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Errors: Advertisements should be checked for accuracy by the advertiser on the first day of publication. The newspaper will be responsible for ONLY the first incorrect insertion and only to the extent of the space that the ad requires. The publisher assumes no financial responsibility for errors nor for omission of copy. STYLE WEEKLY reserves the right to revise, reclassify or reject any advertisement.

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real estate REAL ESTATE Sarah Jarvis 356-4700 Residential. Commercial. Investment. One South Realty Group www.onesouthrealty.com

employment HELP WANTED Sales/Marketing Professional Sales professional needed for Richmond based co. We are a manufacturing, supply & distribution company. As an ASI vendor (Advertising Specialties) we offer a full line of ASI products to businesses of all sizes. We specialize in embroidery & screen printed wearables & provide these services at our Richmond facility. Candidate must have 2+ years expr. in outside B to B sales. Working knowledge of the ASI industry preferred. Contact-cgo1010@gmail.com

MANAGEMENT Richmond restaurant is accepting applications for GM for experienced candidates. Salary is 55k with health included and quarterly bonuses built in. Please send resume to congress408@ yahoo.com Strong kitchen experience required.

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legal notices TRUSTEE’S SALE OF 3012 4th Avenue, Richmond, VA 23222 In execution of a certain deed of trust dated November 22, 2008, in the original principal amount of $154,660.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 080030524, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on January 22, 2014, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT LOT OF LAND IN THE CITY OF RICHMOND, VIRGINIA, IN THAT PART KNOWN AS HIGHLAND PARK ADDITION, WITH THE IMPROVEMENTS THEREON KNOWN AS NO. 3012 (FORMERLY NO. 1412) FOURTH AVENUE, MORE FULLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE NORTH LINE OF FOURTH AVENUE ONE HUNDRED AND EIGHTY (180) FEET WEST OF WESTERN LINE OF FRONT STREET, THENCE RUNNING WESTWARDLY AND FRONTING ON THE SAID NORTH LINE OF FOURTH AVENUE THIRTY-SEVEN FEET SIX INCHES (37’ 6”) THENCE BACK NORTHWARDLY BETWEEN PARALLEL LINES ONE HUNDRED AND TWENTY (120) FEET TO AN ALLEY IN THE REAR. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale

All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 and the Virginia Fair Housing Law, which makes it illegal to advertise “any preference, limitation or discrimination because of race, color, religion, sex, handicap, elderliness, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” Virginia Fair Housing Law also prohibits discrimination advertising based on elderliness. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. Real estate sales, rentals and roommate advertisers should make sure their ads describe the property being offered, not the person they might want in the property. You may express a preference for a male or female roommates. ~The Publisher

confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 147366 TRUSTEE’S SALE OF 7339 Pickett Avenue, Mechanicsville, VA In execution of the Deed of Trust dated February 23, 2007, in the original principal amount of $170,000.00, recorded in Deed Book 2845, Page 285, in the Clerk’s Office of the Circuit Court for the County of Hanover, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the note, the undersigned, as Substitute Trustee, will sell at public auction at the front entrance of the Circuit Court for the County of Hanover on January 3, 2014, at 11:30 a.m., the property located at the above address and described as Lot 27 as shown on plat of survey recorded in aforesaid Clerk’s Office in Plat Book 16, page 151, plat no. 2, County of Hanover, Virginia. TERMS: CASH. PROPERTY SOLD AS IS WITH SPECIAL WARRANTY OF TITLE. A deposit of $ 17,000.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, in cash, cashier’s check or certified funds only payable to “FIRST COLONY TRUSTEES, LLC, TRUSTEE”, balance due within 15 days from date of sale. No personal checks accepted. Upon purchaser’s default, the deposit shall be forfeited and the property resold at the risk and costs of the defaulting purchaser. Sale is subject to post sale confirmation and audit of the status of the loan including, but not limited to, determination of whether the borrower filed for bankruptcy protection, entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. Sale is subject to all prior liens, easements, restrictions, covenants, reservations and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. Real estate taxes will be adjusted to the date of sale. All costs of conveyance, deed, examination of title, recording charges and grantor’s tax will be at the cost of

www.styleweekly.com the purchaser. All risks of casualty pass to the successful bidder. Additional terms may be announced at the time of sale. Time is of the essence. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. For Information Contact: FIRST COLONY TRUSTEES, LLC, Substitute Trustee(s)13-273BF (79.81) at: P. O. Box 120450, Newport News, Virginia 23612-0450 (757) 597-6440 Public Notice – Environmental Permit PURPOSE OF NOTICE: To seek public comment on a draft permit from the Department of Environmental Quality that will allow the release of treated wastewater into a water body in Chesterfield County, Virginia. PUBLIC COMMENT PERIOD: December 19, 2013 to January 21, 2014 PERMIT NAME: Virginia Pollutant Discharge Elimination System Permit – Wastewater issued by DEQ, under the authority of the State Water Control Board APPLICANT NAME, ADDRESS AND PERMIT NUMBER: Virginia Department of Corrections – 6900 Atmore Dr, Richmond, Virginia 23225; VPDES Permit No. VA0023426. FACILITY NAME AND LOCATION: Central Virginia Correctional Center for Women – 6900 Courthouse Rd, Chesterfield, Virginia 23832

PROJECT DESCRIPTION: Virginia Department of Corrections has applied for reissuance of a permit for the municipal Central Virginia Correctional Center for Women Wastewater Treatment Plant. The applicant proposes to release treated sewage wastewaters at a rate of 65,000 gallons per day into a water body. Liquid sludge from the treatment lagoon will be transported to Powhatan Correctional Center (VPDES Permit No. VA0020699), where it will be further processed and ultimately land applied. The facility proposes to release the treated sewage in an unnamed tributary to Swift Creek in Chesterfield County in the James River Middle watershed. A watershed is the land area drained by a river and its incoming streams. The permit will limit the following pollutants to amounts that protect water quality: nutrients, organic matter, metals, and solids. HOW TO COMMENT AND/OR REQUEST A PUBLIC HEARING: DEQ accepts comments and requests for public hearing by hand delivery, e-mail, fax, or postal mail. All comments and requests must be in writing and be received by DEQ during the comment period. Submittals must include the names, mailing addresses, and telephone numbers of the commenter/requester and of all persons represented by the commenter/requester. A request for public hearing must also include: 1) The reason why a public hearing is requested. 2) A brief, informal statement regarding the nature and extent of

Dear Dream Zone, I was on a boat tour in the jungle. It was a canal with trees hanging overhead. They told us about these really venomous snakes in the trees, and almost immediately, one fell on me and bit me. It happened two or three more times, and even though the boat was full they only bit ME. The bites turned into these giant cysts. I started squeezing one on my hand and squirting my dad with what was inside. After that I was in a really cold setting and kept jumping in this pool even though I could get hypothermia. But I swear it was helping the bites heal. – Teresa 25, Fort Wayne, IN Lauri: Is there a man in your life that has been poisonous to you? Perhaps striking at you with biting criticism or other poisonous behavior? And is it someone in your family? Someone who is “above” you like an older brother or... your dad? I ask because trees in dreams tend to represent family and snakes tend to represent men with low down, poisonous behavior. The cold setting tells us that things have become very icy between the two of you. It seems that you have to continually keep yourself cold and uncaring towards him so that the emotional wounds he inflicts upon you don’t get too deeply under your skin. It’s a shame that is the situation but your dream is letting you know that it is working for you. Teresa replies: This makes perfect sense, actually. My father is a condescending jerk and last night was being just that. I got into a little tizzy with him and finally just left the room because there’s no arguing with him. This isn’t anything new and the cold feelings have been there for quite a long time.


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the interest of the requester or of those represented by the requester, including how and to what extent such interest would be directly and adversely affected by the permit. 3) Specific references, where possible, to terms and conditions of the permit with suggested revisions. A public hearing may be held, including another comment period, if public response is significant, based on individual requests for a public hearing, and there are substantial, disputed issues relevant to the permit. CONTACT FOR PUBLIC COMMENTS, DOCUMENT REQUESTS AND ADDITIONAL INFORMATION: Dr. Sheri Shiflett, DEQ Piedmont Regional Office, 4949-A Cox Road, Glen Allen, Virginia 23060; Phone: (804) 527- 5038; E-mail: sheri.shiflett@deq. virginia.gov: Fax: (804) 527-5106. The public may review the draft permit and application at the DEQ office named above by appointment or may request copies of the documents from the contact person listed above. V I R G I N I A: IN THE CIRCUIT COURT OF HENRICO COUNTY 25 day of December, 2013 RE: ESTATE OF DORIS J. RHODES, DECEASED Case No: CM13-3039 SHOW CAUSE AGAINST DISTRIBUTION IT IS ORDERED that the creditors of, and all others interested in, the above Estate show cause, if any they can, at 9:00 o’clock a.m., on the 6th day of January, 2014, before this Court in its courtroom against the payment and delivery of the estate to the beneficiaries without requiring refunding bonds. An Extract Teste: Yvonne G. Smith, Clerk

rior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERTIFIED FUNDS in the amount of $10,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-4379500 (1329726). TRUSTEE’S SALE OF 2909 Ennismore Court, North Chesterfield AKA Richmond, VA 23224 In execution of a certain deed of trust dated September 19, 2005, in the original principal amount of $120,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 6684 Page 484, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on January 09, 2014, at 8:30 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 3, BLOCK FF, SECTION C, NEWBERRY TOWNE ON SUBDIVISION PLAT BY J. K. TIMMONS AND ASSOCIATES DATED MARCH 13, 1973, RECORDED JULY 6, 1973 IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 20, PAGE 92, TO WHICH REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION. TOGETHER WITH ALL RIGHTS AND OBLIGATIONS IN AND TO NEWBERRY TOWNE ASSOCIATION, INC. AS SET FORTH IN DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS RECORDED JANUARY 20, 1971 IN THE AFORESAID CLERK’S OFFICE IN DEED BOOK 1003, PAGE 744. BEING THE SAME REAL ESTATE CONVEYED TO MICHELE BRADLEY BY DEED FROM NORMAN CAINE, DATED JULY 24, 2003 RECORDED JULY 30, 2003 IN DEED BOOK 5267, PAGE 57 IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or

c l a s s a d @ s t y l e w e e k l y. c o m

paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 165920 TRUSTEE’S SALE OF 15612 Chesdin Manor Drive, Chesterfield, VA 23838 Lot 28,Section 8,Chesdin Landing Matoaca District, Chesterfield County, VA Tax Map I.D. No. 741-623-52-9000000 In execution of Deed of Trust from Jared A. Hoover and Amanda A. Hoover, recorded 09/24/07, in Deed Book 8008, Page 0673 (“Deed of Trust”), in the Clerk’s Office, Circuit Court, Chesterfield County, VA (“Clerk’s Office”); the Sole Acting Substitute Trustee, having been appointed Substitute Trustee by Appointment of Substitute Trustee recorded 04/04/13, as Deed Book 10141, Page 0799, in the Clerk’s Office, will offer for sale at public auction, the real estate briefly described as 15612 Chesdin Manor Drive, Chesterfield, VA 23838, and which is more particularly described in the Deed of Trust. The sale will be conducted at the front entrance of the building which houses the Circuit Court of Chesterfield County, 9500 Courthouse Road, Chesterfield, VA 23832, on December 20, 2013, at 2:00 p.m. TERMS: Cash. Successful bidder’s deposit of 10% of the final amount bid will be required, with balance of sale price to be paid within 30 days. The successful bidder’s deposit MUST be paid by CASH, CASHIER’S OR CERTIFIED CHECK at the foreclosure sale. The real estate will be sold “AS IS.” The real estate will be conveyed by SPECIAL WARRANTY DEED, subject to all rights, reservations, leases, covenants, conditions, easements and restrictions superior to the Deed of Trust as they may lawfully affect the real estate. The purchaser will be required to pay all closing costs except the grantor’s recording tax. Real estate taxes will be prorated as of the date of sale. Risk of loss to the real estate will pass to the successful bidder upon acceptance of the bid by the Trustee. Additional terms may be announced at the sale. This is a communication from a debt collector and any information obtained will be used for that purpose. Time is of the essence with respect to all dates and times. HAMILL D. JONES, JR., Sole Acting Substitute Trustee For Information Contact: Hamill D. Jones, Jr.,Sole Acting Substitute Trustee 1900 One James Center 901 East Cary Street Richmond, VA 23219 Phone:(804)697-5128 TRUSTEE’S SALE OF 9914 Majorica Drive, Richmond arta North Chesterfield, VA 23237 In execution of a certain deed of trust dated April 30, 2009, in the original principal amount of $173,650.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8691 Page 0178, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in

the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on January 09, 2014, at 8:31 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, LYING AND BEING IN DALE DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, AND DESIGNATED AS LOT 1, BLOCK E, SECTION A, SALEM WOODS, AS SHOWN ON THAT CERTAIN PLAT MADE BY AMERICAN ENGINEERS, ENTITLED “SALEM WOODS, SECTION ‘A’,” RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 24, PAGES 53, 54 AND 55, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 173863 TRUSTEE SALE 3931 Round Hill Court, Chesterfield, VA 23832-7865 Chesterfield County In execution of a Deed of Trust in the original principal amount of $147,250.00, dated March 1, 1996 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield,  Virginia, in Deed Book 2828, at page 64, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the  Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on January 2, 2014 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 10, on that certain plat entitled “Creekwood”, Section “M”, dated August 23, 1993, and recorded in Plat Book 84, page 13, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.  TERMS OF SALE:  CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fif-

teen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C.  (40305-04/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net TRUSTEE’S SALE OF 57 E Lock Lane, Unit # 2, Richmond, VA 23226 In execution of a certain deed of trust dated February 24, 2012, in the original principal amount of $232,941.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 120003530, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on January 15, 2014, at 9:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN PROPERTY DESIGNATED AS UNIT 57-2 PHASE IV, LOCK LANE CONDOMINIUM INCLUDING THE APPLICABLE UNDIVIDED PERCENTAGE INTEREST IN THE GENERAL AND LIMITED COMMON AREAS AND ELEMENTS INCIDENT THERETO AS LOCATED IN THE CITY OF RICHMOND, VIRGINIA, AS MORE SPECIFICALLY DEFINED AND DESCRIBED IN THE DECLARATIONS OF LOCK LANE CONDOMINIUMS, RECORDED MARCH 27, 2007 IN THE CLERK’S OFFICE, CIRCUIT COURT OF THE CITY OF RICHMOND, VIRGINIA, IN INSTRUMENT NO. 070010201 AND BY FIRST AMENDMENT TO THE DECLARATIONS RECORDED AUGUST 15, 2007 IN INSTRUMENT NO. 070027761; BY SECOND AMENDMENT TO THE DECLARATIONS RECORDED DECEMBER 6, 2007 IN INSTRUMENT NO. 070039599; BY THIRD AMENDMENT TO THE DECLARATIONS RECORDED JUNE 19, 2008 IN INSTRUMENT NO. 080016730, BY CORRECTED AMENDMENT TO THE DECLARATIONS RECORDED IN INSTRUMENT NO. 0900003845; AND AS SHOWN ON THE PLATS ATTACHED THERETO, REFERENCE TO WHICH PLATS ARE HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of

[ classifieds ] December 18, 2013

TRUSTEE’S SALE OF 5709 Kingsland Road, Richmond, VA 23237 In execution of a certain deed of trust dated February 15, 2007, in the original principal amount of $168,997.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7630 Page 0599, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substi-

TRUSTEE’S SALE 3824 Micheline Court, Richmond, VA 23223 Parcel ID 811-728-6896 Pursuant to the terms of a deed of trust dated October 10, 2002, in the original principal amount of $124,950.00, recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia, in Deed Book 3321, Page 940, the property briefly described below will be offered for sale at public auction: Lot 73, Block F, Mitcheltree, Sec. B, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 87, Pages 32-34, and as more particularly described in the referenced deed of trust. The sale will take place on JANUARY 7, 2014, AT 1:00 P.M., at the front entrance to the building housing the Circuit Court of Henrico County, located at 4301 East Parham Road, Henrico, VA. The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, supe-

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V I R G I N I A: IN THE CIRCUIT COURT OF THE COUNTY OF HENRICO Samantha Marie Suber, Plaintiff, v. Alex Benjamen Suber, Defendant Case No. CL13-2442 ORDER OF PUBLICATION The object of this suit is to obtain a divorce from the bond of matrimony from the defendant on the grounds that the parties have lived separate and apart without any cohabitation and without interruption, and with Plaintiff’s intent to terminate the marriage, for a period exceeding twelve (12) months, namely since December 28, 2009. It appearing from an affidavit that Plaintiff has no knowledge of the Defendant’s current address and Defendant’s present whereabouts are unknown and diligence has been used by or on behalf of the plaintiff to ascertain in what county or city the Defendant is, without effect, It is accordingly Ordered that Alex Benjamen Suber, defendant, whose whereabouts are unknown, appear before this Court on or before 1/27/14, at 9:00 a.m., and do what is necessary to protect his interests herein. ENTER Judge Harris 11/25/13 A Copy Teste: Yvonne G. Smith, Clerk Jessica L. Fellows, Esq., VSB# 82095 American Law Group Inc. 2800 N. Parham Road, Suite 100 Henrico, Virginia 23294 (804) 245-7848 Fax: (804) 308-0053

tute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on January 09, 2014, at 8:30 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, LYING AND BEING IN DALE MAGISTERIAL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, CONTAINING 1.00 ACRE, ALL AS SHOWN ON PLAT OF SURVEY MADE BY LAPRADE BROS., CIVIL ENGINEERS AND SURVEYORS, DATED JULY 29, 1970, A WHITE PRINT COPY OF WHICH IS ATTACHED TO AND RECORDED WITH A DEED OF RECORD IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN DEED BOOK 992, PAGE 588, TO WHICH REFERENCE IS MADE FOR A GREATER DETAIL OF DESCRIPTION. TOGETHER WITH 40’ RIGHT-OF-WAY FROM KINGSLAND ROAD TO PROPERTY HEREBY CONVEYED FOR EGRESS AND INGRESS, AS SHOWN ON SAID PLAT. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 145381

(804)358-2100

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December 18, 2013 [ classifieds ]

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the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 170923

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Trustee’s Sale 5919 Shrubbery Hill Road, Richmond, Virginia 23227 (Tax ID No. 789-753-2454) Default having been made in the terms of a certain Deed of Trust dated October 3, 2006, in the original principal amount of $188,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4241, Page 1886, the undersigned Substitute Trustees will sell at public auction on  January 2, 2014, at  10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road, E. Parham and Hungary Spring Roads, Richmond, VA, the property designated as Lot 3, Block D, Section 5 of Chamberlayne Farms, as shown on a plat dated May 11, 1953, and recorded in the aforesaid Clerk’s Office, in Plat Book 23, Pages 136, 137 and 138. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $18,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No.107469, Tel:(757) 3216465,  Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 300 Fairbury Road, Highland Springs, VA 23075-2412 Henrico County In execution of a Deed of Trust in the original principal amount of $52,470.00, dated December 14, 2004 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3797, at page 0488, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the  Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on January 2, 2014 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 6, Block 28, Fairlawn Townhouse, Section C, recorded in Plat Book 42, Pages 60 and 61, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE:  CASH:  A deposit of $5,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C.  (40-01441211/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, VA 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net Trustee’s Sale 9342 Fox Run Drive, Richmond, a/k/a North Chesterfield, Virginia 23237 (Parcel ID No. 777667140400000) Default having been made in the terms of a certain Deed of Trust dated June 6, 2008, in the modified principal amount of $135,383.46 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 8353, at page 0677, as amended by a Loan Modification Agreement recorded on September 4, 2012, in Deed Book 9876, at page 0165, the undersigned Substitute Trustee will sell at public auction on January 2, 2014, at  12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 1, Block C, Section 6, Afton Subdivision on the plat entitled “Afton Section 6, Dale District, Chesterfield County, Virginia”, recorded in the aforesaid Clerk’s Office in Plat Book 43, page 65. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of

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the premises. TERMS: CASH. A deposit of $13,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the  Foreclosure  Sales page of www. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector.  Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 107381, Tel:(757) 321-6465,  Between 10:00 a.m. & 12:00 noon only. TRUSTEE’S SALE OF 2603 S. Blue Tick Court, Richmond, VA In execution of the Deed of Trust dated September 22, 2006, in the original principal amount of $161,000.00, recorded in Deed Book 7372, Page 790, in the Clerk’s Office of the Circuit Court for the County of Chesterfield, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the note, the undersigned, as Substitute Trustee, will sell at public auction at the front entrance of the Circuit Court for the County of Chesterfield on January 3, 2014, at 9:45 a.m., the property located at the above address and described as Lot 15, Block D, Section 2, Foxberry, County of Chesterfield, Virginia. TERMS: CASH. PROPERTY SOLD AS IS WITH SPECIAL WARRANTY OF TITLE. A deposit of $ 16,000.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, in cash, cashier’s check or certified funds only payable to “FIRST COLONY TRUSTEES, LLC, TRUSTEE”, balance due within 15 days from date of sale. No personal checks accepted. Upon purchaser’s default, the deposit shall be forfeited and the property resold at the risk and costs of the defaulting purchaser. Sale is subject to post sale confirmation and audit of the status of the loan including, but not limited to, determination of whether the borrower filed for bankruptcy protection, entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. Sale is subject to all prior liens, easements, restrictions, covenants, reservations and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. Real estate taxes will be adjusted to the date of sale. All costs of conveyance, deed, examination of title, recording charges and grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. Additional terms may be announced at the time of sale. Time is of the essence. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. For Information Contact: FIRST COLONY TRUSTEES, LLC,

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Substitute Trustee(s)13-263BF (79.79) at: P. O. Box 120450, Newport News, Virginia 23612-0450(757) 597-6440 TRUSTEE’S SALE OF 6300 Walnut Forest Court, Richmond, VA 23231 In execution of a certain deed of trust dated April 23, 2003, in the original principal amount of $150,859.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3451 Page 0596, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on January 10, 2014, at 9:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE COUNTY OF HENRICO COUNTY, VIRGINIA, KNOWN AS LOT 89, BLOCK B, SECTION D, DARBYTOWN MEADOWS, ALL AS SHOWN ON SUBDIVISION PLAT ENTITLED, “DARBYTOWN MEADOWS, SECTION D, VARINA DISTRICT, HENRICO COUNTY, VIRGINIA”, PREPARED BY EDWARDS SURVEYING INC., DATED SEPTEMBER 7, 1995, A COPY OF WHICH PLAT IS RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 103, PAGE 111, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 156966 Trustee’s Sale 5305 Blue Ridge Avenue, Richmond, Virginia 2323 (Tax ID No. E0100170002) Default having been made in the terms of a certain Deed of Trust dated March 5, 2007, in the original principal amount of $18,150.00 and recorded in the Clerk’s Office of the Circuit Court of the City

of Richmond, Virginia as Instrument No. 070009899, the undersigned Substitute Trustee will sell at public auction on January 2, 2014, at 11:15 a.m., in front of the building housing the Circuit Court of the City of Richmond, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as Lot Four (4), on a certain plat entitled “Plat of Plan of Lots 3 and 4, Block B, Powhatan Annex, Richmond, Virginia”, dated December 16, 1969, a copy of which is attached to and recorded with a certain deed recorded in the Clerk’s Office, Circuit Court, Division I, City of Richmond, Virginia, in Deed Book 689-C, Page 503; and as shown on a plat of survey dated March 27, 1981, and attached to a deed recorded in the aforesaid Clerk’s Office in Deed Book 779, Page 2021. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $1,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/ or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense.  This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 104709, Tel:(757) 321-6465,  Between 10:00 a.m. & 12:00 noon only. TRUSTEE’S SALE OF 2119 Dresden Road, Richmond, VA 23229 In execution of a certain deed of trust dated October 07, 2008, in the original principal amount of $221,523.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4568 Page 1518, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on January 17, 2014, at 9:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN THREE CHOPT DISTRICT, HENRICO COUNTY, VIRGINIA, DESIGNATED AS LOT 9, BLOCK A, SECTION 2, CHESTNUT OAKS, ALL AS MORE PARTICULARLY SHOWN ON PLAT OF SUBDIVISION ENTITLED “CORRECTED PLAT OF CHESTNUT OAKS, SECTION TWO, RESUBDIVISION OF A PORTION OF WEDGEWOOD PARK,” MADE BY CHARLES L. WINGATE, PROFESSIONAL LAND SURVEYOR, DATED JULY 2, 1990, CORRECTED DECEMBER 3, 1990, AND RECORDED DECEMBER 11,

1990, IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 91, PAGES 104 AND 105, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE LOT HEREBY CONVEYED. TOGETHER WITH A UNDIVIDED INTEREST AS TENANTS IN COMMON IN THE STRIP OF LAND DESIGNATED AS 20’ PRIVATE ACCESS STRIP, SERVING SAID LOT, ON THE AFOREMENTIONED PLAT, AND AS MORE PARTICULARLY SET FORTH IN CORRECTED RESTRICTIONS, COVENANTS AND EASEMENTS FOR MAINTENANCE AND USE OF ACCESS STRIPS, DATED DECEMBER 3, 1999, RECORDED IN DEED BOOK 2272, PAGE 517.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 172655 TRUSTEE’S SALE OF 8325 Sherwood Forest Drive, Richmond, VA In execution of the Deed of Trust dated April 27, 2009, in the original principal amount of $149,246.00, recorded in Deed Book 8684, page 636, in the Clerk’s Office of the Circuit Court for the County of Chesterfield, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the note, the undersigned, as Substitute Trustee, will sell at public auction at the front entrance of the Circuit Court for the County of Chesterfield on January 3, 2014, at 9:45 a.m., the property located at the above address and described as Lot 35, Camelot Forest, County of Chesterfield, Virginia. TERMS: CASH. PROPERTY SOLD AS IS WITH SPECIAL WARRANTY OF TITLE. A deposit of $ 14,000.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, in cash, cashier’s check or certified funds only payable to “FIRST COLONY TRUSTEES, LLC, TRUSTEE”, balance due within 15 days from date of sale. No personal checks accepted. Upon purchaser’s default, the deposit shall be forfeited and the property resold at the risk and costs of the defaulting purchaser. Sale is subject to post sale confirmation and audit of the status of the loan including, but not limited to,


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determination of whether the borrower filed for bankruptcy protection, entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. Sale is subject to all prior liens, easements, restrictions, covenants, reservations and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. Real estate taxes will be adjusted to the date of sale. All costs of conveyance, deed, examination of title, recording charges and grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. Additional terms may be announced at the time of sale. Time is of the essence. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. For Information Contact: FIRST COLONY TRUSTEES, LLC, Substitute Trustee(s) 13-260BF(79.85) at: P. O. Box 120450, Newport News, Virginia 23612-0450 (757) 597-6440

TRUSTEE’S SALE OF 3810 Meadowbridge Road, Richmond, VA 23222 In execution of a certain deed of trust dated April 25, 2007, in the original principal amount of $244,750.00 recorded in the Clerk’s Office, Circuit Court for

Henrico County, Virginia, in Deed Book 4337 Page 1893, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on January 10, 2014, at 9:00 AM, the property described in said deed of trust, located at the above address. Parcel ID: 794-7377079. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 161794 TRUSTEE’S SALE OF 5500 Rollingway Rd, Chesterfield, VA 23832 In execution of a certain deed of trust dated October 23, 2009, in the original principal amount of $164,381.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8882 Page 0689 and re-recorded as Deed Book 8904 Page 0900, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on January 23, 2014, at 8:30 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN CLOVER HILL MAGISTERIAL DISTRICT, CHESTERFIELD, VIRGINIA, AND MORE PARTICULARLY DESCRIBED AS LOT 6, BLOCK C, SECTION 1, ON PLAT OF SUBDIVISION ENTITLED “SUNNYBROOK SECTION 1”, PREPARED BY J.K. TIMMONS & ASSOCIATES, INC., CONSULTING ENGINEERS, DATED NOVEMBER 14, 1978, RECORDED NOVEMBER 17, 1978, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 32, PAGE 59. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to

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the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 171048 TRUSTEE SALE 11804 Saint Marc Lane, Henrico, VA 23233-8013 Henrico County In execution of a Deed of Trust in the original principal amount of $242,550.00, dated September 29, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3997, at page 0122 and modified in Deed Book 5045, at Page 2054, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the  Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on  December 19, 2013 at 9:00o’clock am the property described in said deed, located at the above address and briefly described as: Lot 2, Block D, Section 2, Coventry, with improvements thereon. TERMS OF SALE:  CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C.  (44537-08/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net 

TRUSTEE SALE 10800 Ramshorn Rd, Midlothian, VA 23113-1114 Chesterfield County In execution of a Deed of Trust in the original principal amount of $392,000.00, dated November 29, 2006  recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7497, at page 0193,default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the  Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on January 9, 2014 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 11, Block A, on the plan of Ramsgate, Section 1, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE:  CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C.  (41029-08/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757457-1460 - Call Between 9:00 a.m. and 11:30 a.m .or visit our website at www. siwpc.net TRUSTEE’S SALE OF 5810 West Rois Road, Richmond, VA 23227 In execution of a certain deed of trust dated October 23, 2003, in the original principal amount of $123,970.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3565 Page 0954, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on January 10, 2014, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON, LYING AND BEING IN BROOKLYN DISTRICT, HENRICO COUNTY, VIRGINIA, DESIGNATED AS LOT 11, BLOCK 2, SECTION C, CHAMBERLAYNE HEIGHTS, ALL AS MORE PARTICULARLY SHOWN ON PLAT OF SURVEY BY CHAS H. FLEET & ASSOCIATES, CIVIL ENGINEERS AND SURVEYORS, DATED JUNE 26, 1959, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO

COUNTY, VIRGINIA, IN PLAT BOOK 23, PAGE 47, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE LOT HEREBY CONVEYED. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www. bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)5484600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301)961-6555,website: www.bwwsales. com. BWW# 142581 TRUSTEE’S SALE OF 917 Wynfield Terrace, Richmond, VA 23223 In execution of a certain deed of trust dated October 09, 2009, in the original principal amount of $172,144.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4702 Page 0969, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on January 17, 2014, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, DESIGNATED AS LOT 29, BLOCK A, SECTION H, WYNFIELD, ALL AS MORE PARTICULARLY SHOWN ON PLAT OF SURVEY BY HOLLY & ASSOCIATES, LTD., DATED MARCH 31,1992, REVISED OCTOBER 13, 1992, RECORDED OCTOBER 20,1992, IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 95, PAGES 65 AND 66, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE LOT HEREBY CONVEYED. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to

[ classifieds ] December 18, 2013

TRUSTEE’S SALE OF 4321 Norborne Road, Richmond, VA 23234 In execution of a certain deed of trust dated November 30, 2004, in the original principal amount of $52,560.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 040040393, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on January 15, 2014, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, SITUATED, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, KNOWN AS LOT 32, BLOCK A, IN THE PLAN OF WENDELL FARMS AS SHOWN ON PLAT OF SURVEY MADE BY W.W. LAPRADE & BROS., CIVIL ENGINEERS, A COPY OF WHICH IS OF RECORD IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 8, PAGE 162.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 75407

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TRUSTEE’S SALE OF 6124 Treyburn Way, Glen Allen, VA 23059 In execution of a certain deed of trust dated September 25, 2006, in the original principal amount of $760,000.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4209 Page 0968, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on January 17, 2014, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE THREE CHOPT DISTRICT OF HENRICO COUNTY, VIRGINIA, DESCRIBED AS LOT 21, BLOCK A, TREYBURN AT WYNDHAM, AS SHOWN AND DESIGNATED ON THE SUBDIVISION PLAT ENTITLED, “TREYBURN AT WYNDHAM,” DATED MARCH 31, 1992, PREPARED BY YOUNGBLOOD, TYLER & ASSOCIATES, RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF THE COUNTY OF HENRICO, VIRGINIA, ON JULY 30, 1992, IN PLAT BOOK 95, PAGES 48 AND 49.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This

is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 172488

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December 18, 2013 [ classifieds ]

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post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 173983

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TRUSTEE’S SALE OF 6426 Sexton Drive, Richmond, VA In execution of the Deed of Trust dated September 12, 2006, in the original principal amount of $154,810.00, recorded in Deed Book 7352, page 793, in the Clerk’s Office of the Circuit Court for the County of Chesterfield, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the note, the undersigned, as Substitute Trustee, will sell at public auction at the front entrance of the Circuit Court for the County of Chesterfield on January 3, 2014, at 9:45 a.m., the property located at the above address and described as Lot 7, Block G, Ashley Village, County of Chesterfield, Virginia. TERMS: CASH. PROPERTY SOLD AS IS WITH SPECIAL WARRANTY OF TITLE. A deposit of $ 15,000.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, in cash, cashier’s check or certified funds only payable to “FIRST COLONY TRUSTEES, LLC, TRUSTEE”, balance due within 15 days from date of sale. No personal checks accepted. Upon purchaser’s default, the deposit shall be forfeited and the property resold at the risk and costs of the defaulting purchaser. Sale is subject to post sale confirmation and audit of the status of the loan including, but not limited to, determination of whether the borrower filed for bankruptcy protection, entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. Sale is subject to all prior liens, easements, restrictions, covenants, reservations and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. Real estate taxes will be adjusted to the date of sale. All costs of conveyance, deed, examination of title, recording charges and grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. Additional terms may be announced at the time of sale. Time is of the essence. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. For Information Contact: FIRST COLONY TRUSTEES, LLC, Substitute Trustee(s)13-270BF (79.84) at: P. O. Box 120450, Newport News, Virginia 23612-0450(757) 597-6440 TRUSTEE’S SALE OF 2712 Fendall Avenue, Richmond, VA 23222

In execution of a certain deed of trust dated May 06, 2005, in the original principal amount of $50,300.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 050015256, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on January 15, 2014, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON, KNOWN AS NO. 2712 (FORMERLY NO. 520) FENDALL AVENUE, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA (FORMERLY IN HENRICO COUNTY), AND DESCRIBED AS FOLLOWS, TO-WIT: COMMENCING AT A POINT ON THE WESTERN LINE OF FENDALL AVENUE DISTANT ONE HUNDRED AND THIRTY (130’) FEET SOUTH OF HOOPER STREET, THENCE RUNNING SOUTHWARDLY ALONG THE SAID WESTERN LINE OF FENDALL AVENUE AND FRONTING THEREON SIXTY (60’) FEET, AND THENCE EXTENDING BACK WESTWARDLY FROM SAID FRONT, BETWEEN PARALLEL LINES, ONE HUNDRED AND THIRTY-FIVE (135’) FEET TO AN ALLEY FIFTEEN (15’) FEET WIDE, DESIGNATED AS LOT NOS. 8 AND 9, IN BLOCK 4, IN THE PLAN OF BARTON AND LAMB’S BROOKLAND PARK.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 174192 TRUSTEE’S SALE OF 2831 Delfin Road Midlothian, VA 23112 In execution of a certain deed of trust dated December 22, 2009, in the original principal amount of $144,353.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8964 Page 0527, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for

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Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on January 09, 2014, at 8:32 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, AND BEING DESIGNATED AS LOT 34, BLOCK L, SECTION D (FORMERLY ERRONEOUSLY OMITTED) LAKE GENITO AS SHOWN ON SUBDIVISION PLAT PREPARED BY WILLIAM J. SCHMIDT, CERTIFIED LAND SURVEYOR, DATED JUL 3, 1974, RECORDED OCTOBER 1, 1974, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 23, PAGES 11, 12, 13 AND 14, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE LOT HEREIN CONVEYED. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 174427 TRUSTEE’S SALE OF 2712 Belt Boulevard, Richmond, VA 23234 In execution of a certain deed of trust dated July 23, 2010, in the original principal amount of $158,710.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 1090014909, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on January 15, 2014, at 9:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, KNOWN AS LOT 6, HICKORY HILL ESTATES, ALL AS MORE PARTICULARLY SHOWN ON SUBDIVISION PLAT OF HICKORY

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HILL ESTATES AS PREPARED BY VIRGINIA SURVEYS, DATED APRIL 28, 2005, IN THE CLERK’S OFFICE, CIRCUIT COURT, CITY OF RICHMOND, VIRGINIA, AS INSTRUMENT NO. 05-61, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 159679 Trustee’s Sale 6747 S. Grand Brook Circle, Richmond, Virginia 23225 (Tax ID No. C0050603104) Default having been made in the terms of a certain Deed of Trust dated November 29, 2006, in the original principal amount of $234,922.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 060041312, the undersigned Substitute Trustee will sell at public auction on January 2, 2014, at  11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as Lot 41 on a subdivision plat entitled, ‘’The Townes at Grand Oaks’’ recorded in the clerk’s office, City of Richmond, in Instrument/ Plat No. 05-151 and 152. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $23,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the

grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 106525, Tel:(757) 3216465,  Between 10:00 a.m. & 12:00 noon only. TRUSTEE’S SALE OF 1701 Stone River Road, Richmond arta North Chesterfield, VA 23235 In execution of a certain deed of trust dated June 06, 2012, in the original principal amount of $211,757.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 9823 Page 0879, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on January 09, 2014, at 8:31 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT PARCEL OF LAND IN CHESTERFIELD COUNTY, COMMONWEALTH OF VIRGINIA, AS DESCRIBED IN DEED BOOK 8903, PAGE 592, ID # 758698423300000, BEING KNOWN AND DESIGNATED AS: LOT 21, BLOCK B, SECTION B, STONEMILL, FILED IN PLAT BOOK 1567, PAGE 594.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 160377 TRUSTEE SALE 3525 Julep Dr, Colonial Height, VA 23834-5631 Chesterfield County In execution of a Deed of Trust in the original principal amount of $51,000.00, dated August 22, 1990 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield,  Virginia, in Deed Book 2108, at page 3, default having occurred in the payment of the Note thereby secured and at the request

of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the  Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on January 7, 2014 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 28, Block H, Section C, Colonial Pines Estates, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE:  CASH:  A deposit of $5,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C.  (01-00325113/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00a.m. and 11:30a.m. or visit our website at www.siwpc.net TRUSTEE’S SALE OF 6513 Brambleton Road, Chesterfield, VA In execution of the Deed of Trust in the original principal amount of $175,742.00, recorded in Deed Book 8165, page 878, in the Clerk’s Office of the Circuit Court for the County of Chesterfield, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the note, the undersigned, as Substitute Trustee, will sell at public auction at the front entrance of the Circuit Court for the County of Chesterfield on January 3, 2014, at 9:45 a.m., the property located at the above address and described as Lot 3, Block H, Fairpines, Section 3, County of Chesterfield, Virginia. TERMS: CASH. PROPERTY SOLD AS IS WITH SPECIAL WARRANTY OF TITLE. A deposit of $ 16,000.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, in cash, cashier’s check or certified funds only payable to “FIRST COLONY TRUSTEES, LLC, TRUSTEE”, balance due within 15 days from date of sale. No personal checks accepted. Upon purchaser’s default, the deposit shall be forfeited and the property resold at the risk and costs of the defaulting purchaser. Sale is subject to post sale confirmation and audit of the status of the loan including, but not limited to, determination of whether the borrower filed for bankruptcy protection, entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. Sale is subject to all prior liens, easements, restrictions, covenants, reservations and conditions, if any, of record, or other matters which


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would be disclosed by an accurate survey or inspection of the premises. Real estate taxes will be adjusted to the date of sale. All costs of conveyance, deed, examination of title, recording charges and grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. Additional terms may be announced at the time of sale. Time is of the essence. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. For Information Contact: FIRST COLONY TRUSTEES, LLC, Substitute Trustee(s) 13-268BF(79.86) at: P. O. Box 120450, Newport News, Virginia 23612-0450 (757) 597-6440

contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 162568 Trustee’s Sale 8106 Hampton Glen Drive, Chesterfield, Virginia 23832 (Tax ID No. 714667261100000) Default having been made in the terms of a certain Deed of Trust dated March 2, 2005, in the original principal amount of $100,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 6315, at page 432, the undersigned Substitute Trustee will sell at public auction on  January 9, 2014, at  12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 1 Section 2, Hampton Park, all as is more particularly shown on a certain plat entitled “Hampton Park, Section 2, Matoaca District, Chesterfield County, Virginia”, dated March 31, 1997, revised June 30, 1997, and recorded August 19, 1997 in the aforesaid Clerk’s Office, in Plat Book 95, pages 17 and 18. Sale is subject to all prior liens, (including the lien of the prior Deed of Trust and subject to the right of redemption of the Internal Revenue Service.) easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of  $10,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 106115, Tel:(757) 3216465,  Between 10:00 a.m. & 12:00 noon only. TRUSTEE’S SALE OF 1608 Danhurst Drive, Midlothian, VA In execution of the Deed of Trust dated January 31, 2006, in the original principal amount of $191,950.00, recorded in Deed Book 6930, Page 492, in the Clerk’s Office of the Circuit Court for the County of Chesterfield, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the note, the undersigned, as Substitute Trustee, will sell at public auction at the front entrance of the Circuit Court for the County of Chesterfield on January 3, 2014, at 9:45 a.m., the property located at the above address and described as Lot 3, Block B, Danhurst Woods, County of Chesterfield, Virginia. TERMS: CASH. PROPERTY SOLD AS IS WITH SPECIAL WARRANTY OF TITLE. A deposit of $ 18,000.00 or 10% of the successful bid amount (whichever is lower) will be required

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immediately of the successful bidder, in cash, cashier’s check or certified funds only payable to “FIRST COLONY TRUSTEES, LLC, TRUSTEE”, balance due within 15 days from date of sale. No personal checks accepted. Upon purchaser’s default, the deposit shall be forfeited and the property resold at the risk and costs of the defaulting purchaser. Sale is subject to post sale confirmation and audit of the status of the loan including, but not limited to, determination of whether the borrower filed for bankruptcy protection, entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. Sale is subject to all prior liens, easements, restrictions, covenants, reservations and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. Real estate taxes will be adjusted to the date of sale. All costs of conveyance, deed, examination of title, recording charges and grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. Additional terms may be announced at the time of sale. Time is of the essence. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. For Information Contact: FIRST COLONY TRUSTEES, LLC, Substitute Trustee(s)13-262BF (79.80) at: P. O. Box 120450, Newport News, Virginia 23612-0450(757) 597-6440 V I R G I N I A: IN THE CIRCUIT COURT FOR THE COUNTY OF CHESTERFIELD Orvin Josue Mendoza Archaga, Plaintiff, v. Wendi Reyes, Defendant. CASE NO: CL12002852-00 ORDER OF PUBLICATION December 3, 2013 The object of this suit is to obtain a divorce a vinculo matrimonii from the defendant on the ground of more than one year of continuous separation. It appearing from Affidavit that due diligence has been used by the plaintiff to ascertain in what county or city the defendant is, without effect, it is ORDERED that the defendant appear before this Court on or before January 9, 2014 at 8:00 a.m. and do what is necessary to protect her interest herein. AN EXTRACT TESTE: JUDY L. WORTHINGTON, CLERK Scott R. Pasierb Counsel for Plaintiff Law Offices of HYDER & OVERAS 5516 Falmouth Street, Suite 100 Richmond, Virginia 23230 Phone: (804) 673-2222 Fax: (804) 282-3231 VSB#: 73298 TRUSTEE SALE 3906 Autumn Lane, Richmond, VA 23234-1406 City of Richmond In execution of a Deed of Trust in the original principal amount of $124,787.83, dated June 1, 2006 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 060019069, at page 794, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the  John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on December 19, 2013 at 10:00o’clock am the property described in said deed, located at the above address and briefly described as: Lot 6, Block O, Section B, Deerbourne, with improvements thereon.  Subject to

any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE:  CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C.  (01-01583209/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00a.m. and 11:30a.m. or visit our website at www.siwpc.net TRUSTEE’S SALE OF 4112 Mylan Rd, Richmond, VA 23223 In execution of a certain deed of trust dated March 20, 2009, in the original principal amount of $213,395.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4620 Page 0777, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on January 10, 2014, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN FAIRFIELD MAGISTERIAL DISTRICT, HENRICO COUNTY, VIRGINIA, DESIGNATED AS LOT 4, BLOCK B, SECTION 2, CLARENDON FARMS, AS SHOWN ON A SUBDIVISION PLAT ENTITLED “CLARENDON FARMS, SECTION 2, FAIRFIELD, SECTION 2, FAIRFIELD MAGISTERIAL DISTRICT, HENRICO COUNTY, VIRGINIA”, MADE BY DRAPER ARDEN ASSOCIATES, DATED OCTOBER 12, 1995, RECORDED DECEMBER 12, 1995, IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 105, PAGES 120 AND 121, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S.

Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 173146 TRUSTEE SALE 14413 Deedle Creek Drive, Montpelier, VA 23192 Hanover County In execution of a Deed of Trust in the original principal amount of $302,310.00, dated May 31, 2005 recorded in the Clerk’s Office of the Circuit Court of the Hanover County, Virginia, in Book No. 2520, at Page 727, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the  Circuit Court Hanover County, Hanover, on January 10, 2014  at 12:00 NOON the property described in said deed, located at the above address and briefly described as: Lot 8, Section E, The Hollows, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.  TERMS OF SALE:  CASH:  A deposit of $20,000 or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (3192) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net TRUSTEE SALE 1235 N Cottonwood Road, Richmond, VA 23236-2021 Chesterfield County In execution of a Deed of Trust in the original principal amount of $150,000.00, dated June 3, 2005 recorded in the Clerk’s Office of the

[ classifieds ] December 18, 2013

TRUSTEE’S SALE OF 3219 Mill Race Court, North Chesterfield AKA Richmond, VA 23234 In execution of a certain deed of trust dated March 29, 2007, in the original principal amount of $154,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7705 Page 0205, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on January 09, 2014, at 8:32 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN DALE DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, DESIGNATED AS LOT 10, BLOCK C, SECTION 2, ON SUBDIVISION PLAT 0 SHADY CREEK SUBDIVISION, RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 29, PAGE 38, REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE SAID PROPERTY BEING CONVEYED HEREIN..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information

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TRUSTEE’S SALE OF 3012 Garland Avenue, Richmond, VA 23222 In execution of a certain deed of trust dated November 30, 2007, in the original principal amount of $133,000.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 070039180, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on January 15, 2014, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN PARCEL OF LAND IN THE CITY OF RICHMOND, VIRGINIA SITUATED ON THE WESTERN LINES OF GARLAND AVENUE BETWEEN BROOKLAND PARK BOULEVARD AND CRAWFORD STREET, TOGETHER WITH ALL THE IMPROVEMENTS ON SAID PARCEL AND APPURTENANCES THERETO BELONGING, KNOWN BY HOUSE NO. 3012 GARLAND AVENUE, DESIGNATED AS ALL OF LOT NO. 7 AND THE SOUTHERN 5 FEET OF LOT NO. 8 IN BLOCK NO. 15 ON THE PLAT OF BROOKLAND PARK, RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA IN PLAT BOOK 6, PAGE 87 AND BOUNDED AS FOLLOWING, TO WIT: BEGINNING ON THE WESTERN LINE OF GARLAND AVENUE AT A POINT DISTANT THEREON 185 FEET NORTHWARDLY FROM THE NORTHERN LINE OF BROOKLAND PARK BOULEVARD AND FROM SAID POINT OF BEGINNING RUNNING NORTHWARDLY ALONG AND FRONTING ON THE WESTERN LINE OF GARLAND AVENUE 35 FEET AND FROM SAID FRONT EXTENDING BACK WESTWARDLY BETWEEN LINES PARALLEL WITH THE NORTHERN LINE OF BROOKLAND PARK BOULEVARD 135 FEET TO THE EASTERN LINE OF AN ALLEY 15 FEET WIDE AND PARALLEL WITH THE WESTERN LINE OF GARLAND AVENUE..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or

paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 167641

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December 18, 2013 [ classifieds ]

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Circuit Court of the County Of Chesterfield, Virginia, in  Deed Book 6426, at page 162, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the  Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on December 31, 2013 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 4, Block F, Lake Crystal Farms, Section D, with improvements thereon.  Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.  TERMS OF SALE: CASH:  A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C.  (01-01919110/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, VA 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net 

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TRUSTEE’S SALE OF 5401Tall Pine Road, Midlothian, VA 23112 In execution of a certain deed of trust dated June 12, 2008, in the original principal amount of $213,150.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8370 Page 0597, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on January 23, 2014, at 8:31 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN MIDLOTHIAN MAGISTERIAL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, AND BEING KNOWN AND DESIGNATED AS LOT 1, BLOCK B, SECTION A, SWIFT CREEK FARMS, ON PLAT MADE BY FOSTER & MILLER, CERTIFIED SURVEYORS, RICHMOND, VIRGINIA, DATED FEBRUARY 19, 1965, RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 14, PAGE 57, REFERENCE TO WHICH IS MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREIN DESCRIBED. TERMS OF

SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 124904 TRUSTEE’S SALE OF 4212 Chester Village Circle, Chester, VA 23831 In execution of a certain deed of trust dated March 31, 2005, in the original principal amount of $288,300.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 6306 Page 470, and modified on January 22, 2008, to increase the principal balance to $301,141.16. This modification agreement was recorded in Deed Book 8201, Page 0182, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on January 23, 2014, at 8:30 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN BERMUDA MAGISTERIAL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, BEING KNOWN, NUMBERED AND DESIGNATED AS LOT 3, CHESTER VILLAGE GREEN, SECTION TWO, AND MORE PARTICULARLY DESCRIBED ON A PLAT PREPARED BY TOWNES, SITE ENGINEERING, ENTITLED “CHESTER VILLAGE GREEN, SECTION TWO, BERMUDA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA”, DATED JUNE 16, 2003, REVISED AUGUST 15, 2003, REVISED SEPTEMBER 24, 2003, RECORDED OCTOBER 17, 2003, IN THE CLERK’S OFFICE, CIRCUIT COURT OF CHESTERFIELD, VIRGINIA, IN PLAT BOOK 138, PAGE 20, REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE SAID PROPERTY BEING CONVEYED HEREIN. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the

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form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 118557 Virginia Waste Management Board Public Notice An enforcement action has been proposed for Shoosmith Brothers, Inc. for alleged violations at the facility located at 11800 Lewis Rd, Chesterfield County, VA. Corrective action is complete and the consent order requires payment of a civil charge. A description of the proposed action is available at the DEQ office named below or online at www.deq.virginia.gov. Frank Lupini will accept comments by email frank.lupini@deq.virginia.gov, fax 804-527-5106 or postal mail DEQ piedmont regional office, 4949-A Cox Road, Glen Allen, VA, 23060 from December 18, 2013 to January 18, 2014. TRUSTEE’S SALE OF 10100 Sara Jean Court, Glen Allen, VA 23060 In execution of a certain deed of trust dated March 29, 2007, in the original principal amount of $148,750.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4317 Page 2450, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on January 10, 2014, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, LYING AND BEING IN BROOKLAND DISTRICT, HENRICO COUNTY, VIRGINIA, SHOWN AND DESIGNATED AS LOT 8, BLOCK PP, SECTION D, LAUREL LAKES TOWNHOUSES, AS SHOWN ON THAT CERTAIN PLAT OF SURVEY MADE BY FOSTER & MILLER, P.C., DATED DECEMBER 7, 1990, REVISED SEPTEMBER 5, 1991, ENTITLED “LAUREL LAKES TOWNHOUSES, SECTION D, A RESUBDIVISION OF A PORTION OF HUNGARY SPRINGS ROAD”, AND RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 93, AT PAGE 70, REFERENCE TO WHICH PLAT IS MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED. TERMS OF

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SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 107036 TRUSTEE’S SALE OF 5618 Crenshaw Road, Unit #813, Richmond, VA In execution of the Deed of Trust dated November 18, 2008, in the original principal amount of $109,957.00, recorded in Deed Book 4579, Page 2415, in the Clerk’s Office of the Circuit Court for the County of Henrico, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the note, the undersigned, as Substitute Trustee, will sell at public auction at the front entrance of the Circuit Court for the County of Henrico on January 3, 2014, at 10:45 a.m., the property located at the above address and described as Unit No. 813, Ashley Terrace Condominiums, County of Henrico, Virginia. TERMS: CASH. PROPERTY SOLD AS IS WITH SPECIAL WARRANTY OF TITLE. A deposit of $ 10,000.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, in cash, cashier’s check or certified funds only payable to “FIRST COLONY TRUSTEES, LLC, TRUSTEE”, balance due within 15 days from date of sale. No personal checks accepted. Upon purchaser’s default, the deposit shall be forfeited and the property resold at the risk and costs of the defaulting purchaser. Sale is subject to post sale confirmation and audit of the status of the loan including, but not limited to, determination of whether the borrower filed for bankruptcy protection, entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. Sale is subject to all prior liens, easements, restrictions, covenants, reservations and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. Real estate taxes will be adjusted to the date of sale. All costs of conveyance, deed, examination of title, recording charges and grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. Additional terms may be announced at the time of

sale. Time is of the essence. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. For Information Contact: FIRST COLONY TRUSTEES, LLC, Substitute Trustee(s) 13-242BF(79.60) at: P. O. Box 120450, Newport News, Virginia 23612-0450 (757) 597-6440 TRUSTEE’S SALE OF 5010 Hickory Road, Petersburg, VA In execution of the Deed of Trust dated July 24, 2002, in the original principal amount of $95,156.00, recorded in Deed Book 4615, page 121, modified to the amount of $87,823.77 in Deed Book 9398, Page 503, in the Clerk’s Office of the Circuit Court for the County of Chesterfield, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the note, the undersigned, as Substitute Trustee, will sell at public auction at the front entrance of the Circuit Court for the County of Chesterfield on January 3, 2014, at 9:45 a.m., the property located at the above address and described as Parcel C and Parcel C-1, shown on plat recorded in aforesaid Clerk’s Office, in Deed Book 1478, page 738, County of Chesterfield, Virginia. TERMS: CASH. PROPERTY SOLD AS IS WITH SPECIAL WARRANTY OF TITLE. A deposit of $ 8,000.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, in cash, cashier’s check or certified funds only payable to “FIRST COLONY TRUSTEES, LLC, TRUSTEE”, balance due within 15 days from date of sale. No personal checks accepted. Upon purchaser’s default, the deposit shall be forfeited and the property resold at the risk and costs of the defaulting purchaser. Sale is subject to post sale confirmation and audit of the status of the loan including, but not limited to, determination of whether the borrower filed for bankruptcy protection, entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. Sale is subject to all prior liens, easements, restrictions, covenants, reservations and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. Real estate taxes will be adjusted to the date of sale. All costs of conveyance, deed, examination of title, recording charges and grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. Additional terms may be announced at the time of sale. Time is of the essence. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. For Information Contact: FIRST COLONY TRUSTEES, LLC, Substitute Trustee(s)13-266BF (79.87) at: P. O. Box 120450, Newport News, Virginia 23612-0450; (757) 597-6440 Publish on: December 18 & 25, 2013 Public Notice – Environmental Permit PURPOSE OF NOTICE: To seek public comment on a draft permit from the Department of Environmental Quality that will allow the release of treated wastewater into a water body in Chesterfield County, Virginia. PUBLIC COMMENT PERIOD: December 18, 2013 to January 17, 2014. PERMIT NAME: Virginia Pollutant Discharge Elimination System Permit – Wastewater issued by DEQ, under the authority of the State Water Control Board. APPLICANT NAME, ADDRESS AND PERMIT NUMBER: Chesterfield County School Board; 9800Krause Road,

Chesterfield, Virginia 23832; VPDES Permit Number VA0020222 FACILITY NAME AND LOCATION: Grange Hall Elementary School; 19301 Hull Street Road, Moseley, Virginia 23120 PROJECT DESCRIPTION: The Chesterfield County School Board has applied for reissuance of a permit for the Grange Hall Elementary School. The applicant proposes to release treated sewage wastewaters at a rate of 16,000 gallons per day into a water body. Sludge from the treatment process will be disposed at Chesterfield County’s Proctors Creek Wastewater Treatment Plant. The facility proposes to release the treated sewage into Sappony Creek in Chesterfield County in the Appomattox River watershed. A watershed is the land area drained by a river and its incoming streams. The permit will limit the following pollutants to amounts that protect water quality: Organic matter, solids, and nutrients. HOW TO COMMENT: DEQ accepts comments and requests for public hearing by e-mail, fax or postal mail. All comments and requests must be in writing and be received by DEQ during the comment period. Submittals must include the names, mailing addresses and telephone numbers of the commenter/requester and of all persons represented by the commenter/requester. A request for public hearing must also include: 1) The reason why a public hearing is requested. 2) A brief, informal statement regarding the nature and extent of the interest of the requester or of those represented by the requester, including how and to what extent such interest would be directly and adversely affected by the permit 3) Specific references, where possible, to terms and conditions of the permit with suggested revisions. DEQ may hold a public hearing, including another comment period, if public response insignificant and there are substantial, disputed issues relevant to the permit. CONTACT FOR PUBLIC COMMENTS, DOCUMENT REQUESTS AND ADDITIONAL INFORMATION: Eric Seavey; Piedmont Regional Office, 4949-A Cox Road, Glen Allen, Virginia 23060; Telephone: 804/527-5005; E-mail: eric.seavey@deq.virginia.gov; Fax: 804/527-5106. The public may review the draft permit and application at the DEQ office named above by appointment TRUSTEE’S SALE OF 2033 Wrens Nest Road, Richmond aka North Chesterfield, VA 23235 In execution of a certain deed of trust dated October 26, 2007, in the original principal amount of $198,192.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8054 Page 0505, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on January 23, 2014, at 8:31 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENT THERON AND APPURTENCES THERETO BELONGING, LYING AND BEING MIDLOTHIAN MAGISTERIAL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, AND DESIGNATED AS LOT 9, BLOCK E, SECTION C-1, SETTLERS LANDING, AS SHOWN ON A PLAT PREPARED BY J.K. TIMMONS & ASSOCIATES, INC., DATED APRIL 22, 1975, RECORDED IN PLAT BOOK 24, PAGE 10, IN THE CLERKS OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGIN-


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IA, TO WHICH PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION OF THE LOT HEREIN CONVEYED. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 173793

NOTICE OF TRUSTEE’S SALE OF PROPERTY LOCATED AT 305 WEST 26TH STREET RICHMOND, VIRGINIA In execution of a Deed of Trust in the original principal amount of $143,021.11 from By His Hands, LLC, dated August

24, 2010, recorded September 3, 2010 as Instrument #10-16399 among the land records for the City of Richmond, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #13-25567 among the land records of the City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on December 30, 2013, at 10:00 A.M., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North 9th Street Richmond, VA 23219-15407, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 305 West 26th Street, Richmond, Virginia; Tax Map No.: S0000699012. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293. TRUSTEE’S SALE OF 121 Casey Meadows Place, Sandston, VA 23150 In execution of a certain deed of trust dated July 26, 2007, in the original principal amount of $352,000.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4384 Page 2582, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on January 10, 2014, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THOSE CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, DESIGNATED AS LOT 18, BLOCK B, ON A SUBDIVISION PLAT ENTITLED, CASEY MEADOWS, BY KOONTZ-BRYANT, P.C., RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 121, PAGES 102 THROUGH 104, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale,

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otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 130719 Trustee’s Sale 2407 Sunset Hills Terrace, Richmond, Virginia 23236 (Tax ID No. 744689917300000) Default having been made in the terms of a certain Deed of Trust dated August 19, 2005, in the original principal amount of $195,500.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 6597, at page 870, the undersigned Substitute Trustee will sell at public auction on  January 2, 2014, at  12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 34, Block B, Section B, Brandon all as more particularly shown on plat of subdivision dated May 13, 1987, recorded July 20, 1987, in the aforesaid Clerk’s Office, in Plat Book 57, page 91.  Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of  $19,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 106835, Tel:(757) 3216465,  Between 10:00 a.m. & 12:00 noon only.

TRUSTEE’S SALE OF 3435 Chalfont Drive, Richmond, VA 23224 In execution of a certain deed of trust dated April 27, 2001, in the original principal amount of $58,200.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 010010442, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on January 15, 2014, at 9:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, KNOWN AS NO. 3435 CHALFONT DRIVE, BEING DESIGNATED AS LOT 7, BLOCK A, AS SHOWN ON PLAT OF CHALFONT SQUARE, MADE BY J.K. TIMMONS AND ASSOCIATES, ENGINEERS, DATED FEBRUARY 23, 1971, RECORDED APRIL 19, 1971, IN THE CLERK’S OFFICE OF THE CITY OF RICHMOND, VIRGINIA, DIVISION II, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR METES AND BOUNDS DESCRIPTION OF THE PROPERTY. TOGETHER WITH THE RIGHT OF INGRESS, EGRESS AND ACROSS, OVER AND UPON AND ENJOYMENT IN AND TO THE COMMON AREA OF THE CHALFONT SQUARE INSOFAR AS THE BENEFITS OF THE SAME ARE CONFERRED UPON AND ENOJYED BY THE GRANTOR AS A HOMEOWNER IN CHALFONT SQUARE AND AS MEMBER OF CHALFONT SQUARE OWNER’S ASSOCIATION. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 174746

TRUSTEE’S SALE OF 528 South Pine Street, Richmond, VA 23220 In execution of a certain deed of trust dated February 01, 2007, in the original principal amount of $260,000.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 070004576, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on January 15, 2014, at 9:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, KNOWN AS 528 SOUTH PINE STREET, AND DESCRIBED AS FOLLOWS: BEGINNING AT THE NORTHWEST CORNER OF PINE AND CHINA STREETS, AND RUNNING THENCE NORTHWARDLY ALONG AND FRONTING 30 FEET ON THE WEST LINE OF PINE STREET, AND THENCE FROM SAID FRONT RUNNING BACK WESTWARDLY BETWEEN THE NORTH LINE OF CHINA STREET AND A LINE PARALLEL THEREWITH 89 FEET .TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 124059

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[ classifieds ] December 18, 2013

Trustee’s Sale 7338 Springleaf Court, Richmond a/k/a North Chesterfield, Virginia 23234 (Tax ID No. 776676355400000) Default having been made in the terms of a certain Deed of Trust dated September 28, 2007, in the original principal amount of $208,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 8022, page 0420, the undersigned Substitute Trustee will sell at public auction on January 2, 2014, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 35, Block B, Section 2, Orchard Hill, on Subdivision plat dated November 2, 1976, recorded November 22, 1976, in the aforesaid Clerk’s Office in Plat Book 27, page 72. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $20,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 107463, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

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TRUSTEE’S SALE OF 3730 Mineola Drive, Chester, VA 23831 In execution of a certain deed of trust dated January 11, 2008, in the original principal amount of $212,135.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8157 Page 0543, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on January 23, 2014, at 8:32 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH APPURTENANCES THERETO BELONGING, LYING AND BEING IN BERMUDA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, KNOWN AS LOT 55, SECTION 2, AS SHOWN ON PLAT OF MINEOLA HEIGHTS, SECTION 2, MADE BY POTTS, MINTER & ASSOCIATES, P.C., DATED DECEMBER 6, 2002 AND RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 134, PAGE 24, TO WHICH PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION OF THE REAL ESTATE HEREBY CONVEYED.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S.

Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 134225

(804)358-2100

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