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Standing Bow

Standing Bow is a deep back bend opening the deep front line of the body. In standing bow 40% of the pose is hamstring flexibility, 40% of the pose is your ability to back bend, and the last 20% is the release of the shoulder and the hips. To start stand tall in Mountain Pose, with your arms by your sides. Inhale and sweep the arms overhead with the left palm facing forward. Windmill your right arm back. It’s important that your right inner elbow faces outward. As you bend your right knee catch the instep (arch) side of your right foot. If you find this grip challenging catch the outside of the foot. Bring the knees together and ground down strong through the standing foot. Inhale to stand tall. Keep the knees close together and as you exhale kick your right foot back, separating your calf from hamstring, balance the kick by reaching forward with the left arm. As you kick back and up, you will begin to feel the back bend. As you begin to feel more open work your belly parallel to the ground. If you’d like to deepen this pose, begin to kick a little higher eventually seeing the foot grow out of the top of the head. Left fingertips stay at forehead level and keep chin level to the ground and head centered. Keep a steady fluid breath hold for a few seconds and slowly release to the other side. Tips-Remember to have patience with your body, keep your eye gaze set to one point without letting your head drop which will also help with balance. Keep your breath steady and even as you practice! Most importantly explore and have fun!


Looking for a gift that won’t be returned, exchanged or unused?

Having enough to eat is a struggle for many children, families and seniors in Central Virginia. The gift of food, one of life’s most basic needs, helps neighbors who are hungry for a better future. Give a gift in honor of someone special:

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GIVING VIRGINIA HOME FOR BOYS AND GIRLS Help a Child in Need Each day Virginia Home for Boys and Girls proves that investing time with children to foster positive, trusting relationships with adults and building a structured family life will pave the way for a child’s success. Please help us serve more children at Virginia Home for Boys and Girls by making a gift. You can give online: http://vhbg.org/giving-and-events/ways-togive/give-now/. Shop for a Cause Join us as we... Spring into Action to benefit the at-risk children at Virginia Home for Boys and Girls and shop at The Bizarre Bazaar on Friday, April 5, 2013 8-10am at The Bizarre Bazaar/ International Raceway Complex/ 600 East Laburnum Avenue Richmond, VA 23222. Come shop with your friends and enjoy exclusive shopping, catered breakfast, mimosas, bag check, high end door prizes and fashionable giveaways. Bag check will be available until Noon. Tickets are $40 and will be available for purchase in January at www.vhbg.org. For more information contact Amanda Bazzi at 804-270-6566 x 145. 19th Annual Skeet Shoot Get your friends together and join us for the 19th Annual Skeet Shoot presented by Richmond BMW benefiting the children at Virginia Home for Boys and Girls. Guests will enjoy an afternoon of both skeet and trap shooting, lunch and prizes donated by Green Top. This year’s event will be held at Conservation Park on Friday, April 19, 2013. Our goal is to raise over $12,000 for the at-risk children. We look forward to seeing you at our 19th Annual Skeet Shoot! Registration will be available in January at www.vhbg.org. For more information contact Amanda Bazzi at 804-2706566 x 145.

LIST YOUR NON-PROFIT EVENTS With the purchase of each ad in Richmond Giving Space, your non-profit organization receives free listings to announce upcoming events, call for volunteers, or simply share your mission and contact information for charitable giving. Ads for non-profits are up to 61% off our regular rates. Space Issue Dates: 3/20/13 (deadline 3/8/13) and 6/19/13 (deadline 6/7/13)

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PAGES FEEDMORE Many Hands Are Needed to Feed the Hungry One in seven people in Central Virginia struggles with hunger and depends on FeedMore to get through these tough times. We need 250 volunteers each day to help run our hunger-relief programs. If you are over 16, go to www.feedmore.org/volunteer to fill out an online application. If everyone pitches in, we will win the fight against hunger! Every Child Deserves a Future without Hunger One in six kids in Central Virginia can’t count on having enough to eat at home. Just imagine how hard it is to concentrate and learn in class when your stomach is empty and rumbling. Our afterschool Kids Cafe and weekend BackPack programs provide reliable, nutritious meals for children at risk of hunger. Donate online at www.feedmore.org. Make a Life-Changing Impact with a FeedMore Holiday Card It’s not too late to order holiday cards, especially if you want to give greetings that make a real difference. With a minimum $5 donation to our hunger-relief programs, you can send a FeedMore holiday card and help feed neighbors who struggle with hunger. Go to www.feedmore. org/holidaycards to choose a style and place your order.

more to the story.

This holiday season, give the gift of love. Virginia Home for Boys and Girls provides permanent, safe, and stable families for kids. Together we can tackle abuse, abandonment and neglect.


Errors: Advertisements should be checked for accuracy by the advertiser on the first day of publication. The newspaper will be responsible for ONLY the first incorrect insertion and only to the extent of the space that the ad requires. The publisher assumes no financial responsibility for errors nor for omission of copy. STYLE WEEKLY reserves the right to revise, reclassify or reject any advertisement.

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real estate

December 5, 2012 [ classifieds ]

style weekly

REAL ESTATE

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FULL TIME Principal Operations Analyst  – Capital One Services, LLC in Richmond, VA; Mult pos avail: Structure, model, and analyze econometric data to assess operational prfrmnce, establish goals, deliver forecast and metrics rprts, and make recs for bus process imprvmnts and issue resolution.Requires Master’s or for equiv in Econ/ Finance/Engineering/Math/Sci/ BusAdmin/IT/rel quant analytical field AND following through formal edu or work exp: quant and qual data analysis; data modeling; dvlpng rprts;  stat analysis using SPSS, SAS, or sim stat analysis tool. Must pass co’s analytical assessment. To apply, visit  www.capitalone.com/ careers, then search keyword “Principal Operations Analyst” or requisition ID  728556. Senior Operations Analyst - Capital One Services, LLC in Richmond, VA; Mult pos avail: Structure, model, & analyze econometric data to assess operational performance, establish goals, deliver forecast & metrics reports, & make recommendations for business process improvements & issue resolution. Requires a Master’s degree or foreign equivalent in Econ/Finance/Engineering/ Math/Sci/Bus Admi/IT/rel quant analytical field. Must have the following skill set through formal edu or work exp: quant & qual data analysis; data modeling; dvlpng reports; bus process mgt tools such as Six Sigma, Lean, Agile, or sim.   Must pass co’s analytical assessment.  To apply, visit  www.capitalone.com/ careers, then search keyword “Sr. Operations Analyst” or requisition ID 728664.

IT Manager  – Capital One Services, LLC in Richmond, VA; Mult pos avail:  Manage and coord multiple IT projects for process and operations improvements. Requires Bachelor’s or higher or foreign equiv in CS/Engineering/CIS/ rel tech field & 5 yrs of prog, post-bac app dvlpmnt exp; OR Master’s or foreign equiv in CS/ Engineering/CIS/rel tech field & 2 yrs of app dvlpmnt exp. Must have following skills through formal edu or work exp: Coord work of others along mult workstreams; presentation of complex IT concepts and project metrics to both tech and non-tech audiences, Agile and/or LEAN software dvlpmnt methodologies; Java; XML; UNIX; SQL; Oracle; object oriented languages; and SOA.  Must pass company’s technical/analytical assessment. To apply, visit  www. capitalone.com/careers, then search keyword “IT Manager” or requisition ID 728883.

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Senior Application Developer – Capital One Services, LLC in Glen Allen, VA; Mult pos avail:  Perform tech design, devlpmnt, modification, and implementation of comp apps using existing & emerging tech platforms including high-level design. Requires Bachelor’s or foreign equiv in CS/Engineering/ CIS/rel tech field, 3 yrs of app dvlpmnt exp, OR No specific edu, 5 yrs of app dvlpmnt exp; AND the following skills through formal edu or work exp: Java; Weblogic; XML; HP monitoring tools for J2EE applications; and IT network components and load balancers. Must pass company’s analytical assessment. To apply, visit  www.capitalone.com/ careers, then search keyword “Application Developer, Senior” or requisition ID 728270.

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TRUSTEE SALE 5801 Chrisfield Drive, Chester, VA 238311595 Chesterfield County In execution of a Deed of Trust in the original principal amount of $160,000.00, dated July 18, 2008recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 8408, at page 426, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on December 11, 2012 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 6, Block H, Field View, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-025573-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 14330 Riverdowns South Dr, Midlothian, VA 23113-3967 Chesterfield County In execution of a Deed of Trust in the original principal amount of $572,000.00, dated December 1, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 7505, at page 0108, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on December 18, 2012 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 11, Section 4, Queen’s Grant at Riverdowms, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-025315-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net


to advertise call

TRUSTEE SALE 219 N 19Th St, Richmond, VA 23223-6994 In execution of a Deed of Trust in the original principal amount of $175,000.00, dated March 25, 2004 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 040009302, at page 0563, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond,Virginia, on December 18, 2012 at 3:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Unit A-6, Phase I, Shockoe Valley Lofts Condominium: Together with an undivided interest in the common elements. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-027940-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 3225 Meadow Glen Ln, Richmond, VA 23234-6700 Chesterfield County In execution of a Deed of Trust in the original principal amount of $178,756.00, dated December 30, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 8546, at page 0600, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on December 20, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 20, Section C, Meadow Creek, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-002029-11/ FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

(804)358-2100

or email

TRUSTEE SALE 4320 Bathgate Road, Richmond, VA 23234-3580 In execution of a Deed of Trust in the original principal amount of $161,746.00, dated March 24, 2006 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 060009672, at page 0595, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond,Virginia, on January 3, 2013 at 10:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 12, Block B, Adam’s Park, Section 1, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (4854-07/VA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

c l a s s a d @ s t y l e w e e k l y. c o m

TRUSTEE’S SALE 14291 Verdon Road, Beaverdam, VA 23015 Parcel ID 7846-62-0550 Pursuant to the terms of a deed of trust dated January 16, 2009, in the original principal amount of $92,000.00, recorded in the Clerk’s Office of the Circuit Court of the City of Hanover County, Virginia, in Deed Book 2934, Page 1105, as Instrument No. 20090120000006130, the property briefly described below will be offered for sale at public auction: That certain parcel containing 1.01 ac, +/-, as shown on a plat recorded in the aforesaid Clerk’s Office in Deed Book 2934, Page 1104, and as more particularly described in the referenced deed of trust. The sale will take place on DECEMBER 13, 2012, at 11:30 a.M., at the front entrance to the building housing the Circuit Court of Hanover County, located at 7507 Library Drive, Hanover, VA. The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERtIFIED FUNDS in the amount of $8,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1228546).

TRUSTEE’S SALE OF REAL ESTATE located at 1013 Ridgecliff Drive, Richmond, Virginia In execution of the Deed of Trust from MICHELLE D. SADLER dated May 30, 2008, in the Original Principal Amount of $112,592.00, and recorded in Deed Book Inst. 080014842, in the Clerk’s Office of the Circuit Court for the City of Richmond, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the Note, the undersigned, as Substitute Trustees, any one of whom may act, will sell at public auction at the Front Entrance of the Circuit Court for the City of Richmond on December 18, 2012, at 1:50 p.m., the property described as Lot 3, Block A, Section C‑7, Woodstock, City of Richmond, Virginia, known as 1013 Ridgecliff Drive, Richmond, Virginia. TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUT WARRANTY OF TITLE. ADDITIONAL TERMS MAY BE ANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE. A deposit of $ 10,000.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, IN CASH, CASHIER’S CHECK OR CERTIFIED FUNDS ONLY PAYABLE TO “CECIL G. MOORE, TRUSTEE”, balance to be paid within fifteen days from the date of sale. ABSOLUTELY NO PERSONAL CHECKS ACCEPTED AS BIDDER’S DEPOSIT. Real estate taxes will be adjusted to the date of sale. All cost of conveyance, deed, examination of title, recording charges and the grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: November 16, 2012 CECIL G. MOORE, and JO ANN HUTCHINSON, Substitute Trustee(s) 12‑242BF (76.85) For Information Contact Trustees At: 710 Denbigh Boulevard, Ste. 6C, Newport News, Virginia 23608 (757) 877‑0255 between 9:00 ‑ 10:30 a.m. only

TRUSTEE’S SALE 2100 Jahodi Court, Richmond, VA 23231 Parcel ID 810-703-4897 Pursuant to the terms of a deed of trust dated November 30, 2009, in the original principal amount of $184,594.00, recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia, in Deed Book 4717, Page 1968, the property briefly described below will be offered for sale at public auction: Lot 25, Block A, Winding Woods, Sec. A, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 105, Page 122, and as more particularly described in the referenced deed of trust. The sale will take place on DECEMBER 13, 2012, at 9:30 a.M., at the front entrance to the building housing the Circuit Court of Henrico County, located at 4301 East Parham Road, Henrico, VA. The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERtIFIED FUNDS in the amount of $17,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1228633).

Classifieds BRAIN CALISTHENICS

by: David Levinson Wilk © 2012 David Levinson Wilk

“At Sixes”

35. Picture puzzles 36. What golf pencils lack 37. Split up, as a corporation 40. Mended

Last week’s answers

Down 1. French dinner course 2. Drama queen 3. See 9-Down 4. Complete 5. Sweet-talks

6. Police action 7. Covering with curtains 8. Daily nine-to-five struggle 9. First hybrid cars made by 3-Down 10. Reese’s ____ 11. “La Vie ____” (2007 biopic) 12. Took five 14. Multistep process starter 16. Movie camera settings 25. What a minor leaguer might play for before getting called up to the big leagues 26. Instructor 27. Bubblegummers 28. Jazz great Coleman 29. 1974 horror flick in which a mad scientist creates a serum that can change humans into snakes 30. Quite the hit 31. Arkansas River tributary 33. Ties up 34. Chilean desert

[ classifieds ] December 5, 2012

32. Choked (up) 38. See 18-Across 39. Walked into 41. Des ____, Iowa 42. State home to historical markers honoring the Freedom Riders of 1961 43. Balance sheet heading 44. One who doesn’t do Windows? 45. Bermuda ____ 46. Military barracks 47. Ann Romney’s Austrian Warmblood and Mitt Romney’s Missouri Fox Trotter, e.g. 48. Come to light 49. Got fresh with

style weekly

Across 1. Tutor to Nero 7. “Mad Men” protagonist Don 13. Key of Beethoven’s “Fur Elise” 14. Nutty confection 15. Skill that no one has anymore 17. Milliners 18. With 38-Across, a phrase, with “and,” meaning “in disorder” ... or a reference to the lengths of every answer in this puzzle’s grid 19. Often-dried fruit 20. “Mommie ____” (1981 Joan Crawford film) 21. Breed of cat sent by a Bangkok diplomat to Rutherford B. Hayes in 1878 22. Che Guevara’s real first name 23. Like some museum displays 24. Baseball’s Satchel and others 26. Mother of Xerxes I 30. Celsius who devised the Celsius scale

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TRUSTEE’S SALE OF REAL ESTATE located at 6766 S. Grand Brook Circle, Richmond, Virginia In execution of the Deed of Trust from TAYLOR OXFORD GAINOUS dated December 27, 2006, in the Original Principal Amount of $201,514.00, and recorded in Deed Book Inst. 060044455, Page 119, in the Clerk’s Office of the Circuit Court for the City of Richmond, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the Note, the undersigned, as Substitute Trustee, will sell at public auction at the Front Entrance of the Circuit Court for the City of Richmond on December 13, 2012, at 12:20 p.m., the property described as Lot 60, subdivision plat of The Townes at Grand Oaks, , City of Richmond, Virginia, known as 6766 S. Grand Brook Circle, Richmond, Virginia. TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUT WARRANTY OF TITLE. ADDITIONAL TERMS MAY BE ANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE. A deposit of $ 20,000.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, IN CASH, CASHIER’S CHECK OR CERTIFIED FUNDS ONLY PAYABLE TO “CECIL G. MOORE, TRUSTEE”, balance to be paid within fifteen days from the date of sale. ABSOLUTELY NO PERSONAL CHECKS ACCEPTED AS BIDDER’S DEPOSIT. Real estate taxes will be adjusted to the date of sale. All cost of conveyance, deed, examination of title, recording charges and the grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: November 14, 2012 CECIL G. MOORE, Substitute Trustee(s) 12‑231BF (76.83) For Information Contact Trustees At: 710 Denbigh Boulevard, Ste. 6C, Newport News, Virginia 23608 (757) 877‑0255 between 9:00 ‑ 10:30 a.m. only

TRUSTEE SALE 2900 Kellynn Dr, Midlothian, VA 23112-3541 Chesterfield County In execution of a Deed of Trust in the original principal amount of $65,600.00, dated April 26, 2000recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 3810, at page 54, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on December 11, 2012 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 18, Block L, Section D, Lake Genito, with improvements thereon.

December 5, 2012 [ classifieds ]

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Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.

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TERMS OF SALE: CASH: A deposit of $5,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-017305-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc. net

TRUSTEE’S SALE 2603 Saint Moritz Drive, Richmond, VA 23224 Parcel ID C0080809076 Pursuant to the terms of a deed of trust dated August 19, 2011, in the original principal amount of $89,991.00, recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia, as Instrument No. 110014539, as assigned by Certificate of Transfer recorded as Instrument No. 110014540, the property briefly described below will be offered for sale at public auction: Lot 6, Block A, Fawnbrook, Sec. A, as shown on a plat recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia, in Plat Book 15, Page 60, and as more particularly described in the referenced deed of trust. The sale will take place on DECEMBER 13, 2012, at 10:15 a.M., at the front entrance to the building housing the Circuit Court of the City of Richmond, located at 400 N. Ninth Street, Richmond, VA. The property and the improvements thereon will be sold “AS IS”and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERtIFIED FUNDS in the amount of $8,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1‑757‑437‑9500 (1228611).

TRUSTEE’S SALE 4401 Walton Farms Drive, Henrico, VA 23294 Parcel ID 762-760-7571 Pursuant to the terms of a deed of trust dated July 24, 2009, in the original principal amount of $204,232.00, recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia, in Deed Book 4673, Page 1860, as modified by Modification of Deed of Trust recorded in the aforesaid Clerk’s Office in Deed Book 4930, Page 414, and Corrected Modification of Deed of Trust recorded in the aforesaid Clerk’s Office in Deed Book 4956, Page 894, the property briefly described below will be offered for sale at public auction: Lot 9, Block A, Walton Farms, Sec.1, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 70, Page 72, and as more particularly described in the referenced deed of trust. The sale will take place on DECEMBER 13, 2012, at 9:30 a.M., at the front entrance to the building housing the Circuit Court of Henrico County, located at 4301 East Parham Road, Henrico, VA. The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERtIFIED FUNDS in the amount of $20,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1228552).

(804)358-2100

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TRUSTEE’S SALE OF 1548 Heritage Hill Drive, Richmond, VA 23238. In execution of a certain deed of trust dated June 21, 2007, in the original principal amount of $131,250.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4366 Page 0102, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on January 04, 2013, at 10:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, DESIGNATED AS LOT 3, BLOCK L, ON A PLAT OF SURVEY TITLED “HERITAGE HILL OF RAINTREE SECTION B”, MADE BY BODIE, MILLS, TAYLOR AND PURYEAR, INC., ENGINEERS & SURVEYORS, DATED AUGUST 31, 1977 AND RECORDED JANUARY 17, 1978, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 65, PAGE 87 AND 88, TO WHICH REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SUCH PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 126576

TRUSTEE SALE: 5201 Ashton Creek Road, Chester, VA. In execution of a Deed of Trust made by Donald R. Beverley and Martha H. Beverley dated June 23, 1994, recorded on June 29, 1994 in Deed Book 2554 at Page 90 in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia, default having occurred under the Deed of Trust and in the payment of the debt secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at the front doors of the Circuit Court of Chesterfield County, Virginia, 9500 Courthouse Road, Chesterfield, VA 23832 on January 3, 2013 beginning at 12:00 p.m., all of the above real property and improvements (“Property”). For a more particular description of the Property, reference is made to the Deed of Trust. Conveyance shall be by special warranty and subject to all recorded and unrecorded liens and encumbrances. The Property will be sold to the highest bidder. TERMS OF SALE: ALL CASH. A bidder’s deposit of $5,000.00 will be required at the time of sale. The Property sold will be sold “AS IS, WHERE IS.” Settlement shall occur no later than 30 days or deposit may be forfeited. Additional terms may be announced at the time of sale. For information contact: James E. Kane, Substitute Trustee, Kane & Papa, P.C., 1313 East Cary Street, Richmond, VA 23219, (804) 225-9500.

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TRUSTEE’S SALE 9302 Woodcrest Road, Henrico, VA 23229 Parcel ID 749-745-4241 Pursuant to the terms of a deed of trust dated May 1, 2012, in the original principal amount of $190,056.00, recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia, in Deed Book 4985, Page 2301, as assigned by Assignment of Deed of Trust recorded in Deed Book 5023, Page 2069, the property briefly described below will be offered for sale at public auction: Lot 3, Block S, Farmington, Sec. D, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 29, Page 50, and as more particularly described in the referenced deed of trust. The sale will take place on DECEMBER 13, 2012, at 9:30 a.M., at the front entrance to the building housing the Circuit Court of Henrico County, located at 4301 East Parham Road, Henrico, VA. The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERtIFIED FUNDS in the amount of $19,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1228665).

TRUSTEE’S SALE OF REAL ESTATE located at 6409 Springcrest Lane, Richmond, Virginia In execution of the Deed of Trust from STARR L. BROWN dated December 16, 2008, in the Original Principal Amount of $177,655.00, and recorded in Deed Book 4593, Page 251 and rerecorded in Deed Book 4719, Page 715, in the Clerk’s Office of the Circuit Court for the County of Henrico, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the Note, the undersigned, as Substitute Trustees, any one of whom may act, will sell at public auction at the Front Entrance of the Circuit Court for the County of Henrico on December 13, 2012, at 1:25 p.m., the property described as Lot 60, Block A, Section A, Darbytown Meadows, County of Henrico, Virginia, known as 6409 Springcrest Lane, Richmond, Virginia. TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUT WARRANTY OF TITLE. ADDITIONAL TERMS MAY BE ANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE. A deposit of $ 16,000.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, IN CASH, CASHIER’S CHECK OR CERTIFIED FUNDS ONLY PAYABLE TO “CECIL G. MOORE, TRUSTEE”, balance to be paid within fifteen days from the date of sale. ABSOLUTELY NO PERSONAL CHECKS ACCEPTED AS BIDDER’S DEPOSIT. Real estate taxes will be adjusted to the date of sale. All cost of conveyance, deed, examination of title, recording charges and the grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: November 14, 2012 CECIL G. MOORE, and JO ANN HUTCHINSON, Substitute Trustee(s) 12‑237BF (76.80) For Information Contact Trustees At: 710 Denbigh Boulevard, Ste. 6C, Newport News, Virginia 23608 (757) 877‑0255 between 9:00 ‑ 10:30 a.m. only

TRUSTEE’S SALE OF 3605 Dupuy Road, South Chesterfield AKA Petersburg, VA 23803. In execution of a certain deed of trust dated September 15, 1997, in the original principal amount of $28,440.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 3122 Page 907, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on January 04, 2013, at 12:05 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND WITH THE IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING AND SITUATE IN MATOACA MAGISTERIAL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, AND BEING KNOWN AND DESIGNATED AS LOT NUMBER TWO (2) AS SHOWN ON A PLAT OF “WASHINGTON PLACE”, WHICH IS OF RECORD IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 8, AT PAGES 41, THE RESIDENCE BEING KNOWN BY THE CURRENT STREET NUMBER 3605 DUPUY ROAD (THE FORMER STREET NUMBER OF SAID PROPERTY BEING 615 DUPUY ROAD); SAID PROPERTY HAVING A FRONTAGE ON THE SOUTHERLY SIDE OF DUPUY ROAD 85.0 FEET, MORE OR LESS..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www. bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 150313

TRUSTEE’S SALE OF 16417 Chinook Drive, Petersburg, VA 23803. In execution of a certain deed of trust dated August 04, 1993, in the original principal amount of $54,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 2362 Page 35, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on December 14, 2012, at 12:01 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA AND DESIGNATED AS LOT 16, BLOCK B, SECTION A, TAYLOR HALL ESTATES, AS SHOWN ON A PLAT OF SUBDIVISION ENTITLED, “TAYLOR HALL ESTATES, SECTION A”, CHESTERFIELD COUNTY, VIRGINIA, PREPARED BY GEORGE M. WHITMAN, JR., CERTIFIED LAND SURVEYOR, DATED JULY 27, 1973, RECORDED MARCH 4, 1974, IN THE CLERK’S OFFICE CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 21, AT PAGES 96 AND 97, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREIN CONVEYED.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 155101

TRUSTEE SALE: 1801 Coxendale Road, Chester, VA. In execution of a Deed of Trust made by Donald R. Beverley and Martha H. Beverley dated June 23, 1994, recorded on June 29, 1994 in Deed Book 2554 at Page 90 in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia, default having occurred under the Deed of Trust and in the payment of the debt secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at the front doors of the Circuit Court of Chesterfield County, Virginia, 9500 Courthouse Road, Chesterfield, VA 23832 on January 3, 2013 beginning at 12:00 p.m., all of the above real property and improvements (“Property”). For a more particular description of the Property, reference is made to the Deed of Trust. Conveyance shall be by special warranty and subject to all recorded and unrecorded liens and encumbrances. The Property will be sold to the highest bidder. TERMS OF SALE: ALL CASH. A bidder’s deposit of $5,000.00 will be required at the time of sale. The Property sold will be sold “AS IS, WHERE IS.” Settlement shall occur no later than 30 days or deposit may be forfeited. Additional terms may be announced at the time of sale. For information contact: James E. Kane, Substitute Trustee, Kane & Papa, P.C., 1313 East Cary Street, Richmond, VA 23219, (804) 225-9500.

TRUSTEE SALE: 1811 Coxendale Road, Chester, VA. In execution of a Deed of Trust made by Donald R. Beverley and Martha H. Beverley dated June 23, 1994, recorded on June 29, 1994 in Deed Book 2554 at Page 90 in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia, default having occurred under the Deed of Trust and in the payment of the debt secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at the front doors of the Circuit Court of Chesterfield County, Virginia, 9500 Courthouse Road, Chesterfield, VA 23832 on January 3, 2013 beginning at 12:00 p.m., all of the above real property and improvements (“Property”). For a more particular description of the Property, reference is made to the Deed of Trust. Conveyance shall be by special warranty and subject to all recorded and unrecorded liens and encumbrances. The Property will be sold to the highest bidder. TERMS OF SALE: ALL CASH. A bidder’s deposit of $5,000.00 will be required at the time of sale. The Property sold will be sold “AS IS, WHERE IS.” Settlement shall occur no later than 30 days or deposit may be forfeited. Additional terms may be announced at the time of sale. For information contact: James E. Kane, Substitute Trustee, Kane & Papa, P.C., 1313 East Cary Street, Richmond, VA 23219, (804) 225-9500.


to advertise call

TRUSTEE’S SALE OF 7901 Ft Gilmer Drive, Richmond, VA 23231. In execution of a certain deed of trust dated May 30, 2008, in the original principal amount of $353,067.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4521 Page 0158, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on January 11, 2013, at 10:03 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH ALL IMPROVEMENTS THEREON AND ALL APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE VARINA DISTRICT OF HENRICO COUNTY, VIRGINIA, AND KNOWN, NUMBERED AND DESIGNATED AS LOT 14, BLOCK A, SECTION A, THE WOODS AT GILMER SUBDIVISION ALL AS MORE PARTICULARLY SHOWN ON A CERTAIN PLAT ENTITLED “THE WOODS AT GILMER, VARINA DISTRICT, HENRICO COUNTY, VA”, DATED NOVEMBER 18, 2004, PREPARED BY ENGINEERING DESIGN ASSOCIATES, ARCHITECTS, ENGINEERS, SURVEYORS, RECORDED MAY 31, 2005, IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 121, PAGES 85, 86 AND 87, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY CONVEYED HEREIN. BEING THE SAME REAL ESTATE CONVEYED TO LOUIS FERRELL, III AND SCARLET B. FERRELL, HUSBAND AND WIFE, BY DEED FROM WILLIAM DEAN COBB AND GREGORY LEE CONNER DATED MAY 23, 2008, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, SIMULTANEOUSLY HEREWITH..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 9616555, website: www.bwwsales.com. BWW# 147363 A-4336542 12/05/2012, 12/12/2012

TRUSTEE SALE 3407 Shady Creek Road, Richmond, VA 23234-3870 Chesterfield County In execution of a Deed of Trust in the original principal amount of $100,000.00, dated September 23, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 6669, at page 258, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on December 18, 2012 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 25, Block D, Section 4, Shady Creek, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-012786-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE’S SALE OF 7991 Kenmore Drive, Mechanicsville, VA 23111. In execution of a certain deed of trust dated March 22, 2007, in the original principal amount of $153,600.00 recorded in the Clerk’s Office, Circuit Court for Hanover County, Virginia, in Deed Book 2877 Page 407, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Hanover County, 7501 Library Drive, Hanover, Virginia, on January 11, 2013, at 9:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN PIECE OR PARCEL OF LAND LYING AND BEING IN HENRY DISTRICT, HANOVER COUNTY, VIRGINIA, DESIGNATED AS LOT 9, BLOCK B, AS SHOWN ON THE PLAN OF SPRING MEADOWS, SECTION 2, MADE BY LAPRADE BROS., CIVIL ENGINEERS, DATED MARCH 12, 1959, AND RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HANOVER COUNTY, VIRGINIA, IN PLAT BOOK 25, PAGE 155, TO WHICH PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID LOT..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www. bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 131297

TRUSTEE’S SALE OF 6061 Pond Grass Road, Mechanicsville, VA 23111. In execution of a certain deed of trust dated April 29, 2005, in the original principal amount of $312,750.00 recorded in the Clerk’s Office, Circuit Court for Hanover County, Virginia, in Deed Book 2503 Page 700, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Hanover County, 7501 Library Drive, Hanover, Virginia, on January 11, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON AND THE APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN HENRY DISTRICT, HANOVER COUNTY VIRGINIA, AND KNOWN, NUMBERED AND DESIGNATED AS LOT 17, SECTION 5-A, PEBBLE CREEK ON THE PLAT OF SUBDIVISION MADE BY WINGATE & KESTNER, P.L.C., DATED SEPTEMBER 20, 1999, ENTITLED, “PEBBLE CREEK, SECTION 5-A, HENRY DISTRICT, HANOVER COUNTY, VIRGINIA”, RECORDED NOVEMBER 2, 1999, IN THE CLERK’S OFFICE OF CIRCUIT COURT OF HANOVER COUNTY, VIRGINIA, IN SUBDIVISION PLAT BOOK 8, PAGE 393; REFERENCE TO WHICH HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF PROPERTY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www. bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 61661

TRUSTEE’S SALE OF 8316 Pamela Drive, Richmond, VA 23229. In execution of a certain deed of trust dated October 10, 2006, in the original principal amount of $190,360.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4214 Page 1527, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on January 04, 2013, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OF LAND TOGETHER WITH ALL THE IMPROVEMENTS THEREON, LYING AND BEING SITUATED IN TUCKAHOE DISTRICT, HENRICO COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT NO FIVE (5), IN BLOCK “E”, ON THE PLAN OF “SOMERSET, SECTION A, TUCKAHOE DISTRICT, HENRICO COUNTY, VA.”, WHICH PLAN MADE BY PHILLIP H BROOKS AND KENNETH L BARTON, CERTIFIED LAND SURVEYORS, IS DATED JANUARY 10, 1958, AND WAS RECORDED ON MARCH 24, 1958, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 29, PAGE 37, TO WHICH PLAN REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID LOT BY METES AND BOUNDS.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 61866

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[ classifieds ] December 5, 2012

TRUSTEE’S SALE OF REAL ESTATE located at 6361 Amasis Court, Richmond, Virginia In execution of the Deed of Trust from CORIN C. NEAL and JENNIFER D. STANLEY, dated March 28, 2008, in the Original Principal Amount of $143,862.00, and recorded in Deed Book 8256, Page 185, modified in deed book 9381, page 520, in the Clerk’s Office of the Circuit Court for the County of Chesterfield, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the Note, the undersigned, as Substitute Trustees, any one of whom may act, will sell at public auction at the Front Entrance of the Circuit Court for the County of Chesterfield on December 18, 2012, at 12:35 p.m., the property described as Lot 58, Block D, Section 7, Kings Forest Subdivision, County of Chesterfield, Virginia, known as 6361 Amasis Court, Richmond, Virginia. TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUT WARRANTY OF TITLE. ADDITIONAL TERMS MAY BE ANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE. A deposit of $ 14,000.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, IN CASH, CASHIER’S CHECK OR CERTIFIED FUNDS ONLY PAYABLE TO “CECIL G. MOORE, TRUSTEE”, balance to be paid within fifteen days from the date of sale. ABSOLUTELY NO PERSONAL CHECKS ACCEPTED AS BIDDER’S DEPOSIT. Real estate taxes will be adjusted to the date of sale. All cost of conveyance, deed, examination of title, recording charges and the grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: November 19, 2012 CECIL G. MOORE, and JO ANN HUTCHINSON, Substitute Trustee(s) 11‑317BF (73.49) For Information Contact Trustees At: 710 Denbigh Boulevard, Ste. 6C, Newport News, Virginia 23608 (757) 877‑0255 between 9:00 ‑ 10:30 a.m. only

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TRUSTEE SALE 5445 Stone Ln, Richmond, VA 23227-2647 Henrico County In execution of a Deed of Trust in the original principal amount of $250,466.00, dated February 24, 2009 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4615, at page 1275, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­ signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on December 20, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 47, Block A, Afton, Section 2, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-026144-12/VA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE’S SALE 5948 Shallow Way, Richmond, VA 23224 Parcel ID C0060892002 Pursuant to the terms of a deed of trust dated April 25, 2007, in the original principal amount of $169,000.00, recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia, as Instrument No. 070014137, the property briefly described below will be offered for sale at public auction: Lot 1, Block A, Glendale, Sec. A, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 36, Page 97, LESS & EXCEPT that portion conveyed to the Commonwealth of Virginia by deed recorded as Instrument No. 060034247, and subject to easements to the Commonwealth of Virginia for drainage and landscaping recorded as Instrument Nos. 080031056 and 090020905, and as more particularly described in the referenced deed of trust. The sale will take place on DECEMBER 13, 2012, at 10:15 a.M., at the front entrance to the building housing the Circuit Court of the City of Richmond, located at 400 N. Ninth Street, Richmond, VA. The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERtIFIED FUNDS in the amount of $10,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1‑757‑437‑9500 (1228616).

TRUSTEE SALE 100 Scotch Pine Drive, Sandston, VA 23150 Henrico County In execution of a Deed of Trust in the original principal amount of $235,128.00, dated December 22, 2004 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3795, at page 1436, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on December 11, 2012 at 4:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 21, Block D, Subdivision of Pine Creek South, with improvements thereon.

December 5, 2012 [ classifieds ]

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Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.

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TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-025734-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

State Water Control Board Public Notice An enforcement action has been proposed for Rogers-Chenault, Inc. for alleged violations that occurred at the Hunton Station Subdivision, in Henrico County, VA. The State Water Control Board proposes to issue a consent special order to Rogers-Chenault, Inc. to address noncompliance with State Water Control Board law. A description of the proposed action is available at the DEQ office named below or online at www. deq.virginia.gov. Cynthia Akers will accept comments by e-mail (cynthia.akers@deq. virginia.gov), fax (804-527-5106) or postal mail (DEQ, Piedmont Regional Office, 4949-A Cox Road, Glen Allen, Virginia, 23060) from December 3, 2012 to January 4, 2013.

TRUSTEE’S SALE OF 3736 Walmsley Boulevard, Richmond, VA 23234. In execution of a certain deed of trust dated November 02, 2005, in the original principal amount of $80,750.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 050038647, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on January 04, 2013, at 11:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON SITUATED IN THE CITY OF RICHMOND, VIRGINIA, FORMERLY CHESTERFIELD COUNTY, VIRGINIA, DESIGNATED AS A PART OF LOT 1 ON A MAP OF SECTION 1, VIAL HEIGHTS, RECORDED IN PLAT BOOK 7, PAGE 109, CLERK’S OFFICE, CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA. LESS AND EXCEPT THAT PORTION OF PROPERTY CONVEYED TO THE CITY OF RICHMOND, AS RECORDED NOVEMBER 26, 1995 AS INSTRUMENT NUMBER 9624698. FURTHER LESS AND EXCEPT THAT PORTION OF PROPERTY CONVEYED TO PRISCILLA M. HENDERSON IS THAT CERTAIN CORRECTIVE DEED RECORDED FEBRUARY 10, 1997 AS INSTRUMENT NUMBER 97-3049.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 124040

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UNITED STATES CUSTOMS AND BORDER PROTECTION- Notice is hereby given as required by 19 USC 1607, and in accordance with 19 CFR 162.45, of the seizure and intent to forfeit and dispose of according to law, the property listed below, seized in Virginia. Any person desiring to claim the property must appear at the Office of the Fines, Penalties and Forfeiture Officer, U.S. Customs and Border Protection, 101 East Main Street, Norfolk, Virginia, and file within twenty (20) days from the date of the first publication of the notice, a claim to such property, in default of which the property will be disposed of in accordance with the law.

UNITED STATES CUSTOMS AND BORDER PROTECTION- Notice is hereby given as required by 19 USC 1607, and in accordance with 19 CFR 162.45, of the seizure and intent to forfeit and dispose of according to law, the property listed below, seized in Virginia. Any person desiring to claim the property must appear at the Office of the Fines, Penalties and Forfeiture Officer, U.S. Customs and Border Protection, 101 East Main Street, Norfolk, Virginia, and file within twenty (20) days from the date of the first publication of the notice, a claim to such property, in default of which the property will be disposed of in accordance with the law.

CASE #2012140400004401; Seized 8/22/2012: DESCRIPTION: $26,200.00 U.S. Currency,: LAWS VIOLATED; title 18, United States Code, §981, §1956 and title 212A6AI.

CASE #2012140400004801; Seized 9/25/2012: DESCRIPTION: $20,090.00 U.S. Currency: LAWS VIOLATED; title 18, United States Code, §981 and §1956.

TRUSTEE’S SALE OF 3403 Frank Road, Richmond, VA 23234. In execution of a certain deed of trust dated September 15, 2005, in the original principal amount of $66,500.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 050034044, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on December 14, 2012, at 11:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, TOGETHER WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, AND LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, AND KNOWN AS LOT 2, BLOCK C, ON MAP OF SECTION B, CASTLE HEIGHTS, DATED MARCH 7, 1950, MADE BY J. TEMPLE WADDILL, CERTIFIED CIVIL ENGINEER, SAID MAP HAVING BEEN RECORDED ON MARCH 21, 1950, IN THE CLERK’S OFFICE, CIRCUIT COURT, CITY OF RICHMOND, DIVISION II, VIRGINIA IN LAT BOOK 6, PAGE 30, REFERENCE BEING MADE TO SAID PLAT FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREIN CONVEYED.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 134081

TRUSTEE’S SALE OF 9831 Kevken Drive, Richmond, VA 23237. In execution of a certain deed of trust dated May 25, 2006, in the original principal amount of $192,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7142 Page 0881, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on January 04, 2013, at 12:00 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH THE IMPROVEMENTS THEREON AND THE APPURTENANCES THERETO BELONGING, LYING AND BEING IN MATOACA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, CONTAINING 1.00 ACRE, DESIGNATED AS PARCEL 5-A ON A PLAT OF SURVEY ENTITLED “IMPROVEMENTS ON PARCEL 5-A MAPLE SPRING ESTATES MATOACA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA”, MADE BY HARVEY L. PARKS, INC., DATED JULY 17, 1985, IS RECORDED IN THE AFOREMENTIONED CLERK’S OFFICE. TOGETHER WITH A NON-EXCLUSIVE, PERPETUAL RIGHT OF INGRESS AND EGRESS FROM CENTRALIA ROAD TO THE PROPERTY CONVEYED THEREIN, UPON, OVER AND ACROSS A 50’ STRIP OF LAND, A PART OF WHICH IS DESIGNATED AS KEVKEN DRIVE, AND PART OF WHICH IS DESIGNATED AS EXSCINDING PRIVATE ROAD, ALL AS IS MORE PARTICULARLY SHOWN ON SUBDIVISION PLAT OF “MAPLE SPRINGS ESTATES; A PRIVATE ROAD SUBDIVISION” MADE BY HARVEY L. PARKS, INC., LAND SURVEYORS, DATED AUGUST 27, 1984, REVISED SEPTEMBER 25, 1984, AND RECORDED IN THE AFOREMENTIONED CLERK’S OFFICE, IN PLAT BOOK 48, PAGE 12. BEING THE SAME REAL ESTATE CONVEYED TO RODNEY WILLIAMS AND SHARON WILLIAMS, HUSBAND AND WIFE BY DEED FROM MELVIN W. SIMMONS AND WANDA P. SIMMONS, HUSBAND AND WIFE, DATED MAY 9, 2006 AND RECORDED IMMEDIATELY PRIOR HERETO IN THE CLERK’S OFFICE, CIRCUIT COURT, COUNTY OF CHESTERFIELD, VIRGINIA..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www. bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 131235

TRUSTEE SALE 5112 Verlinda Dr, Richmond, VA 23237 Chesterfield County In execution of a Deed of Trust in the original principal amount of $157,500.00, dated October 21, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 6723, at page 720, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on December 11, 2012 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 9, Block C, Section 3, Kendale Acres Section 3, as shown on plat entitled“Kendale Acres, Section 3, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01024215-11/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale 7712 Hudson Drive, Richmond, Virginia 23229 (Tax ID No. 759-748-8369) Default having been made in the terms of a certain Deed of Trust dated September 23, 2005, in the original principal amount of $129,893.75 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Book 3982, Page 1838, the undersigned Substitute Trustees will sell at public auction on December 13, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road., E. Parham and Hungary Spring Roads, Richmond, VA, the property designated as Lot 21, Block F, as shown on plat of Cavalier Park, Section A, which plat is dated August 17, 1954, and was recorded August 27, 1954, in the aforesaid Clerk’s Office in Plat Book 23, Pages 199, 200 and 201. Sale is subject to all prior liens (including the lien of a prior deed of trust), easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of$12,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page ofwww.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA23510, File No. 89834, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE’S SALE OF 5616 Chatmoss Road, Midlothian, VA 23112. In execution of a certain deed of trust dated March 20, 2008, in the original principal amount of $232,079.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8274 Page 0969, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on January 04, 2013, at 12:01 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH APPURTENANCES THERETO BELONGING, LYING AND BEING IN CLOVER HILL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA; AND DESIGNATED AS “LOT 3, CHATMOSS, AS SHOWN ON PLAT OF SUBDIVISION ENTITLED “CHATMOSS” MADE BY J.K. TIMMONS & ASSOCIATES, P.C., ENGINEERS & SURVEYORS, DATED DECEMBER 3, 1987 RECORDED DECEMBER 14, 1987 IN THE CLERK’S OFFICE, CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 59, AT PAGES 71 AND 72, AND REFERENCE TO WHICH IS HERBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HERBY CONVEYED. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 133066

NOVEMBER 1, 2012 VIRGINIA: IN THE CIRCUIT COURT FOR THE COUNTY OF CHESTERFIELD DAVID AND JESSICA BUSH, Petitioners, v. RICHARD GARCIA, Respondent. In re: Step-parent adoption of CAROLENA ROSE GARCIA, to be known as CARALENA ROSE MARIE BUSH, a minor, born November 1, 2004. ORDER OF PUBLICATION The object of the suit is to have David Bush, step-father of Carolene Rose Garcia, adopt said child and have said child’s name changed to Caralena Rose Marie Bush. It appearing from an affidavit that the Plaintiff is unable to complete personal service on the Defendant, Richard Garcia, after using due diligence and several attempts, it is ordered that the Defendant appear before this Court on or before 01/04/2013, to protect his interest herein. AN EXTRACT TESTE: Judy L. Worthington, Clerk I asked for this: Mary A. Napier (VSB #80741) CRAVENS & NOLL, PC. 9011 Arboretum Parkway, Suite 200 Richmond, Virginia 23236 (804) 330-9220 Telephone (804) 330-9458 Fax


TRUSTEE’S SALE OF 3907 Temple Court, South Chesterfield AKA Colonial Heights, VA 23834. In execution of a certain deed of trust dated June 29, 1999, in the original principal amount of $89,928.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 3609 Page 426, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on January 04, 2013, at 12:02 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, TOGETHER WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN MATOACA DISTRICT, IN THE COUNTY OF CHESTERFIELD, VIRGINIA, KNOWN AND DESIGNATED AS LOT 73, BLOCK A, SECTION D, ON THE PLAN OF COLONIAL PINE ESTATES, MADE BY VIRGINIA SURVEYS, DATED SEPTEMBER 25, 1980, AND RECORDED OCTOBER 6, 1980, IN THE CLERK’S OFFICE, CIRCUIT COURT, COUNTY OF CHESTERFIELD, VIRGINIA IN PLAT BOOK 37, PAGES 40 AND 41, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 146067

TRUSTEE’S SALE OF 1103 South Randolph Street, Richmond, VA 23220. In execution of a certain deed of trust dated July 25, 2006, in the original principal amount of $180,000.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 060025508, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on December 14, 2012, at 11:03 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND IN THE CITY OF RICHMOND, VIRGINIA, WITH THE IMPROVEMENTS THEREON KNOWN AS NO. 1103, ERRONEOUSLY REFERRED TO IN PRIOR DEED AS 1105 AND 1107 RANDOLPH STREET, AND MORE PARTICULARLY DESCRIBED AS COMMENCING ON THE EAST LINE OF RANDOLPH STREET AT POINT DISTANT THIRTY (30) FEET SOUTH OF ITS INTERSECTION WITH THE SOUTH LINE OF WINDER STREET, THENCE RUNNING SOUTHWARDLY ALONG AND FRONTING ON THE EAST LINE OF RANDOLPH STREET FIFTY-NINE (59) FEET, AND FROM SAID EXTENDING EASTWARDLY, AT RIGHT ANGLES AND BETWEEN PARALLEL LINES, ONE HUNDRED AND FOURTEEN (114) FEET TO AN ALLEY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 155161

TRUSTEE’S SALE OF 2605 Dunn Avenue, Richmond, VA 23222. In execution of a certain deed of trust dated November 03, 2006, in the original principal amount of $69,000.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 060038377, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on December 14, 2012, at 11:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, NO. 2605 DUNN AVENUE IN THE CITY OF RICHMOND, VIRGINIA, DESIGNATED AS LOT 9, BLOCK E, SECTION 2 OF GREEN PARK, PLAT OF WHICH, DATED FEBRUARY 19, 1951, MADE BY W.W. LAPRADE AND BROS., CIVIL ENGINEERS, IS RECORDED AT THE CLERK’S OFFICE OF THE CHANCERY COURT OF SAID CITY IN PLAT BOOK 12, PAGE 98, REFERENCE TO WHICH IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID LOT..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 129562

TRUSTEE’S SALE OF 3025 Rushton Road, Richmond, VA 23237. In execution of a certain deed of trust dated June 29, 2006, in the original principal amount of $121,600.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7211 Page 0606, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on January 04, 2013, at 12:03 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN BERMUDA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, DESIGNATED AS LOT 16, BLOCK P, QUAIL OAKS, SECTION C, AS SHOWN ON PLAN BY J.K. TIMMONS, CIVIL ENGINEER, DATED MAY 15, 1963, AND RECORDED JULY 5, 1963, IN PLAT BOOK 13, PAGES 44 AND 45, CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, REFERENCE BEING HEREBY MADE TO SAID PLAN FOR A MORE PARTICULAR DESCRIPTION OF SAID LOT..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 151662

TRUSTEE’S SALE OF 2227 Grainmill Court, Richmond, VA 23233. In execution of a certain deed of trust dated October 16, 2002, in the original principal amount of $108,950.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3535 Page 0121, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on January 04, 2013, at 10:04 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE TUCKAHOE DISTRICT, HENRICO COUNTY, VIRGINIA, AND BEING KNOWN AS LOT 14, BLOCK E, SECTION 4 OF STONEGATE SUBDIVISION ON A CERTAIN PLAT OF SUBDIVISION RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA IN PLAT BOOK 78, PAGE 72, REFERENCE BEING MADE TO SAID PLAT FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREIN CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 9616555, website: www.bwwsales.com. BWW# 145610 A-4336431 12/05/2012, 12/12/2012

TRUSTEE SALE 18400 River Road, Chesterfield, VA 23838-1256 In execution of a Deed of Trust in the original principal amount of $277,600.00, dated February 2, 2012 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 9648, at page 0255, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on December 18, 2012 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Containing 10.56 acres, more or less, as shown on plat of survey dated November 23, 1990, recorded in Deed Book 2138, Page1774, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-027357-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 15 Raines Ave, Sandston, VA 23150-2044 Henrico County In execution of a Deed of Trust in the original principal amount of $93,500.00, dated July 2, 2004 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3704, at page 1270, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on December 13, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 9 (erroneously referred to as Lot 3) Block 4 and Subdivision of Section A Plan of Fairfield or Sandston in plat Book 12, page 2, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-011453-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE’S SALE OF 1204 Camden Drive, Richmond, VA 23229. In execution of a certain deed of trust dated August 31, 2007, in the original principal amount of $203,309.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4403 Page 1673, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on January 04, 2013, at 10:05 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, COMMONLY KNOWN AS 1204 CAMDEN DRIVE AND DESIGNATED AS LOT 17, BLOCK F, SECTION C, BEVERLY HILLS, ON SUBDIVISION PLAT BY W.W. LAPRADE AND BROTHERS, CIVIL ENGINEERS AND SURVEYORS, DATED SEPTEMBER 15, 1952 AND RECORDED OCTOBER 17, 1952, IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 23, PAGE 94, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 157614 A-4336476 12/05/2012, 12/12/2012

December 5 , 2012

SUBSTITUTE TRUSTEE’S SALE 3011 LYNHAVEN AVENUE, RICHMOND In execution of a Deed of Trust recorded in Clerk’s Office there having been a default under the Deed of Trust, Substitute Trustee will offer for sale at public auction on December 20, 2012, at 11:45 a.m., front entrance of Circuit Court, City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia 23219, the property known as 3011 Lynhaven Avenue, Richmond, Virginia. For full description of property, see Deed of Trust. Sale made subject to all existing easements, restrictive covenants, liens and/or deeds of trust. TERMS: Cash at settlement within 10 days of sale. Bidder’s deposit 10% cash or certified check. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. FOR INFORMATION CONTACT: Nancy Ann Rogers, Substitute Trustee, Post Office Box 167, Manakin Sabot, Virginia 23103 (804)784-7182.

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SUBSTITUTE TRUSTEE’S SALE 2909 PLOTKIN ROAD, RICHMOND In execution of a Deed of Trust recorded in Clerk’s Office there having been a default under the Deed of Trust, Substitute Trustee will offer for sale at public auction on December 20, 2012, at 11:40 a.m., front entrance of Circuit Court, City of Richmond, 400 North 9th Street, Richmond, Virginia, the property known as 2909 Plotkin Road, Richmond, Virginia. For full description of property, see Deed of Trust. Sale made subject to all existing easements, restrictive covenants, liens and/or deeds of trust. TERMS: Cash at settlement within 10 days of sale. Bidder’s deposit 10% cash or certified check. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. FOR INFORMATION CONTACT: Nancy Ann Rogers, Substitute Trustee, Post Office Box 167, Manakin Sabot, Virginia 23103 (804)784-7182.

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December 5, 2012 [ classifieds ]

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SUBSTITUTE TRUSTEE’S SALE 3810 KINGSTREAM LANE, CHESTER, VA 23831 COUNTY OF CHESTERFIELD TAX MAP NO.: 789660366700000 In execution of a certain Deed of Trust in the principal sum of $185,000.00, from Julia A. Markle, to Linda J. Woods, Trustee, dated October 8, 2008, recorded October 15, 2008, in the Clerk’s Office, County of Chesterfield, Virginia, as Instrument Number 49092, book 8487, page 0727 (Edward S. Whitlock, III, having been appointed as Substitute Trustee by instrument duly recorded in the aforesaid Clerk’s Office), default having been made in the payment of the indebtedness secured thereby, and being required so to do by the Noteholder, the undersigned, in accordance with the provisions of the aforesaid Deed of Trust, and after having given at least fourteen (14) days prior written notice to the owner of the real estate of the date, time, place and terms of the sale, will offer for sale to the highest bidder at public auction on: December 18, 2012 at 12:00 p.m. at the front steps of the building housing the Circuit Court of the County of Chesterfield, 9500 Courthouse Road, Chesterfield, Virginia 23832, all of the property with any improvements thereon located in County of Chesterfield, known as 3810 Kingstream Lane, Chester, Virginia and having a Tax Map Designation of 7896603366700000, together with any interest the Substitute Trustee may have in the Personal Property located on or used in the operation of the Real Property. The Real Property and the Personal Property being hereinafter referred to as the Property. TERMS OF SALE: All cash at settlement. A deposit of Three Thousand and 00/100 Dollars ($3,000.00) in cash or certified check shall be required at time of sale from all bidders except the holder of the Note secured by the Deed of Trust. The balance shall be paid at settlement, to be held within thirty (30) days from the date of sale in the offices of the Substitute Trustee. The Substitute Trustee reserves the right to: (i) waive the deposit requirement; (ii) approve the creditworthiness of any bidder and final purchaser; (iii) withdraw the Property from sale at any time prior to the termination of the bidding; (iv) keep the bidding open for any length of time; and (v) reject any and all bids. In the event that the purchaser fails to go to settlement as required, the aforementioned deposit shall be forfeited and the Property shall be resold at the purchaser’s risk and expense. All closing costs, other than the preparation of the deed and the grantor’s tax, shall be borne by the successful bidder. Real estate taxes shall be prorated to the date of sale. Rents and other expenses of the Property shall not be prorated. The Real Property shall be conveyed by special warranty deed and the Personal Property, if any, shall be conveyed by Bill of Sale. All of the Property shall be sold “AS IS” without representation or warranty of any kind, and SUBJECT TO conditions, restrictions, rightsof-way, easements, and reservations, if any, contained in the deeds forming chain of title thereto, and all other matters of record taking priority over the Deed of Trust, if any. Delivery of possession of the Property will not be performed by the Substitute Trustee but will be the responsibility of the Purchaser. The Purchaser will be required to execute a Memorandum of Sale concerning the purchase of the Property, a copy of which will be available immediately before announcing the sale. EDWARD S. WHITLOCK, III SUBSTITUTE TRUSTEE Lafayette, Ayers & Whitlock, PLC 10160 Staples Mill Road, Suite 105 Glen Allen, Virginia 23060 FOR INFORMATION CONTACT: (804) 545-6250 EDWARD S. WHITLOCK, III Lafayette, Ayers & Whitlock, PLC (804) 545-6250

TRUSTEE’S SALE OF 103 Larne Avenue, Richmond, VA 23224. In execution of a certain deed of trust dated May 23, 2002, in the original principal amount of $68,000.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 020016463, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on January 04, 2013, at 11:03 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, WITH THE IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, KNOWN AS NO. 103 LARNE AVENUE AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE EAST LINE OF LARNE AVENUE WHERE THE SAME IS INTERSECTED BYTHE SOUTHERN LINE OF A SIXTEEN FOOT ALLEY, THENCE RUNNING EASTWARDLY ALONG THE SOUTHERN LINE OF SAID ALLEY A DISTANCE OF 79.01 FEET TO A POINT; THENCE IN A SOUTHEASTWARDLY DIRECTION A DISTANCE OF 50.71 FEET TO A PIPE; THENCE IN A WESTWARDLY DIRECTION A DISTANCE OF 114.0 FEET TO THE EAST LINE OF LARNE AVENUE; THENCE IN A NORTHWARDLY DIRECTION ALONG THE EAST LINE OF LARNE AVENUE IN A CURVE TO THE RIGHT, THE RADIUS OF WHICH IS 177.82 FEET, A DISTANCE OF 44.45 FEET TO A POINT; THENCE CONTINUING ALONG THE EAST LINE OF LARNE AVENUE IN A NORTHWARDLY DIRECTION A DISTANCE OF 28.40 FEET TO THE POINT AND PLACE OF BEGINNING..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www. bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)5484600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 152106

(804)358-2100

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V I R G I N I A: IN THE CIRCUIT COURT FOR THE CITY OF RICHMOND M. YVONNE BRANDON Plaintiff,v. HENRY BRANDON, JR. Serve: Henry Brandon, Jr. 7439 Laneview Drive Richmond, Virginia 23225 DONALD E. BRANDON Serve: Donald E. Brandon 7439 Laneview Drive Richmond, Virginia 23225 Case No. CL12003265-00 W. DENISE B. LAWRENCE Serve: W. Denise B. Lawrence 1949 N. Junaluska Dr. Richmond, Virginia 23225 UNITED STATES ATTORNEY GENERAL’S OFFICE United States Attorney General 950 Pennsylvania Avenue Northwest Washington, DC 20530 FORWARDED BY REGISTERED MAIL OFFICE OF THE ATTORNEY GENERAL c/o Virginia Department of Social Services Office of the Attorney General Richmond, Virginia 23219 FORWARDED BY REGISTERED MAIL ANY HEIRS, DEVISEES, ASSIGNEES OR SUCESSORS IN INTEREST OF ANY PARTY HERETO AND/OR ANY CREDITORS WITH AN INTEREST IN SAID PROPERTY, WHETHER FUTURE OR AT THIS TIME NOT KNOWN, ALL MADE PARTIES DEFENDANT TO THIS ACTION BY THE GENERAL DESCRIPTION, “PARTIES UNKNOWN”. Defendants. ORDER OF PUBLICATION The object of this suit is to seek partition of the parcel of real property described below, pursuant to Sections 8.01-81, et seq. of the Code of Virginia, 1950, as amended: ALL that certain tract of land with all improvements thereon in the City of Richmond, Virginia, containing 2 acres as described by a plat of survey by Potts and Minter, Professional Land Surveyors, dated May 14, 1986, entitled ‘Plat Showing Improvements on a 2.000 Acre Parcel Of Land Situated On The South Line Of Laneview Drive In The City Of Richmond, Virginia’, to which plat reference is hereby made for a more particular description. BEING a part of the same real estate conveyed to Woodrow J. Woolridge by deed from Annie E. Hall, Walter Hall, her husband, Robert F. White, Mary E. White, his wife, Kathleen M. Smith, single; Christie E. Smith, single and Samual Bruce Smith, single, dated November 22, 1955, recorded January 3, 1956, in the Clerk’s Office, Circuit Court, Chesterfield County, Virginia, in Deed Book 489, page 46 It appearing that there are set out in the pleading as a person or persons, as defendants by the general description of “Unknown Heirs” And Other Unknown Parties who may have an interest in real property in the City of Richmond which parties are deemed interested in the above property to be divided or disposed of, with the nature of such interest described in the Complaint. An Extract , Teste: Bevill M. Dean, Clerk I ASK FOR THIS: Albert W. Thweatt (VSB #41967) The Law Offices of Albert W. Thweatt, II, P.C. Post Office Box 2513 Richmond, Virginia 23219 Telephone: (804) 644-1964 Facsimile: (804) 732-0498 V I R G I N I A:

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TRUSTEE’S SALE OF 8767 Roberta Road, Mechanicsville, VA 23116. In execution of a certain deed of trust dated August 12, 2005, in the original principal amount of $286,400.00 recorded in the Clerk’s Office, Circuit Court for Hanover County, Virginia, in Deed Book 2564 Page 254, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Hanover County, 7501 Library Drive, Hanover, Virginia, on January 11, 2013, at 9:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE COUNTY OF HANOVER, VIRGINIA, KNOWN AND DESIGNATED AS LOT 16, COOL SPRING FOREST, AS SHOWN ON THE CERTAIN PLAT OF SUBDIVISION PREPARED BY E. D. LEWIS & ASSOCIATES, P.C., ENTITLED “COOL SPRING FOREST, SECTION 4”, MAY 11, 2004, RECORDED OCTOBER 12, 2004 IN THE CLERK’S OFFICE, CIRCUIT COURT, COUNTY OF HANOVER, VIRGINIA, IN PLAT BOOK 37, PAGE 28, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREIN CONVEYED.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post- sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 155828

TRUSTEE’S SALE OF 9529 Kennedy Station Terrace, Glen Allen, VA 23060 . In execution of a certain deed of trust dated March 24, 2006, in the original principal amount of $188,000.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4100 Page 2250, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on January 04, 2013, at 10:04 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND, TOGETHER WITH IMPROVEMENTS THEREON, AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: ALL THAT CERTAIN LOT PIECE OR PARCEL OF LAND, TOGETHER WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN FAIRFIELD DISTRICT OF HENRICO COUNTY, VIRGINIA, AND DESIGNATED AS LOT 14, BLOCK B, SECTION C, KENNEDY STATION SUBDIVISION, AND MORE PARTICULARLY DESCRIBED ON A PLAT OF SURVEY ENTITLED“KENNEDY STATION C AND THE RESERVED AREA OF KENNEDY STATION SECTION B”, MADE BY YOUNGBLOOD, TYLER & ASSOCIATES, P.C., CIVIL ENGINEERS, PLANNERS & LAND SURVEYORS, DATED MAY 24, 1996, AND RECORDED JUNE 28, 1996, IN THE CLERK’S OFFICE, CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 101, PAGE 45, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE LOT HEREIN CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www. bwwsales.com. BWW# 148624

TRUSTEE’S SALE OF 7728 King Eider Drive, Richmond, VA 23231. In execution of a certain deed of trust dated December 16, 2006, in the original principal amount of $225,250.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4261 Page 0537, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on January 04, 2013, at 10:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THE BUILDINGS AND IMPROVEMENTS THEREON, LYING, SITUATE AND BEING IN THE VARINA DISTRICT, HENRICO COUNTY, VIRGINIA, AND BEING DESIGNATED AS LOT 29 BLOCK G, AS SHOWN ON THAT CERTAIN PLAT ENTITLED “FOUR MILE RUN, SECTION D, VARINA DISTRICT, HENRICO COUNTY, VIRGINIA”, PLAT BY ENGINEERING DESIGN ASSOCIATES CONSULTING ENGINEERS & SURVEYORS, DATED DECEMBER 3, 2003, RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 119, AT PAGES 113 THROUGH 117, AND TO WHICH A PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREIN. IT BEING A PORTION OF THE SAME PROPERTY CONVEYED TO THE GRANTOR HEREIN BY DEED FROM PENDRAGON DEVELOPMENT COMPANY, L.L.C., A VIRGINIA LIMITED COMPANY, DATED APRIL 22, 2005 AND RECORDED IN THE CLERK’S OFFICE AFORESAID IN DEED BOOK 3872 AT PAGE 372..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www. bwwsales.com. BWW# 78087

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c l a s s a d @ s t y l e w e e k l y. c o m TRUSTEE’S SALE OF 3165 Chartwood Drive, Sandston, VA 23150. In execution of a certain deed of trust dated February 07, 2005, in the original principal amount of $173,676.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3875 Page 1657, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on January 11, 2013, at 10:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO, LYING AND BEING IN VARINA DISTRICT, HENRICO COUNTY, VIRGINIA, AND DESIGNATED AS LOT 55, BLOCK A, SECTION B, CHARTWOOD, AS SHOWN ON PLAT OF SURVERY ENTITLED, “CHARTWOOD SECTION B”, MADE BY FOSTER and MILLER, P.C., DATED JULY 3, 2001, RECORDED AUGUST 12, 2002, IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 115, PAGES 116 AND 117, TO WHICH PLAT REFERENCE IS HERE BY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE REAL PROPERTY HEREBY CONVEYED.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 136375 A-4336547 12/05/2012, 12/12/2012

TRUSTEE’S SALE OF 125 South Kalmia Avenue, Highland Springs, VA 23075. In execution of a certain deed of trust dated September 18, 2008, in the original principal amount of $137,497.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4562 Page 1772, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on January 04, 2013, at 10:03 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN PARCEL OF LAND, IN THE COUNTY OF HENRICO, VIRGINIA, SITUATED IN THE SOUTHWEST CORNER OF KALMIA AVENUE AND BEAL STREET, TOGETHER WITH ALL IMPROVEMENTS ON SAID PARCEL AND APPURTENANCES THERETO BELONGING AND FURTHER DESCRIBED AS FOLLOWS, TO WIT. BEGINNING AT THE POINT OF INTERSECTION OF THE SOUTHERN LINE OF KALMIA AVENUE WITH THE EASTERN LINE OF BEAL STREET AND FROM SAID POINT OF BEGINNING EXTENDING ALONG THE SAID LINE OF BEAL STREET IN A SOUTHWARDLY DIRECTION ALONG THE COURSE SOUTH 32 DEGREES, 50 MINUTES EAST ONE HUNDRED SIXTY AND FORTY-ONE ONE HUNDREDTHS (160.41) FEET TO A POINT THENCE LEAVING THE SAID LINE OF BEAL STREET IN THE DIRECTION NORTH 57 DEGREES, 14 MINUTES, 20 SECONDS EAST EIGHTY-FOUR (84) FEET TO A POINT; THENCE NORTH 32 DEGREES, 50 MINUTES WEST I HUNDRED SIXTY AND FORTY-ONE ONE HUDREDTHS (160.41) FEET TO A POINT IN THE SOUTHERN LINE OF KALMIA AVENUE; THENCE WITH THE SAID LINE KALMIA AVENUE IN A WESTWARDLY DRECTION ALONG THE COURSE 57 DEGREES, 14 MINUTES, 20 SECONDS WEST AND FRONTING DULY RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF THE SAID COUNTY OF HENRICO, IN PLAT BOOK 8, PAGE 93; REFERENCE BEING ALSO MADE TO A CERTAIN PLAT ENTITLED “PLAT OF LOT 5, BLOCK F, SECTION 8, HIGHLAND SPRINGS SUBDIVISION WITH THE IMPROVEMENTS THEREON SITUATED IN FAIRFIELD DISTRICT OF HENRICO COUNTY, VIRGINIA”, RECORDED IN DEED BOOK 1018, PAGE 173..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 144642 A-4336483 12/05/2012, 12/12/2012

TRUSTEE’S SALE OF 6444 Majestic Way, Henrico, VA 23231. In execution of a certain deed of trust dated May 04, 2010, in the original principal amount of $220,924.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4761 Page 1868, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on January 11, 2013, at 10:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN VARINA DISTRICT, HENRICO COUNTY, VIRGINIA, AND DESIGNATED AS LOT 12, BLOCK A, SECTION C, EAGLE’S NEST, ALL AS SHOWN ON A PLAT BY POTTS, MINTER AND ASSOCIATES, P.C., DATED JANUARY 17, 2005, ENTITLED “EAGLE’S NEST, SECTION C, VARINA DISTRICT, HENRICO COUNTY, VIRGINIA”, A COPY OF WHICH WAS RECORDED MAY 31, 2005, IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 121, PAGES 81-84, REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID REAL ESTATE.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 143711 A-4336543 12/05/2012, 12/12/2012

TRUSTEE’S SALE OF 5125 Carters Pond Court, Richmond, VA 23231. In execution of a certain deed of trust dated August 10, 2009, in the original principal amount of $149,715.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4686 Page 0666, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on January 04, 2013, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND WITH IMPORVEMENTS THEREON BELONGING, LYING AND BEING IN THE VARINA DISTRICT OF HENRICO COUNTY, VIRGINIA, DESIGNATED AS LOT 6, SECTION A, MYERS ESTATES, ALL AS MORE PARTICULARLY SHOWN ON A PLAT MADE BY ENGINEERING DESIGN ASSOCIATES, CONSULTING ENGINEERS AND SURVEYORS, DATED MAY 26, 1998, RECORDED AUGUST 31, 1999 IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA IN PLAT BOOK 109, PAGE 77, AND TO WHICH PLATE REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY. BEING THE SAME PROPERTY CONVEYED TO TANIKA C. SELLARS, BY DEED DATED JULY 13, 2005 OF RECORD IN DEED BOOK 3921, PAGE 2460, IN THE HENRICO COUNTY CLERK’S OFFICE..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 136161 A-4336535 12/05/2012, 12/12/2012

[ classifieds ] December 5, 2012

TRUSTEE’S SALE OF 601 York Avenue, Highland Springs, VA 23075. In execution of a certain deed of trust dated September 25, 2008, in the original principal amount of $155,404.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4565 Page 2604, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on January 04, 2013, at 10:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, TOGETHER WITH THE IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, KNOWN AS 601 YORK AVENUE, AS SHOWN ON A PLAT OF SURVEY ENTITLED “LOT 12, BLOCK B, YORK MANOR, HENRICO COUNTY, VIRGINIA,” DATED JUNE 1, 1976, MADE BY WILLIAM G. HOLLY, CERTIFIED LAND SURVEYOR, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA IN DEED BOOK 1681, PAGE 407, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 143517 A-4336533 12/05/2012, 12/12/2012

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TRUSTEE’S SALE OF 429 Hollybrook Ridge Lane, Richmond, VA 23223. In execution of a certain deed of trust dated June 23, 2003, in the original principal amount of $130,954.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3509 Page 2381, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on January 04, 2013, at 10:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH ALL IMPROVEMENTS THEREON AND ALL APPURTENANCES THERETO BELONGING, LYING AND BEING IN FAIRFIELD MAGISTERIAL DISTRICT, HENRICO COUNTY, VIRGINIA SHOWN AND DESIGNATED AS LOT 3, BLOCK D, ON SUBDIVISION PLAT OF “HOLLYBROOK TOWNHOUSES SECTION A” MADE BY BALZER AND ASSOCIATES, INC. DATED MAY 1, 2002, RECORDED MAY 2, 2002 IN PLAT BOOK 115, PAGES 66-68, IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 142365 A-4336536 12/05/2012, 12/12/2012

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December 5, 2012 [ classifieds ]

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TRUSTEE’S SALE OF 9212 Eagle Cove Circle, South Chesterfield AKA Petersburg, VA 23803. In execution of a certain deed of trust dated May 10, 2004, in the original principal amount of $209,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 5762 Page 121, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on January 04, 2013, at 12:05 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND WITH THE IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING SITUATE IN THE COUNTY OF CHESTERFIELD, VIRGINIA, AND BEING KNOWN, NUMBERED AND DESIGNATED AS LOT 115, SECTION 3, ON A CERTAIN PLAT ENTITLED “EAGLE COVE”, SECTION THREE, MATOACA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA,” MADE BY CHARLES C. TOWNES & ASSOCIATES, P.C. CIVIL ENGINEERS, PLANNERS & LAND SURVEYORS, DATED SEPTEMBER 2, 1987, AND RECORDED DECEMBER 31, 1987, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 59, PAGES 99 AND 100..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 157948

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VIRGINIA: IN THE CIRCUIT COURT OF THE COUNTY OF HENRICO TRACY HODGE, Plaintiff, v. HARRY HODGE, Defendant. Case No.: CL12-2942 ORDER OF PUBLICATION The object of this suit is to obtain a divorce from the bond of matrimony from the Defendant on the ground of having lived separate and apart for a period exceeding one year. It appearing by affidavit that the Defendant’s last known address was 300 Mansfield Drive, Richmond, VA 23223, the Defendant’s present whereabouts are unknown, and diligence has been used or on behalf of the Plaintiff to ascertain in what county or city the Defendant is without effect, it is ORDERED that the Defendant appear before this Court on or before 12/28/12 at 9 a.m. and protect his interests herein. AN EXTRACT TESTE: YVONNE G SMITH, CLERK JENNIFER WATTS, DEPUTY CLERK I ASKED FOR THIS: Douglas E. Weatherley, Esq. VSB 51144 8052 Elm Drive, Suite E Mechanicsville, VA 23111 Telephone: 804-569-3888 Fax: 804-569-0393 Counsel for Plaintiff

TRUSTEE’S SALE 801 Brassie Lane, Unit J, Glen Allen, VA 23059 Parcel ID 788-766-2031.045 Pursuant to the terms of a deed of trust dated April 6, 2006, in the original principal amount of $123,700.00, recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia, in Deed Book 4098, Page 1677, the property briefly described below will be offered for sale at public auction: Unit #801-J, Model A, Type 1 Bldg., The Links Condominium, as established by Declaration recorded in the aforesaid Clerk’s Office in Deed Book 3973, Page 1077, as amended, and as more particularly described in the referenced deed of trust. The sale will take place on DECEMBER 13, 2012, at 9:30 a.M., at the front entrance to the building housing the Circuit Court of Henrico County, located at 4301 East Parham Road, Henrico, VA. The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERtIFIED FUNDS in the amount of $7,500.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1228634).

NOTICE OF TRUSTEE’S SALE OF PROPERTY LOCATED AT 12111 IRON FORGE DRIVE MIDLOTHIAN, VIRGINIA 23113 In execution of a Deed of Trust in the original principal amount of $480,000.00 from Sean M. Carrington and Amy C. Carrington, dated February 14, 2003, recorded February 20, 2003 in Deed Book 4920, page 218 among the land records for Chesterfield County, Virginia, default having occurred, the Substitute Trustee, who was appointed by the Instrument #47925, in Deed Book 9957 at Page 588 recorded among the land records of Chesterfield County, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on December 18, 2012 at 10:30 A.M., local time, at the main entrance of the Circuit Court for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia 23832-0125, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 12111 Iron Forge Drive, Midlothian, Virginia 23113; Tax Map Nos.: 737724456200000 and 73772466500000. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293.

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Trustee’s Sale 1136 Arch Hill Drive, Richmond a/k/a North Chesterfield, Virginia 23236 (Tax ID No. 752700244400000) Default having been made in the terms of a certain Deed of Trust dated April 24, 2009, in the original principal amount of $213,781.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 8685, at page 0241, the undersigned Substitute Trustees will sell at public auction on December 27, 2012, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 5, Block A, Section 1, Archbrooke Subdivision as per plat, dated the 4th day of April 1975, and recorded on the 5th day of May 1975, in the aforesaid Clerk’s Office. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $21,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 101758, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 8567 Camp Hill Rd, Richmond, VA 23231-8535 Henrico County In execution of a Deed of Trust in the original principal amount of $160,000.00, dated February 11, 2009 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4604, at page 2580, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on December 6, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Parcel of land, containing 1.22 acres, more or less, as is shown on a plat of survey made by F.T. Seargent, C.L.S., dated October 3, 1977, recorded with the Deed in Deed Book 1736, Page 41, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-024824-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE’S SALE OF REAL ESTATE

TRUSTEE’S SALE 2504 Armentrout Court, Glen Allen, VA 23060 Parcel ID 773-764-3557 Pursuant to the terms of a deed of trust dated March 30, 2007, in the original principal amount of $212,302.00, recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia, in Deed Book 4314, Page 1483, the property briefly described below will be offered for sale at public auction: Lot 13, Block A, Calls Corner, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 78, Page 24, and as more particularly described in the referenced deed of trust. The sale will take place on DECEMBER 13, 2012, at 9:30 a.M., at the front entrance to the building housing the Circuit Court of Henrico County, located at 4301 East Parham Road, Henrico, VA. The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERtIFIED FUNDS in the amount of $19,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1228547).

located at 2704 Addington Avenue, Richmond, Virginia In execution of the Deed of Trust from FRANK MCLEAN, JR. dated June 21, 1996, in the Original Principal Amount of $43,200.00, and recorded in Deed Book 2885, Page 553, in the Clerk’s Office of the Circuit Court for the County of Chesterfield, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the Note, the undersigned, as Substitute Trustees, any one of whom may act, will sell at public auction at the Front Entrance of the Circuit Court for the County of Chesterfield on December 13, 2012, at 11:05 a.m., the property described as Lot 10, Block E, Section B, Subdivision Plat of Grindall Creek Park, County of Chesterfield, Virginia, known as 2704 Addington Avenue, Richmond, Virginia. TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUT WARRANTY OF TITLE. ADDITIONAL TERMS MAY BE ANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE. A deposit of $ 2,700.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, IN CASH, CASHIER’S CHECK OR CERTIFIED FUNDS ONLY PAYABLE TO “CECIL G. MOORE, TRUSTEE”, balance to be paid within fifteen days from the date of sale. ABSOLUTELY NO PERSONAL CHECKS ACCEPTED AS BIDDER’S DEPOSIT. Real estate taxes will be adjusted to the date of sale. All cost of conveyance, deed, examination of title, recording charges and the grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: November 14, 2012 CECIL G. MOORE, and JO ANN HUTCHINSON, Substitute Trustee(s) 12‑232BF (76.82) For Information Contact Trustees At: 710 Denbigh Boulevard, Ste. 6C, Newport News, Virginia 23608 (757) 877‑0255 between 9:00 ‑ 10:30 a.m. only

TRUSTEE’S SALE OF 1421 Lenmore Street, Richmond, VA 23224. In execution of a certain deed of trust dated September 25, 2009, in the original principal amount of $117,826.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 090021716, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on January 04, 2013, at 11:03 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND TOGETHER WITH ALL IMPROVEMENTS THEREON KNOWN AS NO. 1421 LENMORE STREET, LYING AND BEING IN THE CITY OF RICHMOND, STATE OF VIRGINIA, AND BEING LOT 21, BLOCK E ON THE PLAN OF RICHMOND SUMMIT, AND WHICH SAID PLAN IS OF RECORD IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD CUNTY, VIRGINIA, IN PLAT BOOK 3, PAGE 67, AND BEING MORE PARTICULARLY BOUNDED DESCRIBED AS FOLLOWS, TO WIT: COMMENCING AT A POINT ON THE WESTERN LINE OF LENMORE STREET (FORMERLY DREWERY STREET), WHICH POINT OF BEGINNING IS DISTANT THEREON IN A NORTHERLY DIRECTION 80 FEET FROM A CORNER FORMED BY THE INTERSECTION OF THE WESTERLY LINE OF LENMORE STREET WITH THE NORTHERLY LINE OF BRUCE STREET (FORMERLY KEMPER AVE), AS SHOWN ON THE AFORESAID PLAT OF RICHMOND SUMMIT; THENCE RUNNING AND FRONTING ALONG THE WESTERLY LINE OF LENMORE STREET IN THE NORTHERLY DIRECTION 40 FEET; THENCE RUNNING BACK SAID FRONT AT RIGHT ANGLES AND BETWEEN PARALLEL LINES 100 FEET TO THE EASTERLY LINE OF AN ALLEY IN THE REAR 12 FEET WIDE.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 146806

TRUSTEE’S SALE OF 413 North 27th Street, Richmond, VA 23223. In execution of a certain deed of trust dated July 07, 2004, in the original principal amount of $117,000.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 040023377, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on December 14, 2012, at 11:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OF LAND, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, KNOWN AS 413 N. 27TH STREET, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE EASTERN LINE OF 27TH STREET 218’ 3” N. OF MARSHALL STREET; THENCE RUNNING NORTH ALONG AND FRONTING ON THE SAID EASTERN LINE OF 27TH STREET 22’ 3” TO A POINT OPPOSITE THE CENTER OF A PARTITION WALL BETWEEN NOS. 413 & 415 N. 27TH STREET AND EXTENDING BACK EASTWARDLY FROM SAID FRONT BETWEEN NEARLY PARALLEL LINES THE NORTHERN ONE OF WHICH RUNS THROUGH THE CENTER OF THE SAID PARTITION WALL 126’ MORE OR LESS TO AN ALLEY, WITH A WIDTH IN THE REAR OF 24’ MORE OR LESS..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 48697

SUBSTITUTE TRUSTEE’S SALE 3313 FRANK ROAD, RICHMOND In execution of a Deed of Trust recorded in Clerk’s Office there having been a default under the Deed of Trust, Substitute Trustee will offer for sale at public auction on December 20, 2012, at 11:35 a.m., front entrance of Circuit Court, City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, the property known as 3313 Frank Road, Richmond, Virginia. For full description of property, see Deed of Trust. Sale made subject to all existing easements, restrictive covenants, liens and/or deeds of trust. TERMS: Cash at settlement within 10 days of sale. Bidder’s deposit 10% cash or certified check. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. FOR INFORMATION CONTACT: Nancy Ann Rogers, Substitute Trustee, Post Office Box 167, Manakin Sabot, Virginia 23103 (804)784-7182.

SUBSTITUE TRUSTEE’S SALE 3004 COLUMBIA STREET, RICHMOND In execution of a Deed of Trust recorded in Clerk’s Office there having been a default under the Deed of Trust, Substitute Trustee will offer for sale at public auction on December 20, 2012 at 11:30 a.m., front entrance of Circuit Court, City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia 23219, the property known as 3004 Columbia Street, Richmond, Virginia. For full description of property, see Deed of Trust. Sale made subject to all existing easements, restrictive covenants, liens and/or deeds of trust. TERMS: Cash at settlement within 10 days of sale. Bidder’s deposit 10% cash or certified check. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. FOR INFORMATION CONTACT: Nancy Ann Rogers, Substitute Trustee, Post Office Box 167, Manakin Sabot, Virginia 23103 (804)784-7182.


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TRUSTEE’S SALE OF 5937 Springmount Road, Chesterfield, VA 23832. In execution of a certain deed of trust dated November 10, 2006, in the original principal amount of $291,450.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7468 Page 0368, and modified on January 21, 2011, to increase the principal balance to $314,388.36. This modification agreement was recorded in Deed Book 9354, Page 0604, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on January 04, 2013, at 12:04 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THOSE CERTAIN LOTS, PIECES OR PARCELS OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, DESIGNATED AS LOT 67, ON A SUBDIVISION PLAT ENTITLED “CASCADE CREEK” BY TIMMONS GROUP, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 156 PAGE 1 THROUGH 8, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 138388

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TRUSTEE SALE 2230 Lancers Boulevard, Richmond, VA 23224-2508 Chesterfield County In execution of a Deed of Trust in the original principal amount of $137,414.00, dated June 19, 2009 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 8760, at page 0508, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on December 18, 2012 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 7, Block E, Section A, Manchester Heights, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-028775-12/ FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 2743 Gainford Cir, North Chesterfield, VA 23234 In execution of a Deed of Trust in the original principal amount of $158,122.00, dated May 11, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7796, at page 0472, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on December 18, 2012 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 25, Block F, Falling Creek Hills, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-019632-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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Trustee’s Sale 17 E. Broad Rock Road, Richmond, Virginia 23224 (Tax ID No. S0001345023) Default having been made in the terms of a certain Deed of Trust dated March 10, 2000, in the modified principal amount of $71,351.33 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 000005719 as amended by a modification agreements recorded as Instrument Nos. 060008992 and 070019586, the undersigned Substitute Trustees will sell at public auction on December 20, 2012, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as Lot 2, on Subdivision Plat of Burfoot Place, recorded in the aforesaid Clerk’s Office in Plat Book 8, page 24. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $7,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on theForeclosure Sales page of www. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 58129, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 13917 Hackberry Road, Chester, VA 23836-6065 Chesterfield County In execution of a Deed of Trust in the original principal amount of $84,800.00, dated March 15, 1999 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 3517, at page 890, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on December 18, 2012 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 5, Block H, Bermuda Gardens, Section C, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-016416-12/ FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 2200 Edwards Avenue, Richmond, VA 23224-5237 In execution of a Deed of Trust in the original principal amount of $101,600.00, dated December 27, 2005 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 050045320, at page 575, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond,Virginia, on December 18, 2012 at 3:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot No. 23, in Square 12, on the Plan of Mason Park Land Company, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (43-014800-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE’S SALE OF REAL ESTATE located at 13812 Exhall Drive, Chester, Virginia In execution of the Deed of Trust from SANDRA J R DELOATCH dated August 5, 2005, in the Original Principal Amount of $236,750.00, and recorded in Deed Book 6561, Page 206, in the Clerk’s Office of the Circuit Court for the County of Chesterfield, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the Note, the undersigned, as Substitute Trustee, will sell at public auction at the Front Entrance of the Circuit Court for the County of Chesterfield on December 18, 2012, at 12:30 p.m., the property described as Lot 3, Section 3, Kentwood Forest, County of Chesterfield, Virginia, known as 13812 Exhall Drive, Chester, Virginia. TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUT WARRANTY OF TITLE. ADDITIONAL TERMS MAY BE ANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE. A deposit of $ 23,000.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, IN CASH, CASHIER’S CHECK OR CERTIFIED FUNDS ONLY PAYABLE TO “CECIL G. MOORE, TRUSTEE”, balance to be paid within fifteen days from the date of sale. ABSOLUTELY NO PERSONAL CHECKS ACCEPTED AS BIDDER’S DEPOSIT. Real estate taxes will be adjusted to the date of sale. All cost of conveyance, deed, examination of title, recording charges and the grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: November 20, 2012 CECIL G. MOORE, Substitute Trustee(s) 12‑246BF (76.90) For Information Contact Trustees At: 710 Denbigh Boulevard, Ste. 6C, Newport News, Virginia 23608 (757) 877‑0255 between 9:00 ‑ 10:30 a.m. only

TRUSTEE SALE 701 Old Bermuda Hundred Rd, Chester, VA 23836-5622 Chesterfield County In execution of a Deed of Trust in the original principal amount of $146,000.00, dated July 31, 1998 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 3344, at page 60 and modified in Deed Book 7132, at Page 205 and modified in Deed Book 8173, Page 658, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on December 18, 2012 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: The western portion of Lot 1, containing 3.679 acres, more or less, located on the south side of Rt. 618, recorded in Deed Book 2142, page 710, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (41927-07/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 11020 Forest Trace Way, Glen Allen, VA 23059 Henrico County In execution of a Deed of Trust in the original principal amount of $221,600.00, dated June 30, 2007recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4395, at page 1252, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on November 20, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 11, Block A, Section 1, Plat of Forest Trace, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-024923-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE SALE 7709 Jennifer Scott Court, Richmond, VA 23227-2129 Henrico County In execution of a Deed of Trust in the original principal amount of $110,400.00, dated November 25, 2002 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3351, at page 0086, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on December 18, 2012 at 4:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 3, Block A, Wilkinson Estates, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-011429-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE SALE 441 Charlemagne Road, Midlothian, VA 23114 Chesterfield County In execution of a Deed of Trust in the original principal amount of $166,069.00, dated July 13, 2011 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 9464, at page 0086, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on December 18, 2012 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 7, Block D, Section B, Otterdale, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-029047-12/ FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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NOTICE OF TRUSTEE’S SALE OF PROPERTY LOCATED AT 1101-1103 W. GRACE STREET UNITS 6 and 10 RICHMOND, VIRGINIA 23220

December 5, 2012 [ classifieds ]

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In execution of a Deed of Trust in the original principal amount of $835,125.00 from 11011103 W. Grace Street, LLC dated November 20, 2007, recorded November 21, 2007 as Instrument #070038289 among the land records for the City of Richmond, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #12-21896 among the land records of the City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on December 19, 2012, at 10:30 A.M., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North 9th Street Richmond, VA 23219-15407, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 1101-1103 W. Grace Street, Units 6 and 10, Richmond, Virginia 23220; Tax Map Nos. W000014039; W0000614042; W0000616044; and W0000614046. TERMS OF SALE: Cash. The Properties will be auctioned individually and as an entirety with the sale going to largest aggregate amount; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293.

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TRUSTEE’S SALE 3802 Dominion Townes Circle, Richmond, VA 23223 Parcel ID 810-730-0805 Pursuant to the terms of a deed of trust dated April 22, 2009, in the original principal amount of $157,102.00, recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia, in Deed Book 4631, Page 1480, as modified by Modification of Deed of Trust recorded in the aforesaid Clerk’s Office in Deed Book 4928, Page 1966, the property briefly described below will be offered for sale at public auction: Lot 2, Block A, Dominion Townes, Sec. 1, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 121, Pages 17-22, and as more particularly described in the referenced deed of trust. The sale will take place on DECEMBER 13, 2012, at 9:30 a.M., at the front entrance to the building housing the Circuit Court of Henrico County, located at 4301 East Parham Road, Henrico, VA. The property and the improvements thereon will be sold “AS IS”and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERtIFIED FUNDS in the amount of $15,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1228551).

TRUSTEE SALE 980 Gorham Court, Midlothian, VA 23114-4648 Chesterfield County In execution of a Deed of Trust in the original principal amount of $351,600.00, dated July 20, 2007recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7909, at page 0527, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on December 20, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 13, Section A, Hawthorne Village at Charter Colony, recorded in Plat Book 174, pages 88 and 89, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01024157-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE’S SALE 2306 Concord Avenue, Richmond, VA 23234 Parcel ID S0080453014 Pursuant to the terms of a deed of trust dated June 15, 2009, in the original principal amount of $127,594.00, recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia, as Instrument No. 090012953, the property briefly described below will be offered for sale at public auction: Part of Lots 1-5, Block 9, Southampton, as shown on a plat attached to a deed recorded in the aforesaid Clerk’s Office as Instrument No. 080019485, and as more particularly described in the referenced deed of trust. The sale will take place on DECEMBER 13, 2012, at 10:15 a.M., at the front entrance to the building housing the Circuit Court of the City of Richmond, located at 400 N. Ninth Street, Richmond, VA. The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERtIFIED FUNDS in the amount of $12,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1228631).

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TRUSTEE’S SALE OF REAL ESTATE located at 509 Old Memorial Drive, Sandston, Virginia In execution of the Deed of Trust from MICHAEL P. JORDAN and CHRISTY P. JORDAN, dated April 21, 2008, in the Original Principal Amount of $201,000.00, and recorded in Deed Book 4502, Page 2543, in the Clerk’s Office of the Circuit Court for the County of Henrico, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the Note, the undersigned, as Substitute Trustee, will sell at public auction at the Front Entrance of the Circuirt Court for the County of Henrico on December 13, 2012, at 1:20 p.m., the property described as Lot Nos. 14 and 15, containing 2.22 acres of land, more or less, Plat of O.B. Cross, said plat recorded in aforesaid, Clerk’s Office in Deed Book 407, Page 158, County of Henrico, Virginia, known as 509 Old Memorial Drive, Sandston, Virginia. TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUT WARRANTY OF TITLE. ADDITIONAL TERMS MAY BE ANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE. A deposit of $ 19,000.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, IN CASH, CASHIER’S CHECK OR CERTIFIED FUNDS ONLY PAYABLE TO “CECIL G. MOORE, TRUSTEE”, balance to be paid within fifteen days from the date of sale. ABSOLUTELY NO PERSONAL CHECKS ACCEPTED AS BIDDER’S DEPOSIT. Real estate taxes will be adjusted to the date of sale. All cost of conveyance, deed, examination of title, recording charges and the grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: November 14, 2012 CECIL G. MOORE, Substitute Trustee(s) 12‑236BF (76.81) For Information Contact Trustees At: 710 Denbigh Boulevard, Ste. 6C, Newport News, Virginia 23608 (757) 877‑0255 between 9:00 ‑ 10:30 a.m. only

TRUSTEE’S SALE OF REAL ESTATE located at 1048 Robmont Road, Richmond, Virginia In execution of the Deed of Trust from SHANNON D. ANDREWS dated July 8, 1999, in the Original Principal Amount of $83,742.00, and recorded in Deed Book 3618, Page 91, in the Clerk’s Office of the Circuit Court for the County of Chesterfield, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the Note, the undersigned, as Substitute Trustees, any one of whom may act, will sell at public auction at the Front Entrance of the Circuit Court for the County of Chesterfield on December 13, 2012, at 11:00 a.m., the property described as Lot 18, Block R, Section 2, The Meadows, County of Chesterfield, Virginia, known as 1048 Robmont Road, Richmond, Virginia. TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUT WARRANTY OF TITLE. ADDITIONAL TERMS MAY BE ANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE. A deposit of $ 6,700.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, IN CASH, CASHIER’S CHECK OR CERTIFIED FUNDS ONLY PAYABLE TO “CECIL G. MOORE, TRUSTEE”, balance to be paid within fifteen days from the date of sale. ABSOLUTELY NO PERSONAL CHECKS ACCEPTED AS BIDDER’S DEPOSIT. Real estate taxes will be adjusted to the date of sale. All cost of conveyance, deed, examination of title, recording charges and the grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: November 15, 2012 CECIL G. MOORE, and JO ANN HUTCHINSON, Substitute Trustee(s) 10‑016BF (97.75) For Information Contact Trustees At: 710 Denbigh Boulevard, Ste. 6C, Newport News, Virginia 23608 (757) 877‑0255 between 9:00 ‑ 10:30 a.m. only

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TRUSTEE’S SALE 5241 Rollingway Road, Chesterfield, VA 23832 Parcel ID 746677477000000 Pursuant to the terms of a deed of trust dated August 31, 2005, in the original principal amount of $156,520.00, recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia, in Deed Book 6612, Page 727, the property briefly described below will be offered for sale at public auction: Lot 20, Block E, Sunnybrook, Sec. 3, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 38, Pages 11-12, and as more particularly described in the referenced deed of trust. The sale will take place on DECEMBER 13, 2012, at 8:45 a.M., at the front entrance to the building housing the Circuit Court of Chesterfield County, located at 9500 Courthouse Road, Chesterfield, VA. The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERtIFIED FUNDS in the amount of $10,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1228549).

TRUSTEE SALE 6806 Edgeware Lane, Glen Allen, VA 23059-5397 Henrico County In execution of a Deed of Trust in the original principal amount of $331,000.00, dated August 23, 2004 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3728, at page 0586, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on December 11, 2012 at 4:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 2, Block A, Section 1, Cambridge, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-014237-11/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 5346 Meadoway Rd., Richmond, VA 23234-4537 Chesterfield County In execution of a Deed of Trust in the original principal amount of $285,150.00, dated February 1, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 8180, at page 0567, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­ signed Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on January 3, 2013 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 2, as shown on that certain plat entitled, “DALE MEADOWS, SECTION B”, recorded in Plat Book 172, at pages 80 and 81, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­ sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-027886-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 18313 Shiloh Church Road, Beaverdam, VA 23015-1232 Hanover County In execution of a Deed of Trust in the original principal amount of $245,000.00, dated January 7, 2009 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2933, at page 2888, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­ signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on December 14, 2012 at 12:00 o’clock Noon the property described in said deed, located at the above address and briefly described as: Lot 13, Fleming’s Hill Estates, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-025516-11/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE’S SALE OF 1305 Enfield Avenue, AKA 1305 A & B Enfield Avenue, Richmond, VA 23224. In execution of a certain deed of trust dated February 15, 2006, in the original principal amount of $42,000.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 060006658, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on January 04, 2013, at 11:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, AND SHOWN AND DESIGNATED AS LOT 16, BLOCK 2, ON SUBDIVISION PLAT OF POWHATAN HEIGHTS, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT OF CITY OF RICHMOND, VIRGINIA, IN PLAT BOOK 1, PAGE 106, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 124920

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Trustee’s Sale 6737 Gills Gate Terrace, Chesterfield, Virginia 23832 (Tax ID No. 767687434100000) Default having been made in the terms of a certain Deed of Trust dated December 4, 2001, in the modified principal amount of $165,440.93 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 4325, at page 228 as amended by a Modification Agreement recorded on January 5, 2006 in Deed Book 6873, at page 544, and amended by Modification Agreement recorded on January 19, 2007 in Deed Book 7583, at page 0223, and amended by a Loan Modification Agreement recorded on August 21, 2008 in Deed Book 8438, at page 0985, and further amended by a Loan Modification Agreement recorded on April 13, 2010 in Deed Book 9051, at page 0497, the undersigned Substitute Trustees will sell at public auction on December 13, 2012, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 11, Gills Gate, all as more particularly shown on plat entitled “Gills Gate, Dale District, Chesterfield County, Virginia”, dated April 10, 2000, recorded October 4, 2000, in the aforesaid Clerk’s Office in Plat Book 113, Page 32. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $16,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on theForeclosure Sales page of www. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 94268, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Notice of Trustee’s Sale 2820 Garland Avenue City of Richmond, Virginia

TERMS OF SALE: Cash. Bidders deposit of $3,500.00 shall be required in CASH, CASHIER’S OR CERTIFIED CHECK at the time and place of sale; settlement in full within 30 days of sale date. Property is being sold“AS IS”, subject to all restrictions, easements and conditions or matters of record which lawfully affect the title and the rights of parties in possession. Additional terms may be announced at time of sale. Robert E. Kane, Jr. Sole Acting Trustee FOR INFORMATION CONTACT: Robert E. Kane, Jr. Sole Acting Trustee Kane & Jeffries, P.C. 1700 Bayberry Court, Henrico, VA 23226 (804) 288-1672

TRUSTEE’S SALE OF 101 Oak Glen Street, Richmond, VA 23225. In execution of a certain deed of trust dated October 26, 2009, in the original principal amount of $116,701.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 090026677, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on January 04, 2013, at 11:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND, LYING AND BEING IN THE CITY OF RICHMOND, COUNTY OF CHESTERFIELD, STATE OF VIRGINIA, DESIGNATED AS LOT 6, BLOCK 3, ON THE PLAN OF PINE HURST, MADE BY T. CRAWFORD REED & BROS., SURVEYORS & ENGINEERS, DATED MAY 2, 1946 AND RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 8, PAGE 62; SAID LOT FRONTING 75 FEET ON CAMBRIA STREET AND RUNNING BACK BETWEEN PARALLEL LINES A DISTANCE OF 240 FEET AS SHOWN ON SAID MAP. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www. bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 151564

TRUSTEE SALE 3607 Harris Avenue, Richmond, VA 23223-1337 Henrico County In execution of a Deed of Trust in the original principal amount of $94,500.00, dated January 31, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4469, at page 0290, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on December 11, 2012 at 4:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 34, Block 8, Section 2, Pemberton Place, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-004404-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 13803 Nuttree Woods Ter, Midlothian, VA 23112-4520 Chesterfield County In execution of a Deed of Trust in the original principal amount of $204,000.00, dated July 17, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7242, at page 0742, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on December 11, 2012 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 16, Nuttree Woods Subdivision, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-027798-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE SALE 3021 Irisdale Ave, Richmond, VA 23228-5821 Henrico County In execution of a Deed of Trust in the original principal amount of $82,400.00, dated July 26, 2002 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3337, at page 1383 and modified in Deed Book 5004, at Page 1049, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­ signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on December 6, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: PARCEL I COMMENCING AT A POINT ON THE SOUTH LINE OF IRISDALE AVENUE DISTANT 198.04 FROM THE NEW LINE OF GREENDALE ROAD, FORMERLY RAILROAD AVENUE, THENCE RUNNING ALONG SAID SOUTH LINE OF IRISDALE AVENUE N. 81 DEGREES 15 MINUTES 00 SECONDS E 315 FEET TO A ROAD; THENCE 9 DEGREES 14 MINUTES 50 SECONDS E. 233.10 FEET TO AN AXLE; THENCE N 12 DEGREES 5 55 MINUTES 00 SECONDS W 252.54 FEET TO THE POINT AND PLACE OF BEGINNING. PARCEL II COMMENCING AT A ROD ON THE SOUTH LINE OF IRISDALE AVENUE DISTANT 597.84 FEET FROM THE NEW LINE OF GREENDALE ROAD, FORMERLY RAILROAD AVENUE, THENCE RUNNING ALONG SAID SOUTH LINE OF IRISDALE AVENUE N. 81 DEGREES 15 MINUTES 00 SECONDS E 165 FEET TO AN AXLE; THENCE S 12 DEGREES 40 MINUTES 10 SECONDS E. 216.83 FEET TO A PIPE; THENCE S 77 DEGREES 39 MINUTES 20 SECONDS W 175.60 FEET TO A ROD; THENCE N 10 DEGREES 30 MINUTES 00 SECONDS W 227.58 FEET TO THE ROD AT THE POINT AND OF BEGINNING. PARCEL III A PORTION OF LOTS 9 AND 10, DUNBARTON, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-002256-11/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

UNITED STATES CUSTOMS AND BORDER PROTECTION- Notice is hereby given as required by 19 USC 1607, and in accordance with 19 CFR 162.45, of the seizure and intent to forfeit and dispose of according to law, the property listed below, seized in Virginia. Any person desiring to claim the property must appear at the Office of the Fines, Penalties and Forfeiture Officer, U.S. Customs and Border Protection, 101 East Main Street, Norfolk, Virginia, and file within twenty (20) days from the date of the first publication of the notice, a claim to such property, in default of which the property will be disposed of in accordance with the law. CASE #2012140400004901; Seized 9/25/2012: DESCRIPTION: $15,616.00 U.S. Currency: LAWS VIOLATED; title 18, United States Code, §981 and §1956.

TRUSTEE SALE 2706 Parkside Avenue, Richmond, VA 23228-5532 Henrico County In execution of a Deed of Trust in the original principal amount of $207,000.00, dated March 30, 2009recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4638, at page 0239, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on December 20, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Fronting on the north side of Parkside Avenue, being the eastern 49 feet of lot 16 and the western 11 feet of lot 17, in Block 22, as shown on plan of Hermitage Park prepared by T. C. Redd, dated March 8, 1922, and spread in Plat Book 12, pages 43 and 44, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-027718-12/ FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 303 Lee Ave, Highland Springs, VA 23075-1512 Henrico County In execution of a Deed of Trust in the original principal amount of $250,000.00, dated July 26, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4385, at page 2277, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on December 13, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 15, Block B, Section A, Confederate Hills Estates, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-013349-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE’S SALE 4796 Mill Reef Road, Sandston, VA 23150 Parcel ID 854-700-7329 Pursuant to the terms of a deed of trust dated January 16, 2006, in the original principal amount of $150,000.00, recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia, in Deed Book 4048, Page 2167, the property briefly described below will be offered for sale at public auction: Lot 6, Block D, Cedar Ridge, Sec. C, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 75, Page 27, and as more particularly described in the referenced deed of trust. The sale will take place on DECEMBER 13, 2012, at 9:30 a.M., at the front entrance to the building housing the Circuit Court of Henrico County, located at 4301 East Parham Road, Henrico, VA. The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERtIFIED FUNDS in the amount of $10,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1228632).

TRUSTEE’S SALE 5838 Mast Drive, Richmond, VA 23224 Parcel ID C0080730014 Pursuant to the terms of a deed of trust dated September 4, 2009, in the original principal amount of $83,950.00, recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia, as Instrument No. 090020206, the property briefly described below will be offered for sale at public auction: A portion of Lots 1 & 2, Block A, Huth Gardens, as shown on a plat of survey recorded with and made part of a deed recorded in the aforesaid Clerk’s Office in Deed Book 154, Page 197, and as more particularly described in the referenced deed of trust. The sale will take place on DECEMBER 13, 2012,at 10:15a.M., at the front entrance to the building housing the Circuit Court of the City of Richmond, located at 400 N. Ninth Street, Richmond, VA. The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERtIFIED FUNDS in the amount of $8,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1‑757‑437‑9500 (1228630).

[ classifieds ] December 5, 2012

THIS COMMUNICATION IS FROM A DEBT COLLECTOR

Case No.: CL12-3114 ORDER OF PUBLICATION October 29, 2012 The object of the suit is to obtain a divorce from the bonds of matrimony from the defendant on the grounds that the parties have lived separate and apart, without interruption and without cohabitation, for a period in excess of one (1) year, that is, since the 24th day of January, 2010. It appearing from an affidavit that the whereabouts of the Defendant, Mohamed Hassan Hussein Dorgham, are not known, it is ordered that the defendant appear before this Court on or before the 11th day of December, 2012 and do what is necessary to protect his interest herein. AN EXTRACT TESTE: Judy L. Worthington, Clerk Jeffrey A. Oppleman, VA Bar No. 09206 Zwerdling, Oppleman & Adams 5020 Monument Avenue Richmond, Virginia 23230 (804) 355-5719 (804) 355-1597

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Pursuant to terms of a deed of trust, dated January 30, 2003, recorded in Clerk’s Office, Circuit Court, City of Richmond, Virginia (the “Clerk’s Office”), as Instrument No. 03-004402 (the “Deed of Trust”), default having occurred in the payment of the indebtedness secured and at the request of the holder of the note evidencing such indebtedness, the undersigned Sole Acting Trustee will offer for sale at public auction at the entrance of the building which houses the Circuit Court of the City of Richmond, VA, 400 North 9th Street, Richmond, VA 23219, on December 17, 2012, at 3:00 p.m. local time the real property described in the Deed of Trust and known as 2820 Garland Avenue, fronting 50’ on the western line of Garland Avenue, with a depth of 135’, as described in the Deed of Trust, Tax Parcel No. N000078004.

V I R G I N I A: IN THE CIRCUIT COURT FOR THE COUNTY OF CHESTERFIELD SAFA SALAMEH SALAH WARDAT, Plaintiff v. MOHAMED HASSAN HUSSEIN DORGHAM, Defendant.

(804)358-2100

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TRUSTEE’S SALE OF 5522 Cottage Street, Richmond, VA 23228. In execution of a certain deed of trust dated September 30, 2004, in the original principal amount of $120,650.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3747 Page 1725, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on January 04, 2013, at 10:03 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT LOT OF LAND LOCATED IN BROOKLAND MAGISTERIAL DISTRICT, HENRICO COUNTY, VIRGINIA, BEING MORE PARTICULARLY DESCRIBED BY THE PLAT OF SURVEY, PREPARED BY MCKNIGHT &ASSOCIATES, P.C., DATED SEPTEMBER 22, 2004, ENTITLED: “PLAT SHOWING IMPROVEMENTS ON LOT G AND AN ABANDONED 15’ ALLEY, AND 7.5’ OF AN ABANDONED ALLEY TO THE NORTH, PLAN OF ‘SCHULTZ,’ IN THE BROOKLAND DISTRICT OF HENRICO55 COUNTY, VIRGINIA.”.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 134968

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TRUSTEE’S SALE OF 1814 Idlewood Avenue, Richmond, VA 23220. In execution of a certain deed of trust dated March 07, 2008, in the original principal amount of $139,500.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 080008832, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on January 04, 2013, at 11:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: THAT CERTAIN PIECE OR PARCEL OF LAND, AND THE BUILDINGS AND IMPROVEMENTS THEREON, KNOWN AS: 1814 IDLEWOOD AVE, IN THE TOWN OF RICHMOND, COUNTY OF RICHMOND CITY, STATE OF VIRGINIA. BEING MORE PARTICULARLY DESCRIBED IN A DEED RECORDED IN: BOOK 205, PAGE 679. PIN:W0000806065. PROPERTY DESCRIPTION: LOT 13, BLOCK A, SUBDIVISION MAPLE ROSE GARDEN, ACREAGE: 0.040AC, MAGISTERIAL DISTRICT: 5.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www. bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 140018

TRUSTEE’S SALE OF 2710 Cushing Drive, Richmond, VA 23223. In execution of a certain deed of trust dated May 15, 2009, in the original principal amount of $110,058.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4643 Page 1842, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on January 11, 2013, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON LYING AND BEING IN FAIRFIELD MAGISTERIAL DISTRICT, HENRICO COUNTY, VIRGINIA, BEING MORE PARTICULARLY DESCRIBED AND DESIGNATED AS LOT 11, BLOCK U, SECTION B OF CENTRAL GARDENS, A PLAT OF WHICH IS RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 26, AT PAGES 141, 142, AND 143, TO WHICH REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR REFERENCE.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 116625 A-4336549 12/05/2012, 12/12/2012

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NOTICE OF TRUSTEE’S SALE OF PROPERTY 7422 Barnette Avenue, Mechanicsville, VA 23111 (Tax Map No. 8704-57-4782) In execution of a deed of trust recorded in the Clerk’s Office of the Circuit Court Hanover County, Virginia, in Deed Book 1459, page 559, the undersigned, appointed Substitute Trustee, will offer for sale at public auction at the front door of the Courthouse of Hanover County, Virginia, 7507 Library Drive, Hanover, VA, 23069, on the 8th day of January, 2013 at 1:00 PM, certain property described in said deed of trust lying in Hanover County, Virginia, known as 74223 Barnette Avenue, Mechanicsville, VA, 23111, and more particularly described as Lot 23, Block C, on the plan of Windy Hill Estates, Section B, as shown on play of survey thereof made by Phillip A. Brooks, C.L.S., dated November 16, 1960 and recorded in the Clerk’s Office of the Circuit Court of Hanover County, Virginia, in “Subdivision Plats”Book reference to which is hereby made for a more particular description of said lot. TOGETHER WITH all of the right, title, and interest of Herbert H. Price, in and to that certain personal property, as described in a certain note dated May 5, 1999. As provided in the deed of trust and pursuant to the provisions of applicable law, the undersigned Substitute Trustee may exercise all of the powers, rights, authority, and duties granted in the deed of trust. TERMS: Cash. A bidder’s deposit of $15,000.00 or 10% of the sale price, whichever is lower, will be required in cash at the time of the sale. Additional terms and conditions will be announced at the sale. Settlement shall occur within fifteen (15) days of the date of the sale, at which time the balance of the purchase price will be due and payable in cash, otherwise the Trustee may forfeit the deposit. The property will be sold “AS IS” and will be conveyed by special warranty deed, subject to all liens, objections, rights, reservations, leases, covenants, conditions, easements, and restrictions superior to the lien of the deed of trust as they may lawfully affect the property. Neither the Substitute Trustee nor the holder of the note secured by the deed of trust will deliver possession of the property to the successful bidder. The purchaser at the sale will be required to pay all closing costs except the grantor’s tax. Real estate ad valorem taxes will be prorated as of the date of closing. This notice is an attempt to collect on a debt and any information obtained will be used for that purpose. Joe B. Lamb, Jr. Substitute Trustee Joe B. Lamb, Jr., Substitute Trustee 10132 West Broad Street, Glen Allen, VA, 23060, (804) 935-0000

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TRUSTEE SALE 4233 Hollywood Dr, North Chesterfield, VA 23234-5430 Chesterfield County In execution of a Deed of Trust in the original principal amount of $66,150.00, dated June 21, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 6556, at page 953, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on December 18, 2012 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 20, Chesterwood, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $5,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-001570-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 10258 Charter Point Ct, Mechanicsville, VA 23116-7102 Hanover County In execution of a Deed of Trust in the original principal amount of $302,000.00, dated July 31, 2007recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2887, at page 2611, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on December 14, 2012 at 12:00 o’clock Noon the property described in said deed, located at the above address and briefly described as: Lot 7, Charter Lake at Kings Charter, Section 10, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-023615-11/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www. siwpc.net

TRUSTEE SALE 406 Mango Court, Richmond, VA 23223-5832 Henrico County In execution of a Deed of Trust in the original principal amount of $92,150.00, dated September 30, 2003 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3564, at page 1030, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on December 18, 2012 at 4:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 2, Block W, Section-9, Hechler Village, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (42906-08/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net


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