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Errors: Advertisements should be checked for accuracy by the advertiser on the first day of publication. The newspaper will be responsible for ONLY the first incorrect insertion and only to the extent of the space that the ad requires. The publisher assumes no financial responsibility for errors nor for omission of copy. STYLE WEEKLY reserves the right to revise, reclassify or reject any advertisement.

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Dear Dream Zone,

I dreamt last night that I was in the driver’s seat of my car with two small children in my back seat, ages 4 to 7, and a person put a choke hold around my neck and held a gun to my heart. It woke me up. – Barbara, Vancouver WA

Lauri replies: This may be where the children come in. They represent the childish behavior between the two of you, a behavior you need to put behind you, which is why they were in the backseat. And I believe your dream has you behind the wheel because it is letting you know that you have more control over this than you realize. You can steer this in a better direction. Perhaps changing your approach or perhaps moving on. Ultimately, you are in control. Maybe you could tell him about this dream. It may help him to see the reality of his behavior... maybe.

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V I R G I N I A: IN THE CIRCUIT COURT OF THE COUNTY OF HENRICO 6TH day or December, 2012 RE: ESTATE OF GAIL MARIE LASSER, DECEASED Case No.: CM12-2399 SHOW CAUSE AGAINST DISTRIBUTION IT IS ORDERED that the creditors of, and all others interested in, the above Estate show cause, if any they can, at 9:00 o’clock a.m., on the 7th day of January, 2013, before this Court in its courtroom against the payment and delivery of the estate to the beneficiaries without requiring bonds. Entered: 12/6/2012 An Extract Teste: Yvonne G. Smith, Clerk

[ classifieds ] December 26, 2012

Barbara replies: My partner and I argue a lot and I can’t get a word in edge wise, he raise his voice and talks over me when I try to explain my reasoning. Then somehow I am in the wrong for whatever situation it has to do with.

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home & garden

TRUSTEE SALE 10405 Park Tree Pl, Glen Allen, VA 23060-4488 Henrico County In execution of a Deed of Trust in the original principal amount of $252,000.00, dated June 30, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4154, at page 1307, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on January 3, 2013 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 31, Block 1, Section 3, Mountain Glen, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-015563-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

style weekly

Lauri: The choke hold suggests there is something you need to speak up about but you are choking back your words for some reason... perhaps because it would be a painful thing to voice. Or perhaps you are feeling forced to choke back your words by somebody else. I think that is why your heart is also brought to attention, it represents your emotions. Is there something you are afraid to talk about because it would cause heartache? Or maybe there is a heartbreaking issue you can’t bring yourself to talk about. This is all in your car because I think your dream is trying to show you that this is a difficult way to travel through life.

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TRUSTEE SALE 13803 Deer Run Circle, Midlothian, VA 23112-1991 Chesterfield County In execution of a Deed of Trust in the original principal amount of $146,911.00, dated October 27, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 8502, at page 434, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on January 8, 2013 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 18, Block N, Section 3, Deer Run, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-026351-10/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

45


to advertise call

TRUSTEE SALE 6947 Henrietta Ct, Mechanicsville, VA 23111-4628 Hanover County In execution of a Deed of Trust in the original principal amount of $175,960.00, dated September 20, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2590, at page 735, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on January 4, 2013at 12:00 o’clock noon the property described in said deed, located at the above address and briefly described as: Lot 6, Block G, Section 4, Laurel Meadows, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-018005-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 1308 Hammerstone Ct, Richmond, VA 23223-1288 Henrico County In execution of a Deed of Trust in the original principal amount of $270,000.00, dated August 31, 2009 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4690, at page 0802, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on January 3, 2013 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 57, Block A, Clarendon Woods, Section 3, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-025148-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

(804)358-2100

or email

TRUSTEE SALE 225 Goodward Road, Richmond, VA 23236-3513 Chesterfield County In execution of a Deed of Trust in the original principal amount of $136,000.00, dated February 27, 2004 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 5624, at page 696, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on January 8, 2013 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 42, Block D, Section C, Shenandoah, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (42134-08/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

c l a s s a d @ s t y l e w e e k l y. c o m

TRUSTEE SALE 2800 Edgewood Avenue, Richmond, VA 23222-3518 City of Richmond In execution of a Deed of Trust in the original principal amount of $129,350.00, dated February 9, 2007 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, inInstrument 070005361, at page 370, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on January 3, 2013 at 10:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 10, Block E, Parkland, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (8541-08/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 2113 North Ave, Richmond, VA 23222-4322 In execution of a Deed of Trust in the original principal amount of $179,114.00, dated January 8, 2010 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, inInstrument 100000835, at page 0206, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on January 3, 2013 at 10:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 6, Block 23, Barton Heights, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-023093-12/ FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Classifieds BRAIN CALISTHENICS

by: David Levinson Wilk © 2012 David Levinson Wilk

46

55. Award given to Cormac McCarthy for his 2006 book The Road 61. Ending for mass or pass 62. Save Me singer Mann 63. Egg holders 66. 12th graders for short 67. Unmoving 68. Angry look 69. Vietnamese holiday 70. Philanthropist George nicknamed the Palindrome 71. More devious Down 1. Modern Family actor Burrell and others 2. Have a bite 3. Vegas offering 4. Joe who coauthored The Yankee Years 5. Getting the oxen ready 6. Remains 7. Coin toss 8. Part of YTD 9. Vintners prefix 10. Lone Star State sch

11. Mr or Ms 12. Cover on the front of a car 13. Historic Scottish county 21. Yours in Italy 22. Grandson of Adam 25. The Great Gatsby 26. Yoko from Tokyo 27. Sch attended by Mitt Romney 29. Charles who was president of Lebanon from 1964 to 1970 30. Neither Rep nor Dem 31. The Reds on scoreboards 32. Rebellious Turner 36. Italian apology 37. Solo of Star Wars 38. The Lord of the Rings creature 39. Last in seq 40. Insurance fig 41. Go head to head 42. Wrap up 45. Keyboard user 46. Body of work 47. Most likely to sunburn 48. Partner of jeweler Van Cleef 49. Craggy peak 50. Dallas dynasty

54. Longtime Cleveland Orchestra conductor George 56. Soviet news agency 57. Barry who won the 2002 American League Cy Young award 58. Ruler of Kuwait 59. Bit of realtor slang 60. Morales of NYPD Blue 64. Roman trio 65. Spanish 101 verb

Last week’s answers

December 26, 2012 [ classifieds ]

style weekly

“McCarthy” Across 1. Short tempered 6. With 20 35 and 45 Across a thought on craft by Cormac McCarthy 11. Ottoman officer 14. Internet giant with an exclamation point in its name 15. Winter forecast 16. Reaction to a winter forecast 17. Vlasic pickles mascot 18. Former NPR host Hansen 19. 1988 Tom Hanks film 20. See 6 Across 23. Ample in slang 24. Carter of Gimme a Break 25. Bank heist 28. Genre of Cormac McCarthy 33. Whichever 34. Early computer that weighed 30 tons 35. See 6 Across 43. Film producer Ponti 44. Tonics partner 45. See 6 Across 51. Danson of Cheers 52. Votes for 53. Lines of theater seats

TRUSTEE SALE 902 Hill Top Drive, Richmond, VA 23225-4416 City of Richmond In execution of a Deed of Trust in the original principal amount of $74,700.00, dated December 20, 2005 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, inInstrument 050044689, at page 0951, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on January 8, 2013 at 3:30 o’clock pm the property described in said deed, located at the above address and briefly described as: BEING A PART OF LOT 13, IN BLOCK D, ON THE PLAN OF SUBDIVISION A, OF FOREST VIEW, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $5,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-028952-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net


to advertise call

TRUSTEE SALE 816 Byswick Lane, Richmond, VA 23225-4441 In execution of a Deed of Trust in the original principal amount of $138,000.00, dated December 23, 2005 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 060000132, at page 408 and modified in Instrument 110008121, at Page 082, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on January 15, 2013 at3:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 132, Forest View Heights, recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia in Plat Book 8, Pages 20 and 21, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-024254-11/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE’S SALE 10030 Purcell Road, Richmond, VA 23228 Parcel ID 770-761-5995 Pursuant to the terms of a deed of trust dated November 29, 2005, in the original principal amount of $116,725.00, recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia, in Deed Book 4019, Page 1594, the property briefly described below will be offered for sale at public auction: Lot 5, Block C, Laurel Square, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 42, Pages 35 and 36, and as more particularly described in the referenced deed of trust.

Terms: A deposit in the form of CERtIFIED FUNDS in the amount of $10,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1227907).

TRUSTEE SALE 17008 Connie Hall Road, Montipelier, VA 23192-2135 Hanover County In execution of a Deed of Trust in the original principal amount of $259,000.00, dated September 23, 2009 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2959, at page 2737, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on January 4, 2013 at 12:00 o’clock Noon the property described in said deed, located at the above address and briefly described as: Containing 12.95 acres, more or less, as shown on a Plat of survey dated November 8, 1982 and recorded in Deed Book 527, Page 30, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-029216-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE’S SALE OF REAL ESTATE located at 2513 Courtland Street, Richmond, Virginia In execution of the Deed of Trust from ZAVIER M. PYLES dated January 15, 2010, in the Original Principal Amount of $117,826.00, and recorded in Deed Book Inst. 100000929, in the Clerk’s Office of the Circuit Court for the City of Richmond, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the Note, the undersigned, as Substitute Trustees, any one of whom may act, will sell at public auction at the Front Entrance of the Circuit Court for the City of Richmond on January 10, 2013, at 11:00 a.m., the property described as Lot 24, Block 3, Plan of Villa Heights, City of Richmond, Virginia, known as 2513 Courtland Street, Richmond, Virginia. TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUT WARRANTY OF TITLE. ADDITIONAL TERMS MAY BE ANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE. A deposit of $ 11,000.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, IN CASH, CASHIER’S CHECK OR CERTIFIED FUNDS ONLY PAYABLE TO “CECIL G. MOORE, TRUSTEE”, balance to be paid within fifteen days from the date of sale. ABSOLUTELY NO PERSONAL CHECKS ACCEPTED AS BIDDER’S DEPOSIT. Real estate taxes will be adjusted to the date of sale. All cost of conveyance, deed, examination of title, recording charges and the grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: December 10, 2012 CECIL G. MOORE, and JO ANN HUTCHINSON, Substitute Trustee(s) 12‑254BF (77.02) For Information Contact Trustees At: 710 Denbigh Boulevard, Ste. 6C, Newport News, Virginia 23608 (757) 877‑0255 between 9:00 ‑ 10:30 a.m. only

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TRUSTEE’S SALE OF 314 N 2nd Street, Richmond, VA 23219. In execution of a certain deed of trust dated July 10, 2007, in the original principal amount of $161,000.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 070023750, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on January 18, 2013, at 11:03 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THE BRICK STORE AND OTHER IMPROVEMENTS THEREON, KNOWN AS NO. 314 NORTH SECOND STREET, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, ON THE WEST LINE OF SECOND STREET, DISTANTLY EIGHTY (80) FEET, ON (1) INCH, MORE OR LESS, SOUTH OF THE SOUTHERN LINE OF MARSHALL STREET THENCE RUNNING SOUTHWARDLY AND FRONTING ON THE SAID WEST LINE OF SECOND STREET, THIRTY (30) FEET, ELEVEN (11) INCHES; THENCE RUNNING BACK BETWEEN PARALLEL LINES SIXTY-SEVEN (67) FEET..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 146586

TRUSTEE SALE 3021 Irisdale Ave, Richmond, VA 23228-5821 Henrico County In execution of a Deed of Trust in the original principal amount of $82,400.00, dated July 26, 2002 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3337, at page 1383 and modified in Deed Book 5004, at Page 1049, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under¬signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on January 10, 2013 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: PARCEL I COMMENCING AT A POINT ON THE SOUTH LINE OF IRISDALE AVENUE DISTANT 198.04 FROM THE NEW LINE OF GREENDALE ROAD, FORMERLY RAILROAD AVENUE, THENCE RUNNING ALONG SAID SOUTH LINE OF IRISDALE AVENUE N. 81 DEGREES 15 MINUTES 00 SECONDS E 315 FEET TO A ROAD; THENCE 9 DEGREES 14 MINUTES 50 SECONDS E. 233.10 FEET TO AN AXLE; THENCE N 12 DEGREES 5 55 MINUTES 00 SECONDS W 252.54 FEET TO THE POINT AND PLACE OF BEGINNING. PARCEL II COMMENCING AT A ROD ON THE SOUTH LINE OF IRISDALE AVENUE DISTANT 597.84 FEET FROM THE NEW LINE OF GREENDALE ROAD, FORMERLY RAILROAD AVENUE, THENCE RUNNING ALONG SAID SOUTH LINE OF IRISDALE AVENUE N. 81 DEGREES 15 MINUTES 00 SECONDS E 165 FEET TO AN AXLE; THENCE S 12 DEGREES 40 MINUTES 10 SECONDS E. 216.83 FEET TO A PIPE; THENCE S 77 DEGREES 39 MINUTES 20 SECONDS W 175.60 FEET TO A ROD; THENCE N 10 DEGREES 30 MINUTES 00 SECONDS W 227.58 FEET TO THE ROD AT THE POINT AND OF BEGINNING. PARCEL III A PORTION OF LOTS 9 AND 10, DUNBARTON, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-002256-11/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 and the Virginia Fair Housing Law, which makes it illegal to advertise “any preference, limitation or discrimination because of race, color, religion, sex, handicap, elderliness, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” Virginia Fair Housing Law also prohibits discrimination advertising based on elderliness. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. Real estate sales, rentals and roommate advertisers should make sure their ads describe the property being offered, not the person they might want in the property. You may express a preference for a male or female roommates. ~The Publisher

TRUSTEE SALE 10207 Wolfe Manor Ct Unit 903, Glen Allen, VA 23060-7334 Henrico County In execution of a Deed of Trust in the original principal amount of $108,760.00, dated May 25, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4131, at page 2316, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on January 8, 2013 at 4:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Unit 903-LL, The Landings of Laurel Lakes Condominiums, Phase 9; Together with an undivided interest in the common areas. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (6747-07/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 2212 Edwards Avenue, Richmond, VA 23224 In execution of a Deed of Trust in the original principal amount of $57,600.00, dated September 20, 2005 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, inInstrument 050033449, at page 0353, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on January 8, 2013 at 3:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 29, Square 12, Mason Park, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $5,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (9109-08/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

[ classifieds ] December 26, 2012

The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property.

Trustee’s Sale 7712 Hudson Drive, Richmond, Virginia 23229 (Tax ID No. 759-748-8369) Default having been made in the terms of a certain Deed of Trust dated September 23, 2005, in the original principal amount of $129,893.75 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Book 3982, Page 1838, the undersigned Substitute Trustees will sell at public auction on January 17, 2013, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road. E. Parham and Hungary Spring Roads, Richmond, VA, the property designated as Lot 21, Block F, as shown on plat of Cavalier Park, Section A, dated August 17, 1954, and was recorded August 27, 1954, in the aforesaid Clerk’s Office in Plat Book 23, Pages 199, 200 and 201. Sale is subject to all prior liens, (including the lien of a prior deed of trust), easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $12,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C., and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 89834, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

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The sale will take place on JANUARY 10, 2013, At 12:30 p.m., at the front entrance to the building housing the Circuit Court of Henrico County, located at 4301 East Parham Road, Henrico, VA.

TRUSTEE’S SALE OF REAL ESTATE located at 8612 Claypool Road, Richmond, Virginia In execution of the Deed of Trust from ROBERT L. DUCKWORTH and ANNE T. DUCKWORTH, dated February 25, 2011, in the Original Principal Amount of $111,498.00, and recorded in Deed Book 9353, Page 208, in the Clerk’s Office of the Circuit Court for the County of Chesterfield, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the Note, the undersigned, as Substitute Trustees, any one of whom may act, will sell at public auction at the Front Entrance of the Circuit Court County of Chesterfield on January 10, 2013, at 12:00 noon, the property described as Lot 38, Block C, Section 1, Solar I, County of Chesterfield, Virginia, known as 8612 Claypool Road, Richmond, Virginia. TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUT WARRANTY OF TITLE. ADDITIONAL TERMS MAY BE ANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE. A deposit of $ 11,000.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, IN CASH, CASHIER’S CHECK OR CERTIFIED FUNDS ONLY PAYABLE TO “CECIL G. MOORE, TRUSTEE”, balance to be paid within fifteen days from the date of sale. ABSOLUTELY NO PERSONAL CHECKS ACCEPTED AS BIDDER’S DEPOSIT. Real estate taxes will be adjusted to the date of sale. All cost of conveyance, deed, examination of title, recording charges and the grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: December 10, 2012 CECIL G. MOORE, and JO ANN HUTCHINSON, Substitute Trustee(s) 12‑215BF (76.64) For Information Contact Trustees At: 710 Denbigh Boulevard, Ste. 6C, Newport News, Virginia 23608 (757) 877‑0255 between 9:00 ‑ 10:30 a.m. only

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December 26, 2012 [ classifieds ]

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TRUSTEE SALE 9000 Ivybridge Xing, Richmond, VA 23236-1506 Chesterfield County In execution of a Deed of Trust in the original principal amount of $334,300.00, dated September 13, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 6636, at page 340, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on January 3, 2013 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 16, Block F, Section 11, Bexley, recorded in plat Book 37, page 19, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-025762-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE SALE 130 Rosegill Rd, Richmond, VA 23236-2747 Chesterfield County In execution of a Deed of Trust in the original principal amount of $175,500.00, dated February 28, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 8220, at page 0312, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on January 8, 2013 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 8, Block E, Archway, Section C, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-007024-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE’S SALE OF REAL ESTATE located at 2813 Maplewood Road, Richmond, Virginia In execution of the Deed of Trust from CLARENCE L. PEGRAM, MAXINE V. PEGRAM AND DAVID E. PEGRAM, dated November 4, 1997, in the Original Principal Amount of $73,824.00, and recorded in Deed Book 2759, Page 2354, in the Clerk’s Office of the Circuit Court for the County of Henrico, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the Note, the undersigned, as Substitute Trustees, any one of whom may act, will sell at public auction at the Front Entrance of the Circuit Court for the County of Henrico on January 10, 2013, at 10:00 a.m., the property described as All of Lot 4 and the Westerly One‑Half of Lot 5, Block 28, Hermitage Park, Together With that portion of the alley vacated by the Board of County Supervisors of Henrico County, Virginia, recorded in Deed Book 2024, page 1073 in the aforesaid Clerk’s Office, County of Henrico, Virginia, known as 2813 Maplewood Road, Richmond, Virginia. TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUT WARRANTY OF TITLE. ADDITIONAL TERMS MAY BE ANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE. A deposit of $ 5,400.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, IN CASH, CASHIER’S CHECK OR CERTIFIED FUNDS ONLY PAYABLE TO “CECIL G. MOORE, TRUSTEE”, balance to be paid within fifteen days from the date of sale. ABSOLUTELY NO PERSONAL CHECKS ACCEPTED AS BIDDER’S DEPOSIT. Real estate taxes will be adjusted to the date of sale. All cost of conveyance, deed, examination of title, recording charges and the grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: December 10, 2012 CECIL G. MOORE, and JO ANN HUTCHINSON, Substitute Trustee(s) 12‑256BF (76.99) For Information Contact Trustees At: 710 Denbigh Boulevard, Ste. 6C, Newport News, Virginia 23608 (757) 877‑0255 between 9:00 ‑ 10:30 a.m. only

NOTICE OF TRUSTEE’S SALE OF PROPERTY LOCATED AT 2208 ROYALL AVENUE RICHMOND, VIRIGNIA 23224 In execution of a Deed of Trust in the original principal amount of $89,250.00 from Don M. Martz and Alice B. Martz dated January 14, 2008, recorded January 14, 2008 as Instrument #080001082 among the land records for the City of Richmond, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #120021894 among the land records of the City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on JANUARY 23, 2013, at 10:00 A.M., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North Ninth Street, John Marshall Courts Building, Richmond, Virginia 23219, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 2208 Royall Avenue, Richmond, Virginia 23224; Real Property Tax Map Reference No. S007-1581/006. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: JAMES A. YERGIN, SUBSTITUTE TRUSTEE, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540) 207-3293.

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TRUSTEE SALE 1401 Rose Ann Ln, Sandston, VA 23150-3408 Henrico County In execution of a Deed of Trust in the original principal amount of $100,000.00, dated August 22, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4047, at page 0052, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on December 27, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Containing 3.52 acres, more or less, as shown on a plat recorded in Deed Book 1925 at page 76, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-016311-09/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 1500 Little John Road, Richmond, VA 23227-4719 City of Richmond In execution of a Deed of Trust in the original principal amount of $140,800.00, dated April 28, 2006recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 060014141, at page 1022, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond,Virginia, on January 8, 2013 at 3:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 26, portion of Block O, Section D, on map of Sherwood Park, made by W. W. LaPrade & Bros., dated April 16, 1954, and recorded in Plat Book 13, page 68, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-030169-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE’S SALE OF REAL ESTATE located at 9512 Mesquite Road, Glen Allen, Virginia In execution of the Deed of Trust from ASIM JAVIED and MICHELLE LEVY, dated August 28, 2009, in the Original Principal Amount of $224,652.00, and recorded in Deed Book 4687, Page 2211, in the Clerk’s Office of the Circuit Court for the County of Henrico, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the Note, the undersigned, as Substitute Trustees, any one of whom may act, will sell at public auction at the Front Entrance of the Circuit Court for the County of Henrico on January 10, 2013, at 10:05 a.m., the property described as Lot 4, Block K, Section 5 of Kingston, County of Henrico, Virginia, known as 9512 Mesquite Road, Glen Allen, Virginia. TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUT WARRANTY OF TITLE. ADDITIONAL TERMS MAY BE ANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE. A deposit of $ 21,000.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, IN CASH, CASHIER’S CHECK OR CERTIFIED FUNDS ONLY PAYABLE TO “CECIL G. MOORE, TRUSTEE”, balance to be paid within fifteen days from the date of sale. ABSOLUTELY NO PERSONAL CHECKS ACCEPTED AS BIDDER’S DEPOSIT. Real estate taxes will be adjusted to the date of sale. All cost of conveyance, deed, examination of title, recording charges and the grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: December 10, 2012 CECIL G. MOORE, and JO ANN HUTCHINSON, Substitute Trustee(s) 12‑250BF (77.01) For Information Contact Trustees At: 710 Denbigh Boulevard, Ste. 6C, Newport News, Virginia 23608 (757) 877‑0255 between 9:00 ‑ 10:30 a.m. only

NOTICE OF TRUSTEE’S SALE OF 13303 MIDLOTHIAN TURNPIKE, MIDLOTHIAN, VIRGINIA In execution of a Deed of Trust in the original principal amount of $1,987,500.00 from Thomas G. Cauble, dated February 20, 2009, recorded February 20, 2009 in Book 8595, page 982 among the land records for Chesterfield County, Virginia, default having occurred, the Substitute Trustee, who was appointed by Instrument #51636 recorded among the land records of Chesterfield County, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on January 8, 2013 at 10:00 A.M., local time, at the main entrance of the Circuit Court for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia 23832-0125, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 13303 Midlothian Turnpike, Midlothian, Virginia; Tax Map # 731707003000000. TERMS OF SALE: Cash. The Property will be as an entirety; bidders deposit of not more than $50,000.00 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293.

TRUSTEE SALE 4118 Tanner Slip Circle, Chester, VA 23831-7335 Chesterfield County In execution of a Deed of Trust in the original principal amount of $160,000.00, dated November 18, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 6790, at page 508, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on January 10, 2013 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 18, Harrowgate Place, Section 2, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-019417-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale 7507 Flannigan Mill Road, Mechanicsville, Virginia 23111 (Tax ID No. 8764-49-2860) Default having been made in the terms of a certain Deed of Trust dated October 2, 2008, in the original principal amount of $225,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Hanover, Virginia in Deed Book 2927, at page 2920, the undersigned Substitute Trustees will sell at public auction on January 3, 2013, at 8:45 a.m., in front of the building housing the Hanover County Circuit Court, Hanover Courthouse, 7507 Library Drive, Hanover, VA, the property designated as Lot 25, Section 3, on Subdivision Plat of Hidden Lake Estates, recorded in the aforesaid Clerk’s Office in Subdivision Plat Book 2, Page 51. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $22,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on theForeclosure Sales page of www. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 102039, Tel: (757) 3216465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE’S SALE 1302 Nelson Street, Richmond, VA 23231 Parcel ID E0100075036 Pursuant to the terms of a deed of trust dated June 4, 2009, in the original principal amount of $93,279.00, recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia, as Instrument No. 090011927, the property briefly described below will be offered for sale at public auction: Lot 36, Waverly Place, as shown on a plat of survey recorded with and made part of a deed recorded in the aforesaid Clerk’s Office in Deed Book 61, Page 1349, and as more particularly described in the referenced deed of trust. The sale will take place on JANUARY 10, 2013, At 11:45 A.m., at the front entrance to the building housing the Circuit Court of the City of Richmond, located at 400 N. Ninth Street, Richmond, VA. The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERtIFIED FUNDS in the amount of $9,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1‑757‑437‑9500 (1228685).

TRUSTEE SALE 15 Raines Ave, Sandston, VA 23150-2044 Henrico County In execution of a Deed of Trust in the original principal amount of $93,500.00, dated July 2, 2004 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3704, at page 1270, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on January 15, 2013 at 4:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 9 (erroneously referred to as Lot 3) Block 4 and Subdivision of Section A Plan of Fairfield or Sandston in plat Book 12, page 2, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-011453-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net


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TRUSTEE SALE 13704 Carriage Creek Place, Midlothian, VA 23112-4028 Chesterfield County In execution of a Deed of Trust in the original principal amount of $80,000.00, dated May 8, 2003 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 5092, at page 289, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on January 3, 2013 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 5, Carriage Creek, with improvements thereon. TERMS OF SALE: CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (43-016547-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE’S SALE 118 W. 22nd Street, Richmond, VA 23225 Parcel ID S0000485018 Pursuant to the terms of a deed of trust dated December 30, 2008, in the original principal amount of $136,687.00, recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia, as Instrument No. 090000073, the property briefly described below will be offered for sale at public auction: Lot 77, Chalkley’s Addition, as shown on a plat recorded in the aforesaid Clerk’s Office in Deed Book 4, Page 359, and as more particularly described in the referenced deed of trust. The sale will take place on JANUARY 10, 2013, At 11:45 A.m., at the front entrance to the building housing the Circuit Court of the City of Richmond, located at 400 N. Ninth Street, Richmond, VA. The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERtIFIED FUNDS in the amount of $12,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1‑757‑437‑9500 (1228684).

TRUSTEE SALE 4069 Oakleys Ln, Richmond, VA 23223 Henrico County In execution of a Deed of Trust in the original principal amount of $219,000.00, datedAugust 27, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4407, at page 0340, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on January 10, 2013 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: BEGINNING AT A POINT ON OAKLEYS LANE 159.85 FEET SOUTH OF A 24 FOOT RIGHT OF WAY, ALONG THE SOUTHERN LINE OF THE PROPERTY FORMERLY OWNED BY GARNETT, AS SHOWN ON SAID PLAT; THENCE IN A SOUTHERLY DIRECTION ALONG THE EASTERN LINE OF OAKLEYS LANE 203 FEET TO A POINT; THENCE IN AN EASTERLY DIRECTION ALONG OAKLEYS LANE (AS SAID OAKLEYS LANE TURNS IN AN EASTERLY DIRECTION) 282.42 FEET: THENCE IN A NORTHERLY DIRECTION 113 FEET TO A POINT; THENCE IN A WESTERLY DIRECTION 299.08 FEET TO THE POINT OF BEGINNING, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-029412-12/ FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE’S SALE OF 8363 Studley Road, Mechanicsville, VA 23116. In execution of a certain deed of trust dated February 15, 2005, in the original principal amount of $169,099.00 recorded in the Clerk’s Office, Circuit Court for Hanover County, Virginia, in Deed Book 2464 Page 847, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Hanover County, 7501 Library Drive, Hanover, Virginia, on January 25, 2013, at 9:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OF LAND, LYING IN THE COUNTY OF HANOVER, VIRGINIA, DESIGNATED AS LOT 6, BLOCK C, SECTION A, ON THE PLAT OF HANOVER HEIGHTS SOUTH, MADE BY LAPRADE BROS., ENGINEERS AND SURVEYORS, DATED APRIL 30, 1970, RECORDED SEPTEMBER 4, 1970, IN THE CLERK’S OFFICE, CIRCUIT COURT OF HANOVER COUNTY, VIRGINIA, IN SUBDIVISION PLAT BOOK 2, PAGES 12 AND 13..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 159051

TRUSTEE SALE 7312 Woodpecker Rd, Chesterfield, VA 23838 In execution of a Deed of Trust in the original principal amount of $146,400.00, dated September 26, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 6685, at page 593, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on January 3, 2013 at 11:15 o’clock amt he property described in said deed, located at the above address and briefly described as: Parcel B, on a plat dated December 2, 2005, entitled “Plat of a Parcel Line Modification Situated on the Northern Side of Woodpecker Road”, recorded in Plat Book 1818, Page 17; it being a portion of those parcels previously designated as Lots 1 and 2 on a plat recorded in Deed Book 851, Page 39, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-004933-10/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE’S SALE OF 414 Hunt Avenue, Richmond, VA 23222. In execution of a certain deed of trust dated June 16, 1993, in the original principal amount of $48,400.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Deed Book 350 Page 1830, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on January 18, 2013, at 11:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: THOSE CERTAIN LOTS IN THE CITY OF RICHMOND, VIRGINIA, KNOWN AS 414 HUNT AVENUE, DESIGNATED AS LOTS 21 AND 22, BLOCK 2, PLAN OF PROVIDENCE PARK, SHOWN ON PLAT RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA IN PLAT BOOK 10 PAGE 5, REFERENCE TO WHICH IS MADE FOR A MORE PARTICULAR DESCRIPTION OF SUCH LOT..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 159022

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[ classifieds ] December 26, 2012

TRUSTEE’S SALE 3500 Westcliffe Avenue, Richmond, VA 23222 Parcel ID 792-737-2807 (Henrico County) Parcel ID N0160110018 (City of Richmond) Pursuant to the terms of a deed of trust dated June 29, 2009, in the original principal amount of $95,733.00, recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia, in Deed Book 4662, Page 2265, and in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia, as Instrument No. 090014400, the property briefly described below will be offered for sale at public auction: Lot 7, Norcliffe Subdivision (previously incorrectly referred to as Norcliff ’s Subdivision), Sec. C, situated partly in Henrico County and partly in the City of Richmond, as shown on a plat recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia in Plat Book 18, Page 164, (incorrectly recited as Page 184), and in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia, in Plat Book 10, Page 18, and as more particularly described in the referenced deed of trust. The sale will take place on JANUARY 10, 2013, At 12:30 p.m., at the front entrance to the building housing the Circuit Court of Henrico County, located at 4301 East Parham Road, Henrico, VA. The property and the improvements thereon will be sold“AS IS”and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERtIFIED FUNDS in the amount of $9,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1227811).

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NOTICE OF TRUSTEE’S SALE OF PROPERTY LOCATED AT 3410 NORTH AVENUE RICHMOND, VIRIGNIA 23222 In execution of a Deed of Trust in the original principal amount of $109,650.00 from Don M. Martz and Alice B. Martz dated January 14, 2008, recorded January 14, 2008 as Instrument #080001084 among the land records for the City of Richmond, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #120021895 among the land records of the City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on JANUARY 23, 2013, at 10:10 A.M., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North Ninth Street, John Marshall Courts Building, Richmond, Virginia 23219, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 3410 North Avenue, Richmond, Virginia 23222; Real Property Tax Map Reference No. N000-1353/006. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: JAMES A. YERGIN, SUBSTITUTE TRUSTEE, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540) 207-3293.

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TRUSTEE’S SALE OF 1303 Maryland Avenue, Glen Allen, VA 23060. In execution of a certain deed of trust dated October 20, 2006, in the original principal amount of $148,000.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4228 Page 1388, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on January 18, 2013, at 10:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: THOSE TWO CERTAIN LOTS, PIECES OR PARCELS OF LAND LYING IN BROOKLAND MAGISTERIAL DISTRICT DISTRICT OF THE COUNTY OF HENRICO, STATE OF VIRGINIA, KNOWN, NUMBERED DESIGNATED AS LOTS EIGHT (8) AND NINE (9) IN BLOCK TWENTY-FOUR (24), AS SHOWN ON PLAT OF OLD DOMINION DEVELOPMENT CORPORATION OF THE PROPERTY KNOWN AS “BILTMORE,” WHICH PLAT IS DULY RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, IN PLAT BOOK 12, PAGES 78 AND 79, REFERENCE TO WHICH IS NOW AND HEREBY MADE FOR A FULL DESCRIPTION OF SAID LOT WHICH IS HEREBY DESCRIBED AS FOLLOWS, FRONTING ONE HUNDRED (100) FEET ON THE SOUTHSIDE OF MARYLAND AVENUE, AND EXTENDING SOUTH BETWEEN PARALLEL LINES OF EVEN WIDTH, A DISTANCE OF ONE HUNDRED AND FIFTY (150) FEET..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www. bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 135454

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TRUSTEE’S SALE OF 5611 Saddle Hill Drive, Midlothian, VA 23112. In execution of a certain deed of trust dated December 29, 2005, in the original principal amount of $250,267.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 6869 Page 895, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on January 18, 2013, at 12:04 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH APPURTENANCES THERETO BELONGING, LYING AND BEING IN CLOVER HILL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, AND DESIGNATED AS LOT 31, SADDLE HILL, AS SHOWN ON A PLAT OF SUBDIVISION ENTITLED “SADDLE HILL”, MADE BY J. K. TIMMONS & ASSOCIATES, P.C., ENGINEERS AND SURVEYORS DATED OCTOBER 25, 1988, RECORDED DECEMBER 14, 1988, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 64, PAGES 44 AND 45 (PREVIOUSLY INCORRECTLY REFERRED TO AS PAGES 44 AND 34), REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www. bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)5484600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 151710

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TRUSTEE’S SALE OF 7324 Sandy Lane, Mechanicsville, VA 23111. In execution of a certain deed of trust dated March 26, 2008, in the original principal amount of $204,471.00 recorded in the Clerk’s Office, Circuit Court for Hanover County, Virginia, in Instrument No. 20080331000053650, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Hanover County, 7501 Library Drive, Hanover, Virginia, on January 25, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: THE LAND REFERRED TO HEREIN IS SITUATED IN THE STATE OF VIRGINIA, COUNTY OF HANOVER DESCRIBED AS FOLLOWS: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON, LYING AND BEING IN HANOVER COUNTY, VIRGINIA, KNOWN, NUMBERED AND DESIGNATED AS LOT 11, BLOCK B, SECTION 8, SPRING MEADOWS, AND MORE PARTICULARLY SHOWN ON PLAT OF SPRING MEADOWS, SECTION 8, MADE BY LAPRADE BROS., CIVIL ENGINEERS, RICHMOND, VIRGINIA, DATED DECEMBER 4, 1964, RECORDED DECEMBER 21, 1964, IN SUBDIVISION PLAT BOOK 1 IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HANOVER COUNTY, VIRGINIA, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www. bwwsales.com. BWW# 151796

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V I R G I N I A: IN THE CIRCUIT COURT FOR THE CITY OF RICHMOND M. YVONNE BRANDON Plaintiff,v. HENRY BRANDON, JR. Serve: Henry Brandon, Jr. 7439 Laneview Drive Richmond, Virginia 23225 DONALD E. BRANDON Serve: Donald E. Brandon 7439 Laneview Drive Richmond, Virginia 23225 Case No. CL12003265-00 W. DENISE B. LAWRENCE Serve: W. Denise B. Lawrence 1949 N. Junaluska Dr. Richmond, Virginia 23225 UNITED STATES ATTORNEY GENERAL’S OFFICE United States Attorney General 950 Pennsylvania Avenue Northwest Washington, DC 20530 FORWARDED BY REGISTERED MAIL OFFICE OF THE ATTORNEY GENERAL c/o Virginia Department of Social Services Office of the Attorney General Richmond, Virginia 23219 FORWARDED BY REGISTERED MAIL ANY HEIRS, DEVISEES, ASSIGNEES OR SUCESSORS IN INTEREST OF ANY PARTY HERETO AND/OR ANY CREDITORS WITH AN INTEREST IN SAID PROPERTY, WHETHER FUTURE OR AT THIS TIME NOT KNOWN, ALL MADE PARTIES DEFENDANT TO THIS ACTION BY THE GENERAL DESCRIPTION, “PARTIES UNKNOWN”. Defendants. ORDER OF PUBLICATION The object of this suit is to seek partition of the parcel of real property described below, pursuant to Sections 8.01-81, et seq. of the Code of Virginia, 1950, as amended: ALL that certain tract of land with all improvements thereon in the City of Richmond, Virginia, containing 2 acres as described by a plat of survey by Potts and Minter, Professional Land Surveyors, dated May 14, 1986, entitled ‘Plat Showing Improvements on a 2.000 Acre Parcel Of Land Situated On The South Line Of Laneview Drive In The City Of Richmond, Virginia’, to which plat reference is hereby made for a more particular description. BEING a part of the same real estate conveyed to Woodrow J. Woolridge by deed from Annie E. Hall, Walter Hall, her husband, Robert F. White, Mary E. White, his wife, Kathleen M. Smith, single; Christie E. Smith, single and Samual Bruce Smith, single, dated November 22, 1955, recorded January 3, 1956, in the Clerk’s Office, Circuit Court, Chesterfield County, Virginia, in Deed Book 489, page 46 It appearing that there are set out in the pleading as a person or persons, as defendants by the general description of “Unknown Heirs” And Other Unknown Parties who may have an interest in real property in the City of Richmond which parties are deemed interested in the above property to be divided or disposed of, with the nature of such interest described in the Complaint. An Extract , Teste: Bevill M. Dean, Clerk I ASK FOR THIS: Albert W. Thweatt (VSB #41967) The Law Offices of Albert W. Thweatt, II, P.C. Post Office Box 2513 Richmond, Virginia 23219 Telephone: (804) 644-1964 Facsimile: (804) 732-0498 V I R G I N I A:

TRUSTEE’S SALE OF 2582 Barnesway Lane, Richmond, VA 23231. In execution of a certain deed of trust dated December 14, 2005, in the original principal amount of $116,800.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4035 Page 2497, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on January 18, 2013, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON AND THE APPURTENANCES THERETO BELONGING, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, SHOWN AND DESIGNATED AS LOT 4, BLOCK B, WILLIAMSON FARMS ON SUBDIVISION PLAT OF WILLIAMSON FARMS, PREPARED BY BENGSTON, DEBELL & ELLEIN, INC., CONSULTING ENGINEERS AND SURVEYORS, DATED JANUARY 30, 1979, AND REVISED APRIL 13, 1979 AND RECORDED JULY 19, 1979, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 70, PAGES 14 AND 15, TO WHICH PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www. bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 123390

TRUSTEE’S SALE OF 9545 Kennedy Station Terrace, Glen Allen, VA 23060. In execution of a certain deed of trust dated June 13, 2005, in the original principal amount of $31,200.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3899 Page 3222, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on January 18, 2013, at 10:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, TOGETHER WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN FAIRFIELD DISTRICT OF HENRICO COUNTY, VIRGINIA, AND DESIGNATED AS LOT 18, BLOCK B, SECTION C, KENNEDY STATION SUBDIVISION, AND MORE PARTICULARLY DESCRIBED ON A PLAT OF SURVEY ENTITLED, “KENNEDY STATION C AND THE RESERVED AREA OF KENNEDY STATION SECTION B,” MADE BY YOUNGBLOOD, TYLER & ASSOCIATES, P.C., CIVIL ENGINEERS, PLANNERS & LAND SURVEYORS, DATED MAY 24, 1996, AND RECORDED JUNE 28, 1996, IN THE CLERK’S OFFICE, CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 101, PAGE 45, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE LOT HEREIN CONVEYED. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. The property is sold subject to all deeds of trust, easements, covenants, conditions and liens of record. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www. bwwsales.com. BWW# 135061

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TRUSTEE SALE 816 Old Denny St, Richmond, VA 23231-1202 City of Richmond In execution of a Deed of Trust in the original principal amount of $106,600.00, dated July 14, 2005recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 050023935, at page 542, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond,Virginia, on January 3, 2013 at 10:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 34, Block B. Section 6, Fulton Manor, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-027297-10/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 2112 Summerhook Ct, Glen Allen, VA 23060-2244 Henrico County In execution of a Deed of Trust in the original principal amount of $213,776.00, dated November 21, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4581, at page 0280, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on January 8, 2013 at 4:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 12, Block A, Section 1, Summerfield, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-014026-10/ FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE SALE 16165 Pleasant Mill Road, Montpelier, VA 23192-2000 Hanover County In execution of a Deed of Trust in the original principal amount of $287,920.00, dated May 17, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2878, at page 782, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­ signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on January 4, 2013at 12:00 o’clock Noon the property described in said deed, located at the above address and briefly described as: Parcel C, containing 2.339 acres, as shown on plat recorded in Plat Book 34, Page 202, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-004555-10/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale 717 Chimborazo Boulevard, Richmond, Virginia 23223 (Tax ID No. E0000968021)

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The Virginia Fair Housing Office offers free informative and interactive seminars to consumers and housing providers. Know more about your rights and responsibilities by learning about The Virginia Fair Housing Laws. If you would like to take part in a seminar, or if you would like to organize a seminar for your group or organization, call us at 804-367-8530.

IT IS ORDERED that the creditors of, and all others interested in, the above Estate show cause, if any they can, at 9:00 o’clock a.m., on the 7th day of January, 2013, before this Court in its courtroom against the payment and delivery of the estate to the beneficiaries without requiring bonds. Entered: 12/6/2012 An Extract Teste: Yvonne G. Smith, Clerk

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DAILY TRUSTEE’S SALE OF 9714 Kathleen Drive, South Chesterfield AKA Petersburg, VA 23803. In execution of a certain deed of trust dated June 08, 2010, in the original principal amount of $142,704.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 9103 Page 0785, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on January 18, 2013, at 12:07 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON AND THE APPURTENANCES THERETO BELONGING, LYING, BEING AND SITUATE IN MATOACA MAGISTERIAL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, AND BEING KNOWN, NUMBERED AND DESIGNATED AS LOT NO. SEVENTEEN (17) IN BLOCK B, AS SHOWN ON A CERTAIN PLAT ENTITLED, “GRAYSON ESTATES, SECTION 2”, MADE BY CHARLES C. TOWNES AND ASSOCIATES, DATED APRIL 1, 1975, RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 24, PAGES 42 AND 43. BEING THE SAME REAL ESTATE CONVEYED TO THE GRANTOR BY DEED RECORDED SIMULTANEOUSLY HEREWITH..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www. bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 159290

TRUSTEE’S SALE OF 7831 Nathan Lane, North Chesterfield AKA Richmond, VA 23235. In execution of a certain deed of trust dated July 03, 2006, in the original principal amount of $195,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7227 Page 0747, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on January 18, 2013, at 12:06 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND LYING AND BEING IN CLOVER HILL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, AND DESIGNATED AS LOT 12 OF CROWN PARK, SECTION B, AND FURTHER SHOWN ON PLAT OF SUBDIVISION ENTITLED “CROWN PARK, SECTION “B”, PREPARED BY TIMMONS DATED APRIL 5, 2001, REVISED JANUARY 11, 2002 AND RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF THE COUNTY OF CHESTERFIELD, VIRGINIA, IN PLAT BOOK 124, PAGES 56 AND 57..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 156930

TRUSTEE’S SALE OF 5815 Bonneau Road, Richmond, VA 23227. In execution of a certain deed of trust dated May 10, 2002, in the original principal amount of $102,007.50 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3251 Page 1363, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on January 11, 2013, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN FAIRFIELD DISTRICT, HENRICO COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS MORE PARTICULARLY SHOWN ON THE FOLLOWING PLAT, A COPY OF WHICH IS ATTACHED TO AND MADE A PART OF THE DEED RECORDED IN DEED BOOK 2730, PAGE 296, REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE SAID REAL ESTATE BEING CONVEYED. SURVEY MADE BY “MCKNIGHT ASSOCIATES, P.C., LAND SURVEYORS, PLANNERS”, ENTITLED, “PLAT SHOWING IMPROVEMENTS ON LOTS 8, 8A AND 1/2 OF VACATED DRIVE, BLOCK 10, PLAN OF “CHAMBERLAYNE HEIGHTS,” SECTION D, IN THE FAIRFIELD DISTRICT OF HENRICO COUNTY, VIRGINIA, “ DATED JUNE 18, 1997..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www. bwwsales.com. BWW# 100481

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[ classifieds ] December 26, 2012

Public Service Announcement

V I R G I N I A: IN THE CIRCUIT COURT OF THE COUNTY OF HENRICO 6TH day or December, 2012 RE: ESTATE OF RACHEL B. STANLEY, DECEASED Case No.: CM12-2400 SHOW CAUSE AGAINST DISTRIBUTION

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Default having been made in the terms of a certain Deed of Trust dated June 4, 2007, in the original principal amount of $301,500.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 070018985, the undersigned Substitute Trustees will sell at public auction on January 3, 2013, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as No. 717 Chimborazo Boulevard (formerly 717 34th street) and described as follows: BEGINNING at a point on the east line of Chimborazo Boulevard (formerly 34th Street) sixty (60) feet south of the southern line of “N”street, thence extending southwardly along and fronting on the east line of the Chimborazo Boulevard (formerly 34th Street) thirty-four feet three inches (34’3”), thence extending back eastwardly between parallel lines eighty-nine feet, three and one-half inches (89’ 3-1/2”) to an alley in the rear. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $30,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/ or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page ofwww. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 70018, Tel: (757) 3216465, Between 10:00 a.m. & 12:00 noon only.

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December 26, 2012 [ classifieds ]

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TRUSTEE SALE 7400 Birchwood Rd, Richmond, VA 23294-3516 Henrico County In execution of a Deed of Trust in the original principal amount of $187,150.00, dated August 29, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3955, at page 0580 and re-recorded in Deed Book 3985, at page 0984, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, onJanuary 8, 2013 at 4:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Consisting of the northern 59.72 feet of Lot 42, Block K, Section A, Whispering Pines, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-001417-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

NOTICE OF TRUSTEE’S SALE OF PROPERTY LOCATED AT 15912 ROWLETT ROAD and 15920 ROWLETT ROAD CHESTERFIELD, VIRGINIA 23838 In execution of a Deed of Trust in the original principal amount of $1,374,000.00 from William B. Duval and Gene H. Duval dated August 2, 2005, recorded August 3, 2005 in Deed Book 6551, Page 561 among the land records for Chesterfield County, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded in Deed Book 9568, page 272 among the land records of Chesterfield County, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on January 15, 2013, at 10:10 A.M., local time, at the main entrance of the Circuit Court for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia 23832-0125, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 15912 Rowlett Road, Chesterfield, Virginia 23838, Parcel I.D. #760628210500000 and 15920 Rowlett Road, Chesterfield, Virginia 23838, Parcel I.D. #758628672600000. TERMS OF SALE: Cash. The Property will be auctioned as both individual parcels and as an entirety with the Property to be sold to generate the highest aggregate amount; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Attorney At Law, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293.

TRUSTEE SALE 5256 Rockland Road, Richmond, VA 23225-6238 City of Richmond In execution of a Deed of Trust in the original principal amount of $152,000.00, dated April 24, 2007recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 070014514, at page 652, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond,Virginia, on January 8, 2013 at 3:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 59, Section D, Forest View Heights, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-028127-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 11131 Puckett Place, Midlothian, VA 23112 Chesterfield County In execution of a Deed of Trust in the original principal amount of $72,000.00, dated May 30, 2002 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 4545, at page 957, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on January 8, 2013 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 16, Block P, Lake Genito, Section D, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $5,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (41211-06/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

(804)358-2100

or email

TRUSTEE’S SALE OF 7418 Kirkwall Drive, Richmond, VA 23235. In execution of a certain deed of trust dated February 15, 2007, in the original principal amount of $209,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7638 Page 0590, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on January 18, 2013, at 12:03 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF REAL ESTATE, WITH THE IMPROVEMENTS THEREON AND THE APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, KNOWN AS LOT 12, BLOCK J, SECTION B, FORESTDALE, AS MORE PARTICULARLY SHOWN BY A CERTAIN PLAT OF SURVEY MADE BY WILLIAM J. SCHMIDT & ASSOC., ENGINEERS & SURVEYORS, DATED APRIL 26, 1976, ENTITLED “7418 KIRKWALL DRIVE, LOT 12, BLOCK “J”, FORESTDALESECTION “B”, CHESTERFIELD COUNTY, VIRGINIA”, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)5484600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 51492

VIRGINIA: IN THE CIRCUIT COURT OF THE COUNTY OF HENRICO RE: WILLIAM WARREN REDD, deceased Case No.: CM12-1700 SHOW CAUSE ORDER A report of the accounts of TERRY T. HUGHES, Administrator, c.t.a. of the Estate of William Warren Redd, deceased, (the “Administrator”), of the debts and demands against WILLIAM WARREN REDD and the Estate of William Warren Redd (the “Estate”) has been filed in the office of the Clerk of the Circuit Court of the County of Henrico, and six (6) months have elapsed since the qualification of the Administrator, c.t.a., On motion of the Administrator, it is hereby ORDERED that the creditors of William Warren Redd, deceased, and the estate and all others interested in the estate do show cause, if they can, on the 7th day of January, 2013, at 9AM before this Court at its Courthouse in the County of Henrico, Henrico, Virginia, against the payment and delivery of the Estate to the legatees without requiting refunding bonds. Entered: 12/3/2012 An Extract Teste: Yvonne G. Smith, Clerk

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TRUSTEE’S SALE OF 23630 Skinquarter Road, Moseley, VA 23120. In execution of a certain deed of trust dated February 16, 2009, in the original principal amount of $260,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8590 Page 0780, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on January 18, 2013, at 12:00 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, CONTAINING 5.064 ACRES, MORE OR LESS FRONTING 250.64 FEET ON THE EAST SIDE OF SKINQUARTER ROAD (STATE ROUTE 603), AND BEING MORE FULLY DESCRIBED AS PARCEL NO.4, WINDMILL REALTY SUBDIVISION, ON THAT CERTAIN PLAT OF SURVEY MADE BY BIOHABITATS OF VIRGINIA, INC., ENTITLED, “PLAT OF 12 PARCEL OF LAND SITUATED ON THE EAST SIDE OF STATE ROUTE #603,”, DATED JULY 23, 1996, REVISED MARCH 17, 1997, AND RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 93, PAGE 67, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE REAL ESTATE HEREIN CONVEYED. TOGETHER WITH A NON-EXCLUSIVE EASEMENT OF RIGHT-OF-WAY, 15 FEET BY 30 FEET, FRONTING ON SKINQUARTER ROAD NORTH OF AND CONTIGUOUS WITH THE NORTH BOUNDARY LINE OF PARCEL NO.4 TO BE USED AS A COMMON DRIVEWAY FOR PARCELS 3 AND 4, AS SHOWN ON PLAT OF SURVEY REFERENCE ABOVE.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 158167 A-4342431 12/19/2012, 12/26/2012

TRUSTEE SALE 8000 Fort Gilmer Drive, Richmond, VA 23231-6968 Henrico County In execution of a Deed of Trust in the original principal amount of $294,460.00, dated April 15, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4499, at page 2501, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on January 8, 2013 at 4:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 6, Block B, The Woods at Gilmer, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-029754-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale 2302 North Newton Circle, Richmond n/k/a Henrico, Virginia 23231 (Tax ID No. 804-716-4932) Default having been made in the terms of a certain Deed of Trust dated September 26, 2003, in the original principal amount of $98,708.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 3549, at Page 0064, the undersigned Substitute Trustees will sell at public auction on December 31, 2012, at 12:00 p.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lot 9, on the Plan of Montrose Terrace, recorded in Plat Book 18, Page 34, in the aforesaid Clerk’s Office. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of$9,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/ or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C., and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 97280, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 3077 Creighton Road, Richmond, VA 23223-2617 Henrico County In execution of a Deed of Trust in the original principal amount of $100,000.00, dated January 11, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3806, at page 2464, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­ signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on January 10, 2013 at 9:00 o’clock amthe property described in said deed, located at the above address and briefly described as: containing 4.319 acres, more or less, dated January 19, 1956 and recorded April 5,1956 in Deed Book 789, page 70, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-023704-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale 709 Idlewood Avenue, Richmond, Virginia 23220 (Tax ID No. W0000168002) Default having been made in the terms of a certain Deed of Trust dated May 20, 2005, in the original principal amount of $97,600.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 050016856, the undersigned Substitute Trustees will sell at public auction on January 3, 2013, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as beginning at the west side of public alley 20 ft. wide and running thence westwardly along the southern line of Idlewood Avenue and fronting thereon 16’ 1” to the center of the partition wall between tenement hereby conveyed from No. 711 adjoining on the west side and thence extending back southwardly along the said public alley and a line parallel therewith a distance of 60 0066t. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $9,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/ or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 101615, Tel: (757) 3216465, Between 10:00 a.m. & 12:00 noon only.


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NOTICE OF TRUSTEE’S SALE OF PROPERTY 7422 Barnette Avenue, Mechanicsville, VA 23111 (Tax Map No. 8704-57-4782) In execution of a deed of trust recorded in the Clerk’s Office of the Circuit Court Hanover County, Virginia, in Deed Book 1459, page 559, the undersigned, appointed Substitute Trustee, will offer for sale at public auction at the front door of the Courthouse of Hanover County, Virginia, 7507 Library Drive, Hanover, VA, 23069, on the 8th day of January, 2013 at 1:00 PM, certain property described in said deed of trust lying in Hanover County, Virginia, known as 74223 Barnette Avenue, Mechanicsville, VA, 23111, and more particularly described as Lot 23, Block C, on the plan of Windy Hill Estates, Section B, as shown on play of survey thereof made by Phillip A. Brooks, C.L.S., dated November 16, 1960 and recorded in the Clerk’s Office of the Circuit Court of Hanover County, Virginia, in “Subdivision Plats”Book reference to which is hereby made for a more particular description of said lot. TOGETHER WITH all of the right, title, and interest of Herbert H. Price, in and to that certain personal property, as described in a certain note dated May 5, 1999. As provided in the deed of trust and pursuant to the provisions of applicable law, the undersigned Substitute Trustee may exercise all of the powers, rights, authority, and duties granted in the deed of trust. TERMS: Cash. A bidder’s deposit of $15,000.00 or 10% of the sale price, whichever is lower, will be required in cash at the time of the sale. Additional terms and conditions will be announced at the sale. Settlement shall occur within fifteen (15) days of the date of the sale, at which time the balance of the purchase price will be due and payable in cash, otherwise the Trustee may forfeit the deposit. The property will be sold “AS IS” and will be conveyed by special warranty deed, subject to all liens, objections, rights, reservations, leases, covenants, conditions, easements, and restrictions superior to the lien of the deed of trust as they may lawfully affect the property. Neither the Substitute Trustee nor the holder of the note secured by the deed of trust will deliver possession of the property to the successful bidder. The purchaser at the sale will be required to pay all closing costs except the grantor’s tax. Real estate ad valorem taxes will be prorated as of the date of closing. This notice is an attempt to collect on a debt and any information obtained will be used for that purpose. Joe B. Lamb, Jr. Substitute Trustee Joe B. Lamb, Jr., Substitute Trustee 10132 West Broad Street, Glen Allen, VA, 23060, (804) 935-0000

TRUSTEE’S SALE OF 1814 Idlewood Avenue, Richmond, VA 23220. In execution of a certain deed of trust dated March 07, 2008, in the original principal amount of $139,500.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 080008832, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on January 04, 2013, at 11:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: THAT CERTAIN PIECE OR PARCEL OF LAND, AND THE BUILDINGS AND IMPROVEMENTS THEREON, KNOWN AS: 1814 IDLEWOOD AVE, IN THE TOWN OF RICHMOND, COUNTY OF RICHMOND CITY, STATE OF VIRGINIA. BEING MORE PARTICULARLY DESCRIBED IN A DEED RECORDED IN: BOOK 205, PAGE 679. PIN:W0000806065. PROPERTY DESCRIPTION: LOT 13, BLOCK A, SUBDIVISION MAPLE ROSE GARDEN, ACREAGE: 0.040AC, MAGISTERIAL DISTRICT: 5.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www. bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 140018

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TRUSTEE SALE 2176 Kingsbrook Dr, Henrico, VA 23238-3226 Henrico County In execution of a Deed of Trust in the original principal amount of $142,500.00, dated December 17, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4458, at page 1706, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on January 3, 2013 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 1, Block K, Windsor Park Townhouses, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-025999-09/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 1400 Grove Avenue Condominium Unit No. 3 Richmond, VA 23220 Pursuant to the terms of the Deed of Trust from Eric H. Menden to E. J. Woodard, Jr. and Richard J. Tavss, Trustees dated August 8, 2008 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia, as Instrument No. 080021754, default having been made in the payment of the debt thereby secured, the undersigned having been duly appointed Substitute Trustee and having been requested by the holder of the Note so to do, will sell for cash at public auction to the highest bidder on the front steps of the Circuit Court of the City of Richmond located at John Marshall Courts Building, 400 Ninth St., Richmond, Virginia on Friday, January 11, 2013 at 11:00 a.m. the following property located at the above address and described as follows: THAT certain property including the general and limited common elements incident thereto described as all of Condominium Unit No. 3, containing 1046 square feet, in 1400 Grove Avenue Condominium, situated in the City of Richmond, Virginia together with Parking Space No. 3, which is a limited common element incident thereto, all as defined and described in the Declaration of 1400 Grove Avenue Condominium, and on the Exhibits and plats thereto attached, which said Declaration was recorded on March 7, 2008, in the Clerk’s Office, Circuit Court, City of Richmond, Virginia, (the “Clerk’s Office) as Instrument No. 08-006261, as amended by First Amendment to Declaration and Bylaws recorded April 16, 2008, in the Clerk’s office as Instrument No. 08-0101914, as amended by Second Amendment to Declaration and Bylaws recorded May 12, 2008, in the Clerk’s Office as Instrument No. 08-12861. A cash deposit of $5,000.00 will be required of the successful bidder. Settlement will be had within ten (10) business days from the date of said sale. This sale is subject to the conditions, restrictions, easements, tax liens, or other encumbrances, if any, of record, constituting constructive notice. THIS COMMUNICATION IS FROM A DEBT COLLECTOR. JOHN J. O’KEEFE, III For information call: Substitute Trustee John J. O’Keefe, III 709 Greenbrier Pkwy. (757) 547-0171 Chesapeake, VA 23320 Between the hours of 2pm and 4pm

NOTICE OF TRUSTEE’S SALE OF PROPERTY LOCATED AT 15510 Rowlett Road Chesterfield, Virginia 23838 In execution of a Deed of Trust in the original principal amount of $160,000.00 from William B. Duval dated August 29, 2008, and recorded August 29, 2008 in Deed Book 8447 at Page 923 among the land records for Chesterfield County, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded in Deed Book 9568, page 269 among the land records of Chesterfield County, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on January 15, 2013, at 10:20 A.M., local time, at the main entrance of the Circuit Court for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia 23832-0125, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 15510 Rowlett Road, Chesterfield, Virginia 23838. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Attorney At Law, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293.

TRUSTEE SALE 10332 Nassawadox Way, Ashland, VA 23005-3399 Hanover County In execution of a Deed of Trust in the original principal amount of $132,000.00, dated February 10, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2846, at page 0500, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­ signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on December 28, 2012 at 12:00 o’clock Noon the property described in said deed, located at the above address and briefly described as: Lot 4, Block L, Section 3, Totopotomoy, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-020232-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE’S SALE OF 11111 Long Branch Drive, Chesterfield, VA 23832. In execution of a certain deed of trust dated August 23, 2004, in the original principal amount of $135,958.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 5925 Page 492, and modified on February 19, 2009, to increase the principal balance to $160,713.23. This modification agreement was recorded in Deed Book 8693, Page 0635, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on January 18, 2013, at 12:05 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN MATOACA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, DESIGNATED AS LOT 14, SECTION 1, CROOKED CREEK, AS SHOWN ON A PLAT PREPARED BY E.D. LEWIS and ASSOCIATES, P.C., DATED DECEMBER 9, 1989, RECORDED JULY 5, 1989 IN THE CLERK’S OFFICE, CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 67, PAGES 5, 6, AND 7, REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE SAID PROPERTY BEING CONVEYED HEREIN. (PLAT BOOK REFERENCE ERRONEOUSLY STATES BOOK 68 IN CURRENT DEED).TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 152351 A-4342368 12/19/2012, 12/26/2012

TRUSTEE’S SALE OF 10605 White Rabbit Road, Richmond, VA 23235. In execution of a certain deed of trust dated May 22, 2009, in the original principal amount of $201,450.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8724 Page 0575, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on January 25, 2013, at 12:00 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON AND THE APPURTENANCES THERETO BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, COMMONLY KNOWN AS 10605 WHITE RABBIT ROAD AND SHOWN AND DESIGNATED AS LOT 2, BLOCK P, SECTION A-3, SETTLER’S LANDING, ON SUBDIVISION PLAT OF SETTLER’S LANDING, SECTION A-3, PREPARED BY BREMNER, YOUNGBLOOD AND KING, INC., DATED AUGUST 27, 1976, AND RECORDED DECEMBER 13, 1976, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 27, PAGE 85, TO WHICH PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 144186 A-4342427 12/19/2012, 12/26/2012

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