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'HDU59$ 'HDU59$ 'HDU59$ %XVLQHVVLVJRRG:HKDYHJURZQDQGZRXOG  

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richmond i’m your BFF

style weekly

[ classfieds ] April 25, 2012 41


Errors: Advertisements should be checked for accuracy by the advertiser on the first day of publication. The newspaper will be responsible for ONLY the first incorrect insertion and only to the extent of the space that the ad requires. The publisher assumes no financial responsibility for errors nor for omission of copy. STYLE WEEKLY reserves the right to revise, reclassify or reject any advertisement.

fyi FOR YOUR INFORMATION SMITH | STRONG, PLC Van Smith, Attorney Family Law & Divorce Matters 325-1245 - smithstrong.com

employment

Pet Care Care in in your your Home Home Pet

• Pets•vacation own home. Pets vacationinintheir their own home. • Bonded & insured adult petTLC sitters • Bonded & insured adult pet sitters providing since 1985. providing TLC since 1985.

HELP WANTED

320-4395 320-4395 www.pet-pleasers.com www.pet-pleasers.com

email: mypets@comcast.net mypets@comcast.net email:

family resources

“Price & Market Value Experts” 804-337-7515 or 804-337-8317 www.mandmkellerteam.com

CHILD CARE

feedmore.org Hunger Relief Starts Here Central VA Food Bank and Meals on Wheels 521-2500

Childcare provided in my Glen Allen home. Exc. reff. 20 yrs. exp. Call Nancy 804-756-7280.

real estate REAL ESTATE

AREA 10

dating It Takes 2...We’ll help you meet just the right one. We are the largest and oldest personalized introduction service catering to professionals in the Richmond area. Call 804-967-9911 for a no-cost consultation. www.ittakes2online.com

The Reserve | 9 25th Street 2 Units Available under $270,000 98% of our business comes from referrals. Register NOW on website to win $75 giftcard!

ANDREA LEVINE | 804.647.2828 One South Realty Group www.andrealevine.com

Dear Dream Zone,

April 25, 2012 [ classfieds ]

style weekly

I had gone to another planet and come back covered in bugs, especially flesh colored biting spiders. The spiders had made a nest in the back of my head and were reproducing quickly. 3 of my friends were helping me shower and get spiders off. – Karena 32, Lafeyette, CO

42

Lauri: Going to another planet suggests that you must be feeling like you have been dealing with something that seems unfamiliar and “alien” to you. Has your personal world changed and now seems like foreign territory to you? All the bugs you came back with indicate that this recent “out of sorts” situation has left you with a lot of annoyances. The biting spiders are connected to something that you would say “really bites,” or perhaps they are connected to someone’s biting remarks about you or to you. The fact that they made a nest in the back of your head means this is something that is really on your mind lately AND it seems to be producing more irritating thoughts, just as the spiders were reproducing. Showering is the way your dreaming mind is telling you that you need to cleanse yourself of these thoughts. It seems you have some metaphoric cleansing to do... for your own peace of mind. Karena replies: My son just turned 2 and I am pregnant again. I do feel in alien territory because he has made a big jump from being an infant to having the typical 2 year old opinions. I feel that our relationship has been strained and I’m trying to find my way as a parent all of a sudden. He is also getting really needy for my attention whenever we talk about a new baby coming into our family, which has me a bit worried. And on top of it, my parents and one of my friends are highly critical of the way that I parent. And they are very vocal about it - I have difficulty voicing my opinions to them especially when I am feeling vulnerable. Seems like you hit it on the head!

for rent SHOCKOE BOTTOM Shockoe Bottom. 2 Bdrm unit available May 1. Laundry Facilities. $795/mo 804-339-4785 or 804-829-5503

Jr. Lead Developer (Richmond, VA): Coordinate & track programming work & coding projects across all prescribed environments. Req. Bachelor’s degree (or FDE) in Information Technology, Computer Science, Software Engineering, or related field & 3 yrs of business web development experience in job offered or as an Automation Specialist/related field. Must have 3 yrs experience using ASP. Net, C#, SQL Server, JavaScript, CSS, & HTML to build websites; performing project coordination; & leading team of developers. Mail Resumes to Marla Watanabe, OnePlace, LLC, 480 Santa Rosa Rd., Camarillo, CA 93012. Ref. job code VG12 Senior Statistician – Capital One Services, LLC in Richmond, VA; Multiple positions available:  Apply mathmatical & statistical methods to collect, organize, interpret, & summarize econometric data in order to assist in decision-making & support the development of business strategy. Requires Master’s  or foreign equivalent in Statistics/Mathmatics/ Economics/Finance/Engineering/ Science/related quantitative analytical field; & formal education or experience in: statistical modeling; qualitative and quantitative data analysis & reporting; linear & logistic regression; experimental design; SAS; R; Unix; presentation of complex statistical concepts & research results to nonstatistical audience.  Must pass company’s analytical assessment. To apply, visit www. capitalone.com/careers, then search keyword “Sr. Statistician” or requisition ID 715544

www.styleweekly.com Senior Business Analyst Capital One Services, LLC in Richmond, VA; Multiple positions available:  Conduct research, prepare reports, & analyze economic data to develop & shape business strategies.  Requires Master’s degree or foreign equivalent in Economics/Operations Research/Engineering/ Business Administration/ related quantitative field, & formal education or experience in:  quantitative & qualitative analysis; SAS, MATLAB, or a similar statistical analysis tool; SQL; Teradata or similar relational database tool; statistical modeling; regression analysis; & presentation of complex economic concepts & research results to nonstatistical audiences. Must pass company’s analytical assessment.  To apply, visit www. capitalone.com/careers, then search keyword “Sr. Business Analyst” or requisition ID 715513

MARTIAL ARTS Women Sought for Tai Chi Study Are you a woman, aged 35-50, clothing size of 12 & above, and a family history of heart disease? You may be eligible to participate in a research study on the effects of tai chi in women at risk for heart disease. There are 3 study visits; 8 free tai chi classes with DVD, & $75 for completing the study. Contact Dr. Jo Robins at (804)828-7697 or by email at soncebasmra@vcu.edu

MASSAGE Enjoy a 1 hr Massage PLUS one half hr Reflexology for $70 (30% off!) 804-541-1619 www. cheryljohnsoncmt.com

YOGA

RESTAURANT STAFF Baker’s Crust Short Pump Town Center - Food servers/hostesses wanted. Food Servers must be 18 or older - $2.13/hour + tips. Hostesses must be 16 or older - $7.25-$8.50/hour. Previous experience helpful. Fun atmosphere, group medical insurance participation, employee discounts, paid vacation. Come in to apply. Short Pump Town Center. 804-377-9060

mind body spirit SALON/SPA TRAINING

Style Classified rates as low as $6 a week with big discounts on frequency! Call today to advertise just about anything! 804-358-2100 or email us at classad@styleweekly.com

Richmond’s Premiere Yoga Studio in Cary Court, 3122 W. Cary St. (804) 359-9642 www.yogarichmond.com

home & garden CARPENTRY Small job specialist. Free estimates, references. Licensed/ Insured. Hobbie Carpentry, 264-4910

PAINTING/PAPERING Donahoe’s Details, wallpapering, interior painting. Trish Donahoe, 804-257-9183

marketplace FOR SALE 8’ Olhausen Pool Table, Wentworth style, $1000 Call to request photos 334-5351

Now Enrolling Students to dream, create, inspire. 723 W. Cary St. 804.225.9725

All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 and the Virginia Fair Housing Law, which makes it illegal to advertise “any preference, limitation or discrimination because of race, color, religion, sex, handicap, elderliness, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” Virginia Fair Housing Law also prohibits discrimination advertising based on elderliness. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. Real estate sales, rentals and roommate advertisers should make sure their ads describe the property being offered, not the person they might want in the property. You may express a preference for a male or female roommates. ~The Publisher

more to the story


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the hr depArtMeNt

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by ed harrington

c l a s s a d @ s t y l e w e e k l y. c o m

TRUSTEE SALE 2400 Tomahawk Meadow Dr, Midlothian, VA 23112-4290 Chesterfield County In execution of a Deed of Trust in the original principal amount of $361,000.00, dated December 20, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 8129, at page 0043, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on May 15, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 10, Watermill, Section 4, Plat Book 168, Page 43, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-005934-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 2803 Maplewood Road, Richmond, VA 23228-5560 Henrico County In execution of a Deed of Trust in the original principal amount of $114,000.00, dated April 4, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4097, at page 0222, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on April 26, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 10, Block 28, Hermitage Park, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-004473-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

NOTICE OF TRUSTEE’S SALE OF PROPERTY LOCATED AT 914 MAURY STREET RICHMOND, VIRGINIA In execution of a Deed of Trust in the original principal amount of $75,000.00 from Amin Algahim, dated June 9, 2009 and recorded June 10, 2009 as Instrument #090012399 among the land records for the City of Richmond, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #120004430 among the land records of the City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on May 15, 2012, at 11:00 A.M., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North 9th Street Richmond, VA 23219-15407, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 914 Maury Street, Richmond, Virginia; Tax Map Reference No. S0000225003. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike 101, Warrenton, Virginia 20187, (540)207-3293.

Classifieds BRAIN CALISTHENICS

by: David Levinson Wilk © 2012 David Levinson Wilk

“Me Finish” 37. Kol ____ (Yom Kippur prayer) 40. ____ Zero (diet soda) 41. Sis or bro 44. Plays without a break 47. Identify

5. Deceptive action 6. Blocks of history 7. Letters after Chuck Schumer’s name 8. “This instant!” 9. Noted 1982 computer start-up

15. Water temperature gauge? 16. Big name in baby products

48. 11 x 14, perhaps: Abbr. 49. Literally flip one’s property?

10. “Get it?” 11. Afterword

17. Slogan used to boost tourism in an Alaskan city?

51. In ____ (as found) 52. Bridge toll unit

12. Go wild 13. Some Winter Olympians

19. Crime scene evidence 20. Loosens

53. Friend of Eeyore 54. Public squares

18. Vietnam’s ____ Dinh Diem 22. “Come on, ____ you!”

21. Econ. figure 22. “Tune ____ eleven”

56. Sue Grafton’s “____ for Noose” 57. “I’m not done yet!” (or this puzzle’s

24. Scholarship basis 25. Eggnog sprinkling

23. GPS options: Abbr. 24. Engineer’s unfortunate news for a

theme) 59. Caesar’s 551

27. Each 28. Each

team that wants to enclose its outdoor stadium?

60. Volcano output 61. “Palooka” star, 1934

32. Crispy Twister sandwich offerer 34. Intrepid

26. Always, in verse 27. King Kong, e.g.

62. Clinton or Obama, once: Abbr. 63. “____ loves me ...”

35. Horse gait 36. It’s picked in Maui

29. It goes around the world 30. Oral surgeon’s deg.

64. They aren’t really there

37. Cry from a daredevil cyclist 38. Banished

46. Give relief 50. One with a May day

31. Quick look 33. Journeys

Down 1. Hurt

39. Gives a hand, say 41. Taking hold of

51. Capital of Yemen 54. “Drat!”

34. Amusement park ride enjoyed by Woody Woodpecker and Foghorn

2. Got on 3. Brown and Keaton

42. With class 43. Becomes visibly embarrassed

55. NYC commuter line 57. Vegas opener?

Leghorn?

4. Super Bowl XXV MVP Anderson

45. Separate wheat from chaff

58. Teacher’s deg.

[ classfieds ] April 25, 2012

Last week’s answers

style weekly

Across 1. [Yawn] 8. Window units, briefly 11. Some TV drama settings, for short 14. Turnpike warning

43


April 25, 2012 [ classfieds ]

style weekly

to advertise call

44

(804)358-2100

or email

c l a s s a d @ s t y l e w e e k l y. c o m

TRUSTEE’S SALE OF 12101 Timbernorth Court, Midlothian, VA 23112. In execution of a certain deed of trust dated December 18, 2008, in the original principal amount of $166,798.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8539 Page 0904, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on June 08, 2012, at 12:00 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN MATOACA MAGISTERIAL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, KNOWN, NUMBERED AND DESIGNATED AS LOT 1 TIMBERMILL NORTH, AS SHOWN ON THAT CERTAIN PLAT OF SUBDIVISION ENTITLED “TIMBERMILL NORTH, MATOACAMAGISTERIAL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA”, PREPARED BY JORDAN CONSULTING ENGINEERS, P.C., DATED JUNE 30, 1993, RECORDED MARCH 22, 1994, IN THE CLERK’S OFFICE, CIRCUIT COURT, COUNTY OF CHESTERFIELD, VIRGINIA IN PLAT BOOK 83 PAGES 85 AND 86, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 139034 A-4231273 04/25/2012, 05/02/2012, 05/09/2012

TRUSTEE’S SALE OF 3046 Kim Drive, Richmond, VA 23224. In execution of a certain deed of trust dated January 11, 2011, in the original principal amount of $116,453.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 9313 Page 0043, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on May 18, 2012, at 12:03 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN CLOVER HILL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, AND DESIGNATED AS LOT 2, BLOCK B, ASHLEY VILLAGE, AS SHOWN ON A PLAT ENTITLED “ASHLEY VILLAGE, CLOVER HILL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA”, MADE BY AUSTIN BROCKENBROUGH AND ASSOCIATES, CONSULTING ENGINEERS, DATED MARCH 27, 1975, AND RECORDED IN THE CLERK’S OFFICE, CIRCUIT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 24, PAGE 49, 50, 51 AND 52, REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID PROPERTY. BEING THE SAME REAL ESTATE CONVEYED TO GRANTOR BY DEED RECORDED SIMULTANEOUSLY HEREWITH..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 145342 A-4234465 04/25/2012, 05/02/2012

TRUSTEE’S SALE OF 7110 Rodophil Road, Richmond, VA 23237. In execution of a certain deed of trust dated January 30, 2004, in the original principal amount of $130,895.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 5585 Page 632, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on May 11, 2012, at 12:02 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIERCE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THERE TO BELONGING LYING AND BEING IN DALE DISTRICT , CHESTERFIELD COUNTY, VIRGINIA DISIGNATED AS LOT 8, BLOCK N AS SHOWN ON PLAN OF FUQUA FARMS, SECTION C , PLAT OF WHICH DATED APRIL 15, 1964 AND PREPARED BY J.K. TIMMONS IS RECORDED IN THE CLERKS OFFICE, CIRCUIT COURT CHESTERFIELD COUNTY VIRGINIA IN PLAT BOOK 13, PAGES 98 AND 99, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREIN CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 134294 A-4234455 04/25/2012, 05/02/2012

TRUSTEE’S SALE OF 12601 Long Branch Court, Chesterfield, VA 23832. In execution of a certain deed of trust dated October 12, 2007, in the original principal amount of $198,940.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8945 Page 0851, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on May 11, 2012, at 12:01 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PLACE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON, AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN MATOACA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, DESIGNATED AS LOT 30, SECTION 1, CROOKED CREEK, AS SHOWN ON PLAT PREPARED BY E.D. LEWIS & ASSOCIATES, P.C., DATED DECEMBER 9, 1988, AND RECORDED JULY 6, 1989 IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 67, PAGES 5, 6 AND 7 TO WHICH PLAT REFERNCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)5484600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 121048 A-4234454 04/25/2012, 05/02/2012

TRUSTEE’S SALE OF 9613 Alfaree Road, Richmond, VA 23237. In execution of a certain deed of trust dated July 26, 2006, in the original principal amount of $203,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7266 Page 0882, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on May 11, 2012, at 12:00 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THOSE CERTAIN PIECES OR PARCELS OF LAND IN CHESTERFIELD COUNTY, VIRGINIA, KNOWN, NUMBERED AND DESIGNATED AS LOT 13, BLOCK E, SECTION 3, KENDALE ACRES, AS SHOWN ON PLAT ENTITLED “KENDALE ACRES, SECTION 3, DALE DISTRICT, CHESTERFIELD COUNTY, VIRGINIA”, DATED FEBRUARY 28, 1974, AND RECORDED MARCH 28, 1974, IN PLAT BOOK 22, PAGES 13, 14 AND 15, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, TO WHICH REFERENCE IS HEREBY MADE FOR A MORE COMPLETE DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 119082 A-4234466 04/25/2012, 05/02/2012

TRUSTEE’S SALE OF 11743 Leiden Lane, Midlothian, VA 23112. In execution of a certain deed of trust dated June 21, 2003, in the original principal amount of $92,969.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 5288 Page 348, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on May 18, 2012, at 12:02 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: LOT 2, BLOCK A, OF PLAN OF FREDERICK FARMS, AS SHOWN ON A PLAT OF SURVEY BY LEWIS & OWENS, INC., CONSULTING ENGINEERS AND LAND SURVEYORS, DATED SEPTEMBER 20, 1984, ENTITLED “FREDERICK FARMS, MATOACA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA,” IN PLAT BOOK 48, PAGES 6 THROUGH 9, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 144598 A-4234470 04/25/2012, 05/02/2012


to advertise call

TRUSTEE SALE 5106 Hartsdale Rd, Chesterfield, VA 23832-9400 In execution of a Deed of Trust in the original principal amount of $171,200.00, dated December 21, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 8134, at page 0387, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on May 15, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 1, Pennwood, Section 8, with improvements thereon. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-001439-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 342 Argyll Circle, Highland Springs, VA 23075-1637 Henrico County In execution of a Deed of Trust in the original principal amount of $100,000.00, dated August 30, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3955, at page 1914, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on May 17, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 24, Block B, Section C, Highland Village Subdivision, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40005922-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

c l a s s a d @ s t y l e w e e k l y. c o m

Trustee’s Sale 5824 Baileys Path Road, South Chesterfield a/k/a Petersburg, Virginia 23803 (Tax ID No. 783612136600000) Default having been made in the terms of a certain Deed of Trust dated March 7, 2008, in the original principal amount of $250,700.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 8228, Page 0479, the undersigned Substitute Trustees will sell at public auction on May 30, 2012, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 17, Section A, Baileys Grove, as shown on a plat of subdivision, dated January 12, 2006, entitled “Baileys Grove, Section A, Matoaca District, Chesterfield County, Virginia”, a copy of which plat is recorded March 27, 2006, in the aforesaid Clerk’s Office in Plat Book 165, Page 27. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $25,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw. com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 95747, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 7107 Aspen View Drive, Richmond, VA 23228-6814 Henrico County In execution of a Deed of Trust in the original principal amount of $221,712.00, dated March 15, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4306, at page 1648, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on May 8, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 1, Block F, Glenside Woods, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-006067-12/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale 3012 Brookforest Road, Midlothian, Virginia 23112 (Tax ID No. 739688323200000) Default having been made in the terms of a certain Deed of Trust dated October 16, 2003, in the original principal amount of $37,200.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 5468, Page 828, the undersigned Substitute Trustees will sell at public auction on May 9, 2012, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 29, Block H, Section D, Clarendon, as shown on plat on survey dated April 26, 1978, a copy of which is recorded in aforesaid Clerk’s Office in plat Book 31, page 29. Sale is subject to all prior liens (including the lien of a prior deed of trust), easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $3,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 91763, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 6041 Baron Dr, Chesterfield, VA 238328108 In execution of a Deed of Trust in the original principal amount of $240,000.00, dated February 22, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 8242, at page 0021, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on May 8, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 9, Block M, Land-O-Pines Subdivision, Section A, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01003298-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 6806 Berkley Davis Ter, Chesterfield, VA 23838-6191 Chesterfield County In execution of a Deed of Trust in the original principal amount of $202,500.00, dated May 24, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 6418, at page 313, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on May 8, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 18, Section A, Berkley Place, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-001253-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

[ classfieds ] April 25, 2012

TRUSTEE SALE 6734 Greenvale DR, Richmond, VA 23225-2210 In execution of a Deed of Trust in the original principal amount of $158,200.00, dated December 19, 2006 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 060044752, at page 618, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on May 3, 2012 at 10:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 6, Block, Westlake Hills, Section 6, with improvements thereon. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-007548-10/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

In execution of a Deed of Trust in the original principal amount of $129,950.00, dated April 30, 2003 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 5069, at page 966, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on May 8, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 5, Section 11, Birkdale, with improvements thereon.

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TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-005779-12/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 7628 Barkbridge Road, Chesterfield, VA 23832-8288 Chesterfield County In execution of a Deed of Trust in the original principal amount of $215,000.00, dated July 24, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7916, at page 0118, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on May 1, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 30, Block F, Section 7, PENNWOOD, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-023688-11/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 13831 Ashbourne Hollow Circle, Chesterfield, VA 23832-2456

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April 25, 2012 [ classfieds ]

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TRUSTEE’S SALE OF 8816 Providence Ridge Court, Richmond, VA 23236. In execution of a certain deed of trust dated August 21, 2009, in the original principal amount of $223,231.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8839 Page 0747, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on May 18, 2012, at 12:01 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN CLOVER HILL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA AND KNOWN, NUMBERED AND DESIGNATED AS LOT 18, ON THAT CERTAIN PLAT ENTITLED “PROVIDENCE SECTION ONE, CLOVER HILL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA”, DATED JUNE 2, 2003, DRAWN BY BALZER & ASSOCIATES, INC. WHICH SAID IS DULY RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 135, PAGE 36, REFERENCE TO WHICH PLAT IS MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post- sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 142271 A-4234474 04/25/2012, 05/02/2012

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TRUSTEE’S SALE OF 9611 Woodman Road, Richmond, VA 23228. In execution of a certain deed of trust dated January 24, 2007, in the original principal amount of $100,000.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4279 Page 1084, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on May 11, 2012, at 10:04 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, LYING AND BEING IN BROOKLAND MAGISTERIAL DISTRICT, HENRICO COUNTY, VIRGINIA, AND DESIGNATED AS LOT 6, BLOCK A, ON THE PLAN OF WINDCLIF, MADE BY L. R. COBAUGH, REGISTERED ENGINEER, DATED JULY 1950, AND RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 22, PAGE 151. AND BEING THE SAME REAL ESTATE CONVEYED TO ROGER LEE WALKER BY DEED FROM WILLIE W. WALKER, JR., DATED MAY 13, 2005 AND RECORDED MAY 16, 2005 IN THE CLERK’S OFFICE, CIRCUIT COURT OF THE COUNTY OF HENRICO, VIRGINIA IN DEED BOOK 3879, PAGE 1454. AND FURTHER BEING THE SAME REAL ESTATE CONVEYED TO WILLIE W. WALKER AND ANNA F. WALKER AS TENANTS BY THE ENTIRETY, BY DEED FROM LEONHARDT W. ANDERSON, III. AND DOXIE K. ANDERSON, HIS WIFE, DATED MARCH 5, 1968 AND RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF THE COUNTY OF HENRICO, VIRGINIA IN DEED BOOK 3879, PAGE 1454. THE SAID ANNA F. WALKER DIED ON SEPTBEMBER 15, 1988, LEAVING WILLIE W. WALKER AS THE SOLE OWNER OF THE ABOVE DESCRIBED PROPERTY. THE SAID WILLIE W. WALKER DIED, INTESTATE ON JANUARY 10, 2005 WHEREUPON WILLIE W. WALKER, JR. AND ROGER LEE WALKER, THE SOLE HEIRDS AT LAW OF WILLIE W. WALKER BECAME THE OWNERS OF THE ABOVE DESCRIBED PROPERTY PURSUANT TO 64.1-1 OF THE CODE OF VIRGINIA, 1950, AS AMENDED, AS SHOWN ON A LIST OF HEIRS FILED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA ON FEBRUARY 1, 2005..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 117962 A-4234531 04/25/2012, 05/02/2012

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TRUSTEE’S SALE OF 10001 Post Horn Drive, Richmond, VA 23237. In execution of a certain deed of trust dated March 12, 2007, in the original principal amount of $118,125.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7693 Page 0313, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on May 25, 2012, at 12:02 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN DALE DISTRICT, CHESTERFIELD COUNTY, CITY OF RICHMOND, VIRGINIA DESIGNATED AS LOT 12, BLOCK J, SECTION B, SALEM WOODS, AS SHOWN ON PLAT BY AMERICAN ENGINEERS DATED MARCH 15, 1977 ENTITLED, “SALEM WOODS, SECTION B”, RECORDED JUNE 24, 1977, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 29, AT PAGES 5 AND 6 TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREIN CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 134823 A-4234528 04/25/2012, 05/02/2012

TRUSTEE’S SALE OF 8662 Pleasant Ridge Road, Richmond, VA 23237. In execution of a certain deed of trust dated September 26, 2005, in the original principal amount of $116,450.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 6677 Page 1, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on May 18, 2012, at 12:00 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN DALE DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, AND KNOWN, NUMBERED AND DESIGNATED AS LOT 15, BLOCK D, SECTION B, OF ASHTON WOODS NORTH, ALL AS SHOWN ON A PLAT ENTITLED “ASTON WOODS NORTH, SECTION E”, PREPARED BY POTTS & MINTER, PROFESSIONAL LAND SURVEYORS, RICHMOND, VIRGINIA, DATED JANUARY 21, 1986, AND RECORDED MAY 14, 1986, IN THE CLERK’S OFFICE, CIRCUIT COURT, COUNTY OF CHESTERFIELD, VIRGINIA, IN PLAT BOOK 57, PAGE 9, TO WHICH PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 133304 A-4234529 04/25/2012, 05/02/2012

TRUSTEE’S SALE OF 911 Stonemeadow Drive, Glen Allen, VA 23060. In execution of a certain deed of trust dated June 11, 2009, in the original principal amount of $234,575.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4656 Page 0669, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on May 11, 2012, at 10:05 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, TOGETHER WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, SITUATE, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 5, BLOCK B, STONEFIELD, ALL AS MORE PARTICULARLY SHOWN ON THAT CERTAIN PLAT DATED SEPTEMBER 10, 1996, MADE BY E.D. LEWIS & ASSOCIATES, P.C., CONSULTING ENGINEERS, LAND SURVEYORS AND PLANNERS, RECORDED DECEMBER 6, 1996, IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 103, PAGE 121, REFERENCE TO WHICH IS MADE FOR A MORE PARTICULAR DESCRIPTION OF THE SAID PROPERTY BEING CONVEYED HEREIN. IT BEING THE SAME PROPERTY CONVEYED TO ESTON TURNER BY DEED OF ALEXANDER B. HOOKER, II AND KIMBERLY C. HOOKER, HUSBAND AND WIFE DATED JUNE 6, 2007 AND RECORDED IN THE AFORESAID CLERK’S OFFICE IN DEED BOOK 4357 AT PAGE 2044..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 144583 A-4234542 04/25/2012, 05/02/2012

TRUSTEE’S SALE OF 2325 Wooded Oak Place, Midlothian, VA 23113. In execution of a certain deed of trust dated May 25, 2006, in the original principal amount of $650,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7140 Page 0954, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on May 25, 2012, at 12:03 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 11, SECTION 3, OAK PARK, ALL AS MORE PARTICULARTLY SHOWN ON PLAT OF SUBDIVISION PREPARED BY JOSEPH COX & ASSOCIATES, INC., DATED JANUARY 20, 2003, REVISED MARCH 20, 2003, ENTITILED “OAK PARK, SECTION 3, MIDLOTHIAN DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, SUBDIVISION IDENTIFICATION NO.: 000-0362-03”, AND RECORDED JUNE 25, 2003, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 134, PAGE 48, REFERENCE TO WHICH IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID REAL ESTATE.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 140534 A-4234530 04/25/2012, 05/02/2012


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TRUSTEES’SALE OF VALUABLE REAL ESTATE LOCATED AT 1660 HERITAGE HILL DRIVE RICHMOND, VA 23233 In execution of a Deed of Trust (the “Deed of Trust”) given by Michael Henry Lauderdale and Taylor V. Lauderdale, Grantors, dated August 2, 2005, and recorded as Deed Book 3942, Page 1931 among the land records of Henrico County, Virginia, default having been made in payment of the debt secured thereby, and having been requested to do so by the Beneficiary of the Deed of Trust, after giving due notice of the sale to the present owner and any subordinate lienholders required to receive notice, and subject to the rights, if any, of parties in possession, and any matters of record having priority over the Deed of Trust, if any, as well as filed or unfiled mechanic’s liens, the undersigned Trustees (having been appointed Substituted Trustees in a Deed of Appointment of Substitute Trustees recorded among said land records), will offer for sale, “AS IS”, at public auction on: May 3, 2012 at 11:00 A.M. at the front exterior entrance of the Henrico County Circuit Court Courthouse, 4301 E. Parham Road, Richmond, VA the following described real estate: All that certain lot or parcel of land, with improvements thereon and appurtenances thereunto belonging, lying and being in Tuckahoe Magisterial District, Henrico County, Virginia and designated as Lot 6, Block Y, on a map consisting of two pages entitled “Heritage Hill of Raintree, Section D”, made by Bondie, Taylor and Puryear, Inc., Engineers and Surveyors, dated August 7, 1979, revised March 5, 1990, and recorded June 26, 1980, in the Clerk’s Office of the Circuit Court of Henrico County, Virginia, in Plat Book 70, pages 83 and 84, to which reference is made for a more particular description of such property. AND BEING the same property conveyed to Michael H. Lauderdale and Taylor V. Lauderdale by deed dated August 25, 1995 from Mark A. Burnette and recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia in Deed Book 2602 at Page 2217. Terms of Sale CASH. Deposit required: $10,000.00. Trustees reserve the right to announce other terms or vary the terms herein set out by announcement made prior to the sale. In the event the Substitute Trustees cannot deliver the title to the property, the sole remedy of the successful bidder shall be the return of his/her deposit without interest. NEIL D. GOLDMAN HOLLY A. CURRIER ERIN E. HOWLETT SUBSTITUTE TRUSTEES For Information Contact: John P. Van Beek Attorney for Noteholder 510 King Street, Suite 416 Alexandria, VA 22314 (703) 684-3260

TRUSTEE’S SALE OF REAL ESTATE located at 6731 Casey Savannah Lane, Richmond, Virginia In execution of the Deed of Trust from KATHRYN E. SMOTHERS and CLAUDINE S. SMITH dated September 25, 2007, in the Original Principal Amount of $221,000.00, and recorded in Deed Book 8015, page 680, in the Clerk’s Office of the Circuit Court for the County of Chesterfield, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the Note, the undersigned, as Substitute Trustee, will sell at public auction at the Front Entrance of the Circuit Court for the County of Chesterfield on May 3, 2012, at 11:05 a.m., the property described as Lot 2, Section 2, Savannah Trace, County of Chesterfield, Virginia, known as 6731 Casey Savannah Lane, Richmond, Virginia. Tax ID: 778680830100000 TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUT WARRANTY OF TITLE. ADDITIONAL TERMS MAY BE ANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE. A deposit of $ 22,000.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, IN CASH, CASHIER’S CHECK OR CERTIFIED FUNDS ONLY PAYABLE TO “CECIL G. MOORE, TRUSTEE”, balance to be paid within fifteen days from the date of sale. ABSOLUTELY NO PERSONAL CHECKS ACCEPTED AS BIDDER’S DEPOSIT. Real estate taxes will be adjusted to the date of sale. All cost of conveyance, deed, examination of title, recording charges and the grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: April 4, 2012 CECIL G. MOORE, Substitute Trustee(s) 12‑081BF (74.31) For Information Contact Trustees At: 710 Denbigh Boulevard, Ste. 6C, Newport News, Virginia 23608 (757) 877‑0255 between 9:00 ‑ 10:30 a.m. only

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TRUSTEE’S SALE OF REAL ESTATE located at 9131 Quinnford Boulevard, Richmond, Virginia In execution of the Deed of Trust from WILTON E. TUCKER and FRANCISCA R. TUCKER, dated December 5, 1994, in the Original Principal Amount of $50,350.00, and recorded in Deed Book 2630, Page 925, in the Clerk’s Office of the Circuit Court for the County of Chesterfield, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the Note, the undersigned, as Substitute Trustees, any one of whom may act, will sell at public auction at the Front Entrance of the Circuit Court for the County of Chesterfield on May 3, 2012, at 11:00 a.m., the property described as Lot 22, Map of Bellwood Heights, , County of Chesterfield, Virginia, known as 9131 Quinnford Boulevard, Richmond, Virginia. Tax ID: 796672530400000 TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUT WARRANTY OF TITLE. ADDITIONAL TERMS MAY BE ANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE. A deposit of $ 3,600.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, IN CASH, CASHIER’S CHECK OR CERTIFIED FUNDS ONLY PAYABLE TO “CECIL G. MOORE, TRUSTEE”, balance to be paid within fifteen days from the date of sale. ABSOLUTELY NO PERSONAL CHECKS ACCEPTED AS BIDDER’S DEPOSIT. Real estate taxes will be adjusted to the date of sale. All cost of conveyance, deed, examination of title, recording charges and the grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: April 5, 2012 CECIL G. MOORE, and JO ANN HUTCHINSON, Substitute Trustee(s) 12‑082BF (74.32) For Information Contact Trustees At: 710 Denbigh Boulevard, Ste. 6C, Newport News, Virginia 23608 (757) 877‑0255 between 9:00 ‑ 10:30 a.m. only

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TRUSTEE’S SALE 1806 Glenthorne Road, Richmond, VA 23222 Parcel No. 800-733-0776 Pursuant to the terms of a deed of trust dated September 5, 2007, in the original principal amount of $148,748.00, recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia, in Deed Book 4405, Page 1734, the property briefly described below will be offered for sale at public auction: Lot 138, Sec. B, Brentwood, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 22, Page 26, and as more particularly described in the referenced deed of trust. The sale will take place on MAY 3, 2012 At 12:30 P.M., at the front entrance to the building housing the Circuit Court of Henrico County, located at 4301 East Parham Road, Henrico, VA. The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERtIFIED FUNDS in the amount of $14,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1228034).

TRUSTEE SALE 405 Kingscote Ln, Glen Allen, VA 23059-4675 Henrico County In execution of a Deed of Trust in the original principal amount of $299,279.00, dated May 7, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4337, at page 2443, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on April 26, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 3, Block 36, Section D, Plat of “The Townes at Hunton Park Section D”, recorded in Plat Book 122 Page 28-30, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-017237-11/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE’S SALE OF 3030 Danrett Lane, Richmond, VA 23231. In execution of a certain deed of trust dated December 07, 2009, in the original principal amount of $216,015.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4720 Page 2095, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on May 18, 2012, at 10:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN VARINA DISTRICT, HENRICO COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 12, BLOCK A, SECTION 1, ON THE PLAN OF DORAN FOREST SECTION 1, AS SHOWN ON A PLAT OF SURVEY PREPARED BY E.D. LEWIS AND ASSOCIATES, DATED JUNE 12, 2002 RECORDED OCTOBER 04, 2002, IN THE CLERK’S OFFICE CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 115 PAGE 154 AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 143696 A-4230377 04/18/2012, 04/25/2012

[ classfieds ] April 25, 2012

TRUSTEE’S SALE OF 10413 Natural Bridge Road, Richmond, VA 23236. In execution of a certain deed of trust dated January 20, 2005, in the original principal amount of $140,887.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 6181 Page 946, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on May 11, 2012, at 12:04 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN CLOVER HILL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 28, BLOCK A, SECTION B, SHENANDOAH HILLS, AS SHOWN ON PLAT OF SAID SUBDIVISION MADE BY J. K. TIMMONS AND ASSOCIATES, INC., CONSULTING ENGINEERS, DATED MAY 11, 1979, AND RECORDED MAY 21, 1979 IN THE CLERK’S OFFICE OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 33, PAGE 81, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID REAL ESTATE.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 143228 A-4230379 04/18/2012, 04/25/2012

TRUSTEE’S SALE 3609 Garland Avenue, Richmond, VA 23222 Parcel ID N0160134021 Pursuant to the terms of a deed of trust dated July 8, 2011, in the original principal amount of $79,921.00, recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia, as Instrument No. 110011857, and assigned by Certificate of Transfer recorded in the aforesaid Clerk’s Office as Instrument No. 110011858, the property briefly described below will be offered for sale at public auction: Lot 28, Block B (Carter Subdivision), as shown on a plat recorded in the aforesaid Clerk’s Office in Deed Book 525-B, Page 17, and as more particularly described in the referenced deed of trust. The sale will take place on MAY 3, 2012 At 11:45 A.M., at the front entrance to the building housing the Circuit Court of the City of Richmond, located at 400 N. Ninth Street, Richmond, VA. The property and the improvements thereon will be sold“AS IS”and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERtIFIED FUNDS in the amount of $7,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1227997).

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TRUSTEE’S SALE OF 3730 Mineola Drive, Chester, VA 23831. In execution of a certain deed of trust dated January 11, 2008, in the original principal amount of $212,135.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8157 Page 0543, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on May 04, 2012, at 12:02 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH APPURTENANCES THERETO BELONGING, LYING AND BEING IN BERMUDA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, KNOWN AS LOT 55, SECTION 2, AS SHOWN ON PLAT OF MINEOLA HEIGHTS, SECTION 2, MADE BY POTTS, MINTER & ASSOCIATES, P.C., DATED DECEMBER 6, 2002 AND RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 134, PAGE 24, TO WHICH PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION OF THE REAL ESTATE HEREBY CONVEYED. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www. bwwsales.com. BWW# 134225 A-4230375 04/18/2012, 04/25/2012

(804)358-2100

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April 25, 2012 [ classfieds ]

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TRUSTEE’S SALE OF 1707 Watts Lane, Richmond, VA 23223. In execution of a certain deed of trust dated January 22, 2004, in the original principal amount of $83,153.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3630 Page 0288, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on May 18, 2012, at 10:03 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN PIECE, PARCEL OR LOT OF LAND, TOGETHER WITH IMPROVEMENTS THEREON, SITUATED, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, AND MORE PARTICULARLY DESCRIBED AS LOT 1, BLOCK A, ON SUBDIVISION PLAT OF EVAN’S PLACE, PREPARED BY HOLLY & ASSOCIATES, LTD. A COPY OF WHICH WAS RECORDED MAY 20, 1997 IN PLAT BOOK 105, PAGE 36 IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA. SAID PROPERTY IS ALSO SHOWN ON THAT CERTAIN PLAT OF SURVEY ENTITLED “PLAT SHOWING IMPROVEMENTS UNDER CONSTRUCTIONS ON LOT 1, BLOCK A, EVAN’S PLACE, FAIRFIELD DISTRICT, HENRICO COUNTY, VIRGINIA”, PREPARED BY HOLLY & ASSOCIATES, LTD. DATED SEPTEMBER 5, 1997, RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA IN BOOK 2801, PAGE 574. THIS IS THE SAME PROPERTY CONVEYED TO FRANCES D. LEWIS AND GENEVIEVE S. MICKENS BY DEED OF CRUTE CONSTRUCTION AND DEVELOPMENT COMPANY, DATED MARCH 31, 1998 AND RECORDED APRIL 23, 1998 IN THE OFFICE OF THE REGISTER OF DEEDS FOR HENRICO COUNTY IN BOOK 2801, PAGE 572..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 9616555, website: www.bwwsales.com. BWW# 132652 A-4234545 04/25/2012, 05/02/2012

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TRUSTEE’S SALE OF 2705 Darton Drive, Richmond, VA 23223. In execution of a certain deed of trust dated April 05, 2007, in the original principal amount of $190,400.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4322 Page 0250, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on May 18, 2012, at 10:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CETAIN LOT, PIECE OR PARCEL OF LAND WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYIGN AND BEING IN FAIRFIELD DISTRICT OF HENRICO COUNTY, VIRGINIA SHOWN AND DESIGNATED AS LOT 3, BLOCK B, SECTION 1, AS SHOWN ON SUBDIVISION PLAT OF ORCHARD GLEN SECTION 1, AND RESUBDIVISION OF A PORTION OF LOT 1, MAPLEWOOD FARM, PREPARED BY E.D. LEWIS & ASSOCIATES, P.C., DATED JUNE 26, 1997, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 107, PAGE 69, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 128889 A-4234546 04/25/2012, 05/02/2012

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TRUSTEE’S SALE OF 7330 Creekridge Road, Richmond, VA 23231. In execution of a certain deed of trust dated January 25, 2005, in the original principal amount of $144,907.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3814 Page 2365, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on May 18, 2012, at 10:04 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THERON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, AND KNOWN, NUMBERED AND DESIGNATED AS LOT 2, BLOCK B, SECTION A, OF TURNER WOODS SOUTH SUBDIVISION, WHICH SUBDIVISON PLAT IS RECORDED IN PLAT BOOK 65, PAGES 17 AND 18, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, REFERENCE TO WHICH IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 9616555, website: www.bwwsales.com. BWW# 143772 A-4234543 04/25/2012, 05/02/2012

TRUSTEE’S SALE OF 1600 South Red Lion Court, Richmond, VA 23235. In execution of a certain deed of trust dated August 25, 2006, in the original principal amount of $212,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7322 Page 0048, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on May 11, 2012, at 12:03 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, AND DESIGNATED AS LOT 20, BLOCK D, SECTION B, HERITAGE COMMONS, ON SUBDIVISION PLAT BY BODIE, TAYLOR & PURYEAR, DATED MAY 1, 1979, RECORDED DECEMBER 13, PAGE 26-27, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 130000 A-4230380 04/18/2012, 04/25/2012

TRUSTEE SALE 4001 Mariposa Drive, South Chesterfield, VA 23834-1667 In execution of a Deed of Trust in the original principal amount of $118,750.00, dated December 7, 2004 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 6104, at page 503, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on May 3, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 12, Block B, Section 3 (erroneously omitted), Brevard, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-022182-11/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 3200 Matilda Cove #404, Henrico, VA 23294-5210 In execution of a Deed of Trust in the original principal amount of $234,750.00, dated November 28, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4444, at page 1818, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on May 10, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Unit 404-LL of Pemberton Oaks Condominium; together with an undivided interest in the common elements.

TRUSTEE SALE 1811 Briardale Lane, Richmond, VA 23229-4030 Henrico County In execution of a Deed of Trust in the original principal amount of $171,200.00, dated March 29, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4317, at page 1007, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on May 3, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 6, Block A, Section B, Windsordale, with improvements thereon. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-024781-11/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01002419-12/FHA) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 1675 Old Church Rd, Mechanicsville, VA 23111-6034 Hanover County In execution of a Deed of Trust in the original principal amount of $255,000.00, dated May 12, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2517, at page 356, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on May 8, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 8, Block B, Section A, Greenbriar Estates, recorded in Plat Book 6, Page 3, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-026766-11/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net


NOTICE OF TRUSTEE’S SALE OF PROPERTY LOCATED AT 115 N. 34th STREET, 3103 LAMB AVE., 1402-1404 N. 30TH STREET, 3115 GARLAND AVE., 709 NORTHSIDE AVE., 1426 N. 23RD STREET, 2301 N. 29TH STREET, 1607 JEFFERSON DAVIS HWY, 2811 NORTH AVE., 1200 N. 20TH STREET, 606 HANCOCK STREET, 303 W. ROBERTS STREET, RICHMOND, VIRGINIA In execution of a Deed of Trust in the original principal amount of $997,000.00 from The Dirty Baker’s Dozen, L.L.C., dated May 26, 2010, recorded May 27, 2010 as Instrument #100009319 among the land records for the City of Richmond, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #120006197 among the land records of the City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on May 9, 2012, at 10:45 A.M., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North 9th Street Richmond, VA 23219-15407, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 115 N. 34th Street, 3103 Lamb Ave., 1402-1404 N. 30TH Street, 3115 Garland Ave., 709 Northside Ave., 1426 N. 23RD Street, 2301 N. 29TH Street, 1607 Jefferson Davis Hwy, 2811 North Ave., 1200 N. 20TH Street, 606 Hancock Street, 303 W. Roberts Street, Richmond, Virginia. TERMS OF SALE: Cash. The Properties will be auctioned individually and as an entirety with the sale going to largest aggregate amount; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike 101, Warrenton, Virginia 20187, (540)207-3292

TRUSTEE SALE 3100 Caseycurn Ct, Richmond, VA 23223-2645 Henrico County In execution of a Deed of Trust in the original principal amount of $200,000.00, dated June 15, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4360, at page 2549, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on May 8, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 8, Block B, Stoney Creek Subdivision, Section 1, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40004402-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 7300 Elkhardt Rd, North Chesterfield, VA 23225-6906

In execution of a Deed of Trust in the original principal amount of $124,200.00, dated April 4, 2007 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 070012669, at page 0318, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on May 8, 2012 at 2:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 5, Block B,Cullenwood, Section A, with improvements thereon.

In execution of a Deed of Trust in the original principal amount of $150,000.00, dated August 16, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7959, at page 0929, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on May 8, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 2, Block B, Section 1, Southaven, with improvements thereon. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-003028-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40006616-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale 1907 Elkridge Lane, Richmond a/k/a Henrico, Virginia 23223 (Tax ID No. 801-729-4238) Default having been made in the terms of a certain Deed of Trust dated November 24, 2004, in the original principal amount of $25,461.13 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 3790, Page 1859, the undersigned Substitute Trustees will sell at public auction on May 21, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lot 12, Block F, as shown on a plat of Montezuma Farms, recorded in the aforesaid Clerk’s Office in Plat Book 17, Page 10-A, and fronting 100 feet on Elkridge Lane running back between parallel lines 149.69 feet to an alley in the rear. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $2,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., and/ or Lisa Brook Law, PLC, Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 83655, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 6111 Forest Wood Rd, Midlothian, VA 23112-2330 Chesterfield County In execution of a Deed of Trust in the original principal amount of $224,678.00, dated November 29, 2004 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 6091, at page 44 and re-recorded in Deed Book 6224, at page 34, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on May 10, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 3, Forest Wood Subdivision, Section 1, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-004391-12/ VA) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-4571460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale 3033 Loganwood Drive, Colonial Heights, Virginia 23834 (Tax ID No. 797640446000000) TRUSTEE SALE 7101 Highcrest Ridge Drive, Chesterfield, VA 23838-8746 In execution of a Deed of Trust in the original principal amount of $282,800.00, dated September 22, 2010 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 9200, at page 0531, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on May 8, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 8, Section E, Amstel Bluff, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-005956-12/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 9907 Joindre Court, Richmond, VA 23237-3905 Chesterfield County In execution of a Deed of Trust in the original principal amount of $126,728.00, dated March 25, 2004 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 5658, at page 573, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on May 8, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 25, Block E, Section A of Salem Woods, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-004243-09/VA) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Default having been made in the terms of a certain Deed of Trust dated September 11, 1996, in the modified principal amount of $86,430.39 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 2928, at Page 389 and as amended by a modification agreements recorded in Deed Book 6807, at Page 0876, and in Deed Book 7132, at Page 0246, the undersigned Substitute Trustees will sell at public auction on May 30, 2012, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 12, Block A, Section 1, Happy Hill Farms, and shown on a plat of subdivision dated September 22, 1981, entitled “Happy Hill Farms, Section 1”, and recorded in the aforesaid Clerk’s Office in Plat Book 39, Pages 95, and 96. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $8,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw. com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 53459, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

[ classfieds ] April 25, 2012

TRUSTEE SALE 12902 Half Moon Bay Ct, Midlothian, VA 23114-7114 Chesterfield County In execution of a Deed of Trust in the original principal amount of $254,000.00, dated January 25, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 8170, at page 0841, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on May 8, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 47, Walton Lake, Section B, recorded in Plat Book 76, Pages 14-15, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01005776-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

style weekly

TRUSTEE’S SALE OF 100 West Graham Road, Richmond, VA 23222. In execution of a certain deed of trust dated November 27, 2007, in the original principal amount of $183,126.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 070038759, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on May 11, 2012, at 11:04 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, KNOWN AS HOUSE NO. 100 GRAHAM ROAD, AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE NORTH LINE OF GRAHAM ROAD AT POINT DISTANT 194 FEET EAST OF THE EAST LINE OF MILLER AVENUE; THENCE EXTENDING BACK FROM SAID FRONT IN A NORTHERLY DIRECTION AND BETWEEN PARALLEL LINES 140 FEET TO AN ALLEY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 130213 A-4230383 04/18/2012, 04/25/2012

TRUSTEE SALE 3137 Cullenwood Dr, Richmond, VA 23234-1642

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to advertise call

TRUSTEE SALE 2202 Redd St, Richmond, VA 23223-4315 In execution of a Deed of Trust in the original principal amount of $51,000.00, dated December 21, 2000 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 000030107, at page 0099, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on May 8, 2012 at 2:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Beginning at a point on the northern line of Redd Street 48.12 feet west of the western line of Spotsylvania Street (formerly Stewart Street); thence extending westwardly along and fronting on the northern line of Redd Street 37 feet; thence extending northwardly 112.66 feet to the southern line of an alley 10 feet wide; thence eastwardly along the southern line of said alley 18.50 feet, more or less, to the western face of a garage; thence northwardly along the western face of said garage 10 feet to the north line of said alley, thence eastwardly 18.46 feet, more or less; thence at right angles southwardly 124.58 feet to the northern line of Redd Street, at the point of beginning, together with the use in common of said alley 10 feet wide, which alley extends westwardly to a public alley 16 feet wide., with improvements thereon.

April 25, 2012 [ classfieds ]

style weekly

TERMS OF SALE: CASH: A deposit of $5,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-008037-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

50

Full name of owner: Adrian Sava Trading as: European Taste 10604 Patterson Ave. Richmond, Henrico, Virginia 23238 The above establishment is applying to the VIRGINIA DEPARTMENT OF ALCOHOLIC BEVERAGE CONTROL for a Beer and Wine on Premises license to sell or manufacture alcoholic beverages. Adrian Sava NOTE: Objections to the issuance of this license must be submitted to ABC no later than 30 days from the publishing date of the first of two required newspaper legal notices. Objections should be registered at www.abc.virginia.gov or 800-552-3200.

Full name of owner: P.A. GLEN ALLEN, INC. Trading as: PLAZA AZTECA MEXICAN RESTAURANT 10099 BROOK ROAD GLEN ALLEN, HENRICO, Virginia 23059 The above establishment is applying to the VIRGINIA DEPARTMENT OF ALCOHOLIC BEVERAGE CONTROL for a BEER, WINE AND MIXED BEVERAGES license to sell or manufacture alcoholic beverages. LINDA FREYRE MONTOYA, SECRETARY NOTE: Objections to the issuance of this license must be submitted to ABC no later than 30 days from the publishing date of the first of two required newspaper legal notices. Objections should be registered at www.abc. virginia.gov or 800-552-3200.

Trustee’s Sale 9324 Russell Road, Richmond, Virginia 23237 (Tax ID No. 796671170100000) Default having been made in the terms of a certain Deed of Trust dated January 22, 1985, in the original principal amount of $33,100.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 1690, at page 1685, the undersigned Substitute Trustees will sell at public auction on May 30, 2012, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot No. 44, on certain plat entitled “Map of Bellewood Manor”, dated September 12, 1941, which map is recorded in the aforesaid Clerk’s Office in Plat Book 8, Page 33. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $3,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 97729, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 6016 Swanson Road, Richmond, VA 23234-7343 In execution of a Deed of Trust in the original principal amount of $106,400.00, dated January 5, 2007 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 070000926, at page 528, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on May 8, 2012 at 2:00 o’clock pm the property described in said deed, located at the above address and briefly described as: 0.197 acre shown on a plat of survey dated May 5, 1994, recorded in Deed Book 398, page 1467, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01001725-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

(804)358-2100

or email

TRUSTEE’S SALE OF 19 South Wilson Way, Sandston, Virginia 23150 Lot 19, Block 5, Section B, Sandston Subdivision, Henrico County, Virginia Tax Map I.D. No. 826-715-7738 In execution of Deed of Trust from Damon Burrows, recorded February 6, 2007, in Deed Book 4284, Page 1506 (“Deed of Trust”), in the Clerk’s Office, Circuit Court, Henrico County, VA (“Clerk’s Office”); the Sole Acting Substitute Trustee, having been appointed Substitute Trustee by Appointment of Substitute Trustee recorded February 6, 2007, in Deed Book 4974, Page 0072, in the Clerk’s Office, will offer for sale at public auction, the real estate briefly described as 19 S. Wilson Way, Sandston, VA 23150, and which is more particularly described in the Deed of Trust. The sale will be conducted at the front entrance of the building which houses the Circuit Court of Henrico County, Virginia, 4301 East Parham Road, Henrico, VA 23273, on May 9, 2012, at 10:00 a.m. TERMS: Cash. Successful bidder’s deposit of 10% of the final amount bid will be required, with balance of sale price to be paid within 30 days. The successful bidder’s deposit MUST be paid by CASH, CASHIER’S OR CERTIFIED CHECK at the foreclosure sale. The real estate will be sold “AS IS.” The real estate will be conveyed by SPECIAL WARRANTY DEED, subject to all rights, reservations, leases, covenants, conditions, easements and restrictions superior to the Deed of Trust as they may lawfully affect the real estate. The purchaser will be required to pay all closing costs except the grantor’s recording tax. Real estate taxes will be prorated as of the date of sale. Risk of loss to the real estate will pass to the successful bidder upon acceptance of the bid by the Trustee. Additional terms may be announced at the sale. This is a communication from a debt collector and any information obtained will be used for that purpose. Time is of the essence with respect to all dates and times. HAMILL D. JONES, JR., Sole Acting Substitute Trustee For Information Contact: Hamill D. Jones, Jr., Sole Acting Substitute Trustee 1900 One James Center 901 East Cary Street Richmond, VA 23219 Phone: (804) 697-5128

c l a s s a d @ s t y l e w e e k l y. c o m

TRUSTEE SALE 6989 Springhill Rd, Mechanicsville, VA 23116-6538 Hanover County In execution of a Deed of Trust in the original principal amount of $212,825.00, dated February 23, 2010 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2971, at page 1273, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on May 8, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 14, Springhill Acres, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-014228-11/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale 1518 Victor Street, Richmond, Virginia 23222 (Tax ID No. N0000814010) Default having been made in the terms of a certain Deed of Trust dated March 27, 2007, in the original principal amount of $65,100.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 070016071, the undersigned Substitute Trustees will sell at public auction on May 16, 2012, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as Lot No. 12, in Block No. 8, on the plan of Plateau, recorded in Plat Book No. 9, page 19, in the Clerk’s Office of the Circuit Court of Henrico County, Virginia, and being more fully described in the aforesaid Deed of Trust.

TRUSTEE SALE 11708 Walnut Wood Dr, Midlothian, VA 23112-3278 Chesterfield County In execution of a Deed of Trust in the original principal amount of $256,000.00, dated March 31, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7034, at page 0647, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on May 8, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 72, Walnut Grove, Section 1, with improvements thereon.

Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $6,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw. com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 97364, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-005785-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

SOLE ACTING TRUSTEE’S SALE 1422 WILLIS STREET, RICHMOND In execution of a Deed of Trust recorded in Clerk’s Office there having been a default under the Deed of Trust, Sole Acting Trustee will offer for sale at public auction on May 3, 2012, at 12:00p.m., front entrance of Circuit Court, City of Richmond, John Marshall Courts Building, 400 No. 9th Street, Richmond, Virginia, the property known as 1422 Willis Street, Richmond, Virginia. For full description of property, see Deed of Trust. Sale made subject to all existing easements, restrictive covenants, liens and/or deeds of trust. TERMS: Cash at settlement within 10 days of sale. Bidder’s deposit 10% cash or certified check. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. FOR MORE INFORMATION CONTACT: Nancy Ann Rogers, Sole Acting Trustee, Post Office Box 167, Manakin Sabot, Virginia 23103 (804) 784-7182

VIRGINIA: IN THE CIRCUIT COURT FOR THE CITY OF RICHMOND ETHAN ANTONIO FORD, Plaintiff v. MARIA APARECIDA TAVARES, Defendant Case No. CL12-1133 ORDER OF PUBLICATION The object of this suit is to obtain a divorce from the defendant. It appearing by affidavit filed according to law that the residence of Maria Aparecida Tavares, the above-named defendant, is unknown, it is therefore ORDERED that the said Maria Aparecia Tavares appear on or before the 21st day of May, 2012, in the Clerk’s Office of this Court and take such action as is necessary to protect her interests herein. AN EXTRACT TESTE: TESTE: BEVILL M.DEAN,CLERK

Trustee’s Sale 3824 Beulah Road, Richmond a/k/a North Chesterfield, Virginia 23237 (Tax Map No. 783680835200000) Default having been made in the terms of a certain Deed of Trust dated May 28, 2004, in the original principal amount of $100,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 5774 at Page 576, the undersigned Substitute Trustees will sell at public auction on May 2, 2012, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 9, Block X, Section E, Meadowdale, as more particularly shown on subdivision plat recorded in the aforesaid Clerk’s Office in Plat Book 17, pages 25 and 26. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $10,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 92639, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

SOLE ACTING TRUSTEE’S SALE 2500 WRIGHT AVENUE, RICHMOND In execution of a Deed of Trust recorded in Clerk’s Office there having been a default under the Deed of Trust, Sole Acting Trustee will offer for sale at public auction on May 3, 2012, at 12:05 p.m., front entrance of Circuit Court, City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, the property known as 2500 Wright Avenue, Richmond, Virginia. For full description of property, see Deed of Trust. Sale made subject to all existing easements, restrictive covenants, liens and/or deeds of trust. TERMS: Cash at settlement within 10 days of sale. Bidder’s deposit 10% cash or certified check. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. FOR INFORMATION CONTACT: Nancy Ann Rogers, Sole Acting Trustee, Post Office Box 167, Manakin Sabot, Virginia 23103 (804)784-7182.

VIRGINIA: IN THE CIRCUIT COURT FOR THE COUNTY OF CHESTERFIELD CATHERINE LAYNE FENS, Plaintiff v. JORGE A.O. RODRIGUES, Defendant Case No. CL12-622 ORDER OF PUBLICATION 3/21/12 The object of this suit is to obtain a divorce a vinculo matrimonii from the defendant on the ground of having lived separate and apart for a period of one year pursuant to Section 20-91(A)(9) of the Code of Virginia, 1950, as amended. It appearing by affidavit that the defendant’s last known address was 17210 Jeff Davis Highway, Apt. 18, Colonial Heights, Virginia 23234, the defendant’s present whereabouts are unknown, it is ORDERED that the defendant appear before this COURT on or before the 30th day of April, 2012, and protect his interests herein. AN EXTRACT TESTE: JUDY L.WORTHINGTON, CLERK

Trustee’s Sale 2500 Warwick Avenue, Richmond, Virginia 23224 (Tax ID No. S0071677013) Default having been made in the terms of a certain Deed of Trust dated October 5, 1990, in the original principal amount of $54,806.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia in Deed Book 249, at Page 0465, and re-recorded on July 31, 1991, in Deed Book 274, at Page 1979, the undersigned Substitute Trustees will sell at public auction on May 30, 2012, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as LOT 13, BLOCK 4, MELROSE, as shown on a plat dated June 7, 1989, revised September 25, 1990, and recorded in the aforesaid Clerk’s Office in Deed Book 249, and Page 0463. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $5,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw. com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 97673, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.


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Trustee’s Sale 306 West 25th Street, Richmond, Virginia 23225 (Tax ID No. S0000699008) Default having been made in the terms of a certain Deed of Trust dated October 13, 1999, in the original principal amount of $72,962.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 990028396, the undersigned Substitute Trustees will sell at public auction on May 21, 2012, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property as shown on the plat dated September 30, 1986 and entitled, “Survey & Map of Lot 15, Block 17, Plan of Woodland Heights in Richmond, VA.”, which plat is duly recorded with the Deed in Deed Book 99, Page 126. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $7,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 97674, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Trustee’s Sale 915 West Clay Street, Richmond, Virginia 23220 (Tax ID No. N0000386018) Default having been made in the terms of a certain Deed of Trust dated March 20, 2009, in the original principal amount of $25,000.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 090007633, the undersigned Substitute Trustees will sell at public auction on May 16, 2012, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated on a plat dated October 26, 1992, entitled “Plat of Property Situated on the Southern Line of Clay Street and West of Goshen Street, Richmond, Virginia,” and as further described in the aforesaid Deed of Trust.

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VIRGINIA: IN THE CIRCUIT COURT OF THE COUNTY OF HENRICO MICHELLE RENEE DOUGLAS, PLAINTIFF, v. ERIC DAVID DOUGLAS, DEFENDANT. CASE NO. CL11-1480 ORDER OF PUBLICATION The object of the above-styled suit is to award Michelle Renee Douglas a final decree of divorce from Eric David Douglas. IT APPEARING unto the Court, by affidavit filed according to law by plaintiff Michelle Renee Douglas that Eric David Douglas is a non-resident individual, other than a nonresident individual fiduciary who has appointed a statutory agent; It is hereby ORDERED that the defendant, Eric David Douglas, appear on or before the 29th day of May, 2012, in the Clerk’s Office of this Court, and do what is necessary to protect his interests. ENTER: 4/4/12 A COPY TESTE: YVONNE G. SMITH, CLERK JENNIFER WATTS, DEPUTY CLERK AN EXTRACT, TESTE: BEVILL M. DEAN, CLERK

VIRGINIA: IN THE CIRCUIT COURT OF THE COUNTY OF HENRICO WELDON THADDIUS JONES, JR., PLAINTIFF, v. SHANNA RAWLERSON JONES, DEFENDANT. CASE NO. CL-725 ORDER OF PUBLICATION The object of this suit is to obtain a divorce from the bond of matrimony from the defendant on the grounds that the parties have lived separate and apart without any cohabitation and without interruption for a period of more than one year. It appearing from an affidavit that the defendant, Shanna Rawlerson Jones, cannot be found and that due diligence has been used by or on behalf of plaintiff to ascertain in what county or city the defendant is, without effect, it is ORDERED that the defendant appear before this Court before the 18th day of May, 2012, at 9A.M., and do what is necessary to protect her interest herein. ENTER: 3/16/12 An Extract Teste: YVONNE G. SMITH, CLERK

TRUSTEE’S SALE OF 6357 Foxrock Lane Mechanicsville, Virginia 23111

Public Service Announcement. The Virginia Fair Housing Office offers free informative and interac tive seminars to consumers and housing p r ov i d e r s . K n ow m o r e ab ou t your right s an d responsibilities by learning about The Virginia Fair Housing Laws. If you would like to take part in a seminar, or if you would like to organize a seminar for your group or organization, call us at 804-367-8530.

TRUSTEE SALE 10214 Wolfe Manor Ct Apt 112, Glen Allen, VA 23060-7347 Henrico County In execution of a Deed of Trust in the original principal amount of $74,500.00, dated June 18, 2003 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3474, at page 1597, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on May 3, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Unit No. 112-UL, of the Landings of Laurel Lakes Condominiums, Phase 1, together with an undivided interest in the common elements., with improvements thereon. TERMS OF SALE: CASH: A deposit of $5,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-004390-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

VIRGINIA: IN THE CIRCUIT COURT FOR THE COUNTY OF CHESTERFIELD AMY KELLEY PEASON, Plaintiff, v. SETH PEARSON, Defendant. Case No.CL12-681 ORDER OF PUBLICATION 4/3/12 The object of this suit is to obtain a divorce a vinculo matrimonii from the defendant on the ground of having lived separate and apart for a period of one year pursuant to Section 20-91(A)(9) of the Code of Virginia, 1950, as amended. It appearing by affidavit that the defendant’s last known address was 6200 Crown Creek Drive, Apt #203, Midlothian, Virginia, 23112, the defendant’s present whereabouts are unknown, it is ORDERED that the defendant appear before this Court on or before the 8th day of June, 2012, and protect his interest herein. AN EXTRACT TESTE: JUDY WORTHINGTON, CLERK

TRUSTEE’S SALE OF 5461 Claridge Road, Chesterfield, VA 23832. In execution of a certain deed of trust dated September 07, 2001, in the original principal amount of $139,600.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 4221 Page 41, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on May 11, 2012, at 12:02 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN THE CLOVER HILL MAGISTERIAL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA AND KNOWN AS LOT 1, BLOCK E, SECTION A, ESTRIDGE, A PLAT OF WHICH MADE BY KENNETH L. BARTON, C.L.S., DATD JULY 21, 1967, WAS RECORDED DECEMBER 1, 1967 IN PLAT BOOK 16, PAGES 18 AND 19, IN THE CLERK’S OFFICE, CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE SAID PROPERTY BEING CONVEYED HEREIN..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 56206

VIRGINIA: IN THE CIRCUIT COURT OF THE COUNTY OF HENRICO JAMES EDWARD BOLLING, PLAINTIFF, v. ROSE MAE BATTS, DEFENDANT. CASE NO. CL-12-854 ORDER OF PUBLICATION The object of this suit is to obtain a divorce from the bond of matrimony from the defendant on the grounds that the parties have lived separate and apart without any cohabitation and without interruption for a period of more than one year. It appearing from an affidavit that the defendant, Rose Mae Batts, cannot be found and that due diligence has been used by or on behalf of plaintiff to ascertain in what county or city the defendant is, without effect, it is ORDERED that the defendant appear before this Court before the 30th day of May, 2012, at 9A.M., and do what is necessary to protect her interest herein. ENTER: 3/29/12 A COPY TESTE: YVONNE G. SMITH, CLERK JENNIFER WATTS, DEPUTY CLERK

VIRGINIA: IN THE CIRCUIT COURT FOR THE CITY OF RICHMOND RE: File No. 11-379 MARY JACQUELINE SCHUTZE SANTUCCI, deceased SHOW CAUSE ORDER AGAINST DISTRIBUTION It is ordered that the creditors of, and all other persons interested in, the above estate show cause, if any they can, on the 12th day of June, 2012, at 9:00 a.m. before this Court at its courtroom, against payment and delivery of the estate to the distributees without requiring refunding bonds. AN EXTRACT, TESTE: BEVILL M. DEAN, CLERK

Trustee’s Sale 2003 Barton Avenue, Richmond, Virginia 23222 (Tax ID No. N0000409005) Default having been made in the terms of a certain Deed of Trust dated August 31, 2006, in the original principal amount of $170,000.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument Number 060030695, the undersigned Substitute Trustees will sell at public auction on May 2, 2012, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as No. 2003 Barton Avenue and more particularly described as follows: BEGINNING at a point on the east line of Barton Avenue which point is 50 feet south of the intersection of the east line of Barton Avenue with the south line of Home Street, and from said point of beginning running south and fronting on Barton Avenue, a distance of 50 feet and from said front extending eastwardly between parallel lines a distance of 117.50 feet to an alley 12 feet wide. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $17,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 92093, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

NOTICE OF TRUSTEE’S SALE OF PROPERTY LOCATED AT 5449 HOLLY PINES DRIVE CHESTERFIELD, VIRGINIA In execution of a Deed of Trust in the original principal amount of $342,775.00 from JAG Real Estate Investment, L.L.C., dated May 16, 2008, and recorded May 19, 2008 in Book 8327, page 46 among the land records for Chesterfield County, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #5242, in Book 9650, page 959 among the land records of Chesterfield County, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on May 16, 2012, at 2:00 P.M., local time, at the main entrance of the Circuit Court for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia 23832-0125, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 5449 Holly Pines Drive, Chesterfield, Virginia; Tax Map Reference No. 767684340400000. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids;“AS IS”without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike 101, Warrenton, Virginia 20187, (540)207-3293.

TRUSTEE SALE 6209 Forest Hill Ave., Richmond, VA 23225-1833 In execution of a Deed of Trust in the original principal amount of $270,000.00, dated August 24, 2009 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 090019548, at page 0034, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on May 3, 2012 at 10:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 5, Block D, Section B, Plan of Granite Acres, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-006465-12/ FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

[ classfieds ] April 25, 2012

In execution of a certain Deed of Trust (the “Deed of Trust”) dated January 29, 2007, recorded December 7, 2007 in the Clerk’s Office, Circuit Court of the County of Hanover, Virginia, in Deed Book 2899 at page 3185, securing a loan which was in an original sum of $44,000.00, default having been made under the Deed of Trust, the undersigned Substitute Trustee, appointed such by a Substitution of Trustee recorded in the Clerk’s Office of the Circuit Court of the County of Hanover, Virginia, on January 21, 2009, Book 2934, page 2028, pursuant to the request of the holder of the Note thereby secured, after giving not less than fourteen (14) days prior written notice thereof to the owners of the hereinafter described property, of the date, time, place and terms of the sale, will offer for sale at public auction, ALL that certain lot, piece or parcel of land with all improvements thereon and appurtenances thereto, lying and being in Hanover County, Virginia, numbered and designated as Lot 27, Block H, on the Plan of Cherrydale, all as shown on plat thereof made by LaPrade Bros., Civil Engineers, Richmond, Virginia, dated December 15, 1967, and recorded January 23, 1968, in the Clerk’s Office of the Circuit Court of Hanover County, Virginia, in Subdivision Plat Book 1, page C1-C3, to which plat reference is hereby made for a more particular description of the property. Tax ID #8725-23-8896. Said public auction is to be held at the front steps of the Circuit Court of the County of Hanover, Virginia, located at 7505 Library Drive, Hanover, Virginia, on Thursday, May 3, 2012, at 9:00 a.m. TERMS OF SALE: ALL CASH. A bidder’s deposit of $10,000.00 or 10% of the amount secured, may be required from the successful bidder, in the form of cash, certified or cashier’s check. The Substitute Trustee reserves the right to waive or modify the requirement with respect to bidder’s deposit. The successful bidder will be required to close within 15 days from the sale date. The property shall be sold “AS IS” and will be conveyed by Special Warranty Deed, with no representation or warranties of any kind whatsoever including, but not limited to, zoning, topography, soil type or content, environmental, or availability of public utilities, SUBJECT to all easements, rights-of-way, agreements, declarations, reservations, covenants, conditions and restrictions of record, and specifically subject to deeds of trust, as they may lawfully affect the Property, and any information a survey or inspection of the Property would disclose. The purchaser shall pay all costs of closing, recording (excluding Grantor’s Tax) and conveyance, which shall be by Special Warranty Deed. Real estate taxes for the calendar year 2012 will be prorated as of the date of sale. If the purchaser defaults, the Substitute Trustee reserves the right to retain the purchaser’s deposit, re-advertise and sell the Property at the risk and cost of the defaulting purchaser, and the Substitute Trustee may avail himself of any legal or equitable rights against the defaulting purchaser. Neither the Substitute Trustee nor the holder of the note secured by the deed of trust will deliver possession of the Property to the successful bidder. IRWIN A. HELLER, Substitute Trustee, 2201 Libbie Avenue, Suite 200, Richmond, Virginia 23230 (804) 673-6600.

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Sale is subject to all prior liens, (including the lien of a prior Deed of Trust) easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $2,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw. com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 95391, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

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TRUSTEE SALE 801 Newkirk Dr., Richmond, VA 23224-1617 In execution of a Deed of Trust in the original principal amount of $138,600.00, dated May 31, 2007 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 070019035, at page 1174, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on May 1, 2012 at 2:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 9, Block K, Section C-4, Woodstock, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-012263-11/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 11305 Knox Drive, Ashland, VA 23005-8035 Hanover County In execution of a Deed of Trust in the original principal amount of $280,250.00, dated March 19, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2911, at page 200, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­ signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on May 1, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Parcel of land containing 5.6 Acres, on survey recorded in Deed Book 924, at page 309, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-014530-11/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 9806 Camberwell Ct, Richmond, VA 23233-1434 Henrico County In execution of a Deed of Trust in the original principal amount of $140,000.00, dated July 25, 2003 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3507, at page 0129, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on May 1, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 2, Block A, Section 1, Victorian West, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-004142-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 9806 Magnolia Point Circle, Glen Allen, VA 23059 Henrico County In execution of a Deed of Trust in the original principal amount of $119,195.00, dated December 8, 2003 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3588, at page 0201 and re-recorded in Deed Book 3655, at page 2386, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on April 26, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 4, Block Q, Section 2, Magnolia Pointe, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-023400-11/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 4717 Leonard Pkwy, Richmond, VA 23226-1337 In execution of a Deed of Trust in the original principal amount of $140,000.00, dated May 30, 2008 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 080015211, at page 0708, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on May 1, 2012 at 2:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Part of Lots 4 and 5, Block 3, Colonial Place Annex, recorded in Henrico County in Plat Book 10, Page 28, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-027568-11/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 2200 North 27th Street, Richmond, VA 23223-4113 In execution of a Deed of Trust in the original principal amount of $130,500.00, dated August 27, 2007 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 070030096, at page 1119, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on May 3, 2012 at 10:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 20, Block A, Friendly Manor, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-017576-11/ FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 820 N 27Th St, Richmond, VA 23223-6508 In execution of a Deed of Trust in the original principal amount of $174,400.00, dated July 11, 2007 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 070023655, at page 296, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on April 26, 2012 at 10:00 o’clock am the property described in said deed, located at the above address and briefly described as: Beginning on the west line of 27th Street at a point 105 feet south of “O” Street; thence running southwardly along 27th Street, 21 feet, 6 inches, and from said front extending back between parallel lines 128 feet, more or less, to an alley 16 feet wide, with improvements thereon. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-005180-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 3819 Sherwood Forest Terr, Richmond, VA 23237-4530 Chesterfield County In execution of a Deed of Trust in the original principal amount of $116,000.00, dated May 25, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7816, at page 0076, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on May 1, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 32, Camelot Forest, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-023573-11/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 6445 Springcrest Ln, Richmond, VA 23231-5325 Henrico County In execution of a Deed of Trust in the original principal amount of $129,200.00, dated June 6, 2003 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3465, at page 1243, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on May 1, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 51, Block A, Section A, Darbytown Meadows, on Subdivision plat of Darbytown Meadows - Section A, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-026759-11/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 7563 Sambar Rd, Chesterfield, VA 23832-6628 In execution of a Deed of Trust in the original principal amount of $162,750.00, dated December 8, 2004 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 6116, at page 346, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on May 1, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 15, Block H, Section B, Deerfield Estates, recorded in Plat Book 13, Page 18, with improvements thereon. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-019722-10/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 2506 Hawthorne Ave, Richmond, VA 23222-4218 In execution of a Deed of Trust in the original principal amount of $243,000.00, dated September 21, 2007 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 070032515, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­ signed Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on May 1, 2012 at 2:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 13, Block S, Battery Court Addition, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-000322-10/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE’S SALE 2700 Main Sail Court, Richmond, VA 23233 Parcel ID 731-756-9616 Pursuant to the terms of a deed of trust dated February 19, 2007, in the original principal amount of $186,934.00, recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia, in Deed Book 4290, Page 1397, the property briefly described below will be offered for sale at public auction: Lot 4, Block I, Bay Cove, Sec. A, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 83, Pages 16-17, and as more particularly described in the referenced deed of trust. The sale will take place on MAY 3, 2012 At 12:30 P.M., at the front entrance to the building housing the Circuit Court of Henrico County, located at 4301 East Parham Road, Henrico, VA. The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERtIFIED FUNDS in the amount of $15,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1228022).


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TRUSTEE SALE 2800 Caniff Rd, Richmond, VA 23223-2012 Henrico County In execution of a Deed of Trust in the original principal amount of $225,000.00, dated October 22, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4428, at page 1330, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­ signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on May 10, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 17, Block G, Section C, Montezuma Gardens, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01­026332­11/ FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE’S SALE 605 W. Willow Street, Highland Springs, VA 23075 Parcel ID 822-726-9683 Pursuant to the terms of a deed of trust dated December 21, 2010, in the original principal amount of $146,196.00, recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia, in Deed Book 4837, Page 1071, the property briefly described below will be offered for sale at public auction: Lots 33 & 35, and part of Lots 34 & 36, Block B, Highland Springs, Sec. 2, as shown on a plat recorded in the aforesaid Clerk’s Office in Deed Book 2108, Page 583, and as more particularly described in the referenced deed of trust. The sale will take place on MAY 3, 2012 At 12:30 P.M., at the front entrance to the building housing the Circuit Court of Henrico County, located at 4301 East Parham Road, Henrico, VA. The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERtIFIED FUNDS in the amount of $14,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1228023).

TRUSTEE’S SALE 133 S. Arch Road, Richmond, VA 23236 Parcel ID 751702649500000 Pursuant to the terms of a deed of trust dated November 13, 2009, in the original principal amount of $154,106.00, recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia, in Deed Book 8922, Page 739, the property briefly described below will be offered for sale at public auction: Lot 3, Block B, Archway, Sec. A, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 16, Page 4, and as more particularly described in the referenced deed of trust. The sale will take place on MAY 3, 2012 At 11:00 A.M., at the front entrance to the building housing the Circuit Court of Chesterfield County, located at 9500 Courthouse Road, Chesterfield, VA. The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERtIFIED FUNDS in the amount of $15,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1228059).

TRUSTEE’S SALE OF 6000 Zion Ridge Drive, Richmond, VA 23234 IRTA 23236. In execution of a certain deed of trust dated January 07, 2005, in the original principal amount of $160,730.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 6164 Page 120, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on May 04, 2012, at 12:01 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 11, SECTION B, AS SOWN ON SUBDIVISION PLAT OF JESSUP MEADOWS, SECTION B, PREPARED BY BALZAR & ASSOCIATES, INC., DATED MARCH 5, 1998, RECORDED APRIL 6, 1998, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 98, PAGE 16, TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 134209 A-4230368 04/18/2012, 04/25/2012

TRUSTEE SALE 501 Westbury Dr, Midlothian, VA 23114-6827 Chesterfield County In execution of a Deed of Trust in the original principal amount of $156,000.00, dated March 23, 2010 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 9041, at page 0435, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on May 1, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 1, Block E, Section B, Buckingham Manor, with improvements thereon. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-005504-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE’S SALE OF 600 West Vine Street, Highland Springs, VA 23075. In execution of a certain deed of trust dated September 12, 2006, in the original principal amount of $144,400.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4202 Page 2434, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on May 04, 2012, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THOSE LOTS, PIECE OR PARCELS OF LAND, WITH ALL IMPROVEMENTS THEREON, LYING AND BEING IN VARINA MAGISTERIAL DISTRICT, HENRICO COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS NO. 600 WEST VINE STREET, AND FURTHER DESCRIBED AS LOT 2 AND A PORTION OF LOT 4, BLOCK B, SECTION 2, PLAN OF HIGHLAND SPRINGS, ALL AS MORE PARTICULARLY SHOWN ON PLAT OF SURVEY BY RALEIGH E. PHELPS, CERTIFIED LAND SURVEYOR, DATED MAY 31, 1983, ENTITLED “SURVEY SPRINGS, IN HENRICO COUNTY, VA.” TO WHICH REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www. bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 9616555, website: www.bwwsales.com. BWW# 117251

SUBSTITUTE TRUSTEE’S SALE 22618 STEERS ROAD, DINWIDDIE In execution of a Deed of Trust recorded in Clerk’s Office there having been a default under the Deed of Trust, Substitute Trustee will offer for sale at public auction on May 3, 2012, at 10:00 a.m., front entrance of Circuit Court, Dinwiddie County, 14008 Boydton Plank Road, Dinwiddie, Virginia, the property known as 22618 Steers Road, in Dinwiddie County, Virginia. For full description of property, see Deed of Trust. Sale made subject to all existing easements, restrictive covenants, liens and/or deeds of trust. TERMS: Cash at settlement within 10 days of sale. Bidder’s deposit 10% cash or certified check. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. FOR MORE INFORMATION CONTACT: Nancy Ann Rogers, Substitute Trustee, Post Office Box 167, Manakin Sabot, Virginia 23103 (804) 784-7182

TRUSTEE’S SALE OF 404 Roxana Road, Highland Springs, VA 23075. In execution of a certain deed of trust dated March 31, 2006, in the original principal amount of $73,350.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4097 Page 1607, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on May 04, 2012, at 10:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OF LAND, WITH IMPROVEMENTS THEREON, LYING, BEING AND STIAUTED IN HENRICO COUNTY, VIRGINIA, AND BEING KNOWN AND DESIGNATED AS LOT 2, BLOCK 6, ON THE PLAN OF FAIRLAWN TOWNHOUSES, SECTION ‘E’, A PLAT OF WHICH, MADE BY J.K. TIMMONS & ASSOCIATES, INC., ENGINEERS, DATED FEBRUARY 22, 1973, IS RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 54, PAGES 47 AND 48, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE LOT HEREBY CONVEYED. TOGETHER WITH THE BENEFITS AND SUBJECT TO THE TERMS AND PROVISIONS SET FORTH IN A CERTAIN DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS AS ARE OF RECORD IN DEED BOOK 1553, PAGE 552, OR DISCLOSED ON THE ABOVE MENTIONED PLAT..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www. bwwsales.com. BWW# 132429

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TRUSTEE SALE 1363 Warwick Park Rd, Richmond, VA 23231 Henrico County In execution of a Deed of Trust in the original principal amount of $148,000.00, dated February 24, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4072, at page 1650, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­ signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on May 3, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Parcel of land containing 1 acre, as shown on plat recorded in Deed Book 655, Page 156 in the Varina District, Henrico County, Virginia., with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-027695-10/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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Trustee’s Sale 2109 Ingleside Avenue, Richmond, Virginia 23228 (Tax Map No. 780-748-8344) Default having been made in the terms of a certain Deed of Trust dated February 16, 2007, in the original principal amount of $101,143.99 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4308, Page 2389, the undersigned Substitute Trustees will sell at public auction on May 2, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as BEGINNING at a point on the southern line of Ingleside Avenue distant thereon in a westwardly direction 385.6 feet from the intersection of said line of Ingleside Avenue with the western line of Lakeside Avenue, as it formerly existed or 365.6 feet from the western line of Lakeside Avenue as now constituted, thence extending westwardly along the southern line of Ingleside Avenue and fronting thereon 50 feet; thence extending back southwardly from said front, at right angles and between parallel lines, 100 feet. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $10,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 95625, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

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TRUSTEE SALE 2001 Running Brook Lane, Midlothian, VA 23113-2386 Chesterfield County In execution of a Deed of Trust in the original principal amount of $226,902.00, dated December 10, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 8534, at page 374, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on May 1, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 1, Section 2, Briarwood, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-015389-11/ FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 13000 Carters Garden Drive, Chesterfield, VA 23838-3012 In execution of a Deed of Trust in the original principal amount of $320,000.00, dated January 19, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 8169, at page 0206, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on April 26, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: LOT 5, CARTERS MILL EAST, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-001580-10/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 300 Danray Drive, Richmond, VA 23227-1923 Henrico County In execution of a Deed of Trust in the original principal amount of $120,000.00, dated July 9, 2003 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3490, at page 0020, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on May 3, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 6, Block B, Section 5, of Chamberlayne Farms, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-016094-10/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale 5116 Eanes Lane, Richmond a/k/a Henrico, Virginia 23231 (Tax ID No. 806-713-7652) Default having been made in the terms of a certain Deed of Trust dated December 27, 2005, in the original principal amount of $50,792.33 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4050, Page 1171, the undersigned Substitute Trustees will sell at public auction on May 16, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road, (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lot 12, Plan of Colonial Court, as recorded in Plat Book 18, page 30, in the aforesaid Clerk’s Office. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $5,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 92969, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Trustee’s Sale 3513 Evergreen Oak Court, Richmond a/k/a North Chesterfield, Virginia 23234 (Tax ID No. 784686804500000) Default having been made in the terms of a certain Deed of Trust dated November 16, 2005, in the original principal amount of $137,600.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 6789, Page 671, the undersigned Substitute Trustees will sell at public auction on May 2, 2012, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 10, Section F, Meadow Oaks Subdivision, all as more particularly shown on plat entitled “Meadow Oaks, Section F, Dale District”, dated February 1, 1993, recorded September 22, 1993, in the aforesaid Clerk’s Office in Plat Book 82, Page 18. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $13,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 92683, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 6227 Thierry Ct, Richmond, VA 23234-5899 Chesterfield County In execution of a Deed of Trust in the original principal amount of $118,000.00, dated September 5, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7987, at page 0447, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on April 26, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 36, Block C, Section 10, Kings Forest, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-011979-11/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE SALE 2821 Queensland Drive, Richmond, VA 23294-5246 Henrico County In execution of a Deed of Trust in the original principal amount of $240,000.00, dated June 1, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4353, at page 1102, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on May 3, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 2, Block Y, Section C, Pemberton Oakes Townhouses, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-026624-11/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE SALE 8017 King Eider Drive, Henrico, VA 23231-8938 Henrico County In execution of a Deed of Trust in the original principal amount of $212,037.00, dated October 30, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4229, at page 0260, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on May 1, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 43, Block K, Section E, FOUR MILE RUN, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-027526-10/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE’S SALE OF 200 Knightsmanor Court, Richmond, VA 23227. In execution of a certain deed of trust dated October 17, 2007, in the original principal amount of $105,664.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4424 Page 1335, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on June 08, 2012, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, LYING AND BEING IN FAIRFIELD DISTRICT, HENRICO COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 1, BLOCK Q, KNIGHTSBRIDGE, SECTION A, ON THAT CERTAIN SURVEY MADE BY ASSOCIATED ENGINEERS AND SURVEYORS, LTD., DATED APRIL 1974, AND RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 59, PAGES 14 AND 15, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE SAID LOT..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www. bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 9616555, website: www.bwwsales.com. BWW# 124358


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