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Errors: Advertisements should be checked for accuracy by the advertiser on the first day of publication. The newspaper will be responsible for ONLY the first incorrect insertion and only to the extent of the space that the ad requires. The publisher assumes no financial responsibility for errors nor for omission of copy. STYLE WEEKLY reserves the right to revise, reclassify or reject any advertisement.

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CARPENTRY Small job specialist. Free estimates, references. Licensed/ Insured. Hobbie Carpentry, 264-4910

marketplace FOR SALE BAZAAR Extraordinaire III Chamberlayne Heights UMC 6100 Chamberlayne Road Oct. 19, 3pm-9pm & 20th, 9am3pm Vendors, Silent Auction, Food

UNITED STATES CUSTOMS AND BORDER PROTECTION- Notice is hereby given as required by 19 USC 1607, and in accordance with 19 CFR 162.45, of the seizure and intent to forfeit and dispose of according to law, the property listed below, seized in Virginia. Any person desiring to claim the property must appear at the Office of the Fines, Penalties and Forfeiture Officer, U.S. Customs and Border Protection, 101 East Main Street, Norfolk, Virginia, and file within twenty (20) days from the date of the first publication of the notice, a claim to such property, in default of which the property will be disposed of in accordance with the law. CASE #2012140400004701; Seized 9/20/2012: DESCRIPTION: $36,000.00 U.S. Currency: LAWS VIOLATED; title 18, United States Code, §981 and §1956.

www.ultimate-healthy.com 804-517-7603 All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 and the Virginia Fair Housing Law, which makes it illegal to advertise “any preference, limitation or discrimination because of race, color, religion, sex, handicap, elderliness, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” Virginia Fair Housing Law also prohibits discrimination advertising based on elderliness. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. Real estate sales, rentals and roommate advertisers should make sure their ads describe the property being offered, not the person they might want in the property. You may express a preference for a male or female roommates. ~The Publisher

CapTion ConTesT WinneR

Bill Chapman Richmond

TRUSTEE SALE 16101 Santana Street, Chester, VA 23831-7346 Chesterfield County In execution of a Deed of Trust in the original principal amount of $135,000.00, dated August 28, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 8449, at page 0646, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on November 6, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 30, Block C, Somerset, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-008751-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 2806 Shiloh Church Road, Midlothian, VA 23112-3800 Chesterfield County In execution of a Deed of Trust in the original principal amount of $166,460.00, dated September 21, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 8033, at page 0650, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on October 18, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 40, Block B, Section A, of South Ridge, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (12626-08/FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

NOTICE OF TRUSTEE’S SALE OF PROPERTY LOCATED AT 2409 DALE AVENUE RICHMOND, VIRGINIA In execution of a Deed of Trust in the original principal amount of $92,000.00 from Commonwealth Investment Properties, LLC, dated November 26, 2007 and recorded February 19, 2008 as Instrument #084236 among the land records for the City of Richmond, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #127181 among the land records of the City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on October 23, 2012, at 10:30 A.M., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North 9th Street Richmond, VA 23219-15407, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 2409 Dale Avenue, Richmond, Virginia; Tax Map Reference No. S0090345016. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293.

[ classifieds ] October 10, 2012

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TRUSTEE’S SALE OF 8504 Sunnygrove Road, Chesterfield, VA 23832. In execution of a certain deed of trust dated April 20, 2006, in the original principal amount of $332,500.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7081 Page 0594, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on November 09, 2012, at 12:00 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON AND THE APPURTENANCES THERETO BELONGING, LYING, SITUATED AND BEING IN CLOVER HILL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA AND DESIGNATED AS LOT 18, BLOCK E, SECTION A, IN THE ASHLEY GROVE SUBDIVISION AS SHOWN ON THAT CERTAIN SUBDIVISION PLAT, DATED NOVEMBER 15, 1983, RECORDED JANUARY 6, 1984, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 44, AT PAGES 98 AND 99..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 118612 A-4312597 10/10/2012, 10/17/2012

(804)358-2100

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c l a s s a d @ s t y l e w e e k l y. c o m

TRUSTEE’S SALE OF 13942 St. Elizabeth Drive, Midlothian, VA 23112. In execution of a certain deed of trust dated April 16, 2007, in the original principal amount of $269,800.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8008 Page 0712, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on November 09, 2012, at 12:02 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, KNOWN, NUMBERED AND DESIGNATED AS LOT 6, SECTION C, OF ST. CLAIR SUBDIVISION, AS SHOWN ON THAT CERTAIN SUBDIVISION PLAT MADE BY BALZER AND ASSOCIATES, INC., PLANNERS, ARCHITECTS, ENGINEERS, SURVEYORS, ENTITLED “ST. CLAIR, SECTION C, CLOVER HILL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA”, DATED APRIL 2, 1998, RECORDED SEPTEMBER 16, 1998, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 100, PAGE 39, AND TO WHICH PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 151658 A-4312600 10/10/2012, 10/17/2012

TRUSTEE’S SALE OF 4306 Overridge Drive, Chester, VA 23831. In execution of a certain deed of trust dated August 08, 2006, in the original principal amount of $230,550.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7287 Page 0514, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on November 09, 2012, at 12:01 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THOSE CERTAIN LOTS, PIECES OR PARCELS OF LAND AND APPURTENANCES THERETO, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, DESIGNATED AS LOT 2, GREENBRIAR WOODS-SECTION 1, ON PLAT BY TIMMONS GROUP ENTITLED “GREENBRIAR WOODS- SECTION 1 “, DATED MAY 21, 2004, RECORDED JUNE 14, 2004, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 144, PAGE 71. BEING A PART OF THE SAME REAL ESTATE CONVEYED TO GREENBRIAR DEVELOPMENT, LLC BY DEED FROM J. MICHAEL BLALOCK AND DOUG SHOWALTER DATED JANUARY 3, 2003, RECORDED JANUARY 10, 2003, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN DEED BOOK 4860, PAGE 715..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 143870 A-4312599 10/10/2012, 10/17/2012

Classifieds BRAIN CALISTHENICS

by: David Levinson Wilk © 2012 David Levinson Wilk

46

46. “As I Lay Dying” father 47. Preschool basics 48. They’re plucked at a 41-Across 52. It’s plucked in “Norwegian Wood” 54. Battle line 55. Addition to a musical staff 59. Lyric repeatedly heard in the 1978 hit song “Werewolves of London” 61. Conceived of 62. Prevailed 63. USPS delivery 64. Word appearing in the first sentence of the bestselling novel “The Secret Life of Bees” 65. Trailblazed 66. Witness Down 1. Giving orders 2. One of the Obamas 3. Bad lighting? 4. Kid around 5. Balloonhead 6. It may be renewable 7. You can dig it 8. “Little” girl in “David Copperfield” 9. Mer flow 10. Squirreled away

11. What a Tennessee cheerleader asks for a lot? 12. “Rushmore” director Anderson 15. Time off, casually 17. “Yesterday” or “Tomorrow” 21. Pleasant diversion 23. One that’s hard to find at a tearjerker 24. Scottish tongue 25. “Survivor” unit 26. City on the Rhone 27. Romantic rendezvous 29. Kidney-related 30. Dries out, in a way 31. “High Sierra” director Walsh 32. Guadalajara girlfriend 33. Church law 34. Pierces 38. “____ delighted!” 39. Journey from bar to bar 41. 2009 Shakira hit whose English version is titled “She Wolf” 44. Like some communities 45. It began circulating in 2002 49. Cigarettes once pitched by a cartoon penguin 50. Cybermemo 51. Bodega, e.g. 52. ____ bath

53. “Mockingbird” singer Foxx 54. Enamored (of) 55. Show ____ 56. Carpenter’s tool 57. Ian Frazier book “On the ____” 58. ____-Boy recliner 60. Weed whacker

Last week’s answers

October 10, 2012 [ classifieds ]

style weekly

“Gobble” Across 1. Org. of Cubs and Eagles 4. Tip ____ 7. TV show named after the sound donkeys make 13. Paddle 14. Suffix with Taiwan 15. Arugula alternative 16. 1973 horror flick about humans who change into snakes 18. Refers (to) 19. “Ask me anything” 20. Buster of ESPN 22. “Life of Pi” author Martel 23. Couple 24. Coup d’____ 28. 1965 Roy Lichtenstein painting that depicts an angry dog 32. Rm. coolers 35. Flemish painter Jan van ____ 36. Without breaking a sweat 37. Theatergoer’s choice 39. Actress Cates and others 40. How Rome wasn’t built 41. Tiki torch setting 42. Ballpark fig. 43. Line delivered by Jennifer Lopez in “Gigli” just after she says “It’s turkey time”


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Public Service Announcement. The Virginia Fair Housing O f f ice of fers free informative and interactive seminars to consumers and housing providers. Know more about your rights and responsibilities by learning about The Virginia Fair Housing Laws. If you would l i ke t o t a ke p a r t in a seminar, or if you would like to organize a seminar for your group or organiz at ion , call us at 804-367-8530.

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TRUSTEE’S SALE OF 3114 East Broad Street, Richmond, VA 23223. In execution of a certain deed of trust dated December 04, 2006, in the original principal amount of $369,550.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 060042728, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on November 09, 2012, at 11:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OF LAND, TOGETHER WITH ALL IMPROVEMENTS THEREOF DESIGNATED AS NO. 3114 EAST BROAD STREET, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA; AND AS SHOWN ON PLAT OF SURVEY BY CHAS H. FLEET and ASSOCIATES, ENGINEERS and SURVEYORS, DATED JANUARY 14, 1987, A COPY OF WHICH IS ATTACHED TO AND MADE A PART OF THE DEED IN DEED BOOK 111, AT PAGE 1704 IN THE CLERK’S OFFICE OF THE CIRCUIT COURT, CITY OF RICHMOND, VIRGINIA, REFERENCE TO WHICH IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 126725 A-4312596 10/10/2012, 10/17/2012

TRUSTEE’S SALE OF 4036 Norborne Road, Richmond, VA 23234. In execution of a certain deed of trust dated May 09, 2007, in the original principal amount of $90,000.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 070017108, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on October 26, 2012, at 11:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE, OR PARCEL OF LAND, OF LAND, WITH ALL IMPROVEMENTS NOW OR HEREAFTER THEREON AND ALL RIGHTS, PRIVILEGES AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, (FORMERLY IN THE COUNTY OF CHESTERFIELD, VIRGINIA) KNOWN AND DESIGNATED AS LOT 13, BLOCK B, ALL AS SHOWN ON PLAT OF “DEERBOURNE SECTION A, MANCHESTER DISTRICT, CHESTERFIELD COUNTY, VIRGINIA” MADE BY J.K. TIMMONS, CIVIL ENGINEER, DATED JANUARY 7, 1963, RECORDED JANUARY 15, 1963, CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 13, PAGES 16 AND 17..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 52255

TRUSTEE’S SALE OF 5804 Kristenleaf Court, Richmond, VA 23225. In execution of a certain deed of trust dated March 27, 2007, in the original principal amount of $175,950.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 070013236, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on November 09, 2012, at 11:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO, BELONGING LYING AND BEING IN THE CITY OF RICHMOND (FORMERLY MANCHESTER DISTRICT, CHESTERFIELD COUNTY) AND KNOWN AS LOT 28, SWANSON WOODS SUBDIVISION, ALL AS SHOWN ON PLAT PREPARED BY EDWARDS, KRETZ, LOHR and ASSOCIATES, INC. DATED APRIL 1,1999 ENTITLED, “SWANSON WOODS, CITY OF RICHMOND, VIRGINIA”, A COPY OF WHICH PLAT IS RECORDED IN THE CLERKS OFFICE, CIRCUIT COURT, CITY OF RICHMOND, VIRGINIA IN PLAT BOOK 99, PAGES 77 AND 78..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 152573 A-4312598 10/10/2012, 10/17/2012

TRUSTEE’S SALE OF 408 German School Road, Richmond, VA 23225. In execution of a certain deed of trust dated March 24, 2005, in the original principal amount of $79,920.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 050009854, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on October 26, 2012, at 11:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, KNOWN AND DISGNATED AS NO. 408 GERMAN SCHOOL ROAD, ALL AS SHOWN ON A PLAT MADE BY RALEIGH E. PHELPS, CERTIFIED LAND SURVEYORS, DATED MAY 22, 1978, ENTITLED “SURVEY & MAP OF LOT 4, BLOCK A, SECTION D, PLAN OF KEANELAND FARMS IN RICHMOND VA:, A COPY OF WHICH IS RECORDED WITH THE BELOW MENTIONED DEED IN DEED BOOK 538, PAGE 749 AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERT HEREBY CONVEYED.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 134048

TRUSTEE’S SALE OF 12254 Elmont Road, Ashland, VA 23005. In execution of a certain deed of trust dated March 22, 2007, in the original principal amount of $165,000.00 recorded in the Clerk’s Office, Circuit Court for Hanover County, Virginia, in Deed Book 2866 Page 0307, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Hanover County, 7501 Library Drive, Hanover, Virginia, on October 26, 2012, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO, BELONGING, LYING AND BEING IN ASHLAND DISTRICT, HANOVER COUNTY, VIRGINIA, ON THE EAST LINE OF STATE ROUTE NO. 626, CONTAINING 1.05 ACRES OF LAND, MORE OR LESS, AS SHOWN ON PLAT OF SURVEY MADE BY WILLIAM J. SCHMIDT & ASSOCIATES, ENGINEERS AND SURVEYORS, DATED JANUARY 19, 1977, A COPY WHICH IS ATTACHED TO A DEED RECORDED IN DEED BOOK 413, PAGE 437, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www. bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 57404

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NOTICE OF SUBSTITUTE TRUSTEES’ SALE OF 132 Turner Road, Richmond, VA 23225 TAX PARCEL NO. 762-705-2994-00000 In execution of a Deed of Trust (“Deed of Trust”) from Dominga Del Carmen Martinez and Carlos Armando Martinez, the Grantors, to Samuel I. White, P.C., Trustee, which Deed of Trust is dated October 1, 2007, and recorded October 2, 2007, in the Clerk’s Office of the Circuit Court for Chesterfield County, VA (“Clerk’s Office”), in Deed Book 8024, Page 0218, default having occurred in the payment of the debt secured by the Deed of Trust, Keith L. Phillips having been substituted as Substitute Trustee (“Substitute Trustee”) by Deed of Appointment of Substitute Trustee, dated September 24, 2012, and recorded in the Clerk’s Office on September 27, 2012, in Deed Book 9905, Page 921, and at the request of the owner and holder of the Note evidencing the debt, the Substitute Trustee will offer for sale at public auction to the highest bidder at 10:00 a.m., local time, on October 19, 2012, on the front steps of the courthouse building of the Circuit Court of Chesterfield County, VA, located at 9500 Courthouse Road, Chesterfield, VA 23832, the following described real property (“Property”): ALL that certain lot, piece or parcel of land together with improvements thereon and appurtenances thereto belonging, lying and being in Chesterfield County, Virginia, containing 0.36 acres as shown on plat of survey made by Balzer and Associates, Inc., Planners, Architects, Engineers & Surveyors, dated March 13, 1998, entitled “Improvements on 132 Turner Road, Chesterfield County, Virginia”, a copy of which plat is attached to deed recorded in Deed Book 3245, page 279, in the Clerk’s Office, Circuit Court, Chesterfield County, Virginia, and reference to which is hereby made for a more particular description. BEING the same real estate conveyed to Martinez & Associates Inc., by Deed from Dominga Del Carmen Martinez and Carlos Amando Martinez, dated January 7, 2008 and recorded January 15, 2008 in the aforesaid Clerk’s Office in Deed Book 8155, page 366. Terms: A deposit in the form of cash or certified funds in the amount of ten percent (10%) of the successful bid will be required at the time of sale. Closing within ten (10) days of sale. Time is of the essence. The Property is being sold “AS IS”without representation or warranty of any sort or nature concerning its condition and subject to all rights, reservations, leases, covenants, conditions, easements, agreements, and restrictions superior to the Deed of Trust as they may lawfully affect the Property. No representation concerning status of title, liens, leases, occupancy, zoning, physical or environmental conditions, access, and/or availability of utilities are made by the undersigned or the beneficiary. Obtaining possession of the Property shall not be the responsibility of the Substitute Trustee or the holder of the note secured by the Deed of Trust, but shall be at the sole cost, risk, and expense of the successful bidder. The successful bidder shall pay for all recording charges, examination of title, settlement fees, and all costs of conveyancing, which shall be by Special Warranty Deed. The Substitute Trustee reserves the right to reject any bid(s), withdraw the Property from the sale at any time before the termination of the bidding, keep the bidding open for any length of time, postpone or adjourn the sale, reject any and all bids, review the qualifications of all bidders, and amend and/or supplement the terms of sale by verbal announcements prior to and/or during the sale. The holder of the note evidencing the debt secured by the deed of trust expressly reserves the right to bid at the sale. In the event of resale due to the default of the successful bidder, the deposit shall be forfeited by the defaulting successful bidder and applied to the costs and expenses of the sale, and the balance, if any, shall be retained by the substitute trustee as compensation for the sale. Keith L. Phillips, Substitute Trustee For information contact: William A. Gray Sands Anderson PC (Post Office Box 1998) 1111 E. Main Street, Suite 2400 Richmond, VA 23219 804-783-7237 (phone) 804-783-7291 (fax)

[ classifieds ] October 10, 2012

TRUSTEE’S SALE OF 13807 Citation Drive, Midlothian, VA 23112. In execution of a certain deed of trust dated July 08, 2005, in the original principal amount of $152,377.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 6504 Page 270, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on October 26, 2012, at 12:01 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN MATOACA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, DESIGNATED AS LOT 38, SECTION 2, TRIPLE CROWN, ALL AS MORE PARTICULARLY SHOWN ON PLAT MADE BY E. D. LEWIS & ASSOCIATES, P.C., DATED MAY 20, 1988, RECORDED FEBRUARY 1, 1989, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 65, PAGES 27 THROUGH 29, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE LOT HEREBY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www. bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 149631

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TRUSTEE’S SALE OF 5701 Snead Road, Richmond, VA 23224. In execution of a certain deed of trust dated June 23, 2007, in the original principal amount of $143,100.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 070021700, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on October 26, 2012, at 11:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND SITUATE IN THE CITY OF RICHMOND, COUNTY OF RICHMOND CITY, AND STATE OF VIRGINIA, DESCRIBED AS FOLLOWS: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THE BUILDINGS IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE CITY OF RICHMOND (FORMERLY CHESTERFIELD COUNTY), VIRGINIA, COMMONLY KNOWN BY HOUSE NUMBER 5701 SNEAD ROAD, AND SHOWN AS PART OF LOT 5, ALICE H. WHALEN TRACT, ON A PLAT OF SURVEY MADE BY BENCHMARK SURVEYS, INC. DATED DECEMBER 23, 1987, ENTITLED“PLAT OF LOT 5, ALICE H. WHALEN TRACT, CITY OF RICHMOND VIRGINIA,” A COPY OF WHICH IS RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, CITY OF RICHMOND, VIRGINIA, WITH THE DEED BOOK 328, PAGE 508, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREIN CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 154202

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TRUSTEE SALE 1006 Whisperlake Court, Midlothian, VA 23114-7134 Chesterfield County In execution of a Deed of Trust in the original principal amount of $297,000.00, dated December 1, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 7525, at page 0482, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on October 16, 2012 at 3:15 o’clock pmthe property described in said deed, located at the above address and briefly described as: Lot 43, Section B (erroneously referred to in Deed of Trust as Section 8), Walton Lake, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.

October 10, 2012 [ classifieds ]

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TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40007545-10/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE SALE 5612 Powell Grove Dr, Midlothian, VA 23112 Chesterfield County In execution of a Deed of Trust in the original principal amount of $286,274.00, dated December 20, 2011 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 9609, at page 0289, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on October 25, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 26, Powell Grove, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-019425-12/ VA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE’S SALE OF 11401 Barrington Bridge Court, Richmond, VA 23233. In execution of a certain deed of trust dated January 10, 2003, in the original principal amount of $507,000.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3375 Page 1844, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on October 26, 2012, at 10:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THOSE CERTAIN LOTS, PIECES OR PARCELS OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE THREE CHOPT DISTRICT, HENRICO COUNTY, VIRGINIA, PARCEL A: LOT 1, BLOCK A, BARRINGTON SUBDIVISION, AS SHOWN AND DESIGNATED ON THE SUBDIVISION PLAT ENTITLED “BARRINGTON, SECTION A”, DATED AUGUST 5, 1987, PREPARED BY YOUNGBLOOD, TYLER and ASSOCIATES, AND RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 85, PAGE 115. PARCEL B: A PORTION OF LOT 2, BLOCK A, BARRINGTON SUBDIVISION, AS SHOWN ON THE ABOVE REFERENCED SUBDIVISION PLAT AND CONTAINING APPROXIMATELY 0.355 ACRES, MORE OR LESS AS DESCRIBED AS FOLLOWS: BEGINNING AT A POINT BEING THE INTERSECTION OF THE WESTERN BOUNDARY LINE OF LOT 1, BLOCK A, SECTION A, BARRINGTON SUBDIVISION (PARCEL A ABOVE) AND THE SOUTHERN RIGHT OF WAY LINE OF BARRINGTON BRIDGE COURT; THENCE IN A SOUTHEASTERLY DIRECTION SOUTH 8 DEGREES, 20 MINUTES EAST FOR A DISTANCE OF 304.41 FEET TO A POINT ON THE NORTHERN RIGHT OF WAY LINE OF CHURCH ROAD; THENCE FOLLOWING SAID RIGHT OF WAY LINE IN A SOUTHWESTERLY DIRECTION ALONG A CURVE TO THE LEFT HAVING A RADIUS OF 1462.7 FEET, AND A LENGTH OF 50.96 FEET TO A POINT; THENCE LEAVING THE NORTHERN RIGHT OF WAY LINE OF CHURCH ROAD NORTH 8 DEGREES, 20 MINUTES WEST FOR A DISTANCE OF 314.25 FEET TO A POINT ON THE SOUTHERN RIGHT OF WAY OF BARRINGTON BRIDGE COURT IN A NORTHEASTERLY DIRECTION NORTH 31 DEGREES, 40 MINUTES EAST FOR A DISTANCE OF 50.0 FEET TO THE POINT OF BEGINNING.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 130674 A-4312573 10/10/2012, 10/17/2012

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SUBSTITUTE TRUSTEE’S SALE 11804 AUTUMNWOOD COURT GLEN ALLEN, VA 23059 COUNTY OF HENRICO TAX MAP NO.: 742-769-1078 In execution of a certain Deed of Trust from Choong H. No and Jeong S. No, his wife, and Sora No to William D. Jones, Trustee, dated October 5, 2006, recorded October 25, 2006, in the Clerk’s Office of the Circuit Court for the County of Henrico, Virginia, as Instrument Number 2006060674, in Deed Book 4223 at Page 2392, (Edward S. Whitlock, III, and Michael P. Lafayette, having been appointed as Substitute Trustees by instrument duly recorded in the aforesaid Clerk’s Office), default having been made in the payment of the indebtedness secured thereby, and being required so to do by the Noteholder, the undersigned, in accordance with the provisions of the aforesaid Deed of Trust, and after having given at least fourteen (14) days prior written notice to the owner of the real estate of the date, time, place and terms of the sale, will offer for sale to the highest bidder at public auction on: October 25, 2012 at 9:00 a.m. at the front steps of the building housing the Circuit Court of the County of Henrico, 4301 East Parham Road, Henrico, Virginia 23273, all of the property with any improvements thereon located in County of Henrico, having a Tax Map Designation of 742-769-1078, together with any interest the Substitute Trustee may have in the Personal Property located on or used in the operation of the Real Property. The Real Property and the Personal Property being hereinafter referred to as the Property. TERMS OF SALE: All cash at settlement. A deposit of Five Thousand and 00/100 Dollars ($5,000.00) in cash or certified check shall be required at time of sale from all bidders except the holder of the Note secured by the Deed of Trust. The balance shall be paid at settlement, to be held within thirty (30) days from the date of sale in the offices of the Substitute Trustees. The Substitute Trustees reserve the right to: (i) waive the deposit requirement; (ii) approve the creditworthiness of any bidder and final purchaser; (iii) withdraw the Property from sale at any time prior to the termination of the bidding; (iv) keep the bidding open for any length of time; and (v) reject any and all bids. In the event that the purchaser fails to go to settlement as required, the aforementioned deposit shall be forfeited and the Property shall be resold at the purchaser’s risk and expense. All closing costs, other than the preparation of the deed and the grantor’s tax, shall be borne by the successful bidder. Real estate taxes shall be prorated to the date of sale. Rents and other expenses of the Property shall not be prorated. The Real Property shall be conveyed by special warranty deed and the Personal Property, if any, shall be conveyed by Bill of Sale. All of the Property shall be sold “AS IS” without representation or warranty of any kind, and SUBJECT TO conditions, restrictions, rightsof-way, easements, and reservations, if any, contained in the deeds forming chain of title thereto, and all other matters of record taking priority over the Deed of Trust, if any. Delivery of possession of the Property will not be performed by the Substitute Trustees but will be the responsibility of the Purchaser. The Purchaser will be required to execute a Memorandum of Sale concerning the purchase of the Property, a copy of which will be available immediately before announcing the sale. MICHAEL P. LAFAYETTE EDWARD S. WHITLOCK, III SUBSTITUTE TRUSTEE Lafayette, Ayers & Whitlock, PLC 10160 Staples Mill Road, Suite 105 Glen Allen, Virginia 23060 (804) 545-6250 FOR INFORMATION CONTACT: MICHAEL P. LAFAYETTE, ESQ. EDWARD S. WHITLOCK, III, ESQ. Lafayette, Ayers & Whitlock, PLC 10160 Staples Mill Road, Suite 105 Glen Allen, Virginia 23060 (804) 545-6250

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V I R G I N I A: IN THE CIRCUIT COURT OF THE CITY OF RICHMOND In the Matter of Case Number: CL 12003787-00(7) STEPHEN FRANCIS BROOKS ORDER OF PUBLICATION The object of this suit is to have a judicial determination that Stephen Francis Brooks, who was born on November 19, 1957, is dead, on the grounds that he left the Commonwealth in 1992 and has not been heard from since 1994, a period of eighteen (18) years. A Complaint seeking this determination was filed by his brother, Louis Carlton Brooks. In accordance with Section 64.1-108 of the Code of Virginia, notice is hereby given that on November 1, 2012, at 9:30 a.m., the court will hear evidence concerning the alleged absence of the presumed decedent and the circumstances and duration thereof. An Extract, Teste: Bevill M. Dean, Clerk VIRGINIA: IN THE CIRCUIT COURT OF THE CITY OF RICHMOND In Re: Estate of Edith Gordon Loving, deceased SHOW CAUSE AGAINST DISTRIBUTION It is ORDERED that the creditors of and all others interested in the above estate show cause, if any they can, on November 26, 2012, at 9:00 o’clock a.m., before this Court at the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia 23219, against the payment and delivery of the estate to the distributes without requiring refunding bonds. AN EXTRACT, TESTEE: BEVILL M. DEAN, CLERK

TRUSTEE’S SALE OF 1710 Monterio Avenue, Richmond, VA 23222. In execution of a certain deed of trust dated December 01, 1993, in the original principal amount of $22,700.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Deed Book 0375 Page 0705, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on October 26, 2012, at 11:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, TOGETHER WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, KNOWN AS NO. 1710 MONTEIRO STREET, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, ON THE WEST LINE OF MONTEIRO STREET AND AS SHOWN ON PLAT OF SURVEY BY WILLIAM J. SCHMIDT & ASSOC., ENGINEERS AND SURVEYORS, DATED JANUARY 16, 1976, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR METES AND BOUNDS DESCRIPTION OF SAID PROPERTY.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 154195

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DAILY NOTICE OF SUBSTITUTE TRUSTEES’ SALE OF 136 Turner Road, Richmond, VA 23225 TAX PARCEL NO. 762-705-1190-00000 In execution of a Deed of Trust (“Deed of Trust”) from Dominga Del Carmen Martinez, Carlos Armando Martinez, Jose Manuel Martinez and Miguel Antonio Martinez, the Grantors, to Robert F. Pannell, P.C., Trustee, which Deed of Trust is dated June 19, 2007, and recorded July 2, 2007, in the Clerk’s Office of the Circuit Court for Chesterfield County, VA (“Clerk’s Office”), in Deed Book 7873, Page 0856, default having occurred in the payment of the debt secured by the Deed of Trust, Keith L. Phillips having been substituted as Substitute Trustee (“Substitute Trustee”) by Deed of Appointment of Substitute Trustee, dated September 24, 2012, and recorded in the Clerk’s Office on September 27, 2012, in Deed Book 9905, Page 924, and at the request of the owner and holder of the Note evidencing the debt, the Substitute Trustee will offer for sale at public auction to the highest bidder at 10:00 a.m., local time, on October 19, 2012, on the front steps of the courthouse building of the Circuit Court of Chesterfield County, VA, located at 9500 Courthouse Road, Chesterfield, VA 23832, the following described real property (“Property”): ALL that certain lot, piece or parcel of land together with improvements thereon and appurtenances thereto belonging, lying and being in Chesterfield County, Virginia, containing 0.45 acres as shown on plat of survey made by Balzer and Associates, Inc., Planners, Architects, Engineers & Surveyors, dated March 13, 1998, entitled “Plat Showing 136 Turner Road, Chesterfield County, Virginia”, a copy of which plat is attached to deed recorded in Deed Book 3245, page 278, in the Clerk’s Office, Circuit Court, Chesterfield County, Virginia, and reference to which is hereby made for a more particular description. TOGETHER WITH a non-exclusive variable width easement for ingress and egress across property designated as #132 as shown on the above described plat of survey. BEING THE SAME as conveyed to RosalesMartinez & Associates, Inc., by Deed from Dominga Del Carmen Martinez, Carlos Armando Martinez, Jose Manuel Martinez and Miguel Antonio Marinez, dated January 8, 2008 and recorded January 15, 2008 in the Clerk’s Office, Circuit Court, Chesterfield County, Virginia in Deed Book 8155, page 369. Terms: A deposit in the form of cash or certified funds in the amount of ten percent (10%) of the successful bid will be required at the time of sale. Closing within ten (10) days of sale. Time is of the essence. The Property is being sold “AS IS” without representation or warranty of any sort or nature concerning its condition and subject to all rights, reservations, leases, covenants, conditions, easements, agreements, and restrictions superior to the Deed of Trust as they may lawfully affect the Property. No representation concerning status of title, liens, leases, occupancy, zoning, physical or environmental conditions, access, and/or availability of utilities are made by the undersigned or the beneficiary. Obtaining possession of the Property shall not be the responsibility of the Substitute Trustee or the holder of the note secured by the Deed of Trust, but shall be at the sole cost, risk, and expense of the successful bidder. The successful bidder shall pay for all recording charges, examination of title, settlement fees, and all costs of conveyancing, which shall be by Special Warranty Deed. The Substitute Trustee reserves the right to reject any bid(s), withdraw the Property from the sale at any time before the termination of the bidding, keep the bidding open for any length of time, postpone or adjourn the sale, reject any and all bids, review the qualifications of all bidders, and amend and/or supplement the terms of sale by verbal announcements prior to and/or during the sale. The holder of the note evidencing the debt secured by the deed of trust expressly reserves the right to bid at the sale. In the event of resale due to the default of the successful bidder, the deposit shall be forfeited by the defaulting successful bidder and applied to the costs and expenses of the sale, and the balance, if any, shall be retained by the substitute trustee as compensation for the sale. Keith L. Phillips, Substitute Trustee For information contact: William A. Gray Sands Anderson PC (Post Office Box 1998) 1111 E. Main Street, Suite 2400 Richmond, VA 23219 804-783-7237 (phone) 804-783-7291 (fax)


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TRUSTEE SALE 1706 Albany Ave, Richmond, VA 23224-5357 In execution of a Deed of Trust in the original principal amount of $68,091.00, dated June 24, 2003 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 030023774, at page 0783, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond,Virginia, on October 25, 2012 at 10:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 7, in Square 1418 on the plan of lots of Richmond and Manchester Land Company of record in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia in Plat Book 1, pages 290 and 291, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $5,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-021787-12/ FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE’S SALE OF 2310 Pleasant Run Drive, Richmond, VA 23233. In execution of a certain deed of trust dated June 24, 2004, in the original principal amount of $148,400.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3708 Page 0856, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on October 26, 2012, at 10:03 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, AND DESIGNATED AS LOT 2, BLOCK J, TUCKAHOE VILLAGE WEST SECTION E, AS SHOWN ON PLAT OF SURVEY MADE BY J.K. TIMMONS, CONSULTING ENGINEERS, DATED MAY 7, 1975, AND RECORDED IN DEED BOOK 1642, PAGE 163, REFERENCE TO WHICH IS MADE FOR A MORE PARTICULAR DESCRIPTION. THIS IS THE SAME PROPERTY CONVEYED TO LORAINE C. GAYHEART BY DEED OF NANCY R. FINNEGAN, UNMARRIED, DATED JULY 29, 1998 AND RECORDED AUGUST 3, 1998 IN THE OFFICE OF THE REGISTER OF DEEDS FOR HENRICO COUNTY, VIRGINIA IN BOOK 2830, PAGE 402..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 154337

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Fair Housing Office offers free informative and interactive seminars to consumers and housing providers. Know more about your rights and responsibilities by learning about The Virginia Fair Housing Laws. If you would like to take part in a seminar, or if you would like to organize a seminar for your group or organization, call us at 804-367-8530.

TRUSTEE SALE 12364 and 12366 Mason Ave, Chester, VA 23831-5012 Chesterfield County In execution of a Deed of Trust in the original principal amount of $66,400.00, dated March 1, 2004recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 5625, at page 524, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on October 11, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 6, Block A, Grove Place, Section 3, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $5,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-003148-12/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 3201 Aprilbud Court, Richmond, VA 23233-1794 Henrico County In execution of a Deed of Trust in the original principal amount of $336,000.00, dated October 14, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3990, at page 85, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­ signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on October 18, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: LOT 99, BLOCK C, SECTION 1, WYTHE TRACT, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (3431-08/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE’S SALE OF REAL ESTATE located at 2429 Rio Vista Street, Chester, Virginia In execution of the Deed of Trust from DENNIS W. RICH dated August 19, 1994, in the Original Principal Amount of $65,593.00, and recorded in Deed Book 2581, Page 546, in the Clerk’s Office of the Circuit Court for the County of Chesterfield, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the Note, the undersigned, as Substitute Trustees, any one of whom may act, will sell at public auction at the Front Entrance of the Circuit Court for the County of Chesterfield on October 25, 2012, at 12:30 p.m., the property described as Lot 1, Block 14, Normandale Terrace, County of Chesterfield, Virginia, known as 2429 Rio Vista Street, Chester, Virginia. TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUT WARRANTY OF TITLE. ADDITIONAL TERMS MAY BE ANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE. A deposit of $ 4,500.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, IN CASH, CASHIER’S CHECK OR CERTIFIED FUNDS ONLY PAYABLE TO “CECIL G. MOORE, TRUSTEE”, balance to be paid within fifteen days from the date of sale. ABSOLUTELY NO PERSONAL CHECKS ACCEPTED AS BIDDER’S DEPOSIT. Real estate taxes will be adjusted to the date of sale. All cost of conveyance, deed, examination of title, recording charges and the grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: September 28, 2012 CECIL G. MOORE, and JO ANN HUTCHINSON, Substitute Trustee(s) 06‑060BF (85.93) For Information Contact Trustees At: 710 Denbigh Boulevard, Ste. 6C, Newport News, Virginia 23608 (757) 877‑0255 between 9:00 ‑ 10:30 a.m. only

TRUSTEE’S SALE 8 Three Sisters Lane, Richmond, VA 23228 Parcel ID 774-744-3490.007 Pursuant to the terms of a deed of trust dated November 17, 2006, in the original principal amount of $124,019.00, recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia, in Deed Book 4239, Page 1413, and corrected and rerecorded in Deed Book 4364, Page 128, the property briefly described below will be offered for sale at public auction: Unit 8, Building 1, Sec. III, Hamlet Condominium, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 66, Page 44, and as more particularly described in the referenced deed of trust. The sale will take place on OCTOBER 23, 2012, aT 12:15 p.m., at the front entrance to the building housing the Circuit Court of Henrico County, located at 4301 East Parham Road, Henrico, VA. The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERTIFIED FUNDS in the amount of $11,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1228477).

NOTICE OF SUBSTITUTE TRUSTEES’ SALE OF 200 Turner Road, Richmond, VA 23225 TAX PARCEL NO. 762-705-3285-00000 In execution of a Deed of Trust (“Deed of Trust”) from Dominga Del Carmen Martinez, Carlos Armando Martinez, Jose Manuel Martinez and Miguel Antonio Martinez, the Grantors, to Robert F. Pannell, P.C., Trustee, which Deed of Trust is dated June 19, 2007, and recorded July 2, 2007, in the Clerk’s Office of the Circuit Court for Chesterfield County, VA (“Clerk’s Office”), in Deed Book 7873, Page 0845, default having occurred in the payment of the debt secured by the Deed of Trust, Keith L. Phillips having been substituted as Substitute Trustee (“Substitute Trustee”) by Deed of Appointment of Substitute Trustee, dated September 24, 2012, and recorded in the Clerk’s Office on September 27, 2012, in Deed Book 9905, Page 927, and at the request of the owner and holder of the Note evidencing the debt, the Substitute Trustee will offer for sale at public auction to the highest bidder at 10:00 a.m., local time, on October 19, 2012, on the front steps of the courthouse building of the Circuit Court of Chesterfield County, VA, located at 9500 Courthouse Road, Chesterfield, VA 23832, the following described real property (“Property”): ALL that certain lot, piece or parcel of land together with improvements thereon and appurtenances thereto belonging, lying and being in Midlothian District, Chesterfield County, Virginia, and being known and designated as “Lot 2, of Proposed Lots out of Property of Ira D. Vanaman”, all as more shown on plat of survey made by Robert Lee Hall, Engineer and Surveyor, Richmond, Virginia, dated November 3, 1964, entitled“Lot 2, of Proposed Lots out of Property of Ira D. Vanaman”, Manchester Distirct, Chesterfield County, Virginia”, a copy of which plat is attached and made part of a deed recorded in Deed Book771, page 52, reference to which is hereby made for a more particular description of said property herein conveyed. LESS AND EXCEPT: (1) 0.046 acres to Commonwealth of Virginia for improvements to Route 650, dated February 25, 1987, recorded March 4, 1987 in Deed Book 1841, page 404. (2) 0.05 acres to Commonwealth of Virginia for improvements to Route 650, dated December 11, 1987, recorded December 23, 1987 in Deed Book 1919, page 1368. (3) 0.05 acres to Commonwealth of Virginia for improvements to Route 650, dated July 20, 1990, recorded June 6, 1991 in Deed Book 2157, page 24. (4) Deed of Dedication to the County of Chesterfield, dated February 3, 2005, recorded in Deed Book 6282, page 391. BEING THE SAME as conveyed to Rosales-Martinez & Associates, Inc., by Deed from Dominga Del Carmen Martinez, Carlos Armando Martinez, Jose Manuel Martinez and Miguel Antonio Marinez, dated January 8, 2008 and recorded January 15, 2008 in the Clerk’s Office, Circuit Court, Chesterfield County, Virginia in Deed Book 8155, page 369. Terms: A deposit in the form of cash or certified funds in the amount of ten percent (10%) of the successful bid will be required at the time of sale. Closing within ten (10) days of sale. Time is of the essence. The Property is being sold “AS IS” without representation or warranty of any sort or nature concerning its condition and subject to all rights, reservations, leases, covenants, conditions, easements, agreements, and restrictions superior to the Deed of Trust as they may lawfully affect the Property. No representation concerning status of title, liens, leases, occupancy, zoning, physical or environmental conditions, access, and/or availability of utilities are made by the undersigned or the beneficiary. Obtaining possession of the Property shall not be the responsibility of the Substitute Trustee or the holder of the note secured by the Deed of Trust, but shall be at the sole cost, risk, and expense of the successful bidder. The successful bidder shall pay for all recording charges, examination of title, settlement fees, and all costs of conveyancing, which shall be by Special Warranty Deed. The Substitute Trustee reserves the right to reject any bid(s), withdraw the Property from the sale at any time before the termination of the bidding, keep the bidding open for any length of time, postpone or adjourn the sale, reject any and all bids, review the qualifications of all bidders, and amend and/or supplement the terms of sale by verbal announcements prior to and/or during the sale. The holder of the note evidencing the debt secured by the deed of trust expressly reserves the right to bid at the sale. In the event of resale due to the default of the successful bidder, the deposit shall be forfeited by the defaulting successful bidder and applied to the costs and expenses of the sale, and the balance, if any, shall be retained by the substitute trustee as compensation for the sale. Keith L. Phillips, Substitute Trustee For information contact: William A. Gray Sands Anderson PC (Post Office Box 1998) 1111 E. Main Street, Suite 2400 Richmond, VA 23219 804-783-7237 (phone) 804-783-7291 (fax)

[ classifieds ] October 10, 2012

Public Service Announcement. The Virginia

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TRUSTEE SALE 2410-2412 Willis Rd, Richmond, VA 23237-4608 Chesterfield County In execution of a Deed of Trust in the original principal amount of $160,000.00, dated May 16, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7797, at page 0384, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on October 18, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: SURVEY & MAP OF PREMISES KNOWN AS 2410 & 2412 WILLIS ROAD,IN CHESTERFIELD COUNTY, VIRGINIA” RECORDED IN DEED BOOK 1649, PAGE 458, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-012061-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE’S SALE OF 2929, 2931 and 2933 2nd Avenue, Richmond, VA 23222. In execution of a certain deed of trust dated September 01, 2006, in the original principal amount of $119,000.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 060031037, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on October 12, 2012, at 11:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OF LAND WITH ALL IMPROVEMENTS THEREON, KNOWN AS 2929, 2931 AND 2933 SECOND AVENUE, FORMERLY KNOWN AS 2929 SECOND AVENUE, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, ON THE EASTERN LINE SECOND AVENUE AND BOUNDED AND DESCRIBED AS FOLLOWS: BEGINNING AT THE INTERSECTION OF THE SOUTHERN LINE OF BROOKLAND PARK BOULEVARD AND THE EASTERN LINE OF SECOND AVENUE, THENCE RUNNING SOUTHWARDLY ALONG THE FRONT ON THE SAID EASTERN LINE OF SECOND AVENUE 50 FEET, THENCE FROM SAID FRONTING EXTENDING BACK EASTWARDLY BETWEEN PARALLEL LINES, THE SOUTHER OF WHICH IS THE SOUTHERN LINE OF BROOKLAND PARK BOULEVARD, 66 FEET, BEING THE WESTERN 66 FEET OF LOTS NOS. 17 AND 18 IN BLOCK 2, IN THE PLAN OF “THE PLATEAU”, PART OF HIGHLAND PARK, RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, IN PLAT BOOK 7, PAGE 48. LESS AND EXCEPT THAT PORTION OF THE PROPERTY CONVEYED TO JAMES E. ROBINSON AND BARBARA N. ROBINSON, HUSBAND AND WIFE, BY DEED DATED AUGUST 27, 1984 AND RECORDED SEPTEMBER 11, 1984 IN DEED BOOK 17, PAGE 337. Tax ID: N0000919029.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 136887

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NOTICE OF SUBSTITUTE TRUSTEES’ SALE OF 202 Turner Road, Richmond, VA 23225 TAX PARCEL NO. 762-705-3475-00000 In execution of a Deed of Trust (“Deed of Trust”) from Dominga Del Carmen Martinez, Carlos Armando Martinez, Jose Manuel Martinez and Miguel Antonio Martinez, the Grantors, to Robert F. Pannell, P.C., Trustee, which Deed of Trust is dated June 19, 2007, and recorded July 2, 2007, in the Clerk’s Office of the Circuit Court for Chesterfield County, VA (“Clerk’s Office”), in Deed Book 7873, Page 0868, default having occurred in the payment of the debt secured by the Deed of Trust, Keith L. Phillips having been substituted as Substitute Trustee (“Substitute Trustee”) by Deed of Appointment of Substitute Trustee, dated September 24, 2012, and recorded in the Clerk’s Office on September 27, 2012, in Deed Book 9905, Page 930, and at the request of the owner and holder of the Note evidencing the debt, the Substitute Trustee will offer for sale at public auction to the highest bidder at 10:00 a.m., local time, on October 19, 2012, on the front steps of the courthouse building of the Circuit Court of Chesterfield County, VA, located at 9500 Courthouse Road, Chesterfield, VA 23832, the following described real property (“Property”): ALL that certain lot, piece or parcel of land together with improvements thereon and appurtenances thereto belonging, lying and being in Chesterfield County, Virginia, containing 0.42 acres, more or less, on plat of survey entitled“Plat of Property Situated on the Western Line of Turner Road and the South of Route 60, Chesterfield County, Virginia”, dated February 11, 1975, by Chas. H. Fleet & Associates, Engineers and Surveyors, and in accordance with which plat is more particularly described as follows: BEGINNING at a point marked by a rod in the western line of Turner Road, which rod is located therein 880.0 feet in a southerly direction from the intersection of western line of Turner Road with the southern line of Route No. 60, Midlothian Turnpike, thence from such point of beginning along the western line of Turner Road S. 6°56’40” E. 100.00 feet to a rod; thence S. 82°56’20”W. 185.0 feet to a rod; thence N. 6°56’40”W. 100.00 feet to a rod; thence N. 82°56’20” E. 185.0 feet to the point of beginning. LESS AND EXCEPT: (1) 0.046 acres to Commonwealth of Virginia for improvements to Route 650, dated February 25, 1987, recorded March 4, 1987 in Deed Book 1841, page 404. (2) 0.05 acres to Commonwealth of Virginia for improvements to Route 650, dated December 11, 1987, recorded December 23, 1987 in Deed Book 1919, page 1368. (3) 0.05 acres to Commonwealth of Virginia for improvements to Route 650, dated July 20, 1990, recorded June 6, 1991 in Deed Book 2157, page 24. (4) Deed of Dedication to the County of Chesterfield, dated February 3, 2005, recorded in Deed Book 6282, page 391. BEING THE SAME as conveyed to Rosales-Martinez & Associates, Inc., by Deed from Dominga Del Carmen Martinez, Carlos Armando Martinez, Jose Manuel Martinez and Miguel Antonio Marinez, dated January 8, 2008 and recorded January 15, 2008 in the Clerk’s Office, Circuit Court, Chesterfield County, Virginia in Deed Book 8155, page 369. Terms: A deposit in the form of cash or certified funds in the amount of ten percent (10%) of the successful bid will be required at the time of sale. Closing within ten (10) days of sale. Time is of the essence. The Property is being sold “AS IS” without representation or warranty of any sort or nature concerning its condition and subject to all rights, reservations, leases, covenants, conditions, easements, agreements, and restrictions superior to the Deed of Trust as they may lawfully affect the Property. No representation concerning status of title, liens, leases, occupancy, zoning, physical or environmental conditions, access, and/or availability of utilities are made by the undersigned or the beneficiary. Obtaining possession of the Property shall not be the responsibility of the Substitute Trustee or the holder of the note secured by the Deed of Trust, but shall be at the sole cost, risk, and expense of the successful bidder. The successful bidder shall pay for all recording charges, examination of title, settlement fees, and all costs of conveyancing, which shall be by Special Warranty Deed. The Substitute Trustee reserves the right to reject any bid(s), withdraw the Property from the sale at any time before the termination of the bidding, keep the bidding open for any length of time, postpone or adjourn the sale, reject any and all bids, review the qualifications of all bidders, and amend and/or supplement the terms of sale by verbal announcements prior to and/or during the sale. The holder of the note evidencing the debt secured by the deed of trust expressly reserves the right to bid at the sale. In the event of resale due to the default of the successful bidder, the deposit shall be forfeited by the defaulting successful bidder and applied to the costs and expenses of the sale, and the balance, if any, shall be retained by the substitute trustee as compensation for the sale. Keith L. Phillips, Substitute Trustee For information contact: William A. Gray Sands Anderson PC (Post Office Box 1998) 1111 E. Main Street, Suite 2400 Richmond, VA 23219 804-783-7237 (phone) 804-783-7291 (fax)

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TRUSTEE’S SALE 3005 Libwood Avenue, Richmond, VA 23237 Parcel IDs 789677226500000 & 789677196400000 Pursuant to the terms of a deed of trust dated September 28, 2007, in the original principal amount of $225,461.00, recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia, in Deed Book 8020, Page 718, the property briefly described below will be offered for sale at public auction: Lots 18, 19 & 20, Block 17, Rayon Park, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 4, Page 150, and as more particularly described in the referenced deed of trust. The sale will take place on OCTOBER 23, 2012, aT 1:15 p.m., at the front entrance to the building housing the Circuit Court of Chesterfield County, located at 9500 Courthouse Road, Chesterfield, VA. The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERTIFIED FUNDS in the amount of $21,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1‑757‑437‑9500 (1228482).

TRUSTEE SALE 619 Winnetka Ave, Richmond, VA 23227-2933 Henrico County In execution of a Deed of Trust in the original principal amount of $149,000.00, dated November 24, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4261, at page 0607, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on October 23, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: LOT 7, BLOCK A, PLAN OF AZALEA COURT, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-015396-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE SALE 1727 W. Leigh St, Richmond, VA 23220-1620 In execution of a Deed of Trust in the original principal amount of $176,000.00, dated July 7, 2008 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond,Virginia, in Instrument 080018843, at page 0178, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, onOctober 23, 2012 at 2:00 o’clock pm the property described in said deed, located at the above address and briefly described as: BEGINNING at a point on the southern line of West Leigh Street distant thereon 325.33 feet west of its intersection with the western line of Mozelle Street; thence running westwardly along the southern line of West Leigh Street and fronting thereon 39.71 feet to a point; thence extending back southwardly 150.00 feet to an alley 7.5 feet wide; thence extending eastwardly along the alley 35.54 feet to a point; thence extending northwardly 150.03 feet to the beginning point of the southern line of West Leigh Street; all as shown on a plat entitled “Boundary Survey & Map Showing Premises Known as No. 1727 & Part of No. 1729 W. Leigh Street in the City of Richmond, Virginia”, prepared by Bodie, Taylor, Puryear, Incorporated, Engineers & Surveyors, dated January 6, 1999, a copy of which is attached to that certain Deed of Consolidation dated July 6, 1999 and recorded July 19, 1999 in the Clerk’s Office, Circuit Court, City of Richmond, Virginia, as Instrument No. 99-2007, with improvement thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-014011-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE’S SALE OF 3913 Montclair Road, Richmond, VA 23223. In execution of a certain deed of trust dated April 24, 2006, in the original principal amount of $158,100.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4108 Page 1035, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on November 09, 2012, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING, AND BEING IN FAIRFIELD DISTRICT, HENRICO COUNTY, VIRGINIA, AND KNOWN AND DESIGNATED AS LOT 4, BLOCK F, SECTION III, MAPLEWOOD FARMS, AS SHOWN ON A PLAT MADE BY BALZER AND ASSOCIATES, INC., DATED APRIL 5, 1988, AND RECORDED JUNE 21, 1988, IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 87, PAGE 56, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID PROPERTY.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 133314 A-4312572 10/10/2012, 10/17/2012

TRUSTEE SALE 72 W Clopton St, Richmond, VA 23225 In execution of a Deed of Trust in the original principal amount of $119,200.00, dated September 21, 2007 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, inInstrument 070032091, at page 473, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on October 23, 2012 at 2:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lots 4 and 5 as shown on a plat recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia, in Plat Book 2, page 202 and 203, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01001235-11/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

NOTICE OF TRUSTEE’S SALE 26 WEST 21st STREET, RICHMOND, VIRGINIA In execution of a Deed of Trust dated October 2, 2008 and recorded in the Clerk’s Office, Circuit Court, City of Richmond, as Instrument No. 08-26665, default having been made in the payment of the debt secured, and at the request of the beneficiary under said Deed of Trust, the undersigned Substitute Trustee has declared all the debts and obligations secured by the Deed of Trust due and payable and will offer for sale at public auction to the highest bidder outside of the front entrance of the Richmond Circuit Court, John Marshall Courts Building, 400 North Ninth Street, Richmond, Virginia 23219 at 10:00 a.m. on Wednesday, November 7, 2012, the following described property located at 26 West 21st Street, Richmond, Virginia, and more particularly described as: ALL that certain lot or parcel of land lying and being in the City of Richmond (formerly Manchester), Virginia, with the four room frame cottage, other improvements thereon, known as 26 Vaden Avenue or 21st Street, and further described as beginning on the western line of Vaden Avenue or 21st Street at the southern line of Lot No. 67, on the Plan of Atkinson’s Subdivision known as No. 28 Vaden Avenue and thence running along and fronting on said western line of Vaden Avenue or 21st Street in a southerly direction 25 feet, and from said front running back at right angels and between parallel lines 95 feet and is the northernmost 25 feet of Lot No. 61 in the Plan of said Atkinson’s Subdivision. This property will be sold in “AS IS” condition without representations or warranties of any kind and subject to all easements, restrictions, conditions, and reservations of record affecting the title to the property hereinabove described. The beneficiary reserves the right to bid at such sale. TERMS OF SALE: Cash, certified funds, cashiered checks, trust account checks. A bidder’s deposit of 10% may be required on date of sale with settlement in full to be made within 15 days from date of sale. Written notice has been sent to the property owners as their address appears in the records of the Noteholder. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. For information contact: Lynn M. Tucker, Lynn M. Tucker, Esquire, Substitute Trustee Substitute Trustee 1360 E. Parham Road, Suite 200 Richmond, Virginia 23228 Telephone: (804) 377-7424

VIRGINIA: In the Circuit Court of the City of Richmond Case No.: CL12-3918 Timothy Joseph Higgins, Plaintiff v. Jayne Augusta Hurst-Higgins, Defendant. ORDER FOR PUBLICATION The object of this suit is to obtain a divorce from the bonds of matrimony on the grounds that the parties have lived separate and apart without any cohabitation without interruption for more than year. It is ORDERED that the Defendant whose whereabouts are unknown appear here on or before the 22nd day of October, 2012 at 9a.m. to protect his interests. An Extract, Teste: Bevill M. Dean, Clerk

TRUSTEE’S SALE OF 11110 Kentshire Lane, Chester, VA 23831. In execution of a certain deed of trust dated October 25, 2004, in the original principal amount of $159,699.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 6039 Page 0406, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on November 16, 2012, at 12:00 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT LOT OR PARCEL OF GROUND SITUATE, LYING AND BEING IN CHESTERFIELD COUNTY, COMMONWEALTH OF VIRGINIA, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND BEING IN BERMUDA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, DESIGNATED AS LOT 33, ASCOT POINTE, ALL AS MORE PARTICULARLY SHOWN ON PLAT OF SURVEY BY CHARLES C. TOWNES & ASSOCIATES, DATED APRIL 3, 1987, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 59, PAGES 21 AND 22, AND AS AMENDED BY AMENDED SUBDIVISION PLAT RECORDED IN THE AFORESAID CLERK’S OFFICE ON JANUARY 25, 1988, IN PLAT BOOK 61, PAGES 27 AND 28, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE LOT HEREBY CONVEYED. THE IMPROVEMENTS THEREON BEING KNOWN AS 11110 KENTSHIRE LANE..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 133870


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TRUSTEE SALE 2310 Maplewood Avenue, Richmond, VA 23220-5713 In execution of a Deed of Trust in the original principal amount of $160,000.00, dated June 28, 2006 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond,Virginia, in Instrument 060023923, at page 852, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on October 23, 2012 at2:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Beginning at a point in the northern line of Maplewood Avenue distant westwardly 109.42 feet from the point of its intersection with the western line of Addison Street, and from said point of beginning extending along the said line of Maplewood Avenue in a westwardly direction and fronting thereon 22.22 feet to a point and from said front extending back northwardly, between lines parallel with the western line of Addison Street, the western of which passes in part through an alley in common between the property hereby conveyed and that immediately on the west, and the eastern of which passes in part through the party wall between the property hereby conveyed and that immediately on the east known by no. 2310 Maplewood Avenue, 110 feet to an alley in the rear 17 feet wide on which said parcel abuts 22.22 feet, situated on the north side of Maplewood Avenue, West of Addison Street, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (8449-08/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

NOTICE OF TRUSTEE’S SALE OF PROPERTY 7422 Barnette Avenue, Mechanicsville, VA 23111 (Tax Map No. 8704-57-4782) In execution of a deed of trust recorded in the Clerk’s Office of the Circuit Court Hanover County, Virginia, in Deed Book 1459, page 559, the undersigned, appointed Substitute Trustee, will offer for sale at public auction at the front door of the Courthouse of Hanover County, Virginia, 7507 Library Drive, Hanover, VA, 23069, on the 13th day of November, 2012, at 1:00 PM, certain property described in said deed of trust lying in Hanover County, Virginia, known as 74223 Barnette Avenue, Mechanicsville, VA, 23111, and more particularly described as Lot 23, Block C, on the plan of Windy Hill Estates, Section B, as shown on play of survey thereof made by Phillip A. Brooks, C.L.S., dated November 16, 1960 and recorded in the Clerk’s Office of the Circuit Court of Hanover County, Virginia, in “Subdivision Plats”Book reference to which is hereby made for a more particular description of said lot. TOGETHER WITH all of the right, title, and interest of Herbert H. Price, in and to that certain personal property, as described in a certain note dated May 5, 1999. As provided in the deed of trust and pursuant to the provisions of applicable law, the undersigned Substitute Trustee may exercise all of the powers, rights, authority, and duties granted in the deed of trust. TERMS: Cash. A bidder’s deposit of $15,000.00 or 10% of the sale price, whichever is lower, will be required in cash at the time of the sale. Additional terms and conditions will be announced at the sale. Settlement shall occur within fifteen (15) days of the date of the sale, at which time the balance of the purchase price will be due and payable in cash, otherwise the Trustee may forfeit the deposit. The property will be sold “AS IS” and will be conveyed by special warranty deed, subject to all liens, objections, rights, reservations, leases, covenants, conditions, easements, and restrictions superior to the lien of the deed of trust as they may lawfully affect the property. Neither the Substitute Trustee nor the holder of the note secured by the deed of trust will deliver possession of the property to the successful bidder. The purchaser at the sale will be required to pay all closing costs except the grantor’s tax. Real estate ad valorem taxes will be prorated as of the date of closing. This notice is an attempt to collect on a debt and any information obtained will be used for that purpose. Joe B. Lamb, Jr. Substitute Trustee Joe B. Lamb, Jr., Substitute Trustee 10132 West Broad Street, Glen Allen, VA, 23060, (804) 935-0000

TRUSTEE’S SALE 8627 Millstream Drive, Richmond, VA 23228 Parcel ID 766-757-0958 Pursuant to the terms of a deed of trust dated June 22, 2010, in the original principal amount of $187,376.00, recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia, in Deed Book 4774, Page 2582, the property briefly described below will be offered for sale at public auction: Lot 5, Block X, Millspring Townes, Sec. 1, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 115, Pages 150153, and as more particularly described in the referenced deed of trust. The sale will take place on OCTOBER 23, 2012, aT 12:15 p.m., at the front entrance to the building housing the Circuit Court of Henrico County, located at 4301 East Parham Road, Henrico, VA. The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERTIFIED FUNDS in the amount of $18,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1228479).

TRUSTEE SALE 310 Ravenscroft Dr, Richmond, VA 23236-3049 Chesterfield County In execution of a Deed of Trust in the original principal amount of $130,400.00, dated May 11, 2007recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7782, at page 0313, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on October 11, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 8, Block B, Section A, Hylton Park, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-019012-12/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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Public Notice – Environmental Permit PurPosE of NoticE: to seek public comment on a draft permit from the Department of Environmental Quality that will allow the release of treated wastewater and storm water into a water body in the city of richmond, Virginia. Public commENt PErioD: october 3, 2012 to 11:59 p.m. on November 5, 2012 PErmit NamE: Virginia Pollutant Discharge Elimination system Permit – Wastewater and storm water issued by DEQ, under the authority of the state Water control board aPPlicaNt NamE, aDDrEss aND PErmit NumbEr: Kinder morgan transmix co., llc; 500 Dallas street, Houston, tX 77002; Va0086151 facility NamE aND locatioN: Kinder morgan transmix co., llc; 3302 Deepwater terminal road, richmond, Va 23234 ProjEct DEscriPtioN: Kinder morgan transmix co., llc has applied for reissuance of a permit for the private Kinder morgan transmix co., llc. the applicant proposes to release treated industrial wastewater and storm water at a rate of 0.73 million gallon per day into a water body. the facility proposes to release the treated wastewater and storm water in the james river in the city of richmond in the lower james river watershed. a watershed is the land area drained by a river and its incoming streams. the permit will limit the following pollutants to amounts that protect water quality: organic matter. HoW to commENt aND/or rEQuEst a Public HEariNG: DEQ accepts comments and requests for public hearing by e-mail, fax or postal mail. all comments and requests must be in writing and be received by DEQ during the comment period. submittals must include the names, mailing addresses and telephone numbers of the commenter/ requester and of all persons represented by the commenter/requester. a request for public hearing must also include: 1) the reason why a public hearing is requested. 2) a brief, informal statement regarding the nature and extent of the interest of the requester or of those represented by the requestor, including how and to what extent such interest would be directly and adversely affected by the permit. 3) specific references, where possible, to terms and conditions of the permit with suggested revisions. a public hearing may be held, including another comment period, if public response is significant, based on individual requests for public hearing, and there are substantial, disputed issues relevant to the permit. coNtact for Public commENts, DocumENt rEQuEsts aND aDDitioNal iNformatioN: jeremy Kazio; Piedmont regional office, 4949-a cox road, Glen allen, Va 23060; Phone: (804)527-5044; E-mail: jeremy.Kazio@deq. virginia.gov; fax: (804)527-5106. the public may review the draft permit and application at the DEQ office named above by appointment, or may request copies of the documents from the contact person listed above.

TRUSTEE’S SALE 603 ½ N. 23rd Street, Richmond, VA 23223 Parcel ID E0000293017 Pursuant to the terms of a deed of trust dated February 15, 2007, in the original principal amount of $242,700.00, recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia, as Instrument No. 070005681, and modified by Modification of Deed of Trust dated July 26, 2011, and recorded as Instrument No. 110013628, the property briefly described below will be offered for sale at public auction: That certain property known as 603 ½ N. 23rd Street, as shown on a plat of survey dated March 16, 2005, attached to a deed recorded in the aforesaid Clerk’s Office as Instrument No. 050014257, and as described in Deed of Correction dated July 13, 2011 and recorded as Instrument No. 110012967. The sale will take place on OCTOBER 23, 2012, aT 11:30 a.m., at the front entrance to the building housing the Circuit Court of the City of Richmond, located at 400 N. Ninth Street, Richmond, VA. The property and the improvements thereon will be sold “AS IS”and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERTIFIED FUNDS in the amount of $20,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1‑757‑437‑9500 (1228478).

TRUSTEE SALE 4805 Alberta Road, Chesterfield, VA 23832-6939 In execution of a Deed of Trust in the original principal amount of $144,000.00, dated September 13, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 8001, at page 0144, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on October 16, 2012 at 3:15 o’clock pmthe property described in said deed, located at the above address and briefly described as: Lot 60, Block S, Section 7, Sunnybrook, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.

TRUSTEE SALE 7903 Alvarado Rd, Richmond, VA 232294208 Henrico County In execution of a Deed of Trust in the original principal amount of $223,960.00, dated June 1, 2007recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico,Virginia, in Deed Book 4352, at page 1414, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on October 16, 2012 at 1:00 o’clock pmthe property described in said deed, located at the above address and briefly described as: Lot 2, Block B, Cheswick Farms, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.

TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-018484-11/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www. siwpc.net

TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-028006-11/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www. siwpc.net

TRUSTEE SALE 3605 Hargrove Avenue, Richmond, VA 23222-2408 Henrico County In execution of a Deed of Trust in the original principal amount of $225,000.00, dated December 19, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4590, at page 0356, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on October 23, 2012 at 1:00 o’clock pmthe property described in said deed, located at the above address and briefly described as: Lot 9,Section B, Plan of Pemberton Place, recorded in Plat Book 18, Page 101, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01028234-11/FHA) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 10300 Oakside Drive, Richmond, VA 23237-3953 Chesterfield County In execution of a Deed of Trust in the original principal amount of $211,500.00, dated August 8, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7946, at page 0435, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on October 23, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 32, Section A, North Oaks, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-022072-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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IN THE CIRCUIT COURT FOR THE CITY OF RICHMOND JUANITA BURNETT, et als, Plaintiffs, Case No. CL12001146-00 v. KATINA HENDERSON, et als. Defendants. ORDER OF PUBLICATION The object of this suit is to seek partition of the parcel of real property described below, pursuant to Sections 8.01-81, et seq. of the Code of Virginia, 1950, as amended: That parcel of land in the City of Richmond, Virginia, situated on the northern line of Burton Street between O Street and Pink Street, together with all improvements thereon and appurtenances thereto belonging, known as No. 2312 Burton Street, and bounded as follows, to-wit: Beginning on the northern line of Burton Street at a point distant thereon ninety-eight (98) feet ten and one-half (10 1/2) inches eastwardly from the point of intersection of the northern line of Burton Street with the eastern or northern line of O Street, which said point of beginning is the point of intersection of the northern line of Burton Street with a line through the middle of the party wall in common between said building No. 3212 Burton Street and the building adjoining immediately west thereof, known as No. 3210 Burton Street, and from the said point of beginning running eastwardly along and fronting on the northern line of Burton Street twenty (20) feet three and one half (3 1/2) inches to the point of intersection of the northern line of Burton Street with a line through the middle of the party wall in common between said building No 2312 Burton Street and the building adjoining immediately east thereof, known as No. 2314 Burton Street, and form the said front extending back northwardly, between the aforesaid middle lines, prolonged, which are parallel with each other, fifty-eight (58) feet six (6) inches to the southern line of an alley in common ten (10) feet wide; all as shown on a plat of survey of said property and other properties, made by T. Crawford Redd & Bro., Surveyors and Engineers, dated November 29, 1915 of record in the City of Richmond, Virginia Circuit Court Clerk’s Office in Deed Book 236-D at page 476. BEING the same real property conveyed to Alexander Coleman and Florence Coleman as tenants by the entireties with the right of survivorship as at common law by warranty deed from Real Estate Holding Corporation which was dated March 1, 1943 and is recorded in the City of Richmond, Virginia Circuit Court Clerk’s Office. (probably in Deed Book 436-D). Florence Coleman died on March 8, 1962 in the City of Richmond, Virginia so, by operation of law, the property vested solely in her widower, Alexander Coleman. Alexander Coleman died, intestate on December 9, 1968, survived by his widow, Hazel Coleman, nine children, and one grand-child who was the sole heir at law of his deceased child. Thus, by operation of law, title to the subject property passed to his nine children: Alexander Coleman, Jr. , Wallace Irving Coleman, Mary Celestine Tolliver, Lorenzo Lee Coleman, Robinette C. Walker, Juanita C. Burnette, Calvin Coleman, Loretta C. Battle, Augustus Hugo Coleman, and William Johnson, Jr. who was the sole child of Hanna C. Johnson (the tenth child of Alexander Coleman) who died intestate on November 3, 1965. On December 17, 1995, William Johnson, Jr. dies, intestate, divorced, not remarried and with only one child, Alexis J. Harris. On August 21, 1989, Robinete C. Walker dies, intestate, survived by her husband, Albert Roscoe Walker, Sr. and her three children, Lucyetta Bowman, Albert Walker, Jr. and Bernelle W. Luck at least one of these children is not a child of Albert Roscoe Walker, Sr. On May 22, 1991, Lorenzo Lee Coleman died, intestate and not married, survived by his six children Yvonne Coleman, Eddie Coleman, Lewis Coleman, Cheryl Coleman, Viesta Coleman and Kelly Coleman On September 14, 1992, Alexander Coleman died, Divorced, and intestate survived by five of his children and two grandchildren, Joyce Ann Coleman, Marcellus Coleman, Olivia Coleman, Ricardo Coleman, Gwendolyn C. Smith, Tracy Alexander and Shawanda Noble. On June 10, 1997, Wallace Irving Coleman died, widowed, not remarried and survived by his three children, Valerie Coleman, Gwendolyn C. Lawrence and Hannah C. Johnson On January 9, 2001, Calvin Coleman died intestate, survived by his wife, Betsy Elizabeth Coleman. All of his children were also children of his widow.

October 10, 2012 [ classifieds ]

style weekly

On October 9, 2001, Joyce Ann Coleman died, intestate, survived by her husband, Eric Brown and two children, Gregory Eugene Coleman and Tony Edward Coleman. Her husband was not the father of both children.

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On November 6, 2002, Albert Walker, Jr. died, intestate, survived by his wife, Cynthia Gail Walker and six children, Holly Williams, Delmont Walker, Albert Walker, III, Tiffany Walker, Hope Walker and Faith Walker. Only three of the children were children of his wife. Hazel Coleman, the Widow of Alexander Coleman died on September 13, 2003 thereby extinguishing her dower interest. It appearing that there are set out in the pleading as a person or persons, as defendants by the general description of “Unknown Heirs”And Other Unknown Parties who may have an interest in real property in the City of Richmond which parties are deemed interested in the above property to be divided or disposed of, with the nature of such interest described in the Complaint. UPON CONSIDERATION WHEREOF, this Order of Publication is granted, and it is ORDERED that this Notice shall be published once per week for 4 successive weeks in the StyleWeekly newspaper, and the aforesaid individual(s) are hereby ORDERED to appear before this Court on or before November 26, 2012, at 9:00 A.M., to do what is necessary to protect their interest. ENTER:8/10/2012 Theodore Markow, Judge I ASK FOR THIS: Albert W. Thweatt (VSB #41967) The Law Offices of Albert W. Thweatt, II, P.C. Post Office Box 2513 Richmond, Virginia 23219 Telephone: (804) 644-1964 Facsimile: (804) 644-1770

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V I R I G I N I A: IN THE CIRCUIT COURT OF THE CITY OF RICHMOND NIKKI MARTIN, Plaintiff, v. GARY ALLEN MARTIN, JR., Defendant. Civil Action No.: 122661-5 ORDER OF PUBLICATION The Object of this suit is to obtain a divorce from the bond of matrimony from the defendant on the grounds that plaintiff and defendant have lived separate and apart for a period exceeding one year pursuant to §20-91(9) of the Code of Virginia, 1950, as amended. It appearing from an affidavit that the plaintiff is unable to ascertain the location of the defendant, Gary Allen Martin, Jr., after using due diligence, it is ordered that the defendant appear before this Court on or before 10-25-12, to protect his interest herein. An Extract, Teste: Bevill M. Dean, Clerk

V I R G I N I A: IN THE CIRCUIT COURT OF THE COUNTY OF CHESTERFIELD Case No.: CL12-2736 RICHARD J. WILLIAMS and FLORENCE W. WILLIAMS, Plaintiffs v. ALICE BOOKER GLOVER Address Unknown and UNKNOWN HEIRS OF ALICE BOOKER GLOVER and WASHINGTON HOPKINS Address Unknown and UNKNOWN HEIRS OF WASHINGTON HOPKINS and JAMES COLES Address Unknown and UNKNOWN HEIRS OF JAMES COLES and GERALDINE IRVIN Address Unknown and UNKNOWN HEIRS OF GERALDINE IRVIN and MARY HOPKINS Address Unknown and UNKNOWN HEIRS OF MARY HOPKINS and UNKNOWN HEIRS OF EDWIN LEE TRENT and UNKNOWN HEIRS OF LOU V. MAYFIELD and UNKNOWN HEIRS OF JAMES T. TRENT and UNKNOWN HEIRS OF ROBERT W. MAYFIELD and JAMES E. MAYFIELD Address Unknown and UNKNOWN HEIRS OF JAMES E. MAYFIELD and UNKNOWN HEIRS OF FRANK C. MAYFIELD, SR. and UNKNOWN HEIRS OF WILLIAM MAYFIELD and CATHERINE MAYFIELD PARHAM Address Unknown and UNKNOWN HEIRS OF CATHERINE MAYFIELD PARHAM and OTHELIA M. EVANS Address Unknown and UNKNOWN HEIRS OF OTHELIA M. EVANS and SARAH A. MAYFIELD HINES Address Unknown UNKNOWN HEIRS OF SARAH A. MAYFIELD HINES and ADELIA MAYFIELD GILL Address Unknown and UNKNOWN HEIRS OF ADELIA MAYFIELD GILL and ELNORA J. ROLLINS Address Unknown and UNKNOWN HEIRS OF ELNORA J. ROLLINS and UNKNOWN HEIRS OF EDITH M. BROWN and UNKNOWN HEIRS OF MARY J. BROWN and MARY ELLA BROWN TRENT Address Unknown and UNKNOWN HEIRS OF ELLA BROWN TRENT and JAMES R. TRENT Address Unknown and UNKNOWN HEIRS OF WILLAIM H. TRENT and WALTER TRENT Address Unknown and UNKNOWN HEIRS OF WALTER TRENT and OLLIE T. TRENT and ROSA MAE TRENT GOODEN Address Unknown and UNKNOWN HEIRS OF ROSA MAE TRENT GOODEN and JANET B. TRENT RICHARDS Address Unknown and UNKNOWN HEIRS OF JANET B. TRENT RICHARDS and LUCY TRENT COLEMAN Address Unknown and UNKNOWN HEIRS OF LUCY TRENT COLEMAN and UNKNOWN HEIRS OF JOSEPHINE TRENT VAUGHAN and EDNA TRENT JONES Address Unknown and UNKNOWN HEIRS OF EDNA TRENT JONES and CATHERINE TRENT GARRITT Address Unknown and UNKNOWN HEIRS OF CATHERINE TRENT GARRITT and WAVERLY THOMAS BOOKER Address Unknown and UNKNOWN HEIRS OF WAVERLY THOMAS BOOKER and UNKNOWN HEIRS OF WILLIAM J. BOOKER and IF THERE BE PARTIES UNKNOWN and UNKNOWN HEIRS OF GARFIELD TRENT, Defendants ORDER OF PUBLICATION 9/12/12 The object of this suit is to quiet title to and establish title in the plaintiffs to a certain 10.13 acre of land lying on Reed Branch Road, Chesterfield, Virginia, PIN #74635115500000, which land was conveyed to Richard J. Williams and Florence W. Williams by deed from J.A. Spinner, et al., dated October 19, 1911 and recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia in Deed Book 127, page 18. An affidavit has been made and signed that the whereabouts and address of the named defendants and their respective heirs, if any, are unknown, it is hereby ORDERED that each of the said parties appear on or before NOVEMBER 12, 2012, to do whatever is necessary to protect their interest in said land. AN EXTRACT TESTE: JUDY L. WORTHINGTON, CLERK Thomas L. Gordon, Esq. Gordon, Dodson, Gordon & Rowlett P.O. Box 130 Chesterfield, VA 23832 (804) 748-8153 (804) 748-3287 fax

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V I R I G I N I A: IN THE CIRCUIT COURT OF THE COUNTY OF CHESTERFIELD 20 day of September 2012 RE: ESTATE OF GEORGIE A. GURNEY, DECEASED SHOW CAUSE AGAINST DISTRIBUTION IT IS ORDERED that the creditors of, and all others interested in, the above Estate show cause, if any they can, at 9:00 o’clock a.m., on the 20th day of November, 2012, before this Court in its courtroom against the payment and delivery of the estate to the beneficiaries without requiring refunding bonds. ENTER: September 21, 2012 An extract teste: JUDY L. WORTHINGTON, Clerk By: Jill Bryant, Deputy Clerk/Probate

SUBSTITUTE TRUSTEE’S SALE 3301 SUMMERBROOKE DRIVE RICHMOND, VA 23235 COUNTY OF CHESTERFIELD TAX MAP NO.: 761691220300000 In execution of a certain Deed of Trust from Jonathan R. Williams to Howard S. Marley, Trustee, dated May 15, 2003, recorded May 19, 2003, in the Clerk’s Office, County of Chesterfield, Virginia, in Deed Book 5100, page 735, (Edward S. Whitlock, III, having been appointed as Substitute Trustee by instrument duly recorded in the aforesaid Clerk’s Office), default having been made in the payment of the indebtedness secured thereby, and being required so to do by the Noteholder, the undersigned, in accordance with the provisions of the aforesaid Deed of Trust, and after having given at least fourteen (14) days prior written notice to the owner of the real estate of the date, time, place and terms of the sale, will offer for sale to the highest bidder at public auction on: October 17, 2012 at 9:00 a.m. at the front steps of the building housing the Circuit Court of the County of Chesterfield, 9500 Courthouse Road, Chesterfield, Virginia 23832, all of the property with any improvements thereon located in County of Chesterfield, having a Tax Map Designation of 761691220300000, together with any interest the Substitute Trustee may have in the Personal Property located on or used in the operation of the Real Property. The Real Property and the Personal Property being hereinafter referred to as the Property. TERMS OF SALE: All cash at settlement. A deposit of Three Thousand and 00/100 Dollars ($3,000.00) in cash or certified check shall be required at time of sale from all bidders except the holder of the Note secured by the Deed of Trust. The balance shall be paid at settlement, to be held within thirty (30) days from the date of sale in the offices of the Substitute Trustee. The Substitute Trustee reserves the right to: (i) waive the deposit requirement; (ii) approve the creditworthiness of any bidder and final purchaser; (iii) withdraw the Property from sale at any time prior to the termination of the bidding; (iv) keep the bidding open for any length of time; and (v) reject any and all bids. In the event that the purchaser fails to go to settlement as required, the aforementioned deposit shall be forfeited and the Property shall be resold at the purchaser’s risk and expense. All closing costs, other than the preparation of the deed and the grantor’s tax, shall be borne by the successful bidder. Real estate taxes shall be prorated to the date of sale. Rents and other expenses of the Property shall not be prorated. The Real Property shall be conveyed by special warranty deed and the Personal Property, if any, shall be conveyed by Bill of Sale. All of the Property shall be sold “AS IS” without representation or warranty of any kind, and SUBJECT TO conditions, restrictions, rights-of-way, easements, and reservations, if any, contained in the deeds forming chain of title thereto, and all other matters of record taking priority over the Deed of Trust, if any. Delivery of possession of the Property will not be performed by the Substitute Trustee but will be the responsibility of the Purchaser. The Purchaser will be required to execute a Memorandum of Sale concerning the purchase of the Property, a copy of which will be available immediately before announcing the sale. EDWARD S. WHITLOCK, III SUBSTITUTE TRUSTEE Lafayette, Ayers & Whitlock, PLC 10160 Staples Mill Road, Suite 105 Glen Allen, Virginia 23060 (804) 545-6250 FOR INFORMATION CONTACT: EDWARD S. WHITLOCK, III Lafayette, Ayers & Whitlock, PLC (804) 545-6250

TRUSTEE SALE 9316 Horizon Road, Glen Allen, VA 23060-3529 Henrico County In execution of a Deed of Trust in the original principal amount of $72,750.00, dated February 25, 2003 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3410, at page 0847, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on October 16, 2012 at 1:00 o’clock pmthe property described in said deed, located at the above address and briefly described as: Lot 2, Block E, Section A, Broad Meadows, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $5,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-002301-10/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m., or visit our website at www.siwpc.net

Trustee’s Sale 3106 Richmond Henrico Turnpike, Richmond, Virginia 23222 (Tax ID No. N0001144005) Default having been made in the terms of a certain Deed of Trust dated September 10, 2007, in the original principal amount of $70,000.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 070030885, the undersigned Substitute Trustees will sell at public auction on October 18, 2012, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property shown on a plat attached to a deed recorded in Deed Book 238, Page 137, in the aforesaid Clerk’s Office. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $7,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the ForeclosureSales page of www.glasserlaw. com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 92482, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 5000 W Seminary Ave, Richmond, VA 23227-3408 In execution of a Deed of Trust in the original principal amount of $215,050.00, dated May 7, 2007recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 070016050, at page 0152, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond,Virginia, on October 11, 2012 at 10:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 15, Block K, North Ginter Park, recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia, in Plat Book 14, Page 28, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01030907-09/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 14306 Jeffries Pl, Midlothian, VA 23114 Chesterfield County In execution of a Deed of Trust in the original principal amount of $339,000.00, dated January 9, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 8152, at page 0835, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on October 11, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 34, Tanner Village, Section C, at Charter Colony, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01021541-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net


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VIRGINIA: IN THE CIRCUIT COURT OF HENRICO COUNTY PARKER, POLLARD, WILTON & PEADEN, P.C., (formerly Parker, Pollard & Brown, P.C.) Plaintiff vs. Case No.: CL12-2362 Benjamin F. Williams, Jr., Linda W. Wilson, Daniel Williams, Edward L. Williams, Jr. And Heirs, Devisee and Successors in interest Of Richard Downey Seaman, III, (a/k/a Richard D. Seaman, III) who are Made parties defendant by the general Description of Parties Unknown And Parties Unknown, Defendants. ORDER OF PUBLICATION The object of this suit is to ascertain those person or persons who may be entitled to receive a beneficial interest in the Estate of Richard Downey Seaman, III, deceased. An Affidavit having been made by Donald W. Piacentini, President of Parker, Pollard, Wilton & Peaden, P.C., who affirmed to the Court that due diligence has been performed to ascertain the heirs of Richard Downey Seaman, III; however, there may be other unknown heirs, devisees and successors in interest of Richard Downey Seaman, III who may have an interest in the estate and that their names, whereabouts and mailing addresses, if any, are unknown. Accordingly, it is hereby ORDERED that such persons appear on or before the 22nd day of October, 2012, and take such steps as may be necessary to protect his/her interest in this suit. It is further ORDERED that this Order be published once a week for four consecutive weeks in Style Weekly, a publication having a general circulation in the County of Henrico and City of Richmond, Virginia, and that a copy of this Order be posted at the front door of the Courthouse. ENTER: 9/11/12 L.A. Harris, Jr. Judge

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Default having been made in the terms of a certain Deed of Trust dated April 1, 2009, in the original principal amount of $111,925.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4688, Page 1757, the undersigned Substitute Trustees will sell at public auction on October 18, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road, (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as containing 0.98 of an acre, more or less, as shown on a plat, dated November 11, 1982, a copy of which is attached to and recorded with a certain Deed recorded in the aforesaid Clerk’s Office in Deed Book 1863, Page 361. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $11,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C., and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 95121, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 4221 Brook Road, Richmond, VA 23227 In execution of a Deed of Trust in the original principal amount of $181,050.00, dated November 5, 2005 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, inInstrument 050040178, at page 1393, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on October 23, 2012 at 2:00 o’clock pm the property described in said deed, located at the above address and briefly described as: LOT 10, BLOCK B, ON PLAN OF NORTH GINTER PARK, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-014304-09/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 12501 Caitlin Circle, Richmond, VA 23233-6622 Henrico County In execution of a Deed of Trust in the original principal amount of $275,000.00, dated January 15, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4464, at page 1339, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on October 23, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 6, Block F, Winchester Green, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-004447-10/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 2605 Chatham Woods Drive, Richmond, VA 23233-1637 Henrico County In execution of a Deed of Trust in the original principal amount of $255,000.00, dated January 29, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4466, at page 0746, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­ signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on October 18, 2012 at 9:00 o’clock amthe property described in said deed, located at the above address and briefly described as: Lot 2, Block B, Chatham Woods Subdivision, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-025390-09/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 10163 Drawbridge Court, Mechanicsville, VA 23116 Hanover County In execution of a Deed of Trust in the original principal amount of $126,000.00, dated March 22, 2004 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2286, at page 195, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­ signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on October 23, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 5, Block B, Section 2, Castlewood, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-017024-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 9327 Electra Ct, Richmond, VA 23228-1533 Henrico County In execution of a Deed of Trust in the original principal amount of $134,400.00, dated April 6, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4322, at page 0009, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­ signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on October 23, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 20, Block A, North Run Terrace, Section 3, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-019380-11/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 8049 Elliott Drive, Mechanicsville, VA 23111-3670 Hanover County In execution of a Deed of Trust in the original principal amount of $198,450.00, dated July 13, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2888, at page 1673, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­ signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on October 23, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 5, Block F, Section C, Dogwood Knoll, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-008867-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 2217 Fairfax Ave, Richmond, VA 23224-6725 In execution of a Deed of Trust in the original principal amount of $87,500.00, dated March 27, 2007 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 070010555, at page 695, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond,Virginia, on October 18, 2012 at 10:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lots 14 & 15, Block 12, Mason Park Land Company, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-010469-11/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 2900 Gay Avenue, Richmond, VA 23231-2216 Henrico County In execution of a Deed of Trust in the original principal amount of $119,000.00, dated April 1, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4495, at page 1861, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­ signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on October 23, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 2, Block A, Knowles Knoll, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-026757-11/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 14730 Blue Creek Place, Colonial Heights, VA 23834-6817 Chesterfield County In execution of a Deed of Trust in the original principal amount of $214,200.00, dated November 5, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 8073, at page 0335, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on October 16, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 59, Section Three, Southcreek, with improvements thereon.

Trustee’s Sale 7633 Osborne Turnpike, Richmond a/k/a Henrico, Virginia, 23231 (Tax ID No. 803-691-3760)

Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.

[ classifieds ] October 10, 2012

TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40022040-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE SALE 5605 Eagle Lake Dr, Glen Allen, VA 23060-6373 Henrico County In execution of a Deed of Trust in the original principal amount of $113,600.00, dated November 27, 2000 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3049, at page 197, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on October 23, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 9, Block A, Section A, Linsey Lakes, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-026264-10/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

(804)358-2100

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October 10, 2012 [ classifieds ]

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TRUSTEE SALE 6019 Hudswell Ln, Richmond, VA 23234-5035 Chesterfield County In execution of a Deed of Trust in the original principal amount of $163,000.00, dated May 31, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7820, at page 0545, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on October 23, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 44, Block F, Falling Creek Hills, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-003435-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE SALE 1770 Kingsland Rd, Richmond, VA 23231-8440 Henrico County In execution of a Deed of Trust in the original principal amount of $106,329.00, dated February 1, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3820, at page 30, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­ signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on October 30, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Containing 3.4521 acres, more or less, as shown on plat dated 6/18/1987, recorded with Deed Book 2102, page 1487, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-023110-12/ FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 3126 Irvington Street, Richmond, VA 23234-1537 In execution of a Deed of Trust in the original principal amount of $232,500.00, dated December 5, 2008 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, inInstrument 090002411, at page 0034, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on November 1, 2012 at 10:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lots Nos. 1 and 2 in Block L, Cherry Gardens, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-019895-12/FHA) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 7364 McCaul Ct, Mechanicsville, VA 23111-5921 Hanover County In execution of a Deed of Trust in the original principal amount of $253,000.00, dated June 29, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover,Virginia, in Deed Book 2884, at page 2086, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on October 16, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 16, Block C, Section A, Windsor Subdivision, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01006726-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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NOTICE OF TRUSTEE’S SALE OF PROPERTY 17514 KATHLEEN COURT PETERSBURG, VIRGINIA 23803 (MATOACA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA) (Tax Map No. 758-618-4847-00000) In execution of two deeds of trust recorded in the Clerk’s Office of the Circuit Court for the County of Chesterfield, Virginia, in Deed Book 7119, page 305, and in Deed Book 7972, page 443, the undersigned, Charles W. Hundley, Substitute Trustee, will offer for sale at public auction at the front door of the Courthouse of the County of Chesterfield, Virginia, 9500 Courthouse Road, Chesterfield, Virginia 23832-0125, on the 7th day of November, 2012, at 9:00 a.m., certain property described in said deeds of trust lying in the County of Chesterfield, Virginia, known as 17514 Kathleen Court, Petersburg, Virginia 23803, and more particularly described in the aforementioned deeds of trust. As provided in the deeds of trust and pursuant to the provisions of applicable law, the undersigned Substitute Trustee may exercise all of the powers, rights, authority, and duties granted in the deeds of trust. TERMS: Cash. A bidder’s deposit of up to 10 percent of the bid amount may be required in cash or approved bank check at the time of the sale. Additional terms and conditions may be announced at the sale. Closing shall occur at the office of the trustee within 15 days after the date of the sale, at which time the balance of the purchase price will be due and payable in cash or approved bank check. The property will be sold “AS IS” and will be conveyed by special warranty deed, subject to all liens, objections, rights, reservations, leases, covenants, conditions, easements, and restrictions superior to the lien of the deeds of trust as they may affect the property. Neither the Substitute Trustee nor the holder of the notes secured by the deeds of trust will deliver possession of the property to the successful bidder. The purchaser at the sale will be required to pay all closing costs except the grantor’s tax. Real estate taxes will be prorated as of the date of closing. For additional information, contact the Substitute Trustee at 4908 Monument Avenue, Suite 200, Richmond, Virginia 23230 (804-254-4900). Charles W. Hundley, Substitute Trustee

TRUSTEE’S SALE 2914 Lafayette Avenue, Richmond, VA 23228 Parcel ID 775-749-5258 Pursuant to the terms of a deed of trust dated May 15, 2009, in the original principal amount of $132,554.00, recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia, in Deed Book 4641, Page 2567, the property briefly described below will be offered for sale at public auction: Lot 65, Putney Place, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 18, Page 55, and as more particularly described in the referenced deed of trust. The sale will take place on OCTOBER 23, 2012, aT 12:15 p.m., at the front entrance to the building housing the Circuit Court of Henrico County, located at 4301 East Parham Road, Henrico, VA. The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERTIFIED FUNDS in the amount of $12,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1228481).

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the adult scene ADULT SERVICES MEET SEXY LOCAL SINGLES TRUSTEE’S SALE OF 3902 Forestford Road, Richmond, VA 23294. In execution of a certain deed of trust dated August 10, 2006, in the original principal amount of $142,400.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4178 Page 2203, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on October 26, 2012, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE BROOKLAND DISTRICT, HENRICO COUNTY, VIRGINIA KNOWN AND DESIGNATED AS LOT 4, BLOCK R, SECTION E, WEST END MANOR, AS SHOWN ON A PLAT MADE BY J.K. TIMMONS, CIVIL ENGINEER DATED OCTOBER 26, 1961 AND RECORDED NOVEMBER 27, 1961 IN THE CLERK’S OFFICE , CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 31, PAGE 90 TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 98550

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TRUSTEE SALE 1806 Regal Drive, Highland Springs, VA 23075-2416 Henrico County In execution of a Deed of Trust in the original principal amount of $66,000.00, dated July 24, 2006recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4189, at page 1792, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on October 11, 2012 at 9:00 o’clock amthe property described in said deed, located at the above address and briefly described as: Lot 4, Block 20, Section C, Fairlawn Townhouses, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $5,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-006563-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Public Notice – Environmental Permit PurPosE of NoticE: to seek public comment on a draft permit from the Department of Environmental Quality that will allow the release of storm water into a water body in chesterfield county, Virginia. Public commENt PErioD: october 3, 2012 to 11:59 p.m. on November 2, 2012 Virginia Pollutant PErmit NamE: Discharge Elimination system Permit – storm Water issued by DEQ, under the authority of the state Water control board aPPlicaNt NamE, aDDrEss aND PErmit NumbEr: transEnD corporation, 2031 Westwood avenue, richmond Virginia 23230, VPDEs Permit Va0088153. facilitY NamE aND aDDrEss: trans ind corporation – coxendale facility, 1711 coxendale road, chesterfield county, chester Virginia 23831. ProjEct DEscriPtioN: transEnD has applied for reissuance of a permit for the private trans ind facility. the applicant proposes to release storm water runoff into a waterbody at flow rates that are rainfall dependent. the facility proposes to release storm water runoff into an unnamed tributary to redwater creek in chesterfield county in the james river watershed. a watershed is the land area drained by a river and its incoming streams. the permit requires sampling for Pcbs. HoW to commENt aND/or rEQuEst a Public HEariNG: DEQ accepts comments and requests for public hearing by e-mail, fax or postal mail. all comments and requests must be in writing and be received by DEQ during the comment period. submittals must include the names, mailing addresses, and telephone numbers of the commenter/ requester and of all persons represented by the commenter/requester. a request for public hearing must also include: 1) the reason why a public hearing is requested. 2) a brief, informal statement regarding the nature and extent of the interest of the requester or of those represented by the requester, including how and to what extent such interest would be directly and adversely affected by the permit. 3) specific references, where possible, to terms and conditions of the permit with suggested revisions. a public hearing may be held, including another comment period, if public response is significant, based on individual requests for a public hearing, and there are substantial, disputed issues relevant to the permit. coNtact for Public commENts, DocumENt rEQuEsts aND aDDitioNal iNformatioN: ray jenkins; Piedmont regional office, 4949a cox road, Glen allen, Virginia, 23060; Phone: 804-527-5037; E-mail: ray.jenkins@ deq.virginia.gov; fax: 804-527-5106. the public may review the draft permit and application at the DEQ office named above by appointment or may request copies of the documents from the contact person listed above.


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