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Errors: Advertisements should be checked for accuracy by the advertiser on the first day of publication. The newspaper will be responsible for ONLY the first incorrect insertion and only to the extent of the space that the ad requires. The publisher assumes no financial responsibility for errors nor for omission of copy. STYLE WEEKLY reserves the right to revise, reclassify or reject any advertisement.

Sarah Jarvis

Pet Care Care in in your your Home Home Pet

• Pets•vacation own home. Pets vacationinintheir their own home. • Bonded & insured adult petTLC sitters • Bonded & insured adult pet sitters providing since 1985. providing TLC since 1985.

320-4395 320-4395 www.pet-pleasers.com www.pet-pleasers.com

356-4700 Residential. Commercial. Investment. One South Realty Group www.onesouthrealty.com

email: mypets@comcast.net mypets@comcast.net email:

fyi FOR YOUR INFORMATION Clover Hill High School Annual Fall Arts and Crafts Fair Saturday, Nov 2, 2013 9:00 a.m.- 3:00 p.m. at the New Clover Hill High School, 13301 Kelly Green Ln. (Near intersection of Genito & Coalfield Roads) The largest craft fair in Chesterfield County with over 155 artists and crafters present from the Southern Virginia area.  There will be an abundance of holiday gifts, handmade toys, decorations, baskets, wreaths, jewelry, baked goods and lots, lots more!  There will also be a concession stand available with a variety of foods. All rental space fees will benefit the Clover Hill High School Athletic Association.  For information and space availability, please visit:  www.chillfootball.com/craftfair/ home.php or email

mind body spirit MASSAGE

www.alltherapeuticmassage.net offers competitive rates, lots of modalities & couples’ massage

YOGA

chcraftfair@gmail.com

real estate REAL ESTATE Richmond’s Premiere Yoga Studio in Cary Court, 3122 W. Cary St. (804) 359-9642 www.yogarichmond.com Inlight Yoga Yoga & meditation classes and workshops, all levels www.InlightYoga.com

CLEANING SERVICES

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House/Apt Cleaning Special! Pay for 3 room cleanings and get the 4th room FREE! Satisfaction Guaranteed Thorough cleaning, dependable & ON TIME. Lic and ins. CALL JAY 804-727-9205 

BUILDING/ REMODELING Over 40 years of Additions, Carpentry, Renovations, Remodeling, Disaster Repair. Bob Windsor Construction 6731102 - bobwindsor.net

legal notices TRUSTEE’S SALE OF 2600 Hargrove Street, Richmond, VA 23225. In execution of a certain deed of trust dated August 29, 2002, in the original principal amount of $50,550.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 020027259, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on October 23, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OF LAND OR PARCEL OF LAND WITH ALL IMPROVEMENTS THEREON KNOWN AS NO. 2600 HARGROVE STREET, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, DESIGNATED AS LOT 10 IN BLOCK NO. 4 ON THE PLAN OF HOLLAND’S ADDITION, DESCRIBED AS FOLLOWS: COMMENCING ON THE SOUTH SIDE OF HARGROVE STREET DISTANT 9,98 FEET, MORE OR LESS, WESTWARDLY FROM THE CORNER OF CLOPTON STREET, THENCE RUNNING WESTWARDLY ALONG THE SAID SOUTH SIDE OF HARGROVE STREET AND FRONTING THEREON 30 FEET WIDE; THENCE EXTENDING BACK BETWEEN PARALLEL LINES 130 FEET TO AN ALLEY 15 FEET WIDE..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A

Trustee’s Sale 1804 Hobson Lane, Richmond, Virginia 23223 (Tax ID No. 801-730-2747)

Default having been made in the terms of a certain Deed of Trust dated March 30, 1990, in the original principal amount of $37,450.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 2235, at page 2357, the undersigned Substitute Trustees will sell at public auction on October 10, 2013, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lot Eleven (11), in Block H, of Oak Hill Subdivision, in Section B, (erroneously referred to as Lot Eleven (11), in Block K, of Oak Hill Subdivision, in Section B in the Deed of Trust recorded in Deed Book 2235, page 2357) plat of which, dated June 10, 1948, is recorded in the aforesaid Clerk’s Office in Plat Book 22, at page 60. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $3,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page ofwww.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee,

All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 and the Virginia Fair Housing Law, which makes it illegal to advertise “any preference, limitation or discrimination because of race, color, religion, sex, handicap, elderliness, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” Virginia Fair Housing Law also prohibits discrimination advertising based on elderliness. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. Real estate sales, rentals and roommate advertisers should make sure their ads describe the property being offered, not the person they might want in the property. You may express a preference for a male or female roommates. ~The Publisher

Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 102930, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only. Trustee’s Sale 7421 Cindy Court, Mechanicsville, Virginia 23111 (Tax ID No. 8714-18-1824)

Default having been made in the terms of a certain Deed of Trust dated August 24, 2006, in the modified principal amount of $226,185.79 and recorded in the Clerk’s Office of the Circuit Court of the County of Hanover, Virginia in Deed Book 2758, at page 674, and amended by a Loan Modification Agreement recorded on April 10, 2012 in Deed Book 3024, at page 2626. The undersigned Substitute Trustees will sell at public auction on October 3, 2013, at 8:45 a.m., in front of the building housing the Hanover County Circuit Court, Hanover Courthouse, 7507 Library Drive, Hanover, VA, the property designated as Lot 36, Block B, Section B, Shady Grove Forest, as shown on subdivision plat entitled “Shady Grove Forest, Section B”, recorded June 24, 1996, in Subdivision Plat Book 8, page 77. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $22,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will

be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw. com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 102349, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.  TRUSTEE SALE 7505 Northford Mews, Chesterfield, VA 23832-7591

In execution of a Deed of Trust in the original principal amount of $142,398.00, dated March 14, 2011 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book

Dear Dream Zone,

Last night I dreamed I was part of a group of people sent to a lady’s home because she was being harassed by “ghosts”. Turns out the “ghosts” were neighbors dressed up in wool ghost costumes trying to scare her out of her house. We had fun driving the people in ghost costumes out. It was all very Scooby-Doo. After we got rid of the “ghosts” the lady of the house was able to return to her garden, which is where I woke up. – Chris 38, Salem, MA Lauri: Is there anything that has been bothering or “haunting you” lately, something that turned out to be not what you thought, and in fact not as bad as you thought? Since you were in a group in the dream, this may be connected to a waking issue that involves several people rather than just you. Also, the ghost’s costumes were made of wool. That’s a significant detail. Has anyone been trying to pull the wool over your eyes lately? Or have you gone in to some issue or project “blind” so to speak? In the dream you were able to get rid of the ghost imposters, which suggests in real life you have been able to rid yourself of this bothersome issue. And the lady being able to get back to her garden may really be the way your dreaming mind is telling you, now that this issue is over with, it’s time to get back to more productive and fruitful things in your life. Chris replies: I had a big project at work that wrapped this past weekend. I did go in somewhat blind and with a “who knows” attitude. It all could have been a wreck but it turned out smoothly and yes, I do have other projects I can now and should focus on. Thanks!

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Small job specialist. Free estimates, references. Licensed/ Insured. Hobbie Carpentry, 2644910

form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 156179

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September 25, 2013 [ classifieds ]

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9451, at page 0856, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on October 1, 2013 at 2:30o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 1, Five Forks Village, Phase 1, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.           TERMS OF SALE:  CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-03020312/FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE’S SALE OF 2537 Gayland Avenue, Richmond AKA North Chesterfield, VA 23237. In execution of a certain deed of trust dated December 17, 2009, in the original principal amount of $147,461.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8962 Page 0802, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on October 17, 2013, at 8:30 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND LYING AND BEING IN THE COUNTY OF CHESTERFIELD, VIRGINIA, IN THAT SECTION THEREOF KNOWN AS PATTERSON PARK, BEING LOT 16, BLOCK F, OF PATTERSON PARK, AS SHOWN ON A PLAT OF MAP THEREOF RECORDED ON PLAT BOOK NUMBER 3, AT PAGES 216 AND 217, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: THAT CERTAIN TRACT OF LAND KNOWN AS LOT NO. 16, BLOCK F, PATTERSON PARK, FRONTING 140 FEET ON THE SOUTHWARDLY BETWEEN THE EASTERN LINE OF LOT NUMBER 15, BLOCK F, AND THE WESTERN LINE OF LOT 17, BLOCK F, 328 FEET TO THE REAR OF 1140 FEET; SAID PROPERTY BEING KNOWN BY THE CURRENT STREET ADDRESS OF 2537 GAYLAND AVENUE, RICHMOND, VIRGINIA. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the

Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 156304 State Water Control Board Public Notice An enforcement action has been proposed for Standex Engraving LLC for alleged violations at the facility located at 5901 Lewis Road, Sandston, VA. Corrective action is complete and the consent order requires payment of a civil charge. A description of the proposed action is available at the DEQ office named below or online at www.deq.virginia.gov. Frank Lupini will accept comments by e-mail frank.lupini@deq.virginia.gov fax 804-527-5106 or postal mail DEQ piedmont regional office, 4949-A Cox Road, Glen Allen, VA, 23060 from September 25, 2013 to October 25, 2013. TRUSTEE’S SALE OF 1125 Sumpter Street, Richmond, VA 23220. In execution of a certain deed of trust dated June 11, 2009, in the original principal amount of $152,192.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 090012629, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on October 23, 2013, at 9:03 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: THAT CERTAIN LOT OR PARCEL OF LAND, SITUATED IN THE CITY OF RICHMOND, VIRGINIA, KNOWN AS NO. 1125 SUMPTER STREET, AND DESIGNATED AS LOT 7 ON MAP SHOWING ARRANGEMENT OF LOTS OF SAMUEL PINCHEFSKY ON SUMPTER STREET, RICHMOND, VIRGINIA, DATED OCTOBER 25, 1945, AND OCTOBER 31, 1946, MADE BY W.W. LAPRADE & BROTHERS, CIVIL ENGINEERS, AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE EAST LINE OF SUMPTER DISTANT 311.50 FEET NORTH OF THE INTERSECTION OF THE EAST LINE OF SUMPTER STREET WITH THE NORTH LINE OF COLORADO AVENUE; THENCE EXTENDING NORTHWARDLY ALONG THE SAID EAST LINE OF SUMPTER STREET AND FRONTING THEREON 40 FEET; THENCE EXTENDING BACK FROM SAID FRONT IN AN EASTERLY DIRECTION AND BETWEEN PARALLEL LINES 118.25 FEET TO THE WEST LINE OF A 14 FOOT ALLEY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of

(804)358-2100

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the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www. bwwsales.com. BWW# 170921 NOTICE OF TRUSTEE’S SALE OF PROPERTY LOCATED AT 10380 REAMS ROAD RICHMOND (CHESTERFIELD COUNTY), VIRGINIA 23236-2938 In execution of a Deed of Trust in the original principal amount of $134,400.00 from Jean K. Walton, III, dated August 31, 2009, recorded September 8, 2009 in Book 8856, page 614 among the land records for Chesterfield County, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded in Book 10302, page 749 among the land records of Chesterfield County, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on October 22, 2013, at 10:00 A.M., local time, at the main entrance of the Circuit Court for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia 23832-0125, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 10380 Reams Road, Richmond (Chesterfield County), Virginia 23236-2938; Real Property Tax Map Reference No. 747703560700000. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rightsof-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. FOR INFORMATION CONTACT: James A. Yergin, Attorney At Law, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293. SUBSTITUTE TRUSTEE’S SALE 2311 INGRAM AVENUE, RICHMOND In execution of a Deed of Trust recorded in Clerk’s Office there having been a default under the Deed of Trust, Substitute Trustee will offer for sale at public auction on September 26, 2013, at 2:05 p.m., front entrance of Circuit Court, City of Richmond, 400 North

c l a s s a d @ s t y l e w e e k l y. c o m

9th Street, Richmond, Virginia, the property known as 2311 Ingram Avenue, Richmond, Virginia. For full description of property, see Deed of Trust. Sale made subject to all existing easements, restrictive covenants, liens and/or deeds of trust. TERMS: Cash at settlement within 10 days of sale. Bidder’s deposit 10% cash or certified check. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. FOR INFORMATION CONTACT: Nancy Ann Rogers, Substitute Trustee, Post Office Box 167, Manakin Sabot, Virginia 23103 (804)784-7182 TRUSTEE SALE 4900 Macilroy Ct, Richmond, VA 23228-6410 Henrico County In execution of a Deed of Trust in the original principal amount of $78,249.00, dated June 24, 2003 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3502, at page 1205, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on October 10, 2013 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 19, Block A, Section 16, Shannon Green, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.        TERMS OF SALE:  CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-012999-13/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net  TRUSTEE’S SALE OF 7035 River Road, Hanover, VA 23069. In execution of a certain deed of trust dated December 22, 2006, in the original principal amount of $644,000.00 recorded in the Clerk’s Office, Circuit Court for Hanover County, Virginia, in Instrument No. 20071017000117390, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Hanover County, 7501 Library Drive, Hanover, Virginia, on October 07, 2013, at 8:30 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, LYING AND BEING IN HANOVER COUNTY, VIRGINIA. KNOWN AND DESIGNATED AS LOT 2, SECTION 1, DUNDEE SUBDIVISION, AND MORE PARTICULARLY SHOWN ON A PLAT PREPARED BY DOWNING SURVEYS, INC., DATED JANUARY 8, 2004. AND ENTITLED “DUNDEE, SECTION #1 “, RECORDED APRIL 12, 2004, IN THE CLERK’S OFFICE.

CIRCUIT COURT, HANOVER COUNTY, VIRGINIA, IN PLAT BOOK 36, PAGE 771, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www. bwwsales.com. BWW# 163468 TRUSTEE SALE 4807 Ball Cypress Road, Chesterfield, VA 23832-8287 Chesterfield County In execution of a Deed of Trust in the original principal amount of $147,960.00, dated May 27, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 6414, at page 575, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the  Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on October 8, 2013 at 2:30o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 17, Block A, Pennwood Subdivision, Section 6, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE:  CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.  Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-00847210/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE’S SALE OF 4418 Stanbrook Drive, Richmond arta North Chesterfield, VA 23234. In execution of a certain deed of trust dated July 13, 2011, in the original principal amount of $121,831.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 9464 Page 0940, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on October 31, 2013, at 8:30 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, AS MORE PARTICULARLY SHOWN BY A CERTAIN PLAT OF SURVEY MADE BY POTTS & MINTER, PROFESSIONAL LAND SURVEYORS, DATED DECEMBER 27,1983, ENTITLED “PLAT SHOWING IMPROVEMENTS ON LOT 11, BLOCK ‘G’, PLAN OF ‘BELMONT ACRES’, IN THE DALE DISTRICT OF CHESTERFIELD COUNTY, VIRGINIA”, ATTACHED TO AND RECORDED WITH THE DEED IN DEED BOOK 1639, PAGE 1929, CLERK’S OFFICE, CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, REFERENCE TO WHICH IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www. bwwsales.com. BWW# 160370 TRUSTEE’S SALE OF 200 Chessington Road, North Chesterfield a/r/t/a Richmond, VA 23236. In execution of a certain deed of trust dated August 04, 2010, in the original principal amount of $270,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 9156 Page 0173, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on October 17, 2013, at 8:30 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND TOGETHER WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO


to advertise call

BELONGING, LYING AND BEING CHESTERFIELD COUNTY, VIRGINIA, AND KNOWN AND DESIGNATED AS LOT 1, BLOCK B ON THE PLAN OF ARCHWOOD, A PLAT OF WHICH IS DATED AUGUST 12, 1975, WAS MADE BY J.K. TIMMONS AND ASSOCIATES, INC., CONSULTING ENGINEERS, RICHMOND, VIRGINIA, AND RECORDED SEPTEMBER 2, 1975, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 24, PAGE 83, AND TO WHICH REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREIN CONVEYED. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 168748

limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions,restrictions, rightsof-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293. TRUSTEE’S SALE OF 4118 Turner Road, Chesterfield, VA 23832. In execution of a certain deed of trust dated April 20, 2010, in the original principal amount of $113,898.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 9057 Page 0656, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on October 24, 2013, at 8:30 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL T HAT CERTAIN LOT, PIECE OR PARCEL OF LAND, LYING AND BEING IN THE MANCHESTER DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, CONTAINING ONE ACRE, KNOWN AND DESIGNATED AS PARCEL “B” ON A MAP OF THREE PARCELS OF LAND CUT FROM LOT 1, BELMONT FARMS, MADE BY PHILLIP H. BROOKS, CERTIFIED SURVEYOR, DATED NOVEMBER 10, 1953, AND ATTACHED TO DEED FROM ALICE A. COWIN, UNMARRIED, ET AL, TO HILTON R DUNNAVANT AND WIFE, DATED SEPTEMBER 17, 1954 AND RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN DEED BOOK 452, PAGE 98, AND BY SAID PLAT, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT MARKED BY A ROD ON THE WEST LINE OF NORTH ROAD BEGINNING 400 FEET FROM THE NORTH LINE OF BELMONT ROAD; THENCE RUNNING AND FRONTING ALONG THE WEST LINE OF NORTH ROAD N. 32 DEGREES 56’ W. 200 FEET TO A ROD; THENCE BACK FROM SAID FRONT BETWEEN PARALLEL LINES S. 55 DEGREES 05’ W. 221.60 FEET ON THE SOUTH LINE AND 214.40 FEET ON THE NORTH LINE, SAID LOT HAVING A WIDTH ON THE REAR OF 200.38 FEET. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any

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information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www. bwwsales.com. BWW# 144971 Trustee’s Sale 8328 Audley Lane, Richmond a/k/a Henrico, Virginia 23227 (Tax ID No. 794-755-9554) Default having been made in the terms of a certain Deed of Trust dated July 19, 2007, in the original principal amount of $436,500.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4383, at page 1252, the undersigned Substitute Trustee will sell at public auction on October 10, 2013, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Springs Roads), Richmond, VA, the property designated as Lot 29, Block D, Section 8, of Chickahominy Bluffs, being all of Lot 29, Block D, except the Southern most 10 feet of said lot and more particularly shown on a plat of subdivision recorded June 1, 1972, in the aforesaid Clerk’s Office, in Plat Book 48, page 2.  Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $43,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 99735, Tel:(757) 321-6465, Between 10:00 a.m. & 12:00 noon only. Trustee’s Sale 2728 Grantwood Court,  Richmond, Virginia 23225 (Tax ID No. C0030083031) Default having been made in the terms of a certain Deed of Trust dated April 25, 2003, in the original principal amount of $45,642.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 030015627, the undersigned Substitute Trustees will sell at public auction on October 31, 2013, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as lying and being in the City of Richmond, Virginia, (erroneously referred to as Richmond, Georgia, in Deed of Trust dated April 25, 2003, as Instrument No. 030015627), shown and designated as Lot Eleven (11), Block A, Section 1, on Subdivision Plat of Grantwood, recorded in the aforesaid Clerk’s Office in Plat Book 11, Page 11. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. The property will be sold subject to the right of redemption of the Internal Revenue Service. TERMS: CASH. A deposit of $4,500.00 or 10% of the sale price,

whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 105713, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only. TRUSTEE’S SALE OF 315 South Pine Street, Richmond, VA 23220. In execution of a certain deed of trust dated June 27, 2002, in the original principal amount of $63,945.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 020020923, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on October 09, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH A BRICK TENEMENT THEREON NO. 315 S. PINE STREET, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, ON THE EAST SIDE OF PINE STREET, BETWEEN IDLEWOOD AVENUE AND ALBEMARLE STREET, AND BOUNDED AS FOLLOWS: COMMENCING AT A POINT ON THE EAST LINE OF PINE STREET 190 FEET SOUTH OF ITS INTERSECTION WITH THE SOUTHERN LINE OF IDLEWOOD AVENUE, RUNNING THENCE ALONG THE EAST LINE OF PINE STREET IN A SOUTHERLY DIRECTION AND FRONTING THEREON 20 FEET MORE OR LESS TO THE CENTER OF THE PARTITION WALL DIVIDING THE PROPERTY HEREBY CONVEYED FROM THAT ON THE SOUTH, NO. 317 AND THENCE RUNNING BACK BETWEEN PARALLEL LINES 145 FEET TO AN ALLEY IN THE REAR 20 FEET WIDE.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any

information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600 For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www. bwwsales.com. BWW# 169391 TRUSTEE’S SALE OF 6512 Clisby Road, Richmond, VA 23225. In execution of a certain deed of trust dated May 02, 2008, in the original principal amount of $85,000.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 080012471, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on October 30, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA (FORMERLY CHESTERFIELD COUNTY) COMMONLY KNOWN AS 6512 CLISBY ROAD, AND BEING KNOWN, NUMBERED AND DESIGNATED AS LOT 18, BLOCK W, SECTION F, WORTHINGTON FARMS, AS SHOWN ON THAT CERTAIN PLAT MADE BY FOSTER AND MILLER, ENGINEERS AND SURVEYOR, DATED AUGUST 21, 1959, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 11, PAGE 60, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR THE METES AND BOUNDS DESCRIPTION OF SAID LOT. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)5484600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301)961-6555,website: www.bwwsales. com. BWW# 171476 TRUSTEE SALE 9655 Lockberry Ridge Loop, Richmond, VA 23237 Chesterfield County In execution of a Deed of Trust in the original principal amount of $165,952.00, dated September 25, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 8116, at page 0705, default having occurred in the payment of the Note thereby secured and at the request of

[ classifieds ] September 25, 2013

TRUSTEE’S SALE OF 6433 Dawnfield Lane, Richmond, VA 23231. In execution of a certain deed of trust dated August 25, 2006, in the original principal amount of $140,700.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4195 Page 0454, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on October 11, 2013, at 9:00 AM, the property described in

NOTICE OF TRUSTEE’S SALE OF PROPERTY LOCATED AT 12111 IRON FORGE DRIVE MIDLOTHIAN, VIRGINIA 23113 In execution of a Deed of Trust in the original principal amount of $400,000.00 from Sean Carrington and Amy C. Carrington, dated October 24, 2007, recorded November 14, 2007 in Deed Book 8080, page 814 among the land records for Chesterfield County, Virginia, default having occurred, the Substitute Trustee, who was appointed by the Instrument #40179 recorded among the land records of Chesterfield County, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on October 10, 2013 at 10:00 A.M., local time, at the main entrance of the Circuit Court for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia 23832-0125, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 12111 Iron Forge Drive, Midlothian, Virginia 23113; Tax Map No.: 737724456200000. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not

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State Water Control Board Public Notice An enforcement action has been proposed for Hand Craft Cleaners & Launderers, Inc. for the purpose of addressing groundwater conditions at the Richmond, Virginia Facility. The action seeks to resolve contaminants in groundwater that are above appropriate protective levels. The Consent Order describes a settlement to resolve these groundwater conditions and the associated Statement of Basis describes DEQ’s proposed final remedy for sitewide corrective action. Implementing the proposed final remedy under this Order satisfies the requirements of the RCRA Corrective Action Program. The Administrative Record, which contains all the information considered in DEQ’s proposed decision, is available from the DEQ Office of Remediation Programs. To receive a copy of the Administrative Record, contact Brett Fisher, brett.fisher@deq.virginia.gov, (804) 698-4219. A description of the proposed action is available at the DEQ office named below or online at www.deq. virginia.gov. Russell Deppe will accept comments by e-mail, Russell.deppe@ deq.virginia.gov, fax, (804) 698-4277, or postal mail, Central Office, PO Box 1105, Richmond, VA 23218, from August 23, 2013 through September 22, 2013.

said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE COUNTY OF HENRICO, VIRGINIA, KNOWN AS LOT 9, BLOCK C, SECTION C, PHASE II, DARBYTOWN MEADOWS, ALL AS SHOWN ON SUBDIVISION PLAT ENTITLED “DARBYTOWN MEADOWS, SECTION C, PHASE II, VARINA DISTRICT, HENRICO COUNTY, VIRGINIA”, PREPARED BY EDWARDS SURVEYING, INC., DATED SEPTEMBER 7, 1995, A COPY OF WHICH PLAT IS RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 107, PAGE 30, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED. SUBJECT TO ALL EASEMENTS, RESTRICTIONS, COVENANTS AND AGREEMENTS OF RECORD OR CONTAINED HEREIN APPLICABLE TO THE PROPERTY HEREIN.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www. bwwsales.com. BWW# 126522

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September 25, 2013 [ classifieds ]

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the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on October 1, 2013 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 30, Hollymeade, Section C, with improvements thereon.  Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.            TERMS OF SALE:  CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-03189712/FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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NOTICE OF TRUSTEE’S SALE OF PROPERTY LOCATED AT 410 HENRICO BOULEVARD RICHMOND, VIRGINIA In execution of a Deed of Trust in the original principal amount of $116,000.00 from Daryl S. Dungee, L.L.C., dated December 30, 2008, recorded December 31, 2008 as Instrument #080032117 among the land records for the City of Richmond, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #13-18964 among the land records of the City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on October 3, 2013, at 10:00 A.M., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North 9th Street Richmond, VA 23219-15407, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 410 Henrico Boulevard, Richmond, Virginia; Tax Map No.: N0160031045. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rightsof-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. FOR INFORMATION

CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)2073293. TRUSTEE’S SALE OF 5461 Claridge Road, Chesterfield, VA 23832. In execution of a certain deed of trust dated September 07, 2001, in the original principal amount of $139,600.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 4221 Page 41, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on October 03, 2013, at 8:30 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN THE CLOVER HILL MAGISTERIAL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA AND KNOWN AS LOT 1, BLOCK E, SECTION A, ESTRIDGE, A PLAT OF WHICH MADE BY KENNETH L. BARTON, C.L.S., DATED JULY 21, 1967, WAS RECORDED DECEMBER 1, 1967 IN PLAT BOOK 16, PAGES 18 AND 19, IN THE CLERK’S OFFICE, CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE SAID PROPERTY BEING CONVEYED HEREIN. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201 (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301)961-6555 website: www. bwwsales.com. BWW# 56206 TRUSTEE’S SALE OF 20501 Willowdale Drive, Petersburg a/r/t/a South Chesterfield, VA 23803. In execution of a certain deed of trust dated June 13, 2008, in the original principal amount of $167,881.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8376 Page 0179, and amended by the Order entered March 21, 2011 and recorded in Deed Book 9402 Page 0613, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on October 31, 2013, at 8:30 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OF

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LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING IN CHESTERFIELD COUNTY, VIRGINIA, DESIGNATED AS LOT 1, BLOCK B, SECTION B, OF HICKORY HILL ESTATES, ON A SUBDIVISION PLAT MADE BY GEORGE M. WHITMAN, JR., RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 18, PAGE 40, TO WHICH PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703) 548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www. bwwsales.com. BWW# 142988 SOLE ACTING TRUSTEE’S SALE 1721 INGRAM AVENUE, RICHMOND In execution of a Deed of Trust recorded in Clerk’s Office there having been a default under the Deed of Trust, Substitute Trustee will offer for sale at public auction on September 26, 2013, at 2:10 p.m., front entrance of Circuit Court, City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia 23219, the property known as 1721 Ingram Avenue, Richmond, Virginia. For full description of property, see Deed of Trust. Sale made subject to all existing easements, restrictive covenants, liens and/or deeds of trust. TERMS: Cash at settlement within 10 days of sale. Bidder’s deposit 10% cash or certified check. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. FOR INFORMATION CONTACT: Nancy Ann Rogers, Sole Acting Trustee, Post Office Box 167, Manakin Sabot, Virginia 23103 (804)784-7182. SOLE ACTING TRUSTEE’S SALE 2508 COLES STREET, RICHMOND In execution of a Deed of Trust recorded in Clerk’s Office there having been a default under the Deed of Trust, Sole Acting Trustee will offer for sale at public auction on September 26, 2013, at 2:00 p.m., front entrance of Circuit Court, City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, the property known as 2508 Coles Street, Richmond, Virginia. For full description of property, see Deed of Trust. Sale made subject to all existing easements, restrictive covenants, liens and/or deeds of trust. TERMS: Cash at settlement within 10 days of sale. Bidder’s deposit 10% cash or certified check. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. FOR INFORMATION CONTACT: Nancy Ann Rogers, Sole Acting Trustee, Post Office Box 167, Manakin Sabot, Virginia 23103 (804)784-7182. TRUSTEE SALE

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900 Masters Row Apt A, Glen Allen, VA 23059-7429 Henrico County In execution of a Deed of Trust in the original principal amount of $113,600.00, dated May 19, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4124, at page 1092, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on October 15, 2013 at 4:30o’clock pm the property described in said deed, located at the above address and briefly described as: Unit #900-A Masters Row, Model D, Type 4 Building, The Links Condominium; Together with an undivided interest in the common elements. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE:  CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-01218713/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net TRUSTEE’S SALE OF 1304 Gilchrist Place, Richmond, VA 23231. In execution of a certain deed of trust dated August 17, 2007, in the original principal amount of $131,483.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4406 Page 1888, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on October 11, 2013, at 9:02 AM, the property described in said deed of trust, located at the above address. Parcel ID 803-705-8097. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at

www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www. bwwsales.com. BWW# 167980 TRUSTEE’S SALE OF 3210 Jeter Avenue, Richmond, VA 23222. In execution of a certain deed of trust dated November 03, 2008, in the original principal amount of $138,747.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 080028600, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on October 23, 2013, at 9:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THOSE TWO LOTS OF LAND, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, (FORMERLY HENRICO COUNTY) WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING BOUNDED AND DESCRIBED AS FOLLOWS: FRONTING TOGETHER 60 FEET ON THE SOUTHERN LINE OF JETER AVENUE AND EXTENDING BACK BETWEEN PARALLEL LINES 85 FEET DESIGNATED AS LOTS 129 AND 130, BROOKLAND TERRACE, RECORDED IN PLAT BOOK 9, PAGE 95, IN THE CLERK’S OFFICE, CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www. bwwsales.com. BWW# 170761 TRUSTEE’S SALE OF 2706 Milhorn Street, South Chesterfield a/r/t/a Colonial Heights, VA 23834. In execution of a certain deed of trust dated April 17, 2008, in the original principal amount of $131,950.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8289 Page 0147, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County,

9500 Courthouse Road, Chesterfield, Virginia, on October 24, 2013, at 8:31 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND WITH THE IMPROVEMENTS THEREON AND THE APPURTENANCES THERETO BELONGING, LYING AND BEING IN BERMUDA MAGISTERIAL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, AND DESIGNATED AS LOT 11, BLOCK E, ON A PLAT ENTITLED “PLAT SHOWING BLOCK E MILHORN SUBDIVISION ALSO BLOCK D, OF PREVIOUS SURVEY, BERMUDA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA” MADE BY E.O. WILKERSON, C.L.S. DATED FEBRUARY 20, 1954, SAID PLAT BEING RECORDED IN CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 8, PAGE 247, SAID LOT FRONTING ON THE NORTH SIDE OF MILHORN STREET..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www. bwwsales.com. BWW# 146012 TRUSTEE SALE 2704 Greenway Avenue, Richmond, VA 23228-5539 Henrico County In execution of a Deed of Trust in the original principal amount of $161,629.00, dated August 7, 2009 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4708, at page 1272, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on October 15, 2013 at 4:30o’clock pm the property described in said deed, located at the above address and briefly described as: All of lot 18 and the western 10.25 feet of Lot 19, Block 25, on the Plan of Hermitage Park, dated March 8, 1922 and recorded in Plat Book 12, Pages 43 and 44, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale


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confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-00665913/FHA) 5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www. bwwsales.com. BWW# 171019 NOTICE OF TRUSTEE’S SALE In execution of (i) a deed of trust dated April 1, 2004, and recorded in the Clerk’s Office, Circuit Ct., Henrico Co., VA, in Deed Book 3642, page 1353 (as modified by inst. recorded in Deed Book 4301, page 1220, and in Deed Book 4442, page 392) and (ii) a deed of trust dated Feb. 25, 2005, and recorded in such clerk’s office in Deed Book 3833, page 24, default having occurred in the payment of the debt secured thereby, and being requested to do so by the holder of the note secured thereby, the undersigned substitute trustee (“Trustee”) will offer for sale at public auction at the office of Trustee at 2211 Pump Rd., Richmond, VA (in Henrico Co.), on Oct. 15, 2013, at 11:30 a.m. improved real property in Henrico Co. commonly known as 3123 Williamsburg Rd. (Parcel No. 810-714-2412) and 4901 Eastover Ave. (Parcel No. 811715-1500), as particularly described in such deeds of trust to which reference is hereby made for a more complete description. Henrico Co. records shows two parcels with the street address of 3123 Williamsburg Rd. We are selling Parcel No. 810-714-2412 only. TERMS OF SALE: CASH. A deposit of 10% of the successful bid amt. for each parcel by certified check will be required. Parcels to be offered separately. Settlement within 30 days of sale. Procedures and terms of sale shall be subject to Trustee’s discretion, shall be announced prior to sale, and shall control. Sale subject to all matters of title prior or superior to lien of deed of trust, including, but not limited to, the right of redemption of the Secretary of the Treasury under 26 U.S.C. § 7425(d), and to the rights of any residential tenant provided under the Protecting Tenants at Foreclosure Act of 2009, Pub. L. No. 111-022, Section 702 (2009), a copy of which is available from Trustee. Successful bidder to pay all real estate taxes, penalties, and interest due or accrued through date of sale and grantor’s tax on deed. Foreclosure sale agreement form with all terms of sale and title commitment (without representations or warranties) are available from Trustee upon request. FOR INFO CONTACT: Kepley Broscious & Biggs, PLC, Trustee, 2211 Pump Rd., Richmond, VA 23233, 804-741-0400 x1, Attn: Jay Kepley TRUSTEE SALE 2003 Dominion Townes Lane, Richmond, VA 23223-2315 Henrico County In execution of a Deed of Trust in the original principal amount of $231,653.00, dated April 11, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4499, at page 0398, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on October 10, 2013 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 2, Block T, Dominion Townes, Section 3, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE:  CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off

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the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE,P.C. (01-022083-09/FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net TRUSTEE SALE 11804 Saint Marc Lane, Henrico, VA 23233-8013  In execution of a Deed of Trust in the original principal amount of $242,550.00, dated September 29, 2005 recorded in the Clerk’s Office of the Circuit Court of the  County Of Henrico, Virginia, in  Deed Book 3997, at page 0122 and modified in Deed Book 5045, at Page 2054, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on October 8, 2013 at 4:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 2, Block D, Section 2, Coventry, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE:  CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (44537-08/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net TRUSTEE’S SALE OF 2500 Drammen Place, Richmond, VA 23233. In execution of a certain deed of trust dated May 07, 2003, in the original principal amount of $322,700.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3447 Page 1951, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on October 11, 2013, at 9:03 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN TUCKAHOE DISTRICT, HEN-

RICO COUNTY, VIRGINIA, AND DESIGNATED AS LOT 17, BLOCK J, SECTION D, OF THE COLONIES AT WILDE LAKE, AS SHOWN ON A CERTAIN PLAT PREPARED BY J.K. TIMMONS & ASSOCIATES, P.C., ENTITLED “THE COLONIES AT WILDE LAKE, SECTION ‘D’, TUCKAHOE DISTRICT, HENRICO COUNTY, VA.”, DATED APRIL 18, 1988, AND RECORDED OCTOBER 6, 1988 IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 87 PAGE 101 AND 102, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www. bwwsales.com. BWW# 170089 TRUSTEE’S SALE OF 10144 Berrymeade Place, Glen Allen, VA 23060. In execution of a certain deed of trust dated January 21, 2011, in the original principal amount of $183,377.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4847 Page 1916, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on October 25, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, LYING AND BEING IN BROOKLAND DISTRICT, HENRICO COUNTY, VIRGINIA, DESIGNATED AS LOT 12, BLOCK A, SECTION 1, BERRYMEADE, ALL AS SHOWN ON THAT CERTAIN PLAT ENTITLED “BERRYMEADE SECTION 1, BROOKLAND DISTRICT, HENRICO CO., VIRGINIA”, PREPARED BY COMTEK ENGINEERING SERVICES, INC. DATED JUNE 18, 1987, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, ON JANUARY 7, 1988, IN PLAT BOOK 87, PAGES 3 AND 4, REFERENCE BEING MADE TO SAID PLAT FOR A MORE PARTICULAR DESCRIPTION.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale

is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www. bwwsales.com. BWW# 162345 NOTICE OF TRUSTEE’S SALE 6837 Mason Run Dr., N. Chesterfield, VA 23234 In execution of a Deed of Trust dated 8/8/2006, in the original principal amount of $30,390.00, recorded in DB 7289, Page 238 in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia, the undersigned Substitute Trustee will on October 8, 2013, at 11:00 a.m., at the front doors of the courthouse of the County of Chesterfield, 9500 Courthouse Road, Chesterfield, Virginia 23832, offer for sale at public auction to the highest bidder the following property with improvements thereon: ALL that certain lot, piece or parcel of land with improvements thereon and appurtenances thereto belonging, lying and being in Dale District, Chesterfield County, Virginia, known and designated as Lot 10, Block E, Mason Woods, Section C, as shown on plat dated April 28, 1986, recorded July 16, 1986, in the Clerk’s Office, Circuit Court, Chesterfield County, Virginia, in Plat Book 53, Page 62, and to which plat reference is hereby made for a more particular description of said property herein conveyed. Tax Map #780678336600000. Street address: 6837 Mason Run Dr., N. Chesterfield, VA 23234. This property is being sold SUBJECT TO a prior deed of trust lien; said deed of trust is dated 8/8/2006 and was recorded in the aforementioned clerk’s office in DB 7289, PG 218 with an original principal amount This sale of $121,560.00. is further subject the right of redemption granted to the Secretary of Treasury under 26 U.S.C. Section 7425(d) and to all restrictions, rights-of-way, conditions, easements, and mechanics’ and materialmen’s liens, if any, whether of record or not of record, to the extent any of the foregoing apply and take priority over the lien of the Deed of Trust. Deposit of $1,000.00 cash or certified check shall be required to qualify as a bidder before the sale, except from the Noteholder. Deposit, without interest, is applied to the purchase price at settlement. Settlement will be held on or before 15 days after sale. Upon purchaser’s default, the deposit shall be forfeited and the property shall be resold at the risk and costs of the defaulting purchaser. In the event the Trustees cannot convey to the purchaser marketable title, in the Trustees’ sole discretion, the sale may be rescinded and the purchaser’s sole remedy shall be the refund of the deposit. The balance of the purchase price shall be in cash or its equivalent. Settlement shall be at the offices of the Trustees or other mutually agreed location. The property and any improvements thereon shall be sold in “as is” condition without any warranties. The successful bidder shall assume all loss or damage to the property from and after the time of the sale. Purchaser shall be responsible for all costs of the conveyance, which shall be by special warranty, including but not limited to the preparation of the deed and the grantor’s tax. Real estate taxes shall be adjusted as of the sale date. The sale is subject to such additional terms as the Trustees may announce at the time of sale. The purchaser will be required to sign a Memorandum of Sale incorporating all the terms of the

[ classifieds ] September 25, 2013

TRUSTEE SALE 5934 Warwick Road, Richmond, VA 23224-1445 City of Richmond In execution of a Deed of Trust in the original principal amount of $142,000.00, dated November 17, 2005 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 050040914, at page 1135, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the  John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on October 8, 2013 at 3:30 o’clock pm the property described in said deed, located at the above address and briefly described as:Lot 4, Section A, Trenholm Manor,

TRUSTEE’S SALE OF 3701 Patrick Avenue, Richmond, VA 23222. In execution of a certain deed of trust dated May 27, 2010, in the original principal amount of $82,500.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 100011390, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on October 30, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON, LYING, BEING AND SITUATE IN THE CITY OF RICHMOND, VIRGINIA, KNOWN AS NO. 3701 PATRICK AVENUE AND FURTHER KNOWN, NUMBERED AND DESIGNATED AS LOT 1, BLOCK D, SECTION A, HIGHLAND GARDENS AS SHOWN ON PLAT BY CHAS. H. FLEET & ASSOCIATES, DATED SEPTEMBER 15, 1972, TO WHICH PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller

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TRUSTEE SALE 501 Winamack Ct, Midlothian, VA 23114-3079 Chesterfield County In execution of a Deed of Trust in the original principal amount of $180,200.00, dated March 23, 2009 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 8723, at page 0880, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on October 3, 2013 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 17, Block J, Section M, Walton Park, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.            TERMS OF SALE:  CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-02776811/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

with improvements thereon. Less and Except that portion of property conveyed to the Commonwealth of Virginia, by Deed from W P. Barber and D M. Barber, dated December 4, 1995, recorded February 14, 1997, in  Deed No. 97-3482, Page 0309. TERMS OF SALE:  CASH: A deposit of  $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (42743-07/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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sale. Written notice of this Trustees’ Sale has been sent to the owner by certified mail in strict compliance with section 55-59.1 of the Virginia Code. J o s h u a F. Snider, Esq., Substitute Trustee For information contact: Joshua F. Snider 3520-A Courthouse Road N. Chesterfield, VA 23236804-745-2144 TRUSTEE SALE 2414 Greenway Ave, Richmond, VA 23228-5546 Henrico County In execution of a Deed of Trust in the original principal amount of $202,500.00, dated April 21, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4504, at page 0950, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on October 8, 2013 at 4:30o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 10, Block 13, Hermitage Park, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.          TERMS OF SALE:  CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-01374913/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

September 25, 2013 [ classifieds ]

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TRUSTEE SALE 13412 Oxley Court, Chester, VA 23831 Chesterfield County

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In execution of a Deed of Trust in the original principal amount of $192,136.00, dated March 19, 2004 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 5647, at page 785, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on October 17, 2013 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 8, Villages of Longmeadow Oxley Bermuda District, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE:  CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protec-

tion under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C.  (01-03146709/VA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net NOTICE OF TRUSTEE’S SALE OF 11073 SUMMER BREEZE DRIVE GLEN ALLEN, VIRGINIA In execution of a Deed of Trust in the original principal amount of $300,000.00 from Judy B. Guthrie, dated July 12, 2007, recorded July 16, 2007 in Deed Book 2885, page 1835 among the land records for Hanover County, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded in Deed Book 3045, page 2630 among the land records of Hanover County, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on October 28, 2013, at 11:00  A.M., local time, at the main entrance of the Circuit Court for Hanover County, 7507 Library Drive, Hanover, Virginia 23069-0039, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 11073 Summer Breeze Drive, Virginia; Real Property Tax Map Reference No. 776840-6883. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANT OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions,restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. FOR INFORMATION CONTACT: James A. Yergin, Attorney At Law, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293. TRUSTEE’S SALE OF 904 Norton Street, IRTA C04 Norton Street, Richmond, VA 23220. In execution of a certain deed of trust dated November 18, 2009, in the original principal amount of $173,794.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 090025563, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond,

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Virginia, on October 23, 2013, at 9:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OF LAND, WITH THE DWELLING THEREON DESIGNATED AS NO. 904 NORTON STREET, (FORMERLY N. 514 NORTON STREET) AND ALL OTHER IMPROVEMENTS THEREON, IN THE CITY OF RICHMOND, VIRGINIA, BOUNDED AND DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE WESTERN LINE OF NORTON STREET, DISTANT 163 FEET 10 INCHES SOUTH OF THE SOUTHERN LINE OF LEIGH STREET; THENCE RUNNING SOUTHWARDLY ALONG AND FRONTING ON THE WESTERN LINE OF NORTON STREET 19 FEET 4 INCHES, AND THENCE EXTENDING BACK WESTWARDLY AND WITHIN PARALLEL LINES 73 FEET TO AN ALLEY 8 FEET WIDE, AND MORE PARTICULARLY SHOWN ON PLAT OF SURVEY MADE BY BALZER AND ASSOCIATES, INC., DATED AUGUST 15, 2005, ATTACHED TO AND MADE A PART OF DEED RECORDED AS INSTRUMENT NO. 05-0030199. Parcel ID: N0000573019. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www. bwwsales.com. BWW# 162524 TRUSTEE SALE 5116 Northampton St, Richmond, VA 23231-3522 In execution of a Deed of Trust in the original principal amount of  $91,921.67, dated March 9, 2006 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 060009004, at page 401, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on October 17, 2013 at 10:00 o’clock am the property described in said deed, located at the above address and briefly described as: All that certain property being described in a Deed dated 10/19/1983 and recorded 11/02/1983 in Book 821 Page 461, with improvements thereon.  Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE:  CASH: A deposit of  $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15)

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days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.  Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-011845-13/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net TRUSTEE SALE 1617 Glenside Drive, Richmond, VA 23226-3707 Henrico County In execution of a Deed of Trust in the original principal amount of  $165,600.00, dated October 18, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4426, at page 0485, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on October 8, 2013 at 4:30o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 9, Block B, Fort Hill, Section C, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE:  CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.  Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-02026212/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at  www.siwpc.net TRUSTEE’S SALE OF 8503 Hood Drive, Richmond, VA 23227. In execution of a certain deed of trust dated January 27, 2010, in the original principal amount of $166,920.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4734 Page 0961, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico

County, 4301 E. Parham Road, Richmond, Virginia, on October 18, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, KNOWN AND DESIGNATED AS LOT 2, BLOCK D, ON THE PLAN OF WILDWOOD, SECTION C, A PLAT OF WHICH IS RECORDED IN THE CLERK’S OFFICE OF THE HENRICO CIRCUIT COURT IN PLAT BOOK 23, PAGE 52 AND 53, REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www. bwwsales.com. BWW# 170805 TRUSTEE’S SALE OF 14313 Rivermont Road, Chester, VA 23836. In execution of a certain deed of trust dated September 14, 2009, in the original principal amount of $137,464.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8885 Page 0196, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on October 17, 2013, at 8:31 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL OF THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, TOGETHER WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING AND SITUATED IN THE BERMUDA MAGISTERIAL DISTRICT AND KNOWN, NUMBERED AND DESIGNATED AS LOT 18 AND 19 SECTION 3 RIVERMONT RIDGE SUBDIVISION, A SUBDIVISION OF SAID COUNTY, VIRGINIA, IN PLAT BOOK 7, PAGE 167, REFERENCE TO WHICH IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified

funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www. bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www. bwwsales.com. BWW# 156823 TRUSTEE SALE 4423 Foxtail Ln, Richmond, VA 23223-5676 Henrico County In execution of a Deed of Trust in the original principal amount of $59,019.00, dated August 10, 1999  recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 2938, at page 0963, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on October 10, 2013 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 4, Block T, Section D, Foxhill, with improvements thereon.  Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE:  CASH: A deposit of  $5,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-01379213/FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net NOTICE OF TRUSTEE’S SALE OF PROPERTY LOCATED AT 3020 PATTERSON AVENUE UNIT 11 RICHMOND, VIRGINIA


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In execution of a Deed of Trust in the original principal amount of $103,950.00 from Robert Lee Crockett, III, dated October 17, 2008, recorded October 20, 2008 as Instrument #080027454 among the land records for the City of Richmond, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #13-8309 among the land records of the City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on October 24, 2013, at 10:00 A.M., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North 9th Street Richmond, VA 23219-15407, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 3020 Patterson Avenue, Unit 11, Richmond, Virginia; Tax Map No.: W0001366043. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rightsof-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)2073293.

TRUSTEE SALE 7193 Chestnut Church Rd, Mechanicsville, VA 23116-4877 Hanover County In execution of a Deed of Trust in the original principal amount of $294,000.00, dated April 30, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2876, at

page 1865, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on October 11, 2013 at  12:00 o’clock noon the property described in said deed, located at the above address and briefly described as: Parcel of land consisting of 2 acres, as described on Plat recorded in Deed Book 2684, at page 277, with improvements thereon.  Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE:  CASH: A deposit of  $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.  Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (7890-08/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net TRUSTEE’S SALE OF 7031 Manning Road, Chesterfield, VA 23832. In execution of a certain deed of trust dated December 03, 2008, in the original principal amount of $152,625.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8660 Page 0826, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on October 24, 2013, at 8:32 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN PLACE, PARCEL OR LOT OF LAND, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 31, BLOCK H, SECTION B, BELMONT HILLS WEST, AS SHOWN ON A PLAT OF SURVEY ENTITLED “BELMONT HILLS WEST, SECTION B, CHESTERFIELD COUNTY, VIRGINIA,” MADE BY J.K. TIMMONS AND ASSOCIATES, INC., CONSULTING ENGINEERS, DATED AUGUST 1,1978, AND RECORDED SEPTEMBER 7,1978, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 32, PAGES 8 AND 9, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SUCH LOT.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bank-

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ruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)5484600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 163534 TRUSTEE’S SALE OF 6215 Glyndon Lane, Richmond, VA23225. In execution of a certain deed of trust dated February 22, 2008, in the original principal amount of $204,547.82 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 080007774, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on October 09, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address. Parcel ID: C0040634020. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S.

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Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www. bwwsales.com. BWW# 167140 TRUSTEE’S SALE OF 3612 Hargrove Avenue, Richmond, VA 23222. In execution of a certain deed of trust dated April 20, 2007, in the original principal amount of $110,500.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4343 Page 0569, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on October 11, 2013, at 9:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THOSE CERTAIN LOT OR PARCELS OF LAND WITH THE IMPROVEMENTS THEREON, AND APPURTENANCES THERETO BELONGING LYING AND BEING IN SANITARY DISTRICT NO. 7, HENRICO COUNTY, VIRGINIA AND BEING LOTS NOS. 9 AND 10, BLOCK 7, ON THE PLAN OF MARTIN’S ANNEX, WHICH PLAN IS OF RECORD IN THE CLERK’S OFFICE, CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 13, PAGE 37, AND ALL AS SHOWN ON PLAT SURVEY BY GEORGE M. STEPHENS, JR., CLS, ENTITLED “PLAT OF LOTS 9 AND 10, BLOCK 7, MARTIN’S ANNEX, HENRICO CO., VA”, DATED NOVEMBER 19,

the adult scene ADULT SERVICES MEET SEXY LOCAL SINGLES Listen to Ads & Reply FREE! Straight 804-745-9080 Curious 804-675-1100 FREE Code 7812, 18+ 1985, IN DEED BOOK 2512, PAGE 2150, REFERENCE TO WHICH IS MADE FOR A MORE PARTICULAR DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www. bwwsales.com. BWW# 167484

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TRUSTEE SALE 5 Beaufont Hills Drive, Richmond, VA 23225-5820 In execution of a Deed of Trust in the original principal amount of $110,000.00, dated October 12, 2007 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 070034800, at page 0062, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on October 15, 2013 at 3:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 47, Block D, Beaufont Grove, Section 3, with improvements thereon.  Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE:  CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.  Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. 01-024553-11/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE’S SALE OF 5800 Northford Place, Chesterfield, VA 23832. In execution of a certain deed of trust dated August 05, 2011, in the original principal amount of $213,276.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 9488 Page 162, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on October 31, 2013, at 8:31 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN CLOVER HILL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 21, PHASE I, AS SHOWN ON PLAT OF SUBDIVISION ENTITLED “AMENDED PLAT FIVE FORKS VILLAGE-PHASE I”, PREPARED BY BODIE, TAYLOR AND PURYEAR, INC., ENGINEERS AND SURVEYORS, DATED DECEMBER 5, 1990, RECORDED MARCH 21, 1991, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 74, PAGES 95-101, TO WHICH PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of

the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www. bwwsales.com. BWW# 163654

(804)358-2100

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