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TRUSTEE SALE 233 Northfield Lane, Richmond, VA 23236-4642 Chesterfield County In execution of a Deed of Trust in the original principal amount of $219,000.00, dated June 27, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield,  Virginia, in  Deed Book 7203, at page 901, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County,  Virginia, on November 5, 2013 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 31, Block M. Section D, Shenandoah, with improvements thereon.  Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE:  CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C.  (40-02935209/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach,

will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 106357, Tel (757) 3216465, Between 10:00 a.m. & 12:00noon only. TRUSTEE SALE 3201 Aprilbud Court Richmond, VA 23233-1794 Henrico County In execution of a Deed of Trust in the original principal amount of  $336,000.00, dated October 14, 2005  recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico,  Virginia, in  Deed Book 3990, at page 85,  default having occurred in the payment of the Note thereby secured and at the request of the holder of said

Dear Dream Zone,

Last night I dreamed I had braces on all my teeth. I removed all the braces and half of my teeth came out along with my tongue. It looked like a creepy science experiment, but it all grew back instantly. The weirdest part was my tongue. It had all kinds of weird colors and stuff on it, and I put it in a large glass of fruit punch. So creepy! - Dave 36, Cleveland, OH Lauri: Sounds like you’re having a major communication issue. When any part of the mouth is brought to attention in a dream you can bet it is referring to something you have said recently. The braces suggest you have been trying to “straighten something out” verbally. But since your teeth and your tongue all came out in the dream, you must have said a lot of things that you wish you could take back and put back in. Placing your tongue in fruit punch seems like a totally random and bizarre thing to do but I think it reflects that, after this communication, you felt like you were “punched.” But fear not, your dream is giving you good news despite the embarrassment you must have experienced. It all grew back instantly, meaning that you’ll bounce back just fine. You have, “saved face,” so to speak. Dave replies: Yesterday I called me ex, told him I was sorry and asked him to take me back, etc. It was a stupid move. This makes sense. Thank you. Fascinating Sleep Fact: Sleep talking is a sleep disorder called Somniloquy and may be brought on by stress, depression, fever, sleep deprivation, day-time drowsiness, alcohol, and fever and often runs in families. To read some of the craziest things people have said in their sleep, visit my blog at LauriLoewenberg.com.

[ classifieds ] October 23, 2013

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legal notices

TRUSTEE’S SALE OF 3013 North Avenue, Richmond, VA 23222 In execution of a certain deed of trust dated March 26, 2007, in the original principal amount of $125,600.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 070010443, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on November 20, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND IN THE CITY OF RICHMOND, VIRGINIA, WITH THE IMPROVEMENTS THEREON, KNOWN AS NO. 3013 NORTH AVENUE, BEING LOT 5, IN BLOCK 1, NORTH AVENUE SUBDIVISION DESCRIBED AS FOLLOWS: BEGINNING ON THE EASTERN LINE OF NORTH AVENUE 100 FEET NORTH OF BROOKLAND PARK BOULEVARD; THENCE RUNNING NORTHWARDLY ALONG AND FRONTING 50 FEET ON THE EAST LINE OF NORTH AVENUE; THENCE EXTENDING BACK EASTWARDLY BETWEEN PARALLEL LINES 135 FEET TO AN ALLEY.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www. bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)5484600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 115843

Trustee’s Sale 5908 Shallow Way, Richmond, Virginia 23224 (Tax ID No. C0060892012) Default having been made in the terms of a certain Deed of Trust dated March 29, 2004, in the original principal amount of $61,500.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 040012077, the undersigned Substitute Trustee will sell at public auction on October 31, 2013, at11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as Lot (6), Block A, Section A, Glendale, on subdivision plat of Glendale, Section A, dated May 16, 1985, and recorded August 22, 1985, in the aforesaid Clerk’s Office, in Plat Book 36, Page 97.  Sale  is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of  $6,000.00  or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash

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All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 and the Virginia Fair Housing Law, which makes it illegal to advertise “any preference, limitation or discrimination because of race, color, religion, sex, handicap, elderliness, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” Virginia Fair Housing Law also prohibits discrimination advertising based on elderliness. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. Real estate sales, rentals and roommate advertisers should make sure their ads describe the property being offered, not the person they might want in the property. You may express a preference for a male or female roommates. ~The Publisher

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October 23, 2013 [ classifieds ]

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Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County,  Virginia, on  November 5, 2013 at 4:30o’clock pm the property described in said deed, located at the above address and briefly described as: LOT 99, BLOCK C, SECTION 1, WYTHE TRACT, with improvements thereon.  Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE:  CASH:  A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.  Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (3431-08/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00a.m. and 11:30a.m. or visit our website at www.siwpc.net

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TRUSTEE’S SALE OF 2237 Darbytown Road, Richmond, VA 23231 In execution of a certain deed of trust dated October 31, 2007, in the original principal amount of $132,900.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4430 Page 2096, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on November 22, 2013, at 9:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND (COMBINING PARCEL I AND PARCEL II) LYING AND BEING SITUATE IN HENRICO COUNTY, VIRGINIA CONTAINING 0.985 ACRES AS SHOWN ON PLAT OF SURVEY BY WARREN & SHAW, CERTIFIED LAND SURVEYOR, ENTITLED “PLAT OF PROPERTY SITAUTED ON THE SOUTHERN LINE OF DARBYTOWN ROAD AND EAST OF WILSON ROAD”, DATED NOVEMBER 11, 1992, TO BE RECORDED HEREWITH IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee.

Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 172343 TRUSTEE’S SALE OF 10605 Gate House Court, Glen Allen, VA 23059 In execution of a certain deed of trust dated August 23, 2006, in the original principal amount of $182,500.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4186 Page 1085, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on November 15, 2013, at 9:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OF LAND, TOGETHER WITH ALL IMPROVEMENTS THEREON, IN THREE CHOPT DISTRICT, HENRICO COUNTY, VIRGINIA, DESIGNATED AS LOT 3, AS SHOWN ON PLAT OF SUBDIVISION MADE BY BAY DESIGN GROUP, DATED JUNE 10, 2002, ENTITLED “TOWNES AT SHADY GROVE SECTION 2 AND A RESUBDIVISION OF A PORTION OF SECTION 1, THREE CHOPT DISTRICT, HENRICO COUNTY, VIRGINIA”, RECORDED JULY 26, 2002, IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 115, PAGES 109 AND 110, REFERENCE TO WHICH IS HERE MADE FOR A MORE PARTICULAR DESCRIPTION. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to

(804)358-2100

or email

purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 171354 Trustee’s Sale 932 Wynfield Terrace, Richmond, Virginia 23223 (Tax ID No. 815-723-9978) Default having been made in the terms of a certain Deed of Trust dated December 7, 1995, in the original principal amount of $112,700.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 2622, at page 1043, the undersigned Substitute Trustee will sell at public auction on November 7, 2013, at  10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road, E. Parham and Hungary Spring Roads, Richmond, VA, the property designated as All that certain lot, piece or parcel of land, with improvements thereon and appurtenances thereunto belonging, lying and being in Henrico County, Virginia, designated as Lot Forty-Two (42), Block A, Section H, Wynfield, all as more particularly shown on plat of survey dated March 31, 1992, revised October 13, 1992, recorded October 20, 1992, in the aforesaid Clerk’s Office, in Plat Book 95, Pages 65 and 66. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of  $11,000.00  or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/ or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s  Sale, available for review on the Foreclosure Sales page ofwww.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense.  This is a communication from a debt collector.  Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 106098, Tel:(757) 321-6465,  Between 10:00 a.m. & 12:00 noon only. TRUSTEE’S SALE OF 12286 Lees Lane, Ashland, VA 23005 In execution of a certain deed of trust dated June 15, 2004, in the original principal amount of $197,000.00 recorded in the Clerk’s Office, Circuit Court for Hanover County, Virginia, in Deed Book 2345 Page 122, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Hanover

c l a s s a d @ s t y l e w e e k l y. c o m

County, 7501 Library Drive, Hanover, Virginia, on November 18, 2013, at 8:31 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: LOT 3, BLOCK LETTERED ‘’C’’, SECTION ‘’V’’, OF ‘’OAK HILL’’, AS SHOWN ON A PLAT THEREOF RECORDED IN PLAT BOOK 4, AT PAGE 4 IN THE LAND RECORDS OF THE COUNTY OF HANOVER, VIRGINIA. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 170336 TRUSTEE’S SALE OF 9689 Telegraph Road, Glen Allen, VA 23060 In execution of a certain deed of trust dated March 24, 2003, in the original principal amount of $110,550.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3417 Page 0502, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on November 08, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, TOGETHER WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, SITUATE, LYING AND BEING IN FAIRFIELD DISTRICT, HENRICO COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 15, BLOCK B, STONEFIELD, ALL AS MORE PARTICULARLY SHOWN ON THAT CERTAIN PLAT DATED SEPTEMBER 10. 1996, MADE BY E.D. LEWIS & ASSOCIATES, P.C., CONSULTING ENGINEERS, LAND SURVEYORS AND PLANNERS, RECORDED DECEMBER 6, 1996, IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA IN PLAT BOOK 103, PAGE 121, REFERENCE TO WHICH IS MADE FOR A MORE PARTICULAR DESCRIPTION OF THE SAID PROPERTY BEING CONVEYED HEREIN.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten

percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 171442 TRUSTEE’S SALE OF 2313 Wright Avenue, Richmond, VA 23224 In execution of a certain deed of trust dated March 21, 2012, in the original principal amount of $55,031.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 120007239, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on November 20, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, KNOWN AS 2313 WRIGHT AVENUE, AND LYING AND BEING IN THE CITY OF RICHMOND, STATE OF VIRGINIA, AND DESIGNATED AS LOT NO. 14, IN SQUARE 12, ON THE PLAN OF MELROSE, A COPY OF WHICH SAID PLAN IS DULY RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAN BOOK 1, AT PAGES 322 AND 323, TO WHICH SAID PLAN REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE SAID LOT HEREIN CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of

whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www. bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)5484600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555 website: www.bwwsales.com. BWW# 172312 Corporation: HJJE LLC Trading as: FW SULLIVANS FAN BAR & GRILLE 2401 W MAIN ST Richmond, VA 23220-4436 The above establishment is applying to the VIRGINIA DEPARTMENT OF ALCOHOLIC BEVERAGE CONTROL (ABC) for a WINE AND BEER ON PREMISES & MIXED BEVERAGES license to sell or manufacture alcoholic beverages. Joseph Carter – Managing Partner NOTE: Objections to the issuance of this license must be submitted to ABC no later than 30 days from the publishing date of the first of two required newspaper legal notices. Objections should be registered at www.abc. virginia.gov or 800-552-3200. TRUSTEE’S SALE OF 4107 Sunset Avenue, Chester, VA 23831 In execution of a certain deed of trust dated January 27, 2004, in the original principal amount of $123,322.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 5576 Page 642, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on November 21, 2013, at 8:30 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THOSE CERTAIN LOTS OR PARCELS OF LAND, WITH THE IMPROVEMENTS THEREON AND THE APPURTENANCES THERETO BELONGING, LYING, BEING AND SITUATE IN BERMUDA MAGISTERIAL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, DESIGNATED AS LOT NUMBERS THIRTEEN (13) AND FOURTEEN (14), ON A PLAT OF “COLUMBIA PARK”, MADE BY E. O. WILKERSON. C.L.S., DATED MARCH 22, 1954, WHICH IS RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 8 AT PAGE 254. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as


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well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 172032

V I R G I N I A: IN THE CIRCUIT COURT OF THE CITY OF RICHMOND ABIODUN S. OYELAMI, Plaintiff, v. OLUWABUKOLA O. OYELAMI, Defendant Case No. CL13-4138-2 ORDER OF PUBLICATION The object of this suit is to obtain a divorce. It appearing from an affidavit that diligence has been used by or on behalf of the plaintiff to ascertain in what county or city the defendant is, without effect, it is Ordered that the defendant appear before this Court on November 22, 2013, at 9:00 a.m., and protect her interests herein. An Extract,Teste: Bevill M. Dean, Clerk I ASK FOR THIS: Janet E. Brown, P.C. Counsel for Plaintiff 3108 N. Parham Road, Suite 600A Richmond, Virginia 23294 (804) 747-8200 (Tel.) (804) 747-3259 (Fax.)

EASEMENT ACROSS THE SIDE OF EACH LOT AS DESCRIBED IN PARAGRAPH 2 OF THE DECLARATION OF RIGHTS, RESTRICTIONS, AFFIRMATIVE OBLIGATIONS AND CONDITIONS AS SET FORTH IN SUCH DOCUMENT RECORDED IN DEED BOOK 1722, AT PAGE 1777 IN THE AFOREMENTIONED CLERK’S OFFICE. BEING THE SAME REAL ESTATE CONVEYED TO CRAIG A. ROBINSON AND HEATHER C. ROBINSON, AS TENANTS BY THE ENTIRETY WITH THE RIGHT OF SURVIVORSHIP AS AT COMMON LAW, FROM PUNITABEN B. TAILOR, DATED FEBRUARY 2, 2005, RECORDED FEBRUARY 25, 2005, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN DEED BOOK 6241, PAGE 386.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 172105 Corporation: HJJE LLC Trading as: FW SULLIVANS FAN BAR & GRILLE 2401 W MAIN ST Richmond, VA 23220-4436 The above establishment is applying to the VIRGINIA DEPARTMENT OF ALCOHOLIC BEVERAGE CONTROL (ABC) for a MIXED BEVERAGE CATERER LIMITED license to sell or manufacture alcoholic beverages. Joseph Carter – Managing Partner NOTE: Objections to the issuance of this license must be submitted to ABC no later than 30 days from the publishing date of the first of two required newspaper legal notices. Objections should be registered at www.abc. virginia.gov or 800-552-3200. TRUSTEE SALE 104 Nagle Ave, Sandston, VA 23150-1536 Henrico County In execution of a Deed of Trust in the original principal amount of $51,750.00, dated  June 5, 2003  recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3497, at page 0491, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auc-

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tion at the entrance to the  Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on November 7, 2013  at  9:00 o’clock  am  the property described in said deed, located at the above address and briefly described as: Lot 3, in Block 4, as shown on a map showing subdivision of portion of Section D, Sandston, with improvements thereon. Subject to Deed of Trust dated 6-23-09 and recorded 7-23-09 in Deed Book 2932 at page 139.  Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE:  CASH:  A deposit of $5,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE,P.C. (40-03219012/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net TRUSTEE’S SALE OF 4001 River Road, Petersburg arta South Chesterfield, VA 23803 In execution of a certain deed of trust dated June 22, 2007, in the original principal amount of $226,550.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7992 Page 0885, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on November 21, 2013, at 8:31 AM, the property described in said deed of trust, located at the above address. Parcel ID: 793612600600000. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of

his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 171967 TRUSTEE SALE 2913 Old Gun Road West, Midlothian, VA 23113-2123 Chesterfield County In execution of a Deed of Trust in the original principal amount of $335,000.00, dated March 23, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7699, at page 0404, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on October 29, 2013 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Containing 2.25 acres, more or less, as shown on plat of survey dated January 10, 1989, recorded in Deed Book 2379, Page 1250, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE:  CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-02498309/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net Trustee’s Sale 322 Seven Pines Avenue, Sandston, Virginia 23150 (Tax ID No. 830-716-6229) Default having been made in the terms of a certain Deed of Trust dated November 27, 2001, in the original principal amount of $71,350.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in

Deed Book 3179, at page 0915, the undersigned Substitute Trustee will sell at public auction on November 21, 2013, at  10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lot 12, Block D,   plan of Woodlawn Terrace Subdivision, according to a plat recorded in the aforesaid Clerk’s Office in Plat Book 18, Pages 80-81.  Sale  is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $7,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/ or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s  Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense.  This is a communication from a debt collector.  Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 106806, Tel:  (757)321-6465, Between 10:00 a.m. & 12:00 noon only. VIRGINIA: IN THE CIRCUIT COURT FOR THE COUNTY OF CHESTERFIELD In Re: NAME CHANGE OF NYDIA NEBILLE PULLEY, A MINOR to NYDIA CAMERON PULLEY, A MINOR Case No. CL13-2325 ORDER OF PUBLICATION 9/19/13 The object of this suit is to grant Nydia Nebille Pulley, a minor, a name change.  Lisa Lynn Pulley, the mother of the Petitioner, filed this Application for Change of Name on Nydia Nebille Pulley’s behalf.     WHEREFORE, an affidavit having been filed by Petitioner’s mother, Lisa Lynn Pulley, that due diligence has been used without effect to ascertain the location of Adnan Mohammad Alseidi, it is ORDERED that Adnan Mohammad Alseidi appear before this Court on the 26th  of November, 2013, at 8:45 a.m. to protect his interests herein. AN EXTRACT TESTE: JUDY L. WORTHINGTON, CLERK Rick A. Friedman, II, Esquire (VSB#46870) Matthew Morris, Esquire (VSB#84241) Friedman Law Firm, P.C. 9620 Iron Bridge Road Suite 101 Chesterfield, VA 23832 (804) 717-1969 (telephone) (804)748-4161 (telecopier) Counsel for the Petitioner TRUSTEE’S SALE OF 908 Hurtsborne Court, Richmond, VA 23223 In execution of a certain deed of trust dated February 22, 2007, in the original principal amount of $82,000.00 recorded

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TRUSTEE’S SALE OF 7705 Breaker Point Court, Chesterfield, VA 23832 In execution of a certain deed of trust dated April 24, 2009, in the original principal amount of $185,130.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8680 Page 0972, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on November 21, 2013, at 8:30 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN MATOACA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, AND DESIGNATED AS LOT 37, BLOCK D, SECTION II, OF ASHBROOK AS SHOWN ON A PLAT MADE BY J. K. TIMMONS & ASSOCIATES, INC., DATED NOVEMBER 6, 1986, AND RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 55, PAGES 49 THROUGH 53, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID PROPERTY. TOGETHER WITH ALL RIGHTS AND SUBJECT TO ALL OBLIGATIONS AS SET FORTH IN THE “ASHBROOK, SECTION II, DECLARATION OF COVENANTS AND RESTRICTIONS OF THE ASHBROOK COMMUNITY ASSOCIATION, INC., AND S & B DEVELOPMENT COMPANY OF VIRGINIA, INC., AS AMENDED, AND DECLARATION OF RIGHTS, RESTRICTIONS, AFFIRMATIVE OBLIGATIONS, AND CONDITIONS APPLICABLE TO SECTION II IN ASHBROOK”, RECORDED ON DECEMBER 1, 1988, IN DEED BOOK 1988, PAGE 1331, IN THE AFOREMENTIONED CLERK’S OFFICE. NOTICE - THIS CONVEYANCE IS SUBJECT TO A 2 FOOT NON-EXCLUSIVE

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TRUSTEE’S SALE OF 1922 Grove Avenue, Richmond, VA 23220 In execution of a certain deed of trust dated June 15, 2007, in the original principal amount of $370,000.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 070022301, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on November 06, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL THE IMPROVEMENTS THEREON KNOWN AS NO. 1922 GROVE AVENUE AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, AS SHOWN ON A PLAT ENTITLED “PLAT OF 1922 GROVE AVENUE, RICHMOND, VIRGINIA”, DATED NOVEMBER 11, 1970, MADE BY ROBERT M. BLANKENSHIP, III, CERTIFIED LAND SURVEYOR, AND RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, CITY OF RICHMOND, VIRGINIA, DIVISION I, IN DEED BOOK 667-B, AT PAGE 219, REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE SAID LOT. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This

is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 89450

(804)358-2100

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in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4296 Page 0660, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on November 22, 2013, at 9:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: THAT CERTAIN CONDOMINIUM UNIT, LYING AND BEING IN THE COUNTY OF HENRICO, VIRGINIA, DESCRIBED AS ALL OF UNIT NO. 2-1 WYNFIELD CONDOMINIUM ONE, CONTAINING A TOTAL OF 1320 SQUARE FEET, MORE OR LESS, A CONDOMINIUM, AS DEFINED AND DESCRIBED IN THE DECLARATION, DATED OCTOBER 17, 1974, AND RECORDED FEBRUARY 3, 1975, CLERK’S OFFICE, CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN DEED BOOK 1631, PAGE 497 AND ON THE RECORDED PLAT ATTACHED TO SAID DECLARATION ENTITLED, WYNFIELD CONDOMINIUM ONE, MADE BY AUSTIN BROCKENBROUGH & ASSOCS., CONSULTING ENGINEERS, DATED OCTOBER 2, 1974, TOGETHER WITH AN INDIVIDUAL INTEREST IN THE COMMON ELEMENTS AS PROVIDED IN THE AFORESAID DECLARATION AS AN APPURTENANCE TO THE ABOVE DESCRIBED UNIT..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 171407 Trustee’s Sale 1017 Woodhaven Drive,  Richmond, Virginia 23224 (Tax ID No. C0060497011) Default having been made in the terms of a certain Deed of Trust dated October 11, 2006, in the original principal amount of $119,000.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 070003243, the undersigned Substitute Trustee will sell at public auction on November 14, 2013, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and

Clay Streets), Richmond, VA, the property designated as Lot No. 11 in Block 3, Section C-5 of Woodstock, a plat of which is recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia, in Plat Book 8, Page 267.   Sale  is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of  $11,500.00  or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/ or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s  Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense.  This is a communication from a debt collector.  Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 103059, Tel:(757) 321-6465,  Between 10:00 a.m. & 12:00 noon only. TRUSTEE’S SALE OF 2228 High Bush Circle In execution of a certain deed of trust dated May 1, 2013, in the original principal amount of $76,500 recorded in the Clerk’s Office, Circuit Court for Henrico County, VA, in Book 5133 at page 1530 as Instrument #18264, default having occurred and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction at the Circuit Court for Henrico County located at 4301 E. Parham Rd., Henrico, VA, on November 12, 2013, at 10 AM, the property described in said deed of trust, located at the above address. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Jennifer O. Schiffer, Lawrence Anderson, Jon Pels, 4905 Del Ray Avenue, Suite 507, Bethesda, MD 20814. For more information contact: Pels Anderson, LLC, attorneys for Substitute Trustees, 4905 Del Ray Avenue, Suite 507, Bethesda, MD

(804)358-2100

or email

20814, (301)986-5570,website: www. pallaw.com TRUSTEE’S SALE 9300 Shiloh Drive, Richmond, VA 23237 Parcel ID 781666867600000 Pursuant to the terms of a deed of trust dated March 31, 2006, in the original principal amount of $147,757.00, recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia, in Deed Book 7045, Page 499, the property briefly described below will be offered for sale at public auction: Lot 8, Block C, Chesswood, Sec. A, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 35, Page 63, and as more particularly described in the referenced deed of trust. The sale will take place on OCTOBER 29, 2013, AT 5:30 P.M., at the front entrance to the building housing the Circuit Court of Chesterfield County, located at 9500 Courthouse Road, Chesterfield, VA. The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERTIFIED FUNDS in the amount of $10,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-4379500 (1329565). TRUSTEE’S SALE OF 13807 Citation Drive, Midlothian, VA 23112 In execution of a certain deed of trust dated July 08, 2005, in the original principal amount of $152,377.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 6504 Page 270, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on November 21, 2013, at 8:30 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN MATOACA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, DESIGNATED AS LOT 38, SECTION 2, TRIPLE CROWN, ALL AS MORE PARTICULARLY SHOWN ON PLAT MADE BY E. D. LEWIS & ASSOCIATES, P.C., DATED MAY 20, 1988, RECORDED FEBRUARY 1, 1989, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 65, PAGES 27 THROUGH 29, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE LOT HEREBY CONVEYED. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original princi-

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pal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 149631 TRUSTEE SALE 1006 Pleasant Street, Richmond, VA 23223-5943 Henrico County In execution of a Deed of Trust in the original principal amount of $77,450.00, dated September 20, 1996  recorded in the Clerk’s Office of the Circuit Court of the  County Of Henrico,  Virginia, in  Deed Book 2674, at page 850 and modified in Deed Book 2878, at Page 913, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the   Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on  October 29, 2013  at  4:30  o’clock pm  the property described in said deed, located at the above address and briefly described as: Lot 13, Block A, Section E, Wynfield, with improvements thereon.  Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE:  CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-02074712/FHA)5040 Corporate Woods Drive,

Suite 120 Virginia Beach, Virginia 23462 757457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www. siwpc.net TRUSTEE SALE 2605 Fendall Ave, Richmond, VA 23222-3619 City of Richmond In execution of a Deed of Trust in the original principal amount of  $252,741.00, dated February 22, 2011 recorded in the Clerk’s Office of the Circuit Court of the  City Of Richmond,  Virginia, in  Instrument 110003589, at page 892 and re-recorded in Instrument 11-10734, at page 0254, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the  John Marshall Courts Building, 400 North 9th Street, Richmond,  Virginia, on November 12, 2013 at  3:30 o’clock pm  the property described in said deed, located at the above address and briefly described as: Lots 19 and 20, Block F, Battery Court, with improvements thereon.  Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE:  CASH:  A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.  Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C.  (01-00597913/FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00a.m. and 11:30a.m. or visit our website at www.siwpc.net TRUSTEE SALE 2806 Caniff Road, Richmond, VA 23223 Henrico County In execution of a Deed of Trust in the original principal amount of $133,295.07, dated May 12, 2005 recorded in the Clerk’s Office of the Circuit Court of the  County Of Henrico,  Virginia, in  Deed Book 3882, at page 0158,  default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County,  Virginia, on  November 7, 2013 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 14, Block G, Section C, Montezuma Gardens, with improvements thereon.  Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE:  CASH: A deposit of $10,000.00,

or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C.  (01-00996813/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00a.m. and 11:30a.m. or visit our website at www.siwpc.net Commonwealth of Virginia: IN THE CIRCUIT COURT OF THE COUNTY OF CHESTERFIELD P.O. Box 125, 9500 Courthouse Road, Chesterfield, Virginia 23832 In Re: JOSE HERNAIDES PINEDA AYALA V ESTELA MARGARITA CORTEZ ZAVALA Case No. CL13-2667 ORDER OF PUBLICATION The object of this suit is to: GRANT A DIVORCE. It is ORDERED that ESTELA MARGARITA CORTEZ ZAVALA appear at the above-named court and protect his/her interests on or before the 1st day of December 2013. ENTERED: September 24, 2013 A Copy Teste:Judy L. Worthington, Clerk of Circuit Court Teri A. Curry, Esquire 914 Denbigh Blvd. Yorktown, VA 23692 757-877-2244 TRUSTEE’S SALE OF 11634 Timberly Waye, Richmond, VA 23233 In execution of a certain deed of trust dated July 28, 2003, in the original principal amount of $121,000.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3502 Page 1350, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on November 22, 2013, at 9:03 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN TUCKAHOE MAGISTERIAL DISTRICT, HENRICO COUNTY, VIRGINIA AND SHOWN AND DESIGNATED AS LOT 2, BLOCK F, SECTION A, ON SUBDIVISION PLAT OF SUSSEX WOOD, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 73, PAGES 58 AND 59, TO WHICH PLAT REFERENCE IS


to advertise call

TRUSTEE SALE 5412 Stokes Ln, Richmond, VA 23226 City of Richmond In execution of a Deed of Trust in the original principal amount of  $101,464.00, dated December 7, 2007  recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond,  Virginia, in  Instrument 080000983, at page 0353,  default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the  John Marshall Courts Building, 400 North 9th Street, Richmond,  Virginia, on November 12, 2013  at  3:30  o’clock pm the property described in said deed, located at the above address and briefly described as: All that certain property situated in Richmond City property located at 5412 Stokes Lane, plat dated July 5, 1984, made by A.G. Harocopos & Associates, P.C. Certified Land Surveyor and Consultant, with improvements thereon.  Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE:  CASH:  A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer

Carol A.N. Breit, Esquire, VSB#16325 5602 Grove Avenue Richmond, Virginia 23226 804 282-9226 804 288-4912

V I R G I N I A: IN THE CIRCUIT COURT FOR THE COUNTY OF CHESTERFIELD EIRK MATTHEW FORD, Plaintiff, v. TERESA DARLENE FORD, Defendant Case No: CL-13-1451 ORDER OF PUBLICATION October 3, 2013 The object of this suit is to enter a Decree of Divorce on the grounds that the parties have lived separate and apart without cohabitation for a period in excess of one (1) year. It appearing by affidavit that the Defendant’s last known address was 4240 Farmhill Lane, Chesterfield, Virginia 23832 and the Defendant’s present whereabouts are unknown, and diligence has been used by or on behalf of the Plaintiff to ascertain in what county or city the Defendant is without effect it is ORDERED that the Defendant appear before this Court on or before October 25, 2013 at 9:00 a.m. and protect her interests. AN EXTRACT TESTE: JUDY L. WORTHINGTON, CLERK

TRUSTEE SALE 3509 Chapel Drive, Richmond, VA 23224-5007 City of Richmond In execution of a Deed of Trust in the original principal amount of  $112,000.00, dated September 25, 2007 recorded in the Clerk’s Office of the Circuit Court of the  City Of Richmond,  Virginia, in  Instrument 070032532, at page 636,  default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond,  Virginia, on October 31, 2013  at  10:00 o’clock  am  the property described in said deed, located at the above address and briefly described as: Lot 124, McGuire Homes, recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia, in Plat Book 8, Page 54, with improvements thereon.  Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE:  CASH: A deposit of  $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that

the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT:SAMUEL I. WHITE,P.C.  (01-025716-11/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www. siwpc.net TRUSTEE SALE 7092 Spicewood Dr, Mechanicsville, VA 23111-5600 Hanover County In execution of a Deed of Trust in the original principal amount of $209,560.00, dated December 15, 2006 recorded in the Clerk’s Office of the Circuit Court of the  Hanover County, Virginia, in  Document No. 060023932, in Book No. 2815, at Page 0545,default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the  Circuit Court Hanover County, Hanover, on November 8, 2013  at 12:00 PM  the property described in said deed, located at the above address and briefly described as: Lot 7, Block F, Hanover Grove, Section 1, with improvements thereon.  Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.  TERMS OF SALE:  CASH: A deposit of $20,000, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C.  (2806) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net TRUSTEE’S SALE OF 15517 Silvertree Lane, Colonial Heights, VA In execution of the Deed of Trust dated

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March 7, 2007, in the original principal amount of $139,000.00, recorded in Deed Book 7667, page 177, in the Clerk’s Office of the Circuit Court for the County of Chesterfield, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the note, the undersigned, as Substitute Trustee, will sell at public auction at the front entrance of the Circuit Court for the County of Chesterfield on October 29, 2013, at 9:15 a.m., the property located at the above address and described as Lot 45, Block E, Section 5, Tinsbery Trace, County of Chesterfield, Virginia. TERMS: CASH. PROPERTY SOLD AS IS WITH SPECIAL WARRANTY OF TITLE. A deposit of $ 13,000.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, in cash, cashier’s check or certified funds only payable to “FIRST COLONY TRUSTEES, LLC, TRUSTEE”, balance due within 15 days from date of sale. No personal checks accepted. Upon purchaser’s default, the deposit shall be forfeited and the property resold at the risk and costs of the defaulting purchaser. Sale is subject to post sale confirmation and audit of the status of the loan including, but not limited to, determination of whether the borrower filed for bankruptcy protection, entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. Sale is subject to all prior liens, easements, restrictions, covenants, reservations and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. Real estate taxes will be adjusted to the date of sale. All costs of conveyance, deed, examination of title, recording charges and grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. Additional terms may be announced at the time of sale. Time is of the essence. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. For Information Contact: FIRST COLONY TRUSTEES, LLC, Substitute Trustee(s) 13-207BF (79.22) at: P. O. Box 120450, Newport News, Virginia 23612-0450 (757) 597-6440 TRUSTEE’S SALE OF 2415 Grey Oak Drive, Richmond arta North Chesterfield, VA 23236 In execution of a certain deed of trust dated April 23, 2010, in the original principal amount of $248,333.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 9070 Page 0967, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on November 07, 2013, at 8:32 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN THE COUNTY OF CHESTERFIELD, VIRGINIA, KNOWN AS LOT 14, OAK HILL, AS SHOWN ON SUBDIVISION PLAT RECORDED IN PLAT BOOK 75, PAGE 52..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the

form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com BWW# 167121 TRUSTEE’S SALE OF 8823 Buffalo Nickel Turn, Midlothian, VA 23112 In execution of a certain deed of trust dated February 28, 2011, in the original principal amount of $216,847.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 9354 Page 0964, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on November 21, 2013, at 8:31 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN MATOACA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, AND BEING KNOWN, NUMBERED AND DESIGNATED AS LOT 8, ON THAT CERTAIN PLAT ENTITLED “BAYHILL POINTE, SECTION 6”, PREPARED BY E.D. LEWIS AND ASSOCIATES, P.C., DATED APRIL 19, 1999, RECORDED JULY 8, 1999 IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 105, PAGE 77 AND 78 TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or

paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 172429 TRUSTEE SALE 512 Gardiner Road, Richmond, VA 23229-6919 Henrico County In execution of a Deed of Trust in the original principal amount of  $211,800.00, dated October 29, 2002  recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico,  Virginia, in  Deed Book 3343, at page 2609, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County,  Virginia, on  November 7, 2013 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 4, Block B, on the plan of College Hills, Section 1, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE:  CASH:  A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.  Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C.  (40-03277012/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00a.m. and 11:30a.m. or visit our website at www.siwpc.net TRUSTEE SALE 9113 University Blvd, Richmond, VA 23229-6541 Henrico County In execution of a Deed of Trust in the original principal amount of  $201,500.00, dated March 27, 2007  recorded in the Clerk’s Office of the Circuit Court of the County Of Hen-

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including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.  Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE,P.C. 01-01116213/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net

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HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED. TOGETHER WITH AN EASEMENT OF ENJOYMENT IN THE COMMON AREAS TO BE HELD AS APPURTENANT TO THE ABOVE LOT AS DESCRIBED IN THE DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS OF SUSSEX WOOD TOWNHOUSE ASSOCIATION DATED MAY 26, 1981 AND RECORDED JUNE 12, 1981, IN THE ABOVE CLERK’S OFFICE IN DEED BOOK 1833, PAGE 723..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 172766

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rico,  Virginia, in  Deed Book 4325, at page 2163,  default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the  Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on November 12, 2013  at  4:30o’clock pm  the property described in said deed, located at the above address and briefly described as: Lot 109, Block 2, University Heights, with improvements thereon. Subject to Deed of Trust dated 8-22-02 and recorded 8-27-02 in Deed Book 3297 at Page 1168. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.  Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-00317912/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE’S SALE OF 7110 Foxlair Drive, Mechanicsville, VA 23111 In execution of a certain deed of trust dated January 19, 2007, in the original principal amount of $215,027.00 recorded in the Clerk’s Office, Circuit Court for Hanover County, Virginia, in Deed Book 2832 Page 0408, and modified on July 23, 2008, to increase the principal balance to $234,117.07. This modification agreement was recorded in Deed Book 2928, Page 2891, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Hanover County, 7501 Library Drive, Hanover, Virginia, on November 18, 2013, at 8:30 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN MECHANICSVILLE DISTRICT, HANOVER COUNTY, VIRGINIA, DESIGNATED AS LOT 8, BLOCK A, FOXLAIR SUBDIVISION, SECTION A, ALL AS SHOWN ON PLAT OF SURVEY MADE BY GOODFELLOW, JALBERT, BEARD AND ASSOCIATES, INC., ENGINEERING, SURVEYING AND PLANNING, DATED JANUARY 6, 1987,

RECORDED APRIL 6, 1987, IN THE CLERK’S OFFICE, CIRCUIT COURT, HANOVER COUNTY, VIRGINIA, IN SUBDIVISION PLAT BOOK 6, PAGE 15 AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE LOT HEREBY CONVEYED. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 147825 TRUSTEE’S SALE OF 6300 Walnut Forest Court, Richmond, VA 23231 In execution of a certain deed of trust dated April 23, 2003, in the original principal amount of $150,859.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3451 Page 0596, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on November 08, 2013, at 9:03 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE COUNTY OF HENRICO COUNTY, VIRGINIA, KNOWN AS LOT 89, BLOCK B, SECTION D, DARBYTOWN MEADOWS, ALL AS SHOWN ON SUBDIVISION PLAT ENTITLED, “DARBYTOWN MEADOWS, SECTION D, VARINA DISTRICT, HENRICO COUNTY, VIRGINIA”, PREPARED BY EDWARDS SURVEYING INC., DATED SEPTEMBER 7, 1995, A COPY OF WHICH PLAT IS RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 103, PAGE 111, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is

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lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 156966 TRUSTEE’S SALE OF 8604 Ashbury Hills Terrace, Richmond, VA 23227 In execution of a certain deed of trust dated September 27, 2005, in the original principal amount of $450,000.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3976 Page 1903, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on November 08, 2013, at 9:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN HENRICO COUNTY, VIRGINIA KNOWN AND DESIGNATED AS LOT 11, BLOCK B, SECTION 1, ASHBURY AT STONELEIGH, ALL AS SHOWN ON RECORDED SUBDIVISION PLAT BY QMT CIVIL ENGINEERS & CONSTRUCTION MANAGERS DATED FEBRUARY 6, 2004 RECORDED JANUARY 20, 2005 IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA IN PLAT BOOK 121 PAGES 3-6..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy,

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in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 117040 TRUSTEE’S SALE OF 3214 North Avenue, Richmond, VA 23222 In execution of a certain deed of trust dated October 14, 2004, in the original principal amount of $99,000.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 040035055, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on November 13, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, TOGETHER WITH THE IMPROVEMENTS THEREON, KNOWN AND DESIGNATED AS NO. 3214 NORTH AVENUE, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, AND DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE WESTERN LINE OF NORTH AVENUE 150 FEET SOUTH OF THE INTERSECTION OF THE SOUTHERN LINE OF MEREDITH STREET WITH THE WESTERN LINE OF NORTH AVENUE THENCE RUNNING SOUTHWARDLY ALONG THE SAID WESTERN LINE OF NORTH AVENUE AND FRONTING THEREON 50 FEET, AND EXTENDING BACK WESTWARDLY FROM SAID FRONT, BETWEEN PARALLEL LINES 130 FEET TO AN ALLY FIFTEEN (15’) FEET WIDE, BEING LOT NO. 16, IN BLOCK 5, AS SHOWN ON THE PLAT OF NORTH RICHMOND TERRACE, MADE BY T. CRAWFORD REDD & BROTHER, SURVEYORS, DATED JUNE 5, 1913, AND REVISED MAY 3, 1916 AND RECORDED IN THE OFFICE OF THE CLERK OF THE CHANCERY COURT OF THE CITY OF RICHMOND IN PLAT BOOK 4, PAGE 52. AND BEING THE SAME PROPERTY CONVEYED TO DARRYL A. FITZGERALD, AN UNMARRIED MAN, BY DEED FROM LORETTA DAVIS THOMAS, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT OF RICHMOND, VIRGINIA AS INSTRUMENT NUMBER 000017576. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determina-

tion of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 138844 TRUSTEE’S SALE OF 20400 Hickory Branch Drive, Petersburg, VA 23803 In execution of a certain deed of trust dated May 25, 1994, in the original principal amount of $78,041.20 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 2534 Page 851, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on November 07, 2013, at 8:30 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND TOGETHER WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN MATOACA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, AND BEING SHOWN AND DESIGNATED AS LOT 17, ON, A CERTAIN PLAT ENTITLED STONEWOOD MANOR, SECTION 1, MATOACA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA”, DATED MAY 19, 1989,. MADE BY E.D. LEWIS & ASSOCIATES, P.C., AND RECORDED MARCH 1, 1990, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA; IN PLAT BOOK 70, PAGES 5 AND 6, REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a com-

munication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201 (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 121996 TRUSTEE’S SALE OF 1209 N 24th Street, Richmond, VA 23223 In execution of a certain deed of trust dated January 24, 2011, in the original principal amount of $115,500.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 110002468, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on November 13, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND, WITH THE BUILDINGS AND IMPROVEMENTS THEREON AND THE APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, KNOWN AS NO. 1209 NORTH 24TH STREET, AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE EASTERN LINE OF 24TH STREET DISTANT THEREON ONE HUNDRED TWO (102’) FEET NORTH OF ITS INTERSECTION WITH THE NORTH LINE OF “R” STREET; THENCE RUNNING NORTHWARDLY ALONG AND FRONTING ON THE SAID EASTERN LINE OF 24TH STREET TWENTYEIGHT (28’) FEET, AND EXTENDING BACK EASTWARDLY BETWEEN PARALLEL LINE ONE HUNDRED TWENTY-FIVE (125’) FEET TO AN ALLEY FOURTEEN (14’) FEET WIDE. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www.


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bwwsales.com. BWW# 171500

Deed Book 10326, page 844 among the land records of Chesterfield County, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on October 31, 2013 at 10:00  A.M., local time, at the main entrance of the Circuit Court for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia 23832-0125, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 13609 Branders Bridge Road, Chester, Virginia 23831; Tax Map No.: 7856466884700000. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rightsof-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293. TRUSTEE’S SALE OF 3913 Montclair Road, Richmond, VA 23223 In execution of a certain deed of trust dated April 24, 2006, in the original principal amount of $158,100.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4108 Page 1035, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on November 15, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING, AND BEING IN FAIRFIELD DISTRICT, HENRICO COUNTY, VIRGINIA, AND KNOWN AND DESIGNATED AS LOT 4, BLOCK F, SECTION III, MAPLEWOOD FARMS, AS SHOWN ON A PLAT MADE BY BALZER AND ASSOCIATES, INC., DATED APRIL 5, 1988, AND RECORDED JUNE 21, 1988, IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 87, PAGE 56, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID PROPERTY. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale,

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otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 133314 TRUSTEE SALE 6216 Swanson Rd, Richmond, VA 23225-7222 City of Richmond In execution of a Deed of Trust in the original principal amount of $87,500.00, dated August 26, 2005  recorded in the Clerk’s Office of the Circuit Court of the  City Of Richmond,  Virginia, in  Instrument 050029758, at page 0446,  default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the  John Marshall Courts Building, 400 North 9th Street, Richmond,  Virginia, on October 31, 2013  at  10:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 7, Block A, Worthington Farms, Section A, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE:  CASH:  A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.  Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-02285411/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www. siwpc.net

TRUSTEE SALE 413 Fayette Ave, Richmond, VA 23222-1314 Henrico County In execution of a Deed of Trust in the original principal amount of $81,600.00, dated September 8, 2005  recorded in the Clerk’s Office of the Circuit Court of the  County Of Henrico,  Virginia, in  Deed Book 3962, at page 1330,  default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the  Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County,  Virginia, on  November 5, 2013 at 4:30o’clock pm the property described in said deed, located at the above address and briefly described as: Lots 27 and 28, Block 3, Confederate Heights, with improvements thereon.  Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE:  CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE,P.C.  (01-00635213/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net TRUSTEE’S SALE OF 1018 Barlen Drive, Richmond, VA 23225 In execution of a certain deed of trust dated February 17, 2005, in the original principal amount of $62,178.91 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 050005636, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on November 20, 2013, at 9:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT PARCEL OF LAND IN CITY OF RICHMOND, RICHMOND CITY COUNTY, COMMONWEALTH OF VIRGINIA, AS MORE FULLY DESCRIBED IN DEED BOOK 556, PAGE 1327, ID# C007-0200-034, BEING KNOWN AND DESIGNATED AS LOT 4, BLOCK C, BARLETH HEIGHTS, FILED IN PLAT BOOK 10, PAGE 16, RECORDED 08/19/1956. TERMS OF SALE: ALL CASH. A bidder’s deposit

of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 168788 TRUSTEE SALE 8012 Clear Run Court, Mechanicsville, VA 23111 Hanover County In execution of a Deed of Trust in the original principal amount of $256,000.00, dated January 6, 2006 recorded in the Clerk’s Office of the Circuit Court of the  Hanover County, Virginia, in  Document No. 060000742, in Book No. 2647, at Page 250,default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, on  November 1, 2013  at 12:00 Noon  the property described in said deed, located at the above address and briefly described as: Lot 11, Pebble Creek, Section 4-B, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE:  CASH: A deposit of $20,000, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (1514) 5040 Corporate Woods Drive, Suite 120

[ classifieds ] October 23, 2013

NOTICE OF TRUSTEE’S SALE OF PROPERTY LOCATED AT 13609 BRANDERS BRIDGE ROAD CHESTER, VIRGINIA 23831 In execution of a Deed of Trust in the original principal amount of $129,172.04 from Barthurst Homes, Inc., dated September 12, 2008, recorded September 16, 2008 in Deed Book 8461, page 723 among the land records for Chesterfield County, Virginia, default having occurred, the Substitute Trustee, who was appointed by Instrument #41692 recorded in

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TRUSTEE SALE Interests in the Brandermill Resort Time-Share Project 13550 Harbour Point Parkway, Midlothian, VA 23113 Chesterfield County In execution of a Deed of Trust in the original principal amount of  $3,500,000.00, dated July 25, 2005  recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 6541, at page 717,  (the “Deed of Trust”) default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County,  Virginia, on  October 30, 2013  at  11:00 o’clock  am  all of the Grantor’s Interest in  the property described in said deed, located at the above address and briefly described as: PARCEL 1: All that certain lot, piece or parcel of land, together with all improvements thereon, lying in Clover Hill District, Chesterfield County, Virginia, as shown on the plat of survey made by J.K. Timmons, Inc., dated December 14, 1984 entitled “Plat showing improvements on 5.146 acres of land lying South of Swift Creek Reservoir” and recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia in Plat Book 48, Page 22. Together with a non-exclusive easement for ingress and egress to and from that certain. 0.874 acres, more or less, tract as shown on “Plat showing a private drive from the north line of Harbour Pointe Parkway to the Brandermill Conference Center Clover Hill District, Chesterfield County, Virginia” made by J.K. Timmons & Associates, dated June 27, 1989 and recorded in Deed Book 2042, page 1590. PARCEL 2: A. All that certain lot, piece or parcel of land lying and being in Clover Hill District, Chesterfield County, Virginia, as shown on the plat of survey by J.K. Timmons, dated September 16, 1996 entitled “compiled plat showing 3.5 + acres of land lying north of Harbour Pointe Parkway containing 3.5 acres”, a copy of which plat is recorded in the Clerk’s Office, Circuit Court, Chesterfield County, Virginia in Plat Book 92, page 58. B. All those certain lots, pieces or parcels of land lying and being in Clover Hill District, Chesterfield County, Virginia, as shown on the plat of survey by J.K. Timmons, dated August 16, 1996 entitled “Compiled plat showing 2 parcels of land lying north of Harbour Pointe Parkway  designated as parcel A, containing 1.882 acres and Parcel B, containing 1.191 acres’ a copy of which plat is recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia in Deed Book 2965, at page 67, with improvements thereon. Collectively, the aforesaid land and improvements thereon are referred to as the “Land” LESS, Save and Excepting there from the time share use of the following shared units reserved to the Grantor: (a) Room #260 Phase I weeks one (1) through fifty-two (52), both inclusive. (b) Room #255 Phase I weeks one (1) through fifty-two (52), both inclusive. (c) Room #258 Phase I weeks one (1) through fifty-two (52), both inclusive. (d) Room #257 Phase I weeks one (1) through fifty-two (52), both inclusive. (e) Room #261 Phase I weeks one (1) through fifty-two (52), both inclusive. (f) Room #264 Phase I weeks one (1) through fifty-two (52), both inclusive. The Land has been subject to a timeshare regime, and is generally known as the Brandermill Resort Time-Share Project a time-share project created by First Amended Time-Share Instrument recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 5807 at Page 972

(the “Time Share Instrument”) and under the Virginia Real Estate Time-Share Act, Virginia Code Section 55-360 et seq. (the “Act”). The property to be sold at foreclosure (the “Property”) consists of the interests owned by the Grantor in (i) the “Time-Share Units” and “Weeks” (as defined by the Act and the Time Share Instrument), including all personal property of the Grantor and fixtures located therein at the time of sale; (ii) the undivided ownership interest in common in and to the “Common Elements” (as defined by the Act and the Time Share Instrument), including all personal property of the Grantor, fixtures located therein at the time of sale, and all parking spaces; (iii) all rights of the Grantor in and to the Association (as defined by the Act and the Time Share Instrument) and all appurtenant rights and interests, easements, licenses and voting rights, powers, benefits and privileges; and (iv) the Land; and (v) all other rights, titles, and interests of the Grantor encumbered by the Deed of Trust and not enumerated in clauses (i)-(v) above. In addition, in the event the successful bid for the Property is one to purchase all of it in bulk, then pursuant to the Deed of Trust, the successful bidder shall, upon his or her request, be entitled to succeed to the special rights of Borrower as a developer and with respect to the management, government and administration of the Association. Tax Parcel Identification Nos.: 730-675-1282-00-000, 730-6754590-00-000, 730-675-4863-00-000, 730-675-6859-00-000 Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid Property. The sale and conveyance of both the Property and any personal property shall be made subject to the Time Share Instrument, the applicable provisions of the Act. TERMS OF SALE:  CASH: A deposit of $50,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (30) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE,P.C. (2912-05/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00a.m. and 11:30 a.m. or visit our website at www.siwpc.net

October 23, 2013 [ classifieds ]

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TRUSTEE SALE 5524 Jones Mill Drive, Glen Allen, VA 23060-9256 Henrico County In execution of a Deed of Trust in the original principal amount of  $266,400.00, dated February 8, 2007  recorded in the Clerk’s Office of the Circuit Court of the  County Of Henrico,  Virginia, in  Deed Book 4288, at page 1232 and re-recorded in Deed Book 4355, at page 1854, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the   Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County,  Virginia, on  November 7, 2013 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 12, Block A, Summerberry, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE:  CASH: A deposit of  $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-02003910/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00a.m. and 11:30a.m. or visit our website at www.siwpc.net

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TRUSTEE’S SALE 1507 Bronwyn Rd #302 (Unit194) Richmond, VA 23238 Parcel ID 747-746-3559.194 Pursuant to the terms of a deed of trust dated June 6, 2005, in the original principal amount of $117,500.00, recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia, in Deed Book 3894, Page 1584, the property briefly described below will be offered for sale at public auction: Unit 194, Regency Woods Condominium, as established by Declaration recorded in the aforesaid Clerk’s Office in Deed Book 1662, Page 768, as amended, and as more particularly described in the referenced deed of trust. The sale will take place on OCTOBER 29, 2013, AT 11:15 A.M., at the front entrance to the building housing the Circuit Court of Henrico County, located at 4301 East Parham Road, Henrico, VA. The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements

and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERTIFIED FUNDS in the amount of $10,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-4379500 (1329561). V I R G I N I A: IN THE CIRCUIT COURT FOR THE COUNTY OF HENRICO Lola Guyamova Childress, Plaintiff, v. Gregory Arthur Childress, Defendant. CASE NO: CL13-2149 ORDER OF PUBLICATION The object of this suit is to obtain a divorce a vinculo matrimonii from the defendant on the ground of more than one year of continuous seperation. It appearing from Affidavit that due diligence has been used by the plaintiff to ascertain in what county or city the defendant is, without effect, it is ORDERED that the defendant appear before this Court on or before 11/25/13 and do what is necessary to protect his interest herein. ENTER: 9/20/13 Lee A. Harris, Jr., JUDGE A COPY TESTE: YVONNE G. SMITH, CLERK I ask for this: Arturas Overas Counsel for Plaintiff Law Offices of HYDER & OVERAS 5516 Falmouth Street,Suite 100 Richmond, Virginia 23230 Phone: (804)673-2222 Fax: (804)282-3231 VSB#: 42372 VIRGINIA: IN THE CIRCUIT COURT FOR THE COUNTY OF CHESTERFIELD CABELL LIPSCOMB, III, Plaintiff, v. VADA MARIE BAYER LIPSCOMB, Defendant. Case No: CL13-2593 ORDER OF PUBLICATION September 17, 2013 The object of this suit is for the Plaintiff, CABELL LIPSCOMB, III, to obtain a divorce from the bond of matrimony from the Defendant, VADA MARIE BAYER LIPSCOMB, due to the fact that they have lived seperate and apart for more than one (1) year. It appearing from an Affidavit that the Defendant, VADA MARIE BAYER LIPSCOMB, is not a resident of the Commonwealth of Virginia, it is ordered that the Defendant appear before this court on or before the 31st of October, 2013, at 8:00 am, and to what is necessary to protect her interest herein. A Copy Teste: Judy L. Worthington, Clerk of Circuit Court Matthew J. Zwerdling, Esquire ZWERDLING, OPPLEMAN, & ADAMS 5020 Monument Ave. Richmond, VA 23230 804-355-5719

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TRUSTEE’S SALE OF 3345 Britton Road Richmond, VA 23231 In execution of a certain deed of trust dated July 09, 2007, in the original principal amount of $161,200.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4375 Page 1755, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on November 08, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address. Parcel ID: 823-696-4088 and 823-696-5793. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 171230 TRUSTEE’S SALE OF 1532 Austin Road, Chester, VA 23836 In execution of a certain deed of trust dated November 18, 2008, in the original principal amount of $189,059.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8520 Page 0575, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on November 21, 2013, at 8:30 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO APPERTAINING, LYING, BEING AND SITUATE IN THE COUNTY OF CHESTERFIELD, VIRGINIA, BEING KNOWN, NUMBERED AND DESIGNATED AS LOT 10, BLOCK A, SECTION D, PRESTWOULD FARMS, A SUBDIVISION OF SAID COUNTY, PLAT OF WHICH IS RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF THE SAID COUNTY IN PLAT BOOK 27, PAGES

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69 AND 70, REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION. BEING THE SAME REAL ESTATE CONVEYED TO CHRISTOPHER J. CRUSAN AND WENDI J. CRUSAN, HUSBAND AND WIFE, AS TENANTS BY THE ENTIRETY WITH THE RIGHTS OF SURVIVORSHIP AS AT COMMON LAW, BY DEED FROM HILTON H. HAZELTON AND ASHLEY F. HAZELTON, HUSBAND AND WIFE, DATED SEPTEMBER 27, 2005, AND RECORDED OCTOBER 6, 2005 IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN DEED BOOK 6691, PAGE 988..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 156225 TRUSTEE’S SALE OF 1823 West Main Street Richmond, Virginia 23220 Tax ID #W000-0810/004 In execution of a certain Deed of Trust (the “Deed of Trust”) dated October 27, 2006, recorded October 30, 2006, in the Clerk’s Office, Circuit Court of the City of Richmond, Virginia, as Instrument #060037484 at page 1028, securing a loan which was in an original sum of $100,000.00, default having been made under the Deed of Trust, the undersigned Substitute Trustee, appointed such by a Substitution of Trustee recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia, on April 15, 2013, as Instrument #130007853, page 0076, pursuant to the request of the holder of the Note thereby secured, after giving not less than fourteen (14) days prior written notice thereof to the owners of the hereinafter described property, of the date, time, place and terms of the sale, will offer for sale at public auction, ALL that certain lot, piece or parcel of land, with the buildings and improvements thereon, situate, lying and being in the City of Richmond, Virginia, and being Lot “J” on plat of survey made by T. Crawford Redd and Brothers, dated November 11, 1989, and recorded in Deed Book 204-A, page 344, Richmond Circuit Court (formerly Richmond Chancery Court) and known as 1823 West Main Street, and more particularly described as follows: BEGINNING at

a point on the south line of Main Street distant thereon 77 feet east of the eastern line of Granby Street, thence extending eastwardly along the south line of Main Street and fronting thereon 25 feet thence running back southwardly between parallel lines 120 feet to an alley in the rear 10 feet wide. Tax ID #W000-0810/004. Said public auction is to be held on the front steps of the Circuit Court of the City of Richmond, Virginia, located at 400 North Ninth Street, John Marshall Courts Building on Thursday, October 24, 2013, at 8:30 a.m. TERMS OF SALE: ALL CASH. A bidder’s deposit of $10,000.00 or 10% of the amount secured, may be required from the successful bidder, in the form of cash, certified or cashier’s check. The Substitute Trustee reserves the right to waive or modify the requirement with respect to bidder’s deposit. The successful bidder will be required to close within 15 days from the sale date. The property shall be sold “AS IS” and will be conveyed by Special Warranty Deed, with no representation or warranties of any kind whatsoever including, but not limited to, zoning, topography, soil type or content, environmental, or availability of public utilities, SUBJECT to all easements, rights-of-way, agreements, declarations, reservations, covenants, conditions and restrictions of record as they may lawfully affect the Property, and any information a survey or inspection of the Property would disclose. The purchaser shall pay all costs of closing, recording (excluding Grantor’s Tax) and conveyance, which shall be by Special Warranty Deed. Real estate taxes for the calendar year 2013 will be prorated as of the date of sale. If the purchaser defaults, the Substitute Trustee reserves the right to retain the purchaser’s deposit, re-advertise and sell the Property at the risk and cost of the defaulting purchaser, and the Substitute Trustee may avail himself of any legal or equitable rights against the defaulting purchaser. Neither the Substitute Trustee nor the holder of the note secured by the deed of trust will deliver possession of the Property to the successful bidder. IRWIN A. HELLER, Substitute Trustee, 2201 Libbie Avenue, Suite 200, Richmond, Virginia 23230 (804) 673-6600. TRUSTEE’S SALE OF 2712 Belt Boulevard, Richmond, VA 23234 In execution of a certain deed of trust dated July 23, 2010, in the original principal amount of $158,710.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 1090014909, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on November 06, 2013, at 9:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, KNOWN AS LOT 6, HICKORY HILL ESTATES, ALL AS MORE PARTICULARLY SHOWN ON SUBDIVISION PLAT OF HICKORY HILL ESTATES AS PREPARED BY VIRGINIA SURVEYS, DATED APRIL 28, 2005, IN THE CLERK’S OFFICE, CIRCUIT COURT, CITY OF RICHMOND, VIRGINIA, AS INSTRUMENT NO. 05-61, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY

HEREBY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 159679 TRUSTEE’S SALE OF 509 Willomett Avenue, Richmond, VA 23227 In execution of a certain deed of trust dated January 23, 2008, in the original principal amount of $164,231.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4464 Page 0333, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on November 08, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OF LAND LYING AND BEING IN THE COUNTY OF HENRICO, VIRGINIA, KNOWN AS 509 WILLOMETT AVENUE AND DESIGNATED AS LOT 13, BLOCK 2, ON THE PLAT OF CHAMBERLAYNE ESTATES, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 16, PAGE 39.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit


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without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www. bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)5484600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 110748

Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County,  Virginia, on  November 14, 2013  at  11:15 o’clock  am the property described in said deed, located at the above address and briefly described as: Lot 7, Block Y, Section C, Oxford, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.  TERMS OF SALE:  CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-00596212/FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net TRUSTEE’S SALE OF 1317 Byron Street, Richmond, VA 23222 In execution of a certain deed of trust dated January 11, 2008, in the original principal amount of $110,250.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4461 Page 1126, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on November 01, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: PARCEL 1: ALL THAT CERTAIN LOT PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN FAIRFIELD MAGISTERIAL DISTRICT, HENRICO COUNTY, VIRGINIA, AND DESIGNATED AS LOT 10, BLOCK 16, PLAN OF EAST HIGHLAND PARK, AS SHOWN ON A PLAN PREPARED BY T. CRAWFORD REDD & BRO., SURVEYORS, AS RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 111, PAGE 76, REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE SAID LOT. (DEED BOOK 223-B PAGE 433). PARCEL 2: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN FAIRFIELD MAGISTERIAL DIS-

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Disclaimer: Style Weekly accepts various forms of adult advertising. We make every effort to ensure all advertisers are legitimate businesses and are not engaging in illegal activities. We follow strict standards of acceptability and we reserve the right to refuse any ad. Questions or comments can be directed to (804) 358-0825 ext 326 or e-mail classad@styleweekly.com

TRICT, HENRICO COUNTY, VIRGINIA AND DESIGNATED AS THE EASTERLY 20.20 FEET OF LOT 9, BLOCK 16, PLAN OF EAST HIGHLAND PARK, AS SHOWN ON A PLAN PREPARED BY T. CRAWFORD REDD & BRO., SURVEYORS, AS RECORDED IN THE CLERK’S OFFICE CIRCUIT COURT, HENRICO COUNTY, VIRGINIA IN PLAT BOOK 11, PAGE 76, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY (SEE DEED BOOK 1104 PAGE 107)..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 170619

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THE HR DEPT IS ON PAGE 86 All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 and the Virginia Fair Housing Law, which makes it illegal to advertise “any preference, limitation or discrimination because of race, color, religion, sex, handicap, elderliness, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” Virginia Fair Housing Law also prohibits discrimination advertising based on elderliness. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. Real estate sales, rentals and roommate advertisers should make sure their ads describe the property being offered, not the person they might want in the property. You may express a preference for a male or female roommates. ~The Publisher

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TRUSTEE’S SALE 12 Kemper Court, Sandston, VA 23150 Parcel ID 826-715-6761 Pursuant to the terms of a deed of trust dated August 13, 2009, in the original principal amount of $127,645.00, recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia, in Deed Book 4681, Page 1580, the property briefly described below will be offered for sale at public auction: Lot 9, Block 5, Sandston, Sec. B, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 12, Pages 71-72, and as more particularly described in the referenced deed of trust. The sale will take place on OCTOBER 29, 2013, AT 11:15 A.M., at the front entrance to the building housing the Circuit Court of Henrico County, located at 4301 East Parham Road, Henrico, VA. The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERTIFIED FUNDS in the amount of $12,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1329558). Style Classified rates as low as $6 a week with big discounts on frequency! Call today to advertise just about anything! 804-358-2100

[ classifieds ] October 23, 2013

TRUSTEE SALE 2808 Mohawk Dr., North Chesterfield, VA 23235-3410 Chesterfield County In execution of a Deed of Trust in the original principal amount of $383,597.00, dated June 19, 2009 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield,  Virginia, in  Deed Book 8765, at page 0294,  default having occurred in the payment of the Note thereby secured and at the request of the holder of said

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TRUSTEE’S SALE OF 3109 North Parham Road, Unit #9, Richmond, VA 23294 In execution of a certain deed of trust dated March 24, 2006, in the original principal amount of $105,400.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4090 Page 1071 and re-recorded as Deed Book 4200 Page 1135, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on November 22, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: CONDOMINIUM UNIT NUMBER 9 IN PHASE 4, OF “WESTSHIRE ON PARHAM, A CONDOMINIUM”, LOCATED IN THE COUNTY OF HENRICO, VIRGINIA, ACCORDING TO THE DECLARATION OF CONDOMINIUMS DATED NOVEMBER 30, 2005 AND RECORDED DECEMBER 5, 2005 OF RECORD IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF THE COUNTY OF HENRICO, VIRGINIA, IN DEED BOOK 4023, PAGE 1492, TOGETHER WITH ALL APPURTENANCES THERETO, INCLUDING AN UNDIVIDED INTEREST IN THE COMMON ELEMENTS OF SAID CONDOMINIUM..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201,(703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www. bwwsales.com. BWW# 162195

TRUSTEE SALE 1415 Blair Street, Richmond, VA 23220-6427 City of Richmond In execution of a Deed of Trust in the original principal amount of $98,400.00, dated July 20, 2007 recorded in the Clerk’s Office of the Circuit Court of the  City Of Richmond, Virginia, in  Instrument 070024888, at page 513 and re-recorded in Instrument 070031637, at page 1328, and re- recorded in Instrument 0370033049, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the  John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on  November 7, 2013  at  10:00 o’clock  am  the property described in said deed, located at the above address and briefly described as: Beginning on the southern line of Blair Street at a point thereon distant 308 feet westwardly from its intersection with the western line of Randolph Street, thence running westwardly along and fronting on the said southern line of Blair Street 44 feet, and thence from said front extending back southwardly between lines parallel with the said western line of Randolph Street 125.96 feet, more or less, to an alley in the rear 16.66 feet wide, on which alley said property abuts 44 feet; as shown on survey attached to and recorded with a certain deed from King Builders, Incorporated, to C. Harris and A. Harris, dated August 1, 1949, recorded September 13, 1949, Clerk’s Office Chancery Court, City of Richmond, with improvements thereon.  Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE:  CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE,P.C.  (01-00127011/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00a.m. and 11:30a.m. or visit our website at www.siwpc.net

(804)358-2100

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