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Errors: Advertisements should be checked for accuracy by the advertiser on the first day of publication. The newspaper will be responsible for ONLY the first incorrect insertion and only to the extent of the space that the ad requires. The publisher assumes no financial responsibility for errors nor for omission of copy. STYLE WEEKLY reserves the right to revise, reclassify or reject any advertisement.

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real estate REAL ESTATE Scott Garnett Residential. Commercial. Investment. Relocation. scott@scottgarnett.com 804.938.3418

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Structure, model, & analyze econ data to assess op performance, establish goals, deliver forecast & metrics rprts, & make recs for bus process improvements & issue resolution.  Requires a Master’s or foreign equiv in Econ/Fin/ Engin/Math/Sci/ BusAdmin/IT/rel quant analyt field, and formal edu or work exp in: quant and qual data analysis; data modeling; dvlpng reports;bus process mgmt tools such as Six Sigma, Lean, Agile, or similar. Must pass company’s assessment. To apply, visit www.capitalone.com/ careers, then search keyword “Principal Operations Analyst” or requisition ID 738996. Senior MIS Analyst - Capital One Services, LLC in Glen Allen, VA; Mult pos avail: Gather, analyze, & report bus. data to support mngerial decision making & policy formulation. Requires a Master’s degree or foreign equiv. in Ops Research/ Bus. Admin/Stats/Math/Econ/ Finance/Engineering/Sci/rel. quant analytical field, and the following skill set through formal edu or exp: quant & qual data analysis; SAS; SQL; Teradata; Unix; Oracle; Korn Shell Scripts; Business Objects.  Must pass company’s assessment. To apply, visit www.capitalone.com/ careers, then search keyword “Sr. MIS Analyst” or requisition ID 738888.

Hewlett-Packard Company is accepting resumes for Technology Consultant in Richmond, VA (Ref. #RICHTC41). Provide technology consulting to customers and internal project teams. Provide technical support and/or leadership in creation and delivery of technology solutions designed to meet customers’ business needs and, consequently, for understanding customers’ businesses. Mail resume to Hewlett-Packard Company, 5400 Legacy Drive, MS H1-6F-61, Plano, TX 75024. Resume must include Ref. #, full name, email address & mailing address. No phone calls please. Must be legally authorized to work in the U.S. without sponsorship. EOE.

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TRUSTEE SALE 11011 Merganser Terrace, Chesterfield, VA 23838 In execution of a Deed of Trust in the original principal amount of $537,588.00, dated June 25, 2004recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 5849, at page 310, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on July 11, 2013 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 34, Block B, Woodland Pond, Section 1, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-008459-13/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

[ classifieds ] June 26, 2013

Furnished apartment and artist studio available. Non-profit will fund half of $800 monthly rent.  You pay $400.  Lease up to one year to work on art project (visual, performing, music, literary).  1 bedroom, a loft studio, living room, dining room, kitchen, 1 bath, washer dryer.  AC.  14 E 12th Street.  Contact Glenda 804.873.9643  totalfocusartworks@gmail.com

HELP WANTED Principal Operations Analyst  – Capital One Services, LLC in Richmond, VA; Mult pos avail: 

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style weekly

MANCHESTER STUDIO/LIVING SPACE

employment

REFUGEE OUTREACH WORKER-FT Provide outreach services to refugee community including visiting families and assessing needs; arranging for transportation; assisting with medical needs; assessing employment needs (including arranging for substance abuse evaluation and referral to employment specialists); assist with cultural orientation classes and teaching sessions; coordinate refugee resettlement resources with other volunteer groups. Bachelors Degree in Community and Ethnic Studies, Social Work, Sociology or related. 12 mos. exp. in social and human services. Send resume to Rev. Steven Blanchard, First Baptist Church, 2709 Monument Ave, Richmond, VA 23220

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Classifieds BRAIN CALISTHENICS

by: David Levinson Wilk © 2013 David Levinson Wilk

“Bad 4 You”

Down 1. Hottie 2. Procter & Gamble skin care brand 3. Lymph ____ 4. Critical 5. Grade school art activity 6. Film character who says “I promise teach karate. That my promise. You promise learn” 7. Oceans 8. Land heavily 9. Makeup of some burgers

10. Most down 11. “The Martha ____ Show” of ‘50s TV 12. Frenzied 13. ____ ex machina 18. Where roasts roast 19. Agree to participate 23. Conniptions 24. Chiwere speaker 25. 2003 film that won the Razzie Award for Worst Picture 26. Bone: Prefix 27. Info in a library search request 28. Less than cordial 29. “What a piece of work ____”: Shakespeare 30. “I finally finished!”

31. Red head, once? 34. Lawyer: Abbr. 36. In bounds 37. Have 38. “No problem here” 40. Buddy 41. “____ dig it?” (slogan on a punny Tshirt that features an African country) 43. Big name in antivirus software 44. Has an impressive address 45. French city with a 1598 edict 48. Spitting sound 49. One, to Beethoven 50. “____ girl!” 51. Agenda part 52. Grandmother, affectionately

53. Stick in a medicine cabinet 54. Dickens wrote one about two cities 55. Ways to go: Abbr. 57. Carefree syllable 58. Howard Hughes’ airline

Last week’s answers

Across 1. 2008 bestseller subtitled “The Curious Coupling of Science and Sex” 5. Hurdles for MBA hopefuls 10. Tom’s “Interview With the Vampire” costar 14. Sunscreen additive 15. Collectible print, briefly 16. Hobbling, say 17. Unhealthy 20. A patch may cover one 21. Food item 22. Has a quick look 23. ____ shui 24. Game extenders: Abbr. 25. Taking a shot 31. Effects of many waterfalls 32. Pop ____ 33. Doo-wop syllable 35. CIA employees 36. Singer of the 2012 #1 hit “Somebody That I Used to Know” 38. TV’s “How ____ Your Mother” 39. “Hip! Hip! Jorge!” 40. Duck, duck, duck and goose 41. “Attention, ____ shoppers ...” 42. “From my perspective ...” 46. Long in the tooth 47. What stars might indicate 48. Diver’s gem of a find 51. ____ case (regardless) 53. Super Bowl div. 56. One way to retaliate 59. Golden rule word 60. Fleming whose parents were both voice teachers 61. Bit of cunning 62. “This ____ outrage!” 63. Stockpile 64. Palookas


TRUSTEE’S SALE OF 10609 Lumberjack Court, Glen Allen, VA 23060. In execution of a certain deed of trust dated June 17, 2010, in the original principal amount of $216,090.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4774 Page 0755, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on August 02, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, DESIGNATED AS LOT 49, BLOCK D, SECTION C, THE WOODS AT INNSBROOK, ALL AS MORE PARTICULARLY SHOWN ON PLAT OF SURVEY BY J.K. TIMMONS AND ASSOCIATES, P.C., DATED AUGUST 10, 1988, RECORDED OCTOBER 4, 1988, IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 87, PAGES 95 AND 96, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE LOT HEREBY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 135906

TRUSTEE’S SALE OF 101 East Leigh Street, Richmond, VA 23219. In execution of a certain deed of trust dated March 24, 2004, in the original principal amount of $125,421.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 040009275, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on July 24, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH THE IMPROVEMENTS THEREON DESIGNATED AS NO. 101 EAST LEIGH STREET, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, SITUATED AT THE SOUTHEAST CORNER OF FIRST AND LEIGH STREETS, AND BOUNDED AS FOLLOWS: COMMENCING AT THE INTERSECTION OF THE SOUTH LINE OF LEIGH STREET WITH THE EAST LINE OF FIRST STREET AND RUNNING THENCE EASTWARDLY ALONG AND FRONTING ON SAID SOUTH LINE OF LEIGH STREET TWENTY- FIVE FEET (25’), AND THENCE RUNNING SOUTHWARDLY BETWEEN PARALLEL LINES, ONE OF WHICH IS THE SAID EAST LINE OF FIRST STREET, FIFTYSIX AND 5/10 FEET (56.5’).TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www. bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 9616555, website: www.bwwsales.com. BWW# 117821

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NOTICE OF SERVICE OF PROCESS BY PUBLICATION STATE OF NORTH CAROLINA GUILFORD COUNTY SUPERIOR COURT DIVISION 12CVS8557 SPARTAN HEIGHTS APARTMENTS, LLC V. CASCADES GRANDVIEW, LLC, THOMAS E. EIDE, AND HUGO F. CAMACHO TO: THOMAS E. EIDE Take notice that a pleading seeking relief against you has been filed in the above-captioned action. The nature of the relief being sought is as follows: a deficiency judgment on your guaranty of Cascades Grandview, LLC in the amount of $613,214.37 plus interest, court costs, and attorney’s fees. You are required to make defense to such pleading no later than July 24, 2013 and upon your failure to do so the party seeking service against you will apply to the Court for the relief sought. This 7th day of June, 2013 Benjamin L. Worley, attorney for the Plaintiff 2235 Gateway Access Point, Suite 201 Raleigh, NC 27607

To advertise in Style Weekly, and reach almost 80,000 readers every week, call us at 804.358.2100

Trustee’s Sale 4913 Cavan Green Court, Richmond a/k/a Henrico, Virginia 23228 (Tax ID No. 763-757-0113) Default having been made in the terms of a certain Deed of Trust dated October 25, 2001, in the original principal amount of $68,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 3190, at Page 1704, the undersigned Substitute Trustees will sell at public auction on July 11, 2013, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lot 6, block B, Section 7, of SUMMERHILL, as shown on a certain plat entitled “Summerhill of Shannon Green, Section - 7, Brookland District, Henrico County, Virginia”, dated September 23, 1983, revised April 6, 1984, and recorded in the aforesaid Clerk’s Office in Plat Book 78, Pages 31-32. TOGETHER WITH all rights and obligations as set forth in “Declaration of Covenants, Conditions and Restrictions Summerhill Townhouses Association” and amendments thereto (if any) as set forth in Deed Book 1915, Page 1308. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $6,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’sSale, available for review on the Foreclosure Sales page of www. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C., and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 69966, Tel:(757) 3216465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 2417 Byron Street, Richmond, VA 23223-1307 Henrico County In execution of a Deed of Trust in the original principal amount of $121,647.00, dated October 21, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4573, at page 1519, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on July 18, 2013 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 4, Block 12, Pemberton Place, Section 2, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-026912-12/ FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Public Service Announcement. The Virginia Fair Housing Office offers free informative and interactive seminars to consumers and housing providers. Know more about your rights and responsibilities by learning about The Virginia Fair Housing Laws. If you would like to take part in a seminar, or if you would like to organize a seminar for your group or organization, call us at 804-367-8530.

TRUSTEE’S SALE OF 2737 Live Oak Lane, Midlothian, VA 23113. In execution of a certain deed of trust dated September 24, 2002, in the original principal amount of $524,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 4700 Page 359, and modified on November 09, 2004, to increase the principal balance to $615,200.00. This modification agreement was recorded in Deed Book 6090, Page 001, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on July 25, 2013, at 8:31 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 8, SECTION 1, OAK PARK, ALL AS MORE PARTICULARLY SHOWN ON THE PLAT OF SUBDIVISION PREPARED BY JOSEPH COX & ASSOCIATES, P.C., DATED MAY 7, 2001, ENTITLED “OAK PARK - SECTION 1”, AND RECORDED JULY 3, 2001, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN SUBDIVISION PLAT BOOK 118, PAGES 97-98, REFERENCE TO WHICH IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID REAL ESTATE.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 126410

[ classifieds ] June 26, 2013

TRUSTEE SALE 619 Winnetka Ave, Richmond, VA 232272933 Henrico County In execution of a Deed of Trust in the original principal amount of $149,000.00, dated November 24, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4261, at page 0607, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on July 9, 2013 at 4:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 7, Block A, Azalea Court, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-015396-12/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE’S SALE OF 5518 South Jessup Road, Chesterfield, VA 23832. In execution of a certain deed of trust dated June 28, 2002, in the original principal amount of $98,150.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 4589 Page 19, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on August 01, 2013, at 8:30 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND TOGETHER WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN DALE MAGISTERIAL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, AND DESIGNATED AS LOT 4, BLOCK C, SECTION II, OF FAIRPINES, AS SHOWN ON PLAT PREPARED BY CHARLES C. TOWNES & ASSOCIATES, P.C., DATED MAY 5, 1983 AND RECORDED DECEMBER 1, 1983, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 44, PAGE 69, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www. bwwsales.com. BWW# 151894

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All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 and the Virginia Fair Housing Law, which makes it illegal to advertise “any preference, limitation or discrimination because of race, color, religion, sex, handicap, elderliness, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” Virginia Fair Housing Law also prohibits discrimination adver tising based on elderliness. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. Real estate sales, rentals and roommate advertisers should make sure their ads describe the property being offered, not the person they might want in the property. You may express a preference for a male or female roommates. ~The Publisher

TRUSTEE’S SALE OF REAL ESTATE located at 4907 Annlyn Drive, Sandston, Virginia In execution of the Deed of Trust dated May 18, 2009, in the Original Principal Amount of $163,975.00, and recorded in Deed Book 4642, Page 2266, in the Clerk’s Office of the Circuit Court for the County of Henrico, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the Note, the undersigned, as Substitute Trustee, will sell at public auction at the Front Entrance of the Circuit Court for the County of Henrico on July 5, 2013, at 11:00 a.m., the property described as Lot 6, Block D, Section B, Sandburne Park, County of Henrico, Virginia, known as 4907 Annlyn Drive, Sandston, Virginia. TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUT WARRANTY OF TITLE. ADDITIONAL TERMS MAY BE ANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE. A deposit of $ 15,000.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, IN CASH, CASHIER’S CHECK OR CERTIFIED FUNDS ONLY PAYABLE TO “FIRST COLONY TRUSTEES, LLC, TRUSTEE”, balance to be paid within fifteen days from the date of sale. ABSOLUTELY NO PERSONAL CHECKS ACCEPTED AS BIDDER’S DEPOSIT. Upon purchaser’s default, the deposit shall be forfeited and the property shall be resold at the risk and costs of the defaulting purchaser. Sale is subject to post sale confirmation and audit of the status of the loan including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. Real estate taxes will be adjusted to the date of sale. All cost of conveyance, deed, examination of title, recording charges and the grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: June 12, 2013 FIRST COLONY TRUSTEES, LLC, Substitute Trustee(s) 13‑116BF (78.28) For Information Contact Trustee at: P. O. Box 120450, Newport News, Virginia 23612‑0450 (757) 597‑6440 between 9:00 ‑ 10:30 a.m. only

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June 26, 2013 [ classifieds ]

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TRUSTEE’S SALE OF 10144 Berrymeade Place, Glen Allen, VA 23060. In execution of a certain deed of trust dated January 21, 2011, in the original principal amount of $183,377.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4847 Page 1916, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on July 26, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, LYING AND BEING IN BROOKLAND DISTRICT, HENRICO COUNTY, VIRGINIA, DESIGNATED AS LOT 12, BLOCK A, SECTION 1, BERRYMEADE, ALL AS SHOWN ON THAT CERTAIN PLAT ENTITLED “BERRYMEADE SECTION 1, BROOKLAND DISTRICT, HENRICO CO., VIRGINIA”, PREPARED BY COMTEK ENGINEERING SERVICES, INC. DATED JUNE 18, 1987, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, ON JANUARY 7, 1988, IN PLAT BOOK 87, PAGES 3 AND 4, REFERENCE BEING MADE TO SAID PLAT FOR A MORE PARTICULAR DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 162345

TRUSTEE’S SALE OF 5800 Northford Place, Chesterfield, VA 23832. In execution of a certain deed of trust dated August 05, 2011, in the original principal amount of $213,276.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 9488 Page 162, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on July 11, 2013, at 8:32 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN CLOVER HILL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 21, PHASE I, AS SHOWN ON PLAT OF SUBDIVISION ENTITLED “AMENDED PLAT FIVE FORKS VILLAGE-PHASE I”, PREPARED BY BODIE, TAYLOR AND PURYEAR, INC., ENGINEERS AND SURVEYORS, DATED DECEMBER 5, 1990, RECORDED MARCH 21, 1991, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 74, PAGES 95-101, TO WHICH PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 163654

(804)358-2100

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TRUSTEE’S SALE OF 4726 Arundel Avenue, Richmond aka North Chesterfield, VA 23234. In execution of a certain deed of trust dated March 26, 2010, in the original principal amount of $177,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 9041 Page 0905, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on July 25, 2013, at 8:32 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OF LAND WITH IMPROVEMENTS THEREON, KNOWN AS 4728 ARUNDEL STREET, LYING IN THE COUNTY OF CHESTERFIELD, STATE OF VIRGINIA, FURTHER DESCRIBED AS BEING LOT 4, IN BLOCK D, ON THE PLAN OF ALICE HEIGHTS, SECTION A, AS SHOWN ON MAP PREPARED BY BROOKE AND BARTON, C.L.S., DATED JULY 14,1958, AND RECORDED IN PLAT BOOK 10 AT PAGE 89 IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, TO WHICH REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 165835

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TRUSTEE’S SALE OF 7431 Hilmar Drive, Richmond, VA 23234. In execution of a certain deed of trust dated May 07, 2007, in the original principal amount of $177,422.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7781 Page 0796, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on July 25, 2013, at 8:30 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL THE IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN DALE MAGISTERIAL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, DESIGNATED AS LOT 3, BLOCK E, SECTION A, HILMAR, AS SHOWN ON A PLAT MADE BY BARTON-CORSO AND ASSOCIATES, LTD., CERTIFIED LAND SURVEYORS, DATED DECEMBER 17, 1979, RECORDED FEBRUARY 14, 1980, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 35, PAGE 56, REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE SAID LOT..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 117666

TRUSTEE’S SALE OF 5124 Steven Hill Drive, North Chesterfield AKA Richmond, VA 23234. In execution of a certain deed of trust dated December 12, 2008, in the original principal amount of $218,813.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8541 Page 0462, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on July 25, 2013, at 8:30 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN DALE DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, DESIGNATED AS LOT 11, SECTION 3, SAVANNAH TRACE, ON A SUBDIVISION PLAT BY GENE WATSON AND ASSOCIATES, DATED OCTOBER 4, 1999, REVISED APRIL 17, 2000, RECORDED APRIL 25, 2000, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 110, PAGES 69-70 TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE REAL ESTATE HEREIN CONVEYED.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 166404

THIS WEEK’S CROSSWORD

TRUSTEE’S SALE OF 919 Arizona Court, Richmond, VA 23224. In execution of a certain deed of trust dated May 07, 2008, in the original principal amount of $140,652.75 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 080013278, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on July 17, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREON, LYING AND BEING IN THE CITY OF RICHMOND (FORMERLY CHESTERFIELD COUNTY), VIRGINIA, DESIGNATED AS LOT 22, BLOCK 8, SECTION C-8, WOODSTOCK, ON SUBDIVISION PLAT RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 12, PAGE 29, TO WHICH PLAT REFERENCE TO WHICH IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www. bwwsales.com. BWW# 76478

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TRUSTEE’S SALE OF REAL ESTATE located at 2 Pleasant Street, Highland Springs, Virginia In execution of the Deed of Trust dated November 14, 1997, in the Original Principal Amount of $63,034.00, and recorded in Deed Book 2762, Page 521, in the Clerk’s Office of the Circuit Court for the County of Henrico, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the Note, the undersigned, as Substitute Trustee, will sell at public auction at the Front Entrance of the Circuit Court for the County of Henrico on July 5, 2013, at 11:05 a.m., the property described as Lot 2, Block B, Section 10, Plat of Highland Springs, County of Henrico, Virginia, known as 2 Pleasant Street, Highland Springs, Virginia. TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUT WARRANTY OF TITLE. ADDITIONAL TERMS MAY BE ANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE. A deposit of $ 4,700.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, IN CASH, CASHIER’S CHECK OR CERTIFIED FUNDS ONLY PAYABLE TO “FIRST COLONY TRUSTEES, LLC, TRUSTEE”, balance to be paid within fifteen days from the date of sale. ABSOLUTELY NO PERSONAL CHECKS ACCEPTED AS BIDDER’S DEPOSIT. Upon purchaser’s default, the deposit shall be forfeited and the property shall be resold at the risk and costs of the defaulting purchaser. Sale is subject to post sale confirmation and audit of the status of the loan including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. Real estate taxes will be adjusted to the date of sale. All cost of conveyance, deed, examination of title, recording charges and the grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: June 12, 2013 FIRST COLONY TRUSTEES, LLC, Substitute Trustee(s) 11‑291BF (73.24) For Information Contact Trustee at: P. O. Box 120450, Newport News, Virginia 23612‑0450 (757) 597‑6440 between 9:00 ‑ 10:30 a.m. only

TRUSTEE SALE 211 Carlstone Drive, Highland, VA 23075-2502 Henrico County In execution of a Deed of Trust in the original principal amount of $149,190.00, dated December 30, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4590, at page 0991, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on July 9, 2013 at 4:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 6, Block B, Fair Oaks Terrace, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-006907-13/ FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE’S SALE OF 413 North 27th Street, Richmond, VA 23223. In execution of a certain deed of trust dated July 07, 2004, in the original principal amount of $117,000.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 040023377, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on July 10, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OF LAND, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, KNOWN AS 413 N. 27TH STREET, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE EASTERN LINE OF 27TH STREET 218’3”N. OF MARSHALL STREET; THENCE RUNNING NORTH ALONG AND FRONTING ON THE SAID EASTERN LINE OF 27TH STREET 22’ 3” TO A POINT OPPOSITE THE CENTER OF A PARTITION WALL BETWEEN NOS. 413 & 415 N. 27TH STREET AND EXTENDING BACK EASTWARDLY FROM SAID FRONT BETWEEN NEARLY PARALLEL LINES THE NORTHERN ONE OF WHICH RUNS THROUGH THE CENTER OF THE SAID PARTITION WALL 126’ MORE OR LESS TO AN ALLEY, WITH A WIDTH IN THE REAR OF 24’ MORE OR LESS..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 48697

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SUBSTITUTE TRUSTEE’S SALE OF VALUABLE COMMERCIAL PROPERTY 3610 COURTHOUSE RD. CHESTERFIELD, VIRGINIA 23832 COUNTY OF CHESTERFIELD In execution of a certain Deed of Trust security obligation in the original principal amount of $455,277.33, dated July 1, 2008, and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia, in Deed Book 8454, page 865, default having been made in the payment of a certain Settlement Agreement and Mutual Release (the “Agreement”) thereby secured and at the request of the holders of said Agreement, the undersigned Substitute Trustee will offer for sale at public auction at the front entrance of the Chesterfield County Courthouse, 9500 Courthouse Rd., corner of Iron Bridge Road and Courthouse Rd., Chesterfield County, Virginia, on July 16, 2013, at 11:00 a.m., all that certain improved real estate known as 3610 Courthouse Rd., Chesterfield, VA 23832, located south of Hull Street Road on the west side of Courthouse Rd., and being further described as Tax Parcel ID No.749685448000000, and further described in said Deed of Trust as Parcel containing 0.986 acre, more or less, Parcel E, on plat of survey made by Balzer and Associates, dated November 8, 2007 entitled, “ALTA/ACSM Land Title Survey of 5 Parcels of Land on the Western Line of Courthouse Road, Dale District, Chesterfield County, Virginia”, which plat is recorded in Plat Book 185, page 44, to which reference is made for a more particular description of such lot.. Said real estate is more particularly described in the aforesaid Deed of Trust to which reference is hereby made. Sale shall be made “as is” and will be conveyed by Special Warranty Deed, subject to rights of parties in possession, and to all existing rights, reservations, easements and restrictive covenants superior to the Deed of Trust as the same may lawfully affect said real estate and to which reference is hereby made. Terms of Sale: C a s h . Settlement within fifteen (15) days of sale. Time is of the essence. Purchaser to pay all closing costs, including the Grantor’s Tax. A bidder’s deposit of $10,000.00 by cash, certified or cashier’s check, shall be required at time of sale with a signed bid receipt, payable to the Substitute Trustee. All risk of property casualty shall pass to Purchaser at conclusion of the sale. Sale is subject to post-sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale. In which event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. Additional terms may be announced at the sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. Mark A. Fleckenstein, Substitute Trustee Abigail S. Phillips, Substitute Trustee 311 South Boulevard Richmond, VA 23220 Telephone No: (804) 358-9400 Fax No: (804) 358-9089

TRUSTEE’S SALE OF 16339 Coppertree Drive, Montpelier, VA 23192. In execution of a certain deed of trust dated July 23, 2009, in the original principal amount of $256,272.00 recorded in the Clerk’s Office, Circuit Court for Hanover County, Virginia, in Instrument No. 20090724000124140, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Hanover County, 7501 Library Drive, Hanover, Virginia, on July 01, 2013, at 8:30 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, LYING AND BEING IN THE BEAVERDAM DISTRICT, HANOVER COUNTY, VIRGINIA, KNOWN AND NUMBERED AS PARCEL J-A AND MORE PARTICULARLY SHOWN ON A PLAT OF SURVEY PREPARED BY DAWSON AND PHILIPS, P.C., CERTIFIED LAND SURVEYORS, ENTITLED “PLAT SHOWING SURVEY OF PARCEL J-A “GOSHEN WOODS” BEING IN THE LAND OF WOODLAND, INC., BEING LOCATED IN THE BEAVERDAM DISTRICT OF HANOVER COUNTY, VIRGINIA”, DATED NOVEMBER 15, 1992, RECORDED DECEMBER 4, 1992, IN THE CLERK’S OFFICE, CIRCUIT COURT, HANOVER COUNTY, VIRGINIA, IN DEED BOOK 952, PAGE 17, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE REAL ESTATE. TOGETHER WITH A NON-EXCLUSIVE RIGHT OF WAY FOR INGRESS AND EGRESS FROM THE ABOVE-DESCRIBED LOT TO STATE ROUTE 658, AS MORE PARTICULARLY DESCRIBED ON A PLAT ENTITLED “GOSHEN WOODS, SECTION J”, DATED NOVEMBER 25, 1992, REVISED MARCH 2, 1993, RECORDED APRIL 28, 1993, IN THE CLERK’S OFFICE, CIRCUIT COURT, HANOVER COUNTY, VIRGINIA, IN SUBDIVISION PLAT BOOK 7, PAGE 214, FOR A MORE PARTICULAR DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 165960

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All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 and the Virginia Fair Housing Law, which makes it illegal to advertise “any preference, limitation or discrimination because of race, color, religion, sex, handicap, elderliness, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” Virginia Fair Housing Law also prohibits discrimination advertising based on elderliness. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. Real estate sales, rentals and roommate advertisers should make sure their ads describe the property being offered, not the person they might want in the property. You may express a preference for a male or female roommates. ~The Publisher

TRUSTEE SALE 5628 Drayton Dr, Glen Allen, VA 23060-6375 Henrico County In execution of a Deed of Trust in the original principal amount of $197,400.00, dated April 26, 2006recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4110, at page 0442, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on July 9, 2013 at 4:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 10, Block D, Section B, Linsey Lakes, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-009483-13/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale 6508 Engel Road, Richmond a/k/a Henrico, Virginia 23226 (Tax ID No. 767-741-5030) Default having been made in the terms of a certain Deed of Trust dated September 22, 2007, in the original principal amount of $65,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4417, at Page 2016, the undersigned Substitute Trustee will sell at public auction on July 11, 2013, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lot 106, Section A, Westhaven, all as more particularly shown on a certain plat of survey dated April 18, 1947, and duly recorded in the aforesaid Clerk’s Office, in Plat Book 18, page 169. Sale is subject to all prior liens, (including the liens of two prior Deeds of Trust) easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $6,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page ofwww.glasserlaw. com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 69188, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

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Default having been made in the terms of a certain Deed of Trust dated December 28, 2007, in the original principal amount of $132,950.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4465, at page 1834 , the undersigned Substitute Trustee will sell at public auction on July 11, 2013, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lot 10, Block A, Section A, Seven Pines Villa, on Subdivision Plat of Seven Pines Villa, Section A, A Resubdivision of portion Of Seven Pines Villa Sites, Section 2, Blocks 1-5, dated July 12, 1998, in the aforesaid Clerk’s Office in Plat Book 87, page 66 and 67. Sale is subject to all prior liens,easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $13,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the ForeclosureSales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 103155, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

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Trustee’s Sale 412 Seven Pines Court, Sandston, Virginia 23150 (Tax ID No. 830-715-7061)

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TRUSTEE SALE 305 Cloverfield Lane, Richmond, VA 23223-3389 Henrico County In execution of a Deed of Trust in the original principal amount of $98,392.00, dated March 15, 2000recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 2986, at page 2211, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on July 9, 2013 at 4:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 9, Block I, Section G, Tiffany Meadows, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-005187-13/ FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE SALE 8407 Marroit Road, Richmond, VA 23229-3342 Henrico County In execution of a Deed of Trust in the original principal amount of $182,400.00, dated August 5, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4096, at page 2170, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on July 9, 2013 at 4:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 4, Block S, Section B, West Lawn, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-025908-11/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 18120 Branders Bridge Road, Colonial Heights, VA 23834-1654 Chesterfield County In execution of a Deed of Trust in the original principal amount of $83,625.00, dated January 21, 2010 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 8988, at page 0947, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on June 27, 2013 at 11:15 o’clock amthe property described in said deed, located at the above address and briefly described as: Containing 1 acre, more or less, as shown on plat recorded with Deed in Deed Book 680, Page 283, with improvements thereon. LESS AND EXCEPT that 0.4 of an acre, more or less, conveyed to The Commonwealth of Virginia, by Deed recorded in Deed Book 810, Page 85. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-002567-13/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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Trustee’s Sale 5305 Blue Ridge Avenue, Richmond, Virginia 23231 (Tax ID No. E0100170002) Default having been made in the terms of a certain Deed of Trust dated March 5, 2007, in the original principal amount of $18,150.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 070009899, the undersigned Substitute Trustee will sell at public auction on July 11, 2013, at 11:15 a.m., in front of the building housing the Circuit Court of the City of Richmond, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as Lot Four (4), on a certain plat entitled “Plat of Plan of Lots 3 and 4, Block B, Powhatan Annex, Richmond, Virginia”, dated December 16, 1969, a copy of which is attached to and recorded with a certain deed recorded in the Clerk’s Office, Circuit Court, Division I, City of Richmond, Virginia, in Deed Book 689-C, Page 503; and as shown on a plat of survey dated March 27, 1981, and attached to a deed recorded in the aforesaid Clerk’s Office in Deed Book 779, Page 2021. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $1,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 104709, Tel: (757) 321-6465,Between 10:00 a.m. & 12:00 noon only.

c l a s s a d @ s t y l e w e e k l y. c o m Trustee’s Sale 2210 Coxendale Road, Chester, Virginia 23831 (Tax ID No. 799660358300000)

Trustee’s Sale 1205 Dinwiddie Avenue, Richmond a/k/a Henrico, Virginia 23229 (Tax ID No. 757-741-6795)

Default having been made in the terms of a certain Deed of Trust dated October 23, 2009, in the original principal amount of $142,891.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 8906, page 0322, the undersigned Substitute Trustee will sell at public auction on July 11, 2013, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as being in the Bermuda District as Lots 9, 10, 11, 12 and 13, in Block 2, Plan of Normandale Terrace, recorded March 5, 1950, in the aforesaid Clerk’s office in Deed Book 340, page 214, a copy of which is recorded in a Deed from Southland Realty Corporation to George Albert Smith et als dated June 14, 1948, in Deed Book 340, page 214, of the Circuit Court of Chesterfield County, Virginia, reference to which plat is hereby made for a more particular description of the property herein conveyed. Sale is subject to all prior liens,easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $14,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the ForeclosureSales page of www. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 104491, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Default having been made in the terms of a certain Deed of Trust dated April 30, 1998, in the original principal amount of $108,794.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 2804, at page 1582, the undersigned Substitute Trustees will sell at public auction on July 3, 2013, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property known as No. 1205 Dinwiddie Avenue (formerly Dinwiddie Street) and more particularly described as Lot 9 and portions of Lots 8 and 10, and a portion of a vacated 16’alley, Block 6, Beverly Hills, all as more particularly shown on a certain plat of survey dated April 13, 1998 and entitled “Survey & Map of Lot 9 & Portions of Lots 8 & 10, & a portion of a vacated 16’ alley, Block 6, Plan of Beverly Hills in Henrico, Co.., VA”, to which plat reference is hereby made for a more particular description of the property herein conveyed. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $10,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page ofwww.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 104476, Tel: (757) 3216465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 2905 Groveland Ave, Richmond, VA 23222-3818 In execution of a Deed of Trust in the original principal amount of $153,000.00, dated February 23, 2009 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, inInstrument 090003861, at page 0239, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on June 27, 2013 at 10:00 o’clock am the property described in said deed, located at the above address and briefly described as: ALL that certain lot or parcel of land lying and being in the City of Richmond, VA, known as No. 2905 Groveland Avenue and as shown on a plat of survey dated July 11, 1968, attached to and made a part of the deed recorded in Deed Book 653C, page 677, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-006682-13/ FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE SALE 2025 Hopkins Road, Richmond, VA 23224-6319 In execution of a Deed of Trust in the original principal amount of $54,750.00, dated August 15, 1997 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, inInstrument 970018220, at page 0262, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on July 2, 2013 at 3:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Containing 0.71 acre designated as No. 2025 Hopkins Road and being more particularly described on plat of survey made by Foster and Miller, Certified Surveyors, dated March 25, 1974, entitled, “Plat of Lot with improvements thereon, being a portion of the Sold Lot, Plan of Longwood, City of Richmond, Virginia”, with improvements thereon. LESS AND EXCEPT .077 acres as conveyed to the Commonwealth Transportation Commissioner of Virginia, by Certificate of Take, dated August 9, 1991 and recorded August 22, 1992 in Deed Book 277, page 447. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $5,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01004825-13/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Corporation: Taza Coffee N Cremes, LLC Trading as: Taza Coffee N Creme 5047 Forest Hill Ave RICHMOND, VA 23225 The above establishment is applying to the VIRGINIA DEPARTMENT OF ALCOHOLIC BEVERAGE CONTROL (ABC) for a WINE & BEER ON & OFF PREMISES license to sell or manufacture alcoholic beverages. Ben Spencer, Owner NOTE: Objections to the issuance of this license must be submitted to ABC no later than 30 days from the publishing date of the first of two required newspaper legal notices. Objections should be registered at www.abc.virginia.gov or 800-552-3200.

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TRUSTEE SALE 1510 Lothbury Ln, Richmond, VA 232384023 Henrico County In execution of a Deed of Trust in the original principal amount of $159,000.00, dated January 26, 2009 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4601, at page 0070, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on July 9, 2013 at 4:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 13, Block C, Gayton Green, Section B, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.

TRUSTEE SALE 3919 Southwinds Place, Glen Allen, VA 23059-2633 Henrico County In execution of a Deed of Trust in the original principal amount of $342,700.00, dated September 30, 2010 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4809, at page 0619, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on July 9, 2013 at 4:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 5, Block O, Villages at the Crossings, Section 2, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-006170-13/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 5106 South Jessup Road, Chesterfield, VA 23832 In execution of a Deed of Trust in the original principal amount of $189,000.00, dated November 23, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 8104, at page 0035, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on July 2, 2013 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 3, Block F, Fairpines, Section 3, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-020797-09/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-007980-13/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale 4741 Marty Boulevard, Richmond a/k/a North Chesterfield, Virginia 23234 (Tax ID No. 778685289400000)

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TRUSTEE’S SALE OF REAL ESTATE located at 509 Old Memorial Drive, Sandston, Virginia In execution of the Deed of Trust dated April 21, 2008, in the Original Principal Amount of $201,000.00, and recorded in Deed Book 4502, Page 2544, in the Clerk’s Office of the Circuit Court for the County of Henrico, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the Note, the undersigned, as Substitute Trustee, will sell at public auction at the Front Entrance of the Circuit Court for the County of Henrico on July 5, 2013, at 11:10 a.m., the property described as Lot Nos. 14 and 15, containing 2.22 acres of land, more or less, Plat of O.B. Cross, said plat recorded in aforesaid, Clerk’s Office in Deed Book 407, Page 158, County of Henrico, Virginia, known as 509 Old Memorial Drive, Sandston, Virginia. TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUT WARRANTY OF TITLE. ADDITIONAL TERMS MAY BE ANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE. A deposit of $ 19,000.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, IN CASH, CASHIER’S CHECK OR CERTIFIED FUNDS ONLY PAYABLE TO “FIRST COLONY TRUSTEES, LLC, TRUSTEE”, balance to be paid within fifteen days from the date of sale. ABSOLUTELY NO PERSONAL CHECKS ACCEPTED AS BIDDER’S DEPOSIT. Upon purchaser’s default, the deposit shall be forfeited and the property shall be resold at the risk and costs of the defaulting purchaser. Sale is subject to post sale confirmation and audit of the status of the loan including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. Real estate taxes will be adjusted to the date of sale. All cost of conveyance, deed, examination of title, recording charges and the grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: June 12, 2013 FIRST COLONY TRUSTEES, LLC, Substitute Trustee(s) 12‑236BF (76.81) For Information Contact Trustee at: P. O. Box 120450, Newport News, Virginia 23612‑0450 (757) 597‑6440 between 9:00 ‑ 10:30 a.m. only

TRUSTEE SALE 3112 Old Quarry Road, Richmond, VA 23225-1611 In execution of a Deed of Trust in the original principal amount of $184,979.00, dated September 1, 2010 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, inInstrument 100016397, at page 0148, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on June 27, 2013 at 10:00 o’clock am the property described in said deed, located at the above address and briefly described as: BEGINNING at an iron rod in the western line of Old Quarry Road, approximately 556 Feet South of South Drive S. 6 degrees 55 minutes, 7 seconds E, 100.05’ along the west line of Old Quarry Road to an old iron pipe; Thence N. 83 degrees, 36 minutes, 28 seconds W 150.59’ an old pine; Thence N. 34 degrees, 27 minutes, 14 seconds W. 127.90’ to an old iron rod; S. 83 degrees, 46 minutes, 22 seconds E. 211.20’ to the point of BEGINNING, recorded in Deed Book 507, Page 736, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-006165-13/ VA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Default having been made in the terms of a certain Deed of Trust dated August 10, 2006, in the original principal amount of $162,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 7304, Page 0080, the undersigned Substitute Trustees will sell at public auction on July 11, 2013, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 34, Block F, Section B, on the subdivision plat entitled, “Alice Heights, Section ‘B’, Resubdivision of Portions of Blocks F, G, & H, Dale District, Chesterfield County, Virginia,” dated December 27, 1965, recorded December 30, 1965 in the aforesaid Clerk’s Office in Plat Book 15, page 16, to which plat reference is hereby made for a more particular description. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $16,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw. com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 100220, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

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TRUSTEE SALE 3620 Lynhaven Avenue, Richmond, VA 23234-6541 In execution of a Deed of Trust in the original principal amount of $112,595.00, dated December 22, 2010 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, inInstrument 110000019, at page 0074, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on July 16, 2013 at 3:30 o’clock pm the property described in said deed, located at the above address and briefly described as: All that certain lot, piece or parcel of land, as shown on plat of survey dated April 29, 1998 and recorded May 1,1998, in the Clerk’s Office, Circuit Court of the City of Richmond, Virginia, as a part [page 299] of instrument number 98-11055, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-006740-13/ FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 and the Virginia Fair Housing Law, which makes it illegal to advertise “any preference, limitation or discrimination because of race, color, religion, sex, handicap, elderliness, familial status, or national origin, or intention to make any such preference, limitation o r d i s c r i m i n a t i o n .” V i r g i n i a Fair Housing Law also prohibits discrimination advertising based on elderliness. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. Real estate sales, rentals and roommate advertisers should make sure their ads describe the property being offered, not the person they might want in the property. You may express a preference for a male or female roommates. ~The Publisher

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TRUSTEE SALE 1707 Mary Street, Sandston, VA 23150-4020 Henrico County In execution of a Deed of Trust in the original principal amount of $100,000.00, dated October 7, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3984, at page 2271, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on July 9, 2013 at 4:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Part of Lot 23, Fair Oaks Park, as shown on plat attached to deed recorded in Deed Book 3086, page 579, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-029576-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE SALE 1618 Stone River Road, Richmond, VA 23235-6273 Chesterfield County In execution of a Deed of Trust in the original principal amount of $194,967.00, dated February 11, 2011 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 9340, at page 0879, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on July 9, 2013 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 2, Stonemill, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-009206-13/ FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 7264 Merle Smith Ln, Mechanicsville, VA 23111-5029 Hanover County In execution of a Deed of Trust in the original principal amount of $208,587.00, dated January 15, 2009 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2934, at page 1479, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on July 19, 2013at 12:00 o’clock noon the property described in said deed, located at the above address and briefly described as: Lot 4, Block E, Section A, Lincoln Hills Subdivision, recorded in Plat Book 5, page 384, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-012006-10/ FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 2400 Stone Post Terrace, Richmond, VA 23233-1503 Henrico County In execution of a Deed of Trust in the original principal amount of $148,200.00, dated November 21, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4017, at page 1408, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on July 9, 2013 at 4:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Unit 48, Building 10, Westleyan Condominium, together with an undivided interest in the common elements. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-004812-13/ FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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c l a s s a d @ s t y l e w e e k l y. c o m Trustee’s Sale 4327 Wakefield Road, Richmond, Virginia 23235 (Tax ID No. C0040323010)

TRUSTEE SALE 4922 Meredith Woods Rd, Glen Allen, VA 23060-3112 Henrico County In execution of a Deed of Trust in the original principal amount of $175,138.00, dated January 6, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4047, at page 0632, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on July 9, 2013 at 4:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 14, Block D, Section C, Meredith Woods, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-001890-13/ FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Default having been made in the terms of a certain Deed of Trust dated May 30, 2006, in the original principal amount of $135,000.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 060018158, the undersigned Substitute Trustee will sell at public auction on July 11, 2013, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as Lot 5, in Block “B” in Stratford Hills, Section “M”, a plat of which was made March 10, 1954, in Plat Book 8, page 265, to which plat reference is made for a more particular description of said lot of land. Saleis subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $13,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 104393, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 14201 Traywick Drive, Chester, VA 23836-8501 Chesterfield County In execution of a Deed of Trust in the original principal amount of $173,627.00, dated August 2, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 6554, at page 566, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on July 18, 2013 at 11:15 o’clock amthe property described in said deed, located at the above address and briefly described as: Lot 20, Section 2, Point of Rocks Estates, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-005977-13/ FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 7009 Brooking Way, Mechanicsville, VA 23111 Hanover County In execution of a Deed of Trust in the original principal amount of $218,275.00, dated October 30, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2792, at page 619, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on July 12, 2013 at12:00 o’clock noon the property described in said deed, located at the above address and briefly described as: Lot 36, Block S, High Point Farms, Section L, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-030680-09/ FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 1402 Mormac Road, Richmond, VA 23229-5460 Henrico County In execution of a Deed of Trust in the original principal amount of $147,200.00, dated July 1, 2005recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3920, at page 0090, Order reforming Deed of Trust in Deed Book 5036, at page 475, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on July 9, 2013 at 4:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 12, Block P, Farmington, Section F, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-005952-09/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale 2704 Bolling Terrace, Richmond, Virginia 23223 (Tax ID No. 806-736-2935) Default having been made in the terms of a certain Deed of Trust dated October 5, 2007, in the original principal amount of $151,500.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4420, at Page 0095, the undersigned Substitute Trustees will sell at public auction on July 18, 2013, at 11:15 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road, E. Parham and Hungary Spring Roads, Richmond, VA, the property designated as Lot 31, Block A, River Bluffs, on subdivision plat, dated January 24, 1990, recorded May 7, 1990, in the aforesaid Clerk’s Office, in Plat Book 91, Pages 31-33. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $15,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 105131, Tel: (757) 3216465, Between 10:00 a.m. & 12:00 noon only.

V I R G I N I A: IN THE COURT OF THE COUNTY OF CHESTERFIELD KAYLEE CHONG KIM, Plaintiff, v. CHUNHO KIM, Defendant. Case No.: CL-13-1557 ORDER OF PUBLICATION JUNE 6, 2013 The object of the above-styled suit is to obtain a Final Decree of Divorce. And, it appearing by the verified Complaint filed according to law that Chunho Kim the above-named defendant, is no longer a resident of this state. And further, it appearing by the verified Complaint filed herein, that Chunho Kim was formerly a resident of the County of Chesterfield, State of Virginia, at an address unknown to the plaintiff. That diligence has been used without effect to ascertain the location of the defendant to no avail. It is therefore ORDERED that the said Chunho Kim appear on or before August 7,2013 at 9:00 AM, in the Clerk’s Office of this Court and do what is necessary to protect his interest. AN EXTRACT TESTE: JUDY L. WORTHINGTON, CLERK Shirley L. Hennessy-Reveley, Esq. HENNESSEY-REVELEY & HARRIS 10305 Memory Lane, Suite 102 Chesterfield, Virginia 23832 P: (804) 748-6000 F: (804) 748-7574

TRUSTEE’S SALE OF 3216 Q Street, Richmond, VA 23223. In execution of a certain deed of trust dated October 16, 2009, in the original principal amount of $101,624.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 090023381, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on July 24, 2013, at 9:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, TOGETHER WITH ALL IMPROVEMENTS THEREON KNOWN AS 3216 “Q” STREET AND BOUNDED AND DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE NORTHERN LINE OF “Q” STREET AT THE INTERSECTION WITH THE WESTERN LINE OF 33RD STREET; THENCE EXTENDING WESTWARDLY AND FRONTING ON SAID NORTHERN LINE OF “Q” STREET 24 FEET 10 5/8 INCHES; THENCE BACK NORTHWARDLY BETWEEN PARALLEL LINES (THE EASTERN OF WHICH IS THE WESTERN LINE OF 33RD STREET) 74 FEET.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www. bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 9616555, website: www.bwwsales.com. BWW# 139046


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TRUSTEE SALE 3519 Julep Drive, South Chesterfield, VA 23834-5631

TRUSTEE SALE 13750 Elmstead Road, Midlothian, VA 23113-4117 Chesterfield County In execution of a Deed of Trust in the original principal amount of $454,400.00, dated April 27, 2007recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7756, at page 0664, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on July 9, 2013 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 18, Block R, Section H-3, Salisbury, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-009764-13/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE’S SALE OF 4100 Fallen Pine Court, Colonial Heights, VA 23834. In execution of a certain deed of trust dated August 27, 2010, in the original principal amount of $234,837.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 9173 Page 0873, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on July 18, 2013, at 8:30 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 9, SECTION 3, THE VINEYARD AT FORREST VIEW, AND SHOWN ON A PLAT OF SURVEY MADE BY TOWNES SITE ENGINEERING ENTITLED “THE VINEYARD AT FOREST VIEW SECTION THREE, MATOACA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA”, DATED MARCH 25, 2003, REVISED OCTOBER 17, 2003, REVISED JULY 30, 2004, AND FURTHER REVISED SEPTEMBER 2, 2004, AND RECORDED IN PLAT BOOK 152, AT PAGES 33 AND 34, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREIN CONVEYED. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 133165

VIRGINIA: IN THE CIRCUIT COURT OF THE COUNTY OF HANOVER TAYLOR M. GIBSON, Plaintiff, v. MORRIS L. GIBSON, III, Defendant. Case No. CL12002153-00 ORDER OF PUBLICATION The object of this action is to obtain a divorce from the bond of matrimony from the Defendant on the ground of having lived separate and apart continuously without any cohabitation and without interruption for a period exceeding one year. It appearing by affidavit that the Defendant’s present whereabouts are unknown, and diligence has been used by or on behalf of the Plaintiff to ascertain in what county or city the Defendant is without effect, it is ORDERED that the Defendant appear before this Court on or before the 25th day of July, 2013 at 9:00AM and protect his interests herein. ENTER: 6/11/2013 J. Overton Harris, JUDGE A COPY TESTE: FRANK HARGROVE, JR. CLERK HANOVER CIRCUIT COURT I ASK FOR THIS: Allison L. Bridges, Esq. (VSB No. 80165) Parcell & Webb, PC 6802 Paragon Place, Suite 602 Richmond, VA 23230 (804)358-8000 (804)358-6416 (fax) Counsel for Plaintiff

c l a s s a d @ s t y l e w e e k l y. c o m

TRUSTEE’S SALE OF 3730 Mineola Drive, Chester, VA 23831. In execution of a certain deed of trust dated January 11, 2008, in the original principal amount of $212,135.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8157 Page 0543, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on July 11, 2013, at 8:32 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH APPURTENANCES THERETO BELONGING, LYING AND BEING IN BERMUDA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, KNOWN AS LOT 55, SECTION 2, AS SHOWN ON PLAT OF MINEOLA HEIGHTS, SECTION 2, MADE BY POTTS, MINTER & ASSOCIATES, P.C., DATED DECEMBER 6, 2002 AND RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 134, PAGE 24, TO WHICH PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION OF THE REAL ESTATE HEREBY CONVEYED.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 134225

TRUSTEE’S SALE OF 8387 Hawk Nest Drive, Richmond, VA 23227. In execution of a certain deed of trust dated July 31, 2008, in the original principal amount of $507,449.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4547 Page 0712, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on July 12, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN HENRICO COUNTY, VIRGINIA KNOWN AND DESIGNATED AS LOT 59, BLOCK A, SECTION 2, ASHBURY AT STONELEIGH, ALL AS SHOWN ON RECORDED SUBDIVISION PLAT BY QMT CIVIL ENGINEERS & CONSTRUCTION MANGERS DATED JANUARY 13, 2005 RECORDED MAY 10, 2006 IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA IN PLAT BOOK 122 PAGES 79-82..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 138130

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MAY 30, 2013 ORDER OF PUBLICATION Va Code Ann. §§ 8.01-316,-317 Case No. CL13001265-00 Commonwealth of Virginia Chesterfield County Circuit Court Plaintiff: Chryseis Elise Alexander v. Defendant: Michael Richard Kubryk 9105 Minna Drive, Henrico, VA 23229 36 Main Street, Apt. 8, North Reading MA 01864 The object of this suit is to: In this action, the Plaintiff, Chryseis E. Alexander, is seeking from the Court a divorce from the Defendant, Michael R. Kubryk. It is ORDERED that Defendant, Michael R. Kubryk appear at the above-named court and protect his/her interests on or before July 26, 2013. AN EXTRACT TESTE: JUDY L. WORTHINGTON, CLERK

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DAILY V I R G I N IA : IN THE CIRCUIT COURT FOR THE COUNTY OF HENRICO Elsayed Abdelmagid Khattab, Plaintiff, v. Patricia Ann Khattab, Defendant. CASE NO: CL13-1488 ORDER OF PUBLICATION The object of this suit is to obtain a divorce a vinculo matrimonii from the defendant on the ground of more than one year of continuous separation. It appearing from Affidavit that due diligence has been used by the plaintiff to ascertain in what county or city the defendant is, without effect, it is ORDERED that the defendant appear before this Court on or before August 12, 2013 at 10:00am and do what is necessary to protect her interest herein. ENTER: 06/12/2013 A COPY TESTE: YVONNE G. SMITH, CLERK I ask for this: Arturas Overas Counsel for Plaintiff Law Offices of HYDER & OVERAS 5516 Falmouth Street, Suite 100 Richmond, Virginia 23230 Phone: (804) 673-2222 Fax: (804) 673-3231 VSB#: 42372

V I R G I N I A: IN THE CIRCUIT COURT OF HENRICO COUNTY RE: ESTATE OF JEWELL LEE K. BURKE-BRUNOT, DECEASED SHOW CAUSE AGAINST DISTRIBUTION Case No: CM13-1589 IT IS ORDERED that the creditors of, and all others interested in, the above Estate show cause, if any they can, at 9:00 o’clock a.m. , on the 8th day of July,2013, before this Court in its courtroom against the payment and delivery of the estate to the beneficiaries without requiring refunding bonds. Entered: 6/5/2013 An Extract Teste: Yvonne G. Smith, Clerk

VIRGINIA: IN THE CIRCUIT COURT OF THE COUNTY OF HENRICO KATHLEEN B. PRUTZMAN, Plaintiff, v. JOHN L. PRUTZMAN, SR., Defendant. CASE NO. CL13-890 ORDER OF PUBLICATION The object of this suit is for the petitioner to obtain a divorce from defendant. It is ORDERED that the defendant, John L. Prutzman, Sr., whose last known address was 4501 Dalat Court, Glen Allen, Virginia 23060, and whose whereabouts are nowth unknown, appear here on or before the 12 day of August, 2013 at 10:00 a.m. to protect his interests. Affidavit having been filed that diligence has been used by or on behalf of the petitioner to ascertain in what county or corporation John L. Prutzman, Sr. is, without effect. ENTER: 06/12/2013 A COPY TESTE: YVONNE G. SMITH, CLERK I ask for this: Susan Gerber, Counsel for Plaintiff 206 DeSota Drive Richmond, Virginia 23229 (804) 741-3438 Fax (804) 754-7298

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TRUSTEE’S SALE OF 11519 Altimira Lane, Midlothian, VA 23112. In execution of a certain deed of trust dated March 04, 2009, in the original principal amount of $280,066.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8614 Page 0962, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on July 11, 2013, at 8:31 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND THE APPURTENANCES THERETO BELONGING, IN CLOVER HILL DISTRICT, COUNTY OF CHESTERFIELD, VIRGINIA, DESIGNATED AS LOT 40 ON PLAT OF SUBDIVISION ENTITLED “CLAY POINTE, SECTION C” DATED NOVEMBER 29, 2007, AND RECORDED DECEMBER 13, 2007 IN PLAT BOOK 185, PAGES 56-61, IN THE CIRCUIT COURT CLERK’S OFFICE, COUNTY OF CHESTERFIELD, VIRGINIA, TO WHICH PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION OF THE LAND HEREBY CONVEYED.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com BWW# 126637

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TRUSTEE SALE 4324 Ferguson Ln, Richmond, VA 23234-1949 In execution of a Deed of Trust in the original principal amount of $90,250.00, dated November 14, 2003 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, inInstrument 030044982, at page 1365, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on July 9, 2013 at 3:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 1, Block A, Cornwallis Court, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-008226-13/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

In execution of a Deed of Trust in the original principal amount of $55,000.00, dated October 5, 1990recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 2116, at page 757, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on July 9, 2013 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 31, Block H, Colonial Pines, Estates, Section C, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.

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TERMS OF SALE: CASH: A deposit of $5,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-030874-12/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 6028 Partingdale Circle, Richmond, VA 23224-5608 Chesterfield County In execution of a Deed of Trust in the original principal amount of $153,000.00, dated August 30, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 7978, at page 0333, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on July 9, 2013 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 6, Block V, Newberry Towne, Section C, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-001926-13/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE’S SALE OF 200 Spruce Avenue, Highland Springs, VA 23075. In execution of a certain deed of trust dated September 29, 1995, in the original principal amount of $84,458.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 2609 Page 1987, and modified on February 01, 2006, to decrease the principal balance to $83,255.21. This modification agreement was recorded in Deed Book 4125, Page 1656, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on July 26, 2013, at 9:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE FAIRFIELD DISTRICT, HENRICO COUNTY, VIRGINIA, AND DESIGNATED AS LOTS NOS. 2 AND 4, BLOCK “S”, SECTION 3, ON PLAT OF HIGHLAND SPRINGS, RECORDED IN PLAT BOOK 6, PAGES 103-1/2-104, CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, AND FURTHER DESCRIBED AS FOLLOWS: BEGINNING AT A POINT MARKING THE INTERSECTION OF THE NORTH LINE OF WILLOW STREET AND OF THE WESTERN LINE OF SPRUCE AVENUE; THENCE RUNNING NORTHWARDLY ALONG AND FRONTING ON THE WESTERN LINE OF SPRUCE AVENUE A DISTANCE OF 100 FEET; THENCE EXTENDING BACK WESTWARDLY BETWEEN PARALLEL LINES, THE SOUTHERN OF WHICH IS THE DIVIDING LINE BETWEEN LOTS 4 AND 6, BLOCK “S”, SECTION 3, AFORESAID SUBDIVISION, A DISTANCE OF 120 FEET TO A 10-FOOT ALLEY IN THE REAR..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 151936

TRUSTEE’S SALE OF 6101 Faulkner Drive, Richmond, VA 23234. In execution of a certain deed of trust dated July 27, 2010, in the original principal amount of $330,688.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 9142 Page 0478, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on July 18, 2013, at 8:32 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA DESIGNATED AS LOT 11, AS SHOWN ON A PLAT OF SURVEY MADE BY KOONTZ-BRYANT, P.C., DATED JUNE 2, 2009 ENTITLED “WATERMARK SECTION B1”, RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINA, IN PLAT BOOK 200, PAGES 71-72 TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 159321

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TRUSTEE’S SALE OF 20501 Willowdale Drive, Petersburg, VA 23803. In execution of a certain deed of trust dated June 13, 2008, in the original principal amount of $167,881.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8376 Page 0179, and amended by the Order entered March 21, 2011 and recorded in Deed Book 9402 Page 0613, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on July 11, 2013, at 8:30 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: LOT 1, BLOCK B, SECTION B, OF HICKORY HILL ESTATES, ON A SUBDIVISION PLAT MADE BY GEORGE M. WHITMAN, JR., RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 18, PAGE 40, TO WHICH PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 142988

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UPDATES TRUSTEE’S SALE OF 3920 Arden Road, Richmond, VA 23222. In execution of a certain deed of trust dated August 08, 2007, in the original principal amount of $120,000.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4391 Page 1979, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on July 12, 2013, at 9:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING AND SITUATED IN THE COUNTY OF HENRICO, VIRGINIA, KNOWN AS NO. 3920 ARDEN ROAD, FURTHER KNOWN, NUMBERED AND DESIGNATED AS PART OF BLOCK B, SECTION C, LABURNUM HEIGHTS, AS SHOWN ON “PLAT OF PROPERTY SITUATED ON THE SOUTHWEST CORNER OF SIZER ROAD AND ARDEN ROAD, HENRICO CO., VA.”, DATED FEBRUARY 25, 1966, MADE BY CHAS. H. FLEET & ASSOCS., CERTIFIED LAND SURVEYORS, TO WHICH PLAT , A COPY OF WHICH IS RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF THE COUNTY OF HENRICO, VIRGINIA, IN DEED BOOK 1253, PAGE 373, REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 153847

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TRUSTEE’S SALE OF 4300 Blakeway Drive, Moseley, VA 23120. In execution of a certain deed of trust dated July 16, 2008, in the original principal amount of $385,825.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8402 Page 0509, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on July 11, 2013, at 8:31 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN MATOACA MAGISTERIAL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, MORE PARTICULARLY KNOWN AS LOT 6, SUMMER LAKE, SECTION 4, AS SHOWN ON A PLAT PREPARED BY E. D. LEWIS & ASSOCIATES, P.C., ENTITLED “SUMMER LAKE, SECTION-4, MATOACA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, NOVEMBER 24, 2004, SUBDIVISION IDENTIFICATION NO. 000-0405-04”, A COPY OF WHICH IS RECORDED IN THE CLERK’S OFFICE, CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 152, PAGES 11 THROUGH 16..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 154066

TRUSTEE’S SALE OF 3800 Windcry Drive, Chester, VA 23831 . In execution of a certain deed of trust dated September 11, 2006, in the original principal amount of $128,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7351 Page 0067, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on July 18, 2013, at 8:31 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON AND THE APPURTENANCES THERETO BELONGING, LYING AND BEING IN MATOACA MAGISTERIAL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, AND BEING KNOWN, NUMBERED AND DESIGNATED AS LOT NO. ONE (1), IN BLOCK “D”, AS SHOWN ON A CERTAIN PLAT OF SOMERSET, DATED DECEMBER 18, 1975, MADE BY J.K. TIMMONS AND ASSOCIATES, INC., OF RECORD IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 25, PAGE 52 AND 53..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA 22201, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 154473

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