November 2005 â€˘ Issue 2
OTHER ALTERNATIVES: Do your homework before making any EIA purchase decision. If youâ€™re an annuity buyer looking for a guaranteed rate of return, you should probably consider a fixed annuity. If you want some equity exposure, then a variable annuity may be your best choice. If you owned both, you could get the guaranteed rate of return you need and the upside potential you desire.