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Errors: Advertisements should be checked for accuracy by the advertiser on the first day of publication. The newspaper will be responsible for ONLY the first incorrect insertion and only to the extent of the space that the ad requires. The publisher assumes no financial responsibility for errors nor for omission of copy. STYLE WEEKLY reserves the right to revise, reclassify or reject any advertisement.

HIV TesTIng & RolleR skaTe PaRTy $10-$20 Walmart gift cards when you get tested. Free testing for HIV and other sexually transmitted infections by health professionals.

skaTeland, 5512 Hull street Friday, June 29th

Family Skate: 7:30pm-10:30pm Adult Skate: 10:30pm-12:30am (ages 18+)

Presented by the Richmond STI Coalition, in partnership with Richmond City Health District and Radio One. Get free admission passes at Richmond Health District, 400 E. Cary Street. M-F, 8am - 5pm. Call 205-3735

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real estate REAL ESTATE

Hunger Relief Starts Here Central VA Food Bank and Meals on Wheels 521-2500 SMITH | STRONG, PLC Van Smith, Attorney Family Law & Divorce Matters

June 27, 2012 [ classfieds ]

style weekly

It Takes 2...We’ll help you meet just the right one. We are the largest and oldest personalized introduction service catering to professionals in the Richmond area. Call 804-967-9911 for a no-cost consultation. www.ittakes2online.com

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beauty & fashion TANNING

98% of our business comes from referrals. Register NOW on website to win $75 giftcard!

AREA 30

Area 30 | Ginter Park Ginter Place Condos 1350 Westwood Avenue, #604 2 Bdrm, 2 Bath, Offered at $305,000 ANDREA LEVINE | 804.647.2828 One South Realty Group

by ed harrington

HELP WANTED

O’SHEA LUMBER COMPANY Outside Sales Representative

We have an opening for a highly motivated, self starter to maintain and develop our established Virginia territory. Calling on woodworking firms, cabinet manufacturers,architectural millwork companies, etc . Individual must be outgoing, self-motivated and experienced at selling and maintaining existing accounts while developing new business opportunities. Individual must also proactively make phone calls, generate leads, and build relationships. We are looking for the right individual, who can deliver results, to join a great organization. Travel required. Forestry, wood science, marketing degrees or background helpful.We offer a competitive compensation and benefits package.

mind body spirit SALON/SPA TRAINING

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this paper

Inlight Yoga Shop Yoga & meditation supplies Best selection, quality & price 598-0700 www.InlightYoga.com

home & garden BUILDING/ REMODELING

FULL TIME Vice President, Medical & Surgical Devices (Richmond, VA). 8-5pm (40 hours). Requires Masters degree (or foreign equivalent degree) in Medical Science or related with 3 years experience in job offered or as Executive. Plan, direct and coordinate operations, formulate policies and manage daily operations at an executive level for device development, capital acquisition, clinical affairs, regulatory affairs, intellectual property and sales and marketing of laser-based medical and surgical devices. Mail Resume to N. Marquina, USA Laser Biotech Inc., 9210 Forest Hill Ave, Suite B-3, Richmond, VA 23235.

www.andrealevine.com GET KISSED! Look Hot and Healthy with Caribbean Kissed Mobile Spray Tanning! Schedule your spray tan session today, remember I come to your preferred location.  UV Free Tanning IS the safe alternative. To set your appointment, visit us at www.caribbeankissed.com or call 804-687-3487.

The hR DepaRTmenT

Business Systems Analyst – Capital One Services, LLC in Richmond, VA; Multiple positions available:  Analyze, design, test, integrate, implement & support business systems & applications.  Requires Bachelor’s or higher or foreign equivalent in CIS/ BusinessAdministration/ related technical field, 2 years of business systems and/ or applications development experience; and following skills through formal education or work experience:  WebLogic; .NET; Unix/ Linux; XML; Visual Studio; & Clear Case/Clear Quest.  Must pass company’s analytical assessment. To apply, visit www.capitalone.com/ careers, then search keyword “Business Systems Analyst” or requisition ID719325

Send resume to: O’Shea Lumber Company 11425 Susquehanna Trail Glen Rock, PA 17329 Attn: Jerry Anton Or email to: jerry.anton@oshea.com

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YOGA

PAINTING/PAPERING Donahoe’s Details, wallpapering, interior painting. Trish Donahoe, 804-257-9183

Richmond’s Premiere Yoga Studio in Cary Court, 3122 W. Cary St. (804) 359-9642 www.yogarichmond.com

Style Classified rates as low as $6 a week with big discounts on frequency! Call today to advertise just about anything! 804-358-2100

All real estate advertising in this magazine is subject to the Federal Fair Housing Ac t of 19 6 8 and the Virginia Fair Housing Law, which makes it illegal to advertise “any preference, limitation or discrimination because of race, color, religion, sex, handicap, elderliness, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” Virginia Fair Housing Law also prohibits discrimination a d ve r t i s in g b a s e d o n elderliness. We will not knowingly ac c e pt any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. Real estate sales, rentals and roommate advertisers should make sure their ads describe the property being offered, not the person they might want in the property. You may express a preference for a male or female roommates. ~The Publisher


to advertise call

“Dreams are the eyes of our mind.” – Genevieve Bouris

Dear Dream Zone,

I have a reoccurring dream that I am trying to drive down the road but everything is so blurry. I cannot focus on anything. What does this mean? – Lauren 25 Lauri: This dream comes to you whenever you are not “focusing” enough on a particular issue in your life. Since you are always driving in these dreams, my guess is that it is your career path. Something is hindering your “drive” and motivation. These dreams are a constant reminder you are offering yourself that you need to give this the proper attention and focus it deserves so you can go as far as this road will take you. Lauren replies: That interpretation makes great sense! I am going through a divorce. My soon to be ex finally admitted he was an alcoholic. Having to deal with his problem daily has kept me from focusing on a career I love. I finally realize that I do not need him to hold me back, or try to hurt things that I have worked so hard for. FASCINATING SLEEP FACT: The hammer, anvil and stirrup, the tiny bones in the inner ear, vibrate during REM sleep. This is believed to contribute to the ringing, buzzing, whispering or crashing sound that is sometimes heard upon waking.

(804)358-2100

or email

TRUSTEE SALE 3512 Briel Street, Richmond, VA 23223-6808 In execution of a Deed of Trust in the original principal amount of $94,500.00, dated October 12, 2007 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 070034300, at page 0032, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on July 5, 2012 at10:00 o’clock am the property described in said deed, located at the above address and briefly described as: All of Lot 107 and 10 Feet of Lot 106, Survey of J.W. Turner, dated May 9, 1889, recorded in Deed Book 128-B, Page 252, with improvements thereon. TERMS OF SALE: CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-003294-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

c l a s s a d @ s t y l e w e e k l y. c o m

TRUSTEE SALE 4712 Brimley Place, Richmond, VA 23234-5302 Chesterfield County In execution of a Deed of Trust in the original principal amount of $116,000.00, dated July 20, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7911, at page 268, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on July 10, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 13, Block X, Blocks R, Berwick Village, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-013399-09/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 2806 General Blvd, Richmond, VA 232373544 Chesterfield County In execution of a Deed of Trust in the original principal amount of $58,000.00, datedJanuary 25, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 8186, at page 0021, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to theCourthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on July 5, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lots 10, 11, 12 and 13, Block 4, Central Park, with improvements thereon. TERMS OF SALE: CASH: A deposit of $5,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40005238-11/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 11118 Granada Road, North Chesterfield, VA 23235-3530 In execution of a Deed of Trust in the original principal amount of $193,000.00, datedMarch 14, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 8239, at page 0103, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on July 3, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 14, Block H, Section J, Greenfield, with improvements thereon. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-009295-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Classifieds BRAIN CALISTHENICS

by: David Levinson Wilk © 2012 David Levinson Wilk

“April Foul”

50. Promo 52. Sports shocker 53. Luau wear 57. Dreamworks’ first animated film 59. The great Gatsby 60. ____ Miss 62. Luau strings 63. Member of the fam 64. Avril Lavigne’s “Sk8er ____”

[ classfieds ] June 27, 2012

Down 1. Director Hitchcock 2. Treat in Tuscany 3. Chop-chop 4. Bridge seats 5. California’s Big ____ 6. “____ Small World” 7. “We ____ please” 8. Natl. economic stat

9. Building wing 10. Understand 11. Prevail upon 12. Christmas ____ 13. Nuke 18. Mont Blanc, e.g. 23. “Woman With a Pearl” painter 25. “My Way” lyricist 27. Words before ante or creek 28. Barbershop supply 29. Cookbook verb 30. Poetic time after dusk 32. Become bored by 35. “Helps stop gas before it starts” sloganeer 36. Ideal conclusion? 38. Part of a flight 39. Spats 40. Let down, as hair 41. Mil. branch that patrols shores 42. Doo-wop syllable 45. Apply haphazardly 47. Announcer’s call after three strikes 48. Surge 49. Dot on an i

Last week’s answers

46. Controversial baseball exec Marge 51. Act of not paying one’s taxes on time? 54. Spirit in a bottle 55. It contains uracil 56. Garden veggie 58. Mlle. counterpart 59. Java 61. Pugilistic cat? 65. Everything 66. Dust Bowl migrant 67. Muss 68. Word said with a fist pump 69. Wren den 70. Instrument with 30+ strings

style weekly

Across 1. 2011 International Tennis Hall of Fame inductee 7. Sits in a wine cellar 11. Refillable candy 14. Tailor, in a way 15. Sitting around 16. Uncle Tom rescues her from drowning 17. Free offering at a bakery? 19. Agent 20. Blogger’s indulgence 21. PC key 22. Loos 24. ____ Sketch 26. Pub? 31. Fails to 33. It rises when you get a raise 34. Give unwanted advice 37. Anthony Hopkins’ role in “Thor” 38. Like SpongeBob when he’s not using his inside voice? 42. Knock for a loop 43. They may be picky 44. Loads, as a plate

59


more to the story to advertise call

(804)358-2100

or email

June 27, 2012 [ classfieds ]

style weekly

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60

TRUSTEE’S SALE OF 861 Sweet Tessa Drive, Ashland, VA 23005. In execution of a certain deed of trust dated February 28, 2011, in the original principal amount of $180,310.00 recorded in the Clerk’s Office, Circuit Court for Hanover County, Virginia, in Deed Book 2997 Page 2998, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Hanover County, 7501 Library Drive, Hanover, Virginia, on July 13, 2012, at 9:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OR LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN HANOVER COUNTY, VIRGINIA, AND DESIGNATED AS LOT A, BLOCK O, AS SHOWN ON PLAT OF SUBDIVISION ENTITLED “COTTAGE GREEN TOWN OF ASHLAND, HANOVER COUNTY, VIRGINIA”, DATED JANUARY 7, 2010, PREPARED BY JENNINGS STEPHENSON, P.C., A COPY OF WHICH IS RECORDED MAY 21, 2010 IN PLAT BOOK 40, PAGE 47, AND AS CORRECTED BY PLAT OF SUBDIVISION ENTITLED “CORRECTED PLAT COTTAGE GREEN TOWN OF ASHLAND, HANOVER COUNTY, VIRGINIA”, DATED AUGUST 17, 2010, PREPARED BY JENNINGS STEPHENSON, P.C., A COPY OF WHICH IS RECORDED SEPTEMBER 23, 2010 IN PLAT BOOK 40, PAGE 117, AND TO WHICH REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREIN CONVEYED.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www. bwwsales.com. BWW# 145176

TRUSTEE’S SALE OF 2701 Tavern Way, Glen Allen, VA 23060. In execution of a certain deed of trust dated October 14, 2006, in the original principal amount of $160,000.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4223 Page 1483, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on July 13, 2012, at 10:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN BROOKLAND DISTRICT OF HENRICO COUNTY, VIRGINIA, SHOWN AND DESIGNATED AS LOT 6, BLOCK B, SECTION A, AS SHOWN ON PLAT ENTITLED “GLEN HOLLOW, SECTION A, A RESUBDIVISION OF LOTS 26, 27 AND A PART OF 28, GLEN ALLEN PARK”, MADE BY DEWBERRY & DAVIS, ARCHITECTS, ENGINEERS, PLANNERS AND SURVEYORS, DATED OCTOBER 20, 1989, AND RECORDED JUNE 29, 1990 IN THE CLERK’S OFFICE, CIRCUIT COURT, COUNTY OF HENRICO, VIRGINIA, IN PLAT BOOK 91, PAGE 61, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 146934

TRUSTEE’S SALE OF 314 N 2nd Street, Richmond, VA 23219. In execution of a certain deed of trust dated July 10, 2007, in the original principal amount of $161,000.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 070023750, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on July 20, 2012, at 11:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THE BRICK STORE AND OTHER IMPROVEMENTS THEREON, KNOWN AS NO. 314 NORTH SECOND STREET, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, ON THE WEST LINE OF SECOND STREET, DISTANTLY EIGHTY (80) FEET, ON (1) INCH, MORE OR LESS, SOUTH OF THE SOUTHERN LINE OF MARSHALL STREET THENCE RUNNING SOUTHWARDLY AND FRONTING ON THE SAID WEST LINE OF SECOND STREET, THIRTY (30) FEET, ELEVEN (11) INCHES; THENCE RUNNING BACK BETWEEN PARALLEL LINES SIXTY-SEVEN (67) FEET..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com BWW# 146586

c l a s s a d @ s t y l e w e e k l y. c o m

All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 and the Virginia Fair Housing Law, which makes it illegal to advertise “any preference, limitation or discrimination because of race, color, religion, sex, handicap, elderliness, familial status, or national origin, or intention to make any such preference, limitation o r d i s c r i m i n a t i o n .” V i r g i n i a Fair Housing Law also prohibits discrimination advertising based on elderliness. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. Real estate sales, rentals and roommate advertisers should make sure their ads describe the property being offered, not the person they might want in the property. You may express a preference for a male or female roommates. ~The Publisher

TRUSTEE’S SALE OF 3902 Forestford Road, Richmond, VA 23294. In execution of a certain deed of trust dated August 10, 2006, in the original principal amount of $142,400.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4178 Page 2203, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on July 20, 2012, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGINS, LYING AND BEING IN THE BROOKLAND DISTRICT, HENRICO COUNTY, VIRGINIA KNOWN AND DESIGNATED AS LOT 4, BLOCK R, SECTION E, WEST END MANOR, AS SHOWN ON A PLAT MADE BY J.K. TIMMONS, CIVIL ENGINEER DATED OCTOBER 26, 1961 AND RECORDED NOVEMBER 27, 1961 IN THE CLERK’S OFFICE , CIRCUIT COURT, HENRICO COUNTY, VIRGNIA, IN PLAT BOOK 31, PAGE 90 TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 98550

TRUSTEE’S SALE OF 4306 Overridge Drive, Chester, VA 23831. In execution of a certain deed of trust dated August 08, 2006, in the original principal amount of $230,550.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7287 Page 0514, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on July 13, 2012, at 12:05 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THOSE CERTAIN LOTS, PIECES OR PARCELS OF LAND AND APPURTENANCES THERETO, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, DESIGNATED AS LOT 2, GREENBRIAR WOODSSECTION 1, ON PLAT BY TIMMONS GROUP ENTITLED “GREENBRIAR WOODS- SECTION 1 “, DATED MAY 21, 2004, RECORDED JUNE 14, 2004, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 144, PAGE 71.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 143870 A-4263238 06/27/2012, 07/04/2012

TRUSTEE’S SALE OF 11542 Wiltstaff Drive, Midlothian, VA 23112. In execution of a certain deed of trust dated March 09, 2006, in the original principal amount of $162,400.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 6995 Page 479, and modified on April 23, 2008, to increase the principal balance to $179,549.08. This modification agreement was recorded in Deed Book 8351, Page 0398, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on July 13, 2012, at 12:02 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THERON AND APPURTENANCES THERETO BELONGING, LYING AND BEING SITUATED IN CHESTERFIELD COUNTY, VIRGINIA, AND DESIGNATED AS LOT 55, SECTION B, CLAY POINTE, AS SHOWN ON PLAT OF SURVEY MADE BY BALZER & ASSOCIATES, INC., ENTITLED CLAY POINTE, SECTION B, DATED OCTOBER 9, 1998, RECORDED NOVEMBER 24, 1998, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 101, PAGES 89, 90 AND 91, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE REAL ESTATE HEREIN CONVEYED.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 135629 A-4263242 06/27/2012, 07/04/2012


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TRUSTEE’S SALE OF 15513 Richmond Street, Chester, VA 23836. In execution of a certain deed of trust dated July 03, 2007, in the original principal amount of $154,230.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7880 Page 0965, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on July 13, 2012, at 12:07 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND WITH APPURTENANCES THERETO PERTAINING, LYING AND BEING IN BERMUDA MAGISTERIAL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, AND BEING KNOWN, NUMBERED AND DESIGNATED ON A PLAT OF CHESTERFIELD MANOR, MADE BY W.W. LAPRADE AND BROS., ENGINEERS, DATED NOVEMEBER 28, 1928, AND RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, ON JULY 14, 1933, IN PLAT BOOK 4, PAGE 255, AS LOT 9, IN BLOCK F, REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID LOT..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www. bwwsales.com. BWW# 149609 A-4263236 06/27/2012, 07/04/2012

Trustee’s Sale 904 Bowitch Court, Richmond a/k/a Henrico, Virginia 23223 (Tax ID No. 815-723-3668)

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TRUSTEE’S SALE OF 4425 Old Fox Trail, Midlothian, VA 23112. In execution of a certain deed of trust dated September 26, 2005, in the original principal amount of $190,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 6675 Page 0354, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on July 13, 2012, at 12:03 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN CLOVER HILL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, AND DESIGNATED AS LOT 13, BLOCK B, OLD FOX TRAIL, AS SHOWN ON PLAT OF SUBDIVISION ENTITLED” OLD FOX TRAIL”, MADE BY J.K. TIMMONS & ASSOCIATES, INC., CONSULTING ENGINEERS, DATED JULY 24, 1974, RECORDED JULY 29, 1974, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 22, PAGES 65 AND 66, AND REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www. bwwsales.com. BWW# 136588 A-4263240 06/27/2012, 07/04/2012

TRUSTEE’S SALE OF 9069 Auburn Grove Court, Mechanicsville, VA 23116. In execution of a certain deed of trust dated February 23, 2006, in the original principal amount of $356,850.00 recorded in the Clerk’s Office, Circuit Court for Hanover County, Virginia, in Deed Book 2668 Page 415, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Hanover County, 7501 Library Drive, Hanover, Virginia, on July 13, 2012, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN CHICKAHOMINY DISTRICT, HANOVER COUNTY, VIRGINIA, DESIGNATED AS LOT 6, BLOCK A, SECTION 1, ASH CREEK, ALL AS MORE PARTICULARLY SHOWN ON PLAT MADE BY J. K. TIMMONS & ASSOCIATES, P. C., DATED JULY 20, 1988, RECORDED DECEMBER 17, 1993, IN THE CLERK’S OFFICE, CIRCUIT COURT, HANOVER COUNTY, VIRGINIA, IN SUBDIVISION PLAT BOOK 7, PAGE 279, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 144157 A-4262784 06/27/2012, 07/04/2012

TRUSTEE SALE 2402 Boyle Ave, Richmond, VA 23230-2326 Henrico County In execution of a Deed of Trust in the original principal amount of $136,000.00, dated July 30, 2004 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3711, at page 1999, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­ signed Substitute Trustee will offer for sale at public auction at the entrance to theCircuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on July 10, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 14, Block H, Westbourne, Section B, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-022280-10/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 805 Admiral Gravely Blvd, Richmond, VA 23231-1201 In execution of a Deed of Trust in the original principal amount of $190,950.00, dated December 18, 2007 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 070041318, at page 1368, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on July 10, 2012 at 2:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 3, Block A, Fulton Addition, Section 1, with improvements thereon. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-000226-09/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 3304 Crossings Way, Midlothian, VA 23113-6347 Chesterfield County In execution of a Deed of Trust in the original principal amount of $323,000.00, dated August 29, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7981, at page 0078, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on July 10, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 8, Block A, Section B, Cross Creek, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-011787-09/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 3105 Able Terrace, Chesterfield, VA 23832-8420 Chesterfield County In execution of a Deed of Trust in the original principal amount of $139,500.00, dated March 26, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7705, at page 0323, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on July 10, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 10, Block A, Section 1, Holly Ridge, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-024788-11/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

[ classfieds ] June 27, 2012

Default having been made in the terms of a certain Deed of Trust dated May 22, 2007, in the original principal amount of $173,565.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4348, at Page 2480, the undersigned Substitute Trustees will sell at public auction on July 25, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lot 30, Block B, Section D, Wynfield as shown on a plat of survey recorded March 27, 1979, in the aforesaid Clerk’s Office in Plat Book 68, Pages 103 and 104. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of$17,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page ofwww. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 98715, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

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TRUSTEE’S SALE 8617 Boones Trail Road, Chesterfield, VA 23832 Parcel ID 758685005100000 Pursuant to the terms of a deed of trust dated February 26, 2010, in the original principal amount of $168,196.00, recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia, in Deed Book 9013, Page 426, the property briefly described below will be offered for sale at public auction: Lot 4, Cabin Creek West, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 79, Pages 81-82, and as more particularly described in the referenced deed of trust. The sale will take place on July 12, 2012, at 5:30 P.m., at the front entrance to the building housing the Circuit Court of Chesterfield County, located at 9500 Courthouse Road, Chesterfield, VA. The property and the improvements thereon will be sold “AS IS”and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERtIFIED FuNDS in the amount of $16,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1228200).

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June 27, 2012 [ classfieds ]

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TRUSTEE’S SALE OF 9140 James Riverwatch Drive, Richmond, VA 23235; 9120 James Riverwatch Drive, Richmond, VA 23235; and 9131 James Riverwatch Drive, Richmond, VA 23235 a/k/a Lots 2, 4 and 10, Riverwatch, City of Richmond, Virginia Tax Map I.D. Nos. C001-0374/046, C001-0374/048 & C001-0374/054 In execution of Credit Line Deed of Trust from Stony Point Land, Inc., dated 12/21/06, recorded 12/21/06, as Instrument #060043969 (the “Deed of Trust”), in the Clerk’s Office, Circuit Court, City of Richmond, VA (“Clerk’s Office”); and a Modification Agreement, dated 7/7/08, recorded 7/8/08, as Instrument #080018544 (“Loan Documents”), in the Clerk’s Office, the Trustee will offer for sale at public auction, the real estate briefly described as: 9140 James Riverwatch Drive, Richmond, VA 23235; 9120 James Riverwatch Drive, Richmond, VA 23235; and 9131 James Riverwatch Drive, Richmond, VA 23235, a/k/a Lots 2, 4 and 10, Riverwatch, City of Richmond, Virginia, Tax Map I.D. #s C0010374/046, C001-0374/048 & C001-0374/054 and which is more particularly described in the Deed of Trust and Loan Documents. The sale will be conducted at the front entrance of the building which houses the City of Richmond Circuit Court located at John Marshall Courts Building, 400 N. Ninth Street, Richmond, VA 23219, on July 26, 2012, at 10:00 a.m. TERMS: Cash. Successful bidder’s deposit of 10% of the final amount bid will be required, with balance of sale price to be paid within 30 days. The successful bidder’s deposit MUST be paid by CASH, CASHIER’S OR CERTIFIED CHECK at the foreclosure sale. The real estate will be sold “AS IS.” The real estate will be conveyed by SPECIAL WARRANTY DEED, subject to all rights, reservations, leases, covenants, conditions, easements and restrictions superior to the Deed of Trust as they may lawfully affect the real estate. The purchaser will be required to pay all closing costs except the grantor’s recording tax. Real estate taxes will be prorated as of the date of sale. Risk of loss to the real estate will pass to the successful bidder upon acceptance of the bid by the Trustee. Additional terms may be announced at the sale. This is a communication from a debt collector and any information will be used for that purpose. Time is of the essence with respect to all dates and times. FRANKLIN SERVICE CORPORATION Trustee For Information Contact: Lynne B. Tickle, Senior Vice President Franklin Federal Savings Bank 4501 Cox Road Glen Allen, VA 23060 Telephone: (804) 967-7000

TRUSTEE SALE 13509 Kingscross Ct, Midlothian, VA 23114 Chesterfield County In execution of a Deed of Trust in the original principal amount of $162,000.00, dated November 30, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 8108, at page 0960, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County,Virginia, on July 10, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 10, Block B, Section C, Queensmill, Phase 1, with improvements thereon. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-024062-11/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 11305 Knox Drive, Ashland, VA 23005-8035 Hanover County In execution of a Deed of Trust in the original principal amount of $280,250.00, dated March 19, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2911, at page 200, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­ signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on July 10, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Containing 5.6 Acres, shown on a survey recorded in Deed Book 924, at page 309, with improvements thereon. Subject to all restrictions and easements of record, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-014530-11/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 303 Lee Ave, Highland Springs, VA 23075-1512 Henrico County In execution of a Deed of Trust in the original principal amount of $250,000.00, dated July 26, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4385, at page 2277, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­ signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on July 10, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 15, Block B, Section A, Confederate Hills Estates, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-013349-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 2942 Littlebury Drive, Chester, VA 23831-7113 Chesterfield County In execution of a Deed of Trust in the original principal amount of $204,000.00, dated May 5, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7121, at page 907, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on July 10, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 21, Villages at Longmeadow, Littlebury, Section II, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-014856-11/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 8010 Nicewood Road, Glenallen, VA 23060-2222 Henrico County In execution of a Deed of Trust in the original principal amount of $189,000.00, dated February 27, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4480, at page 1876, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­ signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on July 5, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: LOT 8, BLOCK B, SECTION A, ON THE PLAN OF MOUNTAIN RIDGE, with improvements thereon. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-003717-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 9604 Rainbrook Drive, Richmond, VA 23238-4424 Henrico County In execution of a Deed of Trust in the original principal amount of $204,000.00, dated September 13, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4198, at page 1034, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on July 12, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 14, Block C, Section 3, Rainbrook, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-026043-11/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 907 Bradley Lane, Richmond, VA 23225-4305 In execution of a Deed of Trust in the original principal amount of $101,000.00, dated August 4, 2005 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 050026446, at page 1092, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on July 3, 2012 at 2:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 38, Norwood Park, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-000144-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale 11419 Briarhurst Road, Richmond aka North Chesterfield, Virginia 23236 (Tax ID No. 742697787800000)

TRUSTEE SALE 736 Clearlake Rd, Richmond, VA 232362292 Chesterfield County In execution of a Deed of Trust in the original principal amount of $105,000.00, datedDecember 20, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 6907, at page 751, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on July 3, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 11, Block C, Section 1, Heatheridge, with improvements thereon.

Trustee’s Sale 11812 Corte Castle Road, Chesterfield, Virginia 23838 (Tax ID No. 744626547200000) Default having been made in the terms of a certain Deed of Trust dated April 23, 2007, in the original principal amount of $196,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 7757, at page 0133, the undersigned Substitute Trustees will sell at public auction on July 2, 2012, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 3, Section C, Rivers Trace, as shown on subdivision plat of Rivers Trace, Section C, dated June 21, 2001, and recorded in the aforesaid Clerk’s Office on July 19, 2001, in Plat Book 119, Pages 38-39. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $19,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 98626, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 9941 Friend Ave, North Chestefield, VA 23237-3749 Chesterfield County In execution of a Deed of Trust in the original principal amount of $79,600.00, datedAugust 7, 2003 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 5387, at page 167, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to theCourthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on July 3, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 9, Subdivision of Property of J.B. Friend, recorded in Plat Book 8, Page 68, with improvements thereon.

Default having been made in the terms of a certain Deed of Trust dated November 15, 2006, in the original principal amount of $164,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 7495, at Page 0158, the undersigned Substitute Trustees will sell at public auction on July 11, 2012, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot Twenty-four (24), Block A, Mansfield Crossing, on subdivision plat of Mansfield Crossing, Phases I and II, dated February 13, 1985, recorded March 15, 1985 in the aforesaid Clerk’s Office in Plat Book 48, Pages 90 and 91. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $16,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page ofwww. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 98636, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01012032-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TERMS OF SALE: CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01025174-10/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net


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Trustee’s Sale 3405 1st Avenue, Richmond, Virginia 23222 (Tax ID No. N0001168016) Default having been made in the terms of a certain Deed of Trust dated March 23, 2007, in the original principal amount of $140,000.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 070010127, the undersigned Substitute Trustees will sell at public auction on July 2, 2012, at 11:15 a.m., in front of the building housing the Circuit Court of the City of Richmond, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as BEGINNING at a point in the eastern line of First Avenue 92.20 ft. north of the northern line of Milton St. thence from said point of beginning running northwardly along and fronting on the eastern line of First Avenue 47.80 ft., thence said front extending back eastwardly, between parallel line of 140 ft. to an alley in the rear 20 ft. wide. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $14,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 97959, Tel: (757) 3216465, Between 10:00 a.m. & 12:00 noon only.

Trustee’s Sale 7925 Dunnottar Court, Chesterfield, Virginia 23838 (Tax ID No. 767645732100000) Default having been made in the terms of a certain Deed of Trust dated January 29, 2007, in the original principal amount of $480,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 7621, at page 0259, the undersigned Substitute Trustees will sell at public auction on July 18, 2012, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 4, Dunnottar at the Highlands, and more particularly described on a plat entitled Dunnottar at the Highlands, Dale District, Chesterfield County, Virginia, Subdivision ID No. 0090544-01, dated April 16, 2004, revised July 13, 2004, and recorded November 16, 2004, in the aforesaid Clerks Office in plat book 144, pages 34-37. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. The property will be sold subject to the right of redemption of the Internal Revenue Service. TERMS: CASH. A deposit of $48,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C.., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 98480, Tel: (757) 3216465, Between 10:00 a.m. & 12:00 noon only.

Trustee’s Sale 17 E. Broad Rock Road, Richmond, Virginia 23224 (Tax Map No. S0001345023) Default having been made in the terms of a certain Deed of Trust dated March 10, 2000, in the modified principal amount of $71,351.33 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 000005719 and modified by modification agreements recorded as Instrument Nos. 060008992 and 070019586, the undersigned Substitute Trustees, will sell at public auction on July 2, 2012, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as Lot 2, on Subdivision Plat of Burfoot Place, recorded in the aforesaid Clerk’s Office in Plat Book 8, page 24. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $7,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 58129, Tel:(757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 130 Rosegill Rd, Richmond, VA 23236-2747 Chesterfield County In execution of a Deed of Trust in the original principal amount of $175,500.00, dated February 28, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 8220, at page 0312, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on July 5, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 8, Block E, Archway Subdivision, Section C, with improvements thereon. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-007024-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE SALE 4213 Falconway Ln, Richmond, VA 232374300 Chesterfield County In execution of a Deed of Trust in the original principal amount of $163,600.00, dated October 13, 2006 recorded in the Clerk’s Office of the Circuit Court of theCounty Of Chesterfield, Virginia, in Deed Book 7410, at page 0976, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on July 3, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 21, Block M, Section C, Treemont, with improvements thereon. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40008864-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 24 N Virginia Ave, Richmond, VA 232233432 Henrico County In execution of a Deed of Trust in the original principal amount of $115,600.00, datedJanuary 21, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3810, at page 2345, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to theCircuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on July 5, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lots 362, 363, 364, and 365, BungalowCity, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40000292-11/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 8201 Fair Isle Ter, Chesterfield, VA 23838-5199 Chesterfield County In execution of a Deed of Trust in the original principal amount of $180,000.00, dated August 13, 2004 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 5909, at page 133, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on July 5, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 9, Fair Isle, Section 1 at the Highlands, with improvements thereon. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-020565-11/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE’S SALE 6400 Ships Watch Lane, Midlothian, VA 23112 Parcel ID 730673507000000 Pursuant to the terms of a deed of trust dated October 31, 2008, in the original principal amount of $202,799.00, recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia, in Deed Book 8504, Page 360, the property briefly described below will be offered for sale at public auction: Lot 54, Harbour Green, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 82, Pages 53-54, and as more particularly described in the referenced deed of trust. The sale will take place on July 12, 2012, at 5:30 P.m., at the front entrance to the building housing the Circuit Court of Chesterfield County, located at 9500 Courthouse Road, Chesterfield, VA. The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERtIFIED FuNDS in the amount of $19,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1228209).

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TRUSTEE SALE 3103 Elmbrook Rd., Henrico, VA 23228-2600 Henrico County In execution of a Deed of Trust in the original principal amount of $224,852.00, dated June 5, 2009 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4684, at page 0495, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­ signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on July 10, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Parcel I: “Plat Showing A Parcel Totaling 0.90 Acres Bordering Wistar Gardens, Block “C” in the Brookland District of Henrico County, Virginia,” recorded in Deed Book 1956, page 1181, Parcel II: Cross-hatched area (south of that boundary line between Parcel 1 and Parcel 2) “Plat Showing Proposed Boundary Line Adjustment Between 2) Parcels of Land Located at the Terminus of Elmbrook Road, Henrico County, Virginia, in Deed Book 4606, page 2669. The result of this conveyance is the boundary line between Parcel 1 and Parcel 2 being as designated on said attached plat: said boundary line being shown on said attached plat as extending 162.36 feet, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-014933-12/ FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

[ classfieds ] June 27, 2012

TRUSTEE SALE 5916 Greenfinch Rd, Richmond, VA 23237 In execution of a Deed of Trust in the original principal amount of $153,000.00, dated December 21, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7550, at page 0629, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County,Virginia, on July 3, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot No. 6, Block A, HOLLYBERRY HILLS, Section A, with improvements thereon. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-012701-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE SALE 2906 Cove Ridge Trace, Midlothian, VA 23112-4347 Chesterfield County In execution of a Deed of Trust in the original principal amount of $176,250.00, dated December 21, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7543, at page 0338, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County,Virginia, on June 28, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 23, Cove Ridge, Section 1, with improvements thereon. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-012029-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE SALE 6545 Hill Road, Richmond, VA 23234-5872 Chesterfield County In execution of a Deed of Trust in the original principal amount of $139,200.00, dated June 26, 2009 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 8773, at page 0935, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County,Virginia, on June 28, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 43, Section No. 2, Ampthill Gardens, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-012023-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

(804)358-2100

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TRUSTEE SALE 1410 Hopkins Road, Richmond, VA 23224-6512 City of Richmond In execution of a Deed of Trust in the original principal amount of $106,500.00, dated January 30, 2007 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 070008599, at page 460, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on July 3, 2012 at 2:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 48, McGuire Homes, recorded in Chesterfield County in Plat Book 8, Page 54, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-006627-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 4810 Mason Hollow Dr, Richmond, VA 23234-6046 Chesterfield County In execution of a Deed of Trust in the original principal amount of $167,200.00, datedMarch 24, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7023, at page 106, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on July 3, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 14, Block A, Section A, MASON WOODS,, with improvements thereon. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-012164-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 4333 Mylan Road, Henrico, VA 23223-2273 In execution of a Deed of Trust in the original principal amount of $320,512.00, dated December 15, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4587, at page 0996, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­ signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on July 3, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 30, Block D, Section 3, Clarendon Farms, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-010589-10/ FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

NOTICE OF TRUSTEE’S SALE OF PROPERTY 17514 KATHLEEN COURT PETERSBURG, VIRGINIA 23803 (MATOACA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA) (Tax Map No. 758-618-4847-00000) In execution of two deeds of trust recorded in the Clerk’s Office of the Circuit Court for the County of Chesterfield, Virginia, in Deed Book 7119, page 305, and in Deed Book 7972, page 443, the undersigned, Charles W. Hundley, Substitute Trustee, will offer for sale at public auction at the front door of the Courthouse of the County of Chesterfield, Virginia, 9500 Courthouse Road, Chesterfield, Virginia 23832-0125, on the 25th day of July, 2012, at 10:00 a.m., certain property described in said deeds of trust lying in the County of Chesterfield, Virginia, known as 17514 Kathleen Court, Petersburg, Virginia 23803, and more particularly described in the aforementioned deeds of trust. As provided in the deeds of trust and pursuant to the provisions of applicable law, the undersigned Substitute Trustee may exercise all of the powers, rights, authority, and duties granted in the deeds of trust. TERMS: Cash. A bidder’s deposit of up to 10 percent of the bid amount may be required in cash or approved bank check at the time of the sale. Additional terms and conditions may be announced at the sale. Closing shall occur at the office of the trustee within 15 days after the date of the sale, at which time the balance of the purchase price will be due and payable in cash or approved bank check. The property will be sold “AS IS” and will be conveyed by special warranty deed, subject to all liens, objections, rights, reservations, leases, covenants, conditions, easements, and restrictions superior to the lien of the deeds of trust as they may affect the property. Neither the Substitute Trustee nor the holder of the notes secured by the deeds of trust will deliver possession of the property to the successful bidder. The purchaser at the sale will be required to pay all closing costs except the grantor’s tax. Real estate taxes will be prorated as of the date of closing. For additional information, contact the Substitute Trustee at 4908 Monument Avenue, Suite 200, Richmond, Virginia 23230 (804-254-4900). Charles W. Hundley, Substitute Trustee

Trustee’s Sale 1707 Winesap Drive, Richmond a/k/a Henrico, Virginia 23231 (Tax ID No. 805-704-2445)

TRUSTEE SALE 1627 W Grace St, Richmond, VA 23220-2124 In execution of a Deed of Trust in the original principal amount of $243,600.00, dated June 23, 2008 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 080017013, at page 0798, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on July 5, 2012 at 10:00 o’clock am the property described in said deed, located at the above address and briefly described as: Known as No. 1627 West Grace Street, as shown on plat recorded in Book 331, Page 1186, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-008922-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 10285 Penningcroft Ln, Mechanicsville, VA 23116-5149 Hanover County In execution of a Deed of Trust in the original principal amount of $257,600.00, dated October 27, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2610, at page 439, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on July 6, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 49, Block B, Kings Charter Subdivision, Section 6, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-013678-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 14919 Willow Hill Ln, Chesterfield, VA 23832-2750

Trustee’s Sale 1125 North 36th Street, Richmond, Virginia 23223 (Tax ID No. E0001410012)

June 27, 2012 [ classfieds ]

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Default having been made in the terms of a certain Deed of Trust dated October 4, 2006, in the original principal amount of $50,400.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 06-35311, the undersigned Substitute Trustees will sell at public auction on July 11, 2012, at 11:15 a.m., in front of the building housing the Circuit Court of the City of Richmond, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as: BEGINNINGon the southern line of 36th Street, 241 ft. west of Canepa Street, and running thence westerly along and fronting 30 ft. on the southern line of 36th Street, thence running back southwardly between parallel lines 120 ft. to a 12 ft. alley in the rear upon which said property abuts 30 ft.

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Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $5,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on theForeclosure Sales page of www. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 97427, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Default having been made in the terms of a certain Deed of Trust dated August 30, 2006, in the original principal amount of $226,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4191, at Page 0533, the undersigned Substitute Trustees will sell at public auction on July 11, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lot 30, Block F, Section B, Foxboro Downs, as shown on plat dated April 9, 1999, entitled “Foxboro Downs, Section B, Varina District, Henrico County Virginia”, recorded September 15, 1999, in the aforesaid Clerks Office in Plat Book 109, Page 81. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $22,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page ofwww. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 97428, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

In execution of a Deed of Trust in the original principal amount of $376,815.00, datedMay 9, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7780, at page 0524, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to theCourthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on July 3, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 32, Section 1, Willow Creek Subdivision, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40011234-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Public Service Announce me nt . The Virginia Fair Housing Office offers free informative and interactive seminars to consumers and housing providers. Know more about your rights and responsibilities by learning about The Virginia Fair Housing L aws . I f yo u wo u l d like to take part in a s e m i n a r, o r i f y o u would like to organize a seminar for your group or organization, call us at 80 4 -367- 8530.

TRUSTEE SALE 1727 W. Leigh St, Richmond, VA 23220-1620 In execution of a Deed of Trust in the original principal amount of $176,000.00, dated July 7, 2008 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 080018843, at page 0178, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on July 10, 2012 at 2:00 o’clock pm the property described in said deed, located at the above address and briefly described as: BEGINNING at a point on the southern line of West Leigh Street distant thereon 325.33 feet west of its intersection with the western line of Mozelle Street; thence running westwardly along the southern line of West Leigh Street and fronting thereon 39.71 feet to a point; thence extending back southwardly 150.00 feet to an alley 7.5 feet wide; thence extending eastwardly along the alley 35.54 feet to a point; thence extending northwardly 150.03 feet to the beginning point of the southern line of West Leigh Street; all as shown on a plat entitled“Boundary Survey & Map Showing Premises Known as No. 1727 & Part of No. 1729 W. Leigh Street in the City of Richmond, Virginia”, prepared by Bodie, Taylor, Puryear, Incorporated, Engineers & Surveyors, dated January 6, 1999, a copy of which is attached to that certain Deed of Consolidation dated July 6, 1999 and recorded July 19, 1999 in the Clerk’s Office, Circuit Court, City of Richmond, Virginia, as Instrument No. 99-20071, with improvements thereon. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-01401112/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net


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TRUSTEE’S SALE OF 4409 Fordham Road, Richmond, VA 23236. In execution of a certain deed of trust dated May 14, 2004, in the original principal amount of $163,468.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 5747 Page 0874, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on July 13, 2012, at 12:06 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND LYING AND BEING IN CLOVER HILL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA DESIGNATED AS LOT 27, BLOCK K, SECTION A, SHOWN ON SUBDIVISION PLAT OF FERNBROOK, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 30, PAGES 91A AND 92A, AND TO WHICH SAID PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 44107

TRUSTEE’S SALE OF 11720 Clear Ridge Drive, Midlothian, VA 23112. In execution of a certain deed of trust dated April 21, 2005, in the original principal amount of $156,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 6356 Page 485, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on July 13, 2012, at 12:04 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, AND DESIGNATED AS LOT 94, CLAY POINTE SECTION “A,” AS SHOWN ON PLAT OF SURVEY MADE BY BALZER AND ASSOCIATES, INC., ENTITLED “CLAY POINTE, SECTION “A,” DATED JANUARY 30, 1997, RECORDED APRIL 23, 1997, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 93, PAGES 91-94, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www. bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 142663

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TRUSTEE’S SALE OF 3320 Delaware Ave, Richmond, VA 23222. In execution of a certain deed of trust dated October 24, 2006, in the original principal amount of $122,400.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 060037651 and re-recorded as Instrument No. 070025124, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on July 13, 2012, at 11:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPORVEMENTS THEREON, NOW KNOWN AS NO. 3320 DELAWARE AVENUE, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, ON THE WEST LINE OF DELAWARE AVENUE, SOUTH OF MILTON STREET AND DESIGNATED AS LOT 17 AND THE NORTHERN HALF OF LOT 18, BLOCK 20, ON THE PLAN OF HIGHLAND PARK, ALL AS FURTHER SHOWN BY THEN SURVEY ATTACHED HERETO DATED JANUARY 9, 1981, MADE BY A.G. HAROCOPOS AND ASSOCIATES, P.C., REFERENCE TO WHICH SURVEY IS HEREBY MADE FOR A METES AND BOUNDS DESCRIPTION OF SAID PROPERTY.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 114313

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TRUSTEE’S SALE OF 420 North 24th Street, Richmond, VA 23223. In execution of a certain deed of trust dated July 10, 2003, in the original principal amount of $128,230.43 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 030025760, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on July 20, 2012, at 11:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: THE FOLLOWING DESCRIBED REAL PROPERTY IN RICHMOND CITY, COMMONWEALTH OF VIRGINIA, TO-WIT: ALL THAT CERTAIN LOT OF LAND IN THE CITY OF RICHMOND, VIRGINIA WITH IMPROVEMENTS THEREON COMMONLY DESIGNATED AS NO. 420 NORTH 24TH STREET AND DESCRIBED AS FOLLOWS: BEGINNING AT THE SOUTHWEST CORNER OF CLAY AND 24TH STREET AND RUNNING THENCE SOUTHWARDLY ALONG AND FRONTING 25 FEET ON THE WESTERN LINE 24TH STREET TO THE NORTHERN LINE OF THE PROPERTY CONVEYED TO A.B NEWELL BY DEED FROM JOSEPH N. NEWELL AND WIFE, DATED JUNE 13, 1878 AND RUNNING BACK FROM SAID FRONT WESTWARDLY AT RIGHT ANGLES WITH 24TH STREET AND BETWEEN PARALLEL LINES 150 FEET, MORE OR LESS..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www. bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 9616555, website: www.bwwsales.com. BWW# 140775

NOTICE OF TRUSTEES’SALE 1109 W. Marshall Street, Richmond, VA 23220 In execution of a Deed of Trust dated July 15, 2005, in the original principal amount of $1,883,000.00 and recorded as Instrument Number 05-023388 in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia, the undersigned Substitute Trustees, either of whom may act, will on Thursday, June 28, 2012, at 10:30 a.m., at the main entrance to the courthouse of the City of Richmond, Richmond, Virginia, offer for sale at public auction to the highest bidder the following property with improvements thereon: ALL that certain piece or parcel of land, with the improvements thereon and appurtenances thereto belonging, lying and being in the City of Richmond, Virginia, being known, numbered and designated as 1109 W. Marshall Street, and further shown on plat of survey made by Gene Watson & Associates, P.C., dated December 7, 2001, and entitled “Plat Showing Improvements on No. 1109 West Marshall Street Located in the City of Richmond, Virginia”, attached to Deed of Trust recorded December 14, 2001, in the Clerk’s Office, Circuit Court, City of Richmond, Virginia, as Instrument No. 01033992, with plat at page 17. Parcel ID No. N000-0465-001 This sale is subject to all restrictions, rightsof-way, conditions, easements, and mechanics’ and materialmen’s liens, if any, whether of record or not of record, to the extent any of the foregoing apply and take priority over the lien of the Deed of Trust. Deposit of $30,000, by certified or cashier’s check shall be required, except from the Noteholder. The deposit, without interest, will be applied to the purchase price at settlement. Settlement will be held on or before 15 days after sale; time is of the essence. Upon purchaser’s default, the deposit shall be forfeited and the property shall be resold at the risk and costs of the defaulting purchaser. The balance of the purchase price shall be paid in cash or its equivalent. Settlement shall be at the offices of the Substitute Trustees or other mutually agreed location. The property and any improvements thereon, if any, shall be sold in “as is” condition without any warranties. The successful bidder shall assume all loss or damage to the property from and after the time of the sale. Purchaser shall be responsible for all costs of the conveyance, which shall be by special warranty, including but not limited to the preparation of the deed and the grantor’s tax. Real estate taxes shall be adjusted as of the sale date. The successful bidder is required to sign a Memorandum of Sale incorporating all the terms of the sale, including terms which are not included in this Notice. A copy of the Memorandum of Sale is available upon request from the Substitute Trustees prior to the sale. Written notice of this Trustees’ Sale has been sent to the owners by certified mail in strict compliance with Section 55-59.1 of the Virginia Code. Bryant C. McGann or Jerrell E. Williams, Substitute Trustees. For information contact: Bryant C. McGann or Jerrell E. Williams, Vandeventer Black LLP, Eighth & Main Building, 717 East Main Street, Suite 1700, Richmond, VA 23218-1598.

SUBSTITUTE TRUSTEE’S SALE 1217-1219 EAST MAIN STREET CITY OF RICHMOND TAX MAP NO.: E000-0082/010 In execution of a certain Deed of Trust from Choong H. No and Jeong S. No, his wife, and Sora No to William D. Jones, Trustee, dated October 5, 2006, recorded October 25, 2006, in the Clerk’s Office of the Circuit Court for the City of Richmond, Virginia, as Instrument Number 060036883 at Page 0456, (Edward S. Whitlock, III, and Michael P. Lafayette, having been appointed as Substitute Trustees by instrument duly recorded in the aforesaid Clerk’s Office), default having been made in the payment of the indebtedness secured thereby, and being required so to do by the Noteholder, the undersigned, in accordance with the provisions of the aforesaid Deed of Trust, and after having given at least fourteen (14) days prior written notice to the owner of the real estate of the date, time, place and terms of the sale, will offer for sale to the highest bidder at public auction on: June 29, 2012 at 9:00 a.m. at the front steps of the building housing the Circuit Court of the City of Richmond, John Marshall Courts Building, 400 N. 9th Street, Richmond, Virginia 23219, all of the property with any improvements thereon located in City of Richmond, having a Tax Map Designation of E000-0082/010, together with any interest the Substitute Trustee may have in the Personal Property located on or used in the operation of the Real Property. The Real Property and the Personal Property being hereinafter referred to as the Property. TERMS OF SALE: All cash at settlement. A deposit of Five Thousand and 00/100 Dollars ($5,000.00) in cash or certified check shall be required at time of sale from all bidders except the holder of the Note secured by the Deed of Trust. The balance shall be paid at settlement, to be held within thirty (30) days from the date of sale in the offices of the Substitute Trustees. The Substitute Trustees reserve the right to: (i) waive the deposit requirement; (ii) approve the creditworthiness of any bidder and final purchaser; (iii) withdraw the Property from sale at any time prior to the termination of the bidding; (iv) keep the bidding open for any length of time; and (v) reject any and all bids. In the event that the purchaser fails to go to settlement as required, the aforementioned deposit shall be forfeited and the Property shall be resold at the purchaser’s risk and expense. All closing costs, other than the preparation of the deed and the grantor’s tax, shall be borne by the successful bidder. Real estate taxes shall be prorated to the date of sale. Rents and other expenses of the Property shall not be prorated. The Real Property shall be conveyed by special warranty deed and the Personal Property, if any, shall be conveyed by Bill of Sale. All of the Property shall be sold “AS IS” without representation or warranty of any kind, and SUBJECT TO conditions, restrictions, rights-of-way, easements, and reservations, if any, contained in the deeds forming chain of title thereto, and all other matters of record taking priority over the Deed of Trust, if any. Delivery of possession of the Property will not be performed by the Substitute Trustees but will be the responsibility of the Purchaser. The Purchaser will be required to execute a Memorandum of Sale concerning the purchase of the Property, a copy of which will be available immediately before announcing the sale. MICHAEL P. LAFAYETTE EDWARD S. WHITLOCK, III SUBSTITUTE TRUSTEE Lafayette, Ayers & Whitlock, PLC 10160 Staples Mill Road, Suite 105 Glen Allen, Virginia 23060 (804) 545-6250 FOR INFORMATION CONTACT: MICHAEL P. LAFAYETTE, ESQ. EDWARD S. WHITLOCK, III, ESQ. Lafayette, Ayers & Whitlock, PLC 10160 Staples Mill Road, Suite 105 Glen Allen, Virginia 23060 (804) 545-6250

[ classfieds ] June 27, 2012

VIRGINIA: IN THE CIRCUIT COURT FOR THE COUNTY OF CHESTERFIELD JOSE C. GUTIERREZ, Plaintiff, v. GUADALUPE HURTADO MACIEL Service at: 651- Mabelvale Cut off, Apt. 1551 Little Rock, Arkansas 72209, Defendant. Case No: 041CL12000467-00 ORDER OF PUBLICATION The reason for this cause is to obtain a divorce. An affidavit having showing the Defendant in the above entitled cause is a non resident individual, other that a non-resident individual fiduciary who has appointed a statutory agent; and The Defendant cannot be found, and that due diligence has been used without effect to ascertain the location of the party to be served. Upon consideration, this Order of Publication is granted, and it is ORDERED that the above named Defendant shall appear here on or before 7th day of September, 2012 at 2:15pm proper publication of the Order, to protect her interest in this cause. An Extract Teste by: Judy L.Worthington,Clerk Jorge Ortiz, Esq 10049 Midlothian Tpk Suite M Richmond, VA 23235

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VIRGINIA: IN THE CIRCUIT COURT FOR THE CITY OF RICHMOND SAMUEL I. WHITE, P.C., Plaintiff v. ESTATE OF WILLIAM R. HARRIS, JR., et al Defendants. Case No. CL12-2489 ORDER OF PUBLICATION The reason for this cause is to obtain the whereabouts of any persons including but not limited to: the Estate of William R. Harris, Jr. and any other interested parties having an interest in a Deed of Trust dated August 30, 1990 executed by William R. Harris, Jr., to Independent Investors, Inc., Trustee(s), for the benefit of William R. Harris, Jr. secured by the property located at 1411 Confederate Ave, Richmond, VA 23227-4403. This Deed of Trust was recorded on August 30, 1990 in the Clerk’s Office of this Court in Deed Book 245, at page 1928. Upon consideration whereof, this Order of Publication is granted, and is ORDERED that any interested persons do appear here on or before 8/20/2012, which date is no sooner than fifty (50) days after entry of the Order of Publication. And it is further ORDERED that this Order of Publication be published once a week for four (4) successive weeks in the Style Weekly newspaper, a newspaper of general circulation in the City of Richmond, Virginia. Entered, this 11 day of June, 2012. A Copy, Teste: Bevill M Dean, Clerk I ASK FOR THIS: Karen E. Daily, Attorney Va. State Bar No. 48210 Samuel I. White, P.C. 5040 Corporate Woods Drive Suite 120 Virginia Beach, Virginia 23462 Phone: 757-490-9284 Fax: 757-497-2802

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June 27, 2012 [ classfieds ]

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TRUSTEE’S SALE OF 311 East Preston Street Richmond, Virginia 23223 Tax Map #N000-0070/008

TRUSTEE’S SALE OF 312 East Preston Street Richmond, Virginia 23223 Tax Map #N000-0088/017

TRUSTEE’S SALE OF 316 East Preston Street Richmond, Virginia 23223 Tax Map #N000-0088/015

In execution of a certain Deed of Trust (“Deed of Trust”) dated January 25, 2008, recorded January 28, 2008, in the Clerk’s Office, Circuit Court of the City of Richmond, Virginia, in Instrument# 08-0002360, securing a loan which was in an original sum of $150,500.00, default having been made under the Deed of Trust, the undersigned Substitute Trustee, appointed such by a Substitution of Trustee recorded in the Clerk’s Office of the Circuit Court of the City of Richmond. Virginia, on May 15, 2012, as Instrument 12-0009309, pursuant to the request of the holder of the Note thereby secured, after giving not less than fourteen (14) days prior written notice thereof to the owners of the hereinafter described property, of the date, time, place and terms of the sale, will offer for sale at public auction: ALL that certain lot, piece or parcel of land, with the improvements thereon, lying and being in the City of Richmond, Virginia, known as No. 311 East Preston Street, and more particularly described as follows: BEGINNING at a point on the south line of Preston Street at its intersection with the east line of an alley 10’feet wide; thence running eastwardly along the south line of Preston Street and fronting thereon 24 feet; thence from said front extending back southwardly at right angles and between parallel lines 80 and ½ feet. Said public auction is to be held at the front steps of the Circuit Court of the City of Richmond, Virginia, located at 400 North Ninth Street, John Marshall Courts Building on Wednesday, June 27, 2012, at 1:00 p.m. TERMS OF SALE: ALL CASH A bidder’s deposit of $10,000.00 or 10% of the amount secured, may be required from the successful bidder, in the form of cash, certified or cashier’s check. The Substitute Trustee reserves the right to waive or modify the requirement with respect to bidder’s deposit. The Substitute Trustee reserves the right to reject all bids, extend the time to receive bids or withdraw the property from sale at anytime. In addition, should the Substitute Trustee be unable, for any reason, in its sole discretion, to convey title, the successful bidder’s sole remedy in law or equity shall be the return of the deposit. Upon refund of the deposit, the sale shall be void and of no effect. The successful bidder will be required to close within 15 days from the sale date. The property shall be sold “AS IS” and will be conveyed by Special Warranty Deed, with no representation or warranties of any kind whatsoever including, but not limited to, zoning, topography, soil type or content, environmental, or availability of public utilities, SUBJECT to all easements, rights-of-way, agreements, declarations, reservations, covenants, conditions and restrictions as they may lawfully affect the Property and any information a survey or inspection of the Property would disclose. The purchaser shall pay all costs of closing, recording (excluding Grantor’s Tax) and conveyance, which shall be by Special Warranty Deed. Real estate taxes for the calendar year 2012 will be prorated as of the date of sale. If the purchaser defaults, the Substitute Trustee reserves the right to retain the purchaser’s deposit, re-advertise and sell the Property at the risk and cost of the defaulting purchaser, and the Substitute Trustee may avail himself of any legal or equitable rights against the defaulting purchaser. Neither the Substitute Trustee nor any other party guarantees or covenants to deliver, or in any way, to obtain possession of the Property for any third party purchaser. IRWIN A. HELLER, Substitute Trustee, 2201 Libbie Avenue, Suite 200, Richmond, Virginia 23230 (804) 673-6600.

In execution of a certain Deed of Trust (“Deed of Trust”) dated April 3, 2007, recorded April 4, 2007, in the Clerk’s Office, Circuit Court of the City of Richmond, Virginia, in Instrument# 07-0011480, securing a loan which was in an original sum of $136,000.00, default having been made under the Deed of Trust, the undersigned Substitute Trustee, appointed such by a Substitution of Trustee recorded in the Clerk’s Office of the Circuit Court of the City of Richmond. Virginia, on May 15, 2012, as Instrument 12-0009308, pursuant to the request of the holder of the Note thereby secured, after giving not less than fourteen (14) days prior written notice thereof to the owners of the hereinafter described property, of the date, time, place and terms of the sale, will offer for sale at public auction: ALL that certain lot, piece or parcel of land, with the improvements thereon, lying and being in the City of Richmond, Virginia, known as No. 312 East Preston Street, and more particularly described as follows: BEGINNING at a point on the northern line of Preston Street at a point distant thereon 147 feet eastwardly from the eastern line of Third Street; thence running eastwardly along and fronting on the northern line of Preston Street 20 feet and from said front extending back northwardly between parallel lines 72 feet. Said public auction is to be held at the front steps of the Circuit Court of the City of Richmond, Virginia, located at 400 North Ninth Street, John Marshall Courts Building on Wednesday, June 27, 2012, at 1:05 p.m. TERMS OF SALE: ALL CASH A bidder’s deposit of $10,000.00 or 10% of the amount secured, may be required from the successful bidder, in the form of cash, certified or cashier’s check. The Substitute Trustee reserves the right to waive or modify the requirement with respect to bidder’s deposit. The Substitute Trustee reserves the right to reject all bids, extend the time to receive bids or withdraw the property from sale at anytime. In addition, should the Substitute Trustee be unable, for any reason, in its sole discretion, to convey title, the successful bidder’s sole remedy in law or equity shall be the return of the deposit. Upon refund of the deposit, the sale shall be void and of no effect. The successful bidder will be required to close within 15 days from the sale date. The property shall be sold “AS IS” and will be conveyed by Special Warranty Deed, with no representation or warranties of any kind whatsoever including, but not limited to, zoning, topography, soil type or content, environmental, or availability of public utilities, SUBJECT to all easements, rights-of-way, agreements, declarations, reservations, covenants, conditions and restrictions as they may lawfully affect the Property and any information a survey or inspection of the Property would disclose. The purchaser shall pay all costs of closing, recording (excluding Grantor’s Tax) and conveyance, which shall be by Special Warranty Deed. Real estate taxes for the calendar year 2012 will be prorated as of the date of sale. If the purchaser defaults, the Substitute Trustee reserves the right to retain the purchaser’s deposit, re-advertise and sell the Property at the risk and cost of the defaulting purchaser, and the Substitute Trustee may avail himself of any legal or equitable rights against the defaulting purchaser. Neither the Substitute Trustee nor any other party guarantees or covenants to deliver, or in any way, to obtain possession of the Property for any third party purchaser. IRWIN A. HELLER, Substitute Trustee, 2201 Libbie Avenue, Suite 200, Richmond, Virginia 23230 (804) 673-6600.

In execution of a certain Deed of Trust (“Deed of Trust”) dated July 10, 2007, recorded July 11, 2007, in the Clerk’s Office, Circuit Court of the City of Richmond, Virginia, in Instrument# 070023540, securing a loan which was in an original sum of $148,000.00, default having been made under the Deed of Trust, the undersigned Substitute Trustee, appointed such by a Substitution of Trustee recorded in the Clerk’s Office of the Circuit Court of the City of Richmond. Virginia, on May 15, 2012, as Instrument 12-0009310, pursuant to the request of the holder of the Note thereby secured, after giving not less than fourteen (14) days prior written notice thereof to the owners of the hereinafter described property, of the date, time, place and terms of the sale, will offer for sale at public auction: ALL that certain lot, piece or parcel of land, with the improvements thereon, lying and being in the City of Richmond, Virginia, known as No. 316 East Preston Street, all as more particularly shown on plat made by McKnight & Associates, P.C., dated March 29, 2007, attached to a Deed recorded as Instrument No. 07-23539, on Page 396, to which reference is hereby made for a more particular description of the real estate herein conveyed. Said public auction is to be held at the front steps of the Circuit Court of the City of Richmond, Virginia, located at 400 North Ninth Street, John Marshall Courts Building on Wednesday, June 27, 2012, at 1:10 p.m. TERMS OF SALE: ALL CASH A bidder’s deposit of $10,000.00 or 10% of the amount secured, may be required from the successful bidder, in the form of cash, certified or cashier’s check. The Substitute Trustee reserves the right to waive or modify the requirement with respect to bidder’s deposit. The Substitute Trustee reserves the right to reject all bids, extend the time to receive bids or withdraw the property from sale at anytime. In addition, should the Substitute Trustee be unable, for any reason, in its sole discretion, to convey title, the successful bidder’s sole remedy in law or equity shall be the return of the deposit. Upon refund of the deposit, the sale shall be void and of no effect. The successful bidder will be required to close within 15 days from the sale date. The property shall be sold “AS IS” and will be conveyed by Special Warranty Deed, with no representation or warranties of any kind whatsoever including, but not limited to, zoning, topography, soil type or content, environmental, or availability of public utilities, SUBJECT to all easements, rights-of-way, agreements, declarations, reservations, covenants, conditions and restrictions as they may lawfully affect the Property and any information a survey or inspection of the Property would disclose. The purchaser shall pay all costs of closing, recording (excluding Grantor’s Tax) and conveyance, which shall be by Special Warranty Deed. Real estate taxes for the calendar year 2012 will be prorated as of the date of sale. If the purchaser defaults, the Substitute Trustee reserves the right to retain the purchaser’s deposit, re-advertise and sell the Property at the risk and cost of the defaulting purchaser, and the Substitute Trustee may avail himself of any legal or equitable rights against the defaulting purchaser. Neither the Substitute Trustee nor any other party guarantees or covenants to deliver, or in any way, to obtain possession of the Property for any third party purchaser. IRWIN A. HELLER, Substitute Trustee, 2201 Libbie Avenue, Suite 200, Richmond, Virginia 23230 (804) 673-6600.

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TRUSTEE’S SALE OF 1831 Pamworth Lane, Richmond, VA 23224. In execution of a certain deed of trust dated May 17, 2007, in the original principal amount of $73,000.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 070017369, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on July 13, 2012, at 11:03 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA AND DESIGNATED AS LOT 19, WARWICK MANOR, AS SHOWN ON A PLAT OF SURVEY BY BODIE, MILLS, TAYLOR & PURYEAR, RICHMOND, VIRGINIA, DATED AUGUST 17, 1977, AND RECORDED FEBRUARY 7, 1978, IN THE CLERK’S OFFICE, CIRCUIT COURT, CITY OF RICHMOND, VIRGINIA, DIVISION II, IN PLAT BOOK 10, PAGE 84, TO WHICH PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 143671 A-4263425 06/27/2012, 07/04/2012

Trustee’s Sale 11107 East Langham Court, Richmond a/k/a Henrico, Virginia 23233 (Tax ID No. 733-752-5515) Default having been made in the terms of a certain Deed of Trust dated June 9, 2006, in the original principal amount of $213,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4149, Page 0056, the undersigned Substitute Trustees will sell at public auction on July 11, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lot 37, Block F, Section A, all as more particularly shown on a plat of survey of Ridgefield, dated May 11, 1979, recorded October 9, 1980, in the aforesaid Clerk’s Office in Plat Book 73, Page 4. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $21,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite600, 580 East Main Street, Norfolk, VA 23510, File No. 93876, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 4261 Daniels Street, Chester, VA 23831 Chesterfield County In execution of a Deed of Trust in the original principal amount of $217,500.00, dated September 21, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 8013, at page 728, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on July 10, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 8, Block D, Chester, Section N, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-027841-10/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 and the Virginia Fair Housing Law, which makes it illegal to advertise “any preference, limitation or discrimination because of race, color, religion, sex, handicap, elderliness, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” Virginia Fair Housing Law also prohibits discrimination adver tising based on elderliness. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. Real estate sales, rentals and roommate advertisers should make sure their ads describe the property being offered, not the person they might want in the property. You may express a preference for a male or female roommates. ~The Publisher

TRUSTEE’S SALE OF 7201 Chateaugay Lane, Midlothian, VA 23112. In execution of a certain deed of trust dated July 26, 2005, in the original principal amount of $153,600.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 6545 Page 216, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on July 13, 2012, at 12:01 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON AND THE APPURTENANCES THERETO BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, AND BEING DESIGNATED AS LOT 25, SECTION 8, ON THAT CERTAIN PLAT OR SUBDIVISION ENTITLED, “DEER RUN SECTION 8”, DATED JUNE 19, 1992, RECORDED AUGUST 21, 1992, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 78, PAGE 94, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www. bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 121181


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NOTICE OF TRUSTEE’S SALE OF 3523 WEST HUNDRED ROAD CHESTER, VIRGINIA 23831 In execution of a Deed of Trust in the original principal amount of $320,000.00 from Hayashi Investments, LLC, dated May 24, 2007, recorded May 25, 2007 as Instrument #32626 in Book 7806, page 438 among the land records for Chesterfield County, Virginia, default having occurred, the Substitute Trustee, who was appointed by the Instrument #20096, in Book 9754, page 48 recorded among the land records of Chesterfield County, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on July 5, 2012 at 2:10 P.M., local time, at the main entrance of the Circuit Court for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia 23832-0125, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 3523 West Hundred Road, Chester, Virginia 23831; Tax Map # 793656040700000. TERMS OF SALE: Cash. The Property will be auctioned as both as an entirety and as individual parcels with the Property to be sold for the highest total; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293.

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Trustee’s Sale 2008 Wade Court, Richmond a/k/a Henrico, Virginia 23229 (Tax ID No. 750-751-3844)

NOTICE OF TRUSTEE’S SALE OF PROPERTY LOCATED AT 10019 CRYSTAL LAKE AVENUE GLEN ALLEN, VIRGINIA 23060

Default having been made in the terms of a certain Deed of Trust dated February 9, 2008, in the original principal amount of $325,600.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4475, at page 0771, the undersigned Substitute Trustees will sell at public auction on July 2, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lot 8, Block A, Section A, as shown on plat dated August 17, 1999, entitled “Fort King, Section A, Tuckahoe District, Henrico County, Virginia,” a copy of which plat is recorded in the aforesaid Clerk’s Office in Plat Book 109, Pages 82-83. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $32,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite600, 580 East Main Street, Norfolk, VA 23510, File No. 97513, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

In execution of a Deed of Trust in the original principal amount of $215,000.00 from Walter S. Minor and Trina E. Minor, dated March 20, 2009, recorded March 20, 2009 in Book 4618, page 1605 among the land records for Henrico County, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded in Book 4990, page 424 among the land records of Henrico County, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on July 9, 2012, at 10:10 A.M., local time, at the main entrance of the Circuit Court for Henrico County, 4301 E. Parham Road, Henrico, Virginia 23228, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 10019 Crystal Lake Avenue, Glen Allen, Virginia 23060; Real Property Tax Map Reference No. 782-766-2227. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Attorney At Law, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293.

TRUSTEE SALE 9946 Loch Banif Rd, North Chesterfield, VA 23236-1613 Chesterfield County In execution of a Deed of Trust in the original principal amount of $220,000.00, datedApril 5, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7725, at page 0530, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on July 5, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 6, Block A, Loch Haven Subdivision, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-000564-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 10511 Oakdell Drive, Richmond, VA 23237-3997 Chesterfield County In execution of a Deed of Trust in the original principal amount of $179,920.00, dated October 20, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7424, at page 0677, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on July 10, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 47, Section B, North Oaks, with improvements thereon. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-009382-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 7701 OKeith Ct Apt 1605, Richmond, VA 23228-6351 Henrico County In execution of a Deed of Trust in the original principal amount of $115,000.00, dated June 27, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3908, at page 2017, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­ signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on July 12, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Unit 116-ML1, Shannon Green II Condominium; Together with an undivided interest in the common elements. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-006513-10/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 2000 Fon Du Lac Rd, Richmond, VA 23229-4219 Henrico County In execution of a Deed of Trust in the original principal amount of $270,000.00, dated March 19, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4488, at page 2376, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­ signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on July 10, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 23, Block G, Section C, Skipwith Farms, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-000468-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 3440 Egan Rd, Chesterfield, VA 23832-8303 Chesterfield County In execution of a Deed of Trust in the original principal amount of $107,500.00, dated September 18, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7364, at page 0897, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on July 10, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 4, Block J, Belmont Hills West, Section B, recorded in Plat Book 32, Page 8 and 9, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-008270-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Get Your Message In Front of People Like You! To advertise in Style Weekly, and reach almost 80,000 readers every week, call us at 804.358.2100 TRUSTEE’S SALE OF 1011 Lakewater Drive, Richmond, VA 23229. In execution of a certain deed of trust dated June 14, 2005, in the original principal amount of $294,000.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3913 Page 0266, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on July 13, 2012, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PIECE OR PARCEL OF LAND, TOGETHER WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, SITUATE IN SANITARY DISTRICT ‘A’ HENRICO COUNTY, VIRGINIA, BEING LOT 6, BLOCK I, ON THE PLAT OF WESTMOOR SUBDIVISION, SECTION 4, AS SHOWN ON THE PLAT OF SAID SUBDIVISION OF RECORD IN PLAT BOOK 36, PAGE 46 AND 47, CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION BY METES AND BOUNDS..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www. bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com BWW# 134670

[ classfieds ] June 27, 2012

NOTICE OF TRUSTEE’S SALE OF PROPERTY LOCATED AT 212 MONTEZUMA AVENUE RICHMOND (HENRICO COUNTY), VIRGINIA 23223 In execution of a Deed of Trust in the original principal amount of $76,800.00 from Gregory Landers Huckabee and Megan Metchick Huckabee, dated March 31, 2010, recorded April 1, 2010 in Book 4752, page 436 among the land records for Henrico County, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded in Book 4990, page 427 among the land records of Henrico County, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on July 9, 2012, at 10:00 A.M., local time, at the main entrance of the Circuit Court for Henrico County, 4301 E. Parham Road, Henrico, Virginia 23228, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 212 Montezuma Avenue, Richmond (Henrico County), Virginia 23223; Real Property Tax Map Reference No. 801-728-4261. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Attorney At Law, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293.

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Trustee’s Sale 4903 Genlou Circle, Chesterfield, Virginia 23832 (Tax ID No. 747680801400000) Default having been made in the terms of a certain Deed of Trust dated April 27, 2007, in the original principal amount of $88,500.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 7793, at page 0224, the undersigned Substitute Trustees will sell at public auction on July 11, 2012, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 29, Block B, Section 2, MORNINGSIDE WOODS, as shown on a plat of subdivision dated May 5, 1983, and recorded in Plat Book 43, Pages 13 and 14. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $8,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on theForeclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense.This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 98832, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

(804)358-2100

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June 27, 2012 [ classfieds ]

style weekly

Trustee’s Sale 2111 Old Indian Road, North Chesterfield a/k/a Richmond, Virginia 23235 (Tax ID No. 746713928900000) Default having been made in the terms of a certain Deed of Trust dated June 9, 2006, in the original principal amount of $184,875.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 7172, at Page 0583, the undersigned Substitute Trustees will sell at public auction on July 2, 2012, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 52, Block J, Section C-3 of Settlers Landing, as shown on a certain plat dated February 18, 1976, recorded in the aforesaid Clerk’Office, in Plat Book 25, Page 98. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $18,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 97169, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

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TRUSTEE SALE 3201 Whitehouse Rd, Colonial Heights, VA 23834-5433 Chesterfield County In execution of a Deed of Trust in the original principal amount of $162,400.00, dated September 24, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 6845, at page 654, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on June 28, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Parcel 1: containing 1.11 acres, more or less, described in plat of survey datedApril 12, 1963, recorded in Deed Book 708, Page 439 Parcel 2: containing 1.00 acres, more or less, described in plat of survey datedFebruary 1, 1995, recorded in Deed Book 2658, Page 930, with improvements thereon. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-005464-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

(804)358-2100

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c l a s s a d @ s t y l e w e e k l y. c o m Trustee’s Sale 855 Ruthers Road, Richmond a/k/a North Chesterfield, Virginia 23235 (Tax ID No. 761702908400000) Default having been made in the terms of a certain Deed of Trust dated December 3, 2009, in the original principal amount of $97,906.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 8955, at Page 0980, the undersigned Substitute Trustees will sell at public auction on July 11, 2012, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as containing three acres of land, more or less, as shown on a blue print copy of a map dated September 12, 1941, of record in Deed Book 268, Page 316. LESS AND EXCEPT that portion of land conveyed to the Commonwealth of Virginia in Deed Book 1401, Page 481. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $9,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C. and Glasser and Glasser, P.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street,Norfolk, VA 23510, File No. 98199, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 221 S Cedar Ave, Highland Springs, VA 23075-1312 Henrico County In execution of a Deed of Trust in the original principal amount of $108,000.00, dated December 16, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4032, at page 1702, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­ signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on June 28, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 11, Block B, Highland Springs, Section 9, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-003501-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

NOTICE OF TRUSTEE’S SALE OF PROPERTY LOCATED AT 115 E. 15th STREET RICHMOND, VIRGINIA

NOTICE OF TRUSTEE’S SALE OF PROPERTY LOCATED AT 1854 POWELL ROAD RICHMOND, VIRGINIA

In execution of a Deed of Trust in the original principal amount of $65,000.00 from Investments Only Inc., dated November 30, 2006 and recorded December 1, 2006 as Instrument #060041437 among the land records for the City of Richmond, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #120003753 among the land records of the City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on July 5, 2012, 2012, at 10:10 A.M., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North 9th Street Richmond, VA 23219-15407, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 115 E. 15th Street, Richmond, Virginia; Tax Map Reference No. S0000193014. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike 101, Warrenton, Virginia 20187, (540)207-3293.

In execution of a Deed of Trust in the original principal amount of $46,500.00 from R.M. Marshall, Trustee, dated November 8, 2004 and recorded November 9, 2004 as Instrument #040037523 among the land records for the City of Richmond, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #120003752 among the land records of the City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on July 5, 2012, 2012, at 10:00 A.M., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North 9th Street Richmond, VA 23219-15407, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 1854 Powell Road, Richmond, Virginia; Tax Map Reference No. C008-0176-002. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike 101, Warrenton, Virginia 20187, (540)207-3293.

Trustee’s Sale 222 Shreveport Road, Richmond a/k/a Henrico, Virginia 23223 (Tax ID No. 814-726-5093) Default having been made in the terms of a certain Deed of Trust dated January 12, 2006, in the original principal amount of $82,203.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4054 at page 0646, the undersigned Substitute Trustees, will sell at public auction on July 11, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lots 11 and 12, in Block E, SHREVEPORT PARK, a plat of which plan is dated July 11, 1949, and recorded in the aforesaid Clerk’s Office in Plat Book 22 Page 94. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $8,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 88806, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

NOTICE OF TRUSTEE’S SALE OF 9953 FRIEND AVENUE RICHMOND (CHESTERFIELD COUNTY), VIRGINIA 23237

Trustee’s Sale 1305 Willis Street, Richmond, Virginia 23224 (Tax ID No. S0071180009)

Trustee’s Sale 3324 Second Avenue, Richmond, Virginia 23222 (Tax ID No. N0001071001)

In execution of a Deed of Trust in the original principal amount of $81,000.00 from R.M. Marshall, Trustee, dated February 20, 2007, recorded February 21, 2007 in Book 7636, page 822 among the land records for Chesterfield County, Virginia, default having occurred, the Substitute Trustee, who was appointed by the Instrument #7262, in Book 9665, page 157 recorded among the land records of Chesterfield County, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on July 5, 2012 at 2:00 P.M., local time, at the main entrance of the Circuit Court for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia 23832-0125, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 9953 Friend Avenue, Richmond (Chesterfield County), Virginia 23237; Tax Map # 795667380700000. TERMS OF SALE: Cash. The Property will be auctioned as both as an entirety and as individual parcels with the Property to be sold for the highest total; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293.

Default having been made in the terms of a certain Deed of Trust dated December 19, 1988, in the original principal amount of $37,550.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia in Deed Book 188, at Page 1226 and re-recorded on January 25, 1989, in Deed Book 0191, at Page 1465, the undersigned Substitute Trustees will sell at public auction on July 11, 2012, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as Lot 6, Block A, on the Plan of Center Hill, plat of which is recorded in Plat Book 7, at page 88, in the Clerk’s Office, Circuit Court, Chesterfield County, Virginia, as shown on plat of survey dated November 7, 1988. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $3,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw. com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 93228, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Default having been made in the terms of a certain Deed of Trust dated February 16, 2006, in the original principal amount of $104,000.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 065929, the undersigned Substitute Trustees will sell at public auction on July 2, 2012, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as Lot 14, in Square No. 25 in the Plan of Highland Park, beginning as the Southwestern intersection of Second Avenue and Milton Street; thence running Southwardly along and fronting on the Western line of Second Avenue 35 ft., and extending back Westwardly from said front, between parallel lines, the Northern one of which being the Southern line of Milton Street 140 ft. to an alley in common 20 ft. wide. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $10,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw. com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C.., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 98283, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 11801 Taplow Rd, Midlothian, VA 23112-3623 Chesterfield County In execution of a Deed of Trust in the original principal amount of $164,000.00, dated February 17, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7017, at page 905, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on July 3, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Containing 4.324 acres, Oak Havens Farms, Section A, recorded in Plat Book 139, Page 22, with improvements thereon. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-012696-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 10731 Timber Run Rd, Chesterfield, VA 23832-7058 Chesterfield County In execution of a Deed of Trust in the original principal amount of $148,000.00, dated September 18, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7373, at page 0324, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on July 5, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 14, Block L, Section 6, Great Oaks, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-025519-11/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net


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TRUSTEE’S SALE OF 3012 4TH Avenue, Richmond, VA 23222. In execution of a certain deed of trust dated November 22, 2008, in the original principal amount of $154,660.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 080030524, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on July 20, 2012, at 11:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT LOT OF LAND IN THE CITY OF RICHMOND, VIRGINIA, IN THAT PART KNOWN AS HIGHLAND PARK ADDITION, WITH THE IMPROVEMENTS THEREON KNOWN AS NO. 3012 (FORMERLY NO. 1412) FOURTH AVENUE, MORE FULLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE NORTH LINE OF FOURTH AVENUE ONE HUNDRED AND EIGHTY (180) FEET WEST OF WESTERN LINE OF FRONT STREET, THENCE RUNNING WESTWARDLY AND FRONTING ON THE SAID NORTH LINE OF FOURTH AVENUE THIRTY-SEVEN FEET SIX INCHES (37’ 6”) THENCE BACK NORTHWARDLY BETWEEN PARALLEL LINES ONE HUNDRED AND TWENTY (120) FEET TO AN ALLEY IN THE REAR..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www. bwwsales.com. BWW# 147366

TRUSTEE SALE 742 Arnold Ave, Richmond, VA 23222-3106 In execution of a Deed of Trust in the original principal amount of $99,000.00, dated November 30, 2007 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 070039196, at page 0692, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on July 5, 2012 at 10:00 o’clock am the property described in said deed, located at the above address and briefly described as: Commencing on the northern line of Arnold Avenue at a point distant 575 feet east to the east line of Napoleon Street, thence running eastwardly along the north line of Arnold Avenue and fronting thereon 25 feet, and from said front extending back northwardly at right angles and between parallel lines 105 feet to an alley 10 feet wide the east running in part through the center of a party wall as shown on a plat dated May 4, 1936, attached to and recorded with a deed of trust in the Chancery Court Clerk’s Office in Deed Book 401C page 263, with improvements thereon. TERMS OF SALE: CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-002552-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 1013 Willow Lawn Dr, Richmond, VA 23226-1528 In execution of a Deed of Trust in the original principal amount of $115,000.00, dated August 27, 2007 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 070031156, at page 137, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on July 12, 2012 at10:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 12, Block “C”, Section 1, on the plan of Willow Lawn, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-004081-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 514 Winnetka Avenue, Richmond, VA 23227-2932 Henrico County In execution of a Deed of Trust in the original principal amount of $93,500.00, datedOctober 26, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4007, at page 430, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on July 3, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 1, Block 2, Chamberlayne Estates, with improvements thereon. TERMS OF SALE: CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01004073-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

[ classfieds ] June 27, 2012

TRUSTEE’S SALE OF 9715 Ransom Hills Turn, Richmond, VA 23237. In execution of a certain deed of trust dated June 15, 2004, in the original principal amount of $119,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 5812 Page 437, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on July 13, 2012, at 12:00 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT PIECE OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON AND THE APPURTENANCES THERETO BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, SHOWN AND DESIGNATED AS LOT 15, SECTION A, PROCTORS POINT, ON SUBDIVISION PLAT OF PROCTORS POINT, PREPARED BY BODIE, TAYLOR AND PURYEAR, INC., ENGINEERS & SURVEYORS, DATED OCTOBER 16, 1991 AND RECORDED JANUARY 11, 1993, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 80, PAGE 1, TO WHICH PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 67343

TRUSTEE’S SALE 11543 Bailey Mountain Trail, Midlothian, VA 23112 Parcel ID 742680390300000 Pursuant to the terms of a deed of trust dated February 23, 2009, in the original principal amount of $149,246.00, recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia, in Deed Book 8600, Page 539, the property briefly described below will be offered for sale at public auction: Lot 45, Block E, Sec. B, Bailey Ridge Estates, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 56, Pages 23-24, and as more particularly described in the referenced deed of trust. The sale will take place on July 12, 2012, at 5:30 P.m., at the front entrance to the building housing the Circuit Court of Chesterfield County, located at 9500 Courthouse Road, Chesterfield, VA. The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERtIFIED FuNDS in the amount of $14,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1228197).

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SUBSTITUTE TRUSTEE’S SALE 1501 CHAMBERLAYNE AVENUE ALSO KNOWN AS 1501 CHAMBERLAYNE PARKWAY CITY OF RICHMOND TAX MAP NO.: N000-0361/010 In execution of a certain Deed of Trust from Chamberlayne Development, L.L.C. to Thomas W. Winfree and G. Andrew Nea, Jr., as Trustees, dated May 26, 2010, recorded May 27, 2010, in the Clerk’s Office of the Circuit Court for the City of Richmond, Virginia, as Instrument Number 10-9314 at Page 0185, (Edward S. Whitlock, III, and Michael P. Lafayette, having been appointed as Substitute Trustees by instrument duly recorded in the aforesaid Clerk’s Office), default having been made in the payment of the indebtedness secured thereby, and being required so to do by the Noteholder, the undersigned, in accordance with the provisions of the aforesaid Deed of Trust, and after having given at least fourteen (14) days prior written notice to the owner of the real estate of the date, time, place and terms of the sale, will offer for sale to the highest bidder at public auction on: July 10, 2012 at 9:00 a.m. at the front steps of the building housing the Circuit Court of the City of Richmond, John Marshall Courts Building, 400 N. 9th Street, Richmond, Virginia 23219, all of the property with any improvements thereon located in City of Richmond, having a Tax Map Designation of N000-0361/010, together with any interest the Substitute Trustee may have in the Personal Property located on or used in the operation of the Real Property. The Real Property and the Personal Property being hereinafter referred to as the Property. TERMS OF SALE: All cash at settlement. A deposit of Five Thousand and 00/100 Dollars ($5,000.00) in cash or certified check shall be required at time of sale from all bidders except the holder of the Note secured by the Deed of Trust. The balance shall be paid at settlement, to be held within thirty (30) days from the date of sale in the offices of the Substitute Trustees. The Substitute Trustees reserve the right to: (i) waive the deposit requirement; (ii) approve the creditworthiness of any bidder and final purchaser; (iii) withdraw the Property from sale at any time prior to the termination of the bidding; (iv) keep the bidding open for any length of time; and (v) reject any and all bids. In the event that the purchaser fails to go to settlement as required, the aforementioned deposit shall be forfeited and the Property shall be resold at the purchaser’s risk and expense. All closing costs, other than the preparation of the deed and the grantor’s tax, shall be borne by the successful bidder. Real estate taxes shall be prorated to the date of sale. Rents and other expenses of the Property shall not be prorated. The Real Property shall be conveyed by special warranty deed and the Personal Property, if any, shall be conveyed by Bill of Sale. All of the Property shall be sold “AS IS” without representation or warranty of any kind, and SUBJECT TO conditions, restrictions, rightsof-way, easements, and reservations, if any, contained in the deeds forming chain of title thereto, and all other matters of record taking priority over the Deed of Trust, if any. Delivery of possession of the Property will not be performed by the Substitute Trustees but will be the responsibility of the Purchaser. The Purchaser will be required to execute a Memorandum of Sale concerning the purchase of the Property, a copy of which will be available immediately before announcing the sale. MICHAEL P. LAFAYETTE EDWARD S. WHITLOCK, III SUBSTITUTE TRUSTEE Lafayette, Ayers & Whitlock, PLC 10160 Staples Mill Road, Suite 105 Glen Allen, Virginia 23060 (804) 545-6250 FOR INFORMATION CONTACT: MICHAEL P. LAFAYETTE, ESQ. EDWARD S. WHITLOCK, III, ESQ. Lafayette, Ayers & Whitlock, PLC 10160 Staples Mill Road, Suite 105 Glen Allen, Virginia 23060 (804) 545-6250

TRUSTEE’S SALE 3706 Bonmark Drive, Richmond, VA 23234 Parcel ID C0090870004 Pursuant to the terms of a deed of trust dated April 18, 2006, in the original principal amount of $100,992.00, recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 060012920, the property briefly described below will be offered for sale at public auction: Lot 4, Block C, Walmsley Village, as shown on a plat recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia in Plat Book 17, Page 32, and as more particularly described in the referenced deed of trust. The sale will take place on JULy 12, 2012, AT 12:30 P.m., at the front entrance to the building housing the Circuit Court of the City of Richmond, located at 400 N. Ninth Street, Richmond, VA. The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERTIFIED FUNDS in the amount of $9,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORmATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1127054).

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TRUSTEE’S SALE 5300 Pole Green Road, Mechanicsville, VA 23116 Parcel ID 8736-50-0651 Pursuant to the terms of a deed of trust dated January 5, 2007, in the original principal amount of $140,000.00, recorded in the Clerk’s Office of the Circuit Court of Hanover County, Virginia, in Deed Book 2824, Page 355, as Instrument No. 20070108000000500, the property briefly described below will be offered for sale at public auction: That certain parcel of land containing 0.54 ac +/-, situated in the Henry District of Hanover County, as shown on a plat dated July 17, 1978 and recorded in the aforesaid Clerk’s Office in Deed Book 443, Page 517, along with an easement for right of way, as more particularly described in the referenced deed of trust. The sale will take place on July 12, 2012, at 11:45 a.m., at the front entrance to the building housing the Circuit Court of Hanover County, located at 7507 Library Drive, Hanover, VA. The property and the improvements thereon will be sold“AS IS”and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERtIFIED FuNDS in the amount of $13,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1227833)

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