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Buy With Us - Cardenas & Company

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You are at the finish line! Welcome to homeownership!

Escrow holds your funds to meet the terms and conditions of a written purchase contract.

The title company complies all paperwork and documents to be signed by all parties, to ensure property is clear of any past liens.

Let us make your home buying experience stressfree! We will guide you through the process.

Documents to prepare: driver’s license, social security card, credit history, tax returns, pay stubs, bank statements. Let’s get started with

The Do’s and Don’t After Submitting Your Mortgage Application

Stay current on all payments on existing accounts

Notify your lender of any changes to your loan amount

Obtain homeowner’s insurance as soon as possible

Notify your lender of notifications you receive from creditors that may impact your credit health

Apply for new credit of any kind

Change employment before closing

Close credit cards or pay off collections

Co-sign for anyone else’s loan or credit card

Switch banks or move money around

The appraiser goes out to inspect and get property value of the home. There may be lender required repairs.

Processor receives document, and then submits to the underwriting department for review.

Make an offer and we begin negotiations with the seller’s agent.

Work with our team to find a home in your budget that meets your needs.

We’ll schedule a showing so you can see if the home fits your family’s needs. or lose the chance

YOUR HOME SEARCH STARTS HERE

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