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Errors: Advertisements should be checked for accuracy by the advertiser on the first day of publication. The newspaper will be responsible for ONLY the first incorrect insertion and only to the extent of the space that the ad requires. The publisher assumes no financial responsibility for errors nor for omission of copy. STYLE WEEKLY reserves the right to revise, reclassify or reject any advertisement.

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OFFERING COMPREHENSIVE PROPERTY MANAGEMENT. FEATURING SPECIALIZED BUDGET CONTROL, AND EXCEPTIONAL MARKETING WHILE DELIVERING THE HIGHEST QUALITY SERVICE, EXPERTISE & EXPERIENCE 804612-0129 Sarah Jarvis 356-4700 Residential. Commercial. Investment. One South Realty Group

employment HELP WANTED Senior Application Developer – Technical Lead – Capital One Services, LLC in Richmond, VA; Mult pos avail: Resp for tech design, dvlpmnt, modification, & implementation of comp apps using existing & emerging tech platforms w/ resp for overall delivery of software apps. Requires Bachelor’s or higher or foreign equiv in CS/ Engineering/CIS/rel tech field, 5 yrs prog, post-bac app dvlpmnt exp; OR Master’s or foreign equiv in CS/Engineering/CIS/ rel tech field, 2 yrs app dvlpmnt exp; and following skills through edu or work exp: Coordinating work of others along mult workstreams; presentation of complex IT concepts & project metrics to both tech and non-tech audiences; Business Objects;  xCelcius; data modeling; enterprise data warehouse remodeling & deployment; Enterprise Data Services Business Intelligence ; Unix/Linux. Must pass company’s assessment.  To apply, visit  www.capitalone.com/careers, then search keyword “Senior Application Developer - Technical Lead” or requisition ID 746921.

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All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 and the Virginia Fair Housing Law, which makes it illegal to advertise “any preference, limitation or discrimination because of race, color, religion, sex, handicap, elderliness, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” Virginia Fair Housing Law also prohibits discrimination adver tising based on elderliness. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. Real estate sales, rentals and roommate advertisers should make sure their ads describe the property being offered, not the person they might want in the property. You may express a preference for a male or female roommates. ~The Publisher

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TRUSTEE SALE 3636 Curtis St, Chester, VA 23831-4903 Chesterfield County In execution of a Deed of Trust in the original principal amount of $69,451.00, dated November 8, 2002 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in  Deed Book 4774, at page 943,default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the  Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County,  Virginia, on  December 10, 2013 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: The northern half of Lots 94 through 99, Block F, East Chester, with improvements thereon.  Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE:  CASH:  A deposit of $5,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer

including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.  Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C.  (01-00669213/FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www. siwpc.net TRUSTEE SALE 441 Charlemagne Road, Midlothian, VA 23114 Chesterfield County In execution of a Deed of Trust in the original principal amount of $166,069.00, dated July 13, 2011 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield,  Virginia, in  Deed Book 9464, at page 0086,default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at

Dear Dream Zone,

I had a dream that I was lying in bed, it felt so real that I hadn’t realized I fell asleep, but there was a figure on top of me. It looked more like a shadow than a face and it was choking me. I woke up once I stopped breathing. When I awoke however my hand was around my neck but it wasn’t tightly gripped. Did I choke myself in my sleep? - Najah,19 Brooklyn, NY Lauri: You have just had a fascinating physiological experience called Sleep Paralysis! Here’s the deal, when we sleep and enter the REM state, which is when dreaming takes place, our brain releases a chemical that literally paralyzes our skeletal muscles so that we don’t act out our dreams. When we’ve had a fitful night of sleep or haven’t slept long enough, we will start to wake up before our brain can re-activate our muscle control, which causes us to get “stuck” in that in between state of sleep and wakefulness called Hypnogogia. In this state you are asleep and awake at the same time, which is why you are aware that you are in your bed. Now, about that dark, frightening creature in the room. That is still a mystery to many researchers but I have a theory. We tend to have fitful nights of sleep because some negative force in our life is keeping us up. It can be anything from debt, to relationship troubles. And in Dream Psychology, negative elements in our life often show up in our dreams in the form of a dark shadow or villainous character. So when we are temporarily stuck in that Hypnogogic state, which is a hallucinatory state btw, the very thing that is causing disrupted sleep would still be present in our mind. The cure is to try to get your negative issues off your mind before bedtime. Try writing out what is bothering you at bedtime. Get it out of your mind and onto paper. Oh, and as far as you trying to choke yourself, I don’t believe you were. Your hand probably was simply resting there and you were conscious enough to be aware of it and your mind integrated the feeling of it into this experience.

[ classifieds ] November 27, 2013

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TRUSTEE’S SALE OF 5960 Ferintosh Lane, Petersburg, VA In execution of the Deed of Trust dated June 25, 2007, in the original principal amount of $175,950.00, recorded in Deed Book 7862, Page 190, in the Clerk’s Office of the Circuit Court for the County of Chesterfield, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the note, the undersigned, as Substitute Trustee, will sell at public auction at the front entrance of the Circuit Court for the County of Chesterfield on December 5, 2013, at 9:45 a.m., the property located at the above address and described as Lot 3, Section 7, Oak Forest Estates, County of Chesterfield, Virginia. TERMS: CASH. PROPERTY SOLD AS IS WITH SPECIAL WARRANTY OF TITLE. A deposit of $ 16,000.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, in cash, cashier’s check or certified funds only payable to “FIRST COLONY TRUSTEES, LLC, TRUSTEE”, balance due within 15 days from date of sale. No personal checks accepted. Upon purchaser’s default, the deposit shall be forfeited and the property resold at the risk and costs of the defaulting purchaser. Sale is subject to post sale confirmation and audit of the status of the loan including, but not limited to, determination of whether the borrower filed for bankruptcy protection, entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. Sale is subject to all prior liens, easements, restrictions, covenants, reservations and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. Real estate taxes will be adjusted to the date of sale. All costs of conveyance, deed, examination of title, recording charges and grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. Additional terms may be announced at the time of sale. Time is of the essence. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. For Information Contact: FIRST COLONY TRUSTEES, LLC,

Substitute Trustee(s)13-225BF(79.52) at: P. O. Box 120450, Newport News, Virginia 23612-0450(757) 597-6440

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Trustee’s Sale 10721 Poachers Court, Chesterfield, Virginia 23832 (Tax ID No. 746681368600000) Default having been made in the terms of a certain Deed of Trust dated October 28, 2004, in the original principal amount of $135,925.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 6035, at page 32, the undersigned Substitute Trustee will sell at public auction on December 5, 2013, at  12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 22, Block C, Section 3, Hunters Landing, on subdivision plat recorded in the aforesaid Clerk’s Office in Plat Book 50, Page 70.  Sale  is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of  13,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will

be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the  Foreclosure  Sales page of www. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector.  Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 106963, Tel:(757) 321-6465,  Between  10:00 a.m. & 12:00 noon only.

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the entrance to the  Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County,  Virginia, on  December 10, 2013 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 7, Block D, Otterdale, Section B, with improvements thereon.  Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.  TERMS OF SALE:  CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C.  (01-029047-12/FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net 

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TRUSTEE’S SALE OF 14300 Key Deer Drive, Midlothian, VA 23112 In execution of a certain deed of trust dated July 15, 2005, in the original principal amount of $162,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 6626 Page 448, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on December 12, 2013, at 8:32 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN PROPERTY SITUATED IN CITY OF MIDLOTHIAN IN THE COUNTY OF CHESTERFIELD AND STATE OF VIRGINIA AND BEING DESCRIBED IN A DEED DATED 03-11-1999 AND RECORDED 03-30-1999 IN BOOK 3529, PAGE 829 AMONG THE LAND RECORDS OF THE COUNTY AND STATE SET FORTH ABOVE AND REFERENCED FOLLOWS: LOT 9, BLOCK G, SUBDIVISION DEER RUN, PLAT BOOK 70, PLAT PAGE 42, RECORDED DATED 04/02/1990. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the

sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 129738 TRUSTEE’S SALE OF 4403 Overlea Court, Midlothian, VA 23112 In execution of a certain deed of trust dated March 28, 2005, in the original principal amount of $128,651.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 6296 Page 920, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on December 19, 2013, at 8:30 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, AND DESIGNATED AS LOT 7, BLOCK G, CLIFTON FARMS, SECTION 5, AS SHOWN ON PLAT OF SUBDIVISION MADE BY M.L. CORSO & ASSOCIATES, DATED JULY 27, 1984, AND RECORDED AUGUST 28, 1984, IN THE CLERK’S OFFICE, CIRCUIT COURT OF CHESTERFIELD, VIRGINIA, IN PLAT BOOK 47, PAGE 15, REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE SAID PROPERTY BEING CONVEYED HEREIN. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 173881 Trustee’s Sale 2600 Lancers Boulevard, Richmond, Virginia 23224 (Tax ID No. 767696988300000 and 7676969967300000) Default having been made in the terms of a certain Deed of Trust dated April 4, 2006, in the original principal amount of $178,000.00 and recorded in the Clerk’s

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Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 7129, at page 0938, the undersigned Substitute Trustee will sell at public auction on December 12, 2013, at  12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as PARCEL I LOT 3, BLOCK G, ON THE PLAN OF MARLBORO, A PLAT OF WHICH IS RECORDED IN THE AFORESAID CLERK’S OFFICE IN PLAT BOOK 12, PAGES 62 AND 63.  PARCEL II LOT 2, BLOCK G, ON THE PLAN OF MARLBORO, A PLAT OF WHICH IS RECORDED IN THE AFORESAID CLERK’S OFFICE IN PLAT BOOK 12, PAGES 62 AND 63. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $17,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector.  Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 106362 Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only. Trustee’s Sale 3225 Rossington Boulevard, Chester, Virginia 23831 (Tax ID No. 795649595900000) Default having been made in the terms of a certain Deed of Trust dated October 1, 2009, in the original principal amount of $278,869.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 8883 at page 0805, the undersigned Substitute Trustee will sell at public auction on December 12, 2013, at  12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 30, on that certain plat entitled “VILLAGES OF LONGMEADOW, ROSSINGTON SECTION 2, BERMUDA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA”, dated April 22, 2007, which said plat is duly recorded in the aforesaid Clerk’s Office, in Plat Book 181, at Pages 70 through 72. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of  $27,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/ or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The success-

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ful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense.  This is a communication from a debt collector.  Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No.106641, Tel: (757) 321-6465,  Between 10:00 a.m. & 12:00 noon only. TRUSTEE’S SALE OF 6955 Lake Caroline Drive, Chesterfield, VA 2383 In execution of a certain deed of trust dated June 05, 2006, in the original principal amount of $204,752.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7163 Page 0321, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on December 19, 2013, at 8:30 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING, BEING AND SITUATE IN DALE DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, AND BEING KNOWN, NUMBERED AND DESIGNATED AS LOT 19, KINGSLAND GLEN, SECTION 2, CHESTERFIELD COUNTY, VIRGINIA, AS MORE PARTICULARLY SHOWN ON PLAT OF SUBDIVISION ENTITLED, “KINGLAND GLEN, SECTION 2, SUBDIVISION I.D. NO. 000-0286-02, DALE DISTRICT, CHESTERFIELD COUNTY, VIRGINIA,’ DATED MARCH 8. 2004, AND RECORDED APRIL 8, 2004, IN PLAT BOOK 142, PAGES 92 THROUGH 100, IN THE CIRCUIT COURT, CLERK’S OFFICE, CHESTERFIELD COUNTY, VIRGINIA, REFERENCE TO WHICH IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 172975 Trustee’s Sale 403 Sentinel Lane, Chester, Virginia 23836 (Tax ID No. 817652556800000) Default having been made in the terms

of a certain Deed of Trust dated July 22, 2011, in the original principal amount of $85,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 9501, at page 0658, the undersigned Substitute Trustee will sell at public auction on December 5, 2013, at 12:30 PM, in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA., the property designated as Lot Ten (10), Random Woods, Section 3, a subdivision of said County as shown on a plat dated June 11, 1974, and recorded in the aforesaid Clerk’s Office in Plat Book 22 at Page 42.  Sale  is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of  $8,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/ or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense.  This is a communication from a debt collector.  Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 106887, Tel:  (757)321-6465,  Between 10:00 a.m. & 12:00 noon only. VIRGINIA: IN THE CIRCUIT COURT FOR THE COUNTY OF CHESTERFIELD PROFESSIONAL FORECLOSURE CORPORATION OF VIRGINIA, Petitioner, v. THE UNKNOWN HEIRS OR ESTATE OF LARRY J. MASON, Respondent. Case No. CL13-2777 ORDER OF PUBLICATION 10-28-13 The object of this suit is to interplead surplus funds from the foreclosure of the property commonly known as 1318 Twilight Lane, North Chesterfield, Virginia, and further described as: ALL that certain lot, piece or parcel of land, with the improvements thereon and appurtenances thereunto belonging, lying and being in Clover Hill District, Chesterfield County, Virginia, known and designated as Lot 16, Block B, Section B, Providence Meadows, as shown on subdivision plat made by Balzer and Associates, Inc., Planners-ArchitectsEngineers-Surveyors, dated January 12, 1987, entitled “Providence Meadows, Section ‘B’ Clover Hill District, Chesterfield County, Virginia”, which was recorded in the Clerk’s Office, Circuit Court, Chesterfield County, Virginia, on May 18, 1987, in Plat Book 57, page 8, to which plat reference is hereby made for a more particular description of the property herein conveyed. An affidavit having been filed that due diligence has been used to ascertain the existence, identity, and location of the unknown heirs or estate of Larry J. Mason, no estate papers or list of heirs having been put to record; It is ORDERED that the parties named herein appear on Dec. 27th, 2013 in the Clerk’s Office of the Circuit Court for the County of Chesterfield, Virginia and do what may be necessary to protect their interests in this suit. AN EXTRACT TESTE: JUDY L. WORTHINGTON, CLERK

Lindsey C. Kelly, Esquire VSB# 71314 *Brett A. Callahan, Esquire VSB# 74733 SHAPIRO BROWN & ALT, LLP 236 Clearfield Ave., Suite 215 Virginia Beach, VA 23462 Telephone: (757)687-8777 Facsimile: (847)493-7223 *100121 Balls Ford Road, Suite 200 Manassas, VA 20109 Counsel for the Plaintiff TRUSTEE SALE 2913 Old Gun Road West, Midlothian, VA 23113-2123 Chesterfield County In execution of a Deed of Trust in the original principal amount of $335,000.00, dated March 23, 2007  recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield,  Virginia, in  Deed Book 7699, at page 0404,default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the  Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County,  Virginia, on  December 10, 2013 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Containing 2.25 acres, more or less, as shown on plat of survey dated January 10, 1989, recorded in Deed Book 2379, Page 1250, with improvements thereon.  Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.  TERMS OF SALE:  CASH:  A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.  Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C.  (40-02498309/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www. siwpc.net TRUSTEE SALE 10905 Crofton Court, Chester, VA 23831-1388 Chesterfield County In execution of a Deed of Trust in the original principal amount of $21,000.00, dated  July 3, 2007  recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield,  Virginia, in Deed Book 7912, at page 0308,default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the  Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on December 17, 2013 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 15, Block H, on the Plan of Chipchase at Mineola, Section C, with improvements thereon.  Subject to a Deed of Trust dated June 29, 2006 and recorded in Deed Book 7221 at page 882.  Subject to any and all covenants, conditions, restrictions and easements,


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if any, affecting the aforesaid property.  TERMS OF SALE:  CASH:  A deposit of $2,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.  Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C.  (01-01593513/CONV) 5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462 757457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www. siwpc.net 

TRUSTEE SALE 3201 Aprilbud Court, Richmond, VA 23233-1794 Henrico County In execution of a Deed of Trust in the original principal amount of $336,000.00, dated October 14, 2005  recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico,  Virginia, in  Deed Book 3990, at page 85, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the  Circuit Court Building of the County of Henrico, corner of

Parham Road and Hungary Spring Road, Henrico County, Virginia, on December 3, 2013 at 4:30 o’clock pm the property described in said deed, located at the above address and briefly described as: LOT 99, BLOCK C, SECTION 1, WYTHE TRACT, with improvements thereon.  LESS THAT PORTION OF SUBJECT PROPERTY CONVEYED TO THE COUNTY OF HENRICO BY VIRTURE OF DEED OF EASEMENT DATED NOVEMBER 17,2004 AND RECORDED FEBRUARY 15,2005 IN DEED BOOK 3824 AT PAGE 848.  Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE:  CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C.  (3431-08/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www. siwpc.net TRUSTEE SALE 7377 Hill View Drive, Mechanicsville, VA 23111-1323 Hanover County In execution of a Deed of Trust in the original principal amount of  $281,270.00, dated  October 13, 2010  recorded in the Clerk’s Office of the Circuit Court of the Hanover County, Virginia, in Book No. 2987, at Page 2386, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, on December 13, 2013  at 12:00 Noon the property described in said deed, located at the above address and briefly described as: Lot 13, Block E, Windy Hill Estates, Section D, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.  TERMS OF SALE:  CASH:  A deposit of  $20,000, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee

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This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (5205) 5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net V I R G I N I A: IN THE CIRCUIT COURT FOR THE COUNTY OF HENRICO Angela Ankrah, Plaintiff, v. Chadrick Rovelle Smith, Defendant. CASE NO: CL13-2591 ORDER OF PUBLICATION The object of this suite is to obtain a divorce a vinvulo matrimonii from the defendant on the ground of more than one year of continuous separation. It appearing from Affidavit that due diligence has been used by the plaintiff to ascertain in what county or city the defendant is, without effect, it is ORDERED that the defendant appear before the Court on or before December 23, 2013 and do what is necessary to protect her interest herein. ENTER: 10/28/13 Lee A. Harris, Jr., JUDGE A COPY TESTE: YVONNE G. SMITH, CLERK I ask for this: Arturas Overas Counsel for Plaintiff Law Offices of HYDER & OVERAS 5516 Falmouth Street, Suite 100 Richmond, Virginia 23230 Phone: (804) 673-2222 Fax: (804) 282-3231 VSB#: 42372 TRUSTEE’S SALE 11848 Rimswell Place, Midlothian, VA 23112 Parcel ID 741687693700000 Pursuant to the terms of a deed of trust dated December 7, 2005, in the original principal amount of $260,500.00, recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia, in Deed Book 6822, Page 638, and corrected and re-recorded in Deed Book 6910, Page 244, and again corrected and re-recorded in Deed Book 7661, Page 25, as modified by Modification of Deed of Trust recorded in Deed Book 9416, Page 929, the property briefly described below will be offered for sale at public auction: Lot 58, Walnut Grove, Sec. 1, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 150, Pages 12-17, and as more particularly described in the referenced deed of trust. The sale will take place on DECEMBER 12, 2013, AT 11:30 A.M., at the front entrance to the building housing the Circuit Court of Chesterfield County, located at 9500 Courthouse Road, Chesterfield, VA. The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERTIFIED FUNDS in the amount of $20,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1329684) NOTICE OF TRUSTEE’S SALE OF PROPERTY LOCATED AT 9213 MELTONBERRY COURT GLEN ALLEN, VIRGINIA 23060 In execution of a Deed of Trust in the original principal amount of $285,000.00

from Marcia K. Hillard, dated August 17, 2010, recorded August 18, 2010 in Book 4792, page 1029 among the land records for Henrico County, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded in Book 5201, page 1518 among the land records of Henrico County, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on December 5, 2013, at 10:00  A.M., local time, at the main entrance of the Circuit Court for Henrico County, 4301 E. Parham Road, Henrico, Virginia 23228, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 9213 Meltonberry Court, Glen Allen, Virginia 23223; Real Property Tax Map Reference No. 775-771-0811. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rightsof-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Attorney At Law, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293. TRUSTEE’S SALE OF 3401 Julep Drive, Colonial Heights, VA 23834 In execution of a certain deed of trust dated June 29, 2001, in the original principal amount of $78,375.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 4144 Page 531, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on December 12, 2013, at 8:30 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 6, BLOCK H, SECTION C, COLONIAL PINES ESTATES, ON PLAT OF SURVEY MADE BY VIRGINIA SURVEYS, DATED SEPTEMBER 20, 1980, RECORDED NOVEMBER 21, 1980, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 37, PAGES 78, 79 AND 80, REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to

post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 60030 TRUSTEE’S SALE OF 905 Scotch Pine Court, Richmond, VA 23228 In execution of a certain deed of trust dated April 14, 2006, in the original principal amount of $193,600.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4107 Page 1684, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on December 20, 2013, at 9:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, SHOWN AS LOT 2, BLOCK D, ON THE PLAN OF PINE CREEK SOUTH, MADE BY ENGINEERING DESIGN ASSOCIATES, DATED OCTOBER 29, 2002 AND RECORDED JANUARY 28, 2004, IN PLAT BOOK 119 AT PAGES 8-10, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 173531 Trustee’s Sale 11630 River Road, Chesterfield, Virginia 23838 (Tax ID No. 746629796900000)

[ classifieds ] November 27, 2013

TRUSTEE’S SALE 6600 Fernwood Street, Henrico, VA 23228 Parcel ID 771-746-0812 Pursuant to the terms of a deed of trust dated March 30, 2010, in the original principal amount of $154,151.00, recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia, in Deed Book 4751, Page 1576, the property briefly described below will be offered for sale at public auction: Lot 25, Block 32, Greendale Forest, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 13, Pages 113-117, and as more particularly described in the referenced deed of trust. The sale will take place on DECEMBER 12, 2013, AT 12:45 P.M., at the front entrance to the building housing the Circuit Court of Henrico County, located at 4301 East Parham Road, Henrico, VA. The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERTIFIED FUNDS in the amount of $15,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-4379500 (1329700).

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TRUSTEE’S SALE OF 2106 Turtle Run Drive, Unit # 6, Richmond, VA 23233. In execution of a certain deed of trust dated February 17, 2006, in the original principal amount of $150,423.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4071 Page 0864, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on December 20, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN PROPERTY AND ALL INTEREST IN THE GENERAL AND LIMITED COMMON ELEMENTS INCIDENT THERETO SITUATE IN THE COUNTY OF HENRICO, VIRGINIA AND DESCRIBED AS FOLLOWS: THAT CERTAIN PROPERTY INCLUDING AN UNDIVIDED INTEREST IN THE COMMON ELMENTS INCIDENT THERETO, DESCRIBED AS ALL OF THE CONDOMINIUM UNIT NO. 6, BUILDING 2106, IN THE TURTLE CREEK WEST CONDOMINIUM, PHASE I, SITUATED IN THE COUNTY OF HENRICO, VIRGINIA, AS DEFINED AND DESCRIBED IN THE DECLARATION DATED FEBRUARY 19, 1985, RECORDED ON JULY 19, 1985 IN THE CLERK’S OFFICE, CIRCUIT COURT, COUNTY OF HENRICO, VIRGINIA IN DEED BOOK 1963, PAGE 67, AS AMENDED BY TURTLE CREEK WEST, PHASE I, FIRST AMENDMENT TO DECLARATION AND BY-LAWS, RECORDED IN THE AFORESAID CLERK’S OFFICE IN DEED BOOK 1963, PAGE 162, TURTLE CREEK WEST, SECOND AMENDMENT TO DECLARATION AND BY-LAWS RECORDED IN THE AFORESAID CLERK’S OFFICE IN DEED BOOK 1970, PAGE 585, AND BY TURTLE CREEK WEST, THIRD AMENDMENT TO DECLARATION AND BY-LAWS RECORDED IN THE AFORESAID CLERK’S OFFICE IN DEED BOOK 1970, PAGE 588. BEING THE SAME REAL ESTATE CONVEYED TO CARMEN MCCOY, BY DEED FROM LAURA S. KELLY, DATED JUNE 15, 2004, RECORDED JUNE 30, 2004 IN THE CLERK’S OFFICE, CIRCUIT COURT, COUNTY OF HENRICO, VIRGINIA IN DEED BOOK 3694, PAGE 1598..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust,

whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 169105

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Default having been made in the terms of a certain Deed of Trust dated December 8, 2004, in the original principal amount of $123,500.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 6108, at page 521, the undersigned Substitute Trustee will sell at public auction on December 5, 2013, at  12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot No. Two (2), as more particularly shown and designated on a certain plat dated May 6, 1977, entitled “Crafton Heights, Section One, Matoaca District, Chesterfield, Virginia”, a copy of which is recorded in the aforesaid Clerk’s Office, in Plat Book 29, page 1.   Sale  is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of  $12,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/ or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense.  This is a communication from a debt collector.  Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 102507, Tel:(757) 321-6465,  Between 10:00 a.m. & 12:00 noon only.

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Trustee’s Sale 1325 Devers Road, Richmond a/k/a Henrico, Virginia 23226 (Tax ID No. 768-739-4385) Default having been made in the terms of a certain Deed of Trust dated June 6, 1997, in the original principal amount of $79,018.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 2725, at page 132, the undersigned Substitute Trustees will sell at public auction on  December 5, 2013, at  10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road, E. Parham and Hungary Spring Roads, Richmond, VA, the property designated as Lot 36, on revised map of a portion of Block E, Section 4, in the plan of Westwood Terrace, dated April 17, 1951, and duly recorded in the aforesaid Clerk’s Office in Plat Book 23, Page 19.  Sale  is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of  $7,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/ or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The success-

ful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense.  This is a communication from a debt collector.  Glasser and Glasser, P.L.C, and/or  Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 103389, Tel:(757) 321-6465,  Between 10:00 a.m. & 12:00 noon only. TRUSTEE’S SALE OF 3112 Quail Hill Drive, Midlothian, VA In execution of the Deed of Trust dated June 24, 2005, in the original principal amount of $187,468.00, recorded in Deed Book 6467, Page 103, in the Clerk’s Office of the Circuit Court for the County of Chesterfield, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the note, the undersigned, as Substitute Trustee, will sell at public auction at the front entrance of the Circuit Court for the County of Chesterfield on December 5, 2013, at 9:45 a.m., the property located at the above address and described as Lot 11, Huntsbridge, County of Chesterfield, Virginia. TERMS: CASH. PROPERTY SOLD AS IS WITH SPECIAL WARRANTY OF TITLE. A deposit of $ 16,000.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, in cash, cashier’s check or certified funds only payable to “FIRST COLONY TRUSTEES, LLC, TRUSTEE”, balance due within 15 days from date of sale. No personal checks accepted. Upon purchaser’s default, the deposit shall be forfeited and the property resold at the risk and costs of the defaulting purchaser. Sale is subject to post sale confirmation and audit of the status of the loan including, but not limited to, determination of whether the borrower filed for bankruptcy protection, entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. Sale is subject to all prior liens, easements, restrictions, covenants, reservations and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. Real estate taxes will be adjusted to the date of sale. All costs of conveyance, deed, examination of title, recording charges and grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. Additional terms may be announced at the time of sale. Time is of the essence. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. For Information Contact: FIRST COLONY TRUSTEES, LLC, Substitute Trustee(s) 13-234BF (79.50) at: P. O. Box 120450, Newport News, Virginia 23612-0450(757) 597-6440 TRUSTEE SALE 11109 Swift Flight Ln, Glen Allen, VA 23059-5235 Henrico County In execution of a Deed of Trust in the original principal amount of  $212,940.00, dated  August 25, 2006  recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico,  Virginia, in  Deed Book 4196, at page 2130, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the  Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on December 3, 2013 at 4:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 1, Block C, Quail Walk, with improvements thereon.  Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the

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aforesaid property.           TERMS OF SALE:  CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-00713313/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www. siwpc.net TRUSTEE’S SALE OF 5248 Stratton Road, Richmond, VA 23225 In execution of a certain deed of trust dated July 10, 2006, in the original principal amount of $145,000.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 060026045, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on December 18, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THE CERTAIN LOT, PIECE OF LAND WITH ALL IMPROVEMENTS THEREON, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, (FORMERLY MANCHESTER MAGISTERIAL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA), KNOWN AND DESIGNATED AS LOT 77, SECTION D, FOREST VIEW HEIGHTS, PLAT OF WHICH IS RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT 8, PAGES 118 AND 199.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trust-

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ee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 170293 TRUSTEE’S SALE OF 3218 Hollyglen Court, Midlothian, VA In execution of the Deed of Trust dated November 21, 2012, in the original principal amount of $164,816.00, recorded in Deed Book 9984, Page 792, rerecorded in Deed Book 10096, Page 688 and assigned in Deed Book 10126, Page 993, in the Clerk’s Office of the Circuit Court for the County of Chesterfield, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the note, the undersigned, as Substitute Trustee, will sell at public auction at the front entrance of the Circuit Court for the County of Chesterfield on December 5, 2013, at 9:45 a.m., the property located at the above address and described as Lot 35, Block E, Section C, Claredon, County of Chesterfield, Virginia. TERMS: CASH. PROPERTY SOLD AS IS WITH SPECIAL WARRANTY OF TITLE. There is an unreleased deed of trust in the original principal amount of $35,250.00 dated December 15, 1977 and recorded in the aforesaid Clerk’s Office in Deed Book 1292, page 513. Westcor Land Title Insurance Company has agreed to issue a title insurance policy without exception to that deed of trust to the successful bidder. A deposit of $ 16,000.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, in cash, cashier’s check or certified funds only payable to “FIRST COLONY TRUSTEES, LLC, TRUSTEE”, balance due within 15 days from date of sale. No personal checks accepted. Upon purchaser’s default, the deposit shall be forfeited and the property resold at the risk and costs of the defaulting purchaser. Sale is subject to post sale confirmation and audit of the status of the loan including, but not limited to, determination of whether the borrower filed for bankruptcy protection, entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. Sale is subject to all prior liens, easements, restrictions, covenants, reservations and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. Real estate taxes will be adjusted to the date of sale. All costs of conveyance, deed, examination of title, recording charges and grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. Additional terms may be announced at the time of sale. Time is of the essence. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. For Information Contact: FIRST COLONY TRUSTEES, LLC, Substitute Trustee(s) 13-189BF(79.16) at: P. O. Box 120450, Newport News, Virginia 23612-0450 (757) 597-6440 TRUSTEE’S SALE OF 7031 Manning Road, Chesterfield, VA 23832 In execution of a certain deed of trust dated December 03, 2008, in the original principal amount of $152,625.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8660 Page 0826, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on December 12, 2013, at 8:30 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN PLACE, PARCEL OR

LOT OF LAND, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 31, BLOCK H, SECTION B, BELMONT HILLS WEST, AS SHOWN ON A PLAT OF SURVEY ENTITLED “BELMONT HILLS WEST, SECTION B, CHESTERFIELD COUNTY, VIRGINIA,” MADE BY J.K. TIMMONS AND ASSOCIATES, INC., CONSULTING ENGINEERS, DATED AUGUST 1,1978, AND RECORDED SEPTEMBER 7,1978, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 32, PAGES 8 AND 9, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SUCH LOT. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 163534 Trustee’s Sale 2520 Hey Road, Richmond, Virginia 23224 (Tax ID No. C0080809062) Default having been made in the terms of a certain Deed of Trust dated March 5, 2010, in the original principal amount of $133,634.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 100003977, the undersigned Substitute Trustee will sell at public auction on December 5, 2013, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as Lot 13, Block A, Section D, Fawnbrook, all as more particularly shown on plat of survey dated April 20, 1992, recorded May 5, 1992, in the aforesaid Clerk’s Office, in Plat Book 42, Page 64. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of  $13,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/ or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees

related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense.  This is a communication from a debt collector.  Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 106738, Tel  (757) 321-6465,  Between 10:00 a.m. & 12:00 noon only. TRUSTEE SALE 11415 Chickahominy BranchDr., Glen Allen, VA 23059-5118 Henrico County In execution of a Deed of Trust in the original principal amount of $149,000.00, dated June 21, 1999 recorded in the Clerk’s Office of the Circuit Court of theCounty Of Henrico,  Virginia, in  Deed Book 2925, at page 0511, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the  Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on  December 19, 2013 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as:Lot 2, Block A, Section A, of Chickahominy Branch, with improvements thereon.  Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.  TERMS OF SALE:  CASH:  A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.  Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C.  (40181-08/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net TRUSTEE SALE 413 Fayette Ave, Richmond, VA 23222-1314 Henrico County In execution of a Deed of Trust in the original principal amount of $81,600.00, dated September 8, 2005 recorded in the Clerk’s Office of the Circuit Court of the  County Of Henrico,  Virginia, in Deed Book 3962, at page 1330, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the  Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on  December 10, 2013 at 4:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lots 27 and 28, Block 3, Confederate Heights, with improvements thereon.  Subject to any and all covenants, conditions, restrictions and easements, if any, affect-


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ing the aforesaid property.  TERMS OF SALE:  CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C.  (01-00635213/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www. siwpc.net 

Trustee’s Sale 1707 Shirleydale Avenue, Richmond a/k/a Henrico, Virginia 23231 (Tax ID No. 805-711-0447) Default having been made in the terms of a certain Deed of Trust dated August 6, 2009, in the original principal amount of $97,800.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in

Deed Book 4680, at page 1425, the undersigned Substitute Trustee will sell at public auction on December 12, 2013, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lot Four (4), Block E, Regina Park, as shown on a plat dated April 5, 1980, revised July 28, 1980, and August 11, 1980, recorded in the aforesaid Clerk’s Office, in Plat Book 70, Page 100.  Sale  is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $9,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/ or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense.  This is a communication from a debt collector.  Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 105901, Tel:  (757) 321-6465,  Between 10:00 a.m. & 12:00 noon only. COMMONWEALTH OF VIRGINIA CIRCUIT COURT OF THE COUNTY OF CHESTERFIELD 9500 COURTHOUSE ROAD CHESTERFIELD, VA 23832 Case No. CL13001377-00 In Re: SERENITY FAITH PARKER ORDER OF PUBLICATION The object of this suit is to CHANGE NAMES OF SERENITY FAITH PARKER TO SERENITY FAITH DAVIS. It is ORDERED that Michael Murrel appear at the above-named court and protect his interests on or before December 2, 2013, at 8:15 am. ENTERED: October 16, 2013 A COPY TESTE: JUDY L. WORTHINGTON, CLERK Steven C. McCallum, JUDGE NOTICE OF TRUSTEE’S SALE OF PROPERTY LOCATED AT 305 WEST 26TH STREET RICHMOND, VIRGINIA In execution of a Deed of Trust in the original principal amount of $143,021.11 from By His Hands, LLC, dated August 24, 2010, recorded September 3, 2010 as Instrument #10-16399 among the land records for the City of Richmond, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #13-25567 among the land records of the City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on December 30, 2013, at 10:00  A.M., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North 9th Street Richmond, VA 23219-15407, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 305 West 26th Street, Richmond, Virginia; Tax Map No.: S0000699012. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all

c l a s s a d @ s t y l e w e e k l y. c o m

bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293. TRUSTEE SALE 5940 Dugout Terr, Mechanicsville, VA 23111-4570 Hanover County In execution of a Deed of Trust in the original principal amount of $215,960.00, dated May 26, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover,  Virginia, in  Deed Book 2714, at page 545, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the  Circuit Court Hanover County, Hanover, Virginia, on December 13, 2013 at 12:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 11, Block R, Section B-5, Battlefield Green, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE:  CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C.  (01-00272513/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www. siwpc.net  Trustee’s Sale 7824 Fitzgerald Court, Richmond, Virginia 23228 (Parcel ID No. 762-757-9233) Default having been made in the terms of a certain Deed of Trust dated February 6, 2007, in the original principal amount of $148,750.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4287, at page 1414, the undersigned Substitute Trustee will sell at public auction on December 5, 2013, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lot 5, Block G, Summerhill of Shannon Green, Section 12, on

the plat recorded in the aforesaid Clerks’ Office in Plat Book 83, pages 2 and 3, and revised plat recorded in the aforesaid Clerk’s Office, in Plat Book 83, pages 41 and 42.  Sale  is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of  $14,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 104102, Tel:(757) 321-6465,  Between  10:00 a.m. & 12:00 noon only. TRUSTEE’S SALE OF 501S Kalmia Avenue, Highland Springs, VA 23075 In execution of a certain deed of trust dated October 26, 2006, in the original principal amount of $156,000.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4234 Page 0283, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on December 20, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: THE FOLLOWING DESCRIBED REAL ESTATE, TO-WIT: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN VARINA MAGISTERIAL DISTRICT (FORMERLY FAIRFIELD MAGISTERIAL DISTRICT), HENRICO COUNTY, VIRGINIA, AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE EATSTERN LINE KALMIA AVENUE 727.32 FEET SOUTH OF THE SOUTH LINE OF DALE AVENUE, FRONTING ON KALMIA AVENUE A DISTANCE OF 150 FEET THENCE EXTENDING BACK BETWEEN PARALLEL LINES ON THE NORTH A DISTANCE OF 325.61 FEET AND ON THE SOUTH A DISTANCE OF 263.07 FEET; BEING PART OF LOTS 7 AND 8, BLOCK F, SECTION 10, HIGHLAND SPRINGS, AS SHOWN ON THE PLAN OF HIGHLAND SPRINGS, MADE BY CHARLES H. FEET & ASSOCIATES, CIVIL ENGINEER AND SURVEYORS, DATED JULY 6, 1960, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 8, PAGE 91 1/2, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s

deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 169483 TRUSTEE SALE 12011 Ashley Wilkes Ln, Midlothian, VA 23112-2859 Chesterfield County In execution of a Deed of Trust in the original principal amount of $83,037.00, dated February 22, 2002 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 4429, at page 193 and re-recorded in Deed Book 4474, at page 497 and modified in Deed Book 9490, at Page 332,  default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the  Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on December 10, 2013 at 2:30o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 3, Block N, Section 3, Glen Tara, with improvements thereon.  Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.  TERMS OF SALE:  CASH: A deposit of  $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.  Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C.  (01-00594312/FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www. siwpc.net  TRUSTEE’S SALE OF 14824 Felbridge Way, Midlothian, VA 23113 In execution of a certain deed of trust dated December 28, 2005, in the original principal amount of $578,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia,

[ classifieds ] November 27, 2013

TRUSTEE’S SALE OF 2531 Dorel Lane, Richmond aka North Chesterfield, VA 23236 In execution of a certain deed of trust dated February 16, 2007, in the original principal amount of $174,250.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7666 Page 0905, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on December 19, 2013, at 8:32 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN CLOVER HILL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 47, BLOCK C. FALLING CREEK SECTION, CHESTNUT HILLS, AS SHOWN ON PLAT ENTITLED “CHESTNUT HILLS-FALLING CREEK SECTION”, MADE BY J.K. TIMMONS & ASSOCIATES, DATED AUGUST 30, 1974, WHICH PLAT HAS BEEN RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 23, PAGES 9 AND 10. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 173685

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TRUSTEE’S SALE OF 13603 Velvet Antler Run, Midlothian, VA 23112 In execution of a certain deed of trust dated October 27, 2009, in the original principal amount of $157,052.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8904 Page 0967, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on December 19, 2013, at 8:31 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN MATOACA MAGISTERIAL DISTRICT, IN THE COUNTY OF CHESTERFIELD, VIRGINIA, KNOWN AND DESIGNATED AS LOT 22, BLOCK M OF DEER RUN, SECTION 2, AS SHOWN ON A PLAT OF SUBDIVISION PREPARED BY E. D. LEWIS & ASSOCIATES, P.C., CONSULTING ENGINEERS, LAND SURVEYORS & PLANNERS, DATED DECEMBER 11, 1986, RECORDED JUNE 15,1987, IN THE CLERK’S OFFICE, CIRCUIT COURT, COUNTY OF CHESTERFIELD, VIRGINIA, IN PLAT BOOK 57, PAGES 42 THROUGH 45, REFERENCE TO WHICH PLAT IS MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY BEING CONVEYED HEREIN. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the

sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 173402

(804)358-2100

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November 27, 2013 [ classifieds ]

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in Deed Book 6870 Page 486, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on December 12, 2013, at 8:31 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PIECE OF GROUND SITAUTE IN THE COUNTY OF CHESTERFIELD, COMMONWEALTH OF VIRGINIA. ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN MIDLOTHIAN MAGISTERIAL DISTRICT , CHESTERFIELD COUNTY, VIRGINIA , KNOWN, NUMBERED AND DESIGNATED AS LOT 10, SECTION E, ROSEMONT, AS SHOWN ON THAT CERTAIN PLAT OF SUBDIVISION ENTITLED “ROSEMONT SECTION E, MIDLOTHIAN DISTRICT, CHESTERFIELD COUNTY, VIRGINIA:, PREPARED BY BALZER AND ASSOCIATES, INC., PLANNERS, ARCHITECTS, ENGINEERS, SURVEYORS, DATED JANUARY 29, 1996, RECORDED MAY 21, 1996 IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 90, PAGES 69 AND 70, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 171117

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TRUSTEE’S SALE OF 509 Willomett Avenue, Richmond, VA 23227 In execution of a certain deed of trust dated January 23, 2008, in the original principal amount of $164,231.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4464 Page 0333, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on December 20, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OF LAND LYING AND BEING IN THE COUNTY OF HENRICO, VIRGINIA, KNOWN AS 509 WILLOMETT AVENUE AND DESIGNATED

AS LOT 13, BLOCK 2, ON THE PLAT OF CHAMBERLAYNE ESTATES, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 16, PAGE 39.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 110748 TRUSTEE’S SALE OF 3221 Shady Creek Road, North Chesterfield AKA Richmond, VA 23234 In execution of a certain deed of trust dated April 30, 2008, in the original principal amount of $155,769.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8305 Page 0820, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on December 19, 2013, at 8:31 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON AND THE APPURTENANCES THERETO BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, SHOWN AND DESIGNATED AS LOT 11, BLOCK D, SECTION 2, SHADY CREEK ON SUBDIVISION PLAT OF SHADY CREEK, PREPARED BY BREMNER, YOUNGBLOOD AND KING INC. CONSULTING ENGINEERS, DATED MAY 16, 1977 AND RECORDED AUGUST 2, 1977 IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 29, AT PAGE 38, TO WHICH PLAT REFERENCE IS MADE FOR A MORE PRECISE DESCRIPTION. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to,

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determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 173959 TRUSTEE’S SALE OF 5612 Townsbury Road, Chesterfield, VA 23832 In execution of a certain deed of trust dated May 19, 2006, in the original principal amount of $358,213.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7160 Page 0981, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on December 12, 2013, at 8:31 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING, SITUATE AND BEING IN DALE MAGISTERIAL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, AND BEING KNOWN AND NUMBERED AS LOT 44, FIVE FORKS VILLAGE SOUTH SECTION 1, ALL AS MORE PARTICULARLY SHOWN ON THE PLAT TITLED “FIVE FORKS VILLAGE SOUTH, SECTION 1, DALE DISTRICT, CHESTERFIELD COUNTY, VIRGINIA” MADE BY BODIE CONSULTING ENGINEERS AND SURVEYORS, DATED JULY 22, 2002, REVISED SEPTEMBER 30, 2002 AND RECORDED DECEMBER 4, 2002 IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 130, PAGES 67-71, AND TO WHICH PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information

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contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 125245 V I R G I N I A: IN THE CIRCUIT COURT FOR THE COUNTY OF HENRICO Robert Griffiths, Plaintiff, v. Nicole Wright, Defendant. CASE NO: CL13-2546 ORDER OF PUBLICATION The object of this suite is to obtain a divorce a vinvulo matrimonii from the defendant on the ground of more than one year of continuous separation. It appearing from Affidavit that Nicole Wright is not a resident of this State, it is ORDERED that the defendant appear before the Court on or before December 23, 2013 and do what is necessary to protect her interest herein. ENTER: 10/28/13 Lee A. Harris, Jr., JUDGE A COPY TESTE: YVONNE G. SMITH, CLERK I ask for this: Arturas Overas Counsel for Plaintiff Law Offices of HYDER & OVERAS 5516 Falmouth Street, Suite 100 Richmond, Virginia 23230 Phone: (804) 673-2222 Fax: (804) 282-3231 VSB#: 42372 Trustee’s Sale 6018 Moonlight Drive, Richmond, Virginia 23234 (Tax ID No. 770685032800000) Default having been made in the terms of a certain Deed of Trust dated October 20, 2006, in the modified principal amount of $231,891.44 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 7424, at page 500 and as amended by a Loan Modification Agreement recorded April 12, 2010 in Deed Book 9049, at page 0559, the undersigned Substitute Trustee will sell at public auction on December 5, 2013, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as ALL that certain lot, piece or parcel of land, belonging, lying and being in Chesterfield County, Virginia, and shown as Lot 4, Section H, Jessup Farms as shown on plat by Balzer and Associates, Inc., dated January 20, 2006, entitled “Jessup Farms, Section H, Dale District, Chesterfield County, Virginia”, recorded in the Clerk’s Office, Circuit Court, Chesterfield County, Virginia, in Plat Book 164, Page 68.  Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $23,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector.  Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No.94731, Tel: (757) 321-6465,  Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 2909 Springview Drive, Richmond, VA 23234-1627 City of Richmond In execution of a Deed of Trust in the original principal amount of $68,800.00, dated  April 20, 2006  recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond,  Virginia, in  Instrument 060012910, at page 0418,default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the  John Marshall Courts Building, 400 North 9th Street, Richmond,  Virginia, on  December 10, 2013 at 3:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 3 on subdivision plat entitled “Springview City of Richmond, Virginia”, prepared by E., Kretz, Lohr & Associates, Inc., dated November 22, 2004 and recorded in Plat 05-110, with improvements thereon.  Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.  TERMS OF SALE:  CASH:  A deposit of $5,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.  Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C.  (01-02702110/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www. siwpc.net TRUSTEE’S SALE OF 119 S Holly Avenue, Highland Springs, VA 23075 In execution of a certain deed of trust dated June 28, 2007, in the original principal amount of $102,600.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4368 Page 1414, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on December 20, 2013, at 9:03 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON, 119 S. HOLLY AVENUE, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, KNOWN, NUMBERED AND DESIGNATED AS LOT 10, ON A MAP SHOWING A REARRANGEMENT OF LOTS IN BLOCK D, OF SECTION 8, HIGHLAND SPRINGS, MADE BY W.W. LAPRADE AND BROS., CIVIL ENGINEERS, DATED NOVEMBER 1, 1950, A COPY OF WHICH IS OF RECORD IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA IN SUBDIVISION PLAT BOOK 24, PAGE 174, TO WHICH PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION..TERMS OF SALE: ALL

CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 173649 Trustee’s Sale 1733 Lakeview Avenue, Richmond, Virginia 23220 (Tax ID No. W0000648093) Default having been made in the terms of a certain Deed of Trust dated August 9, 2005, in the original principal amount of $100,000.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 050026913, the undersigned Substitute Trustee will sell at public auction on December 19, 2013, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as Lot 9, Block C on that certain plat of Randolph West, Section I dated March 17, 2004 and recorded July 20, 2004 as Plats 04-61 through 04-65 in the aforesaid Clerk’s Office. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $10,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/ or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense.  This is a communication from a debt collector.  Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 106328, Tel:(757) 321-6465,  Between 10:00 a.m. & 12:00 noon only. TRUSTEE SALE 1816 Pocoshock Blvd., North Chesterfield, VA23235-5614


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Chesterfield County In execution of a Deed of Trust in the original principal amount of $192,850.00, dated June 15, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield,  Virginia, in  Deed Book 7966, at page 0730,default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the  Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on December 12, 2013 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 66 on survey dated June 5, 1974, and Entitled “Pocoshock Hills”, recorded in Deed Book 1120, page 814, with improvements thereon.   Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.  TERMS OF SALE:  CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C.  (01-022122-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www. siwpc.net

Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 107063, Tel:(757)321-6465,  Between 10:00 a.m. & 12:00 noon only. Trustee’s Sale 6750 Gills Gate Court, Richmond, Virginia 23832 (Tax ID No. 767687822600000) Default having been made in the terms of a certain Deed of Trust dated March 6, 2006, in the original principal amount of $200,529.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 6999, at page 873, the undersigned Substitute Trustees will sell at public auction on January 2, 2014, at  12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as  Lot 27, Section 1, Gills Gate, all as more particularly shown on plat entitled “Gills Gate, Dale District, Chesterfield County, Virginia” dated April 10, 2000, recorded October 4, 2000, in the aforesaid Clerk’s Office in Plat Book 113, page 32.Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $20,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector.  Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 104117, Tel:(757)321-6465,  Between 10:00 a.m. & 12:00 noon only. COMMONWEALTH OF VIRGINIA CIRCUIT COURT OF THE COUNTY OF CHESTERFIELD 9500 COURTHOUSE ROAD CHESTERFIELD, VA 23832 Case No. CL13001378-00 In Re: DESTINY ALYSSIA JOHNSON ORDER OF PUBLICATION The object of this suit is to CHANGE NAMES OF DESTINY ALYSSIA JOHNSON to DESTINY ALYSSIA DAVIS. It is ORDERED that JEROME JOHNSON appear at the above-named court and protect his interests on or before December 2, 2013, at 8:15 am. ENTERED: October 16, 2013 A COPY TESTE: JUDY L. WORTHINGTON, CLERK Steven C. McCallum, JUDGE Trustee’s Sale 7906 & 7914 Cogbill Road, Chesterfield, Virginia 23832 (Tax ID Nos. 765676027500000 & 764677881500000) Default having been made in the terms of a certain Deed of Trust dated April 5, 2004, in the original principal amount of $156,711.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 5682, at page 372, and reformed by a Final Order recorded in Deed Book 10297, at page 0011, the undersigned Substitute Trustee will sell at public auction on December 12, 2013, at 12:30 p.m., in front of the building housing the Chesterfield

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County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property containing 3.646 acres and 0.746 acres as showing on the plat dated April 2, 2004, a copy of said plat is attached to that certain Deed of Correction recorded in Deed Book 5682, page 366.  Together with the right of use in common a gravel drive extending from Cogbill Road to the above-referenced 3.646 acres as shown on the aforementioned plat.  Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of$15,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/ or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense.  This is a communication from a debt collector.  Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 102671, Tel:(757) 321-6465,  Between 10:00 a.m. & 12:00 noon only. TRUSTEE’S SALE OF 3031 Tanya Terrace, Midlothian, VA In execution of the Deed of Trust dated October 28, 2002, in the original principal amount of $97,000.00, recorded in Deed Book 4747, Page 747, in the Clerk’s Office of the Circuit Court for the County of Chesterfield, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the note, the undersigned, as Substitute Trustee, will sell at public auction at the front entrance of the Circuit Court for Chesterfield County on December 5, 2013, at 9:45 a.m., the property located at the above address and described as Lot 44, Block F, Section D, William Gwyn Estates, County of Chesterfield, Virginia. TERMS: CASH. PROPERTY SOLD AS IS WITH SPECIAL WARRANTY OF TITLE. A deposit of $ 8,000.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, in cash, cashier’s check or certified funds only payable to “FIRST COLONY TRUSTEES, LLC, TRUSTEE”, balance due within 15 days from date of sale. No personal checks accepted. Upon purchaser’s default, the deposit shall be forfeited and the property resold at the risk and costs of the defaulting purchaser. Sale is subject to post sale confirmation and audit of the status of the loan including, but not limited to, determination of whether the borrower filed for bankruptcy protection, entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. Sale is subject to all prior liens, easements, restrictions, covenants, reservations and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. Real estate taxes will be adjusted to the date of sale. All costs of conveyance, deed, examination of title, recording charges and grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. Additional terms may be announced at the time of sale.

Time is of the essence. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. For Information Contact: FIRST COLONY TRUSTEES, LLC, Substitute Trustee(s)13-239BF(79.54) at: P. O. Box 120450, Newport News, Virginia 23612-0450(757) 597-6440 TRUSTEE’S SALE OF 4917 Daffodil Circle, Glen Allen, VA 23060 In execution of a certain deed of trust dated December 06, 2006, in the original principal amount of $177,600.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4289 Page 0494, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on December 20, 2013, at 9:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND, WITH ALL THE IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN BROOKLAND DISTRICT, HENRICO COUNTY, VIRGINIA, AND DESIGNATED AS LOT NO. 26, BLOCK M, SECTION C, BROAD MEADOWS, ACCORDING TO A CERTAIN PLAT OF SURVEY BY CHARLES L. WINGAGE, C.L.S., DATED NOVEMBER 10, 1983..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 169780

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Get Your Message In Front of People Like You! To advertise in Style Weekly, and reach almost 80,000 readers every week, call us at 804.358.2100 All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 and the Virginia Fair Housing Law, which makes it illegal to advertise “any preference, limitation or discrimination because of race, color, religion, sex, handicap, elderliness, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” Virginia Fair Housing Law also prohibits discrimination adver tising based on elderliness. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. Real estate sales, rentals and roommate advertisers should make sure their ads describe the property being offered, not the person they might want in the property. You may express a preference for a male or female roommates. ~The Publisher

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[ classifieds ] November 27, 2013

Trustee’s Sale 1207 New Market Road, Richmond aka Henrico, Virginia 23231 (Tax ID No. 802-702-0462) Default having been made in the terms of a certain Deed of Trust dated June 16, 2008, in the original principal amount of $128,700.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4529, at Page 1036, the undersigned Substitute Trustee will sell at public auction on  December 12, 2013, at  10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road, E. Parham and Hungary Spring Roads, Richmond, VA, the property containing 0.88 of an acre, more or less, and designated as Parcel “A”, on a plat dated April 6, 1939, and recorded in the aforesaid Clerk’s Office in Deed Book 275C, Page 356 and more particularly described in the aforesaid Deed of Trust. LESS AND EXCEPT a strip or parcel of land 35 feet wide lying on the western side of and adjacent to the center line of Route 5 which was conveyed to the Commonwealth of Virginia by Deed recorded in the aforesaid Clerk’s Office in Deed Book 283A, Page 62.  Sale  is subject to all prior liens,  easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $12,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector.  Atlantic Trustee

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TRUSTEE’S SALE OF 3318 McGuire Drive, Richmond, VA 23224 In execution of a certain deed of trust dated October 31, 2007, in the original principal amount of $121,000.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 070036212, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on December 18, 2013, at 9:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL ATHAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON SITUATE IN THE CITY OF RICHMOND, VIRGINIA, (FORMERLY CHESTERFIELD COUNTY, VIRGINIA), DESIGNATED AS LOT 38, ‘’MCGUIRE HOMES’’ AND KNOWN AS NO. 3318 MCGUIRE DRIVE, ALL AS SHOWN ON PLAT OF SURVEY MADE BY ROBERT M. BLANKENSHIP, III, C. L. S., DATED AUGUST 25, 1967, A COPY OF WHICH IS RECORDED WITH A CERTAIN DEED RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN DEED BOOK 893, AT PAGE 593, TO WHICH PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED. BEING THE SAME REAL ESTATE CONVEYED TO THE GRANTOR BY DEED RECORDED IMMEDIATELY PRIOR HERETO. TERMS OF SALE:

ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 173373

(804)358-2100

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