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dating DATING

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by ed harrington

PET CARE

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www.mypreciouspets.biz Call/Text (804) 305-6331, mypreciouspets3@gmail.com

beauty & fashion ELECTROLYSIS

Pet Care Care in in your your Home Home Pet

feedmore.org Hunger Relief Starts Here Central VA Food Bank and

• Pets•vacation own home. Pets vacationinintheir their own home. • Bonded & insured adult petTLC sitters • Bonded & insured adult pet sitters providing since 1985. providing TLC since 1985.

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real estate REAL ESTATE SALONS

employment PART TIME

January 4, 2012 [ classfieds ]

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Dear Dream Zone,

34

I dreamed I was washing my hands when I suddenly noticed a little 6th finger on my right hand between my ring and middle fingers. I wondered how long it’s been there. I should have noticed it, especially since I have had that 6th toe on my right foot for awhile now. Then I remembered that my 6th toe hurts when I wear work boots. My 6th finger was painless. In waking life I have 10 fingers and 10 toes. – Trista, Wausau, WI Lauri: Your dream begins with you washing your hands, which means there is something in waking life you don’t want to be a part of, something you are “washing your hands” of. But in the process you notice a new little finger. This suggests there is new growth within you; most likely it is growth in your ability to handle the situation. The pain in your foot that your dream is referring to is most likely emotional pain. Have you had to put your foot down and take a stand about something in waking life recently even though it was painful to do so? If so, your dream is showing you that you’ve done it before and you can do it again and this time around will be a fairly easy and pain-free process. Trista replies: Thank you for the insightful interpretation! A year ago my boyfriend took a better paying job two hours away. He wanted me to move with him but it wasn’t so easy. I have joint custody of my older two kids who were in the middle of their school year. He ended up moving by himself leaving us in house I couldn’t afford to rent. It was devastating. I have since moved into a smaller place, paid off my debts, and adjusted my work hours around the children’s school times. Recently, he put pressure on me again to make the move. I told him that for now it has to be ok to just see each other on the weekends. It’s not an ideal situation, but I’m comfortable with it.

“Price & Market Value Experts” 804-337-7515 or 804-337-8317 www.mandmkellerteam.com Jason Dehlin Your City Real Estate Source 804.461.3105 direct jason.dehlin@onesouthrealty. com

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Get Your Advertising in Alignment! Make the most of your budget with a low-cost, highly effective ad in our Mind, Body Spirit Classifieds. Contact us for more info on how you can reach almost 80,000 readers every week, for as little as $6 per week: Classad@styleweekly. com 804.358.2100

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CARPENTRY Small job specialist. Free estimates, references. Licensed/ Insured. Hobbie Carpentry, 264-4910

All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 and the Virginia Fair Housing Law, which makes it illegal to advertise “any preference, limitation or discrimination because of race, color, religion, sex, handicap, elderliness, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” Virginia Fair Housing Law also prohibits discrimination advertising based on elderliness. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. Real estate sales, rentals and roommate advertisers should make sure their ads describe the property being offered, not the person they might want in the property. You may express a preference for a male or female roommates. ~The Publisher

Classifieds BRAIN CALISTHENICS

by: David Levinson Wilk © 2011 David Levinson Wilk

9. [Bam!] 10. “World Series of Poker” airer 11. The First State: Abbr. 12. Suffix with script 13. Ltr. afterthoughts

15. “Tik ____” (2009 Kesha hit) 16. They get the lead out

51. Pertaining to medicine 52. Something once bundled with

18. They’re against the against 21. History is written in it

17. Help 19. Spatters with paint

Microsoft products 55. Consider again

23. Supreme Hindu goddess 24. Stew veggie

20. Francis and Kevin 21. Molly of early stage and film

56. Clothing 57. Paul Anka’s “____ Beso”

25. Org. offering jumps 26. FDR predecessor

22. Went back to square one 24. Oom-____

58. 1980s track star Sebastian 59. Longtime Baltimore Orioles owner

29. Baseball’s Cobb and others 31. Warning from a guard dog

27. Relative of -ists 28. Cubicle feature

Peter 60. Place to buy tkts.

32. Superlatively sexy 33. Mil. address

29. Sound system brand 30. NFL gains

61. Close

34. Handful 35. 800-year Chinese dynasty

31. Political syst. 32. Doctor’s order

Down 1. See 53-Down

36. Flu fighters: Abbr. 37. Clinton or Obama, once: Abbr.

48. “Jack Sprat could ____ ...”

34. Some dessert choices ... or what can be seen in six areas of this puzzle

2. Made 3. Chevrolet Volts, e.g.

38. Soak 40. Whim

49. Actor Shirley of “Goldfinger” 50. Identical

36. State as fact 39. Craig of the NBA

4. ____ double 5. Discarded

41. Interrupt a dancing couple 42. Fully supplied, as shelves

52. Jazz ____ 53. With 1-Down, Bert’s twin sister in

40. IV units 43. Line delivered by Halle Berry in

6. It’s picked in Maui 7. Financial losses, figuratively

44. Gold standards 45. Certain Protestant: Abbr.

children’s lit 54. Short smoke?

“Catwoman”

8. “It’s ____ to the finish”

47. Gourment mushroom

55. Hi-____ graphics

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44. Massage target 45. Island southeast of Borneo 46. “Hulk” director Lee 47. Meet 50. “... sugar is sweet and ____ you”

[ classfieds ] January 4, 2012

Last week’s answers

“Fruit”

Across 1. Pre-A.D. letters 4. Disco ____ of “The Simpsons” 7. Brought to light 14. “Lord of the Rings” baddie

35


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January 4, 2012 [ classfieds ]

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TRUSTEE’S SALE OF 3001 Putney Road, Richmond, VA 23228. In execution of a certain deed of trust dated August 11, 2008, in the original principal amount of $156,761.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4550 Page 0005, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on January 20, 2012, at 10:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENT THEREON NO. 3001 PUTNEY ROAD, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, BEING THE EASTERNMOST 55 FEET OF LOT 1, BLOCK J. PLAN OF RUTHLAND, A PLAT OF WHICH IS RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 13, PAGE 77 AND 78, THE PROPERTY HEREBY CONVEYED BEING MORE PARTICULARLY SHOWN ON A PLAT MADE BY CHAS. H. FLEET & ASSOCIATES, CIVIL ENGINEERS AND SURVEYORS, DATED JUNE 26, 1962, ENTITLED “PLAT OF PROPERTY SITUATED ON THE SOUTHWEST CONVER OF PUTNEY ROAD AND WARWICK ROAD”, A COPY OF WHICH PLAT IS ATTACHED TO AND MADE A PART OF THE DEED IN DEED BOOK 1066, PAGE 214 AND ACCORDING TO SUCH PLAT MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A ROD IN THE INTERSECTION OF THE SOUTHERN PROPERTY LINE OF PUTNEY ROAD AND THE WESTERN PROPERTY LINE OF WARWICK ROAD AND FROM SUCH POINT OF BEGINNING EXTENDING SOUTHWARDLY ALONG AND FRONTING ON THE WESTERN PROPERTY LINE OF WARWICK ROAD S. 13 DEGREES 34’ 10” EAST 150.0 FEET TO A ROD; THENCE LEAVING WARWICK ROAD AND EXTENDING S. 76 DEGREES 25’ 50” WEST 55.00 FEET TO A ROD; THENCE EXTENDING N. 13 DEGREES 34’ 10” WEST 150.0 FEET TO A ROD IN THE SOUTHERN PROPERTY LINE OF PUTNEY ROAD; THENCE EXTENDING EASTWARDLY ALONG AND FRONTING ON THE SOUTHERN PROPERTY LINE OF PUTNEY ROAD N. 76 DEGREES 25’ 50” EAST 55.0 FEET TO THE POINT OF BEGINNING..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 133420 ASAP# 4163477 12/28/2011, 01/04/2012

36

TRUSTEE’S SALE OF 3123 Alvis Avenue, Richmond, VA 23222. In execution of a certain deed of trust dated April 16, 2004, in the original principal amount of $77,100.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 040012625, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on January 20, 2012, at 11:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON AND THE APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, KNOWN AS 3123 ALVIS AVENUE, RICHMOND, VIRGINIA, ALL AS MORE PARTICULARLY SHOWN ON PLAT OF SURVEY MADE BY FRANK F. POTTS, JR. AND ASSOCIATES, REGISTERED LAND SURVEYOR, DATED OCTOBER 13, 1981, WHICH WAS RECORDED WITH THE DEED RECORDED IN DEED BOOK 788, PAGE 1125, REFERENCE TO WHICH IS MADE FOR A MORE PARTICULAR DESCRIPTION OF THE REAL ESTATE HEREIN CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 115169 ASAP# 4163464 12/28/2011, 01/04/2012

(804)358-2100

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TRUSTEE SALE 6405 DAWNFIELD LANE, RICHMOND, VA 23231 Henrico County VA1100038863 In execution of a Deed of Trust in the original principal amount of $147,900.00, with an annual interest rate of 8.88% from CHERYL COX dated 05/08/2006 recorded in the Clerk’s Office of the Circuit Court of Henrico County, VA, in Deed Book 4119, at page 468 (or Instrument No. 200606026188), default having occurred in the payment of the Note thereby secured and at the request of US Bank National Association as Trustee the holder of said Note, the undersigned Substitute Trustee will offer for sale by public auction at the main entrance to the building housing the Henrico County Circuit Court, 4301 E Parham Road, Henrico, VA, on 01/20/2012 at 10:00 AM., the property described in said deed, located at the above address and briefly described as: LOT 16, BLOCK C, SECTION C, DARBYTOWN MEADOWS, PHASE E, VARINA DISTRICT. HENRICO COUNTY, VIRGINIA. TERMS OF SALE: CASH: A deposit of $10,000.00 or 10% of the sale price, whichever is less, cash or certified check, will be required at the time of sale, with settlement to occur within fifteen (15) days from the date of sale. Time will be of the essence as to the closing date and as to the payment of the purchase price. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. The Property will be sold “AS IS”. The real estate will be conveyed by special warranty deed subject to all rights, reservations, leases, covenants, conditions, easements and restrictions superior to the Deed of Trust as they may lawfully affect the real estate. The purchaser at the sale will be required to pay all closing costs except the Grantor’s recording tax. Real Estate taxes will be prorated as of the sale date. Neither Substitute Trustee nor the holder of the Note secured by the Deed of Trust will deliver possession of the property to the successful bidder. Additional terms may be announced at the sale. ETS OF VIRGIN A, INC., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: ETS of Virginia, Inc. 3900 Westerre Parkway, Ste 300 Richmond, VA 23233 (888)368-3686 ETS. VA@gmacrescap. com ASAP# 4141426 01/04/2012, 01/11/2012

TRUSTEE SALE 1909 WALTHALL CREEK DR, COLONIAL HEIGHTS, VA 23834 Chesterfield County VA1100043819 In execution of a Deed of Trust in the original principal amount of $270,000.00, with an annual interest rate of 6.00% from ROGER A NOGGIN, JR. AND VALENCIA M NOGGIN dated 05/15/2006 recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, VA, in Deed Book 7127, at page 106 (or Instrument No. 35769), default having occurred in the payment of the Note thereby secured and at the request of US Bank National Association as Trustee for RASC 2006KS5 the holder of said Note, the undersigned Substitute Trustee will offer for sale by public auction at the main entrance to the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, on 01/20/2012 at 12:00 P.M., the property described in said deed, located at the above address and briefly described as: LOT 3, BLOCK G, SECTION 10, WALTHALL CREEK, CHESTERFIELD COUNTY, VIRGINIA. TERMS OF SALE: CASH: A deposit of $10,000.00 or 10% of the sale price, whichever is less, cash or certified check, will be required at the time of sale, with settlement to occur within fifteen (15) days from the date of sale. Time will be of the essence as to the closing date and as to the payment of the purchase price. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. The Property will be sold “AS IS”. The real estate will be conveyed by special warranty deed subject to all rights, reservations, leases, covenants, conditions, easements and restrictions superior to the Deed of Trust as they may lawfully affect the real estate. The purchaser at the sale will be required to pay all closing costs except the Grantor’s recording tax. Real Estate taxes will be prorated as of the sale date. Neither Substitute Trustee nor the holder of the Note secured by the Deed of Trust will deliver possession of the property to the successful bidder. Additional terms may be announced at the sale. ETS of Virginia, Inc., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: ETS of Virginia, Inc. 3900 Westerre Parkway, Ste 300 Richmond, VA 23233 (888)368-3686 ETS.VA@gmacrescap.com ASAP# 4152302 01/04/2012, 01/11/2012

All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 and the Virginia Fair Housing Law, which makes it illegal to advertise “any preference, limitation or discrimination because of race, color, religion, sex, handicap, elderliness, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” Virginia Fair Housing Law also prohibits discrimination advertising based on elderliness. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. Real estate sales, rentals and roommate advertisers should make sure their ads describe the property being offered, not the person they might want in the property. You may express a preference for a male or female roommates. ~The Publisher

TRUSTEE’S SALE OF 3119 Cliff Avenue, Richmond, VA 23222. In execution of a certain deed of trust dated March 26, 2007, in the original principal amount of $121,500.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 070010275 and re-recorded as Instrument No. 070025166, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on January 20, 2012, at 11:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, KNOWN AS NO. 3119 CLIFF AVENUE AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE EASTERN LINE OF CLIFF AVENUE, DISTANT 378.61 FEET NORTH OF ITS INTERSECTION WITH NORTH LINE OF CRAWFORD STREET, THENCE RUNNING NORTHWARDLY ALONG AND FRONTING ON THE SAID EASTERN LINE OF CLIFF AVENUE, FIFTY FEET THENCE EXTENDING BACK EASTWARDLY AT RIGHT ANGLES AND BETWEEN PARALLEL LINES, 125 FEET TO AN ALLEY IN THE REAR..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 86374 ASAP# 4163468 12/28/2011, 01/04/2012

TRUSTEE’S SALE OF 314 West Clay Street, Richmond, VA 23220. In execution of a certain deed of trust dated June 30, 2006, in the original principal amount of $185,250.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 060023005, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on January 20, 2012, at 11:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH ALL THE IMPROVEMENTS THEREON, KNOWN AS NO. 314 WEST CLAY STREET, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA ON THE NORTH SIDE OF CLAY STREET BETWEEN MADISON AND MONROE STREETS, AND BOUNDED AND DESCRIBED AS FOLLOWS; BEGINNING AT A POINT ON THE NORTHERN LINE OF CLAY STREET 20 FEET EAST OF ITS INTERSECTION WITH THE EASTERN LINE OF MONROE STREET, OR AT THE CENTER OF THE PARTY WALL DIVIDING THIS PROPERTY FROM THAT ADJOINING ON THE WEST, RUNNING THENCE EASTWARDLY ALONG THE SAID NORTHERN LINE OF CLAY STREET AND FRONTING THEREON 20 FEET; THENCE BACK NORTHWARDLY BETWEEN PARALLEL LINES AND PARALLEL WITH MONROE STREET 80 FEET, 6 INCHES, TO THE CENTER OF A CERTAIN 3 FOOT ALLEY IN COMMON. THE SAID 3 FOOT ALLEY SHALL BE KEPT OPEN FOR THE BENEFIT OF THIS PROPERTY AND THE PROPERTY ADJOINING..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 92634 ASAP# 4163467 12/28/2011, 01/04/2012


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Trustee’s Sale 5101 Tiffanywoods Lane, Richmond a/k/a Henrico, Virginia 23223 (Tax ID No. 813-729-4951) Default having been made in the terms of a certain Deed of Trust dated May 31, 2005, in the original principal amount of $148,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 3890, Page 1179, the undersigned Substitute Trustees will sell at public auction on January 11, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lot 35, Block A, in Section H of Tiffany Meadows Subdivision, shown on a plat of survey dated September 10, 1985, recorded December 13, 1985, in the aforesaid Clerk’s Office in Plat Book 81, Page 106. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $14,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 94078, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

NOTICE OF TRUSTEE’S SALE OF PROPERTY LOCATED AT 1410, 1412, 1414 McDONOUGH STREET RICHMOND, VIRGINIA 23224 In execution of a Deed of Trust in the original principal amount of $150,000.00 from Church Hill Properties, LC, dated May 2, 2007, recorded May 2, 2007 as Instrument #070015020 among the land records for the City of Richmond, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #11-17699 among the land records of the City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on January 11, 2012, at 11:45 A.M., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North 9th Street Richmond, VA 23219-15407, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 1410, 1412, 1414 McDonough Street, Richmond, Virginia 23224. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike 101, Warrenton, Virginia 20187, (540)207-3292.

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Trustee’s Sale 7517 Lisa Lane, Richmond a/k/a Henrico, Virginia, 23294 (Tax ID No. 760-750-6767)

Trustee’s Sale 3012 Brookforest Road, Midlothian, Virginia 23112 (Tax ID No. 739688323200000)

Trustee’s Sale 5304 Crenshaw Road, Richmond a/k/a Henrico, Virginia 23227 (Tax ID No. 788-745-5262)

Trustee’s Sale 502 Fayette Avenue, Richmond, Virginia 23222 (Tax ID No. 793-740-4057)

Default having been made in the terms of a certain Deed of Trust dated April 30, 2007, in the original principal amount of $267,200.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4334, Page 0278, the undersigned Substitute Trustees will sell at public auction on, January 11, 2012 at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road, (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as containing 0.520 acre, more or less, as shown on that plat of survey dated November 14, 2005, entitled “Plat showing 0.520 acre on the South line of Lisa Lane, Three Chopt District, Henrico County, Virginia”, recorded in the aforesaid Clerk’s Office in Deed Book 4091, page 1735. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $26,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 92872, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Default having been made in the terms of a certain Deed of Trust dated October 16, 2003, in the original principal amount of $37,200.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 5468, Page 828, the undersigned Substitute Trustees will sell at public auction on January 25, 2012, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 29, Block H, Section D, Clarendon, as shown on plat on survey dated April 26, 1978, a copy of which is recorded in the aforesaid Clerk’s Office in plat Book 31, page 29.

Default having been made in the terms of a certain Deed of Trust dated August 29, 1996, in the original principal amount of $62,730.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 2670, at Page 239, the undersigned Substitute Trustees, will sell at public auction on February 1, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lot 11, Block A, on Re-Subdivision Plat of The Oaks, recorded in the aforesaid Clerk’s Office in Plat Book 65, Page 84.

Sale is subject to all prior liens (including the lien of a prior deed of trust), easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $3,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw. com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 91763, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $6,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 95525, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Default having been made in the terms of a certain Deed of Trust dated September 29, 2006, in the original principal amount of $106,400.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4209, page 1994, the undersigned Substitute Trustees, will sell at public auction on January 11, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road, E. Parham and Hungary Spring Roads, Richmond, VA, the property designated as those certain lots of land lying and being in Henrico County in the Plan of Confederate Heights, with all improvements thereon, a plat of which was recorded in the aforesaid Clerk’s Office in Plat Book 11, page 31, which lots are described as: TWO lots of land designated as Nos. 3 and 4 in Block 9 of the aforesaid plat. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $10,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw. com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C. and/or Lisa Brook Law, PLC, Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 80431, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 2609 GREENWAY AVE, RICHMOND, VA 23228 Henrico County VA1100037322 In execution of a Deed of Trust in the original principal amount of $110,000.00, with an annual interest rate of 8.38% from KAREN K REED dated 10/17/2006 recorded in the Clerk’s Office of the Circuit Court of Henrico County, VA, in Deed Book 4267, at page 0175 (or Instrument No. 780), default having occurred in the payment of the Note thereby secured and at the request of US Bank National Association as Trustee the holder of said Note, the undersigned Substitute Trustee will offer for sale by public auction at the main entrance to the building housing the Henrico County Circuit Court, 4301 E Parham Road, Henrico, VA, on 01/20/2012 at 10:00 A.M., the property described in said deed, located at the above address and briefly described as: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, LYING AND BEING IN THE COUNTY OF HENRICO, VIRGINIA, TOGETHER WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE SOUTH SIDE OF GREENWAY AVENUE AT A POINT 500 FEET EAST OF THE SOUTHEAST INTERSECTION OF THE SAID GREENWAY AVENUE AND COTTAGE STREET; THENCE RUNNING ALONG THE SAID SOUTH LINE OF GREENWAY AVENUE IN AN EASTWARDLY DIRECTION 50 FEET; THENCE EXTENDED BACK FROM SAID FRONT IN A SOUTHWARDLY DIRECTION BET WEEN PARALLEL LINES A DISTANCE OF 150 FEET. BEING ALL OF THAT CERTAIN PROPERTY CONVEYED BY DEED DATED 11/17/92 AND RECORDED 12/15/92 IN DEED BOOK 2399, 2472 OF OFFICIAL RECORD. TERMS OF SALE: CASH: A deposit of $10,000.00 or 10% of the sale price, whichever is less, cash or certified check, will be required at the time of sale, with settlement to occur within fifteen (15) days from the date of sale. Time will be of the essence as to the closing date and as to the payment of the purchase price. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. The Property will be sold “AS IS”. The real estate will be conveyed by special warranty deed subject to all rights, reservations, leases, covenants, conditions, easements and restrictions superior to the Deed of Trust as they may lawfully affect the real estate. The purchaser at the sale will be required to pay all closing costs except the Grantor’s recording tax. Real Estate taxes will be prorated as of the sale date. Neither Substitute Trustee nor the holder of the Note secured by the Deed of Trust will deliver possession of the property to the successful bidder. Additional terms may be announced at the sale. ETS OF VIRGINIA, INC., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: ETS of Virginia, Inc. 3900 Westerre Parkway, Ste 300 Richmond, VA 23233 (888)368-3686 ETS. VA@gmacrescap. com ASAP# 4141131 01/04/2012, 01/11/2012

[ classfieds ] January 4, 2012

TRUSTEE’S SALE OF 5918 Worthington Road, Richmond, VA 23225. In execution of a certain deed of trust dated September 27, 2004, in the original principal amount of $88,560.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 040032455, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on January 20, 2012, at 11:03 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, SITUATE, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, AND BEING KNOWN AND DESIGNATED AS LOT 14, BLOCK C, BERKLEY SQUARE SUBDIVISION, SECTION B, MADE BY FOSTER & MILLER, CERTIFIED SURVEYORS, DATED MARCH 1, 1976, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, OF THE CITY OF RICHMOND, VIRGINIA, DIVISION II, IN PLAT BOOK 10, PAGE 61, AND REFERENCE IS HEREBY MADE TO SAID PLAT FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREIN CONVEYED.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 130038 ASAP# 4168149 01/04/2012, 01/11/2012

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TRUSTEE’S SALE OF 616 North 35th Street, Richmond, VA 23223. In execution of a certain deed of trust dated August 25, 2006, in the original principal amount of $80,000.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 060031135, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on January 20, 2012, at 11:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: THAT CERTAIN LOT OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON NO. 616 NORTH 35TH STREET, LYING AND BEING IN THE CITY OF RICHMOND, COMMONWEALTH OF VIRGINIA, AND FURTHER DESCRIBED AS FOLLOWS: BEGINNING AT A POINT IN THE WESTERN LINE OF 35TH STREET, DISTANT THEREON 90 FEET SOUTH OF ITS INTERSECTION WITH THE SOUTHERN LINE “M” STREET; THENCE RUNNING SOUTHWARDLY ALONG THE SAID WESTERN LINE OF 35TH STREET AND FRONTING THEREON 30 FEET; THENCE EXTENDING BACK WESTWARDLY FROM SAID FRONT BETWEEN PARALLEL LINES, NORTHERN OF WHICH IS 124.20 FEET AND THE SOUTHERN OF WHICH IS 124.19 FEET, TO AN ALLEY IN THE REAR 16 FEET WIDE, AS SHOWN ON PLAT OF CHAS. H. FLEET & ASSOCS., CIVIL ENGINEER AND SURVEYORS, DATED FEBRUARY 22, 1957..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)5484600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 110958 ASAP# 4168151 01/04/2012, 01/11/2012

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Trustee’s Sale 2005 Halifax Avenue, Richmond, Virginia 23224 (Tax ID No. S0000642013) Default having been made in the terms of a certain Deed of Trust dated October 21, 1985, in the original principal amount of $38,717.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia in Deed Book 57, at page 1694, the undersigned Substitute Trustees, will sell at public auction on February 1, 2012, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as Lot No. 18 and the Western 7 feet of Lot No. 19, in Block 22, on the Plan of Mason Park Land Company, a plat of which is recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia, in Deed Book 80, at Page 349, and as further described in the aforesaid Deed of Trust. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $3,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw. com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 95555, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE’S SALE OF 3060 Stockton Street, Richmond, VA 23224 Lots 1, 2 and 3, Block 6, Plan of Fitzgerald’s Tax Map I.D. No. S007-0817/020 In execution of Deed of Trust from ABC Home Services, Inc., recorded 7/17/09, as Instrument #090016034 (“Deed of Trust”), in the Clerk’s Office, Circuit Court, City of Richmond, VA (“Clerk’s Office”); the Sole Acting Substitute Trustee, having been appointed Substitute Trustee by Appointment of Substitute Trustee recorded 10/31/11, as Instrument #110018467, in the Clerk’s Office, will offer for sale at public auction, the real estate briefly described as 3060 Stockton Street, Richmond, Virginia, and which is more particularly described in the Deed of Trust. The sale will be conducted at the front entrance of the building which houses the Circuit Court of the City of Richmond, Virginia, on January 19, 2012, at 11:00 a.m.

January 4, 2012 [ classfieds ]

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TERMS: Cash.

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Successful bidder’s deposit of 10% of the final amount bid will be required, with balance of sale price to be paid within 30 days. The successful bidder’s deposit MUST be paid by CASH, CASHIER’S OR CERTIFIED CHECK at the foreclosure sale. The real estate will be sold “AS IS.” The real estate will be conveyed by SPECIAL WARRANTY DEED, subject to all rights, reservations, leases, covenants, conditions, easements and restrictions superior to the Deed of Trust as they may lawfully affect the real estate. The purchaser will be required to pay all closing costs except the grantor’s recording tax. Real estate taxes will be prorated as of the date of sale. Risk of loss to the real estate will pass to the successful bidder upon acceptance of the bid by the Trustee. Additional terms may be announced at the sale. This is a communication from a debt collector and any information obtained will be used for that purpose. Time is of the essence with respect to all dates and times. HAMILL D. JONES, JR., Sole Acting Substitute Trustee For Information Contact: Hamill D. Jones, Jr., Sole Acting Substitute Trustee 1900 One James Center 901 East Cary Street Richmond, VA 23219 Phone: (804) 697-5128

TRUSTEE’S SALE OF REAL ESTATE located at 3511 Curtis Street, Chester, Virginia In execution of the Deed of Trust from BRETT W. THOMPSON and PAMELA R. THOMPSON, dated September 27, 2006, in the Original Principal Amount of $234,950.00, and recorded in Deed Book 7385, Page 151, in the Clerk’s Office of the Circuit Court for the County of Chesterfield, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the Note, the undersigned, as Substitute Trustee, will sell at public auction at the Front Entrance of the Circuit Court for the County of Chesterfield on January 12, 2012, at 12:00 noon, the property described as Lot 20, containing 66/100ths of an acre, Oakland Subdivision, County of Chesterfield, Virginia, known as 3511 Curtis Street, Chester, Virginia. Tax ID: 793655358200000 TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUT WARRANTY OF TITLE. ADDITIONAL TERMS MAY BE ANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE. A deposit of $ 22,000.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, IN CASH, CASHIER’S CHECK OR CERTIFIED FUNDS ONLY PAYABLE TO “CECIL G. MOORE, TRUSTEE”, balance to be paid within fifteen days from the date of sale. ABSOLUTELY NO PERSONAL CHECKS ACCEPTED AS BIDDER’S DEPOSIT. Real estate taxes will be adjusted to the date of sale. All cost of conveyance, deed, examination of title, recording charges and the grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: December 12, 2011 CECIL G. MOORE, Substitute Trustee(s) 11‑301BF (73.34) For Information Contact Trustees At: 710 Denbigh Boulevard, Ste. 6C, Newport News, Virginia 23608 (757) 877‑0255 between 9:00 ‑ 10:30 a.m. only

NOTICE OF TRUSTEE’S SALE OF PROPERTY LOCATED AT 4623 HAWORTH ROAD RICHMOND, VIRGINIA 23234 In execution of a Deed of Trust in the original principal amount of $94,500.00 from Joseph Sergio, dated December 29, 2005, and recorded December 30, 2005 as Instrument #050045684 among the land records for the City of Richmond, Virginia as modified by that certain Modification of Deed of Trust dated August 30, 2007 and recorded August 31, 2007 as Instrument #070029898 among the aforesaid land records, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #11-21428 among the land records of the City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on January 25, 2012 at 11:15 A.M., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North 9th Street Richmond, VA 2321915407, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 4623 Haworth Road, Richmond, Virginia 23234. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3292.

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TRUSTEE’S SALE OF 9717 Old Dell Trace, Richmond, VA 23238. In execution of a certain deed of trust dated March 29, 2007, in the original principal amount of $719,200.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4315 Page 0190, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on January 13, 2012, at 10:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON AND THE APPURTENANCES THERETO BELONGING, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, SHOWN AND DESIGNATED AS LOT 16, BLOCK A, SECTION A, COUNTRY CLUB COLONY, ON SUBDIVISION PLAT OF COUNTRY CLUB COLONY, PREPARED BY FOSTER & MILLER, CERTIFIED LAND SURVEYORS, DATED JANUARY 18, 1985 AND RECORDED MARCH 4, 1985, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 83, PAGE 6, TO WHICH PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 125255 ASAP# 4163481 12/28/2011, 01/04/2012

VIRGINIA: IN THE CIRCUIT COURT OF THE COUNTY OF HENRICO SLA CONSTRUCTION, LLC, TRUSTEE OF THE 2112 FRANCIS ROAD LAND TRUST UNDER TRUST AGREEMENT DATED MARCH 2, 2009, Plaintiff v. CHUBBY L. TAYLOR, WILLIAM J. THOMAS, EMILY THOMAS, ROBERT A. BRACEY, III, COMMONWEALTH OF VIRGINIA, AND PARTIES UNKNOWN Defendants. Case No.: CL11-3342 ORDER OF PUBLICATION To: All of the above Defendants including: Chubby L. Taylor, 2100 Francis Road, Glen Allen, VA 23060 William J. Thomas, 2106 Francis Road, Glen Allen, VA 23060 Emily Thomas, 2106 Francis Road, Glen Allen, VA 23060 Robert A. Bracey, III, 2118 Francis Road, Glen Allen, VA 23060 Commonwealth of Virginia tax map or parcel no. 99-A2-20, Glen Allen, Virginia 23060 As well as all Defendants designated as Parties Unknown. The purpose of this suit is to determine the existence of various easements for ingress and egress and for various utility easements to and from 2112 Francis Road, Glen Allen, Virginia (County of Henrico). The ownership of the lands necessary for such easements is also in issue. Implied easements by necessity and prescription, if any, will be determined as well as the ownership of certain lands necessary for the aforesaid purposes under theories of adverse possession and otherwise. An affidavit having been made and signed by the attorney for the aforesaid Plaintiff that (i) That Affidavit has duly tried to ascertain the name and address of all potential Defendants in the above styled action and cannot do so; and (ii) The Complaint in the above styled case states that (A) there are or may be persons, whose names are unknown, interested in the subject to be divided or disposed of; (B) the Complaint briefly describes the nature of such interest; and (C) the Complaint makes such persons defendants by the general description of “parties unknown”; It appearing in the interests of justice to do so, is hereby ORDERED that all parties, including, but not limited to, those unknown, and particularly those having ownership or other interests in 2112, 2100, 2106, 2118 Francis Road, the property otherwise known as tax map or parcel no. 99-A2-20, Glen Allen, Virginia 23060 (County of Henrico) and the properties immediately behind (to the north of) 2112 and abutting the southern side of I-295 should appear and protect their interests on or before February 20, 2012 or suffer possible adverse judgment of the Court. Enter: 12/6/11 Daniel T. Balfour, Judge An Extract Teste: Yvonne G. Smith, Clerk

NOTICE OF TRUSTEE’S SALE OF PROPERTY LOCATED AT 3100 E. MARSHALL STREET RICHMOND, VIRGINIA 23223 In execution of a Deed of Trust in the original principal amount of $213,750.00 from Corporate Builders, L.L.C., dated April 5, 2005, recorded April 8, 2005 as Instrument #05011062 among the land records for the City of Richmond, Virginia, as modified by a Mortgage Modification Agreement dated August 1, 2007, recorded September 20, 2007 as Instrument #070031772 among the aforesaid land records, as further modified by a Mortgage Modification Agreement dated May 30, 2008, recorded June 6, 2008 as Instrument #080015524 among the aforesaid land records, and as further modified by a Mortgage Modification Agreement dated August 15, 2008, recorded August 18, 2008 as Instrument #080022403 among the aforesaid land records, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #11-17007 among the land records of the City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on January 11, 2012, at 11:30 AM., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North 9th Street Richmond, VA 23219-15407, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 3100 E. Marshall Street, Richmond, Virginia 23223. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293.

TRUSTEE SALE 212 N. IVY AVENUE, HIGHLAND SPRINGS, VA 23075 Henrico County VA1100044923 In execution of a Deed of Trust in the original principal amount of $129,000.00, with an annual interest rate of 6.63% from PEGGY L.G. BURKE AND JEFFREY L BURKE dated 06/30/2006 recorded in the Clerk’s Office of the Circuit Court of Henrico County, VA, in Deed Book 4166, at page 1507 (or Instrument No. 41942), default having occurred in the payment of the Note thereby secured and atthe request of U.S. BANK NATIONAL ASSOCIATION AS TRUSTEE FOR RASC 2006KS7 the holder of said Note, the undersigned Substitute Trustee will offer for sale by public auction at the main entrance to the building housing the Henrico County Circuit Court, 4301 E Parham Road, Henrico, VA, on 01/20/2012 at 10:00 A.M., the property described in said deed, located atthe above address and briefly described as: LOT 14, BLOCK I, SECTION 3, HIGHLAND SPRINGS, HENRICO COUNTY, VIRGINIA. TERMS OF SALE: CASH: A deposit of $10,000.00 or 10% of the sale price, whichever is less, cash or certified check, will be required at the time of sale, with settlement to occur within fifteen (15) days from the date of sale. Time will be of the essence as to the closing date and as to the payment of the purchase price. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. The Property will be sold “AS IS”. The real estate will be conveyed by special warranty deed subject to all rights, reservations, leases, covenants, conditions, easements and restrictions superior to the Deed of Trust as they may lawfully affect the real estate. The purchaser at the sale will be required to pay all closing costs except the Grantor’s recording tax. Real Estate taxes will be prorated as of the sale date. Neither Substitute Trustee nor the holder of the Note secured by the Deed of Trust will deliver possession of the property to the successful bidder. Additional terms may be announced at the sale. ETS of Virginia, Inc., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: ETS of Virginia, Inc. 3900 Westerre Parkway, Ste 300 Richmond, VA 23233 (888)368-3686 ETS. VA@gmacrescap. com ASAP# 4141425 01/04/2012, 01/11/2012

NOTICE OF TRUSTEE’S SALE OF PROPERTY LOCATED AT 15912 ROWLETT ROAD and 15920 ROWLETT ROAD CHESTERFIELD, VIRGINIA 23838

NOTICE OF TRUSTEE’S SALE OF PROPERTY LOCATED AT 2617 W. BROAD STREET and 2616-2618 W. GRACE STREET RICHMOND, VIRGINIA 23219

In execution of a Deed of Trust in the original principal amount of $1,374,000.00 from William B. Duval and Gene H. Duval dated August 2, 2005, recorded August 3, 2005 in Deed Book 6551, Page 561 among the land records for Chesterfield County, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded in Deed Book 9568, page 272 among the land records of Chesterfield County, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on January 18, 2012, at 10:00 A.M., local time, at the main entrance of the Circuit Court for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia 23832-0125, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 15912 Rowlett Road, Chesterfield, Virginia 23838 and 15920 Rowlett Road, Chesterfield, Virginia 23838. TERMS OF SALE: Cash. The Property will be auctioned as both individual parcels and as an entirety with the Property to be sold to generate the highest aggregate amount; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-ofway, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Attorney At Law, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293.

In execution of a Deed of Trust in the original principal amount of $820,000.00 from P-Café LLC, dated June 27, 2006, and recorded June 29, 2006 as Instrument #060022097 among the land records for the City of Richmond, Virginia, as modified by a Modification Of Deed Of Trust dated January 27, 2010, and recorded January 29, 2010 as Instrument #100001869 in the aforesaid land records, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #1121427 among the land records of the City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on January 25, 2012 at 11:00 A.M., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North 9th Street Richmond, VA 2321915407, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 2617 W. Broad Street and 2616-2618 W. Grace Street, Richmond, Virginia 23219. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3292.


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c l a s s a d @ s t y l e w e e k l y. c o m TRUSTEE’S SALE OF 1814 Idlewood Avenue, Richmond, VA 23220. In execution of a certain deed of trust dated March 07, 2008, in the original principal amount of $139,500.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 080008832, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on February 03, 2012, at 11:01 AM, the property described in said deed of trust, located at the above address, and briefly described as follows: THAT CERTAIN PIECE OR PARCEL OF LAND, AND THE BUILDINGS AND IMPROVEMENTS THEREON, KNOWN AS: 1814 IDLEWOOD AVE, IN THE TOWN OF RICHMOND, COUNTY OF RICHMOND CITY, STATE OF VIRGINIA. BEING MORE PARTICULARLY DESCRIBED IN A DEED RECORDED IN: BOOK 205, PAGE 679. PIN:W0000806065. PROPERTY DESCRIPTION: LOT 13, BLOCK A, SUBDIVISION MAPLE ROSE GARDEN, ACREAGE: 0.040AC, MAGISTERIAL DISTRICT:5. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales. com. BGWW# 140018 ASAP# 4168157 01/04/2012, 01/11/2012, 01/18/2012, 01/25/2012

TRUSTEE’S SALE OF 516 Ironington Road, Richmond, VA 23227. In execution of a certain deed of trust dated November 07, 2003, in the original principal amount of $207,029.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3575 Page 1868, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on January 20, 2012, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, TOGETHER WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO, BELONGING, LYING AND BEING IN FAIRFIELD DISTRICT, HENRICO COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 21, BLOCK J, SECTION A, NORTHFIELD, AS SHOWN ON PLAT OF NORTHFIELD, SECTION A, DATED DECEMBER 15, 1970, MADE BY J.K. TIMMONS & ASSOCIATES, ENGINEERS, AND RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 42, PAGES 42 AND 42, REFERENCE TO WHICH IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 136275 ASAP# 4168167 01/04/2012, 01/11/2012

TRUSTEE’S SALE OF 10609 Lumberjack Court, Glen Allen, VA 23060. In execution of a certain deed of trust dated June 17, 2010, in the original principal amount of $216,090.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4774 Page 0755, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on February 10, 2012, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, DESIGNATED AS LOT 49, BLOCK D, SECTION C, THE WOODS AT INNSBROOK, ALL AS MORE PARTICULARLY SHOWN ON PLAT OF SURVEY BY J.K. TIMMONS AND ASSOCIATES, P.C., DATED AUGUST 10, 1988, RECORDED OCTOBER 4, 1988, IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 87, PAGES 95 AND 96, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE LOT HEREBY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 135906 ASAP# 4168170 01/04/2012, 01/11/2012

TRUSTEE’S SALE OF 21109 Warrior Drive, Petersburg, VA 23803. In execution of a certain deed of trust dated July 19, 2007, in the original principal amount of $123,200.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7912 Page 0588, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on January 20, 2012, at 12:01 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND WITH THE IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING, BEING AND SITUATE IN MATOACA MAGISTERIAL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, AND BEING KNOWN, NUMBERED AND DESIGNATED AS LOT TWO (2), IN BLOCK D, AS SHOWN ON A CERTAIN PLAT MADE BY CHARLES C. TOWNES AND ASSOCIATES, DATED MAY 19,1976, ENTITLED “AMENDED MATOACA MANOR, MATOACA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA”, WHICH IS RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 31, AT PAGES 76 AND 77..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 97085 ASAP# 4168515 01/04/2012, 01/11/2012

[ classfieds ] January 4, 2012

TRUSTEE’S SALE OF 3521 McGuire Drive, Richmond, VA 23224. In execution of a certain deed of trust dated July 15, 2008, in the original principal amount of $159,101.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 080019715, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on February 03, 2012, at 11:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN THE CITY OF RICHMOND, (FORMERLY CHESTERFIELD COUNTY), VIRGINIA AND SHOWN AND DESIGNATED AS LOT 29, ON SUBDIVISION PLAT OF MCGUIRE PARK, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 85, PAGE 115, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 140419 ASAP# 4168154 01/04/2012, 01/11/2012

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TRUSTEE’S SALE OF 1023 Oakwood Avenue, Richmond, VA 23223. In execution of a certain deed of trust dated June 18, 2007, in the original principal amount of $100,000.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 070020839, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on January 20, 2012, at 11:04 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH ALL IMPROVEMENTS THEREON, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, ON THE SOUTHERN LINE OF OAKWOOD AVENUE, KNOWN AS 1023 OAKWOOD AVENUE, SAID AS SHOWN ON A PLAT OF SURVEY AS PARCEL A OF A SURVEY OF GEORGE M. STEPHENS, JR., C.L.S., WED MARCH 1, 1983, ENTITLED “PLAT OF PARCELS A, B AND C, SITUATED ON THE SOUTH LINE OF OAKWOOD AVENUE, RICHMOND, VIRGINIA, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR METES AND BOUNDS DESCRIPTION OF SAID PROPERTY. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)5484600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 133776 ASAP# 4168146 01/04/2012, 01/11/2012

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January 4, 2012 [ classfieds ]

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40

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TRUSTEE’S SALE OF 6301 Omo Road, Richmond, VA 23234. In execution of a certain deed of trust dated September 22, 2006, in the original principal amount of $116,800.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7372 Page 0119, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on January 20, 2012, at 12:00 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO LYING AND BEING IN DALE DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, DESIGNATED AS LOT 19, BLOCK D, SECTION IV, KINGS FOREST SUBDIVISION, PLAT OF WHICH MADE BY A.G. HAROCOPOS AND ASSOCIATES WAS RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 32, PAGE 84 AND 85, REFERENCE TO WHICH IS MADE FOR A MORE PARTICULAR DESCRIPTION OF SUCH LOT..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 86305 ASAP# 4168512 01/04/2012, 01/11/2012

TRUSTEE’S SALE OF 5628 Lake Sharon Drive, Glen Allen, VA 23060. In execution of a certain deed of trust dated September 30, 2005, in the original principal amount of $195,960.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3978 Page 2341, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on January 20, 2012, at 10:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT IN LINSEY SUBDIVISION, THREE CHOPT DISTRICT, HENRICO COUNTY, VIRGINIA, DESIGNATED AS LOT 19, BLOCK B, SECTION A, LINSEY LAKE, PLAT OF WHICH IS RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA IN PLAT BOOK 99, PAGES 77, 78, AND 79, REFERENCE TO WHICH IS MADE FOR A MORE SPECIFIC DESCRIPTION OF SUCH LOT..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 141166 ASAP# 4168163 01/04/2012, 01/11/2012

TRUSTEE’S SALE OF 9739 Candace Terrace, Glen Allen, VA 23060. In execution of a certain deed of trust dated July 12, 2005, in the original principal amount of $118,000.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3925 Page 0421, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on January 20, 2012, at 10:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH THE IMPROVEMENTS THEREON AND APPURTENANCES THERETO LYING AND BEING IN BROOKLAND DISTRICT, HENRICO COUNTY, VIRGINIA, SHOWN AND DESIGNATED AS LOT 4, BLOCK G SECTION A LAUREL LAKES TOWNHOUSES ON THAT CERTAIN PLAT OF SURVEY MADE BY FOSTER AND MILLER, P.C., DATED NOVEMBER8, 1983, AND RECORDED IN PLAT BOOK 78, PAGES 17 AND 18, REFERENCE TO WHICH PLAT IS MADE FOR A MORE PARTICULARLY DESCRIPTION OF THE PROPERTY HEREBY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 136526 ASAP# 4168164 01/04/2012, 01/11/2012

TRUSTEE’S SALE OF 1134 West Catherine Street, Richmond, VA 23220. In execution of a certain deed of trust dated February 05, 2009, in the original principal amount of $223,290.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 090002577, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on February 10, 2012, at 11:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, KNOWN AS 1134 CATHERINE STREET, (ALSO KNOWN AS 1134 W. CATHERINE STREET) AND MORE PARTICULARLY DESCRIBED ON A PLAT PREPARED BY STEVEN B. KENT, P.C., DATED JUNE 15, 2005, AND ENTITLED “PLAT OF PROPERTY SITUATED ON THE NORTHERN LNE OF CATHERINE AND EAST OF N. HARRISON STREET, RICHMOND, VA” REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE WHICH IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 136095 ASAP# 4168159 01/04/2012, 01/11/2012

TRUSTEE’S SALE OF 618 Bermuda Hundred Road, Chester, VA 23836. This is a sale of only the following interests in the property: the undivided one-half life estate interest of Laura T. Hayden and the remainder interest of Caroline P. Hayden. In execution of a certain deed of trust dated February 23, 2007, in the original principal amount of $168,750.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7651 Page 0364, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on January 20, 2012 , at 12:00 PM , the interests as described above in the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND WITH THE IMPROVEMENTS THEREON AND THE APPURTENANCES THEREUNTO, LYING, BEING AND SITUATE IN BERMUDA MAGISTERIAL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA,AND BEING KNOWN, NUMBERED AND DESIGNATED AS LOT 2, ON A PLAT ENTITLED “PROPERTY OF HAROLD B. FULCHER, ET AL,” MADE BY PRICHARD & LEGAT, ENGINEERS AND SURVEYORS, DATED MAY 12, 1964, OF RECORD IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN DEED BOOK 751, AT PAGES 117 AND 118.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2020 N. 14th Street, Suite 750, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 61849 ASAP# 4168335 01/04/2012, 01/11/2012

TRUSTEE’S SALE OF 15100 Fox Branch Lane, Midlothian, VA 23112. In execution of a certain deed of trust dated July 07, 2005, in the original principal amount of $286,760.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 6498 Page 241, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on February 03, 2012, at 12:00 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRIGNIA, SHOWN AND DESIGNATED AS LOT 2, FOXCROFT, SECTION IX ON THE PLAT OF “FOXCROFT-SECTION IX,” PREPARED BY BIOHABITATS OF VIRIGNIA, INC., CIVIL ENGINEERING LAND SURVEYING, DATED JUNE 6, 1996, AND RECORDED MARCH 3, 1997, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 93, PAGES 38 AND 39, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 36267 ASAP# 4168530 01/04/2012, 01/11/2012


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TRUSTEE’S SALE OF 8237 Hampton Arbor Circle, Chesterfield, VA 23832. In execution of a certain deed of trust dated September 07, 2007, in the original principal amount of $349,200.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8081 Page 0001, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on February 03, 2012, at 12:01 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 30, SECTION 3, HAMPTON PARK, ALL AS MORE PARTICULARLY SHOWN ON A PLAT PREPARED BY TIMMONS, ENGINEERS, ARCHITECTS, SURVEYORS, DATED JUNE 22, 1998, ENTITLED “HAMPTON PARK, SECTION 3, MATOACA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA”, RECORDED AUGUST 9, 1998, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 99, PAGES 78-79 TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 64493 ASAP# 4168531 01/04/2012, 01/11/2012

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c l a s s a d @ s t y l e w e e k l y. c o m TRUSTEE’S SALE OF 5701 Country Manor Court, Richmond, VA 23234. In execution of a certain deed of trust dated February 05, 2007, in the original principal amount of $265,650.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7621 Page 0662, and modified on April 07, 2010, to increase the principal balance to $305,966.11. This modification agreement was recorded in Deed Book 9171, Page 0043, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on January 20, 2012, at 12:01 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, KNOWN AS LOT 3, SECTION A, MEADOWBROOK FARM, ALL AS MORE PARTICULARLY SHOWN ON PLAT OF SURVEY PREPARED BY BALZER AND ASSOCIATES, INC., DATED SEPTEMBER 5, 1986, ENTITLED “MEADOWBROOK FARM SECTION A”, WHICH WAS RECORDED NOVEMBER 18, 1986, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 55, PAGES 23 AND 24.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 125101 ASAP# 4168848 01/04/2012, 01/11/2012

TRUSTEE’S SALE OF 3114 East Broad Street, Richmond, VA 23223. In execution of a certain deed of trust dated December 04, 2006, in the original principal amount of $369,550.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 060042728, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on January 13, 2012, at 11:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OF LAND, TOGETHER WITH ALL IMPROVEMENTS THEREOF DESIGNATED AS NO. 3114 EAST BRAD STREET, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA; AND AS SHOWN ON PLAT OF SURVEY BY CHAS H. FLEET & ASSOCIATES, ENGINEERS & SURVEYORS, DATED JANUARY 14, 1987, A COPY OF WHICH IS ATTACHED TO AND MADE A PART OF THE DEED IN DEED BOOK 111, AT PAGE 1704 IN THE CLERK’S OFFICE OF THE CIRCUIT COURT, CITY OF RICHMOND, VIRGINIA, REFERENCE TO WHICH IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 126725 ASAP# 4163471 12/28/2011, 01/04/2012

TRUSTEE’S SALE OF 2928 Seminary Avenue, Richmond, VA 23220. In execution of a certain deed of trust dated September 26, 1997, in the original principal amount of $78,389.94 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 970021408, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on January 13, 2012, at 11:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND WITH ALL THE IMPROVEMENTS THEREON, KNOWN AS NO. 2928 SEMINARY AVENUE, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, AND BEING LOT NO. 2, IN BLOCK A, IN THE PLAN OF HAMMOND PLACE (SOUTH GINTER PARK), AS SHOWN ON PLAT RECORDED IN THE CLERK’S OFFICE OF THE CHANCERY COURT OF THE CITY OF RICHMOND, VIRGINIA, IN PLAT BOOK 5, PAGE 136, AND AS SHOWN ON PLAT OF SURVEY BY CHAS. H. FLEET AND ASSOCIATES, CERTIFIED SURVEYORS, DATED OCTOBER 14, 1965, ATTACHED TO AND RECORDED WITH DEED IN DEED BOOK 635C, PAGE 100, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR METES AND BOUNDS DESCRIPTION OF SAID PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 110205 ASAP# 4163470 12/28/2011, 01/04/2012

[ classfieds ] January 4, 2012

TRUSTEE’S SALE OF 6837 Montauk Drive, Richmond, VA 23225. In execution of a certain deed of trust dated November 15, 2004, in the original principal amount of $146,500.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 040038338, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on January 20, 2012, at 11:03 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH THE IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, SITUATE, LYING AND BEING IN THE CITY OF RICHMOND, DIVISION II, FORMERLY IN CHESTERFIELD COUNTY, VIRGINIA, DESIGNATED AND DESCRIBED AS LOT 1, BLOCK F, CHEROKEE HILLS, AS SHOWN ON PLAT THEREOF MADE BY FOSTER AND MILLER, ENGINEERS, SURVEYORS, DATED SEPTEMBER 3, 1954, AND RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 8, PAGE 281, AND TO WHICH REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post- sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 116355 ASAP# 4163463 12/28/2011, 01/04/2012

style weekly

TRUSTEE’S SALE OF 7403 Wyandotte Drive, Richmond, VA 23225. In execution of a certain deed of trust dated August 23, 2004, in the original principal amount of $184,092.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 040032245, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on February 03, 2012, at 11:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, LYING AND BEING IN THE CITY OF RICHMOND (FORMERLY CHESTERFIELD COUNTY), VIRGINIA, SHOWN AND DESIGNATED AS LOT 4, BLOCK B, SECTION A, OF SUBDIVISION PLAT OF CHEROKEE ESTATES, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 10, PAGE 17, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales. com. BGWW# 133364 ASAP# 4163472 12/28/2011, 01/04/2012

(804)358-2100

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to advertise call

January 4, 2012 [ classfieds ]

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TRUSTEE’S SALE OF 5008 New Kent Road, Richmond, VA 23225. In execution of a certain deed of trust dated August 15, 2005, in the original principal amount of $164,000.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 050030277, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on January 20, 2012, at 11:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, LYING AND BEING IN THE CITY OF RICHMOND, (FORMERLY CHESTERFIELD COUNTY), VIRGINIA, AND BEING DESIGNATED AS LOT 7, BLOCK A, SUBDIVISION D, ON PLAN OF WESTOVER HILLS, PLAT OF WHICH IS RECORDED IN PLAT BOOK 4, PAGES 42 AND 43, IN CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE SOUTH LINE OF NEW KENT ROAD, WHICH POINT IS DISTANT 409.56 FEET EAST OF THE INTERSECTION OF THE SOUTH LINE OF NEW KENT ROAD WITH THE EAST LINE OF PRINCE ARTHUR ROAD; THENCE EXTENDING ALONG THE SOUTH LINE OF NEW KENT ROAD IN AN EASTERLY DIRECTION AND FRONTING THEREON 65 FEET; THENCE EXTENDING BACK FROM SAID FRONT IN A SOUTHERLY DIRECTION BETWEEN PARALLEL LINES 132 FEET TO AN ALLEY IN THE REAT 16.35 FEET WIDE..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www. bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 134598 ASAP# 4163474 12/28/2011, 01/04/2012

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TRUSTEE’S SALE OF 111 West Norwood Avenue, Richmond, VA 23222. In execution of a certain deed of trust dated September 22, 2003, in the original principal amount of $87,291.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 030037701, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on January 20, 2012, at 11:04 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND IN THE CITY OF RICHMOND, VIRGINIA, ON THE SOUTHERN LINE OF NORWOOD (FORMERLY ROGERS) STREET BETWEEN MILLER AND FENDALL AVENUE, WITH THE IMPROVEMENTS THEREON KNOWN AS NO. 111 NORTH STREET (ALSO KNOWN AS 111 WEST NORWOOD AVENUE), AND DESCRIBED AS FOLLOWS: BEGINNING ON THE SOUTHERN LINE OF NORWOOD STREET AT A POINT DISTANCE THEREON ONE HUNDRED AND SEVENTY-FOUR (174) FEET, NINE AND ONE-HALF (9-1/2) INCHES WEST OF THE WESTERN LINE OF MILLER AVENUE; THENCE EXTENDING WESTWARDLY ALONG AND FRONTING ON THE SOUTH LINE OF NORWOOD STREET, A DISTANCE OF THIRTYFIVE (35) FEET TWO AND ONE-HALF (2-1/2) INCHES AND FROM SAID FRONTAGE EXTENDING BACK SOUTHWARDLY BETWEEN PARALLEL LINES ONE HUNDRED AND FIFTY-THREE (153) FEET, THREE (3) INCHES ON THE EAST LINE AND ONE HUNDRED AND FIFTY-SEVEN (157) FEET ONE (1) INCH ON THE WEST LINE, TO AN ALLEY FIFTEEN (15) FEET WIDE, WHEREON IT FRONTS THIRTY-FIVE (35) FEET, BEING LOT 5 IN BLOCK F IN THE PLAN OF BATTERY COURT RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 9, PAGE 55..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 125451 ASAP# 4163439 12/28/2011, 01/04/2012

(804)358-2100

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c l a s s a d @ s t y l e w e e k l y. c o m

TRUSTEE’S SALE OF 4509 Edenton Place, Chester, VA 23831. In execution of a certain deed of trust dated January 31, 2008, in the original principal amount of $240,707.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8175 Page 0921, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on January 20, 2012, at 12:03 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND, WITH THE APPURTENANCES THERETO BELONGING, LYING AND BEING IN MATOACA MAGISTERIAL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, BEING NUMBERED AND DESIGNATED BY CURRENT COUNTY STREET NUMBER AS 4509 EDENTON PLACE AND BEING FURTHER KNOWN AS LOT 25, BLOCK F, ON A PLAT OF GREENBRIAR (ERRONEOUSLY SHOWN AS GREENBRIER IN PREVIOUS DEED) SECTION V, MADE BY CHARLES C. TOWNES, P.C., RECORDED IN PLAT BOOK 62, AT PAGE 65, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 134286 ASAP# 4168840 01/04/2012, 01/11/2012

TRUSTEE’S SALE OF 920 Pale Moon Drive, Glen Allen, VA 23059. In execution of a certain deed of trust dated April 23, 2008, in the original principal amount of $247,370.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4504 Page 1189, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on February 03, 2012, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, DESIGNATED AS LOT 3, BLOCK CC, ON A SUBDIVISION PLAT ENTITLED, “VILLAGES AT THE CROSSINGS, SECTION 1”, BY BAY DESIGN GROUP, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 121 PAGES 153 THROUGH 172, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 126613 ASAP# 4160336 12/28/2011, 01/04/2012

TRUSTEE’S SALE OF 15207 Majestic Creek Drive, Colonial Heights, VA 23834. In execution of a certain deed of trust dated May 28, 2004, in the original principal amount of $164,800.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 5775 Page 429, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on January 20, 2012, at 12:02 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 17, SECTION FIVE, SOUTHCREEK, AS SHOWN ON THAT CERTAIN PLAT OF SUBDIVISION PREPARED BY CHARLES C. TOWNES & ASSOCIATES, P.C., ENTITLED “SOUTHCREEK, SECTION 5, BERMUDA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, SUBDIVISION IDENTIFICATION #000-155-05”, DATED FEBRUARY 18, 1999, REVISED JULE 27, 1999 AND FURTHER REVISED AUGUST 26, 1999, RECORDED NOVEMBER 15, 1999, IN THE CLERK’S OFFICE, CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 108, PAGES 15 AND 16, REFERENCE TO WHICH IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION. BEING THE SAME PROPERTY CONVEYED TO THE GRANTORS HEREIN BY DEED FROM MICHELE C. HENNESSEY AND DARRELL H. HUNT, HUSBAND AND WIFE, DATED MAY 25, 2004 AND RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, COUNTY OF CHESTERFIELD, VIRGINIA IMMEDIATELY PRECEDING THIS DEED OF TRUST..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 133916 ASAP# 4168845 01/04/2012, 01/11/2012

TRUSTEE’S SALE OF 2005 Murdoch Road, Richmond, VA 23229. In execution of a certain deed of trust dated November 12, 2004, in the original principal amount of $30,000.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3788 Page 1724, and modified on December 30, 2005, to increase the principal balance to $50,000.00. This modification agreement was recorded in Deed Book 4053, Page 2523, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on January 13, 2012, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON, LYING AND BEING IN TUCKAHOE MAGISTERIAL DISTRICT, HENRICO COUNTY, VIRGINIA, AND DESIGNATED AS LOT 12, BLOCK C, SECTION A, ON A CERTAIN PLAT OF WEDGEWOOD PARK, MADE BY FOSTER AND MILLER, ENGINEERS & SURVEYORS, DATED JANUARY 9, 1959, AND RECORDED APRIL 17, 1959, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 29, PAGE 61, REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREINABOVE CONVEYED. SUBJECT TO THE RECORDED RESTRICTIONS AND CONDITIONS, IF ANY, APPLICABLE TO AND LEGALLY BINDING UPON THE PROPERTY HEREBY CONVEYED; AND TO ALL EASEMENTS AND COVENANTS OF RECORD AFFECTING SAID PROPERTY. SUBJECT TO A BOUNDARY LINE AGREEMENT FILED 12/16/98 IN 2869-1091..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 125054 ASAP# 4159897 12/21/2011, 12/28/2011, 01/04/2012, 01/11/2012


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TRUSTEE’S SALE OF 11413 Laurel Top Place, Midlothian, VA 23114. In execution of a certain deed of trust dated July 09, 2004, in the original principal amount of $205,700.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 5846 Page 528, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on January 20, 2012, at 12:00 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE MATOACA DISTRICT OF CHERSTERFIELD COUNTY, VIRGINIA, BEING KNOWN, NUMBERED AND DESIGNATED AS LOT 15, SECTION E, POPLAR CREEK, ALL AS MORE PARTICULARLY DESCRIBED ON THAT CERTAIN PLAT OF SUBDIVISION ENTITLED “POPLAR CREEK, SECTION E, MATOACA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA”, PREPARED BY BALZER AND ASSOCIATES, INC., DATED FEBRUARY 14, 1994 AND RECORDED APRIL 11, 1994 IN THE CLERKS OFFICE OF THE CIRTCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 83, PAGE 100, AND TO WHICH PLAT REFERENCES IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 124177 ASAP# 4168859 01/04/2012, 01/11/2012

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c l a s s a d @ s t y l e w e e k l y. c o m

Trustee’s Sale 412 Pulaski Avenue, Richmond a/k/a Henrico, Virginia 23222 (Tax ID No. 792-741-8451)

Trustee’s Sale 10111 Deepwood Circle, Richmond a/k/a Henrico, Virginia 23238 (Tax ID No. 745-746-4861)

Default having been made in the terms of a certain Deed of Trust dated October 10, 2007, in the original principal amount of $36,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4422, Page 1818, the undersigned Substitute Trustees, will sell at public auction on January 11, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lot 20, Block B, Cloverland, as shown on “Map of Cloverland, Henrico County, Virginia”, dated July 14, 1950, recorded September 28, 1950, in the aforesaid Clerk’s Office in Plat Book 22, Page 160.

Default having been made in the terms of a certain Deed of Trust dated February 22, 2008, in the original principal amount of $224,800.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4477, at Page 1491, the undersigned Substitute Trustees will sell at public auction on January 18, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lot 10, Block E, Section 1, Plan of Raintree, as shown on a plat dated April 3, 1972, recorded April 4, 1974, in the aforesaid Clerk’s Office in Plat Book 48, Pages 33 and 34.

Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $3,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw. com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 95058, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $22,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw. com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 93417, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE’S SALE OF 7825 Point Hollow Drive, Richmond, VA 23227. In execution of a certain deed of trust dated February 26, 2007, in the original principal amount of $457,900.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4299 Page 1625, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on January 20, 2012, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE BROOKLAND DISTRICT, HENRICO COUNTY, VIRGINIA, KNOWN, NUMBERED AND DESIGNATED AS LOT 120, BLOCK B, AS SHOWN ON SUBDIVISION PLAT ENTITLED “STERLING FOREST 3”, PREPARED BY BAY DESIGN GROUP, ENGINEERING, SURVEYING & LAND PLANNING, DATED OCTOBER 18, 2002, AND RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 117, PAGES 12-17, REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post- sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 124163 ASAP# 4163479 12/28/2011, 01/04/2012

[ classfieds ] January 4, 2012

TRUSTEE’S SALE OF 3925 Split Rail Road, Richmond, VA 23223. In execution of a certain deed of trust dated June 25, 2010, in the original principal amount of $182,272.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4777 Page 0221, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on January 20, 2012, at 10:03 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE COUNTY OF HENRICO, VIRGINIA, SHOWN AND DESIGNATED AS LOT 21, BLOCK B, SECTION 2 ON SUBDIVISION PLAT OF “STONEY CREEK”, SECTION 2, BY POTTS, MINTER, AND ASSOCIATES, P.C. DATED MAY 1, 2000, RECORDED JUNE 7, 2000, IN THE CLERK’S OFFICE, CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 111, PAGES 32 AND 33 TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 134509 ASAP# 4163475 12/28/2011, 01/04/2012

TRUSTEE’S SALE OF 6311 Rigsby Road, Richmond, VA 23226. In execution of a certain deed of trust dated January 09, 2008, in the original principal amount of $247,000.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4458 Page 2087, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on January 13, 2012, at 10:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND IN THE COUNTY OF HENRICO, VIRGINIA, KNOWN AS 6311 RIGSBY ROAD, AND DESIGNATED AS LOT 7, BLOCK B, SECTION A, AND ADJOINING WELL LOT, AS SHOWN ON THE PLAT OF SURVEY PREPARED BY FOSTER AND MILLER, P.C., CERTIFIED LAND SURVEYEORS, DATED SEPTEMBEM 14, 1983, AND ENTITLED “PLAT OF LOT WITH IMPROVEMENTS, BEING LOT 7 AND WELL LOT, BLOCK B, SECTION A, PINE ACRES, HENRICO COUNTY, VIRGINIA”, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREIN CONVEYED.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 135000 ASAP# 4154426 12/14/2011, 12/21/2011, 12/28/2011, 01/04/2012

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TRUSTEE’S SALE OF 2218 Merle Street, Richmond, VA 23231. In execution of a certain deed of trust dated January 10, 2008, in the original principal amount of $167,779.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4460 Page 2276, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on January 20, 2012, at 10:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH THE IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, SHOWN AND DESIGNATED AS LOT 37, BLOCK A, SECTION 2, KING’S HILL WEST, ON SUBDIVISION PLAT OF KING’S HILL WEST, SECTION 2, PREPARED BY BODIE, TAYLER & PURYEAR, INC., ENGINEERS AND SURVEYORS, DATED JULY 1, 1985, RECORDED NOVEMBER 6, 1985, IN THE CLERK’S OFFICE, CIRCUIT COURT, COUNTY OF HENRICO, VIRGINIA, IN PLAT BOOK 81, PAGES 98 AND 99, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 133785 ASAP# 4163476 12/28/2011, 01/04/2012

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VIRGINIA: IN THE CIRCUIT COURT OF HENRICO COUNTY In Re: Estate of Harvey Mariner Jones, Deceased CM11-1649 SHOW CAUSE ORDER It appearing that a report of the accounts of Julie J. Yonce, Executor of the estate of Harvey Mariner Jones, deceased, and the debts and demands against such estate has been filed with the Clerk’s Office, and that six months have elapsed since qualification, on motion of the personal representative, it is ORDERED that the creditors of, and all others interested in, the estate, show cause, if any they can, at 9 a.m. on the 23rd day of January, 2012, before this Court at its courtroom against the payment and delivery of the estate to the persons thereunto entitled, without refunding bonds. Enter: 12/20/11 An Extract Teste: Yvonne G. Smith, Clerk VIRGINIA: IN THE CIRCUIT COURT OF THE CITY OF RICHMOND In re: ROBERT B. LIVY, deceased SHOW CAUSE AGAINST DISTRIBUTION It is hereby Ordered that the creditors of, and all others interested in, the above estate show cause if any they can, on the 23rd day of January, 2012 at 9 a.m., before this Court at its courthouse at 400 North Ninth Street, Richmond, Virginia, against the payment and delivery of the estate without requiring refunding bonds.

VIRGINIA: IN THE CIRCUIT COURT OF THE CITY OF RICHMOND CHARLES WOODIE, JR. And FRANCES A. WOODIE, PETITIONERS, v. AAPCO OF RICHMOND WEST, INC., 6710 Jefferson Davis Highway Richmond, Virginia 23237 and CITIBANK, N.A. 100 Bayless Road Huntington Station, New York 11747 and THE DARTMOUTH PLAN, INC. 1301 Franklin Avenue Garden City, New York 11830 RESPONDENTS Case: 11-5387-1 ABSTRACT The object of this suit is to obtain the release of a Deed of Trust on certain real estate located at 6300 Windcroft Road, Richmond, Virginia 23225. The Petitioners allege that the Deed of Trust has been paid in full and has not been released by the Defendants. An Affidavit having been made that all of the Defendants are no longer doing business in Virginia or have had their Charters revoked, or no longer exist, it is therefore ORDERED that the Respondents, their successors or assigns, appear before this Court to protect their interests. An Extract, Teste: Bevill M. Dean, Clerk

AN EXTRACT, TESTE: BEVILL M. DEAN, CLERK

January 4, 2012 [ classfieds ]

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NOTICE OF TRUSTEE’S SALE OF 613 WEST GRAHAM ROAD, RICHMOND, VIRGINIA 23222

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In execution of a Deed of Trust in the original principal amount of $181,366.00 from Fish 1000, LLC, dated July 13, 2005 recorded July 15, 2005 as Instrument #050023355 among the land records for the City of Richmond, Virginia, default having occurred, the Substitute Trustee, who was appointed by the Instrument #110021772 recorded among the land records of City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on January 31, 2012 at 3:00 P.M., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North Ninth Street, Richmond, Virginia, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: Lots 7 and 8, Block W, Plan of Battery Court Addition, on plat made by Jolliffe & Associates, Inc., dated May 5, 2005, recorded June 14, 2005, with Lot Split and Deed of Lot Line Adjustment as Instrument # 050019221, page 429, Tax Map # N000-0533/009, known, numbered and designated as 613 West Graham Road, Richmond, Virginia 23222. TERMS OF SALE: Cash. The Property will be auctioned as both as an entirety and as individual parcels with the Property to be sold for the highest total; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293.

Trustee’s Sale 2426 Stone Post Terrace, Richmond a/k/a Henrico, Virginia 23233 (Tax ID No. 731-752-6038.035) Default having been made in the terms of a certain Deed of Trust dated March 31, 2006, in the original principal amount of $158,770.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4095, at page 1924, the undersigned Substitute Trustees will sell at public auction on January 18, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated Unit 35 in Building 8, in Westleyen Condominiums, situated in Henrico County, Virginia, as defined and described in Fourth Amended and Restated Declaration of Westleyen Condominium recorded in the aforesaid Clerk’s Office in Deed Book 1950, Page 660, and as shown on the plat therein referenced entitled “Westleyen Condominium Plat”, dated May 10, 1984, last revised April 4, 1985, recorded in the aforementioned Clerk’s Office in Plat Book 80, Pages 90 through 97. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $15,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw. com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 94863, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

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Trustee’s Sale 6302 Walnut Bend Drive, Midlothian, Virginia 23112 (Tax ID No. 718675630200000)

Trustee’s Sale 5815 Northford Place, Chesterfield, Virginia 23832 (Tax ID No. 763681724900000)

Trustee’s Sale 3902 Peyton Avenue, Richmond, Virginia 23224 (Tax ID No. S0043330116)

Trustee’s Sale 321 S. Randolph Street, Richmond, Virginia 23220 (Tax ID No. W0000438058)

Default having been made in the terms of a certain Deed of Trust dated January 12, 2006, in the original principal amount of $220,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 6889, at page 828, the undersigned Substitute Trustees will sell at public auction on January 18, 2012, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 35, Walnut Bend, Phase I, as shown on plat of subdivision entitled Walnut Bend, Phase I, dated September 30, 1988, recorded November 18, 1988 in the aforesaid Clerk’s Office in Plat Book 64, at Page 13 and 14.

Default having been made in the terms of a certain Deed of Trust dated June 22, 2007, in the original principal amount of $219,600.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 7901, at page 0708, the undersigned Substitute Trustees, will sell at public auction on January 18, 2012, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 13, Phase I, Five Forks Village, on plat dated February 2, 1990, recorded in the aforesaid Clerk’s Office in Plat Book 73, Page 1, and amended in Plat Book 74, Pages 95-101.

Default having been made in the terms of a certain Deed of Trust dated March 31, 1999, in the original principal amount of $54,588.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 990010110, the undersigned Substitute Trustees will sell at public auction on February 1, 2012, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as Lot 116, on the Plan of Woodside Court, plat of which is recorded in the aforesaid Clerk’s Office in Plat Book 4, page 125.

Default having been made in the terms of a certain Deed of Trust dated April 21, 1989, in the original principal amount of $15,000.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia in Deed Book 0200, at page 1369, the undersigned Substitute Trustees will sell at public auction on January 18, 2012, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as Parcel 58, Block W-438, on the Disposal Plat dated May 6, 1980, a copy of which is attached to the deed recorded in Deed Book 772, page 1678.

Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $22,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C. and Lisa Brook Law, P.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 92040, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $21,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C. and/or Lisa Brook Law, PLC, Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 89739, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $5,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw. com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 95818, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $1,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw. com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C. Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 90210, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Trustee’s Sale 5805 Yates Lane, Richmond a/k/a Henrico, Virginia 23223 (Tax ID No. 817-724-7141) Default having been made in the terms of a certain Deed of Trust dated May 31, 2002, in the original principal amount of $91,229.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 3261, at Page 0561 amended by a modification agreements recorded in Deed Book 4125, at Page 1650, and in Deed Book 4344, at Page 1570, the undersigned Substitute Trustees will sell at public auction on February 1, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA , the property designated as Lot 2, Block A, Beth Dale East, on the subdivision plat dated December 16, 1988, entitled “Beth Dale East, Fairfield District, Henrico County, Commonwealth of Virginia”, and recorded in the aforesaid Clerk’s Office in Plat Book 89, Page 51. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $9,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 58124, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

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SUBSTITUTE TRUSTEE’S SALE OF 2228 BAINBRIDGE STREET RICHMOND In execution of a Deed of Trust recorded in the Clerk’s Office there having been a default under the Deed of Trust, Substitute Trustee will offer for sale at public auction at front entrance of Circuit Court for the City of Richmond, 400 North 9th Street, Richmond, Virginia on January 5, 2012 at 11:30 a.m., the property known as 2228 Bainbridge Street, Richmond. For full description of property, see Deed of Trust. Sale made subject to all existing easements, restrictive covenants, liens and/or deeds of trust. TERMS: Cash at settlement within 10 days of sale. Bidder’s deposit 10% of bid cash or certified check. This is a communication from a debt collector. FOR INFORMATION CONTACT: Nancy Ann Rogers, Substitute Trustee, P.O. Box 167, Manakin Sabot, Virginia 23103 (804) 7847182

UNITED STATES CUSTOMS AND BORDER PROTECTIONNotice is hereby given as required by 19 USC 1607, and in accordance with 19 CFR 162.45, of the seizure and intent to forfeit and dispose of according to law, the property listed below, seized in Virginia. Any person desiring to claim the property must appear at the Office of the Fines, Penalties and Forfeiture officer, U.S. Customs and Border Protection, 101 East Main Street, Norfolk, Virginia, and file within twenty (20) days from the date of the first publication of the notice, a claim to such property, in default of which the property will be disposed of in accordance with the law. CASE #2012140400000501; Seized 11/08/2011: DESCRIPTION: 75 Cartons Cigarettes; LAWS VIOLATED; title 18, United States Code, section 981 and 1956.

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State Water Control Board Public Notice An enforcement action has been proposed for Advanced Flooring Technologies of Virginia, Inc. for alleged violations that occurred at the Forest Ridge Apts. in Richmond, VA. The State Water Control Board proposes to issue a consent special order to Advanced Flooring Technologies of Virginia, Inc. to address noncompliance with State Water Control Board law. A description of the proposed action is available at the DEQ office named below or online at www.deq.virginia.gov. Cynthia Akers will accept comments by e-mail (cynthia.akers@deq.virginia.gov), fax (804-527-5106) or postal mail (DEQ, Piedmont Regional Office, 4949-A Cox Road, Glen Allen, Virginia, 23060) from January 4, 2012 to February 3, 2012.

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ORDER OF PUBLICATION The object of this suit is to obtain a divorce a vinculo matrimoniii from the defendant on the ground of more than one year of continuous separation. It appearing fromAffidavit that Jose Ernesto Espinal is not a resident of this State, it is ORDERED that the defendant appear before this Court on or before February 16, 2012 at 9:00 a.m., and do what is necessary to protect his interest herein. ENTER: 12/16/2011 AN EXTRACT TESTE: Yvonne G. Smith, Clerk

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NOTICE OF TRUSTEE’S SALE OF PROPERTY LOCATED AT 15510 Rowlett Road Chesterfield, Virginia 23838

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[ classfieds ] January 4, 2012

In execution of a Deed of Trust in the original principal amount of $160,000.00 from William B. Duval dated August 29, 2008, and recorded August 29, 2008 in Deed Book 8447 at Page 923 among the land records for Chesterfield County, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded in Deed Book 9568, page 269 among the land records of Chesterfield County, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on January 18, 2012, at 10:15 A.M., local time, at the main entrance of the Circuit Court for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia 23832-0125, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 15510 Rowlett Road, Chesterfield, Virginia 23838. TERMS OF SALE: Cash. The Property will be auctioned as both individual parcels and as an entirety with the Property to be sold to generate the highest aggregate amount; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Attorney At Law, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293.

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TRUSTEE’S SALE OF 329 Greenway Lane, Richmond, VA 23226. In execution of a certain deed of trust dated May 22, 2003, in the original principal amount of $518,000.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 030019463, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on January 20, 2012, at 11:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, TOGETHER WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO, BELONGING, LYING AND BEING IN THE CITY OF RICHMOND (FORMERLY HENRICO COUNTY), VIRGINIA, DESIGNATED AS THE NORTHERN ONE HUNDRED TWENTY-FIVE (125) FEET OF LOT NO. 87 IN THE REVISED PLAN OF HAMPTON GARDENS, MADE BY J. TEMPLE WADDILL, CIVIL ENGINEER AND SURVEYORS, DATED JULY 18, 1921, AND RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 12, PAGE 39, AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE SOUTHEASTERN INTERSECTION OF GREENWAY LANE AND OAK LANE, THENCE RUNNING S 40 DEGREES 21’30” W. ALONG THE SAID EAST LINE OF GREENWAY LANE AND FRONTING THEREON ONE HUNDRED TWENTY-FIVE (125) FEET; THENCE S. 51 DEGREES 57” 45” E. ONE HUNDRED NINETY-FOUR AND SEVENTY-SIX HUNDREDTHS (194.76) FEET TO A POINT ON THE WESTERN LINE OF A STRIP OF LAND SEPARATING THIS PROPERTY FROM THE RESIDENCE NOW OR FORMERLY OF A. L. MCCLELLAN; SAID STRIP BEING FIFTY-SEVEN (57) FEET IN WIDTH ON ITS SOUTHERN EXTREMITY AND FIFTY-EIGHT AND TWENTY-SEVEN HUNDREDTHS (58.27) FEET ON ITS NORTHERN EXTREMITY; THENCE ALONG THE AFORESAID WESTERN LINE OF SAID STRIP OF LAND N. 38 DEGREES 03’ E. ONE HUNDRED TWENTYFOUR AND EIGHTY-SIX HUNDREDTHS (124.86) FEET TO A POINT ON THE SOUTHERN LINE OF OAK LANE; THENCE ALONG SAID SOUTHERN LINE OF OAK LANE N. 51 DEGREES 57’ W. ONE HUNDRED EIGHTY-NINE AND SEVENTY-THREE HUNDREDTHS (189.73) FEET TO THE POINT OF BEGINNING, THE REAL ESTATE HEREINABOVE DESCRIBED BEING SHOWN ON A PLAT OF SURVEY THEREOF, MADE BY J. TEMPLE WADDILL, CERTIFIED CIVIL ENGINEER, DATED JANUARY 27, 1936, A BLUEPRINT OF WHICH PLAT IS ATTACHED TO DEED RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA IN DEED BOOK 262C, PAGE 413..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 134839 ASAP# 4163473 12/28/2011, 01/04/2012

(804)358-2100

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