility room and 1,000 sq. ft. Dog Kennel. Take Mahan East, left on Crump Road, left on Jomaureen Way. Only $349,900! Please call Darrell Wills at 850-264-5210 TEAM WILLS REALTY, LLC BELOW CURRENT APPRAISAL!!

Realtors Welcome - 4% Commission Move-In Ready - New Home in Crooked Creek


CALL TRICIA BRYARS 545-5092 or MARK BRYARS 545-0476 ANYTIME!! Tricia Bryars Realty, Inc. OPEN SUNDAY 2-4

Richard E. Snow, Broker, 386-5169 Hartsfield Realty, Inc. OPEN SUNDAY 1-3


Debbie Gerber, 545-8164 PrimeSouth Properties


PAGE 10 / Sunday, August 4, 2013

Tallahassee Democrat / HOMEFINDER


Real EstateCLASSIFIEDS Classified: 599-2210 ROOM FOR RENT



Downtown Deal

3410 Laura St Newly 5 6 6 E . C a l l S t # 2 , remodeled, hard wood 1BR/1BA 700 sqft., WIN, f l o o r s , f e n c e avail 8/9, $425/mo. Kent Strauss Mgmt & 850-877-7077 9354556 Realty, Inc. 877-2284 Christian non-smoking/ 9356722 non-drinking male FIRST MONTH FREE! looking to share 3/2, 2BR near Myers Park & $350/mo + 1/3 utils. downtown, hardwood 850-524-2106 floors, CH/A, lease, no 9356657 pets, $590/mo 251-8093 Lafayette Park 1BR/BA. 9353060 W/D, kitchen privFIRST MONTH RENT FREE iledges, Util. incl. Non Efficiency near down smoking . $475 425-1365 town & Lafayette Park, 9355223 carpeted, lease, $410 NEW AD Private BR + /mo. No pets, 251-8093 9353058 use of kitchen, laundry, cable internet. Electric & water incl. $460/mo. Great Location! Velda Dairy Rd 727-8987 Convenient to schools, 9356036 shopping, & fun Spacious Apartments APARTMENTS FOR RENTExtremely Low Rates, UNFURNISHED plus great specials Cable included Pets Welcomed 850-576-2183


Phone in hours: 8:30 a.m. - 5:00 p.m.

Get the buzz on your neighborhood!



Fax: 599-2347






$99 Moves You In 1, 2 & 3 BR Apts. $650 & up. 562-5201



Leon Arms Apartments

2502 Holton Street Leon Arms is now accepting applications 2 WEEKS FREE! for 3 bedroom 1 & 2 BRs. 1-story, pool, apartments. laundry, pet friendly. 7 All applications must mo. lease avail. 575-1495 meet HUD’s eligibility 9355011 guidelines for assisted Across from Cobb housing as rent based school. wood floors, on income. gas stove, 1/1 $580 or For more information 2/1 $700. 850-212-0000 contact us at 9356435 (850) 576-7308 M-F 8-5 TDD 1-800-995-8770 9350936

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Capital Court Apts

Capital Court Apts- 700 N. Calhoun st., CH/A, Laundry on Site, One Month Free Move-in Special, avail now. l2BR/1BA, 800sqft $525 l2BR/1BA, 900sqft $575 Kent Strauss Mgmt & Realty, Inc. 877-2284





Magnolia Convenience

1224-C Alachua Ave., 2BR/1BA 800 sqft, W/D Hookups. Avail 8/9, $575. Kent Strauss Mgmt & Realty, Inc. 877-2284



Casa Calderon Nice quality 2BR apts. Starting at $475 + dep Apartments No pets. 850-561-4226

Offers an independent living facility for persons who are either 62 years of age or older and/or handicapped. Rent is based upon income and applicants must meet HUD's eligibility requirements. For more information contact Casa Calderon Apartments 800 W. Virginia St. Tallahassee, FL 32304 850-222-4026 TDD: 800-955-8771







Nice quiet 1BR, no pets, refs req’d. 225 Gaile Ave. $400/mo + $400 dep. 850-878-6325

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Shannon Lakes View

Central Location 2 4 1 9 M e r r i g a n P l . , 1 5 0 9 - 7 B r a n c h S t . , 2BR/2BA 1050sqft, CHA, 1Br/1Ba 600sqft.,CHA, W/D, Large loft, avail avail 8/9, $395 now, $875 Kent Strauss Mgmt & Kent Strauss Mgmt & Realty, Inc. 877-2284 Realty, Inc. 877-2284


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Preferred Real Estate Professionals Coldwell Banker Hartung & Noblin, Inc. (850) 386-6160,

Lindsay Pearson (850) 510-8029,, Pearson Realty, Inc.

Amanda Drake (850) 570-0821,, Drake Real Estate, Inc.

Lucretia S Thomas (850) 545-9584,, Thomas Acquisition & Property Specialists, Inc

Barbara Dickson (850) 545-3419,, Re/Max Professionals Realty

Lynn D Hudson (850) 566-2002,, Community Realty

Bert Bevis (850) 894-8484,, Bert Bevis Realty, Inc.

Mariana Doseanu (850) 339-5671, Keller Williams Realty

Betty Perez (850)508-8208,, Capital City Real Estate Group

Marsha E Morrison (850) 508-8810,, Marsha Morrison Realty, Inc.

Bonnie Fowler (850) 570-4653,, Armor Realty of Tallahassee, Inc.

Mary A Bookmiller (850) 597-2923,, Mar-Lu Properties, Inc.

Cassandra Harbin (850) 545-6661,, Coldwell Banker Hartung & Noblin, Inc.

Mike Ferrie (850) 566-8373,, PrimeSouth Fezler, Russell & Ferrie, Inc.

Cindy Cooper (850) 545-8076,, PrimeSouth Fezler, Russell & Ferrie, Inc.

Nancy H Helm (850) 545-4510,, Linda Dix Realty

Dale Adams (850) 508-7114,, Keller Williams Town & Country Realty

Nancy Stedman (850) 545-7074,, Retriever Property Enterprises

David Rossetti (850) 591-6161, Rossetti Realty

Neil P Ryder (850) 508-6988,, Neil Ryder Realty, Inc.

Debbie Kirkland (850) 212-0440,, Armor Realty of Tallahassee, Inc.

Patsy J Harrell (850) 556-6878,, Harrell Realty, Inc.

Deborah O Thompson (850) 933-1349,, Coldwell Banker Hartung & Noblin, Inc.

Porter Chandler (850) 545-8491,, Tallahassee Homes Realty Inc.

Diana Pan (850) 228-0868, Advanced Realty Group, LLC

Premier Fine Homes (850) 933-5899,, Capital Property Consultants

Dianne Spooner (850) 508-1846,, Spooner Realty Services, Inc.

Priscilla S Tharpe (850) 933-9412,, Coldwell Banker Hartung & Noblin, Inc.

Elena Akopyan (850) 294-1414, E2 Executives, LLC

Rae Roeder (850) 545-7999,, Rae Roeder Realty

Gail Mobley-Loveless 850-544-5477, Ketcham Realty Group

Sandra B Frazier (850) 933-4656,, Spirit Realty Inc. of Tallahassee

Hettie R Spooner (850) 509-4337,, Hill Spooner & Company Inc.

Sandra S Higdon (850) 599-1983,, Coldwell Banker Hartung & Noblin, Inc.

Jacobs-Williamson Team (850) 556-2220,, Coldwell Banker Hartung & Noblin, Inc.

Sarah A Eden (850) 933-9600,, Sarah Eden & Company

Jan Soto (850) 545-8562,, Jan Soto Realty

Sarah Kosturko (850) 445-8760, PrimeSouth Fezler, Russell & Ferrie, Inc.

Jennifer Atwell (850) 933-8872,, Linda Dix Realty

Sharon Mears (850) 556-0477,, Regents Realty Group, Inc.

Joan Mancebo (850) 545-3195, Advanced Realty Group

Stacie Spears (850) 445-5510,, Naumann Group Real Estate

Joan H Raley (850) 599-1950,, Joan H Raley, Realtor

Stan Derzypolski (850) 570-4767,, Three Rivers, Inc.

Josh Kasper (850) 528-1898, The Naumann Group Real Estate

Susan M Jones (850) 566-7584, Bluewater Realty Group

Karen Green (850) 933-0091,, Capital City Real Estate Group, Inc.

Suzanne M Mcghee (850) 556-2299,, Mattox Realty, Inc.

Kathy Meeks (850) 509-3626,, Capital City Real Estate Group, LLC

Terry Anne Kant, Broker, CRS (850) 877-2121,, Kant Realty of N FL

Kevin Davis (850) 545-7244,, The Naumann Group

Tricia Bryars (850) 545-5092, Tricia Bryars Realty, Inc.

Leah L Chapin (850) 212-7753,, Ketcham Realty Group, Inc.

Yvonne Howell (850) 933-2219, Coldwell Banker Hartung & Noblin, Inc.


For information on how to be listed on this page, please call Robin Yeatman at 599-2107 TALLAHASSEE DEMOCRAT » SUNDAY, AUGUST 4, 2013 » 11






1/1, West side, clean, FIRST MONTH FREE! 3BR/3BA near colleges brick! Full kitchen LOS ROBLES W/D $850/mo $950/mo energy efficient. No w/pool. 459-4003 pets. $485/mo 576-2695 Lg 2BR Hardwood floors 9357025 9356446 9355414 W/D hookups, Lease. No Pets, water/sewer 1324 HUTCHINSON ST. incl. $825/mo 251-8093 2BR/1BA duplex, CHA 9353056 ABOVE THE REST washer/dryer hookups 3BR/2BA, Washer/Dryer $500 dep. $500 rent. Raymond Diehl Beauty CONDOS FOR RENT$900/mo. + $900 dep. 1 UNFURNISHED Annual lease. 2063 Admiral Ct., yr lease 850-893-0379 No pet allowed. 2BR/1BA 850sqft., CHA, 9353020 2/2, Near FSU & TCC. Available mid-July W/D hookups, avail fireplace, patio, W/D now, $675 222-5262 hookups, storage, pool, Kent Strauss Mgmt & Available Sept 1 2 BR, $700/mo. 850-933-1177 9353206 Realty, Inc. 877-2284 9356181 2 full bath. CLEAN near FSU & TCC. Huge LR 1BR. Deal 9356689 w/fireplace, separate 1207 N. MLK Blvd. #B2, inside Utility with South Side Gem DR, 1BR/1BA 650sqft., CHA, 1835-A S. Gadsden St., hook-ups. Quiet Dead l Savannah Crossing Avail 9/11, $395 end street. $750/mo. Kent Strauss Mgmt & 2BR/1BA 850 sq ft, CHA, (Tharpe St)-3/3's, all Realty, Inc. 877-2284 W / D h o o k u p s , a v a i l owner agent 459-1094 appliances, community 9356646 now, $525. pool $900 9356716 Kent Strauss Mgmt & l2403 Hartsfield Rd. 2BR/1BA by Outback Realty, Inc. 877-2284 Hartsfield Green. 3/3, W/D, tile floors, walk-in BY GOV. SQUARE! all appliances incl. c l o s e t i n M a s t e r . 9356681 W/D Move -in Special $725/mo. 850-531-9048 $900 9357022 STONE RD DEAL! 2 B$750-CHARMER edroom, deck! lMidtown at Meridian 2BR/1BA, CH/A, wood Stone Rd., 1BR/ B a r b a r a D i c k s o n , 1951 Meridian Rd-2/2 floors, storage, fenced, 1314-A 1 B A , 7 5 0 s q f t , w o o d R e a ltor/Owner in great location & no dogs, Non- smoker. lg living, window Remax Professionals amenitites. Upscale, 3 1 9 W 7 t h A v e . floors, AC, Avail 8/9 $450. Realty 545-3419. u p s t a i r s u n i t w i t h $650/mo. 385-3664 Kent Strauss Mgmt & 9356032 9357011 wood & tile floors, Realty, Inc. 877-2284 updated appliances, 3044 Barclay Court in fans, blinds. Nice 9356724 Royal Oaks. 3BR/2BA. deck overlooks pool GOLDEN PARK New carpet & paint, area. Lawn, water, TCC AREA 1410 Golden Park Ct. 2000+ sqft. sewer & garbage incl 2/1, wood/tile/carpet, 2/2+office, 1300 sqft No $1500/mo. $1200 Move-in ready. $1000 1st floor, Quiet area. pets. $850/mo 383-9199 dep. 850-386-5664 l1575 Paul Russell Rd 9354082 Avail. 8/1 $625/mo + 9354849 (Brighton Place)-3/2.5 $500 dep. 273-1860 w/garage. Open 9354956 Blairstone Steal! kitchen, stainless John Knox Deal appliances, gated 2869 Par Ln., 2BR/2BA TOWNHOMES FOR RENT2169 Delta Way, UNFURNISHED community w/pool 1100sqft., CHA, W/D 2BR/2BA 1585 sqft,CHA, on site. Over 1700 hookups, sun room, Back deck, Avail 8/9 W/D, garage, avail 8/9, sqft. $1250 2BR/2.5BA JACKS $1050/mo. $675 Spirit Realty Inc. of Kent Strauss Mgmt & CT! $749 Beauty! NEW Kent Strauss Mgmt & Tallahassee 877-4343 Realty, Inc. 877-2284 carpt W/D peaceful Realty, Inc. 877-2284 view 850-907-8248

Walk to Lake Ella

1BR Midtown No pets, $485/mo. Call 847-8294












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TOWNHOMES FOR RENTUNFURNISHED l Garage Townhome 2/2 with garage close to Walmart on Pkwy, all appliances, move-in ready,$750 l1512 Twin Lakes-2/1 w/fireplace, new floors, all appliances. Fenced yard w/ storage bldg/ workshop w/electic, new heat/air. $825 l1830-D Nicklaus Dr 3/2 w/loft, fireplace, all appliances. $850 l2385 Ryan Pl. 2/2.5 Ffireplace. In Killearn. Ready now $895 l1350A Ocala Rd 4/3 w/all appliances incl. W/D. Pet Friendly. Ready August. Move-in special,$850 l145 Whetherbine Way-2/2 w/fenced yard, fireplace & storage room, Ready August. $850 Spirit Realty Inc. of Tallahassee 877-4343



Lafayette Park Deal!

1346 Terrace St., #1A, 2Br/1Ba 1100sqft, CHA, W/D Hookups, Private Patio, avail 8/9 , $695. Kent Strauss Mgmt & Realty, Inc. 877-2284


Call Classifieds! 599-2210

Ready to




Sunday, August 4, 2013 / PAGE 13


New Homes *** Shannon Lakes Deal 1 0*** % of rent towards 2301 Merrigan Place, p u r c h a s e o f n e w 2BR/2.5 BA, 1257sqft, homes in Bull Run. From C H A , W / D h o o k u p s , $1,895/mo. Only 3 Left! avail 8/11, $895. Call Porter Chandler, lNW Stone 2/2.5 $900 Kent Strauss Mgmt & Broker/Owner Realty, Inc. 877-2284 lSouthwood Carriage Tallahassee Homes House $950 Realty 545-8491 9356706 9356238 lNW Westwood 2/1.5 $825 2/1 West side, adjoins lDowntown Tennyson Natl Forest, kitchen 2/2.5 $2000 equip, deck, lg. lot. No Tharpe St lNW Remer Ct 3/2 $895 pets $495/mo 576-2695 9355412 lNW Hartsfield 3/3 $900 Convenience lNE Hidden Valley 2/2 1793 Falconcrest Dr. 2303 Dozier Dr. $900 2BR/2BA 1100sqft, CHA, 3/1 new carpet & roof, lNW Mission Trace $895 W/D, avail 8/9, $695. full kitchen, hookups, lNW Westwood 3/2 Kent Strauss Mgmt & carport, $775/mo $1200 Realty, Inc. 877-2284 lNE Wetherbine 2/1.5 9356708 $800 Meridian Mgmt. Realtor Cindy Cooper 545-8076 9350924 Georgia Turner 510-4286 3 or 4BR, 2 bath, NW 9356475 fenced yard, Walk to Campus 214-D White Dr.1BR/1BA 4132 Cornish, $895/mo. 322-7080 650sqft, CHA, W/D, 9356362 Monroe Convenience F e n c e d y a r d , a v a i l 3BR+ bonus rm/2BA, 118 W. 8th Ave #3, #6, now, $525/mo. Kent Strauss Mgmt & CH/A, 1715 Cordell Dr. 1BR/1BA 750sqft, CHA, Realty, Inc. 877-2284 Full kitchen. $800 lease Deck, Avail 8/9, $495 + $600 dep 385-6792 Kent Strauss Mgmt & 9356712 9356546 Realty, Inc. 877-2284 3BR/2BA on lake, great 9356687 views & fishing.Close to downtown. $875/mo Woodsy 1BR/1BA 251-8086 or 321-8118 Rumba Ln off Ocala, 9356659 Dishwasher, $575/mo. Near FAMU! Newly renovated, very 850-212-0000 9356434 4 BEDROOM NEAR spacious, appx 1200 to FSU/TCC Great PLACE. 1250 sqft, 3 BR/3 BA, Hardwood floors. A/C, W/D, Spacious $1400. 850-509-3115 floor plan with Open/ Q UAD /TRIPLEXES FOR RENT9355849 High ceilings, cable, UNFURNISHED Internet, Sec. Sys. incl, 4/2 near TCC/FSU 2BR/1.5BA near TCC, & a stipend for utilities spacious, large family incl. Electric, Water & CHA, Fenced yard, no & living rms, monitored Sewer. 321.276.6714 or pets. $600/mo. + dep. sec. sys, pest & yard 850-567-1875 321.276.6715 or E-Mail svc. CH/A, W/D. $1100/ shirleycain@comcast. net mo+ dep. 850-893-6336


__ __

222-8702 __






__ __



4536 Desilyn Dr. 3BR/2BA, furnished or nonfurnished, garage, $1050/mo 561-262-5302 or 561-689-5064





4BR/3BA close to FSU & TCC. 2304 Delgado Dr. $1600/mo. $1200 dep. 850-385-2756

Arbor Hill - 3/2

2-car garage, fenced yard, Pet ok. 3201 Earl Dr $1150/mo 509-2400


2 ACS NE TALLAHASSEE 3600 sq.ft. 4BR/2.5BA, 2 workshops totalling 1200 sq.ft. Great school zones. $2600/mo. 850-264-9010







Contemporary Killearn

2414 Glenshire Ln., 3BR/2BA,1738sqft, large decks, Beautifully landscaped, huge windows, 2 car garage located at the end of a quiet cul-de-sac, CHA, W/D, avail 8/9 $1450/mo. Kent Strauss Mgmt & Realty, Inc. 877-2284





Chemonie Crossing


For Classified Advertising Call 599-2210



When you’re ready to start the next chapter of your life,’s door is always open.

Start your real estate search on the site with the most options...and come home to your new future! Find your canvas today at © 2010, LLC. All rights reserved. Equal Housing Opportunity


PAGE 14 / Sunday, August 4, 2013

Tallahassee Democrat / HOMEFINDER

Beaut iful New Homes in

Bull Run 2634 Opequon Bend, Sales Model From the $250’s


Get ready to run. Run in the 40 th Annual Tallahassee M arathon & Half M arathon on Sunday, February 2, 2014. $60 for the full, $40 for the half until August 31st. * Fast & flat USATF certified courses, Great Boston Q ualifier! * * Full m arathon cash awards for top finishers * * Beautiful age group awards in both races * * Lim it of 800 runners in each race, register now! *


Think New, Think Now, Think Tallahassee Homes

Primary sponsors of this event include Capital City Runners, The Double Tree Hotel, and The Stedman Group. This ad compliments of Retriever Property Enterprises, LLC.




For Rent

For more info visit:

AVAILABLE NOW 608 W Lafayette St

1/1 Apartment $495 FSU Campus!

1516/1518 Myrtle Dr 2/1 Duplex $550 Stainless Appliances!

2002-B Greenwood Dr 1/1 Apartment $595 Midtown!


Lewis Singletary, Realtor


6 -9 9662 850-766


Porter Chandler, Broker

850 0 -545-8491


To subscribe call 800.999.2271, or go to

l 1/1 $500 duplex FAMU area near S. Adams l 2/2 $900.00 duplex NE Hwy 90 near Costco l3/3 $900 townhome Woodbriar, NW area l 3/2 $1050 house Woodbriar, NW area l 3/2 $1000 townhome Crescent Hills, NW area l 3/2 $1250 townhome Brighton Place, gated community. SE Megan Ornelas Real Estate Agent cell - 850-567-6565 Call, Text, or Email!

1031 W Delaware St 3/1 House $650

2250 Clara Kee Blvd 2/1.5 Townhouse $650

1308 Rumba Ln

2/2 Condo $695 Washer/Dryer Incl!

For More Information TallahasseeH


1302 Melvin St 3/1 House $750

530-1 Palm Beach St

3/3 Townhouse $790

4012 Chipola St

2/2 Townhouse $795 New Flooring!

2669 Tess Cir

3/3 Townhouse $800



Killearn Deal

6712 Tim Tam Trl., 3BR/ 2BA 1362 sqft, CHA, W/D Hookups, Garage, fenced yard, avail 8/16, $1295 Kent Strauss Mgmt & Realty, Inc. 877-2284



Killearn Estates Beauty

2410 Glenshire Ln., 3BR/2BA 1449 sqft, CHA, W/D Hookups, Fenced yard, Garage, Screened porch. Avail 8/16, $1495 Kent Strauss Mgmt & Realty, Inc. 877-2284



2937 Richview Park Cir

2/2 Townhouse $825 Upgrades Throughout!

2657 Pearl Garden Way

3484 Lakeshore Drive • $350,000 • 4BD/4BA • 3,781 sqft • 1.39 Acres • Large Living Spaces • Vaulted Ceilings • Backyard Oasis • Pool

2886 Manila Palm • $157,500 • 3BD/2BA • 1,425 sqft • .20 Acres • Great Location • Open Floor Plan • Crown Molding • New Roof

3/2 Mobile Home $850

4169 Mission Trace

2/2 Townhouse $850 Glen Pointe!

2554 Golden Park Ln 3/2 Townhome $895 End Unit!

1117 ML King Jr Blvd 3/1 House $900 Midtown!

1990 Nena Hills Dr 3/2 Duplex $990

4434 Gearhart Rd

3/3 Townhouse $990 $500 Deposit Special!

2403 Hideaway Ct


Hettie Spooner (850) 509-4337

Lindsay Elliott (850) 545-2463

3/2 House $1050 Huge Fenced Yard!

1842 Devra Dr

6/3.5 House $1800 Stainless Appliances!

850-906-0800 Lic. Real Estate Broker


For Home Delivery Call 1-800-999-2271!





l Golden Eagle! Winged Foot Drive 4/3 $2400 l SE Idlewild 3/2 $950 l NE Killearn! Chant Drive 3/2 $1500 Cindy Cooper 545-8076 Georgia Turner 510-4286 For more details please visit our website!





l2548-B Panther Creek 2/1 Hardwood floors, fireplace & fenced yard. $730 l2862 Kilkierane Dr. 3/2 Big family room, fireplace & eat-in kitchen. Master has 2 walk in closets. $1700 l3115 Sharer Road 4/3, wrap around screened porch & pool $1950 l2657 Stonegate 3/2 Wood floors & fireplace with French doors to screened porch & pool $1750 l3429 A Bear Creek 2/1 duplex secluded wooded lot near shopping. $730 l236 Chateau De Ville 1/1 Upstairs & equipped with all appliances. $555 l1827 Salmon 3/2 with eat in kitchen, family room, opens to large deck. $1200 MAGNOLIA PROPERTIES AND INVESTMENTS. 386-8660

Lafayette Oaks 3/2 Gated community, 1 ac. Remodeled. 2-car garage, 5508 Touraine $1500/mo. 509-2400



For Classified Advertising call 599-2210!



l Los Robles Cottage (De Soto)-1/1 guest cottage in Midtown, ready now. $625 l 405 Oakland Ave Historic Myers Park, 2/1.5 w/original pine floors, fireplace, updated kitchen, big yard, lawn incl. $1100 l2625-D Graves Rd. Spacious 2/1, pretty hardwood floors tucked away, great privacy, $800 l4432 Wesley Dr-3/2, hardwood floors, fireplace, garage, in Northwest, $1000 l364-A-Belmont 2/2 w/fireplace & all appliances incl., lawn $850 l 2414 Ionic Ct Spacious 3-4/2 w/all appliances incl. W/D, lg. yard w/nice deck. Astoria Park. $1150 l 2020 Sheridan Rd 3/2 spacious home w/pool & nice deck. Full appliance pkg incl. W/D. Lawn & pool svc incl. $1250 l 2111 Melanie Dr. 4/2 w/big yard, pet friendly, August free, $1000 l299 Hoffman Dr. Classic 3/2 brick home with hardwood floors on lg corner lot, ready mid Aug $1195 l1756 Harvest Place. (Blairstone Forest) surround yourself in nature at this 3/2 home with stainless appliances and lots of amenities close to downtown and Southwood, (virtual tour) $1350 Spirit Realty Inc. of Tallahassee 877-4343

Midtown Convenient

l308 W. 6th Ave., 2BR/1BA 900sqft, CHA, W/D Hookups, Large living space, Deck, Avail 8/9, $825 l 307 W. 6th Ave., 2BR/1BA 900sqft, W/D Hookups, Avail 8/9, $795 Kent Strauss Mgmt & Realty, Inc. 877-2284



Spacious 4/3, 2 masters pool, gas fireplace, 3 zone H&A, on golf course. Crawfordville. $1995/mo 559-0832



Updated Mission

2507 Helene Ln., 3Br/2Ba, 1541sqft., CHA, W/D Hookups, Garage, Newly renovated kitchen and master bathroom, avail 8/9, $1295. Kent Strauss Mgmt & Realty, Inc. 877-2284



WAVERLY POND! 4/2, 2600 SqFt, Gilchrist, Raa, Leon. $1700, Lawn Svc Incl. 850-385-0150




3436 Mizell. 3/1, fence, carport, yard work, no pets. $600/$400. 878-7260 orv567-1656




2/2 Well Kept (900 sq ft) on 1/2 Acre. $550/mo + $700 dep. W/D & Free Rent Offer w/2 yr lease. 850-570-9553/509-5722




2 & 3 BRs from $499 2 baths,W/D hookups Enjoy swimming pool Free lawn care, pest control, community officer. Call 24 hrs a day for Pre-approval.





Apalachee Office Space - Reduced Deal:

1310 Paul Russell Rd. 7 offices, lobby, conference, break rm, generous parking, large yard w/lawn service incl., 2000sqft, $1295/month Kent Strauss Mgmt & Realty, Inc. 877-2284




3120 sq.ft. South of Jefferson St., Hwy 19, Monticello, across from Winn Dixie. Off- street parking. Avail. now.


Meridian Mgmt. Realtor __ 9350921

Repair Shop/Warehouse 1500 sqft w/office Fenced yard. 545-1899





$140-$225 an office! 2/2 West Side, CH/A, Free utils.! Near TMH. 9356922 kitchen equip. clean, Some furniture. Nice!!! hookups, deck, patio, Owner/realtor 878-3957 Lake Talquin No pets $495. 576-2695 9350940 9355410 1948 Collins Landing 3 rooms + reception. Rd., 3Br/2Ba, 1650Sqft., 2BR/1BA. 902 Angela Dr 713 sq.ft. $700/mo. C H A , W / D H o o k u p s , in Leon Co. on 1 acre. 1258 Cedar Center Dr. $450/mo. 1st., last + avail 8/9, $850. Avail now 850-219-9777 sec. dep. 850-421-1014 9356140 Kent Strauss Mgmt & 9356672 Realty, Inc. 877-2284 Doublewide, W side, 9356697 3/2, private park. No pets or smokers. $575 + Large and Affordable dep. 576-8909 lv msg. 9356384 2004 Alton Rd., 3Br/2.5 B a , 2 0 3 2 s q f t . , C H A , QuietArea 3BR/2BA lRetail - 800 SF in the W/D hookups, Fenced Apalachee Pky $750/mo. + dep. yard, Fireplace, avail Super Wal-Mart out 539-6692 8/9, $1,395. parcel 9356613 Kent Strauss Mgmt & Rent to Own. 3 BR/2 BA l 900 SF - Clean & Realty, Inc. 877-2284 Affordable! Just off doublewide off W. Tennessee Street. Apalachee Pkwy on 9356699 Hanson Ct. 1468 Knoxville Ln. l1000 SF Downtown, $700/mo. 508-0872 l NEAR FSU - 3 very functional, BR/1BA, lg den, walk 9354406 clean & affordable. to campus. $1050. Small quiet park, Call Peter Gonzalez, l N E A R B O T H several 2BR/1BAs, air, Jr. for more Info. CAMPUSES 4BR/2BA, no pets. $425-$500 (850) 224-2300. fenced yard, wood + dep. 850-545-1899 9356566 floors, $1200. 9355122 l C O N V E N I E N T T O South Side- 2/1 from MOBILE HOMES/LOTS EVERYTHING 2BR/2BA $400 or 3/2 $500. FOR SALE townhouse $775. Only $200 deposit! Call Lucretia Thomas, 5 BR/3BA approx. 2,100 850-545-8940 9356354 Realtor 545-9584 or sq. ft. doublewide on 386-7579 for info. large lot off W.W. Kelley Rd. Owner financing. 9356769 SPRINGWOOD $89,900. 508-0872 Mobile Home Park Lovely Eastgate Spring Oaks Ln. 9350999 2/1 mobile home 2341 Eastgate Way, $455/mo. $400 dep. 3Br/2Ba, 1232Sqft., Curtis Baynes, Broker/ CHA, W/D Hookups, Owner 576-8774 Garage, Fenced yard, avail 8/9, $895. Kent Strauss Mgmt & 9356919 Realty, Inc. 877-2284







__ __


__ __ __









For Home Delivery Call 1-800-999-2271



l 10,942 Sq Ft on Chapel Dr. by FSU. Traditional Facility and very clean. l 26,832 Sq Ft on N. Monroe St.Very clean and well maintained.



9600 Sq.Ft. Bank Owned with fenced in yard.


On W. Tennessee St. Call Peter Gonzalez, Jr. for more Info. (850) 224-2300.




l Bank Owned, Commercial lots on Apalachee Pkwy. l Commercial lot (.8 Ac), zoned CP & visible off Tennessee St l Land w/ permits for 50 units located near FSU & TCC l Prime Retail Location! 1.2 Ac on N. Monroe St. near Tharpe St. Call Peter Gonzalez, Jr. for more Info. (850) 224-2300.





HOMES $251’ - $500’

l 1 8 2 7 S a l m o n attractive 3 or 4BR living/dining w/eat-in kitchen, separate family room, opens to large deck, fenced back yard. $110,000 l860 E. Call St. Intown 2BR cottage, updated appliances & fixtures. Gleaming hardwood & ceramic floors. On 1 acre $149,900 l 800 Bragg Beautiful all brick home, freshly refinished floors 3/1. Spacious living room & bedrooms, inside utility room with step down family room. $81,000 MAGNOLIA PROPERTIES AND INVESTMENTS. 386-8660

Chemonie Crossing








TOWNHOUSES FOR SALE 2BR/2.5BA overlooking pond. Well-maintained. Appliances included. 2-car Garage, Gated complex close to FSU, FAMU or TCC. 2 pools. $93,000. Shown by appt 704-756-8873 Lv. msg.



2 ACS NE TALLAHASSEE 3600 sq.ft. 4BR/2.5BA, 2 workshops totalling 1200 sq.ft. Great school OPEN SUNDAY 2-4 zones. $380,000. 3657 Esplanade Way 850-264-9010 SOUTHWOOD COTTAGE new hardwood floors, 9352641 paint & carpet. Spotless 3BR, 2BA garage, deck SUMMERBROOKE &w/2-car a vista view, fenced HOME 6959 Spicewood y a r d . A l l f o r o n l y Lane 4 sided brick $ 2 1 9 , 9 0 0 . J W D i r : home built in 1999 on a C a p i t a l C i r S E t o deadend street. Lots of Blairstone, R Esplanade upgrades. Schools 9356503 include 850-321-4625


__ HOMES $501’


Piney-Z Plantation

Open Houses Sunday For a list of homes, visit: Call Your Neighbor 850-562-8000





Miss a day. Miss a lot.



& UP


902 N. Ride Stunning 4BR & 21/2 BA custom home Grand Foyer LR, DR, & Fla room w/ pool Updated kitchen 850-566-6768

ESTATE AUCTION. __ 338+/- Acres Divided into 3 Tracts. Located in Madison County, FL. Great Hunting & Recreational Property. Merchantable Timber. Selling Saturday, August 17th at 10:30am. Call Hudson & Marshall for More Info 800-841-9400. Visit License: AB110.



LEASE PURCHASE *** New Homes *** 10% of rent towards purchase of new homes in Bull Run. From $1,895/mo. Only 3 Left! Call Porter Chandler, Broker/Owner Tallahassee Homes Realty 545-8491



OPEN HOUSE Open 1 - 4 11 Quail Hollow Havana, FL. Wonderful 3BR/2BA family home on 2 acres in Historic Havana! $189,900, Landcorp, 556-9966


OPEN SUNDAY 2-4 2126 Fielding Way LUXURY SOUTHWOOD home w/extra lot. 3BR, 2BA, of high quality upgrades, 11 ft. ceilings extensive mill work, rocking chair front porch, split plan, office, $285,000. JW Directions Blairstone, Right on Esplanade, L. Fielding.





OPEN SUNDAY 2-5 4/2.5 with pool 4507 Foxcroft Teresa Hatler, Broker Bridge Waters Realty, LLC. 850-591-5176 Open Today 2 - 4PM 11115 Bexhill Lane

Equestrian Property w/Amazing Views 4BR, 5BA on 8.32 ac. w/8-stall horse barn; fenced and cross fenced & 3 pastures. Recently updated w/large open kitchen w/lots of windows overlooking rolling hills. Spacious master w/ fireplace, private deck for back pasture viewing, & beautiful master bath. Hardwood floors & fireplace in living room, formal dining; large family room. Lots of room here! $438,900. DIR: 90 E to R on Baum, go past I-10 to 1/2 mile on left. Jane Lee, 566-4065, Linda Dix Realty

If giving is one of the family values you want to pass along, we can help.

9353095 9356388 2.5 acres on Williams Rd Augustine Hills Unrec subdivision, only $69,000! Very motivated owner says "bring all offers"! Mariana D. Doseanu Realtor, Keller Williams Open 2-4 Realty, (850) 339-5671 STUDENTS WISH LIST 2BR, 911 Lothian 2BA townhome w/ 9356597 Room to Grow! Some separate private baths, great updates are KILLEARN LAKES f e n c e d y a r d , f u l l y completed. 6BR/ 4.5BA. equipped appliances, LOT 7429 Laurel Ridge $375,000. Cindy Teem, Lane Single home lot in n e a r G o v e r n o r ’ s S q Cell/Text: 850.766.3682 Mall. All for $89,900 JW 9356883 Killearn Lakes (Lot 30 9356495 9356460 Block Q) for sale by owner for $45,000.00. Open Sat & Sun 2-4 H OMES $101’S - $250’S 850-766-0099 9817 Thunder Hill Trail 9352697 Killearn Lakes, 3/2,2-car ©2009 COF & CFA Lakefront lot off Velda garage, $234,995. 1642 Springwood Dr. Dairy Rd. .67 of an ac., Charming 2/2, Inside 228-4858 Davidson Realty 9356790 s e c l u d e d o n L a k e I-10, NE. Totally redone! Charles Dr. with 80 feet W o o d f l o o r s , q u a r t z 36 YEARS REAL ESTATE SALES CALL 545-3419 BARBARA DICKSON on Lake Bess. $60,000 counters, fireplace, RE/MAX Professionals Realty MAGNOLIA PROPERTIES garage, deck & lovely AND INVESTMENTS. yard. Move-In Ready! 386-8660 D CUSTOM NE $256,900 REDU $149,900. 850-385-7548 REDUCED DELUXE CONDO $100,000 REDUCED ACRE $39,900 3BR-NEAR LAKE TALQUIN UCE 9353199 RED Gardens of Killearn 2805 Paradise, CED Hardwood floors, new appliances, fireplace, screen Cute 3 bedroom, 2 bath, very nice, priced to sell!









25 Ac & 233 Acres

Adjoining, paved frontage, sold together or separate, mixed age pines, high ground, good hunting, close to Lake Talquin, reduced to $1950/acre. Shafer Land Sales, Lic. Real Estate Broker 385-8060


516 Middlebrooks Cir.

Built in 1959. 1566 sq ft 3/2, 2-car garage, brick home. on 1 acre, close-in. $230,000 Mike, 850-443-2005



Ochlocknee Bay View 3BR/2BA. Remodeled! Updated Appliances New Insulated Metal roof. Screened front porch, garage. Cedar Siding, High efficiency A/C $164,990. 984-5095

For Classified __ __ Gadsden Co. 40-100 Acres, 2 miles west of Quincy on Hwy 90, Old Advertising Barns, Planted Pines & Deer Hunting, $6500 per ac. 556-9895 Call __ WHAT A BUY! 4BR brick close-in, new roof, AC, 599-2210 some new flooring with 9356213



the rest refurbished. Must see. $119,900. CR




For more information, call Joy Watkins, President 222-2899 or visit

Call Classifieds 599-2210

porch. 2.5 pretty baths, pool, tennis, 545-3419 Barbara Dickson Remax Professional Realty 4BR - 2 ACRE - $243,900! Shows New! High Ceilings, Rich Wood Floors, Rich Tile, Stainless Kitchen, Luxury Jacuzzi Master! Screen porch, Sep. Shop, 2 Car Garage! HOMES NEEDED TO SELL FOR Buyers Wanting Piney Z, Buck Lake, Emerald Acres Areas, wanting to sell Call Barbara Dickson, Remax Professionals Realty 545-3419 $89,900 3BR-CUTE! Recent roof, AC, Paint, Flooring, Kitchen, Family Room! 545-3419 $159,900 - 3300 GALLANT FOX TRAIL New Roof, recent heat/air. Lovely Tile floors in living,dining, family rooms, fireplace. New kitchen counters,stainless appliances, new rich bedroom carpet, 545-3419 - New Price $159,900 5 ACRE - 4BR $235,000! Gorgeous, high ceilings, like new, spacious eat in kitchen, spacious open dining, huge living room, gas fire place w/entertainment center! Split Master, jetted tub plus shower! 2 car garage, call now! PIEDMONT POOL! NEW PRICE $177,000. On 3/4 Acre Park setting lot! Living, dining, Sun/ family rm! Grape Arbor, Orange Tree, Separate Office, Workshop, new double ovens,new hood! 42916 OAKWOOD - $119,900 CUTE STARTER Tile Floors, New Carpet & Paint, 2 car Carport, Big fenced yard, Brick, Quiet, Conven. University, some closing costs paid!

wood floors, custom kitchen & baths, LAKEFRONT 4BR POOL-NEW PRICE $399,900 3216 Shady Hawk Lane on 3.38 acres! Almost 3,000 on cul-de-sac. feet, rich wood floors, granite Kitchen, 3 car garage! 2805 PARADISE PLACE REDUCED LUXURY KILLEARN $154,900 REDUCED $249,900-4BR-5 ACRE 3BR/2.5BA, overlooks golf course! Private Patio. Beautiful, like new, Corian kitchen, Roof few years new. Fresh paint, new carpet, huge master, 5 acres, 545-3419 fireplace. One of few 3BR’s. 4636 INISHEER DR. KILLEARN $189,900 WOW Charmer front porch, rich wood floors, vaulted LAKEFRONT 4BR $329,900! ceiling, brick fireplace, dining room, huge kitchen, Over 3,000 feet, Recent Roof, recent HVAC, Master has jetted tub! 2 Car Garage, a beauty! Million dollar views from Huge Sunroom and 545-3419 screen porches! Granite Kitchen, Luxury 3216 SHADY HAWK LANE whirlpool Master Bath, recent roof, a steal! LAKEFRONT POOL 4BR NOW $399,900-3.39 Acre Custom NE, Rich ACRE 4BR $124,900 NE Wood floors, Granite Kitchen w/island, Screen Great Manufactured home, 4BR/2BA. Porch to pool/lake, huge Garage. Master 2 closets, garden tub plus shower. 801 LEANE DR. Huge Separate 2 car garage with shop! BIG HOME - SMALL PRICE! 4/5 BEDROOM $235,900 great Killearn Estates New Roof. New Heat/air, 545-3419 Family home, Cherry updated kitchen, Huge Sep. YARMOUTH COURT $195,000 Master, 3.5 baths, whirlpool, huge garage, huge lot! In Kinsail at Killearn, lovely cul-de-sac! Rich tile CREAMPUFF $139,900 Eastside, few years new, dream kitchen, screen floors, upgraded lights,fans, Gourmet Huge kitchen porch, garage, high ceilings, big master, 545-3419 opens to Living, Dining Rooms, Gas Fireplace, 2 car garage, Barbara Dickson, 545-3419 3BR/2BA REDUCED TO $76,900 All New Paint, New Carpet, New kitchen LAFAYETTE OAKS 4BR cabinets, New kitchen Appliances, Big Lot! Just $259,900, almost Acre! Rich marbleized MICCOSUKEE BY MDS tile floors thru, Beautiful Tile baths, Front porch Just $193,000, perfect Med Office Drs, charm, big screen porch and deck, huge sep. Dentists,Offices, Brick on Large Lot, lots of parking! 545-3419 master! Hurry, 545-3419

TALLAHASSEE DEMOCRAT » SUNDAY, AUGUST 4, 2013 » 15 Tallahassee Office: 850-386-6160 Wakulla Office: 850-926-2994 OPEN HOUSE 2-4




1100 HAWTHORNE STREET $185,000


2541 ULYSSES ROAD $347,000

9014 GLEN EAGLE WAY $515,000


Charming cottage w/metal roof, wood floors, updated kitchen & baths, newer insulated windows and fenced lot make this the perfect first home. Walk to TMH & Schools. Magnolia to Miccosukee past TMH; 2nd right is Hawthorne

Reduced Price! Renovated Townhome in Blairstone Forest. 2 large BD’s, w/own BA’s. BA’s have been updated w/new vanities, granite countertops & tiled showers. Kitchen has updated appliances, cabinets, & tile counters. Large living/dining w/ fireplace. Laminate wood floors w/tile in kitchen & BA’s. Wonderful neighborhood. MLS#235039 Apalachee Pkwy., S on Blairstone to Beechwood Cir - R on Beechwood Knolls

BULL RUN: One of Tallahassee’s Fastest Growing Neighborhoods w/Newer Homes off N. Thomasville Road! Built in 2009 home offers: Huge kitchen w/ island & bar; 3BD + office; Luxurious Master suite & bath w/Jacuzzi tub & double shower. 2BD’s & full bath upstairs. Ceramic tile & wood flooring throughout; Persica Quality Construction w/numerous upgrades ... GORGEOUS. Come See TODAY! MLS#236061 N on Thomasville Rd, L Kerry Forest, R Farnsworth, R Carlthage, R Ulysses, on R

WORK OUT ENTHUSIASTS! Indoor heated lap pool w/workout room, wet bar & full bath in over 1150 SF. of year round comfort all in the privacy of your home. Beautifully updated in 2013 including roof w/ 4BD’s/3BA’s. Formal & informal areas. Master w/large sitting area, his & her BA’s & closets. Main living area has 3378 SF w/a 3 car garage. Large private corner lot. MLS #235777 T’Ville Rd to L, Killearn Lakes/Kinhega to R, Deerlake L, GE Drive L, Winged Foot R, Glen Eagle

Corner lot @ Maylor and Dempsey Mayo. Minimum clearing required, driveway in place on Dempsey Mayo near Westminster (farm gate) across driveway. Lot can be divided into maximum of 6 lots per verbal conversation with growth management. Property is very close to shopping and schools. Great close-in location - inside I-10.

ALAN POTTS 850-510-2197

JIM BUTLER 850-933-9005 850 841-9779

SHERYL KOWALSKI 850-727-9772


9114 OAKFAIR DRIVE $539,000

1406 DENHOLM DRIVE $210,000

9825 THUNDER HILL TRAIL $275,000


8554 CONGRESSIONAL DR. $315,000

Beautiful Golden Eagle home on nicely landscaped private corner lot. 4BD/3BA. Large master suite & bath w/private balcony. Large patio, great for outdoor entertaining. High end stainless appliances; eat in kitchen w/cherry cabinets and open to family room. Great home for buyer that wants to get in to Golden Eagle at a very reasonable price for a nicely built home on a great lot.



3612 HARWELL PLACE $215,000

Beautiful Home in Desirable Huntington Estates! Many Upgrades, Including Wood Floors, Granite, Fixtures, Bathrooms, Roof & A/C System. Home Sits on Huge Lot. 5BR/3BA and 2,736 SQFT. Wood Burning Stove with Stone Accents, Spacious Rooms. Walk Across the Street to Tennis Courts and Home Located on a Cul-de-sac. Pride of Ownership Shows Throughout! MLS #234120. BILL ENRIGHT 850-933-1066

Most amazing home in Leon County with 3,803 SF on 2 acres. Horse allowed. 32 Ft. Ceilings make this a magnificent property with immaculate Detail in every aspect. Home is priced below anything comparable in SF, condition or floor plan. 3 Heat & Air systems! Wonderful backyard pool, $7,000 kitchen stove & way more. Home sets a new benchmark in prestige along with a private lot. Priced to sell quickly $539,000. 2 miles from I-10 interchange at Mahan Drive. MARVIN GOLDSTEIN 850-294-0029 • LAURIE SWEARINGEN 850- 545-3600 •

Near Dorothy Oven Park. Gorgeous renovated kitchen with upgraded stainless appliances, custom new cabinets &granite, high ceilings, huge Master BR down, bedroom 2 and loft/ 3rd bedroom up, separate dining, fireplace, garage and private patio & deck. Stunning!

KILLEARN LAKES HOME W/SALT WATER POOL! 3BR/2.5BA. Kitchen w/custom Granite counters, island, newer cabinets & newer appliances. New roof 2010. Lots of crown molding. Huge great room w/FP overlooking gorgeous pool. Master bath w/ big tub & sep. shower. Plantation shutters. Small office off kitchen. Upstairs balcony & lovely front porch. This house has it all! MLS #237204