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Live to be a Legend... 309 Broad & & Grace) Grace) Richmond, Richmond,VA VA23220 23220 309N. N.Laurel Laurel St. St. (bet. (bet. Broad 804-225-5544•• www.nilerichmond.com www.nilerichmond.com 804-225-5544 Lunch & Dinner Tuesday-Sunday Open Tues–Sun, Lunch & Dinner • Mon, Dinner

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Celebrate Responsibly with us at M Bistro & Wine Bar 4821 Old Main Street ~ 652-2300 ~

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please Enjoy our products responsibly, always choose a designated driver.

Classifieds BRAIN CALISTHENICS

by: David Levinson Wilk © 2012 David Levinson Wilk

56

42. The NCAA’s Buckeyes 43. G or PG issuer: Abbr. 45. Suffix with glob 46. Rain forests and grasslands, e.g. 48. Sleep problem

3. ____ Bator, Mongolia 4. Hwy. offense 5. Has more than a knack for 6. “The Lorax” author 7. Dept. of Justice chiefs

15. Keaton’s “Mr. Mom” costar 16. Prince Valiant’s son

50. Turkish title 52. Gush on stage

8. Denied 9. River of Tuscany

17. “Yo, I’m talkin’ Indian and Italian and those types of foods”

53. Skyrockets 54. Start of a neatnik’s phrase

10. Antebellum 11. “You campaign in poetry. You

19. Living in Fla., maybe 20. Actor Diesel

56. Up to, in ads 57. Part of RSVP

govern in prose” speaker 12. Toy with blueprints

21. Suffix with heir or host 22. ____ Jones Industrials

59. Film director Roth 60. ____-A-Fella Records

13. Present, slangily 18. Followers: Abbr.

23. German “I” 24. Walter who managed the Dodgers

63. Photo blowup: Abbr. 64. “Yo, I don’t need a sweater ‘cause

24. Capp and Capone 25. “Let’s roll!”

for 23 seasons 26. “Let’s take ____”

I ain’t feeling cold” 67. USPS carrier’s assignment

27. Be in the running 28. Michelangelo and Rembrandt, e.g.

28. Dodger Hershiser and others 31. Bay Area hub: Abbr.

68. Word from a crib 69. Twinkler in a Paris sky

29. Names to a new position 30. Green Mountain Boys leader

51. Iowa college town

32. Digital camera maker 33. Sics on

70. Fig. sought by an identity thief 71. Kicks in

34. Cal. column 36. Den delivery

55. “____ Gold” (1997 film) 58. “____ a hunch ...”

35. Agcy. concerned with fraud 37. Mark’s replacement

72. At an earlier time

40. “Shane” star 41. Connects with

60. Bankruptcy 61. Eye up and down

38. T, in Morse code 39. “Yo, it’s after the 2008 election and

Down 1. 1999 Ron Howard satire

44. ____ Lingus 47. Meditation chants

62. Chaz Bono’s mom 65. Univ. aides

the last president ain’t here no more”

2. City northwest of Provo

49. “Law & Order” fig.

66. Tic-tac-toe winner

Last week’s answers

May 2, 2012 [ classfieds ]

style weekly

“Tha” Across 1. Gets away from 7. “Now!” 11. “Don’t tell ____ don’t want to know” 14. Ritzy


Errors: Advertisements should be checked for accuracy by the advertiser on the first day of publication. The newspaper will be responsible for ONLY the first incorrect insertion and only to the extent of the space that the ad requires. The publisher assumes no financial responsibility for errors nor for omission of copy. STYLE WEEKLY reserves the right to revise, reclassify or reject any advertisement. Jason Dehlin

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PAINTING/PAPERING

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Vice President of Diversity

for rent SHOCKOE BOTTOM

Dear Dream Zone,

In my dream, my kids and I are on the top floor in an apartment building. The man living across the hall wants to kill us all. I try to lock the door but there’s no lock so I put a chair under the knob but another door appears for the killer to come in. I can’t protect my kids. What does this mean? – Loranda 35, Willis, TX

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Eastern Virginia Medical School is an academic health center dedicated to achieving excellence in medical and health professions education, research and patient care. Adhering to the highest ethical standards, we will strive to improve the health of our community and to be recognized as a national center of intellectual and clinical strength in medicine. EVMS values creating and fostering a diverse and cohesive faculty, professional staff and student body as the surest way to achieve our mission. Accordingly, Eastern Virginia Medical School seeks a Vice President of Diversity who will report directly to the President and be responsible for developing strategies and standards for diversity, inclusion and cultural awareness by engagement in campus, local, statewide, national activities and collaborating with the community. Duties include, but are not limited to: advance the medical school’s mission and goals related to diversity, equity, inclusion, and human rights by ensuring compliance with existing programs, policies, and initiatives as well as developing new ones as appropriate; work with the Offices of General Counsel and Human Resources to develop policies and procedures to foster an environment of diversity and inclusion; assess the culture within the medical school in regards to diversity and inclusion; provide/ receive feedback to/from faculty, staff and students on the effectiveness of efforts and identifies areas needing improvement; develops and implements strategies to address the areas identified; collaborate with academic departments, admissions, and other campus departments to develop systems and processes to enhance recruitment and retention of a diverse student body and workforce; examine current processes for admission and matriculation as they relate to attracting and maintaining a diverse student body; monitor national trends, peer institution efforts, and successful diversity initiatives aligned with the medical schools mission; provide support in the medical school’s efforts to recruit and retain a diverse community of faculty, staff, and students; serve as the medical school’s Title IX coordinator; support of recruitment, retention, and success of under-represented students; acts as a resource in coordination with the Office of Human Resources on compliance as it relates to the medical school’s diversity related policies and programs; performs other diversity related tasks as assigned by the President. Education, experience and skill requirements: Candidates must possess an advanced degree in a relevant field, experience in higher education, or comparable transformative leadership experience in business and industry. A terminal degree is preferred. Must have strong communication and leadership skills. Resumes will be accepted until May 2nd and it is anticipated the position will be filled by September. EVMS offers a full benefits package that includes: medical, dental, 4 weeks paid vacation, 3 weeks paid sick leave, short and long term disability coverage, retirement plan, life insurance, and paid holidays. EVMS is an AA/M/F/D/V/Equal Opportunity Employer and Drug Free Work Place.

All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 and the Virginia Fair Housing Law, which makes it illegal to advertise “any preference, limitation or discrimination because of race, color, religion, sex, handicap, elderliness, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” Virginia Fair Housing Law also prohibits discrimination advertising based on elderliness. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. Real estate sales, rentals and roommate advertisers should make sure their ads describe the property being offered, not the person they might want in the property. You may express a preference for a male or female roommates. ~The Publisher

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[ classfieds ] May 2, 2012

Loranda replies: The building is the family I have built with my husband and our kids from previous marriages. However, my son will not accept his step-dad at all. I keep trying to help him see things differently but he is set in his ideas. I did think for a while that he was doing better then he started feeling unhappy again. We have agreed to let him live with his grandmother for the summer in hopes that he will realize his life is not too bad with all of us. I don’t want him to leave, but I don’t know what else to do. This dream really disturbed me and now I feel a little more at peace with it.

FOR SALE 8’ Olhausen Pool Table, Wentworth style, $1000 Call to request photos 334-5351

style weekly

Lauri: The building represents something in your life that you have “built,” like your career, your family, a relationship, etc. The man across the hall is something negative that you feel is nearby or looming. He wants to kill you because you must be feeling pressure in some way to forcibly change or end something. Death in a dream is about something ending or changing naturally whereas murder is more about something being forced to change or end. Trying to lock the door is connected to you trying to keep this issue out of your life but since there is no lock, this is something you cannot avoid. Putting the chair under the knob while another door appears seems to indicate that you may have thought you had taken care of this issue but something made you realize that this is here to stay. It seems to me that your dream is telling you, it’s time. This needs to be handled.

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57


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May 2, 2012 [ classfieds ]

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the hr depArtMeNt

58

Trustee’s Sale 1900 Avondale Avenue, Richmond, Virginia 23227 (Tax ID No. N0170442043) Default having been made in the terms of a certain Deed of Trust dated February 21, 2003, in the original principal amount of $140,770.10 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 030010238, the undersigned Substitute Trustees will sell at public auction on May 30, 2012, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as 1900 Avondale Avenue, and containing 1.91 acres, more or less and designated as Parcel No. 1: ‘Portion of Turnaround easement’ on a plat dated April 11, 1966, and attached to a deed recorded in Deed Book 639-D, page 495, in the aforesaid Clerk’s Office, Division I. Parcel No. 2: shown on the above mentioned plat; Both parcels being more particularly described in the aforesaid Deed of Trust. Sale is subject to all prior liens, (including the lien of a prior Deed of Trust) easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $14,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C. and/or Lisa Brook Law, P.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 90191, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 7424 Barkbridge Road, Chesterfield, VA 23832-8285 In execution of a Deed of Trust in the original principal amount of $193,000.00, dated August 25, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 8002, at page 0337, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on May 15, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 39, Block A, Pennwood, Section 6, with improvements thereon. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-025550-11/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

(804)358-2100

or email

by ed harrington

TRUSTEE SALE 4017 Bayapple Dr, Richmond, VA 23294-5938 Henrico County In execution of a Deed of Trust in the original principal amount of $141,450.00, dated July 17, 2003 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3499, at page 2034, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on May 15, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 86, Block C, Park West, recorded in Plat Book 109, Page 94, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-009657-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

c l a s s a d @ s t y l e w e e k l y. c o m

Trustee’s Sale 10136 Cool Hive Place, Mechanicsville, Virginia 23116 (Tax ID No. 7796-89-0589) Default having been made in the terms of a certain Deed of Trust dated July 26, 2008, in the original principal amount of $220,920.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Hanover, Virginia in Deed Book 2924, at Page 2826, the undersigned Substitute Trustees will sell at public auction on May 16, 2012, at 8:45 a.m., in front of the building housing the Hanover County Circuit Court, Hanover Courthouse, 7507 Library Drive, Hanover, VA, the property designated as Lot 10, Block G, Section 1, and described on a plat of survey entitled “Honey Meadows Section 1”, dated October 11, 2006, a copy of which plat is recorded in the aforesaid Clerk’s Office, in Plat Book 37 Page 547. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $22,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C., and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 95970, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 342 Argyll Circle, Highland Springs, VA 23075-1637 Henrico County In execution of a Deed of Trust in the original principal amount of $100,000.00, dated August 30, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3955, at page 1914, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on May 17, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 24, Block B, Section C, Highland Village Subdivision, with improvements thereon.

TRUSTEE SALE 7302 Belmont Stakes Drive, Midlothian, VA 23112-6408 Chesterfield County In execution of a Deed of Trust in the original principal amount of $202,950.00, dated August 24, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7967, at page 0738, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on May 15, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 12, Section 3, Triple Crown, with improvements thereon.

TRUSTEE SALE 10813 Bethany Ridge Rd, Richmond, VA 23236-1872 Chesterfield County In execution of a Deed of Trust in the original principal amount of $54,039.00, dated January 22, 1999 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 3483, at page 674, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on May 15, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 27, Block C, Solar II, Section B, recorded in Deed Book 1700, page 2, with improvements thereon.

TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-003766-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40005922-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TERMS OF SALE: CASH: A deposit of $5,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-025771-09/ FHA) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

NOTICE OF TRUSTEE’S SALE OF PROPERTY LOCATED AT 914 MAURY STREET RICHMOND, VIRGINIA In execution of a Deed of Trust in the original principal amount of $75,000.00 from Amin Algahim, dated June 9, 2009 and recorded June 10, 2009 as Instrument #090012399 among the land records for the City of Richmond, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #120004430 among the land records of the City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on May 15, 2012, at 11:00 A.M., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North 9th Street Richmond, VA 23219-15407, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 914 Maury Street, Richmond, Virginia; Tax Map Reference No. S0000225003. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike 101, Warrenton, Virginia 20187, (540)207-3293.

TRUSTEE SALE 12604 Bradway Ct, Richmond, VA 23233-3345 Henrico County In execution of a Deed of Trust in the original principal amount of $155,950.00, dated October 17, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4219, at page 0594, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on May 15, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 13, Block K, Section 3, Winchester Green, with improvements thereon. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-001724-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net


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TRUSTEE’S SALE OF 9613 Alfaree Road, Richmond, VA 23237. In execution of a certain deed of trust dated July 26, 2006, in the original principal amount of $203,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7266 Page 0882, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on May 11, 2012, at 12:00 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THOSE CERTAIN PIECES OR PARCELS OF LAND IN CHESTERFIELD COUNTY, VIRGINIA, KNOWN, NUMBERED AND DESIGNATED AS LOT 13, BLOCK E, SECTION 3, KENDALE ACRES, AS SHOWN ON PLAT ENTITLED “KENDALE ACRES, SECTION 3, DALE DISTRICT, CHESTERFIELD COUNTY, VIRGINIA”, DATED FEBRUARY 28, 1974, AND RECORDED MARCH 28, 1974, IN PLAT BOOK 22, PAGES 13, 14 AND 15, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, TO WHICH REFERENCE IS HEREBY MADE FOR A MORE COMPLETE DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 119082 A-4234466 04/25/2012, 05/02/2012

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c l a s s a d @ s t y l e w e e k l y. c o m TRUSTEE’S SALE OF 3046 Kim Drive, Richmond, VA 23224. In execution of a certain deed of trust dated January 11, 2011, in the original principal amount of $116,453.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 9313 Page 0043, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on May 18, 2012, at 12:03 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN CLOVER HILL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, AND DESIGNATED AS LOT 2, BLOCK B, ASHLEY VILLAGE, AS SHOWN ON A PLAT ENTITLED “ASHLEY VILLAGE, CLOVER HILL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA”, MADE BY AUSTIN BROCKENBROUGH AND ASSOCIATES, CONSULTING ENGINEERS, DATED MARCH 27, 1975, AND RECORDED IN THE CLERK’S OFFICE, CIRCUIT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 24, PAGE 49, 50, 51 AND 52, REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID PROPERTY. BEING THE SAME REAL ESTATE CONVEYED TO GRANTOR BY DEED RECORDED SIMULTANEOUSLY HEREWITH..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 145342 A-4234465 04/25/2012, 05/02/2012

TRUSTEE’S SALE OF 7110 Rodophil Road, Richmond, VA 23237. In execution of a certain deed of trust dated January 30, 2004, in the original principal amount of $130,895.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 5585 Page 632, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on May 11, 2012, at 12:02 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIERCE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THERE TO BELONGING LYING AND BEING IN DALE DISTRICT , CHESTERFIELD COUNTY, VIRGINIA DISIGNATED AS LOT 8, BLOCK N AS SHOWN ON PLAN OF FUQUA FARMS, SECTION C , PLAT OF WHICH DATED APRIL 15, 1964 AND PREPARED BY J.K. TIMMONS IS RECORDED IN THE CLERKS OFFICE, CIRCUIT COURT CHESTERFIELD COUNTY VIRGINIA IN PLAT BOOK 13, PAGES 98 AND 99, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREIN CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 134294 A-4234455 04/25/2012, 05/02/2012

TRUSTEE’S SALE OF 12601 Long Branch Court, Chesterfield, VA 23832. In execution of a certain deed of trust dated October 12, 2007, in the original principal amount of $198,940.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8945 Page 0851, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on May 11, 2012, at 12:01 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PLACE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON, AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN MATOACA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, DESIGNATED AS LOT 30, SECTION 1, CROOKED CREEK, AS SHOWN ON PLAT PREPARED BY E.D. LEWIS & ASSOCIATES, P.C., DATED DECEMBER 9, 1988, AND RECORDED JULY 6, 1989 IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 67, PAGES 5, 6 AND 7 TO WHICH PLAT REFERNCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)5484600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 121048 A-4234454 04/25/2012, 05/02/2012

[ classfieds ] May 2, 2012

TRUSTEE’S SALE OF 8405 Whirlaway Drive, Midlothian, VA 23112. In execution of a certain deed of trust dated November 06, 2008, in the original principal amount of $232,875.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8549 Page 0207, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on June 08, 2012, at 12:00 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO, LYING AND BEING IN MANCHESTER DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, COMMONLY KNOWN AS 8405 WHIRL AWAY DRIVE, AND DESIGNATED AS LOT 6, SECTION 4, TRIPLE CROWN, ON SUBDIVISION PLAT BY BALZER AND ASSOCIATES, INC., DATED NOVEMBER 10, 1992, AND RECORDED DECEMBER 15, 1992, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 79, PAGE 85, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 133201 A-4235202 05/02/2012, 05/09/2012

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TRUSTEE’S SALE OF 11743 Leiden Lane, Midlothian, VA 23112. In execution of a certain deed of trust dated June 21, 2003, in the original principal amount of $92,969.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 5288 Page 348, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on May 18, 2012, at 12:02 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: LOT 2, BLOCK A, OF PLAN OF FREDERICK FARMS, AS SHOWN ON A PLAT OF SURVEY BY LEWIS & OWENS, INC., CONSULTING ENGINEERS AND LAND SURVEYORS, DATED SEPTEMBER 20, 1984, ENTITLED “FREDERICK FARMS, MATOACA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA,” IN PLAT BOOK 48, PAGES 6 THROUGH 9, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 144598 A-4234470 04/25/2012, 05/02/2012

(804)358-2100

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(804)358-2100

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May 2, 2012 [ classfieds ]

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All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 and the Virginia Fair Housing Law, which makes it illegal to advertise “any preference, limitation or discrimination because of race, color, religion, sex, handicap, elderliness, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” Virginia Fair Housing Law also prohibits discrimination advertising based on elderliness. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. Real estate sales, rentals and roommate advertisers should make sure their ads describe the property being offered, not the person they might want in the property. You may express a preference for a male or female roommates. ~The Publisher

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TRUSTEE’S SALE OF 105 East Leigh Street Richmond, Virginia 23220 In execution of a certain Deed of Trust (the “Deed of Trust”) dated April 30, 2001, recorded June 27, 2001, in the Clerk’s Office, Circuit Court of the City of Richmond, Virginia, as Instrument #010016442 at page 0566, securing a loan which was in an original sum of $119,500.00, default having been made under the Deed of Trust, the undersigned Substitute Trustee, appointed such by a Substitution of Trustee recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia, on January 24, 2012, as Instrument #12-1453, page 0373, pursuant to the request of the holder of the Note thereby secured, after giving not less than fourteen (14) days prior written notice thereof to the owners of the hereinafter described property, of the date, time, place and terms of the sale, will offer for sale at public auction, ALL that certain lot, piece or parcel of land, together with all improvements thereon and appurtenances thereunto belonging, designated as Number 105 East Leigh Street, lying, being and situated in the City of Richmond, Virginia, on the southern line of East Leigh Street between East Leigh Street and a 10-foot alley and described on the survey made by Goodfellow, Jalbert, Beard and Associates, Inc., dated June 25 1985, entitled “Plat of No. 105 East Leigh Street, City of Richmond, Virginia”, recorded in Deed Book 55, page 604, as follows, to wit: BEGINNING on the southern line of East Leigh Street at a mark on concrete distant thereon 50.03 feet southeasterly from the intersection point of the eastern line of First Street with the southern line of East Leigh Street; thence running southeasterly along the southern line of East Leigh Street and fronting thereon 25.00 feet to a mark on concrete OD the division line between the property hereby conveyed and No. 107 East Leigh Street immediately on the east thereof and thence from said front running southwestwardly along said division line 90.00 feet to a rod set on the northern line of a 10 foot alley; thence running northwesterly along the northern line of said 10-foot alley 25.00 feet to a rod set on the division line between the property and No. 103 East Leigh Street immediately on the west thereof, thence running northeasterly along said division line 90.00 feet to a mark on concrete on the southern line of East Leigh Street, the point and place of beginning. Tax ID #N000-0062/003. Said public auction is to be held at the front steps of the Circuit Court of the City of Richmond, Virginia, located at 400 North Ninth Street, John Marshall Courts Building on Thursday, May 17, 2012, at 8:45 a.m. TERMS OF SALE: ALL CASH. A bidder’s deposit of $10,000.00 or 10% of the amount secured, may be required from the successful bidder, in the form of cash, certified or cashier’s check. The Substitute Trustee reserves the right to waive or modify the requirement with respect to bidder’s deposit. The successful bidder will be required to close within 15 days from the sale date. The property shall be sold “AS IS” and will be conveyed by Special Warranty Deed, with no representation or warranties of any kind whatsoever including, but not limited to, zoning, topography, soil type or content, environmental, or availability of public utilities, SUBJECT to all easements, rights-of-way, agreements, declarations, reservations, covenants, conditions and restrictions of record as it may lawfully affect the Property, and any information a survey or inspection of the Property would disclose. The purchaser shall pay all costs of closing, recording (excluding Grantor’s Tax) and conveyance, which shall be by Special Warranty Deed. Real estate taxes for the calendar year 2012 will be prorated as of the date of sale. If the purchaser defaults, the Substitute Trustee reserves the right to retain the purchaser’s deposit, re-advertise and sell the Property at the risk and cost of the defaulting purchaser, and the Substitute Trustee may avail himself of any legal or equitable rights against the defaulting purchaser. Neither the Substitute Trustee nor the holder of the note secured by the deed of trust will deliver possession of the Property to the successful bidder. IRWIN A. HELLER, Substitute Trustee, 2201 Libbie Avenue, Suite 200, Richmond, Virginia 23230 (804) 673-6600

Public Service Announcement. The Virginia Fair Housing Office offers free informative and interactive seminars to consumers and housing providers. Know more about your rights and responsibilities by learning about The Virginia Fair Housing Laws. If you would like to take part in a seminar, or if you would like to organize a seminar for your group or organization, call us at 804 -367-8530.

TRUSTEE’S SALE OF 4910 Fordham Road, Richmond, VA 23236. In execution of a certain deed of trust dated June 18, 2007, in the original principal amount of $145,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7883 Page 0425, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on May 18, 2012, at 12:02 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON, LYING AND BEING IN CLOVER HILL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, KNOWN, NUMBERED AND DESIGNATED AS LOT 1, BLOCK C, SECTION B, FERNBROOK SUBDIVISION, AS SHOWN ON PLAT ENTITLED “FERNBROOK, SECTION ‘B’, CLOVER HILL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA,” MADE BY J.K. TIMMONS & ASSOCIATES, INC., CONSULTING ENGINEERS, RICHMOND, VIRGINIA, DATED MAY 18, 1979, AND RECORDED MAY 31, 1979, IN PLAT BOOK 33, PAGES 90 AND 91, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, TO WHICH REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 134895

TRUSTEE’S SALE OF 15618 Saddlebrook Road, Chesterfield, VA 23838. In execution of a certain deed of trust dated August 13, 2009, in the original principal amount of $125,766.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8835 Page 0054, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on May 18, 2012, at 12:03 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON AND THE APPURTENANCES THERETO BELONGING, LYING, BEING AND SITUATE IN THE MATOACA MAGISTERIAL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, AND KNOWN, NUMBERED AND DESIGNATED AS LOT NO. SEVENTEEN (17), IN BLOCK “C”, AS SHOWN ON A PLAT ENTITLED, “BRIGHT OAKS ESTATES, SECTION TWO”, MADE BY CHARLES C. TOWNES & ASSOCIATES, DATED JULY 3, 1975, WHICH SAID PLAT IS OF RECORD IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF THE COUNTY OF CHESTERFIELD, VIRGINIA, IN PLAT BOOK 24, AT PAGE 62..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 137225

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TRUSTEE SALE 8818 Cindiwood Terr, Richmond, VA 23236-4747 Chesterfield County In execution of a Deed of Trust in the original principal amount of $149,520.00, dated July 24, 2003 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 5294, at page 271, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on June 5, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 26 Section D, Jacobs Glenn, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-021370-11/VA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 7107 Aspen View Drive, Richmond, VA 23228-6814 Henrico County In execution of a Deed of Trust in the original principal amount of $221,712.00, dated March 15, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4306, at page 1648, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on May 8, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 1, Block F, Glenside Woods, with improvements thereon.

Trustee’s Sale 9100 Gayton Road, Richmond, Virginia 23229 (Tax ID No. 750-742-3414) Default having been made in the terms of a certain Deed of Trust dated May 26, 2006, in the original principal amount of $149,401.47 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Book 4139, Page 2171, the undersigned Substitute Trustees will sell at public auction on May 30, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lot 1, Block B, Plan of Greenbriar Hills, Section A, all as more particularly shown on a certain plat of survey dated June 30, 1954, and recorded August 13, 1954, in the aforesaid Clerk’s Office, in Plat Book 23, page192. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $14,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C., and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 95744, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Trustee’s Sale 3012 Brookforest Road, Midlothian, Virginia 23112 (Tax ID No. 739688323200000) Default having been made in the terms of a certain Deed of Trust dated October 16, 2003, in the original principal amount of $37,200.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 5468, Page 828, the undersigned Substitute Trustees will sell at public auction on May 9, 2012, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 29, Block H, Section D, Clarendon, as shown on plat on survey dated April 26, 1978, a copy of which is recorded in aforesaid Clerk’s Office in plat Book 31, page 29. Sale is subject to all prior liens (including the lien of a prior deed of trust), easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $3,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 91763, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-006067-12/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 6041 Baron Dr, Chesterfield, VA 238328108 In execution of a Deed of Trust in the original principal amount of $240,000.00, dated February 22, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 8242, at page 0021, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on May 8, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 9, Block M, Land-O-Pines Subdivision, Section A, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01003298-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 6806 Berkley Davis Ter, Chesterfield, VA 23838-6191 Chesterfield County In execution of a Deed of Trust in the original principal amount of $202,500.00, dated May 24, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 6418, at page 313, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on May 8, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 18, Section A, Berkley Place, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-001253-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net


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TRUSTEE’S SALE OF 8816 Providence Ridge Court, Richmond, VA 23236. In execution of a certain deed of trust dated August 21, 2009, in the original principal amount of $223,231.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8839 Page 0747, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on May 18, 2012, at 12:01 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN CLOVER HILL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA AND KNOWN, NUMBERED AND DESIGNATED AS LOT 18, ON THAT CERTAIN PLAT ENTITLED “PROVIDENCE SECTION ONE, CLOVER HILL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA”, DATED JUNE 2, 2003, DRAWN BY BALZER & ASSOCIATES, INC. WHICH SAID IS DULY RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 135, PAGE 36, REFERENCE TO WHICH PLAT IS MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post- sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 142271 A-4234474 04/25/2012, 05/02/2012

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c l a s s a d @ s t y l e w e e k l y. c o m TRUSTEE’S SALE OF 8662 Pleasant Ridge Road, Richmond, VA 23237. In execution of a certain deed of trust dated September 26, 2005, in the original principal amount of $116,450.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 6677 Page 1, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on May 18, 2012, at 12:00 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN DALE DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, AND KNOWN, NUMBERED AND DESIGNATED AS LOT 15, BLOCK D, SECTION B, OF ASHTON WOODS NORTH, ALL AS SHOWN ON A PLAT ENTITLED “ASTON WOODS NORTH, SECTION E”, PREPARED BY POTTS & MINTER, PROFESSIONAL LAND SURVEYORS, RICHMOND, VIRGINIA, DATED JANUARY 21, 1986, AND RECORDED MAY 14, 1986, IN THE CLERK’S OFFICE, CIRCUIT COURT, COUNTY OF CHESTERFIELD, VIRGINIA, IN PLAT BOOK 57, PAGE 9, TO WHICH PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 133304 A-4234529 04/25/2012, 05/02/2012

TRUSTEE’S SALE OF 911 Stonemeadow Drive, Glen Allen, VA 23060. In execution of a certain deed of trust dated June 11, 2009, in the original principal amount of $234,575.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4656 Page 0669, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on May 11, 2012, at 10:05 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, TOGETHER WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, SITUATE, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 5, BLOCK B, STONEFIELD, ALL AS MORE PARTICULARLY SHOWN ON THAT CERTAIN PLAT DATED SEPTEMBER 10, 1996, MADE BY E.D. LEWIS & ASSOCIATES, P.C., CONSULTING ENGINEERS, LAND SURVEYORS AND PLANNERS, RECORDED DECEMBER 6, 1996, IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 103, PAGE 121, REFERENCE TO WHICH IS MADE FOR A MORE PARTICULAR DESCRIPTION OF THE SAID PROPERTY BEING CONVEYED HEREIN. IT BEING THE SAME PROPERTY CONVEYED TO ESTON TURNER BY DEED OF ALEXANDER B. HOOKER, II AND KIMBERLY C. HOOKER, HUSBAND AND WIFE DATED JUNE 6, 2007 AND RECORDED IN THE AFORESAID CLERK’S OFFICE IN DEED BOOK 4357 AT PAGE 2044..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 144583 A-4234542 04/25/2012, 05/02/2012

TRUSTEE’S SALE OF 9611 Woodman Road, Richmond, VA 23228. In execution of a certain deed of trust dated January 24, 2007, in the original principal amount of $100,000.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4279 Page 1084, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on May 11, 2012, at 10:04 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, LYING AND BEING IN BROOKLAND MAGISTERIAL DISTRICT, HENRICO COUNTY, VIRGINIA, AND DESIGNATED AS LOT 6, BLOCK A, ON THE PLAN OF WINDCLIF, MADE BY L. R. COBAUGH, REGISTERED ENGINEER, DATED JULY 1950, AND RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 22, PAGE 151. AND BEING THE SAME REAL ESTATE CONVEYED TO ROGER LEE WALKER BY DEED FROM WILLIE W. WALKER, JR., DATED MAY 13, 2005 AND RECORDED MAY 16, 2005 IN THE CLERK’S OFFICE, CIRCUIT COURT OF THE COUNTY OF HENRICO, VIRGINIA IN DEED BOOK 3879, PAGE 1454. AND FURTHER BEING THE SAME REAL ESTATE CONVEYED TO WILLIE W. WALKER AND ANNA F. WALKER AS TENANTS BY THE ENTIRETY, BY DEED FROM LEONHARDT W. ANDERSON, III. AND DOXIE K. ANDERSON, HIS WIFE, DATED MARCH 5, 1968 AND RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF THE COUNTY OF HENRICO, VIRGINIA IN DEED BOOK 3879, PAGE 1454. THE SAID ANNA F. WALKER DIED ON SEPTBEMBER 15, 1988, LEAVING WILLIE W. WALKER AS THE SOLE OWNER OF THE ABOVE DESCRIBED PROPERTY. THE SAID WILLIE W. WALKER DIED, INTESTATE ON JANUARY 10, 2005 WHEREUPON WILLIE W. WALKER, JR. AND ROGER LEE WALKER, THE SOLE HEIRDS AT LAW OF WILLIE W. WALKER BECAME THE OWNERS OF THE ABOVE DESCRIBED PROPERTY PURSUANT TO 64.1-1 OF THE CODE OF VIRGINIA, 1950, AS AMENDED, AS SHOWN ON A LIST OF HEIRS FILED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA ON FEBRUARY 1, 2005..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 117962 A-4234531 04/25/2012, 05/02/2012

[ classfieds ] May 2, 2012

TRUSTEE’S SALE OF 10001 Post Horn Drive, Richmond, VA 23237. In execution of a certain deed of trust dated March 12, 2007, in the original principal amount of $118,125.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7693 Page 0313, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on May 25, 2012, at 12:02 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN DALE DISTRICT, CHESTERFIELD COUNTY, CITY OF RICHMOND, VIRGINIA DESIGNATED AS LOT 12, BLOCK J, SECTION B, SALEM WOODS, AS SHOWN ON PLAT BY AMERICAN ENGINEERS DATED MARCH 15, 1977 ENTITLED, “SALEM WOODS, SECTION B”, RECORDED JUNE 24, 1977, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 29, AT PAGES 5 AND 6 TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREIN CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 134823 A-4234528 04/25/2012, 05/02/2012

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TRUSTEE’S SALE OF 2325 Wooded Oak Place, Midlothian, VA 23113. In execution of a certain deed of trust dated May 25, 2006, in the original principal amount of $650,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7140 Page 0954, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on May 25, 2012, at 12:03 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 11, SECTION 3, OAK PARK, ALL AS MORE PARTICULARTLY SHOWN ON PLAT OF SUBDIVISION PREPARED BY JOSEPH COX & ASSOCIATES, INC., DATED JANUARY 20, 2003, REVISED MARCH 20, 2003, ENTITILED “OAK PARK, SECTION 3, MIDLOTHIAN DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, SUBDIVISION IDENTIFICATION NO.: 000-0362-03”, AND RECORDED JUNE 25, 2003, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 134, PAGE 48, REFERENCE TO WHICH IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID REAL ESTATE.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 140534 A-4234530 04/25/2012, 05/02/2012

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May 2, 2012 [ classfieds ]

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TRUSTEE’S SALE OF 5709 Kingsland Road, Richmond, VA 23237. In execution of a certain deed of trust dated February 15, 2007, in the original principal amount of $168,997.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7630 Page 0599, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on May 18, 2012, at 12:05 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, LYING AND BEING IN DALE MAGISTERIAL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, CONTAINING 1.00 ACRE, ALL AS SHOWN ON PLAT OF SURVEY MADE BY LAPRADE BROS., CIVIL ENGINEERS AND SURVEYORS, DATED JULY 29, 1970, A WHITE PRINT COPY OF WHICH IS ATTACHED TO AND RECORDED WITH A DEED OF RECORD IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN DEED BOOK 992, PAGE 588, TO WHICH REFERENCE IS MADE FOR A GREATER DETAIL OF DESCRIPTION. TOGETHER WITH 40’ RIGHT-OF-WAY FROM KINGSLAND ROAD TO PROPERTY HEREBY CONVEYED FOR EGRESS AND INGRESS, AS SHOWN ON SAID PLAT..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 145381 A-4238206 05/02/2012, 05/09/2012

TRUSTEE’S SALE OF 6715 Gills Gate Court, Chesterfield, VA 23832. In execution of a certain deed of trust dated January 16, 2007, in the original principal amount of $212,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7578 Page 0089, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on May 18, 2012, at 12:01 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO, LYING AND BEING IN DALE DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, AND DESIGNATED AS LOT 33, GILLS GATE, ALL AS MORE PARTICULARLY SHOWN ON PLAT ENTITLED “GILLS GATE, DALE DISTRICT, CHESTERFIELD COUNTY, VIRGINIA”, MADE BY BALZER & ASSOCIATES, PLANNERS, ARCHITECTS, ENGINEERS & SURVEYORS, DATED APRIL 10, 2000, RECORDED OCTOBER 4, 2000, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 113, PAGE 32, REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREIN CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 131937 A-4238209 05/02/2012, 05/09/2012

TRUSTEE’S SALE OF 9507 Lockberry Ridge Loop, Richmond, VA 23237. In execution of a certain deed of trust dated October 30, 2009, in the original principal amount of $157,102.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8912 Page 0438, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on May 18, 2012, at 12:00 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON AND THE APPURTENANCES THERETO BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, DESIGNATED AS LOT 23, HOLLYMEADE, SECTION A, AS SHOWN ON SUBDIVISION PLAT PREPARED BY BALZAR & ASSOCIATES, INC., PLANNERS, ARCHITECTS, ENGINEERS, SURVEYORS, DATED JUNE 2, 1999, ENTITLED, “HOLLYMEADE SECTION A”, RECORDED JULY 16, 1999, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 105, PAGE 92, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 131635 A-4238213 05/02/2012, 05/09/2012

TRUSTEE’S SALE OF 7924 Dunnottar Court, Chesterfield, VA 23838. In execution of a certain deed of trust dated August 27, 2007, in the original principal amount of $513,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7979 Page 0922, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on June 01, 2012, at 12:01 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, TOGETHER WITH ANY IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN THE DALE DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, AND KNOWN, NUMBERED AND DESIGNATED AS LOT 12, DUNNOTTAR @ THE HIGHLANDS, DALE DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, SUBDIVISION ID NO. 009-0544-01” MADE BY TOWNES SITE ENGINEERING, DATED APRIL 16, 2004, REVISED JULY 13, 2004, AND RECORDED NOVEMBER 16, 2004 IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 149, PAGES 34-37, AND TO WHICH PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION OF THE LOT HEREIN CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 9616555, website: www.bwwsales.com. BWW# 143783 A-4238220 05/02/2012, 05/09/2012

TRUSTEE’S SALE OF 20312 College Park Avenue, Petersburg, VA 23803. In execution of a certain deed of trust dated September 22, 2008, in the original principal amount of $183,207.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8470 Page 0770, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on May 25, 2012, at 12:04 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND WITH THE IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN MATOACA MAGISTERIAL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, AND BEING KNOWN AND DESIGNATED AS LOT NO. 3, BLOCK D, ON A PLAT OF COLLEGE PARK, MADE BY LAPRADE BROS., C.E., DATED FEBRUARY 10, 1965, AND RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF THE COUNTY IN PLAT BOOK 14, AT PAGE 53, THE LOT HERE CONVEYED HAVING A FRONTAGE OF 75 FEET ON THE WEST SIDE OF COLLEGE PARK AVENUE AND EXTENDING BACK WESTWARDLY BETWEEN PARALLEL LINES 140 FEET AS SHOWN ON SAID PLAT..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 144277 A-4238246 05/02/2012, 05/09/2012

TRUSTEE’S SALE OF 4709 Mason Rest Court, Richmond, VA 23234. In execution of a certain deed of trust dated September 25, 2003, in the original principal amount of $71,600.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 5507 Page 211, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on June 01, 2012, at 12:00 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH THE IMPROVEMENT THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN DALE DISTRICT, CHESTERFI. ELD COUNTY, VIRGINIA, DESIGNATED AS LOT 20, BLOCK B, SECTION A, MASON WOODS SUBDIVISION, AS SHOWN ON PLAT MADE BY BALZER & ASSOCIATES, INC., DATED SEPTEMBER 25, 1985, RECORDED OCTOBER 30, 1985, IN PLAT BOOK 51, PAGES 37 AND 38 , TO WHICH REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID PROPERTY.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 129559 A-4238242 05/02/2012, 05/09/2012


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TRUSTEE’S SALE OF 7330 Creekridge Road, Richmond, VA 23231. In execution of a certain deed of trust dated January 25, 2005, in the original principal amount of $144,907.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3814 Page 2365, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on May 18, 2012, at 10:04 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THERON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, AND KNOWN, NUMBERED AND DESIGNATED AS LOT 2, BLOCK B, SECTION A, OF TURNER WOODS SOUTH SUBDIVISION, WHICH SUBDIVISON PLAT IS RECORDED IN PLAT BOOK 65, PAGES 17 AND 18, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, REFERENCE TO WHICH IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 9616555, website: www.bwwsales.com. BWW# 143772 A-4234543 04/25/2012, 05/02/2012

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TRUSTEE’S SALE OF 15907 Twisted Cedar Drive, Chesterfield, VA 23832. In execution of a certain deed of trust dated August 10, 2007, in the original principal amount of $246,087.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7946 Page 0125, and modified on March 02, 2010, to increase the principal balance to $261,366.67. This modification agreement was recorded in Deed Book 9161, Page 0168, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on May 18, 2012, at 12:04 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING SITUATED IN MATOACA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA AND DESIGNATED AS LOT 57, ASHBROOK, SECTION 13, AS SHOWN ON PLAT SURVEY MADE BY BLAZER & ASSOCIATES, INC., ENTITLED “ASHBROOK, SECTION 13”, DATED FEBRUARY 5, 2003 AND RECORDED JULY 31, 2003, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 135, PAGES 47 THROUGH 51, TO WHICH REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 144760 A-4238205 05/02/2012, 05/09/2012

TRUSTEE’S SALE OF 1707 Watts Lane, Richmond, VA 23223. In execution of a certain deed of trust dated January 22, 2004, in the original principal amount of $83,153.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3630 Page 0288, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on May 18, 2012, at 10:03 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN PIECE, PARCEL OR LOT OF LAND, TOGETHER WITH IMPROVEMENTS THEREON, SITUATED, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, AND MORE PARTICULARLY DESCRIBED AS LOT 1, BLOCK A, ON SUBDIVISION PLAT OF EVAN’S PLACE, PREPARED BY HOLLY & ASSOCIATES, LTD. A COPY OF WHICH WAS RECORDED MAY 20, 1997 IN PLAT BOOK 105, PAGE 36 IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA. SAID PROPERTY IS ALSO SHOWN ON THAT CERTAIN PLAT OF SURVEY ENTITLED “PLAT SHOWING IMPROVEMENTS UNDER CONSTRUCTIONS ON LOT 1, BLOCK A, EVAN’S PLACE, FAIRFIELD DISTRICT, HENRICO COUNTY, VIRGINIA”, PREPARED BY HOLLY & ASSOCIATES, LTD. DATED SEPTEMBER 5, 1997, RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA IN BOOK 2801, PAGE 574. THIS IS THE SAME PROPERTY CONVEYED TO FRANCES D. LEWIS AND GENEVIEVE S. MICKENS BY DEED OF CRUTE CONSTRUCTION AND DEVELOPMENT COMPANY, DATED MARCH 31, 1998 AND RECORDED APRIL 23, 1998 IN THE OFFICE OF THE REGISTER OF DEEDS FOR HENRICO COUNTY IN BOOK 2801, PAGE 572..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 9616555, website: www.bwwsales.com. BWW# 132652 A-4234545 04/25/2012, 05/02/2012

TRUSTEE SALE 4001 Mariposa Drive, South Chesterfield, VA 23834-1667 In execution of a Deed of Trust in the original principal amount of $118,750.00, dated December 7, 2004 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 6104, at page 503, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on May 3, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 12, Block B, Section 3 (erroneously omitted), Brevard, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-022182-11/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 3200 Matilda Cove #404, Henrico, VA 23294-5210 In execution of a Deed of Trust in the original principal amount of $234,750.00, dated November 28, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4444, at page 1818, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on May 10, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Unit 404-LL of Pemberton Oaks Condominium; together with an undivided interest in the common elements. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01002419-12/FHA) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 1675 Old Church Rd, Mechanicsville, VA 23111-6034 Hanover County In execution of a Deed of Trust in the original principal amount of $255,000.00, dated May 12, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2517, at page 356, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on May 8, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 8, Block B, Section A, Greenbriar Estates, recorded in Plat Book 6, Page 3, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-026766-11/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

[ classfieds ] May 2, 2012

TRUSTEE SALE 4221 Hickory Rd, South Chesterfield, VA 23803-1860 In execution of a Deed of Trust in the original principal amount of $105,080.00, dated March 1, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7686, at page 0837, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on May 10, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Containing 0.16 acres, Lot 24, GRASSLAND RESUBDIVISION, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-008322-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE’S SALE OF 2705 Darton Drive, Richmond, VA 23223. In execution of a certain deed of trust dated April 05, 2007, in the original principal amount of $190,400.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4322 Page 0250, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on May 18, 2012, at 10:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CETAIN LOT, PIECE OR PARCEL OF LAND WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYIGN AND BEING IN FAIRFIELD DISTRICT OF HENRICO COUNTY, VIRGINIA SHOWN AND DESIGNATED AS LOT 3, BLOCK B, SECTION 1, AS SHOWN ON SUBDIVISION PLAT OF ORCHARD GLEN SECTION 1, AND RESUBDIVISION OF A PORTION OF LOT 1, MAPLEWOOD FARM, PREPARED BY E.D. LEWIS & ASSOCIATES, P.C., DATED JUNE 26, 1997, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 107, PAGE 69, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 128889 A-4234546 04/25/2012, 05/02/2012

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SOLE ACTING TRUSTEE’S SALE 1422 WILLIS STREET, RICHMOND In execution of a Deed of Trust recorded in Clerk’s Office there having been a default under the Deed of Trust, Sole Acting Trustee will offer for sale at public auction on May 3, 2012, at 12:00p.m., front entrance of Circuit Court, City of Richmond, John Marshall Courts Building, 400 No. 9th Street, Richmond, Virginia, the property known as 1422 Willis Street, Richmond, Virginia. For full description of property, see Deed of Trust. Sale made subject to all existing easements, restrictive covenants, liens and/or deeds of trust. TERMS: Cash at settlement within 10 days of sale. Bidder’s deposit 10% cash or certified check. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. FOR MORE INFORMATION CONTACT: Nancy Ann Rogers, Sole Acting Trustee, Post Office Box 167, Manakin Sabot, Virginia 23103 (804) 784-7182 SOLE ACTING TRUSTEE’S SALE 2500 WRIGHT AVENUE, RICHMOND In execution of a Deed of Trust recorded in Clerk’s Office there having been a default under the Deed of Trust, Sole Acting Trustee will offer for sale at public auction on May 3, 2012, at 12:05 p.m., front entrance of Circuit Court, City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, the property known as 2500 Wright Avenue, Richmond, Virginia. For full description of property, see Deed of Trust. Sale made subject to all existing easements, restrictive covenants, liens and/or deeds of trust. TERMS: Cash at settlement within 10 days of sale. Bidder’s deposit 10% cash or certified check. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. FOR INFORMATION CONTACT: Nancy Ann Rogers, Sole Acting Trustee, Post Office Box 167, Manakin Sabot, Virginia 23103 (804)784-7182.

May 2, 2012 [ classfieds ]

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NOTICE OF TRUSTEE’S SALE OF PROPERTY LOCATED AT 115 N. 34th STREET, 3103 LAMB AVE., 1402-1404 N. 30TH STREET, 3115 GARLAND AVE., 709 NORTHSIDE AVE., 1426 N. 23RD STREET, 2301 N. 29TH STREET, 1607 JEFFERSON DAVIS HWY, 2811 NORTH AVE., 1200 N. 20TH STREET, 606 HANCOCK STREET, 303 W. ROBERTS STREET, RICHMOND, VIRGINIA

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In execution of a Deed of Trust in the original principal amount of $997,000.00 from The Dirty Baker’s Dozen, L.L.C., dated May 26, 2010, recorded May 27, 2010 as Instrument #100009319 among the land records for the City of Richmond, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #120006197 among the land records of the City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on May 9, 2012, at 10:45 A.M., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North 9th Street Richmond, VA 23219-15407, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 115 N. 34th Street, 3103 Lamb Ave., 1402-1404 N. 30TH Street, 3115 Garland Ave., 709 Northside Ave., 1426 N. 23RD Street, 2301 N. 29TH Street, 1607 Jefferson Davis Hwy, 2811 North Ave., 1200 N. 20TH Street, 606 Hancock Street, 303 W. Roberts Street, Richmond, Virginia. TERMS OF SALE: Cash. The Properties will be auctioned individually and as an entirety with the sale going to largest aggregate amount; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike 101, Warrenton, Virginia 20187, (540)207-3292

TRUSTEE SALE 3100 Caseycurn Ct, Richmond, VA 23223-2645 Henrico County In execution of a Deed of Trust in the original principal amount of $200,000.00, dated June 15, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4360, at page 2549, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on May 8, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 8, Block B, Stoney Creek Subdivision, Section 1, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40004402-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE SALE 3137 Cullenwood Dr, Richmond, VA 23234-1642

TRUSTEE SALE 7300 Elkhardt Rd, North Chesterfield, VA 23225-6906

In execution of a Deed of Trust in the original principal amount of $124,200.00, dated April 4, 2007 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 070012669, at page 0318, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on May 8, 2012 at 2:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 5, Block B,Cullenwood, Section A, with improvements thereon.

In execution of a Deed of Trust in the original principal amount of $150,000.00, dated August 16, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7959, at page 0929, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on May 8, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 2, Block B, Section 1, Southaven, with improvements thereon. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-003028-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40006616-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale 1907 Elkridge Lane, Richmond a/k/a Henrico, Virginia 23223 (Tax ID No. 801-729-4238) Default having been made in the terms of a certain Deed of Trust dated November 24, 2004, in the original principal amount of $25,461.13 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 3790, Page 1859, the undersigned Substitute Trustees will sell at public auction on May 21, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lot 12, Block F, as shown on a plat of Montezuma Farms, recorded in the aforesaid Clerk’s Office in Plat Book 17, Page 10-A, and fronting 100 feet on Elkridge Lane running back between parallel lines 149.69 feet to an alley in the rear. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $2,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., and/ or Lisa Brook Law, PLC, Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 83655, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 6111 Forest Wood Rd, Midlothian, VA 23112-2330 Chesterfield County In execution of a Deed of Trust in the original principal amount of $224,678.00, dated November 29, 2004 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 6091, at page 44 and re-recorded in Deed Book 6224, at page 34, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on May 10, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 3, Forest Wood Subdivision, Section 1, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-004391-12/ VA) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-4571460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale 3033 Loganwood Drive, Colonial Heights, Virginia 23834 (Tax ID No. 797640446000000) TRUSTEE SALE 9946 Loch Banif Rd, North Chesterfield, VA 23236-1613 In execution of a Deed of Trust in the original principal amount of $220,000.00, dated April 5, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7725, at page 0530, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on May 10, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 6, Block A, Loch Haven Subdivision, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-000564-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 12902 Half Moon Bay Ct, Midlothian, VA 23114-7114 Chesterfield County In execution of a Deed of Trust in the original principal amount of $254,000.00, dated January 25, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 8170, at page 0841, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on May 8, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 47, Walton Lake, Section B, recorded in Plat Book 76, Pages 14-15, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01005776-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 7101 Highcrest Ridge Drive, Chesterfield, VA 23838-8746 In execution of a Deed of Trust in the original principal amount of $282,800.00, dated September 22, 2010 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 9200, at page 0531, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on May 8, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 8, Section E, Amstel Bluff, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-005956-12/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 9907 Joindre Court, Richmond, VA 23237-3905 Chesterfield County In execution of a Deed of Trust in the original principal amount of $126,728.00, dated March 25, 2004 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 5658, at page 573, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on May 8, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 25, Block E, Section A of Salem Woods, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-004243-09/VA) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Default having been made in the terms of a certain Deed of Trust dated September 11, 1996, in the modified principal amount of $86,430.39 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 2928, at Page 389 and as amended by a modification agreements recorded in Deed Book 6807, at Page 0876, and in Deed Book 7132, at Page 0246, the undersigned Substitute Trustees will sell at public auction on May 30, 2012, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 12, Block A, Section 1, Happy Hill Farms, and shown on a plat of subdivision dated September 22, 1981, entitled “Happy Hill Farms, Section 1”, and recorded in the aforesaid Clerk’s Office in Plat Book 39, Pages 95, and 96. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $8,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw. com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 53459, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.


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TRUSTEE SALE 2202 Redd St, Richmond, VA 23223-4315 In execution of a Deed of Trust in the original principal amount of $51,000.00, dated December 21, 2000 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 000030107, at page 0099, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on May 8, 2012 at 2:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Beginning at a point on the northern line of Redd Street 48.12 feet west of the western line of Spotsylvania Street (formerly Stewart Street); thence extending westwardly along and fronting on the northern line of Redd Street 37 feet; thence extending northwardly 112.66 feet to the southern line of an alley 10 feet wide; thence eastwardly along the southern line of said alley 18.50 feet, more or less, to the western face of a garage; thence northwardly along the western face of said garage 10 feet to the north line of said alley, thence eastwardly 18.46 feet, more or less; thence at right angles southwardly 124.58 feet to the northern line of Redd Street, at the point of beginning, together with the use in common of said alley 10 feet wide, which alley extends westwardly to a public alley 16 feet wide., with improvements thereon. TERMS OF SALE: CASH: A deposit of $5,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-008037-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $3,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 97729, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE’S SALE 802 Louisiana Street, Richmond, VA 23231 Parcel ID E0001570027 Pursuant to the terms of a deed of trust dated December 19, 2006, in the original principal amount of $161,487.00, recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia, as Instrument No. 060043886, the property briefly described below will be offered for sale at public auction: Lot 14, Fulton Addition, Sec. 1, Phase 2, as shown on a plat recorded in the aforesaid Clerk’s Office as Plat 06-11 and Plat 06-12 (erroneously recited in the deed of trust as Plat Book 06, Page 5725), and as more particularly described in the referenced deed of trust. The sale will take place on MAY 23, 2012 At 11:30 A.M., at the front entrance to the building housing the Circuit Court of the City of Richmond, located at 400 N. Ninth Street, Richmond, VA. The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERtIFIED FUNDS in the amount of $14,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1228101).

TRUSTEE’S SALE OF 19 South Wilson Way, Sandston, Virginia 23150 Lot 19, Block 5, Section B, Sandston Subdivision, Henrico County, Virginia Tax Map I.D. No. 826-715-7738 In execution of Deed of Trust from Damon Burrows, recorded February 6, 2007, in Deed Book 4284, Page 1506 (“Deed of Trust”), in the Clerk’s Office, Circuit Court, Henrico County, VA (“Clerk’s Office”); the Sole Acting Substitute Trustee, having been appointed Substitute Trustee by Appointment of Substitute Trustee recorded February 6, 2007, in Deed Book 4974, Page 0072, in the Clerk’s Office, will offer for sale at public auction, the real estate briefly described as 19 S. Wilson Way, Sandston, VA 23150, and which is more particularly described in the Deed of Trust. The sale will be conducted at the front entrance of the building which houses the Circuit Court of Henrico County, Virginia, 4301 East Parham Road, Henrico, VA 23273, on May 9, 2012, at 10:00 a.m. TERMS: Cash. Successful bidder’s deposit of 10% of the final amount bid will be required, with balance of sale price to be paid within 30 days. The successful bidder’s deposit MUST be paid by CASH, CASHIER’S OR CERTIFIED CHECK at the foreclosure sale. The real estate will be sold “AS IS.” The real estate will be conveyed by SPECIAL WARRANTY DEED, subject to all rights, reservations, leases, covenants, conditions, easements and restrictions superior to the Deed of Trust as they may lawfully affect the real estate. The purchaser will be required to pay all closing costs except the grantor’s recording tax. Real estate taxes will be prorated as of the date of sale. Risk of loss to the real estate will pass to the successful bidder upon acceptance of the bid by the Trustee. Additional terms may be announced at the sale. This is a communication from a debt collector and any information obtained will be used for that purpose. Time is of the essence with respect to all dates and times. HAMILL D. JONES, JR., Sole Acting Substitute Trustee For Information Contact: Hamill D. Jones, Jr., Sole Acting Substitute Trustee 1900 One James Center 901 East Cary Street Richmond, VA 23219 Phone: (804) 697-5128

Trustee’s Sale 1518 Victor Street, Richmond, Virginia 23222 (Tax ID No. N0000814010) Default having been made in the terms of a certain Deed of Trust dated March 27, 2007, in the original principal amount of $65,100.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 070016071, the undersigned Substitute Trustees will sell at public auction on May 16, 2012, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as Lot No. 12, in Block No. 8, on the plan of Plateau, recorded in Plat Book No. 9, page 19, in the Clerk’s Office of the Circuit Court of Henrico County, Virginia, and being more fully described in the aforesaid Deed of Trust. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $6,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw. com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 97364, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

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TRUSTEE SALE 6989 Springhill Rd, Mechanicsville, VA 23116-6538 Hanover County In execution of a Deed of Trust in the original principal amount of $212,825.00, dated February 23, 2010 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2971, at page 1273, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on May 8, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 14, Springhill Acres, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-014228-11/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale 1125 Lovey Lane, Richmond a/k/a Henrico, Virginia 23231 (Tax ID No. 801-703-9150) Default having been made in the terms of a certain Deed of Trust dated July 26, 2006, in the original principal amount of $159,950.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4168, Page 1156, the undersigned Substitute Trustees will sell at public auction on May 16, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lot 14, Block B, Section A, New Market Place Subdivision, as shown on a plat of subdivision dated October 12, 2004, a copy of which plat was recorded March 3, 2005, in the aforesaid Clerk’s Office in Plat Book 121, pages 37 and 38. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $15,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 88937, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 9213 Crystal Pnte Pl, Glen Allen, VA 23060-2800 Henrico County In execution of a Deed of Trust in the original principal amount of $168,800.00, dated July 29, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3937, at page 1409, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on May 17, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 12, Block E, Reids Pointe Subdivision., with improvements thereon. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-007421-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 401 N Wilkinson Rd, Richmond, VA 23227-1683 Henrico County In execution of a Deed of Trust in the original principal amount of $416,319.00, dated December 15, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4586, at page 214, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on June 5, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 3, Block A, Frostick Hills, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-001959-11/VA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 13831 Ashbourne Hollow Circle, Chesterfield, VA 23832-2456 In execution of a Deed of Trust in the original principal amount of $129,950.00, dated April 30, 2003 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 5069, at page 966, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on May 8, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 5, Section 11, Birkdale, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-005779-12/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale 2500 Warwick Avenue, Richmond, Virginia 23224 (Tax ID No. S0071677013) Default having been made in the terms of a certain Deed of Trust dated October 5, 1990, in the original principal amount of $54,806.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia in Deed Book 249, at Page 0465, and re-recorded on July 31, 1991, in Deed Book 274, at Page 1979, the undersigned Substitute Trustees will sell at public auction on May 30, 2012, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as LOT 13, BLOCK 4, MELROSE, as shown on a plat dated June 7, 1989, revised September 25, 1990, and recorded in the aforesaid Clerk’s Office in Deed Book 249, and Page 0463. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $5,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw. com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 97673, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

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Default having been made in the terms of a certain Deed of Trust dated January 22, 1985, in the original principal amount of $33,100.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 1690, at page 1685, the undersigned Substitute Trustees will sell at public auction on May 30, 2012, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot No. 44, on certain plat entitled “Map of Bellewood Manor”, dated September 12, 1941, which map is recorded in the aforesaid Clerk’s Office in Plat Book 8, Page 33.

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Trustee’s Sale 9324 Russell Road, Richmond, Virginia 23237 (Tax ID No. 796671170100000)

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NOTICE OF TRUSTEE’S SALE OF PROPERTY LOCATED AT 5449 HOLLY PINES DRIVE CHESTERFIELD, VIRGINIA In execution of a Deed of Trust in the original principal amount of $342,775.00 from JAG Real Estate Investment, L.L.C., dated May 16, 2008, and recorded May 19, 2008 in Book 8327, page 46 among the land records for Chesterfield County, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #5242, in Book 9650, page 959 among the land records of Chesterfield County, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on May 16, 2012, at 2:00 P.M., local time, at the main entrance of the Circuit Court for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia 23832-0125, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 5449 Holly Pines Drive, Chesterfield, Virginia; Tax Map Reference No. 767684340400000. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids;“AS IS”without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike 101, Warrenton, Virginia 20187, (540)207-3293.

Trustee’s Sale 915 West Clay Street, Richmond, Virginia 23220 (Tax ID No. N0000386018)

May 2, 2012 [ classfieds ]

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Default having been made in the terms of a certain Deed of Trust dated March 20, 2009, in the original principal amount of $25,000.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 090007633, the undersigned Substitute Trustees will sell at public auction on May 16, 2012, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated on a plat dated October 26, 1992, entitled “Plat of Property Situated on the Southern Line of Clay Street and West of Goshen Street, Richmond, Virginia,” and as further described in the aforesaid Deed of Trust.

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Sale is subject to all prior liens, (including the lien of a prior Deed of Trust) easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $2,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw. com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 95391, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

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VIRGINIA: IN THE CIRCUIT COURT OF THE COUNTY OF HENRICO MICHELLE RENEE DOUGLAS, PLAINTIFF, v. ERIC DAVID DOUGLAS, DEFENDANT. CASE NO. CL11-1480 ORDER OF PUBLICATION The object of the above-styled suit is to award Michelle Renee Douglas a final decree of divorce from Eric David Douglas. IT APPEARING unto the Court, by affidavit filed according to law by plaintiff Michelle Renee Douglas that Eric David Douglas is a non-resident individual, other than a nonresident individual fiduciary who has appointed a statutory agent; It is hereby ORDERED that the defendant, Eric David Douglas, appear on or before the 29th day of May, 2012, in the Clerk’s Office of this Court, and do what is necessary to protect his interests. ENTER: 4/4/12 A COPY TESTE: YVONNE G. SMITH, CLERK JENNIFER WATTS, DEPUTY CLERK AN EXTRACT, TESTE: BEVILL M. DEAN, CLERK

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VIRGINIA: IN THE CIRCUIT COURT FOR THE COUNTY OF CHESTERFIELD AMY KELLEY PEASON, Plaintiff, v. SETH PEARSON, Defendant. Case No.CL12-681 ORDER OF PUBLICATION 4/3/12 The object of this suit is to obtain a divorce a vinculo matrimonii from the defendant on the ground of having lived separate and apart for a period of one year pursuant to Section 20-91(A)(9) of the Code of Virginia, 1950, as amended. It appearing by affidavit that the defendant’s last known address was 6200 Crown Creek Drive, Apt #203, Midlothian, Virginia, 23112, the defendant’s present whereabouts are unknown, it is ORDERED that the defendant appear before this Court on or before the 8th day of June, 2012, and protect his interest herein. AN EXTRACT TESTE: JUDY WORTHINGTON, CLERK

TRUSTEE’S SALE OF 6357 Foxrock Lane Mechanicsville, Virginia 23111 In execution of a certain Deed of Trust (the “Deed of Trust”) dated January 29, 2007, recorded December 7, 2007 in the Clerk’s Office, Circuit Court of the County of Hanover, Virginia, in Deed Book 2899 at page 3185, securing a loan which was in an original sum of $44,000.00, default having been made under the Deed of Trust, the undersigned Substitute Trustee, appointed such by a Substitution of Trustee recorded in the Clerk’s Office of the Circuit Court of the County of Hanover, Virginia, on January 21, 2009, Book 2934, page 2028, pursuant to the request of the holder of the Note thereby secured, after giving not less than fourteen (14) days prior written notice thereof to the owners of the hereinafter described property, of the date, time, place and terms of the sale, will offer for sale at public auction, ALL that certain lot, piece or parcel of land with all improvements thereon and appurtenances thereto, lying and being in Hanover County, Virginia, numbered and designated as Lot 27, Block H, on the Plan of Cherrydale, all as shown on plat thereof made by LaPrade Bros., Civil Engineers, Richmond, Virginia, dated December 15, 1967, and recorded January 23, 1968, in the Clerk’s Office of the Circuit Court of Hanover County, Virginia, in Subdivision Plat Book 1, page C1-C3, to which plat reference is hereby made for a more particular description of the property. Tax ID #8725-23-8896. Said public auction is to be held at the front steps of the Circuit Court of the County of Hanover, Virginia, located at 7505 Library Drive, Hanover, Virginia, on Thursday, May 3, 2012, at 9:00 a.m. TERMS OF SALE: ALL CASH. A bidder’s deposit of $10,000.00 or 10% of the amount secured, may be required from the successful bidder, in the form of cash, certified or cashier’s check. The Substitute Trustee reserves the right to waive or modify the requirement with respect to bidder’s deposit. The successful bidder will be required to close within 15 days from the sale date. The property shall be sold “AS IS” and will be conveyed by Special Warranty Deed, with no representation or warranties of any kind whatsoever including, but not limited to, zoning, topography, soil type or content, environmental, or availability of public utilities, SUBJECT to all easements, rights-of-way, agreements, declarations, reservations, covenants, conditions and restrictions of record, and specifically subject to deeds of trust, as they may lawfully affect the Property, and any information a survey or inspection of the Property would disclose. The purchaser shall pay all costs of closing, recording (excluding Grantor’s Tax) and conveyance, which shall be by Special Warranty Deed. Real estate taxes for the calendar year 2012 will be prorated as of the date of sale. If the purchaser defaults, the Substitute Trustee reserves the right to retain the purchaser’s deposit, re-advertise and sell the Property at the risk and cost of the defaulting purchaser, and the Substitute Trustee may avail himself of any legal or equitable rights against the defaulting purchaser. Neither the Substitute Trustee nor the holder of the note secured by the deed of trust will deliver possession of the Property to the successful bidder. IRWIN A. HELLER, Substitute Trustee, 2201 Libbie Avenue, Suite 200, Richmond, Virginia 23230 (804) 673-6600.

TRUSTEE’S SALE OF 3905 Pinalto Drive, Richmond, VA 23222. In execution of a certain deed of trust dated April 14, 2000, in the original principal amount of $78,980.70 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 2994 Page 1427, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on May 18, 2012, at 10:05 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON BELONGING, LYING AND BEING IN THE COUNTY OF HENRICO, VIRGINIA SHOWN AND DESIGNATED AS LOT 3, BLOCK C, SECTION 2, ON SUBDIVISION PLAT OF DELMONT PARK, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA IN PLAT BOOK 23, PAGE 141, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 135288

VIRGINIA: IN THE CIRCUIT COURT OF THE COUNTY OF HENRICO JAMES EDWARD BOLLING, PLAINTIFF, v. ROSE MAE BATTS, DEFENDANT. CASE NO. CL-12-854 ORDER OF PUBLICATION The object of this suit is to obtain a divorce from the bond of matrimony from the defendant on the grounds that the parties have lived separate and apart without any cohabitation and without interruption for a period of more than one year. It appearing from an affidavit that the defendant, Rose Mae Batts, cannot be found and that due diligence has been used by or on behalf of plaintiff to ascertain in what county or city the defendant is, without effect, it is ORDERED that the defendant appear before this Court before the 30th day of May, 2012, at 9A.M., and do what is necessary to protect her interest herein. ENTER: 3/29/12 A COPY TESTE: YVONNE G. SMITH, CLERK JENNIFER WATTS, DEPUTY CLERK

VIRGINIA: IN THE CIRCUIT COURT FOR THE CITY OF RICHMOND RE: File No. 11-379 MARY JACQUELINE SCHUTZE SANTUCCI, deceased SHOW CAUSE ORDER AGAINST DISTRIBUTION It is ordered that the creditors of, and all other persons interested in, the above estate show cause, if any they can, on the 12th day of June, 2012, at 9:00 a.m. before this Court at its courtroom, against payment and delivery of the estate to the distributees without requiring refunding bonds. AN EXTRACT, TESTE: BEVILL M. DEAN, CLERK

TRUSTEE SALE 7708 Rachael Corrine Court, Richmond, VA 23227 Henrico County In execution of a Deed of Trust in the original principal amount of $165,000.00, dated March 27, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4100, at page 0850, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on May 15, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as:Lot 12, Block A, Wilkinson Estates, with improvements thereon. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-024250-11/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 2801 Remington Road, Richmond, VA 23231-2115 Henrico County In execution of a Deed of Trust in the original principal amount of $102,800.00, dated December 15, 2004 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3797, at page 1302, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­ signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on May 10, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 11, Block E, Section C, Village Green Subdivision, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-023189-10/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 212 Franklin Street #G4 W, Richmond, VA 23220 In execution of a Deed of Trust in the original principal amount of $111,150.00, dated April 25, 2008 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 080011445, at page 410, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on May 15, 2012 at 2:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Unit G4 (also described as GO4), 212 W. Franklin Street, Presidential Court Club Condominiums, together with an undivided interest in the common elements TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40028125-10/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net


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TRUSTEE’S SALE OF 10605 White Rabbit Road, Richmond, VA 23235. In execution of a certain deed of trust dated May 22, 2009, in the original principal amount of $201,450.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8724 Page 0575, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on June 08, 2012, at 12:01 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON AND THE APPURTENANACES THERETO BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, COMMONLY KNOWN AS 10605 WHITE RABBIT ROAD AND SHOWN AND DESIGNATED AS LOT 2, BLOCK P, SECTION A-3, SETTLER’S LANDING, ON SUBDIVISION PLAT OF SETTLER’S LANDING, SECTION A-3, PREPARED BY BREMNER, YOUNGBLOOD AND KING, INC., DATED AUGUST 27, 1976, AND RECORDED DECEMBER 13, 1976, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 27, PAGE 85, TO WHICH PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www. bwwsales.com. BWW# 144186 A-4238262 05/02/2012, 05/09/2012

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c l a s s a d @ s t y l e w e e k l y. c o m TRUSTEE’S SALE OF 3608 Vawter Avenue, Richmond, VA 23222. In execution of a certain deed of trust dated April 24, 2008, in the original principal amount of $98,450.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4504 Page 1826, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on May 25, 2012, at 10:04 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE, OR PARCEL OF LAND, TOGETHER WITH THE IMPROVEMENTS THEREON SITUATED ON THE WESTERN LINE OF VAWTER AVENUE AND NORTH OF BYRON STREET, HENRICO COUNTY, VIRGINIA, DESIGNATED AS LOTS 20 AND 21, AND 17.50 FEET OF LOT 19, BLOCK 5, EAST HIGHLAND PARK, AND KNOWN AS NO. 3608 VAWTER AVENUE, ALL AS SHOWN ON PLAT OF SURVEY MADE BY CHAS H. FLEET & ASSOCIATES, DATED MAY 3,1971, RECORDED AUGUST 4, 1971, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN DEED BOOK 1473, AT PAGE 295, TO WHICH PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 143806 A-4238265 05/02/2012, 05/09/2012

TRUSTEE’S SALE OF 5206 Eanes Lane, Richmond, VA 23231. In execution of a certain deed of trust dated August 07, 2006, in the original principal amount of $101,000.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4178 Page 1832, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on May 25, 2012, at 10:03 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON, LYING AND BEING IN THE COUNTY OF HENRICO, VIRGINIA, NO. 5206 EANES LANE AND FURTHER KNOWN, NUMBERED AND DESIGNATED AS LOT 12, BLOCK B, LINNHAVEN COURT, ALL AS SHOWN ON A PLAT OF SURVEY ENTITLED “LOT ‘12’, BLOCK ‘B’, LINNHAVEN COURT, HENRICO COUNTY, VIRGINIA”, MADE BY A. G. HAROCOPOS AND ASSOCIATES, CERTIFIED LAND SURVEOR AND CONSULTANT, DATED MARCH 18, 1974..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 127900 A-4238269 05/02/2012, 05/09/2012

TRUSTEE’S SALE OF 7761 Bradbury Road, Richmond, VA 23231. In execution of a certain deed of trust dated February 17, 2006, in the original principal amount of $170,000.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4071 Page 0761, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on May 18, 2012, at 10:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE COUNTY OF HENRICO, VIRGINIA, SHOWN AND DESIGNATED AS LOT 6, BLOCK A, ON SUBDIVISION PLAT OF BAILEY CREEK ESTATES, SECTION 1, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 91, PAGES 9-11, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION. BEING THE SAME REAL ESTATE CONVEYED TO CHAWAND H. BOHANON BY DEED OF GIFT FROM MARCUS BOHANON, DATED FEBRUARY 8, 2006, AND RECORDED FEBRUARY 9, 2006, IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, AS INSTRUMENT NUMBER 07897..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 144368 A-4238274 05/02/2012, 05/09/2012

[ classfieds ] May 2, 2012

TRUSTEE’S SALE OF 11830 Winterpock Road, Chesterfield, VA 23838. In execution of a certain deed of trust dated December 07, 2009, in the original principal amount of $395,850.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8949 Page 0361, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on June 08, 2012, at 12:00 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, LOCATED ON WINTERPOCK ROAD AND DESIGNATED AS LOT 9, ALL AS SHOWN ON A RECORDED PLAT ENTITLED “MAP SHOWING THE DIVISION OF A PARCEL OF LAND SITUATED ON WINTERPOCK ROAD AN COALBORO ROAD”, PREPARED BY VIRGINIA SURVEYS, DATED SEPTEMBER 30, 1997, RECORDED OCTOBER 2, 1997, IN PLAT BOOK95, PAGE 56, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE SUBJECT PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 144018 A-4238263 05/02/2012, 05/09/2012

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TRUSTEE’S SALE OF 4924 Bethlehem Road, Richmond, VA 23230. In execution of a certain deed of trust dated September 24, 2007, in the original principal amount of $179,350.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4425 Page 0349, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on May 25, 2012, at 10:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE COUNTY OF HENRICO, VIRGINIA, SHOWN AND DESIGNATED AS LOT 13, BLOCK 2, ON SUBDIVISION PLAT OF KILDARE, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 18, PAGE 64, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 127692 A-4238267 05/02/2012, 05/09/2012

(804)358-2100

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SUBSTITUTE TRUSTEE’S SALE 22618 STEERS ROAD, DINWIDDIE In execution of a Deed of Trust recorded in Clerk’s Office there having been a default under the Deed of Trust, Substitute Trustee will offer for sale at public auction on May 3, 2012, at 10:00 a.m., front entrance of Circuit Court, Dinwiddie County, 14008 Boydton Plank Road, Dinwiddie, Virginia, the property known as 22618 Steers Road, in Dinwiddie County, Virginia. For full description of property, see Deed of Trust. Sale made subject to all existing easements, restrictive covenants, liens and/or deeds of trust. TERMS: Cash at settlement within 10 days of sale. Bidder’s deposit 10% cash or certified check. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. FOR MORE INFORMATION CONTACT: Nancy Ann Rogers, Substitute Trustee, Post Office Box 167, Manakin Sabot, Virginia 23103 (804) 784-7182

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NOTICE OF TRUSTEES’SALE 9300 Summerlook Place, Chesterfield, Virginia 23832 In execution of a Deed of Trust dated February 1, 2006, in the original principal amount of $150,000.00, recorded in Deed Book 6934, Page 261 in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia, the undersigned Trustees, either of whom may act, will on May 17, 2012, at 10:00 a.m., at the front doors of the courthouse of the County of Chesterfield, 9500 Courthouse Road, Chesterfield, Virginia 23832, offer for sale at public auction to the highest bidder the following property with improvements thereon: ALL that certain lot, piece or parcel of land, with the improvements thereon and the appurtenances thereto belonging, lying and being in Matoaca District, Chesterfield County, Virginia, know and designated as Lot 1, Section A, Summerford, as shown on a plat entitled “SUMMERFORD, A Re-Subdivision of Lots 97 & 98, Section ‘A’, Matoaca District, Chesterfield County, Virginia”, dated September 20, 2000, prepared by Balzer & Associates, Inc., Planners, Architects, Engineers, Surveyors, and recorded in the Clerk’s Office, Circuit Court, Chesterfield County, Virginia, in Plat Book 114, Page 95, to which plat reference is hereby made for a more particular description. Tax Map #724662444100000. Street address: 9300 Summerlook Place, Chesterfield, Virginia 23832 This sale is further subject the right of redemption granted to the Secretary of Treasury under 26 U.S.C. Section 7425(d) and to all restrictions, rights-of-way, conditions, easements, and mechanics’ and materialmen’s liens, if any, whether of record or not of record, to the extent any of the foregoing apply and take priority over the lien of the Deed of Trust. Deposit of $10,000.00 cash or certified check shall be required to qualify as a bidder before the sale, except from the Noteholder. Deposit, without interest, is applied to the purchase price at settlement. Settlement will be held on or before 15 days after sale. Upon purchaser’s default, the deposit shall be forfeited and the property shall be resold at the risk and costs of the defaulting purchaser. In the event the Trustees cannot convey to the purchaser marketable title, in the Trustees’ sole discretion, the sale may be rescinded and the purchaser’s sole remedy shall be the refund of the deposit. The balance of the purchase price shall be in cash or its equivalent. Settlement shall be at the offices of the Trustees or other mutually agreed location. The property and any improvements thereon shall be sold in “as is” condition without any warranties. The successful bidder shall assume all loss or damage to the property from and after the time of the sale. Purchaser shall be responsible for all costs of the conveyance, which shall be by special warranty, including but not limited to the preparation of the deed and the grantor’s tax. Real estate taxes shall be adjusted as of the sale date. The sale is subject to such additional terms as the Trustees may announce at the time of sale. The purchaser will be required to sign a Memorandum of Sale incorporating all the terms of the sale. Written notice of this Trustees’ Sale has been sent to the owners by certified mail in strict compliance with section 55-59.1 of the Virginia Code. S. Craig Lane, Esq., William D. Hamner, Esq., Trustees For information contact: S. Craig Lane 3520-A Courthouse Road Richmond, VA 23236 804-745-2144

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TRUSTEE SALE 10214 Wolfe Manor Ct Apt 112, Glen Allen, VA 23060-7347 Henrico County In execution of a Deed of Trust in the original principal amount of $74,500.00, dated June 18, 2003 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3474, at page 1597, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on May 3, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Unit No. 112-UL, of the Landings of Laurel Lakes Condominiums, Phase 1, together with an undivided interest in the common elements., with improvements thereon. TERMS OF SALE: CASH: A deposit of $5,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-004390-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE’S SALE OF 14 South Beech Avenue, Highland Springs, VA 23075. In execution of a certain deed of trust dated May 18, 2004, in the original principal amount of $77,038.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3671 Page 1255, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on June 01, 2012, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THOSE CERTAIN LOTS, PIECES OR PARCELS OF LAND, TOGETHER WITH THE IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN VARINA MAGISTERIAL DISTRICT. HENRICO COUNTY, VIRGINIA, COMMONLY KNOWN BY HOUSE NUMBER 14 S. BEACH AVENUE. ALL IS SHOWN ON THE PLAT ENTITLED “SURVEY AND MAP SHOWING IMPROVEMENTS THEREON OF LOT 14 AND THE WESTERN ONE-HALF OF LOT 13, BLOCK A, SECTION 6, PLAN OF HIGHLAND SPRINGS IN THE VARINA DISTRICT, HENRICO COUNTY, VIRGINIA,” PREPARED BY MCKNIGHT & ASSOCIATES, P.C. DATED SEPTEMBER 13, 1994, AND DESCRIBED THEREON AS FOLLOWS: BEGINNING AT A POINT ON THE NORTHERN LINE OF S. BEACH AVENUE 405 FEET FROM THE WESTERN LINE OF W. NINE MILE ROAD AND FROM SAID POINT PROCEEDING ALONG THE NORTHERN LINE OF S. BEACH AVENUE S. 52 DEGREES 20’ 1” W. 75 FEET TO A ROD; THENCE ALONG A LINE N. 37 DEGREES 39’ 49” E. 200 FEET TO THE POINT AND PLACE OF BEGINNING..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 139089 A-4238281 05/02/2012, 05/09/2012

TRUSTEE SALE 1518 Stone River Road, Richmond, VA 23235-6245 Chesterfield County In execution of a Deed of Trust in the original principal amount of $150,000.00, dated May 2, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 6401, at page 130, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on May 15, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 19 , Block D, Section A, Stonemill, with improvements thereon.

TRUSTEE SALE 4818 Timbernorth Trail, Midlothian, VA 23112-3138 Chesterfield County In execution of a Deed of Trust in the original principal amount of $122,000.00, dated September 22, 2004 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 6002, at page 414, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on May 15, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 7, Timbermill North, recorded in Deed Book 2660, page 820, with improvements thereon.

TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40008923-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-023647-11/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale 306 West 25th Street, Richmond, Virginia 23225 (Tax ID No. S0000699008) Default having been made in the terms of a certain Deed of Trust dated October 13, 1999, in the original principal amount of $72,962.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 990028396, the undersigned Substitute Trustees will sell at public auction on May 21, 2012, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property as shown on the plat dated September 30, 1986 and entitled, “Survey & Map of Lot 15, Block 17, Plan of Woodland Heights in Richmond, VA.”, which plat is duly recorded with the Deed in Deed Book 99, Page 126. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $7,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 97674, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE’S SALE OF 5810 West Rois Road, Richmond, VA 23227. In execution of a certain deed of trust dated October 23, 2003, in the original principal amount of $123,970.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3565 Page 0954, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on May 18, 2012, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENT THEREON, LYING AND BEING IN BROOKLYN DISTRICT, HENRICO COUNTY, VIRGINIA, DESIGNATED AS LOT 11, BLOCK 2, SECTION C, CHAMBERLAYNE HEIGHTS, ALL AS MORE PARTICULARLY SHOWN ON PLAT OF SURVEY BY CHAS H. FLEET & ASSOCIATES. CIVIL ENGINEERS AND SURVEYORS, DATED JUNE 26, 1959, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 23, PAGE 47, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE LOT HEREBY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 142581 A-4238278 05/02/2012, 05/09/2012

TRUSTEE’S SALE OF 925 Wheelwood Way, Richmond, VA 23223. In execution of a certain deed of trust dated March 31, 2008, in the original principal amount of $223,706.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4496 Page 1424 and re-recorded as DeedBook 4676 Page 0694, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on May 18, 2012, at 10:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN VARINA DISTRICT OF HENRICO COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 22 BLOCK B, SECTION B, OF HUNTWOOD AS MORE PARTICULARLY SHOWN ON A PLAT OF SUBDIVISION ENTITLED “HUNTWOOD SECTION B” PREPARED BY FOSTER & MILLER,P.C., ENGINEERSM SURVEYORS , PLANNERS DATED AUGUST 19, 1997, RECORDED OCTOBER 9, 1997, IN PLAT BOOK 105, PAGE 84 AND 85, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 143072 A-4238277 05/02/2012, 05/09/2012


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TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40009414-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 2237 West Grace Street, Richmond, VA 23220-2011 In execution of a Deed of Trust in the original principal amount of $247,500.00, dated June 2, 2006 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 060019239, at page 0932, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on May 10, 2012 at 10:00 o’clock am the property described in said deed, located at the above address and briefly described as: Parcel of land described on a plat of survey dated October 17, 1996, entitled recorded as Instrument 96-25489, page 210 with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-028555-11/ CONV)5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www. siwpc.net

Trustee’s Sale 5116 Eanes Lane, Richmond a/k/a Henrico, Virginia 23231 (Tax ID No. 806-713-7652) Default having been made in the terms of a certain Deed of Trust dated December 27, 2005, in the original principal amount of $50,792.33 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4050, Page 1171, the undersigned Substitute Trustees will sell at public auction on May 16, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road, (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lot 12, Plan of Colonial Court, as recorded in Plat Book 18, page 30, in the aforesaid Clerk’s Office. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $5,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 92969, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 8560 Roundabout Road, Richmond, VA 23231-7432 Henrico County In execution of a Deed of Trust in the original principal amount of $136,000.00, dated February 5, 2003 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3392, at page 0687, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on May 15, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 8, Block A, Section B, plan of Gibbs Estates, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-001834-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale 222 Shreveport Road, Richmond, Virginia 23223 (Tax ID No. 814-726-5093) Default having been made in the terms of a certain Deed of Trust dated January 12, 2006, in the original principal amount of $82,203.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4054 at page 0646, the undersigned Substitute Trustees, will sell at public auction on May 30, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lots 11 and 12, in Block E, SHREVEPORT PARk, a plat dated July 11, 1949, and recorded in the aforesaid Clerk’s Office in Plat Book 22 Page 94. Sale is subject to all prior liens (including the lien of a prior judgment), easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $8,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 88806, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 10277 Still Spring Court, Mechanicsville, VA 23116-5109 Hanover County In execution of a Deed of Trust in the original principal amount of $232,000.00, dated July 7, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2541, at page 706, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on May 15, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 44, Block B, Section II, on subdivision plat of Kings Charter, with improvements thereon.

TRUSTEE SALE 4301 Wraywood Ave, Chester, VA 238316516 Chesterfield County In execution of a Deed of Trust in the original principal amount of $183,200.00, dated June 8, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7861, at page 0157, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on May 15, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 4, Block A, Preston Place, Section 1, recorded in Plat Book 14, Pages 8 and 9, with improvements thereon.

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TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-001795-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE’S SALE OF 200 Knightsmanor Court, Richmond, VA 23227. In execution of a certain deed of trust dated October 17, 2007, in the original principal amount of $105,664.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4424 Page 1335, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on June 08, 2012, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, LYING AND BEING IN FAIRFIELD DISTRICT, HENRICO COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 1, BLOCK Q, KNIGHTSBRIDGE, SECTION A, ON THAT CERTAIN SURVEY MADE BY ASSOCIATED ENGINEERS AND SURVEYORS, LTD., DATED APRIL 1974, AND RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 59, PAGES 14 AND 15, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE SAID LOT..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www. bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 9616555, website: www.bwwsales.com. BWW# 124358


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