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Errors: Advertisements should be checked for accuracy by the advertiser on the first day of publication. The newspaper will be responsible for ONLY the first incorrect insertion and only to the extent of the space that the ad requires. The publisher assumes no financial responsibility for errors nor for omission of copy. STYLE WEEKLY reserves the right to revise, reclassify or reject any advertisement.

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real estate

November 14, 2012 [ classifieds ]

style weekly

REAL ESTATE

52

98% of our business comes from referrals. Register NOW on website to win $75 giftcard! Scott Garnett Residential. Commercial. Investment. Relocation. scott@scottgarnett.com 804.938.3418

Senior Business Analyst - Capital One Services, LLC in Richmond, VA; Mult pos avail:  Conduct rsrch, prep reports, & analyze economic data to dvlp & shape bus strategies.  RequiresMaster’s degree or foreign equiv in Econ/OpsRsrch/Engineering/ BusAdmin/related quant field, & formal ed or exp in:  quant & qual analysis; SAS, MATLAB, or similar stat analysis tool; statistical modeling; regression analysis; & presentation of complex econ concepts & research results to non-statistical audience & Senior Management. Must pass company’s analytical assessment.  To apply, visit  www.capitalone.com/careers, then search keyword “Sr. Business Analyst” or requisition ID 727233. All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 and the Virginia Fair Housing Law, which makes it illegal to advertise “any preference, limitation or discrimination because of race, color, religion, sex, handicap, elderliness, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” Virginia Fair Housing Law also prohibits discrimination advertising based on elderliness. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. Real estate sales, rentals and roommate advertisers should make sure their ads describe the property being offered, not the person they might want in the property. You may express a preference for a male or female roommates. ~The Publisher

Business Manager – Capital One Services, LLC in Richmond, VA; Mult pos avail:  Manage econ rsrch & planning to dvlp bus strategy.  Requires Master’s degree or foreign equiv inEcon/ Finance/ Engineering/Math/Sci/ BusAdmin/rel quant analytical field, 2 yrs exp performing bus analysis of stat and econometric data; & formal ed or work exp in: bus strategy dvlpmt; quant & qual analysis; SAS; SQL; stat modeling; & regression analysis.  Must pass company’s analytical assessment. To apply, visit  www.capitalone. com/careers, then search keyword “Business Manager” or requisition ID 727517. Application Developer – Capital One, National Association in Richmond, VA; Mult pos avail: Responsible for the analysis, design, dvlpmnt, modification, & implementation of computer apps throughout the entire software dvlpmnt lifecycle acting independently with min supervision.  Requires Bachelor’s or higher degree or foreign equiv in CS/Engineering/ CIS/rel tech & 5 yrs prog post-bac app dvlpmnt exp OR Master’s degree or foreign equiv in CS/Engineering/CIS/rel tech & 2 yrs app dvlpmnt exp. Said or other exp must incl 2 yrs of exp in: Business Objects BI Solutions including Web Intelligence & Universe Designer; Dimensional data modeling; OLAP; Business Intelligence design concepts & methodologies. Also requires formal edu or work exp in: presentation of complex IT concepts & project metrics to both tech and non-tech audiences; SAS; Oracle; SQL Server; Unix/Linux. All exp may or may not be acquired concurrently. Must pass company’s analytical assessment. To apply, visit www. capitalone.com/careers, then search keyword “Application Developer” or requisition ID 727247.

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TRUSTEE SALE 2827 Goyne Ter, Chester, VA 23831-2163 Chesterfield County In execution of a Deed of Trust in the original principal amount of $115,151.00, dated March 19, 2004recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 5651, at page 281, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on November 20, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Unit 28, Westchester Townhouses, Section 1, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-000993-09/ FHA) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net


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Dear Dream Zone,

Dear Lauri: Last night I dreamed my foot was in a desk drawer, one of those old metal gray desks, and there was an iguana in there sucking on my big toe! Though in my dream it was a dragon and I knew if I moved it would poison me and kill me. – Patty 39, Canby, OR Lauri: The old desk may mean this is about an issue that is somewhat old but that you need to work on, just as we work on our desks... and in which you need to “put your foot down!” But instead it may be that you are allowing the issue or the person to suck off of you, your time or your energy. The iguana/dragon, I believe, represents that this is about someone that you may describe as cold-blooded (or perhaps your fear that you will come across as cold-blooded if you put your foot down). The fact that you felt this reptile was a dragon means you also feel that this issue has begun to “drag on” and on. If you can find a pun or a play on words in a dream, you have found a good deal of the message. Your fear of moving in the dream implies that you are afraid to make a move about this issue in real life for fear of backlash, perhaps. So just remember, no movement means nothing changes.

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Patty replies: Oh my God! My ex just came back into the picture. And I AM afraid to put my foot down. I’m afraid I won’t be able to pull out if I decided that’s what’s best. We have only talked about the surface problems of why we broke up. Nothing “real” has been really talked about yet. Holy cow that fits to a tee. Thanks!

TRUSTEE’S SALE OF 6300 Binns Avenue, Richmond, VA 23225. In execution of a certain deed of trust dated February 09, 2007, in the original principal amount of $127,800.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 070005527, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on November 30, 2012, at 11:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND TOGETHER WITH ALL IMPROVEMENTS THERON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA (FORMERLY IN MANCHESTER DISTRICT, CHESTERFIELD COUNTY, VIRGINIA) AND KNOWN AS LOT NO. 9, BLOCK Y, IN THE SUBDIVISION OF WARWICK ACRES, SECTION D, AS SHOWN ON PLAT OF SAID SUBDIVISION MADE BY J.K. TIMMONS and ASSOCIATES, C.E., DATED APRIL 18, 1967, RECORDED APRIL 26, 1967, IN PLAT BOOK 15, PAGE 87, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)5484600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 137980 A-4323944 11/07/2012, 11/14/2012

Update: So I had a conversation with my ex. After what you said and dreaming last night about big huge worms crawling out of fruit I had just taken a bite out of, I figured I couldn’t let it drag on anymore. Thanks again!

Classifieds BRAIN CALISTHENICS

by: David Levinson Wilk © 2012 David Levinson Wilk

“Lenore”

54. Scholarship basis 55. Outpour (20) 56. On a cruise 57. Footnote abbr. 58. iPod model 62. All-Star relief pitcher Robb 64. Pesci of “GoodFellas” 65. School media depts. 66. Hi-____ graphics

[ classifieds ] November 14, 2012

Down 1. Part of a Q&A: Abbr. 2. ____ shore (12) 3. Store (13) away 4. Core (14) 5. Olympus OM-1, e.g. 6. Females who respond sheepishly? 7. Yore (15) 8. Tickle Me Elmo manufacturer 9. “What ____ state of affairs!” 10. Charge, to a physicist 11. Webster’s shelfmate

12. 1991 Color Me Badd hit “I Adore (16) Mi ____” 14. Following 20. The “O” in GOP 22. Lively dances in duple time 23. Implore (17) 24. Fencing sword 25. “Stiff News” crime novelist Catherine 26. Lucifer 30. Neuters 31. “____ Carter III” (bestselling album of 2008) 32. Mrs. Mitt Romney 34. Tree-climbing lizard 36. Sculptor Oldenburg 38. “____ before (18) beauty ...” 39. “Gnarly!” 40. Rowers 41. “The Time Machine” people 44. Floor (19) 45. Kept afloat 46. Most appropriate 48. Furry “Return of the Jedi” creatures 49. 1974 hit “Rock and Roll, Hoochie ____” 53. Firing ____ cylinders

Last week’s answers

47. Explore (5) 50. “Michael, ____ the Boat Ashore” (6) 51. Network absorbed by the CW 52. Actress Kurtz 54. Nevermore (7) 59. Suffix with buff 60. Private ____ 61. Los Angeles’ ____ Tower 63. What a door (8) might be 67. Some MIT grads 68. Fishing nets 69. The Who’s “____, Reign O’er (9) Me” 70. Banned bug spray 71. Wore (10) 72. Opposite of more (11)

style weekly

Across 1. “Kubla Khan” river 5. Nasal partitions 10. Roth ____ (nest egg option) 13. Modern, to Mahler 14. Evermore (1) 15. ____-pah band 16. Words before date or record 17. Sprite alternative 18. Vietnam’s ____ Dinh Diem 19. Decompose 21. More of a fuddy-duddy 23. Only band to have an album titled “1” reach #1 on the Billboard charts 27. HIV-treating drug 28. Prefix with dermis 29. Bore (2) 31. Lore (3) 33. Spice Girl Halliwell 35. Rave music 37. Author of “The Raven,” a poem featuring the twenty rhyme words indicated in this puzzle’s clues including the name Lenore (4) 42. Country whose warlord was the subject of the viral video “Kony 2012” 43. Room in la casa 45. Responded sheepishly

53


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Public Service

November 14, 2012 [ classifieds ]

style weekly

Announcement

54

TRUSTEE’S SALE OF 10178 Williamsville Road, Mechanicville, VA 23116. In execution of a certain deed of trust dated September 10, 2007, in the original principal amount of $533,600.00 recorded in the Clerk’s Office, Circuit Court for Hanover County, Virginia, in Instrument No. 20071012000115490, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Hanover County, 7501 Library Drive, Hanover, Virginia, on December 07, 2012, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND LYING AND BEING IN THE HENRY DISTRICT, HANOVER COUNTY, VIRGINIA SHOWN AND DESIGNATED AS PARCEL A, CONTAINING 16.35 ACRES, ALL AS SHOWN ON THE FOLLOWING PLAT, A COPY OF WHICH IS ATTACHED HERETO AND MADE A PART HEREOF, TO WHICH PLAT REFERENCE IS HERBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED: SURVEY MADE BY: TOM HARDYMAN INC. DATED: FEBRUARY 11,2003 ENTITLED: SURVEY AND PLAT OF 2 PARCELS OF LAND CONTAINING 16.42 AC. LOCATED ON STATE ROUTE 615, NORTH OF STATE ROUTE 606, HENRY DISTRICT, HANOVER COUNTY, VIRGINIA. AND BEING A PART OF THE SAME PROPERTY CONVEYED TO ROBERT COVINGTON AND THENNIE G. COVINGTON, HIS WIFE, DATED AUGUST 14, 1953, RECORDED SEPTEMBER 5, 1953, IN DEED BOOK 154, PAGE 23, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HANOVER COUNTY, VIRGINIA. THE AFORESAID CONVEYANCE WAS SUBJECT TO A LIFE ESTATE TO ALICE COVINGTON WHITE. THE SAID ROBERT COVINGTON DIED MAY 17, 1962 AND TITLE BECAME VESTED IN SAID THENNIE G.COVINGTON. THE SAID THENNIE G. COVINGTON WHITE DIED INTESTATE JULY 25, 1967 AND TITLE BECAME VESTED IN HER DAUGHTER ALICE COVINGTON WHITE. THE SAID ALICE COVINGTON WHITE DIED DECEMBER 10, 1995 SURVIVED BY HER TWO LIVING CHILDREN, NAMELY LILLIAN W. HOWARD AND EDITH W. WILLIAMS AND FOUR GRANDCHILDREN (GWENDOLYN L. DANDRIDGE, KENNETH L. LANEY, CHARLES A. LANEY AND BARBARA L. LANEY) OF HER PRE-DECEASED DAUGHTER, ALICE M. LANEY, WHO DIED APRIL21, 1995.BEING THAT SAME LOT OF GROUND CONVEYED TO DAVID K. MARTIN AND CYNTHIA M. MARTIN BY DEED FROM LILLIAN W. HOWARD, EDITH W. WILLIAMS, BARBARA L. LANEY,GWENDOLYN L. DANDRIDGE, KENNETH L. LANEY, AND CHARLES A. LANEY RECORDED JULY 8,2003 IN BOOK 2117 PAGE 421 AMONG THE LAND RECORDS OF HANOVER COUNTY, VIRGINIA.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 143025

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TRUSTEE’S SALE OF 503 North Hamilton Street, Unit # K, Richmond, VA 23221. In execution of a certain deed of trust dated June 08, 2006, in the original principal amount of $151,600.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 060020070, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on November 30, 2012, at 11:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN PROPERTY INCLUDING THE GENERAL AND LIMITED COMMON ELEMENTS INCIDENT THERETO, DESCRIBED AS ALL OF CONDOMINIUM UNIT NO. 503-K, CONTAINING 828 SQUARE FEET, IN MOUNT VERNON CONDOMINIUM, SITUATED IN THE CITY OF RICHMOND, VIRGINIA, AS DEFINED AND DESCRIBED IN THE DECLARATION DATED DECEMBER 14, 1981, AND ON THE PLATS THERETO ATTACHED AS EXHIBITS A, B, AND C-1 THROUGH C-22, WHICH SAID DECLARATION WAS RECORDED ON DECEMBER 15, 1981, IN THE CLERK’S OFFICE, CIRCUIT COURT, CITY OF RICHMOND, VIRGINIA, DIVISION I, IN DEED BOOK 790, PAGE 401..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 41517

TRUSTEE’S SALE OF 5611 Saddle Hill Drive, Midlothian, VA 23112. In execution of a certain deed of trust dated December 29, 2005, in the original principal amount of $250,267.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 6869 Page 895, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on November 30, 2012, at 12:02 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH APPURTENANCES THERETO BELONGING, LYING AND BEING IN CLOVER HILL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, AND DESIGNATED AS LOT 31, SADDLE HILL, AS SHOWN ON A PLAT OF SUBDIVISION ENTITLED “SADDLE HILL”, MADE BY J. K. TIMMONS & ASSOCIATES, P.C., ENGINEERS AND SURVEYORS DATED OCTOBER 25, 1988, RECORDED DECEMBER 14, 1988, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 64, PAGES 44 AND 45 (PREVIOUSLY INCORRECTLY REFERRED TO AS PAGES 44 AND 34), REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www. bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 151710

TRUSTEE’S SALE OF 11012 Drayton Road, Chester, VA 23831. In execution of a certain deed of trust dated March 29, 2004, in the original principal amount of $145,713.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 5666 Page 933, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on November 30, 2012, at 12:03 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN BERMUDA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, AND KNOWN, NUMBERED AND DESIGNATED AS LOT 46, BLOCK F, ON THE PLAN OF CHIPCHASE AT MINEOLA, SECTION B, A PLAT OF WHICH WAS MADE BY J.K. TIMMONS AND ASSOCIATES, INC, ENGINEERS, SURVEYORS, AND PLANNERS, RICHMOND, VIRGINIA, DATED AUGUST 16, 1984, AND RECORDED AUGUST 24, 1984 IN THE CLERK’S OFFICE, CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 47, PAGE 13, REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE SAID PROPERTY BEING CONVEYED HEREIN..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www. bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 9616555, website: www.bwwsales.com. BWW# 152463

TRUSTEE’S SALE OF 1207 Walthall Creek Drive, Colonial Heights, VA 23834. In execution of a certain deed of trust dated December 02, 2005, in the original principal amount of $411,620.80 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 6815 Page 350, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on December 07, 2012, at 12:01 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, TOGETHER WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN BERMUDA MAGISTERIAL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, BEING KNOWN, NUMBERED AND DESIGNATED AS LOT 7, SECTION 8, SOUTHCREEK, AS SHOWN ON THAT CERTAIN PLAT MADE BY TOWNES SITE ENGINEERING, ENTITLED “SOUTHCREEK, SECTION EIGHT”, DATED JUNE 15, 2004, REVISED JULY 24,2004, RECORDED MARCH 11, 2005, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 152, PAGES 17 AND 18, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www. bwwsales.com. BWW# 157535

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TRUSTEE’S SALE OF 1505 Mechanicsville Turnpike, Richmond, VA 23223. In execution of a certain deed of trust dated October 15, 1998, in the original principal amount of $45,175.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 980028050 and re-recorded as Instrument No. 980031591, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on November 30, 2012, at 11:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, COMMONLY KNOWN BY HOUSE NUMBER 1505 MECHANICSVILLE TURNPIKE (FORMERLY KNOWN AS MOSBY STREET) AND BEING BOUNDED AND DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE EASTERN LINE OF MECHANICSVILLE TURNPIKE, DISTANT 76.67 FEET TO THE INTERSECTION OF THE NORTHERN LINE OF BRAUERS LANE; THENCE EXTENDING NORTHWARDLY ALONG THE EASTERN LINE OF MECHANICSVILLE TURNPIKE AND FRONTING THEREON 30 FEET; THENCE EXTENDING BACK EASTWARDLY FROM SAID FRONT AT RIGHT ANGLES AND BETWEEN PARALLEL LINES 125 FEET TO AN ALLEY IN COMMON 10 FEET WIDE UPON WHICH SAID PROPERTY ABUTS 30 FEET..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www. bwwsales.com. BWW# 153664


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NOTICE OF TRUSTEE’S SALE OF PROPERTY LOCATED AT 15912 ROWLETT ROAD and 15920 ROWLETT ROAD CHESTERFIELD, VIRGINIA 23838 In execution of a Deed of Trust in the original principal amount of $1,374,000.00 from William B. Duval and Gene H. Duval dated August 2, 2005, recorded August 3, 2005 in Deed Book 6551, Page 561 among the land records for Chesterfield County, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded in Deed Book 9568, page 272 among the land records of Chesterfield County, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on December 4, 2012, at 10:00 A.M., local time, at the main entrance of the Circuit Court for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia 23832-0125, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 15912 Rowlett Road, Chesterfield, Virginia 23838, Parcel I.D. #760628210500000 and 15920 Rowlett Road, Chesterfield, Virginia 23838, Parcel I.D. #758628672600000. TERMS OF SALE: Cash. The Property will be auctioned as both individual parcels and as an entirety with the Property to be sold to generate the highest aggregate amount; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Attorney At Law, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293.

TRUSTEE’S SALE OF 3819 Seminary Avenue, Richmond, VA 23227. In execution of a certain deed of trust dated October 05, 2006, in the original principal amount of $325,000.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 060042210, and modified on November 07, 2006. This modification agreement was recorded in Instrument No. 060042560, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on November 30, 2012, at 11:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL THE IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, BEING LOCATED IN THE CITY OF RICHMOND AND COMMONWEALTH OF VIRGINIA AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE EAST LINE OF SEMINARY AVENUE DISTANT 200 FEET SOUTH OF ITS INTERSECTION WITH THE SOUTHERN LINE OF CLAREMONT AVENUE (FORMERLY MAPLEWOOD AVENUE); THENCE EXTENDING SOUTHWARDLY ALONG THE SAID EAST LINE OF SEMINARY AVENUE AND FRONTING THEREON 100 FEET; THENCE EXTENDING BACK FROM SAID FRONT IN AN EASTERLY DIRECTION AND BETWEEN PARALLEL LINES 233.5 FEET, BEING LOT NO.10, IN BLOCK P, IN THE PLAN OF GINTER PARK, PLAT OF WHICH IS RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY (NOW CITY OF RICHMOND), VIRGINIA, IN PLAT BOOK 9, PAGE 39, REFERENCE TO WHICH IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID LOT. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 62306

UNITED STATES CUSTOMS AND BORDER PROTECTION- Notice is hereby given as required by 19 USC 1607, and in accordance with 19 CFR 162.45, of the seizure and intent to forfeit and dispose of according to law, the property listed below, seized in Virginia. Any person desiring to claim the property must appear at the Office of the Fines, Penalties and Forfeiture Officer, U.S. Customs and Border Protection, 101 East Main Street, Norfolk, Virginia, and file within twenty (20) days from the date of the first publication of the notice, a claim to such property, in default of which the property will be disposed of in accordance with the law. CASE #2012140400004601; Seized 9/14/2012: DESCRIPTION: $32,929.11 U.S. Currency: LAWS VIOLATED; title 18, United States Code, §981 and §1956.

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TRUSTEE SALE 5907 Edgelawn Street, Henrico, VA 232314028 In execution of a Deed of Trust in the original principal amount of $111,498.00, dated September 23, 2010 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4804, at page 1785, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on November 20, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lots 3 and 4, Block G, Plan of Edgehill Lawn, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-026127-11/FHA) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 14730 Blue Creek Place, Colonial Heights, VA 23834-6817 Chesterfield County In execution of a Deed of Trust in the original principal amount of $214,200.00, dated November 5, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 8073, at page 0335, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on November 15, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 59, Section Three, Southcreek, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-022040-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE’S SALE OF 4215 Hopkins Road, Richmond, VA 23234. In execution of a certain deed of trust dated October 17, 2005, in the original principal amount of $160,000.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 050036208, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on November 30, 2012, at 11:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, LYING AND BEING IN MANCHESTER MAGISTERIAL (ERRONEOUSLY STATED MANAGERIAL) DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, BEING DESIGNATED AS LOT NO. 7, IN BLOCK “F”, ON THE PLAN OF JOHNSON’S FARMS, A PLAT THEREOF DATED FEBRUARY 5, 1953, MADE BY JOHN H. FOSTER, ENGINEER AND SURVEYOR, IS OF RECORD IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 8, PAGE 213, REFERENCE TO WHICH IS HEREBY EXPRESSLY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE LAND HEREIN CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 157863 A-4323943 11/07/2012, 11/14/2012

TRUSTEE’S SALE OF 11725 Olde Covington Way, Glen Allen, VA 23059. In execution of a certain deed of trust dated June 19, 2007, in the original principal amount of $684,800.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4363 Page 0323, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on November 30, 2012, at 10:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, DESIGNATED AS LOT 59, BLOCK B, PLAT OF COVINGTON ,SECTION 1, AS SHOWN ON PLAT BY KOONTZBRYANT, P.C., DATED JUNE 1, 2004, RECORDED IN PLAT BOOK 119, PAGES 136-140, IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, REFERENCE BEING MADE TO SAID PLAT FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 74889

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[ classifieds ] November 14, 2012

TRUSTEE’S SALE OF 229 Gawain Drive, Richmond, VA 23223. In execution of a certain deed of trust dated February 10, 2005, in the original principal amount of $116,000.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3827 Page 0964, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on November 30, 2012, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH THE IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING LYING AND BEING IN VARINA DISTRICT, HENRICO COUNTY, VIRGINIA KNOWN AND NUMBERED AND DESIGNATED AS LOT NO. 38, IN BLOCK “X” OF SECTION 12, ALL AS, SHOWN ON THE PLAT ENTITLED “HECHLER VILLAGE, SECTION 12, VARINA DISTRICT, HENRICO COUNTY, VIRGINIA” MADE BY , LAPRADE BROS. CIVIL ENGINEERS AND SURVEYORS, DATED JANUARY 15, 1970 AND RECORDED JULY 15, 1970, IN THE CLERK’S OFFICE, CIRCUIT COURT, COUNTY OF HENRICO, VIRGINIA IN PLAT BOOK 42, PAGES 24, 25, 26 AND 27 AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE LOT HEREINABOVE REFERENCED.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 39041

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TRUSTEE SALE 4813 Queen Carolyn Court, Mechanicsville, VA 23116-6682 Hanover County In execution of a Deed of Trust in the original principal amount of $544,000.00, dated September 21, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2892, at page 3168, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on November 20, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 20, Scots Landing, Henry District, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-023891-11/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 and the Virginia Fair Housing Law, which makes it illegal to advertise “any preference, limitation or discrimination because of race, color, religion, sex, handicap, elderliness, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” Virginia Fair Housing L aw also prohibits discrimination advertising based on elderliness. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. Real estate sales, rentals and roommate advertisers should make sure their ads describe the property being offered, not the person they might want in the property. You may express a preference for a male or female roommates. ~The Publisher

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TRUSTEE SALE 3201 Aprilbud Court, Richmond, VA 23233-1794 Henrico County In execution of a Deed of Trust in the original principal amount of $336,000.00, dated October 14, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3990, at page 85, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on November 27, 2012 at 4:30 o’clock pm the property described in said deed, located at the above address and briefly described as: LOT 99, BLOCK C, SECTION 1, WYTHE TRACT, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.

November 14, 2012 [ classifieds ]

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TRUSTEE’S SALE OF 9631 Rainbrook Drive, Richmond, VA 23238. In execution of a certain deed of trust dated September 11, 2006, in the original principal amount of $11,400.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4204 Page 2123, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on November 30, 2012, at 10:03 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, TOGETHER WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN TUCKAHOE DISTRICT, COUNTY OF HENRICO, VIRGINIA, AND BEING KNOWN AS LOT 26, BLOCK B, SECTION 3, RAINBROOK, ON THAT CERTAIN PLAT MADE BY LEWIS AND OWENS, INC., DATED NOVEMBER 30, 1976, AND RECORDED MARCH 9, 1977, IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA IN PLAT BOOK 65, PAGES 12 AND 13, REFERENCE BEING MADE TO SUCH RECORDED PLAT FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. The property is sold subject to all deeds of trust, easements, covenants, conditions and liens of record. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 140368

TRUSTEE’S SALE OF 4603 Hillbrook Avenue, Richmond, VA 23231. In execution of a certain deed of trust dated August 10, 2006, in the original principal amount of $104,500.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4180 Page 2149, and modified on August 01, 2009, to increase the principal balance to $123,154.47. This modification agreement was recorded in Deed Book 4714, Page 1662, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on November 30, 2012, at 10:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN PARCEL OF LAND, TOGETHER WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO, BELONGING, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 14, BLOCK B, SECTION A, VILLAGE GREEN SUBDIVISION, PLAT OF WHICH IS MADE BY BREMNER, YOUNGBLOOD, SHARP, INC. DATED APRIL 20, 1976, RECORDED AUGUST 16, 1976, IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 62, PAGE 55. BEING THE SAME REAL ESTATE CONVEYED TO DONALD E. BROWN AND ROSA P. BROWN, HUSBAND AND WIFE, AS TENANTS BY THE ENTIRETIES WITH THE RIGHT OF SURVIVORSHIP AS AT COMMON LAW, BY DEED FROM BARTHOLOMEW MOSS AND ROBIN L. POPE-MOSS, DATED MARCH 4, 1992, IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN DEED BOOK 2340, PAGE 1699..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 132755

TRUSTEE’S SALE OF 9831 Kevken Drive, Richmond, VA 23237. In execution of a certain deed of trust dated May 25, 2006, in the original principal amount of $192,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7142 Page 0881, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on December 07, 2012, at 12:00 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH THE IMPROVEMENTS THEREON AND THE APPURTENANCES THERETO BELONGING, LYING AND BEING IN MATOACA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, CONTAINING 1.00 ACRE, DESIGNATED AS PARCEL 5-A ON A PLAT OF SURVEY ENTITLED “IMPROVEMENTS ON PARCEL 5-A MAPLE SPRING ESTATES MATOACA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA”, MADE BY HARVEY L. PARKS, INC., DATED JULY 17, 1985, IS RECORDED IN THE AFOREMENTIONED CLERK’S OFFICE. TOGETHER WITH A NON-EXCLUSIVE, PERPETUAL RIGHT OF INGRESS AND EGRESS FROM CENTRALIA ROAD TO THE PROPERTY CONVEYED THEREIN, UPON, OVER AND ACROSS A 50’STRIP OF LAND, A PART OF WHICH IS DESIGNATED AS KEVKEN DRIVE, AND PART OF WHICH IS DESIGNATED AS EXSCINDING PRIVATE ROAD, ALL AS IS MORE PARTICULARLY SHOWN ON SUBDIVISION PLAT OF “MAPLE SPRINGS ESTATES; A PRIVATE ROAD SUBDIVISION”MADE BY HARVEY L. PARKS, INC., LAND SURVEYORS, DATED AUGUST 27, 1984, REVISED SEPTEMBER 25, 1984, AND RECORDED IN THE AFOREMENTIONED CLERK’S OFFICE, IN PLAT BOOK 48, PAGE 12. BEING THE SAME REAL ESTATE CONVEYED TO RODNEY WILLIAMS AND SHARON WILLIAMS, HUSBAND AND WIFE BY DEED FROM MELVIN W. SIMMONS AND WANDA P. SIMMONS, HUSBAND AND WIFE, DATED MAY 9, 2006 AND RECORDED IMMEDIATELY PRIOR HERETO IN THE CLERK’S OFFICE, CIRCUIT COURT, COUNTY OF CHESTERFIELD, VIRGINIA..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www. bwwsales.com. BWW# 131235

TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (3431-08/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-4571460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE’S SALE 1621 Buckner Street, Richmond, VA 23231 Parcel ID 805-709-8400 Pursuant to the terms of a deed of trust dated July 2, 2004, in the original principal amount of $118,949.00, recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia, in Deed Book 3698, Page 1559, the property briefly described below will be offered for sale at public auction: Lot 5, Block H, Edgehill Lawn, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 12, Page 33, and as more particularly described in the referenced deed of trust. The sale will take place on NOVEMBER 27, 2012, at 12:45 P.M., at the front entrance to the building housing the Circuit Court of Henrico County, located at 4301 East Parham Road, Henrico, VA. The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERtIFIED FUNDS in the amount of $10,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1228532).

TRUSTEE’S SALE OF 2409 Wright Avenue, Richmond, VA 23224. In execution of a certain deed of trust dated March 06, 2006, in the original principal amount of $58,650.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 060008108, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on November 30, 2012, at 11:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, FORMERLY CHESTERFIELD COUNTY, VIRGINIA, KNOWN AS HOUSE NUMBER 2409 WRIGHT AVENUE, FORMERLY CARSON AVENUE, AND BEING DESIGNATED AS LOT 16 OF SQUARE 7 ON THE PLAT OF MELROSE, AS RECORDED IN PLAT BOOK 1, PAGES 322 AND 323, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA AND MORE PARTICULARLY DESCRIBED AS FRONTING 50 FEET ON THE NORTHERN LINE OF WRIGHT AVENUE, BEGINNING 200 FEET FROM THE WESTERN LINE OF 2ND STREET, NOW LYNHAVEN AVENUE, AND FRONTING TOWARD THE RICHMOND AND PETERSBURG PIKE, THENCE RUNNING BACK BETWEEN PARALLEL LINES 137 FEET TO AN ALLEY 16 FEET WIDE..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www. bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 9616555, website: www.bwwsales.com. BWW# 52366

NOVEMBER 1, 2012 VIRGINIA: IN THE CIRCUIT COURT FOR THE COUNTY OF CHESTERFIELD DAVID AND JESSICA BUSH, Petitioners, v. RICHARD GARCIA, Respondent. In re: Step-parent adoption of CAROLENA ROSE GARCIA, to be known as CARALENA ROSE MARIE BUSH, a minor, born November 1, 2004. ORDER OF PUBLICATION The object of the suit is to have David Bush, step-father of Carolene Rose Garcia, adopt said child and have said child’s name changed to Caralena Rose Marie Bush. It appearing from an affidavit that the Plaintiff is unable to complete personal service on the Defendant, Richard Garcia, after using due diligence and several attempts, it is ordered that the Defendant appear before this Court on or before 01/04/2013, to protect his interest herein. AN EXTRACT TESTE: Judy L. Worthington, Clerk I asked for this: Mary A. Napier (VSB #80741) CRAVENS & NOLL, PC. 9011 Arboretum Parkway, Suite 200 Richmond, Virginia 23236 (804) 330-9220 Telephone (804) 330-9458 Fax

TRUSTEE’S SALE 16600 Amherst Oak Lane, Colonial Heights, VA 23834 Parcel ID 798633480500000 Pursuant to the terms of a deed of trust dated December 4, 2006, in the original principal amount of $166,683.00, recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia, in Deed Book 7509, Page 8, the property briefly described below will be offered for sale at public auction: Lot 15, Amherst, Sec. 2, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 102, Pages 62-65, and as more particularly described in the referenced deed of trust. The sale will take place on NOVEMBER 27, 2012, at 2:15 P.M., at the front entrance to the building housing the Circuit Court of Chesterfield County, located at 9500 Courthouse Road, Chesterfield, VA. The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERtIFIED FUNDS in the amount of $15,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1228508).

Public Notice – Environmental Permit PurPosE of NoticE: to seek public comment on a draft permit from the Department of Environmental Quality that will allow the release of wastewater into a water body in Henrico county, Virginia. Public commENt PErioD: November 14, 2012 to 11:59 p.m. on December 14, 2012. PErmit NamE: Virginia Pollutant Discharge Elimination system Permit – Wastewater issued by DEQ, under the authority of the state Water control board aPPlicaNt NamE, aDDrEss aND PErmit NumbEr: camp Holly springs, inc., 4100 Diamond springs Drive, richmond, Va 23231; Va0091154. ProjEct DEscriPtioN: camp Holly springs, inc. has applied for reissuance of a permit for the private camp Holly springs, inc. the applicant proposes to release industrial wastewaters at a rate of 7000 gallons per day into a water body. the wastewater is not treated; therefore, sludge is not generated. the facility proposes to release industrial wastewaters in an unnamed tributary to bailey creek in Henrico county in the james river watershed. a watershed is the land area drained by a river and its incoming streams. the permit will limit the following pollutants to amounts that protect water quality: organic matter and solids. HoW to commENt aND/or rEQuEst a Public HEariNG: DEQ accepts comments and requests for public hearing by e-mail, fax or postal mail. all comments and requests must be in writing and be received by DEQ during the comment period. submittals must include the names, mailing addresses and telephone numbers of the commenter/ requester and of all persons represented by the commenter/requester. a request for public hearing must also include: 1) the reason why a public hearing is requested. 2) a brief, informal statement regarding the nature and extent of the interest of the requester or of those represented by the requester, including how and to what extent such interest would be directly and adversely affected by the permit. 3) specific references, where possible, to terms and conditions of the permit with suggested revisions. a public hearing may be held, including another comment period, if public response is significant, based on individual requests for a public hearing, and there are substantial, disputed issues relevant to the permit. coNtact for Public commENts, DocumENt rEQuEsts aND aDDitioNal iNformatioN: Emilee adamson; Piedmont regional office, 4949a cox road, Glen allen, Va 23060; Phone: 804/527-5072; E-mail: emilee.adamson@ deq.virginia.gov; fax: 804/527-5106. the public may review the draft permit and application at the DEQ office named above by appointment or may request copies of the documents from the contact person listed above.


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Disclaimer: Style Weekly accepts various forms of adult advertising. We make every effort to ensure all advertisers are legitimate businesses and are not engaging in illegal activities. We follow strict standards of acceptability and we reserve the right to refuse any ad. Questions or comments can be directed to (804) 358-0825 ext 326 or e-mail classad@styleweekly.com

All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 and the Virginia Fair Housing Law, which makes it illegal to advertise “any preference, limitation or discrimination because of race, color, religion, sex, handicap, elderliness, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” Virginia Fair Housing Law also prohibits discrimination advertising based on elderliness. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. Real estate sales, rentals and roommate advertisers should make sure their ads describe the property being offered, not the person they might want in the property. You may express a preference for a male or female roommates. ~The Publisher

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TRUSTEE’S SALE OF REAL ESTATE located at 15902 Edgewood Drive, Chester, Virginia In execution of the Deed of Trust from REBECCA VINSON dated November 23, 2009, in the Original Principal Amount of $141,391.00, and recorded in Deed Book 8933, Page 813, in the Clerk’s Office of the Circuit Court for the County of Chesterfield, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the Note, the undersigned, as Substitute Trustees, any one of whom may act, will sell at public auction at the Front Entrance of the Circuit Court for the County of Chesterfield on November 27, 2012, at 10:00 a.m., the property described as Lot 25, Block A, Timsberry Gardens, County of Chesterfield, Virginia, known as 15902 Edgewood Drive, Chester, Virginia. TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUT WARRANTY OF TITLE. ADDITIONAL TERMS MAY BE ANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE. A deposit of $13,000.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, IN CASH, CASHIER’S CHECK OR CERTIFIED FUNDS ONLY PAYABLE TO “CECIL G. MOORE, TRUSTEE”, balance to be paid within fifteen days from the date of sale. ABSOLUTELY NO PERSONAL CHECKS ACCEPTED AS BIDDER’S DEPOSIT. Real estate taxes will be adjusted to the date of sale. All cost of conveyance, deed, examination of title, recording charges and the grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: November 2, 2012 CECIL G. MOORE, and JO ANN HUTCHINSON, Substitute Trustee(s) 12‑219BF (76.63) For Information Contact Trustees At: 710 Denbigh Boulevard, Ste. 6C, Newport News, Virginia 23608 (757) 877‑0255 between 9:00 ‑ 10:30 a.m. only

Trustee’s Sale 6716 Wilmoth Drive, Richmond, Virginia 23234 (Tax ID No. 772679882700000) Default having been made in the terms of a certain Deed of Trust dated July 11, 2007, in the original principal amount of $150,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 7927, at Page 0117, the undersigned Substitute Trustees will sell at public auction on November 29, 2012, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 11, Section 2, Plan of Ampthill Gardens, as recorded in Plat Book No. 7, Pages 92 and 93, in the aforesaid Clerk’s Office. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $15,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page ofwww. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C., and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 97033, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 2410-2412 Willis Rd, Richmond, VA 232374608 Chesterfield County In execution of a Deed of Trust in the original principal amount of $160,000.00, dated May 16, 2007recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7797, at page 0384, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on November 20, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: SURVEY & MAP OF PREMISES KNOWN AS 2410 & 2412 WILLIS ROAD, IN CHESTERFIELD COUNTY, VIRGINIA RECORDED IN DEED BOOK 1649, PAGE 458, with improvements thereon.

TRUSTEE SALE 7084 White Pine Lane, Mechanicsville, VA 23111-5033 Hanover County In execution of a Deed of Trust in the original principal amount of $157,600.00, dated April 26, 2010recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2975, at page 1283, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on November 20, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 10, Block AA, Section L, High Point Farms, with improvements thereon.

Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-012061-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-026764-12/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www. siwpc.net

Trustee’s Sale 12454 Cameron Bridge Place, Midlothian, Virginia 23112 (Tax ID No. 736673937500000) Default having been made in the terms of a certain Deed of Trust dated March 18, 2004, in the modified principal amount of $171,049.21 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 5645, at Page 720, and amended by a Loan Modification Agreement recorded in Deed Book 9718, at Page 0505, the undersigned Substitute Trustees will sell at public auction on December 6, 2012, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 26, Section A, Cameron Bay, all as more particularly shown on plat of subdivision, dated April 11, 2002, entitled “Cameron Bay, Section A, Matoaca District, Chesterfield County, Virginia”, which plat was recorded in the aforesaid Clerk’s Office in Plat Book 128, Page 50. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $17,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page ofwww. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 94948, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Trustee’s Sale 707 Chimborazo Boulevard, Richmond, Virginia 23223 (Tax ID No. E0000968016) Default having been made in the terms of a certain Deed of Trust dated February 22, 2008, in the original principal amount of $158,137.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 080006080, the undersigned Substitute Trustees will sell at public auction on November 29, 2012, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property shown on Plat dated December 20, 2002, entitled ‘Plat Showing Improvements to #707 Chimborazo Boulevard in the City of Richmond, Virginia’, a copy of which is made part of a certain Deed recorded as Instrument No. 02-41044 in the aforesaid Clerk’s Office. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $15,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page ofwww. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 101293, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 3077 Creighton Road, Richmond, VA 23223-2617 Henrico County In execution of a Deed of Trust in the original principal amount of $100,000.00, dated January 11, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3806, at page 2464, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on November 27, 2012 at 4:30 o’clock pm the property described in said deed, located at the above address and briefly described as:containing 4.319 acres, more or less, dated January 19, 1956 and recorded April 5,1956 in Deed Book 789, page 70, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-023704-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 7506 Derryclare Drive, Richmond, VA 23228-6411 Henrico County In execution of a Deed of Trust in the original principal amount of $171,355.00, dated September 6, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4239, at page 1080, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on November 29, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 36, Block A, Section 16, Shannon Green, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-015044-12/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-4571460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

[ classifieds ] November 14, 2012

Trustee’s Sale 1119 Penobscot Road, Richmond a/k/a Henrico, Virginia 23227 (Tax ID No. 788-757-1815) Default having been made in the terms of a certain Deed of Trust dated April 18, 1986, in the modified principal amount of $51,754.65 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 2000, at Page 4 and modified modification agreements recorded in Deed Book 4338, at Page 0141, and in Deed Book 4866, at Page 0677, the undersigned Substitute Trustees, will sell at public auction on December 6, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads, Richmond, VA, the property designated as Lot 4, Block M, Section C, in the subdivision of Wildwood, plat of said property dated November 15, 1951, recorded in the aforesaid Clerk’s Office in Plat Book 23, page 53. Sale is subject to all prior liens,easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $5,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 49174, Tel: (757) 3216465, Between 10:00 a.m. & 12:00 noon only.

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TRUSTEE’S SALE OF 10531 Chieftain Trail, Richmond, VA 23236. In execution of a certain deed of trust dated October 06, 2006, in the original principal amount of $154,400.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7418 Page 0169, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on November 30, 2012, at 12:00 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL OF THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL THE IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN MIDLOTHIAN DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, AND DESIGNATED AS LOT 7, BLOCK D, ON PLAT ENTITLED “ARROWHEAD, SECTION 2, MIDLOTHIAN DISTRICT, CHESTERFIELD CP., VA “, MADE BY J.K. TIMMONS, CIVIL ENGINEERS, DATED NOVEMBER 12, 1964, RECORDED DECEMBER 2, 1964, CLERK’S OFFICE, CIRCUIT COURT OF THE COUNTY OF CHESTERFIELD, VIRGINIA IN PLAT BOOK 14, PAGE 34 AND 35, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www. bwwsales.com BWW# 111747

(804)358-2100

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TRUSTEE SALE 4227 Briarwood Dr, Richmond, VA 23234-5403 Chesterfield County In execution of a Deed of Trust in the original principal amount of $115,500.00, dated September 25, 2009 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 8879, at page 0384, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on November 15, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 51, Chesterwood, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-017141-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

November 14, 2012 [ classifieds ]

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TRUSTEE SALE 7405 Landsworth Ave, Richmond, VA 23228 Henrico County In execution of a Deed of Trust in the original principal amount of $148,500.00, dated November 15, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico,Virginia, in Deed Book 4257, at page 0786, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on November 20, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: LOT 12, BLOCK B, ON THE PLAN OF STUART RIDGE, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.

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TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01001113-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

(804)358-2100

or email

Trustee’s Sale 5500 Brooks Circle, Richmond a/k/a Henrico, Virginia 23223 (Tax ID No. 816-723-4779) Default having been made in the terms of a certain Deed of Trust dated October 31, 1985, in the original principal amount of $60,850.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 1978, at page 210, the undersigned Substitute Trustees will sell at public auction on November 29, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lot 15, Block E, Section D, Beth Dale, on plat of survey dated April 3, 1984, recorded in the aforesaid Clerk’s Office in Plat Book 78, page 47. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $6,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’sSale, available for review on the Foreclosure Sales page of www. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 56079, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 14412 Camack Trl, Midlothian, VA 231144329 Chesterfield County In execution of a Deed of Trust in the original principal amount of $328,000.00, dated March 5, 2007recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7663, at page 0101, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on November 20, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 56, Tanner Village, Section A, Charter Colony, with improvements thereon.

TRUSTEE SALE 8703 Tarrytown Dr, Richmond, VA 23229-7133 Henrico County In execution of a Deed of Trust in the original principal amount of $245,000.00, dated May 7, 2004recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico,Virginia, in Deed Book 3677, at page 0563, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on November 29, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 1, Block A, Sleepy Hollow West Subdivision, with improvements thereon. Less and except that portion of the land described in DB 2120 at page 434.

TRUSTEE SALE 11020 Forest Trace Way, Glen Allen, VA 23059 Henrico County In execution of a Deed of Trust in the original principal amount of $221,600.00, dated June 30, 2007recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4395, at page 1252, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on November 20, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 11, Block A, Section 1, Plat of Forest Trace, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.

Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-017155-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-019678-12/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-024923-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

c l a s s a d @ s t y l e w e e k l y. c o m

TRUSTEE SALE 2605 Chatham Woods Drive, Richmond, VA 23233-1637 Henrico County In execution of a Deed of Trust in the original principal amount of $255,000.00, dated January 29, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4466, at page 0746, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on November 20, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 2, Block B, Chatham Woods, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-025390-09/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 1408 Enon Church Rd, Chester, VA 238366039 Chesterfield County In execution of a Deed of Trust in the original principal amount of $122,400.00, dated May 13, 2008recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 8320, at page 0764, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on December 11, 2012 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 3, Morrisdale Subdivision, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-012339-12/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 5605 Eagle Lake Dr, Glen Allen, VA 23060-6373 Henrico County In execution of a Deed of Trust in the original principal amount of $113,600.00, dated November 27, 2000 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3049, at page 197, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on November 20, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 9, Block A, Section A, Linsey Lakes, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-026264-10/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale 6610 E. Davista Avenue, Richmond a/k/a Henrico, Virginia 23228 (Tax ID No. 773-746-2343) Default having been made in the terms of a certain Deed of Trust dated April 26, 1988, in the original principal amount of $43,690.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 2129, at Page 239, the undersigned Substitute Trustees, will sell at public auction on December 6, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated Lot 37 and part of Lot 38, Davista Park, all as shown on a plat of survey dated April 14, 1970, recorded April 23, 1970, in the aforesaid Clerk’s Office in Deed Book 1425, Pages 264 and 265. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA23510, File No. 94892, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

V I R G I N I A: IN THE CIRCUIT COURT OF THE CITY OF RICHMOND The John Marshall Courts Building MIDDLEBURG TRUST COMPANY (formerly, The Tredegar Trust Company), Trustee of the Hugh B. Southerland Revocable Trust Plaintiff, v. MARGUERITE SOUTHERLAND, et. al, Defendants. Case no. CL12-4250-5 ORDER OF PUBLICATION The object of this suit is to seek the aid and guidance of the Court and affect the resignation of Middleburg Trust Company as a Trustee of the High B. Southland Revocable Trust, of which the named defendants are beneficiaries. It appearing by affidavit filed according to the law that diligence has been used without effect to ascertain the location of the individuals named hereafter for purposes of directing service of process in this action, it is ORDERED that the following, if living, and all of the possible unknown heirs, devisees, or successors in title to those of the following who may be deceased, whose whereabouts are unknown, appear on or before November 21, 2012, at 9am, in the Clerk’s Office of this Court and do what is necessary to protect their interests: Donald Southerland, Douglas Southerland, Susan Hudson, and Rosa A. Mosher. An Extract, Teste: Bevill M. Dean, Clerk

NOTICE OF TRUSTEE’S SALE 9441 Deer Stream Drive, Mechanicsville, VA 23116 In execution of a Deed of Trust in the original principal amount of $300,000, dated June 13, 2008, recorded at Deed Book 2919, Page 479, in the Clerk’s Office of the Circuit Court of Hanover County, Virginia, default having occurred in the payment of the Note thereby secured and at the request of the holder of the Note, the undersigned Substitute Trustee will on November 30, 2012, at 2:00 p.m., at the entrance of the Circuit Court of Hanover County, Virginia, 7507 Library Drive, Hanover, VA 23069, offer for sale at public auction to the highest bidder the property described in said deed, with improvements thereon, and briefly described as: ALL that certain lot, piece or parcel of land, with improvements thereon, lying and being in Chickahominy District, Hanover County, Virginia, designated as Lot 13, Block B, Section A, Deer Valley, all as more particularly shown on plat of survey dated August 11, 1997, recorded June 22, 1998, in the Clerk’s Office, Circuit Court, Hanover County, Virginia, in Subdivision Plat Book 8, page 295, and known as 9441 Deer Stream Drive, Mechanicsville, VA 23116 (Tax Map Ref. No. 7796-49-4379). This is a real property foreclosure sale under a subordinate deed of trust and the sale is subject to a senior deed of trust. Deposit of $10,000 or 10% of purchase price, whichever is lower, by cash or certified check shall be required to qualify as a bidder prior to the sale, except from the Noteholder. Settlement will be held on or before fifteen days after the sale. Deposits, without interest, will be applied to the purchase price at settlement or returned to the unsuccessful bidder, as applicable. The balance of the purchase price will be due by certified check or by immediately available funds at settlement. Upon purchaser’s default, the deposit shall be forfeited and the property shall be resold at the risk and costs of the defaulting purchaser. The property shall be sold“as is”and shall be conveyed by Special Warranty Deed subject to all liens, encumbrances, mechanic’s liens filed and unfiled, conditions, restrictions, easements and reservations, if any, superior to the deed of trust foreclosed upon and lawfully affecting the property. All taxes to be prorated as of the date of foreclosure. Additional terms may be announced at the sale. The purchaser shall be required to sign a Memorandum of Sale incorporating all the terms of the sale. PURSUANT TO THE FEDERAL FAIR DEB COLLECTION PRACTICES ACT, I HEREBY ADVISE YOU THAT I AM A DEBT COLLECTOR AND ANY INFORMATION I OBTAIN WILL BE USED FOR THAT PURPOSE. ROBERT F. MOORMAN SUBSTITUTE TRUSTEE FOR MORE INFORMATION CONTACT: ROBERT F. MOORMAN 1427-A West MAIN STREET RICHMOND, VA 23220 (804) 938-5144


to advertise call

(804)358-2100

or email

TRUSTEE SALE 4004 Hawkbill Cir, North Chesterfield, VA 23237-4362 Chesterfield County In execution of a Deed of Trust in the original principal amount of $123,920.00, dated November 29, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 7497, at page 0539, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on November 29, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 31, Block B, Oak Run, with improvements thereon.

Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.

Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.

TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-025746-12/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-023005-12/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462. 757457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Full name of owner: The One Bed & Breakfast LLC

NOTICE OF TRUSTEE’S SALE OF PROPERTY LOCATED AT 15510 Rowlett Road Chesterfield, Virginia 23838 In execution of a Deed of Trust in the original principal amount of $160,000.00 from William B. Duval dated August 29, 2008, and recorded August 29, 2008 in Deed Book 8447 at Page 923 among the land records for Chesterfield County, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded in Deed Book 9568, page 269 among the land records of Chesterfield County, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on December 4, at 10:15 A.M., local time, at the main entrance of the Circuit Court for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia 23832-0125, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 15510 Rowlett Road, Chesterfield, Virginia 23838, Parcel I.D. #760629360800000. TERMS OF SALE: Cash. The Property will be auctioned as an entirety with the Property to be sold to the highest bidder; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Attorney At Law, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293.

TRUSTEE’S SALE 8007 Woodbridge Road, Mechanicsville, VA 23111 Parcel ID 8725-30-3131 Pursuant to the terms of a deed of trust dated December 22, 2006, in the original principal amount of $188,461.00, recorded in the Clerk’s Office of the Circuit Court of Hanover County, Virginia, in Deed Book 2820, Page 90, as Instrument No. 20061227000001720, and modified by Modification of Deed of Trust recorded in Deed Book 3000, Page 1119, as Instrument No. 20110411000043570, the property briefly described below will be offered for sale at public auction: Lot 2, Block B, Cherrydale, as shown on a plat recorded in the aforesaid Clerk’s Office (in Plat Book 1, Pages C1-C3), and as more particularly described in the referenced deed of trust. The sale will take place on NOVEMBER 27, 2012, at 12:00 NOON, at the front entrance to the building housing the Circuit Court of Hanover County, located at 7507 Library Drive, Hanover, VA. The property and the improvements thereon will be sold“AS IS”and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERtIFIED FUNDS in the amount of $18,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1228530).

Trading as: The One Bed & Breakfast 1 N Boulevard Richmond, Virginia 23220 The above establishment is applying to the VIRGINIA DEPARTMENT OF ALCOHOLIC BEVERAGE CONTROL (ABC) for a Bed and Breakfast license to sell or manufacture alcoholic beverages. Sean Brooks, Owner NOTE: Objections to the issuance of this license must be submitted to ABC no later than 30 days from the publishing date of the first of two required newspaper legal notices. Objections should be registered at www.abc.virginia.gov or 800-552-3200.

VIRGINIA: IN THE CIRCUIT COURT OF THE COUNTY OF HENRICO TRACY HODGE, Plaintiff, v. HARRY HODGE, Defendant. Case No.: CL12-2942 ORDER OF PUBLICATION The object of this suit is to obtain a divorce from the bond of matrimony from the Defendant on the ground of having lived separate and apart for a period exceeding one year. It appearing by affidavit that the Defendant’s last known address was 300 Mansfield Drive, Richmond, VA 23223, the Defendant’s present whereabouts are unknown, and diligence has been used or on behalf of the Plaintiff to ascertain in what county or city the Defendant is without effect, it is ORDERED that the Defendant appear before this Court on or before 12/28/12 at 9 a.m. and protect his interests herein. AN EXTRACT TESTE: YVONNE G SMITH, CLERK JENNIFER WATTS, DEPUTY CLERK I ASKED FOR THIS: Douglas E. Weatherley, Esq. VSB 51144 8052 Elm Drive, Suite E Mechanicsville, VA 23111 Telephone: 804-569-3888 Fax: 804-569-0393 Counsel for Plaintiff

TRUSTEE SALE 11293 Mandy Lane, Hanover, VA 23069-1715 In execution of a Deed of Trust in the original principal amount of $172,000.00, dated January 19, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2652, at page 436, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­ signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on November 30, 2012 at 12:00 o’clock noon the property described in said deed, located at the above address and briefly described as: Lot 2, as shown on Plat recorded in Plat Book 12, at Page 59, with improvements thereon. Together with the right-of-way a certain 30 foot strip of land for the purposes of ingress and egress to and from State Route No. 654 and for utility easements, lying and being in Beaverdam District, Lot 2. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-022891-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE’S SALE OF 3300 Dorset Road, Richmond, VA 23234. In execution of a certain deed of trust dated June 22, 2007, in the original principal amount of $134,400.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 070021806, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on November 30, 2012, at 11:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE CITY OF RICHMOND (FORMERLY MANCHESTER DISTRICT, CHESTERFIELD COUNTY), VIRGINIA, AND DESIGNATED AS LOT 48 OF CHESTERFIELD COURT, AS SHOWN ON A CERTAIN PLAT PREPARED BY W.W. LAPRADE & BROS., CIVIL ENGINEERS & SURVEYORS, DATED APRIL 12, 1945, AND RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 8, PAGE 48, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 140377

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TRUSTEE’S SALE OF 6133 Worthington Road, Richmond, VA 23225. In execution of a certain deed of trust dated October 13, 2006, in the original principal amount of $129,200.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 060036267, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on November 30, 2012, at 11:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, KNOWN AS 6133 WORTHINGTON ROAD AND MORE FULLY DESCRIBED ON PLAT OF SURVEY MADE BY A.G. HAROCOPOS & ASSOCIATES, P.C., CERTIFIED LAND SURVEYOR AND CONSULTANT, DATED FEBRUARY 15, 1999, ENTITLED “SURVEY OF LOT AND IMPROVEMENTS THEREON LOCATED AT 6133 WORTHINGTON ROAD, RICHMOND, VIRGINIA”, TO WHICH PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 129564

V I R G I N I A: IN THE CIRCUIT COURT FOR THE COUNTY OF HENRICO Marta Corina Gomez-Beltran, Plaintiff v. Esteban Camacho, Defendant CASE NO: CL12-2817 ORDER OF PUBLICATION The object of this suit is to obtain a divorce a vinculo matrimonii from the defendant on the ground of more than one year of continuous separation. It appearing from Affidavit that due diligence has been used by the plaintiff to ascertain in what county or city the defendant is, without effect, it is ORDERED that the defendant appear before this Court on or before December 11, 2012 and do what is necessary to protect his interest herein. ENTER: 10/10/12 JAMES STEPHEN YOFFY, JUDGE A COPY TESTE: YVONNE G. SMITH, CLERK JENNIFER WATTS, DEPUTY CLERK I ask for this: Scott R. Pasierb Counsel for Plaintiff Law Offices of Hyder & Overas 5526 Falmouth Street, Suite 100 Richmond, VA 23230 Phone: (804) 673-2222 Fax: (804) 282-3231 VSB#: 73298

[ classifieds ] November 14, 2012

TRUSTEE SALE 343 Enon Oaks Lane, Chester, VA 238365715 Chesterfield County In execution of a Deed of Trust in the original principal amount of $233,750.00, dated February 5, 2009 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 8585, at page 0284, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on November 27, 2012 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 37, Enon Oaks Subdivision, with improvements thereon.

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TRUSTEE SALE 12603 Green Garden Terrace, Chester, VA 23836-2754 Chesterfield County In execution of a Deed of Trust in the original principal amount of $321,266.00, dated September 26, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 8476, at page 769, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on November 27, 2012 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 6, Section 2, Greenside at River’s Bend, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-025751-12/ FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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November 14, 2012 [ classifieds ]

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TRUSTEE SALE 3308 Hawkins Rd, Richmond, VA 23228-3434 Henrico County In execution of a Deed of Trust in the original principal amount of $142,400.00, dated June 17, 2009recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4658, at page 1574, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on November 20, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: LOT 20, Block F, Section B, West Broad Street Gardens, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.

TRUSTEE SALE 17133 Knoll Ridge Drive, Montpelier, VA 23192-2148 Hanover County In execution of a Deed of Trust in the original principal amount of $486,500.00, dated June 23, 2009recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2951, at page 3051, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on November 30, 2012 at 12:00 o’clock Noon the property described in said deed, located at the above address and briefly described as: Lot 2, Boisseaux Place, containing 10.001 acres, more or less, with improvements thereon.

TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-006081-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-026219-12/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

NOTICE OF DISPOSITION OF COLLATERAL Notice is hereby given that by virtue of a default under that certain Commercial Pledge Agreement dated May 20, 2008, between Mountain Investments, LLC, successor in interest by assignment to The Bank of Hampton Roads, successor in interest by merger to Gateway Bank and Trust Company, successor in interest by merger to The Bank of Richmond, N.A. (the “Foreclosing Party”), as Lender, Henry F. Wilton and Cindy L. Wilton, as Borrowers, and Henry L. Wilton, as Grantor, and instruments secured thereby, and pursuant to Virginia Code § 8.9A-610, the Foreclosing Party will sell the following described property (the “Collateral”) at public auction to the highest bidder for cash (in cash or by certified or cashier’s check), on Wednesday, December 5, 2012 at 11:00 a.m. at the offices of Kutak Rock LLP, 1111 East Main Street, Suite 800, Richmond, VA 23219, to wit: · 400.0000 Class A Common Voting Membership Shares issued by The Wilton Companies, LLC · 2,521.0000 Class A Common Nonvoting Membership Shares issued by The Wilton Companies, LLC · 250.0000 Class A Common Nonvoting Membership Shares issued by The Wilton Companies, LLC · 2297.3100 Common Voting Stock issued by The Wilton Companies, Inc. The sale of the Collateral is subject to any unpaid taxes and special assessments levied against the Collateral. The Collateral may be sold in separate units or as a single unit at the discretion of Foreclosing Party. If the Foreclosing Party is the highest bidder at said sale, the Foreclosing Party may tender payment by its credit bid of the amount due said party under said agreement, or any portion thereof, plus costs and fees. There are no warranties or representations of any kind related to the Collateral or its disposition. For additional information concerning the sale of the Collateral, please contact counsel for the Foreclosing Party, Peter J. Barrett, at 804-6441700. November 9, 2012 Richmond, Virginia MOUNTAIN INVESTMENTS, LLC By: /s/ Richard S. Johnson Richard S. Johnson, Manager

Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.

TRUSTEE SALE 8701 Lonepine Rd, Richmond, VA 23294-6028 Henrico County In execution of a Deed of Trust in the original principal amount of $149,000.00, dated November 13, 2010 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4826, at page 0090, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on November 20, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 10, Block U, Section D, West End Manor, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01024469-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

(804)358-2100

or email

Trustee’s Sale 100 N. Oak Avenue, Highland Springs a/k/a Henrico, Virginia 23075 (Tax ID No. 824-723-6549) Default having been made in the terms of a certain Deed of Trust dated January 16, 2007, in the original principal amount of $132,900.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4272, Page 1893, the undersigned Substitute Trustees will sell at public auction on December 13, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road, E. Parham and Hungary Spring Roads, Richmond, VA, the property designated as Lot 2, in Block O, Section 2, as shown on plan of Highland Springs Building Lots, of record in the aforesaid Clerk’s Office in Plat book 6, Page 103 & 1/2 to which plat reference is made. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $13,000.00or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 100977, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

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TRUSTEE’S SALE 8013 Provincetown Drive, Richmond, VA 23235 Parcel ID 760704458000000 Pursuant to the terms of a deed of trust dated December 18, 2006, in the original principal amount of $137,150.00, recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia, in Deed Book 7536, Page 5, the property briefly described below will be offered for sale at public auction: Lot 10, Block O, Providence Green, Sec. C, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 20, Page 12, and as more particularly described in the referenced deed of trust. The sale will take place on NOVEMBER 27, 2012, at 2:15 P.M., at the front entrance to the building housing the Circuit Court of Chesterfield County, located at 9500 Courthouse Road, Chesterfield, VA. The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERtIFIED FUNDS in the amount of $10,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1‑757‑437‑9500 (1228529).

TRUSTEE’S SALE OF 11425 Bailey Mountain Trail, Midlothian, VA 23112. In execution of a certain deed of trust dated February 18, 2006, in the original principal amount of $175,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7012 Page 400, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on November 30, 2012, at 12:04 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND TOGETHER WITH THE IMPROVEMENTS THEREON AND APPURTENANCES THEREOF PERTAINING, LYING, BEING AND SITUATE IN THE COUNTY OF CHESTERFIELD, VIRGINIA, AND BEING KNOWN, NUMBERED AND DESIGNATED AS LOT 8, BAILEY RIDGE ESTATES SECTION D, A SUBDIVISION OF SAID COUNTY AS SHOWN ON A PLAT OR PLAN THEREOF, RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF THE COUNTY OF CHESTERFIELD, VIRGINIA, IN PLAT BOOK 83, AT PAGE (S) 95 AND 96..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 157095 A-4324084 11/07/2012, 11/14/2012

TRUSTEE SALE 11708 Walnut Wood Dr, Midlothian, VA 23112-3278 Chesterfield County In execution of a Deed of Trust in the original principal amount of $256,000.00, dated March 31, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7034, at page 0647, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on November 15, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 72, Walnut Grove, Section 1, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-005785-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

NOTICE OF TRUSTEE’S SALE OF PROPERTY LOCATED AT 7112 MECHANICSVILLE TURNPIKE MECHANICSVILLE, VIRGINIA 23111 In execution of a Deed of Trust in the original principal amount of $1,600,000.00 from Meadows Property II, LLC, dated August 19, 2008, recorded August 21, 2008 in Deed Book 2924, page 1875 among the land records for Hanover County, Virginia, with a Rider to Deed of Trust recorded November 19, 2009 in Deed Book 2964, page 99 among the aforesaid land records, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded in Deed Book 3012, page 1847 among the land records of Hanover County, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on December 5, 2012, at 11:00 A.M., local time, at the main entrance of the Circuit Court for Hanover County, 7507 Library Drive, Hanover, Virginia 23069-0039, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 7112 Mechanicsville Turnpike, Mechanicsville, Virginia 23111; Real Property Tax Map Reference No. 8714-785898. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Attorney At Law, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293.

TRUSTEE SALE 619 Winnetka Ave, Richmond, VA 23227-2933 Henrico County In execution of a Deed of Trust in the original principal amount of $149,000.00, dated November 24, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4261, at page 0607, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on November 27, 2012 at 4:30 o’clock pm the property described in said deed, located at the above address and briefly described as: LOT 7, BLOCK A, PLAN OF AZALEA COURT, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-015396-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 1120 N 20th St, Richmond, VA 23223-5108 City of Richmond In execution of a Deed of Trust in the original principal amount of $84,000.00, dated October 29, 2008 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, inInstrument 080028247, at page 0401, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on November 29, 2012 at 10:00 o’clock am the property described in said deed, located at the above address and briefly described as: situated at the southwest corner of 20th and “R” Streets, commonly known as 1120 North 20th Street, commencing at said corner, thence running southwardly along the west line of 20th Street and fronting thereon thirty one (31) feet; thence back westwardly between parallel lines (one of which is the south lines of “ R” Street) one hundred twenty five (125) feet, eight (8) inches to an alley in the rear fourteen (14) feet wide, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-023275-11/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net


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Trustee’s Sale 901 Legion Avenue, Richmond, Virginia 23224 (Tax ID No. C0090066006) Default having been made in the terms of a certain Deed of Trust dated December 12, 1996, in the original principal amount of $46,050.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 96-26201, the undersigned Substitute Trustees will sell at public auction on November 29, 2012, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as Lot 16, as shown on a plat of McGuire Park, dated August 27, 1946 and recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia, in Plat Book 8, Page 115. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $4,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the ForeclosureSales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 96573, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 7540 Springbok Rd, Chesterfield, VA 23832-6446 Chesterfield County In execution of a Deed of Trust in the original principal amount of $153,260.00, dated September 30, 2002 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 4709, at page 370, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on November 29, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 15, Block E, Section A, Deerfield Estates, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.

Case No.: CL12-3114 ORDER OF PUBLICATION October 29, 2012 The object of the suit is to obtain a divorce from the bonds of matrimony from the defendant on the grounds that the parties have lived separate and apart, without interruption and without cohabitation, for a period in excess of one (1) year, that is, since the 24th day of January, 2010. It appearing from an affidavit that the whereabouts of the Defendant, Mohamed Hassan Hussein Dorgham, are not known, it is ordered that the defendant appear before this Court on or before the 11th day of December, 2012 and do what is necessary to protect his interest herein. AN EXTRACT TESTE: Judy L. Worthington, Clerk Jeffrey A. Oppleman, VA Bar No. 09206 Zwerdling, Oppleman & Adams 5020 Monument Avenue Richmond, Virginia 23230 (804) 355-5719 (804) 355-1597

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Trustee’s Sale 8748 Sunset Knoll Road, Richmond a/k/a North Chesterfield, Virginia 23237 (Tax ID No. 779669452900000) Default having been made in the terms of a certain Deed of Trust dated April 16, 2007, in the original principal amount of $149,600.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 7743, at Page 0682, the undersigned Substitute Trustees will sell at public auction on November 29, 2012, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 62, Block C, Section B, Ashton Woods North, on subdivision plat dated January 21, 1986, and recorded May 14, 1986, in the aforesaid Clerk’s Office in Plat Book 57, page 9. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $14,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 101694, Tel: (757) 3216465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 717 Woodland Creek Way, Midlothian, VA 23114-4626 Chesterfield County In execution of a Deed of Trust in the original principal amount of $206,955.00, dated April 25, 2008recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 8295, at page 645, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on November 20, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Unit 717, Building 13, Bristol Village at Charter Colony; Together with an undivided interest in the common elements.

TRUSTEE SALE 14337 Old Bond St, Chesterfield, VA 23832-4403 Chesterfield County In execution of a Deed of Trust in the original principal amount of $300,000.00, dated May 17, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7129, at page 0794, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on November 15, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 23, Section 1, Birkdale, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-012362-10/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 12732 Stonebriar Lane, Richmond, VA 23233-7053 Henrico County In execution of a Deed of Trust in the original principal amount of $268,063.00, dated June 25, 2007recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4368, at page 1446, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on December 4, 2012 at 4:30 o’clock pmthe property described in said deed, located at the above address and briefly described as: Lot 32, Block B, Section A of Creekwood, with improvements thereon.

Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-025409-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-013553-09/ FHA) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc. net

TRUSTEE SALE 701 Old Bermuda Hundred Rd, Chester, VA 23836-5622 Chesterfield County In execution of a Deed of Trust in the original principal amount of $146,000.00, dated July 31, 1998 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield,Virginia, in Deed Book 3344, at page 60 and modified in Deed Book 7132, at Page 205, and modified in Deed Book 8173, Page 658, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on November 15, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: The western portion of Lot 1, containing 3.679 acres, more or less, located on the south side of Rt. 618, recorded in Deed Book 2142, page 710, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (41927-07/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 3110 Mount Clair Rd, Chester, VA 238312134 Chesterfield County In execution of a Deed of Trust in the original principal amount of $144,700.00, dated November 28, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 6801, at page 908, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on November 29, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 25, Dalewood, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-024983-12/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www. siwpc.net

TRUSTEE’S SALE 1004 Tall Grass Court, Richmond, VA 23223 Parcel ID 815-724-3464 Pursuant to the terms of a deed of trust dated August 12, 2009, in the original principal amount of $123,716.00, recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia, in Deed Book 4681, Page 975, the property briefly described below will be offered for sale at public auction: Lot 10, Block A, Oakley Meadows, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 109, Pages 54-55, and as more particularly described in the referenced deed of trust. The sale will take place on NOVEMBER 27, 2012, at 12:45 P.M., at the front entrance to the building housing the Circuit Court of Henrico County, located at 4301 East Parham Road, Henrico, VA. The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERtIFIED FUNDS in the amount of $11,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1228505).

Public Notice – Environmental Permit PurPosE of NoticE: to seek public comment on a draft permit from the Department of Environmental Quality that will allow the release of treated wastewater into a water body in the city of richmond, Virginia. Public commENt PErioD: November 7, 2012 to 11:59 p.m. on December 7, 2012. PErmit NamE: Virginia Pollutant Discharge Elimination system Permit – Wastewater issued by DEQ, under the authority of the state Water control board aPPlicaNt NamE, aDDrEss aND PErmit NumbEr: spruance Genco, llc; 5001 commerce road, richmond, Va. 23234; Va0085499 ProjEct DEscriPtioN: spruance Genco, lcc has applied for reissuance of a permit for the private spruance Genco, llc cogeneration facility. the applicant proposes to release treated industrial wastewater at a rate of 2,160,000 gallons per day into a water body. sludge from the process will be disposed of by pump-and-haul to approved disposal. the facility proposes to release the treated industrial wastewaters in the james river in chesterfield county in the james river watershed. a watershed is the land area drained by a river and its incoming streams. the permit will limit the following pollutants to amounts that protect water quality: metals, organic matter and solids. HoW to commENt aND/or rEQuEst a Public HEariNG: DEQ accepts comments and requests for public hearing by e-mail, fax or postal mail. all comments and requests must be in writing and be received by DEQ during the comment period. submittals must include the names, mailing addresses and telephone numbers of the commenter/ requester and of all persons represented by the commenter/requester. a request for public hearing must also include: 1) the reason why a public hearing is requested. 2) a brief, informal statement regarding the nature and extent of the interest of the requester or of those represented by the requester, including how and to what extent such interest would be directly and adversely affected by the permit. 3) specific references, where possible, to terms and conditions of the permit with suggested revisions. a public hearing may be held, including another comment period, if public response is significant, based on individual requests for a public hearing, and there are substantial, disputed issues relevant to the permit. coNtact for Public commENts, DocumENt rEQuEsts aND aDDitioNal iNformatioN: ray jenkins; DEQ Piedmont regional office, 4949a cox road, Glen allen, Va 23060; Phone: (804) 527-5037; E-mail: ray.jenkins@ deq.virginia.gov; fax: (804) 527-5106. the public may review the draft permit and application at the DEQ office named above by appointment or may request copies of the documents from the contact person listed above.

[ classifieds ] November 14, 2012

TRUSTEE SALE 1727 W. Leigh St, Richmond, VA 23220-1620 In execution of a Deed of Trust in the original principal amount of $176,000.00, dated July 7, 2008 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 080018843, at page 0178, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on November 27, 2012 at 3:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Beginning at a point on the southern line of West Leigh Street distant thereon 325.33 feet west of its intersection with the western line of Mozelle Street; thence running westwardly along the southern line of West Leigh Street and fronting thereon 39.71 feet to a point; thence extending back southwardly 150.00 feet to an alley 7.5 feet wide; thence extending eastwardly along the alley 35.54 feet to a point; thence extending northwardly 150.03 feet to the beginning point of the southern line of West Leigh Street; as shown on plat dated January 6, 1999, a copy of which is attached to that certain Deed of Consolidation dated July 6, 1999 and recorded July 19, 1999 as Instrument No. 99-20071, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-014011-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-021049-12/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

V I R G I N I A: IN THE CIRCUIT COURT FOR THE COUNTY OF CHESTERFIELD SAFA SALAMEH SALAH WARDAT, Plaintiff v. MOHAMED HASSAN HUSSEIN DORGHAM, Defendant.

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V I R G I N I A: IN THE CIRCUIT COURT FOR THE COUNTY OF HENRICO Michael Addo-Safo, Plaintiff v. Dawn Monea Trotter, Defendant CASE NO: CL12-2896 ORDER OF PUBLICATION The object of this suit is to obtain a divorce a vinculo matrimonii from the defendant on the ground of more than one year of continuous separation. It appearing from Affidavit that due diligence has been used by the plaintiff to ascertain in what county or city the defendant is, without effect, it is ORDERED that the defendant appear before this Court on or before December 21, 2012 at 10:00 a.m. and do what is necessary to protect her interest herein. ENTER: 10/22/12 LEE A. HARRIS, JR., JUDGE A COPY TESTE: YVONNE G. SMITH, CLERK JENNIFER WATTS, DEPUTY CLERK I ask for this: Arturas Overas Counsel for Plaintiff Law Offices of Hyder & Overas 5526 Falmouth Street, Suite 100 Richmond, VA 23230 Phone: (804) 673-2222 Fax: (804) 282-3231 VSB#: 42372

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TRUSTEE’S SALE OF 23 N New Avenue, Highland Springs, VA 23075. In execution of a certain deed of trust dated August 31, 2005, in the original principal amount of $153,950.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3958 Page 0931, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on December 14, 2012, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN FAIRFIELD MAGISTERIAL DISTRICT, HENRICO COUNTY, VIRGINIA, FRONTING ON NORTH NEW AVENUE IN HIGHLAND SPRINGS AND RUNNING BACK BETWEEN PARALLEL LINES 120 FEET TO AN ALLEY, AND COMPRISING LOT 29, BLOCK N, SECTION 1, AS SHOWN ON PLAN OF HIGHLAND SPRINGS BUILDING LOTS, WHICH PLAT IS RECORDED IN PLAT BOOK 6, PAGE 97, NOW PAGE 103 1/2 IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 147078

Trustee’s Sale 5805 Yates Lane, Richmond a/k/a Henrico, Virginia 23223 (Tax ID No. 817-724-7141) Default having been made in the terms of a certain Deed of Trust dated May 31, 2002, in the modified principal amount of $101,522.05 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 3261, at Page 0561 as amended by a modification agreements recorded in Deed Book 4125, at Page 1650, and in Deed Book 4344, at Page 1570, the undersigned Substitute Trustees will sell at public auction on December 6, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lot 2, Block A, Beth Dale East, on the subdivision plat dated December 16, 1988, entitled “Beth Dale East, Fairfield District, Henrico County, Commonwealth of Virginia”, and recorded May 15, 1989, in the aforesaid Clerk’s Office in Plat Book 89, Page 51. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $10,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C., and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 58124, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 301 Virginia St Unit 906, Richmond, VA 23219-4184 In execution of a Deed of Trust in the original principal amount of $196,000.00, dated July 18, 2008recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 080019705, at page 405, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond,Virginia, on November 20, 2012 at 2:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Unit 906, Vistas on the James; together with an undivided interest in the common elements. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-025576-12/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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In Re: Estate of Sharon G. Phillips, deceased. Case No.: CM12-2002 ORDER TO SHOW CAUSE AGAINST DISTRIBUTION It appearing that a report of the accounts of Paul M. Butler, Jr., Executor of the Estate of Sharon G. Phillips, deceased, and of the debts and demands against her estate has been filed in the Clerk’s Office, and that six (6) months have elapsed since the qualification of the Executor, on motion of Paul M. Butler, Jr., the Executor, IT IS HEREBY ORDERED that the creditors of and all others interested in the estate do show cause, if any they can, on the 28th day of November, 2012 at 9 a.m. before this Court at its courtroom in the County of Henrico Circuit Court, 4301 E. Parham Road, Henrico, Virginia, against the payment and delivery of the Estate of Sharon G. Phillips, deceased, to the distributees without requiring refunding bonds. Entered: 10/29/2012 An Extract Teste: Yvonne G. Smith, Clerk

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The easy way FREE TRIAL to meet sexy singles in your LOCAL area! TRUSTEE’S SALE OF 2582 Barnesway Lane, Richmond, VA 23231. In execution of a certain deed of trust dated December 14, 2005, in the original principal amount of $116,800.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4035 Page 2497, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on November 30, 2012, at 10:03 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON AND THE APPURTENANCES THERETO BELONGING, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, SHOWN AND DESIGNATED AS LOT 4, BLOCK B, WILLIAMSON FARMS ON SUBDIVISION PLAT OF WILLIAMSON FARMS, PREPARED BY BENGSTON, DEBELL & ELLEIN, INC., CONSULTING ENGINEERS AND SURVEYORS, DATED JANUARY 30, 1979, AND REVISED APRIL 13, 1979 AND RECORDED JULY 19, 1979, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 70, PAGES 14 AND 15, TO WHICH PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 123390

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