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It's not really a secret any longer that the government gives out over $30 billion dollars in free money every year. These government grants offer a wide range of financial assistance to students, working mothers, people in debt, and even first time home buyers. With over 3,000 programs, you can pretty much find free money for just about any need you have. The shocking part is not that this money is available with no strings attached, but the fact that there are a number of grants that nobody applies for. While the government is mandated to give this money away, if nobody asks for it then it goes away. The following year the grant is no longer available because there was no demand for it. But for someone who is starting a small business or a child day care in particular, this gives the savvy entrepreneur some relatively easy ways to get free money to finance their start-up costs. The only catch is that the money absolutely has to be used for its intended purpose. In other words, if you apply for and are approved for a grant to finance your construction company or to pay off your construction loans, then you have to use that money for that purpose. If you don't and you are caught, then the money has to be repaid. Otherwise, the money never has to be paid back. In order to receive these government grants, really all it takes is for you to ask for it. You'll want to access and search the government database, submit your application or grant proposal, and wait a week or two to receive your check in the mail. The exact process for each grant varies, but that's the basic principles.

About this Author To get started and search the free money grants database, just put in your request for the government grant kit. This is a free CD you'll receive in a mail that will give you access to the database and walk you through the application process. To request your kit, just go to

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